Podcast appearances and mentions of kumiko love

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3116: Kumiko Love breaks down index funds in a simple, approachable way, showing how they can be a powerful, low-cost investment tool for long-term financial growth. With relatable explanations and clear comparisons, she empowers beginners to take confident steps toward building wealth through consistent investing. Read along with the original article(s) here: https://www.thebudgetmom.com/what-you-should-know-about-index-funds/ Quotes to ponder: "Index funds are one of the easiest, low-cost ways to invest in the stock market." "Rather than trying to beat the market, index funds aim to mirror it." "Because index funds don't require a fund manager to actively pick stocks, they usually have lower fees." Episode references: Fidelity - Index Funds: https://www.fidelity.com/mutual-funds/index-funds/overview Investopedia - Index Fund Definition: https://www.investopedia.com/terms/i/indexfund.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3116: Kumiko Love breaks down index funds in a simple, approachable way, showing how they can be a powerful, low-cost investment tool for long-term financial growth. With relatable explanations and clear comparisons, she empowers beginners to take confident steps toward building wealth through consistent investing. Read along with the original article(s) here: https://www.thebudgetmom.com/what-you-should-know-about-index-funds/ Quotes to ponder: "Index funds are one of the easiest, low-cost ways to invest in the stock market." "Rather than trying to beat the market, index funds aim to mirror it." "Because index funds don't require a fund manager to actively pick stocks, they usually have lower fees." Episode references: Fidelity - Index Funds: https://www.fidelity.com/mutual-funds/index-funds/overview Investopedia - Index Fund Definition: https://www.investopedia.com/terms/i/indexfund.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3116: Kumiko Love breaks down index funds in a simple, approachable way, showing how they can be a powerful, low-cost investment tool for long-term financial growth. With relatable explanations and clear comparisons, she empowers beginners to take confident steps toward building wealth through consistent investing. Read along with the original article(s) here: https://www.thebudgetmom.com/what-you-should-know-about-index-funds/ Quotes to ponder: "Index funds are one of the easiest, low-cost ways to invest in the stock market." "Rather than trying to beat the market, index funds aim to mirror it." "Because index funds don't require a fund manager to actively pick stocks, they usually have lower fees." Episode references: Fidelity - Index Funds: https://www.fidelity.com/mutual-funds/index-funds/overview Investopedia - Index Fund Definition: https://www.investopedia.com/terms/i/indexfund.asp Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Miko Love podcast, host Kumiko Love shares her transformative journey from being over $77,000 in debt to achieving financial freedom & fulfillment. She reflects on the emotional and practical aspects of her experience, discussing the importance of family support, the challenges of budgeting, and the mindset shifts necessary for lasting financial success. Kumiko emphasizes that being debt-free is not just about the numbers, but about understanding one's relationship with money and the deeper motivations behind financial goals.EPISODE RESOURCESCreate a realistic budget that actually works: https://courses.thebudgetmom.com/p/building-blocks-of-budgetingWatch my Attack Your Debt Mini Lesson: https://youtu.be/aAutYJLHm00Read the article "My Debt Story – Accomplishing the Unimaginable": https://thebudgetmom.com/my-debt-story-accomplishing-the-unimaginable/EPISODE CHAPTERS00:00 Introduction to the Journey03:00 The Impact of Debt Freedom05:51 The Road to Debt Repayment11:59 Facing Financial Hardships18:10 The Role of Family and Support23:58 Building a Sustainable Budget29:49 The Importance of Mindset in Financial Success35:58 Life After Debt: New PerspectivesAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love engages with wellness expert Kristel Bauer to explore the complexities of work-life balance. They discuss whether true balance is achievable or merely a myth, the evolution of balance in modern life, and the importance of defining personal balance based on individual values and priorities. The conversation emphasizes the significance of mindfulness, community support, and the need to embrace imperfection in the pursuit of a fulfilling life. Listeners are encouraged to reflect on their own definitions of balance and to seek resources that support their well-being.KEY TAKAWAYSThe concept of balance has evolved with technology and modern work culture.Finding inner balance is more important than striving for external balance.Personal definitions of balance vary and should reflect individual values.Community support is crucial in navigating work-life challenges.Living a fulfilling life involves prioritizing meaningful relationships and experiences.Embracing imperfection can lead to a more satisfying pursuit of balance.Asking for help is a sign of strength, not weakness.EPISODE CHAPTERS00:00 Exploring Work-Life Balance: Myth or Reality?02:53 The Evolution of Balance in Modern Life06:51 Defining Personal Balance: Individual Perspectives11:06 Finding Inner Balance: The Work-Life Tango15:41 Mindfulness and Daily Habits for Stress Management20:45 The Importance of Community and Support23:19 Living a Fulfilling Life: The Bigger Picture27:22 Embracing Imperfection in the Pursuit of Balance32:34 Finding Resources and Support for BalanceABOUT KRISTELKristel Bauer is a top Keynote Speaker, corporate wellness and performance expert sharing insights for more happiness and success. Bauer is the author of Work-Life Tango: Finding Happiness, Harmony & Peak Performance Wherever You Work and she is the host of the "Live Greatly" podcast.More from Kristel:➡️ Order her book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work: https://bit.ly/3DUdPgs➡️ Listen to her podcast, Live Greatly: https://podcasts.apple.com/us/podcast/live-greatly/id1500457853➡️ Find her on Instagram: https://www.instagram.com/livegreatly_co/About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love speaks with Maya Corbic, a financial educator passionate about teaching kids about money. They discuss the importance of financial literacy in today's consumer-driven society, the impact of social media on children's spending habits, and effective methods for teaching financial concepts to kids of different ages.Maya shares her journey from being a first-generation immigrant to becoming a CPA and a financial educator, emphasizing the need for parents to be transparent about money and to instill good financial habits in their children. They also explore various allowance methods, the significance of investing for kids, and how to encourage saving over spending. The conversation concludes with success stories that highlight the importance of building confidence in financial literacy.EPISODE CHAPTERS>> 00:00 Introduction to Financial Literacy for Kids>> 03:02 Maya's Journey: From Immigrant to Financial Educator>> 06:10 The Importance of Financial Literacy in a Consumer Society>> 08:56 Navigating Social Media's Impact on Kids' Spending Habits>> 12:00 Teaching Financial Concepts to Different Age Groups>> 14:59 Allowance Methods: Balancing Work and Financial Education>> 17:58 Conversations About Money: Transparency with Kids>> 20:58 Investing for Kids: Starting Young>> 23:47 Encouraging Saving Over Spending>> 26:58 Balancing Financial Independence with Providing for Kids>> 30:10 Success Stories: Building Confidence in Financial LiteracyABOUT MAYAMaya Corbic, CPA, CA is the author of a kids' book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" and the founder of the Wealthy Kids Investment Club. Her popular Instagram account @teach.kids.money that has 171K+ subscribers inspires parents to raise financially independent kids.Her work has been featured in CBS News, NBC, ABC, Fox, CP24, etc.The Book, From Piggy Banks To Stocks, The Ultimate Guide for a Young Investor  https://amzn.to/41590KoThe Free 4-Step Cheat Sheet on How I Successfully Invest With My Kids https://www.wealthykids.club/4-step-cheat-sheetMy Wealthy Kids Investment Club https://www.wealthykids.club/About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love discusses the critical issue of running safety for women. As she trains for her first ultra marathon, she reflects on the risks women face while running, sharing personal experiences and tragic stories of women who have been harmed or murdered. Kumiko emphasizes the importance of safety precautions, community support, and raising awareness about these issues to create safer environments for all runners.KEY TAKEAWAYSEvery woman who runs has to think about safety.Women face unique risks while running.Statistics show that 84% of women have been harassed while running.Self-defense tools can provide an extra layer of protection.Community support is crucial for safety.We need to demand safer communities for all.Raising awareness is essential to change the narrative.EPISODE CHAPTERS>> 00:00 Introduction to the Journey>> 01:01 The Reality of Running Safety for Women>> 05:20 Heartbreaking Stories of Women Runners>> 08:11 Precautions for Personal Safety>> 14:36 The Need for Safer Communities>> 18:48 Raising Awareness and ConclusionLINKS MENTIONED IN THE EPISODE:Self-defense running tool Go Guarded: https://goguarded.com/Garmin LiveTrack Feature: https://support.garmin.com/en-US/?faq=HbqxxbiBGA3mDhlLX4GUw8About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this deeply personal episode of the Miko Love Podcast, host Kumiko Love shares her journey through grief following the unexpected loss of her mother. She discusses the challenges faced in navigating the autopsy process, the lack of information provided by hospitals, and the emotional turmoil that ensued.Kumiko advocates for legislative change through 'Shirley's Law,' aimed at ensuring families are informed of their rights and options regarding autopsies. The episode emphasizes the need for transparency and compassion in healthcare, especially during times of loss.SIGN & SHARE THE PETITIONhttps://chng.it/ZHYFSQqjv8EPISODE CHAPTERS00:00 Introduction to a Personal Journey01:30 The Unexpected Loss of a Loved One06:15 Navigating Grief and Autopsy Decision12:20 Advocating for Autopsy Rights15:50 Call to Action and Legislative ChangeAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Stressed about money? You're not alone. In this episode, Kumiko Love (aka “The Budget Mom”) shares her expert tips to face your financial fears, take control of your money, and live a life you love — on a budget you can afford! Thanks for listening! New episodes drop every Tuesday. Make sure you hit the follow button to get notified.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3001: Kumiko Love explores the pervasive culture of instant gratification and its impact on finances. She offers practical tools like Shopping Lists, Wait Lists, and Instant Gratification Wish Lists to help you cultivate patience and make thoughtful spending decisions. By focusing on delayed gratification, you can achieve financial goals while still enjoying occasional treats without guilt. Read along with the original article(s) here: https://www.thebudgetmom.com/instant-gratification-wish-list-becoming-a-patient-spender/ Quotes to ponder: “Getting what we want right now does not make our lives better LATER.” “Delayed gratification is being kind to your future self.” “The goal with the Instant Gratification Wish List is to turn the ‘Instant' into ‘Anticipated.'” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3001: Kumiko Love explores the pervasive culture of instant gratification and its impact on finances. She offers practical tools like Shopping Lists, Wait Lists, and Instant Gratification Wish Lists to help you cultivate patience and make thoughtful spending decisions. By focusing on delayed gratification, you can achieve financial goals while still enjoying occasional treats without guilt. Read along with the original article(s) here: https://www.thebudgetmom.com/instant-gratification-wish-list-becoming-a-patient-spender/ Quotes to ponder: “Getting what we want right now does not make our lives better LATER.” “Delayed gratification is being kind to your future self.” “The goal with the Instant Gratification Wish List is to turn the ‘Instant' into ‘Anticipated.'” Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3001: Kumiko Love explores the pervasive culture of instant gratification and its impact on finances. She offers practical tools like Shopping Lists, Wait Lists, and Instant Gratification Wish Lists to help you cultivate patience and make thoughtful spending decisions. By focusing on delayed gratification, you can achieve financial goals while still enjoying occasional treats without guilt. Read along with the original article(s) here: https://www.thebudgetmom.com/instant-gratification-wish-list-becoming-a-patient-spender/ Quotes to ponder: “Getting what we want right now does not make our lives better LATER.” “Delayed gratification is being kind to your future self.” “The goal with the Instant Gratification Wish List is to turn the ‘Instant' into ‘Anticipated.'” Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Miko Love Podcast, host Kumiko Love reflects on the significance of choosing a word for the year as a guiding principle for personal growth.She shares her own word for 2025, 'consistency,' and discusses how it has shaped her journey. Kumiko emphasizes the importance of small, consistent actions in achieving goals and encourages listeners to select their own words for the year, providing practical steps to do so.The episode concludes with a reflection on the past year and a motivational message for the new year ahead.KEY TAKEAWAYSChoosing a word for the year can be transformative.Small actions lead to significant results over time.Reflection on the past year is essential for growth.Your chosen word should resonate with your personal goals.It's important to show up for yourself consistently.Progress is not always linear; embrace the journey.Celebrating small victories is crucial for motivation.Creating a vision board can help keep your word visible.The new year is about continuing your journey, not starting over.IMPACTFUL QUOTES"Real change comes from the simple act of doing.""Progress isn't always linear and that's okay."EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 00:30 Reflecting on the New Year>> 01:54 The Tradition of Choosing a Word for the Year>> 03:51 Kumiko's Word for 2025: Consistency>> 07:42 Implementing Consistency in Daily Life>> 10:28 Choosing Your Own Word for the Year>> 12:50 Reflecting on 2024 and Looking Ahead to 2025About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this reflective episode, Kumiko Love, the host of the Miko Love Podcast, shares insights from the first season, highlighting key moments, listener engagement, and the importance of community.She discusses standout episodes, including topics like invisible labor and investing for beginners, and emphasizes the lessons learned throughout her podcasting journey. Looking ahead, she teases exciting topics for season two, including mental health and financial empowerment, while expressing gratitude for her audience's support.KEY TAKEAWAYSThe podcast achieved over 35,000 downloads in its first season.Starting messy is better than not starting at all.Chasing perfection hinders progress in any journey.Season two will include new guests and solo episodes.Listener feedback is crucial for shaping future content.The journey continues even during the podcast break.EPISODE CHAPTERS>> 00:00 Reflecting on Season One>> 02:55 Key Takeaways from Notable Episodes>> 05:49 Looking Ahead to Season TwoAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love uncovers the unseen world of invisible labor—the mental and emotional work that keeps households running yet often goes unrecognized.Kumiko explores the different forms of invisible labor, from the mental load of planning and organizing to the emotional labor of managing relationships. She dives deep into its emotional and societal toll, revealing how this imbalance disproportionately affects women and impacts families and communities.Through heartfelt insights and research-backed examples, Kumiko sheds light on why this hidden work matters and why it's time to start acknowledging and redistributing it. The episode wraps up with actionable strategies for fostering healthier relationships, creating equity at home, and valuing the labor we don't always see.IMPACTFUL QUOTES"Invisible labor is the mental load we carry.""You're not failing when you ask for help.""The work you do matters, even if unseen."KEY TAKEAWAYSInvisible labor is the mental load we carry.It often falls disproportionately on women.Invisible labor can cause burnout and resentment.Cognitive, emotional, and anticipatory labor are key types.Invisible labor affects mental health and relationships.Recognition of invisible labor is crucial for equity.Societal norms contribute to the invisibility of this labor.Open conversations can help redistribute responsibilities.Teaching children about shared responsibilities is vital.Asking for help is a sign of strength, not failure.EPISODE CHAPTERS00:00 Introduction to Invisible Labor 02:52 Understanding the Concept of Invisible Labor06:09 The Emotional Toll of Invisible Labor08:58 Types of Invisible Labor11:53 The Societal Impact of Invisible Labor15:11 Solutions and Moving ForwardAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, Kumiko Love sits down with Jeremy Schneider, the founder of @PersonalFinanceClub, to make investing less intimidating and more accessible. Jeremy shares his inspiring journey from a struggling entrepreneur to achieving financial independence, offering straightforward strategies and lessons for anyone looking to build wealth.They cover:The essential steps to start investing and build confidence.Budgeting and living below your means to free up money for investments.How to use target date index funds and three-fund portfolios for a simple, effective investment strategy.The role of compound interest in accelerating wealth-building.Common investing mistakes to avoid, including chasing trends or market timing.Kumiko also introduces Hello Nectarine, Jeremy's new service designed to offer accessible, conflict-free financial advice, empowering listeners to take control of their finances with confidence.If you're ready to demystify investing and make smarter money moves, this episode is packed with practical tips and inspiration to help you get started.IMPACTFUL QUOTES"Live below your means, invest early and often.""Simplicity serves the individual investor."EPISODE CHAPTERS00:00 Introduction to Investing Basics 10:10 Key Principles of Wealth Building20:01 Understanding Investment Accounts30:06 Choosing Investments: Simplicity vs. Complexity39:00 The Three Fund Portfolio Explained45:11 The Power of Compound Interest48:07 Introducing Hello Nectarine: A New Financial ServiceABOUT JEREMYJeremy Schneider is a successful entrepreneur and personal finance expert! After starting an internet company in college and selling it at the age of 34 for over $5M and retiring at 36, Jeremy has dedicated his life to teaching personal finance. He founded Personal Finance Club, a community of champions of the individual investor who help further financial education and went on to found Nectarine, an advice-only financial advisor marketplace. Jeremy likes playing beach volleyball and writing bios about himself in the third person.Instagram: instagram.com/personalfinanceclub Website: personalfinanceclub.comAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love, an Accredited Financial Counselor (AFC), sits down with Jessica Moorhouse, an Accredited Financial Counselor Canada (AFCC), to explore the unique aspects of their certifications and their shared passion for financial education.They discuss their journeys to becoming accredited, the challenges of working in financial counseling, and the importance of regulatory oversight in the industry. The conversation highlights the shift from one-on-one client work to broader educational efforts, emphasizing financial literacy, budgeting, and support for underserved communities.Jessica also shares insights from her upcoming book, delving into the emotional barriers to financial success and the importance of self-identity, happiness, and community in fostering a healthy relationship with money. EPISODE CHAPTERS00:00 Introduction to the AFC Designation02:46 The Unique Value of AFC Counseling06:02 Personal Journeys to Becoming AFCs09:11 The Importance of Financial Education12:03 Challenges in the Financial Counseling Field14:51 Navigating the Financial Industry Landscape17:57 The Role of Regulatory Bodies21:07 Transitioning from One-on-One to Mass Education26:21 The Foundation of Financial Education30:33 Understanding Yourself Before Your Money31:58 The Hidden Barriers to Financial Freedom36:37 The Toxic Relationship with Money40:52 Finding Happiness Beyond Financial Success45:47 The Importance of Self-Identity48:13 Book Release and Community ConnectionABOUT JESSICAJessica is a sought-after money expert, TV personality and speaker. She is an Accredited Financial Counsellor Canada®, an award-winning financial content creator and the host of the chart-topping More Money Podcast (4+ million downloads). As a personal finance educator for over 12 years, she has given presentations throughout North America and is regularly featured by major Canadian and US media including CBC News, CTV News, BNN Bloomberg, the Toronto Star, Forbes and USA Today. Her debut book Everything but Money: The Hidden Barriers Between You and Financial Freedom comes out on December 31, 2024 (HarperCollins Canada).  Website: https://jessicamoorhouse.com Podcast: https://jessicamoorhouse.com/podcast Book: https://jessicamoorhouse.com/boAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love discusses the psychological tactics used by retailers during the holiday season that often lead consumers to overspend.She explores various marketing strategies such as scarcity, social proof, emotional marketing, and the influence of technology on consumer behavior. Kumiko also provides practical strategies for listeners to maintain a strict holiday budget and make intentional purchasing decisions, emphasizing the importance of experiences over material gifts.KEY TAKEAWAYSThe holiday season is filled with marketing tactics that can lead to overspending.Understanding consumer psychology can help you make informed decisions.Scarcity and urgency are powerful motivators in retail marketing.Emotional marketing plays a significant role in holiday spending.Awareness of your emotions is crucial to resisting unnecessary purchases.Retailers use anchoring to skew your perception of value.Door buster deals are designed to lure you into stores for bigger purchases.Countdown timers create a false sense of urgency to buy.Buy more, save more promotions often lead to unnecessary spending.Setting a strict holiday budget can help you avoid impulse purchases.EPISODE CHAPTERS>> 00:00 Navigating Holiday Spending: An Introduction>> 04:37 Understanding Marketing Tactics: The Psychology Behind Spending>> 09:04 Sneaky Sales Strategies: How Companies Manipulate Prices>> 14:12 The Role of Technology: Targeted Ads and Influencer Marketing>> 18:31 Staying Disciplined: Strategies for Smart Holiday SpendingAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love and therapist Laura Caruso dive into attachment styles and their impact on relationships. They unpack the origins and types—secure, anxious, avoidant, and disorganized—and discuss how childhood experiences shape these patterns. The conversation highlights the importance of self-awareness, the potential for change, and the value of therapy in breaking generational cycles.Kumiko and Laura also explore the link between attachment styles and narcissism, the role of confidence in building secure relationships, and the complexities of parenting and emotional regulation. They share insights into overcoming fears as parents and emphasize the power of communication and seeking support for healthier relationships and family dynamics.EPISODE CHAPTERS>> 00:00 Introduction to Attachment Styles>> 02:49 Understanding Attachment Theory>> 06:04 Types of Attachment Styles>> 08:45 Impact of Childhood on Attachment>> 12:09 Identifying Your Attachment Style>> 15:04 Narcissism and Attachment Styles>> 17:58 Evolving Attachment Styles>> 21:09 Building Secure Attachments>> 23:30 Navigating Parenting Fears and Responsibilities>> 27:15 Understanding Attachment Styles in Relationships>> 31:34 The Impact of Life Events on Attachment Styles>> 38:00 Regulating Emotions and Seeking Reassurance>> 41:24 Attachment Styles and Major Life TransitionABOUT LAURALaura is a therapist and relationship expert based in New York City. She practices from a relational lens and prides herself as a down-to-earth and “no bullshit” therapist. She is working on a revolutionary, self-customized course called Wired for Connection (W4C) to help you reprogram attachment for stronger, healthier relationships, which launches December 1st. You can follow her on Instagram for updates about the launch, including major discounts for pre-registration.Instagram: https://www.instagram.com/lauracaruso.therapy/ Website: https://www.wellpsychnyc.com/ About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love delves into the complex topic of spending guilt, exploring its emotional and psychological roots, societal pressures, and practical strategies to overcome it. Kumiko emphasizes the importance of reframing one's mindset about spending, viewing money as a tool for enhancing life rather than a source of stress. She provides actionable strategies such as value-based spending, creating a guilt-free spending fund, and practicing gratitude to help listeners cultivate a healthier relationship with their finances.IMPACTFUL QUOTES"Spending is often equated with recklessness.""Spending money isn't a moral failing.""Money is a tool, and it is meant to be used.""Embrace the concept of enough to let go of guilt."EPISODE CHAPTERS>> 00:00 Introduction to Spending Guilt>> 03:07 Emotional Roots of Spending Guilt>> 05:53 Psychological Factors Behind Spending Guilt>> 09:09 Societal Pressures and Spending Guilt>> 11:52 Reframing Your Mindset on Spending>> 15:08 Practical Strategies to Overcome Spending Guilt>> 17:53 Conclusion and Key TakeawaysKEY TAKEWAYSSpending guilt is a common emotional experience.Upbringing influences our beliefs about money and spending.Societal pressures equate financial responsibility with frugality.Spending can be part of a healthy financial life.Recognizing money as a tool can shift your mindset.Value-based spending aligns purchases with personal values.Practicing gratitude can reduce feelings of guilt after spending.Tracking emotional spending triggers helps identify patterns.Embracing the concept of enough can alleviate spending guilt.Intentional spending enhances financial well-being.About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love delves into the pervasive issue of comparison, particularly in the context of social media. She discusses how comparison can rob individuals of joy and self-worth, leading to anxiety and distress.Kumiko emphasizes the importance of embracing one's unique journey and offers actionable strategies to combat the negative effects of comparison, including practicing gratitude, setting personal goals, and limiting social media exposure. The episode encourages listeners to focus on their own growth and celebrate their achievements, no matter how small.IMPACTFUL QUOTES"Comparison really is the thief of joy.""You're comparing your entire full story to someone else's edited version.""Gratitude is a powerful antidote to envy."EPISODE CHAPTERS>> 00:00 Introduction to Comparison and Its Impact>> 06:02 The Role of Social Media in Comparison>> 12:14 Embracing Your Unique Journey>> 17:54 Strategies to Overcome ComparisonKEY TAKEWAYSComparison is harmful and can chip away at self-worth.Social media often presents a highlight reel, not reality.Gratitude shifts focus from lack to abundance.Your journey is unique; stop measuring against others.Limit social media exposure to reduce comparison triggers.Celebrate your own wins, no matter how small.Surround yourself with positive influences.Mindfulness helps refocus on your own path.Setting personal goals aligned with values is key.Digital detox can provide mental space for self-reflection.About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love dives into a variety of topics centered around personal finance, budgeting, and the journey of financial fulfillment. She shares her own experiences as The Budget Mom, discusses the importance of motivation versus self-discipline in budgeting, and offers insights on balancing family spending with long-term financial goals. Kumiko also emphasizes the significance of teaching children about money management, shares success stories from her community, and provides practical advice on building an emergency fund and handling joint finances in relationships.KEY TAKEAWAYSFinancial freedom and financial fulfillment are two different concepts.Staying motivated in budgeting requires self-discipline and routine.Life events can shift your perspective on spending and saving.Sinking funds help manage holiday spending stress-free.Teaching kids about money involves showing them how to provide value.EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 01:26 The Journey of The Budget Mom>> 09:22 Staying Motivated on a Budget>> 15:27 Balancing Family Spending and Long-Term Goals>> 20:04 Managing Holiday Spending with Sinking Funds>> 25:18 Teaching Kids About Money>> 30:00 Success Stories from the Budget Mom Community>> 34:15 Building an Emergency Fund>> 38:13 Handling Joint Finances in RelationshipsAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love engages with spending coach Paige Pritchard to explore the emotional and psychological aspects of spending.They discuss how emotional triggers, such as boredom and sadness, lead to impulse shopping and overspending. The conversation emphasizes the importance of self-awareness, understanding one's triggers, and developing healthier spending habits.They also touch on the impact of social media on consumer behavior and the value of delayed gratification in financial decision-making. The episode concludes with practical advice for listeners on how to navigate their spending habits with compassion and understanding.IMPACTFUL QUOTES"Emotional spending will always be part of our lives.""100% of the spending that you do is emotional spending.""Boredom is probably the most common trigger."EPISODE CHAPTERS>> 00:00 Introduction to Emotional Spending>> 02:47 Understanding Emotional Triggers>> 06:08 The Role of Environmental Triggers>> 08:54 Identifying Internal and External Triggers>> 12:14 The Three A's of Spending Awareness>> 15:04 Creating Healthy Spending Habits>> 18:00 The Importance of Delayed Gratification>> 20:50 Social Media's Impact on Spending>> 23:52 Finding Balance in Retail Therapy>> 26:47 Conclusion and ResourcesABOUT PAIGEPaige Pritchard is a spending coach who helps women overcome impulse shopping and overspending. After struggling with her own spending habits and blowing through her $60,000 salary at 22, she turned her finances around by paying off $40,000 in student debt, cash flowing her MBA, and building a six-figure investment portfolio by 29. A certified life coach since 2020, Paige now coaches thousands of women through her podcast, The Money Love Podcast, and her group coaching membership, Overcoming Overspending. Her work has been featured in NBC News, The Washington Post, BuzzFeed, and more.Instagram: @overcoming_overspendingPodcast: The Money Love PodcastFree Masterclass: Why You Impulse Shop & How To StopWork with Paige: Overcoming Overspending MembershipAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love dives into the world of sourdough baking with expert Andra Stefanescu. They discuss the journey of sourdough, its health benefits, and the rise in popularity during the COVID-19 pandemic. Andra shares her personal experiences, tips for beginners, and the importance of understanding the process behind sourdough baking. The conversation also touches on the mental health benefits of baking, the essential tools and ingredients needed, and the significance of community support in starting this rewarding hobby.EPISODE CHAPTERS>> 00:00 Introduction to Sourdough Passion>> 05:24 Andra's Sourdough Journey>> 11:10 The Rise of Sourdough During COVID>> 16:55 Health Benefits of Sourdough>> 21:36 Getting Started with Sourdough>> 27:23 Essential Tools and Ingredients>> 32:03 Achieving the Perfect Crust and Crumb>> 39:40 Understanding Sourdough Discard>> 43:26 Coaching and Classes in Sourdough Baking>> 50:33 Mental Benefits of Sourdough BakingYou can watch me make sourdough here!ABOUT ANDRAAndra Stefanescu is a self taught sourdough home baker, passionate not only about making bread, but also about helping others get on the sourdough journey or improve their bakes.She's been making sourdough bread for 5 years, as nothing quite compares to it. It's the joy of a fresh warm loaf of bread and sharing it with others, controlling what goes in, the health benefits, but also the therapeutic effect of handling dough. And above all, it's fascinating how with just three ingredients, water, flour and salt, you can make the most delicious bread at home.Andra is offering Online Sourdough Courses, as well as One to One Coaching for those having very specific questions or challenges they need support with.Follow Andra on Instagram!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love interviews Randi Orm, an accomplished ultra marathon runner and coach. They discuss Randi's inspiring journey in running, the emotional connections to the sport, and the importance of mental toughness.Kumiko shares her own running experiences and goals, including her transition from casual running to preparing for her first marathon and aspirations for ultra marathons. The conversation also touches on balancing running with life commitments, nutrition for endurance athletes, and the challenges faced during Randi's participation in the reality show Race to Survive New Zealand. The episode concludes with a powerful message about the transformative impact of running on personal growth and emotional healing.IMPACTFUL QUOTES"You don't need to be fast or go far to be a runner."EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 05:19 Meet Randi Orme: A Running Inspiration>> 08:39 The Emotional Connection to Running>> 14:51 Starting Your Running Journey>> 18:39 Building Mental Toughness in Running>> 38:55 Balancing Running with Life Commitments>> 49:57 Transitioning from Marathon to Ultra Marathon>> 01:15:27 Challenges Faced on Race to Survive New Zealand>> 01:23:03 The Impact of Running on LifeKEY TAKEWAYSConsistency is key when starting a running journey.It's okay to walk during a race; it doesn't make you less of a runner.Nutrition plays a crucial role in endurance training.ABOUT RHANDIRhandi Orme is a dedicated running coach and personal trainer with over 21 years of experience, residing in Northern Utah with her husband and five kids. As an ultra marathon champion and accomplished athlete, Rhandi has set impressive personal records, including a 1:23 half marathon, a 3:03 marathon, and an 18-hour 100-miler. She's also an ironman triathlete and mountaineer.Beyond her athletic achievements, Rhandi was a cast member on the hit USA Network TV show "Race to Survive New Zealand." When she's not coaching or running, you can find her enjoying the outdoors with her family, cooking, baking, or diving into a good book.Check out Rhandi's website for more details on her coaching program, where she helps runners of all levels achieve their personal bests and conquer new challenges!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this special episode, Kumiko Love answers your most pressing questions submitted by listeners! From budgeting tips and financial strategies to personal insights and life advice, Miko dives deep into the topics that matter most to you. Tune in for a candid, informative, and inspiring conversation tailored to your curiosities and concerns.Today's questions include:The hardest part of being an entrepreneur: Kumiko shares the challenges she faces in running her business.Best high-yield savings accounts: She provides recommendations for high-yield savings accounts.Next dream to conquer: Kumiko discusses her next personal or professional goal.Buy now, pay later options: She offers insights into using buy now, pay later services.Favorite Peloton instructors: Kumiko shares her top Peloton instructors and how they motivate her.Challenges of being a mom: She talks about balancing motherhood with other responsibilities.Starting over on a debt-free journey: Kumiko provides advice for those starting over in their journey to become debt-free.Managing finances with ADHD: She discusses strategies for managing finances while living with ADHD.Applying money to debt after paying bills: Kumiko explains how to allocate funds toward debt after covering monthly expenses.Journey towards minimalism: She shares her experiences and progress toward adopting a minimalist lifestyle.Setting clear financial goals: Kumiko emphasizes the importance of setting clear and actionable financial goals.High-Yield Savings AccountLooking for a safe and smart way to grow your savings? I personally use and love Ally's High-Yield Savings Account. With competitive interest rates, zero monthly maintenance fees, and easy access to your funds, it's a great option for anyone looking to maximize their savings without any hassle. Whether you're saving for a big goal or just want to see your money work harder for you, Ally makes it simple to stay on top of your financial game.Learn more about Ally High-Yield Savings Accounts HEREEPISODE CHAPTERS>> 00:00 Introduction and Overview>> 00:51 The Challenges and Rewards of Being an Entrepreneur>> 06:06 Choosing the Best High-Yield Savings Account>> 11:22 Conquering Dreams: Early Retirement and Homesteading>> 15:24 Favorite Peloton Instructors: Jess Sims and Rebecca KAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode, Kumiko Love discusses the importance of setting boundaries in various areas of life, including emotional, mental, physical, financial, and personal. She shares her personal journey and struggles with setting boundaries and provides practical tips for establishing and maintaining them. Kumiko emphasizes the significance of saying no without guilt, walking away from toxic relationships, giving oneself permission to have privacy, prioritizing time and energy, making self-care a non-negotiable, and setting financial boundaries. She also encourages listeners to embrace the courage to disappoint others and prioritize their own well-being.IMPACTFUL QUOTES"Setting boundaries is self-care.""When you say no to something that doesn't serve you, you're saying yes to something that does.""It's okay to love someone from afar."EPISODE CHAPTERS>> 00:00 Introduction and Overview>> 03:19 The Power of Setting Boundaries>> 05:17 Saying No Without Guilt>> 09:38 Walking Away from Toxic Relationships>> 12:29 Giving Yourself Permission to Have Privacy>> 18:17 Prioritizing Time and Energy>> 20:40 Making Self-Care Non-Negotiable>> 25:28 Setting Financial Boundaries>> 28:37 Embracing the Courage to Disappoint Others>> 31:00 ConclusionMy Journey to Buying My Dream Home With CashAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, Kumiko Love chats with C-section recovery specialist Nicole Alfred.Nicole opens up about her personal journey, emphasizing the importance of scar massage, proper postpartum care, and the challenges of both physical and emotional recovery.They also tackle societal pressures to "bounce back" after childbirth and highlight the significance of self-care and mental well-being. Nicole offers valuable tips on preparing for a C-section, creating a birth prep ritual, and shares resources to support C-section recovery.IMPACTFUL QUOTES"When you learn to accept and process what you've been through, you don't look at your body as a failure. You look at it as a powerful tool that helped to bring this baby earth side."EPISODE CHAPTERS>> 00:00 Introduction and Personal Experience with Traumatic C-Section>> 02:20 The Importance of C-Section Scar Massage>> 03:46 Societal Pressure to Bounce Back After Childbirth>> 11:33 The Need for Better Postpartum Care for C-Section Moms>> 27:37 Accepting and Celebrating the Post-C-Section Body>> 29:00 Rehabilitation and Support: The Key to Successful C-Section Recovery>> 39:00 Preparing for a C-Section: Creating a Birth Prep Ritual>> 41:40 Nurturing Yourself During C-Section Recovery>> 44:25 Resources for C-Section Recovery: Nicole's Programs and SupportABOUT NICOLE ALFREDNicole Alfred is a cesarean recovery coach, registered massage therapist, and mother of three. She has given birth three times by C-section: one emergent and traumatic, the other two empowered and planned.Her different experiences opened her eyes to the lack of support mothers receive post-operatively. Nicole sees a need for much more emotional and physical attention. Nicole believes there are important steps that new mothers need to take, beginning immediately after surgery and continuing through the first 12 weeks postpartum, to optimize their recovery.These steps include restoring normal function with everyday movements, wound & scar healing, core muscle system recovery, and connecting with the incision scar to facilitate emotional processing and healing.Get her FREE Belly Shelf Guide here or go to her website!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this special episode, Kumiko Love answers your most pressing questions submitted by listeners! From budgeting tips and financial strategies to personal insights and life advice, Miko dives deep into the topics that matter most to you. Tune in for a candid, informative, and inspiring conversation tailored to your curiosities and concerns. Today's questions include:Managing a Large Social Media Following: Kumiko discusses the challenges of handling a large audience and the difficulty of keeping up with messages and comments.Mastering New Skills: She shares her drive to quickly learn and master new skills, and how this has shaped her journey.Starting a Natural Skincare Business: Kumiko talks about her passion for natural skincare and the process of launching her own business.Saving Past Expense Trackers: She emphasizes the importance of keeping past expense trackers and how they can aid in maintaining a budget.Work-Life Balance: Kumiko offers advice on finding balance between work and personal life, drawing from her own experiences.Love for Running: She shares insights into her running routine and how it contributes to her well-being.Son's Transition to Big Brother: Kumiko talks about her son's new role as a big brother and how the family is adjusting.Debt-Free Journey Advice: She concludes the episode with practical advice for those currently navigating their debt-free journey.EPISODE CHAPTERS>> 00:00 Introduction and Purpose of the Episode>> 05:21 Finding Drive and Motivation>> 20:31 Running as a Replacement for Emotional Spending>> 35:24 Advice for the Debt-Free Journey>> 39:11 Conclusion and Call to ActionAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

