Podcasts about j so

Action News Jax's Madison Foglio is on the scene of a SWAT situation in Murray Hill. Roosevelt Blvd is closed to traffic between Edgewood and Plymouth as SWAT and JSO respond to a reported burglary situation.

Madison follows up on this morning's SWAT situation in Murray Hill, where LEOs responded to an early morning burglary in progress on Dancy Street. JSO says the suspect is at large, but may be a known prior offender.

Mayor Deegan joins JMN for a monthly review of what's happening in the COJ administration. In the first part, she recaps the 2026 Donna Marathon, and a number of local political/social issues - community engagement in recent town halls, infrastructure needs, the Duval DOGE report (and hyper-partisan scrutiny), city personnel controversies, and more. In the 2nd half, Mayor Deegan discusses the Duval Readers initiative and the program's success, Jacksonville's relationship with ICE (operationally managed through JSO), and what's coming up in the next series of Town Halls.

JSO's Chris Hancock joins JMN with tips on how to safely manage or avoid the crowds and chaos of the Florida Georgia Weekend shenanigans.

NEWS TOPICS: Dublin Riots White House Ballroom JSO Stonehenge Atlanta Arson + Coffee Talk with David Eon (LIVE WEEKDAY DAILY NEWS TALK) for Wednesday, October 2nd , 2025

Action News Jax's Finn Carlin reports on a house fire on Sherrington Street this morning. JFRD, JSO, JEA and a hazmat team responded, with 4 people (2 adults and 2 children) taken to the hospital. WOKV and Action News Jax will provide additional information as the story develops.

Tulsi Gabbard just blew the lid off a political bombshell—declassifying over 100 pages of documents accusing former President Barack Obama of orchestrating a treasonous coup against Donald Trump. President Trump agrees, and now the Left is scrambling. Whoopi Goldberg jumps to Obama's defense, while Joy Behar spins fantasy tales, claiming Stephen Colbert lost his job because “King Trump” is targeting court jesters. Meanwhile, CBS Mornings host Tony Dokoupil clearly doesn't care—brushing Colbert off like yesterday's news.

Cmdr. Scott Lundquist from JSO's Traffic & Special Enforcement discusses how JSO is addressing back-to-school traffic challenges, including school zone speed enforcement, bus safety, and more.

Sheriff T.K. Waters joins JMN, discussing how the Sheriff's office works to maintain transparecncy with the public and responding to community concerns -- for example, he discusses the recent attention surrounding the McNeel traffic stop and subsequent investigation. In other JSO issues, he looks at recent town hall meetings, community outreach programs, relocating the Sheriff's Office to a new biulding complex, and a variety of JSO initiatives oriented toward increasing public safety and reducing crime.

Vic Micolucci and Reagan Fink from the JSO Strategic Communications Office join JMN to discuss how social media and story telling is applied in JSO's strategies for public safety, community engagement, and crime resolutions.

Police Information Officer (PIO) Christian Hancock joins JMN, to discuss media relations, unsolved crimes, the Connect Duval program, and more. You can explore JSO's various resources and programs, and share information, at JAXSHERIFF.ORG .

Cmdr. Chuck Ford discusses JSO's Community Engagement resources, including (but not limited to) school corssing guards, the Police Athletic League, academic resources, the Teen Driving Academy, the Police Explorer program for older teens/young adults, and more.

Sgt. Phil Christie joins JMN to discuss the Economic Crimes division, and discusses how JSO investigates financial crimes, embezzlement, check fraud, scams, and more.

Tulsi Gabbard just blew the lid off a political bombshell—declassifying over 100 pages of documents accusing former President Barack Obama of orchestrating a treasonous coup against Donald Trump. President Trump agrees, and now the Left is scrambling. Whoopi Goldberg jumps to Obama's defense, while Joy Behar spins fantasy tales, claiming Stephen Colbert lost his job because “King Trump” is targeting court jesters. Meanwhile, CBS Mornings host Tony Dokoupil clearly doesn't care—brushing Colbert off like yesterday's news.

A traffic stop in February becomes topical news after the driver's attorney releases the shocking video.

On this week's episode of the Who Are You? Podcast we sat down Vic Micolucci. Vic is a former news anchor/ investigative reporter for news for jax and has now moved into a new role as the Community Engagement Executive for the Jacksonville sheriff's office. We dove deep into how he got his start in the news world while attending the University of Florida, he tells me about how he was able to bring big youtubers to Jacksonville such as Tommy G and Peter Santenello to do ride alongs with JSO for multiple days so the public can really see what our officers go through on a daily basis, he describes his times of being a volunteer to go help and tell the stories of people who have been affected by hurricanes, we also learn about his love for music and what made him want to start his own DJ/entertainment business, we discuss what have been the most beneficial ways to help the community trust law enforcement and so much more! For more on Vic check out the links belowInstagram- https://www.instagram.com/vicmicolucci/Website- https://www.djvicmic.com/?fbclid=PAZXh0bgNhZW0CMTEAAac5Q9dw3WlUCcBMN0ZUiTnLUTAO0aMKqa5Fvg6uwcd0QVDQM8nzmg8MdkKyzw_aem_FP5fEvtDkwsRW4NAOVkb4g Sponsors: BetterHelpGo to https://betterhelp.com/whoareyou for 10% off your first month of therapy with BetterHelp and get matched with a therapist who will listen and help #sponsored  Make sure to turn on your notifications so you don't miss an episode, please share the episode, leave a like, a review and a 5-star rating. All those things help the podcast be seen by more people!For all business inquires or are interested in being on the show please reach out to me at: whoareyoupod@yahoo.com For all updates and information about the podcast:Instagram: https://www.instagram.com/whoareyoupod/ Facebook: https://www.facebook.com/profile.php?id=100089483824865 TikTok: https://www.tiktok.com/@who.are.you.podca?is_from_webapp=1&sender_device=pc YouTube: https://youtube.com/@whoareyoupod?si=qHi5b7UP28YqrqwU All other links: https://linktr.ee/Whoareyoupod website: https://www.podpage.com/who-are-you/

Locked in their cells for up to 22 hours a day, how are Britain's jailed climate activists coping with a life of inaction? In episode two of Committed, Rivkah and Clare follow the Just Stop Oil inmates to find out how they're adjusting. How does JSO prepare activists for incarceration? What's it really like inside […]

Join me for a conversation with USAF Col. (Ret.) Matt Yocum as we delve into his unique career trajectory, starting from his non-standard background in the Air Force's acquisition and engineering fields. Matt discusses his pivotal assignments, including his time in Israel as part of the Engineer and Scientist Exchange Program and later as an Air Force attaché, where he navigated through significant events like the Second Lebanon War. This episode also explores his role as a Commander's Action Group (CAG) director at CENTCOM, where he was instrumental in providing detailed and narratively rich reports on international engagements. Matt reflects on the importance of storytelling in military communication and its impact on effective diplomacy. The talk also covers his post-military career as a writer of comic books and graphic novels, highlighting his passion for the art form and his current projects, including a biographical graphic novel on a notable Pakistani figure. Throughout the episode, Matt emphasizes the significance of relationship-building, effective communication, and relentless helpfulness in both military and personal endeavors.   Links: www.Hangar19Consulting.com www.MattYocum.com Closet World Kickstarter   Books: The Twilight War by David Crist Brief by Joe McCormick Lawrence in Arabia by Scott Anderson The New Map by Daniel Jurgen Power Broker by Robert Caro The Years of Lyndon Johnson by Robert Caro The Vision by King, Waltaand Bellaire Supergirl: Woman of Tomorrow by King, Evely and Lopes Pluto: Urusawa x Tekuza by Nagasaki and Urasawa Bone by Jeff Smith   Time Stamps: 00:00 Introduction and Disclaimers 00:46 Meet Colonel Matt Yocum 01:15 Colonel Yocum's Air Force Journey 01:59 The Engineer and Scientist Exchange Program (ESEP) 02:44 Life and Work in Israel 04:42 Challenges and Experiences in Israel 09:01 Language Learning and Cultural Insights 34:58 The Second Lebanon War 39:35 Observations and Responsibilities as an Attache 45:31 Career Transitions and Future Plans 50:37 Arrival in Amman, Jordan 50:46 The New Normal: ISIS Crisis 51:44 Embassy Life and Community 54:02 Building Relationships and Cooperation 55:19 Information Sharing and Collaboration 01:03:34 Training and Equipping the Jordanian Air Force 01:18:44 Commander's Action Group (CAG) Experience 01:37:51 Decision to Stay in CAG 01:39:06 Balancing Family and Duty 01:40:43 Returning to JSO and Preparing for Retirement 01:42:14 Final Assignment and Retirement Ceremony 01:45:37 Reflecting on a Military Career 01:47:30 Challenges and Triumphs in Promotions 01:55:37 Post-Military Career in Comics 02:02:18 The Art of Storytelling in Communication 02:14:07 Recommended Reads and Final Thoughts    

