Podcast appearances and mentions of Kim Butler

In this episode of the Prosperity Thinker Podcast, Kim and Spencer tackle a listener's query on wealth preservation across generations. Drawing on family tales and lessons, they explore why wealth seldom survives beyond three generations and share actionable strategies to change this. Learn how to instill enduring values, work ethics, and financial competence in kids through gigs instead of chores, a “three jar” system for financial literacy, and fostering open money discussions. Tune in for invaluable insights to nurture a legacy of prosperity. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://www.marketwatch.com/story/why-wealth-rarely-survives-grandchildren-and-how-your-family-can-beat-the-odds-0ec8cb9d https://prosperityparents.com/    Show Notes Wealth rarely survives grandchildren. Shirt sleeves to shirt sleeves in three generations. First generation raises money; third generation forgets. Family communication and financial literacy as a foundation. A personal story of resilience from 4-H competitions. Instilling work values through storytelling. Prodigal son's story and value of work. Creating “gigs” for children to learn work value. Teaching financial competence from childhood. The role of charity in family legacy. Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this episode of The Prosperity Podcast, financial expert Kim Butler tackles myths surrounding the Infinite Banking Concept (IBC) and the Rockefeller Myth. She offers practical insights on finding a balanced financial strategy, highlighting the importance of understanding both high cash value and high death benefit life insurance approaches. A must-listen for anyone looking to enhance their financial literacy and make informed decisions tailored to their personal goals. Special segment on leveraging opportunities without overextending financially. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler   Show Notes Beyond Infinite Banking: Middle Ground Approach Importance of Adding Term Insurance The Importance of Cash Availability Clarifying Personal Financial Goals Legacy and Values in Financial Planning Red Flags with Leveraging Assets Paying Back Loans with Profit Finding Balance Between Risk and Legacy Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

This episode of the Prosperity Podcast explores the vital role of family councils in nurturing multi-generational wealth. Kim, an expert who penned the Perpetual Wealth book, shares practical advice on fostering financial literacy, responsibility, and prosperity among families. With engaging tips like the “quarter system” and “gigs” instead of chores, Kim provides actionable steps to inspire financial confidence and legacy planning, making this a must-listen for those keen on long-term family prosperity. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler   Show Notes Societal reluctance to discuss money. Learnings as legacy beyond wealth. The need for healthy struggle. Importance of teaching responsibility through freedom. Quarter system for financial education. Multi-generational property and perspective. Impactful family council interactions. Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this episode of the Prosperity Podcast, explore why financial simplicity is key and how complex legal and accounting structures often just profit attorneys, not you. Learn actionable tips on achieving a 23.5% savings rate, with a clear look at prioritizing cash flow and savings. Simplifying your finances isn't just wise; it's achievable. Tune in to get the most practical advice on streamlining your financial life!. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler   Show Notes Simplifying decisions for better results. Families' account complexity problems. The importance of cash flow control. Saving as a verb and a noun. Average savings rate: Ambitious predictions and reality. Defining personal financial runway. Don't mix income with bill payments. Dealing with deceptive financial advice. Simplifying financial information for clarity. Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune in to the Prosperity Podcast for an incisive discussion on the Tuttle Twins, whose books are sparking debate and even getting banned for fostering independent thought. Host Kim highlights this controversy and challenges the standard notions of entrepreneurship and retirement. Essential listening for those ready to question mainstream financial beliefs! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://x.com/cboyack/status/1916855662887489968    Show Notes Tuttle Twins controversy. Books banned for political views. Value creation vs. entitlement in children. The rise of entrepreneurship. Importance of not needing entrepreneurship for success. Retirement: A selfish act. Financial lies and the risk-reward myth. Gen Z and Millennials losing hope. Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune into this episode of the Prosperity Podcast as hosts Kim and Spencer take on a FINRA financial literacy quiz, highlighting key concepts like inflation, opportunity cost, and smart decision-making. Perfect for those eager to boost their financial savvy! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://www.finra.org/  https://www.usatoday.com/story/money/2025/04/19/american-consumers-inflation-financial-literacy-quiz-education/83145630007/    Show Notes Understanding Inflation and Interest Rates. Explaining Opportunity Cost. The Importance of Financial Calculators. The Truth About Car Payments. Creating a Financial Competency Quiz. Switching from Financial Literacy to Competency.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

In this episode of the Prosperity Podcast, explore real-world strategies to combat scarcity thinking with insights from the new book “Busting Scarcity Lies.” Discover how shifting mindsets can transform daily challenges into opportunities. Listen in for practical tips and inspiring stories to help you embrace abundance today! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler   Show Notes Success of “Busting Scarcity Lies” Switching mindset about an unexpected situation Scarcity beliefs affecting creativity Frequency of scarcity thoughts Turning complaints into gratitude Using self-reflection for personal growth Importance of everyday practice   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Tune into the Prosperity Podcast for a fresh take on summer income for kids! Host Kim Butler shares practical tips to teach your children financial responsibility, while making summer chores engaging. Discover the 3 E's—expectations, earnings, expenses—and transform your child's summer learning. Perfect for unlocking more responsibility and freedom for kids aged 5 to 15! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Summer income for kids: introduction. Teaching kids the three Es: expectations, earnings, expenses. Differentiating between chores and earning opportunities. Encouraging kids to take on extra earning tasks. Implementing a system for savings, sharing, and spending. The importance of financial structure at home. Revealing a savings structure with Currents. Average savings rate of families using Currents. Encouraging parents to discuss financial responsibility with kids.   Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Tired of feeling financially insecure, wondering if you'll ever truly be able to retire or send your kids to college without sacrificing your own future? This week's episode of "Get Your FILL, Financial Independence & Long Life, dives into a refreshing and unconventional approach to building wealth with financial strategist and 11-time author, Kim Butler.

Tune into this Prosperity Podcast episode as we explore the future of jobs in a world with AI and robots. Discover which tasks robots will handle and how we can work with AI to stay ahead. Plus, learn about lucrative work-from-home roles. Join us for insight and strategy! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Peter Diamandis' vision on robot adoption. Benefits of robots for repetitive tasks. Human-robot collaboration: 24/7 work potential. AI's role in job displacement and adaptation. Paid ChatGPT's impact on productivity. AI's role in creating presentations. Norman Rockwell-style image creation with AI. AI enhancing personal productivity. Leveraging Free ChatGPT for collaborative writing. Importance of introducing kids to AI. Resources for high-paying work-from-home roles. Retirement transition through flexible work. Encouragement to engage with AI advancements. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Tired of feeling financially insecure, wondering if you'll ever truly be able to retire or send your kids to college without sacrificing your own future? This week's episode of "Get Your FILL, Financial Independence & Long Life, dives into a refreshing and unconventional approach to building wealth with financial strategist and 11-time author, Kim Butler.

In this powerful episode of The Practical Wealth Show, Curtis May sits down with renowned financial educator and best-selling author Kim Butler to discuss how to break free from financial fear and false money narratives. Drawing from her groundbreaking books, Busting the Scarcity Mindset and Busting the Budgeting Lies, Kim shares how to shift from a scarcity-based approach to one rooted in prosperity, abundance, and principle-based planning. Highlights The 7 Prosperity Principles and how they challenge traditional money advice Why budgeting often leads to frustration—and what to do instead How scarcity thinking sabotages your wealth-building potential Practical steps to adopt an abundance mindset How to teach children financial principles from an early age Why values-based financial planning leads to greater fulfillment The role of whole life insurance in long-term financial strategy The truth about “financial freedom” and how to achieve it Links and Resources from this Episode https://www.practicalwealthadvisors.com https://www.practicalwealthsolutions.net/ Email Curtis for a free report - curtmay@gmail.com Call his office - 610-622-3121 ERC Tax Credit - https://ercspecialists.com?fpr=curtis75 Schedule a call with Curtis: https://aptwithcurtis.as.me/Strategysession CashFlow Mapping: https://practicalwealth.cashflowmapping.com/lp/PWbudgetsstink Connect with Kim Butler https://prosperitythinkers.com/product/busting-the-scarcity-mindset/ Visit her site: www.prosperitythinkers.com LinkedIn: https://www.linkedin.com/in/kimdhbutler/ Main Phone: 903-822-4144 Special Listener Gift Schedule a 15-Minute Call with Curtis: https://aptwithcurtis.as.me/Strategysession  Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Click here to subscribe with Apple Podcasts Click here to subscribe with Spotify Click here to subscribe with RSS

On this episode of the Prosperity Podcast, host Kim explores the implications of tariffs, highlighting their short and long-term effects on the economy. Through a candid chat with her nephew about maple syrup and tariffs, Kim emphasizes staying solution-focused despite economic disruptions. She argues that, in the long term, such disruptions can strengthen the American market and urges listeners to find opportunities through service, leveraging their unique talents to thrive in challenging times. Tune in for a refreshing perspective on turning economic changes into growth opportunities! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Ignoring the news for a broader perspective. Personal story: maple syrup and tariffs. Emotional reactions to stock market fluctuations. Reallocating business focus: short-term vs. long-term. Tariffs' impact on economies. Long-term benefits for American companies. Argentina case study: economic resilience. Opportunity during disruption: entrepreneurial mindset. Serving with purpose and community appreciation. Embracing shifts as a fresh start. Service as a lifelong commitment. Navigating careers in service with available resources. Encouragement for resilience and strength. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