The Miko Love Podcast is where curiosity meets conversation. I'm Kumiko Love, also known as The Budget Mom, and I'm excited to take you on this journey. This podcast delves into a diverse range of topics beyond personal finance.I'll be sharing personal stories and engaging in thought-provoking discussions on subjects such as homesteading, sourdough, grief, postpartum care, mental health, entrepreneurship, and so much more.My goal is to encourage a holistic approach to financial decisions, aligning choices with your values, goals, and aspirations. I'll be bringing on expert guests to provide informative and realistic conversations. This podcast is your platform for personal growth, connection, and positive change. TAKEAWAYSThe Miko Love podcast goes beyond personal finance and explores a wide range of topics that ignite curiosity and inspire.Financial decisions should be aligned with values, goals, and aspirations, taking a holistic approach to life.The podcast aims to provide informative and realistic conversations, featuring expert guests to share their knowledge and insights.The podcast serves as a catalyst for personal growth, connection, and positive change in listeners' lives.EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 02:19 Diving into the World of Discovery>> 03:17 True Wealth Beyond Financial Success>> 05:44 Aligning Financial Decisions with Life>> 08:37 Overcoming Fear and Taking Action>> 10:02 Real and Honest Conversations>> 13:52 Catalyst for Personal Growth and Positive ChangeAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

