Podcasts about money2020

An episode taken from the Fintech Chatter Podcast with Dexter Cousins who interviewed Danny Levy.About this EpisodeDexter Cousins calls in the expert for the annual Fintech Predictions 2025! We welcome Danny Levy Managing Director, Asia & ANZ for Money 20/20.Dexter and Danny discuss the evolution & significance of Money 2020 and they chat about the unique experience and the rigorous selection process undertaken for speakers.Danny shares insights on trends for 2025, highlighting the rapid changes in the banking scene, the rise of digital payments, and the opportunities in embedded finance. They also explore the role of AI in FinTech and the importance of maintaining energy and focus while travelling for business. About Money 20/20Money20/20 is the world's leading, premium content, sales and networking platform for the global money ecosystem.Their events feature in-depth analytics & inspirational speakers, our world-class insight and networking opportunities help our customers stay ahead.Key TakeawaysMoney 2020 is designed to create a unique festival-like experience.The event focuses on quality networking and content over quantity.Health and wellness initiatives are now integral to event planning.Speaker selection is based on editorial integrity and industry relevance.The banking landscape in Asia is rapidly evolving with digital innovations.Digital payments are leading the way in cross-border transactions.Embedded finance presents significant growth opportunities in FinTech.AI is transforming customer service and operational efficiency in financial services.FinTech innovations can significantly improve financial inclusion.Maintaining personal health and wellness is crucial for high performance in business.About DannyWith 15 years of senior leadership experience in Singapore, Danny is an accomplished business leader with a proven track record of scaling businesses and driving record-breaking profits. As the founder and host of "Digital Transformation & Leadership," a top 100 Business podcast, Danny regularly engages with industry leaders from global companies. He is a guest host on the South China Morning Post podcast, focusing on digital transformation.Danny serves as an Ambassador for the Emerging Payments Association Asia (EPAA).Danny spent a decade as Managing Director at Worldwide Business Research, where he delivered consecutive record-breaking profit results and led market expansion across Asia and ANZ.Danny's leadership philosophy centres on creating empowering environments where teams can excel. He is passionate about strategic business growth and innovation, recruiting and developing high-potential talent, building inclusive, high-performing teams, and driving innovation and digital transformation.Chapters00:00 Introduction to Money2020 and Its Impact 03:36 The Evolution of Money202006:28 Wellness and Networking at Events09:22 Speaker Selection and Content Integrity12:18 Trends and Insights from the 2025 Report15:05 Digital Payments and Cross-Border Innovations17:56 The Role of Regulators and Collaboration in FinTech20:47 Opportunities in Emerging Markets23:49 Innovations and Challenges in FinTech26:50 The Evolution of AI in FinTech29:39 Identifying Opportunities in FinTech33:20 Game-Changing Innovations in

About this Episode Dexter Cousins calls in the expert for the annual Fintech Predictions 2025! We welcome Danny Levy Managing Director, Asia & ANZ for Money 20/20. Dexter and Danny discuss the evolution & significance of Money 2020 and they chat about the unique experience and the rigorous selection process undertaken for speakers.Danny shares insights on trends for 2025, highlighting the rapid changes in the banking scene, the rise of digital payments, and the opportunities in embedded finance. They also explore the role of AI in FinTech and the importance of maintaining energy and focus while travelling for business. About Money 20/20Money20/20 is the world's leading, premium content, sales and networking platform for the global money ecosystem.Their events feature in-depth analytics & inspirational speakers, our world-class insight and networking opportunities help our customers stay ahead.Key TakeawaysMoney 2020 is designed to create a unique festival-like experience.The event focuses on quality networking and content over quantity.Health and wellness initiatives are now integral to event planning.Speaker selection is based on editorial integrity and industry relevance.The banking landscape in Asia is rapidly evolving with digital innovations.Digital payments are leading the way in cross-border transactions.Embedded finance presents significant growth opportunities in FinTech.AI is transforming customer service and operational efficiency in financial services.FinTech innovations can significantly improve financial inclusion.Maintaining personal health and wellness is crucial for high performance in business.About DannyWith 15 years of senior leadership experience in Singapore, Danny is an accomplished business leader with a proven track record of scaling businesses and driving record-breaking profits. As the founder and host of "Digital Transformation & Leadership," a top 100 Business podcast, Danny regularly engages with industry leaders from global companies. He is a guest host on the South China Morning Post podcast, focusing on digital transformation.Danny serves as an Ambassador for the Emerging Payments Association Asia (EPAA).Danny spent a decade as Managing Director at Worldwide Business Research, where he delivered consecutive record-breaking profit results and led market expansion across Asia and ANZ.Danny's leadership philosophy centres on creating empowering environments where teams can excel. He is passionate about strategic business growth and innovation, recruiting and developing high-potential talent, building inclusive, high-performing teams, and driving innovation and digital transformation.Chapters00:00 Introduction to Money2020 and Its Impact 03:36 The Evolution of Money202006:28 Wellness and Networking at Events09:22 Speaker Selection and Content Integrity12:18 Trends and Insights from the 2025 Report15:05 Digital Payments and Cross-Border Innovations17:56 The Role of Regulators and Collaboration in FinTech20:47 Opportunities in Emerging Markets23:49 Innovations and Challenges in FinTech26:50 The Evolution of AI in FinTech29:39 Identifying Opportunities in FinTech33:20 Game-Changing Innovations inSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.This month we had the chance to talk about:* A return to BaaS Island: the FDIC's proposed “Synapse Rule,” Five Star Bank quits BaaS, and the evolving (ha) economics of partner banks* The CFPB accepts comments on FDX as standard-setting organization for 1033 open banking* Department of Justice sues Visa, alleging it has used anticompetitive business practices to maintain an illegal monopoly on the US debit processing market* …and, as always, what Alex and Jason just can't let go ofAre you attending Money2020? Alex and I will be joining Simon Taylor for an invite-only session on “How to Win At Embedded Finance,” sponsored by Sardine, Sonar, LoanPro, and Visa — more info here.If you enjoy listening to this podcast and find value in it, please consider supporting me (and finhealth non-profits!) by signing up for a paid subscription. It wouldn't be possible to do what I do without the support of listeners like you! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

CM.com, vroeger Clubmessage, helpt al 25 jaar bedrijven om de communicatie met klanten met behulp van technologie te verbeteren. Toen met SMS en nu met AI. Aan de hand van concrete voorbeelden vertelt Jeroen van Glabbeek, CEO en mede-oprichter van CM.com hoe zij hun conversational platform continu verbeteren met behulp van Generatieve en Consumer AI. Ook licht hij een tipje van de sluier hoe de voorbereidingen van de Grand Prix in Zandvoort vorderen. Op het naar haar vernoemde CM.com circuit speelt het bedrijf namelijk een sleutelrol om bezoekers een onvergetelijke dag te bezorgen. Op dit event is Jeroen dan ook zeker te vinden, andere events zoals Money2020 laat hij liever aan zich voorbij gaan. Waarom? Hij legt het zelf uit…. ----------------------------- Deze aflevering is mede-mogelijk gemaakt door Endava, software engineering for a digital age.

In this episode, I had the chance to sit down with Nicolas Benady, the CEO of French embedded finance platform Swan, live at Money2020 Europe earlier this month. Nicolas and I had the chance to talk about:* embedded finance and banking-as-a-service in Europe vs. the US* what being licensed as an emoney institution enables Swan to do and how it's different than being or partnering with a bank* why Swan is confident in its ability to effectively oversee its third-party partners* how Swan's clients leverage its capabilities* and more!Special thanks to the entire Money2020 crew for hosting us in the MoneyPot podcast booth and putting on another great event! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Join for a reality check: FinTech promise vs. reality over the last five years for a 5th Anniversary Special, live from Money2020 Europe, where Voice of FinTech founder Rudolf Falat spoke to Micky Tesfaye, Content Lead at Money2020.Here is what they discussed in more detail:A customer universe of one: customer centricity, hyper-personalization, AI, and automation. Customer centricity is no longer only a North Star aspirational goal but an absolute must for everyoneNo longer chasing growth at any cost - marketplaces and profitabilitySustainable growth and sustainable financeAre ESG ratings useful? Need to integrate climate and social responsibility into their everyday actions, beyond using buzzwords to impress. ClimateTech funding is still strong, and sustainability to stay, but need to be backed up with tangible resultsCrypto and blockchain - where is more traction?

We're at Money2020 and we sat down with Maysara Hammouda, Founder and CEO of Scottish fintech Predictiva. We spoke about his solution that uses AI in the trading sector, his views on the future of AI and the future of trading and the real benefits and challenges poised by the development of AI.

In this episode we spoke with Megan Grant from Edinburgh-based fintech Appointedd about Consumer Duty and the role that new innovative technologies can play in supporting established financial firms meet those new requirements. At the end we also mentioned Megan's next challenge, swimming the channel to raise money for charity. To support her follow this link. https://www.justgiving.com/page/megan-grant-channel-swim

Our monthly edition of "News From The FinTech Front" puts the most recognizable thought leaders discussing the latest news for the industry and gives them space to comment, or often explain what exactly happened to our audience. This month, the Simon Taylor and Rita Martins join Elizabeth Kleinveld live at the MoneyPot podcast booth and stage at Money2020 Europe in Amsterdam, ‌ Connect with our guests: Rita Martins: https://www.linkedin.com/in/ritamartins2/ https://qrfy.io/r/fwAx8I9EPd Simon Taylor: https://www.linkedin.com/in/sytaylor/ http://fintechbrainfood.com/

Alex and I had a chance to catch up LIVE at Money2020. We had a chance to talk about our hot takes and trends from Money2020, including:* what's off trend (crypto) and on trend (generative AI, compliance)* trying to parse fact vs. fiction in companies saying they're “AI-powered”* fintech infrastructure, including Alex's visit to the FedNow® booth* cannabis banking and the SAFE (and SAFE-R) Banking Act* realizing that most in Congress have no idea what “fintech” is* and much more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

If the mountain will not come to Breaking Banks Europe, let's just interview the mountain bike rider! Lewis Buchanan - which is not only an athlete, but a pioneer in his sector, reinventing its brand through the use of this creators' economy we all heard about - against many polemic around it. Lewis is a Scottish content creator that can be seen all over the world, showcasing his tricks and tips on OnlyFans. If you haven't heard yet about how the $100 billion ever-growing creators' economy, then this is the moment! Lewis comes to tell us about his personal background, this incredible new revenue stream, and how he is the sector evolving. Follow and support Lewis (wherever he chooses to be around the world!): Only Fans: @lewbuchananmtb YouTube: @LewisBuchanan Instagram: @lewbuchanan

Money20/20 Amsterdam was the event of the Summer! A place where new ideas, perspectives and people meet. It is definitely not your traditional event, it is fun and experiential. I had a blast and without a doubt I can say it was an amazing life and professional experience. So I'll dedicate today's episode to my session titled "The Sound of Payments"Of course I'm biased because that was my talk . But genuinely, I thought it was an amazing creative session where we mixed the right and left brain. First you had me explaining the trends of the industry, while in the background you had poets capturing my thoughts and message in their own words. After each trend, I would then handover to the DJ Angus, and he'd open the floor to the poets, who in turn, they would do an amazing performance paraphrasing my words into a wonderful piece of art / music. I was told by the audience, this was mesmerizing and as I talked through each of the trends, the energy started to build up!And of course I can't close this section without giving huge thanks and kudos to John Ryan, founder of PayEd. He was the mastermind behind The Sound of Payments, and I'm honored that out of all the people in the world, he invited me as part of the Advisory Board to be the one representing PayEd - Education in Payments on stage. I'm extremely grateful, thanks John!Let's go backstage and find out all the detailed of what happened before, during and after!

In this short extra episode we check in with Adriaan Hoogduijn (CEO Hyarchis) and Ruud van der Kruk (CEO Blinqx) at Money2020. The episode is about their business, about what they have seen at Money2020 and we touch upon some other interesting topics - enjoy!   The interview last year with Adriaan, you can find here: https://www.leadersinfinance.nl/extra-episode-live-from-money2020-with-adriaan-hoogduijn-ceo-hyarchis/ The report that was mentioned during this episode: https://www.hyarchis.com/downloads/hyarchis-market-report-predictions-for-kyc-and-aml-in-2030/   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Breaking Banks Europe newest host Elizabeth Kleinveld had an enlightening discussion with Andrew Stewart, representing Thunes and Ivan Maryasin from Monite on #BBE, diving into the realms of cross-border payments, fintech infrastructure, and customer experience at Money20/20 Thunes Stand. Following it (25:49) an amazing and captivating conversation at exquisite MoneyPot stage to wrap up the Live Coverage of #BBE at Money20/20, hosted by our brilliant Don Ginsel with Iana Dimitrova. The future of finance is evolving at an unprecedented pace, and Iana Dimitrova's insights into OpenPayd and the latest trends are truly enlightening. It's evident that OpenPayd's commitment to innovation, global expansion, and customer-centricity will continue to shape the industry and empower businesses worldwide. Connect with the guests:Ivan Maryasin - https://www.linkedin.com/in/ivanmaryasin/Andrew Stewart - https://www.linkedin.com/in/andrew-stewart-368bb1/Iana Dimitrova - https://www.linkedin.com/in/iana-dimitrova-575b291b/ ‌ This show is brought to you by Thunes – a B2B company that powers payments for the world's fastest-growing businesses, and in the fastest-growing markets. Thunes has built a Payment Network that focuses on the emerging markets and alternative payment methods, which helps customers solve payment challenges that other companies can not solve. Thunes Network currently covers 127 countries worldwide and offers 300+ payment methods. With a single API integration, your business and customers can send or accept payments in every corner of the world. For more information on Thunes solutions, visit  Thunes | Connecting People with Payments

Hey all, Jason here.This Sunday's note is coming to you from Hilvarenbeek, in the south of the Netherlands, where I'm camping and attending a music festival.During last week's Money2020, I had the chance to sit down with compliance tech startup Cable's cofounder and CEO Natasha Vernier. If the company sounds familiar, that's probably because her cofounder and I recently gave a “Masterclass” together during New York Fintech Week.Natasha and I had the chance to chat about:* Natasha's journey building and scaling the financial crime function at UK neobank Monzo* How those experiences and challenges led Natasha to co-founding Cable* The process of raising Cable's recently announced $11 million Series A* What Natsha is keeping an eye on from a regulatory standpoint* Her biggest surprise about moving from the UK to the United States* and more!Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

We teased, and teased and here we are!The first episode of our Live Coverage at Money2020 Europe just dropped and we are ready to share it with you. Curated by non-other than our favourite partner Ecology Media, Elizabeth Kleinveld and Don Ginsel host Fatemeh Nikayin & Thomas Müller (Rivero), Abe Smith (18:50' - Paymentology) and John Ryan (34:06 - PayEd) on all things about their company mission, and goals for the future - including how to best leverage their experience at Money2020 Europe. Connect with our guests:Fatemeh Nikayin: linkedin.com/in/fatemeh-nikayin/Thomas Müller: linkedin.com/in/thomas-müller-8a314bb6/rivero.techhttps://meetings.hubspot.com/fatemeh-... Abe Smithlinkedin.com/in/abesmith/ The Ultimate Global Card Issuer Processor | Paymentology John Ryanlinkedin.com/in/john-ryan-5514315/Win one of their two-day course prizes, by registering here: https://qrco.de/bdzlP0

At this point, we're assuming you might be into exploring the financial services ecosystem? If so - then this is no news for you, Money2020 Europe is happening next week, and we're ready for it. Before it all goes down, Don Ginsel - himself based in Amsterdam, takes the pod to talk to Tracey Davies and Scarlett Sieber - the two big orchestrators behind the most interactive and meaningful experience in Europe for the industry. Which talks, which speakers, the tools, the spaces, the beach! (yes, you read it right) - this and much MUCH more, next week in Amsterdam and through our podcast live coverage on all social media and streaming platforms. Grab your ticket at save €200 by using the code: BBE200 at  Money20/20 Europe Tickets (As mentioned in the episode)JUNE 6: Man vs Machine: Algorithmic Bias with ex-Twitter Exec, Rumman Chowdhury Who Cares Wins: Nurturing Champions with Activist Lily Cole & Tracey Davies Banking On It: HSBC UK CEO Ian Stuart Creating Dynamism in Financial Services: LSE CEO Julia Hoggett and FCA Executive Sheldon Mills This is the Sound of Payments with Monica MillaresJUNE 7: An iDEAL Move? Can EPI Change the Way Europe Pays? with Don Ginsel Soaring: The Money20/20 RiseUp Story Breaking Banks Europe @ MoneyPot Stage: JUN 6 - Francesca Aliverti & Lewis Buchanan (OnlyFans) JUN 7 - Matteo Rizzi & Mirna Sleiman (Fintech Galaxy) JUN 8 - Don Ginsel & Iana Dimitrova (OpenPayd) Connect with the participants on Linkedln or through the app: Scarlett Sieber: https://www.linkedin.com/in/scarlettsieber/ Tracey Davies: https://www.linkedin.com/in/traceyd/ Don Ginsel (Host - Holland Fintech): https://www.linkedin.com/in/donginsel/

Today on the Ether we have Metallicus Live hosted by Eric with Zach Anderson Pettet from Money20/20, and Chris Miller, head of strategic partnerships at Metallicus. Recorded on January 27th 2023. If you enjoy the music at the end of the episodes, you can find the albums streaming on Spotify, and the rest of your favorite streaming platforms. Check out Project Survival, Virus Diaries, and Plan B wherever you get your music. Thank you to everyone in the community who supports TerraSpaces.

In this episode, Miguel Armaza heads to sunny Miami for a conversation with Steve McLaughlin, Founder of FT Partners, an investment bank focused exclusively on the financial technology sector, launched from Steve's San Francisco apartment back in 2001.If you're in fintech, you definitely know FT Partners and, chances are, you've worked with them or have been to one of their amazing Money2020 events over the years.We discuss:Making sense of the current fintech market – what was it that led us here?Steve's expectations for 2023. Will it be an active year for financing rounds, M&A, and IPO activity?What the next decade of fintech might look like and some of the trends that could power the future of our industry around the world… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 49,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Following on our previous episode on Brazil's Pix payment rails, we had João Del Valle, CEO and Co-Founder at EBANX talk to us about the tremendous changes that have occurred and what he sees coming in merchant/ b2b payments. This was recorded at the Money20/20 Show in October 2022Guest: João Del Valle, CEO and Co-Founder, EBANXHosts: Nick Holland, Global Head of Insights, Money20/20Sanjib Kalita, Editor-in-Chief Emeritus, Money20/20Producers: Rachel Morrissey, Executive Podcast Producer, Money20/20Roland Bodenham, Ascential Video Producer and Podcast Lead, Ascential

10. Striking that balance between speed and effectiveness in your marketing is not only tough, but it's also non-negotiable in fintech.Lucky for you, this week's guest tells you how her brand is staying nimble while still providing continuous innovation on a personal level.Louise Robertson is the Global Director of Marketing for Pattern Insurance,  an embedded insurance company that enables online travel, recreation, and events businesses to integrate protection products (such as insurance, guarantee, and service) into their core offerings. Host of this episode is Chief Partnerships Officer at Crue, Tiffany Curry. DOWNLOAD THE FINTECH MARKETING PLAYBOOKFintech marketing executives know that it takes more than tips & tactics to impact campaign performance. That's why our crew of leaders built the “Upgrade Your Fintech Digital Marketing” playbook. From team design & planning, to decision science & creative strategy, this system will upgrade your 2023 plan, while impressing your CEO. Download it here: https://www.yourcrue.com/money2020-playbookConnect with Crue:TwitterLinkedInYouTubeFacebookInstagramWho's Crue:Crue: Fintech Marketing by Envisionit is a performance marketing agency for fintech brands. Our dedicated unique abilities team helps fintechs turn complex challenges into transacting customers. With 10+ years of success driving growth for fintech businesses, Crue understands the speed of the industry, and the complexities its marketers face. We speak the language so you don't waste time.Connect with Crue at yourcrue.com

9. Money20/20: It's the Super Bowl of fintech events.And Team Crue is excited to be headed to our fifth Money20/20 USA conference next week! As fintech marketers ourselves, we were stoked to see MARKETING sessions on the agenda this year. Whether you're attending the event or not, you'll want to hear what Director of Digital Solutions Brian Ryback says about which tracks he's looking forward to most ... and why.Host of this episode is Director of Marketing for Crue, Katie Hardy.Two things before you tune in:1. Download our latest playbook: Upgrade Your Fintech Digital MarketingThis playbook is for you if you're wondering what you might be missing that would unlock quantifiably better results from your current digital marketing efforts, whether you have an agency,  an in-house team, or a hybrid agency/in-house model in place.2. Save $250 on Money20/20As an official media partner of Money20/20 USA this year, we've got a sweet deal for you. Listen all the way to the end of today's episode to hear how you can save $250 on your (or a colleague's) registration!Connect with Crue:TwitterLinkedInYouTubeFacebookInstagramWho's Crue:Crue: Fintech Marketing by Envisionit is a performance marketing agency for fintech brands. Our dedicated unique abilities team helps fintechs turn complex challenges into transacting customers. With 11 years of success driving growth for fintech businesses, Crue understands the speed of the industry, and the complexities its marketers face. We speak the language so you don't waste time.Connect with Crue at yourcrue.com

Money2020 is the largest conference in financial services. In this episode we highlight its Amplify program, which celebrates the rising stars in the financial industry. We are joined by the Head of Content for US at Money2020 – Kisha Allison – and some members of the first cohort of the Amplify program. The deadline to apply for the Amplify program is August 31, 2022. Apply! Apply! Apply!

Hey all, Jason here.Welcome back to Fintech Business Podcast.In this episode, I had the chance to catch up with Joe Robinson, co-founder and CEO of Hummingbird, live at last month's Money2020.We had the chance to talk about:Joe's background and what led to his role at HummingbirdThe pain of using Google docs & email for case managementThe complexity of managing compliance in today's partnership-driven fintech universeThe intersection of crypto and anti-money launderingHow realistic Ozark is& moreProgramming note: this is the last of the podcasts I recorded live at Money2020 — it has been a crash course on audio production. Hopefully, you can expect better quality audio going forward! Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

“Explore life in whatever form it takes, be curious, leave your comfort zone, and embrace courage in small and big ways, because you have amazing answers just waiting inside you.” Helen Yu The path towards growth and prosperity is long, and sometimes difficult. Embracing the opportunities that life presents ensures that we not only become a better version of ourselves, but also propels us towards living a life of purpose. Helen Yu has been working with entrepreneurs to help them scale their businesses, and highlights the importance finding purpose for starting and running a business. Helen Yu is the founder and CEO of Tigon Advisory and WSJ Best Selling Author.  She drives growth for tech companies from start-ups to global titans like Oracle and Adobe, and helps CEOs achieve multibillion-dollar revenue growth and record profitability. She's a board advisor to fast-growth SaaS companies and is on the board of the Global Cybersecurity Association. She's a top Twitter influencer with a 10M+ weekly reach and was ranked a Top 10 thought leader by Thinkers 360, and a top 10 digital transformation influencer by IBM. She's spoken at SXSW, TiECon, DMS, and Money2020. An avid adventurer who trekked to Mt. Everest base camp and ice-climbed glaciers, her book Ascend Your Start-up: Conquer the 5 Disconnects to Accelerate Growth won first place at the New York book festival, Firebird award and first place in Entrepreneurship & Small Businesses at American book festival in addition to achieving WSJ Best Seller.  Helen's CXO Spice Talk podcast is named as the top 70 podcast to listen to in 2022. In today's episode, Helen talks about her career experiences that led her to living her purpose. She also shares the motivation behind writing her book. Listen in! Social Media Handles https://tigonadvisory.com/ https://www.linkedin.com/in/tigonhyu/ https://twitter.com/YuHelenYu https://www.youtube.com/channel/UClZX2qjIQaEgjUnOMycBDog https://www.podcasts.com/cxo-spice-talk Book: https://amzn.to/3yif3fS I enable global players to scale through people first framework because I'm passionate about the voice of customer when it comes to digital transformation. Growth does not happen by accident, and is not sustainable in any organizations where the culture is not a people culture. I was a financial analyst at a manufacturing company, but later got into tech and learnt how to code and design applications for the largest financial banks and insurance companies across the globe. The risk I took to get into tech was worth it because that was what got me to where I'm at today. I came to the US in 1991 to pursue education, and got my first job in the mailroom at a corporation. I got an opportunity and ended up going working for the same company as a Treasury Department. There are random opportunities that you have to seize and be bold enough to talk to people when they walk in. I always say network with people, when you are not in need of anything. Commercial break. My purpose in life is to tenfold other people's success, and my book is about thinking about the framework for tech startups. It talks about the five functional fundamental growth disconnects that trap startups and keeps them from reaching the summit, and from touching the sky. I intended to empower founders and CEOs to self-reflect and grow as they progress and scale their business. I challenge clients and co-workers to be curious seeker, and this book helps people understand the questions to identify blind spots as they scale their business. The book is not just about business, but also about my experience climbing Mount Everest base camp to keep a secret that I promised my grandma to spread her ash there. When you're a founder, you need to know why you start a business, and when you stick to that mission, your success rate is much bigger. Curiosity is a prerequisite for dreaming and is the rock of innovative thinking, and I inspire curiosity when I work with my customers. We as leaders, we can always help people to tap into their potential by encouraging and inspiring their curiosity. Explore life in whatever form it takes, be curious, leave your comfort zone, embrace courage in small and big ways, because you have amazing answers just waiting inside you. ………………………………………………… Do you want to be a go to expert that news reporters, anchors and media producers turn to? Are you a media professional looking for credible, reliable and timely guests? Shock Your Media Potential is here for you. Shock Your Media Potential is a one of a kind platform that connects vetted experts with news professionals around the globe. As part of the launch of the platform, CEO Michael Sherlock, along with co-host Eddie Luisi, stage manager for Good Morning America, have interviewed 25 media personalities and professionals to ask them the questions you need to know the answers to in order to become more newsworthy, pitch your story better, and get invited back again and again, and much more. Some of their guests are household names, with exceptional on-camera careers. Others are award-winning directors, producers, camera operators, audio engineers, celebrity hair and makeup professionals, and so much more. To learn more about our platform and our conference today, go to https://www.shockyourmediapotential.com

This week, Eric talks to David, a giant in the fintech industry, about disruption, why 11:FS produces a huge amount of content and why you should, too. Reach out to David on LinkedIn.Scratch is a production of Rival, a marketing innovation consultancy that develops strategies and capabilities that help businesses grow faster. Today's episode was produced by Leanne Kilroy and hosted by Eric Fulwiler. Find Rival online at www.wearerival.com, LinkedIn, Twitter. Find Eric on LinkedIn and tweet him @efulwiler.Say hi at media@wearerival.com, we'd love to hear from you.    

Hey all, Jason here.Welcome back to Fintech Business Podcast.In this episode, I sat down with Iain McDougall, the Chief Commercial Officer of open banking infrastructure provider Yapily. We had a chance to discuss:Iain's background, and what led him to fintechOpen banking in Europe vs. the USPSD2How open banking can facilitate innovation and competitionLessons the US can learn from Europe's open banking experienceExisting subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, it's Jason.Welcome to Fintech Business Podcast, a monthly(ish) podcast where I'll be interviewing leaders in banking, fintech, and crypto. If you're already subscribed to the main newsletter, you'll automatically receive each new episode when it's published. Don't worry, this will be in addition to the Fintech Recap news show that Alex Johnson and I do each month!In this first episode, I sat down with Paolo Ardoino, the CTO of Bitfinex, live at Money2020 in Amsterdam. We had a chance to talk about:Paolo's personal background, including how he's been coding since 8 years oldHow he scaled Bitfinex's infrastructure to handle millions of orders per secondWhy Bitfinex thinks crypto markets can democratize capital raising & what it's doing in KazakhstanWhy Tether doesn't face the same risks that lead to Terra's collapseThis episode was recorded live on the floor at Money2020, so please excuse the background noise — I'm an audio engineer in training!Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this special episode, live from Money 20/20 Europe, we are joined by Jane Loginova, Chief Strategy Officer at BPC and Anand Sambasivan Co-founder & CEO of PrimaryBid. As a lot has happened in the last 4-6 weeks we will focus primarily on the new reality; “baby it's cold out there”. What is the impact of the public market correction on the (European) private market, which fintech segments will feel this most, what happens to valuations, which segments are still ‘hot' and why, which and which type of exits (if any) will we see? And most importantly for you, our audience, what to focus on as a founder/fintech? 

Live from Money2020, an interview with Matt Mills, the CCO of Featurespace! In this short extra episode we explore what Featurespace does, what it wants to achieve and of course we chat about Money2020. The recording took place yesterday afternoon, Tuesday 7 June 2022.  The interview is in English after 30 seconds of Dutch general podcast intro.   ***  Follow Leaders in Finance via Linkedin. ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! ***  Leaders in Finance is made possible through support of Interim Valley, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events.    

Live from Money2020, an interview with Joost van Houten, the CEO of Sentinels! In this short extra episode we speak about the recent acquisition of his company by Fenergo and of course about the Money2020 conference itself. The recording took place today, that is, the morning of Tuesday 7 June 2022. Want to learn more about Sentinels and Joost in particular, do listen to the regular episode we recorded a while ago (# 90). It is in Dutch though. The interview is in English, however the intro and outro are in Dutch language!   ***  Follow Leaders in Finance via Linkedin. ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! ***  Leaders in Finance is made possible through support of Interim Valley, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events.    

Live from Money2020, an interview with Jan-Willem van der Schoot, the Country Manager of Mastercard The Netherlands! In this short extra episode we speak about developments at Mastercard and his experiences at the conference.  The recording took place today, that is, the afternoon of Tuesday 7 June 2022. Want to learn more about Mastercard and Jan-Willem in particular, do listen to the regular episode we recorded a while ago (#48). It is in Dutch though. The interview is in English, however the intro and outro are in Dutch language.   ***  Follow Leaders in Finance via Linkedin. ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! ***  Leaders in Finance is made possible through support of Interim Valley, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events.    

Live from Money2020, an interview with Adriaan Hoogduijn, the CEO of Hyarchis! In this short extra episode we speak about Hyarchis, the company, the customers and the products. And of course we talk about Money2020. The recording took place today, that is, the afternoon of Tuesday 7 June 2022.  The interview is in English, however the intro and outro are in Dutch language.      ***  Follow Leaders in Finance via Linkedin. ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! ***  Leaders in Finance is made possible through support of Interim Valley, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events.    

Today, we bring you a special episode featuring Miguel Armaza's live conversation at Money2020 with Kristy Kim, Co-Founder & CEO of Tomo Credit, and Justin Howell, Co-Founder & CEO of Rize.To get us started, Miguel sits down with Kristy Kim, where they explore:Building a FICO-free underwriting model and how the challenges of her US immigrant journey drove Kristy to launch Tomo Credit, a next-generation credit card catered to young adults, students, and immigrants.Bridging the gap between crypto lovers and the traditional credit card industry, and why Tomo Credit is launching crypto features using customer crypto wallet data to improve their underwriting decisions and enable clients to build credit.And what Kristy considers to be the hardest part and the most rewarding part of being an entrepreneur. Next up, you'll hear Miguel's conversation with Justin Howell, where they cover:How building a B2C customer-centric and intuitive financial services solution, eventually led them to pivot to a B2B FinTech infrastructure platform. The importance of providing the modern consumer with seamless interoperability across banking, brokerage, and crypto capabilities in a single platform.Thoughts from their fundraising experience and the importance of finding investors who support, not just the vision of the company, but especially the team.Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Helen Yu is the founder and CEO of TigonAdvisory. She drives growth for tech companies from start-ups to global titans like Oracle and Adobe, and helps CEOs achieve multi-billion-dollar revenue growth and record profitability. She's a board advisor to fast-growth SaaS companies and is on the board of the Global Cybersecurity Association. She's a top Twitter influencer with a 10M+ weekly reach and was ranked a Top 10 thought leader by Thinkers 360, and a top 10 digital transformation influencer by IBM. She's spoken at SXSW, TiECon, DMS, and Money2020. An avid adventurer who trekked to Mt. Everest base camp and ice climbed glaciers, her new book is Ascend Your Start-up: Conquer the 5 Disconnects to Accelerate Growth. Learn more at tigonadvisory.com. You can also follow Helen on LinkedIn, Twitter, and YouTube. --- Send in a voice message: https://anchor.fm/tboc/message Support this podcast: https://anchor.fm/tboc/support

Live from Money2020: FindBiometrics' Doug OGorden speaks with Christina Luttrell, CEO of IDology. Luttrell tells us what makes IDology stand apart in the incredibly active identity verification and anti-fraud landscape, delving into the unique predictive aspects of her company's technology and underlining the importance of transparency and privacy when it comes to authentication and identification. To learn more about the topics discussed in this podcast, please visit https://www.idology.com/

Live from Money2020: FindBiometrics' Doug OGorden speaks with Nima Schei, founder and CEO of Hummingbirds AI and Hamed Tabhki, the company's CTO. Nima and Hamed introduce us to Guacamole ID, an innovative identity solution that's perfectly suited for our current era of remote-first work. A continuous authentication technology, Guacamole ID leverages AI and device hardware to ensure only your employees are accessing workstations in real time. Learn more about the topics in this podcast by visiting https://hummingbirds.ai/ and https://guacamole.ai/

Wrapping up the week with a new episode of Breaking Banks Europe live from Amsterdam, where Matteo Rizzi infiltrated himself to the Thought Machine stand and got access to the biggest scoop live between Paul Taylor's fintech and the JPMorgan Chase giant. Additionally, we sat down with the masterminds behind Radar Payments' Founder & CEO and BCP's strategy chief - Evgenia Loginova, together with expert Matthias Horvath. An absolutely great way to saying goodbye to the RAI Amsterdam venue!  Like the conversations?Connect with the guests:Paul Taylorhttps://www.linkedin.com/in/paul-taylor-a2ba232/Evgenia Loginovahttps://www.linkedin.com/in/evgenia-loginova-a10b454/Matthias Horvathhttps://www.linkedin.com/in/matthiashorvath

Our Take Over is not over yet! For our second installment of this partnership – Matteo Rizzi unmuted the mic to a couple of industry trendsetters and industry shakers: Michael Kent (Azimo) and Pavel Matveev (Wirex) to tell us the stories behind their solutions and market opportunities – live from the MoneyPot booth at the Money2020 show.Like what you heard in this episode?Connect with our guests Michael Kent (Founder and Executive Chairman, Azimo)Linkedln: https://www.linkedin.com/in/mdfkent/Azimo: https://azimo.com/ Pavel Matveev (CEO, Wirex)Linkedln: https://www.linkedin.com/in/pmatveev/Wirex: https://wirexapp.com/

And we're back with In Check with Fintech!   In this special Money2020 episode, our CEO Rogier is joined by the Chief Economist at Chainalysis, Philip Gradwell, to discuss decentralized finance and the rate of adoption across the world. He is the product lead for market intel to inform research and investment in cryptocurrency markets at Chainalysis, a blockchain data platform.   Enjoy listening!  

The doors are finally open and the vibe on site could not be more positive - it is another edition of Money2020 Europe, and the entire world has been waiting for longer than usual to see old friends, create new business ideas, and set the trends for the year to come in the financial services industry. Breaking Banks Europe set sail to Amsterdam and brings you several incredible interviews in the coming weeks with the coolest, most interesting stakeholders we could find, wandering around the beautiful scenario of the RAI Amsterdam.Join us for this first installment, where Francesca Aliverti interviews Claire Calmejane (Chief Innovation Officer, Socitété Generale) followed by Matteo Rizzi and Manuel Silva Martinez (General Partner, Mouro Capital). Connect with the guests:Claire Calmejane: https://www.linkedin.com/in/clairecalmejane/Manuel Silva Martinez: https://www.linkedin.com/in/msilvamartinez/ More on the event: europe.money2020.com

If you are an insider in this revolutionary industry, you already know it - but let us shout it out loud... Money2020 Europe is back! Breaking Banks Europe takes the lead into this exclusive sneak peek, led by our Executive Producer - Matteo Rizzi, and the event orchestrators Tracey Davies (President) and Scarlett Sieber (Chief Strategy and Growth Officer). What can you expect, what are the main focus topics, what opportunities are still available, and how did the reboot impact the 2021 event, are some of the conversation points you can expect! And of course here is the list of speakers: https://europe.money2020.com/speakersand full agenda here: https://europe.money2020.com/whatshappening/agendathemes Connect with Scarlett: https://www.linkedin.com/in/scarlettsieber/Connect with Tracey: https://www.linkedin.com/in/traceyd/

Join co-hosts Richard Coyne & Bill Zahller as they interview guests who left a successful career to pursue a different path on the Road Less Traveled Show! In this episode, we spend time with Helen Yu!  Helen is a former accountant, consultant, technical architect, Chief Customer Officer, and board member.  Helen leveraged her expertise to create her advisory firm, Tigon Advisory, and now helps technology companies (both large and small) grow their business.  Helen is the author of the highly acclaimed book Ascend Your Startup.   A bit more about Helen: An advisor to the world's largest technology companies, Helen Yu passionately believes growth comes at the crossroad of tech and humanity. Whether she is speaking to a crowd of 5,000 or a small start-up leadership, she brings global customer success experience from her work with tech titans like Oracle, Adobe, and many start-up CEOs who went on to achieve multibillion-dollar revenue growth and record profitability. As the Founder and CEO at Tigon Advisory, Helen drives growth for the largest technology companies in the world and is a board advisor to fast-growing SaaS companies. She serves as Vice-Chair and Board Director at the Global Cybersecurity Association. A highly respected thought leader, she is a top Twitter influencer in AI, Cloud, IoT, Cybersecurity, 5G, Growth, FinTech, and Start-ups with a weekly reach of more than 10M. Helen is recognized as a global thought leader by organizations including IBM and Thinkers360. She speaks regularly at conferences including SXSW, TiECon, Global AI and Big Data conference, DMS, and Money2020.   Contact Helen Yu Email: tigonadvisory@gmail.com Website: https://tigonadvisory.com/ LinkedIn: https://www.linkedin.com/in/tigonhyu/ Book – Ascend Your Startup Twitter - @YuHelenYu   Contact Bill Zahller Phone: 828-275-5035 Email: Bill@ParkCapitalPartnersLLC.com LinkedIn: linkedin.com/in/billzahller   Contact Richard Coyne Phone: 404-245-9732 Email: Richard@ParkCapitalPartnersLLC.com LinkedIn: linkedin.com/in/richardjcoyne   If you would like to learn more about how Park Capital Partners connects investors with passive income-generating opportunities through real estate, please contact Park Capital Partners LLC in the following ways:  Website: ParkCapitalPartnersLLC.com Email us: info@ParkCapitalPartnersLLC.com Facebook: https://www.facebook.com/ParkCapitalPartners/ Linkedin: https://www.linkedin.com/company/park-capital-partners-llc/   Music by Aliaksei Yukhnevich/Jamendo. Audio and Video production by Kerry Webb

Suneera Madhani, Fattmerchant’s Founder & Chief Executive Officer, is a payments and technology innovator who has catapulted her business idea from startup to processing over 5 Billion in payments — disrupting the payments ecosystem as the “Netflix” of credit card processing (Fast Company). Suneera’s inspirational startup story and her success in raising 20 million in venture capital as a minority woman - has been featured in high profile publications such as Forbes, Fast Company, Yahoo Business, Tech Crunch, Huffington Post, and the countless others. Suneera is a regular contributing writer for Forbes, Fortune and INC Magazine as well as a key note speaker for conferences such as Money2020, Collision and Tedx to name a few. She’s been recognized as 2018’s The Most Influential Woman in Payments (Payment Source), CEO of the Year (Business Journal), Top 40 Under 40 (Business Journal), Entrepreneur of the Year (Business Leaders Award), Women to Watch (Entrepreneur) and Ernst and Young’s winning women of 2019. We discuss Fattmerchant and the 'Netflix of Credit Card Processing,' Using Rejection as a Spur to International Success, CEO School Podcast and the 2% Club, How to Run a Business with a Social Enterprise at it's Heart and so much more. 

Hi Fintech Futurists, In this conversation, we talk with Anil Aggarwal of Clarity Payment Solutions (acquired by TSYS) and TxVia (acquired by Google) about how he “stumbled” upon the payment space at the right time. Anil is an absolute FinTech icon as the founder of renowned FinTech conferences – Money20/20 and FinTech Meetup. Additionally, we explore the various concepts of payment network utlity, the market timing large platform shifts, as well as, how social capital and community formation can serve as drivers towards the monetization of our attention even further.

Lee Wetherington, director of strategic insight at Jack Henry, the big core maker (Symitar is theirs), has a picture in his head of the path to success for tomorrow's credit unions.  Picture yourself as a platform, he says, and, yes, a platform company is Amazon, for instance, and what makes Amazon a platform is that it creates an environment where many other vendors can also sell and consumers in turn can reap the benefits of choice and keen prices.How's that apply to credit unions? Wetherington sees the credit union as a platform where the best, most useful finech tools are aggregated to best serve an institution's members. The credit unions with the best tools win.A necessary ingredient in this equation: core systems that provide an open environment that allows for reasonably easy and inexpensive integration of third party tools and, yes, some core providers maintained rather closed universes. But that just won't work going forward, insists Wetherington.Buckle up because Wetherington has more big ideas to throw your way. He says, for instance, that early in 2021 Google will unveil a powerful suite of banking tools that will be free to credit unions to offer to their members. But he calls it a Faustian bargain. That's because what Google wants is the data of the members and although Google says it will not ask credit unions for access to the data, it has another route to getting it. In the podcast, Wetherington tells how.There's also a provocative discussion of cores in the cloud.  Accept that that is the future and, actually, it's better that way for most institutions.By the way, Wetherington is adamant that core systems are a lasting part of the financial services universe. But he tweaks that by explaining that nowadays cores come in many different forms, with many different capabilities.  It's a wide ranging podcast.  Hop aboard for a voyage into tomorrow and your credit union.In this podcast mention is made of a 2000 article I wrote for MITs Technology Review magazine. There's a link to the interviews with Google's founders in the show notes.There's also a link to a 2012 article I wrote on Google and its introduction at the 2012 Money2020 show of a predecessor to the banking tools it now is about to unveil. A third link is to a Google video on its banking tools.  Watch it.A fourth link is to a story I wrote on neo bank Lili.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.comAnd like this podcast on whatever service you use to stream it. That matters.Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

In this new episode of Fintech Cappuccino Conny and Brian are joined by Benoît Legrand. Benoît is a veteran in the financial world with 25 years of banking experience. Currently the Chief Innovation Officer of ING Global and the CEO of ING Ventures. Benoit holds several board member positions and is a well known guest at several events ( Money2020) and podcasts. ING announced that per 31-12 the roles of CIO and ING ventures will be wrapped up in ING Neo but ..they did not announce what Benoît Legrand actually will do in 2021..

Sharon Jautz has spent over 25 years in Human Resources within the media industry. Starting with Fairchild Publications, Sharon grew to become the Vice President and Director of HR, overseeing all global HR functions for this major fashion publisher. She staffed the original Jane magazine with founding Editor, Jane Pratt and worked with Editor, Clay Felker to launch M magazine.When W magazine opened an office in Paris, Sharon was there to guide the Company through the labyrinth of HR intricacies that go with international employment and establishment of a business.Moving to Reed Business Information in 2000, Sharon handled HR in New York for 26 media titles including Interior Design, Publisher's Weekly and Variety magazines. Sharon's next move was to Playboy Enterprises where she oversaw the global HR function for Playboy magazine and the licensing division.In 2006, Sharon was recruited by CEO Jim Spanfeller to help grow the Forbes.com brand and oversee all global HR functions for the rapidly expanding Digital Division of Forbes Media.Sharon is currently the Head of HR, North America for Ascential, Inc. in New York City and oversees the HR function for Ascential’s brands including WGSN, Cannes Lions, Money2020 and WARC.Sharon studied at the University of North London, UK and graduated with a degree in History from Marymount College, Tarrytown. 

Hast du dich schon mal gefragt, warum es einigen Menschen leichtfällt , Reichtum magisch anzuziehen und andere Menschen ständig im Mangel sind? In dieser Podcastfolge erkläre ich dir, wie du inneren Reichtum spüren kannst und so äußeren Reichtum in dein Leben ziehst. Ich gebe dir hierzu die wichtigsten Tipps mit auf den Weg. JETZT den Geldmagnet-Onlinekurs buchen und mit dem Code "Money2020" 20% sparen. Klick hier: https://www.sonjakopplin.com/onlinekurse/geldmagnet-onlinekurs/ Shine on, deine Sonja ------

Andrew Morris, the former Chief Content Officer of Money2020, and founder of the Fintech Agenda is joined by Diana Conde a senior at Kennesaw Sate University with a focus in Accounting and Finance. This discussion explores the new fintech behaviors we have now all learned including digital banking, contactless payments, and others.

I was interviewed on Progresif Radio (Brunei) recently on my course Instagram Feed that Converts. This episode is power packed with knowledge you'll need to gain the most out of your Instagram account. If you want to convert your followers into raving customers, this episode is for you. In this episode, you'll hear about: Set up and optimize Instagram tools for business Identify and target your audience on instagram Create and automate your Instagram content schedule effectively and efficiently Generate more sales through Instagram-centric content Links Mentioned: Canva - Design Tool for Non-Designers* Instagram Feed that Converts Course Key Takeaways [01:53] I shared why I chose my niche. I talked about my thoughts, experiences, and how I saw so much potential in digital marketing. How it's a growing industry and how you can tap into the resources to improve our businesses. [03:42] How to set-up Instagram for your business. I talked about the types of Instagram accounts and their differences. I discussed the amazing tools you can take advantage of to greatly improve our social media presence. [06:48] Why it's important to identify who you are creating your content for. In order for you to be able to come up with the appropriate strategies for them. I also talks about the most common types of people you can find on Instagram. [08:33] Scheduling posts, and why it's very important for your Instagram page. I shared with you some tips on how to schedule posts and some useful tools that she recommends we use to be able to fully automate your process. [10:21] What kind of content should you be creating? I shared how you can understand your audience and how you can create content that will greatly resonate with them. Recently, I was interviewed on Progresif Radio which is a digital radio channel in Brunei. In this episode, I want to share with you the interview that was done. By the end of this episode, I will also be sharing with you the 4 key things that you should do on Instagram. So stay tuned until the end, for you to get all those really interesting nuggets of wisdom. And for you to optimize your Instagram for your business. Interviewer: Welcome to Progresif Radio. I have with me Huda Hamid who's a Singapore-based entrepreneur and brand strategy trainer. So Huda, what is it that you actually do? Huda: Alright, that's a great question. Thank you for having me on your show, first of all. Interviewer: Thank you for coming! Huda: I think the definition of brand strategist needs to be clearly defined. What I do is that I actually have a digital marketing agency based in Singapore. And we help businesses—bigger organizations to really craft up their content and make it right and ripe before they publish it online. So our largest clients are like Prudential, UOB Bank — that's like a bank in Singapore and Money2020 is one of the largest conferences that we've covered as well. Interviewer: And what made you decide again to do the Digital Marketing industry? Huda: You know, I've been asking myself this question a lot of times. So why did I choose this industry? I think first of all, because of my age. So it was a natural transition for me to be interested in social media. So Instagram started in 2010, and I was one of the earlier adopters, played with it, tried it, used it and I had friends who actually discussed what kind of filters you want to use, and things like that. So I guess it's a natural transition because of the age that I am. How and why I started to dive to digital marketing is because I see so much potential for businesses. I see that a lot of businesses can definitely benefit from understanding what digital marketing is. Basically digital marketing is like a whole universe on its own. And content marketing on, and social media marketing are actually two separate arms of it. Social media marketing, we have Instagram, Facebook, and so many other new social media coming up, like TikTok, and all that. So Instagram is what I teach here in Brunei. Interviewer: I think people see Instagram as such an easy tool to use to advertise. But there's a lot that goes behind it, it's not a matter of taking a photo, putting a filter, making it look nice. What would be your number one tip? Huda: I would say, stay consistent and authentic. No matter what you share, you have to be consistent. If you're thinking of sharing once a day, do it once a day. Don't miss a day at all. And the authenticity comes in place when you understand who you're actually writing for, who you're creating the content for. So that's my biggest tip for people who are starting out on Instagram, and even business as well. Interviewer: Oh so this is a personal thing as well? Huda: Yes, personal branding also can be shown through Instagram. Step 1. Set Up & Optimize Instagram for Business 3 things for you to know on how to set-up and optimize Instagram tools for your business So the first thing that you should do, is to set up and optimize Instagram for business. Basically if you want to set up Instagram for your business, you must clearly first understand that there are multiple different types of Instagram accounts. 3 Types of Instagram Accounts There's 3 actually. The first one is personal—and most of us are using the personal account. Now we have the second one which is called professional account and underneath professional account we have two other accounts; which is business and creator. So what is the difference between a business account and creator account? So for a business account, get the account set up with your contact details, your location where you are based, and you can add additional call-to-action buttons. Such as if you are a restaurant you can recommend people to book or reserve a table with you. Or if you are a consultant you can also connect your account with a scheduling tool that allows you to log-in appointments. That is for a business account. Now how about creator account? A creator account is highly recommended if you are an influencer. In my opinion, an influencer is someone who has more than 10,000 followers on Instagram. Creator accounts allows you to clearly identify when the best time is for you to post — down to the minute — because you are a creator, meaning you create a lot of content. If you produce lots of content, you want to know when people start to drop off of your content. Creator account is very suitable for you if you have a lot of content that you are producing, especially if you are producing video content. Instagram wants to celebrate people who switch over to business or creator account. And they want to make sure that you get the right tools and the right resources for you to progress and grow in your business. We go in-depth on how to setup your Instagram account in Instagram Feed That Converts Course Features To Optimise Your Instagram Account If you are switching over to business, there's a lot of call-to-action buttons. You also have data analytics (insights) for you to look at, for you to know when's the best time for you to post, you'll also be able to know what are the demographics of your followers, gender, where they are from. At the same time you'll also be able to know what type of posts are performing better, what are the reach, what are the impression, what are the engagement. Then if you were to open up a creator account, you will be able to access the creator studio, which you can access on Facebook. In the creator studio, you will be able to see a lot more statistics and data. You get also to see, if you submit a video—one of your posts is a video, when the people start to drop off from your video. Is it 3 seconds, is it 10 seconds, or do people watch all the way to the full 60 seconds of your video. We go in-depth on optimising your account in Instagram Feed That Converts Course Update: Facebook Creator Studio is now available for ALL professional Instagram accounts i.e. both Business and Creator accounts. Those are the 3 things for you to know on how to set-up and optimize Instagram tools for your business. Want to learn more strategies? Enroll in Instagram Feed that Converts GET STARTED Step 2. Identify and Target Your Audience The second thing you should do on Instagram is to identify and target your audience. First of all you need to clearly identify your target audience. You need to know who you are writing for and who you are creating content for. For you to know that there might be some data that you can utilize if you are a business. You might have existing information about your customers, existing information about who intend to create content for. But if you are building your personal brand, you might need to define it even—who do I want to create content for? And if I want to create content for these people, will they be the ones who will be hanging out on Instagram? Because there's no point in creating content if your audience is not on Instagram. So who are hanging out on Instagram? 51% of users are women and the age range is between 18 to 44. If your target audience are mostly women, or predominantly women and they are between the ages of 18 and 44, then they would be the right audience for you. If you want to go down to the specifics, you have to figure out what you really want to do and what content you want to produce, and for who efficiently. This is covered more strategically in our course, Instagram Feed that Converts. Step 3. Create & Automate Your Instagram Content Now the third thing you should do on Instagram is to create and automate your Instagram content schedule effectively. A lot of us who are producing content on Instagram—we know we want to push a lot of content out. But we are just bogged down by time. The beautiful thing about Instagram is it allows you to schedule your posts. In order for you to schedule your posts, you need to have a professional account (which are either business or a creator account as covered in Step 1). This is the first requirement. The second requirement is you need to have a Facebook page. And the Facebook page must be connected to your professional account. So how to create the content then? Creating the content can be really fun and easy for you to do. So there are some tools that I recommend: Canva and Crello. Make the decision on which you prefer. Now how can you schedule posts? After you've connected your Instagram account—your business or creator Instagram account to your Facebook page, the next step is for you to decide whether you want to go for the free platform or if you want to go for the paid platform. So paid platform are third-party tools. There's lots of third-party tools out there. But be sure to only connect your accounts with Instagram-approved partners, okay? So some of the partners that I recommend are: Later and Planoly. So these are some of the familiar tools that I have tried, and I have implemented with my clients as well. So there you have it: how to create and also schedule your posts. So at the end of all of this, you will be able to automate your whole process. We go deep into scheduling and automating your posts on Instagram in Instagram Feed that Converts course. Want to learn more strategies? Enroll in Instagram Feed that Converts GET STARTED Step 4. Generate More Sales with Instagram-Centric Content The fourth thing that you should do on Instagram, is to generate more sales with Instagram-centric content. First of all, you want to make sure that your content is consistent, and authentic. And when you are speaking to your target audience, you want to make sure that they understand what you are saying. Speak in a language that they speak. So what do I mean by this? If you are targeting school students who are between the ages of 13 to 18 years old, perhaps. You've got to go down to the level that they understand. Maybe you have to even send someone to actually hang out with them and pick out the words they actually use. So those words will go into your post. It becomes more enticing and more exciting for your target audience to really consume your content. And when you are on Instagram, please do not always sell. Every single day you cannot be selling. You have to alternate — so perhaps in one week, you are only selling maybe three times, every other day. The rest of the time, you will be producing content that creates awareness—about your brand values, about what you stand for, and you can also share fun things. Like do office tours, or do customer testimonials, or even to share exciting things that's happening behind the scenes. Because we have to face it, that actually people are excited and curious to know what goes behind your business. The more you share this content, the more they will feel connected to you. They feel like you are a human being speaking to them, rather than an organization that's trying to sell them things. So the more you share content that really resonates to them as a human, the more you'll be able to generate sales. But in the end of the day, to generate more sales through Instagram-centric content, you have to be authentic, and consistent. Want to learn more strategies? Enroll in Instagram Feed that Converts GET STARTED Want to learn more on maximizing Instagram for e-commerce businesses? Join us on Instagram Feed That Converts. In this course you'll learn how to set up an Instagram account that attracts audience, convert to sales, and build a community of people you can really trust and build a community that will always return back to you. Through Instagram Feed That Converts, you will be able to learn how to set up and optimize Facebook advertisements so it will work well for your e-commerce business. We will be sharing with you practical, as well as real-life examples as well as tips and tricks that can make your e-commerce business a success on Instagram. So what are you waiting for? Gain access to Instagram Feed That Converts now. What do you think? I'd love to know what you think of this episode. Do you plan on leaving your full-time job soon to start your business? If so, where are you now in that plan? Share with me in the comments below! Here's How to Subscribe & Review Want to be the first to know when new Fempreneur Secrets episodes are released? Click here to subscribe in iTunes! If you've enjoyed this episode be sure to leave a five star review on Apple Podcasts. That will really help us so much to know what type of content to produce for you. #FempreneurSecrets Loving our podcast? I encourage you to use the hashtag #FEMPRENEURSECRETS to share with our community of Fempreneurs what you're inspired by. As a bonus, you'll get to go through all the posts to find women entrepreneurs who are in your similar industry — get inspired to collabore and go beyond competition. I'll be reposting some of my favourite posts too! Keep learning and keep believing in yourself, because the world needs an inspiration just like you. I'll see you in the next episode of Fempreneur Secrets — Empowering Women Through Business.

Suneera Madhani is the CEO and Founder of Fattmerchant and Mom Boss Co.  Fattmerchant is a transparent, subscription- based model with its' integrated payment platform called Omni. Now processing 5 billion in payments, Fattmerchant is recognized as the top 5% of Fastest growing companies in America by INC.  Suneera’s inspirational startup story and her success in raising 20 million in venture capital as a minority woman - has been featured in high profile publications such as Forbes, Fast Company, Yahoo Business, Tech Crunch, Huffington Post, and the countless others. Suneera is a regular contributing writer for Forbes, Fortune and INC Magazine as well as a key note speaker for conferences such as Money2020, Collision and Tedx to name a few.  Also at Mom Boss Co, Suneera shares about her experiences from being a bad ass CEO and business owner to being an incredible mother and wife which includes sleepless nights, 6 am workouts, breastfeeding, diapers, in-laws, and chores to running a boardroom, shareholders, employees and investors! Suneera shares the fed up moment that made her decide to start her company from scratch and become the powerhouse mom boss that she is today. Check out https://thetaoofselfconfidence.com for show notes of Suneera's episode, Suneera's website, resources, gifts and so much more.

Welcome to the second part of the International Women’s Day and Women's History Month podcast series. Here where we spoke with 5 incredible women from the financial sector who did a 360° career shift and asked them one question: what was your strategy for success? Tune in to discover each success tip and explore their stories.Special thanks to Rise Up by Money2020, a global program designed to provide support and actionable skills for women working across the Financial Services and FinTech industry - https://www.money2020.com/rise-upKeesa's email: keesa.schreane@refinitiv.comPodcast hashtag: #RSPodcast See acast.com/privacy for privacy and opt-out information.

In our latest live interview from Money2020, Peter Jankovsky (WG'20) is joined by Adam Hughes, the President and COO of Amount. Amount is a leading-edge technology company dedicated to creating and enhancing the digital credit offerings of financial institutions. Built by lending industry veterans, Amount’s multi-purpose lending products help partners go digital with a suite of proven product modules for credit decisioning, fraud prevention, account verifications, servicing engines and CRM solutions. In this extensive interview, Adam shares: * How Amount grew out of Avant and the opportunity that Adam sees for the company today * Plans for Amount's growth, including a recently-announced POS lending solution * Adam's views on how partnerships will become key to success in consumer banking going forward * Adam's advice for entrepreneurs and those entering the FinTech space Prior to his role at Amount, Adam was President & COO for Avant, where he was the first employee hired.

In this episode, we’re going to give you some exclusive content that we’ve selfishly kept all to ourselves. From this year's Money20/20 we’ve got an awesome panel on the state of crypto and whether or not it has grown up (00:54). As legal and regulatory frameworks develop, we hear about how the industry is instilling transparency, integrity, and accountability to demonstrate that crypto is growing up and evolving into a sustainable asset class. The panel was hosted by: Sandra Ro - CEO of Global Blockchain Business Council And she was joined on stage by: Michel Rauchs - Cryptocurrency & Blockchain Lead at the Cambridge Centre for Alternative Finance Asaf Meir - CEO at Solidus Labs Max Boonen - CEO at B2C2 If that wasn’t enough, we also talked to Asaf (31:01) and Max (40:49) about their respective companies and what they’re doing in the industry. Love fintech? Then sign up for our newsletter, Fintech in Five. A snack-sized selection of the week's biggest stories, longer reads, soundbites and more. Just visit this link to sign up! 11fs.com/newsletter If you enjoyed the show, don't forget to subscribe and leave a review! Want to join the conversation on all the topics discussed? Tweet the show at: www.twitter.com/bchaininsider Special Guests: Asaf Meir, Max Boonen, Michel Rauchs, and Sandra Ro.

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry. For this week, she interviews David Washbrook a co-founder of Look Who’s Charging.Take a look at the talking points from today’s episode:What were the early stages of Look Who’s Charging? (00:41)What are you excited about for 2020? (04:31)Have you found a market difference in the Australia and New Zealand landscape? (05:28)What’s worrying you about next year? (07:12)Why did you choose to come to Intersekt? (09:07)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!Don’t forget to check out our social media as well! You can follow us on….

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry. For this week, she interviews Brian Collins who heads up Fintch for Startup Bootcamp.Take a look at the talking points from today’s episode:What is Startup Bootcamp? (00:24)What is Startup Bootcamp up to now? (04:52)Are you looking for any new partnerships? (08:20)What do you like to see in your partners? (09:20)What are you excited about next (12:57)What are some speed bumps you foresee? (15:00)Why have you come to Intersekt? (18:53)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!Don’t forget to check out our social media as well! You can follow us at….

Join us as Simone Joyce interviews notable guests in the Australian FinTech industry. For this week, she interviews Nilixa Devluka, the CEO and Founder of Payment Solved in the UK.Take a look at the talking points from today’s episode:How did you get involved in this space? (00:47)Who else are your clients at Payment Solved? (03:38)Is strong customer authentication a failure at this stage? (04:46)Do you think that SCA is starting a movement to push stronger and more robust authentication to prevent fraud that will trickle down to other ecosystems? (07:40)What are you excited about in 2020? (09:03)Is there anything that you’re a little worried about? (12:54)What are the main benefits of coming to Intersekt? (13:58)Did you enjoy today’s podcast? Please let us know by giving us a rating and subscribing to the show!Don’t forget to check out our social media as well! You can follow us on….

When it comes to seeing what is coming down the line in financial services, the sector’s wide range of industry conferences is a great place to start. These events, such as Money 2020 in Amsterdam last month, see thousands of people attend, speaking about what is new in banking, showing off their latest innovations and debating the trends likely to shape the sector’s future. For BBVA it is a chance to start collaborations with the kind of fast growth disruptive fintech businesses that we believe will better help our customers and clients achieve their ambitions and make the best use of both their data and financial assets. It's also a fantastic opportunity to share some of the bank’s thinking around how we are transforming from being a bank to a trusted advisor and the critical importance of openness in the sector. Perhaps more importantly, to hear from leaders in their field about where they think the industry is heading. In this Podcast we are going to do exactly that - and to explore two key areas that are shaping the future of the banking industry and that will ultimately affect how we bank in the future: Firstly, the technological data-driven trends emerging in the sector, for example how the shift from closed to open can give life to new industry verticals like banking as a service. And secondly, how the relationship model between big banks like BBVA and fast growth start-up companies is changing and what this might mean for customers.

Lex Sokolin iLex Sokolin is a futurist and an entrepreneur focused on the next generation of financial services. He is the global fintech co-head at ConsenSys, a blockchain technology company building the infrastructure, applications, and practices that enable a decentralized world. Lex focuses on emerging digital assets, public and private enterprise blockchain solutions, and decentralized autonomous organizations. Previously, Lex was the global director of fintech strategy at Autonomous Research (acquired by AllianceBernstein), an equity research firm serving institutional investors, where he covered artificial intelligence, blockchain, neobanks, digital lenders, roboadvisors, payments, insurtech, and mixed reality. Before Autonomous, Lex was COO at AdvisorEngine, a digital wealth management technology platform, and CEO of NestEgg Wealth, a roboadvisor that partnered with financial advisors. Prior to NestEgg, Lex held roles in investment management and banking at Barclays, Lehman Brothers and Deutsche Bank. Lex is a contributor of thought leadership to The Wall Street Journal, The Economist, Bloomberg, the Financial Times, Reuters, American Banker, ThinkAdvisor, and InvestmentNews, among others. He is a regular speaker at industry conferences such as Money2020, LendIt, Schwab Impact, In|Vest, T3 Enterprise Edition, and Consensus. He earned a JD/MBA from Columbia University and a BA in economics and law from Amherst College.   “The good news is that I didn’t have any money, or whatever money I did have I put into some discounted Lehman stock thinking these guys knew what they’re talking about. And if there’s so much confidence, and they have such fancy suits, and they get paid so much, this thing’s got to … go up. And of course ... it didn’t go up, not at all, not in any way whatsoever, it just went down.” Lex Sokolin, on his time at Lehman Brothers in 2007     Support our sponsor   Today’s episode is sponsored by the Women Building Wealth membership group, the complete proven step-by-step course to guide women from novice to competent investor. To learn more, visit: WomenBuildingWealth.net.     Worst investment ever Fresh graduate joins Lehman Brothers analyst program The year was 2006. Lex had just graduated from his undergraduate degree in economics. It was still cool to work in finance. He joined the Lehman Brothers’ analyst program alongside 40-50 people when the brand was very strong. His intake were young kids out of school, and associates. They were starting at the investment management division. One of the orientation activities was a stock-picking contest in which new staff had three months to generate the highest returns in a no-risk setting. Wins stock-picking contest just as big banks start to fail He won, which did amazing and damaging things for his ego. He was on top of the world as he had bested Stanford and Harvard people, and was on the road to success. It was now 2007. Bear Stearns appeared to be failing and collapsed shortly afterward. Rumors were circulating that the big banks had a lot of bad debt on their balance sheets and that they couldn’t meet their obligations. A liquidity crisis was looming and Lehman was in the crosshairs. Staff 401K packages are matched in Lehman stock At the time, Lex was in this investment management business and the Lehman price was around US$120 per share. Then it started to fall. It halved its value to 60. Then it plunged to 20 and Lex remembers that day. There was a strong corporate culture at Lehman Brothers. The corporate color was green so people would say everybody leaves green because everyone’s on the same team. So managing directors got paid in Lehman stock as a percentage of their accomplishments. Analysts such as Lex were matched in their 401K plans in stock. If you saved $10,000 you would get $10,000 in Lehman stock and nothing else. Also, staff could buy more stock at a 20% discount. Gordon-Gekko type invokes team spirit, tells staff to invest in Lehman stock So Lehman stock was $20, and it had been falling for months. Lex watched as the New York branch manager, an 80s throwback with Gordon Gekko suspenders and haircut, was saying that the stock price was ridiculous and that it had never been so cheap, so he was directing staff to buy more Lehman stock. Mr. Greed is Good was among people managing $80 billion in that business and another $200 billion in an adjacent business. Lex was 22 so seeing such experienced people made him think it was a good idea. The good news was that he didn’t have much money, because the stock never recovered and due to politics and personal animosity, and the devious dealings of Goldman Sachs, the whole company was the only one not saved by the bailout or takeover deals. Lehmans went to zero. Lehmans alone was left out in the cold Merrill Lynch also collapsed, but it was taken over by the Bank of America. So it didn’t go to zero. Bear Stearns had collapsed earlier but it was bought by JP Morgan. Lehman was the example for the whole world of learning how to be punished, and seeing the destruction of wrong balance sheet construction. Lehman was not a worse business than Merrill, it was a better business than Merrill, and it was not a worse business than Bear Stearns. What however happened was that when it was time to talk about a bailout, all the people in the room, from the treasury secretary to all the other banks, every single person had been a Goldman Sachs (GS) employee. 401K matching also went to zero also So Lex’s retirement package also matched Lehman’s and went to zero. So as a young analyst who was really good at virtual stock games none of the outcome was part of his decision process and was not something he knew. So understanding that this was not an exception, that the world is defined by these edge cases, that the whole thing is just these edge cases, was an extremely valuable takeaway. While he lost everything he had at the time, in the long horizon, “things turned out quite all right”.   “I was a super interesting moment, I am so incredibly grateful for having that early in my career, you know, two years into my career, because I saw everything from the behavioural biases that people have about the places where they work, the problems of over indexing and to one particular security, and then more than anything, you know, like idiosyncratic risk that you really can’t predict.” Lex Sokolin     Some lessons Overconcentration in any position exposes you to great idiosyncratic risk This is the kind of risk that you cannot create a model for, nor can you have any good sense for it, because it is unknowable. Diversification in portfolio construction is the answer Build a portfolio without overexposing yourself to any particular holding – diversify. If you’re doing a barbell strategy, make sure the other side of the barbell is really conservative, so if you one of your positions fails, it doesn’t harm your portfolio in a big way. People are not reliable sources of information Most of the time the information you’re receiving from other people is based on emotion. They might dress it up in technical language, but it’s not useful information. It’s just how they feel.   “So understanding that this (Lehman’s collapse) was not an exception, that the world is defined by these edge cases, that the whole thing is just these edge cases … was a majorly valuable takeaway.” Lex Sokolin     Andrew’s takeaways Benefits of diversification Risk disappears or reduces very quickly, in the beginning as you start to blend stocks together. “Diversification is the seat belt and blending in some sort of other instruments, such as bonds for example, is the airbag.” Common mistakes Collated from the My Worst Investment Ever series, the six main categories of mistakes made by interviewees, starting from the most common, are: Failed to do their own research Failed to properly assess and manage risk Were driven by emotion or flawed thinking Misplaced trust Failed to monitor their investment Invested in a start-up company Misplaced trust Particularly for young people, you see senior financial experts managing billions of dollars, and you think: “This guy’s got to know.” Andrew always says, everyone’s ultimately making it up, this man or that woman just has a lot more experience making it up than others, and maybe has some great experience in risk management or another area. It’s hard to rely on humans to give you great information It’s also hard to rely on machines, or charts or data, to give you correct information     Actionable advice Figure out what know that you know and what you know that you don’t know Everything flows from that: the selection of your investment philosophy, the selection of your risk tolerance and your ability to put money to work. Figure out your goals for the financial planning you’re doing. Ask yourself the following: Why are you investing? What are you trying to get out of it? How are you going to behave when different scenarios play out in your investment’s performance? What kind of investor are you? Do you need help? Do you want to delegate that to somebody who will make you feel more secure and give you a smarter overlay? Or do you want to do it yourself?     No. 1 goal for next the 12 months Lex at ConsenSys, one of the largest blockchain technology companies in the world, is focused on the tokenization of securities and the “connective tissue” between the traditional financial world and the world of digital assets, crypto assets, and how the two connect through platforms and software. So he’s trying to build some cool tools for people to get access to financial instruments that historically they either didn’t have enough money to do or was just too difficult to get involved with. It’s a very interesting opportunity because there has been a lot of pushback recently against cryptocurrencies at every level.     Parting words If listeners would like to keep up with some fintech news and developments, Lex invites you to check out his Twitter or follow him on LinkedIn for his newsletter.     You can also check out Andrew’s books   How to Start Building Your Wealth Investing in the Stock Market   My Worst Investment Ever   9 Valuation Mistakes and How to Avoid Them   Transform Your Business with Dr. Deming’s 14 Points  Connect with Lex Sokolin LinkedIn Twitter Website Email Connect with Andrew Stotz Astotz.com LinkedIn Facebook Instagram Twitter YouTube My Worst Investment Ever Podcast Further reading mentioned Harry Markowitz (1971) Portfolio Selection: Efficient Diversification of Investments   s a futurist and an entrepreneur focused on the next generation of financial services. He is the global fintech co-head at ConsenSys, a blockchain technology company building the infrastructure, applications, and practices that enable a decentralized world. Lex focuses on emerging digital assets, public and private enterprise blockchain solutions, and decentralized autonomous organizations. Previously, Lex was the global director of fintech strategy at Autonomous Research (acquired by AllianceBernstein), an equity research firm serving institutional investors, where he covered artificial intelligence, blockchain, neobanks, digital lenders, roboadvisors, payments, insurtech, and mixed reality. Before Autonomous, Lex was COO at AdvisorEngine, a digital wealth management technology platform, and CEO of NestEgg Wealth, a roboadvisor that partnered with financial advisors. Prior to NestEgg, Lex held roles in investment management and banking at Barclays, Lehman Brothers and Deutsche Bank. Lex is a contributor of thought leadership to The Wall Street Journal, The Economist, Bloomberg, the Financial Times, Reuters, American Banker, ThinkAdvisor, and InvestmentNews, among others. He is a regular speaker at industry conferences such as Money2020, LendIt, Schwab Impact, In|Vest, T3 Enterprise Edition, and Consensus. He earned a JD/MBA from Columbia University and a BA in economics and law from Amherst College.   “The good news is that I didn’t have any money, or whatever money I did have I put into some discounted Lehman stock thinking these guys knew what they’re talking about. And if there’s so much confidence, and they have such fancy suits, and they get paid so much, this thing’s got to … go up. And of course ... it didn’t go up, not at all, not in any way whatsoever, it just went down.” Lex Sokolin, on his time at Lehman Brothers in 2007     Support our sponsor   Today’s episode is sponsored by the Women Building Wealth membership group, the complete proven step-by-step course to guide women from novice to competent investor. To learn more, visit: WomenBuildingWealth.net.     Worst investment ever Fresh graduate joins Lehman Brothers analyst program The year was 2006. Lex had just graduated from his undergraduate degree in economics. It was still cool to work in finance. He joined the Lehman Brothers’ analyst program alongside 40-50 people when the brand was very strong. His intake were young kids out of school, and associates. They were starting at the investment management division. One of the orientation activities was a stock-picking contest in which new staff had three months to generate the highest returns in a no-risk setting. Wins stock-picking contest just as big banks start to fail He won, which did amazing and damaging things for his ego. He was on top of the world as he had bested Stanford and Harvard people, and was on the road to success. It was now 2007. Bear Stearns appeared to be failing and collapsed shortly afterward. Rumors were circulating that the big banks had a lot of bad debt on their balance sheets and that they couldn’t meet their obligations. A liquidity crisis was looming and Lehman was in the crosshairs. Staff 401K packages are matched in Lehman stock At the time, Lex was in this investment management business and the Lehman price was around US$120 per share. Then it started to fall. It halved its value to 60. Then it plunged to 20 and Lex remembers that day. There was a strong corporate culture at Lehman Brothers. The corporate color was green so people would say everybody leaves green because everyone’s on the same team. So managing directors got paid in Lehman stock as a percentage of their accomplishments. Analysts such as Lex were matched in their 401K plans in stock. If you saved $10,000 you would get $10,000 in Lehman stock and nothing else. Also, staff could buy more stock at a 20% discount. Gordon-Gekko type invokes team spirit, tells staff to invest in Lehman stock So Lehman stock was $20, and it had been falling for months. Lex watched as the New York branch manager, an 80s throwback with Gordon Gekko suspenders and haircut, was saying that the stock price was ridiculous and that it had never been so cheap, so he was directing staff to buy more Lehman stock. Mr. Greed is Good was among people managing $80 billion in that business and another $200 billion in an adjacent business. Lex was 22 so seeing such experienced people made him think it was a good idea. The good news was that he didn’t have much money, because the stock never recovered and due to politics and personal animosity, and the devious dealings of Goldman Sachs, the whole company was the only one not saved by the bailout or takeover deals. Lehmans went to zero. Lehmans alone was left out in the cold Merrill Lynch also collapsed, but it was taken over by the Bank of America. So it didn’t go to zero. Bear Stearns had collapsed earlier but it was bought by JP Morgan. Lehman was the example for the whole world of learning how to be punished, and seeing the destruction of wrong balance sheet construction. Lehman was not a worse business than Merrill, it was a better business than Merrill, and it was not a worse business than Bear Stearns. What however happened was that when it was time to talk about a bailout, all the people in the room, from the treasury secretary to all the other banks, every single person had been a Goldman Sachs (GS) employee. 401K matching also went to zero also So Lex’s retirement package also matched Lehman’s and went to zero. So as a young analyst who was really good at virtual stock games none of the outcome was part of his decision process and was not something he knew. So understanding that this was not an exception, that the world is defined by these edge cases, that the whole thing is just these edge cases, was an extremely valuable takeaway. While he lost everything he had at the time, in the long horizon, “things turned out quite all right”.   “I was a super interesting moment, I am so incredibly grateful for having that early in my career, you know, two years into my career, because I saw everything from the behavioural biases that people have about the places where they work, the problems of over indexing and to one particular security, and then more than anything, you know, like idiosyncratic risk that you really can’t predict.” Lex Sokolin     Some lessons Overconcentration in any position exposes you to great idiosyncratic risk This is the kind of risk that you cannot create a model for, nor can you have any good sense for it, because it is unknowable. Diversification in portfolio construction is the answer Build a portfolio without overexposing yourself to any particular holding – diversify. If you’re doing a barbell strategy, make sure the other side of the barbell is really conservative, so if you one of your positions fails, it doesn’t harm your portfolio in a big way. People are not reliable sources of information Most of the time the information you’re receiving from other people is based on emotion. They might dress it up in technical language, but it’s not useful information. It’s just how they feel.   “So understanding that this (Lehman’s collapse) was not an exception, that the world is defined by these edge cases, that the whole thing is just these edge cases … was a majorly valuable takeaway.” Lex Sokolin     Andrew’s takeaways Benefits of diversification Risk disappears or reduces very quickly, in the beginning as you start to blend stocks together. “Diversification is the seat belt and blending in some sort of other instruments, such as bonds for example, is the airbag.” Common mistakes Collated from the My Worst Investment Ever series, the six main categories of mistakes made by interviewees, starting from the most common, are: Failed to do their own research Failed to properly assess and manage risk Were driven by emotion or flawed thinking Misplaced trust Failed to monitor their investment Invested in a start-up company Misplaced trust Particularly for young people, you see senior financial experts managing billions of dollars, and you think: “This guy’s got to know.” Andrew always says, everyone’s ultimately making it up, this man or that woman just has a lot more experience making it up than others, and maybe has some great experience in risk management or another area. It’s hard to rely on humans to give you great information It’s also hard to rely on machines, or charts or data, to give you correct information     Actionable advice Figure out what know that you know and what you know that you don’t know Everything flows from that: the selection of your investment philosophy, the selection of your risk tolerance and your ability to put money to work. Figure out your goals for the financial planning you’re doing. Ask yourself the following: Why are you investing? What are you trying to get out of it? How are you going to behave when different scenarios play out in your investment’s performance? What kind of investor are you? Do you need help? Do you want to delegate that to somebody who will make you feel more secure and give you a smarter overlay? Or do you want to do it yourself?     No. 1 goal for next the 12 months Lex at ConsenSys, one of the largest blockchain technology companies in the world, is focused on the tokenization of securities and the “connective tissue” between the traditional financial world and the world of digital assets, crypto assets, and how the two connect through platforms and software. So he’s trying to build some cool tools for people to get access to financial instruments that historically they either didn’t have enough money to do or was just too difficult to get involved with. It’s a very interesting opportunity because there has been a lot of pushback recently against cryptocurrencies at every level.     Parting words If listeners would like to keep up with some fintech news and developments, Lex invites you to check out his Twitter or follow him on LinkedIn for his newsletter.     You can also check out Andrew’s books   How to Start Building Your Wealth Investing in the Stock Market   My Worst Investment Ever   9 Valuation Mistakes and How to Avoid Them   Transform Your Business with Dr. Deming’s 14 Points  Connect with Lex Sokolin LinkedIn Twitter Website Email Connect with Andrew Stotz Astotz.com LinkedIn Facebook Instagram Twitter YouTube My Worst Investment Ever Podcast Further reading mentioned Harry Markowitz (1971) Portfolio Selection: Efficient Diversification of Investments    

Vorige week was Apple's grote WWDC conferentie, de Nieuwe Knikkers nemen je mee in wat gaat komen. Verder bespreekt Arlette haar eerste ervaring met Apple Pay en deelt Gertjan zijn ervaring met Google Pay. Arlette flaneerde over de Money 2020 bijeenkomst in Amsterdam en deelt haar visie over waar het met deze beurs heen moet. iDEAL QR Money2020 Interview Roel Popping (ING) over Apple Pay

Helen is a global customer-success executive and board advisor. Through a career spanning early stage start-ups to companies like Oracle and Adobe, her work has enabled multibillion-dollar revenue growth for a number of enterprises. Helen is a top Twitter influencer in emerging technology with a weekly reach of more than 10M. In 2019, Helen was named to the CyberSecurity Power 100 and to the Artificial Intelligence Power 100. She’s spoken at a variety of conferences, among them: SXSW, TiECon, DMS, and Money2020.

In this episode, Jon Ratcliffe speaks with Phil Thomas, The President of Ascential Events, which runs Cannes Lions International Festival of Creativity and its associated Festivals, Money2020, the world's premier payments and Fintech congress,and WARC, a global authority on advertising and media effectiveness. Phil is also Chairman of Cannes Lions, having been CEO of Lions Festivals for ten years between 2006 and 2016. .

Dave Hanley is the CEO of Tomorrow, whose Tomorrow App provides wills and trusts that you make on your phone. Dave is a serial entrepreneur with successful exits to Amazon and Deloitte and has had a career spanning industries as diverse as microcredit banking, social media marketing, digital music and financial technology. Dave founded Banyan Branch (acquired by Deloitte, 2013), a leading social media marketing agency; led product development for the Rhapsody Music Service, and joined Rhapsody colleagues to build a social network for readers called Shelfari (acquired by Amazon in 2008). Dave is a Fulbright Scholar, World Economic Forum Young Global Leader of the World Economic Forum, and recognized entrepreneurial innovator at TechCrunch Disrupt, Money2020, and SXSW. Website: https://tomorrow.me/   LinkedIn: https://www.linkedin.com/in/davehanley  

Ben Swann gives us the latest on his new project Isegoria and how crypto currency especially Dash and Smart-Cash have given him the freedom to truly be an independent journalist. Recorded at World Crypto Con in Las Vegas. Then from Money2020 we talk with Bradley Zarstow a former American Express Exec turned Crypto Exec with Dash Core Group. Robin O'Connell VP of Uphold also sit's in on the conversation to discuss Uphold's new partnership with Dash as well as Upholds presence around the world. Finally we talk with Brian Corscain from DAIM, Digital Assets Investment Management about their investment services.

Eine Rückschau zur Money2020 China aus dem AliBaba Hinterland Unsere Woche stand gänzlich im Zeichen des Hundes, zumindest steht das chinesische Jahr in ebendiesem. Und da Rafael und Kilian es sich nicht haben nehmen lassen, als nahezu erfahrene Money2020 Konferenzbesucher, diesen beschwerlichen Anreiseweg aufsichzunehmen und die allererste Ausgabe der chinesischen Variante der Monsterkonferenzreihe zu besuchen, wurden die Eindrücke auch gleich auf Tonspur festhegalten. Im hauseigenen AliBaba Hub oder AliBaba Hinterland, wie sie es selbst nennen, hatten die beiden zwei Tage lang Zeit sich einen Überblick über den FinTech Markt in China zu verschaffen und welche Player neben den BAT als den drei großen Riesen, eigentlich überhaupt noch relevant sind. Chinas Annäherung der Dotcom-Ära führte nämlich zur Gründung von drei Internetunternehmen, die heute die Technologieszene des Landes dominieren: Baidu, Alibaba und Tencent, zusammen bekannt als die BAT. Die Ende des 20. Jahrhunderts gegründeten Big Three sind weit über ihr Kerngeschäft hinausgewachsen - Suchmaschinen, E-Commerce und soziale Netzwerke - vom digitalen Zahlungsverkehr bis zum Cloud Computing. Zunehmend stellen sie solche wie Google, Amazon und Facebook vor Herausforderungen, während sie auf globalen Investitionsspritzen unterwegs sind, während sie von Kopieren zu Innovation wechseln. Chinesische Technologieunternehmen legen eine ganz andere Entwicklungsgeschwindigkeit an den Tag. Während Unternehmen anderer Nationen noch nachdenken, bringen chinesische Firmen bereits die nächste Generation ihrer Produkte auf den Markt. Den eigenen Heimatmarkt haben sie demnach schon fest in der Hand, logische Konsequenz: nun den Westen erobern und somit Angriff auf GAFA. Aber inzwischen sollte China mal auf seine nächste Generation von Technologieriesen, die ebenfalls im mobilen Zeitalter geboren wurden schauen und sich auf die neueste Generation von Online-Diensten konzentrierten, die von KI und Sharing angetrieben werden. Also wieder Money2020. Diesmal die chinesische Variante. Wie Kilian und Rafael die Präsenz der Riesen bewerten, welche neuen Player herangezüchtet werden oder sich gar versuchen zu behaupten, was sie lernen und als Take Away mitnehmen, hört ihr im gemütlichen "Hotellobby-Talk" der beiden Langnasen!

Trace Mayer joins the the show from Coin Agenda in Las Vegas right on the heels of Money 2020 where we caught up with Charlie Lee the creator of Litecoin. Trace covers all of his "Coined" phrases and prediction tools he's so well known for including an anecdote about Dash creator Evan Duffield. Charlie shares his thought's on Litecoin as a test-bed for Bitcoin, Lightning Networks, BCash and much more.

Explore the future of money with Sam Marks and Brian Whorley, found of Paytient, an innovative startup that is improving access to affordable healthcare. The Money2020 Conference is where leaders, innovators, and disruptors unite to drive change and revolutionize the future of money. It’s a 4-day experience that facilitates the right conversations and insightful learnings, leaving you inspired and equipped to reach your goals. Although tickets could have been up to $5,000 you’ll gain insights from Sam and Brians perspective on the ways our market is revolutionizing the future of money. Expect to hear key takeaways of their experience from JP Morgan’s after part to conversations with super high-level thought leaders. Listen to the end for ways to cover unplanned out-of-pocket healthcare expenses.   Where we are: Johnny FD: Bali, Indonesia Sam Marks: San Diego, California   Discussed: Marqeta.com Money2020.com Paytient.co ILAB 102 – Understanding Credit Score and Comparing the Best Credit Cards   Recommended: Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK) ArtofFX – Start with just a $25,000 account RealtyShares – Try it free Wealthfront – Get your first $15,000 managed free Betterment – Get up to 1 year managed free PeerStreet – Get a 1% yield bump on your first loan Traveling Mailbox – Get 5% off subscriptions with ‘ILAB’ promo code   Time Stamps: 00:38 - Recharging your battery and resetting your life 08:40 - The worst conference Sam has ever been to 11:39 - JP Morgan’s after party + MORE 17:23 - Las Vegas people, landscape, and experience 20:23 - How to get the most out of a conference 22:00 - Bitcoin Miami & Money 20/20 takeaways 23:54 - “People consuming financial services in a healthy way are better customers” - Brian Whorley 26:04 - Understanding Fin Tech and bank announcements 32:21 - Virtual card use cases 38:50 - The payment race across the USA 45:17 - Terrible Miami Dade weed gummy experience 47:21 - Alarming statistics about US healthcare ‘system’ 55:45 - Paytient’s 30-second elevator pitch 01:06:41 - Tony Robbins Date with Destiny Conference 01:08:46 - Las Vegas conference and environment experience 01:13:22 - iTunes review   If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here! Copyright 2018. All rights reserved. Read our disclaimer here.    

Our hosts, Simon Taylor, Sam Maule and Sarah Kocianski are joined by great guests in three groups. Group one: Courtney Kelso Senior Vice President at American Express, Samant Nagpal Global Head of Amazon Business Payment Products at Amazon and Mark Heimbouch COO at Worldpay Group two: Shannon Johnson Group President of Financial Institutions at Cardlytics and Ken Lin Founder and CEO at Credit Karma. Group three: Ian Ormerod Head of New Digital Business at BBVA and Matt Loos Senior Product Manager for Global Wholesale Payments in Treasury Services at JPMorgan Chase. First up, we have group one to talk about the American Express and Amazon partnership for co-branded business cards. Amazon Business and American Express will announce the launch of the Amazon Business American Express Card, a tool designed to change the way businesses buy online on October 23. Card Members can choose between cash back or instantly qualify for an interest free payment term to help with working capital or cash flow. American Express and Amazon are thrilled to offer a solution that puts the power of big business into the hands of small business owners. Verifone and Worldpay Introduce EMV-Grade Contactless Solution at Jimmy John’s. Piloting a new EMV-grade contactless payment acceptance solution at Jimmy John’s (a fast food sandwich chain, a bit like Subway, for all our international listeners). By combining Worldpay’s ultra-fast and highly-secure processing services with Verifone’s Engage P400 device, Jimmy John’s will deliver more convenient, powerful and flexible payment options to its customers. Jimmy John’s are the guinea pig/ early adopter for this initiative - combining faster payments and with fast service and fast food. Next we have group two to talk about, Lenders share their underwriting secrets with Credit Karma. Ken broke this news story on the Avant Garde stage here at Money2020 right before our show. Credit Karma CEO Ken believes that within just a few years, computers will help optimize and execute these financial decisions for us. Will cyber risks derail consumer trust and hinder the rise of autonomous finance? Or will advanced data science enable the masses to benefit from the type of specialized financial advice and services previously only available to the super rich. Finn AI closes $11 Million Series A financing. Finn AI today announced it has completed a $11 Million Series A financing round. The new funding will be used to support the growth momentum underway at Finn AI across North America and Europe. The financing will allow Finn AI to enhance enterprise tooling and extend its core product to support additional banking and personal finance capabilities for existing customers including ATB Financial, Bank of Montreal, Banpro Grupo Promerica, Commonwealth Bank, and Fidor Bank. Finally, we have group three to talk about, JPM’s blockchain announcement. J.P. Morgan Interbank Information Networks expands to more than 75 banks. Sept 25th - announced the expansion of its Interbank Information Network (IINSM), the first live blockchain service offered by the firm. More than 75 banks have signed up to be part of IIN, the largest number of banks to join a live application of blockchain technology. IIN, launched as a pilot in 2017, minimizes friction in the global payments process, enabling payments to reach beneficiaries faster and with fewer steps. Using blockchain technology, IIN reduces the time correspondent banks currently spend responding to compliance and other data related inquiries that delay payments. BBVA launches Open Banking platform in the US. BBVA has officially launched its Banking-as-a-Service platform in the US, using APIs to let firms offer their customers financial products without having to take on fulling banking themselves. While PSD2 is driving open banking in Europe, BBVA is taking a proactive approach in the US. Operating its Open Platform in beta for six months, allowing third parties that pass security and compliance checks to access, through APIs, a range of the bank's services. And finally, A day in the (improbable) life of a banking exec. All this and so much more on today's episode of Fintech Insider! Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast. Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com This week's episode was written and produced by Laura Watkins. Edited by Michael Bailey. Special Guests: Courtney Kelso, Ian Ormerod, Ken Lin, Mark Heimbouch, Matt Loos, Samant Nagpal, and Shannon Johnson.

Today we round up our guests from 2 different conferences, Money 2020 and Politicon to talk about Money and Politics. Our guests are Sterlin Lujan and Cristina Tobin from Politicon and Kenn Bosak at Money2020. We also have an additional interview from Omar Saed from Shardus

Welcome to the Tearsheet Podcast. I'm Zack Miller. If you're like most of our listeners, you're probably gearing up to travel to Las Vegas, October 21-24 to attend this year's Money 20/20 conference. In seven years, beginning in Vegas but now globally, beginning with payments but now broadly fintech-minded, Money 20/20 has turned into the financial industry's go-to set of events to stay on top of technology trends, to network, and to get deals done. In anticipation of this year's event, I'm talking to Tracey Davies, Money2020's president to talk about how the event continues to evolve to better service the financial community. There are a few twists attendees can look forward to this year, including a broad inclusivity initiative that's launching on the stage in Vegas. If you're going to be in Vegas, take a minute, locate Tracey, and introduce yourself — tell her you heard her on the podcast. Tracy Davies is my guest on this episode of the Tearsheet Podcast. Before we jump into the interview — If you get value out of this podcast, we'd appreciate a review wherever you get your podcasts. We do this for you and reviews are the fuel that make this podcast go and help others to discover it. You can access our archives (over 200 episodes) at www.tearsheet.co Here's my interview with Tracey.

In this episode, Hall interviews Andrey Morozov, founder of FinHub Global Ventures in San Francisco, CA. Andrey is technology entrepreneur and investor, who has been a founder and CEO of several successful payment companies before becoming an angel investor and startup mentor. He is a regular speaker at the biggest FinTech events, such as Money2020 and Transact.

We kick off Money2020 from the ING Café with Ralph Hamers, CEO ING.

What better way to end with a true fintech guru: Chris Skinner founder of the Finanser website, is our guest in the ING Café during Money2020.

What's next after 'plastic fantastic'? Join us at the ING Café at Money2020 with Ann Cairns, Vice Chairman of MasterCard.

Talking about all that good Fintech, we talk to Frank Jan Risseeuw from fintech Yolt at the ING Café at Money2020.

It's all fintech and shine at Money2020, but it's artificial intelligence what makes us tick. Joing us at the ING Café is Global Head of AI and Robotics, Gorkem Koseoglu.

From the ING Café at Money2020; we sit down and have a good talk with Conny Dorrestijn, founder of BankiFi and member of the Holland Fintech advisory board.

At the ING Café at Money2020, we sit down with Benoit leGrand, Global Head of Innovation for ING.

Hartej Sawhney - Co-founder and President, HoshoHartej is the Co-Founder and President for Hosho, the leading blockchain and security company that conducts smart contract audits and penetration testing of exchanges and blockchain protocols. He is an advisor at crypto hedge fund Pink Sky Capital, Krypto.io, and BlitzPredict.io. Hartej was formerly Co-Founder and CEO of Zuldi, a next-generation cloud-based Point of Sale solution. Hartej has been spoken at major blockchain and finance events, such as Money2020, World Blockchain Summit and LaBitConf. Hartej graduated with a degree in Finance from Penn State University. Hartej is also a clothing designer, Indian classical musician, and art curator.

Hartej Sawhney - Co-founder and President, HoshoHartej is the Co-Founder and President for Hosho, the leading blockchain and security company that conducts smart contract audits and penetration testing of exchanges and blockchain protocols. He is an advisor at crypto hedge fund Pink Sky Capital, Krypto.io, and BlitzPredict.io. Hartej was formerly Co-Founder and CEO of Zuldi, a next-generation cloud-based Point of Sale solution. Hartej has been spoken at major blockchain and finance events, such as Money2020, World Blockchain Summit and LaBitConf. Hartej graduated with a degree in Finance from Penn State University. Hartej is also a clothing designer, Indian classical musician, and art curator.

Dieses Mal haben wir den Podcast live vor Ort in Singapur aufgenommen. Fazit der ersten Version der Money 20/20 Asia. Kilian und Rafael waren vor Ort und haben sich die Konferenz für Euch angeschaut und berichten hier über ihre Erlebnisse. 00:00 Erster Eindruck 03:00 Teilnehmer aus Europa 06:00 Austausch Asien - Europa 08:00 Wird Google eine Bank? 09:00 Zahlen von BAT 15:00 BAT Investments 17:00 ASEAN Wachstum 22:00 Erwartung Money20/20 2019 24:00 Welche Themen waren relevant? 27:00 Gibt’s noch was ausser BAT? 29:00 Strategie der asiatischen Player 35:00 Wie erkennt man nen Europäer in Singapur :) 37:00 Top 3 des Events Lust auf Interaktion mit uns über WhatsApp- Broadcast -> ganz einfach: 1. Lege für unsere Rufnummer +49 157 92393747 einen Kontakt an. 2.Sende an diesen Kontakt eine Nachricht mit "Start" per WhatsApp. Spendenmöglichkeiten und weitere Informationen unter www.paymentandbanking.com Danke an Arkwright Consulting für das Sponsoring

André M. Bajorat ist ein führender Experte für die Digitalisierung von Banken. Als Unternehmer, Berater, Redner, Business-Angel und Mentor beobachtet er seit Jahren, wie sich das Finanzwesen erst langsam und neuerdings mit zunehmender Geschwindigkeit der digitalen Herausforderung stellt. Alle relevanten Startups wie N26 sowie die großen, etablierten Häuser der Branche kennt er aus eigener Anschauung. Derzeit ist Bajorat CEO bei figo.io, im Hauptvorstand des bitkom, Partner bei KI finance sowie im Beratergremium von FinLeap, Money2020 und Ownly. Zudem ist er Initiator der Abstimmung „Fintech des Jahres“, der Eventreihe „Bankathon“ sowie Mitorganisator der „Payment Exchange“. Sein viel beachteter Blog „PaymentandBanking“ (www.paymentandbanking.com) gilt als eine führende Stimme zum Thema Zahlungsverkehr und Banken. Im Gespräch mit Christoph Keese erörtert Bajorat die aktuellen Trends: Traditionelle Banken sehen Startups immer weniger als Konkurrenten und immer öfter als Partner. Unter den Deutschen Geldhäusern erarbeitet sich die Deutsche Bank derzeit den größten Vorsprung, unter den Startups setzt N26 die Maßstäbe. Insgesamt aber bleibt die Branche im internationalen Vergleich zurück. Bajorat erkennt in der Zersplitterung des deutschen Bankwesens einen Hauptgrund für den Rückstand. Er plädiert für einen Zusammenschluss der deutschen Branche auf fünf starke Häuser. Das Gespräch wurde über Zencast aufgezeichnet mit André M. Bajorat in Pinneberg und Christoph Keese in Berlin. Der Ton erscheint daher auf beiden Seiten leicht unterschiedlich.

This is the most fun show we’ve done in ages, or maybe ever. My friend Jean-Stephane Gourevitch offered to gather some really interesting people in London to talk about the data economy. We finally sat down last fall, during London’s Regtech Rising conference, and wow, did we talk. Jean-Stephane himself is French, based in London, and works with fintech startups throughout the world. His guests were, first, Edward George, who leads both research and the UK representative office for the pan-African bank, Ecobank. We also had Fiona Ghosh, a top London lawyer in the financial and fintech space -- Fiona is a partner at Addleshaw Goddard. Our other two participants have both founded young fintechs. Lukas Zoerner is CEO of Mespo, a fully independent robo money saver. And Luca Schnettler, from Germany, has founded HealthyHealth, which uses data to change the insurance world and to make people...healthier. We had an incredible conversation. We talked about how Europe’s new data regulations -- PSD2 and the GDPR -- will change banking and fintech (which, by the way, is a revolution that’s being under-discussed in the United States). We covered the opportunities that fintech is opening up in the developing world and especially Africa, where suddenly it’s possible, through the mobile phone, to bring banking to hundreds of millions of people who couldn’t be profitably served before. We talked about the future of cash. We figured out what regulators need to do. For me, probably the most riveting moments were a debate that broke out between the two fintech CEO’s -- both millennials -- who turned out to have strikingly different views about how data should be used, and also about consumers’ responsibility for securing their own wellbeing. I’ve never heard a discussion quite like it. So, we had six people around the table, counting me. It was a yeasty mixture of nationalities, languages, ages, continents, professional expertise, products, and target markets -- and with everyone having a whole lot to say. More about today’s guests Jean-Stephane Gourévitch Jean-Stéphane is an expert of the strategic, public policy and market aspects of digital/mobile payments, mobile money, digital/mobile banking, digital/mobile commerce, fintech, the data economy and innovation ecosystem with over 25 years global experience at senior management levels and a mix of corporate and entrepreneurial experience. He has held senior management positions with International telecom operators including Everything Everywhere Ltd. (EE), Orange, France Telecom, Verizon Business, Colt Technology Services Ltd. He has worked for OFCOM, the UK digital communications regulator. He also has held senior positions with Deloitte Consulting and with strategic marketing and PR/Communications firms. Jean-Stephane created his own management consulting company 5 years ago, combining strategic, public policy and commercial vision about digital convergence, fintech, insurtech and the data economy. He also has global experience mentoring and advising entrepreneurs and start-ups, in particular very young entrepreneurs. A frequent speaker on fintech, payments and insurtech, Jean-Stephane has addressed events such as Fintech Connect Live, Pay Expo, and Money2020. He is also an independent conference director, creating programs/content for major conferences such as Fintech Connect Live in London, INPAYCO Digital Payments in Toronto and Paris, Mobile Payments: Regulation, Risks and Opportunities in Berlin and London, the Africa Fintech Forum in Abidjan, Ivory Coast. As a mentor and advisor to 24 fintech, insurtech and digital technologies startups and to young entrepreneurs in Europe, Africa, Asia, Latin and North America, Jean-Stephane’s expertise lies in strategy, business development, regulatory affairs, public policy, Government Relations, stakeholder relationships management, communication and PR. Edward George Twitter @DrTeddGeorge Dr. Edward George is the head of the UK representative office of pan-African bank, Ecobank, as well as being head of group research. Edward oversees the teams in the London office, with a focus on corporate banking, financial institutions/international organisations and research. As head of research he also manages a team of nine analysts based across Middle Africa covering the fixed-income, currencies and commodities space. His specialties include soft commodities and agribusiness, trade and trade finance, and disruptive technology. Edward is also the bank’s specialist on Francophone West Africa and Lusophone Africa. Prior to joining Ecobank in March 2011 he worked for The Economist Intelligence Unit (EIU) for seven years as a Senior Editor in both the Commodities and Africa Departments. There he was responsible for producing and editing reports on Lusophone and Francophone Africa, as well as on 25 industrial raw materials, food, feedstuffs and beverages. Before joining the EIU, Edward worked as a freelance writer covering the politics and economics of Sub-Saharan Africa. A linguist by training, Edward is fluent in French, Spanish and Portuguese and holds a PhD in Political Science from the University of Bristol. His PhD thesis on the Cuban intervention in Angola was published as a book by Routledge in 2005 and as a paperback in December 2012. Luca Schnettler Luca started HealthyHealth  in January 2017 to realize his vision of using digital means to innovate the insurance sector and help customers become healthy individuals. Before having any partners or advisors, Luca was able to persist and focus on the objective, following his goal and passion of building a company that truly changes customers perception on Insurance and helps them to improve their health. Lukas Zoerner Twitter @lczoerner Lukas Zoerner is the Founder and CEO of Mespo, a fully independent robo money saver that detects and executes savings opportunities for consumers. Mespo has established a UK's market first partnership between a FinTech such as Mespo and a Credit Union, My Community Bank. Mespo won the UK's Fintech For All 2017 Financial Inclusion challenge in the category "New Fintechs". Lukas previously worked in Morgan Stanley's investment banking division advising Power & Utility companies across EMEA. He holds a degree in business administration from the University of Mannheim in Germany. Fiona Ghosh Fiona is a Partner in Addleshaw Goddard's Commercial Group, specialising in complex commercial, IS, payment and FinTech arrangements, particularly in the financial services sector where she has focused her practice for more than a decade. Fiona heads the firm’s FinTech Group. Her work has included bringing new payment solutions, including ApplePay, Samsung Pay and Android Pay, to market. She is an appointed expert on the editorial board of the Payments & Fin Tech Lawyer journal. Fiona's expertise also includes outsourcing and other complex commercial arrangements in the investment banking, retail banking, insurance and asset management sectors. She has longstanding experience in strategic advisory work, negotiation and drafting of multijurisdictional business process outsourcings, including back and middle office, platform integration, facilities management and global administration services for multinational corporations, banks, asset managers and global insurers. A leader in her field on advice relating to strategic alliances and joint ventures, Fiona has led several international joint venture arrangements for the provision of pensions, credit cards, loans, mortgages and related insurance products acting for both retailers and for providers. She also specialises in advising in the field of retail payments including payment services and commercial arrangements relating to digital and mobile payment solutions, payment aggregation and merchant acquiry in the UK, US and further afield. Fiona is a regular speaker at international conferences and events on FinTech and payments law including Pay Expo Europe, the Westminster Forum Projects and Digital Payments Intensive. More Links Ecobank Research portal Ecobank Twitter account: @ecobankresearch Edward George: ‘Banks are in danger of becoming utilities’ Africa FICC      It’s the disruption that matters All Hands on Bank: How Mobile Banking is Changing Personal Finance AG Elevate GDPR PSD2 Sanjay Jain Podcast on Barefoot Innovation AFI Podcast on Barefoot Innovation More for our listeners Watch for our upcoming shows, including two more from London. One is with the charismatic CEO of Starling Bank, Anne Boden (who was referenced in today’s show with high praise), and the other is with Innovate Finance CEO Charlotte Crosswell. Back in the U.S., we’ll have three fascinating CEO’s -- Financial Services Roundtable head Tim Pawlenty; Nerd Wallet CEO Tim Chen, and Cross River Bank CEO Gilles Gade. We also have an inspiring conversation with Michael Wiegand, who heads the Gates Foundation’s work on financial services for the poor. And we’re going to do a special one in San Francisco with my cofounders of Hummingbird Regtech -- so, stay tuned! I’ll hope to see you at upcoming events where I’ll be speaking: March 19-20 - Innovate Finance Global Summit - London April 18 - Bank Director, The Reality of Regtech - New York, NY May 3 - Texas Bankers Association Annual Convention - Houston, TX (and here’s the cover story I wrote for their magazine, on innovation and community banks) May 16 - Comply 2018 - New York, NY June 26, American Bankers Association Regulatory Compliance Conference - Nashville TN As always, please remember to review Barefoot Innovation on iTunes, and sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Again, follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going. Till next time, keep innovating! Support our Podcast Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

Jefferson Graham reports from the Money2020 convention in Las Vegas, where all sorts of new ways to pay for goods are on display--like jewelry that connects to your credit card, biometrics and even selfie authentication.

EP054 - Amazon Q3 Results, Money2020, IBM World of Watson Episode 54 is a  news update: Amazon Amazon Q3 Earnings Call Rumor Amazon could open 2000 grocery stores Amazon capturing lower income shoppers Amazon Fresh expanded to Chicago and Dallas Cowen and Company: 50% of US Households could have Amazon Prime Trade Shows Money2020 IBM World of Watson Replay of sessions Watson API's Other News Customer expectations for fast shipping getting faster Piper Jaffray Millennial study 2016 Deloitte Holiday study Episode 54 of the Jason & Scot show was recorded on Thursday October 27, 2016.   http://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, SVP Commerce & Content at Razorfish, and Scot Wingo, Founder and Executive Chairman of Channel Advisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing.

Is GDAX just a marketing scheme? That is the focus this week and as CEO & Co-founder of Safello, Frank Schuil is heading the efforts to revolutionize the financial markets by building a crypto currency bank. We stops in to chat a bit. Safello is supporting 32 countries and thousands of customers and is also the first crypto currency company to be accepted to the Barclays Accelerator program in London. AND he looks like Blake Shelton. This guy can't lose. Frank is a frequent speaker at events such as TEDx, Money2020, Coinsummit, and the Digital Currency Summit. This guy does WORK!

This week the three payment nerds Brian, Faisal and Mike are back at it again. Faisal discusses the recent Money2020 Europe Conference that was held in Copenhagen for the very first time. Brian discusses his coverage of the TRANSACT show by ETA (Electronic Transaction Association) and Mike tells us all about how HomeHero is enrolled in TechStars with Cedars Sinai Hospital.

Heute ein kurzer Rückblick auf die Money2020 Europe, die in dieser Woche in Kopenhagen statt gefunden hat. Mit Jochen und mir sprachen Oliver Vins von vaamo und Kilian Thalhammer.

Episode 1 covers singles day, the personalization paradox, Channel Advisor same store sales report (SSS), holiday promotions trends, and digital wallet news.   Links: 11.11 Day http://www.alizila.com/alibabas-shopping-festival-rakes-in-14-3-billion/ Forrester digital business forum https://www.forrester.com/DIGITAL+BUSINESS+2015/-/E-EVE6702 Channel Advisor SSS - http://www.channeladvisor.com/blog/?pn=scot/holiday-2015-same-store-sales-first-week-of-november-results Money2020 - http://www.money2020.com/ ShopTalk - http://www.shoptalk.com/   Hosts: Scot Wingo, Founder & Executive Chairman Channel Advisor @ScotWingo Scot's Channel Advisor Blog   Jason "Retailgeek" Goldberg, SVP Commerce & Content at Razorfish @retailgeek Jason's Retailgeek.com Blog      

Today we talk about how the Money2020 conference became one of the most most important payment conference in the world in just a few years. Faisal Khan talks about the interesting moves Poynt has made recently and why they are in a great position. We also touched on the recent Fincen Ruling around Bitcoin, why MCX server hacking could put them in the grave and the ever growing Starbucks payment ecosystem.