Podcasts about Financial plan

How do you build a flexible financial plan? We speak with Kali and Eric Roberge of the the financial advisory Beyond Your Hammock and the hosts of the Beyond Finances Podcast. We delve into the ways in which the unexpected can disrupt your financial plan and what you can do about it today. Not only do people, but legislation changes. Will you be ready? Learn more about your ad choices. Visit megaphone.fm/adchoices

Since Congress recently passed Trump's big bill, many people are contacting their financial advisors to find out how they and their financial plans may be affected.

With investors seeing another all time high in the market, many are left wondering what's next and how long this can last. Charlie and Peter share their analysis, plus discuss earnings, the tech revolution, strong international markets and the low unemployment rate. They wrap up with a reminder to not get too comfortable and provide five investor takeaways to help you remain prepared.

Send us a textIn this episode of The Smarter Vet Financial Podcast, hosts CJ Burnett and Tom Seeko unpack why even high earners often struggle to save—and what to do about it. After some lighthearted banter, they dive into the psychology behind spending and introduce a powerful solution: the Wealth Coordination Account (WCA).This simple but strategic system involves routing all income into a separate account before sending a controlled amount to your personal checking. The result? You limit lifestyle creep and start saving with intention.CJ and Tom explain how this structure helps remove emotion from your financial decisions, keeps your spending in check, and aligns your money with long-term goals. If you're ready to break free from unproductive habits and take control of your cash flow, this episode is a must-listen.Need help setting it up? Reach out to our team—we're here to guide you: info@nextstepfinances.com.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessmentTest My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Here's What You'll Take Away from This Episode: The phrase Amy Bloom uses to turn emotionally charged conversations into collaborative ones—whether you're a parent, a partner, or a planner. Why emotional honesty matters when talking about things like death, money, or family tension—and how to keep the conversation open. How one simple question revealed a major gap in end-of-life planning—and why addressing these topics early can reduce confusion later.

Marty discusses the evolving landscape of retirement planning, emphasizing the need to rethink traditional strategies. He addresses common concerns such as mortgage management, determining retirement income needs, the implications of downsizing, and the impact of inflation on retirement savings. The conversation also covers healthcare costs, housing choices, and the balance between supporting grandchildren and ensuring personal financial security. Listener questions provide further insights into managing retirement funds and legacy planning. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Kelley covers strategies that can build an income component in your retirement that can mimic your paycheck. She talks about calculating your retirement expenses, assessing your savings, developing a withdrawal strategy, and exploring additional income sources. She also warns of retirement mistakes some boomers and older members of Generation X could be making. Kelley also covers real estate strategies in retirement. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Money conversations fall short when only one spouse is at the table. It's easy to treat financial planning like another household task to divide and conquer, but unlike errands, your financial plan is the blueprint for your shared future.What we've seen time and again is that the person sleeping next to you often holds the key to your blind spots. They know what stresses you out, what brings you joy, and what dreams you've stopped saying out loud. That's why the best financial plans aren't just about returns or tax strategies—they're built around conversations that reflect what both of you actually care about.One question we love to ask: “Would you rather spend more each year, or donate that money to your least favorite political cause?” It's uncomfortable and it works. Couples suddenly uncover real goals they've never voiced before.When both partners are involved, tradeoffs become clearer, values rise to the surface, and decisions feel more connected. It's not just better planning, it's a better relationship with your future.What conversations might you and your partner still need to have?- Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Money conversations fall short when only one spouse is at the table. It's easy to treat financial planning like another household task to divide and conquer, but unlike errands, your financial plan is the blueprint for your shared future.What we've seen time and again is that the person sleeping next to you often holds the key to your blind spots. They know what stresses you out, what brings you joy, and what dreams you've stopped saying out loud. That's why the best financial plans aren't just about returns or tax strategies—they're built around conversations that reflect what both of you actually care about.One question we love to ask: “Would you rather spend more each year, or donate that money to your least favorite political cause?” It's uncomfortable and it works. Couples suddenly uncover real goals they've never voiced before.When both partners are involved, tradeoffs become clearer, values rise to the surface, and decisions feel more connected. It's not just better planning, it's a better relationship with your future.What conversations might you and your partner still need to have?-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