What if the secret to financial peace wasn't about making more—but thinking differently? In this powerful episode, host Luam sits down with financial strategist and author Kim Butler to uncover how shifting your money mindset can improve your overall well-being. Kim shares her top tip: never deposit your paycheck into your checking account. This one simple change can help stop unconscious spending and turn it into automatic saving. Kim Butler is a financial educator and strategist with over 30 years of experience helping families across the U.S. build wealth and secure life insurance. Her money journey began in 4th grade, selling milk to fund her education. Today, she empowers people through tools like The Prosperity Pledge™, focusing on mindset, savings, and automation. Her guiding question—"How do you learn best?"—reflects her belief that personalized education is the key to financial success.Whether you're managing your own finances, sharing them with a partner, or raising financially aware kids, this episode is full of helpful, down-to-earth advice that can make a real difference.Get the cash flow control guide: https://prosperitythinkers.com/special/holistichealing/Where to find more of Kim:https://prosperitythinkers.com/https://linkedin.com/in/kimdhbutlerhttps://x.com/kimdhbutlerhttps://youtube.com/c/KimDHButlerhttps://amazon.com/stores/author/B00523N6HEEpisode highlights:(0:00) Intro(2:24) How money impacts your overall well-being(5:04) What a scarcity mindset looks like and how to shift it(11:15) Breaking limiting money beliefs(17:08) Building financial confidence through cash flow(21:55) Spending in alignment with your values(27:52) Creating financial harmony in relationships(31:34) Teaching kids money skills from age 3(39:38) What Kim would tell her younger self(45:27) How to start saving smarter with whole life insurance(52:00) Outro

In this episode of The Prosperity Podcast, hosts dive into the vital difference between building wealth and merely chasing returns. They discuss the common pitfall of focusing on high returns without considering the risk of loss, sharing insights on how to create a solid financial foundation. Tune in to learn why simplicity and security can lead to lasting peace of mind and financial control! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://bustingscarcitymindset.com/     Show Notes Overemphasis on high returns Learning from investment losses The appeal of risk-free investments Simplicity in investment strategies Mutual life insurance advantages Delegation in business and life insurance Certainty in financial planning Negative guarantees in the stock market Importance of avoiding risky deals Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Uncover your hidden money scripts and reprogram your mind for abundance in this episode of The Prosperity Podcast! Hosts explore tackling the scarcity mindset, emphasizing the power of resilience and simple shifts. Plus, learn about the inspirational children's book, “The Boy, The Mole, The Fox, and The Horse.” Tune in for practical strategies and insights that promise to transform your financial journey. Join us for wisdom that spans generations! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/   https://www.youtube.com/@KimDHButler https://www.amazon.com/Boy-Mole-Fox-Horse/dp/0062976583     Show Notes Busting the scarcity mindset. Generational scarcity mindset. Importance of teaching children prosperity. Family bonding through audio books. Recommended activities for resilience. Gratitude as an antidote to monotony. Upcoming book on scarcity mindset. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of The Prosperity Podcast, Kim discusses the complexities of 3% mortgages sparked by an engaging Reddit debate. Are such rates truly “golden handcuffs”? Explore how whole life insurance can be a savvy financial strategy. Tune in for actionable insights! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://bustingscarcitymindset.com/ https://www.reddit.com/r/personalfinance/comments/1iz5whk/3_mortgage_too_good_to_give_up/?rdt=62852     Show Notes Refinance troubles: the “golden handcuffs.” Debating the value of a 3% mortgage. The misconception of home equity accessibility. CLUE acronym for financial efficiency. Overlooked value of whole life insurance. Educating financial concepts through various media. The challenge and payoff of long-term financial learning. Understanding the importance of knowing your "why." Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this engaging episode of the Prosperity Podcast, dive into unconventional parenting and financial wisdom inspired by entrepreneur Naval Ravikant. Discover the balance of freedom and structure in raising competent adults, the importance of saving, and the parallels between reading and financial growth. With insights into long-term consequences and creative approaches to learning and finance, this episode is a must-listen for parents and prosperity thinkers alike. Explore the art of setting priorities for a richer, more fulfilling life! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://bustingscarcitymindset.com/ https://x.com/thefernandocz/status/1894142440388661385     Show Notes Norwegian saying: No bad weather, only bad clothing. The importance of setting priorities. Teaching consequences and trade-offs in finance. Reading and long-term financial habits. Impact of time on savings and finances. Time value of money in financial planning. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode, i sit down with Kim Butler to discuss her latest book "Busting The Scarcity Mindset".In Busting the Scarcity Mindset: Your Guide to Becoming a Prosperity Thinker, Kim Butler and Kristen Hugins reveal the 7 core principles that will help you shift from a scarcity mindset to a prosperity mindset. This transformative book will help you overcome limiting beliefs, attract abundance, and achieve your full potential. In this book, we show you how to identify your values and design your life around them so you can optimize your earning, spending and investing potential. We also share key strategies for collaborating with others to exponentially increase your income and impact. When you change your mindset to one of prosperity, you change your actions—and your results—for good.Kim Butlerbustingscarcitymindset.comhttps://prosperitythinkers.com/richard/LinkedIn Linkedin.com/in/kimdhbutler Facebook Facebook/kimdhbutler Instagram Instagram.com/kimdhbutler X (Twitter) X.com/kimdhbutler YouTube Youtube.com/c/KimDHButler TikTok Tiktok.com/@kimdhbutler Website ProsperityThinkers.com Podcast ProsperityThinkers.com/podcast Amazon My Men Richard/Richard Lesperance  richard.lesperance@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linkedin.com/in/richardlesperance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@mymenrichard⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tiktok.com/@mymenrichard

Dive into the Prosperity Podcast as we explore Kim's new book, “Busting the Scarcity Mindset.” Learn why having a vision is as crucial as setting goals. Kim shares insights on visioneering—turning your dreams into reality. Pre-order bonuses await at BustingScarcityMindset.com! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://bustingscarcitymindset.com/     Show Notes Vision as a core component. Combatting scarcity mindset. Importance of vision over goals. How to polish a fuzzy vision. Vision and lifestyle evolution. Realizing and articulating vision. Personal development and long-term vision. The talent of serving others. Expanding intellectual property. Money's influence on life. Special bonuses for pre-ordering the book. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Tune into the Prosperity Podcast to explore the real cost of “free” advice, especially in money matters. Discover how to filter out noise, build financial wisdom, and ensure your financial future. Listen to how communities shape prosperity for generations. Unmissable! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://bustingscarcitymindset.com/     Show Notes The Hidden Element in Financial Advice Filtering Financial Advice Experiential Learning vs. Homework in Finance Long-term Financial Decision Making Alignment of Incentives in Advice The Prosperity Pledge Membership Community Participation and Feedback Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Join the Prosperity Podcast as Kim explores high living versus high living costs, inspired by the Amish lifestyle. Discover how aligning your values can create your own version of a fulfilling life regardless of income. Plus, get a sneak peek at Kim's upcoming book “Busting the Scarcity Mindset” for actionable financial insights. Perfect for anyone seeking purposeful living. Listen now! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://www.eastvalleytribune.com/nation_world/article_6c41d7ea-ec84-11e0-99a6-001cc4c03286.html     Show Notes Defining high living by personal values. High living is not always monetary. Value-based living across diverse incomes. Merging values in relationships. Shift from single to dual-income households. Purposeful living vs. being pushed by the world. Personal reflection on thoughtfulness and values. Understanding love languages and being purposeful. Practicing graciousness and stepping back. Defining high living and understanding others. Crafting life with purposeful actions. Focused on being and doing. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this enlightening episode of the Prosperity Podcast, host Kim explores the power of saying “no” to financial demands from family. Discover how to tackle tricky money conversations without guilt or pressure. With insights from Randy Gage's Twitter thread, listeners learn to identify manipulators and assist those genuinely struggling. Plus, the episode emphasizes the importance of an Emergency Opportunity Fund. If mastering finances and gaining peace of mind pique your interest, this is a must-listen! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://x.com/Randy_Gage/status/1881357096161267892     Show Notes The challenge of saying “no” about finances. Kim's parenting story: “Not Robby's” method. Financial education gap for 40 to 60-year-olds. Identifying “professional victims.” “No amount of money will fix their situation.” Manipulators: “Endless emergencies” tactic. The importance of an emergency opportunity fund. Defining your family's emergency fund number. Genuinely struggling people's situations. Bruce Wilkinson's “God pocket” concept. The principle of moving money for prosperity. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Explore the intriguing link between minimalism and prosperity on this episode of the Prosperity Podcast. Discover how adopting a minimalist mindset in personal finance, like simplifying savings, can optimize your life and reduce stress.  Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Linking minimalism with prosperity. Personal definition of minimalism leads to prosperity. Financial minimalism and intentionality. Pitfalls of multiple savings accounts. Whole life insurance for lifelong utility. Optimization versus maximization. Risks of chasing maximum return. Financial losses in pursuit of maximizing. The mental impact of financial loss. Happiness between having too little or too much. Middle ground: Whole life insurance as minimalism and prosperity. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Master Savings Habits | Financial Literacy for Beginners with Kim Butler.Discover how to build a strong foundation in financial literacy and develop the best savings habits for long-term success. #personalfinance #financialliteracy #savingshabits #investingforbeginners #moneymanagement #personalfinancetipsIn this video, Kim Butler shares essential personal finance tips to help beginners manage money, start investing, and secure their financial future.Whether you're learning about personal finance for beginners, exploring financial literacy and investing, or trying to figure out the difference between saving vs investing, this video provides clear, actionable steps to help you achieve your financial goals. Learn how to set up an emergency fund, manage your expenses, and make smart decisions about money management and investing for beginners.We'll also explore topics like whole life insurance, simple financial planning, and strategies to make your money work for you. With practical advice and easy-to-follow steps, you'll gain confidence in handling personal finance and creating a roadmap for financial success.Kim Butler breaks down the basics of financial literacy tips to help you understand key concepts like saving, investing, and how to start building wealth. If you've been searching for beginner financial tips, this video is packed with valuable insights to improve your financial education and decision-making.Start mastering your finances today with proven strategies for saving, planning, and growing your money! Subscribe for more content on personal finance and investing and learn to secure your financial future.

Kim and Spencer celebrate the upcoming release of the book, “Busting the Scarcity Mindset”; featuring co-author Kristen Huggins. The discussion includes the importance of mindset in overcoming challenges, with personal stories that highlight resilience and growth. Don't miss how they tackle scarcity thinking and why mindset is key to prosperity! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes URL decision: Mindset vs. Mindsets. Importance of mindset simplicity. Overcoming scarcity thinking. Story of a 5-minute loss recovery. Personal impact of mindset shift. Overcoming childhood challenges. Learning from others' hard experiences. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Join the Prosperity Podcast as we explore “Wealth Accumulation vs. Wealth Enjoyment.” Discover why deferring happiness isn't the answer and how aligning short-term and long-term goals can boost fulfillment. Perfect for those seeking balance between living for today and planning for tomorrow! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Society's Materialism and Joyful Living Long-Term Thinking and Wealth Building Societal Constructs of Wealth Deferral Creator of 401K Regrets Millennials and Gen Z Living for Today The Pendulum: Past Deferment vs. Present Instant Gratification House of Both – Aligning Short and Long-term Goals Thriving with Alignment Instead of Balance Graduation Insights on Retirement The Trap of Over-Accumulation Shifting from External to Internal Happiness Insights for Wealthy and Youthful Generations The Importance of Serving and Gratitude Gratitude's Role in Happiness and Spiritual Value Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Tune into The Prosperity Podcast to kickstart your 2025 with a fresh money mindset! Discover the art of daily resolutions and the power of visualization. Host Kim shares tips on purposeful time management and how to stay on track when life goes sideways. Perfect for anyone eager to seize the year with focus and gratitude. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Calendar control vs. time management. Importance of time blocking. Daily resolutions over New Year's resolutions. Strategies to reset a day gone sideways. Knowing yourself for effective resets. Visualization vs. goal-setting. Focus on desired outcomes, not fears. Importance of consistent bedtime and gratitude. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Unlock the secrets of “stealth wealth” in this Prosperity Podcast episode. Join Kim as she reveals simple, automated strategies to quietly build and store wealth—no offshore accounts needed! Tune in for practical tips that promise financial growth beyond a quick fix! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Definition of “Stealth Wealth.” Automating financial habits like morning routines. Importance of long-term financial planning. Utilizing extra paychecks for wealth-building. The impact of fixed mortgage payments over time. Mortgages as a stealth wealth strategy. Explanation of “accumulation” in wealth-building. Storing savings: Whole life insurance benefits. Suggested resources for learning financial strategies. Learning from past financial practices of content wealthy individuals. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of the Prosperity Podcast, Kim and Spencer unravel the vital principle of “money movement” in personal finance. Discover the common traps like retirement plans and mortgages where your money gets stuck. Learn actionable strategies for freeing your finances and optimizing every dollar's potential. It's a fresh take on making your money work for you, not the other way around! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Economic Principles for Personal Finance Historical Perspective on Economic Crises Problems with Lack of Money Movement Pre-Paying Mortgages and Money Stagnation Strategy for Keeping Money Moving Financial Institutions' Impact on Money Strategies Tax Issues with Compounding Gain Call to Stop Pre-Paying Mortgages Benefits of Whole Life Insurance for Money Movement Control and Effective Growth Strategies Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Join the Prosperity Podcast for an exclusive reveal of “Busting the Scarcity Mindset” by Kim and co-author Kristin Huggins of Joyful Communications. Discover the book's creation journey, its transformative ideas, and take part in shaping its title! An unmissable episode for those keen to shift their thinking from scarcity to abundance. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes New book title debate: scarcity mindset or mindsets? Listener poll: singular or plural mindset? Writing journey without journaling. Busting scarcity mindsets is a daily practice. Crafting the book's table of contents framework. Co-author collaboration and storytelling. Diverse writing process and author roles. Embracing an 80/80 approach to writing. Unique launch strategy with Amber Villauer. Seeking book promoters for a global reach. Book's universal appeal, beyond finance. Engaging audience in the book's creation process. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of the Prosperity Podcast, explore the future of finances as Kim unpacks why it's time to rethink your relationship with banks. Delve into the realms of digital payment systems, money markets, and the enduring stability of the life insurance industry. Discover how open-minded investing can safeguard your wealth and keep you ahead of the curve! Tune in for insights that could redefine your financial strategy! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://www.amazon.com/stores/Kim-D.-H.-Butler/author/B00523N6HE     Show Notes Banks no longer reliable? Civil forfeiture: banks' hidden power. Other places to store wealth. Cashless bank branches in Australia. Little-known risks of money markets. Oldest financial industry: life insurance. Insurance companies on blockchain? Potential of blockchain in finance. Increasing relevance of Bitcoin and blockchain. Prepare to break up with banks. Open-mindedness key to financial innovation. Learning about life insurance industry. Wisdom and growth through financial adaptation. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of the Prosperity Podcast, learn how ChatGPT can be a powerful tool for building wealth. Hosts Kim and Todd explore innovative ways to use AI, from generating side hustle ideas to crafting personalized budgets. Discover how AI can extract insights, enhance decision- making, and accelerate your financial journey. This engaging discussion highlights practical steps for using technology and wisdom to increase prosperity effortlessly. Don't miss the chance to blend cutting-edge AI with practical financial tips! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://www.amazon.com/stores/Kim-D.-H.-Butler/author/B00523N6HE https://www.kolbe.com/?kapcode=P2R0S3P     Show Notes Wealth through ChatGPT. Private GPTs for personalized insights. Favorite recent ChatGPT task. Daily use of ChatGPT. OpenAI-enabled conversational necklace. ChatGPT and wealth generation. Wisdom vs. knowledge from ChatGPT. Importance of human element in finance. Tiny steps build wealth. Capturing financial differences over time. Surprising mortgage savings example. Capture extra paychecks. Removing noise for younger generations. Applying Kolbe profile for decision-making. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Tune into this episode of The Prosperity Podcast as we discuss the importance of the Beneficial Ownership Information (BOI) filing, a significant yet often overlooked government requirement. Discover how it impacts privacy, freedoms, and what you can do to protect your financial information. Don't miss insights on safe havens like life insurance and trusts, offering valuable privacy benefits. For business owners and freedom lovers, this episode is your wake-up call! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://www.amazon.com/stores/Kim-D.-H.-Butler/author/B00523N6HE     Show Notes Government Overreach and Privacy Concerns Limited Liability Companies and Information Control Life Insurance as a Haven for Privacy Mutual Life Insurance Companies vs. Public Companies The Fourth Amendment and Privacy Rights Civil Forfeiture Awareness Evaluating Personal Freedoms and Privacy Importance of Discussing Ownership and Privacy with Family Encouragement to Take Action on Ownership and Insurance Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of the Prosperity Podcast, dive into the art of end-of-year goal-setting with host Kim. While most wait for January, Kim shares why the end of the year is her prime time for productivity. Discover her frameworks for setting smart goals, fueled by gratitude and accountability. If you're eager to rethink when and how to start your goals, this episode is a must-listen to get motivated and make the most of the year's end! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://www.amazon.com/stores/Kim-D.-H.-Butler/author/B00523N6HE     Show Notes End-of-year goal-setting timing. The benefit of focusing on big projects. Gratitude as a catalyst for productivity. Upcoming project: book revisions and marketing. Vision, goals, and accountability framework. Importance of sharing gratitude. Starting goals before January.   Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Unlock the secrets of sustainable wealth transfer in this enlightening episode of the Prosperity Podcast! Explore how it's not just about passing on money, but instilling values and creating meaningful connections across generations. Discover practical strategies and the transformative impact of life insurance, inspired by the Rockefeller family method. A must-listen for anyone wanting to leave a lasting legacy beyond wealth. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://www.amazon.com/What-Would-Rockefellers-Do-Wealthy/dp/1717167160/   Show Notes Values over money: what you leave in them. Introduction to the Rockefeller Method. Generational wealth: Using whole life insurance. The importance of values in wealth transfer. Communicating values to children and grandchildren. Engaging teenagers with responsibility and values. Importance of sharing personal stories. Technology's limitation in wealth transfer. Tiny habit: Purposeful conversations. Creating space for meaningful discussions.   Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Tune in to the Prosperity Podcast episode on “Batteries Included, Brains On” to discover the secret to energized relationships and work life. Host Kim shares insights from Dan Sullivan on bringing energy and focus to every task. Learn how to recharge your mental batteries and be fully present. It's a game-changer for anyone aiming to maximize personal and professional fulfillment! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com  and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Batteries included, brains on concept. Dan Sullivan's relationship insight. Importance of energy in relationships. Recharging the “battery pack.” Concept of “free days.” Weekend preparation mindset. “Brains on” for focus. Listening actively in silence. Impact of overstimulation. Practicing silence for results. Kim's battery brain recipe. Mindfulness over wealth. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Join the Prosperity Podcast for a heartwarming episode where we explore Brad Aronson's “HumanKind” and its inspiring tales of small acts of kindness that create big changes. Learn how shifting focus from receiving to giving can transform lives, exemplified by a story of a teacher who helped a one-handed child tie his shoes. Perfect for anyone seeking uplifting and practical insights into fostering positivity and community impact. Don't miss this engaging discussion that could enrich your perspective on generosity! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://www.amazon.com/HumanKind-Change-World-Small-Time/dp/192805563X     Show Notes Book Recommendation: “HumanKind” by Brad Aronson Transforming Santa Claus Tradition Encouraging Children as Givers Shoelace Story: Overcoming Challenges Applying the One-Handed Technique Financial Structure: Currents App Importance of Long-Term Perspective Incorporating Behavioral Change in Finances The Power of Yet Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

This episode of the Prosperity Podcast dives into the unique habits and mindsets of America's 1%, featuring insights from Kim Butler. Discover how they focus on cash flow over net worth, invest in themselves, and maintain financial discipline. Learn why tiny habits and long-term efficiency are key to prosperity. Whether you're looking to manage wealth or understand affluent strategies, this episode offers invaluable takeaways in a straightforward, actionable manner. Tune in for a practical guide to financial thinking at a higher level! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Focus on Cash Flow Over Net Worth Investing in Self to Provide Value The Power of Incremental Habits Tortoise and the Hare: Wealth Creation Leveraging Business Collaborations Principles Wealthiest Avoid: Three Key Points Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Are you ready to take control of your financial future and rethink the myths of financial freedom? Join us in this insightful conversation with Kim Butler, founder of Prosperity Thinkers, as she reveals practical steps for achieving true financial independence. From maximizing cash flow to the secrets of financial literacy often ignored by traditional institutions, this episode covers everything you need to get started on a secure financial path today. To check out Kim's book, "Live Your Life Insurance", visit Amazon (affiliate): https://amzn.to/3AeYR2R To check out the YouTube (video podcast), visit: https://youtu.be/pwvVE0b0Wdc Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd If you enjoyed the audio and video quality of this episode, enhance your own productions by signing up through our Descript affiliate link: https://get.descript.com/gaei637mutik Click here to check out our Amazon product of the day (affiliate): https://amzn.to/4e7cHCh We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to check out our e-courses and bookstore here: https://www.drchrisloomdphd.com/shop Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow our Blog: https://www.drchrisloomdphd.com/blog Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Thank you to all of our sponsors and advertisers that help support the show! Financial Freedom for Physicians, Copyright 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/christopher-loo/support

Tune into the Prosperity Podcast for a refreshing episode about cutting through the noise in turbulent times. Kim shares practical tips for focusing on your strengths and nurturing 10X thinking. Perfect for those seeking clarity amid chaos. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Signal vs. Noise. Not Participating in Negativity. Strengths Overcomes Noise. Staying Focused on Value Creation. Measuring Progress, Not Gap. Identifying 10X Opportunities. Seeking Signal Amidst Noise. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Tune into the Prosperity Podcast as we journey back to early 2020 with Kim Butler. Discover how drastic shifts in savings habits can prepare you for both emergencies and opportunities. Learn why saving isn't just crucial—it's transformative. Don't miss this insightful episode! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Time Machine to Early 2020 U.S. Savings Rate History Saving as a Verb Automatic Savings Structure Impact of Poor Saver's Life Opportunity Blindness Due to Stress Margin Call Story Acquiring Business for $1 Wisdom for Younger Savers Seeing Beyond the Paycheck Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

Tune in to the Prosperity Podcast as Kim offers her no-nonsense insights on current mortgage rates and refinancing. With a straightforward perspective, she shares the importance of locking in a fixed rate and compares it to life insurance's long-term benefits. Get financial wisdom for today and future clarity! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler To be invited into Currence send an email to hello@prosperitythinkers.com with the subject line: Currence   Show Notes Historical perspective on mortgage rates. The value of a 30-year fixed mortgage. Comparing mortgage rates to past decades. Locking in mortgage rates below 8%. Life insurance and long-term financial planning. Understanding the impact of present value math. The desire for wealth and financial freedom. Personal experience with wealth in early career. Advice for young investors: don't fear high values. Importance of preserving principal. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of The Prosperity Podcast, learn how small financial tweaks can yield big long- term gains. Fresh from a top financial advisors' event, Kim shares surprising money habits that can transform your financial future. It's all about saving as a verb! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler To be invited into Currence send an email to hello@prosperitythinkers.com with the subject line: Currence Show Notes Saving as a verb vs. a noun Savings linked to control Importance of monthly cash flow control Capturing extra dollars can mean millions Smoothing income fluctuations for business owners Conscious choices during high-income months Reducing decision fatigue with fewer financial sessions Prosperity Pledge Membership benefits Tax planning reminder for the end of the year Wealthy individual prioritizes cash reserves Prep now for future opportunities Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

On this episode of the Prosperity Podcast, special guest Teresa Sheridan, an expert from Prosperity Thinkers, breaks down the complexities of life insurance. With nearly 20 years in the field, Teresa shares a step-by-step guide, from policy inception to usage and renewals. If you're confused about whole life insurance, this episode is a must-listen for clear insights and practical advice. Teresa's expertise in designing policies tailored to individual needs will help you navigate insurance decisions with confidence. Tune in to understand the full spectrum of life insurance and plan effectively for the future! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler Connect with Special guest Theresa Sheridan from Prosperity Thinkers theresa@prosperitythinkers.com     Show Notes Overview of the podcast's topic. Teresa's 20-year experience with Prosperity Thinkers. Common points in the life insurance process where clients get hung up. Complexity of whole life insurance. Strategies to make whole life insurance understandable and appealing. Importance of long-term thinking in life insurance. Explaining whole life insurance benefits including long-term care. Floor and ceiling concept for policy design. Convertible term for maximum future flexibility. Importance of not just cost but value in insurance planning. Use of illustrations in life insurance for projections. Checking in regularly with clients to update their policy based on life changes. Encouragement for listeners to start conversations to understand their insurance needs. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this episode of the Prosperity Podcast, hosts Kim and Spencer unpack the hidden costs of private wealth management and the impact of fees on your long-term financial health. Discover why traditional wealth managers may not be worth their fees and how opportunity costs can erode your wealth. Kim uses real-life scenarios to highlight the staggering effect these fees can have over a 30-year period. Essential listening for anyone looking to take control of their financial future! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://x.com/moizali/status/1831063524707369424?s=12&t=Wx4UH3H0WqT4Xg1RSCK9hA   Show Notes Defining private wealth Hidden cost of fees Long-term impact of fees Example of compounding fee costs Opportunity cost of fees Misunderstanding fee impact Critique of private wealth management Misaligned incentives in wealth management The illusion of unique advisors Automated trading vs. human managers Monkey with darts analogy Misalignment of interests with clients Importance of liquidity and cashflow Differentiating prosperity thinking from wealth management Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

On this episode of the Prosperity Podcast, Kim unravels the mystery behind financial bubbles and dispels misconceptions fueled by the media. Learn vital strategies to manage cash flow and liquidity, and hear firsthand stories of those who thrived and those who ailed during past bubbles. Discover the power of a prosperous mindset and practical steps to ensure your financial resilience. A must-listen for anyone seeking financial stability and growth! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler  https://prosperitythinkers.com/wealth/cagr-vs-average-annual-return/  Show Notes Interest rates and their misunderstood impact. Financial bubbles and the math behind averages. People's reactions to financial uncertainty. Importance of thinking long-term in personal finances. Addressing real estate bubbles and market conditions. Principle of thinking prosperously. Lessons from the 1980s savings and loan crisis. Cash flow and liquidity during financial crises. Wealthy individuals' strategies during economic downturns. Effects of greediness and lack of proper cash flow. Providing perspective and support during financial crises. Role of liquidity and cash flow in financial strategy. How financial strategists can help provide clarity and air. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this must-listen episode of the Prosperity Podcast, Kim Butler breaks down the critical question, “Where do you store your cash?” Drawing from 30+ years of financial expertise, Kim shares invaluable insights on the distinction between savings and investments, dismissing the common pitfall of chasing fleeting interest rates. Instead, she highlights the stability of whole life insurance from mutual companies as a superior cash storage solution. Tune in to grasp how you can secure your financial future with confidence and peace of mind. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler  Show Notes Savings versus investments distinction. Chasing interest rates is futile. Whole life insurance as a cash storage solution. The impact of liquidity on quality investment opportunities. Context of cash-heavy trends in the financial community. The importance of clarifying emergency fund levels within families. Advising against frequent changes in liquid accounts due to interest rates. Mutual Life Insurance as a safe, reliable liquid storage option. Misunderstandings and misinformation about whole life insurance. The value of long-term financial products over short-term solutions. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

In this engaging episode of the Prosperity Podcast, meet Emma Herman in her debut appearance. Dive into her unique journey from maxing out a 401k to leveraging whole life insurance for real estate investments. Gain valuable financial tips and discover what being a Prosperity Thinkers means to her. A must-listen for fresh perspectives on financial freedom! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com  and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler Connect with Emma Herman emma@prosperitythinkers.com     Show Notes Emma's interest in personal finance sparked by fiancé. Fascination with life insurance for real estate leverage. Transition from traditional 401k to whole life insurance policy. Emma's approach to leveraging life insurance for real estate. Description of Emma's real estate investments. Balancing real estate investments with life insurance repayments. Advice to friends and peers about affording property. Explanation of financial discipline and transitioning strategies. Emma's role in advising personal financial strategies with insurance. Importance of tailoring advice to individual financial stages. Emma's definition and view of Prosperity Thinkers. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS

On this episode of the Prosperity Podcast, financial expert Kim Butler reflects on the advice she would give her 18-year-old self. From earning and saving money early on to understanding the value of hard work, Kim shares invaluable lessons. Spencer also chimes in with his experience, making it a discussion rich with practical insights. Whether you've been handed financial opportunities or have earned them through hard work, this episode emphasizes the importance of gratitude and leveraging your resources wisely. Tune in for an inspiring and actionable conversation! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler    Show Notes Kim's early financial journey: Milk money and college without debt. Financial habits: The importance of work and saving. Challenges today: Kids and early work opportunities. Spencer's background: Music career and Silicon Valley insights. Seeing opportunities and racing to them. Relationship dynamics: Earning vs. being given financial support. Observations in college: The difference in student behaviors based on financial backgrounds. Finding communities within college based on financial responsibilities. Crossing over: Being responsible regardless of financial background. Key advice: Gratitude and leveraging opportunities. Managing inherited and earned wealth: Tips for listeners.   Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!  Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS