Podcasts about crowdventure

Join Mike Cavaggioni with Matthew Sullivan on the 173rd episode of the Average Joe Finances Podcast. Matthew shares how his company, QuantmRE, enables homeowners to turn their home equity into a debt-free income stream.In this episode, you'll learn:Debt-based financing vs. equity-based financing.How some people are able to predict economic shifts and downturns.Why small private funds are an easier way to access money for deals.And so much more!About Matthew Sullivan:Matthew is the founder and full-time chief executive officer and director of Quantm.One, Inc and has held this position since the Company's incorporation in December 2017. Since January 2015 Matthew has been the founder and president of Crowdventure, LLC, a real estate crowdfunding company. Matthew has also been a director of Secured Real Estate Income Strategies, LLC, (a real estate fund) since June 2016 and has been a co-founder and director of Secured Real Estate Income Fund I, LLC since May 2015. He is also the owner and president of Carbon Retirement, LLC, and has held this position since November 2014.In the late 90's he spent a number of years working alongside Richard Branson and his corporate finance team and was involved in a number of high profile Virgin projects, including the Virgin Global Challenger – the first attempt to fly around the world in a hot air balloon. Find Matthew on:Website: https://www.quantmre.com/LinkedIn: https://www.linkedin.com/in/mattsullivanco/Twitter: https://twitter.com/mattsullivanco?lang=enAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinanceshttps://bit.ly/replaceyourmortgageFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show

Matthew Sullivan is the founder and CEO of QuantumRE, the real estate marketplace that makes home equity accessible, investible, and tradeable. He is also the President and Founder of Crowdventure.com, a real estate crowdfunding company, and manager of two real estate funds. With a background in finance and technology, he worked with Richard Branson's corporate finance team on a number of Virgin companies such as Virgin Executive Jets and was appointed as director and trustee of Virgin's London Air Ambulance Service. QuantumRE is a unique real estate marketplace that leverages blockchain technologies to make home equity accessible, investible, and tradeable. They solve a major problem for homeowners that want to access their home equity with no monthly payments and without the burden of additional debt. Their secondary trading platform and the marketplace is built on the Algorand blockchain and have been designed to enable investors to access this vast, untapped real estate asset class i.e, the equity in owner-occupied homes with a marketplace where their tokenized investments can be bought, sold, and traded.

Matthew is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. This new financing tool is not a HELOC, it's not a loan and it's not a reverse mortgage. That means homeowners can get cash from their equity with no interest and no monthly payments. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees or to diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company. Originally from London, Matthew worked with Richard Branson's corporate finance team and was a director of the Virgin-sponsored London Air Ambulance. A helicopter pilot himself, he is also the host of his own podcast, “Hooked On Startups.” CONNECT WITH MATTHEW Email: msullivan@quantmre.comWebsite: https://www.quantmre.com/ LinkedIn CONNECT WITH JONATHAN To connect with Jonathan, you can send email at info@greystonecapgroup.com.To learn more about real estate investment opportunities, join the Greystone Capital Investor Network.Thanks for listening and until next time, keep building wealth in Commercial Real Estate!  

Matthew Sullivan is the founder and chief executive officer of the QuantmRE platform. He is also the co-founder of the Secured Real Estate Income Strategies Fund, and president and founder of Crowdventure.com, a real estate crowdfunding company. A serial entrepreneur, author, and host of the Hooked On Startups podcast, he worked with Richard Branson's Corporate Finance Team in the Virgin Group.Matthew went to Westminster School in London, UK, and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. Since then he has founded and led companies in the United Kingdom, India, Australia, and the United States in the finance, telecommunications, technology, and real estate sectors.In‌ ‌our‌ ‌conversation,‌ ‌we‌ ‌discussed:‌How to get equity freedom.What a Home Equity agreement is?Who's paying for the appraisal and what percentage of ownership are you taking in for the property?Timeline on a deal.Connect with Matthew Sullivan:https://www.expertcresecrets.com/episode101Love the show? Subscribe, rate, review, and share!Here's How »Join the Expert CRE Community today:expertCREsecrets.comeXpert CRE Secrets FacebookeXpert CRE Secrets Youtube

Unlimited Business Wisdom Ep #122 With Matthew Sullivan

EXPERT GUEST: MATTHEW SULLIVAN Matthew is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. This new financing tool is not a HELOC, it's not a loan and it's not a reverse mortgage. That means homeowners can get cash from their equity with no interest and no monthly payments. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees or to diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company. Matthew Sullivan's Info: Website: http://www.quantmre.com LinkedIn: www.linkedin.com/company/quantm-one Twitter: quantmre Facebook: www.facebook.com/Quantm.one Instagram: www.instagram.com/quantmre/ --- Support this podcast: https://anchor.fm/the-winners-ways-podcast/support

Today's guest is Mathew Sullivan.Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their homes, pay college tuition fees, or diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of  Crowdventure.com, a real estate crowdfunding company. Originally from London, Matthew worked with Richard Branson's corporate finance team and was a director of the Virgin-sponsored London Air Ambulance. TOPICS COVERED TODAY:What does it mean to be 'House Rich and Cash Poor'? What are Home Equity Contracts, and how do they work? How long have they been around, and why haven't I heard of them? What are the major differences between a Home Equity Contract and a mortgage? · Why would a homeowner take out a Home Equity Contract? Could Home Equity Contracts be the next biggest real estate asset class? Timestamps:0:01 - Get Ready To Be Plugged Into The Money0:47 - Today's guest: Matthew Sullivan3:07 - The Move From the UK To North Carolina4:27 - Why Did Matthew Start Using Private Money?7:35 - Jay's Free Private Money Guide: https://www.jayconner.com/MoneyGuide8:42 - Are You House Rich But Cash Poor?10:47 - How To Convert Equity Into Cash?13:21 - Find Out How Much Cash From Your Home Equity Is Available: https://www.quantmre.com15:11 - No Risks??? Tax-free Cash???18:47 - What https://www.quantmre.com Can Do For You.20:13 - Types Of Returns For Investors 21:31 - What Is Home Equity Agreement?23:48 - Home Equity Agreement vs. Traditional Mortgage25:15 - More Money Now vs. Less Money Now28:25 - Connect with Matthew Sullivan: https://www.bestreifunding.com29:45 - Matthew's Parting Comment: “Cash Watch on YouTube: https://www.youtube.com/c/RealEstateInvestingWithJayConnerHave you read Jay's new book: Where to Get The Money Now?It is available FREE (all you pay is the shipping and handling) at https://www.JayConner.com/BookReal Estate Cashflow Conference: https://www.jayconner.com/learnrealestate/Free Webinar: http://bit.ly/jaymoneypodcastJay Conner is a proven real estate investment leader. Without using his own money or credit, Jay maximizes creative methods to buy and sell properties with profits averaging $64,000 per deal.

Matthew Sullivan is the founder and chief executive officer of the QuantmRE platform. He is also the co-founder of the Secured Real Estate Income Strategies Fund, and president and founder of Crowdventure.com, a real estate crowdfunding company. A serial entrepreneur, author, and host of the Hooked On Startups podcast, he worked with Richard Branson's Corporate Finance Team in the Virgin Group.Matthew went to Westminster School in London, UK, and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. Since then he has founded and led companies in the United Kingdom, India, Australia, and the United States in the finance, telecommunications, technology, and real estate sectors.In‌ ‌our‌ ‌conversation,‌ ‌we‌ ‌discussed:‌How to get equity freedom.What a Home Equity agreement is?Who's paying for the appraisal and what percentage of ownership are you taking in for the property?Timeline on a deal.Connect with Matthew Sullivan:https://capitalgainstaxsolutions.com/how-to-get-equity-freedom-with-matthew-sullivan/Love the show? Subscribe, rate, review, and share!Here's How »Join the Capital Gains Tax Solutions Community today:capitalgainstaxsolutions.comCapital Gains Tax Solutions FacebookCapital Gains Tax Solutions Twitter

Matthew Sullivan is the founder and full-time chief executive officer and director of QuantmRE. QuantmRE is a real estate finance platform that originates and funds Home Equity Agreements. The QuantmRE platform has also been designed to enable a wide range of investors to fund Home Equity Agreements where investors can build, model, manage and trade individual portfolios of fractionalized Home Equity Agreements.Matthew is also the founder of the real estate crowdfunding company Crowdventure, LLC and a manager of two real estate funds. He has  worked alongside Richard Branson and his corporate finance team where he was appointed a director and Trustee of Virgin's London Air Ambulance service. Matthew went to Westminster School in London, UK, and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. He was an early internet pioneer and has founded companies in the United Kingdom, India, Australia, and the United States in the finance, telecommunications, technology, and real estate sectors.Listen in as they discuss:What is QuantmRE and what problem does it solve?How to protect the investors' investmentWhat is the biggest problem for an investor  from an equity standpointHow much equity do you need to be a part of this programWhy  invest in residential real estateAnd more!TIP OF THE WEEKMark: My tip of the week is going to disrupt everything, check out quantmre.com, it's a phenomenal website. The site is for marketing purposes, you should go and check it out.Scott: If you're into stuff about changing the way that the address system works in America or the world, check out smartaddress.io. They use more of a bigger block system than every little word, so you actually get a real address or something that looks like a real address.Matthew: I'm a great fan of David Allen and his book called Getting Things Done. All of you who are lying awake at 4 am on a Sunday night thinking about all the things you're going to do for the following week, this is a great book because it's going to help you stop doing that and not clog your brain up. I would recommend this to those who are hardly figuring out how to be more productive. This is just a very straightforward book and has a lot of common sense.WANT TO LISTEN MORE?Did you like this episode? If so, tune into another one of our exciting episodes with special guest Marcus Maloney as we discuss how to find real estate opportunities with massive equity.Isn't it time to create passive income so you can work where you want, when you want and with whomever you want?

In this episode of the Road to Growth podcast, we are pleased to introduce you to Matthew Sullivan. Matthew is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. This new financing tool is not a HELOC, it's not a loan and it's not a reverse mortgage. That means homeowners can get cash from their equity with no interest and no monthly payments. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees or to diversify into other investments, all without taking on extra debt.   Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company.   Originally from London, Matthew worked with Richard Branson's corporate finance team and was a director of the Virgin-sponsored London Air Ambulance. A helicopter pilot himself, he is also the host of his own podcast, “Hooked On Startups.”   Learn more and connect with Matthew Sullivan by visiting him on Linkedin: https://www.linkedin.com/in/mattsullivanco/ Facebook: https://www.facebook.com/Quantm.one/ Twitter: https://twitter.com/quantmre     Be sure to follow us on Twitter: Twitter.com/to_growth on Facebook: facebook.com/Road2Growth   Subscribe to our podcast across the web: https://www.theenriquezgroup.com/blog Spotify: https://spoti.fi/2Cdmacc iTunes: https://apple.co/2F4zAcn Castbox: http://bit.ly/2F4NfQq Google Play: http://bit.ly/2TxUYQ2 Youtube: https://www.youtube.com/channel/UCKnzMRkl-PurAb32mCLCMeA?view_as=subscriber   If you are looking to be a Guest on Podcasts please click below  https://kitcaster.com/rtg/  **************************************************************************** For any San Diego Real Estate Questions Please Follow Us at web: www.TheEnriquezGroup.com Youtube: https://www.youtube.com/channel/UCKnzMRkl-PurAb32mCLCMeA or Call : 858 -345 - 7829 Recently reduced properties in San Diego County * Click **** bit.ly/3cbT65C **** Here* ****************************************************************************

In today's episode of Passion for Real Estate Investments, Founder and CEO of QuantmRE, Matthew Sullivan, talks about investing in home equity. In the 1990s, Matthew spent many years working on high-level Virgin projects alongside Sir Richard Branson. In 2015, Matthew founded Crowdventure, LLC, a real estate crowdfunding company, before founding Quantm.One in 2017. Matthew holds a degree in Law from the University of Birmingham. How is QuantmRE's program different to a loan? Hear about the Get Freedom program, taking full advantage of home equity, technological advances in the industry, investor rewards, and the benefits for small business owners. If you want to access your capital without the monthly payments of a loan, or you want to learn about equity, this episode is for you. Highlights from the interview * “We're not lenders. We're investors.” * “You can get up to half a million dollars and there are no monthly payments or any type of additional fees for up to 30 years.” * “If there's no risk, then it's not an investment, it's a loan.” * “All we're doing is we're giving them access to something they already own.“

In today's episode of Passion for Real Estate Investments, Founder and CEO of QuantmRE, Matthew Sullivan, talks about investing in home equity. In the 1990s, Matthew spent many years working on high-level Virgin projects alongside Sir Richard Branson. In 2015, Matthew founded Crowdventure, LLC, a real estate crowdfunding company, before founding Quantm.One in 2017. Matthew holds a degree in Law from the University of Birmingham. How is QuantmRE's program different to a loan? Hear about the Get Freedom program, taking full advantage of home equity, technological advances in the industry, investor rewards, and the benefits for small business owners. If you want to access your capital without the monthly payments of a loan, or you want to learn about equity, this episode is for you. Highlights from the interview “We're not lenders. We're investors.” “You can get up to half a million dollars and there are no monthly payments or any type of additional fees for up to 30 years.” “If there's no risk, then it's not an investment, it's a loan.” “All we're doing is we're giving them access to something they already own.“

Home equity accounts for approximately 61.7% of a United States households' wealth. Yet, for so long, homeowners were unable to leverage their home equity without taking on debt, and the added burden of monthly payments and interest. In this episode of The Agent of Wealth Podcast, Marc Bautis is joined by Matthew Sullivan, the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners through home equity agreements. Sullivan has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company.In this episode, you will learn:What a home equity agreement is, and how it differs from a reverse mortgage or a home equity line of credit.How to determine if you're a good candidate for a home equity agreement, depending on variables QuantmRE uses.Current and future opportunities to invest in home equity agreements.Advancements and expected growth in this industry.And more!Resources:Episode Transcript & Blog | www.QuantmRE.com | Matthew Sullivan's LinkedIn | QuantmRE Twitter | QuantmRE Facebook | Bautis Financial: (862) 205-5000

EPISODE SUMMARY: It's time to convert your home equity into cold hard cash! Introducing a new, innovative way to make the most of your equity without taking on a loan and being saddled with monthly payments. To introduce you to this new initiative, I'm pleased to welcome Matthew Sullivan, the CEO & Founder of QuantmRE, onto the show. He's going to break down how this new strategy works and how he and his company plan to build on the infrastructure they've put in place to date.ABOUT MATTHEW & HIS NEW INITIATIVE: Matthew is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. This new financing tool is not a HELOC, it's not a loan and it's not a reverse mortgage. That means homeowners can get cash from their equity with no interest and no monthly payments. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees or to diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company. Originally from London, Matthew worked with Richard Branson's corporate finance team and was a director of the Virgin-sponsored London Air Ambulance. A helicopter pilot himself, he is also the host of his own podcast, “Hooked On Startups.”Learn more at quantmre.com Questions for Nick? Hit him up at nickbogacz.com!Nick is a published author! Click here to check out his book, The Pizza Equation: Slicing Up How to Run a Successful Pizza Enterprise.Connect with Nick Bogacz and The Business Equation!Facebook  |  Instagram  |  Twitter  |  Linked InMUSIC CREDIT: Theme music for The Business Equation Podcast - Never Forget by Gareth Johnson & Chris Bussey, via www.audionetwork.com

The impact of the JOBS Act on real estate investingHow do Home Equity Agreements work?Timeframe and financial benefits of these agreementsWhy Home Equity Agreements are more attractive than loansCan homeowners request a HELOC loan additionally to the agreement?Life and Money Impact RoundWhat is the one thing to do now to live a meaningful and intentional life by design?What is one life or money hack that you can share to make an impact on others' lives?What is one thing to do right now to make the world a better place?ABOUT MATTHEW SULLIVANMatthew is the CEO and Founder of QuantmRE. He and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees, or diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company.CONNECT WITH MATTHEWWebsite: www.quantmre.comFacebook: Quantm RELinkedIn: Quantm RETwitter: @quantmreCONNECT WITH USTo connect with Annie and Julie, as well as with other Investing For Good listeners, and to get the latest scoop on new and upcoming episodes, join Life and Money Show Podcast Community on Facebook.To learn more about real estate syndication investment opportunities, join the Goodegg Investor Club.Be sure to also grab your free copy of the Investing For Good book (just pay S&H)--Thanks for listening, and until next time, keep investing for good!

Are you a homeowner wanting to access your home equity without getting into more debt? We've got the answer for you! Tune in as Matthew Sullivan shares how Home Equity Agreements work, as well as a story about flipping houses that proves that it's not all sunshine and palm trees in real estate. Key takeaways to listen for Who these Home Equity Agreements are for What can go wrong when flipping houses Is the unlocking equity process similar to a reverse mortgage? About Matthew Sullivan Matthew is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees, or diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company. Connect with Matthew Website: www.quantmre.com Twitter: @quantmre LinkedIn: Matthew Sullivan Facebook: Quantm RE E-mail: msullivan@quantmre.com   Connect with Leigh Please subscribe to this podcast in iTunes or in the Podcasts App on your phone, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram or on Twitter or any social networks by clicking here. Subscribe to Leigh's other podcast Real Estate From The Rooftops! Sponsor If you're tired of doing real estate alone, enroll in  Leigh Brown University and be sure to use your special “CSIRE” discount code at checkout for $10 off your subscription.

#210: How do you get access to cash without incurring more debt? In today's episode, we discover a new financial tool outside of IBC. It's not a loan or reverse mortgage. Instead, it allows homeowners to turn their equity into cash with no interest and no monthly payments.  Matthew Sullivan is the CEO and Founder of https://www.quantmre.com/ (QuantmRE), a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their homes, pay college tuition fees, or diversify into other investments, all without taking on extra debt. Listen to this episode to find out how this system can benefit you.    Top 3 Things You'll Learn:  How home equity agreement works A new financial tool for both homeowners and investors How to access cash without incurring additional debt   About Our Guest: Matthew Sullivan is the CEO and Founder of https://www.quantmre.com/ (QuantmRE), a company that solves a real problem for homeowners by helping them access a  portion of their home equity without taking on more debt. He has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income  Strategies Fund and as President and Founder of  Crowdventure.com, a real estate crowdfunding company.  Originally from London, Matthew worked with Richard Branson's corporate finance team and was a director of the Virgin-sponsored London Air Ambulance. He is a helicopter  pilot and also hosts his own podcast, “https://podcasts.apple.com/us/podcast/hooked-on-startups/id1226208277 (Hooked On Startups).”  Connect with Matthew Sullivan: Website: https://www.quantmre.com/ (https://www.quantmre.com/) Facebook: https://web.facebook.com/Quantm.one (https://web.facebook.com/Quantm.one)

Matthew Sullivan is the CEO and Founder of QuantmRE, a company that supports homeowners by helping them unlock some of the equity in their home without taking on more debt. A seasoned entrepreneur, Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the $50M Secured Real Estate Income Strategies Fund, and as Founder and a President of Crowdventure.com, a real estate crowdfunding company.  In this episode we talked about: Matt's Bio & Crowdfunding Background What home equity contracts are and how they work How to qualify for home equity contracts Releasing equity in your home without taking on more debt Getting money now by selling some of the future value in your home How to tap into a formerly untapped asset class Leveraging equity in your home to get cash with no extra debt Mentorship, Resources and Lessons Learned Useful links: https://www.linkedin.com/in/mattsullivanco/ https://www.quantmre.com Transcriptions: Speaker 0 (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time, or at least in gentlemen, my name's Jessica galley, and you're listening to working capital the real estate podcasts, another special guest today. But before we get there, just wanted to let listeners know we have a website up for we've had our up for a while, but working capital podcast.com. If you have any questions regarding the show, anything real estate related or anything related to our guests, feel free to reach out there. There's a just asked Jesse section. Now without further ado, I have Matthew Sullivan on the show. Matthew is the CEO and founder of quantum R E a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt, Matt, how's it going, Speaker 1 (1m 4s): Jesse? Thanks for having me on. Speaker 0 (1m 7s): So Matt excited to have you on the show. It's a, you know, very, very unique kind of discussion. We're going to have specific to, you know, the product that you're offering. So maybe before we start with that, what we normally do with guests is have a little bit of a background, you know, for listeners, how you got into real estate judging by the accent. You didn't grow up in salt lake city. Speaker 1 (1m 29s): Yeah, no, that's right. No, it was a Birmingham, Alabama, actually, there we go. Now I'm originally from the UK, moved over here about eight years, eight years ago. And I've been an entrepreneur all of my life, which literally translated means I have been unable to get a job for most of my life. So congenitally unemployable from the get go started out life as a stockbroker in the late eighties, which was a tremendous fun breaking countries like Hong Kong, Singapore, Malaysia, Indonesia, Philippines, Thailand, you know, when they were all the assay and tigers then moved into stint with a few buddies at a small corporate finance house. And then really just decided that I really wasn't very good working for anybody else or other that was decided for me. So I decided to become an entrepreneur, got involved in telecoms and then the internet came along and really just, there was this fantastic sort of journey dealing with all things technical and platform based. And finance-based spend a few years working with sir Richard Branson with the Virgin group. And we worked on projects like V2 music and Virgin clothing and Virgin cosmetics. But w one of the things I never did, but always wanted to do was get involved with real estate. So when I moved over here, about eight years ago, I set up a real estate crowdfunding company. So it was one of the very first crowdfunding companies to come out of the changes in regulation and legislation that was, that was created by the jobs act or the jumpstart, our business startups act that was signed into action by Barack Obama. And what that act did was it enabled you to publicly solicit for funds for what are essentially private placements say beforehand, you couldn't publicly solicit, or you couldn't advertise private placements, but the jobs act allowed you to publicly advertise your deal or your, your PPM. And that really created, or was the birth of a number of different crowdfunding platforms. And so that's, that was my baptism by fire into real estate, but it was sort of leveraging everything that I'd learned beforehand about, you know, platforms and technology and regulations and, you know, securities laws. So, you know, it was a, it wasn't a path that was totally untrodden Speaker 0 (4m 9s): Right on. And by that solicitation, I assume you're referring to, what's known in the states is a regulation. D I think it's correct me if I'm wrong. 5 0 6 B and 5 0 6 C. One of them is only to accredited investors. And then the other one is open advertising. Is that right? Speaker 1 (4m 25s): If you say five or six, B is actually available to accredited and non-accredited investors, but you have to have a prior significant prior relationship with those people say, you can't generally solicit, so you cannot advertise it five or six C only available to accredited investors. And you have to prove that they're accredited through independent third parties. So you can't just self-certify that you are an accredited investor under five or 60, but you are allowed to advertise your deal or your PPM or your, your offering to, you know, to a wider market. Speaker 0 (5m 7s): So you move from the space that your, you were currently in prior to real estate, you go into kind of crowd funding, this idea that I guess basically the democratization of private placements, to a certain extent we saw in our industry, a bunch of these crowdfunding companies start up, where do you go from there in, in your career? Speaker 1 (5m 28s): Oh, I gave him one of the challenges really of trying to start something in a, in a new environment is that it's difficult to get that initial traction. So one of the gaps that I had was, you know, local or US-based real estate knowledge to say it was never my intention really, to do anything other than partner with people in the U S who have real, you know, you're, you know, real estate background. So as very fortunate, meet a couple of guys that I'm still working very closely with today, who are, you know, very successful and profit real estate developers and investors. So there are, they became our partners. But one of the things that I also came across in the early years about five or six years ago, was this concept, or rather a construct, an agreement that allowed owner occupied properties allowed the owner to access some of their equity without having to borrow money, say it was, it was something that wouldn't have worked a few years ago because the agreement itself was structured in a way that meant that it was either not investible, or it would have created all sorts of potential issues for the homeowner, but I sort of kept a close watch on it, and it was fascinated by it and intrigued by it saw that industry begins to develop in the contracts, begin to develop and decided that this is something that really could be an incredibly large untapped industry. So it felt like I was at the beginning of mortgage securitization. And so I really wanted to get involved. We set up quantum Ari with the mission to enable homeowners, to unlock their home equity without taking on more debt. And at the same time, creating a marketplace where the paper that is created when you allow a homeowner to access their home equity, where that could be traded and creating liquidity for home equity effectively. So, so, you know, this, this whole idea of making home equity accessible investible and tradable was, you know, fascinating, intriguing, and it's something that still, you know, is hugely exciting, you know, even today for four years on, yeah. Speaker 0 (8m 1s): When you say the CMBS feel like you're on the ground level, just reminds me of the big short kind of that scene when they, when they first started realizing they're tradable securities that they could package in terms of, you know, before we get into the nuts and bolts of it. Cause it, it really is one of those things where if you haven't heard of this type of, I don't know if you'd call it an asset of structure before, it's almost too good to be true. People are thinking, okay, how do, how is it possible to unlock equity in my home without taking debt? But before we get into that, can you just talk a little bit about this concept of house rich and cash poor? Speaker 1 (8m 36s): Well, it's a real problem. And even though it sounds relatively benign for people that have the bulk of their wealth tied up in their home, even though on paper, they may be worth hundreds of thousands of dollars. The only way that they can access that is to go back to the bank and borrow money. Now, particularly with the current economic circumstances that have been, you know, triggered by COVID. And in particular, we're seeing today more and more people that are in the strange position where on paper, you know, they're, they're worth a lot of money, but on a day-to-day basis, they are struggling to find the cash to meet their everyday expenses, expenses, you know, like grocery bills, school fees, that sort of thing. And so the term house rich cash poor really is sort describes this position where, and there are tens of millions of Americans that are in this position where your, the bulk of your wealth is in a single, concentrated nonfinancial, non cash flowing asset, which is effectively the equity in your home. And the only way, if you don't want to borrow money, the only way, you know, previous to, to, to what we offer is to sell your home. So you're, it's a bit, you know, it's a two-edged sword, it's this, the wealth becomes this, this, you know, the, the sort of necessary evil, why would you want to sell your home? So that is what we mean by that is it's something that is, and we're seeing this even more with the rampant house price appreciation over the last year or so, you know, that gap is widening, you know, even more, Speaker 0 (10m 16s): Yeah, fair enough. So in terms of the actual mechanics of it, I believe home equity contracts is, is the, I guess you call it a product. I would, I would say, Speaker 1 (10m 26s): Yeah, I, you know, in the same way, it's a financial product. Exactly. Speaker 0 (10m 29s): So this, you know, financial instrument, this product basically run us through it. What is it exactly? And how would it work for, you know, somebody that would be interested that has, you know, maybe a 50, 60, 70% plus equity in, in terms of their, their equity to, to their asset value. Speaker 1 (10m 50s): Sure. Well, let's, let's start really by, and again, I'm very conscious of what you said earlier, which is that this is too good to be true because that's, that's something that we come across frequently and we can really understand why somebody thinks that. But if we start by saying what, it's not in a home equity agreement or home equity contract, it's an agreement, it's not a loan, so we are not lenders. So it's not a home equity line of credit. It's not a mortgage, it's not any form of debt. And the easiest way of describing it is if you look in the commercial world, the capital stack of any sort of commercial development comprises a number of different layers. So you've got your senior debt, junior debt, there's mezzanine financing, that's preferred equity, the shared appreciation mortgages, which have a combination of debt and equity, pure equity. So there are different types of funding layers within the typical cake that you get in a, in a, in a commercial real estate transaction, if look at residential real estate, the capital stack there it's, it's primarily debt. So a few different flavors of debt, you know, there might be a home equity line of credit. There might be a reverse mortgage. There might be a, you know, standard sort of mortgage. There might be a variable rate mortgage, but it's kind of variations of the same thing. So the equity portion of the home, which in, in your example, if you've got 50, 60, 70% equity, that's the majority of the capital stack doesn't have any mechanisms attached to it, to enable other people to invest in that. So currently from an investor's perspective, you've got a $23 trillion asset class, and that's all of the equity in, in residential homes in the U S that you can't invest in because you can buy some of the debt. Sure. You can go and buy a tape of, of, you know, first position or second position performing a non-performing notes, but how'd you get your hands on the equity in homes that are not for sale. So it's really interesting from an investors perspective, but from the homeowner's perspective, what instrument, the option agreement in its simplest form, it's a transfer of ownership. So we do not entendres owners. The agreement states that the owner commits to share in some of the parent and future value of home in exchange for cash lump sum today. So the trade is we're investors. We're not lenders as we're not lenders, there's no interest. If there's no interest, there's no monthly payments. So that sort of that's, that's how we don't have that, that issue there, but we do get paid and we do make money on the transaction. And the way we do that is by sharing in the appreciation when you get to sell your home. And the way we do that, as I said is through this agreement, that really is very similar to an option agreement. So it sits on the side of the ownership structure of the home. It's protected by a lien on title. So that means that when the home is sold and when we go through the SBA process, the lien holders such as us, we get paid before the homeowner gets the balance. But what that enables us to do in exchange for that initial investment is get our investment back together with a return on that investment by way of a share of the appreciation. Speaker 0 (14m 24s): Yeah, that makes sense. The way, when I first heard you, it's funny, we, we connected, you know, one way, but I also, I remember I was like, these things sound so familiar. I've heard a podcast on this before, and we'll be holed. It was a, it was a podcast you were on. And the way it was easy for me to think about, it was kind of this idea of having a, you know, a player in the juniors that you're basically kind of making an agreement with them that, you know, provided you go pro we're going to take a little bit of a piece of that, your future, you know, future earnings at the point where there's some sort of capital event. So if I understand it correctly, correctly, you know, say just for, instead of percentages is figures say you have $500,000 of equity. Number one, I assume you, you know, you can take a piece of it. You can T you can have this product for all of the, all of it, and whatever way you go, you, you get this product. And basically you're providing capital to me. There's no interest payment, it's not a debt instrument. So I don't have anything going out. However, if you know, use Toronto as a good example of, we've had a bit of a hockey stick graph in terms of appreciation in our market. So what you would see in five years from now, if I go to sell this house, it's almost as though there was a lien on the house that you're in, you're in first position that you have, I assume in your agreements, maybe you could talk a little bit more about this. You'll have a, you know, a certain percentage return that that is basically paid out to you, kind of like a waterfall. And then anything above that would be, you know, equity appreciation that I've made on the home. Do I have that right? Speaker 1 (15m 55s): Yeah. It's we are partners and we share in the appreciation. And what we do when we go into that agreement is we are very specific about what that percentage is. So the agreement is clear and we say, you know, this is the investment, it's an absolute sum. So it's a, it's a number. This is the current value of your home. And we agree on that by using a third party appraisal. So these are people that we don't instruct ourselves. They're instructed through a third party intermediary. So it's, you know, we try and be as arms length as possible. So we've got the starting point. And we then say that when you sell your home, a fixed percentage of the value of the home goes to us. So effectively, what you're doing is you're selling some of the current value of your home to us or the, or the, the rights to that at a discount. So it's the whole present value, future value calculation. In other words, money today is worth more the money in the future. So we're going to get our money in the future, but if we're going to do that, then we want some sort of discount to factor in all the various risks that could happen along the way. And that's really what it is, and it's in its simplest form. Speaker 0 (17m 18s): So if you were to explain it a little bit more to people in my industry on the commercial real estate side, would you, would you start the conversation by saying, think about this as preferred equity? Yeah. Speaker 1 (17m 29s): It's exactly what it is. It's, it's a preferred equity position where our equity, you know, is paid before your equity. So the definition of preferred equity, we get out our equity first, but it's not debt. So we're always in a sort of junior position, or we're always behind the primary or the secondary lenders. So the debt portion of your home will always take precedence. If you don't have any debt, then obviously we'll be in first position. But in most cases, we're in, you know, second position we try and avoid being in third or lower. Speaker 0 (18m 8s): So your subordinate to the debt, if any, but you are senior to the current equity or, or the, you know, which is likely the homeowners. Speaker 1 (18m 17s): Exactly. But there's also a much more of a partnership element with a debt product. Your capital is always do no matter what the value of the underlying security is. So, you know, the lender will always hope that the security is worth more than the capital. Some should. They have to call the loan in our agreements. The amount that you repay is directly proportionate to the value of the home when you sell it, or when you decide to refinance, if you want to buy us back. So there is a potential for our investors to get a lower return, or, or if house prices do significantly fall and you sell, we may be in a position where we get back less than we invested so that the other big differences, the repayment is directly correlated with the value of your home when you sell it. Speaker 0 (19m 14s): So, one of the things that when I started looking into these, what I was curious about is this aspect of, you know, regulatory environment changes regardless, you know, depending on state country, one of the things for us, we found that when we would do say a cash out refinance or a home-ec, let's, let's use the home equity line of credit, because it's a little bit easier. So say you have an ability to take a 300,000 of a home equity line of credit. Now you don't have to tap into it yet, right? That's the whole point of it is that it's going to be there. Now, what we have found is that from a credit perspective, it will affect your credit because you have the ability, basically the bank knows that you have the ability to access it. So, so I've seen a bit of a shift that people are careful with how much that they take out. I remember in the past, it used to be, get as much as you can have it, sit there, but now it's a burden to a certain extent, from a credit perspective, how does this play into, you know, how banks look at you is if somebody is, you know, getting approved for another mortgage for a different property, how does this show up? How does the home equity contract, if it does it all? Speaker 1 (20m 23s): Well, again, that's the thing. It doesn't because it's not debt. So because it's not debt, there's couple of other advantages, one it's effectively your own capital that we have bought from you at a discount. So it's, it's the sale of something that you already own. So there is no debt element to it. So it just does not appear on your credit report as debt, even though we do check your credit report, before we go into the agreements, to make sure that your someone that we'd like to invest alongside when the transaction is completed, it's not a debt transaction. So your credit score is not affected. It doesn't appear as an additional line item. Now, the benefits of that is that you can use that money to pay off other creditors that are part of your credit score. So if you have existing credit card debt, or if there is some lane that you want to refinance, you can do that because you're not robbing Peter to pay Paul as it were. Now, you're not over leveraging, you're actually reducing your leverage. And again, these are all concepts that psychologically one sort of struggles with because you're always, you know, tuned to think of this as debt, but you're not, you're actually paying off your credit card or your other debt with wealth that you have been able to access from your home equity. Hmm. Speaker 0 (21m 50s): Yeah. That makes sense. In, in terms of the, like you mentioned before, you know, call up or basically it's, it's an option. What I'm curious about, you mentioned if, if there was a situation where a market changes now, obviously it's not like shorting a stock. There is an unlimited losses. We don't go to negative numbers in real estate. However, if, if there was a 20 or 30% downturn in a given market, and for whatever reason the owner had to sell, how would that, how would that play out in, in terms of what the payout would be for, for that preferred equity position? Okay. Speaker 1 (22m 25s): Th there's a, there's a calculation for the amount for the upside, and there's also a calculation that's agreed for the downside. So in other words, whatever, the percentage that we've agreed at the, at the beginning, that, that standard, the two, and normally with our agreements, the two are the same. There are other companies in our space and they have slight variations. So they'll pay a certain amount or you will pay a certain amount on the upside and the investor will pay a slightly different number on the downside. But those figures are all agreed on the basis that if the property does fall below a certain threshold, the investor is going to get back less than they invested. You know, there is no recourse to the homeowner. There is no ability for us to set a minimum return because then that starts falling into the purview of being alone. So, you know, you've either gotta be fish or foul in the solar business. So, you know, if it is a risk-based agreement, then we have to take risk. Speaker 0 (23m 28s): So I, I imagine somewhat similar to syndications or other private placements. It's not a guaranteed return. There's a bit of a preferred return. Speaker 1 (23m 38s): It is exactly. But what you do is in the underwriting stage, you're careful with where you're investing. We're not investing in properties where we're not likely to see house price appreciation. And there are a number of states where you're not going to see the same level of appreciation. Then you're going to see in California or New York or Florida, for example. So we tend to operate in only a certain number of states. And in addition to that, we're careful about where we invest. So there's certain minimum house prices and the certain maximum house prices and the ha the maximum house price is sort of counter-intuitive because you would've thought we would want to invest in a $20 million Hollywood mansion. But the problem is when the market starts getting a little uncertain, if you get three appraisals round one, we'll say it's worth 10 million. One was that it's worth 20 and another will say it's worth 30. So you can't price. Those types of houses say, w you know, we stay very much in a sweet spot where price transparency and price discovery is far easier. So we try and reduce the opportunities for our investors to, to lose money. But again, there has to be risk. Otherwise it's not an investment, but, but, you know, we try and mitigate that risk by using intelligence and underwriting and information and forecasting to, to give us the best chance. Speaker 0 (25m 2s): Yeah, it makes sense. But Matthew, you know, we always have three appraisals, the, the broker, the buyer and the bank. Yeah, exactly. Speaker 1 (25m 8s): Yes, yes. Speaker 0 (25m 9s): That's. So that was basically leading up to my next, my next question. It was more from, from the business standpoint, in terms of market selection, it seems like, you know, one of the challenges we always have as real estate investors is that we want areas that are appreciating from a price perspective where we can force appreciation, but also, you know, the double-edged sword, we don't want cap rates to be compressed. It seems like you're, you're in a position where you can at least focus a little bit more on what are fundamentally a good markets for price appreciation. How do you model that out? What do you look for in those markets? Speaker 1 (25m 43s): Well, first of all, the difference between this and other investments is the scalability, because we are investing in homes that are not for sale. So this investment has a number of benefits compared to ownership of real estate. So if we're looking to buy real estate in certain areas with that comes the burden of management, you know, debt servicing, perhaps, you know, tenants, servicing, finding tenants, repairs, et cetera. So, you know what we're doing, doesn't involve any of the burdens associated with home ownership. So we have a much wider of pitch or a much wider field to look at because we are co-investing in properties that are not for sale. So that's a slightly different, we're a very different dynamic than actually thinking, where are we going to buy? So what we're looking at really is generally over time, we know that, you know, real estate will appreciate in any 10 year period, and it is most likely to outpace inflation the way that the agreement is structured, it builds in a form of structural leverage. So what that means is even though your house may only appreciate by three or 4% a year, the agreement itself gives the investor a bigger return than the underlying house price appreciation. So we're not looking to get a one for one, the agreements are structured. So we get maybe a two or three X return on what the underlying house price appreciation is. So if your house goes up by 5% and you sell it, we're probably going to make about three times that once we've got our share of the equity back. So there's we, so we have that non debt leverage that's built in. So you've got an option agreement that has a leveraged return, but we're not using debt. There's a bit of downside protection because we're buying into your property at a discount. So, so there is some protection for the investor. So that gives us the ability to actually look at quite a wide range of real estate, because we're not restricted to just look at property that's for sale. So we can actually go and pick some really prime estate real estate that is owner occupied and could be owner occupied for the next, you know, 20 or 30 years. Speaker 0 (28m 10s): So if I understand that correctly, say you have a million dollar asset. It goes up in a given period by say, 6%, $60,000, but you have built in an equity position of a hundred thousand dollars or preferred equity. So now that six 60,000 is 60 per 60,000 with the initial investment of a hundred. And that's how that multiplier kind of plays out. Speaker 1 (28m 32s): Yeah. I mean, the numbers are, if you have a million dollar home and we unlock, we access for you a hundred thousand dollars, that's 10% of the current value of the home. What we will then do is say, when you sell your home, you give us 16% of the value of your home at the time you sell it. So let's say you sold it for 1.1 million. We would get 16% of 1.1 million. So we would get about 170,000. So our a hundred thousand dollars becomes $170,000. So that's a good return for us now, from your perspective, you know, over a period of years, the re you know, the, the actual returns compress. So it becomes close to the sort of costs that are the average home equity line of credit would be, but that's, that's in the, in the longer term, in the shorter term. However, if you sold your home, that would be quite expensive. So we build in a cap where the most that we can get as a return on our investment is kept each so that if your property does rocket up, and then, you know, the amount that we get is actually kept so that the balance goes to you. So, but in any case, we are buying some of your current value at a discount, and that serves two purposes. One, it gives the investor some cushion in case the property goes down in value, but secondly, it gives the investor, this sort of structurally leveraged upside. And for you, the homeowner, it's great because you've got access to some of your capital. It's free and clear. So there's no monthly payments, there's no tax implications. And I'll talk about that in a second. So you don't have to pay income or capital gains tax at the time that you get the capital and you can use that money for what, and if you're paying off credit cards at 30% a year, then you're, you're doing very well. Or if you're investing as a down payment in another property, because that's not debt, then you've suddenly got yourself another, another property in your portfolio. Speaker 0 (30m 42s): Yeah, I would imagine also no land transfer tax, because like for the, on the investor side, because you're not, you're not purchasing exactly. Speaker 1 (30m 50s): There's no, no change of ownership, but there's no, no triggers. So from a mortgage perspective, there's no, you know, early settlement due to, you know, sale or transfer. There's no partial transfers. It doesn't trigger property tax reevaluations. It doesn't trigger capital gains tax. Now, the interesting thing is there's obviously a cost of the money. So if we provide you with a hundred thousand dollar investment is going to cost, you let's say $150,000. If you settle a few years time, now that $50,000, which is the cost of the capital, you can use to offset against any capital gains tax liability you may have on that property. So, in other words, if you were going to, if you had a $500,000 gain, you can reduce that gain by $50,000 now. Yeah. Speaker 0 (31m 40s): I mean, that's, that's where the first, you know, first thing that comes to mind is too good, too. Good to be true. It's it's like a tales. I wouldn't heads you lose, but Speaker 1 (31m 50s): Yeah, again, it's just think of it in terms of what, what is the preferred equity structure in a commercial deal? Yep. Same, same thing. So the owner of a commercial property gets to offset the cost of the, in the app to against the capital gains, because it's, it's, there's, there's no magic. All you're doing is you're just using financial structures that are used everyday in the commercial world. You're just using it in the, in residential world. Yeah. It used to it. And that's the thing, isn't it? There's no difference. Speaker 0 (32m 22s): Yeah. It, it, you know what I, it really is. And I'm sure this is, this is what made me, whether you'd use the word challenging, but this is the thing, the education piece, where people are so caught up in the idea, especially with residential, anytime I'm taking money out of this house, it has to be attached to some sort of debt structured that where, whereas in the capital gains example, again, even, even myself, I've been in commercial real estate industry industry, my whole career, and the way I think of it, even having to catch myself, oh, that's right. It's a cost of the transaction. It'll reduce your liability. Speaker 1 (32m 55s): Exactly. And that's the biggest challenge we have is the psychological attachment. People have to the equity in their homes. The biggest challenge we have, if all the, I'd say the biggest roadblock is for people who don't like the idea of giving away something that they haven't got, you know, so that they're trading the expectation of having future equity. That, and the interesting thing is people look at this in a very narrow focus. So when you talk to them about the, the future value of their home, excuse me, they see that as absolute. Well, they don't take into account is w what could happen to them and their lives and their job, or, or, you know, healthcare bills, or that they're assuming that everything in five years or 10 years time will be exactly the same as it is today. And their equity will be there for them. So what, after, you know, a bit of conversation, then people begin to start unpacking that stuff and realize that, you know, if I do have a life change, or if my, I do lose my job, then I'm never going to be able to borrow money. So that equity, you know, I might, I might have might as well have $20 million worth of equity because I can't ever get my hands on it. Speaker 0 (34m 13s): Yeah, for sure. I mean, it's one of those things, I think as real estate investors, we're a little bit more open to the idea of the, of the fact that if you have a hundred percent of your house paid off, or a hundred percent of an asset income producing asset paid off, it would be looked at as a negative thing from a real estate investors point of view, see your return on equity is going lower. Speaker 1 (34m 34s): Yeah, exactly. So trying to have that conversation, you can do it, but you have to pick your, your moment because what you end up doing is you're not just talking about your product. You're then embarking on this sort of financial education journey, where you're talking to people about the value of their home. People want to pay their mortgages off because they want to be debt free. But then you say, well, look, you realize that your house that was going up in real terms, 15 or 20% a year is now going up by 3% a year, because you've lost that three to one or four to one leverage. So there is this such a thing as good debt, if you can't afford the payments and you're getting that leverage effect. Yeah. So sure there is education is that it does lead onto a whole other conversation, but you know, all of it's very positive because you know that there is no gotcha. There's no catch to what we do. The decision is this is what it's going to cost you. This is, this is how we make our return. This is what you get in exchange. You know, what do you think, you know, here, here is everything black and white. And so you can make very informed decisions about this, which is, which is great. But as I said, it's not, it doesn't suit everybody. Speaker 0 (35m 50s): Yeah, for sure. I could definitely see it from that psychological barrier, especially, you know, the, the American kind of idea of home ownership is, is sacrosanct. And you kind of toying with that or talking about that. If it's not done, like you said, if you don't pick your pick your place or your spot, I'm curious Matthew, the, the actual investor side of the coin. So when you're, when you're looking for investors to invest in these products, what does that side of the equation look like in terms of how you raise capital or how you source investors and Instructure that side of the, the coin Speaker 1 (36m 23s): Biggest challenge? Again, this is something that we came across right in the very early stages, four or five, six years ago, you've got a, an asset that potentially doesn't pay off for 30 years. And in the meantime, there's no flow. So it's like, so everybody wants stuff that pays off next year with tons of cashflow. So it's like, you know, well, how do you, how do you go about fixing that problem? And there are investors. So there are, you know, hedge funds and family offices that have capital allocations that are suited to long-term asset backed investments. So, you know, money comes from those areas, but what we've built on our is an exchange. So our objective is to create a, you know, a system, a marketplace where the paper that's generated when you create a home equity agreement, that return profile that is backed by the lean on real estate. So you've got a real estate asset backed investment with a structurally leveraged return and downside protection on residential real estate in prime areas. It's a really good investment downside, no cash flow because it's equity based. And potentially you've got a ways a long time before you get the liquidity event. If we can create a marketplace where, where you can sell your interest. So as the underlying value of the property goes up, your return is going to go up because the two are directly linked. So in the same way that there's a marketplace for, you know, life insurance, settlements, and other types of, you know, non-cash fling, you know, securities, we've created a marketplace where you will be able to buy and sell fractions of home equity agreements. So you can or will be able to build a portfolio of homes or the equity in homes that are not for sale. And you don't have to buy the whole chunk we're using blockchain technologies and the efficiencies that we're partnering with the algorithm protocol. So what we do is we take a home equity agreement. We use these super efficient blockchain technologies to chop it up into little pieces. And the blockchain allows us effectively to keep track of where the ownership is of all of those little pieces at any one time. So we can use that and we can create this marketplace where those fractions can be bought and sold, that creates more liquidity or liquidity options for the investor. And then that suddenly completes the picture. Speaker 0 (38m 55s): So in terms of, you know, you have the average investor looks into a home equity contracts wants to go forward with it, ha what's the first step that they would take. Speaker 1 (39m 5s): This is stuff that w that is in the pipeline. We have a few weeks away from being able to get our first few deals on the platform. So there's a lot of structuring, fair amount of technical work. That's still in the finishing touches. You can go to our website today and register as an investor. You can see what the platform looks like, and it's going to be very familiar. It's very similar to crowdfunding platforms, or, you know, E-Trade or platforms where you see the investment. You can find out details about what's behind the investment, what the terms of the agreements are, and you can make informed investment decisions. You can't do that yet, but it's going to happen very soon. Speaker 0 (39m 49s): So the, the markets just generally speaking, I assume, right now, the focus is a U S specific markets in the U S or like you said before, there's, you know, there is cushion in terms of which markets you can look at. And like you said, it's, you're, you're buying houses that aren't for sale or, sorry, you're, you're investing in, in home ownership partnerships with homes that aren't for sale. Speaker 1 (40m 12s): I think really, for us to move into, I mean, we're active directly in California and indirectly through partners in 18 other states. And that's probably going to be about the number of states, because there are a number of states where you, you have regulatory issues. You've got challenges like in Texas, for example, homestead regulations there make it unattractive for investors, because it's very difficult to, you know, protect the investors if, if something goes wrong with the agreement. So it's a combination of where is the appreciation going to be? How predictable is that appreciation or depreciation and how liquid, or how, how attractive is that marketplace? And also what's the regulatory, what regulatory hurdles, or would we have to overcome. And again, the us is sorry to be master of the bleeding obvious, but it's a very large place. There are tens of millions of homeowners who have more than 50% equity in their home. So, you know, th th th th it would just be unfeasible to make even a tiny dent in that available marketplace, you know, in, in our lifetime. Speaker 0 (41m 32s): Yeah. It's pretty, it's pretty crazy in terms of the actual number. I think you mentioned earlier right now, from an equity point of view, roughly 20, 22. Speaker 1 (41m 41s): Yeah. Freddie Mac, the, they publish their figures frequently. If you look at the entire residential marketplace, the amount of equity compared to debt is around 20, 23 trillion. That doesn't mean to say that that's available equity. I think the available equity figures around 9 trillion, which is still enough to keep you occupied for a few weeks Speaker 0 (42m 4s): And not to put you on the spot here, but I know it's always ebbed and flowed in the states in terms of percentage of people that own their homes. You, I think, you know, from the sixties to low seventies to we're we're where are we at right now? Roughly? Speaker 1 (42m 17s): Yeah. I don't know. Okay. I don't know. I know where to find that information right now. I, again, may I, may I plead the fifth on that Speaker 0 (42m 29s): And you plead the fifth, it's something I'm always curious about because it's usually in stark contrast to European countries w you know, with, with home ownership percentages, obviously being lower, Speaker 1 (42m 39s): It's a lot less, I mean, if you read it. Yeah. I remember reading lots of articles, which really it's astonishing how low home-ownership is today compared to where it was maybe in 20, 30 years ago. So, you know, my sort of memory is that it is in decline, which is counter intuitive, but, you know, I think I'll stop digging at that point. Speaker 0 (43m 1s): Yeah, no, I'll check that out. And yeah, we'll, we'll look that up and put a link to any of the stuff we see. I, I think it peaked, I remember reading a book 10, 15 years ago, where it was talking about kind of the Bush one in that era being over 70%. And I was like, wow, that seems like a high figure if not higher, but I'm right on. I want to be respectful of your time here, Matthew, but we'll, we'll talk a little bit about where people can reach out and link to you, but we have four questions. We ask every guest. So if we change gears, if you're game for that, I'll, I'll hit you with them. Speaker 1 (43m 34s): Yes. Now I haven't actually prepared for these. So you've actually got me on the spot. So I don't, Speaker 0 (43m 41s): Oh, they're easy ones. You'll, you'll be fine. You've had a bit of a storied career. You've, you've done different things. If you kind of went back to the beginning of your career, gave yourself advice, you know, what would you, what would you say to a younger Matthew Speaker 1 (43m 58s): Buy low, sell high, not the other way around you idiot. Speaker 0 (44m 3s): All right. Take it easy on, on younger Matt in term, in terms of mentorship, you know, obviously you're working with a company, you have team members, what's your view on mentorship for younger people in our industry? I think Speaker 1 (44m 17s): It's one of those things. The funny thing is you don't realize you need it until you need it until you've, you know, it's one of those things that I wish I had embarked on at a much earlier age, but the headstrong, yeah. Matthew of younger years felt that I should have written a book when I, when I, when I was younger. Cause I knew everything and you know, you don't, and there are, there's such value that people bring its perspective. The key word is perspective. They may not have specific knowledge about your marketplace and it doesn't matter if they don't and you know, don't ignore them because you think, how could you possibly help me? Because you don't know what the high-speed split-level taper Shang ratio is. It's they bring perspective. They bring experience in things that are very similar. So I am a great believer in mentorship. I wish I had, you know, listen to other people at a much earlier age. And you know, I think I, I learned from other people is my, is, is what I, Speaker 0 (45m 23s): For sure. I'd like to read that book then, you know what all book odd that there was no citations in it in terms of resources or books you're reading right now. Is there anything you, you kind of have on the go, you could share with listeners? Yeah, no, Speaker 1 (45m 39s): I don't really read that much. And cause you know, you're constantly sort of where is the time, but, or I'll pick a couple of books up and just read the first few chapters, but there's a book. I can't remember the author it's called something like getting stuff done and I'll, we'll find out what it is, but it's something that I picked up because one of the things that I'm thinking Speaker 0 (46m 3s): Of getting things done, David Allen, Speaker 1 (46m 6s): David Allen, that's it. Yeah, exactly, exactly. That it's a brilliant book because for those of you who stay awake on Sunday nights until three in the morning, going through countless lists of stuff, you've got to do, he just explains that that is absolutely the last thing you should be using your brain for your mind is for creativity's for it's for creating things. And if you try and use your brain as some sort of storage mechanism, or you're going to go mad B, you're going to run out of storage capacity very quickly. And this is not designed to do that. So get a book or some trusted source and write the stuff down that you need to do there. And then you can rely on that and go to sleep thinking. I haven't got to worry about this stuff because I know what I've got to do because it's in my book and then your brain is suddenly unfettered and free of this clutter. And then you can start creating stuff. So, but all of that was it. There's one of these few books that you read that you think, God, this is good shit. This is actually useful. And so David Allen, you know, you know, my hat goes off to you. So if we're writing something that is incredibly Speaker 0 (47m 16s): Useful, you know, it's funny, you mentioned reading a couple chapters in a book. I was just talking to a friend about this book. Cause I think they, I think they updated it because a lot of it, I mean he wrote it, he was a pioneer. It was I think at the beginning of Excel. So there w there was a lot of, it was physical storage, storage and filing systems. But the takeaway from that book, what I told my friend, I was like, the biggest takeaway was like, your brain is not for storing things. If you have something amazing idea, whatever it is, get it out of your brain as quickly as possible because that's, you know, once it's in there long enough, you'll lose it and, and then it's gone or potentially gone. Speaker 1 (47m 53s): And he does. And you just, as I said, you just go mad. Cause you, you keep trying to remember stuff and you just never, you know, you say you're, it's it doesn't do you any good at, Speaker 0 (48m 2s): Yeah, for sure. Anybody also we'll put a link to that, that book as well. And anybody interested as well, I've found useful is the idea of a brain dump mind map, whatever you want to call it. You know, maybe it's Monday morning, you just write everything. Don't worry about if it's not organized, just get it out of your head. But yeah, we'll, we'll put a link to that. All right. Last question. My favorite softball first car make and model. Speaker 1 (48m 27s): It was an Austin mini 1000. It was, there's a little story that, cause I was about eight 17, just passed my test and I'd been working at a fruit packing firm to save up the money to buy it. So I bought these cars 200 pounds from this gun, the farm, and I go to at home and I had to didn't even have my driving license at that point. And it was a 1973 yellow mini 1000. And so when I woke up the following morning, ran outside to see my new car at 17 road and there was a flat tire. And so I got the Jack out of the back and started jacking the car up to, to, to change the wheel. Cause I thought, well, I can do this. And I'm jacking away in Jacqueline way for like, you know, you know, a very long period of time, far longer than it should have been. And then I sort of realized that the Jack has actually gone through the floor because the, the, you know, the whole car is so rusty that it's literally just like, you know, and there was a lump sponge that had been stuffed in the back and painted black to, you know, to pretend there's metal. So I then realized at that point that, you know, the, the, the world was not full of honorable people, but most importantly, men is of a certain age. We're prone to Russ say, yeah, that was my, I still remembered. I'm traumatized by this. Speaker 0 (49m 47s): It's amazing. What a memory is. We bring up with that last question. That's that's fantastic. We've never had a mini, I would venture to guess if, if it was of that era, I mean, that car wouldn't even be a leader. I'm thinking 6,998 Speaker 1 (50m 0s): CC Speaker 0 (50m 1s): 98 CC. All right. I was going to say it was 800 or 900 CC, Speaker 1 (50m 5s): 60 miles an hour in approximately four weeks. Speaker 0 (50m 7s): Yeah. Yeah. That's great. All right, Matthew, I appreciate taking the time. It was great to, to kind of dive into these contracts. I found that, you know, it's like, oh, could we talk about one thing for half an hour, 40 minutes? And these ones, I think you really can and need to, to understand the product. So for listeners that want to get more information, if they have other questions work in, they head to, Speaker 1 (50m 30s): Yeah, the website is quantum Ari, Q U a N T M R e.com. Everything's on there. So we have a calculator where you can see how much equity we can unlock there's details about the investment side. We've got all sorts of eBooks and podcasts and videos and articles say it's a fairly rich site. We've been around for a few years. So, you know, there's quite a library of information that you can, you know, download or, or read or listen to. And also we have a phone number, so there are human beings behind the site. So if you want to speak to one of us, ask us a question, just, you know, pick up the phone and, you know, feel free. Speaker 0 (51m 8s): My guest today has been Matthew Sullivan. Matthew, thank you for being part of working capital, Jesse, Speaker 1 (51m 13s): Thank you for having me. And it was my pleasure. Speaker 0 (51m 23s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five-star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.    

Jon talks with Matthew Sullivan, Founder, and CEO of QuantmRE, about helping homeowners unlock equity in their homes without going into debt. Matthew is the founder and full-time chief executive officer and director of QuantmRE and has held this position since the Company's incorporation in December 2017. Since January 2015 Matthew has been the founder and president of Crowdventure, LLC, a real estate crowdfunding company. Matthew has also been a director of Secured Real Estate Income Strategies, LLC, (a real estate fund) since June 2016 and has been a co-founder and director of Secured Real Estate Income Fund I, LLC since May 2015. He is also the owner and president of Carbon Retirement, LLC, and has held this position since November 2014. In the late 90's he spent a number of years working alongside Richard Branson and his corporate finance team and was involved in a number of high profile Virgin projects, including the Virgin Global Challenger – the first attempt to fly around the world in a hot air balloon. He was involved in the creation of the Virgin Clothing Company, Virgin Cosmetics, Virgin Helicopters, Virgin Executive Jets and a number of other Virgin companies and was appointed a director and Trustee of Virgin's London Air Ambulance service. Matthew went to Westminster School in London, UK and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. In 1997 he chose an entrepreneurial path and founded Europe's first internet billing application service provider. Since then he has founded and led companies in the United Kingdom, India, Australia and the United States in the finance, telecommunications, technology and real estate sectors.   Connect with Jon Dwoskin: Twitter: @jdwoskin  Facebook: https://www.facebook.com/jonathan.dwoskin  Instagram: https://www.instagram.com/thejondwoskinexperience/  Website: https://jondwoskin.com/  LinkedIn: https://www.linkedin.com/in/jondwoskin/  Email: jon@jondwoskin.com  Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Matthew Sullivan: Twitter: https://www.twitter.com/quantmre  Facebook: https://www.facebook.com/Quantm.one  Instagram: https://www.instagram.com/quantmre/  Website: https://www.quantmre.com/  LinkedIn: https://www.linkedin.com/company/quantm-one  Email: msullivan@quantmre.com 

Matthew is the founder and full-time chief executive officer of QuantmRE. A serial entrepreneur, he is the founder of Crowdventure.com and co-founder of two real estate funds. He spent a number of years working alongside Richard Branson and the Virgin corporate finance team in London, UK, where he was appointed a director and Trustee of Virgin's London Air Ambulance. Matthew went to Westminster School in London, UK, and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. In 1997 he chose an entrepreneurial path and founded Europe's first internet billing application service provider. Since then he has founded and led companies in the United Kingdom, Australia, and the United States in the finance, telecommunications, technology, and real estate sectors. Matthew is the author of 'Head First - A Roadmap for Entrepreneurs', host of the 'Hooked on Startups' podcast and holds a private helicopter pilot's license. (00:02 - 4:03) Opening Segment - Introduction of the host into the show - Alpesh introduces the guest of the show, Matthew - Matthew shares something interesting about himself (4:03 - 30:07) Alternative Real Estate Investing Method - Home equity contract, house reach, and cash flow what does that mean? - Rule of thumb in home equity - How would it work? with no deb - What happened in that case - What do you think about this asset class? Do you think it's the next big thing? - Equity appreciation - What are the risks for homeowners? can you specify those risks? - How do you differentiate QuantmRE from those competitors? (30:07 - 30:24) Break - Welcoming listeners and guest back to the show (30:24 - 37:51) Fire Round - Will Eloy change the business strategy after Coronavirus? – Matthew's favorite real estate, finance, or other related books – Tools or website Matthew recommends – Matthew's advice to beginner investors – How does Matthew give back? – How can Wealth Matters Podcast listeners reach out to Matthew? (37:51 - 38:53) Closing Segment If you want to learn more about the discussion, you can watch the podcast on Wealth Matter's YouTube channel and you can reach out to Alpesh using this link. Facebook: @wealthmatrs IG: @wealthmatrs.ig Tiktok: @wealthmatrs

In this episode, Hall welcomes back Matthew Sullivan, CEO and Founder of QuantmRE.   Headquartered in Newport Beach, California, QuantmRE is a real estate finance platform that originates and funds Home Equity Agreements. This new financial tool enables qualifying homeowners to get a cash lump sum from their home equity with no monthly payments, no interest and no added debt. A Home Equity Agreement is an equity based solution - it's not a reverse mortgage, it's not a loan and it's not a line of credit. Instead of charging interest, they take a share of the current equity together with a share of the appreciation if the value of the home goes up. They also share in the potential downside risk if the home decreases in value The QuantmRE platform has also been designed to enable a wide range of investors to fund these Home Equity Agreements, including retail investors. Their platform has been designed to be a secondary market exchange where investors can build, model, manage and trade individual portfolios of fractionalized Home Equity Agreements. Matthew is the founder of real estate crowdfunding platform Crowdventure.com and is a manager of two real estate funds. He worked with Richard Branson and his corporate finance team and was appointed a director and Trustee of Virgin’s London Air Ambulance service. Matthew went to Westminster School in London, UK and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. He was an early internet pioneer and has founded companies in the United Kingdom, India, Australia and the United States in the finance, telecommunications, technology and real estate sectors. Matthew shares where he sees the real estate industry going post-COVID-19, and what excites him now in the sector. He also updates Hall on the evolution of the company since his last interview some three years ago.  You can visit QuantmRE at , via LinkedIn at , and via Twitter at .   Matthew can be contacted via email at , via LinkedIn at , and via Twitter at  .  Music courtesy of .

GUEST BIO 1. Sell their home 2. Mortgage cash-out refinance 3. Home equity cash out or Home Equity Line of Credit (HELOC) but there is a fourth way that's not often talked about and that's leveraging your equity through home equity contracts. Matthew is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company. Originally from London, Matthew worked with Richard Branson's corporate finance team and was a director of the Virgin-sponsored London Air Ambulance. A helicopter pilot himself, he is also the host of his own podcast, “Hooked On Startups.” HIGHLIGHTS OF THE EPISODE 02:05 - Background of the guest 05:40 - Starting things right 08:19 - Passive vs. Active Investment 12:35 - Equity 16:13 - Contrasting HELOC and Reverse Mortgage KEEPING IT REAL 23:56 - How win-win works between property owners and investors in home equity agreements 26:37 - Ideal properties for investment 33:00 - How property owners utilize capital 35:12 - Settling an agreement 44:23 - The major misconception about home equity agreements RAPID FIRE QUESTIONS 45:42 - Favorite Book - Never Split the Difference by Christopher Voss & Tahl Raz | Exactly What to Say by Phil M. Jones 48:08 - Best Habit - Taking time to get out of the house to walk and think | Drink lots of coffee! 49:02 - Best Tool - Daily planner 50:42 - Cash Flow or Equity? 52:33 - Technological advice: a good CRM system NOTABLE QUOTES (KEY LESSONS): “Start small but get the shovel dirty, make an investment, get involved. If you stay on the sidelines for too long, you won't get the benefit of that direct experience of being in with your money and that takes it to a completely different place, if you actually make investments.” “If you find something that you're good at, just stick at it and become the subject matter expert. Become the best, the biggest in that field.” CONNECTING WITH THE GUEST Official Website Facebook LinkedIn #ExperimentHomeEquity

Have you ever heard of  Shared Equity? Well, neither had I until I talked with this week’s guest, Matthew Sullivan.     If you are like me,  you have a decent amount of home equity locked into your home with no easy way to access that cash that could be put to better use.    The traditional means to try to access the cash -- through a HELOC or Cash-out Refi -- comes with a lot of hassle (sending in all of your financials and the blood of your firstborn) to the mortgage bank. You have to qualify all over again just to get what’s yours out of an asset you own. And, it comes at the cost of adding more debt to your balance sheet along with a higher monthly payment.    What if I told you that you could access that equity without having to re-qualify and without having to take on more debt and respective debt payments?    This innovative way to tap into your equity is called a Home Equity Agreement. Instead of taking on debt, you share the future equity as a means to access your cash. Since it’s equity and not debt, there is no loan,  no monthly payments, and no interest payable. The Home Equity provider banks on your property going up in value and they share in those gains with you when you sell your house.    The Home Equity Agreements (HEA) might be interesting to an Investor as well. Through a HEA, an accredited investor could invest in a house that they do not own.    If I’ve piqued your curiosity, then you’ll wish to listen to this episode. I learned about an emerging new field that I’d never heard of before when it comes to home finance. So, if it’s new to me, I’m guessing it’s new to you as well. And, since you’re like me, you LOVE to learn new things :).   Matthew Sullivan is the founder and chief executive officer of QuantmRE and the founder of Crowdventure.com. Matthew spent a number of years working alongside Richard Branson and the Virgin corporate finance team in London, UK.   In this conversation, we run through scenarios and talk everything about home equity.   * Traditional Types of Home Equity. * How he stumbled across the concept of shared equity * How a Home Equity Agreements is different from the more traditional options. * We walk through the process a homeowner would take to capitalize on this * How much money might be on the table for you * What the setup fees look like * What Risks a Homeowner Might Encounter * How you could become an investor in this growing sector * How he wants to incorporate BlockChain technology into his business * The potential pitfalls and rewards of being an investor in this sector.

Matthew is the CEO and Founder of QuantemRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. This new financing tool is not a HELOC, it's not a loan and it's not a reverse mortgage. That means homeowners can get cash from their equity with no interest and no monthly payments. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their homes, pay college tuition fees, or to diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and President and Founder of Crowdventure.com, a real estate crowdfunding company.  Originally from London, Matthew worked with Richard Branson’s corporate finance team and was a director of the Virgin-sponsored London Air Ambulance. A helicopter pilot himself, he is also the host of his own podcast, “Hooked on Startups.”

Want to become financially free through real estate? Check out our eBook to learn how to jump start a cash flowing real estate portfolio here https://www.therealestateinvestingclub.com/real-estate-wealth-bookIn this episode of The Real Estate Investing Club I interview Matthew Sullivan, founder and full-time chief executive officer of QuantmRE. A serial entrepreneur, he is the founder of Crowdventure.com and co-founder of two real estate funds. He spent a number of years working alongside Richard Branson and the Virgin corporate finance team in London, UK, where he was appointed a director and Trustee of Virgin's London Air Ambulance.. Matthew Sullivan is a real estate investor who has a great story to share and words of wisdom to impart for both beginning and veteran investors alike, so grab your pen and paper, buckle up and enjoy the ride. Want to get in contact with Matthew Sullivan? Reach out at www.quantmre.com.Enjoy the show? Subscribe to the channel for all our upcoming real estate investor interviews and episodes.************************************************************************GET INVOLVED, CONNECTED & GROW YOUR REAL ESTATE BUSINESSLEARN -- Want to learn the ins and outs of real estate investing? Check out our book at https://www.therealestateinvestingclub.com/real-estate-wealth-bookCONNECT -- Want to join one of the most active Facebook Groups for Real Estate Investors? Click here to join: https://www.facebook.com/groups/2940993215976264PARTNER -- Want to partner on a deal or connect in person? Email the host Gabe Petersen at gabe@therealestateinvestingclub.com or reach out on LinkedIn at https://www.linkedin.com/in/gabe-petersen/GROW -- Want for us to bring you leads and run your real estate digital marketing? Reach out to our partner agency at https://www.therealestateinvestingclub.com/off-market-lead-generation-servicesWATCH -- Want to watch our YouTube channel? Click here: https://bit.ly/theREIshowMASTERY -- Want to learn how to master your life by mastering your health, wealth, relationships and spirit? Check out our sister podcast, Pursuing Greatness, at https://www.pursuinggreatnesspodcast.com************************************************************************ABOUT THE REAL ESTATE INVESTING CLUB SHOWThe Real Estate Investing Club is a podcast and YouTube show where real estate investing professionals share their best advice, greatest stories, and favorite tips as a real estate investor. Join us as we delve into every aspect of real estate investing - from self-storage, to mobile home parks, to single family flips and rentals, to multifamily syndication!#realestateinvesting #passiveincome #realestateSupport the show (https://paypal.me/GabrielWPetersen?locale.x=en_US)

On this episode, we’re talking the secrets of home equity release and how to enjoy the benefits of your equity before selling with Founder, CEO at QuantmRE, Matthew Sullivan!Watch at YouTube.MatthewMa.com !Matthew Sullivan is the founder and CEO of QuantmRE. Matthew is also the founder and president of Crowdventure, LLC, a real estate crowdfunding company. He is also the owner and president of Carbon Retirement, LLC. In the late 90s, he worked alongside Richard Branson and his corporate finance team and was involved in a number of high profile projects, including the Virgin Global Challenger – the first attempt to fly around the world in a hot air balloon. He was involved in the creation of the Virgin Clothing Company, Virgin Cosmetics, Virgin Helicopters, and Virgin Executive Jets and was appointed a director and Trustee of Virgin’s London Air Ambulance service. Matthew went to Westminster School in London, UK and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. Since then he has founded and led companies in the United Kingdom, India, Australia and the United States in the finance, telecommunications, technology and real estate sectors. Reach out to Matthew Sullivan at msullivan@quantmre.com.Connect:Facebook: https://www.facebook.com/Quantm.one/LinkedIn: https://www.linkedin.com/in/mattsullivanco/Twitter: https://twitter.com/mattsullivancoWebsite: QuantmRE.comLeave a review on iTunes and let me know what you think !Host: Matthew MaMatthew Ma is an Investor, Syndicator, Founder, Coach, and Podcast Host. He’s a Broker Associate with eXp Realty and strives to help agents grow their business with proven, effective methods learned from experience. Through his podcast, The Truth About Real Estate, and Avant University, he educates buyers, sellers, investors, and real estate agents on the current state of the market, how to use innovations in technology, sales, and marketing to build a scalable business. As an investor and syndicator with Avant Asset Management, he’s dedicated to client success by building wealth through investments in apartment building syndications. Reach out to Matthew Ma at Matt@MatthewMa.com.

On this episode, we're talking the secrets of home equity release and how to enjoy the benefits of your equity before selling with Founder, CEO at QuantmRE, Matthew Sullivan!Watch at YouTube.MatthewMa.com !Matthew Sullivan is the founder and CEO of QuantmRE. Matthew is also the founder and president of Crowdventure, LLC, a real estate crowdfunding company. He is also the owner and president of Carbon Retirement, LLC. In the late 90s, he worked alongside Richard Branson and his corporate finance team and was involved in a number of high profile projects, including the Virgin Global Challenger – the first attempt to fly around the world in a hot air balloon. He was involved in the creation of the Virgin Clothing Company, Virgin Cosmetics, Virgin Helicopters, and Virgin Executive Jets and was appointed a director and Trustee of Virgin's London Air Ambulance service. Matthew went to Westminster School in London, UK and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. Since then he has founded and led companies in the United Kingdom, India, Australia and the United States in the finance, telecommunications, technology and real estate sectors. Reach out to Matthew Sullivan at msullivan@quantmre.com.Connect:Facebook: https://www.facebook.com/Quantm.one/LinkedIn: https://www.linkedin.com/in/mattsullivanco/Twitter: https://twitter.com/mattsullivancoWebsite: QuantmRE.comLeave a review on iTunes and let me know what you think !Host: Matthew MaMatthew Ma is an Investor, Syndicator, Founder, Coach, and Podcast Host. He's a Broker Associate with eXp Realty and strives to help agents grow their business with proven, effective methods learned from experience. Through his podcast, The Truth About Real Estate, and Avant University, he educates buyers, sellers, investors, and real estate agents on the current state of the market, how to use innovations in technology, sales, and marketing to build a scalable business. As an investor and syndicator with Avant Asset Management, he's dedicated to client success by building wealth through investments in apartment building syndications. Reach out to Matthew Ma at Matt@MatthewMa.com.

The home equity loan can be convenient for some that need urgent funds for specific financial goals, but disadvantages still exist. People who don't know its terms and conditions are like putting a big portion of their home at stake. Understanding how this loan works are really important, but it's also great to consider other options to access money from the equity in your home. In this episode, Matthew Sullivan shares how their company helps homeowners who need money without additional debt. As you're listening you'll also learn how QuantmRE works and how convenient it is to use Home Equity Agreement to solve your financial problems.What You'll Learn From This Episode:Matthew's Background and His Real Estate CareerWhat is QuantmRE, How it Works, and the Problems that it Solves for HomeownersProcesses and Qualifications in Applying for Home Equity AgreementOptions Available for Home Equity AgreementObligation and Options of the Homeowner After the AgreementChallenges from a Homeowner's Perspective in Doing Home Equity AgreementDifferences Between Home Loan and Home Equity AgreementReasons Why People or Homeowners Shouldn't be Afraid of Doing This AgreementHow Sharing Ratio or Percentage Works in Home Equity AgreementBenefits of People from Home Equity Agreement Fees Associated in Availing one of the Programs of Home Equity Agreement Importance of Due Diligence to Succeed in Real EstateHaving Metrics, User-Friendly CRM Systems, and Tracking Conversations as Powerful Tools in the Real Estate BusinessGuest Bio:Matthew Sullivan is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. He has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company. To Connect With Us:Please visit our website: www.bonavestcapital.com and please click here, to leave a rating and review!Sponsor:Thinking About Creating and Growing Your Own Podcast But Not Sure Where To Start?Visit https://mypodcast.website/ and Schedule a call with Adam A. Adams

510: Turn Your Home Equity into Cash Without Debt Matthew Sullivan, QuantmRE – The Sharkpreneur podcast with Seth Greene Episode 510 Matthew Sullivan Matthew is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. This new financing tool is not a HELOC, it's not a loan and it's not a reverse mortgage. That means homeowners can get cash from their equity with no interest and no monthly payments. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees or to diversify into other investments, all without taking on extra debt.  Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company.  Listen to this illuminating Sharkpreneur episode with Matthew Sullivan about turning home equity into cash without going into debt. Here are some of the beneficial topics covered on this week’s show: ●    How the only way currently to unlock equity is to borrow money. ●    Why borrowing money is not an option for everyone. ●    How the investors have no rights to the property as an owner. ●    Why there are limits put on how much investors can invest. ●    How there needs to be a certain amount of equity to be able to invest. Connect with Matthew: Guest Contact Info Twitter @QuantmRE Facebook facebook.com/Quantm.one LinkedIn linkedin.com/in/mattsullivanco Links Mentioned: QuantmRE.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Matthew is the CEO and Founder of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without taking on more debt. This new financing tool is not a HELOC, it's not a loan and it's not a reverse mortgage. That means homeowners can get cash from their equity with no interest and no monthly payments. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees or to diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund, and as President and Founder of Crowdventure.com, a real estate crowdfunding company. Originally from London, Matthew worked with Richard Branson's corporate finance team and was a director of the Virgin-sponsored London Air Ambulance. A helicopter pilot himself, he is also the host of his own podcast, “Hooked On Startups.”   www.quantmre.com

Matthew is the founder and full-time chief executive officer and director of Quantm.One, Inc and has held this position since the Company’s incorporation in December 2017. Since January 2015 Matthew has been the founder and president of Crowdventure, LLC, a real estate crowdfunding company. Matthew has also been a director of Secured Real Estate Income Strategies, LLC, (a real estate fund) since June 2016 and has been a co-founder and director of Secured Real Estate Income Fund I, LLC since May 2015. He is also the owner and president of Carbon Retirement, LLC, and has held this position since November 2014. In the late 90’s he spent a number of years working alongside Richard Branson and his corporate finance team and was involved in a number of high profile Virgin projects, including the Virgin Global Challenger – the first attempt to fly around the world in a hot air balloon. He was involved in the creation of the Virgin Clothing Company, Virgin Cosmetics, Virgin Helicopters, Virgin Executive Jets and a number of other Virgin companies and was appointed a director and Trustee of Virgin’s London Air Ambulance service. Matthew went to Westminster School in London, UK and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. In 1997 he chose an entrepreneurial path and founded Europe’s first internet billing application service provider. Since then he has founded and led companies in the United Kingdom, India, Australia and the United States in the finance, telecommunications, technology and real estate sectors. https://www.quantmre.com/ https://launch.quantmre.com/book-int/  

Matthew Sullivan is the founder and full-time chief executive officer and director of Quantm.One, Inc and has held this position since the Company's incorporation in December 2017. Since January 2015 Matthew has been the founder and president of Crowdventure, LLC, a real estate crowdfunding company, but to name a few of the many ventures he is involved in. In this episode, Jack Bosch chats to Matthew to get a deeper understanding of the QuantmRE business model, which allows home owners to obtain money without taking on any additional loans by using a Home Equity Contract. You'll also hear about Matthew's career history and get insights into his business. At the Land Profit Generator, we are always incredibly excited to hear about unique investment and fundraising opportunities, and this episode definitely doesn't disappoint! What's inside: Find out about Matthew Sullivan's career history Discover what a Home Equity Contract is and how you can get money out of your home Learn about the QuantmRE business model Mentioned in this episode Subscribe and rate our podcast at: http://www.Jackbosch.com/podcast Follow Jack Bosch on Facebook to get the latest updates: http://www.facebook.com/jack.bosch Learn to flip land for pennies on the dollar: http://landprofitfun.com/ Find out more about Home Equity Contracts at: https://launch.quantmre.com/

Building equity in your home unlocks massive leverage and cash flow, but thanks to an antiquated system, very few people ever get to put that to use.    With $17.8 trillion of equity in single family homes, and 14.7 million homeowners with 50% or more in equity, this is a huge untapped asset class that’s right in front of us. Most people think the only way to leverage their equity is through a traditional bank loan, which they shy away from because it involves assuming more debt with monthly repayments. Fortunately there is a better way.    Equity-based financing allows us to access cash without eroding the upside with monthly payments. The idea is to make the equity in our homes work for us so we can actually live a better life and have more passive income, without the burden of structured debt.   How is this model different from the traditional model of borrowing on your equity from the bank? What is the difference between good debt and bad debt? How can we use our equity to improve our lives and reach more of our financial goals?    In this episode, I’m joined by serial entrepreneur, author, founder and CEO of QuantmRE, Matthew Sullivan. He shares how his company helps people take advantage of home equity with less downside, and what working with Richard Branson taught him about business. Three Things You’ll Learn In This Episode Debt-based financing vs. equity-based financing The biggest issue with unlocking the equity in your home is that we can traditionally only do it by taking on more debt and eroding our wealth in the process. An equity-based model takes a different approach because the investors are partners in the ownership of your home, rather than lenders, so you don’t lose your base equity.   How some people are able to predict economic shifts and downturns For many people, the occurrences of this year have been a shock and seem to have come out of nowhere. When it comes to the economy, things are not truly unprecedented if we know the signs to look for. If we observe the trends and shifts of the past, we will see faint signals of what’s going to happen in the future.   Why small private funds are an easier way to access money for deals Regulation D and Regulation S exemptions are fund structures that someone can get started with quickly. The regulatory burden of this fund is very light, making it a great wealth building vehicle even for people who are just starting out.   Guest Bio- Matthew Sullivan is a serial entrepreneur and founder and CEO of QuantmRE. He is also the founder of Crowdventure.com and co-founder of two real estate funds. He spent a number of years working alongside Richard Branson and the Virgin corporate finance team in London, UK, where he was appointed a director and Trustee of Virgin’s London Air Ambulance.   Matthew went to Westminster School in London, UK and studied Law at Birmingham University before pursuing a career in finance and stockbroking, specializing in the South East Asian markets. In 1997 he chose an entrepreneurial path and founded Europe’s first internet billing application service provider.   Since then he has founded and led companies in the United Kingdom, Australia and the United States in the finance, telecommunications, technology and real estate sectors. Matthew is also the author of Head First - A Roadmap for Entrepreneurs, host of the Hooked on Startups podcast, and holds a private helicopter pilot's license.   For more information, visit https://quantmre.com. QuantmRE is currently raising capital on Republic. To contribute visit https://republic.co/quantmre.

Are you are a passive investor, or maybe thinking of diversifying your real estate portfolio? Home equity investing is a profitable, creative investment that can gain you massive profits. Last year almost a billion dollars was invested into the equity of single-family homes through home equity agreements. This enables homeowners to get a cash lump sum, without accruing more debt and allows the investor to share in the home's increased value. To detail exactly how investors can make money with home equity investing, I've brought on Matthew Sullivan, the founder, CEO, and Quantm Real Estate Director. Matthew spent several years working alongside Richard Branson and his corporate finance team and was involved in several high profile Virgin projects. He went on to create Crowdventure, LLC, a real estate crowdfunding company, and today he is working with homeowners to unlock the equity in their homes.Today's episode covers how investors can make massive passive income utilizing this creative approach, as well as the legalities, how to work with homeowners, and a sample deal of exactly what an investor can expect on a deal. How Matthew started in home equity investingUnderstanding home equity investing as a homeowner and investorExplanation of the different layers of titles that the jobs act enacted and working with the SECBreaking down the financialsSample home equity deal and what an investor can expectThe benefits to investors when utilizing home equity investing Explaining the downsides Understanding the equity returnThe biggest challengesCapital sources have a longer-term investment horizonThe sharing ratio explainedHow COVID19 has changed real estate investing The parameters that the homeowner needs to meet to be able to participate in home equity agreementsHomeowners are motivated, as it's not a reverse mortgage and does not eat into their existing equityCreating a financial mechanism that matches the investors with the asset, so everyone winsGet in Touch with Matthew:https://quantmre.com/Free e-Book: Equity Freedom

Are you are a passive investor, or maybe thinking of diversifying your real estate portfolio? Home equity investing is a profitable, creative investment that can gain you massive profits.  Last year almost a billion dollars was invested into the equity of single-family homes through home equity agreements. This enables homeowners to get a cash lump sum, without accruing more debt and allows the investor to share in the home's increased value.  To detail exactly how investors can make money with home equity investing, I've brought on Matthew Sullivan, the founder, CEO, and Quantm Real Estate Director. Matthew spent several years working alongside Richard Branson and his corporate finance team and was involved in several high profile Virgin projects. He went on to create Crowdventure, LLC, a real estate crowdfunding company, and today he is working with homeowners to unlock the equity in their homes. Today's episode covers how investors can make massive passive income utilizing this creative approach, as well as the legalities, how to work with homeowners, and a sample deal of exactly what an investor can expect on a deal.  How Matthew started in home equity investing Understanding home equity investing as a homeowner and investor Explanation of the different layers of titles that the jobs act enacted and working with the SEC Breaking down the financials Sample home equity deal and what an investor can expect The benefits to investors when utilizing home equity investing  Explaining the downsides  Understanding the equity return The biggest challenges Capital sources have a longer-term investment horizon The sharing ratio explained How COVID19 has changed real estate investing  The parameters that the homeowner needs to meet to be able to participate in home equity agreements Homeowners are motivated, as it's not a reverse mortgage and does not eat into their existing equity Creating a financial mechanism that matches the investors with the asset, so everyone wins Get in Touch with Matthew: https://quantmre.com/ (https://quantmre.com/) Free e-Book: Equity Freedom (https://launch.quantmre.com/book-int/)

Matthew Sullivan is the CEO and Founder of QuantmRE, a cryptocurrency startup that supports homeowners by helping them sell a fraction of the equity in their home without taking on more debt. A seasoned entrepreneur, Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the $50M Secured Real Estate Income Strategies Fund, and as Founder and a President of Crowdventure.com, a real estate crowdfunding company.   During this show we discuss… About accessory dwelling unit (ADU) What home equity contracts are and how they work How to qualify for home equity contracts Releasing equity in your home without taking on more debt Getting money now by selling some of the future value in your home How to tap into a formerly untapped asset class Leveraging equity in your home to get cash with no extra debt How much value you should have in your home to use it as leverage Using this unique strategy to get rental properties with little money down The benefits of this unique strategy that most don't know about Tapping into your home's equity even with credit issues Saving your home from foreclosure with this unique strategy How crypto currency can be used to help leverage your home Using untapped equity in your home to earn large returns The tax benefits of home equity contracts And much more…

The Blockchain. You’ve heard of it, you may know a little about it, now how can it help us as real estate investors? Matthew has built a company that helps people invest in real estate all over the world without a third party. We’ll walk through a case study of what one can expect if using the blockchain to invest in real estate with his company. If you enjoyed today’s episode remember to subscribe in iTunes and leave us a review! Best Ever Tweet: “We’ll buy some of the equity in your home, you pay us back when you sell” - Matthew Sullivan Matthew Sullivan Real Estate Background: Founder and CEO of QuantumRE Co-Founder of the $50 million Secured Real Estate Income Strategies Fund President and founder of Crowdventure, LLC, a real estate crowdfunding company Listen to his previous Best Ever Episode: Based in Newport Beach, CA Say hi to him at Sponsored by Stessa - Maximize tax deductions on your rental properties. Get , the essential tool for rental property owners.

Today on GSD Mode Podcast, the #1 Real Estate Podcast in the World, Joshua Smith welcomes Matthew Sullivan onto the show. Matthew is the CEO and Founder of QuantmRE, a cryptocurrency startup that supports homeowners by helping them sell a fraction of the equity in their home without taking on more debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the $50M Secured Real Estate Income Strategies Fund, and as Founder and President of Crowdventure.com, a real estate crowdfunding company.  Previously a stockbroker and corporate financier in the City of London, he worked with Richard Branson’s corporate finance team, and is a helicopter pilot in his spare time, while hosting his own podcast, Hooked On Startups. Don’t miss this one!   0:00 - Intro 2:15 - Interview Start 4:40 - Matthew’s journey to real estate 14:00 - Wasted time 20:00 - Consumer trust 22:40 - What is Crypto-Currency? 35:40 - Bit-coin and what it needs to avoid 39:40 - Technology makes our lives better 41:00 - Selling equity without selling your home 46:40 - How long is the process of selling your equity? 49:00 - So what’s the upside of using your business? 53:00 - Using Artificial Intelligence to increase the value of your home 57:20 - Blackstone Hedge Fund 1:01:30 - Do you allow people to buy-in to your company? 1:14:00 - Where to learn more about Matthew and QuantmRE   Websites:   https://quantmre.com/   Thanks for watching don’t forget to subscribe for daily content!  https://www.youtube.com/channel/UCRVT1XOSdM4DhTUdA7Y9OSw?sub_confirmation=1   Join the GSD Mode Facebook Group and start Masterminding with over 11k real estate agents worldwide! - https://www.facebook.com/groups/GSDMode/   iTunes - https://itunes.apple.com/us/podcast/gsd-mode/id964583650?mt=2   Full Site - http://www.gsdmode.com   41 Weeks of Real Estate Tips from Joshua Smith FREE! - https://joshuasmithkir.lpages.co/41-tips-registration-page/     SUPPORTED BY   Perfect Storm (http://www.perfectstormgsd.com)   90 Day Mastery (http://www.90daymastery.com)   REO Mastery University (https://reouniversity.wpengine.com/)   Hit Me Up!   Facebook: https://www.facebook.com/JoshuaSmithGSD   Instagram: https://instagram.com/joshuasmithgsd/   Twitter: https://twitter.com/JoshuaSmithGSD

Matthew is the CEO and Founder of QuantmRE, a cryptocurrency startup that supports homeowners by helping them sell a fraction of the equity in their home without taking on more debt. A seasoned entrepreneur, Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the $50M Secured Real Estate Income Strategies Fund, and as Founder and President of Crowdventure.com, a real estate crowdfunding company. Previously a stockbroker and corporate financier in the City of London, he worked with Richard Branson’s corporate finance team, was appointed Director and Trustee of Virgin’s London Air Ambulance, is a helicopter pilot in his spare time and is the host of his own podcast, “Hooked On Startups.” Podcast Highlights   Who is Matthew Sullivan? The question is are you born an entrepreneur or do you become one? Matthew wasn’t one of those people who were entrepreneurs at the age of 7, but he has always been fascinated with challenges that were not the focus of his current job. He realized that he was essentially unemployable at that point. Solving Problems Finance is essentially a set of rules and processes and you can navigate that world the same way as technology. There are a lot of similarities between crowdfunding and the blockchain. Real estate is great because it is real and tangible, it’s something that we often take for granted. Combining real estate and technology comes with a lot of opportunities to create new efficiencies and increase the value of real estate as an asset class. Real estate is a tool, but it’s often slow and cumbersome. QuantumRE is trying to change that by creating a new asset, blockchain real estate. The Impact of Blockchain Real Estate When the blockchain was first introduced, most people didn’t see the importance of it, including Matthew. The blockchain is basically a layer of truth that cannot be changed, altered, or influenced. It means that you don’t require a third party to ensure an element of trust. The blockchain turns all of that trust infrastructure into programming language that ensures certain events will happen without any outside trust requirements. For real estate, if you could automate the process of buying a home you can increase the liquidity of real estate immediately and make international transactions more easily. The real friction with real estate is the time and the processes that are involved with changing ownership, and the reason for that is the world that it evolved. Blockchain technology will take real estate from analog to digital and eliminate the need for trusted third parties. Cryptocurrencies are a way of exchanging value on the blockchain, the key to the blockchain becoming widely adopted is people trusting the stability of future cryptocurrencies. QuantumRE plans to issue its own cryptocurrency that is backed by a portion of the equity in your home. The issues with HELOC’s is that lenders often stipulate how you spend the money, with QuantumRE the money is yours to spend as you want. It can actually be an additional source of funds for people who have reached the limit of their ability to borrow but still have equity in their property. Where did QuatumRE come from? Start by looking at the problem you are trying to solve. Great ideas are nice, but they don’t matter much without solving a specific problem. The issue with Bitcoin was that it was unpredictable and hard to understand what it was backed by. The solution Matthew came up with was blockchain real estate, a new cryptocurrency backed directl

Matthew Sullivan is the Founder & CEO and of QuantmRE, a blockchain and crypto currency startup that supports homeowners by helping them sell a fraction of the equity in their home without taking on more debt.  He was a stockbroker and corporate financier in the City of London, he worked with Richard Branson’s corporate finance team, and was appointed Director and Trustee of Virgin’s London Air Ambulance.   Matthew co-founded the $50M Secured Real Estate Income Strategies Fund, and was Founder & President of CrowdVenture.com, a real estate crowd funding company.  In his spare time he is a helicopter pilot and the host of his own podcast, “Hooked On Startups.”

Matthew Sullivan is the CEO and founder of QuantmRE, a crpytocurrency startup that supports homeowners by helping them sell a fraction of the equity in their home, WITHOUT taking on more debt! A seasoned entrepreneur, Matthew has a proven track record in Real Estate innovation through his experiences as Co-founder of the $50MM Secured Real Estate Income Strategies Fund, and as Founder and President of Crowdventure.com, a real estate crowdfunding company. In this episode, we get some fabulous insights from Matthew on how cryptocurrency works, and how it can be leveraged to create massive opportunities. Topics we cover are... What is cryptocurrency and how does it work? How can you use equity in your house to get cash instead of cryptocurrency? How can you exchange equity in your home for cash WITHOUT taking on more debt? How can that extra cash be leveraged into other performing assets like rental properties? Visit QuantmRE.com to learn more about Matthew and his interesting investment strategies.

“When new technology comes along, it makes previously impossible things possible,” according to serial entrepreneur and Founder of Crowdventure, LLC, Matthew Sullivan. In this interview he introduces us to the unique approach of QuantmRE, which is disrupting the real estate market through blockchain technology. Sullivan explains how the real estate network enables home owners to access the equity in their homes while leaving the banks (and their fees and paperwork), behind. QuantmRE buys a small part of the member's home equity and turns it into a token that is backed by assets in real estate. Not only does this give the homeowner access to money they need without causing a mortgage payment to go up, it also gives everyday folks an entry cryptocurrency game. When it comes time to sell, that's when QuantmRE gets paid back; taking into account any value that may have been accrued as well. Essentially, they are taking the assets they buy and tokenizing them; or in other words taking something that is not liquid and turning it into liquid and something that is tradeable. For more information, visit: http://quantm.one/

Every week Crowdventure's founder Matthew Sullivan will be talking to some of the most talented, inspiring and successful entrepreneurs who share their real life stories, how they overcame challenges and failures, and how they become the success that they are today. If you are an entrepreneur or a wantrepreneur, tune in for some of the best tips, tricks and tactics and some frank, unscripted discussions.

Title III is finally here!! What does this mean for crowwdfunding and how we raise private capital for our business and real estate deals? Matthew Sullivan, CEO of Crowdventure.com, is in the hot seat this week to give us the low down on all the recent changes! This is a cracking episode full of incredible content; we all need to be educated now that Title III is in place! For more show notes head to my website www.rsnpropertygroup.com and click on the podcast tab! Also, sign up for our FREE weekly newsletter. If you have any questions about today's show email info@rsnpropertygroup.com to find out more! Happy Investing!

July 10, 2015 - Read the full GoodCrowdinfo article and watch the interview here: http://bit.ly/1HiTOIQ. Subscribe to this podcast on iTunes by clicking here: http://bit.ly/ymotwitunes or on Stitcher by clicking here: http://bit.ly/ymotwstitcher. Matthew Sullivan is the founder and CEO of CrowdVenture, a company that is using the power of crowdfunding to help people stay in their homes, even when the homes are under water financially. Matthew explains: Every home has a heartbeat. Our aim is to demystify and democratise the investment process and give the wider community access to investments that deliver social benefits as well as solid returns. There are currently 821,275 properties in U.S. that are in some stage of foreclosure (default, auction or bank owned) while the number of homes listed for sale on RealtyTrac is 1,287,934. In May, the number of properties that received a foreclosure filing in U.S. was 1% higher than the previous month and 16% higher than the same time last year. Homeowners have been waiting for serious, meaningful relief from the crash in their home values that was the byproduct of the manipulation of the finance sector during the years prior to the 2007 crisis. Many of the new foreclosure actions are being taken out against people who have tried to hang on to their homes despite the bottoming-out of home values and sky-high unemployment rates. One by one these families are falling into the jaws of foreclosure as they simply cannot hold out any longer. Banks are either unwilling or unable to offer solutions that are sustainable for the homeowner. The Home Guardian Fund does however offer a real solution – we buy these distressed, non-performing mortgages from banks and hedge funds at big discounts, then work with homeowners to reduce their principal balance and monthly payments so the loan becomes affordable again. This means the homeowner can stay in their home and no longer faces the threat of eviction. Our approach provides a profitable return for the investor, while helping to keep the heart beating in every home. Please consider whether a friend or colleague might benefit from this piece and, if so, share it.

Matthew Sullivan is the CEO and Founder of QuantmRE, a cryptocurrency startup that supports homeowners by helping them sell a fraction of the equity in their home without taking on more debt. A seasoned entrepreneur, Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the $50M Secured Real Estate Income Strategies Fund, and as Founder and President of Crowdventure.com, a real estate crowdfunding company.   Welcome!   [:] As mentioned above you’ve founded a startup that specializes in Real Estate & Crypto. First off can you talk about what a security token is in crypto? ● Securities are well understood as stocks, bonds etc. ● ICO’s appeared over the last few years and companies started making money off these as tokens. Companies were able to use these tokens as a means to create funding of working capital. ● Companies started using ICOs to avoid disclosures and protections offered by typical securities. ● Tokens allow a huge amount of liquidity ● Leverages benefits of blockchain and is governed by the SEC/other regulatory bodies   [:] In traditional housing, you’ll apply for a home loan from the bank and based on your credit profile and down payment the bank will lend you money. How is crypto disrupting this space? ● QuantmRE allows people to unlock the value of their homes without taking on more debt ● If you have equity in a home, you can get paid cash for the equity ● Ultimately it comes down to trust ● Fund structured as REIT   [:] What makes the transaction enforceable? What’s to stop me from “selling” a part of my home and then disappearing? Visa versa, for the investor how do I know what I’m investing in is real? ● Traditional mechanisms are used to enforce, Matthew’s team has been involved in Real Estate for many years   [:] Do you think we’re going to see a shift from traditional funding sources to crypto with respect to real estate? Who actually owns the title of the property? ● Separate crypto from blockchain, blockchain creates a layer of truth ● The home owner remains on title     [:] Value Link Round Check out the Chain of Wealth podcast show notes pages! Tons of links and useful information   [:] What is your saving or retirement plan? ● Not Bitcoin! ● Matthew bets everything on his businesses   [:] Do you have any other books or podcasts you can recommend? ● Crypto the Wonderdog (Podcast) ● Reading the news- build up your knowledge over a period of time   [:] Favorite Quote? ● Success is not final, failure is not fatal: it is the courage to continue that counts.   [:] Parting piece of advice? ●The answer is right in front of you!Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.