What happens when you devote your life to raising a family—stepping away from the workforce, supporting your partner's career, managing the household—only to realize one day that you have no financial autonomy? That you've been left in the dark about your own future?In this episode, we're joined by Anna Goff, a former stay-at-home mom turned fierce financial advocate, who opens up about her own journey through marriage, motherhood, and an eye-opening divorce. Anna's story is raw and revealing, and it underscores a reality too many women face: being financially vulnerable in a relationship, especially without a paycheck of their own.We unpack what true partnership looks like, how to create transparency around money before it's too late, and the exact steps Anna recommends for any caregiver or non-earning partner to protect themselves—emotionally, legally, and financially.Anna also shares details about her accessible and deeply practical course, Protect Yourself Without a Paycheck, designed for women navigating these exact challenges.

Rate & review the Simply Financial Podcast on ITunesSpecial Guest Host: Brett DiPasquale AIF® BFA®Advisor – Elliott Wealth Management Services

Kelley discusses the unique mindset and strategies of the wealthy when it comes to retirement planning. She emphasizes the importance of starting early, staying consistent, and maximizing tax-advantaged accounts. The conversation also covers common financial mistakes to avoid, such as trying to beat the market and keeping too much money in cash. Additionally, Kelley answers key retirement planning questions and addresses listener inquiries, providing valuable insights into effective wealth management and investment strategies. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty covers the essential aspects of retirement planning, focusing on income needs, healthcare, long-term care, and common missteps to avoid. He emphasizes the importance of personalized planning and preparation to ensure financial security in retirement. The conversation also addresses the gap between optimism and preparedness, the significance of diversifying income streams, and the necessity of having a long-term care plan. Listener questions are answered, providing insights into specific retirement concerns. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

When it comes to the length of a financial plan and what documents you should use within that plan, there are a lot of varying opinions. Today Matt and Micah will be discussing these opinions and sharing how they ensure their financial plans for their clients are efficient and easy to understand. Listen in as the guys explain the importance of having obvious advice in your financial plan so that your clients are not left wondering about their next steps or options. You will learn how to effectively communicate with your clients so you can identify their values and why it's crucial to ensure they are a part of the process. https://zurl.co/JNnXO

In India, only 4% of the population is financially educated, leaving many vulnerable to unqualified advice and misselling. How can we change this?In this episode of ELI, we sit down with Krishan Mishra, CEO of FPSB India, the leading financial planning body that offers the globally recognized Certified Financial Planner (CFP) certification. Krishan breaks down the critical importance of professional financial planning, tracing its roots from Chanakya's Arthashastra to the modern era.We discuss everything from the problem of misselling in banks to how AI is shaping the future of financial advice. Krishan explains who the CFP certification is for, the career opportunities it unlocks, and why every Indian, regardless of their profession or income, needs a financial plan.Chapters(00:00) Intro(00:37) Krishan Mishra's Journey: From Army Brat to CEO(02:40) What is FPSB & the History of Financial Planning?(07:31) Who Can Pursue the CFP Certification?(09:28) The Evolution of Financial Advice in India(13:14) CFP Certification Recognition: From Regulators to Corporates(16:49) The "Advisor vs. Seller" Dilemma in Finance(20:02) Tackling Unqualified Advice & Misselling in Banks(24:02) Will AI Replace Financial Planners?(28:34) Career Paths & Use Cases for a CFP Professional(33:12) Final Message: Why Everyone Needs a Financial Plan(34:34) Outro

Executive titles don't guarantee financial clarity. That's what Liz Dennis, Managing Director and Head of Global Client Coverage at Morgan Stanley, finds in her work with company leaders.In this episode of Invested at Work, host Rodney Bolden speaks with Liz about the unique financial challenges facing today's executives. They discuss some of the blind spots executives might have when it comes to their finances, and how equity compensation, strategic planning and proactive HR support can make a real difference in driving engagement, retention and well-being for this group. Visit MorganStanley.com/atwork for more insights on workplace financial benefits. Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc.This material has been prepared for educational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives. Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdfClients have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Asset allocation and diversification do not assure a profit or protect against loss. Individuals executing a 10b5-1 trading plan should keep the following important considerations in mind:(1) 10b5-1 trading plans should be reviewed and approved by the legal and compliance department of the individual's company.(2) Most companies will permit 10b5-1 trading plans to be entered into only during open window periods.(3) Recent rule changes will require a mandatory cooling-off period between the execution of a 10b5-1 trading plan (or a modification) and the first sale pursuant to the plan (or the first sale following such modification).(4) 10b5-1 trading plans do not alter the nature of restricted and/or control stock or regulatory requirements that may otherwise be applicable (e.g., Section 16, Section 13).(5) 10b5-1 trading plans that are terminated early may weaken or cause the individual to lose the benefit of the affirmative defense.(6) 10b5-1 trading plans may require a cessation of trading activities at times when lockups may be required at the company (e.g., secondary offerings).(7) Recent rule changes will require companies to publicly disclose material terms of Section 16 director and officer 10b5-1 trading plans, and the early termination of such plans.Artificial intelligence (AI) is subject to limitations, and you should be aware that any output from an AI-supported tool or service made available by the Firm for your use is subject to such limitations, including but not limited to inaccuracy, incompleteness, or embedded bias. You should always verify the results of any AI-generated output. The term “Family Office Resources” is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940. Employee stock plan solutions are offered by E*TRADE Financial Corporate Services, Inc., Solium Capital LLC, Solium Plan Managers LLC and Morgan Stanley Smith Barney LLC (“MSSB”), which are part of Morgan Stanley at Work. Morgan Stanley at Work services and stock plan accounts are provided by wholly owned subsidiaries of Morgan Stanley. Morgan Stanley at Work stock plan accounts were previously referred to as Shareworks, StockPlan Connect or E*TRADE stock plan accounts, as applicable. © 2025 Morgan Stanley. All rights reserved.CRC# 4607214 06/25

Rate & review the Simply Financial Podcast on ITunesSpecial Guest: Brett DiPasquale AIF® BFA®Advisor – Elliott Wealth Management Services

In this episode, Kelley Slaught discusses the evolving landscape of retirement planning for high net worth individuals and business owners. She emphasizes the need for tailored strategies that account for tax implications, healthcare costs, and legacy planning. The conversation also covers the impact of recent legislation, such as Secure Act 2.0, on retirement planning and the importance of proactive financial management. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty discusses the essential elements of retirement planning, emphasizing the importance of intentional action, smart income distribution strategies, and proactive tax planning. He addresses common concerns such as healthcare costs, market volatility, and the necessity of estate planning. The conversation also includes a Q&A segment where listener questions about retirement strategies are answered, providing practical insights for those approaching retirement. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Taxes, savings, and retirement planning work differently for pastors, and if you're in ministry, you need to understand how these unique rules impact your financial plan. In our first Wise Money Spotlight bonus mini episode, we are joined by Brandon Stoller, CFP®, CKA®, for a deep dive into the complex financial planning landscape for pastors and ministers. Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/yjcVN9_M1dE  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Charlie and Peter dive into the triumph created from long-term investing, including why it's better to be an owner than a lender and the importance of global diversification. Together they offer insights into the behavior of investors, the cost of pessimism, and economic indicators that influence your portfolio. Plus, the continued growth of AI and new all-time highs.

For the past couple months, we've been asking you to send us your most pressing money questions. Now, we're starting to answer them. This week's TLDR is a special call-in show, where you'll hear from the supremely knowledgeable Dan Tersigni, Director of Digital Advice at Wealthsimple, on investing, retirement, mortgages, stock-picking and more. Have another question? Give us a call at (226) 444-2833 or send a voice memo to TLDR podcast@wealthsimple.com.This episode was hosted by Devin Friedman, business reporter Sarah Rieger and former hedgefunder Matthew Karasz. Follow us on other platforms, or subscribe to our weekly newsletter: linkin.bio/tldrThe TLDR Podcast is offered by Wealthsimple Media Inc. and is for informational purposes only. The content in the TLDR Podcast is not investment advice, a recommendation to buy or sell assets or securities, and does not represent the views of Wealthsimple Financial Corp or any of its other subsidiaries or affiliates. Wealthsimple Media Inc. does not endorse any third-party views referenced in this content. More information at wealthsimple.com/tldr.

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, we are talking about my pre-retirement plan! It's all about dividend growth investing! Get the 20 income products guide for retirees: https://retirementloop.ca/retirement-income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap Download the Rockstar list here: https://moosemarkets.com/rockstars

The fear of running out of money is real, and it has created another new problem in retirement. Like this episode? Hit that Follow button and never miss an episode!

In this essential episode, Ben Taatjes explores how your retirement financial plan should reflect your deeper purpose and calling. Moving beyond investment logistics and portfolio specifics, discover three key elements your financial plan needs to truly connect your money with your mission. Learn how to ensure your retirement resources align with your values and enable the meaningful impact you're called to make. This conversation transforms financial planning from mere wealth management into purpose-driven stewardship.See omnystudio.com/listener for privacy information.

One of the biggest mistakes people make in divorce is waiting until they are officially divorced to hire a financial planner/investment firm. My guest in this episode is Peter Mullins, CDFA® and Vice-president at Vestor Capital, who explains what exactly a financial plan is, and how you can benefit by consulting with a financial advisor (especially a CDFA®) before or during your divorce. I am a client of Pete's (have been for a long time) so this is personal for me! 

Join Dr. Clancy  and Mary Kay Kusner, as they discuss guidance for clinicians with their patients on the benefits of doulas for end-of-life.  CME Credit Available:  https://uiowa.cloud-cme.com/course/courseoverview?P=0&EID=74698  Host: Gerard Clancy, MD Senior Associate Dean for External Affairs Professor of Psychiatry and Emergency Medicine University of Iowa Carver College of Medicine Guest: Mary Kay Kusner, MA, RCWP Pastor, Certified Death Doula Financial Disclosures:  Dr. Gerard Clancy, his guests, and the members of the Rounding@IOWA planning committee have disclosed no relevant financial relationships . Nurse: The University of Iowa Roy J. and Lucille A. Carver College of Medicine designates this activity for a maximum of 0.75 ANCC contact hour. Physician: The University of Iowa Roy J. and Lucille A. Carver College of Medicine designates this enduring material for a maximum of 0.75 AMA PRA Category 1 CreditTM. Physicians should claim only the credit commensurate with the extent of their participation in the activity. Other Health Care Providers: A certificate of completion will be available after successful completion of the course. (It is the responsibility of licensees to determine if this continuing education activity meets the requirements of their professional licensure board.) References/Resources:  Si Qi Yoong, (2022) Death doulas as supportive companions in end-of-life care: A scoping review, Palliative Medicine, Volume 36, Issue 5, https://doi.org/10.1177/02692163221080659 (2022) Are Death Doula Trainings Substantial Enough? https://deathgriefandbelief.com/death-doula-training-programs/2022 Iani L, De Vincenzo F, Maruelli A, Chochinov HM, Ragghianti M, Durante S and Lombardo L (2020) Dignity Therapy Helps Terminally Ill Patients Maintain a Sense of Peace: Early Results of a Randomized Controlled Trial, Frontiers in Psychology, Volume 11 https://doi.org/10.3389/fpsyg.2020.01468 Rawlings, Tieman, Miller-Lewis, Swetenham (2019) What role do Death Doulas play in end-of-life care? A systematic review, Health and Social Care in the Community, Vol 27, Issue 3 https://doi.org/10.1111/hsc.12660 (2023) A Brief But Spectacular take on living like we're dying, PBS NewsHour https://www.youtube.com/watch?v=Pw8ibvPM6kI (2017) Being Mortal, Frontline, PBS https://www.pbs.org/wgbh/frontline/documentary/being-mortal/ (2016) AARP: Checklist for My Family: A Guide to My History, Financial Plans, and Final Wishes, Second Edition https://www.aarp.org/entertainment/books/bookstore/home-family-caregiving/info-2016/checklist-for-my-family.html

Most people know they should have a financial plan, but what should that plan actually look like? We break down a personalized financial strategy for every decade: 20s, 30s, 40s, and 50s+. You'll learn how to overcome key challenges, build smart habits, and make the most of your time, money, and opportunity. From wealth multipliers and Roth IRAs to estate planning and tax strategy, this is your financial roadmap - no matter your age. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

College, career, retire at 65… sound familiar? Kris Krohn breaks down why society's outdated wealth formula no longer works—and why most people following it still end up broke. In this episode, learn how to break free from the traditional system and follow a smarter, modern wealth-building strategy.

Charlie and Peter shake things up by pressing pause on their usual market commentary to instead discuss 10 important life lessons from Peter Mallouk. Plus, discover how you can see Peter and Charlie live by attending a CONNECT25 event near you.

In our financial lives, setting goals isn't just about having aspirations; it's about understanding how to build sustainable, achievable plans that propel us toward success. Guest Caroline Adams Miller has spent over 30 years pioneering the science behind how we set goals, stay resilient, and achieve meaningful success. Her newest book, Big Goals, is changing the conversation around achieving personal and professional ambitions.

Join Ken in this discussion of mid-year strategies for reviewing often neglected areas of financial plans. He and his guest speaker will provide actionable steps and goals to set when preparing and evaluating your financial plan.

You've probably heard that maxing out your 401(k) and IRA is the smartest move you can make. But for many investors, that strategy alone may lead to a surprising challenge: becoming "qualified rich, cash poor." In other words, having plenty saved, but locked away in accounts you can't easily access without tax consequences or penalties.That's where the often-overlooked brokerage account comes in.Also called a taxable, individual, or joint account, the brokerage account offers unmatched flexibility. No age restrictions. No early withdrawal penalties. And potential long-term capital gains tax treatment instead of higher ordinary income rates. That can make a big difference when it comes time to actually enjoy what you've saved.More than just a retirement supplement, brokerage accounts give you the freedom to fund mid-term goals, adjust to life's unexpected changes, or even retire earlier. They also play a key role in long-term tax planning by allowing you to pull from different types of accounts—pre-tax, Roth, and brokerage—based on what's most efficient each year.A truly thoughtful financial plan isn't just about growing wealth. It's about having access to it, when and how you need it most.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Retirement accounts like 401(k)s and IRAs often get all the attention, but there's another tool that can play a powerful role in your long-term strategy: the humble brokerage account.Unlike retirement accounts with age restrictions and penalties, brokerage accounts offer flexibility. You can access funds at any time, for any purpose without early withdrawal penalties. That kind of control can be incredibly valuable, especially if your goals include retiring early, helping family, or funding big life moments along the way.Having a mix of account types—pre-tax, Roth, and brokerage—can give you more control over your income and taxes in retirement. It also helps you avoid a common challenge: having most of your wealth tied up in accounts that are difficult (or costly) to access when you need them most.A thoughtful strategy includes more than just maxing out retirement accounts. It's about building flexibility, tax efficiency, and confidence into every stage of your financial life.- Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Most people think prospects and customers buy based on price. But they're missing something important. And if you're missing it too, it's definitely costing you clients. But don't worry, because in this episode I'll share this missing piece and show you how to use it to get more high-value clients. I'll also help you see how to differentiate yourself from your competition, and why this ability is critical to your success. This is one of the most valuable episodes I've ever recorded. Worth listening to again and again. Listen now! Show highlights include: The key success principle, overlooked by most advisors, that unlocks your ability to charge the rates you deserve. (0:31) How to make selling a $100 financial plan impossible, and a $10,000 plan simple. (2:33) Delicious lesson waffles can teach you about financial services. (4:25) Questions prospects ask themselves but won't say out loud. Grow your client roster by knowing how to answer these. (7:47) How to make price resistance vanish into thin air and turn skeptics into clients. (8:22) “Ethical FOMO” you can give your prospects that makes choosing you a no-brainer. (14:19) Surprising reason you'll never sell a $10,000 financial plan by proving it's worth $10,000. (20:00)  

Every aspect of our lives is impacted by money, but for many, the financial industry is purposefully opaque, cloaked in jargon, and intended to exclude. But what if you could see through the noise? What if you could reclaim your power in a system that often seems rigged?   In this episode, your host, Cindy Watson, will be joined by Paul Musson—a veteran investment expert, founder of Paddington Capital Management, and author of Capital Offence: Why Some Benefit At Your Expense. With over 30 years in the financial industry, Paul has made it his mission to expose the hidden forces behind economic inequality and to simplify the complex truths that keep people in the dark.   Cindy and Paul will work together to understand the deeper problems in our economic system, navigate past financial jargon, and map out a more empowered, equitable future.   This is more than a financial conversation—it's a call to awareness, agency, and action.   In this episode, you will learn:   The way in gaining material wealth How to create capital of your own Why Western societies are becoming increasingly divided and what we need to do about it What are some of the economic myths we've been taught to believe? The definition of success in life perspective and business perspective Competitive vs collaborative approach Two parts of intellectual honesty And many more!   If you're looking to up-level your negotiation skills, I have everything from online to group to my signature one-on-one mastermind & VIP experiences available to help you better leverage your innate power to get more of what you want and deserve in life. Check out our website at www.practicingwithpurpose.org if that sounds interesting to you.   Get Cindy's book here: Amazon   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 EBook   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 Barnes and Noble   https://www.barnesandnoble.com/w/the-art-of-feminine-negotiation-cindy-watson/1141499614?ean=9781631959776 CONNECT WITH CINDY: Website: www.womenonpurpose.ca Website: www.practicingwithpurpose.org Facebook: https://www.facebook.com/womenonpurposecommunity/ Instagram: https://www.instagram.com/womenonpurposecoaching/ LinkedIn: linkedin.com/in/thecindywatson Show: https://www.womenonpurpose.ca/media/podcast-2/ X(Twitter):  https://twitter.com/womenonpurpose1 YouTube:https://www.youtube.com/@hersuasion Email: cindy@womenonpurpose.ca

Charlie and Peter are joined by noted Wall Street Journal columnist and Creative Planning Director of Education Jonathan Clements to discuss 10 valuable lessons handpicked from his many contributions to the world of personal finance. Plus, learn how you can contribute to Jonathan's charitable Getting Going on Savings Initiative while furthering your own financial education.

Send us a textIn this episode of the Smarter Vet Podcast, Tom Seeko and CJ Burnett tackle the common myths and misconceptions about annuities. From misunderstandings about high fees to assumptions that annuities are only for retirees, they break down what you really need to know. Tom and CJ explain key features like surrender charges, internal costs, and guaranteed income options, highlighting why it's essential to dig deeper than the online noise. Tune in for a clear, balanced perspective on a topic that's often misunderstood.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances - 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment -Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice - Schedule a time-https://flveterinaryadvisors.com/contact-usCheck out our social media channelsFacebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

You don't have to be good with numbers to be good with money.In this episode, financial planner Cody Garrett explains how your values, stories, and mindset shape your financial reality far more than interest rates or investment picks ever could.Cody breaks down:The 5-part wellness model and why financial health can't be separated from mental or physical healthThe 2 “islands” of financial planning and how to build the bridge between themHow to uncover your subconscious money beliefs (money scripts)Why generosity and transparency are the future of financial educationSimple steps to get started even if you feel completely lost

Every aspect of our lives is impacted by money, but for many, the financial industry is purposefully opaque, cloaked in jargon, and intended to exclude. But what if you could see through the noise? What if you could reclaim your power in a system that often seems rigged?   In this episode, your host, Cindy Watson, will be joined by Paul Musson—a veteran investment expert, founder of Paddington Capital Management, and author of Capital Offence: Why Some Benefit At Your Expense. With over 30 years in the financial industry, Paul has made it his mission to expose the hidden forces behind economic inequality and to simplify the complex truths that keep people in the dark.   Cindy and Paul will work together to understand the deeper problems in our economic system, navigate past financial jargon, and map out a more empowered, equitable future.   This is more than a financial conversation—it's a call to awareness, agency, and action.   In this episode, you will learn:   The way in gaining material wealth How to create capital of your own Why Western societies are becoming increasingly divided and what we need to do about it What are some of the economic myths we've been taught to believe? The definition of success in life perspective and business perspective Competitive vs collaborative approach Two parts of intellectual honesty And many more!   If you're looking to up-level your negotiation skills, I have everything from online to group to my signature one-on-one mastermind & VIP experiences available to help you better leverage your innate power to get more of what you want and deserve in life. Check out our website at www.artofFeminineNegotiation.com if that sounds interesting to you.   Get Cindy's book here: Amazon   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 EBook   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 Barnes and Noble   https://www.barnesandnoble.com/w/the-art-of-feminine-negotiation-cindy-watson/1141499614?ean=9781631959776 CONNECT WITH CINDY: Website: www.womenonpurpose.ca Website: www.practicingwithpurpose.org Facebook: https://www.facebook.com/womenonpurposecommunity/ Instagram: https://www.instagram.com/womenonpurposecoaching/ LinkedIn: linkedin.com/in/thecindywatson Show: https://www.womenonpurpose.ca/media/podcast-2/ X(Twitter):  https://twitter.com/womenonpurpose1 YouTube:https://www.youtube.com/@hersuasion Email: cindy@womenonpurpose.ca

I sat down with Tim Ulbrich, PharmD, Co-Founder and CEO of Your Financial Pharmacist, to unpack a tough reality: why so many pharmacists earning six figures still feel broke. We dug into crushing student debt, soaring housing costs, wage stagnation—and the mindset shift needed to build real financial freedom. Tim brings clarity, strategy, and hope. This episode is sponsored by Remedichain.

Why do we assume something has to be complicated to be valuable? That question sparked a spontaneous recording session after ⁠Erik Garcia⁠, CFP®, ChFC®, BFA™, walked into ⁠Xavier Angel⁠'s office to unload a bit of planner frustration. Joined by co-host Xavier Angel, CFP®, ChFC®, CLTC, the two dive into the false narrative that complexity equals effectiveness when it comes to financial planning. Spoiler: it doesn't. In this unscripted and honest conversation, Erik and Xavier explore why simplicity should always be the starting point in financial planning. They break down the difference between necessary complexity and unnecessary confusion—and how chasing sophistication too soon can sabotage progress. If you've ever felt overwhelmed by your financial plan (or someone tried to impress you with one), this episode is for you. Follow the show and share it with someone who needs a little more clarity and a lot less clutter. Episode Highlights: Erik explains the myth that complexity is better than simplicity in financial planning and why he disagrees. (01:19) Xavier explains how some software can be manipulated to justify a particular product sale through overwhelming documentation. (05:02) Erik emphasizes the hidden long-term costs and commitments associated with complex strategies. (07:00) Erik highlights the importance of considering future flexibility and whether the strategy can be explained simply. (10:36) Xavier stresses the value of collaboration and asking the right questions to ensure solutions match the actual problem. (11:41) Erik shares why understanding and simplicity matter, as they increase commitment and long-term success. (12:48) Xavier emphasizes the need to revisit financial strategies regularly as life circumstances change. (18:00) Erik explains how changing laws can render complex strategies obsolete or burdensome over time. (19:08) Erik encourages listeners to push for clarity and not be swayed by flashy but ineffective financial plans. (21:00) Key Quotes: “We like complexity, we like that kind of stuff. It feeds our ego, but man, simplicity generally wins out.” - Erik Garcia, CFP®, BFA “If you're being presented a financial plan, ask questions, push for understanding, don't settle for whatever the advisor or the planner is presenting, just because it sounds good, complex does not equal effective, don't let it feed your ego.” - Erik Garcia, CFP®, BFA “If you don't know what the problem is that you're trying to solve, it's hard to come up with a solution that's going to fit that specific one.” - Xavier Angel, CFP®, ChFC, CLTC Resources Mentioned: ⁠Erik Garcia, CFP®, BFA⁠ ⁠Xavier Angel, CFP®, ChFC, CLTC⁠ ⁠Plan Wisely Wealth Advisors⁠

Send us a textJoin us as we sit down with Financial Advisor, Author, and Owner of Modern Wealth, Jennifer Lee, to discuss how you can begin preparing for financial transition if you're contemplating divorce.As a leading divorce firm in Portland, our attorneys provide guidance on custody, alimony, separation, estate planning, and more. Learn what to expect in Oregon and Washington divorce cases and how we can help.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.To learn more about Jennifer Lee and how she can help you, you can visit her website at: https://modern-wealth.com/ or https://squeezethejuicebook.com/If you would like to hop on a call with Jennifer to discuss any unanswered questions, you can do so via her calendly link: https://calendly.com/jennifermodernwealthDisclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.