Podcasts about PPM

Into the middle of grass season—the uber specific, tiny portion of the calendar—the USTA has dropped the event of the year, the all-star Mixed Doubles extravaganza featuring heroes, villains, the inept and the cuties. We break out of our regularly scheduled week off to bring you this important power ranking of PPM (pegs per match), face cards, and sub/dom dynamics that will leave you agog.See omnystudio.com/listener for privacy information.

In this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills. Brian emphasizes the importance of sustainable income creation during retirement and the role of tax optimization in this process. Most people envision their retirement to be built from predominantly tax-free income, but after many years of deferring taxes, retirees are facing a sizable tax bill on distributions taken from their retirement accounts that could be a third or more of what has been accumulated. When you're saving for retirement, growth of your assets is the priority. But many people don't realize that once they retire that's no longer true. The priority is actually creating sustainable income to support you through retirement while minimizing taxes. A common issue I've seen is future retirees knowing they will owe taxes on their deferred accounts, but not realizing the extent of the problem since the rules change once they retire. Many retirees we work with tend to have the same income goals in retirement, yet with fewer deductions. They no longer have children or mortgage interest to help them offset their tax burdens, which makes the situation more complex. Delaying distributions isn't an option either. Required Minimum Distributions will eventually force your hand. There are two tax problems facing retirees: taxes you will have to contend with today, and taxes that you will have to contend with in the future. With the national deficit continuing to rise, do you expect tax rates to go down in the future or go up? The most likely answer is that tax rates are on the rise, so we should be planning accordingly. There are two possibilities to help minimize the level at which you participate in paying your fair share towards the government's future revenue increases. You can either complete a Roth conversion or through tax deferred withdrawals contribute to an overfunded permanent life insurance policy. Making the decision of which strategy to implement is the easy part. The trick really is completing this process with minimal tax liabilities, which requires specialized knowledge. The progressive nature of the code makes understanding your tax burden complicated and miscalculating this could result in having a larger tax liability than anticipated. Depending on your income level, a taxable distribution can subject your Social Security to additional taxes. This is a separate calculation from the income tax brackets and uses a two step process to determine how much of your social security will be subject to taxation. This is important to know because a taxable distribution may not only push you into a higher income tax bracket, but it could trigger additional taxes on your social security, which could result in a higher effective rate. You should also be aware of the impact a taxable distribution can have on Medicare premiums. The impact of any possible premium increase is typically delayed by two years. This is one of those things that often comes as a surprise when people make decisions about distributions. The antidote to taxable income is deductions, credits and losses which can help reduce the net income subject to tax. There are a few options that can help offset the burden of taxes and make the transition from tax-deferred to tax-free easier, but they don't work for everyone, which is why we recommend working with a professional. The first thing is a donor advised fund or DAF. This allows you to contribute future charitable donations into a fund that you control when distributions are made that can also receive the tax benefit of the donation in the year you make the contribution into the fund. By making multiple years of donations in a single year into that fund, you have the potential of helping offset a taxable distribution from your retirement account in that year. The second is a Charitable Remainder Trust (CRT), where you can contribute future charitable donations into the trust and receive the tax benefit of the donation in the year you make the contribution. You can also receive income from the trust while you're living within IRS limits. A CRT is a more complex arrangement than a DAF with many options and requires an attorney to draft the trust. The third is a qualified charitable donation or QCD, which allows for anyone over the age of 70 and a half to make a direct donation from a qualified account to a charity. The fourth is something known as IDCs, or intangible drilling costs, which allows accredited investors to participate in the drilling expenses of an oil and gas company that could provide reportable tax losses that can help offset all forms of income, as well as the potential for cash flow back to the investor once the wells are operational.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify Brian's article - From Tax-Deferred to Tax-Free: Navigating Taxes in Retirement   References for this episode: https://www.usdebtclock.org/ https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 https://www.ssa.gov/benefits/retirement/planner/taxes.html https://www.ssa.gov/benefits/medicare/medicare-premiums.html#anchor5 https://www.irs.gov/charities-non-profits/charitable-organizations/charitable-contribution-deductions https://www.irs.gov/charities-non-profits/charitable-remainder-trusts https://www.irs.gov/newsroom/qualified-charitable-distributions-allow-eligible-ira-owners-up-to-100000-in-tax-free-gifts-to-charity https://www.investopedia.com/terms/i/intangible-drilling-costs.asp https://www.crfb.org/blogs/tax-break-down-intangible-drilling-costs     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Investing involves risk, including the potential loss of principal. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. A ROTH Conversion is a taxable event. Consult your tax advisor regarding your situation. Investments in securities are subject to investment risk, including possible loss of principal. Prices of securities may fluctuate from time to time and may even become valueless. Gas and oil investments are speculative in nature and are sold by Private Placement Memorandum (PPM). Carefully read the PPM before investing. Certain accreditation requirements may apply. Donor Advised Funds represent an irrevocable gift of assets from the donor to the fund. Contributions made to the fund are irrevocable and cannot be returned or used for any other individual or used for any purpose other than grant making to charities. The gift is not an investment or a security. When evaluating a contribution to the fund, carefully consider the terms and conditions, limitations, charges, and expenses. Depending on the tax filing status, DAF contributions may or may not be tax deductible.

“The Magic Circle: Swedenborgian PTK” - a new joint investigation from The Return of the Repressed and ParaPower Mapping.Subscribe to the PPM & The Return of the Repressed Patreons to support our work: patreon.com/ParaPowerMappingpatreon.com/TheReturnOfTheRepressedA multipart series investigating a Swedish ritual murder ring unlike anything you've ever previously encountered. A tale of…Abwehr secret agents, séances clouded with the Witches Sabbath drug henbane, hypnotism, Nazi paramilitaries, Tantric Luciferians, Danish dark ascended masters, Swedish electrical utility giants, American gangster ethos, Dr. Caligari, Dr. Mabuse, Babelsberg movie industry, Prohibition & Depression-era American cultural exports, Swedish bootleggers, astral projection, the OTO, Erik Jan Hanussen, opium, the Hindu goddess of destruction Kali, yoni emblems, Nitzchean “Übermenschen” killers, psych hospitals, military-supplying haberdashers, the British SIS, the Swedish C-byrån (C Bureau Intelligence Service), Swedenborg, telepathy, Hypnotic Breakfast Clubs, Christmas homunculi, anarcho-syndicalists, turncoat Communists, stakeouts, verdant Swedish forest, “From Hell”-esque murder geometry, Theosophy, Baron von Reichenbach and the Od Force, the “specialness” of the bloody fluids, Kumārila Bhatta, kundalini, Hatha Yoga, Tantrism & Advaita Vedanta, Beelzebub, the Theosophical Society, Blavatsky, bucolic visions of psykopomps from Asatron by the lake, farsighted Grandmothers, valkyrior, weapons tests, stakeouts, murder by “Midsommar”-esque carbon dioxide poisoning, heists, car chases, and much more. Tracks & Clips:| Atrium Carceri & Cities Last Broadcast - A Deeper DreamUgasanie - In Antarctic NightAtrium Carceri & Herbst9 - Sov Ej Hos Kvinna, Som Är Kunnig I TrolldomSKÁLD Huldufólk - Herr ManneligBaby Grandmothers - Opus 1： Ascending (1967, Sweden)Ted Gärdestad - Himlen är oskyldigt blå (slowed+reverb)Aki - DynamitDead Melodies - Lonesome Halls of RuinKid cudi - trapped in my mind (slowed + reverb)

Navigating PCS Chaos, Saving Money, and Finding Adventure! PCSing is a constant in military life, often bringing stress, extra costs, and confusion. But it doesn't have to be a nightmare! In this episode, we dive deep into practical tips and strategies to help you survive your next Permanent Change of Station (PCS), save money, and maybe even make it an adventure. We cover everything from getting your paperwork in order to leveraging financial benefits and preparing your family for the journey. In this episode, we discuss key strategies for managing your PCS: Getting Organized & Paperwork: The importance of physical binders and electronic backups for documents. Tips for outprocessing checklists and hand-carrying essential items like orders, Power of Attorneys, birth certificates, passports, and social security cards. Keep vital documents separate from movers. Financially Preparing: The crucial need to start saving cash early for unreimbursed expenses. Access to liquid money helps with stress management and avoiding debt. Cutting expenses is the first step to saving. Understanding Financial Benefits: Dislocation Allowance (DLA): An entitlement can be taken as an advance upfront (not a loan). Rates vary by pay grade and dependents (e.g., O-5 w/ dependents $5,339, E-4 w/ dependents $3,400 in 2025).  PCS Pay Advance: Option for up to one month's base pay, interest-free, paid back over 12 months. A tool for necessary situations, better than high-interest loans. Moving Your Stuff (HHG government move vs. PPM): Options include full government shipment (through TMO) or the Personally Procured Move (PPM). A partial PPM is recommended for conus moves to get paid for weight in your car. A full PPM offers significant profit potential by paying you the government's cost (examples mentioned: Jamie's $14,000 profit in 2023, and potential $10,000 profit in 2025). Challenge misinformation about PPM rules by referencing the JTR. Temporary Living Expenses (TLE) & Temporary Living Allowance (TLA): TLE (CONUS to CONUS, CONUS to OCONUS, or OCONUS to CONUS variants): Max $290/day, limited to 21 days, can be split between old and new PDS. Can be used for M&IE even when staying with family/friends. TLA (OCONUS): Up to 60 days upon arrival, 10 days upon departure. Covers lodging plus M&IE. Reference the JTR due to common misinformation. Prioritize minimizing stress over maximizing per diem. Preparing Your Family: Frame the move as an adventure. Acknowledge feelings (sadness, excitement) for everyone. Involve older kids in packing. Remember it's a team effort. Decluttering: Less stuff makes moving easier, especially with PPM. Reduces mental stress. Try methods like the hanger trick, Marie Kondo ("spark joy"), or the "poop test" for toys. Holding a garage sale can generate extra cash. Smart Travel & Leave: Explore circuitous travel or taking leave en route by getting it on your orders. PCS is a prime opportunity to take leave between assignments. Can take leave before departing or upon arrival. Understand BH timing. Inventory & Support: Video and photograph your belongings for inventory in case of loss or damage. You are not alone. Lean on your support network, friends, family, or sponsor for help. Links Mentioned: DFAS website for TLE details  DTMO website for TLA details Joint Travel Regulations (JTR), Your ultimate (source document) guide for entitlements Kate Horrell's PCS checklists Previous Podcast Episode on the $14k PPM Profit Article about Circuitous Travel  Podcast episode about Circuitous Travel Podcast episode about Legacy Planning for Military Families For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

In this episode, we speak with Lauri Accardi, Founder and Chief Vision Officer of CataPoint Consulting. With over 25 years of experience in technology, Lauri is a trusted expert in program and portfolio management (PPM), agile methodologies, and business transformation. Through her work, she has helped countless organizations streamline operations, optimize processes, and implement agile frameworks that drive measurable results. Join us as Lauri shares her journey into the world of program management and reveals how she became a leader in helping businesses navigate complex transformations. She defines the critical role a strong Program Management Office (PMO) plays, outlines the key pain points that an effective PPM solution can solve, and provides real-world examples of successful transformation initiatives. We also dive into the major shifts she's witnessed in the PPM space over the past two decades and the biggest lessons learned along the way. Lauri offers practical advice for organizations evaluating PPM solutions and sheds light on why change management remains such a persistent challenge. Plus, she shares the most impactful piece of career advice she's ever received—and how it shaped her leadership journey. Don't miss this conversation packed with actionable insights for project leaders, portfolio managers, and anyone looking to drive change in their organization. Contact Lauri via her website. Connect with Lauri on LinkedIn Thanks for listening to the Project Management Paradise Podcast. Don't forget to subscribe, rate, and review our podcast on your favorite platform. Stay tuned for more episodes where we bring you expert advice from industry leaders.

Steph Vetterly discusses how photographing motorcycle trials evolved into a passion for documenting the sport. Steph highlights the work that goes into capturing moments, no matter the weather, and how it's far more complicated than just “pointing the camera”. In addition to being the owner and editor of On The Pegs, Steph is also hired by multiple brands and manufacturers to photograph race teams and the competitions they participate in. Find On The Pegs on Instagram: @onthepegsmagazine Pit Pass Moto will be taking a hiatus. Thank you to all of our listeners for an amazing year! In the meantime, keep up with Clint and Heather online: You can find Clint at @clintesposito and twowheelstofreedom.com You can find Heather at @highgearheather and highgearsuccess.com MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

Estou farto de política, por isso juntei alguns amigos para falar sobre a vida. Bom Partido é uma minissérie de sete conversas com os líderes dos partidos que vão a votos nestas Legislativas. Estreia-se no Domingo, 4 de maio, no YouTube, em parceria com a Fundação Francisco Manuel dos Santos. Também disponível em podcast, em parceria com o Expresso e a Sic Notícias.See omnystudio.com/listener for privacy information.

Estou farto de política, por isso juntei alguns amigos para falar sobre a vida. Bom Partido é uma minissérie de sete conversas com os líderes dos partidos que vão a votos nestas Legislativas. Estreia-se no Domingo, 4 de maio, no YouTube, em parceria com a Fundação Francisco Manuel dos Santos. Também disponível em podcast, em parceria com o Expresso e a Sic Notícias.See omnystudio.com/listener for privacy information.

Estou farto de política, por isso juntei alguns amigos para falar sobre a vida. Bom Partido é uma minissérie de sete conversas com os líderes dos partidos que vão a votos nestas Legislativas. Estreia-se no Domingo, 4 de maio, no YouTube, em parceria com a Fundação Francisco Manuel dos Santos. Também disponível em podcast, em parceria com o Expresso e a Sic Notícias.See omnystudio.com/listener for privacy information.

Rich Oliver joins Heather and Clint this week to share stories from his roadracing career and insights into meticulous preparations that garnered a record of over 71 race wins. Rich also discusses founding the Mystery School, a riding school to give back to the motorcycle community.  Listen to Rich's podcast, the Rich Oliver Show, wherever you get your podcasts! Find Rich online at richoliver.net  Follow Rich Oliver's Mystery School on Instagram: @richoliversmysteryschool MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

Denise Hatch joins Heather and Clint to discuss how cultivating a positive mindset can revolutionize your results and sharpen your decision-making when the pressure is on. Denise is a mindset coach with over 30 years of experience and the founder of Power of the Mind. Follow Power of the Mind on Instagram: @powerofthemind.coach MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

Tu veux un téléphone éthique ? Loue ton Fairphone avec Commown. _Ton opérateur mobile est-il éthique ? Euuuh... Voici la coopérative Telecoop, mon opérateur d'intérêt général et partenaire de cet épisode.SOMMAIRE02:12 Écologie06:14 Casse sociale11:22 Telecoop15:32 Coopérative19:15 Comparaison22:58 Déconnecter26:26 Anecdotes36:37 2 forfaits46:01 Pourquoi ça te tient à cœur ?Rejoins-nous sur https://telecoop.fr ! (20€ offerts avec le code SOIF)© photo Mary-Lou MAURICIO du super projet BORN IN ... PPM ! 341 "PPM" est l'acronyme de "parties par million", l'unité de mesure pour évaluer notamment la concentration de CO2 dans l'atmosphère (qui augmente chaque année)._Merci au sponsor du mois : le téléphone éthique Fairphone et la coopérative Commown !Découvre leur offre de téléphone éthique sur t.ly/fairphone.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

This week, Bradley Adams joins Clint and Heather to commemorate the Gold Wing's 50th anniversary, exploring its rich history, evolution, and enduring legacy! Bradley is the Assistant Manager Powersports & Products, Public Relations at American Honda. Follow Honda Powersports on Instagram: @honda_powersports_us MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

Tu veux un téléphone éthique ? Loue ton Fairphone avec Commown. _Marre de la génération tête baissée ? Voici un extrait de l'épisode de demain avec Telecoop, mon forfait mobile d'intérêt général et partenaire de cet épisode. Rejoins-nous sur https://telecoop.fr ! (20€ offerts avec le code SOIF)© photo Mary-Lou MAURICIO du super projet BORN IN ... PPM !341 "PPM" est l'acronyme de "parties par million", l'unité de mesure pour évaluer notamment la concentration de CO2 dans l'atmosphère (qui augmente chaque année)._Merci au sponsor du mois : le téléphone éthique Fairphone et la coopérative Commown !Découvre leur offre de téléphone éthique sur t.ly/fairphone.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Keith introduces the three types of freedom: time freedom, money freedom, and location freedom, and how real estate investing can provide all three. He is joined by special guest, Loral Langemeier, a global wealth expert, who shares her journey from a $25,000 investment to becoming a millionaire through real estate and mentorship.  Debt is Not Negative: Loral emphasized that debt is simply the cost of money and can be a positive tool when used responsibly. Tax Strategies for Wealth Building: She introduced the "tax trifecta" - understanding how you make money, how to activate tax code deductions, and how to invest in alternatives like real estate to reduce taxes.  Active Engagement and Mentorship: Loral stressed the importance of actively engaging in your wealth-building journey, getting the right mentors, and continuously learning. She believes the difference between those who succeed and those who struggle is their level of active participation and willingness to learn from experts. Resources: Ask questions and make requests at AskLoral.com to receive free tickets, ebooks, and other resources. Show Notes: GetRichEducation.com/549 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, it's the first time that we have a certain legacy finance personality on the show. We're talking about how you can cultivate your own personal wealth mindset, how to creatively add value to your real estate and how to put your kids to work for big tax deductions and more. Today on get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from the second state of Pennsylvania to the second to last State of Alaska and across 188 nations worldwide. I'm Keith weinholding. You are back for another wealth building week. This is get rich education, and coincidentally, they are the two states where I've lived my life. Every single one of us has a gap in our lives. There is a gap between who you are and who you could be. And today, my guest and I will talk about this some more. Look, there are people who should already be financially free, but they're not. Their residual income could exceed their expenses by now, yet they aren't financially free. It's not because they're lazy, it's not because they're stupid, it's because they're stuck in one of these three traps. Number one, they're working harder instead of smarter. Number two, they're playing small instead of playing to win, which is like paying off low interest rate debt instead of keeping their own money, like I discussed last week, or thirdly, investing in all the wrong things, or not investing at all. And the worst part is that these people don't even realize that they're doing it. Most people aren't even cognizant. They don't have any awareness of the gap. You're not going to make progress on closing a gap that you don't know exists, you've got no chance of hitting a bull's eye when you're aiming at the wrong target. And I think it helps to develop a structure in your life where you have to tell yourself, I better do a good job here, or else. Yeah, it's the or else part that's a motivator. Now, some people won't extrapolate that mantra beyond the workplace. The number one thing that keeps employees showing up at work is fear. They tell themselves, I better show up at work on time, or else, I better do a good job on this project, or else I better give a great sales presentation. Or else. Now that's all well and fine, but to close the gap between who you are and who you could be, tell yourself something on a higher level, like I had better get some residual income outside of work, or else I'm going to stay stuck in a soulless job forever, and I'll never get that time back. So you've got to set up the right for else consequence for yourself. And then, yeah, of course, there are smaller ones like, I better avoid eating kettle chips, or else I'll gain weight. Let's be mindful that there are three types of freedom. You've got three types time freedom, money freedom and location freedom. Real Estate Investing gives you all three. You can make an unlimited income. There's the money freedom part. You can remotely manage your property managers from anywhere. There's your location. Freedom. And since you're not directly responding to your tenant, your property manager is, well, there's your time, freedom, you've got a buffer from emergencies, once you get this dialed in, and it does take a few years, oh, now you've got the time freedom, the money freedom and the location freedom. What do you want to avoid only making a big income? It was recently reported that Wall Street bonuses were way up this past year. Okay, yeah, but how happy are those finance worker Manhattanites who wear an iron pressed button down shirt and a Patagonia vest for 14 hours a day. That's not time freedom for sure, and it isn't location freedom either, unless it's 100% work from anywhere. You know, in my life, I recently got a great reminder of this. It really hit me. I have this close friend. He was the valedictorian of our high school class. I think I brought him up before. He's still a tight friend. I mean, sometimes we go on vacations together. Well, we have a high school class reunion back in Pennsylvania this summer, and among him and our other like, closest group of friends, my tightest guys, I'm always encouraging everyone to, hey, spend at least a week together, because we can't all get together like this that often, and because I have the time freedom to kind of suggest that and even push for that. Well, my valedictorian friend, he is a surgeon in St Louis, and among this tightest knit group of friends, he's the only one that cannot get the week off so that we can all hang out together more after the reunion. Instead, he can only get three or four days. He's got to get back to work as a surgeon in St Louis. Now, I'm sure he's compensated really well, and he doesn't live a bad life, but as a surgeon, you know, it's just become blatantly obvious that he doesn't have either the time freedom or the location freedom. Yet I do as a remote real estate investor, even though it's not something that I studied in college, but my valedictorian surgeon friend, you know, he had a long educational path, you know, undergrad and med school and residency and a ton of training and all these years tied up in his medical education. Therefore, you know, sometimes when people do that, they feel obligated, like that's what they should do, that's what they have to do, because he's already put so much into it. But he only has one of the three types of freedom. And no matter what you went to school for, if you find out about something better, like a great business idea or remote real estate investing, you've got to consider pivoting into that and go into that if it makes sense for you, the world changes. It keeps getting faster, and you've got to change with it. So obtaining financial freedom through real estate helps you deal with an external locus of control issue where life is constantly happening to you, rather than something you can influence. When you're an employee, life happens to you more often than when you're the one pushing the buttons, when you control the three freedoms now, you are narrowing that gap between who you are and who you could be.    I didn't mention it previously. Two weeks ago, I brought you the show from Las Vegas, Nevada, last week, from just outside Colorado Springs. And today I'm here in Anchorage, Alaska, where I'll be for a few weeks before heading to London, England, and then from there, on to Scotland. I plan to visit the former home of the father of economics when I'm in Edinburgh, Scotland, of course, that is Adam Smith, the author of The Wealth of Nations. I might tell you more about that at that time.    Before we bring in our guest this week, a quarter recently ended.  Here is our asset class rundown. The NAR reported that the median sale price of an existing home rose 3.8% year over year in February, marking the 20th straight month that sale prices increased year over year. Mortgage rates fell from 6.9% to 6.6 per Freddie Mac this is all year to date. Q1, the S, p5, 100 was down four and a half percent. The NASDAQ down 10 and a half percent. That's officially correction territory, as those tariff years dominated. The quarter interest rates of all kinds are a little lower yield on the 10 year, Tino falling from 4.6 to 4.2 despite inflation concerns, inflation hovering just under 3% for most of the quarter, Bitcoin down 12% oil is still super cheap, beginning the quarter where it ended near 70 bucks. Gold has been the star performer this year. Are up 17% just in the quarter, and for the first time in history, has searched the over $3,000 an ounce, its best quarter since 1986 in fact, this century, gold has now outperformed the S, p5 100 by two and a half times. Just incredible. There's our asset class rundown. Let's speak with this week's guest.   This week's guest has been a long time, prominent, well known name, perhaps even a household name. She is a global wealth expert, six time New York Times, best selling author, and today, she runs integrated wealth systems and other alternative asset platforms since 1996 she's been involved in multiple areas of finance, mentoring, real estate investment, business development and gas and oil. And much like me, she teaches people her strategies on how to make money, invest money and keep money, but together, you and I can look forward to getting her spin today, and you've seen her seemingly everywhere over time, in the USA Today, The Wall Street Journal, the view Dr Phil in every major legacy network channel, many times she is on a mission to change The conversation about money. She was known as the millionaire maker from back when a million was actually a lot of money. Welcome to GRE Loral Langemeier.   Loral Langemeier  11:31   hey, thank you. It's great to be here. Look forward to talking with your audience,   Keith Weinhold  11:35    Laurel, though we're a real estate investing show and audience here, I think that you and I would agree that wealth building starts in the mind that most valuable six inches of real estate between our ears. What's your take on cultivating a wealthy mindset?   Loral Langemeier  11:50   You got to hang out with millionaires. I said the fastest way to become a millionaire is hang out with them. Is for me. I knew that's what happened. 1996 Bob Proctor introduced me to Robert Kiyosaki, Sharon Lechter, I flew down, sat at her kitchen table. I walked out that day. I flew in as an exercise physiologist for Chevron, building fitness centers in their blue collar like offshore oil rigs, refineries like the sexiest places in the world, Kazakhstan and goal Africa. I went in as an exercise physiologist. I went out the next day as a master distributor with a cash flow game. And I jumped, I quit my job and said, I'm going to go follow this Japanese kind of game around. And I was teased and teased and teased. Keith because, I mean, Rich Dad, Poor Dad didn't really hit until 1998 so sort of this risky proposition. But like with anything you say yes, you figure it out. And I knew people asked me over the time. They said, What would have happened if Rich Dad, Poor Dad didn't hit, if it didn't become as big? I said, we just opened up another door that's such a message for people, their need to see the path of how to do everything before they move is honestly one of their biggest saboteurs. So for mindset, I think mindset also goes with knowledge, because I just know, having taught this, you know, just this whole millionaire hold like a millionaire maker book. And for all your listeners, I can give them a ebook copy of the millionaire maker. So love to give that out to everybody for free. However. You want to do that in the show notes, but becoming a millionaire is the same thing as take like you said, you got to learn to make money. As an entrepreneur, even if you have a job, you've got to learn to make money. You've got to learn to keep it through better tax planning, and you have to invest in alternatives, which is why real estate was my first millionaire status. And I've been a millionaire now in nine industries. So that's kind of exciting new hit nine industries this last year. So done in a lot of different categories. Real Estate was my first in 1999 and during that period, if it wasn't hanging out with Robert Sharon, Keith Cunningham, like Bob Proctor. I mean the guys. I mean when you're living around millionaires, the fastest way to not only get your mindset, but then your behavior and your knowledge levels just skyrockets because you're around I mean people who live it, and they're living it every day. I think those who sit on the bleacher seats, I call it Keith, where they're just watching, reading, but never getting in the game. They're the ones who like they're sitting in the oyster seats, right? They're just watching. They're not actually get on the playing field.   Keith Weinhold  14:09   Sure, it harkens back to the classic Jim Rohn quote, you are the average of the five people that you spend the most time with. Laurel when it comes to mindset, one thing I think about is that every single day, 8.2 billion humans wake up, and every single one of us has this gap between who we are and who we could be, yet most of us make zero progress on this ever present gap. So when it comes to wealth mindset and finances, what can we do?    Loral Langemeier  14:38   You gotta get a mentor and a coach. And I got a mentor and a coach when I was 17, what shifted me and really changed the whole trajectory of my life. I grew up at farm in farm girl in Nebraska, and at 17, I was going off to university, also going to play basketball. And so I went to one of those pre sports seminars, and Dennis Whateley was a speaker. And. And I ran to the front of the stage, and I got the book, Think and Grow Rich, and that I can tell you, a farm girl 17, going like, there's a whole other way to live. So instead of going to school to get a law degree, which is what I went into, which I still think I'd be a heck of a little debater and negotiator, but I do that enough in business now, I got a finance degree, and I just studied. And my first mentor at 17, I walked into a bank, and I remember asking the bank president, will you mentor me? Because rich people put their money here. I need to understand money, because I don't understand it. And I was never really raised in that conversation, which I would say, 99% of the planets that way. And I have taught and traveled this work since, you know, 1999 when I became a millionaire, Keith, I've put this work into six continents, all but Antarctica. So I know it works in principle. Everything we will talk about today works in every continent. The benefit is the United States has the most corporate structure, the best tax structure, the best tax strategist, stack strategies. So even my high net worth international clients end up, typically in Nevada, with a C Corp or some sort of asset company or trust, where then they can buy us real estate, US gas and oil and activate our tax code for them. So we do a lot of really high, high level international strategies. Just because I bent all over to do that, when very blessed to do that, it's interesting, because I think mentoring, you're not going to be taught this. And what drives me crazy when people say, and I'm sure you've heard this a million times on your podcast too, Keith, schools should teach this. No, they shouldn't. Parents, you need to teach it. You need to be more active in your household than your family. And instead of letting Tiktok raise your kids, you need to raise your kids. So I do a lot of work in this category, because my kids are now 18 and 25 raised them a single mom, but legacy work is critical, and that's why I have a game. I have a millionaire maker game. So from the cash flow game, I have a game, and I think the parents have got to put the conversation about money in the household, and they got to monitor like, what they say, you know, don't ever, ever say to a child. Don't ask for it, or, you know, or we can't afford it, because you can afford anything you want if you learn to make money. And I think Keith is part of this. I know we're in a real estate show, but you know, how many people want to be real estate millionaires and never make it? How many people want to do like you said, whatever, the life they're really meant to live? But again, I think they're in I don't think I know their environment, who they hang out with, who they spend time with, what they read there. Are they binging your podcasts and my YouTube channel, or are they binging Netflix and Hulu and watching John like how you feed your mind and what content, how many books you read? I don't care if they're ebooks audiobooks, but you've got to put new content in your brain all the time and be around the people making it happen.   Keith Weinhold  17:41   Oh, that's great. Sure. To change yourself. You got to change your five, change your mentors, change your influencers, and, yeah, be that parent that teaches your children about money, and you don't have to teach that money is a scarce resource. I really just think that's one part of a mindset. That's where most people's mind goes when they think about money. They think about it as a scarce resource for one thing, and it's pretty counterintuitive with the mindset. I mean, if you want to be in the top of 1% you're probably going to be misunderstood and even iconoclastic.   Loral Langemeier  18:13   Yep, I would agree. And you know, another thing with mindset that I think is interesting is, and again, I'm gonna go back to knowledge, about consuming the right knowledge. And on my YouTube channel, which is, you know, Laura Langmuir, The Millionaire maker, it's family friendly. It's for five years old and up. We actually have a YouTube journal, Keith, that we did, where it says, What day did you watch the video? What did you learn? What will you do? And in 365, days, because I'm there every day, here is your this. And that's what I tell parents. I said, get yourself and get your kids a journal and at least one lesson from every recorded, you know, video. So I would say, give me five to 10 minutes a day just for a new piece of content. And the biggest one that is searched on my channel. I want to relate this to real estate is people's mindset and understanding with debt. They have such a negative, negative relationship to debt. And I want to start with this. Debt is the cost of money period. It is not negative. I think it's the most positive thing you could do. And as a real estate investor, arbitraging debt, meaning, if you can get debt for two, 3% or 0% I have over 500 sources, I can get 0% financing for 21,24 months, that's free money that's not hard money, that's not 13% 14,15, that's free. And I would go into a million dollars of 0% debt I have, and I will at the end if I can invest it and make 10,12, 20, 30% so people need to learn, debt is your friend. If you use it in a responsible, organized and educated way, it is absolutely your enemy if you're using it to buy lifestyle crap. So like, debt is such a weird thing. Keith and I don't care how long I've had clients, if they grew up with a lot of debt and a negative impact around money, they can be a millionaire and still have this weird relationship to death. Oh my god, debt, and it's literally. They tremor. It's like it's just money, and there's plenty of it. It's just the cost of it. Or is it being paid to you, or are you paying it out and arbitraging that that range could build. I mean, that alone, if you just learned that strategy and applied it on top of your real estate strategy, would triple, if not 10x your portfolio,   Keith Weinhold  20:19   like we say around here at GRE financially free beats debt free. You understand the difference? So does our audience. A lot of people don't. In fact, trying to retire your debt and slow your progress toward being financially free. I love it. Yep, you know what's funny, Laurel, just like you're coming on this show today, sometimes I'm a guest on other shows, and the way I've started to have the host introduce me to say, Hey, if you want your show to get some attention, say that our guest today, me has millions of dollars in debt, and he has from a young age that attracts attention. They think it's a negative thing. They don't know that my debt is outsourced to tenants. They don't realize a net worth statement. That's only the debt side of the column. We haven't talked about the asset side of the column, so it's really just an example of being paradoxical and iconoclastic. There we move beyond the mindset Laurel. I know you have some really actionable things on how you can help people build wealth quickly. Tell us about that.    Loral Langemeier  21:16   So again, using debt is a massive piece of it. I'll just talk about some of the stories, like when I got into real estate in 1999 real estate in 1999 I lived in Marin, California, Sausalito, specifically right on the water. I shouldn't be on one side, right the San Francisco Bay. And got pregnant at 19 January, 8 was like, Oh, little sticks like, Oh, I'm gonna be my mom. And I knew I'd be a single mom. So I entered parenting as single mom, and I struck that, you know, another check for $25,000 seems to be the number for a real estate mentor that I've been kind of putting off. And I said, Oh, it's time. I said, so right now let's go. I have nine months. And he said, Why do we have nine months? I said, I'm really close to being millionaire, but I gotta hit millionaire status. And I need this much cash flow by my 34th birthday, which was June that year. I said, because in September, I'll be having a baby. And he went, what dropped the phone, and so he said, All right, so I wired him the money, and he said, meet me in Oklahoma City the next day. Yeah, well, there's a ticking clock. Yeah, there was my timeline nine months. But we went straight to the streets. And I think for the for me, I was privileged to be with a whole team, and I don't think I am a massive advocate. If you don't know what you're doing and you haven't done it, why take 100% risk in any industry that you've never played so I only got 15 20% of that run. But here's what I came with. In 1999 I knew how to build a database because Bob Proctor taught me that. So during the cash flow era, I bought my own inventory, took out debt, bought $500,000 of games, put them in my own warehouse so I could collect my own database. So from 96 to 99 I had acquired 18,000 people who had bought Rich Dad, Poor Dad books, cash flow, cash flow, 101202, all his the products, and I had my own financing. So I was doing my own product. I had my own stuff. And all this is a big backstory, because a lot of you in real estate don't have a database. And here's the value I brought to that team that earned me another almost 10, 15% of equity is I brought 18,000 people, and when they saw that, they're like, you could help us raise the money, I said, I don't know to raise money. And they said, we do so again, I bought my way into a team for 25,000 in a mentoring program. There's about 10 of us that met in Oklahoma City, went down to Norman, and within less than a month, we raised $16 million out of that database. They did. I didn't know how to do it again. I sat on the sideline, but highly mentored and guided. So I was on a winning team from the beginning. We bought so much real estate, and then we went into the remodel. And so right then it's like, well, let's own the construction company, so that way we could get better buys. We can buy for the whole street. We can buy for the whole apartment. So we bought we started construction companies. We started being the distributor of the windows and doors in Oklahoma. We did that in Kansas. Now we do flooring as part of the distribution. We've done stoves. I mean, you name it, if you're going to buy it, buy it from yourself, or some way that you get paid extra. And then, like I told you before we went on the show, I would have the property management company. So we would start that, which was then came along with the cleaning companies. Gotta have the cleaning companies, the cleaning crews, the hauling crews. You're gonna pay one 900 got junk, buy your own truck, lease your own truck, haul your own stuff, and then rent it out lease it to others. So when we say cash flow fast in real estate, I went all in. So I own 51% of every property management company, and I put a ad in the paper for an electrician or a plumber, because they were mine most of two expensive things. And so they became partners. And I just made a lot of stuff, quite frankly, but I made it up with a lot of mentoring and guidance, of which those guys are still great, great friends of mine. We still own a little bit of property together. We went to Mexico and did a whole run through Mexico. The team was the most vital part. And what I say to folks in real estate, if you want to go big is you better get a database. I just find key that so many people in real estate don't understand. The Association of having a database, and the way I describe it is, today I might not want to buy, but if you don't have my name, phone number and email, and you don't continue to market to me the day, I am ready to buy or sell, you're no longer on my radar because you're not keeping in touch with me. Your job is an agent, a broker, an investor, I mean, is to build this database of people who then will go along with you on a journey. And I can tell you, it was a very blessed to have done it that way, but that 18,000 is what helped me become a millionaire. Because I had the people. I didn't know what to do with them. I didn't know how to raise my I didn't know anything about a PPM. I knew nothing, but I learned it all, and I was under a very, very successful. You know, decades and decades of success team. So, you know, they were 20,30, years my senior, but boy, I learned. I really leaned into it. And I think people do buy into programs and mentoring communities, but they don't do the work. And I see it all the time, I don't know how many people, and I'm holding up my millionaire maker book, and then this latest one, which is how I made my kids millionaires on paper at 10, again, by using trust real estate. Put them in my real estate company, shareholders,   Keith Weinhold  26:05   make your kids millionaires. Is the title of the book you just held on that second one.   Loral Langemeier  26:10   That one's a 2022, that was my latest best seller, and how I did it with my kids. And again, this back to The Parenting. So I can go a lot of ways, Keith, but I think the do it fast is go wider. I think so many people just go into buying just the asset, and they don't like I'm in the cannabis space right now in Nevada, legal. I'm an illegal cannabis I have licenses and very similar, if you're going to go in and you say seed to sale, you own everything like so I mean, the guy who's running my farm, he owns the label makers. He owns the, I mean, if you name it, he owns the nutrient company, because you need nutrients for the plant you're going to own. You're going to own. So the more you own of what you do and you have to pay, the more you keep your cash flow. And again, I see that mistake with real estate people subbing all the work to so many people. It's like there's so much cash that just went out that could be at least a percent of that could have stayed home with you. Sure   Keith Weinhold  26:59   100% there's an awful lot there. You're a big believer in vertical integration, in bringing in all these levels and stages of construction and management and so on, and bringing them in house. And yeah, it's interesting. You talk about the importance of the team. Here, we talk about how your team, whether that's your property manager, your mortgage loan officer, your 1031 exchange agent, how your team is actually even more important than the property itself. And yeah, when it comes to having a database these names Laurel, it's amazing, in a way, reassuring, in a high tech world with AI, that it still comes down to that primordial human connection of people and who you know you're the listener. As you've listened to Laurel, you could probably tell that she was a star student, which is why she's now a star teacher and mentor so much more when we come back with Laurel Langemeier, this is Get Rich Education. I'm your host. Keith Weinhold.   you know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridgelendinggroup.com that's Ridgelendinggroup.com.   Hal Elrod  29:43   This is Hal Elrod author of The Miracle Morning and listen to get it rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  30:01   Welcome back to get rich education. We have a well known name in the finance space. For decades, Laurel Langemeier with us. She has done an awful lot of real estate investing in her career, and as you can tell, she's got her own recipe, her own formula. She does things differently, she integrates. She brings things in house. Has multiple companies, and Laurel knows that you can be a profiteer when you serve the customer or the tenant, really, to the maximum amount. A lot of people have a gap there, and there's an opportunity cost. And Laurel, I know that one way you serve people is with Airbnbs in the Ozark region of Arkansas. Tell us about what you're doing there. That's really interesting.   Loral Langemeier  30:41   So we bought pretty big houses, and a few of them we actually the one we were remodeling it, and that's when we really got to know the Ozarks. And there's a lot of tentacles. And so to get, like, from the properties we were buying to where you would rent a boat or a jet ski or get your watercraft, it was all the way around the lake. I mean, that's two lane roads, and it just took forever. And I thought, well, let's so we have another LLC that we bought some boats and jet skis. And again, when you get to know what do people really go to the Ozarks part that we call it the Redneck Riviera. They go to party. They go to party more than they need some bougie house to stay in. That's not what they really come they want to stay on the docks. So instead of putting a lot of money, we said, how can we force Do we have one property has 22 beds, so 22 people can sleep, but they just barely sleep there because they party. So we put more money in rehabs, into the dock, expanding the dock, big sound systems, a big bar, refrigerators, just made it super fun. And then when the tenants come, they don't just rent for the night. We also give them. We'll get your groceries and booze. We'll stock your bar down on the dock if you want. We'll pull up our boats and jet skis. So we had our own small fleet. Again, we just stacked on more service. So when the tenants arrived, a we got, you know, anywhere between depending on the boats and the jet skis and the tubes and all the ropes and everything they wanted, water skis. I mean, whatever they wanted to rent. Basically, we became like a rental company, and everybody freaked out, and they said, Oh my gosh, you're going to get killed in insurance. You're not. I mean, yeah, it's a lot more planning, and it's more work to get all that prepared. But that was anywhere between 500 to 1000 more a night in just the Airbnb. So again, why? If you're going to do one thing, do more for them, the more you serve a client, I don't care what area it is, yeah, the more you serve people, the more money you will make, because they're going to buy it, they're going to have to go get their booze on their own. They're going to have to go get groceries like that's a whole day of getting all that gear to their property versus, let us just save you a day on your holiday and let us do it all for you. There's so many creative ways that you could just serve people, and if you don't know what to do, ask them, What a novel concept. I do surveys all the time, like always doing polling and surveys. Hey, I'm a money expert. What do you want me to talk about? That's what right now, if you really look at a lot of my YouTube and a lot of my social media, people want reduced taxes. So like, I'm doing a heavy, heavy lift, because it was a survey that told me to do it, not just because Laurel decided to do it. And I think so many of you don't realize your audience will tell you what they want and how they want to be served. If you're listening, that's how you make money. And so many people as you know too Keith, that come as the entrepreneur saying, This is what I'm going to teach you. Well, nobody asked, nobody asked for that content. You wonder why it's not working. Is because you're pushing your agenda versus pulling and giving and serving their agenda?   Keith Weinhold  33:23   Well, that is a great point. How do you know what people want? Two words ask them, which is exactly what you're doing there and the way that you're adding value and amenities onto a property there, like with what you're doing with Airbnbs in the Ozarks. It actually brings up a thought for another Jim Rohn quote. Jim Rohn said money is usually attracted, not pursued. Tenants are attracted to your rental units, new luxurious floors, and you'll soon profit when they compete over it.   Loral Langemeier  33:52   Yeah, it's a lot of this stuff. It's not difficult. It's just different. And I use that saying all the time because people are like, Oh my gosh, it's so scary. He said, It's not scary. The only reason why people put fear and risk and that kind of negative energy and words, you know, language around, I think real estate or money or any of that, is the lack of knowledge. Because if they don't know, anything that you don't know is scary, like you and I talked before the show about aliaska. I mean, if you don't know how to ski and you try to go to aliaska, good luck. You would be scared out of your mind. But once you learn, it's exhilarating. And I find out with everything. So anything you approach and just notice the hesitation, is it because you need to learn it then lean in and find the best in class to teach you and like, shortcut your learning curve. You don't have to study for years and years and years and years. Becoming an entrepreneur is a decision right now, today, in two minutes, make a decision, and then get to work on what your offers are. You say, Well, what am I going to offer? People ask them, and they'll tell you what they're going to buy from you, because they're buying stuff all day long in this economy, they are buying and going to continue to buy.   Keith Weinhold  34:56   If you yourself have a question for Laurel, you can always ask. Ask it at Ask loral.com L, O, R, A, L and Laurel, what are some of the more outstanding questions that you get over there, and how do you help them with some of the most important ones?   Loral Langemeier  35:12   I'd say the number the biggest flood of content and questions right now is, how do we reduce taxes? I made up this term called the tax trifecta, because what affects your tax return is how you make your money. If you're just an employee, meaning a w2 like in America, that's what it's called. And Kiyosaki said it best in Rich Dad Poor about there's two tax systems. You're an employee, you're going to get tax pieces. You live on what's left. You're an entrepreneur, and you make money inside of a company. You activate 81,000 pages of tax code, and then you pay tax. So you decide how, where you want to pay tax. I call this living corporate life. So when how you make your money inside, what kind of a company? Right? And then activate the 81,000 pages of code for the deductions. Like I teach my people, they'll never go on a vacation. They're gonna have a business trip. And when you're in real estate, you can go anywhere in the world legally on a business trip, as long as you do what's required to actually make it a business trip by looking at real estate, and it's not that difficult. I mean, the reason I'm in a lot of different businesses is my kids have never been on a vacation. I don't take vacations because they're not deductible. I take business trips. So I teach families how to employ their kids. How to do all of that, like, how do you activate your kids? I mean, when my son was born in 1999 he was employed day one. He had Roth IRA By the second day of his life, and he was funded every day. And he's 25 now, just that one move made him a millionaire, just the one move of maximizing your Roth IRA strategically using it to invest in real estate. So I use a lot of participating notes. I did all sorts of different plays to grow their Roths tax free, tax deferred. So I'm super active about the whole family being in a real estate business. I think real estate is it's the first one I went after, and it's still the first one I tell lots of families. I mean, it's got to be in your portfolio. I still own a lot of commercial real estate, some residential, I said, in the Ozarks, but most of mine went commercial within the last especially COVID, I went all commercial for the most part, besides a few pieces of residential. Back to what do I that tax trifecta, how you make money, how you activate the tax code. And then the biggest one that nobody in financial planners will not tell you about it, your tax, your CPA, won't tell you about it. TurboTax is never going to tell you about it. It's how you invest in alternatives. So real estate, obviously, is a big one. Gas and oil is a massive one. Aviation, water rights, mineral rights, conservation easements, carbon credits, those are the ones that affect your tax, because you get the depreciation schedules. So it's how you make it, how you use deductions and how you invest collectively makes up your tax. And so those are the kind of questions key some category of that, like I told you before the show, I have a new guy that just joined by over $20 million of real estate and only a few LLCs, no S corp, no C Corp, no trust. I'm like, and then you have these ridiculous insurance agents who say insurance will cover it all. You don't need to have an LLC or an S corp RC. You do? You do too. I would never live on just insurance that is such as 1960s conversation, like you guys got to grow up?   Keith Weinhold  38:17   Yeah? Well, you know, totally. And you mentioned Rich Dad, and it's really the Cash Flow Quadrant. And one thing that the Cash Flow Quadrant helps delineate is you touched on it your tax treatment. Tom wheelwright is the most frequent guest that we have ever had here on the show, being the tax guy coming from the rich dad school. And Tom wheelwright was really the first one to inform us that something like 98 to 99% of the tax code is actually a road map for where the deductions are. