Podcasts about Financial plan

Mike Milligan is a purpose-driven financial advisor, educator, and entrepreneur,whose career began in his family's small business as a boy in North Carolina. Today,Mike is the founder of Ideas By Mike, and 1.oak Financial, and a leading voice inclient-centered, impact-driven financial planning world.He holds the Certified Financial Planner (CFP®) and Accredited Investment Fiduciary®credentials and has helped thousands of clients make sense of their wealth, extendtheir well-being and live out their goals authentically. Mike uses active listening,health-focused strategies, and decades of expertise to turn financial jargon intoactionable steps. His belief in financial wellness comes from real life—helping bothclients and students design plans that support their one of a kind lives.Mike's teaching style focuses on clarity, empathy, and fun. Students and clients alikebenefit from his ability to translate complex strategies into everyday solutions.Through workshops, courses, and speaking events, Mike continues to inspire othersto make a real impact, both financially and personally.Contact Mike Milligan:https://www.amazon.com/stores/Mike-Milligan/author/B0HJ2Z4WW4?ref=ap_rdr&shoppingPortalEnabled=true https://s2seventtn.the1oakcollective.com/home https://www.youtube.com/@1.oakfinancial https://www.instagram.com/1oakfinancial/ https://1oakfinancial.com/ https://ideas-by-mike.blubrry.net/https://www.linkedin.com/in/mikemilligancfp/overlay/about-this-profile/ https://www.instagram.com/mikemilliganllc/ https://www.instagram.com/1oakfinancial/Text: IDEAS to 600700Dr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon: https://amzn.to/4cmTOMwThe Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberleyl

Retirement is different for everybody, but it does have some common surprises most people will end up dealing with. Don't be caught off guard!

Kelley goes through a list of mistakes to avoid when the market creates that nervous feeling. She warns again panic selling, withdrawing too soon, and trying to “catch up.” She also suggests implementing tax-efficient strategies and a healthcare and long-term care plan. Kelley also discusses the sound strategies to help retirees enter that “decumulation” stage of their life. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Every October, hundreds of hot air balloons rise over Albuquerque for the largest balloon festival in the world. No two pilots fly the exact same path, and none of them can control the wind. Turns out, that's not a bad way to think about a financial plan either.   Important Links: Website: https://www.estesfinancial.net/ Call: 817-444-8402

What should someone approaching retirement do after the Federal Reserve raises interest rates? Jake and Cory agree that a single Fed decision should not automatically cause someone to abandon a thoughtfully constructed financial plan. They disagree, however, about how much influence monetary policy has over inflation, consumer behavior, housing prices, and broader financial conditions. In this episode of Upticks, they discuss what higher rates can mean for borrowers and savers, whether retirees may be tempted to hold too much cash, why the Fed does not directly determine every consumer interest rate, and why long-term financial decisions should not depend on a short-term rate prediction. --------------- Get your complimentary guide to retirement https://falconwealthadvisors.com/retiring-right-e-book.html?utm_source=libsyn&utm_medium=podcast&utm_campaign=rr_ebook   Get Jake's weekly blog https://falconwealthadvisors.com/notes-from-jake.html?utm_source=libsyn&utm_medium=podcast&utm_campaign=notes_from_jake   Question for Jake and Cory? Email Luke → luke@falconwealthadvisors.com   Watch clips of this episode on YouTube https://youtube.com/@uptickspodcast?si=H2Nj_aq7Jdh9AIc4    Follow Jake and Cory https://www.instagram.com/jake_falcon_crpc/?hl=en   https://www.instagram.com/corybittnerkc/    #retirementplanning #interestrates #federalreserve #investing #uptickspodcast

Are you planning for retirement based on how long you expect to live? Learn why underestimating your life expectancy could put your retirement savings at risk.

In this episode, Kevin discusses the future of Social Security, Medicare, and the importance of financial planning for retirement. He shares insights on policy changes, personal finance strategies, and how to prepare for potential benefits cuts. 480-406-3396 Silver Leaf FinancialSee omnystudio.com/listener for privacy information.

Kelley covers mistakes to avoid in retirement planning including thinking you can beat the market, keeping all money in cash, and improper diversification. She also runs down a good list of important considerations to check off before launching retirement and discusses five things everyone needs in a retirement plan. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

A major change in health insurance premiums can reshape an early retirement plan—especially when decisions are based on outdated information.In this episode, Cole Craven from Move Health joins us to explain what's happening across health insurance and Medicare. We clear up common misconceptions about ACA marketplace tax credits, pre-existing conditions, and guaranteed coverage.We also discuss the role risk management plays in financial planning, from medical expenses and disability to liability protection and umbrella insurance.Finally, we talk about making these conversations easier, choosing partners you trust, and why the best recommendation is sometimes confirming that a client already has the right coverage.If you want to make healthcare and risk-management planning clearer for your clients, this episode is for you.Move Health's Website: https://movehealth.io/Cole's Linkedin:https://www.linkedin.com/in/cole-craven/Music in this episode was obtained from Bensound.

Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss the gaps in single people’s financial plans. From long-term care to blind spots, Tim talks about how people can become more confident in their finances and shares the free event he’s hosting. To register for the free event, visit lp.constantcontactpages.com. […]

This week on Financial Planning: Explained, host Michael Menninger, CFP®, welcomes back Nick DeVito, CFP®, for another Q&A focused on an essential part of successful financial planning: understanding your financial plan and making sure it continues to work for you. A financial plan is more than an investment portfolio or a collection of accounts. It should provide a clear roadmap for your financial goals, help you make informed decisions, and adapt as your life and circumstances change. But how do you know what services you should look for in a financial plan? How often should you review your plan? And what are some of the biggest financial mistakes people make along the way? In this episode, Mike and Nick tackle some of the most common questions people have about financial planning, financial advisors, investment management, and building a long-term financial strategy. They discuss what services to look for when evaluating financial planning professionals, how frequently you should revisit your financial plan, and the common mistakes that can derail otherwise solid financial strategies. The conversation focuses on the importance of having a financial plan that reflects your individual goals, needs, and circumstances. Mike and Nick explain why financial planning shouldn't be viewed as a one-time exercise and why regularly reviewing your plan can help ensure your strategy remains aligned with changes in your income, investments, taxes, retirement goals, family, and overall financial situation. Listeners will gain valuable insight into: What services to look for when choosing a financial planning professional What a comprehensive financial plan should include The difference between financial planning and investment management How financial advisors can help with more than just investments Why your financial plan should be tailored to your individual goals How often you should review your financial plan Why financial plans need to evolve as your circumstances change What life events should trigger a review of your financial plan How changes in income can affect your financial strategy Why retirement planning should be regularly reviewed How investment performance fits into a broader financial plan The importance of reviewing your tax strategy Why estate planning should be part of the financial planning process One of the biggest misconceptions about financial planning is that you create a plan once and simply follow it forever. In reality, your financial plan should change as your life changes. Career changes, marriage, children, retirement, major purchases, changes in the tax environment, market conditions, and other life events can all affect the decisions you need to make. Mike and Nick also discuss some of the biggest financial mistakes people make, from failing to plan ahead to making emotional investment decisions. Understanding these common mistakes can help investors recognize potential problems before they have a significant impact on their long-term financial goals. Whether you're just beginning to build a financial plan, already working with a financial advisor, managing your own investments, approaching retirement, or simply wondering whether your current strategy is still on track, this episode provides practical considerations for understanding and improving your financial plan. If you've ever wondered “What services should I look for in a financial plan?”, “How often should I review my financial plan?”, or “What are the biggest financial mistakes people make?”, this episode offers a practical Q&A to help you think through those questions. Financial planning isn't about predicting the future. It's about creating a strategy, understanding your options, and making informed decisions as your financial life evolves. The right plan should help you understand where you are today, where you want to go, and what steps can help you get there. Financial Planning: Explained is designed to make financial planning concepts easier to understand and provide real-world insight into investing, retirement planning, wealth management, taxes, and other important financial decisions. For more information on Menninger & Associates Financial Planning, visit: https://maaplanning.com

As your children grow into adults, they can become an important part of your financial team. Learn five simple ways to involve them in your financial plans, have meaningful conversations, and make sure you're both prepared for the future.

Paul Jamison shares his top strategies for creating a robust financial plan for your lawn care business, emphasizing the critical importance of tracking every dollar, establishing a clear path to profitability, and understanding your true costs so you can stop leaving money on the table.

Kelley defines the different types of annuities and discusses the pros and cons of each. She covers immediate, fixed, variable, and fixed index annuities. She also offers tips on the right questions to ask when you meet with a financial advisor. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

Join host Heather Osmond of Osmond Designs and her guest, Jodie Lemon, as they discuss how investing in real estate can be empowering for women as well as a great way to gain independence. Jodie Lemon is a real estate investor and co-host of the YES! Women's Network Podcast. For more information about Heather Osmond and Osmond Designs, visit their website or Facebook page.  

You've been asking for this episode, and today I'm finally pulling back the curtain on my own financial plan.Consider this a very special edition of Ask Farnoosh — except this time, you're asking the questions about my money.For roughly 15 years, much of my financial life was on cruise control: automate the investing, save for retirement, fund the kids' accounts, maintain the emergency fund, repeat. But midlife has me asking a different set of questions. Am I still saving the right amount? Could I invest a little less and spend more on my life today? How much do we actually need for retirement? And, gulp…should I consider an annuity?My financial planner Maggie Johndrow of Johndrow Wealth Management joins me to reveal what we discovered after putting my entire financial picture under the microscope — including where I may have been over-saving, why we're rethinking my SEP IRA strategy, and how we're balancing retirement security with enjoying life now.Then Maggie's colleague Colette Ward joins us for an annuities crash course: what they are, why their reputation has changed and when they may—or may not—make sense.It's my Midlife Money Checkup. And hopefully, it inspires yours.Reach Maggie at maggie@johndrowwealth.comReach Colette at colette@johndrowwealth.comLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

The truth is, starting the financial planning process can feel overwhelming or discouraging, and millions of Americans don't have a financial plan at all. Today, Evan walks through many of the hurdles people never clear and how they affect your ability to relax about money.    Later in the episode, Evan covers updates on employer contributions to Trump Accounts and whether they make these accounts more or less appealing for saving for your children.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Peter and Charlie discuss what's driving expectations for higher interest rates, what rate hikes could mean for investors, and how markets performed over the past decade before sharing what each sees as the biggest risk facing investors today.

Inflation and interest rates are constantly making headlines, but what do they actually mean for your financial plan? In this episode, Jeremiah and Laura put today's economic environment into perspective and discuss how changing rates can affect decisions around retirement, borrowing, investing, and cash. More importantly, they explore why a strong financial plan should be built to adapt as conditions change, so you can stay informed without letting every headline drive your next decision. Stay informed, stay curious, and keep the focus on what you can control. ---          Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.      

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Talking about money can be hard for some people, and sometimes it just takes the right question to get things rolling. Phil walks through five questions that have very little to do with dollars on the surface but can reveal a lot about what someone actually wants from retirement. Sometimes the best way into a financial conversation is to start somewhere else entirely. Here's some of what we discuss in this episode:

What does financial planning actually mean beyond managing an investment portfolio? Jeremiah Bates and Nic Daniels are joined by Bob Ruelle, Senior Vice President of Financial Planning at Apollon Wealth Management, to walk through how an experienced planner approaches a client's entire financial picture. Bob explains why good planning starts with understanding a person's goals, lifestyle, concerns and priorities before recommending anything—and why the financial plan itself should ultimately be the benchmark for whether a strategy is working. The guys cover tax planning, Roth conversions, retirement withdrawal strategies, RMDs, Social Security, Medicare IRMAA, insurance, risk management and estate planning—and, more importantly, how those decisions affect one another. Bob explains why a good financial plan organizes your finances, while a great one connects them, prioritizes the biggest opportunities and continues evolving as life changes. Later, they discuss common estate-planning mistakes, including outdated trusts and assets that were never properly titled. A caller whose husband is incapacitated after a bicycle accident brings the importance of powers of attorney and incapacity planning into real life. And to wrap it up, whether it can make sense to give children part of their inheritance while you're still alive, including annual gift exclusions, gift-tax reporting, appreciated property, cost basis and the tradeoffs between gifting assets now versus leaving them at death.   Listen, Watch, & Connect! https://www.therealmoneypros.com ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Co-founder of the American Center for Cures, Lou Weisbach, joins Bob Sirott to talk about his business strategy when looking at how we can start to eliminate diseases and the progress he has made in the last eight months with a research community. He also discusses his plan to help keep the Bears at Soldier […]

I used AI to generate a financial plan & life roadmap and then I gave this to 2 experts for review. Today I'm thrilled to host Mark McGrath, CFP, and Aravind Sithamparapillai, CFP, on the show.Mark McGrath is a leading Canadian voice in evidence-based finance & founded his own advice-only practice called Phynance, where he helps physicians with financial planning. He is also co-author of “Wealthier: The Investing Field Guide for Canadian Millennials.”Aravind Sithamparapillai is a financial planner and founder of AMA wealth. Last year, Aravind earned his CFP® designation with the highest exam score in the country, placing him at the top of the CFP® Exam President's List. He was also selected for FP Canada's Emerging Leader's Award.Discussion Points:Part 1 - introductions (2:24)- my AI inputs and outputs (5:18)- Mark & Aravind's initial reflections (9:25)Part 2 - Limitations (26:17)- knowing how much one will spend in retirement, stress testing, compensation strategiesPart 3 - Tax efficiency - RRSP debates (43:05)- Individual pension plan (46:01)- Home equity line of credit/HELOC (51:15)- Permanent life insurance (58:40)Part 4 - Top priorities - (1:07:32)Mark McGrath:phynance.ca https://www.linkedin.com/in/markmcgrathcfp/Aravind Sithamparapillai:https://amawealth.ca/https://www.linkedin.com/in/sithamparapillai/Yatin Chadha:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.caRadiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmex credit card referral link:https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

With the United States' national debt now topping $40 trillion, Peter and Charlie discuss how we got here, whether we can grow our way out of it, what an actual debt crisis would look like and more. Plus, get their take on whether a U.S. debt crisis is a signal or just noise.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereYou've built real wealth—but how do you know your corporate cash, investments, taxes, and financial structures are actually working together as efficiently as they could?For incorporated business owners and high-income Canadians, building wealth is only part of the challenge. Retained earnings can sit idle, passive income can create major tax drag, and disconnected advice from accountants, lawyers, and investment professionals can leave costly gaps that no one is responsible for spotting. This episode explores why having substantial assets doesn't necessarily mean your wealth is optimized—and why liquidity, tax efficiency, and coordination matter just as much as the numbers on your statements.You'll discover:How to spot hidden inefficiencies across your financial picture by looking at corporate assets, personal wealth, liabilities, cash flow, and protection together—not in isolation.Why access to capital matters as much as net worth, especially when withdrawing or deploying corporate funds could trigger significant taxes.How coordinated planning can uncover high-leverage opportunities involving compensation, retained earnings, investment structures, tax efficiency, and estate planning that individual advisors may overlook.Press play now to learn how to evaluate whether your wealth is truly optimized—and where the biggest opportunities may be hiding in your financial plan.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian business owners, true wealth optimization goes far beyond choosing a few investment strategies—it requires a coordinated Canadian wealth plan that connects personal and corporate assets, cash flow, retained earnings, taxes, insurance, and long-term goals. A holistic wealth review can uncover opportunities for greater tax efficiency, smarter asset restructuring, stronger corporate wealth planning, and more effective personal vs. corporate tax planning, including decisions around salary vs. dividends in Canada, RRSP optimization, optimizing RRSP room, passive income planning, and corporate structure optimization. By creating better financial systems for entrepreneurs, Canadian business owners can evaluate corporation investment strategies, improve liquidity, reduce unnecessary tax exposure, strengthen business owner tax savings, and build a clearer path toward financial independence in Canada and lasting financial freedom. The right approach to wealth management can also bring together tax-efficient investing, financial diversification, capital gains strategy, retirement planning, estate and legacy planning in Canada, and a practical investment bucket strategy designed to keep capital accessible while supporting long-term growth. Ultimately, effective Canadian tax strategies, thoughtful financial vision setting, and integrated wealth-building strategies in Canada can help entrepreneurs turn complex finances into a more intentional plan for retirement, family security, and building long-term wealth in Canada.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Segment 1: Ilyce Glink, owner of Think Glink Media, and publisher of Love, Money + Real Estate on Substack, joins John to talk about how AI can help with your personal finances. Segment 2: Jim Dallke, Director of Communications, TechNexus Venture Collaborative, tells John about Amazon expanding its drone delivery service, the acquisition of Pluie, the maker of the world’s […]

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A financial plan is only valuable if it is documented, updated, and implemented with discipline. In this episode of The Abundance Mindset, Allison and Ben explain why proactive financial planning matters for high-earning professionals, equity-compensated employees, and business owners whose financial lives are too dynamic for a once-a-year review.We discuss the difference between academically good strategy and operationally effective planning.⏱️ TIMESTAMPS00:00 Intro00:54 Summer Studio Catch Up02:16 Why Plans Go Stale04:47 Cadence And Service Calendar05:57 Year Round Planning Cycle07:52 Strategic Inaction10:18 Opportunity Windows for Action11:52 What Proactive Planning Looks Like16:05 Who Manages Your Money Life?18:20 Wrap Up And Next Steps

More investors are turning to TikTok, YouTube, and other social-media platforms for financial advice. But how do you separate useful financial education from bad advice, speculation, and outright scams? Lance Roberts and Jonathan Penn discuss how to evaluate financial advice online, the warning signs investors should watch for, and why popularity, followers, and flashy lifestyles aren't substitutes for expertise. Social media can help people become better investors—but only if they know whom to trust. 0:00 INTRO 1:02 - Don't Read Too Much Into Indexes 3:14 - Cap-X Spending: Space-X Data Center Grimes County Tax Abatement 5:14 - Market Factors & Dynamics (Momentum Index, Semi-conductor Index, IGV, Value Index, MGK Mega-cap stocks) 11:32 - The Myths of Long Term Investing - Pt-1 13:37 - The Great Wealth Transfer Fail 18:13 - Financial Advice on Social Media 19:47 - Sports Betting as Part of Financial Plan? 21:00 - How We Differ from the Other Guys on Social Media 24:26 - Four Buckets of Social Media Influencers 28:13 - What are They Selling? (Our stuff is free) 30:58 - The Thing About Newsletter Recommendations 32:05 - How Much Risk Can You Afford (and how will you behave)? 34:23 - The $3-T problem: Investors Still Holding Cash? 35:33 - Why the Negativity About Bonds? 38:56 - Why the Prices of Bonds Move (& the home buying conundrum) 43:25 - Looking at our allocations 44:25 - The "Cash on the Sidelines" Myth Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch today's "Before the Bell" premarket commentary, "Why Your Portfolio Doesn't Match the Market," https://youtu.be/fYCwotrLSAM -------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/v6Wy7iLl-gQ ------- Articles mentioned in this report: "Think Like An Investor, Not A Speculator (Chapter 1 of 5)" https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/ -------- Watch our previous show, "Record Highs: Should You Chase the Rally? https://youtube.com/live/c44_giKICEY?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026: https://streamyard.com/watch/Qjx33M2tS4i4 --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #PortfolioManagement #SP500 #FinancialPlanning #SP500 #MarketOutlook #MarketRally #FinancialAdvice #SocialMedia

More investors are turning to TikTok, YouTube, and other social-media platforms for financial advice. But how do you separate useful financial education from bad advice, speculation, and outright scams? Lance Roberts and Jonathan Penn discuss how to evaluate financial advice online, the warning signs investors should watch for, and why popularity, followers, and flashy lifestyles aren't substitutes for expertise. Social media can help people become better investors—but only if they know whom to trust. 0:00 INTRO 1:02 - Don't Read Too Much Into Indexes 3:14 - Cap-X Spending: Space-X Data Center Grimes County Tax Abatement 5:14 - Market Factors & Dynamics (Momentum Index, Semi-conductor Index, IGV, Value Index, MGK Mega-cap stocks) 11:32 - The Myths of Long Term Investing - Pt-1 13:37 - The Great Wealth Transfer Fail 18:13 - Financial Advice on Social Media 19:47 - Sports Betting as Part of Financial Plan? 21:00 - How We Differ from the Other Guys on Social Media 24:26 - Four Buckets of Social Media Influencers 28:13 - What are They Selling? (Our stuff is free) 30:58 - The Thing About Newsletter Recommendations 32:05 - How Much Risk Can You Afford (and how will you behave)? 34:23 - The $3-T problem: Investors Still Holding Cash? 35:33 - Why the Negativity About Bonds? 38:56 - Why the Prices of Bonds Move (& the home buying conundrum) 43:25 - Looking at our allocations 44:25 - The "Cash on the Sidelines" Myth Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch today's "Before the Bell" premarket commentary, "Why Your Portfolio Doesn't Match the Market," https://youtu.be/fYCwotrLSAM -------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/v6Wy7iLl-gQ ------- Articles mentioned in this report: "Think Like An Investor, Not A Speculator (Chapter 1 of 5)" https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/ -------- Watch our previous show, "Record Highs: Should You Chase the Rally? https://youtube.com/live/c44_giKICEY?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026: https://streamyard.com/watch/Qjx33M2tS4i4 --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #PortfolioManagement #SP500 #FinancialPlanning #SP500 #MarketOutlook #MarketRally #FinancialAdvice #SocialMedia

With the stock market continuing to reach record territory, the “Henssler Money Talks” hosts tackle a familiar question: What do you do with fresh cash when stocks are already at all-time highs? From rebalancing and paying down high-interest debt to fixed income, diversification, and putting money into the market gradually, we explore ways to put your next dollar to work without trying to predict the next correction. Original Air Date: August 15, 2026Read the Article: https://www.henssler.com/market-all-time-highs-dont-put-your-financial-plan-on-hold 

Having kids can reshape almost every part of a financial plan, from income and borrowing capacity to childcare, super and the possibility of future school fees. Financial adviser Matt Ingram (Northhaven Financial Management) joins Bryce and Alec to unpack how planning ahead can preserve flexibility, why returning to work isn't always a simple financial calculation, and the decisions worth thinking about well before kids arrive.In this episode:00:00 Introduction04:03 Preparing for Income Changes08:15 Avoiding Lifestyle Creep10:37 Financial Planning Before Kids14:09 Maximising Parental Leave17:56 The True Cost of Childcare23:01 Public vs Private School26:13 Funding Private School Fees29:41 Are Investment Bonds Worth It?32:03 Closing the Superannuation Gap34:04 Plan Ahead for Life ChangesIf you would like to speak to Matt or any of his team head to equitymates.com/advice and we will put you in touch.———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Most financial plans fail before they start because they are built around projections instead of real life. The better question is: How much money actually hits your bank account, how much leaves, and how much is left over? Because all wealth is created through free cash flow. The goal is not just financial planning. The goal is financial positioning. More options. More flexibility. More accountability. More control. And this is exactly why we are building the Cashflow Legendz Inner Circle — a community for people who want to keep learning, growing, asking better questions, and building with other like-minded people. Join the Cashflow Legendz Inner Circle: https://www.skool.com/cashflow-legendz-inner-circle Get a free copy of What Would The Rockefellers Do? https://stonecenturyfinancial.com/book Schedule a free Cashflow Legendz clarity call with Nate https://calendly.com/chroniclesnate/cashflow-legendz-consult

From saving early to investing in your health, Peter and Charlie share 10 practical tips for building wealth and working toward long-term financial success. Plus, discover where you can see Peter and Charlie live at a regional CONNECT26 event.

Gen Z investors are increasingly treating sports betting as part of their long-term financial strategy, but Chuck Zodda and Mike Armstrong explain why gambling and investing should not be confused.Chuck and Mike discuss why sports betting is not a substitute for investing, how variance can make short-term gambling wins look like skill, and why mixing betting products with investment accounts could damage confidence in capital markets. They also look at Wall Street's widening disagreement over price targets, why analyst forecasts may be especially unreliable when opinions diverge, and Anthropic's push toward a possible $2 trillion IPO valuation. Plus, they cover whether investors deserve more details when a CEO takes medical leave, why pricey club sports are putting more pressure on families, and how limited recreational infrastructure has helped drive those costs higher.

We all know the importance of having a good financial plan in place. But…are we all talking about the same thing? What *is* a financial plan, and how do we know if ours is good or not?  Looking for a financial planner?  → PlanWithJesse.com Jesse explores what financial planning actually is, why it extends far beyond investing, and how to know whether your financial plan is truly working. He begins by defining financial planning as a comprehensive process that aligns every aspect of your financial life—including cash flow, taxes, investments, insurance, retirement, and estate planning—around your unique goals and values. Jesse explains why clear goals, a structured planning process, and an integrated long-term strategy are the foundation of every effective financial plan, illustrating how changes in one area of life inevitably ripple through every other financial decision. Drawing on ideas from the CFP Board, Carl Richards, and George Kinder, he emphasizes that financial planning is not a one-time event but an ongoing, dynamic process that evolves as your goals, finances, and life circumstances change. He concludes by outlining 22 practical signs that a financial plan is succeeding, arguing that true success is measured not only by growing wealth but also by greater clarity, confidence, better decision-making, reduced financial anxiety, stronger family alignment, and the freedom to make important life decisions with purpose rather than emotion. Key Takeaways: • Financial planning is about helping you achieve life goals through coordinated financial decisions, not simply managing investments. • Good financial planning integrates investments, taxes, insurance, cash flow, retirement, and estate planning into one cohesive strategy. • Following a structured planning process leads to better decisions than jumping straight to recommendations. • Couples who share financial goals tend to make better long-term decisions together. • The best financial plans reduce the amount of time and energy you spend worrying about money. • The ultimate measure of financial planning success is greater confidence, clarity, and permission to live your life according to your values—not simply having a larger portfolio. Key Timestamps: (01:24) – What Is Financial Planning? (04:29) – Financial Goals (06:09) – Different Facets of a Good Financial Plan (07:34) – Follow a Process (10:19) – Creating a Strategy (15:11) – Bringing Everything Together (18:18) – Three Questions for Life Planning (22:58) – 22 Ways to Know the Plan Is Working Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/e83/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Need a financial planner?  → PlanWithJesse.com  The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

On this episode of Millennial Debt Domination, Katie highlights building a financial plan while paying off student loans.  If you're juggling student loan payments while trying to build a future, saving, investing, maybe even dreaming about buying a home, you're not alone. For many millennial and Gen Z listeners, student debt is part of the financial starting line, not the finish line. And while it can feel like those monthly payments are holding you back, the truth is: you don't have to wait until your loans are gone to start building a solid financial plan. On this episode, Katie is joined by Skyler Fleming, financial planner and host of Money Talk.  Katie and Skyler discuss balancing debt repayment with saving and investing, deciding which financial goals to prioritize, and how to avoid feeling like you must choose between paying off debt and building your future.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/     

Siyabonga Motha, standing in for Bongani Bingwa, is joined by Nicolette Mashile, founder of Financial Fitness Bunnies, to discuss what financial independence really means for women and the practical steps you can take to start building it. You’re listening to The Aubrey Masango Show with Aubrey Masango, where real conversations meet expert insights – from politics to life, personal finance, and more. Thanks for listening. Listen live on 702 weekdays from 8 pm to midnight, or on CapeTalk from 8 pm to 9 pm (South African time) https://buff.ly/gk3y0Kj For more from the show and catch-up podcasts, visit Primedia+ here https://buff.ly/gk3y0Kj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Keep the conversation going online: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/capetalkza/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

What if rest and freedom aren't luxuries you have to earn over 40 years — but line items you can budget, plan, and take right now?This week I sit down with Danica Nelson, a Toronto-based money educator and founder of Liberty Leave, the platform teaching women how to fund career breaks and sabbaticals without going broke. Danica grew up in social community housing raised by a single mother, put herself through university debt-free, and then engineered her own six-month solo sabbatical through Southeast Asia after saving for 18 months. She's on a mission to be "work optional by 45" and she's teaching women how to do the same.We get into the three money buckets every woman needs to understand, why you can't budget your way out of not making enough money, the grandfather story that convinced her every woman needs a money binder, what slow travel actually looks like when you're not on vacation, and the 5 things to have in place before you take your own career break. And beneath all of it, the deeper thesis: that building wealth is the best form of love you can give yourself.

What if your financial plan prepares you for retirement but forgets about your life today? Hannah Kesler challenges the traditional idea of waiting until 65 to enjoy your money and explores how liquidity, cash flow, and control can create more freedom - now and later. Learn how the Infinite Banking Concept and properly structured whole life insurance can help you access capital, fund opportunities, and build a financial strategy designed for every stage of life. Watch our 90-minute presentation here: https://bit.ly/tmm-podcast-ppt Send us an email at podcast@themoneymultiplier.com Check out our resources at: https://linktr.ee/themoneymultiplier

our 50s are filled with major life changes that can have a lasting impact on your financial future. From helping kids through college to becoming an empty nester and preparing for retirement, each transition brings new opportunities and new decisions. In this episode of the Wise Money Show, we break down the biggest financial transitions most people face in their 50s, the mistakes to avoid, and the planning strategies that can help you stay on track.  Season 11, Episode 50 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Watch this episode on YouTube: https://youtu.be/A6_w3gVo_Es  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. This video may discuss estate planning concepts but does not constitute legal advice. Please consult an attorney for advice specific to your situation. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Allie sits down with personal finance expert and Ramsey Solutions personality George Kamel! George got himself out of debt and became a net-worth millionaire in under a decade. Now he is helping others with their financial struggles. He offers insight about a variety of topics, including tithing, how to talk to your kids about money, having a spouse who overspends, the dangers of comparison, and the affordability crisis. George also shares what he thinks is the biggest financial myth out there. George is proof that it is possible for anyone to get out of debt if they are willing to look at what is important to them and make sacrifices to reach their goals. Check out George Kamel on YouTube: https://www.youtube.com/@GeorgeKamel Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: ⁠⁠⁠⁠⁠⁠https://sharethearrows.com⁠⁠⁠ Share the Arrows is sponsored by: A'del Natural Cosmetics: AdelNaturalCosmetics.com Range Leather: RangeLeather.com/ALLIE We Heart Nutrition: WeHeartNutrition.com Buy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.toxicempathy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Time Codes 0:00 Introduction 5:18 A Christian Outlook on Money & Tithing 16:40 The Affordability Crisis 25:35 Teaching Your Kids About Money 36:33 Why Working Hard Isn't Enough 56:24 How to Create a Financial Plan as a Couple – Today's Sponsors: A'del | Visit AdelNaturalCosmetics.com and enter promo code ALLIE for 25% off your first-time purchase. We Heart Nutrition | Check out We Heart Nutrition at ⁠⁠⁠WeHeartNutrition.com⁠⁠⁠ and use the code ALLIE for 20% off. Take charge of your health expenses and be part of a community. Join CrowdHealth to get started today for $99 a month for your first three months using code ALLIE at joincrowdhealth.com. Geviti | Go to gogeviti.com/allie and use code ALLIE for 20% off.   Episodes You May Like: Ep 1348 | No Pay for Politicians During Shutdowns, Republicans to Gain Seats After Redistricting, and Advice to Go Debt-Free | Ron Simmons https://podcasts.apple.com/us/podcast/ep-1348-no-pay-for-politicians-during-shutdowns-republicans/id1359249098?i=1000768110421 Ep 1229 | How to Make Money in a Tough Economy | Ron Simmons https://podcasts.apple.com/us/podcast/ep-1229-how-to-make-money-in-a-tough-economy-ron-simmons/id1359249098?i=1000721550989 --- ► Buy Allie's book, "You're Not Enough (and That's Okay): Escaping the Toxic Culture of Self-Love": https://alliebethstuckey.com/book ► Subscribe to the podcast: iTunes: https://apple.co/2UVssnP Spotify: https://spoti.fi/2FwkXxj ► Connect with Allie on social media: https://twitter.com/conservmillen https://www.instagram.com/alliebstuckey/ https://facebook.com/allieBlazeTV/ ► Relatable merchandise — use promo code ALLIE10 for a discount: https://shop.blazemedia.com/collections/allie-stuckey

An April 2021 Twitter exchange between Peter Mallouk and Mark Cuban resulted in two $1,000,000 bets. Peter and Charlie discuss how the bets came about, how things are going and what investors can learn from them.

Can buying 31 specific household items on Amazon actually save your financial future, or is true wealth built on an entirely different foundation? In this episode, Kris Krohn and Carson Tietjen react to viral money-saving trends and discuss how to craft a realistic, high-impact financial game plan. They break down why you don't need to make $100 million to execute a highly profitable business exit, why true entrepreneurship is key, and how a properly structured asset protection trust protects families from financial ruin.

In this episode, we are joined by Dr. Paul Kaplan, economist, CFA charterholder, former Director of Research at Morningstar Canada, and co-author of Lifetime Financial Advice, for a fascinating exploration of life cycle finance. Drawing on decades of research in economics, portfolio construction, and asset allocation, Paul explains how financial planning should be grounded in optimizing lifetime consumption rather than relying on disconnected rules of thumb.   We explore how life cycle finance integrates consumption, saving, investing, and retirement spending into a single framework, why risk tolerance and risk capacity are fundamentally different concepts, and how human capital should be treated as part of an investor's balance sheet. Paul also walks through the life cycle model he and Tom Idzorek developed, explains why traditional retirement rules like the 4% rule lack theoretical foundations, and demonstrates an open-source spreadsheet that allows anyone to experiment with the model for themselves. This conversation brings together economics, portfolio theory, and financial planning into a practical framework for making better lifetime financial decisions.   Key Points From This Episode: (0:04) Introduction to Dr. Paul Kaplan and the topic of life cycle finance. (4:38) What life cycle finance is and why consumption smoothing is its central objective. (5:20) How life cycle models optimize saving, investing, retirement spending, insurance, and annuities. (6:36) Linking life cycle finance with Harry Markowitz's mean-variance optimization. (8:38) Why consumption—not wealth accumulation—is the true focus of financial planning. (9:56) The concept of an economic balance sheet: financial assets, human capital, liabilities, and net worth. (10:59) Holistic investor profiling beyond traditional risk tolerance questionnaires. (13:23) Why risk tolerance and risk capacity should never be combined into a single score. (16:48) Assessing the risk characteristics of human capital. (17:36) Applying utility theory behind the scenes in financial planning software. (19:15) Sample profiling questions that measure lifetime consumption preferences. (20:54) Why maximizing lifetime utility ultimately means optimizing consumption. (22:55) How preferences, needs, and circumstances shape lifetime financial plans. (24:13) The primary outputs of a life cycle model: consumption and asset allocation. (25:01) The roles of life insurance and annuities in lifetime financial planning. (27:44) How uncertain investment returns influence both spending and asset allocation. (28:19) Why longevity assumptions are critical in retirement planning. (29:37) Simplifying complex life cycle optimization into practical formulas. (30:27) Why life cycle finance challenges rules of thumb like the 4% withdrawal rule. (31:12) Flexible retirement spending versus fixed withdrawal strategies. (34:01) Why consumption should be treated as an output rather than an input. (36:05) The importance of asset location and after-tax portfolio construction. (37:04) Why asset allocation and asset location should be solved simultaneously. (38:19) Harry Markowitz on why asset allocation became the foundation of modern investing. (40:06) The need for financial planning software built on life cycle theory. (41:55) A walkthrough of Paul's open-source life cycle finance spreadsheet. (46:58) Understanding economic balance sheets and asset mix visualizations. (49:17) Which investor characteristics have the greatest influence on optimal asset allocation. (50:52) Why Nobel Prize-winning life cycle finance research has yet to become mainstream practice. (51:37) The evolving role of financial advisors in helping clients make rational financial decisions. (52:50) How Paul's own investment philosophy emphasizes indexing and asset allocation. (54:13) Factor investing, popularity theory, and connecting behavioral finance with asset pricing. (56:42) Paul's definition of success: applying first principles with rigor and integrity throughout his career. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dr. Paul Kaplan: https://www.paulkaplan.com/  Lifetime Financial Advice (CFA Institute Research Foundation): Lifetime Financial Advice| Research Foundation  Life Cycle Finance Spreadsheet (Paul Kaplan's website): https://www.paulkaplan.com/lifetime-financial-advice  *Disclosure: Links to third-party materials are provided for your convenience and do not constitute an endorsement or recommendation of the products or services offered therein. Frontiers of Modern Asset Allocation (Wiley): https://www.wiley.com/en-us/Frontiers+of+Modern+Asset+Allocation-p-9781118029689  Popularity: A Bridge Between Classical and Behavioral Finance (CFA Institute Research Foundation): https://rpc.cfainstitute.org/research/foundation/2021/popularity-a-bridge-between-classical-and-behavioral-finance   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