Podcast appearances and mentions of Kim Butler

Executive Summary The world's first trillionaire is now a fact, and Kim Butler isn't impressed by the headline. In this episode of the Prosperity Podcast, Kim and Spencer use that cultural moment as a springboard for a deeper conversation about what actually matters in personal finance: cash flow, not net worth, and actual returns, not averages. Kim reframes the trillionaire story through the lens of inflation, pointing out that a million dollars in the 1930s would be worth roughly $16 million today. The obsession with crossing arbitrary wealth thresholds, whether a million, a billion, or a trillion, distracts people from the number that genuinely drives financial security: monthly cash flow in and out. Kim explains how even small shifts in how a family manages cash flow, both on the way up the financial mountain and on the way down, can produce dramatic long-term results. The conversation then turns to rate of return, the middle ground where many people get stuck. Kim dismantles the popular myth of "average" returns by showing how average and actual are two very different things mathematically. A 25% average return can produce 0% actual gain for your dollars, depending on the sequence of years. That is the crack in conventional financial thinking that opens people up to a cash flow framework and, ultimately, to tools like whole life insurance that offer certainty and day-to-day usability rather than locking money away for decades. Links & Resources Mentioned Prosperity Thinkers Podcast Prosperity Parents Kim D. H. Butler on YouTube Busting the Budgeting Lies by Kim Butler — also on Amazon Live Your Life Insurance by Kim Butler — Kim references Part 2 (the distribution-phase section, ~20 pages); available via the main book page Keywords cash flow, net worth vs cash flow, whole life insurance, Prosperity Thinkers, financial freedom, average vs actual returns, rate of return, wealth preservation, financial education, Busting the Budgeting Lies, Live Your Life Insurance, retirement cash flow, wealth mindset, inflation and wealth, financial independence, cash flow focus, sequence of returns, Prosperity Economics, financial security, debt-free wealth Episode Highlights [00:00:05 - 00:02:42] Kim reframes the world's first trillionaire through the lens of inflation and what "big numbers" actually mean today. [00:02:47 - 00:04:23] Spencer and Kim discuss how wealthy people use loans against assets rather than liquidating, and why cash flow is the real measuring stick. [00:04:23 - 00:06:06] Kim explains the "mountain" metaphor: cash flow going up (accumulation) and coming down (distribution), and why net worth distracts from both. [00:06:06 - 00:07:08] Kim contrasts whole life insurance with traditional retirement accounts, showing how one impacts daily cash flow and the other doesn't. [00:07:08 - 00:08:05] Spencer asks: what is the first step to shift someone from net worth thinking to cash flow thinking? [00:08:05 - 00:10:22] Kim introduces rate of return as the middle ground and dismantles the average vs. actual returns myth with real numbers. [00:10:22 - 00:12:53] Kim recommends Busting Budgeting Lies for the accumulation phase and Live Your Life Insurance Part 2 for the distribution phase.

Executive Summary In the third and final episode of the Prosperity Podcast's retirement series, Kim Butler and Spencer Shaw arrive at the topic most people want to start with: portfolio allocation. But three episodes in, the foundation is in place, and the numbers hit differently. Kim opens by explaining why the typical 60/40 stocks-to-bonds split is far more dangerous than most investors realize, and why the math behind it rarely matches the projections people are shown. The core problem is a triple drag: taxes, fees, and opportunity cost. Every dollar paid in taxes or fees does not just leave the portfolio. It removes that dollar's future compounding power for the life of the investment. Kim illustrates with a stark example run through Todd Langford's TruthConcepts calculators: a $2 million portfolio projected to grow to $14 million can, under the weight of taxes, fees, automatic rebalancing costs, and forced withdrawals during market downturns, shrink to less than $1 million in real outcome. The numbers were so surprising that Todd ran them twice on separate tools before Kim felt comfortable sharing them. The solution Kim presents is replacing the bond allocation, typically 40%, with whole life insurance cash value. In the analysis, doing so kept the overall portfolio close to its $14 million potential. Whole life cash value carries no market volatility, no tax drag, and does not create forced selling during downturns. Combined with a cash flow bridge, a separate liquid position you can draw from when markets are down, this structure prevents paper losses from becoming actual losses. The episode closes with a brief overview of two whole life strategies: the Infinite Banking Concept and the Rockefeller approach, and an open invitation to reach out to Kim directly at hello@prosperitythinkers.com for personalized guidance. Links & Resources Mentioned For resources and additional information of this episode go toEmpower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler Keywords 60/40 portfolio problems, portfolio allocation retirement, whole life insurance cash value, bond alternative investment, cash flow bridge retirement, opportunity cost investing, taxes fees retirement portfolio, infinite banking concept, Rockefeller approach life insurance, retirement portfolio strategy, prosperity thinkers, financial freedom, stock market volatility retirement, automatic rebalancing cost, TruthConcepts calculators, replace bonds whole life, wealth preservation, financial education, prosperity economics, retirement investment strategy Episode Highlights [00:00:00 - 00:01:49] Spencer frames part three and Kim explains why jumping to investments first skips the essential foundation. [00:01:49 - 00:03:14] Kim introduces the 60/40 stock-to-bond split and the common assumption that a 12% market return makes a 4% withdrawal risk-free. [00:03:14 - 00:04:47] Kim explains automatic rebalancing: how resetting from 65/35 back to 60/40 creates taxable events and fees every cycle. [00:04:47 - 00:05:52] The triple drag: taxes, fees, and opportunity cost. Every dollar paid out removes its future compounding power permanently. [00:05:52 - 00:06:53] The $2M to $14M to under $1M example. Kim introduces the finding that replacing bonds with whole life cash value recovers the $14M outcome. [00:06:53 - 00:07:31] Todd's verification process: HP 12C and TruthConcepts run in parallel to confirm the result before publication. [00:07:31 - 00:08:12] Who should be looking at this now: 30s, 40s, and 50s. Not 65. Though 65 is not too late. [00:08:12 - 00:09:35] The cash flow bridge: a non-correlated cash position that prevents selling a down portfolio and turning paper losses into actual losses. [00:09:35 - 00:11:12] Spencer's observation: bonds and typical retirement planning both produce slow attrition. Kim names whole life insurance cash value as the alternative vehicle. [00:11:12 - 00:13:41] Two whole life approaches: Infinite Banking (high cash value, low death benefit) vs. Rockefeller method (high death benefit). Kim invites personalized email conversations. [00:13:41 - 00:14:32] Spencer wraps the three-part series: control is returned to the listener. Retirement as a concept is reframed. Subscribe CTA.  

Executive Summary In part two of the Prosperity Podcast's retirement series, Kim Butler and Spencer Shaw move beyond the numbers and into the human dimension of stopping work. Kim opens with a deceptively simple question: what does a full day of doing nothing actually feel like? Her answer, drawn from personal experience, sets the philosophical tone for everything that follows. We were put on this earth to serve, she argues, and when we stop serving, we stop progressing. Progress, she notes, quoting a late 1800s thinker, is the law of God. The conversation then turns to the practical mechanics of the retirement decision, starting with Social Security. Kim's guidance is direct: delay as long as possible, ideally to 72. The reason is mathematical. The crossover point, the age at which you collect more in total by waiting, falls between 14 and 18 years after the date you begin taking benefits. For most people who expect to live into their 80s and beyond, the math favors waiting. She also introduces Dr. Katy Votava as the go-to expert on Medicare, with a firm warning: decisions around Medicare enrollment carry deadlines that are irreversible. Missing the window means permanently losing the opportunity. The episode closes with one of its sharpest claims: the retirement age of 65 was proposed in 1930. Adjusted for today's life expectancy, it would be 87. Kim walks through the arithmetic. If a person earns from 27 to 87, that is 50 years of income on 10 to 15 percent savings. If they then live to 121, that is 40 years of spending with no new income. The numbers do not work. Dan Sullivan, at age 82, is cited as the counterexample: still producing some of his most impactful work, with a stated goal of reaching 156, simply because he thinks about the future differently. Links & Resources Mentioned For resources and additional information of this episode go toEmpower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler Keywords retirement age 87, Social Security delay strategy, when to take Social Security, Medicare enrollment deadlines, Katy Votava Medicare, longevity retirement planning, prosperity thinkers, financial freedom, Dan Sullivan longevity, age 121 actuarial tables, retirement math, working longer benefits, retirement and purpose, financial education, service and retirement, prosperity economics, retirement planning 2026, work in retirement, agency and responsibility, progress is the law of God Episode Highlights [00:00:00 - 00:01:08] Spencer frames part two and Kim makes the case that doing nothing feels yucky, not freeing. [00:01:08 - 00:04:10] Kim on drawing a hard line against wallowing and the quote: 'Progress is the law of God.' [00:04:10 - 00:07:53] Kim introduces the concept of agency from Dan Sullivan and explains why serving others improves your own state. [00:07:53 - 00:09:29] Social Security: Kim's firm recommendation to delay as long as possible, ideally to 72. [00:09:29 - 00:10:42] Kim explains the 14-to-18-year crossover point and why income taxes on Social Security should not drive the decision. [00:10:42 - 00:12:31] Kim introduces Dr. Katy Votava for Medicare guidance and warns about irreversible enrollment deadlines. [00:12:31 - 00:13:41] Actuarial tables updated: life insurance illustrations now go to age 121, up from 100. [00:13:41 - 00:14:56] Kim makes the case for working until the mid-80s. The retirement age of 65 from 1930 would be 87 today. [00:14:56 - 00:16:06] The math: 50 years earning, 40 years spending, 10-15% savings. 'Just not mathematically possible.' [00:16:06 - 00:19:30] Dan Sullivan at 82, goal age 156, and why that mindset produces better outcomes regardless of outcome. [00:19:30 - 00:20:46] Spencer previews part three on portfolio allocations and issues the CTA for Medicare help.  

Executive Summary This episode opens a multi-part series on one of the most emotionally loaded words in personal finance: retirement. Kim Butler and Spencer Shaw start at the foundation, examining what the word actually means, why Kim resists it, and what the math really says about the most common retirement savings targets. Kim establishes the core problem: expenses triple over 30 years, not because prices rise arbitrarily, but because the dollar is worth less. Inflation at 3% compounding over three decades transforms today's lifestyle into a figure three times larger. Add longevity into the equation and the challenge grows steeper. Life insurance companies are already pricing policies to age 121, and Kim projects that listeners in their 30s and 40s may reach 120, 130, even 140. The episode also covers the efficient debt framework, where Kim explains why a mortgage at 8% or below is a good loan and why cash outside the home is almost always more valuable than home equity. The episode tackles the 4% rule directly. Once accepted as a reliable withdrawal guideline, it has been quietly revised downward to 3.5%, 3%, and in some conversations 2.5%, while pundits on the other end are telling people they can safely take 5.5%. Todd Langford's analysis of a $2 million portfolio showed it running out in as few as 14 to 15 years, leaving a 65-year-old potentially without income at 80. Kim and Spencer also address the emotional and psychological dimensions of stopping work entirely, making the case that retirement is not just a financial risk. For many people, it may be a health risk too. Links & Resources Mentioned For resources and additional information of this episode go toEmpower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler Keywords retirement planning, 4% rule, retirement savings, financial freedom, longevity risk, inflation and retirement, dollar worth less, whole life insurance, prosperity economics, prosperity thinkers, retirement math, efficient debt, home equity vs cash, time value of money, retirement withdrawal rate, financial education, 4% withdrawal rule problems, cash flow in retirement, how much to retire, living longer retirement planning Episode Highlights [00:00:00 - 00:01:50] Kim defines retirement as "taken out of service" and explains why the word conflicts with human purpose. [00:01:50 - 00:02:55] Spencer frames what people are actually doing: moving to Mexico, selling the house, working until 90. [00:03:18 - 00:05:13] Kim details why expenses triple: inflation at 3%, compounding lifestyle costs, and the example of her father in his mid-80s. [00:05:13 - 00:06:17] Spencer pushes back: is it rising expenses, or a dollar worth less? Kim confirms it is the dollar. [00:06:17 - 00:07:17] Kim explains efficient debt: why a mortgage at 8% or below is a good loan and why home equity is not the same as cash. [00:07:17 - 00:09:17] Kim walks through a real client scenario: $400K liquid vs. paying off the mortgage, and why cash wins. [00:09:17 - 00:11:25] Spencer presents three retirement target tiers: $800K, $1.46M, $2.67M and asks Kim to weigh in. [00:10:20 - 00:12:00] Kim addresses the Dave Ramsey $2.5M endorsement and Todd Langford's math showing it running out in 14-15 years. [00:11:25 - 00:14:59] Kim explains the 4% withdrawal rule, its quiet downward revisions, and why linear math fails in a time-based system. [00:15:00 - 00:17:07] Kim and Spencer address the human cost: purpose, physical health, and the psychological and physiological identity tied to work.  

Executive Summary In this first half of a two-part conversation, Gary Pinkerton sits down with Todd Langford, founder of TruthConcepts Financial Calculators, for a long-overdue and wide-ranging discussion about what it really means to tell the truth in financial planning. Todd has spent decades building the calculator tools that advisors like Gary and Kim Butler use to verify the math behind the concepts they teach. This episode is not about running numbers with clients. It is about making sure that the numbers you believe to be true actually are. Gary and Todd explore why financial professionals so often repeat ideas that sound right but do not hold up under scrutiny, and why checking your premise is one of the most important habits an advisor can develop. They discuss the dangers of industry shorthand, the discomfort of discovering you have been wrong, and the confidence that comes from knowing your math has been tested from every angle. The conversation weaves through mindset, language, and the deeper philosophy of what it means to pursue truth for the sake of the clients who depend on you. The episode also takes a broader look at conventional retirement thinking, the psychology of goals, and the power of precise language, from reframing 'I don't have time' to 'I choose not to prioritize' to understanding that the word 'retire' literally means 'to take out of service.' Part two will continue exploring the truth-based principles that Todd covers in his forthcoming book, Conscious Calculations.   Links & Resources Mentioned Financial Software And Training For Financial Advisors https://www.linkedin.com/in/truthconceptssoftware/     Keywords Todd Langford, TruthConcepts, financial calculators, truth-based financial planning, check your premise, Conscious Calculations, whole life insurance math, financial advisor tools, retirement myths, take yourself out of service, Gap and Gain, Dan Sullivan, Infinite Game, Simon Sinek, financial education, wealth building, financial freedom, cash flow, certainty in finance, Gary's Gulch podcast Episode Highlights [00:00:00 - 00:03:05] Gary opens the episode and introduces two-part series with Todd Langford. [00:03:06 - 00:05:30] Gary describes Todd's work with TruthConcepts and how calculators build advisor confidence. [00:05:31 - 00:07:56] Todd's upcoming book Conscious Calculations and the mission to challenge conventional financial thinking. [00:08:20 - 00:10:25] How whole life insurance and liquid savings fit into truth-based financial planning. [00:10:25 - 00:13:23] Todd on industry slang, running over clients, and the habit of checking your premises. [00:13:24 - 00:16:22] The discomfort of stretching and why learning comes from mistakes, not easy wins. [00:16:23 - 00:18:52] Dan Sullivan's Gap and Gain: why it's not whether you get in the gap, but how you find your way out. [00:18:53 - 00:20:19] Goals as a limiting force and the danger of playing a finite game. [00:19:55 - 00:22:16] Why 'retirement' may be one of the most damaging words in personal finance. [00:22:17 - 00:25:08] Leave of absence vs. retirement: maintaining relevance, income, and mental engagement. [00:25:09 - 00:27:13] How language shapes decisions: 'I choose not to prioritize' vs. 'I don't have time.' [00:27:14 - 00:30:10] Todd on the limits of math as a lab construct and Gary wraps part one.  

Episode Summary In this episode of the Prosperity podcast, hosts Spencer Shaw and Kim Butler explore the concept of "hidden assets" and challenge traditional thinking around wealth, cash storage, retirement, and financial flexibility. The conversation dives into how families and entrepreneurs often overlook valuable assets already within their lives and businesses — including intellectual property, relationships, mindset, systems, life insurance cash value, and even forgotten items sitting in garages or attics. Kim explains why cash is critical in uncertain markets and how properly structured whole life insurance policies can serve as opportunity funds that continue compounding while being borrowed against. The episode also examines how wealthy individuals and institutions think differently about liquidity, leverage, and long-term financial positioning. From discussing Berkshire Hathaway's cash reserves to unpacking the dangers of simplistic "YouTube finance" advice, the hosts encourage listeners to rethink what truly creates prosperity and financial resilience. Ultimately, the episode is about seeing opportunities where others see limitations — and recognizing that mindset itself may be the greatest hidden asset of all. Links & Resources For resources and additional information of this episode go toEmpower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler Keywords Hidden assets, cash flow, whole life insurance, infinite banking, emergency fund, opportunity fund, intellectual property, prosperity mindset, financial freedom, wealth building, cash value life insurance, entrepreneurship, mindset, asset protection, financial education, leverage, passive income, financial strategy, cash reserves, wealth preservation Episode Highlights 00:00–01:18 – Spencer introduces the idea of "hidden assets" through his son's junk removal business and explains how systems, reviews, and processes become valuable assets. 01:18–02:21 – Kim explains why mindset is one of the most valuable and portable assets a person can develop. 02:21–03:21 – The conversation explores intellectual property as a legitimate business asset capable of generating cash flow. 03:21–04:26 – Kim discusses how personal relationships and networks become problem-solving assets during difficult moments. 04:26–05:50 – The hosts examine emotional resilience, mindset, and inner stability as invisible forms of wealth. 05:53–07:01 – Spencer shares the story of a discarded copper washing tub discovered to be worth over $1,000. 07:01–08:32 – Kim explains how life insurance policies themselves can become hidden financial assets. 08:32–09:45 – The discussion explores reverse mortgages and how life insurance can preserve generational flexibility. 09:45–10:29 – Kim breaks down how annuities can convert assets into predictable income streams later in life. 10:29–11:24 – The hosts discuss transforming overlooked assets into recurring cash flow opportunities. 11:38–12:10 – Spencer emphasizes how opportunity expands when people train themselves to think differently about assets and wealth. 00:00–03:34 – Kim explains why families need both emergency funds and opportunity funds. 03:54–04:38 – Berkshire Hathaway's large cash position is used as an example of strategic liquidity management. 05:14–08:03 – Kim explains how borrowing against cash value allows money to continue compounding uninterrupted. 11:17–13:44 – The hosts address misconceptions around life insurance loans, approval processes, and liquidity.

Episode Summary In this episode of Prosperity Thinkers Podcast, hosts Spencer Shaw and Kim Butler break down one of the most misunderstood financial topics of 2026: where to safely store cash in an unpredictable economy. As markets fluctuate and interest rates remain uncertain, Kim explains why cash is more than an emergency reserve — it's a strategic tool for solving problems and capturing opportunities. The conversation explores why many families are underprepared financially, the importance of emergency and opportunity funds, and why whole life insurance policies from mutual insurance companies can function as a powerful long-term cash asset. The episode also dives into the "time value of money," borrowing against cash value instead of withdrawing savings, and why comparing loan interest rates incorrectly creates confusion in online financial conversations. Spencer and Kim challenge modern "bro finance" narratives and explain why wealthy individuals and institutions often maintain larger cash positions than most people realize. This episode is a practical discussion about liquidity, flexibility, leverage, and financial preparedness in uncertain times. Links & Resources For resources and additional information of this episode go to Empower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler Keywords Cash flow Whole life insurance Emergency fund Opportunity fund Financial freedom Cash value insurance Infinite banking Liquidity Time value of money Passive wealth strategy Wealth preservation Interest rates Financial preparedness Investment strategy Borrowing against assets Mutual insurance companies Compound interest Financial education Real estate investing Wealth building Episode Highlights 00:00–00:40 – Spencer introduces the episode by discussing the uncertainty of the 2026 market and interest rate environment. 00:00–01:05 – Kim explains why cash is essential for both emergencies and opportunities. 00:01–02:20 – Discussion on why most families lack properly funded emergency and opportunity funds. 00:02–03:00 – Kim shares why some investors should hold up to 40% of their assets in cash. 00:03–03:34 – Mutual life insurance companies are introduced as strategic cash storage vehicles. 00:03–04:27 – Spencer references Berkshire Hathaway's massive cash holdings to support the concept. 00:04–05:14 – Difference between inaccessible cash and usable cash value inside whole life insurance. 00:05–06:25 – Kim explains the "time value of money" and why withdrawing savings interrupts compounding growth. 00:06–07:04 – How borrowing against life insurance cash value works in practice. 00:07–08:03 – Real estate down payment example using policy loans while preserving asset growth. 00:08–09:01 – Warning against comparing the wrong interest rates in financial strategies. 00:09–10:21 – Kim breaks down the four financial "lanes" people confuse when evaluating cash value strategies. 00:11–12:00 – Discussion about why life insurance policy loans cannot suddenly be called due like traditional leverage. 00:12–12:41 – No approval process required for borrowing against life insurance cash value. 00:13–14:14 – Final takeaway: build a strong financial foundation instead of chasing temporary financial hacks.

Episode Summary In this thought-provoking episode, Spencer Shaw and Kim Butler unpack a growing financial concern highlighted by a recent Kiplinger article: why even high-net-worth individuals with millions saved still don't feel confident about retirement. The conversation explores how inflation, increased longevity, rising living costs, and outdated retirement assumptions are creating anxiety for wealthy Americans. Kim challenges the traditional concept of retirement itself, arguing that humans are designed to continue serving, solving problems, and creating value throughout life rather than simply "stopping work" at a socially constructed retirement age. The episode dives into practical retirement planning strategies, including cash flow bridges, required minimum distributions (RMDs), stock market withdrawal timing, and the role of whole life insurance in long-term tax planning. More importantly, the discussion reframes retirement from an end goal into an evolving lifestyle centered around purpose, flexibility, and intentional financial management. This episode is both philosophical and tactical — blending mindset shifts with actionable financial concepts for individuals navigating retirement uncertainty in an inflationary world. Links & Resources Mentioned For resources and additional information of this episode go toEmpower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler Rich but Restless: Why Your $5M Portfolio Isn't Buying Retirement Confidence Keywords retirement planning, inflation, financial freedom, Kim Butler, Spencer Shaw, Prosperity Thinkers, wealth management, retirement confidence, RMDs, required minimum distributions, whole life insurance, financial education, cash flow bridge, high net worth, longevity planning, retirement anxiety, tax strategy, financial mindset, Kiplinger, wealth preservation Episode Highlights 00:00–00:00:39 – Spencer introduces the Kiplinger article discussing why even wealthy individuals feel unprepared for retirement. 00:00:39–00:02:03 – Kim explains how inflation dramatically changes retirement expense projections over time. 00:02:03–00:03:16 – Discussion about longevity, technology, and why future living expenses may continue increasing. 00:03:16–00:04:26 – Spencer outlines how older generations failed to anticipate modern inflation and extended lifespans. 00:04:26–00:05:19 – Kim argues that the traditional concept of retirement is fundamentally flawed. 00:05:19–00:06:06 – The conversation explores how purpose, work, and solving problems contribute to fulfillment later in life. 00:06:11–00:07:14 – Spencer shares a story about a retired man in Mexico who became deeply bored despite financial freedom. 00:07:42–00:08:27 – Discussion begins around retirement withdrawal strategies and written financial plans. 00:08:27–00:10:11 – Kim explains the "cash flow bridge" strategy for avoiding withdrawals during stock market downturns. 00:10:11–00:11:00 – Kim introduces the "Pay Down Permission" report and explains how it supports retirement cash flow planning. 00:11:02–00:11:46 – Spencer raises concerns about Required Minimum Distribution (RMD) age requirements. 00:11:46–00:13:18 – Kim explains why many retirees should withdraw more than just their RMDs. 00:13:18–00:13:55 – Discussion about reducing future tax burdens through strategic wealth repositioning and whole life insurance. 00:13:55–00:14:41 – Spencer closes by emphasizing the importance of understanding the full financial picture and seeking education.

Episode Summary In this episode, Richard Lesperance sits down with financial expert and author Kim Butler to explore what it truly means to build financial competency—starting at home. Kim shares insights from nearly six decades of experience and her upcoming book Prosperity Parents, offering practical strategies for teaching children about money, creating value, and developing a prosperity mindset. The conversation dives into why traditional financial literacy falls short, how parents can lead by example (even if they feel unprepared), and why giving kids allowance may actually do more harm than good. Kim also unpacks the importance of self-knowledge in business and investing, how to handle sudden wealth responsibly, and why mindset is the foundation of long-term financial success. This episode is packed with actionable advice for individuals and families looking to reduce financial stress, build wealth intentionally, and create a legacy of smart money habits. Links & Resources Welcome To A Better   Lifestyle For resources and additional information of this episode go toEmpower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler

In this episode, we talk about how to become financially empowered and take control of your money. We break down simple steps to manage your finances, build wealth, and create better financial habits.Kim Butlerhttps://prosperitythinkers.comMy Men Richard/Richard Lesperance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠richard.lesperance@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linkedin.com/in/richardlesperance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@mymenrichard

Summary In this episode of Prosperity Thinkers, Spencer Shaw and Kim Butler explore one of the most powerful yet overlooked tools for building a strong, connected, and prosperous family: weekly family meetings. Kim shares deeply personal stories from her upbringing on a dairy farm and her experience raising her own children, revealing how consistent, intentional family conversations foster trust, clarity, and alignment. The conversation highlights how family meetings are less about perfection and more about presence, preparation, and communication. Listeners will learn how family meetings reduce conflict, strengthen relationships, and create a shared sense of purpose—ultimately becoming a foundational practice for building a meaningful family legacy that goes far beyond finances. Links & Resources The Family Office 2.0: How Great Families Grow & Protect Their Legacy - Ryan Heath - #401 For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ Kim D. H. Butler Keywords family meetings family legacy parenting communication family structure emotional intelligence intentional living family planning weekly routines relationship building leadership at home family culture legacy building parenting tools active listening family alignment Highlights 00:00–01:06 – Introduction to family meetings as a core tool for building family legacy 01:06–02:01 – Kim's childhood experience: informal but powerful weekly family gatherings 02:01–03:38 – Transitioning family meetings into marriage and parenting 03:38–04:12 – How family meetings eliminate weekly conflicts and surprises 04:12–05:00 – The importance of listening vs. disciplining during meetings 05:00–05:35 – Real-life challenges: silence, resistance, and emotional reactions from kids 05:35–06:07 – Why consistency matters more than perfection 06:07–06:31 – Helping children find their "why" through open discussion 06:31–06:57 – How to start family meetings (even without structure) 06:57–07:32 – Creating a safe, non-judgmental environment 07:32–08:23 – Setting realistic expectations for outcomes 08:23–09:04 – The role of daily connection (like shared moments) in family bonding 09:04–10:06 – The power of presence: minimizing distractions like TV 10:06–11:13 – What happens behind the scenes: parents don't need perfect preparation 11:13–12:18 – Treating children as capable contributors builds trust 12:18–14:07 – Family meetings as the bridge between financial prosperity and meaningful relationships

Episode Summary In this episode, Spencer Shaw and Kim Butler break down one of the most misunderstood areas of personal finance: interest rates. Using insights from the book Busting the Interest Rate Lies, they challenge common beliefs about mortgages, debt, and financial decision-making. Kim introduces the concept of the "8% rule" as a practical benchmark for evaluating loan rates and explains why obsessing over small rate differences can lead to poor decisions. The conversation goes deeper into opportunity cost, the time value of money, and why a 30-year mortgage—contrary to popular advice—can be the most efficient strategy. They also warn against overcomplicating finances, chasing short-term gains, and falling for misleading financial products like first-position home equity strategies. Ultimately, the episode reframes financial "peace of mind" and emphasizes disciplined, long-term thinking over emotional decision-making. Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ Kim D. H. Butler Keywords Interest rates, mortgage strategy, 30-year mortgage, 15 vs 30 mortgage, opportunity cost, time value of money, personal finance, debt strategy, financial myths, home equity line of credit, HELOC risks, financial efficiency, wealth building, cash flow strategy, life insurance strategy Episode Highlights 00:00–00:45 – Introduction: why interest rates are a hot topic right now 00:45–01:10 – Overview of Busting the Interest Rate Lies 01:10–01:31 – The "8% rule" as a benchmark for evaluating debt 01:31–02:07 – Why small differences in rates (6.5% vs 7%) don't matter long-term 02:07–02:30 – Removing stress and emotional decision-making around rates 02:30–03:05 – Historical perspective: when rates were 18–20% 03:05–03:32 – Understanding volatility and market cycles 03:32–04:17 – The importance of opportunity cost in mortgage decisions 04:17–04:42 – Strong stance: why a 30-year mortgage is optimal 04:42–05:07 – Why prepaying your mortgage is inefficient 05:07–05:31 – The myth of "saving interest" vs real financial outcomes 05:31–06:13 – Peace of mind vs financial efficiency tradeoff 06:13–06:35 – Alternative strategy: build assets, then pay off debt 06:35–07:26 – The danger of "over-fiddling" with finances 07:26–08:17 – Hidden cost of chasing bonuses and financial hacks 08:17–08:43 – Warning: risks of first-position HELOC strategies 08:43–09:12 – Why replacing a fixed mortgage with variable debt is dangerous 09:12–09:41 – Role of life insurance in financial strategy 09:41–10:12 – Using cash value for flexibility and opportunity 10:12–End – Final thoughts and resources

Episode Summary In this episode, Spencer Shaw and Kim Butler explore a powerful insight from a Princeton study: the ability to help others is directly tied to personal capacity. Through storytelling and financial wisdom, they unpack how time, money, and mindset influence generosity. The conversation bridges behavioral psychology with practical financial strategies, showing how intentional thinking, disciplined habits, and aligned priorities can expand one's ability to give. Ultimately, the episode reframes generosity—not as a function of wealth, but as a product of awareness, preparation, and purpose. Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ Kim D. H. Butler Keywords Generosity mindset, financial capacity, helping others, prosperity thinking, behavioral psychology, giving habits, money mindset, personal finance, abundance, intentional living, time management, kindness, wealth principles, legacy building, generosity strategy Episode Highlights 00:00–00:53 – Introduction to the Princeton study on kindness and helping behavior 00:53–01:41 – The experiment setup: testing who actually helps others 01:41–01:56 – Key finding: people with more time (capacity) are more likely to help 01:56–02:07 – Core insight: "It's harder to be kind when you don't have capacity" 02:07–03:06 – Expanding the definition of "capacity" beyond time 03:06–03:34 – Story: Helping others begins when your own needs are met 03:34–04:18 – The role of mindset in generosity and awareness 04:18–05:03 – Lack of capacity creates "blinders" that limit awareness 05:03–05:25 – Transition: applying capacity to financial life 05:25–06:27 – Giving is easier with higher income—but not dependent on it 06:27–07:22 – Practical examples of generosity with small amounts 07:22–08:31 – Teaching children financial discipline: share, save, spend 08:31–09:27 – The power of thought in shaping financial and life outcomes 09:27–10:18 – Trust, faith, and financial structure in generosity 10:18–12:17 – Practical strategies to increase giving regardless of income 12:17–13:21 – Asking others how to help effectively 13:21–14:46 – Aligning generosity with real needs and outcomes 14:46–15:47 – Building a legacy through intentional financial behavior 15:47–16:46 – Closing thoughts and invitation to community resources

Episode Summary In this special compilation episode of Prosperity Thinkers, Spencer Shaw and Kim Butler break down the core principles that underpin long-term financial success and generational wealth. The conversation challenges common assumptions—like the idea that holding too much cash equals safety—and reframes it as a strategic tool that must be used with intention. Kim explores the balance between certainty and opportunity, emphasizing how stable financial foundations (like whole life insurance) can empower more confident decision-making in uncertain investments. Beyond money, the episode expands into legacy: how families can raise resilient, capable children by embracing "healthy struggle," fostering financial conversations, and creating intentional spaces like family councils. This episode is both philosophical and practical—a guide to thinking clearly about money, risk, and the responsibility of shaping future generations. Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ Kim D. H. Butler Keywords financial mindset wealth building cash flow strategy whole life insurance financial freedom family wealth generational wealth financial education opportunity cost certainty vs uncertainty investing strategy family council financial literacy resilience parenting and money legacy planning Episode Highlights 00:00–00:28 – Introduction to the compilation episode and its focus on foundational prosperity principles 00:00:48–00:01:13 – The myth of "false security" in holding too much cash 00:01:13–00:02:13 – Why cash is both a tool for opportunity and a potential limiter 00:02:13–00:03:06 – Aligning your cash position with your life stage and values 00:03:06–00:04:02 – Understanding certainty vs. uncertainty in financial assets 00:04:02–00:04:45 – How whole life insurance functions as a dual-purpose asset 00:05:02–00:06:01 – Emotional reactions to insurance premiums and financial decisions 00:06:01–00:07:44 – Long-term discipline: why consistency builds financial confidence 00:07:44–00:08:51 – Using financial tools to create liquidity without disrupting investments 00:08:51–00:09:28 – Parenting dilemma: protecting children vs. preparing them 00:09:28–00:10:21 – The importance of "healthy struggle" in growth 00:10:21–00:11:08 – The downside of the "trophy generation" mindset 00:11:08–00:12:01 – A powerful question: "Would you like more freedom and responsibility?" 00:12:44–00:13:34 – The role of family councils in shaping financial wisdom 00:15:11–00:16:11 – The importance of unstructured time for generational learning  

Episode Summary In this forward-looking episode of The Prosperity Podcast, Kim Butler and Spencer explore how autonomous vehicles and humanoid robots are poised to reshape both real estate markets and how we work — faster than most people expect. Drawing from insights shared in the Peter Diamandis innovation community, the conversation examines a powerful idea: If commuting becomes effortless and robots handle physical labor, location becomes flexible. That shift has enormous implications: Suburbs may empty. Rural land demand may surge. Office buildings may continue to struggle. Real estate pricing could flatten across regions. Humans will increasingly be hired for their ability to work with AI — not compete against it. From five-acre parcel demand exploding in semi-rural areas to robots repairing fences, weeding gardens, and assisting skilled craftsmen, this episode reframes automation as leverage, not loss. The key mindset? Prosperity thinking sees opportunity where others see displacement. Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler Keywords Real Estate Autonomous Vehicles Self-Driving Cars Humanoid Robots Rural Land Investment Real Estate Remote Work AI Workforce Automation Peter Diamandis Economic Shift Supply and Demand Five Acre Parcels Real Estate Trends Prosperity Thinking Future of Work Value Creation Robotics Leasing Innovation Wealth Building Episode Highlights 00:00–00:28 - How real estate and work are about to change dramatically 00:00–01:22 - Why homes are central to peace, productivity, and income 01:22–02:05 - Self-driving cars eliminate geographic constraints 02:05–03:28 - Value creators vs. workers replaced by AI 03:28–04:49 - The coming shift in real estate pricing and supply 05:28–05:56 - Surging demand for rural five-acre parcels 06:00–06:54 - Autonomous robots as the missing key to rural expansion 07:10–08:35 - Robots handling physical labor and property maintenance 08:35–09:00 - Two-to-three-year timeline for mass robot adoption 10:00–10:53 - Leasing robots: affordability and scale 11:02–11:57 - Human + robot collaboration in skilled craftsmanship 12:03–12:28 - Prosperity lens vs. dystopian fear 12:28–13:23 - Stay on the innovative edge  

Episode Summary In this bold episode of The Prosperity Podcast, Kim Butler and Spencer tackle a provocative idea: Privacy is dead. From DNA sweeps that can sequence genetic data for around $100 to the constant digital tracking happening online and offline, the landscape of privacy is shifting fast. But instead of fear, Kim offers a different lens: What if reduced privacy actually brings more transparency, accountability — and better financial outcomes? The conversation pivots into the financial world, where "garbage in, garbage out" becomes critical. Without accurate and transparent information, even the best financial coach is guessing — and guessing wastes time and money. The solution? Layered transparency. Share information thoughtfully. Build trust gradually. Use emerging tools like blockchain to control access. And understand that clarity — not secrecy — creates better outcomes. This episode is a masterclass in navigating privacy, trust, and financial communication in a rapidly changing world. Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler Keywords Privacy DNA Sequencing Blockchain Financial Transparency Garbage In Garbage Out Financial Coaching Net Worth Gross Income Family Finance Conversations Wealth Education Financial Layers Trust Accountability Digital Tracking Data Protection Financial Planning Money Communication Prosperity Podcast Peter Diamandis Transparency Episode Highlights 00:00–00:25 - "Privacy Is Dead" — setting the stage 00:00–00:49 - DNA sequencing for $100 and what it means 00:00–01:57 - Why transparency can bring bad actors into the light 02:23–02:50 - Garbage in, garbage out in financial coaching 02:56–04:50 - The real story: when partial financial data limits results 04:50–05:28 - Blockchain as a future solution for controlled data sharing 05:57–06:13 - Privacy within families vs. advisors 06:13–06:47 - Layer one: 5–7 high-level financial questions 06:47–08:23 - Layered financial conversations with children 09:15–10:29 - Are people accurate about their own finances? 10:29–10:44 - Why deeper layers require precise data 11:08–11:32 - The more you share, the better the advice 11:44–12:09 - Guessing wastes time and creates frustration 12:09–12:31 - How to reach out for financial clarity  

Episode Summary In this episode of The Prosperity Podcast, Kim Butler and Spencer Shaw explore a rapidly unfolding reality: AI is no longer just a tool — it's becoming an economic actor. From AI agents hiring humans to companies like Block (founded by Jack Dorsey) laying off thousands in favor of automation, the landscape of work, finance, and productivity is shifting at unprecedented speed. Kim shares her long-standing curiosity about emerging technologies — from adopting the internet in the mid-1990s to experimenting with early remote screen-sharing tools — and explains why today's AI revolution is different. This isn't about coding. It's about curiosity. It's about adaptability. It's about reducing friction and increasing leverage. Listeners will walk away understanding: Why being closed-minded about AI is financially dangerous How AI can save massive amounts of time and money Why curiosity is your greatest asset in 2026 and beyond How to strategically integrate AI without losing your human advantage The new frontier isn't coming. It's already here. Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler Keywords Artificial Intelligence AI Agents Financial Innovation Network Effects Peter Diamandis Strategic Coach Dan Sullivan Jack Dorsey Block Cash App Square Payments Life Insurance Industry Automation Productivity AI Adoption Curiosity Innovation Infinite Banking Digital Transformation Leverage Episode Highlights 00:00–00:44 - The new frontier: AI agents hiring humans 00:00–00:44 - Setting the stage: how AI is reshaping finance and work 00:00–02:20 - Kim Butler's unexpected journey into AI curiosity 02:20–03:34 - Peter Diamandis and the Abundance 360 influence 03:34–04:47 - From early internet adoption to remote work before Zoom 04:47–05:52 - Why being closed-minded about AI is dangerous 06:04–06:27 - Block lays off 4,000 employees due to AI agents 06:40–07:13 - Innovation doesn't require coding — it requires mindset 07:13–08:44 - The weekly speed of AI change 08:44–09:16 - Learn from young people — adopt their curiosity 10:08–10:22 - AI diagnosing a broken tractor in real time 10:31–11:38 - Using AI to win a rental car damage dispute 12:18–13:10 - Creating AI-generated audio versions of 52 Tips documents 13:43–14:22 - Eliminating time waste while preserving authenticity 14:22–14:55 - Knowing what AI should and should not do 15:37–15:48 - Lean in, don't fight it 15:48–16:09 - How to request the 52 Tips resources  

Episode Summary In this episode of the Prosperity Podcast, Spencer Shaw and Kim Butler explore the growing disconnect between generations around money—and how multi-generational family councils can close that gap. As younger generations feel priced out of traditional milestones and turn toward speculative "investments," Kim explains how wisdom, structure, and conversation can replace gambling with perspective. Through stories, practical examples, and simple exercises, this episode shows how intentional dialogue—across all ages—creates financial clarity, resilience, and shared progress over time. Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler Keywords Family councils Multi-generational wealth Financial wisdom Gambling vs investing Legacy planning Perspective and progress Unstructured time Intentional conversations Financial education Perpetual Wealth Episode Highlights 00:00–01:20 - Market volatility, younger generations, and the rise of gambling behavior 01:20–01:54 - Small dollars, limited choices, and speculative traps 01:54–02:35 - How wisdom reframes opportunity through perspective 02:35–03:06 - A trust fund story: when "investing" crosses into gambling 03:06–03:52 - What family councils really are—and what they can look like 03:52–04:28 - Boards of directors, mentors, and shared wisdom spaces 04:28–05:22 - Four generations, shared learning, and mutual contribution 05:22–05:52 - Why unstructured time matters more than formal meetings 05:52–06:32 - What younger generations bring to the table 06:32–07:22 - Asking better questions across generations 07:22–08:21 - Simple exercises to start family conversations 08:21–09:22 - Weekly cadence, progress, and momentum 09:22–10:36 - Baby steps, resistance, and moving forward anyway 10:36–11:45 - Purpose, progress, and why scheduling matter

Episode Summary In this episode of Prosperity Thinkers, Spencer Shaw and Kim Butler unpack the often-overlooked power of annual life insurance policy renewals. Rather than viewing renewals as a bill or inconvenience, Kim reframes them as a built-in opportunity to gain clarity, reinforce certainty, and strengthen long-term financial confidence. Through real-world examples, lean and green year lessons, and decades of experience, the conversation reveals how whole life and term insurance function as certainty assets that support—not compete with—your other investments. Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler  Keywords Life insurance policy renewal Whole life insurance Term life insurance Financial certainty Certainty assets Lean years and green years Cash value life insurance Policy anniversary Forced savings Constraints and certainty Long-term financial confidence Human life value Episode Highlights  00:00–01:19 - Policy renewal as an annual alarm for clarity 01:19–02:29 - Why policy anniversaries trigger emotional reactions 02:29–03:38 - Confidence vs doubt when premiums come due 03:38–04:36 - Paying premiums through good markets and bad cash flow 04:36–05:32 - Whole life as a certainty asset alongside investments 05:32–06:24 - Using cash value to navigate lean years 06:24–07:38 - Why whole life benefits you while living 07:38–08:21 - Term insurance as income replacement certainty 08:40–09:53 - Forced constraints, certainty, and long-term thinking  

Episode Summary In this episode of Prosperity Thinkers, Spencer Shaw and Kim Butler explore the true return on investment of education and life experiences. While financial ROI is often easy to calculate, the value of learning, proximity, and personal growth is far less measurable—and potentially unlimited. Kim shares personal stories, practical frameworks, and mindset shifts that reveal why investing in yourself pays dividends for a lifetime, especially when approached with intention, generosity, and calendar control.    Links & Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler    Keywords ROI of education  Investing in yourself Unlimited ROI  Experiences vs assets  Strategic Coach  Dan Sullivan Calendar control  Personal growth  Professional development  Give first mindset  Proximity advantage  Imposter syndrome  Learning through experiences   Episode Highlights (with Timestamps) 00:00–01:22 - Education and experiences as long-term self-investments 01:22–02:43 - Why cost is easy to measure but value is not 02:43–03:42 - The power of proximity and lifelong ripple effects 03:42–04:04 - Why "give first" creates unlimited ROI 04:30–05:16 - Hierarchy of education: books vs proximity and human connection 05:16–06:17 - Overcoming imposter syndrome through contribution 06:17–07:38 - The value of perspective at every career stage 07:38–08:14 - Managing physical state to shift mindset 09:14–12:13 - Calendar control as a framework for education ROI 12:50–13:20 - Turning knowledge into clarity, habits, and momentum

Summary  Tune into the Prosperity Podcast to hear Kim Butler interview Brett Swarts of Capital Gains Tax Solutions. Discover tax strategies for entrepreneurs and investors, and learn from Brett's inspiring personal stories on financial growth, parenthood, and turning failures into success..   Episode Highlights 00:00:22 - Brett Swarts: A background in real estate. 00:02:25 - Concept of value creation for young entrepreneurs. 00:04:39 - Reflecting on personal money mistakes. 00:07:08 - Learning from lost collaboration opportunities. 00:09:09 - Brett's personal financial success: Family-focused living. 00:13:14 - Teaching kids financial skills through practical experiences. 00:15:44 - HP-12C: Financial calculation tools for teaching. 00:17:17 - Purpose-driven entrepreneurs: Serving the right clients. 00:19:30 - Deferring taxes and optimizing wealth management. 00:21:39 - The concept of truly passive income. 00:22:05 - The evolving idea of retirement and longevity.   Episode Resources Get The Five Financial Calculators Free Defer Capital Gains with Capital Gains Tax Solutions client-experience@capitalgainstaxsolutions.com https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf https://www.youtube.com/@KimDHButler   Keywords Prosperity Podcast   Kim Butler   Brett Swarts   Capital Gains Tax Solutions   Real Estate Investing   Marcus & Millichap   Wealth Building   Capital Gains Tax   Purpose-Driven Entrepreneurs   Deferred Sales Trust   Mentorship   Passive Income   Financial Intelligence   Homeschooling   Worldschooling   Unschooled   Financial Calculators   Commission-Based Earnings   Investment Real Estate   Whole Life Insurance   Tax-Advantaged Investments   1031 Exchange   Wealth Transfer   Legacy Planning   Stewardship   Entrepreneurship   Baby Boomers   Cash Flow   Financial Education  

Kim Butler has spent over 30 years helping families simplify their savings, automate their assets, and install faith in their finances. As the founder of Prosperity Thinkers and co-leader of the Prosperity Economics Movement, she empowers people to think beyond traditional financial systems and create lasting wealth with integrity and clarity.A frequent guest on top financial podcasts and co-host of her own show, The Prosperity Podcast, Kim brings humor, heart, and wisdom to every stage and microphone she steps onto. Learn more at prosperitythinkers.com. Hosted on Acast. See acast.com/privacy for more information.

Summary  Tune into the "Prosperity Podcast" for its annual holiday episode celebrating gratitude with thought leader Kim Butler. Explore personal stories of finding peace, embracing small joyful moments, and discovering the power of intentionality. Perfect for anyone seeking inspiration and calm amidst the holiday rush.

Join Spencer and guest David Osmond on The Prosperity Podcast! Discover David's shift from academia to financial strategy, inspired by the power of freedom and choice. Learn how David's unique science and physics background offers a fresh perspective on financial success! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler Connect with David Osmond david@prosperitythinkers.com    Show Notes Prosperity as freedom and choice. Shift from survival to creation mindset. Skepticism and testing new financial strategies. Financial world's critical convergence. Applying science education to finance. Transforming money scripts and cognitive mindsets. Visualizing concepts before numbers. Importance of understanding financial strategies. Unique problem-solving approach in finance.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

What if prosperity has nothing to do with how much money you have—and everything to do with how you think? Join Nicole and guest Kim Butler as they dismantle scarcity thinking and teach you how to build a life—and culture—of abundance.In this powerful conversation, Nicole interviews financial strategist and 11-time author Kim Butler, whose newest book Busting the Scarcity Mindset reframes how we think about money, value creation, and prosperity. Kim shares seven core prosperity principles—including proactive gratitude, intentional income design, and matching your money to your values—and offers practical, mindset-shifting strategies that any leader can use.Whether you're a CEO, HR professional, or leader working to elevate your personal and professional prosperity, this episode equips you with tangible mindset tools to shift out of scarcity and into abundance—starting today.Vibrant Highlights:• 00:02:52 — What Prosperity Really Means: Kim shares why prosperity is a mindset, not a dollar amount, and how anyone can shift into prosperity thinking regardless of their financial situation.• 00:07:42 — The Surprising Habit That Stops Unconscious Spending: Kim explains why you should never put your paycheck directly into your checking account—and how this one shift can transform your financial awareness.• 00:26:09 — Match Your Money to Your Values: A powerful discussion on aligning spending and saving with what truly matters, and how misalignment reinforces a scarcity mindset.• 00:49:19 — Opting Out of Recessions: Kim introduces the concept of the “metaphysical economy” and explains how mindset allows individuals to create prosperity even during economic downturns.Connect with Kim:Books: www.amazon.com/stores/author/B00523N6HEWebsite: https://prosperitythinkers.com/LinkedIn: https://www.linkedin.com/in/kimdhbutler/IG: https://www.instagram.com/kimdhbutlerFB: https://www.facebook.com/kimdhbutlerX: https://x.com/kimdhbutlerAlso mentioned in this podcast:Rich Dad, Poor Dad by Robert Kiyosaki: https://a.co/d/cpTEU8MPeter Diamandis: https://metatrends.substack.com/?hsCtaAttrib=197025689908Dan Sullivan: https://www.strategiccoach.com/coach/dan-sullivanKiva (nonprofit): www.kiva.orgListen at vibrantculture.com/podcast or wherever you get your podcasts!Book Nicole to help your organization ignite clarity, accountability, and energy through her SHINE™ Coaching Methodology.Visit vibrantculture.comEmail: nicole@vibrantculture.comWatch Nicole's TEDx Talk: https://youtu.be/SMbxA90bfXE

In this episode of the Prosperity Podcast, explore the risks of "playing it safe" in finance, health, and personal growth. Embrace challenges to spur growth! Discover the power of accountability with special insights into managing your cash flow effectively. Don't miss actionable tips on taking risks and the hidden costs of hesitation. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler   Show Notes Exploring the Hidden Costs of Playing It Safe The Dilemma of "Too Much Cash" Personal Growth Through Challenges Establishing Accountability for Personal Finance App + Accountability: The Best Financial Strategy Choosing the Right Accountability Partner Personal Story: Missed Bitcoin Opportunity Encouragement to Take Action Understanding the Concept of Time Preference   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Unlock the true ROI of education with financial expert Kim as she explores wealth literacy for kids on the Prosperity Podcast. Discover how to blend soft and hard skills to empower the next generation with financial competency. A must-listen for parents dedicated to raising prosperous, well-rounded children. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler   Show Notes Importance of knowing your learning style. Lifelong learning as a key to growth. Debate on the ROI of college education. Soft skills vs. hard skills in children's education. Purposeful education through homeschooling. Importance of being nice and gracious. Unlimited ROI of expressing gratitude. Networking and finding valuable resources.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Dive into the Prosperity Podcast as Kim and Todd Langford dissect the vital difference between debt and leverage, offering practical insights for today's unpredictable financial landscape. Learn how to leverage your unique strengths for financial success, featuring engaging real-life examples. A must-listen for anyone navigating the complex world of personal finance! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler   Show Notes Debt vs. Leverage: A Mindset Shift Unpredictable Financial Times Crypto and Leveraging Investments Distinction: Having Debt vs. Being in Debt Defining Debt and Leverage Borrowing to Invest Cautionary Tale Investing in Personal Knowledge and Business Learning Through Small Investments Leveraging Relationships for Prosperity   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Explore why the "myth of safety" makes you question if cash is truly king in this eye-opening episode of Prosperity Thinkers. Kim D.H. Butler unpacks cash flow's real power compared to cash, revealing how value creation drives financial confidence. Tune in to rethink wealth! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler   Show Notes Myth of safety: liquid vs. invested money. Cash flow vs. cash: king and queen analogy. Value creation as key to cash flow. Business cycles and cash flow management. Life insurance policies and cash flow dynamics. Inflation: silent partner not chosen. Inflation's effect on life insurance and mortgages. Importance of cash in opportunity seeking. Allocating cash and investments: personalized advice. Busting Financial Planning Lies: book recommendation.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this episode of the Prosperity Podcast, Kim and Spencer explore key financial lessons families can learn from the government shutdown, minus the politics. Discover insights on dependency, liquidity, self-reliance, and creating your personal family economy. It's rich with practical advice and an eye-opening perspective on financial independence that's crucial for everyone aiming to secure their future. Tune in to learn how to build resilience and make prosperity a family mantra! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler   Show Notes Entrepreneurial independence from government. Dependency on a single income is fragile. Importance of having a substantial emergency fund. Liquidity provides resilience and mental clarity. Moving beyond self-reliance to community reliance. Hiring others for efficiency and effectiveness. Creating your family's own economic stability. Focusing on personal and family mental economy.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this special Prosperity Podcast episode, host Kim shares her wisdom on redefining prosperity beyond money—embracing a holistic approach that includes spiritual and practical aspects. Learn how to see life through a "prosperity lens," simplify savings, and build confidence in financial decisions. Discover why shifting your mindset can unlock opportunities and fuel personal growth. A must-listen for those wanting to empower their prosperity journey! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler   Show Notes Double meaning of faith. Prosperity as a new perspective. Allowing time to process negativity. Daily practice of mindset. Brain science: mindset focus. Mindset on spending time and resources. Business versus personal investment. Educating the next generation. Using the internet for good. Choosing growth opportunities.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune in to today's episode of the Prosperity Podcast, where we explore the vital distinction between financial literacy and financial competency. Discover why understanding the true cost behind 0% car financings, and grasping the principles of other people's money can make or break your financial future. Essential for listeners of all ages, this episode is a masterclass in making informed decisions and ensuring long-term prosperity. Perfect for anyone eager to enhance their financial savvy! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf https://www.youtube.com/@KimDHButler Show Notes Financial education for all ages. Brains can't sit in maintenance. The truth about car financing. The time value of money. Scientific analysis in finance. Financial literacy vs. competency. Differentiating facts from principles. Short-term vs. long-term financial views. Integration of family economy. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Join Kim, a seasoned life insurance expert, as she breaks down the essentials of whole and term life insurance. Discover why it's not just about insurance, but a powerful strategy for emergencies and opportunities. Perfect for anyone wanting financial peace of mind! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf https://www.youtube.com/@KimDHButler   Show Notes Moral conflict with selling life insurance. Solving emergencies with life insurance. Certainty and uncertainty in life insurance. Term insurance misconceptions. Importance of human life value in insurance. Top down vs. bottom up insurance strategy. Whole life vs. universal life. Analogy of trailer homes vs. brick houses in insurance. Longevity and whole life insurance. Simplifying complex insurance concepts.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Starting her money journey in 4th grade by selling enough milk to put herself through school, Kim Butler has dedicated over 30 years to helping people buy lifeinsurance nationwide and optimize their finances. Her main effort has centered around helping families develop the mindset and skills needed for financial prosperity, supported by practical tools and consistent education.Check out the special video Kim has created just for us! https://prosperitythinkers.com/special/CrushingClassical/Or follow at her website, https://ProsperityThinkers.com Make sure you SUBSCRIBE to Crushing Classical, and maybe even leave a nice review! Thanks for joining me on Crushing Classical! Theme music by DreamVance.I help people to lean into their creative careers and start or grow their income streams. You can read more or hop onto a discovery call from my website.  https://jennetingle.com/work-with-meI'm your host, Jennet Ingle. I love you all. Stay safe out there!

On this episode of the Prosperity Podcast, explore the art of mastering control, optimization, and flourishing in life and finances. With insights on financial discipline, mindset, and practical strategies, host Kim shares her own story of training a lively Great Dane puppy. She connects personal growth with financial management, emphasizing peace of mind and optimal wealth. Ideal for anyone seeking financial clarity and empowerment! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://www.youtube.com/@KimDHButler https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf   Show Notes Control, optimization, and flourishing. Living with and training Pepperdog. Control over personal finances. Naval Ravikant's control philosophy. The peace in having an emergency fund. Emergency fund mindset in marriages. Optimizing financial strategies. Discipline in financial optimization.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune into the Prosperity Podcast where hosts explore the resurgence of faith, family, and truth in today's world. Reflecting on current events and honoring the late Charlie Kirk, they discuss societal constructs like retirement and financial myths, inviting listeners to seek genuine understanding and share in meaningful debates. Perfect for those curious about finding certainty in their finances amidst today's noise. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler   Show Notes Christianity, family, and prosperity resurgence. Awakening a giant: tolerance and awareness. Laws that govern life: gravity and capitalism. No maintenance mode: progress or decline. Retirement as a societal construct. Lies in a sentence, truth in a paragraph. Whole life insurance misconceptions. Show me the proof: financial truths. Truth in personal finance decisions. Resurgence of family and faith for truth.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune into the Prosperity Podcast as tax expert Kim shares insights on the Augusta Rule, a way to legally use your home for business events tax-free. Discover strategies for boosting family wealth, including hiring your kids for tax benefits. Don't miss actionable tips for prosperity! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://www.youtube.com/watch?si=QuCrOPoZDeW6kS9h&v=7D_AGAb_A-4&feature=youtu.be    Show Notes Emphasis on Reading the Tax Code Impact of Understanding Tax Rules Key Elements of the Augusta Rule Importance of Documentation for Tax Benefits Corporate Compliance with the Augusta Rule Strategy of Hiring Children as Models Perpetual Wealth and Children's Life Insurance Communicating Legacy and Values Writing a Prosperity Letter   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune into the Prosperity Podcast as tax expert Kim shares insights on the Augusta Rule, a way to legally use your home for business events tax-free. Discover strategies for boosting family wealth, including hiring your kids for tax benefits. Don't miss actionable tips for prosperity! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://www.youtube.com/watch?si=QuCrOPoZDeW6kS9h&v=7D_AGAb_A-4&feature=youtu.be    Show Notes Emphasis on Reading the Tax Code Impact of Understanding Tax Rules Key Elements of the Augusta Rule Importance of Documentation for Tax Benefits Corporate Compliance with the Augusta Rule Strategy of Hiring Children as Models Perpetual Wealth and Children's Life Insurance Communicating Legacy and Values Writing a Prosperity Letter   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune into the Prosperity Podcast for insights on empowering young families with financial skills! Discover the “Prosperity Parents” initiative, featuring Kid Ledger—a tool for parents to teach kids financial literacy while staying tax-compliant. Perfect for parents, grandparents, and educators wanting to foster financial competence in the next generation. Join us to learn, laugh, and navigate the path to prosperity! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/  https://kidledger.com/ code: prosperity   Show Notes Financial competency for children. Stronger, smaller online communities. New resources for value-oriented families. Kid Ledger helps parents track work. Rubber boots and family bonding. Importance of properly paying kids. Using children for business modeling. Kid Ledger's AI task descriptions. Kids connect work to money's value. Creative family business tasks. Empowering kids through Kid Ledger.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Discover why the Prosperity Podcast is in the top 25 global prosperity podcasts! This episode explores financial independence in the AI era, highlighting the crucial role of human connection in finance. Learn timeless cash flow strategies and how to navigate wealth building effectively. Tune in for actionable insights and connect for tailored guidance. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/  https://podcast.feedspot.com/prosperity_podcasts/?feedid=5352492&_src=f1_featured_email    Show Notes Podcast recognition in global top 25. Importance of human connection in finance. Universal principles in financial advice. Strategy of cash flow management. Balancing AI's benefits and pitfalls.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this episode of the Prosperity Podcast, host Kim Butler shares compelling insights on navigating life's storms—be they physical, financial, or emotional. Using her personal experiences, she explores the power of mindset, gratitude, and spirituality in transforming challenges into opportunities. Tune in to learn practical strategies to build resilience and ensure a prosperous future. It's a must-listen for anyone seeking to thrive amid adversity! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Arizona Dust Storm Experience. Mindset's Role in Navigating Storms. Perspective Shift: Storms Create Opportunities. Grit: Will and Letting Go. Building Resilience with Insurance. Ensuring (E-N-S-U-R-E) Confidence through Insurance. Mindset Shift Without Financial Cost. Personal Vulnerability and Mindset. Gratitude as a Storm Recovery Tool.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this episode of The Prosperity Podcast, we explore the dynamic shift to mobile banking and its potential to phase out traditional banks. Hear insights from the head of Thread Bank on the secure, FDIC-insured platforms revolutionizing finance. Learn how to navigate this digital frontier wisely, ensuring your financial safety and embracing future trends. Tune in for a blend of practical advice and foresight into the evolving world of banking. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Personal experience with early ATMs. Overcoming ATM hesitation. Embedded finance and Thread Bank. Future of physical banking branches. Libertarian perspective on cashless society. Children's perception of mobile payments. Research for embracing mobile banking. Life insurance as a financial buffer. Protecting assets via diversification.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this eye-opening episode of the Prosperity Podcast, explore the impact of the $1,000 savings account initiative for babies born between 2025-2028, part of a Trump proposal. Kim and Todd Langford discuss the power of early saving habits, stressing the importance of treating savings as both a verb and a noun. Discover how whole life insurance can be a tool for building generational wealth, teaching future generations valuable financial skills. Tune in for insights on cultivating financial autonomy and a mindset of prosperity. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Impact of Early Saving Saving vs. Investing Debate Saving As a Verb and Noun Importance of Saving Placement Longevity and Future Financial Planning Generational Wealth and Life Insurance Benefits of Life Insurance for Families Rothschilds' Banking Strategy Insight Autonomy in Financial Management   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of the Prosperity Podcast, we discuss the “No Buy 2025” movement and why it contrasts with true prosperity thinking. Discover sustainable financial strategies beyond restrictive budgeting. Perfect for anyone seeking lasting financial freedom!. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode https://consent.yahoo.com/v2/collectConsent?sessionId=3_cc-session_363d9079-4804-429f-bc20-e878550a5a60  For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Contradiction with prosperity thinking. Budgeting versus prosperity economics. The importance of monetary sustainability. The concept of cashflow control. The velocity of money in personal finance. Personal story of financial stuckness and Kiva.org. Separating earned income from expenses. The power of a separate account for income. Staging a financial intervention. Importance of systems over willpower. How to get help with implementing cashflow systems. Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Join the Prosperity Podcast for a heartwarming episode on the power of multigenerational connections. Host Kim Butler shares insights from a family gathering across four generations, from her wise, active 80-year-old dad to her young grandkids. Discover the value of lifelong learning, financial wisdom, and connecting with family through engaging stories. Plus, learn practical steps to treat your family like a successful business. Don't miss this blend of personal and financial growth—it might just change how you view family legacy!. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Family gathering on Oregon farm. The value of farm experiences. Learning wisdom from different generations. Dan Sullivan's intergenerational networking. Raising adults, not children. The importance of family financial meetings. Treating family like a business. Entrepreneurial mindset in families. Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this episode of the Prosperity Podcast, discover how to enrich money conversations with kids at every age! Host Kim shares practical strategies for teaching spending, saving, and sharing from age two onwards, fostering financial responsibility through “healthy struggles.” Your guide to raising financially savvy children, this episode is a must-listen for parents! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Teaching finance to toddlers: spend, save, share. Engaging children with physical coins. Breaking away from chores and allowances. Extra pay impacts children's spending. Preparing teenagers for adult financial life. Teen-run businesses offer life lessons. Freedom through responsibility. Healthy struggle for independent problem-solving. Encouraging children with structured struggles. Prosperity Parents: Community resources for families. Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune into the Prosperity Podcast for a refreshing take on financial simplicity! Discover why less is more when it comes to personal finance, as host Kim shares insights from 30 years of experience. Learn to avoid unnecessary complexity and strengthen your financial foundation. Perfect for those seeking clarity and effectiveness in their financial planning! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Financial simplicity: Less complexity, fewer products. Foundations of personal finance: Legal structures. Simple financial foundation: Whole life insurance. Focusing on core legal documents. Mental burden of complex financial planning. Financial structure advice for net worth under $5M. Medical power of attorney necessity for young adults. Teaching financial competency to children. Simple asset and debt list preparation. Back to basics in financial planning. Importance of understanding work benefits. Financial specialist vs. general knowledge.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Send us a textKim Butler is the co-host on the Prosperity Podcast, and she is the daughter of two educators. On this episode, Kim shares her insight and expertise on TWO major topics...1. A topic that is not often discussed...how to set up and structure your bank accounts. According to Kim, how to structure your bank accounts and direct deposit could be a multi-million dollar decision. 2. How to appropriately handle money responsibilities and expectations when it comes to raising our children. According to research, raising a child in America today will come with around a 200k price tag, and this does not include college! https://prosperitythinkers.com/special/financiallyindependentteachershttps://prosperitythinkers.com/kim-butler/

Join us on the Prosperity Podcast as we explore the Prosperity Pledge—a toolkit for mastering personal finance and cash flow control. Discover how to unify your assets with WealthView360 and take actionable steps towards financial clarity. Perfect for anyone wanting to pass prosperity principles across generations! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes The importance of integrating financial assets. Addressing missing pieces in personal finance. Introducing WealthView360 for holistic financial overview. Challenge of achieving cash flow control. Cash flow control's impact on family finances. Anomaly: 2025's 27 pay periods. The risk of “blown” extra financial gains. Solution: Prosperity Pledge for financial control. Generational impact of teaching financial principles. Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

The World's #1 Personal Development Book Podcast!  —————————————————————In today's episode, we have the pleasure to interview Kim Butler, author of many books including Busting the Scarcity Mindset: Your Guide to Becoming a Prosperity Thinker.Kim is the founder of Prosperity Thinkers, co-founder of the Prosperity Economics Movement, and the author of eleven paradigm-shifting financial books. She's been helping families and entrepreneurs build wealth without Wall Street for over 30 years. A former financial planner who walked away from conventional practices, Kim is now a nationally recognized expert in whole life strategies, cash flow control, and building lifelong prosperity.In this episode, you'll learn why scarcity thinking shows up more often than you realize, how to actively retrain your mindset using the 7 Principles of Prosperity, and why gratitude—not budgeting—is the real secret to abundance.We hope you enjoy this incredible conversation with Kim Butler.To Learn More about Kim and buy her book visit: The Book: https://a.co/d/fF6sUQ5Website/Socials: prosperitythinkers.com/bookthinkershttps://prosperityparents.com/https://bustingscarcitymindset.com/https://www.linkedin.com/in/kimdhbutler/https://www.youtube.com/user/KimButlerP4Phttps://twitter.com/kimdhbutlerChapters: 0:00 Intro1:30 Learning personal finance through books and audiobooks5:47 Kim's first book “Leave your life insurance”7:34 Publishing a book through Amazon8:54 How Kim's wisdom helps you bust the scarcity mindset11:53 What to do about the scarcity mindset (praising & gratitude)18:42 Gratitude is the antithesis of scarcity22:49 The habit of scarcity25:27 Positive affirmations to counteract the scarcity mindset29:48 Who should read Kim's book34:52 Prosperity Parents: Expectations, Earning, E…________________________________________________Join the world's largest non-fiction Book community!https://www.instagram.com/bookthinkers/The purpose of this podcast is to connect you, the listener, with new books, new mentors, and new resources that will help you achieve more and live better. Each and every episode will feature one of the world's top authors so that you know each and every time you tune-in, there is something valuable to learn. If you have any recommendations for guests, please DM them to us on Instagram. (www.instagram.com/bookthinkers)If you enjoyed this show, please consider leaving a review. It takes less than 60-seconds of your time, and really makes a difference when I am trying to land new guests. For more BookThinkers content, check out our Instagram or our website. Thank you for your time!