Tom MacWright is a prolific contributor in the geospatial open source community. He made geojson.io, Mapbox Studio, and was the lead developer on the OpenStreetMap editor. He's currently on the team at Val Town. In 2021 he bootstrapped a solo business and created the Placemark mapping application. He acquired customers and found steady growth but after spending two years on the project he decided it was financially unsustainable. He open sourced the code and shut down the business. In this interview Tom speaks candidly about why geospatial is difficult, chasing technical rabbit holes, the mental impact of bootstrapping, and his struggles to grow a customer base. If you're interested in geospatial or the good and bad of running a solo business I think you'll enjoy this conversation with Tom. Related Links Tom's blog Placemark Play Placemark GitHub Placemark archive geojson.io Valtown Datawrapper (Visualization tool) Geospatial Companies mentioned Mapbox ArcGIS QGIS Carto -- Transcript You can help correct transcripts on GitHub. [00:00:00] Introduction Jeremy: Today I'm talking to Tom MacWright. He worked at Mapbox as a, a very early employee. He's had a lot of experience in the geospatial community, the open source community. One of his most recent projects was a mapping project called Placemark he started and ran on his own. So I wanted to talk to Tom about his experience going solo and, eventually having to, shut that down. Tom, thanks for agreeing to chat today. Tom: Yeah, thanks for having me. [00:00:32] Tools and Open Source at Mapbox Jeremy: So maybe to give everyone some context on, what your background was before you started Placemark. Um, let's talk a little bit about your experience at, at Mapbox. What did you work on there and, and what would you say are like the big things you learned from that experience? Tom: Yeah, so if you include the time that I was at Development Seed, which essentially turned into Mapbox, I kind of signed the paper to get fired from Development Seed and hired at Mapbox within the same 20 seconds. Uh, I was there for eight and a half years. so it was a lifetime in tech years. and the company really evolved from, uh, working for Human Rights Watch and Amnesty International and the World Bank and doing these small, little like micro websites to the point at which I left it. It had. Raised a lot of money, had a lot of employees. I think it was 350 or so when I left. and yeah, just expanded into a lot of different, uh, try trying to own more and more of the mapping stack. but yeah, I was kind of really focused on the creative and tooling side of it. that's kind of where I see a lot of the, the fun and programming is making these tools where, uh, they can give people the same kind of fun like interaction loop that programming has where you, you know, you do a little bit of math and you see the result and you're able to just play with, uh, what you're working on, letting people have that in other domains. so it was really cool to figure out how to get A map design tool where somebody changes the background color and it just automatically changes that in your browser. and it covered like data editing. It covered, um, map styling and we did, uh, three different versions of that tool over the years. and then Mapbox is also a company that was, it came from, kind of people who are working on the Howard Dean campaign. And so it was pretty ideological and part of the ideology was being pretty hardcore about open source. we hired a lot of people who were working on open source projects before and basically just paid them to work on the open source projects, uh, for their whole time there. And during my time there, I just tried to make as much of my work, uh, open as possible, which was, you know, at the time it was, it was pretty great. I think in the long term it's been, o open source has changed a lot. but during the time that we were there, we both kind of, helped things like leaflet and mapnik and openstreetmap, uh, but also made like some larger contributions to the open source world. yeah, that, that's kind of like the, the internal company facing side. And also like what I try to create as like a more of a, uh, enduring work. I think the open source stuff will hopefully have more of a, a long term, uh, benefit. [00:03:40] How open source has changed (value capture by large companies) Jeremy: When I was working on a project that needed offline maps, um, we couldn't use Google Maps or any of the, the other publicly available, cloud APIs. So yeah, we actually used a, a tool, called Tile Mill that I, I hadn't known that you'd worked on, but recently found out you did. So that actually let us pull in OpenStreetMap data and then use this style, uh, language called carto to, to basically let us choose what the colors would be and how the different, uh, the roads and the buildings would look. What's kind of interesting to me is that it being open source really let us, um, build something we otherwise wouldn't have been able to do. But like, at the same time, we also didn't pay Mapbox any money. (laughs) So I'm, I'm kind of curious, like, if it's changed, like what the thinking was in terms of, you know, we pay for people to build all these things. We make it open source. but then people may just not ever pay us, you know, for all these things we did. Tom: Yeah. Yeah. I think that the main thing that's changed since the era of tilemill is, the dominance of cloud platforms. Like back then, I think, uh, Mapbox was still using, we were using like a little bit of AWS but people were still just on like VPSs and, uh, configuring things in cPanel and sometimes even running their own servers. And the, the danger of people using the product for free was such a small thing for us. especially when tile Mill was also funded by the Knight Foundation, so, you know, that at least paid half of my salary for, or, well, sorry, probably, yeah, maybe half of my salary for the first year that I was there and half of three other people's salaries. but that, yeah, so like when we built Tile Mill, a few companies have really like built on those same tools. Uh, there's a company called Carto coincidentally, they had the same name as Carto CSS, and they built on a lot of the same stack they built on mapnik. Um, and it was, was... I mean, I'm not gonna say that it was all like, you know, sunshine and roses, but it was never a thing that we talked about in terms of like this being a brutal competition between us and these other startups. Mapbox eventually closed source some stuff. they made it a source available license. and eventually Mapbox Studio was a closed source product. Um, and that was actually a decision that I advocated for. And that's mostly just because at one point, Esri, Microsoft, Amazon, all had whitelisted versions of Mapbox code, which, uh, hurts a little bit on a personal level and also makes it pretty hard to think about. working almost like it. You don't want to go to your scrappy open source company and do unpaid labor for Amazon. Uh, you know, Bezos can afford to pay for the labor himself. that's just kind of my personal, uh, that I'm obviously, I haven't worked there in a long time, so I'm not speaking for the company, but that's kind of how it felt like. and it yeah, kind of changed the arithmetic of open source in this way that. It made it less fun and, more risky, um, for people I think. [00:07:11] Don't worry about the small free users Jeremy: Yeah. So it sounds like the thinking was if someone on a small team or an individual, they took the open source software and they used it for their own projects, that was fine. Like you expected that and didn't worry about it. It's more that when these really large organizations like a, a Microsoft comes in and, just like you said, white labels the software, and doesn't really contribute significantly back. That's, that's when it, the, the thinking sort of shifted. Tom: Yeah, like a lot of the people who can't pay full price in USD to use your product are great users and they're doing cool stuff. Like when I was working on Placemark and when I was like selling. The theme for my blog, I would get emails from like some kid in India and it's like, you know, you're selling this for a hundred dollars, which is a ton of money. And like, you know, why, why should I care? Why shouldn't I like, just send them the zip file for free? it's like nothing to me and a lot to them. and mapping tools are really, really expensive. So the fact that Mapbox was able to create a free alternative when, you know, ArcGIS was $500 a month sometimes, um, depending on your license, obviously. That's, that's good. You're always gonna find a way for, like, your salespeople are gonna find a way to charge the big companies a lot of money. They're great at that. Um, and that's what matters really for your, for the revenue. [00:08:44] ESRI to Google Maps with little in-between Jeremy: That's a a good point too about like the, my impression of the, the mapping space, and maybe this has changed more recently, but you had the, probably the biggest player Esri, who's selling things at enterprise prices and then there were, or there are like a few open source options. but they feel like the, the barrier to entry feels a little high. And so, and then I guess you have stuff like Google Maps, right? That's, um, that's very accessible, but it's pretty limited, so. There's this big gap, it feels like right between the, the Esri and the, the Google Maps and open source. It's, it's sort of like, there's almost like there's no sweet spot. guess May, maybe it's just because people's uses are so different, but I'm, I'm not sure, um, what makes maps so unique in that way Tom: Yeah, I have come to understand what Esri and QGIS do as like an extension of what CAD is like. And if you've used CAD software recently, it's just as crazy and as expensive and as powerful. and it's really hard to capture like the people who are motivated enough to make a map but don't want to go down the whole rabbit hole. I think that was one of the hardest things about Placemark was trying to be in the middle of those things and half of the people were mystified by the complexity and half the people wanted more complexity. Uh, and I just couldn't figure out how to get it to the right in between spot. [00:10:25] Placemark and its origins in geojson.io Jeremy: Yeah. So let's, let's talk a little bit about Placemark then, in terms of from its start. What was your, your goal with Placemark and, and what was the product itself? Tom: So the seed of the idea for Placemark, uh, is this website called geojson.io, uh, which is still around. And, Chris Fong (correction -- Whong) at, at Mapbox is still, uh, developing it. And that had become pretty useful for a lot of people who I knew in the industry who were in this position of managing geospatial data but not wanting to boot up ArcGIS uh, geojson.io is based on, I just tweeted, I was like, why? Why is there not a thing where you can edit data on a map and have a GeoJSON representation and just go Back and forth between the two really easily. and it started with that, and then it kind of grew to be a little bit more powerful. And then it was just a tool that was useful for everyone. And my theory was just that I wanted that to be more useful. And I knew just like anything else that you build and you work on for a long time, you know exactly how it could be so much better. And, uh, all the things that you would do better if you did it again. And I was, uh, you know, hoping that there was something where like if you make that more powerful and you make it something that's like so essential that somebody's using every day, then maybe there's some some value in that. And so Placemark kind of started as being like, oh, this is the thing where if you're tasking a satellite and you need a bounding box on a specific city, this is the easiest way to do that. Um, and it grew a little bit into being like a tool for collaborating because people were collaborating on it. And I thought that that would be, you know, an interesting thing to support. but yeah, I think it, it like tried to be in that middle of like, not exactly Google my Maps and certainly a lot, uh, simpler than, uh, QGIS or ArcGIS Jeremy: something I noticed, so I've actually used geojson.io as well when I was first learning how to put stuff on a map and learning that GeoJSON was a format that a lot of things were using, it was actually really helpful to, to be able to draw, uh, polygons and see, okay, this is how the JSO looks and all that stuff. And it was. Like just very simple. I think there's something like very powerful about, websites or applications like that where it, it does this one thing and when you go there, you're like, oh, okay, I, I, I know what I'm doing and it's, it's, uh, you know, it's gonna help me do the, this very specific thing I'm trying to do. [00:13:16] Placemark use cases (Farming, Transportation, Interior mapping, Satellite viewsheds) Jeremy: I think with Placemark, so, one question I would have is, you gave an example of, uh, someone, I think you said for a satellite, they're, are they drawing the, the area? What, what was the area specifically for? Tom: the area of interest, the area where they want the, uh, to point the camera. Jeremy: so yeah, with, with Placemark, I mean, were there, what were some of the specific customers or use cases you had in mind? 'cause that's, that's something about. Um, placemark as a product I noticed was it's sort of like, here's this thing where you can draw polygons put markers and there's all these like things you can do, but I think unless you already have the specific use case, it's not super clear, who uses it for what. So maybe you could give some examples of what you had in mind. Tom: I didn't have much in mind, but I can tell you what people, what some people used it for. so some of the more interesting uses of it, a bunch of, uh, farming oriented use cases, uh, especially like indoor and small scale farming. Um, there were some people who, uh, essentially had a bunch of flower farms and had polygons on the map, and they wanted to, uh, mark the ones that had mites or needed to be watered, other things that could spread in a geometric way. And so it's pretty important to have that geospatial component to it. and then a few places were using it for basically transportation planning. Um, so drawing out routes of where buses would go, uh, in Luxembourg. And, then there was also a little bit of like, kind of interesting, planning of what to buy more or less. Uh, so something of like, do we want to buy this tract of land or do we wanna buy this tract of land or do we wanna buy access to this one high speed internet cable or this other high speed internet cable? and yeah, a lot of those things were kind of like emergent use cases. Um, there's a lot of people who were doing either architecture or internal or in interior mapping essentially. Jeremy: Interior, you mean, inside of a building Tom: yeah. yeah. Jeremy: Hmm. Okay. Tom: Which I don't think it was the best tool for. Uh, but you know, people used it for that. Jeremy: Interesting. Yeah. I guess, would people normally use some kind of a CAD tool for that, or Tom: Yeah. Uh, there's CAD tools and there are a few, uh, companies that do just, there's a company that just does interior maps especially of airports, and that's their whole business model. Um, but it's, it's kind of an interesting, uh, problem because most CAD architecture work is done with like a local coordinate system, and you have like very good resolution of everything, and then you eventually place it in geo geospatial space. Uh, but if you do it all in latitude and longitude, you know, you're, you're moving a door and it's moving the 10th or 12th decimal point, and eventually you have some precision problems. Jeremy: So it's almost like if you start with latitude and longitude, it's hard to go the other way. Right? you have to start more specific and then you can move it into the, the geospatial, uh, area. Tom: Yeah. Uh, that's kind of why we have local projections for towns is that you can do a lot of work just in that local projection. And the numbers are kind of small 'cause your town's small, relatively. Jeremy: yeah, those are kind of interesting. So it sounds like just anytime somebody wants to, like you gave the example of transportation planning or you want to visually see where things are, like your crops or things like that, and that, that kind of makes sense. I mean, I think if you just think about paper maps, if somebody wants to sketch something out and, and sort of track the layout of something, this could serve the same purpose but be editable. and like you said, I think it's also. Collaborative so you can have multiple people editing the same, um, map. that makes sense. I think something that I believe I saw on your website is you said though that it was, it's like an editing tool, but it's not necessarily a visualization tool. Uh, I'm kind of curious what you, what you meant by that. [00:17:39] An editing tool that allows you to export data not a visualization tool Tom: Yeah, I, when you say a map, I think there's, people can interpret that as everything from raw data to satellite imagery and raster data. and then a lot of it is like, can I use this to make a choropleth map of the voter turnout in our, in my country? and that placemark did a little bit, but I think that it was, it was never going to be the, the thing that it did super well. and so, yeah, and also like the, the two things kind of, don't mesh all that well. Like if you have a scale point map and you have that kind of visualization of it and then you're editing the points at the same time and you're dragging around these like gigantic points because this point means a lot of population, it just doesn't really make that much sense. There are probably ways to square that circle and have different views, but, uh, I felt like for visualizations, I mean partly I just think data wrapper is kind of great and uh, I had already worked for observable at that point, which is also, which I think also does like great visualization work. Jeremy: Would that be the case of somebody could make a map inside a placemark and then they would take the GeoJSON and then import that into another visualization tool? Is that what you were kind of imagining people would do? Tom: Yeah. Yeah, exactly. Jeremy: And I could see from the customer's perspective, a lot of them, they may have that end, uh, visualization in mind. So they might look for a tool that kind of just does both. Right. Tom: Yeah. Yeah. Certain people definitely, wanted that. And yeah, it was an interesting direction to go down. I think that market was going to be a lot different than the people who wanted to manage and edit data. And also, I, one thing that I had in mind a lot, uh, was if Placemark didn't work out, how much would people be burned? and I think if I, if I built it in a way that like everyone was heavily relying on the API and embeds, people would be suffer a lot more, if I eventually had to shut it down. every API that you release is really a, a long-term commitment. And instead for me, like guilt wise, having a product where you can easily export everything that you ever did in any format that you want was like the least lock in, kind of. Jeremy: Yeah. And I imagine the, the scope of the project too, you're making it much smaller if you, if you stick to that editing experience and not try to do everything. Tom: Yeah. Yeah. I, the scope was already pretty big. as you can tell from the open source project, it's, it's bigger than I wish it was. the whole time I was really hoping that I could figure out some niche that was much more compact. there's, I forget the name, but there's somebody who has a, an application that's very similar to Placemark in. Technical terms, but is just a hundred percent focused on planning septic systems. And I'm just like, if I just did this just for septic systems, like would that be a much, would that be 10,000 lines of code instead of 40,000 lines of code? And it would be able to perfectly serve those customers. but you know, that I didn't do enough experimentation to figure that out. Um, I, that's, I think one thing that I wish I had done a lot more was, pivot and do experiments. Jeremy: that septic example, do you know if it's a, a business in and of itself where it can actually support one person or a staff of people? Or is it, is that market just too small? Tom: I think it's still a solo bootstrapped project. yeah. And it's, it's so hard to tell whether a company's doing well or not. I could ask the person over DM. [00:21:58] Built the base technology before going public Jeremy: So when you were first starting. placemark. You were, you were doing it as a solo, developer. A solo entrepreneur, reallyyou worked on it for quite a while, I think before you announced, right? Like maybe a year or so? Tom: Yeah, yeah. Almost, almost a year, I think, maybe, maybe 10 months in the dark. Jeremy: I think that there's, there was a lot of overlap between the different directions that I would eventually go in and. So just building a collaborative editor that can edit map data fairly quickly and checks all the boxes of being able to import and export things, um, that is, was a lot of work. and I mean also I, I was, uh, freelancing during part of it, so it wasn't a hundred percent of my time. Tom: But that, that core, I think even now if I were to build something similar, I would probably still use that work. because that, whether you're doing the septic planning application or you're doing a general purpose kind of map editor or some kind of social application, a lot of that stuff will be in common. Um, and so I wanted to really get, like, to figure out that problem space and get a few solutions that I could live with. Jeremy: The base. libraries or technologies you were gonna pick to get the map and have the collaborative aspect. Those are all things you wanted to get settled first. And then you figured, okay, once I have this base, then I can go find the, you know, the, the, the customers or, or find the specifics of what I'm gonna build. Tom: Yeah, exactly. Jeremy: I I think you had said that going forward when you're gonna work on another project, you would probably still start the same way. [00:23:51] Geospatial is a tough industry, no public companies Tom: if I was working on a project in the geospatial space, I would probably heavily reference the work that I already did here. but I don't know if I'll go back to, to maps again. It's a tough industry. Jeremy: Is it because of the, the customer base? Is it because like people don't really understand the market in terms of who actually needs the maps? I'm kind of curious what you feel makes it tough. Tom: I think, well there are no, there are no public mapping companies. Esri is I think one of the 10 largest private companies in the us. but it's not like any of these geospatial companies have ever been like a pure play. And I think that makes it hard. I think maps are just, they're kind of like fonts in a way in which they are this. Very deep well of complexity, which is absolutely fascinating. If you're in it, it's enough fun and engineering to spend an entire career just working on that stuff. And then once you're out of it, you talk to somebody and you're just like, oh, I work on this thing. And they're like, oh, that you Google maps. Um, or, you know, I work at a font type like a, you know, a type factory and it's like, oh, do you make, uh, you know, courier in, uh, word. It's really infrastructure, uh, that we mostly take for granted, which is, that's, that means it's good in some ways. but at the same time, I, it's hard to really find a niche in which the mapping component is that, that is that useful. A lot of the companies that are kind of mapping companies. Like, I think you could say that like Strava and Palantir are kind of geospatial companies, both of them. but Strava is a fitness company and Palantir is a military company. so if you're, uh, a mapping expert, you kind of have to figure out what, how it ties into the real world, how it ties into the business world and revenue. And then maps might be 50% of the solution or 75% of the solution, but it's probably not going to be, this is the company that makes mapping software. Jeremy: Yeah, it's more like, I have this product that I'm gonna sell and it happens to have a map as a part of it. versus I'm going to sell you, tools that, uh, you know, help you make your own map. That seems like a, a harder, harder sell. Tom: yeah. And especially pro tools like the. The idea of people being both invested in terms of paying and invested in terms of wanting to learn the tool. That's, uh, that's a lot to ask out of people. [00:26:49] Knowing the market is tough but going for it anyways Jeremy: I think the things we had just talked about, about mapping being a tough industry and about there being like the low end is taken care of by Google, the high end is taken care of by Esri with ArcGIS. Uh, I think you mentioned in a blog post that when you started Placemark you, you, you knew all this from the start. So I'm kind of curious, like, knowing that, what made you decide like, I'm gonna, I'm gonna go for it and, you know, do it anyways. Tom: uh, I, well, I think that having seen, I, like I am a co-founder of val.town now, and every company that I've worked for, I've been pretty early enough to see how the sausage is made and the sausage is made with chaos. Like every company doesn't know what it's doing and is in an impossible fight against some Goliath figure. And the product that succeeds, if it ever does succeed, is something that you did not think of two or three years in advance. so I looked at this, I looked at the odds, and I was like, oh, these are the typical odds, you know, maybe someday I'll see something where it's, uh, it's an obvious open blue water market opportunity. But I think for the, for the most part, I was expecting to grind. Uh, you know, like even, even if, uh, the odds were worse, I probably would've still done it. I think I, I learned a lot. I should have done a lot more marketing and business and, but I have, I have no regrets about, you know, taking, taking a one try at solving a very hard to solve problem. Jeremy: Yeah, that's a good point in that the, the odds, like you said, are already stacked against you. but sometimes you just gotta try it and see how it goes, Tom: Yeah. And I had the, like I was at a time where I was very aware of how my life was set up. I was like, I could do a startup right now and kind of burn money for a little while and have enough time to work on it, and I would not be abandoning an infant child or, you know, like all of the things that, all the life responsibilities that I will have in the near future. Um. So, you know, uh, the, the time was then, I guess, [00:29:23] Being a solo developer Jeremy: And comparing it to your time at Mapbox and the other startups and, and I suppose now at val.town, when you were working on Placemark, you're the sole developer, you're in charge of everything. how did that feel? Did you enjoy that experience or was it more like, I, I really wish I had other people to, you know, to kind of go through this with, Tom: Uh, around the end I started to chat with people who, like might be co-founders and I even entertained some chats with, uh, venture capital people. I am fine with the, the day to day of working on stuff alone of making a lot of decisions. That's what I have done in a lot of companies anyway. when you're building the prototype or turning a prototype into something that can be in production, I think that having, uh, having other people there, It would've been better for my mentality in terms of not feeling like it was my thing. Um, you know, like feeling detached enough from the product to really see its flaws and really be open to, taking more radical shifts in approach. whereas when it's just you, you know, it's like you and the customers and your email inbox and, uh, your conscience and your existential dread. Uh, and you know, it's not like a co-founder or, uh, somebody to work with is gonna solve all of that stuff for you, but, uh, it probably would've been maybe a little bit better. I don't know. but then again, like I've also seen those kinds of relationships blow up a lot. and I wanted to kind of figure out what I was doing before, adding more people, more complexity, more money into the situation. But maybe you, maybe doing that at the beginning is kind of the same, you know, like you, other people are down for the same kind of risk that you are. Jeremy: I'm sure it's always different trade offs. I mean, I, I think there probably is a power to being able to unilaterally say like, Hey, this is, this is what I wanna do, so I'm gonna do it. Tom: Yeah. [00:31:52] Spending too much time on multiplayer without a business case Jeremy: You mentioned how there were certain flaws or things you may not have seen because you were so in it. Looking back, what, what were some of those things? Tom: I think that, uh, probably the, I I don't think that most technical decisions are all that important, um, that it never seems like the thing that means life or death for companies. And, you know, Facebook is still on PHP, they've fought, fixed, the problem with, with money. but I think I got rabbit holed into a few things where if I had like a business co-founder, then they would've grilled me about like, why are we spending? The, the main thing that comes to mind, uh, is real time multiplayer, real time. It was a fascinating problem and I was so ready to think about that all the time and try to solve it. And I think that took up a lot of my time and energy. And in the long term, most people are not editing a map. At the same time, seeing the cursors move around is a really fun party trick, and it's great for marketing, but I think that if I were to take a real look at that, that was, that was a mistake. Especially when the trade off was things that actually mattered. Like the amount of time, the amount, the amount of data that the, that could be handled at. At the same time, I could have figured out ways to upload a one gigabyte or two gigabyte or three gigabyte shape file and for it to just work in that same time, whereas real time made it harder to solve that problem, which was a lot closer to what, Paying customers cared about and where people's expectations were? Jeremy: When you were working on this realtime collaborative functionality, was this before the product was public? Was this something you, built from the start? Tom: Yeah. I built the whole thing without it and then added it in. Not as like a rewrite, but like as a, as a big change to a lot of stuff. Jeremy: Yeah, I, I could totally see how that could happen because you are trying to envision people using this product, and you think of something like Google Docs, right? It's very powerful to be typing in a document and see the other cursors and, um, see other people typing. So, I could see how you, you would make that leap and say like, oh, the map should, should do that too. Yeah. [00:34:29] Financial pressures of bootstrapping, high COL, and healthcare Tom: Yeah. Yeah. Um, and, you know, Figma is very cool. Like the, it's, it's amazing. It's an amazing thing. But the Figma was in the dark for way longer than I was, and uh, Evan is a lot smarter than I was. Jeremy: He probably had a big bag of money too. Right. Tom: Yeah. Jeremy: I, I don't actually know the history of Figma, but I'm assuming it's, um, it's VC funded, right? Tom: Uh, yeah, they're, they're kind of famous for just having, I don't think they raised that much in the beginning, but they just didn't hire very much and it was just like the two co-founders, or two or three people and they just kept building for long time. I feel like it's like well over three years. Jeremy: Oh wow. Okay. I think like in your case, I, I saw a comment from you where you were saying, this was your sole source of income and you gotta pay for your health insurance, and so you have no outside investments. So, the pressures are, are very different I think. Tom: Yeah. Yeah. And that's really something to on, to appreciate about venture capital. It gives you the. Slack in your, in your budget to make some mistakes and not freak out about it. and sadly, the rent is not going down anytime soon in, in Brooklyn, and the health insurance is not going down anytime soon. I think it's, it's kind of brutal to like leave a job and then realize that like, you know, to, to be admitted to a hospital, you have to pay $500 a month. Jeremy: I'm, I'm sure that was like, shocking, right? The first time you had to pay for it yourself. Tom: Yeah. And it's not even good. Uh, we need to fix this like that. If there's anything that we could do to fix entrepreneurship in this country, it's just like, make it possible to do this without already being wealthy. Um, it was, it was a constant stress. [00:36:29] Growth and customers Jeremy: As you worked on it, and maybe especially as you, after you had shipped, was there a period where. You know, things were going really well in terms of customers and you felt like, okay, this is really gonna work. Tom: I was, so, like, I basically started out by dropping, I think $5,000 in the business bank account. And I was like, if I break even soon, then I'll be happy. And I broke even in the first month. And that was amazing. I mean, the costs were low and everything, but I was really happy to just be at that point and that like, it never went down. I think that probably somebody with more, uh, determination would've kept going after, after I had stopped. but yeah, like, and also The people who used Placemark, who I actually chatted with, and, uh, all that stuff, they were awesome. I wish that there were more of them. but like a lot of the customers were doing cool stuff. They were supportive. They gave me really informative feedback. Um, and that felt really good. but there was never a point at which like the, uh, the growth scale looked like, oh, we're going to hit a point at which this will be a sustainable business within a year. I think it, according to the growth when I left it, it would've been like maybe three years until I would've been, able to pay my rent and health insurance and, live a comfortable life in, in New York. Jeremy: So when you mentioned you broke even that was like the expenses into the business, but not for actually like rent and health insurance and food and all that. Okay. Okay. can you say like roughly how much was coming in or how many customers you had? Tom: Uh, yeah, the revenue initially I think was, uh, 1500 MRR, and eventually it was like 4,000 or so. Jeremy: And the growth was pretty steady. [00:38:37] Bootstrapping vs fundraising Tom: Um, so yeah, I mean, the numbers where you're just like, maybe I could have kept going. but it's, the other weird thing about VCs is just that I think I have this rich understanding of like, if you're, if you're running a business that will be stressful, but be able to pay your bills and you're in control of it, versus running a startup where you might make life changing money and then not have to run a business again. It's like the latter is kind of better. Uh, if stress affects you a lot, and if you're not really wedded to being super independent. so yeah, I don't know between the two ways of like living your life, I, I have some appreciation for, for both. doing what Placemark entailed if I was living cheaply in a, in a cheap city and it didn't stress me out all the time, would've been a pretty good deal. Um, but doing it in Brooklyn with all the stress was not it, it wasn't affecting my life in positive ways and I, I wanted to, you know, go see shows at night with my friends and not worry about the servers going down. Jeremy: Even putting the money aside, I think that's being the only person responsible for the app, right? Probably feels like you can't really take a vacation. Right. Tom: Yeah, I did take a vacation during it. Like I went to visit my partner who was in, uh, Germany at the time, and we were like on a boat, uh, between Germany, across the lake to Switzerland, and like the servers went down and I opened up my laptop and fixed the servers. It's just like, that is, it's a sacrifice that people make, but it is hard. Jeremy: There's, there's on call, but usually it's not just you 24 7. Tom: Yeah. If you don't pick up somebody else [00:40:28] Financial stress and framing money spent as an investment Jeremy: Yeah, yeah, yeah, I guess at what point, because I'm trying to think. You started in 2021 and then maybe wrapped up, was it sometime in 2024? Tom: Uh, I took a job in, uh, I, I mean I joined val.town in the early 2023 and then wrapped up in November, 2023. Jeremy: At what point did you really start feeling the, the stress? Like I, I imagine maybe when you first started out, you said you were doing consulting and stuff, so, um, probably things were okay, but once you kind of shifted away from that, is that kind of when the, the, the worries about money started coming in? Tom: Yeah. Um, I think maybe it was like six or eight months, um, in. Just that I felt like I wasn't finding, uh, like a, a way to grow the product without adding lots of complexity to it. and being a solo founder, the idea of succeeding, but having built like this hulking mess of a product felt just as bad as not succeeding. like ideally it would be something that I could really be happy maintaining for the long term. Uh, but I was just seeing like, oh, maybe I could succeed by adding every feature in QGIS and that's just not, not a, not something that I wanted to commit to. but yeah, I don't, I don't know. I've been, uh, do you know, uh, Ramit Sethie he's like a, Jeremy: I don't. Tom: an internet money guy. He's less scummy than the rest of them, but still, I. an internet money guy. Um, but he does adjust a lot of stuff about like, money psychology. And that has made me realize that a lot of what I thought at the time and even think now is kind of a rational, you know, like, I think one of the main things that I would do differently is just set a budget for Placemark. Like if I had just set away, like, you know, enough money to live on for a year and put that in, like the, this is for Placemark bucket, then it would've felt better to me then having it all be ad hoc, month to month, feeling like you're burning money instead of investing money in a thing. but yeah, nobody told me, uh, how to, how to think about it then. Uh, yeah, you only get experience by experiencing it. Jeremy: You're just seeing your, your bank account shrinking and there's this, psychological toll, right? Where you're not, you're not used to that feeling and it, it probably feels like something's wrong, Tom: Yeah, yeah. I'm, I think it, I'm really impressed by people who can say, oh, I invested, uh, you know, 50 or a hundred thousand dollars into this business and was comfortable with that risk. And like, maybe it works out, maybe it doesn't. Maybe you just like threw a lot of money down into that. and the people, I think with the healthy, productive, uh, relationship with it. Do think of it as like, oh, I, I paid for kind of a bet on a risk. and that's, that's what I was doing anyway. You know, like I was paying my rent and my health insurance and spending all my time working on the product instead of paying, uh, freelance work. but if you don't frame it that way, it doesn't feel like an investment. It feels like you're making a risky gamble. Jeremy: Yeah. And I think that makes sense to, to actually, I think, like you were saying, have a separate account or a separate thing set aside where you are like, this is, this is this money for this purpose. And like you said, look at it as an investment, which with regular investments can go down. Tom: Yeah, exactly. Yeah. Jeremy: Yeah [00:44:26] In hindsight might have raised money or tried smaller bets Jeremy: Were there, there other things, whether technical or or business wise, that, that if you were to to do it again, you would do differently? Tom: I go back and forth on whether I should have raised venture capital. there are, there's kind of a, an assumption in venture capital that once you're on it, you have to go the whole way. You have to become a billion dollar company, uh, or at least really tell people that you're going to be a billion dollar company and I am not. yeah, I, I don't know. I've seen, I've seen other companies in my space, or like our friends of my current company who are not really targeting that, or ones who were, and then they had somewhere in between the billion dollar and the very small outcome. Uh, and that's a little bit of a point in the favor of accepting a big pile of money from the venture capitalists. I'm also a little bit biased right now because val.town has one investor and he's like the, the best venture capitalist that I have ever met. Big fan. don't quote me on that. If he sacks me in like a year, we'll see. Um, but uh, yeah, there, I, I think that I understand more why people take that approach. or I've understood more why people take like the venture capital but not taking $300 million from SoftBank approach. yeah, and I don't know, I think that, trying a lot of things also seems really appealing. Uh, people who do the same kind of. of Maybe 10 months, but they build four or five different products or three different products instead of just one. I think that, that feels, feels like a good idea to me. Jeremy: And in doing that, would that be more of a, like as a solo entrepreneur or you, you're thinking you would take investment and then say, I'm gonna try all these things with, with your money. Tom: Oh, I've seen both. I, that I, yeah, one friend's company has pivoted like four times between very different ideas and yeah, it, it's one way to do it, but I think in the long term, I would want to do that as a solo developer and try to figure out, you know, something. but yeah, I, I think, uh, so much of it is mindset, that even then if I was working on like three different projects, I think I. My qualifications for something being worth, really adopting and spending all my time doing, you just have to accept, uh, a lot of hits and a lot of misses and a lot of like keeping things alive and finding out how to turn them into something. I am really inspired by my friends who like started around the same time that I did and they're not that much further in terms of revenue and they're like still, still doing it because that is what they want to do in life. and if you develop the whole ecosystem and mindset around it, I think that's somewhere that people can stay and, and be happy. just trying to find, trying to find a company that they own and control and they like. Jeremy: While, while making the the expenses work. Tom: Yeah. Yeah. that's the, that's the hard part, like freelancing on the side also. I probably could have kept that up. I liked my freelance clients. I would probably still work with them as well. but I kind of just wanted the, I wanted the focus, I wanted the motivation of, of being without a net. Jeremy: Yeah, I mean, energy wise, do you think that that would've worked? I mean, I imagine that Placemark took a lot of your time when you were working full time, so you're trying to balance, you know, clients and all your customers and everything you're doing with the software. It just feels like it might be a lot. Tom: Yeah. Yeah. Maybe with different freelance clients. I, I loved my freelance clients because I, after. leaving config. I, I wanted to work on climate change stuff and so I was working for climate change foundations and that is not the way to max out your paycheck. It's the way to feel good about your conscience. And so I still feel great about those projects, but in the future, yeah, I would probably just work for, uh, you know, a hedge fund or something. [00:49:02] Marketing to developers but not potential customers Jeremy: I think something you mentioned in one of your posts is that you maybe could have spent more time or had a different approach with marketing. Maybe you could kind of say what you did do and then what maybe worked and what didn't. Tom: Yeah. So I like my sweet spot is writing documentation and blog posts and technical stuff. And so I did a lot of that and a lot of that like worked in a way that didn't matter. I am at this point, weirdly good at writing stuff that gets on Hacker News. I've written a lot of stuff that's gotten to the top of Hacker News and unfortunately, writing about your technical approach and your geospatial project for handling errors, uh, in your JavaScript code is not really a way to get customers. and I think doing a lot of documentation was also great, but it was also, I think that the, the thing that was missing is the thing that I think Mapbox does fairly well now, in which the homepage really pushes you toward use cases immediately. and I should have been saying to each customer who had anything compelling as a use case, like, let's write an article about you and what you're doing, and here's how you use this in your industry. and that probably would've also been like a good, a good way to figure out which of those verticals was the one that was most worth spending all the time on. yeah. So it, it was, it was a lot of good marketing to nerds. and it could have been better in terms of marketing to actual customers and to people who are making the buying decisions. Jeremy: Yeah. Looking at the, the Placemark blog, I can definitely see how as a developer, a lot of the posts are appealing to me, right? It's about how you worked on a technical challenge or decisions you made, but maybe less so to somebody who they wanna. Draw a map to manage their crops. They're like, I don't care about any of this. Right. Tom: Yeah, like the Mapbox blog used to be, just all that stuff as well. We would write about designing protocol buffer layouts, and it was amazing for hiring and amazing for getting nerds in the door. But now it's just, Toyota is launching with, Mapbox Maps or something like that. And that's, that's what you, you should do if you're trying to sell a product. Jeremy: Yeah. And I think the, the sort of technical aspect, it makes sense too. If you're venture funded and you are looking to hire, right? You wanna build your team and you just want to increase like, the amount of stuff you're building and not worrying so much about, am I gonna have a paycheck next Tom: Yeah. Yeah. I, I just kind of do it because it's fun, which is not the right reason to do it, but, Yeah, I mean, I still write my blog mostly just because it's, it's a fun thing to do, but it's not the best way to, um, to run a business. Jeremy: Yeah. Well, the fun part is important too though. Tom: Yeah. Yeah. That's, that's maybe the whole thing. May, that's maybe the most important thing, but you can't do it if you don't do the, the money part. [00:52:35] Most customers came from existing audience Jeremy: Right. So the people who did find you, was it mostly word of mouth from people who did identify with the technical posts, or were there places that surprised you, that people found you? Tom: Uh, a lot of it was people who were familiar with the Mapbox ecosystem or with, with me. and then eventually, yeah, a few of the users came in through, um, through Hacker News, but it was mostly, mostly word of mouth also. The geospatial community is like fairly tight and it's, and it's not too hard to be the person who writes the article about some geospatial challenge that everyone finds. Jeremy: Hmm. Okay. Yeah, that's a good point about like being in that community, especially since you've done so much work in geospatial and in open source that you have this little, this built-in audience, I guess. Tom: yeah. Which I appreciate. It makes me nervous, but yeah. [00:53:43] Val.town marketing to developers Jeremy: Comparing that to something like val.town, how is val.town marketing? How is it finding users? 'cause from what I can tell, it's, it's getting a lot of, uh, a lot of people coming in, right? Tom: Yeah. Uh, well, right now our, our kind of target user, or the user that we think of is a hobbyist, is somebody who's, sometimes a pro developer or somebody, sometimes just somebody who's really interested in the field. And so writing these things that are just about, you know, programming, does super well. Uh, but it, we have exactly the same problem and that that is kind of being revamped as we speak. uh, we hired somebody who actually knows marketing and has a good sense for it. And so a lot of that stuff is shifting to show you what you can do with val.town because it, it suffers from the same problem as well. It's an empty text field in which you can type, type script, code, and it runs. And knowing what you can do with that or what you should do with that is, is hard if you don't have a grasp of TypeScript and web applications. so pretty soon we'll have pages which are like, here's how to connect linear and GitHub with OW Town, or, you know, two nouns connect them, for all of those companies and to do automations and all these like concrete applications. I think that's, you have to do it. You have to figure it out. Jeremy: Just briefly for someone who hasn't heard of val.town, like what, what does it do? Tom: Uh, val.town is a social website, so it has comments and likes and all of that stuff. but it's for writing these little snippets of TypeScript and JavaScript code that run. So a lot of them are websites, some of them are automations, so they receive emails or send emails or connect one service to another. And yeah, it's, it's like combining some aspects of, GitHub or like a code platform, uh, but with the assumption that every time that you save, everything's instantly deployed. Jeremy: So it's maybe a little bit like, um, like a glitch, I guess? Tom: Uh, yeah. Yeah, it takes a lot of experience, a lot of, uh, inspiration from Glitch. Jeremy: And I, I think, like you had mentioned, you enjoy writing the, the technical blog posts and the documentation. And so at least with val.town, your audience is developers versus, the geospatial community who probably largely doesn't care about, TypeScript and the, the different technical decisions there. Tom: Yeah, it, it makes it easier, that's for sure. The customer is, is me. [00:56:30] Shifting from solo to in-person teams Jeremy: Nice. Yeah. Looking at, you know, you, you worked as a, a solo developer for Placemark, and then now you've got a team of, is it like maybe five Tom: Uh, it is seven at the moment. Jeremy: Seven people. Okay. Are you all in person or is it, remote Tom: We all sit around two tables in Brooklyn. It's very nice. Jeremy: So how did that feel? Like shifting from, I'm in, I don't know if you worked from home while you were working on Placemark or if you were in coworking spaces, but you're, you're shifting from I'm like in my own head space doing everything myself to, to, I'm in a room with all these people and we're like working on this thing together. I'm kind of curious like how that felt for you. Tom: Yeah, it's been a big difference. And I think that I was just talking with, um, one, one of our, well an engineer at, at val.town about how everyone kind of had, had been working remote for obvious pandemic world reasons. And this kind of privilege of just being around the same table, if that's what you like is, a huge difference in terms of, I just remember having to. Trick myself into going on a walk around the block because I would get into such a dark mental head space of working on the same project for eight hours straight and skipping lunch. and now there's a little bit more structure. yeah, it's, it's been, it's been a overall, an improvement. Some days I wish that I could go on a run at noon 'cause that's the warmest time of the day. but, uh, overall, like it makes things so much easier. just reading the emotions in people's faces when they're telling you stuff and being able to, uh, not get into discussions that you don't need to get into because you can talk and just like understand each other very quickly. It's, it's very nice. I don't wanna force everyone to do it, you know, but it it for the people who want it, they, they, uh, really enjoy it. Jeremy: Yeah. I think if you have the right set of people, it's definitely more enjoyable. And um, if you don't, maybe not so Tom: Yeah, we haven't hired any, like, extremely loud chewers yet or anything like that, but yeah, maybe my story will change. Jeremy: No, no one microwaving fish. Tom: No, there's, uh, yeah, thankfully the microwave is outside of the office. Jeremy: Do you live close to the office? Tom: Yeah. Yeah. Like most of the team is within a 20 or 30 minute walk of the office and it's very fortunate. I think there's been something of a mass migration to New York. A lot of us didn't live in New York before four years ago, and now all of us do. it's, it's, uh, it's very comfortable to be here. Jeremy: I think that makes, uh, such a big difference. 'cause I think the majority of people, at least within the US you know, you're, you're getting in your car, you're sitting in traffic. and I know people who, during the pandemic, they actually moved further, right? Because they went, oh, like, uh, I don't need to come into the office. but yeah, if you are close enough where you can walk, yeah, I think that makes a big difference. Tom: Oh yeah. If I had to drive to work, I think my blood pressure would be so much higher. Uh, especially in New York. Oh, I feel so bad for the people who have to drive, whereas I'm just walking with, you know, a bagel in hand, enjoying listening to the birds. Jeremy: Yeah. Yeah. well now they have, what is it, the congestion pricing in Tom: Yeah. Yeah. We're all in Brooklyn, so it doesn't affect us that much, but it's supposedly, it's, it's working great. Um, yeah. I hope we can keep it. Jeremy: I've never driven in New York and I, I wouldn't want to Tom: Yeah. It's only for the brave or the crazy. [01:00:37] The value of public writing and work Jeremy: I think that's probably a good place to, to wrap up, but is there any other thoughts you had or things you wanted to mention? Tom: No, I've just, uh, thank you so much. This has been, this has been a lot of fun. You're, you're very good at this as well. I feel like it's, uh, Jeremy: Thank you Tom: It's not easy to, to steer a conversation in a way that makes awkward people sound, uh, normal. Jeremy: I wouldn't say that, but um, what's been actually pretty helpful to me is, you have such a body of work, I guess I would say, in terms of your blogging and, just the amount that you write and the long history of projects that, that there's, you know, there's a lot to talk about and I'm sure it helps, helps your thought process as well. Tom: Yeah. I, I've been lucky to have a lot of jobs where people, where companies were like, cool with publishing everything, you know? so a lot of what I've done is, uh, is public. it's, it's, uh, I'm very, very thankful for like, early on that being a big part of company culture. Jeremy: And you can definitely tell, I think for people who look at the Placemark blog posts or, or now your, your val.town blog posts, like there's, there's a clear difference when somebody like is very intentional and, um, you know, it's good at writing versus you're doing it because, um, it's your corporate responsibility or whatever, like people can tell. Yeah. Tom: Yeah. You can't fake being interested. so you gotta work on things that are interesting. Jeremy: Tom, thanks again for, for agreeing to chat. This was fun. Tom: Yeah thank you so much.

Disruption is a byword for success in the tech industry, but when it affects people's daily routines – say, when JSO activists are slow-marching down a road – it becomes nothing short of criminal. On this Trip, Jem, Nadia and Keir unpack the political uses and abuses of disruption and the ‘creative destruction' inherent to capitalism. […]

Disruption is a byword for success in the tech industry, but when it affects people's daily routines – say, when JSO activists are slow-marching down a road – it becomes nothing short of criminal. On this Trip, Jem, Nadia and Keir unpack the political uses and abuses of disruption and the ‘creative destruction' inherent to capitalism. […]

Sheriff TK Waters joins JMN, discussing the role of law enforcement and JSO in cooperation with Hubbard House, how JSO responds to abuse complaints, and follows up on some recent local JSO stories.

Summer Solstice 2024 is accompanied this year by a full moon. The powerful merger of these two cosmic signs signify abundance, fertility, and life. Some people, however, are opposed to these things, instead worshiping scarcity, infertility, and death. Just Stop Oil, the supposedly independent activist group that is actually funded by Hollywood and the Oil industry, celebrated by vandalizing Stonehenge, which was built to preserve the solstice alignments.The same group has vandalized priceless works of art, broken into an airport and painted planes, and also recently attempted to destroy the Magna Carta, the first document putting into writing that the monarchy and its government were not above the law, and that the people were equals. What most of this has to do with oil is confusing, especially because the group uses petroleum products to carry out their activism, i.e., terrorism. But what it has to do with destroying human culture, history, law and order, and works of a wise antiquity, is clear. These are red guards masquerading as climate warriors just as the Satanic Temple's new pro-abortion video, where abortion is considered a religious sacrament and human right, is progressive activism hiding behind religious cover with the same goals as JSO or Extinction Rebellion, both financed by the ultra-wealthy, proving this is activism of the spoiled.-FREE ARCHIVE & RSS: https://www.spreaker.com/show/the-secret-teachingsTwitter: https://twitter.com/TST___RadioFacebook: https://www.facebook.com/thesecretteachingsWEBSITE (BOOKS, RESUBSCRIBE for early show access): http://thesecretteachings.infoPaypal: rdgable@yahoo.comCashApp: $rdgableBuy Me a Coffee: https://www.buymeacoffee.com/tstradioSUBSCRIBE TO NETWORK: http://aftermath.mediaEMAIL: rdgable@yahoo.com / TSTRadio@protonmail.com

Breaking - Robert reports on a Northside shooting off Moncrief Road, that has a stretch of the road blocked off while JSO investigates.

Vic Micolucci, former anchor and investigative reporter at WJXT Channel 4, is joining the Jacksonville Sheriff's Office in a community engagement role. He plans to connect with the community through face-to-face meetings, town halls, and digital platforms. He will use his news background to create multimedia content and newsletters to keep the public informed. Vic aims to build connections between law enforcement and the community, working closely with other law enforcement agencies and using social media to reach a wider audience. He also plans to hold town hall meetings in different zones to engage with residents directly. "My job is to be engaged and to know about what's going on."- Vic Micolucci View the full episode here: https://youtu.be/iKESkY4IX2w?si=UMmxEOdG76r6ZT_E Takeaways - Communications and Community Engagement Executive, serving with Sheriff T.K. Waters, JSO. - Vic Micolucci is transitioning from news to a community engagement role at the Jacksonville Sheriff's Office. - He plans to connect with the community through face-to-face meetings, town halls, and digital platforms. - Vic will use his news background to create multimedia content and newsletters to keep the public informed. - He aims to build connections between law enforcement and the community, working closely with other agencies and using social media to reach a wider audience. “Thank you for joining me on The Contrast Project Lounge Podcast. Don't miss out on future episodes! Make sure to subscribe to The Contrast Project Lounge Podcast on Spotify for Podcasters and our YouTube channel. or wherever you stream!” ** Music Tracks by Alex Grohl on Pixabay (Where applicable) ** Feel free to LIKE, SHARE AND COMMENT and SUBSCRIBE.  Follow The Contrast Project online: ** https://www.thecontrastproject.tv/ ** ⁠⁠https://www.facebook.com/TheContrastProjectJax ** ⁠⁠https://www.instagram.com/the_contrast_project/ ** https://www.instagram.com/contrast_podcast_backup/ ** https://www.threads.net/@contrast_podcast_backup ** ⁠⁠https://twitter.com/ContrastProjTV⁠⁠  ** https://www.youtube.com/@thecontrastproject7242 ** Streaming on all major platforms, including: ** https://podcasters.spotify.com/pod/show/the-contrast-project ** https://spoti.fi/3D4BHdg ** https://apple.co/3PGNSEE ** https://ihr.fm/3riy010 ** https://bit.ly/Contrast_Radio_Public Amazon : https://amzn.to/45UmqsC  ** You can help support The Contrast Project Lounge Podcast by visiting:  https://ko-fi.com/contrastprojectloungepodcast --- Send in a voice message: https://podcasters.spotify.com/pod/show/the-contrast-project/message Support this podcast: https://podcasters.spotify.com/pod/show/the-contrast-project/support

This week's First Responder spotlight shines on JSO's Officer Kopp and Officer Johnson, after their takedown of an uninvited alligator at a Jacksonville home!

WOKV political analyst Dr. Michael Binder, from the UNF Public Opinion Research Lab, shares the latest poll results regarding the Jaguars' "Stadium of the Future" deal, and a proposal for a new city jail and JSO administrative offices.

Our First Responder of the Week is JSO's Officer Walter Umland, who recently received a medal for saving a 2-year-old's life.

Alexus updates the story on Josue Garriga, a former officer in JSO now facing a number of charges related to behaviors and activities with a Clay County minor.

Logan updates the earlier morning JSO investigation on N. Main Street, stemming from an alleged assault in the area that resulted in all lanes being closed down between Cedar Bay Rd. and Baisden Rd. JSO impounded a vehicle, and the area has since cleared and lanes are open now.

*BREAKING* Alexus reports on a developing story, as Department of Homeland Security investigators join JSO, FHP, and FDLE on the scene off Long Branch Road and CR217 near Maxville. We will continue to update this story as new details become available.

Logan reports on the discovery of human remains in a Magnolia Garden homeowner's yard. JSO is investigating.

Sheifalika reports on a shooting incident with injuries on Sunrise Road. JSO is actively investigating.

Logan reports on a 10-wk old infant death on Jacksonville's Westside. At present, foul play is NOT suspected, but JSO is investigating what may have caused this sleep-related tragedy.

Alexus reports on a shooting at a Southpoint home, where the victim had non-life threatening injuries. JSO has not released details on the suspected shooter besides that he is a white male, and possibly still armed.

Host DJ JSO recaps recent news of louisiana rapper Dee-1 calling out rappers Meek Mill, Jim Jones and Rick Ross about their lyrical content, New Albums from Faise One, Mir Fontane & more...Start your own podcast today using our link and Get $20 Amazon gift card just for joining the Acast family. https://open.acast.com/invite/r/themicSupport the show (https://www.paypal.me/themicradio) Hosted on Acast. See acast.com/privacy for more information.

Just Stop Oil is a group focused on climate change. So what were they doing blocking the path of a coachload of migrants last week? It all has to do with the effects of a warming world and predictions about the displacement of millions of people. In this episode, Richard Hames follows JSO activists as […]

Připomenou 60 let od smrti Édith Piaf. zavedou vás do jednoho z nejkrásnějších ukrajinských měst Oděsy. A představí sochaře a pedagoga Karla Vogela, který pocházel z Česka, ale nakonec zakotvil ve Velké Británii. Průvodkyní vám bude Jitka Malá.

DJ JSO discusses 3 Keys for Success, the process and share his insights on the topic.Start your own podcast today using our link and Get $20 Amazon gift card just for joining the Acast family. https://open.acast.com/invite/r/themicSupport the show (https://www.paypal.me/themicradio) Hosted on Acast. See acast.com/privacy for more information.

We're still in the thick of it, recording hours after Dale's morning protesting with Just Stop Oil on Parliament Westminster.  Hear first hand from the ‘megaphone wielding eco-zealot' (thanks Daily Mail).  Ian decided to cheer Dale up with some comments about the protest from social media, and we discussed some of the most common ‘whataboutery' related to JSO busting some myths as we go.  Also - hear what happened when Dale met Piers Morgan.

The Jacksonville Sheriff's Office is investigating a case where a woman was shot and then dropped off at a local hospital overnight Wednesday. She died hours later. Her family identified her as #AniyahWomack, 19. Redding said Womack was supposed to be starting a new job on Wednesday. Womack's sister told News4JAX she was the life of the party and didn't deserve to be left at the hospital alone. The family is asking for prayers and for anyone with information to come forward and call JSO. If you'd like to contribute to Womack's funeral costs, you can do so on her family's GoFundMe page. --- Send in a voice message: https://podcasters.spotify.com/pod/show/leah-gordone/message Support this podcast: https://podcasters.spotify.com/pod/show/leah-gordone/support

This week on Breaking Battlegrounds, we are joined by Congressman John Rutherford of Florida's Fifth Congressional District and Vincent Vernuccio, a senior fellow at the Mackinac Center for Public Policy.-John Rutherford (FL-05) is serving his third term in the U.S. House of Representatives. He sits on the House Ethics Committee and House Appropriations Committee, where he serves on three subcommittees: Homeland Security, Military Construction and Veterans Affairs, and Transportation and Housing and Urban Development.John has lived in Jacksonville, Florida since 1958, and attended Florida Junior College and Florida State University where he studied Criminology. He is a graduate of the FBI National Academy, 171st Session and the National Executive Institute. He began his career in law enforcement in 1974 as a patrolman in the Jacksonville Sheriff's Office, working his way up through the JSO where he eventually served as Director.In 2003, 2007, and 2011, John was elected Sheriff of Duval County. For three terms and twelve years, John ran a 3,200 employee office, and due to his effective leadership, homicide and overall violent crime in Jacksonville dropped to a 40-year low. Using a model of intelligence-led and community-based policing, John and his team of law enforcement professionals dramatically improved neighborhoods and prevented crime throughout the community. He also made the mental health component of the criminal justice system a priority, reducing the recidivism rates of the mentally ill and facilitating their treatment. John also served as Chair of the Legislative Committee for Florida Sheriff's Association, where he advocated before the legislature for policies that strengthened constitutional rights, supported our law enforcement, and enhanced public safety across the state.John has been happily married to his wonderful wife Pat for fifty years. They enjoy their two children, six grandchildren and great grandson, and they are also devoted members of Assumption Catholic Church in Jacksonville.-F. Vincent Vernuccio is a senior fellow at the Mackinac Center for Public Policy. He served as the Mackinac Center's director of labor policy between 2012 and 2017.Vernuccio is a graduate of the Ave Maria School of Law in Ann Arbor, Mich. Under President George W. Bush he served as special assistant to the assistant secretary for administration and management in the Department of Labor.Vernuccio has published articles and op-eds in such newspapers and magazines as The Wall Street Journal, New York Times, Investor's Business Daily, The Washington Times, National Review, Forbes and The American Spectator. He has been cited in several books, and he is a frequent contributor on national television and radio shows, such as "Your World" with Neil Cavuto and Varney and Company.Vernuccio is a sought-after voice on labor panels nationally and in Washington, D.C. and as a regular guest on Fox News channels.He has advised senators and congressmen on a multitude of labor-related issues. He testified before the United States House of Representatives Subcommittee on Federal Workforce, Postal Service and Labor Policy.-Connect with us:www.breakingbattlegrounds.voteTwitter: www.twitter.com/Breaking_BattleFacebook: www.facebook.com/breakingbattlegroundsInstagram: www.instagram.com/breakingbattlegroundsLinkedIn: www.linkedin.com/company/breakingbattlegrounds This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit breakingbattlegrounds.substack.com

The SNP's treasurer Colin Beattie has been arrested amidst an investigation into the party’s finances. Plus, Just Stop Oil activists disrupt the World Snooker Championship and Ofgem still won’t ban prepayment meters. With Aaron Bastani and Barnaby Raine.

The SNP's treasurer Colin Beattie has been arrested amidst an investigation into the party's finances. Plus, Just Stop Oil activists disrupt the World Snooker Championship and Ofgem still won't ban prepayment meters. With Aaron Bastani and Barnaby Raine.

National Police Association

DJ JSO discusses Meta verification reactions across social media, the process and share his insights on the trending topic.Start your own podcast today using our link and Get $20 Amazon gift card just for joining the Acast family. https://open.acast.com/invite/r/themicSupport the show (https://www.paypal.me/themicradio) Hosted on Acast. See acast.com/privacy for more information.

Have you ever felt so unmotivated to workout, or maybe you've been really going hard with your workouts and find yourself totally burnt out? (SAME!) There are two areas we need to focus on in order to fuel our workouts, and recover our workouts if we are feeling this way (we've all be there!) Listen in as we habit habit these two areas so you can keep up with the type of movement you need for your season of life. THE HEALTHY HABIT RESET LIVE IS BACK! Join us April 11th, 12th and 13th at 12pm EST LIVE each day (or catch the replays!) I do the reset LIVE every quarter with you to helop you reset your habits for the season of life that you are in. Learn the 5 STEP HABIT CHANGE METHOD that I only teach in the reset and BONUS...this time there will be a special section on springtime habits (so if you've joined us before, you for sure don't want to miss out on habit hacking your spring time habits!) Make sure to sign up to get the Zoom and Facebook info and access to the replays and worksheet (to help you take action, of course!) JSo excited to see you there and help you reset your habits and help you THRIVE!  40% OFF PLUS FREE SHIPPING ON YOUR FIRST ORDER OF 24 CANS OF FITAID ENERGY **** HABIT HACKS: -Get the FREE HEALTHY HABIT RESET MASTERCLASS! -Access the secret podcast ATOMIC HABITS FOR WOMEN -Visit the TRANSFORMATION SHOP to get all the affordable habit hacking tools! -Grab an ACCELERATOR -CHECK OUT THE FREEBIE VAULT!: Access habit tools, self care checklist, ingredient meal tips, free workouts and more!    LET'S CONNECT: -Sign up for weekly motivational texts from Emily at: 1-773-904-2157 or click this link!  Connect with Emily: HABIT HACKING WEEKLY LIVE RECAP: @emilynichols22@transformationshop.co www.emily-nichols.com   

DJ JSO shares his networking experience and thoughts on building a creative entrepreneur career on your on versus in a group developmental setting or having a mentor. Hosted on Acast. See acast.com/privacy for more information.

A proactive safety program aims to reduce or eliminate incidents and injuries. Job safety observations and near-miss reporting can be powerful tools to help us accomplish these goals.  

