Podcasts about Azimo

I'm sure when we started our first business together we were like “God, this is the learning one and we're just gonna smash it all the way through the rest of them”. Unfortunately hasn't quite turned out that way, it continues to be a learning experience. Turns out, there's new sh*t to learn every time.20 YEARS IN PERSPECTIVE:The journey is the destination.If you ask me where I thought I'd be 20 years after INSEAD I think I've definitely, largely because of my wife, who I met at INSEAD and my business partner, who I also met at INSEAD, I am in a 10x better space than I could see, so I'm pretty happy.So we built a great business plan, we ended up actually acquiring a series of money transfer businesses, about 11 businesses over about 7 years and built what was a pretty substantial – 4th/5th biggest remittance company in the world.Built another business and actually just sold that business last year to a large Israeli tech company called Papaya global, which is a phenomenal outcome, actually a great deal.We had some crazy ideas on the list, but possibly 1 of the stupidest was starting a bank.These days one of us got a couple of businesses on the go and I'm obviously a shareholder in those and we are on the board together. I'm doing a bit of VC investing for a couple of funds actually and then we do lots of angel investing.ON TOPIC: Start-ups, exits, entrepreneurship, partnershipI remember being worried that we might be on the front page of the FT for the first time for all the wrong reasons, having taken a regulated financial services business bust, because of the sort of leverage that we put in.The best thing that's happened in the last 30 years is it's become okay to be an entrepreneur.I knew when he threw the entire telephone at me, it smashed through a 32nd story New York window and went out in the pavement that maybe this was not going to be the perfectly peaceful business relationship that I'd once hoped for.One thing the three of us all had in common, we all promoted club nights at university which is very much an entrepreneurial venture.I just never really fitted in traditional jobs. I didn't get on with them, they sort of felt a bit either I felt I wasn't very good at them or I felt very shackled in working for someone else.It was a good way of learning what not to do, wasn't it? We took on probably too much debt, one week we were having dinner in the CEO's office at Barclays and they'd written us a big senior debt line and then the financial crisis came and they sort of took us into the basement and beat the living crap out of us because we'd breached the covenants.Actually, when you hit the liquidity moment and either the company's no longer yours or the money lands in the bank account or you sign the docs, whatever it happens to be, that moment is very fleeting and actually what sticks with you is the good times and the bad times that you've had over the years. Winning wasn't measured just by the money, or the fame, or the other stuff, but actually by having a great set of friends, enjoying good times with them and having really quality relationships in your life.All THINGS INSEAD AND GIVING BACKINSEAD gave me my business partner, gave my wife and gave me all the talent that has made me successful. I'm British, particularly Scottish and this still feels a bit distasteful to be this enthusiastic about something, but yeah, it's definitely been a great thing for me INSEAD.

09-04-23 - Pra Helena Fernandes - Pascoa e pão azimo, a jornada da santificação

The first Breaking Payments episode is here! PPRO is powering this incredible overview of some of the "Keys to success in hyper-growth companies" - basically how to ensure growth through the voices of some of the most dynamic companies in the industry. How to generate growth for your clients? Which are the operational challenges that payment providers have to resolve? Which are the key differences amongst markets that need to be resolved when scaling from local operations to a global presence? Which is the winning culture - how inorganic growth can foster competitive advantages to succeed especially when targetting distant markets? A lot to talk about and discuss through the voices and stories of our guests, beautifully led by non-other than industry top thought leader and #BBE's resident host - Paolo Sironi. Connect with our guests:Javier Vallaure de la Paz - Chief Operating Officer, PPROConnect: https://www.linkedin.com/in/javier-vallaure-de-la-paz-02644b6/PPRO: ppro.com Dora Ziambra - Chief Operation Officer, AzimoConnect: https://www.linkedin.com/in/doraziambra/Azimo: azimo.com/en Sendi Young - Managing Director, Europe, RippleConnect: https://www.linkedin.com/in/sendiyoung/Ripple: ripple.com This episode was powered by PPROPPRO globalizes payment platforms for businesses so they can offer more choices at the checkout and boost sales. Payment service providers, enterprises, and banks that run on their infrastructure are able to launch payment methods faster, optimize checkout conversions, and reduce the complexities of managing multiple fund flows. Citi, PayPal, and Stripe are just some of the names that depend on them to expand their platforms beyond borders. In 2021, they processed €14.7 billion for their partners. And with a growing global team of over 500 people, it's no wonder why they're considered the go-to digital payments experts.

Ricky Knox gives a behind the scenes look into what it took to launch a challenger bank during a time where people laughed at the idea of trying to disrupt the banking sector and the giant banks that dominated it. He gets honest on the difficulties of raising money and the challenges faced in getting past the gatekeepers in acquiring a banking license. As a serial entrepreneur and investor, Knox takes from his wealth of experience and knowledge to give a brutally honest perspective on what founders should and shouldn't be doing, from knowing when to sell to accepting defeat and letting go of a failing business. Life after Tandem bank, Knox talks investment and the two industries he has his eye on outside of fintech that are sure to bring about what he calls, the internet 2.0. Ricky Knox is a serial entrepreneur and investor. Ricky is Chairman of ForMore, an ethical wealth management platform. Ricky is the Founder of Tandem Bank (and CEO from inception to July 2021), an app-based bank that aims to revolutionise banking to save people and planet. App-operated bank Tandem was conceived after Ricky and his co-founder Matt Cooper saw the opportunity for a purpose driven bank. Tandem is currently focused on helping the UK reach Net Zero 2050 by leveraging customers savings to help customers to finance environmental improvements to their home, transport and lives. Ricky has helped to create a series of technology disruptors in Fintech and telecoms before founding Tandem Bank. He co-founded GSM Systems (a global mobile telephony network services provider) in 2003 to recycle mobile networks into the developing world and is a founder of Small World Financial Services Group, a global money transfer business with over £5bn of transfers and one of the world's largest international money transfer operators. In 2012, he co-founded Azimo, a social digital payments platform that enables simple, fast and secure remittances to 198 countries around the world and remained as Non-Executive Director until 2018. Ricky has been investing in Fintech businesses since 2003, and has backed other notable Fintech businesses such as Curve, Comply Advantage, Vitesse, Liberis and Modulr. He holds an MBA from INSEAD and a first class honors in Economics from Bristol University.

Marta Krupinska is a Tech entrepreneur, diversity advocate, and current Head of Google for Startups UK, alongside a Chair role at Youth Business International.Recognised by Forbes in 30Under30 in 2016, by Evening Standard as amongst London's Most Influential People 2017 and 2018 and by Forbes as top 60 Female Tech Executives globally, 2018.   As a female founder herself, having founded 3 startups- most notably of a global FinTech money transfer company Azimo which raised $90M+ in funding from top VC firms and serves millions of customers, globally.   Marta is helping to level the playing field for founders in the UK and EMEA with her amazing team at Google. Working with startups and founders with a particular focus on the positive impact of building diverse teams and making the world a better place. 02:45 - Marta's background6:05 - How Does Marta Define Success?07:50 - Diversity of Thinking11:40 - Diversity with Co-Founders16:19 - Progress or PR with Women in Tech?17:45 - What's Slowing Progress?21:26 - How To Promote Female Ambition?26:24 - Youth Business International and what have we got to look forward to from Gen Z?30:55 - What trends does Marta see from start-ups?33:30 - What's Marta working on now?

Today's conversation with Marta Krupińska ended up being a total treat. We hoped to discuss honest approaches to entrepreneurship, but also ended up covering an incredible range of topics that I believe will inspire a lot of change for the year to come.Marta Krupińska is a London-based tech entrepreneur, and Head of Google for Startups in the UK where she focuses on acceleration of the most exciting startups that are using tech for social good and are founded by diverse entrepreneurs. Marta is the co-founder of three tech startups, most notably of a global FinTech money transfer company Azimo which raised $70M+ in funding from top VC firms and serves over 1.5 million customers. Marta received multiple awards including Forbes 30 Under 30 in Finance in 2016.Brought to you by Google for Startups, Marta is most recently the host of Scale Ups and Downs, a podcast that will be exploring the scaling challenges of UK startups with founders and guests every fortnight. Check out the extended trailer wherever you listen to your podcasts.If you'd like to get involved with the Scale Ups and Downs community and submit your own business challenge, head to scaleupsanddowns.com for a chance to be featured on the show. Be assured that if you're on the startup or business journey, the voices and minds you'll have access to while listening to their podcast will be some of the brightest in the world and absolutely invaluable.Meanwhile, listen as we discuss:The power of naivety in entrepreneurship.Marta's story to immense success as a teenaged founder.The relative ease of making a business these days.Why the words we use shape our perceptions of ourselves and our world.Do what lights up your heart.Why it's important to chill and be authentic when talking to mentors or investors.The difficulties faced by women and people of color in business.Is it worth the stress of being an entrepreneur?The excitement of learning must supersede any fear of ignorance or failure.Work with people you love, trust, and look up to.Marta's biggest success is that she managed not to become an *expletive*The new Scale Ups and Scale Downs podcast,  an invaluable resource for founders.Instagram: @mo_gawdatFacebook: @mo.gawdat.officialTwitter: @mgawdatLinkedIn: /in/mogawdatWebsite: mogawdat.comConnect with Marta Krupinska on Twitter @mmentrepreneur and listen to Scale Ups and Downs at scaleupsanddowns.com My new book Scary Smart is now available and has been voted one of the top 12 business books of 2021 by The Times and Sunday Times. Thanks for all of your support!And don't forget to subscribe to Slo Mo for new episodes every Sunday. Only with your help can we reach One Billion Happy #onebillionhappy.

Our Take Over is not over yet! For our second installment of this partnership – Matteo Rizzi unmuted the mic to a couple of industry trendsetters and industry shakers: Michael Kent (Azimo) and Pavel Matveev (Wirex) to tell us the stories behind their solutions and market opportunities – live from the MoneyPot booth at the Money2020 show.Like what you heard in this episode?Connect with our guests Michael Kent (Founder and Executive Chairman, Azimo)Linkedln: https://www.linkedin.com/in/mdfkent/Azimo: https://azimo.com/ Pavel Matveev (CEO, Wirex)Linkedln: https://www.linkedin.com/in/pmatveev/Wirex: https://wirexapp.com/

Is one of the world's mighty financial centres under threat from the damage done by the UK's departure from the EU? Six weeks after the final Brexit divorce, Katie Martin of the Financial Times explains the short-term impact, and long-term implications. One winner is Amsterdam. Michael Kent, co-founder of Azimo, a digital payments firm, tells us why he's opened an office there. And if the City of London is losing its allure, why are bankers so optimistic? We hear from the boss of Barclays. Photo: A man wearing a traditional bowler hat looks over at London's financial and business district known as the Square Mile (Credit: Getty).

Azimo + dLocal partnership & Angel Sahagun on Albo’s $45M funding round, Ep 27 In this week’s Espresso, we invited Richard Ambrose, CEO of Azimo, and Meirav Adi, VP of Sales at dLocal, to talk about a new partnership between the two companies. We also have Albo’s Angel Sahagun on the podcast to discuss the company’s recent round of funding. We also cover updates from Valiu, Bitso, TerraMagna, and more!   Outline of this episode:  [0:27] - Valiu’s seed funding round [1:03] - TerraMagna, a fintech for the agriculture sector [1:37] - Chile’s Justo raises funds for Latam expansion [2:15] - Bitso’s Series B [2:44] - Richard Ambrose (Azimo) and Meirav Adi (dLocal) [8:06] - Angel Sahagun, Albo   Resources & people mentioned: Angel Sahagun Meirav Adi Richard Ambrose  Startups: Valiu, Bitso, dLocal, Justo, Albo, TerraMagna Featured articles: What’s New is New Again: The California Privacy Rights Act’s Update to California Data Privacy Regulation The future of payment processing in Latin America Why 3D immersive will be key for getting out of COVID

Tech.eu’s founding editor Robin Wauters talks to Tara Reeves, partner at OMERS Ventures Europe, and Michael Kent, CEO of Azimo and co-founder of Tandem Bank.

It's Pension Awareness Day #PAD20Investment manager SEI says a new partnership with Moneyhub will turbocharge its master trust offering to help members save more for retirement. Moneyhub's machine learning technology will be used to offer ‘easy-to-plan retirement saving functions' to SEI's institutional clients. Moneyhub and its powerful, insightful open finance solutions seamlessly support our vision, creating a highly personalised user experience.Penfold, the pensions startup, is running a #PAD20 prize draw quiz for customers to win £500 for their pension pot. In addition, every new customer that signs up on Pension Awareness Day will get £25 in their pension pot.Partnerships and collaborationsPaysend expands into US market with Central Payments partnership Azimo, the global money transfer service, has hooked up with Alipay to provide instant money transfers to China. Following the partnership, Azimo users will only need a recipient's Alipay ID to make an instant transfer in Yuan.Meanwhile, UK-based Paysend can offer its money transfer service to US consumers following a new partnership with Central Payments, the payments subsidiary of Central Bank of Kansas City. Paysend's US launch has been hailed by Central Payments as ‘particularly timely' as consumers look for flexible cashless money transfer options.Digital payment platform Payoneer has unveiled its ‘Payoneer For Banks' programme in collaboration with 10 international banks. The aim is to help financial institutions provide businesses of all sizes with a way to make or receive cross-border payments.Finally, AMTD ASEAN Solidarity Fund has revealed investments in five fintech companies. Its ‘first batch' of investments – totalling S$11.5million – goes to Funding Societies, Active.ai, Cardup, Transwap and PolicyPal. Crypto.com has unveiled a Spanish version of its app and exchange as part of its mission to accelerate the world's transition to cryptocurrency. In addition to the recent release of a French version, Crypto says it will support more languages in the near future.Meanwhile, cryptocurrency banking app Abra adds 18 new cryptocurrencies for trading. Available in more than 150 countries, the Abra app enables consumers to buy, sell, hold, trade, and earn up.Payment service provider Mollie has raised €90million in a Series B funding round led by equity investors TCV. Mollie will use the funding to further accelerate its global expansion, as well as invest in new product development.Finally, London-based fintech company Curve is expanding Google Pay access across 14 European countries. Google Pay on Curve unlocks contactless payments for people whose traditional bank cards are not equipped with near field communication (NFC) technology.Research and insightIndependent spend management company JAGGAER says procurement professionals need to 'embrace the latest technologies to ready themselves for autonomous procurement'. In a new white paper, it also warns that several digital procurement solutions claim to use AI when they simply mimic it using classical statistical approaches.More people are choosing virtual methods of banking, according to research from insight firm Toluna. Furthermore, Covid-19 has accelerated an interest in sustainable investments particularly with those aged between 18 and 34.About The Fintech TimesFintech needs an authoritative voice that gives our industry exposure and integrity.We are building that voice over the years together with the main players in finance, international thought leaders and global Fintech firms, with the support of our 75,000+ unique online readers per month and over 150,000+ copies of the print & digital newspaper circulated around the world.Our mission is clear and simple – to make Fintech understood and celebrated.For more information about The Fintech Times, please visit our website Follow us and join in the conversation.Twitter | Linkedin | YouTube | Facebook | Instagram

In this episode, Nadia is joined by Dora Ziambra, COO at Azimo Ltd. who joined over Zoom to discuss how Azimo are working through the pandemic.From care packages to support, Dora explains how their passion for helping customers has translated to helping each other out through these unprecedented times and shed some light on some of the incredible things Azimo are doing today.If you enjoyed what you heard, subscribe for access to other guests and shows from The Harrington Starr Group. Please do leave a review as well to help promote the pod.

Coronavirus has hit the amount of money migrant workers can send their families back home. Caroline Theoharides is an assistant professor of economics at Amherst College and explains how significant so-called remittances are for the 800 million people globally who rely on them. We meet one Indian IT consultant sending money from the UK, and hear from his family how those funds have helped pay for education and housing back in India. And Dora Zambria, chief operating officer of digital remittances company Azimo, tells us how his firm is working to bring the cost of sending money down significantly from a typical rate of around 7%. Also in the programme, the European Commission has launched an investigation into claims the US technology giant Apple has breached competition law. The BBC's Theo Leggett brings us the details. Plus, as many hospitality firms in the UK argue that their business models are unviable with a two metre minimum social distance between customers, we explore the trade-off between health and the economy, with Dr Andy Wood, chief executive of Adnams pubs and breweries.

Investing is democratic and fair, right? Not quite, experts have claimed. Younger investors, those with lower amounts to invest and those just starting out on their investment journeys are often stymied by outdated systems, heavy prospectuses and financial jargon.Addressing these issues is key to making investment more democratic and helping a new generation become financially independent. This week Simoney Kyriakou, editor of Financial Adviser, discusses how fintech and financial literacy can help revolutionise investing and make it a truly democratic process with Ruth Wandhofer, a senior investor in fintech for Gauss Ventures, Michael Kent, from digital money transfer firm Azimo and Anand Sambasivan, chief executive of PrimaryBid.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com. See acast.com/privacy for privacy and opt-out information.

In our latest episode of the Wharton FinTech Podcast, Miguel Armaza (WG'21/G'21) is joined by Monica Brand Engel, Co-Founder and Partner at Quona, a venture capital firm that invests in growth-stage financial technology companies in emerging markets. Quona Capital is a venture capital firm that invests in growth-stage financial technology companies in emerging markets. The firm was formed with a simple idea - technology has the power to radically improve the quality, access, and affordability of financial services for underserved consumers and businesses in Africa, Latin America, and Asia. Quona invests in disruptive innovations to create a more financially inclusive world. Monica Brand Engel is a Co-Founder and Partner at Quona, where she focuses on global investments. Monica is an investor and entrepreneur, having launched a number of investment vehicles and products aimed at broadening financial inclusion. Before co-founding Quona, Monica was the founder and Managing Director of Accion Frontier Investments Group, a growth stage fintech portfolio. She also launched and managed Accion's Marketing and Product Development Unit, where she oversaw the creation of new financial services to move the industry beyond microcredit, and worked in Mexico with Compartamos Bank, the largest microfinance institution in Latin America which IPO'd in 2007. Monica started and co-taught a graduate level course on financial inclusion and impact investing for over a decade at Johns Hopkins School of Advanced International Studies, with the goal of disseminating lessons learned and promoting investment approaches that will help mainstream the industry. She has also co-authored a chapter on equity in impact investing in a book, New Frontiers of Philanthropy, and was a founding member of the Impact Investment Advisory Council established by the Emerging Markets Private Equity Association. Monica has served on the boards of Sokowatch, Yoco, Azimo, Zoona, GloboKasNet, Shubham Housing, Paralife, Compartamos Bank, and Pay Rent Builds Credit. Monica chairs the Investor Representative Committee of LeapFrog Financial Inclusion Fund I, the world’s first microinsurance fund. Monica holds an MBA from the Stanford Graduate School of Business, a Master of Arts from Stanford University, and a Bachelor of Arts from Williams College. In this extensive interview, Monica shares: -Her personal background. How growing up in a multicultural and multi-religious family, shaped her belief that what connects us is much more powerful than what differentiates us -Why she is convinced Venture Capital can be a powerful tool for good How she became a big believer in the power of financial services to affect change in underserved markets -The notable challenges of launching a VC firm aimed at financial inclusion in 2014 -The most important lessons she learned from her mentor and former boss, Michael Chu -How to succeed in VC. The importance of building a good team with strong track record and relevant operational expertise, while having a clear and specific thesis -Why "panicking" early is an important philosophy in business and the value of always preparing for the worst -Monica's take on the lessons COVID-19 has brought to light and why Quona could not have existed 15 years ago -Why Quona remains super bullish about the future of financial services and financial inclusion and why she's excited about the Alternative Lending and Neobanking spaces

The World Bank has warned global remittances, which is the money migrant workers send home, will fall by around 20% in 2020 because of coronavirus. The bank predicts this will affect the income of at least tens of millions of families. One such family is that of Smitha in Kerala, whose husband is stuck in Dubai unable to work due to lockdown. But it’s not just about subsistence. Michael Clemens at the Centre for Global Development says remittance flows are a crucial resource for helping families and communities pull themselves out of poverty, and the effects of this sharp fall in remittances will be felt for many years to come. Meanwhile, Yvonne Mhango, Sub-Saharan Africa at Renaissance Capital, explains how the impact felt in Africa will differ across regions. And Michael Kent, CEO of digital payments service Azimo, explains how services like his could fill the gap left by the shuttering of brick and mortar transfer shops. Producer: Frey Lindsay. (Picture: Smitha and her family. Picture credit: Smitha Girish.)

Brazil has been hit by a triple whammy of Covid-19, economic pain and political turmoil. We hear from people in Rio de Janeiro about their concerns around the current situation. Roberta Braga from the Atlantic Council's Latin America Centre says the coronavirus outbreak has hit Brazil particularly hard. Meanwhile Alexandre Sahyoun of the Association of Brazilian Shopping Centres tells us why shopping centres in Brazil want to get back to business as soon as possible. Also in the programme, Michael Kent, chief executive of global remittances company Azimo discusses a boost to his firm's business as a result of lockdowns preventing migrant workers from visiting bricks and mortar shops to send money back home. Plus, Andrew Rhomberg, founder of Jellybooks, a startup in the publishing world that focuses on reading analytics, explains why he thinks his service could help persuade people to read more books. (Picture: A nurse projected onto Brazil's Christ the Redeemer statue. Picture credit: Getty Images.)

Gościem 106. odcinka #GregAlbrechtPodcast jest Marek Wawro, co-founder firmy Azimo (platformy dostarczającej rozwiązania technologiczne do szybkich transferów pieniężnych), a obecnie CTO Future Finance. Firmy Azimo i Future Finance należą do najbardziej znaczących startupów finansowych na świecie. Azimo była w 2015 roku wyceniona na 100 mln dolarów (a do tej pory pozyskała 80 mln inwestycji), a Future Finance pozyskało do tej pory od inwestorów już prawie 500 mln dolarów. Dla porównania, rozpoznawalne polskie startupy na obecną chwilę pozyskały: Booksy - 50 mln dolarów inwestycji, Brainly - prawie 70 mln dolarów. Z rozmowy z Markiem w #106 odcinku GAP dowiesz się m.in.: – Jak być dobrym CTO – Dlaczego super-geeki nie są wymarzonymi pracownikami zespołów technologicznych – Jak usprawniać komunikację i feedback w zespołach z wykorzystaniem etykietowania – Jak kilkakrotnie zwiększyć swoje wynagrodzenie – Jak pokonywać wyzwania będąc emigrantem – Jakie ważne relacje miały wpływ na powodzenie Marka i co z nich wynika dla innych – Dlaczego będąc założycielem Azimo, Marek zdecydował się przejść na etat do Future Finance – Jaka lekcja biznesowa płynie z pierwszego odcinka serialu "Czterdziestolatek" – O istocie humanizacji umysłów ścisłych i geekowaniu otwartych – Kim jest świadomy kosmita Podsumowanie #106 odcinka przeczytasz tutaj: https://www.gregalbrecht.io/GAP106 Zasubskrybuj Greg Albrecht Podcast oraz dołącz do Klubu Greg Albrecht Podcast, aby mieć dostęp do ekskluzywnych materiałów, spotkań i wpływ na kształt tego podcastu: https://www.gregalbrecht.io/klub Porozmawiajmy tu: Facebook: https://www.facebook.com/gregalbrechtio/ LinkedIn: https://www.linkedin.com/in/grzegorzalbrecht/ Instagram: https://www.instagram.com/gregalbrecht/ Masz pomysł na temat odcinka? Znasz kogoś, kto powinien być moim gościem? A może chcesz zostać sponsorem podcastu? Napisz do mnie: gregalbrechtpodcast (at) gmail.com

Gościem 106. odcinka #GregAlbrechtPodcast jest Marek Wawro, co-founder firmy Azimo (platformy dostarczającej rozwiązania technologiczne do szybkich transferów pieniężnych), a obecnie CTO Future Finance. Firmy Azimo i Future Finance należą do najbardziej znaczących startupów finansowych na świecie. Azimo była w 2015 roku wyceniona na 100 mln dolarów (a do tej pory pozyskała 80 mln inwestycji), a Future Finance pozyskało do tej pory od inwestorów już prawie 500 mln dolarów. Dla porównania, rozpoznawalne polskie startupy na obecną chwilę pozyskały: Booksy - 50 mln dolarów inwestycji, Brainly - prawie 70 mln dolarów. Z rozmowy z Markiem w #106 odcinku GAP dowiesz się m.in.: – Jak być dobrym CTO – Dlaczego super-geeki nie są wymarzonymi pracownikami zespołów technologicznych – Jak usprawniać komunikację i feedback w zespołach z wykorzystaniem etykietowania – Jak kilkakrotnie zwiększyć swoje wynagrodzenie – Jak pokonywać wyzwania będąc emigrantem – Jakie ważne relacje miały wpływ na powodzenie Marka i co z nich wynika dla innych – Dlaczego będąc założycielem Azimo, Marek zdecydował się przejść na etat do Future Finance – Jaka lekcja biznesowa płynie z pierwszego odcinka serialu "Czterdziestolatek" – O istocie humanizacji umysłów ścisłych i geekowaniu otwartych – Kim jest świadomy kosmita Podsumowanie #106 odcinka przeczytasz tutaj: https://www.gregalbrecht.io/GAP106 Zasubskrybuj Greg Albrecht Podcast oraz dołącz do Klubu Greg Albrecht Podcast, aby mieć dostęp do ekskluzywnych materiałów, spotkań i wpływ na kształt tego podcastu: https://www.gregalbrecht.io/klub Porozmawiajmy tu: Facebook: https://www.facebook.com/gregalbrechtio/ LinkedIn: https://www.linkedin.com/in/grzegorzalbrecht/ Instagram: https://www.instagram.com/gregalbrecht/ Masz pomysł na temat odcinka? Znasz kogoś, kto powinien być moim gościem? A może chcesz zostać sponsorem podcastu? Napisz do mnie: gregalbrechtpodcast (at) gmail.com

— Bitcoin sinks below $9000 — Compound launches a governance token — Ethereum community members submit a petition against ProgPow — Coinbase wallet integrates Ethereum Name Service — Square reports $500M+ in Bitcoin sales for 2019 — KuCoin launches instant exchange service — Azimo joins RippleNet — Tagomi to join the Libra Association

Around 90% of all startup investment currently goes to male-led companies. Kim Chakanetsa speaks to two women who specialise in funding and supporting female startups, about why they believe investing in women is the smart choice. Marta Krupinksa is the Head of Google for Startups UK, and aims to encourage more women and under-represented founders to take the plunge into business. Marta herself co-founded the global financial technology company Azimo which raised over $70 million in venture capital. Having been the only woman in many meetings, she relishes her role now in connecting female entrepreneurs with potential investors, as well as providing mentoring and training. Anu Duggal was also an entrepreneur before deciding to create a capital fund that only invests in women-led startups - the Female Founders Fund. There is evidence that female entrepreneurs experience greater successes - and fewer failures - than their male counterparts, but traditional venture capital does not reflect this. Anu says that's why she chooses to put her money into talented businesswomen with disruptive and innovative ideas. (Image: Marta Krupinska (L) Credit Google for Startups UK. Anu Duggal (R) Credit Female Founders Fund)

Fresh off the press - Dora Ziambra comes on to Searching for Mana to announce her promotion to Chief Operating Officer at Azimo!For anyone considering the merits of taking an MBA, this episode is for you. With a background in Co-Founding and trading high-frequency algorithmic equity/index products, Dora took the long view in 2013 to attend INSEAD MBA course. This is where Dora met the future to be founders of Azimo, Michael Kent and Ricky Knox and the rest is History....Azimo founded 2012$66M funding to date and now operating in profit is an online international money transfer company that challenges the old fashioned, expensive ways of moving your money around the world. They are all about lower costs, excellent exchange rates and a brilliant service.Azimo is created with the explicit mission of cutting the costs of sending money home. Its international money transfer platform allows to send money either to a bank account or to over 270,000 cash pick-up points around the world and is accessible via mobile devices.

Welcome to the Tearsheet Podcast. I’m Zack Miller. Ricky Knox is my guest today on the show . A five time entrepreneur and the founder of international money transfer firm Azimo, Ricky continues to compete in fintech. His latest venture, Tandem, is a strong competitor in the UK challenger banking market. There aren’t many entrepreneurs who keep coming back to fintech and Ricky describes why he thinks financial services is so ripe for disruption. Tandem’s approach to helping its customers make financial decisions uses AI and we talk about technology’s role in managing money. We discuss how he’s handling growth and scaling and how he’s positioning Tandem — with products and services -- to compete in the future. Ricky Knox is my guest today on the Tearsheet Podcast.

Michael Rolph is co-founder and CEO of Europe’s fastest-growing payment, marketing, and loyalty platform, Yoyo.Michael started his career at Barclaycard, First Data and PayPal. Prior to founding Yoyo, he was a founding member and Director at Anthemis Group, the specialist FinTech advisory and investment firm. During his time there, he advised multiple start-ups like Azimo and The Currency Cloud in their early stages, established players like Vocalink and Skrill, as well as several banks on digital innovation, investment, and M&A.He is currently an advisor to Firestartr and has previously been a mentor at Seedcamp, the early-stage funding company and a non-executive director at The MoBank Group.Check out what Michael is up to at: https://yoyowallet.com/

The first episode of The EIU Digital Economy podcast looks at the current state of the global digital economy. Host Pete Swabey speaks to Michael Kent, CEO of cross-border payments provider Azimo, about the challenges of managing a truly global digital start-up. Then guests Annabelle Gawer, chair in digital economy at the University of Surrey, and George Zarkadakis, digital lead at global risk and human capital advisory firm Willis Towers Watson, discuss the impact so far of digitisation on the global economy. Sponsored by DXC Technology Hosted on Acast. See acast.com/privacy for more information.

Kamran is a Venture Partner at Greycroft, where he has led a number of deals for the firm in the areas of mobile platforms, payments & commerce, and financial technology. At Greycroft, Kamran has led the fund’s core investments in Azimo, Boxed Wholesale, Fortumo, and Recurly, and driven the firm’s seed investments in Bread (fka Lon), Highlight, Cord, and Dasher. He also led Greycroft’s prior investment in Venmo (acquired by Braintree), Braintree (acquired by PayPal), and BalconyTV (acquired by Orchard). **Links:** Kamran: [https://www.linkedin.com/in/kamranansari1/](https://www.linkedin.com/in/kamranansari1/) Greycroft: [https://www.greycroft.com/](https://www.greycroft.com/) Benzinga Fintech Summit: [https://benzingafintechsummit.com/](https://benzingafintechsummit.com/)

Michael Kent is the founder and CEO of Azimo, a fast-growing money transmission business.   Michael first joined us a over a year ago, in episode 34, and it was fun to connect again.   As the founder of Azimo, and before that of Small World FS, another money transmission business, Michael is extremely well placed to talk about the founder's journey.   In the second instalment of our Founder's Sessions series, we explore the first few months of Azimo, from idea to product to traction, in what I think is a highly insightful discussion.   As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com.   If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review.   Thank you very much for joining us today. Please welcome, Michael Kent.

En este podcast os hablo de: - Portátil lenovo thinkpad ThinkPad E480. - Cómo ganaros unos eurillos con las plataformas de envío de dinero Verse, Monese, Xendpay, Azimo, Worldremit, Transfergo. - Compra del router Xiaomi 3G (quiero instalarle OpenWrt).

[01:11] Kommunikationskongress: Klassentreffen der Branche [02:04] Digital-Experte Daniel Rehn über Snapchat und PR [02:59] Personalien: Deutsche Bahn, Roland Berger und MetroGroup [04:06] Agenturen: Lewis wächst; K1 feiert Jubiläum [04:52] Studie: Klare Kommunikationsstraegien fehlen oft [05:44] Etats: Serviceplan Scholz&Friends und Azimo gewinnen [07:18] Wikipedia und Populismus: Gastbeiträge von Peter Wuttke und Wolfgang Griepentrog [08:07] Ausblick: GPRA im Dialog: insignis-Chef im Interview

Ricky Knox is the Founder and CEO of Tandem, a new UK bank that partners with its customers to improve their financial lives.    Tandem is at least Ricky's third business. He's also a co-founder of Small World and Azimo. In addition to starting companies, Ricky also invests in them via his investment vehicle, Hexagon Partners.    As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com.   If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review.

Luis Hanemann is without a doubt one of the biggest names in the European startup scene when it comes to online marketing and growth. Since 2015, he is a partner at venture capital firm e.ventures. Based in the VC’s Berlin office, he develops and implements strategic growth initiatives and provides operational support for e.ventures portfolio companies around the world to ensure their competitive advantage. As a global VC firm, e.ventures invests in early stage and growth stage emerging technology companies across the US, Europe, China and Brazil. The portfolio of e.ventures includes well-known startups like Azimo, Groupon and Angie’s List. Prior to e.ventures, Luis served as Chief Marketing Officer at German online startups giant Rocket Internet. While at Rocket, he helped to identify and build proven Internet business models, which were then transferred to new, underserved or untapped markets where he scaled them into leading online companies. Before joining Rocket Internet as CMO on a global level, Luis worked for several e-commerce companies like smava and eDarling and also managed own web projects. During his time at Rocket, he additionally founded the online marketing agency Trust Agents, which he still is a Partner of. Given his broad experience, Luis is a regular speaker at industry conferences in the fields of digitalization, internationalization and digital marketing. In this episode, Luis talks about ‘everything online marketing’ - giving advice on SEO, sharing his view on the current trend of influencer marketing and answering some of our listeners' questions. He also describes why being a VC is a privilege and shares his learnings from each stage of his career so far with lots of tips for aspiring founders. 

Welcome back after a week off last week - our first in a year. Wow. Hope everyone's having some fun this summer.   We've got some amazing guests lined up over the next few months, so stay tuned for that. We're increasingly active in our newsletter lately - if you'd like to be a part of that, you can subscribe on our website at www.bankingthefuture.com.   Today, we've got one for the entrepreneurs. We've had some great episodes with venture capitalists and founders going through the most interesting opportunities their seeing, ideas about areas of fintech ripe for further innovation, startup advice and more.   We're pulling all of that together in one place in a nod to our founder and aspiring founder listeners, of which there are many. A lot of the questions that come up most often in our community are around turning concepts into action. One of our core tenants at Rebank is that its delivery that matters. The discussion and analysis of high level ideas and trends are part of the work that takes place around and in support of execution, but with no action, the reflection is only so relevant.   Today, we hear from a number of past guests, including Michael Kent of Azimo, Steve Lemon of CurrencyCloud, Nigel Verdon of Railsbank, Alex Macpherson of Octopus Ventures, Carolina Brochado of Atomico, Michael Treskow of Eight Roads, Ameya Upadhyay of Omidyar, Charlie Delingpole of ComplyAdvantage and Aman Ghei of Orange Growth Capital.   As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com.   If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review.   Please enjoy today's special episode on starting a fintech.

Google Ventures invested $25m in CurrencyCloud earlier this year, buying into one of the most powerful fintech solutions in the payments space. Today we're joined by Steve Lemon, co-Founder of CurrencyCloud, to discuss the investment, the company and the payments space in general. CurrencyCloud's API-based payments engine automates B2B payments and FX, powering an impressive range of fintechs, including Klarna, Travelex, Revolut, Azimo, Fidor Bank and, previously, Payoneer, Kantox and TransferWise. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Steve Lemon.

Michael Kent is a serial entrepreneur and the Founder and CEO of Azimo, one of Europe's most successful fintechs of recent years. Michael is also co-founder and a non-executive director of Tandem, a new digital-only bank in the UK. Previously, Michael co-founded Small World Financial Services, a money transmission provider, which he grew to $4.5bn in annual transaction volumes. Michael is also a startup investor and advisor, working with companies including Curve, a smarter credit card, and ComplyAdvantage, an digital KYC & compliance solution. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Michael Kent.

In this episode Innovation isn't having an app – it's having a new business model. Yet for banks, business models are one of the hardest things to innovate around. We discuss what's broken with traditional bank business models, and how to create new ones, with two people who know best: Tom Blomfield, CEO of Monzo, and Dora Ziambra, Head of Business Development at Azimo. “For me, and many people in the industry, being a marketplace bank is the future,” Tom says. “It's a customer interface that acts as a platform for all of your financial problems. So a single interface that gives you access to the Azimos and the Funding Circles and the Transferwises, with a delightful, one-click user experience, but still giving you the benefits of that choice and that customer service. So, sort of, looser recoupling around APIs.” If you liked this interview, please review us on iTunes. To learn more about the team that brings you FinTech Insider, visit 11fs.co.uk. Listener offer: for a 30% discount on Innovate Finance Global Summit tickets, register using the discount code FinTechInsider. The event will be held April 10-11 in London. The post Ep213 – Bank Business Models: The Last Bastion of Innovation appeared first on 11FS. The post Ep213 – Bank Business Models: The Last Bastion of Innovation appeared first on 11:FS.

In this episode Innovation isn’t having an app – it’s having a new business model. Yet for banks, business models are one of the hardest things to innovate around. We discuss what’s broken with traditional bank business models, and how to create new ones, with two people who know best: Tom Blomfield, CEO of Monzo, and Dora Ziambra, Head of Business Development at Azimo. “For me, and many people in the industry, being a marketplace bank is the future,” Tom says. “It’s a customer interface that acts as a platform for all of your financial problems. So a single interface that gives you access to the Azimos and the Funding Circles and the Transferwises, with a delightful, one-click user experience, but still giving you the benefits of that choice and that customer service. So, sort of, looser recoupling around APIs.” If you liked this interview, please review us on iTunes. To learn more about the team that brings you FinTech Insider, visit 11fs.co.uk. Listener offer: for a 30% discount on Innovate Finance Global Summit tickets, register using the discount code FinTechInsider. The event will be held April 10-11 in London. The post Ep213 – Bank Business Models: The Last Bastion of Innovation appeared first on 11FS. The post Ep213 – Bank Business Models: The Last Bastion of Innovation appeared first on 11:FS.

In this episode Tandem CEO Ricky Knox says banking should feel effortless, as easy as listening to Spotify. He shares how Tandem is building this kind of digital bank, and how his previous startups, including Small World Financial Services and Azimo, led him to where he is today. Tandem is the second digital bank in the UK to get its banking license, and recently received a £35 million investment from House of Fraser. “We really want to build banking as a service, or banking as a solution, in the same way that I now listen to Spotify,” Ricky says. “I don't have a buying experience anymore…I can have music in every room.  It should feel a little bit like that to do your banking.  It shouldn't be any effort.” You'll also hear from Chief Customer Officer Ruth Handcock, who says her job is listening to customers, then translating that into what Tandem is building. Enjoy the episode! If you're a fan of FinTech Insider, please review us on iTunes. This helps other people find us. To learn more about the team that brings you FinTech Insider, visit 11fs.co.uk The post Ep205 – Tandem CEO Ricky Knox and CCO Ruth Handcock appeared first on 11FS. The post Ep205 – Tandem CEO Ricky Knox and CCO Ruth Handcock appeared first on 11:FS.

In this episode Tandem CEO Ricky Knox says banking should feel effortless, as easy as listening to Spotify. He shares how Tandem is building this kind of digital bank, and how his previous startups, including Small World Financial Services and Azimo, led him to where he is today. Tandem is the second digital bank in the UK to get its banking license, and recently received a £35 million investment from House of Fraser. “We really want to build banking as a service, or banking as a solution, in the same way that I now listen to Spotify,” Ricky says. “I don’t have a buying experience anymore…I can have music in every room.  It should feel a little bit like that to do your banking.  It shouldn’t be any effort.” You’ll also hear from Chief Customer Officer Ruth Handcock, who says her job is listening to customers, then translating that into what Tandem is building. Enjoy the episode! If you’re a fan of FinTech Insider, please review us on iTunes. This helps other people find us. To learn more about the team that brings you FinTech Insider, visit 11fs.co.uk The post Ep205 – Tandem CEO Ricky Knox and CCO Ruth Handcock appeared first on 11FS. The post Ep205 – Tandem CEO Ricky Knox and CCO Ruth Handcock appeared first on 11:FS.

Could Brexit be about to undermine the dominance of London's banking industry? The British Banker's Association has warned that large banks are getting ready to relocate out of the UK early next year, and smaller banks could move operations overseas before then. It comes amid a fierce debate in Britain and Europe over what Brexit should look like. Some banks in London are pushing to retain access to the single market - especially so-called passporting rights. But the British government is unwilling to give ground to the EU on its key demand - control over immigration. Frankfurt, Berlin and Paris are certainly on the charm offensive, with lobbyists hard at work encouraging relocation. So can London retain its status as a global finance hub – and who benefits if it doesn't? How much do other cities really stand to gain from Britain's imminent exit from the EU, and possibly the single market? And if there is an exodus of banks from the City of London, what will it mean for Europe, and even the global economy? The BBC's Ed Butler is joined by an expert panel - Mark Boleat, policy chairman of The City of London Corporation; Marta Krupinska, a Polish-born businesswoman and founder of Azimo, a platform for sending money internationally; Dr Gerard Lyons, of the Policy Exchange think-tank and NetWealth Investments; Nicolas Véron, of the Bruegel Institute and the Peterson Institute for International Economics. (Photo: City of London skyline. Credit: Christopher Furlong/Getty Images)

In the hot Fintech sector there are few places hotter than being a Fintech in a 3 month accelerator program. But what are they? What’s the inside track? What works well, what is surprising and how is it all changing? Plenty of dynamics to discuss in today’s episode with Nektarios Liolios, the co-founder of Startupbootcamp Fintech. Prior to that he had over a decade’s FS experience and in particular spent several years In charge of Swift’s Innotribe Startup Challenge. Many of you may not be familiar with that but you will certainly be familiar with some of the alumni of that program – real Fintech royalty such as Transferwise, Currency Cloud (more below the radar but the cognoscenti’s Fintech perhaps), and Azimo. So who better than Nektarios to “lift the bonnet” today? Startupbootcamp is a global network of industry focused startup accelerators. It was founded in Copenhagen in 2010 with the core idea of supporting the best entrepreneurs as they grow their startups. So it is a rara avis in terms of not coming out of the US tech scene. It is now the largest in Europe and one of the top 3 worldwide – another rare European triumph. They have helped 200 startups raise a total of over Eu64m creating well over 800 jobs and are in 8 locations worldwide. A Quick Overview of Accelerators, Incubators and Co-working Spaces Where did the accelerator concept come from? Naturally the west coast US tech scene and the likes of super-well-known Y Combinator and Tech Stars. Interestingly however in the fascinating Seedrankings research into US accelerator performance (pdf, wmv), whilst the best get great approval ratings, the participant in a median program would not recommend it to a friend. So clearly there is an art to doing this well. But backing up to the bigger picture – maybe you are unclear on what the difference is between an accelerator, an incubator and a co-working space. To a certain extent there is a spectrum … but broadly speaking an accelerator runs a specific program with a start date, an end date and a curriculum in between. You have to apply and enter a selection process to be accepted and will probably be given some small amount of funding in return for a small equity stake. Post-program you are out of the nest and into the real world (even if you then join their alumni group). As well as Startupbootcamp the premier London programs are Accenture’s Fintech Innovation Lab and Barclays Accelerator (in collaboration with Techstars). By contrast an incubator is like a warm nest that you don’t have to leave and will not run a specific program although to be called an incubator it really needs to have some value-added (events, mentors…).  Notable examples are Level 39 (where R5FX of LFP005 fame reside) and Innovation Warehouse (where Kwanji of LFP009 reside), A co-working space is just that – a co-working space – think a bit more focused/trendy version of Regus (notable ones in Fintech being Central Working and We Work (where Elliptic LFP003 now live)).  Again as there is something of a spectrum here some may do “value-adds” around the basic “space and desk” proposition. I guess on the even simpler level we have good old-fashioned “office space” – mind you nothing is without a twist of lemon in the modern world. So I would guess that Level 42 – part of the Level 39 proposition but much more “just office space” (Ignitr, LFP012, reside there in their own dedicated office space) might not want to be labelled “office space” perhaps. Incubators and accelerators in particular can have a different flavour depending on their funding. [In passing in the episode I refer to TechCrunch’s article “Corporate Accelerators are an Oxymoron” (in this context read Bank not Corporate)]. Naturally a single bank funds Barclay’s Accelerator… Single corporates fund (obviously again) Accenture’s accelerator program and (slightly less obviously perhaps) the Level39 incubator (which somewhat eccentrically/hyperbole sometimes calls itself an accelerator) funded by the Canary Wharf group Startupbootcamp’s accelerator is funded by multiple banks/FS-corporates as we hear in the show. Oh Yes, The Show All of that is pre-amble :-O … however getting terms straight (as we heard of LFP013 re “P2P”) is about half the battle right now after the explosion of press interest and consequent hype, spin and PR in 2014. Yes – the show – it’s great Listen to it! The episode’s key topics are: Swift’s vision post-2008 of alerting members to the changes in FS and the founding of Innotribe in 2009, whose mission was to enable collaborative innovation in the FS industry (and it’s easy to see how those deep roots have grown to where we are today) Nektarios’ time managing the Innotribe Startup challenge and how that laid the ground for the accelerators of today the main role of accelerators/incubators/co-working spaces being to provide a vehicle and a tool for startups; all of the ones out there right now are adding value accelerators as condensing/compressing timescales, what the value-adds are and what the key value-adds are within those Startupbootcamp’s pro-active (as well as passive/receptive) role in “getting out there” to attract and find startups to the program accelerators as being like a “mini-MBA at a practical level” (crossed with the Royal Marines :-D) the importance of “solid” in Fintech and more generally why Fintech is unlike tech; how Fintech bifurcates into what one might label FIN-tech and fin-TECH the funding of accelerators and what the practical benefits funders/sponsors get out of doing so; collaboration versus competition the challenges to banks right now as less that there are masses of Fintechs who are capable of damaging/destroying them and more that they don’t know how to use new technology and embrace it to their own benefit; and don’t know how to partner with small startups who do know [cf LFP012 “Gluing Fin & Tech Together”] Startupbootcamp Fintech’s global ambitions -  Singapore’s very recent launch and the next steps/ambitions/plans what would happen if you ran the Accelerator programs themselves through a meta-accelerator program to accelerate their development – what does the future look like in terms of greater speciation/focused-programs? what is needed for post-accelerator programs? Plenty in there and we end up with one of the most interesting angles … in the context of Nektarios’ deep background in this area what have been his two main surprises in the 2014 program? You’ll have to listen but they are definitely “inside track” points that you won’t come across readily elsewhere