WELCOME TO THE MIKO LOVE PODCAST!This is a space where curiosity meets conversation. I'm your host, Kumiko Love, and when I am not educating about personal finance as The Budget Mom, I'm here diving into the exploration of my own passions and exploring a range of captivating topics.Every Wednesday, join me as we explore a range of topics that ignite curiosity and inspire learning. Whether I'm sharing personal insights in solo episodes or diving deep with expert guests, this podcast is your go-to for fresh perspectives and engaging discussions about life.The Miko Love Podcast thrives because of your support. Here's how you can help us grow and spread the word:Follow @TheBudgetMom on social media (links below).Subscribe to the podcast on your favorite platform—multiple platforms if you can!Leave us a review. Reviews significantly boost podcasts and help us reach more listeners. If you're unsure what to write, share what currently interests you right now! This could be a hobby, passion, or new life adventure!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

About Kumiko Love-Dempsey Kumiko Love-Dempsey is an Accredited Financial Counselor, business owner, and entrepreneur. She is the creator of The Budget Mom, a community of millions of women on a path to financial fulfillment, and Pine Manor Naturals, creating natural soaps and skincare inspired by her garden. What You'll Learn In this episode we talk about: Soap-Making Mishap and Learning Process  Soap Business Cost Control and Pricing Balancing being a new mom, running The Budget Mom and creating skincare products Building Community Through Purposeful Storytelling How she funded Pine Manor Naturals and philosophies on business debt Her first $15,000 month at Pine Manor Naturals Pine Manor Naturals Branding Experience Resources Follow Pine Manor Naturals on IG Say hi to Whitney on IG Learn more about your ad choices. Visit podcastchoices.com/adchoices

When you're starting out on your debt free journey it can be overwhelming deciding which debt payoff method to choose. In today's episode, I chat with you about the two most popular debt payoff methods, the Debt Snowball Method and the Debt Avalanche Method. We talk about which one is right for you, debt consolidation pros and cons, and why 0% APR credit cards may be a strategy to consider (with caution)! Debt Free Living Segment:  Maeghan Jones, Atlanta-based real estate professional, joins the Marriage Kids and Money podcast to discuss how her family paid off $90k of debt, doubled their income, and changed their entire lives with financial literacy. RESOURCES: Sponsors + Partners + Deals OTHER EPISODES YOU MIGHT LIKE: Allison Baggerly: Become Debt Free While Still Enjoying Life How We Became Debt Free After Paying Off $50,000 in 1 Year How to Stick to a Budget – with Kumiko Love from The Budget Mom MKM RESOURCES: Make My Kid a Millionaire Course: Want to make your kid a millionaire? Learn more about my course! MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel. Voicemail: Leave your question or comments here. Merch Store: Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and watching Marvel movies. DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Weir Digital Marketing Learn more about your ad choices. Visit megaphone.fm/adchoices

Does the topic of money strike fear, guilt, or shame in your heart? If the answer is yes, drop everything and listen to this episode from the archives. Kumiko Love (aka “The Budget Mom”) shares her top tips to face your financial fears, take control of your money, and live a life you love…on a budget you can afford. 

Episode 265: Kumiko Love, "The Budget Mom," shares how she took back control of her financial life by creating a budget and paying off $77,000 in debt in less than a year. Guest Biography Kumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment. She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington. This episode is brought to you by www.yaahdy.com. Use coupon code 'money' for 10% off your entire order. In this episode, you'll learn: Why money is never a conversation about numbers How to start paying off debt even when you feel overwhelmed Why Miko didn't buy clothes for an entire year Show notes: https://www.inspiredmoney.fm/265 Find more from our guest: www.thebudgetmom.com Instagram Facebook Twitter Pinterest YouTube Mentioned in the episode: Books: My Money My Way: Taking Back Control of Your Financial Life by Kumiko Love Thanks for Listening & Watching! To share your thoughts: Leave a note in the comment section below. Share this show on Twitter or Facebook. Join us at the Inspired Money Makers groups at facebook and LinkedIn To help out the show: Leave an honest review on Apple Podcasts, Podchaser.com, or wherever you listen. Your ratings and reviews really help, and I read each one. Subscribe on Apple Podcasts and YouTube.

Money can feel a little awkward to talk about. But at the turn of a new year, it's a great time to take a step back and look at your finances. This week, I'm bringing Kumiko Love, AFC, better known to her massive social media following as "The Budget Mom," back on the show to give us her top tricks! Love talks me through her best-practice tips for better financial health, from tracking your spending and creating a budget to planning for retirement and maximizing your earning potential. SOCIAL @thebudgetmom @emilyabbate @hurdlepodcast OFFERS GOODR | Head to Goodr.com/Hurdle to get free shipping on your order JOIN: THE *Secret* FACEBOOK GROUP SIGN UP: Weekly Hurdle Newsletter ASK ME A QUESTION: Leave me a voice message, ask me a question, and it could be featured in an upcoming episode! --- Send in a voice message: https://anchor.fm/hurdle/message

Have you heard about the life-changing benefits of a Roth IRA for Kids? Dee from Kids Money Academy shares why a Roth IRA for Kids is so great and how to hire your kids in your business. Also, Crystina Cardozo from New Jersey shares how she became a half-millionaire by age 34!  SPONSORS Personal Capital:  Get access to FREE financial tools that help you invest more efficiently and build wealth for your family. Click the link for more details on the $50 Amazon Gift Card promo! My Life in a Book: A keepsake book for your older loved ones! To save $10 off your first purchase, use discount code "MKM". RESOURCES Website:  Kumiko Love - The Budget Mom  Book:  My Money My Way by Kumiko Love GUEST BIO - Kumiko Love: Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment. She's also the creator of the wildly popular Live Rich Planner and Budget by Paycheck workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington. OTHER EPISODES YOU MIGHT LIKE Family Wealth and Happiness:  10 Steps to a Better Tomorrow (Today) Inflation Up, Stocks Down. What Should I Do?  50% to 10%:  Why We're Happy Saving Less in FIRE Journey MKM RESOURCES MKM Coaching:  Request a free 15-minute consultation today YouTube:  Subscribe for free to watch videos of these episodes and interviews Instagram:  Follow our IG channel Voicemail:  Leave your question or comments here  Merch Store:  Check out our t-shirts, hoodies, and coffee mugs! SHOW INFORMATION:  Marriage Kids and Money Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOST BIO:  Andy Hill Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies. DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing:  Andy Hill Podcast Artwork: Liz Theresa Editor: Podcast Doctors

In this episode, Ginny begins to dive more into the actions she took within GINpath. GINpath is comprised of the steps that Ginny took down her path and journey of healing and growing through trauma and adversity. GINpath has 3 components: Gathering, Intentions, and Nuture. This episode focuses on the Gathering. She also shares several resources that she explored and intends to explore and some that may be helpful for others. Resources: Books: You're My Favorite by Ginny Priem, Dangerous Personalities by Joe Navarro, Attached by Amir Levine, My Money My Way by Kumiko Love, Confessions of a Narcissist by H G Tudor, Should I Stay or Should I Go? & Don't You Know Who I Am? both by Ramani Durvasula, Ph.D. Suicide & Crisis Hotline: 988 YouTube Channel: The Financial Diet --- Send in a voice message: https://anchor.fm/ginny-priem/message

Download the transcript here.On this week's episode, Mary and Rachael had the privilege to sit down with Accredited Financial Counselor®, Kumiko Love, more widely known as The Budget Mom. Kumiko is as authentic as they come. She openly shares her own money story, what led her to start The Budget Mom, and what she's learned along the way. We dig into imposter syndrome, the power of community, the importance of niching down (spoiler alert: one person can't help everyone), and setting boundaries.Miko offers excellent insights on grassroots marketing and reminds us that the secret to building a thriving business is to lead with your values. Whether you're a budding entrepreneur or simply someone who is passionate about helping people with their money to improve their lives, this conversation is one you don't want to miss.Show Notes1:26 Kumiko's money story6:04 How she used her journey to help others11:30 Kumiko's big Aha! moment15:26 When Kumiko decided to get the AFC®20:23 Her tips for starting your own community25:51 How she finds balance32:56 Miko's final 2 centsShow Note LinksTheBudgetMom.comKumiko's LinkedInMy Money, My Way bookKumiko on Good Morning America#AFCPE22 in Orlando, FLStart earning your AFC® or become a Member!

Do you often feel like there is right way or a best way to do things when it comes to managing your money? Are you constantly trying out different budgeting strategies that don't seem to work with your unique personality, goals, and lifestyle? If so, then you're not going to want to miss this week's episode of The Money Love Podcast with Kumiko Love, The Budget Mom. In this episode we discuss the entire cycle of budgeting and how to come up with a system and plan that works for you. We discuss finding your financial WHY, the role that mindset and emotions play in your finances, why it's so important to develop a plan that works for you and isn't a cookie cutter version of someone elses financial plan, and more. This episode is one where by the end you will feel inspired and empowered to manage your money, your way.   More about Kumiko: Kumiko empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment. She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook and recently published a National Best-Selling Book, My Money My Way: Taking Back Control of Your Financial Life.   Connect with Kumiko: Visit Her Website IG: @thebudgetmom Watch Her YouTube Channel Book: My Money, My Way: Taking Back Control of Your Financial Life FREE TRAINING: Why You Impulse Shop & How To Stop Join Overcoming Overspending HERE   Connect further with Paige: Social: Website: https://www.paigepritchard.com  IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to the YouTube Channel

Welcome Jamila Souffrant to Hurdle! As a money coach and host of the Journey to Launch podcast, Jamila knows a thing or two about smart saving. On today's episode, we're talking about all things budgeting (a big topic request after I had Kumiko Love, The Budget Mom, on the show!). She talks us through tips on how to make (and keep!) one, plus how to make your earnings really work for you and whether or not you should take on a side hustle. Plus: What is financial independence and how to find it. SOCIAL @emilyabbate @hurdlepodcast @jamilasouffrant @journeytolaunch OFFERS AG1 by Athletic Greens | Head to AthleticGreens.com/hurdle to get 5 free travel packs and a year's supply of vitamin D with your first purchase. LMNT | Get a free LMNT sample pack by heading to DrinkLMNT.com/hurdle JOIN: THE *Secret* FACEBOOK GROUP SIGN UP: Weekly Hurdle Newsletter ASK ME A QUESTION: Leave me a voice message, ask me a question, and it could be featured in an upcoming episode! --- Send in a voice message: https://anchor.fm/hurdle/message

From stressed out single mom to international best selling author, Kumiko Love has "been there, done that" - and she wants to help you get from living a life of scarcity to a life of abundance. As The Budget Mom, Kumiko has helped thousands of people figure out their budgets and go from 'barely making ends meet' to living the lives of their dreams. We talk about what inspired her, her journey, plus what living a life of abundance means to her. Huge thanks to our local sponsor, 1889 Salvage Co! Do you love vintage, from furniture to books and everything in between? If so, visit 1889 Salvage Co. on Monroe to check out their incredible selection of high quality, unique vintage items from one of kind clothing, rare and out of print books, and so much more. Visit 1889SalvageCo.com for more information. Her new book, My Money My Way, is out now and can be picked up at all major retailers plus local retailers like Auntie's! --- Support this podcast: https://anchor.fm/trending-spokane/support

S7 E11: In this episode, meet The Budget Mom founder Kumiko Love, downsizing expert Matt Paxton, and psychiatrist Dr. Mimi Winsberg. From improving personal financial health, to learning how to declutter, to decoding cryptic text messages, these authors are experts in helping others. Listen in to hear what motivated them to write their books, and what it was like for them to record their audiobooks. My Money My Way by Kumiko Love: https://www.penguinrandomhouseaudio.com/book/676459/my-money-my-way/ Keep the Memories, Lose the Stuff by Matt Paxton: https://www.penguinrandomhouseaudio.com/book/676687/keep-the-memories-lose-the-stuff/ Speaking In Thumbs by Mimi Winsberg, M.D. : https://www.penguinrandomhouseaudio.com/book/667790/speaking-in-thumbs/

This week's episode has a little bit of everything, including talking about budgeting, investing, and defining success on your own terms. Joining me on the show today is The Budget Mom aka Kumiko Love, whose new book My Money My Way: Taking Back Control of Your Financial Life is such a great read that is chock-full of practical finance tips.  In 2015, Kumiko found herself in $77,000 worth of debt while making a yearly salary of only $24,000 as a single mom. She managed to pay off the debt in record time, while also sharing the journey on her blog, The Budget Mom. She now has 2 million highly devoted followers that love her personally designed budget planners. Her new best-selling book, My Money My Way: Taking Back Control of Your Financial Life, shares her story, as well as others to show that you too can take control of your money. Kumiko wants people to ask themselves once they finish the book if their glass is half empty or half full when the correct answer is actually that it's refillable. I loved having Kumiko on the show because she is such a positive and inspiring woman who wants everyone to succeed by doing money their own way. For full episode show notes visit: https://jessicamoorhouse.com/315

Stressed about money? You're not alone. In this episode, Kumiko Love (aka “The Budget Mom”) shares her expert tips to face your financial fears, take control of your money, and live a life you love…on a budget you can afford.

It's time for a Friday Flight! These episodes are all about the week's financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: Kumiko Love book giveaway winners, hope you get rich!, internet nutrition labels, best consumer deals for February, Domino's paying you to pick up your own pizza, inflation taking a bite out of the value menu, buh bye overdraft hello CoverDraft, getting charged more for renewable energy, the proliferation of financial advice and scams on social media, micro-philanthropy on the rise, 2 week test drives, using your tax refund to buy I Bonds, & why you might get a smaller tax refund this year. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend! Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Kumiko Love, The Budget Mom, joins the podcast a second time to discuss all things debt payoff, money mindset and her new book, My Money My Way: Taking Back Control of Your Financial Life. Kumiko began her debt free journey as a single mom making $24k a year. After trying every budgeting system on the market and facing a mountain of debt, she decided to create her own. The Budget By Paycheck Method was born, allowing her to pay off $77,000 in just 8 months.  Kumiko has amassed an impressive following of over 2M devoted fans by being transparent about her financial experiences and has been featured in GMA, CNBC,The New York Times and more. If you're ready to tackle your financial mindset and get inspired, this episode is for you. In this episode we discuss: How Kumiko found herself in debt and how she paid it off as a single mom making $24k per year The reason Kumiko overspent and how she faced those deep challenges head on Kumiko's journey out of being uncomfortable in her own skin to self love What financial fulfillment means and how you can reach it in your life + more Other related blog posts/links mentioned in this episode: Grab Kumiko Love's book, My Money My Way: Taking Back Control of Your Financial Life, here Check out Kumiko's first appearance on the Journey To Launch podcast, here Join the waitlist for my signature course, Map Your Way To Financial Independence, here. Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kumiko Love: Website Twitter: @thebudgetmom YouTube: @thebudgetmom Instagram: @thebudgetmom Facebook: @thebudgetmom Pinterest: @thebudgetmom Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

It's time for a Friday Flight! These episodes are all about the week's financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: Kumiko Love book giveaway, what to do about the stock market slump, why ESG funds aren't all that, 4-Day Workweeks on the rise, financial infidelity among Gen Z and Millennials, cell phones (good cheap ones, turning an old one into a security camera, & why you should keep it locked), & affordable generic prescription meds. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend! Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Money can feel a little awkward to talk about. But at the turn of a new year, it's a great time to take a step back and look at your finances. This week, I'm bringing Kumiko Love, AFC, better known to her massive social media following as "The Budget Mom," back on the show to give us her top tricks! Love talks me through her best-practice tips for better financial health, from tracking your spending and creating a budget to planning for retirement and maximizing your earning potential. A huge congrats to her, as her new book My Money, My Way comes out next week! SOCIAL @thebudgetmom @emilyabbate @hurdlepodcast OFFERS AG1 | Head to AthleticGreens.com/Hurdle to get 5 free travel packs and a year's supply of Vitamin D3/K2. JOIN: THE *Secret* FACEBOOK GROUP SIGN UP: Weekly Hurdle Newsletter ASK ME A QUESTION: Leave me a voice message, ask me a question, and it could be featured in an upcoming episode! --- Send in a voice message: https://anchor.fm/hurdle/message

With all the craziness we've experienced in our world recently, whether that was because of school shutdowns or rising prices due to inflation, it's tempting to believe that we're no longer in the driver's seat. But our guest today, Kumiko Love, who is also known as the Budget Mom, wants you to know that you have more control over your life than you realize. Her new book “My Money My Way” comes out next month, where she helps readers identify a uniquely personal plan that you'll stick with, which will allow you to crush your money goals. For Kumiko, one of those milestones she achieved was paying off over $77,000 of debt in just 8 months early on in her financial journey and she also recently purchased her dream home with cash! During this episode she shares how you can take the experience and principles she learned, in order for you to take back control of your financial life. During this episode we enjoyed a Double Dry Hopped Stillings Street by Trillium Brewing - a big thanks to Ali for donating this delicious craft beer to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Money can feel a little awkward to talk about sometimes. So, I'm calling in the reinforcements! Just because Tax Day got the scoot from April 15 to May 17 doesn't mean we can't start talking $ now. This week for #HURDLEMOMENT, I'm chatting with Kumiko Love, AFC, better known to her massive social media following as "The Budget Mom." Love talks me through her best-practice tips for better financial health, from tracking your spending and creating a budget to planning for retirement and maximizing your earning potential. TRUST ME, this is one episode you don't want to miss. SOCIAL @thebudgetmom @emilyabbate @hurdlepodcast OFFERS Super Coffee | Head to DrinkSuperCoffee.com/HURDLE or use code ”HURDLE” at checkout for 25 percent off. CHECK OUT: HURDLE SESSIONS All past Sessions are now available on the Hurdle website. NEWLY LAUNCHED: Goal Setting Workshop JOIN: THE *Secret* FACEBOOK GROUP SIGN UP: Weekly Hurdle Newsletter UPCOMING Hurdle Book Club! We’ll be reading The Art of Gathering, and meeting on Zoom on April 21. To register, click here. ASK ME A QUESTION: Leave me a voice message, ask me a question, and it could be featured in an upcoming episode! --- Send in a voice message: https://anchor.fm/hurdle/message

Can't figure out how to stick to your budget and crush that debt? The Budget Mom, Kumiko Love tells us how to do just that. We first review how she eliminated $77k of debt in just 8 months and then went on to purchase her home for cash. After that, she shares 5 helpful tips for others who are looking to pay off their debt and achieve their financial freedom goals. 

Raise your hand if you’ve ever said the words, “I don’t want to deal with my money right now?” Friend, I am right there with you. Especially in those seasons when I had debt or things just weren’t flowing like I’d hope they would be. The truth is, we all face different money seasons and challenges – absolutely no one is immune.You may know of our guest today in this reboot episode, Kumiko Love from the Budget Mom. She’s the real deal, paid off a ton of debt, and has some serious money advice to share on how to live a life you love on a budget that you can afford. Now that’s a tag line I can get behind!What You'll LearnWhat Kumiko's secret was to pay off $77,000 in eight monthsPractical ways to move from paycheck to paycheck to money successHow Kumiko's upbringing taught her some of her most important money lessonsThe ways your finances change after having a baby and how to create a plan on any budgetWays to erase the idea of perfection when it comes to your financesKumiko's journey to becoming The Budget MomLinksThe Budget MomAll about KumikoKumiko on Instagram Episode SponsorThis episode is sponsored by Manscaped. Get 20% off + free shipping with the code MYMONEY at Manscaped.com.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

Kumiko Love graduated with a finance and accounting degree and minored in economics as well. However, her financial background did not make her good with her own finances. In fact, she described herself as horrible with her own money. She felt embarrassed working in a financial firm, advising other people on how to handle their finances when it is her who do not have a grip of hers. Her $800 per month student loan weighed her down. When she give birth to a beautiful baby boy, that’s when her life turned around. She knew she should do better. She knew that if she wanted to give his son a life he deserve, she should ‘unstuck’ herself from the rut she’s in. She knew she could not do all that if she’ll continue to do the things she’s doing. So she sat on a journey to tackle her finances. That’s when the The Budget Mom was born. She understood that she needed to change her view and her relationship with spending. She needed to look for ways she can successfully tackle her debt. She then started to share her journey as transparent and honest as she can. Receiving messages of thanks, of admiration of her courage and of queries whether they can avail her worksheets and resources opened the way for the business side of The Budget Mom. She then left her job in the finance industry in 2019 to pursue running The Budget Mom fulltime. Her passion of helping other people with their finances is so admirable. She’s a risk-averse person, which means leaving her stable job which she spent five years of night school and four years and a half to get her position, to become a solopreneur, must have a driving force greater than the fear of risk. And she feels that helping other people get out of the financial rut she once is way so important. Now, she and her team helps her almost 565k Instagram followers and 1.3M Facebook followers fix their finances for them to live a life by their design. Even though you have a decent-paying job, if you’re spending money on unnecessary things, desperately trying to fit in to your high-maintenance ‘friends’, you’ll still end up stressed about money, not knowing if you can keep up with your payables and even food on your table. If you feel you still don’t have this whole money thing figured out, listen to this episode intently! You can live a life you want to live in. Dig in to the wisdom Kumiko is sharing today! Here’s What You Missed The importance of habitsSave or Invest?How to help your kids about finances at an early ageHow to deal with debtStarting and building your online businessHow to set up boundaries between work and life  Knowledge Nuggets [7:58] The habits we create for ourselves throughout our entire lives, they're really hard to break as an adult. So I wanted to make sure that I taught my son and we were able to address those horrible habits that I was trying to be as an adult. [9:11] It's really important to learn the basic concepts of savings. Important to learn about  what it's like to become a patient spender because instant gratification in our lives is dominant. [10:43] We value things differently when we work really hard for it [12:16] I believe that saving is important because unless you learn the management and habits behind savings, you will never get to a place where you are investing.  important to learn the concepts of savings before you start investing. [25:06] For parents to kids: "go out and pursue with anything that you want to do as long you are, as long as you are passionate and you put a hundred percent of yourself into that mission." And to let theem know that you are here, and that you will work it out no matter what. [27:56] The way that I measure my successful business is not about how much money we make as a business. And it never will be what measures of success of the budget. Mom is the type of value and impact we are making in the world. [31:33] If you are dealing with debt, if you are trying to save for an enormous goal, if you were trying to figure out your budget, if you want your finances to be better for your family. You have to understand that it is not about the numbers. It's about self discovery and self discovery is the hardest work.[41:34] You're successful if you change the life of one person. That's where they get hung up. They get so focused in the analytics and growing that they forget about the values and the mission that they started with. [45:43] When you start doing something only for the income, you lose your value because you're mission is no longer with what it started with. Your mission is now making income. Then you start making a lot of really bad decisions for your business. [47:40] I'm a big believer that you only fail when you give up. You fail when you don't give a hundred percent of yourself to what you're trying to accomplish. [49:02] I set strict boundaries for myself, between personal life and my work. Learn establish healthy boundaries in my life [52:10] I realized that I could not be the best person or the best budget mom for my readers, by trying to do everything, I couldn't be the best, everything to everybody into everything. and I was getting burnt out. Important Reads and Links Kumiko Love Website:                                              https://www.thebudgetmom.com/Kumiko Love Instagram:                                            https://www.instagram.com/thebudgetmomKumiko Love Twitter:                                 https://twitter.com/thebudgetmomKumiko Love Facebook:                                            https://www.instagram.com/thebudgetmom Love #DreamNation? Check Us Out on Apple Podcasts!  At Dream Nation, we’re all about building dreams. We do that through podcasts that motivate, educate, and entertain our listeners with some of the best entrepreneurs from around the world to get you to the best tips to level up your game in business in life. If you enjoyed this episode and want to keep building your dream,subscribe to the DreamNation podcast using the links below. Dream Nation on Apple Podcasts - https://podcasts.apple.com/us/podcast/dream-nation/id1457381714 Dream Nation podcast website - https://dreamnationpodcast.com/ Dream Nation Facebook group - https://www.facebook.com/groups/dreamnationcommunity/ Catch your host on Instagram - https://www.instagram.com/casanova_brooks/ If you are in DreamNation, thank you! Feel free to leave a review or share with a friend.

Teri Ijeoma was an assistant principal who started trading in the stock market to make extra income. Her goal was to make $300 a day to replace her salary. Today, Teri trades, travels, and has made over $100,000 a day trading in quarantine! In this week’s episode check out what Teri has been able to accomplish since her last appearance on the podcast. We are talking about how Teri achieved financial independence, bought her dream home with cash, and helped her students earn $1,000 a day trading too.   If you want to learn more about trading and want to hang out with Teri & I to learn more about her program, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today here! In this episode you will learn: How Teri build a $2 Million dollar portfolio swing trading What is swing trading and how to get started  The difference between active and passive traders How you can make $1,000 a day Ways to discover and monetize your skill sets  The importance of knowing your why, and more You can watch this interview with Teri on Youtube by clicking here. Other related blog posts/links mentioned in this episode: Check out Teri’s previous episode on the podcast: How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World Do you want to trade and travel like Teri? Sign up for her course now!  If you still have questions and want to hang out with me and Teri, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today at http://www.journeytolaunch.com/tradingclass.  If you like this episode you’ll love my interview with Kumiko Love, The Budget Mom, who also saved and bought her dream house in cash! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Teri: Website Instagram: @ImAnInvestor Facebook: @InvestWithTeri Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

If you’ve ever felt like budgeting just doesn’t work for you, my guest Kumiko Love can relate. Frustrated by traditional budgeting methods, she created her own technique to pay off almost $80,000 of debt in eight months. And this technique helped launch her business, The Budget Mom. A few years ago Kumiko was struggling to pay down her debt. As a single mom, she knew that she needed to get out of the cycle of making minimum debt payments each month, but she had tried and failed to stick to a budget numerous times. So, she created a method that she could actually stick to. She calls this her Budget by Paycheck method and as she was using it to get out of debt, she started a blog to share her journey. That blog has now turned into a business that just launched its first physical product, the Budget by Paycheck Workbook™. You can learn more about Kumiko on her website https://www.thebudgetmom.com/ and you can follow her on Instagram @thebudgetmom on Facebook @thebudgetmom

In this episode, Jennifer and Kumiko discuss: -Financing, saving, budgeting, lifestyle tips, and easy explanations of financial terms. -Kumiko's backstory which has served as the launching pad and passion behind the "The Budget Mom".  -What you need to do internally to even start creating a budget and longterm financial management.  -How to get started when you're feeling out of control and overwhelmed with how to improve your finances and spending habits.  -What a budgeting routine is.  Show References: The Survival Kit! Blossoming Mommy and Baby Programs + Services Use code PODCAST for 10% any program + membership! Connect with Kumiko! Connect With Us On Social   Share the LOVE Did you enjoy today’s episode? Let us know by leaving us a rating and review on iTunes and be entered to win a program or membership! Have a question you’d like to hear answered? Send us an email at info@blossomingmommyandbaby.com or connect with us over on Facebook or Instagram @Blossomingmommyandbaby.

Kumiko Love graduated with a degree in finance but didn’t learn anything about personal finances in school. After her divorce, Kumiko was a single mom, $77,000 in debt, and determined to get her finances in order.  What started as a community for her to share her financial journey, has grown into The Budget Mom (TBM). Kumiko’s platform, TBM, is now her full-time business where she provides practical, fun budgeting methods and techniques to thousands of women all around the world. She has helped women take control of their finances, pay off debt, save more money, and build a life they love on a budget they can afford. In this week’s episode of the Journey to Launch Podcast, we are talking about Kumiko’s journey, how she got her finances on track, became a full-time entrepreneur, and purchased her dream home with cash and why.  In this episode you will learn: How Kumiko went from making $24,000 a year to purchasing her dream home with cash Three budgeting methods to get your finances on track Steps to take before you leap into full-time entrepreneurship How you can adjust your financial habits and still enjoy the brands you love Why it’s all about the journey and not the destination, and more You can watch this interview with Kumiko Love on youtube by going to https://youtu.be/ilTdXkivwp0 Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kumiko: Website Facebook: TheBudgetMom Instagram: @TheBudgetMom Twitter: @TheBudgetMom Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide  

Today, Heather sits down with one of our beloved clients, Kumiko Love, to talk all things finances! Kumiko, also known as The Budget Mom, is an Accredited Financial Counselor and single mom who paid off $77,000 in debt across eight months. She now shares her personal journey, the tools she used to pay off debt, and money-saving strategies with millions of followers online, all with one goal: to empower women everywhere to regain control of their financial lives. Heather and Kumiko talk about sustaining a budget during a pandemic, prioritizing savings during uncertain times, giving ourselves grace, teaching kids about money management, the importance of gratitude, and so much functional advice for navigating our current season. 

Today, Heather sits down with one of our beloved clients, Kumiko Love, to talk all things finances! Kumiko, also known as The Budget Mom, is an Accredited Financial Counselor and single mom who paid off $77,000 in debt across eight months. She now shares her personal journey, the tools she used to pay off debt, and money-saving strategies with millions of followers online, all with one goal: to empower women everywhere to regain control of their financial lives. Heather and Kumiko talk about sustaining a budget during a pandemic, prioritizing savings during uncertain times, giving ourselves grace, teaching kids about money management, the importance of gratitude, and so much functional advice for navigating our current season.  For more information on this episode including all resources and links discussed go to www.ThisIntentionalLifePodcast.com

"Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones." -Benjamin Franklin   In this episode, Kumiko and I talk about: How to feel in control of your money How to do the hard work of budgeting How to create lasting change in money habits Kumiko is the founder of The Budget Mom blog, teaching people to learn to budget their money in practical ways. She helps women learn to feel in control of their money. Check out Kumiko's website at: https://www.thebudgetmom.com/ Continue the conversation on Instagram @heatherchauvin_

This episode Kumiko Love, also known as the Budget Mom, is on teaching us how to have a life we love on a budget we can afford.  She shares her story of being a single mom in debt and deciding to take control of her finances.  She is now debt-free, has savings and has started her own business.  She is passionate about helping people find simple solutions to reach their financial goals.  With financial freedom comes freedom to the things that matter most.  She gives Liz some budgeting tips on how to stay within a grocery budget!   Connect with Miko: Instagram Website   Connect with Liz Website Instagram   Resources: Evidence Based Birth acog.org   Sponsored by: Pampers Use Code: Miraculous20 for 20% Off Global Healing and enter code MAMASat checkout for 15% off your first order Tula code Mamas for 15% off Betterhelp for 10% off your first month

Launched by Kumiko Love (Miko), an Accredited Financial Counselor and a single mom who has fought her way out of $77K in debt, The Budget Mom is empowering women everywhere to regain control of their financial lives. The Budget Mom offers tools including The Budget-by-Paycheck WorkbookTM, expert advice, and a supportive network. The Budget Mom blog goes far beyond other financial advice resources, offering lifestyle tips and money-saving strategies in addition to easy-to-follow explanations of financial terms.

The Budget Mom, Miko Love, gives us details on how she started her business & recommendations on how you should budget personally & for your business. Content Discussed: Website | TheBudgetMom.comBudget By Paycheck WorkbookLive Rich PlannerBudget Mom NewsletterFree ResourcesSpokane Teachers Credit UnionSocial Media: FacebookInstagramPinterestTwitterYouTube

#026: In today’s episode, Chelsea chats with Kumiko Love of The Budget Mom who paid off $77,000 of debt, and more recently, bought her dream home...in cash! They cover Miko’s journey—how her money mindset played a major role as she paid off debt and started to reach for bigger goals, what financial security and independence means for her, and dive into her process for getting started on your own debt freedom journey. There is so much power, freedom, and security in getting out of debt and giving yourself more options. We hope this episode will inspire your own journey, whether you’re well on your way or just getting started. (08:24) How Kumiko would reward herself whenever she would hit a goal and how those rewards were part of her biggest mindset shift (12:19) Kumiko shares what financial security and financial freedom mean to her (17:46) How to get started with paying off debt even when you don’t believe it’s possible (20:21) Kumiko’s 3-step process for creating a successful budget as well as how to budget when you have fluctuating income (36:48) What she wishes all moms knew about money (39:50) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/kumiko Free Debt Payoff Trackers: https://smartmoneymamas.com/debt-payoff-trackers 

This week, we welcome The Budget Mom, Kumiko Love! Kumiko is an accredited financial advisor and single mom who founded The Budget Mom. This business offers tools and lessons on budgeting and personal finance. With her skills, she was able to pay off her $70,000 of debt and purchase her dream home with cash. Kumiko is a prime example of having an approach that works.    Tune-in to listen to her pointers and learn how to use her Budget By Paycheck Workbook to get on the path to saving!

I am happy to welcome Kumiko Love to the table. She is an Accredited Financial Counselor® and also created of The Budget Mom™ As a single mom, she had to find a way out of debt and a way to create the type of life she wanted to provide for herself and her son. In doing so she created a unique, practical and dare I say fun budgeting method that has helped thousands of women take control of their finances.    We have a really great conversation where we talk about how she got out of debt, common bad spending habits, and what emotional spending looks like. We also talk about her budget method, where to start and how to stay motivated.    Connect with Sarah: Website // Instagram // Patreon

Finances. Maybe not your favorite part of life, but they're a big necessity to maintain. I've got Kumiko Love a.k.a. The Budget Mom on the podcast today, and she knows what it's like to be lost in your personal finances! Managing income, debt, bills, and everything else finance-related can be overwhelming. But it doesn't have to be! Listen to today's episode to find out how important it is to be comfortable with your finances. You will feel so much better once you have it all figured out! You can follow Kumiko on Instagram, Facebook, YouTube, or her blog!

Raise your hand if you’ve ever said the words, “I don’t want to deal with my money right now?” Friend, I am right there with you. Especially in those seasons when I had debt or things just weren’t flowing like I’d hope they would be. The truth is, we all face different money seasons and challenges – absolutely no one is immune.You may know of our guest today, Kumiko Love from the Budget Mom. She’s the real deal, paid off a ton of debt, and has some serious money advice to share on how to live a life you love on a budget that you can afford. Now that’s a tag line I can get behind!What You'll LearnWhat Kumiko's secret was to pay off $77,000 in eight monthsPractical ways to move from paycheck to paycheck to money successHow Kumiko's upbringing taught her some of her most important money lessonsThe ways your finances change after having a baby and how to create a plan on any budgetWays to erase the idea of perfection when it comes to your financesKumiko's journey to becoming The Budget MomLinksThe Budget MomAll about KumikoKumiko on Instagram SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. Ask ShannahHave an Ask Shannah question, submit it hereGet SocialShannah on TwitterShannah on Instagram

8/26/19- We talk to The Budget Mom, Kumiko Love about finding true abundance. We have a candid conversation about how our emotions drive our money decisions, and discuss practical ways to make our money work for us. Kumiko has an amazing story of paying off over $75,000 in eight months as a single mom, and […]

If you’ve ever felt like budgeting just doesn’t work for you, my guest Kumiko Love can relate. Frustrated by traditional budgeting methods, she created her own technique to pay off almost $80,000 of debt in eight months. And this technique helped launch her business, The Budget Mom. A few years ago Kumiko was struggling to pay down her debt. As a single mom, she knew that she needed to get out of the cycle of making minimum debt payments each month, but she had tried and failed to stick to a budget numerous times. So, she created a method that she could actually stick to. She calls this her Budget by Paycheck method and as she was using it to get out of debt, she started a blog to share her journey. That blog has now turned into a business that just launched its first physical product, the Budget by Paycheck Workbook™.  You can learn more about Kumiko on her website https://www.thebudgetmom.com/ and you can follow her on Instagram @thebudgetmom on Facebook @thebudgetmom

/* custom css */ .td_uid_301_5ecf36a79fe2c_rand { min-height: 0; } /* custom css */ .td_uid_302_5ecf36a79ff4a_rand { vertical-align: baseline; } /* custom css */ .td_uid_303_5ecf36a7a000d_rand .td_single_image_bg { z-index: 1; } .td_uid_303_5ecf36a7a000d_rand .td_single_image_bg { height: 400px; padding-bottom: 0; } /* custom css */ .td_uid_304_5ecf36a7a22a6_rand { min-height: 0; } /* custom css */ .td_uid_305_5ecf36a7a2405_rand { vertical-align: baseline; } Join Stephanie as she interviews Kumiko Love, aka The Budget Mom as they discuss big picture budget tips and finding the "why" in your own financial journey. Miko shares suggestions for staying motivated with personal spending, and how to balance wants and needs while staying on track with your saving goals.  Does saving and spending make your head spin? Are you overwhelmed with where to begin a personal finance journey? Miko and Steph break it down and discuss some of the fun (yes, fun!) to be found in finances!  /* custom css */ .td_uid_308_5ecf36a7a7654_rand { min-height: 0; } /* custom css */ .td_uid_309_5ecf36a7a77a5_rand { vertical-align: baseline; } Episode 40 :: Show Notes /* custom css */ .td_uid_310_5ecf36a7a7c07_rand { min-height: 0; } /* custom css */ .td_uid_311_5ecf36a7a7d3a_rand { vertical-align: baseline; } Post Cereals, the Official Cereal of Major League Soccer, is bringing excitement to soccer families this summer with limited edition MLS cereal boxes with collectible Topps MLS player card cut-outs on the back. You can find limited edition MLS cereal packages this summer with collectible Topps MLS player card cut-outs on the back of the boxes. Post Cereals knows moms, and they are giving away Soccer Mom Survival Kits to lucky City Moms Blog readers! These great kits include everything you need to take your soccer mom game to the next level, including cereals, first aid items, coupons, an insulated bag and more. Head over to the City Moms Blog Facebook Live on Tuesday, June 25th for your chance to win one! /* custom css */ .td_uid_325_5ecf36a7b1d35_rand { vertical-align: baseline; } /* custom css */ .td_uid_326_5ecf36a7b1e2c_rand .td_single_image_bg { z-index: 1; } .td_uid_326_5ecf36a7b1e2c_rand .td_single_image_bg { height: 400px; padding-bottom: 0; } /* custom css */ .td_uid_327_5ecf36a7b4051_rand .td_single_image_bg { z-index: 1; } .td_uid_327_5ecf36a7b4051_rand .td_single_image_bg { height: 400px; padding-bottom: 0; } /* custom css */ .td_uid_328_5ecf36a7b633f_rand { min-height: 0; } /* custom css */ .td_uid_329_5ecf36a7b6507_rand { vertical-align: baseline; } Subscribe To Just Add Sprinkles... #mc_embed_signup{background:#fff; clear:left; font:14px News Cycle,Arial,sans-serif; } /* Add your own MailChimp form style overrides in your site stylesheet or in this style block. We recommend moving this block and the preceding CSS link to the HEAD of your HTML file. */ Email Address CMBN Content Stories From Moms, For Moms Mom Must Haves Just Add Sprinkles Podcast National Events For Moms (function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';}(jQuery));var $mcj = jQuery.noConflict(true); /* custom css */ .td_uid_330_5ecf36a7b6b61_rand { position: relative !

This week Aaron and Tracy chat with Kumiko Love about tips for jump starting your family budget and how to stick with it.   LET’S CHAT! You can always call and leave your questions and comments on our voicemail! 978-709-1040   KUMIKO’S METHOD: - Kumiko does the budget by paycheck method, and also implements a calendar. - She doesn’t use a predetermined dollar amount or percentage.   JUMP START YOUR BUDGET: - Learn the emotions and triggers behind your spending. - When you’re a freelancer, knowing everything about your past spending is important. - Meal plan! Food is a budget killer. - Track your spending and figure out where your money is being sucked. - Call the companies behind your monthly bills and see if you can get your costs down. - Create an allowance for spontaneous purchases. - Homeowners should have an emergency fund and a maintenance fund. - Find a financial adviser you can trust, if you don’t feel comfortable making the decisions on your own. - Kumiko thinks you’re more motivated to save if you have savings accounts labeled as your specific goal. - “If I spend the money right now, what am I giving up in the future?” - For student loans- sit down and figure out exactly what you have. - There are financial counselors out there for free! Check out non-profit organizations and banks.   TOP 5 TIPS: - Discover your why. Why do you want to start budgeting? - Track your spending. It’s the number one action step. - Look at your recurring bills and try to get them down. - Sit down and look at your debt. Write it all out. - Figure out what kind of learner you are? That’s how you have to organize your finances to stay motivated.   COMMON PITFALLS: - They can’t change their mindset surrounding what they have/need. - They feel stuck. - Food! They need to meal plan. - Not knowing where to start with debt.   CONTACT KUMIKO: Website | https://thebudgetmom.com The Gram | @thebudgetmom Youtube | @thebudgetmom   FOLLOW US on Social Media: Website | https://howtohome.com/ Instagram | http://bit.ly/2WqVfSp Twitter | http://bit.ly/2RRyYij Facebook | http://bit.ly/2MC3Hdc Youtube | http://bit.ly/2SifqTH SUBSCRIBE to the How to Home Podcast: Itunes | https://apple.co/2DL0lSp Android | http://bit.ly/2B9k7Fm Stitcher | http://bit.ly/2DM0W6c Spotify | https://spoti.fi/2GcRCKo   THANK YOU TO OUR SPONSOR FILTERBUY.COM

Kumiko Love is an Accredited Financial Counselor®, successful business owner, blogger, and mom to her 6-year-old son. Her unique, practical and fun budgeting method and techniques have helped thousands of women all around the world take control of their finances, pay off debt, save more money, and build a life they love on a budget they can afford. #patient spender #brandjunkie wwww.thebudgetmom.com You can find me at: www.itsmymoneyjournal.info

Budgeting is something I think we all in our mind, know we should do and want to do, but most of us have trouble executing it. Although I am extremely savvy, I know I can do better when it comes to budgeting and saving. That’s why I’m bringing an expert to help us navigate our finances and budget better. Kumiko Love is an Accredited Financial Counselor®, successful business owner, blogger, and mom to her 6-year-old son. Her unique, practical and fun budgeting method and techniques have helped thousands of women all around the world take control of their finances, pay off debt, save more money, and build a life they love on a budget they can afford. Be sure to grab the full episode notes on mindbizlife.com

I sat down to interview Kumiko Love from The Budget Mom to talk all things debt, budget life & setting BIG GOALS. Plus she's got some sweet Money Savings Challenges to help keep you motivated to slay your debt in 2019!

In this episode I talk about The Kumiko Love Child Theory. What if Daniel and Kumiko had a second date. We never actually know what happened rest of the Okinawa trip. #CobraKai #KarateKid Cobra kai is this AWESOME series that started on Youtube Red (or Youtube premium as it is called now) in 2018. It picks off from the original Karate kid trilogy that started in 1984. With Ralph Macchio and William Zabka returning, to play Daniel Larusso and Johnny Lawrence. Sadly it is without Miyagi (Pat Morita RIP). But we have a cool new cast, like xolo Mariduena, Tanner Buchanan, Jacob Bertrand and Mary Mouser playing Miguel, Robbie, Hawk and Sam. On this channel you can follow Cobra Kai news, on upcoming season 2. And most importantly “what if” theories and matches between characters. If you have ideas for videos, or requests let me know in the comment section. Here You Can Subscribe To My YouTube Channel: ► https://www.youtube.com/user/VinginGopro?sub_confirmation=1