"Just like you use your dollars with an online payment service, you can still be defrauded USDC. It wasn't the dollars that defrauded you. It was the other side of it." Jeremy Allaire"I actually believe the web of value exchange. Whatever you want to call it, the internet of value is going to be extraordinarily more valuable and extraordinarily more impactful than the web of information." Jeremy AllaireEpisode Summary:In this episode of The Raz Report, Jason Raznick speaks with Jeremy Allaire, CEO of Circle.Hosts:Jason RaznickTwitter: https://twitter.com/jasonraznickSign Up to Benzinga Pro today to receive most exclusive interviews, news and stock picks fast!https://pro.benzinga.com/Click here for more episodes of The RazReport.Disclaimer: All of the information, material, and/or content contained in this program is for informational purposes only. Investing in stocks, options, and futures is risky and not suitable for all investors. Please consult your own independent financial adviser before making any investment decisions.Transcript:BZ: We're very excited to have on this edition of the RazReport, Jeremy Allaire founder and CEO of CircleYou're going to hear about building companies, building enterprises and Circle USDC, which is taking the world by storm in a good way. Jeremy, welcome to the show.J: Thank you, Jason. Psyched to be here.BZ: Circle your latest company, I think you've raised over 700 million over $700 million for it. Is that correct?J: that's exactly right.BZ:When you founded this company in 2013 is it where you thought it would be?J: when we founded the company back in 2013, there were a whole set of ideas that we had about digital currency.We were very excited about this idea that you could build what we like to think of back then as an HTTP of money, meaning like a protocol for money on the internet. And by money we meant traditional money.The liabilities of a central bank, what we think of as everyday money. But convey onto that money, the power of cryptocurrency.So Bitcoin obviously itself brought into the world, this idea of a protocol that could work on a decentralized infrastructure to enable people to directly exchange value in digital cash like way.We wanted to build on that same fundamental technology foundation, but enable people to exchange, stable value assets, like dollars or Euros. And we believe that a kind of protocol layer for money would eventually become possible on top of these blockchain infrastructures. And that was a core mission and goal from the outset.We experimented with realizing that idea through building on a lot of, kind of digital currency banking infrastructure, we built a consumer facing application that kind of brought that to life. We actually built it on top of Bitcoin, which was the first-generation blockchain that was available back in 2013 and 2014 and 2015. And in during that time period, and then eventually in 2016, when ethereum, which is the second generation blockchain technology really emerged, it introduced more of the building blocks that we had been looking for back in 2013, when we founded the company.ETH allowed us in 2017 to begin work on and then also release what's now known as USDC, which is in fact the protocol for dollars on the internet and eventually other Fiat currencies too. But founding vision was there, the path to it obviously takes many, shifts.The metaphor I like to use is you can see the mountaintop. You can literally, standing far back, you can see that mountain top and how beautiful that looks, but you actually don't know how you're going to get to the top of the mountain. And you may actually go up one path and realize, oh, I'm staring over a cliff. I need to go back down and go up another.BZ: Ethereum is what allowed you to go create USDC?J: So back in 2012 and 2013 there, there were a lot of technologists or not a lot, actually back then, there was a lot now, but there were technologists getting involved in this space. And a lot of us got really excited about ideas issuing other assets on top of the blockchain or smart contracts and programmable money and what it would mean if you could have if you could say issue a dollar token and have a smart contract that could enable the programmability of that was like a mind-blowing concept.Early in my career, I worked on programming languages, app development, infrastructure, developer platforms, content infrastructure, lots of things like that. And so had a background in thinking about, developer platforms and the idea of a developer, an open infrastructure that was like a developer platform for money on the internet was super exciting. And so there were a lot of ideas on how to do it in 2013. It just technically wasn't possible.The history of Ethereum is really relevant here because Vitalik, who also was really excited about a lot of these ideas of how you can extend this kind of blockchain infrastructure to do other things. A lot of people thought that might happen that Bitcoin itself as an open source project would evolve to do those things. But there was an ideological battle between those in the core development community who really wanted to keep Bitcoin simple and focused on being a kind of digital gold store of value.Then there's a whole other group of technologists that wanted to advance this into being something that's more like an operating system that you could build a lot of things on top of including things like protocols for stable coins,DEFI, NFTs, DAOs all these things that have emerged. So it was really that kind of forking off and development of a new infrastructure layer that then made it possible to pursue and execute something like USDC.BZ: Jeremy, where did you grow up?J:I grew up in a small town in Southeastern Minnesota, a town called Wynnona Minnesota. I went to college in the St. Paul McAllister college and studied political science philosophy and a concentration in economics.I got introduced to the internet in my dorm room, literally in, in 1990 had a high-speed internet connection, which in 1990, there was not a lot you could do on the internet, but I was down the rabbit hole became completely obsessed, made all of my educational work about it and started using it in my studies around what was happening in the former Soviet Union and what was happening in the sort of changing revolutions around the world and got me excited about the idea of an open network, open permissionless networks, decentralization, disintermediation, a lot of these themes that still show up today in the internet space got me into it. And then graduated college there and started working on my first company.BZ: Did you ever go to Mall of America when you were growing up?J:So mall of America merged when I was a little bit older, I think when I was in college.BZ: But as a kid, did you have side hustles where you like selling the newspaper? Like Mark Cuban was doing the garbage bags? Were you doing that?J: I was a paper boy, that was my first job if you want to call it. But I actually had, I got really lucky in a sense when I was a teenager. I convinced my parents to take, like some, a small amount of money. I had been passed down to me from my grandparents and was in like mutual funds, which was a big deal in the eighties. You had mutual funds. I convinced them to let me invest it into baseball cards.So in the kind of mid to late eighties, I ran Southern Cordillera sports cards. So I ran a trading operation and I would deal and I would go and basically do baseball cards. So that was my side hustle that helped me pay for my spending money in college.BZ:Did you have tables ? So you'd buy cards, flip them and did you make some decent money doing it?J:Absolutely. Yeah, so I took long positions. Okay. On on term sort of players. Mark McGuire, Jose Conseco, that's just some of the big onesBZ:What was one of your best trades?J: Brett saberHagan was, 19, he had just an incredible record and I like accumulated a huge bunch of those. And then that was a short-term trade. I keep thinking in a bunch and then flip them at a huge increase in value as everyone wanted the Brett Saberhagen for a piece that I think that was one of the best one of the best trades I did.I would do arbitrage.That's where I go to these shows. find someone who really, wanted X and I would just run around and find it, buy it for Y and then turn it around. So there's that. And then, I had I still have a fairly sizable collection.BZ: How did you get involved in internet in college?J: I had a T1 which was basically like a hard wire, it was effectively ethernet, but hardwired into a campus that were, and, campuses where some of the only places that had access to the internet for research purposes. And a T1 was, even now was whatever, I, that was back then 1.5 megabits per second, which was really good.BZ: You're in college and you're exploring this whole open network of sorts were your parents supportive of that?J: No, not at all. They were like, I don't know what this is. I don't understand this.I graduated college in 1993 the tail end of the first Gulf war recession.. I studied, what I would thought would be interesting to help understand the world and whatnot. And so I was like temping and but, and, on the side I was just going deeper and deeper into the internet space.And and I remember coming home, I quit my temp job and said, fuck this, I'm going to be an internet consultant. I called myself, which was basically like helping educate people about how businesses, how to use the internet and actually, working on the very, very first websites, this was before, even like Mosaic was out, was hacking around.Basically how helping organizations figure out how to build stuff from the web. And I went home and my father was just so distraught and just so afraid that, he didn't understand any of it. And he was like, this isn't a job, so concerned. I was following my bliss and it was good timing in 1993 to be really going down that rabbit hole and learning all the technology and figuring out what it was to. Build stuff back then. That led to the Genesis of some of the first products that I helped build and create.BZ: You called yourself an internet consultant?J: So there all these people learning HTML, and then in 1995, more people.I really wanted to be able to do interactive apps where you could connect a database, you could have interactivity. And my idea was that anyone should be able to build a global online service because back then, like the idea of an online service was you had to have AOL, or you have to have, CompuServe or whatnot.But I was convinced that an open network that anyone could publish to or any device could connect to, it would be a lot better. And so working with my brother, who's a much more of a computer scientist than I am, became the product manager designer for cold fusion and hidden the kind of chief architect. And we ended up working through a lot of ideas and building essentially the first easy to use web programming language and what is now known as an app server, an application server, one of the very first commercial app server, which basically was a piece of software you can put on a machine connected database, do transactions, dynamically generate webpages. And, that paradigm now, is everything from SAS and content management and everything else on, on the internet. So built that and, got super passionate about enabling developers to dream what they wanted to build on the internet, everything from content to community, to e-commerce, to all kinds of things and built, developer platform business.I find it, you can find it out there.There's still millions of sites with that are still run by that it's now owned by Adobe. That product line is owned by Adobe, which bought Macromedia, which is I merged my first company or we merged layer into Macromedia as public company.BZ: And when you started Cold Fusion, you and your brother, what'd you call the coming like the layer corporation?J:.We had a whole family of products. We had the most popular HTML web development tool in the world Homesite.Literally millions of developers use Homesite. So most websites in the 1990s were built using that. And it was one of the reasons why Macromedia wanted to acquire us because they had Dreamweaver and Dreamweaver was really popular with professional designers.But like the average Joe or Jane would get Homesite it was free. And it was like super powerful HTML editor. And so we had millions of people using that.So no, like no one used front page, because it was so awful because it forced you into like these templates you couldn't get control. So Homesite was like gave you access to the HTML and made it really easy to edit the HTML. And we gave it away for free. It was like a feed, it was a freemium product. We wanted to get it out there. And then we got other people into our more advanced products.BZ: So you were doing freemium before, that was even a word. Okay. Did you raise money for Cold Fusion?J:I think it was three rounds of venture capital and then like a mezzanine financing. And then we IPOed in January of 1999.We were a public company on NASDAQ for 2 years. And in January of 2001, we merged with Macromedia, which was about three times larger than us. And merged the two public companies. And I became the chief technology officer of Macromedia.BZ: IPO process versus the M&A process? Which did you like better?J:I like building. And operating. I I like that a lot. it's interesting, there are times and places where M&A makes sense both as a buyer and as a seller, obviously the vast majority of outcomes and business are some form of merger transaction typically or in bankruptcy. So the number of companies that remain independent is smaller.But I think both had a lot of advantages back at that period of time merging at the time was a really good thing for our company and actually gave us a much stronger platform that was, as you recall, when 9/11 happened and the entirety of the certainty of the market, and really the demand for internet software and stuff collapsed alongside the collapse of the.com.BZ: So Brightcove, how did you get to start that?J: So in 2002, when I was chief technology officer Macromedia, we put the ability to render video and PR and have video as like a programmable object in something called flash player and flash player at the time was the most ubiquitous piece of software in the history of the internet.98% of computers in the world had it. We could actually upgrade the internet to a completely new virtual machine that essentially like a new client in like less than 12 months. So we put video in and it was right before broadband came out and like for consumers.And it was really clear to me looking at broadband wifi devices that can be connected to those.And then having a ubiquitous playback mechanism for video. I got really excited, started incubating ideas inside of Macromedia for basically self publishing, self video publishing type of applications actually built something internally that the company did not want to bring to market. I was really frustrated.My vision was video's going to become as ubiquitous as text on the web. Everyone's going to become a video publisher. Every business is going to be able to distribute television quality video to devices everywhere. And so this was in like 2002, 2003. And so I got frustrated and left, went to a VC as a technologist and resident general catalyst and incubated brightCove.And then founded it in 2004, really with this idea that again, video was going to become as ubiquitous as texts on the web and that you needed a new generation of publishing platforms for it. That could integrate everything that was needed for either a brand like a corporation. Or an organization or a media company itself to basically do direct distribution of television instead of relying on cable and satellite and all the old ways and transform other media companies who work in television and video into being into television and video. So it was a video platform company, a SAS company, as we now call these and founded it in 2004.it had a really nice growth run. And I took it public in early 2012. And then stepped into a chairman role after about a year. Cause I had gone down the crypto rabbit hole in 2013 just became obsessed with.What was going on in crypto and made a decision to basically, start Circle.BZ: Mark Cuban emailed me a question, Mark Cuban's known you from his tech days. His question is "what did you learn from your layer or your database days that you are applying today?"J: it's actually really relevant. As I talk about the inspiration for circle and what, I've been inspired by, , in this space. in, in many ways, right?What got me super excited about the internet in the first place was this kind of obsession with the idea of the internet itself, being an open network that was permissionless that anyone could bring a computer to and connect, and that anyone who did that could take open protocols like the SMTP protocol or the HTTP protocol or the VOIP protocol, or these sort of protocols, which are really just public IP, intellectual property, that's open source it's in the public domain.People can write software to it and that you could connect anyone anywhere through these protocols and do really amazing things in terms of information, exchange, knowledge, exchange communications so powerful. That's what drew me into the internet in the first place and kind of an obsession with open networks, decentralized and distributed model.What that could unleash and really a belief that architecture could maximize access and could maximize the ability for people to to reach the most people in the world and entrepreneurship and ideas. So that's what kind of, that was what informed. The work around cold fusion back then. And so if I fast forward to crypto, that was fundamentally the insight for me in 2012 and early 2013 was this is just like a replay.This is just another open protocol on the public permissionless internet that solved a set of problems that hadn't been solved before, which was a way to ensure that data could not be counterfeited. And that transactions could happen in with certainty in an irreversible way without requiring centralization. And these are big ideas and it was like a fundamental new infrastructure layer. The internet was being born. And so when I looked at it and said, okay, This is going to do for the exchange of value. And I don't just mean moving value from point a to point b, I'm talking about the richness of what we do in exchanging value.As people, as entities, as corporations it's going to do for the exchange of value, what the web and those earlier protocols did for information and communications.And to me in 2013, like that was so profound because I actually believe the web of value exchange.If you want to, whatever you want to call it, the internet of value is going to be extraordinarily more valuable and extraordinarily more impactful than the web of information. And so it very much informed how I think about this and the work that we're doing here.BZ: When you started Circle, did you start with anyone else?J: I co-founded, the company was Sean Neville. Sean is absolutely brilliant. He he co-led the company with me almost like co-CEOs for a long time. And then several years ago, he just stepped into a director role. He's on the board of directors and he runs a crypto incubator, a crypto kind of studio incubator.But he and I had worked together back Allaire, my first company we worked together a bunch at Macromedia. We worked together and bright Cove. He's just one of the most brilliant minds technological minds, strategic minds, creative minds.BZ: Was Circle easier to raise money for than your previous ventures because of your huge track record of success?J: When we started the company, I went to people who invested with me and who had made money with me in the past and said, this is what I'm working on. And they're like, Bitcoin I don't get this. You're crazy. This seems crazy. But. We believe in you, so go for it. I mean that kinda kind of thing. So it definitely helped.2013 and then 2014, 2015, during that time, there were not a lot of quote unquote adults in the room, in the space. If people think it's a wild west, now it was an extraordinary wild west back then. And we had, seasoned entrepreneurs, technologists.We had a really strong proactive approach with regulators with kind of major fiduciaries and really worked really hard to try and build something that was compliant and that, differentiated us as well and allowed us to raise quite a bit of capital. I think, a couple hundred million dollars within our first few years of getting started.BZ: And were you personally buying Bitcoin back in those early days?J: Yeah, absolutely. And buying ethereum and when it was less than a dollar. Like Solana and it was less than a dollar.BZ: Do you still own some of that?J: I am a owner of crypto assets. I don't talk about my particular trading and liquidity strategies, I'm quite structurally long on crypto.BZ: How would you define a stable coin to a fifth grader ?J: On the internet today, I can download a piece of software like WhatsApp or or log into a service like Gmail. We're open up Google Chrome, and I can connect to anyone else. Directly, I can have a direct communication with them. It doesn't cost me anything. It doesn't matter where they are in the world.As long as they have a smartphone, they can get that piece of software. We can do that. Or if there's someone who has an idea and wants to connect their computer, the internet and put some content on it, as long as I have a web browser, I can connect to that. And that's generally the case other than, some authoritarian regimes that have great firewalls.But even there, like it's generally the case, you can connect to anyone. I can freely communicate with anyone in China right now. And that model is so straightforward. It's the air we breathe. We don't even think about it. the fact that this kind of open connect and open permissionless, global decentralized network of communications and information exists. So why can't we do that with money?Why can't we have a way. Someone can just download a piece of software from an app store. And and then someone else could download a different piece of software made by a different creator or a different piece of hardware, or log into a service and exchange value with each other instantly globally frictionlessly at no cost. it's really that simple is how do we make it possible for storing, moving dollars or digital dollars to work in exactly the same way we have with information and data. And that's what we set out to solve is that problem and doing it on the DNA of the internet, doing it around this idea of an open protocol that anyone could connect to. So that's really the fundamentals of what USDC allows for. And, but I think. Yeah the idea goes far broader because you now have essentially an open API for dollars on the internet and it's programmable dollars on the internet. And so you can do a lot with that. And the use cases are really exploding,BZ:How big is USDC these days?J:So USDC has grown really fast at the start of the pandemic, there were about 400 million USDC in circulation that was just like, let's call it six months. Or, there's a year after or so after we had launched.Then it grew to 4 billion in circulation by the start of 2021. And it grew from 4 billion to 42 billion in circulation. At the end of 2021 and it's already grown to to over 52 billion in circulation, just in the past couple months here.And so USDC is about that big and I supported, trillions of dollars of transactions. Just on the public internet using blockchains. And it's still early days. It's super early days. Our view is that eventually there could be more than a trillion USDC in circulation and could be used for every imaginable use case for money and use cases that we haven't even thought of because programmable money is not existed until now.BZ: How can USDC offer such nice interest rates when banks are giving 0.5%?J: Look so if you think about. And you have a kind of base layer, which is the sort of digital cash equivalent of USDC. And it's a regulated, digital cash instrument that exists. And it's very easy to exchange, right? With point to point as your friends or others, that you've talked to really straightforward to send it, receive it, use it.And it's become very popular as a digital currency to use in trading, investing, international payments, other things. And so as its utility has grown and as more and more people and firms want to use. +As a form of working capital as a new kind of electronic stored value working capital mechanism, there's higher and higher demand for people who want to borrow it. And so one of the really powerful things about blockchains is not only do they allow these fast transactions to happen, but you can actually build essentially, borrowing and lending models on top of it.And so there's grown over the past in particular, the past several years, the last two to three years, large, both centralized, what are often called CEFI lending markets and what are called DEFI lending markets, where the market of borrowers and lenders is convened by a piece of software on the internet. So you're not dealing with a company you're just dealing with a protocol, but nonetheless you have essentially interest rate markets of borrowers and lenders.The demand to borrow USDC is high. And the interest rate that borrowers are willing to pay is high. And that is the source of those yields. Basically you have borrowers and to put it fairly simply the other side of that borrowing and I'll use circle yield as an example, because it's the one I understand probably the most you lend us USDC and we lend it wholesale to institutional borrowers. So these are in fact, hedge funds, family offices, systemic trading firms, electronic markets, firms, or other major firms in the ecosystem that want to operate using USDC. And these are firms that are borrowing at a high interest rate, but who are generating returns in north of that.An 8% interest rate to borrow at an 8% interest rate or borrowed 10% interest rate. That's not unheard of in a lot of things. Our credit cards are 20% interest rates or 17% interest rates. venture debt, which is what startups borrow typically have interest rates of, 10, 12, 13, 14% on them. interest rates in securities lending markets, which is the interest rates that say an institutional fund would pay to borrow against their stock can be fairly high now, corporate debt that's underwritten where a corporation's borrowing against their balance sheet and their P&L and it's underwritten by an investment bank and has a coupon and rating. So that tends to be a lower interest rate debt product.But generally when you look at interest rates that people borrow, right? They vary from, most single digits to high double digits or higher. And so what you have in USDC is you have a borrowing lending markets that exist at the retail and institutional level, and those are floating right now. So in DEFI right now, you can borrow you can borrow you USDC I think for 3%. the interest rate markets adapt to kind of market conditions and demand.BZ: How secure is my money in USDC ?J:The thing to remember is USDC itself is is regulated examine it's the USDC itself is A full reserve dollar digital currency.Now, if you're lending your USDC to someone else you're determining what is the credit risk that I'm taking with, who I'm lending to. It has nothing to do with USDC. It has to do with what are they doing with it? So there are some major differences, right? Are you a secured creditor or are you an unsecured creditor? is this unsecured credit that's then being used to do highly speculative trading or is, this secured credit with known institutional counterparties? So you're dealing with a huge variance.I like to use the example of a bank, right? If you walk into a branch of Chase and you say here's $10,000, you're depositing, and you're not depositing $10,000, you're lending chase $10,000.And you have a balance that says $10,000. But actually what you have is you have a claim against their loan book. They're taking that $10,000 and they're lending it out eight times over. And you're basically saying, Hey, I think that they're going to be good for that, that the small business loans, the credit card loans, the home mortgages, the corporate debt, all the stuff that they're doing to take my money and lend it out on a fractional reserve basis eight times. But fundamentally, you've got an IOU and now, you might look at a dollar that you've deposited and chase really different than s let's say you went to a bank in Zimbabwe and they said, you can deposit your dollars. And you say I don't know, what are you going to do with my dollars? And so it all comes down to, w what in fact are you w what, in fact are you seeing on the other side of that?So we've tried to design something with circle yield, which is very institutionally friendly. It's regulated, it's supervised it's over collateralized and it only, faces the best quality institutional wholesale borrowers on the other side. And so we've just tried to build some. I think the kinds of features that make it attractive, it doesn't produce the highest yields. It doesn't produce the same yields you might see through some of these retail platforms, but there's a reason for that.BZ: Is there a chance of defaulting?J: this has become a major issue from an investor protection regime, right? So very clearly, like I think the SEC, his view is that these are lending products. They're not banks. And in fact, for the average person they're basically making an investment and a lot of these are offered as an, they're unregistered investment contracts in a sense. What is an S1? And that's one is a public disclosure document that a retail investor can read and understand. And you can decide, you can read through the S one and say what are the risks? What is this? What am I actually getting into here? And so that's fair disclosure. So that's people and, the review of a major regulator the SEC.And so that's one, one standard to look at, there are others that, don't have any of that. And so you don't actually know what the underlying risk is other than the reps that are made through marketing, or maybe some high level stuff. And so I think you have to, you have to look at this through, through that lens. now DEFI is a different story. if you get USDC. DEFI protocols have some advantages to them. But they also have a whole lot of risks to them as well.There've been DEFI protocols that were hacked. And this is like software and all of a sudden the money is managed by software and the software gets hacked and they, that's gone, but you have some, defined protocols that are more pressure tested. There's probably going to be more and more disclosure audit type requirements on defy protocols over time, as well as the market participants want to have better hygiene around them. I think, buyer beware on all this stuff.BZ: USDC has a brand. So do you talk to these exchanges to make sure that they're trying to make sure that borrowers are good ?J: Because USDC is a free floating digital currency it can be utilized in so many different applications in so many different businesses and so on. And you've got, electronic markets firms that might be.Doing a trade with someone with USDC for $300 million in one transaction, you've got other, NFT markets that are utilizing USDC for payments on pieces of digital content and the, and those are, multiple layers removed. it is important though, that we need to always ensure that people understand USDC as a dollar digital currency itself is safe, stable, transparent regulated, compliant, all these things.Just like you use your dollars with an online payment service, you can still be defrauded. It wasn't the dollars that defrauded you. It was the other side of it.BZ: Do you have a minute to talk CND ?J:We initially negotiated a merger with Concord acquisition and business combination agreement in July of last year.And getting through the SEC qualifications taken a bit longer than we had expected. We had thought it would be, consistent with other spots4-5 months it's just taken longer and which is fine, and we're getting through it. We're making progress through every round of comments. But as we walked into the new year the business outlook has changed pretty significantly. The company grew USDC really rapidly. We're in a rising interest rate environment.Our transaction and treasury services businesses are taking hold nicely. And so we looked at the actual deal was set to expire in April. And so we we re-negotiated the deal.We extended the timeline so that it had enough time to get through the dispatch and the, in the sec process.We also eliminated the pipe from the first year. we also issued revised financial outlook for 2022 and 2023, which are considerably stronger from from a both a top line and a bottom line perspective from where we were, nine months earlier or whatever that exact timeline is.And so the increase in the value of the company is really reflective of the tremendous position that we've put ourselves in with the business and obviously the new outlook.Support this podcast at — https://redcircle.com/the-raz-report/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy