Podcasts about summary most

You nailed the interview. They smiled. Then… silence. Here's why.Summary:Most candidates never pitch themselves—they only answer questions.Hiring managers aren't mind-readers. Your job is to connect the dots.Show up as the solution to their problems or opportunities.Learn the pitch that landed roles at Microsoft, Apple, and more.Two levers that close interviews: positioning + pitch.https://podcasts.apple.com/us/podcast/the-job-interview-experience/id1538223546https://moveupcareers.com/survey

Watch Here: https://youtu.be/2Q11T0Dnvu4About the Guest: Mike Finger is the founder of Exit Oasis, a platform dedicated to helping small business owners prepare for successful exits. A former business owner himself, he learned the hard way that not every business is sellable. After a wake-up call from brokers who told him his company wasn't worth buying, he spent years transforming it into a sellable asset. Today, he coaches owners on how to create businesses that are both profitable and sellable, whether they want to exit or simply work less.Summary: Most small business owners believe they'll sell their business whenever they're ready. The harsh reality? Most businesses don't sell. In this eye-opening episode, Mike Finger, founder of Exit Oasis, sits down with Ron Skelton to expose the myths around small business exits. With personal experience transitioning from burned-out owner to successful seller, Mike breaks down the three fundamental questions every owner must answer to create a sellable business. This conversation is a wake-up call for entrepreneurs who assume their business is ready for sale—when in reality, it may not be sellable at all.Key Takeaways:Most businesses never sell – The industry loves success stories, but the real numbers show that most owners fail to transition their businesses.Sellability starts long before you decide to sell – Owners should focus on making their businesses ownable first. If you can step away without the business collapsing, it's far more attractive to buyers.Three critical questions determine sellability – Does your business generate desirable results? Can a buyer duplicate those results? Can you document those results?Tax strategies can sabotage sellability – Owners who “minimize” profits for tax purposes are also minimizing the value buyers see in their business.Buyers want proof, not promises – Handshake deals and back-of-the-napkin accounting don't inspire confidence. If it's not on your tax return, it doesn't exist to a buyer.Cash-heavy businesses raise red flags – Many owners say, “a lot of cash walks in the door.” Buyers hear: “I don't report my real income.” If you want top dollar, run a clean operation.You can't replace decades of knowledge overnight – Many buyers overestimate their ability to replace an owner who has spent years mastering their business. Experience matters.Start preparing now, not when you're burned out – Most owners wait too long to think about an exit, and by the time they're desperate to sell, they've already devalued their business.--------------------------------------------------Contact Mike onLinkedin: https://www.linkedin.com/in/mike-finger/Website: https://exitoasis.com/--------------------------------------------------

We ask our iTorah followers to support the ZION CHILDREN'S ORPHANAGE OF JERUSALEM . Zion Orphanage, founded in 1899 in Jerusalem, is the world's oldest continuously running Jewish orphanage and is a recognized leader in orphan care. At their campus in central Jerusalem, they provide 180 disadvantaged and homeless youth, ages 8-22, with the warmth and care of a loving family. They are proud to count some of Israel's brightest and best among their alumni: Knesset members, business leaders, and renowned professionals. Click here to support this wonderful institution. Today's Halacha.... The Halacha requires lighting candles in honor of Shabbat and Yom Tob with the appropriate Beracha. This is clearly codified in the Shulhan Aruch in Siman 263. However, Maran states that Yom Kippur is different and the custom is to light without a Beracha. This issue is rooted in a Machloket Rishonim (dispute between the early authorities) between the Mordechi and the Rosh. The Rosh holds that candles should be lit, as this prevents intimacy; one is not allowed to have relations in the light. On the other hand, the Mordechi maintains that lighting candles will enable the husband to gaze at his wife and become attracted to her, and therefore candles should not be lit. In Hilchot Yom Kippur (610), Maran cites only the opinion of the Rosh that one should light with a Beracha. This is the opinion of Ben Ish Hai and the Kaf HaHaim, as well as many other Poskim, including the Rema, Rabbi Zalman, Pri Megadim and Hayeh Adam. However, other Poskim, such as Rabbi Haim Palachi, the Peri Hadash and the Aruch Hashulhan hold that since there is a difference of opinion, Safek Berachot L'Hakel (a Beracha should not be recited in a case of a doubt) and therefore, one should not recite a Beracha when lighting. Hacham Ovadia overrules this claim, saying that where there is an established custom, the principle of Safek Berachot L'Hakel does not apply. Indeed most communities do have the custom and light with a Beracha. The custom of Halab was specifically not to make a Beracha on the candles of Yom Kippur. In fact, half the city of Aleppo did not even light candles on Yom Kippur, as testified by Hacham Yishak Zafrani in his Derech Ere"s, and Hacham Yishak Shehebar of Argentina. The Kol Ya'akob Weekday Siddur also records the custom of Halab as not to recite the Beracha. When Yom Kippur falls on Shabbat, Maran rules that all opinions concur that candles are lit with a Beracha. Nevertheless, there is still a question with regard to the custom of Halab. Hacham Eliyahu Hamway wrote that even in such a case, a Beracha should not be recited because of Safek Berachot L'Hakel. Yet, after surveying the various authorities, it seems that the custom in America today is to light candles with a Beracha on Shabbat and Yom Kippur. The beracha of Shehecheyanu is recited in Shul after Kol Nidre. It is not a Beracha on the Kol Nidre, but on the holy day itself. Therefore, if a woman attends Shul, she should recite it then. If not, she should recite it at home, either when lighting the candles or praying Arbit. SUMMARY Most communities light candles for Yom Kippur with a Beracha. The custom of Halab is not to recite a Beracha, and some do not even light at all. However, when Yom Kippur falls on Shabbat, all agree that a Beracha is recited.

Tim Baker helps parents navigate saving for their child's college education, from projecting costs and balancing goals to 529 plans.   This episode is brought to you by First Horizon. Summary Most parents desire to contribute toward their child's college tuition; however, knowing how much to save and plan for can be a bit of a moving target. How much is enough to save for college? Tim Baker, YFP Co-Founder and Director of Financial Planning, lays out the financial roadmap to help parents navigate the complexities of college savings. Tim emphasizes the importance of prioritizing college savings, projecting future costs, and balancing these savings with other financial goals. He also breaks down the benefits of starting early and making consistent contributions to make the goal more attainable. Learn more about education savings options, including 529 plans and Coverdale education savings accounts. Tim also shares the ⅓ rule for funding college education that listeners may find make the reality of saving for their child's future education more attainable.  This episode is brought to you by First Horizon. About Today's Guest Tim Baker is the Co-Founder and Director of Financial Planning at Your Financial Pharmacist. Founded in 2015, YFP is a fee-only financial planning firm and connects with the YFP community of 12,000+ pharmacy professionals via the Your Financial Pharmacist Podcast podcast, blog, website resources and speaking engagements.  Tim attended the United States Military Academy majoring in International Relations and branching Armor. After his military career, he worked as a logistician with a major retailer and a construction company. After much deliberation, Tim decided to make a pivot in his career and joined a small independent financial planning firm in 2012. In 2016, he launched his own financial planning firm Script Financial and in 2019 merged with Your Financial Pharmacist. Tim now lives in Columbus, Ohio with his wife (Shay), three kids (Olivia, Liam and Zoe), and dog (Benji). Mentioned on the Show First Horizon Pharmacist Home Loan YFP 211: The Ins and Outs of the 529 College Savings Plans YFP 195: How to Save for Your Child's Education YFP Blog: 7 Things to Consider Before Starting a 529 Plan YFP Gives - www.yfpgives.org YFP Disclaimer Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group Tim Baker on LinkedIn  

There are lots of amazing outdoor swimming areas in the world. Some of them are safe and protected with lifeguards watching over you while you swim, bathe, dive off rocks, and play in the water. But some beaches are not just unsafe — they're outright dangerous! Here are 8 places where you should never attempt a swim if you treasure your health and life. TIMESTAMPS: Blue Holes 1:03 Colorful Pools 2:15 Laguna Caliente 4:18 Nyiragongo Crater's Lava Lake 5:16 Pink Lake 6:19 New Smyrna Beach 8:12 Frying Pan Lake 9:22 Eagle's Nest Sinkhole 10:22 Music: https://www.youtube.com/audiolibrary/... SUMMARY: - Most blue holes are open to the public. However, some of the biggest ones have acquired a really bad reputation among divers. - It's hard to believe that nature created something as colorful as the thermal pools located in Yellowstone National Park. They look like something from another world: bright, beautiful...and deadly. - Laguna Caliente is located in Costa Rica and differs dramatically from its sibling, Botos Lake. These 2 bodies of water are crater lakes of the Poas Volcano. - Mount Nyiragongo, which is situated in the Democratic Republic of the Congo, is an active volcano. Its last eruption took place in 2002. In its crater, there's a lake. But it's not your typical lake. - Lake Hillier in Western Australia is indeed as pink as it looks. This is a shallow salt lake that's beautifully edged with white salt formations and surrounded by eucalyptus forests. - New Smyrna Beach has been called the “Shark Capital of the World” by the International Shark Attack File. In 2008, almost 40% of all shark attacks on the planet happened in this region. - If you look at the photo of Frying Pan Lake in New Zealand, you might think that there's fog hanging low over the water. Similar fog (or, more precisely, steam) forms over warm water on a cold morning. - Eagle's Nest Sinkhole is a body of water in Florida that looks like an ordinary pond. It's only when you get into the water that it gets dangerous. Beneath the lake, there's a huge system of underwater caves with rooms and passages that spread for miles. Subscribe to Bright Side : https://goo.gl/rQTJZz ---------------------------------------------------------------------------------------- Our Social Media: Facebook:   / brightside   Instagram:   / brightgram   5-Minute Crafts Youtube: https://www.goo.gl/8JVmuC ---------------------------------------------------------------------------------------- For more videos and articles visit: http://www.brightside.me/ Learn more about your ad choices. Visit megaphone.fm/adchoices

  SHINING WITH ADHD  EPISODE #154: Why Kids with ADHD Lie and What to Do About It The Childhood Collective 5/1/2024   SUMMARY Most of the time, we don't need to see growing noses to know if our kids are telling us a lie. We catch the lie, and then all the feelings come. We get angry, hurt, and downright annoyed. Knowing how to address this behavioral challenge properly can be tricky. Lying often stems from an impulsive desire to avoid tasks or consequences or a struggle to meet expectations. Punishments often don't yield lasting results, but we believe these 4 strategies parents can use to encourage honesty in their children with ADHD.    MEET OUR TEAM We are Lori, Mallory, and Katie. Lori and Mallory are child psychologists, and Katie is a speech language pathologist. Most importantly, we are moms, just like you. After working with families over a combined total of 40 years, we saw a need to provide ongoing support and education to parents raising children with ADHD.   OFFERS AND AFFILIATE INFORMATION Shining at School is a video-based course that will teach you how to help your child with ADHD go from surviving to thriving at school for elementary and middle schoolers. On your own time. At your own pace. Use the code PODCAST for 10% off!   Hungryroot offers “good-for-you groceries and simple recipes.” We have loved having one less thing to worry about when it comes to raising kids. As always, we want to help you, so we've got a code for 40% off your first box.  Just click the link and use CHILDHOODCOLLECTIVE40 in all caps to get the discount.    We can't have your attention and not mention Time Timer. This helps with activity transitions, independence, and building executive function skills. Head to and use the code TCC to get a site-wide discount.   LINKS + RESOURCES Episode 154 Transcript Shining at School - Code PODCAST Creating Calm - Code PODCAST Hungry Root - Code CHILDHOODCOLLECTIVE40 Time Timer - Code TCC The Childhood Collective Instagram Have a question or want to share some thoughts? Shoot us an email at hello@thechildhoodcollective.com  

Summary Most of us rarely have an opportunity to sit down and talk to a priest, let alone a bishop!  We were so blessed to have a conversation with not just a bishop, but an archbishop and one who loves the Lord, loves families, and who leads with the heart of a shepherd.  Join us as we talk to Archbishop Naumann of Kansas City who shares his story of growing up without a father and how his mother and family gave him the stability and security he needed to flourish and become the man God called him to be.  He provides insights to families in our conversation along with a good dose of humor and practical encouragement.   Key Takeaways Family stability and security are essential for children to flourish and fulfill their God-given potential, as Archbishop Naumann's own upbringing exemplifies. Archbishop Naumann emphasizes the importance of love, faith, and commitment within families as foundational elements for building strong communities and societies. Practical encouragement and humor are valuable tools in navigating the challenges and joys of family life, as shared by Archbishop Naumann during the conversation. Couple Discussion Questions How can we emulate the stability and security that Archbishop Naumann experienced in his upbringing within our own family dynamic? In what ways can we prioritize love, faith, and commitment within our family to strengthen our bonds and contribute positively to our community? How can we incorporate humor and practical encouragement into our family life to navigate challenges and foster a spirit of joy and resilience? Reflecting on Archbishop Naumann's insights, what changes or adjustments can we make to our family routines or habits to better reflect our values and priorities? What lessons or inspirations can we take from Archbishop Naumann's story to enhance our own journey as spouses and parents?  

Summary Most of us rarely have an opportunity to sit down and talk to a priest, let alone a bishop!  We were so blessed to have a conversation with not just a bishop, but an archbishop and one who loves the Lord, loves families, and who leads...

Summary Most of our real-estate episodes to date have covered the topic of buying a home, but today we're putting ourselves in the shoes of the seller. If you think this episode isn't for you because you're only interested in buying a home, think again! Being able to see things from a seller's perspective will add huge value to your home-buying journey. Today's guest is Nate Hedrick, a pharmacist, and the founder of Real Estate RPH. It's a seller's market at the moment and he is here to share five top tips for selling your home for its maximum value. From the benefits of enlisting the help of an agent to getting to grips with price-setting strategies and understanding buyer versus seller costs, this conversation will equip you with the tools you need to navigate current chaotic housing market with confidence! Links Mentioned in Today's Episode Nate Hedrick on LinkedIn Real Estate RPH YFP Episode 316 Tim Ulbrich on LinkedIn Subscribe to the YFP Newsletter YFP Disclaimer  

Astrophiz 174: Dr Ian Musgrave's July SkyGuide Moon Phases: The Full Moon is Monday, July 3. Last Quarter is July 10. New Moon is July 18. First Quarter is July 26. The Moon is at perigee, when it is closest to the Earth, on the 5th. Summary: Most planetary action is in the evening skies, apart from Jupiter looking magnificent in the mornings, and Venus and Mars are nice in the evenings this month, with Mercury returning to evening skies later in the month. Till then, Mercury is lost in the morning twilight. Evening Skies: Venus is prominent from the evening twilight to early evening, is closest to Mars on the 1st and remains close to Mars for the rest of the first week of July. Venus and Mars are both coming closer to the bright star Regulus. Saturn is now rising around just before 10 pm local time and is close to the moon on the 6th. Sirius is still prominent low in the western sky. Scorpius is readily visible in in the east. Morning Skies: Jupiter is prominent in the morning sky. Saturn climbs higher in the morning skies and is rising just before 10 pm local time. Saturn is close to the Moon on the 6th. On July 7 the Earth is at aphelion, the waning Moon near Saturn in the morning sky Southern Delta Aquariid Meteor Shower: The Southern Delta Aquariids meteor shower runs from 12 July to 23 August, peaking on Sunday 30 July, with faint meteors visible about every 4-5 minutes. Best time will be 2am-3am on Sunday 30 July when the moon is sufficiently low in the sky. For Charts maps and more text info, always check out Ian's ‘Astroblog' and ‘Southern Skywatch' websites via your fav search engine.

Summary: Most working individuals want to retire at some point. In fact, we spend the entirety of our careers contributing to (most likely) the most expensive purchase that we'll ever make: a retirement fund. How does one make sure that they set aside the right amount of money for retirement, generating enough income to survive off of during the final phase of life? Anthony Saccaro has been a retirement advisor for 23 years, and appears in this episode to talk about what you may not know about preparing for retirement—so that you don't get hurt later on. He contends that the biggest mistake you can make is not being invested appropriately for the phase of life you're in. A lot of people neglect to shift their portfolio when they transition phases, and this adjustment can have a massive affect on your retirement fund. Furthermore, it's important to enlist the help of an advisor that is an income specialist, and to build a fund that is sustainable in any scenario. Useful Links: Financial Survival Network More Life Than Money

Summary  — Most of us know from Proverbs 10:22 that the blessing of the Lord makes us rich. However, if we are honest and look around us, we will notice that many, if not most, Christians are struggling financially. So is the Bible wrong about us being prosperous? Let's find out in today's message. Scriptures  — Proverbs 10:22 KJV Galatians 3:8-9 KJV Genesis 13:2,5-6 KJV Leviticus 25:20-22 KJV Deuteronomy 28:8 KJV Deuteronomy 2:7 KJV Deuteronomy 28:12 KJV Genesis 30:30,43 KJV Links — CFE Atlanta, CFE Community, Partnership  

SUMMARY: Most companies are not Christian companies. This creates questions and opportunities for Christians who work in those companies. This episode explores how Christians can honor their bosses, how to think through a company that promotes ungodly causes, and also concludes with a bonus discussion on whether college athletes should be paid.. GUEST INFORMATION: Eric's career spans almost 20 years in sales and management. He has held roles such as sales rep, sales trainer, regional manager, area director of sales, and strategic account manager. He started off working for GANZ USA, a giftware company based out of Atlanta GA. After ten successful years there, He transitioned to working for a Medical Device company named Stryker in 2012 as a Patient Care Account Manager. In 2016, Eric was promoted to Northwest Regional Manager, and developed key IDN relationships, and built a team of sales people to cover 5 states. QUESTIONS THIS EPISODE ASKS: How do business minded Christians engage in this corporate world? What advice would you give to Christians who are specifically in leadership in a secular company? As someone who is involved in business leadership, what advice would you give to Christians if their company is embracing worldly philosophies (such as promoting the LGBTQ agenda at work), but it is not directly affecting that Christian's job? It has simply become part of the corporate ethos, and something that the company wants to associate itself with publicly? Several high-profile companies have recently embraced wokeness in a big way. Disney is probably the most prominent. But several other companies have tried that and it has led them to back away from from the woke and progressive mob (an example is Netflix). Do you think that companies should be involved in social positions, political messaging, or things like this? What about Christian companies who want to be vocal about the gospel? Do you think that the business world is becoming increasingly hostile to the Christian worldview? What do you think it is about the "businessman" that has given him a bad reputation in society? Charles Dickens "A Christmas Carol" and many other fictional classics certainly portrayed truths about the ruthlessness of businessmen. Today I consider businessmen either slick talkers with charm and no depth or cut throat and almost sinister. BONUS: Should college athletes be paid and/or allowed to make money for their likeness? RECOMMENDED RESOURCES FOR FURTHER INTEREST: ACKNOWLEDGEMENTS: "Music by Kabbalistic Village" - kabbalisticvillage.com/ --- Support this podcast: https://anchor.fm/michael-belch0/support

Summary: Most people at some point experience an aging parent or grandparent confronting hearing loss and are surprised to find out how expensive treating it with hearing aids can be. While some of that cost is justified, the government makes treating hearing loss much more expensive than it otherwise would be and eliminates lower cost options that might work for those whose hearing loss currently goes untreated. Tom relays firsthand experience from his time in the industry. Additional Reading & Listening: https://tommullen.net/economics/if-youre-really-against-fascism-repeal-the-new-deal-root-and-branch/ (If you're really against fascism, repeal the New Deal root and branch) https://tommullen.net/featured/anti-trust-laws-are-not-the-answer/ (Anti-Trust Laws Are Not the Answer) Free Gift from Tom: Download a free copy of Tom's new e-book, It's the Fed, Stupid, at https://forms.aweber.com/form/87/2092395087.html (itsthefedstupid.com). It's also available in paperback https://amzn.to/3HTYSYh (here). It's priced at a pre-hyperinflation level so grab a few copies for friends if you can. It makes a great introduction to the government's most economically damaging institution for liberals, conservatives, libertarians, socialists, and independents alike. Like the music on Tom Mullen Talks Freedom? You can hear more at https://skepticsongs.com/ (tommullensings.com)!

Much has been written and available about the necessity for position descriptions and what is the right format. Here is the difference we bring to the feast - the most important element of position descriptions is it must be process based. Show Objective Given a complete set of process maps and standard operating procedures, you will create a position description that is challenging, accurate, and enables job fit - right person in right role. EPISODE 53: Summary Most businesses create organizational charts and write descriptions based on the function. You work in finance or service and describe the job within a silo; we know different. All businesses are processed based, which leads to a different orientation to work. Instead of fumbled handoffs between departments, everyone is focused on making things better and faster than the competition, which leads to higher quality and better margins. Based on your work building value maps of each process and then creating SOPs (Standard Operating Procedures) each position is nothing more than a list of those responsibilities. This is essential in smaller businesses that cannot afford over staffing, defects, and poor margins.

Summary: Most of the time, he's okay. He can hear fine, really, even though most of the time it sounds like someone has turned down the volume, and he desperately wants to find the remote to put things back to the level they should be.But he's fine, most of the time.Most of the time. Most of the time. Most of the time.But sometimes, he's not. Sometimes things just sound muffled. Sometimes they're more distorted, like music through a speaker in another room. Sometimes it feels like he's underwater, and someone is trying to talk to him through the waves.Sometimes he can't hear much of anything at all.Thank you for listening!Please leave a kudos/comment on the fic:https://archiveofourown.org/works/18591148To make requests for fics to be read, DM us on twitter:https://twitter.com/_Reading_Room_Support the show

Summary: Most people were led to believe during their schooling that the Pilgrims at Plymouth Colony suffered and starved for the first few years because they just didn't know how to survive in the New World. It wasn't until Squanto taught them to put a dead fish under each cornstalk that they grew enough corn to make it through the winter. Well, Squanto did teach them the fish trick, but that wasn't what saved them. According to Plymouth Colony Governor William Bradford himself, it was getting rid of their socialist economic system that turned their misery to prosperity. Socialism also failed in the Jamestown Colony in Virginia and in at least 119 voluntary socialist societies in early 19th century America. Join Tom for some forgotten history to celebrate Thanksgiving! Additional Reading: https://tommullen.net/featured/the-thanksgiving-day-deception-exhibit-a-against-public-schools/ (The Thanksgiving Day deception: Exhibit A against public schools) https://www.amazon.com/gp/product/1400083311/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=1400083311&linkCode=as2&tag=tomusbl-20&linkId=1dd7a85aacc6d30c193abc014af511fc (How Capitalism Save America) https://fee.org/articles/what-little-women-author-louisa-may-alcott-learned-about-socialism-in-a-19th-century-utopian-commune/ (What ‘Little Women' Author Louisa May Alcott Learned about Socialism in a 19th Century Utopian Commune) Free Gift from Tom: Download a free copy of Tom's new e-book, An Anti-State Christmas, at http://antistatechristmas.com/ (antistatechristmas.com). Also available in paperback. A great stocking stuffer! Like the music on Tom Mullen Talks Freedom? You can hear more at https://skepticsongs.com/ (tommullensings.com)!

Summary: Most advisors plan for the next quarter. Few advisors plan for the full next year. But very few advisors plan for the next 10 years! In this episode, Jon Kuttin explains why a 10-year business plan is crucial for advisors and how to create it. He also takes a deep dive into business planning The post Make Your Dream Business a Reality! appeared first on Kuttin Consulting Group.

Speaker: Pastor Raleigh Sims Scripture Focus: John 6:35-51 Service Focus & Summary: Most food we make, purchase, and use has a shelf life. Some longer, some shorter, but at some point, we know goods expire. This is especially true with bread. When not used in a timely manner, bread dries out, hardens, and even molds. How different is the bread Jesus teaches of, the bread that is Himself. Continuing in John 6, He teaches the people what He came to provide, which is Himself from heaven. In our worship, in our reception of His Means of Grace, in our prayers and praise, and in our daily lives, let us rejoice in the Bread that lasts for our needs of faith and forgiveness, that we, too, may continually “taste and see that the Lord is good!” (Psalm 34:8).

Summary: Most of us want to avoid airing our mistakes. Especially on social media. And especially if we're brand leaders who are hoping to build credibility with our audience and gain their trust. This week's guest has discovered that showing this level of vulnerability online is the best –– and maybe the only –– way to earn his audience's trust.  In this episode, Matt Halloran talks to Gavin Hammar, the founder of Sendible. Gavin shares why authenticity breaks the trust-barrier with prospects and clients. And best of all, he unpacks his process for writing stories that show vulnerability –– so that you can try out his method. Gavin also talks about the “unscalable” activities that've played significant roles in delighting his clients and moving his company forward. Gavin discusses:  What makes Sendible stand out from from their competition How Gavin realized it was time for him to sell Sendible His unscalable methods for collecting client feedback How being vulnerable breaks down the trust barrier on social media Why trust-based marketing is the future of marketing And more Resources:  Sendible Traject Clearbit Social Media Marketing World Conference Unscalable.me Newsletter Unscalable.fm Podcast The Trust-Based Marketing Playbook Connect With Gavin Hammar: LinkedIn: Gavin Hammar Twitter: Gavin Hammar Instagram: Gavin Hammar Connect With ProudMouth: ProudMouth Influence Acceleratory Academy (Join for free!) LinkedIn: Matt Halloran Twitter: Matt Halloran LinkedIn: ProudMouth Facebook: ProudMouth Twitter: ProudMouth YouTube: ProudMouth About Our Guest: Gavin Hammar is the founder of Sendible, a leading social media management platform. Unlike most tech entrepreneurs, Gavin did not raise any outside funding and built a successful, profitable company in a highly competitive market while remaining fully bootstrapped. Gavin believes that in a noisy world where everyone is trying to gain a competitive edge through automation, bots, and AI, the best strategy is to focus on the things that make you stand out –– the things he refers to as... "unscalable".

Summary: Most of you know, what inspires me to do the work I do today, including bringing this podcast to you was from having to go on my own personal healing journey from trauma, addiction and chronic illness. When I was going through my darkest days suffering from ulcerative colitis and found myself with two organs on the table, my liver and my colon. I didn't know what to do. All I knew was that I had to leave western medicine. I did just that and one of my first calls was to today's guest, Dan Hegerich. Dan is a terminal cancer survivor and an amazing human being. I knew he could help. Dan's approach to integrative wellness started me off on the right path and honestly I'm not sure I would be where I am today without him. His knowledge, wisdom and expertise as it relates to integrative holistic healing and his personal story of healing from terminal cancer I felt had to be shared with you. So we created this episode to help you wherever you are on your journey to experience more health, wealth and happiness.  In this episode a few takeaways you will leave with are:  How your biggest challenges in life whether that's a health challenge addiction, or some other crisis can be your greatest gift. The obstacle is the way!  Dan shares how he healed from terminal cancer and if you want to get sick do what the masses do. He shares how to get back in accordance with nature's laws to live your healthiest life.  How your diet is not just what you consume through your mouth but what you put on our skin, what you see through your eyes, your ears and including your thoughts. And what we can do to begin to support our environment so we are consuming an overall more healthy diet.  Learn Dan's 7 pillars of health and healing that align you in accordance with nature's laws and away from man's laws which he says will always lead you to illness.  Dan believes illness and addiction are a result from living lies which CREATES a profound disconnection from our TRUE SELF and our purpose. Learn how you can discover and recover your true self to live your most healthiest and abundant life.   More About Dan Hegerich:  Dan Hegerich is a Holistic Natural Health & Healing Educator, Consultant and Life Mentor. His approach to dynamic health emphasizes reconnecting with self-love through nutrition and movement therapies rooted in the seven elements of healing: Earth, Water, Air, Fire, Mind, Love and Rest. Most of Dan's inspiration and knowledge was born of his own experience transcending a form of cancer-diagnosed “terminal”.  After a failed bone marrow transplant in 1995 and subsequent 4 more relapses; Dan applied his expertise in civil engineering to healing himself, which involved reversing a cycle of degenerative disease and embracing a positive, generative cycle of multi-faceted nourishment.  During the last 20 plus years, Dan has traveled widely in pursuit of pioneering knowledge of natural health and healing earning certifications in sports massage therapy, holistic counseling, corrective holistic exercise kinesiology, holistic lifestyle coaching, applied kinesiology, qigong, nutritional balancing science, life coaching and conscious breathwork. As a holistic and natural health & healing educator, consultant and optimal life mentor, Dan guides clients towards self-mastery and disease free living by learning to live more in accordance with nature's laws and one's true authentic nature. Relevant links: https://www.danhegerich.com/ https://dothecure.podomatic.com/   Connect with Mike Govoni, Healing Beyond Recovery Website Instagram Facebook Get a FREE 19 page Holistic Recovery Guide now!  Discover 8 Holistic Principles to: Lose Weight, Create Thriving Relationships, and Feel Good In Your Body - All While Staying Sober!

Summary: Most children with a fever will feel miserable and unwell, however 1 in 30 will have a febrile seizure (or febrile convulsion). Many will have just one, but 3 in 10 will go on to have further seizures in future febrile illnesses. Most of the time, febrile seizures occur in children aged from 6 months to 6 years. Tune in to find out how to assess and manage a child who has had a febrile seizure, and a discussion about red flags you shouldn’t miss. You don’t want to miss: Discussion of the features of febrile seizures, including differentiating between simple, complex and afebrile febrile seizures Differentials for seizures in children, both in the setting of fever and no fever Describing the condition to a parent How to manage febrile seizures First aid advice to give parents if it happens again at home Links and resources: Follow us on Instagram: https://www.instagram.com/yourekiddingright.pod/ and Facebook: https://www.facebook.com/yourekiddingrightpod-107273607638323/ Make sure you hit SUBSCRIBE or FOLLOW so you don’t miss out on any pearls of wisdom and RATE so you can feed our egos  (plus it helps other people find us!)

#15 Most marketers approach marketing the wrong way. They view it as selling. So, they know people have a problem that is frustrating them, and therefore they try to convince them why they're the right solution, or offer them discounts, or tell them how great their product and company is. And yes, that might have some success, but not the level of success of something deeper: Revealing the story and the journey of the buyer. Showing them there is a meta-story at play, which instantly injects hope, creates understanding, and subconsciously pushes people into action. Do you want to know more? Listen to this episode.Summary: Most prospects are confused and disappointed. Typical marketing doesn't fix this. Meta-Story Marketing is the solution to create masterful modern marketing.Music: THBD - Good For You Support the show (http://paypal.me//storybonding)

#15 Most marketers approach marketing the wrong way. They view it as selling. So, they know people have a problem that is frustrating them, and therefore they try to convince them why they're the right solution, or offer them discounts, or tell them how great their product and company is. And yes, that might have some success, but not the level of success of something deeper: Revealing the story and the journey of the buyer. Showing them there is a meta-story at play, which instantly injects hope, creates understanding, and subconsciously pushes people into action. Do you want to know more? Listen to this episode.Summary: Most prospects are confused and disappointed. Typical marketing doesn't fix this. Meta-Story Marketing is the solution to create masterful modern marketing.Music: THBD - Good For YouSupport the show (https://www.patreon.com/storybonding)

Summary Most of us have what I call infinite jobs - where we could just keep working more hours and never quite get everything done. This week we look at practical ways to manage infinite jobs, improving our productivity while also regaining control over our hours.   Transcript Hello and welcome to episode 35 of the Leadership Today Podcast where each week we tackle one of today’s biggest leadership challenges. This week we are looking at practical ways to manage infinite jobs - improving our productivity while also regaining control over our hours. There are two types of jobs - what I call finite jobs and infinite jobs. Chances are at some point in your career you’ve had a finite job - one where you had set work hours, and were paid for every hour you worked. For example, retail jobs are typically finite jobs - you start your shift at a particular time, complete as much work as you can during your shift, then walk away at the end of your shift. Whatever work was left over is either there for you the next day, or handed across to someone else. And there’s no expectation to work beyond the hours you’re given - remember those days? In this environment, leaders assess the overall workload and determine the resources needed to deliver. If more work needs to be done, more resources are allocated. Infinite jobs are quite different. These jobs have objectives to deliver - some being set up front, and some which emerge over time. Here you’re not really paid by the hour. Your contract may specify that you’re employed to work 38 or 40 hours, but you’re really employed to deliver results. Contracts might refer to ‘reasonable overtime’ or something similar. Or you might be running your own business, where you just work the hours you need to deliver results. Infinite jobs are different because there isn’t an end point. You could potentially keep working more and more hours and never ‘finish’ an infinite job. There’s always more you could do - more clients to contact, more processes to improve, more development of people to undertake. The vast majority of leadership roles are infinite jobs, so chances are you’re currently in an infinite job. And more finite jobs are either being automated or converted into infinite jobs. The reality of the modern workplace is that more and more of our work will not have a natural end point. So how do you manage an infinite job? I remember when I first took on a leadership role. I had worked as a management consultant, so was pretty familiar with having an infinite job, but was able to manage my time reasonably well despite the high demands. But nothing had prepared me for leadership. My work hours began to increase. I started with a bit over 45 hours a week, but found it quickly rose to 50 hours, then 55, then 60 plus. I was getting into work earlier and earlier to try to get something done before my team arrived, then worked later and later to catch up on things at the end of the day. Then I would log in again after dinner, finding myself swapping instant messages with the rest of the leadership team until late at night, before crawling into bed and starting it all over again the next day. I felt exhausted and dissatisfied, and there was still more to do. When the weekend rolled around I’d sleep for much of Saturday morning and try to recover in time for Monday, but would find myself gradually become more and more worn down.  Eventually it dawned on me that there actually wasn’t an end point to my job. There was never going to be a point where, as a leader, I could say “I’m finished” or “job done”. In fact, the more hours of work I completed, the more work I generated for myself and others. I wasn’t even approaching completion - even though I was hitting all my targets, I was pushing completion even further down the road. There was an ever-present level of stress and dissatisfaction - a constant worry that I was missing something or had more to do. Maybe you can relate to my experience - and maybe you’re in the middle of it right now. The key lesson for me from this experience was we can’t manage an infinite job by just adding more and more hours to our work week. We need to change the way we think about and manage our work. A framework you’re probably familiar with involves thinking about our work in terms of the Important versus Urgent - basically that every task we complete can be thought of in terms of how important it is, and how urgent it is. While he wasn’t the first to think of this framework, Steven Covey popularised it in his book “The Seven Habits of Highly Effective People”. Even 30 years on this book is still worth a read. Covey highlighted that we tend to get caught up in urgent work, and don’t prioritise important work enough. Clearly, if something is both urgent and important, then we should tackle that deadline, crisis or emergency straight away. But much of our time is spent with seemingly urgent but not important tasks which we should delegate to others. And we definitely need to get rid of the not urgent and not important distractions that soak up our time. But the other category - the not urgent but important - is what most leaders end up neglecting. This can include planning, reflection, long term development, networking and relationship building, creative thinking - all the things that so often get pushed aside in an infinite job. So how do we make sure we have time to do this important work, while also making our infinite job a little more finite? Here’s an approach you might want to try: Determine your ideal work hours. For most people you should aim to reduce what you’re doing at the moment, but why not start with around 40 hours as a target. A company called Perpetual Guardian in New Zealand experimented with people working four eight-hour days a week but being paid for five. Aside from the numerous benefits to individuals, they actually saw an overall productivity increase - people completed more in 32 hours than they used to complete in 40 hours. People came up with all sorts of creative ways to be more productive in their infinite jobs. We will fill whatever hours we set, so take this moment to reset. Use your calendar to schedule everything - and I mean everything. This includes putting things in your calendar that unexpectedly come up so you have a record at the end of the week of how you’ve actually spent your time. Identify your priorities and schedule the not urgent but important work for when you’re at your best. Each of us has a time in the day when we’re best at focused work, and that’s where the important but not urgent work should sit. Schedule in breaks - at least three if not four per day. Actual get up, go for a walk, chat with someone else - take at least 10 to 15 minutes to re-engergise and refresh. You will be amazed how much more productive you are with some well-placed breaks every 90 minutes. Leave time for the inevitable urgent and important activities - leave blank periods in your schedule. It’s tempting to schedule every minute then be disappointed when other things come up. I recommend trying to leave an hour or two per day for most people, but it could vary depending on your job.  Be ruthless when it comes to meetings - if there isn’t a clear purpose, agenda and role for you, don’t go. Sure, you might need to negotiate that, but if you’re spending more than a couple of hours per day in meetings, you’re unlikely to be performing at your best. The beauty of this approach is that you’ve set the overall number of hours, and you can’t be doing two things at once. So if you’ve filled your calendar and something else comes up, you need to get rid of or reschedule something else. You’ve effectively made your job finite by setting your work hours.  Now, you might ask, what if I can’t get everything done in those hours? Well, now your calendar is evidence of your overall workload which will help when negotiating additional resources or a change in accountabilities. Just like those employees in New Zealand, you’ll be amazed at how creative you can get when you make your job more finite. Reference: https://www.theguardian.com/world/2018/jul/19/work-less-get-more-new-zealand-firms-four-day-week-an-unmitigated-success

SUMMARY Most people behave as consumers, not investors. In this episode Andy speaks with John MacGregor about the importance of developing an investor mindset. Find out why financially secure people ... Read More

THE POWER OF THE DARK SIDE #49: Daily Mentoring with Trevor Crane on GreatnessQuest.com SUMMARY: Most people like to focus on the happy, positive stuff. Like, “Yay! Look at me on Instagram! I’m so happy!” That’s nice. But it doesn’t get you anywhere. On today’s show, I talk about harnessing THE POWER OF THE DARK SIDE, the power of the pit, the power of pain and despair. Few people have the courage to go there, let alone use it with PURPOSE, POWER and INTENTION. Today, I share how you can find the the power of the DARK inside you, and go there. Then, how to magnify it so that it fires you up and gives you the burning desire to do something, to achieve something, to be something… MORE. GET THE APP: Text: TREVOR To: 36260 #greatnessquest #trevorcrane #unstoppable #idealbusiness #ideallife

EPISODE #89: NOT ALL WEDDINGS ARE THE SAME; STOP TREATING THEM AS IF THEY WERE. Summary: Most weddings follow a certain flow - a getting ready session followed by the ceremony, then portraits and a reception. But that’s where the similarities end. No two weddings are the same and we shouldn’t treat them as such for our own convenience or the simplicity of photographing them. It’s really important that we acknowledge this to create a successful wedding photography business and our own career satisfaction. From the location/setting of the wedding (and its different components) to the preferred style of the couple and the cultural/spiritual elements they have incorporated into their special day, each and every piece of the puzzle creates a unique event. If we don’t recognize these as wedding photographers and fail to distinguish what is important to our clients, we’re limiting our own potential and our appeal to a diversity of couples in the future. It’s easy to fall into the trap of just turning up and treating it like another wedding. But not only will this reflect in the images you come away with, but it won’t lead to career satisfaction. Being curious and pushing your creative boundaries will help you to capture the unique elements and personalities of your couples which make each wedding so special. Subscribe and leave a rating and review on iTunes!

094 Grooming Talent URL:  http://www.julieannsullivan.com/talent-grooming/   Summary Most companies don’t view interns as an integral part of their culture or strategy. At best, they view interns as a sap on company resources and energy. What happens when a company decides to focus on interns not only as a way to serve those students, but also as a way to develop talent for the company and invest in the community? Today’s guest gives us the answer. I’m happy to interview Jennifer Trakhtenberg on today’s episode. She is the Senior Talent Leader at ClearVision, a B2B company that was recently recognized as one of the best companies to work for in the state of New York. Here is a short list of what is important at ClearVision: open communication; continuous improvement for our employees, customers, and community; a passion for grooming talent; investment in learning & development opportunities; a commitment to wellness; and a penchant for fun. Jennifer shares how ClearVision takes these values from concepts to reality through its innovative approach to internships. Don’t miss this episode that is filled with practical and actionable ideas you can implement today. Jen’s Bio: Jen Trakhtenberg is an experienced human resources professional dedicated to growing teams, building employee programs, and developing tools to enhance the workplace. She has held leadership roles in HR functions at Morgan Stanley, Register.com, and most recently at ClearVision Optical. She graduated Summa Cum Laude from Binghamton University with a Business Management degree and concentrations in Human Resources & Marketing. She then pursued a Master’s degree in Industrial/Organizational Psychology at NYU, and obtained a Certificate in International Studies & Executive Coaching.  Jen has a genuine passion for using creativity to improve organizational culture and infusing fun into the corporate environment. She is a cheerleader for instilling core values in how work gets done, and focuses leadership efforts on everything related to people, culture, and philanthropic giving. She currently oversees the Talent Management function & team for ClearVision Optical with an emphasis on cultivating an engaging & fun company culture. She leads the effort to identify top talent through recruitment, assessment & retention. She also developed and designed the company’s dynamic intern training program, from which over 14 full-time hires have been made. Jen’s personable approach has led her to become a coach and mentor to many in the areas of performance management, team building, & talent development. She is invested in employees’ wellbeing and growth, offering an array of trainings for ongoing education. She also helps deliver innovative philanthropic efforts, holiday celebrations, motivational exercising, and exciting networking activities that keep employees engaged.   You’ll discover: How’s Jennifer’s positive experience as an intern shaped her commitment to serving interns in her current role. How ClearVision uses its internship programs to develop talent and create opportunities for students as well as the company. Why a company’s culture is such a vital part of its overall success. Various ways that ClearVision creates a culture of openness, listening, and feedback. How ClearVision’s culture has resulted in low employee turnover. What it means to be part of the “Junior Justice League.” How ClearVision uses reverse mentoring to improve the company. What kind of feedback ClearVision has received from their interns. What Jennifer is working on next.   Interview Links & Other Resources CVOptical.com ClearVision’s Intern Program Follow ClearVision on Twitter Connect with ClearVision on Facebook Connect with ClearVision on LinkedIn Businesses That Care on C-Suite Radio iTunes - Subscribe, Rate and Review

087 How to Create an “Unleavable” Culture URL:  http://www.julieannsullivan.com/create-unleavable-culture/   Summary Most companies are focused on profitability and how they can improve their bottom line. In the process of doing business, it’s easy to forget the number one factor that determines profitability: culture. Today’s guest, Jason Forrest, will help you understand why the workplace environment is so important to your business or organization, and how to improve it. Jason is the CEO and Chief Culture Officer of Forrest Performance Group (FPG). FPG is a company focused on mastering the art and science of human performance, and was named the Best Place to Work in Fort Worth, TX by FWInc. He’s one of the world’s top sales trainers, and has created a sales and sales management training program that is regarded as one of the world’s best. His focus on motivation and unleashing human performance is contagious. You’ll come away from this episode with the motivation and knowledge to impact your organization’s culture and improve your own performance.   You’ll discover: How to create an “unleavable” culture vs. “unfireable” culture. The easiest way to destroy your company culture. Why every single employee has a quarterly coaching session with Jason. The story and purpose behind the “Freaking Awesome” happy hour their company celebrates every Friday, and how it has changed their culture. The most important trait of a highly profitable culture. Why our beliefs have more to do with our success than our abilities. Why every employee gets a minimum of 5 hours of coaching, training, or personal development each week. The relationship between culture, productivity, and profitability. The number one factor that determines your profitability.   Bonus Content According to Jason, there are 4 levels of employees: Level 1 is usually where new employees come in; they say, “Tell me what to do.” Level 2 employees do what they’re told to do and then ask, “What else can I do?” Level 3 employees proactively look for what else they can do and come up with new solutions. Level 4 employees can lead themselves with little to no direction and are in perfect alignment with the company’s focus. As an employee “levels up” they become more and more engaged and invested in the company’s vision, culture, and beliefs.   Interview Links & Other Resources Forrest Performance Group Follow FPG on Twitter Connect with FPG on Facebook Connect with FPG on LinkedIn Mere Mortals Unite on C-Suite Radio iTunes - Subscribe, Rate and Review

I’m so happy to introduce Tiffany Lau, a friend I knew from Cal Poly. We actually graduated together, and from time to time, we catch up. Though before this interview, it’s been a while. Anyways, very excited to have Tiffany on the show because she has experience with a very important, but not really well talked about part of the industry. She is the first guest to focuses on a very important part of the industry: food safety. Working as an Auditor for the NSF, she goes and does audits for retail food stores. This mainly involves correcting and teaching workers about food safety habits. If you’re interested in learning about audits, this is really for you. You’ll learn a ton of things such as what tests to take, what it’s like to work at home, and why this job might resonate with you. This is also a pretty nice interview if you’re interested in sales Let’s begin Key Takeaways The difference between a health inspector and 3rd Party Auditing Why a Food Safety position might be for you Retail Safety versus Manufacturing Safety Pros and cons of being Home-based The payoff for being a food safety auditor Summary Most common problem in audits: There is no one specific problem Why Does Your Food Job Rocks: It feels like I can help people Where do you see yourself in 5 years?: I want to try Regulatory. Quality, Food Safety, or Regulatory What do you look for most in a job?: A job should make you happy Food Trends and Technology: Rolled ice cream Biggest Challenge to Food Industry needs to face: Food Labeling Who Inspired you to Get into food: Alton Brown, my mom Favorite Kitchen Equipment: Kitchen Aid Favorite Food: Korean Food – buckwheat in cold broth Advice: If you’re studying to be an auditor: focus on microbiology and food safety Deleting your goal or purpose on your resume People Skills, interacting with clients, make them not afraid of you When looking into the future: ask if this is right for you Something inspiring: “Lucky Breaks don’t happen, they’ll only happen when you find something you love” What We Talk About (Links) 3rd Party Food Safety Auditor Unannounced Audits Explaining food safety aspects Recruiting via linkedin CPFS Certified Professional Food Safety Credential Bad bug chart (coming next year) Food Defense Shelf-life 626 Night Market Korean fried chicken Koreatown – Kyochan Chicken- best Korean fried chicken Taylor Swift Song (Haters gonna hate) Smart Label Initiative Non-GMO Gluten-free French Macarons Macarons vs Macaroons Jajangmyeon REHS - Registered Environmental health specialist

Summary: Most market expectations are based on information from the past. That alone won't cut it anymore since we live in an economy that advances by nanoseconds with bots and bytes of information. In this episode Kim Butler and no B.S. money guy Todd Strobel sit down and talk about rearview mirror investing and share one of the key principles of prosperity.   Tune in to find out how to take control of your finances today. If you would like the opportunity for us to answer your question on the show or to be a guest on our show, be sure to keep sending us questions and reach out to us!   Links in this Episode: Get the free ebook and audiobook - Financial Planning has FAILED Submit your questions hello@partners4prosperity.com   Show Notes: 00:00 Introduction 00:29 Today's topic: Rearview Mirror Investing 00:56 “Pilots don't use rearview mirrors” famous quote by Joel Weldon 01:47 Investing and trading happens in millionths of a second 02:58 Why the stock market did so well over the last 20 years 04:00 Why do you think we are so hung up on history as it relates to our investments? 04:21 Focus on what you can control 05:00 If you cannot control a particular marketplace you have no business investing in that company in the stock market 05:24 The reasons why Warren Buffett and Donald Trump win in the market 07:10 The 401k and baby boomers have completely changed the marketplace 10:09 The distinct difference between an asset that is growth oriented and an asset that is income oriented 10:41 Start your knowledge about the new economy in this free ebook Financial Planning has FAILED 12:50 Ask a question for the podcast hello@partners4prosperity.com

Summary Most people don't know that you can own a trademark without registering it federally with US patent trademark organization or any other government organization - but Cognate, a new legal tech company, allows you to do just that. Join us on the sixth episode of the Evolve Law Podcast, as we sit down with Bennett Collen, the CEO of Cognate. Unlike the existing alternatives, Cognate is fast (approximately eight minutes) and lets their clients know when someone is trying to register their trademark federally. For the latest topics, trends and tech in the legal industry, subscribe to Evolve Law Podcast: A Catalyst for Legal Innovation. Listen as legal experts and leaders share insights about the legal industry. For more information, questions, or suggestions about our podcast feel free to email us at info@evolvelawnow.com!   Show Notes 00:00 Intro 00:20 Introducing Bennett Collen & Cognate 01:52 How Did You Discover This Legal Tech Trademark Problem? 03:47 Are You Focusing on Any One Segment of Businesses? 05:21 What Makes Your Team Expert? 06:41 Are There Any Law Firms that Could Use This? 08:35 What Other Metrics Do You Have On Your Solution? 10:01 Legal Tech Toolkit evolvelaw.com 10:18 Outro

Summary:Most people agree that Yahoo the king of the dot-com-era search sites on the strength of its zany, friendly, ubiquitous brand. The woman responsible for building that brand was Karen Edwards. Karen recounts becoming the first dot-com company to advertise on tv, seeking out “near-surfers” and marketing an internet company in an era where many people didn’t know what the internet even was. See acast.com/privacy for privacy and opt-out information.

Steve Stewart | Debt | Career  Today we welcome to the show Steve Stewart from stevestewart.me Steve is your humble servant and your personal finance architect and believe me when I tell you that he hates your debt more than you do. He hosts the iTunes top rated weekly podcast MoneyplanSOS as well as the financial wellness podcast. Steve knows first hand what debt can do to your life and your career and he has made it his mission to help you pay attention and not interest. Recently, Steve has started coaching want-a-preneurs how to become successful solopreneurs by focusing on helping them understand and avoid one of the top reasons new businesses fail: A lack of cash flow. As a part of this focus Steve is helping budding entrepreneurs plan out their financial cash flow runway so they can Go Pro with confidence. Let's welcome Steve to the BRAND New You show. Recommended book(s) for the show Since I believe that reading is a necessary part of becoming a BRAND New You, I ask all of my guests what non-fiction book are you either reading now or just recently finished. Steve is currently reading a book written by Thomas J. Stanley called: The Millionaire Next Door (Affiliate link) Summary - Most of the truly wealthy in the United States don't live in Beverly Hills or on Park Avenue. They live next door. America's wealthy seldom get that way through an inheritance or an advanced degree. They bargain-shop for used cars, raise children who don't realize how rich their families are, and reject a lifestyle of flashy exhibitionism and competitive spending. In fact, the glamorous people many of us think of as “rich” are actually a tiny minority of America's truly wealthy citizens—and behave quite differently than the majority. FINANCIAL COACHING Steve got started in financial coaching after listening to Dave Ramsey. Initially Steve was hesitant to get on board in fact he challenged everything Dave said. Steve eventually came to realize the wisdom behind the words and learned the truth for himself.  He decided to follow Dave's advice and eventually eliminated 15K in consumer debt he had racked up by being normal. From his point on Steve has made it his mission to spread the word far and wide about the pitfalls of being normal and the importance of becoming debt free.  More than anything, he wants you start paying attention and not interest. CAREER Steve and discuss how debt limits your career choices. In fact, Steve says that you can be trapped in your career because of debt. Consider the expenses required to switch jobs or start a business. Both would be a lot easier to handle with no debt. Other topics Steve and cover include: The differences between debut and credit cards Why employers review your credit history What is a FICO score Steve's opinion of the perfect FICO score Steve and I also discuss the importance of having an emergency fund. Not just from a financial standpoint which is easy to comprehend, but from a mental standpoint as well. Just this past week I wrote about my personal battle with debt, how I handled the mental aspect of carrying a large debt load and how I was able to get out of debt. We also cover how important being debt free is to starting a small side business on your own.  STARTING A BUSINESS Because he's been there himself, Steve has recently started helping want-a-preneurs become solopreneurs with financial coaching. We cover the common pitfalls people face as they got solo including: Not having an Emergency Fund Required insurances Taxes Separating business accounts Start up expenses (maintenance, computers, email, software, etc.) VIRTUAL BUDGET COURSE To help you get started quickly Steve has developed a virtual budget course. The course consists of 6 core video with at least 2 bonus videos and other surprises Steve adds along the way. Unlike other courses you may take, Steve's course walks you through a process. This process causes you to communicate with your spouse and prioritize your spending. Steve guarantees you will learn a lot about yourself during this process.  SUMMARY Below are the best ways for you to get in touch with Steve to learn more about his course and how debt impacts you career. Web: stevestewart.me Course: Virtual Budget Steve's final thoughts, words of wisdom or tips you would like to pass on to the listeners? “Take all of the extra dollars you have and point them at a specific goal, whatever that goal may be. You are in control”.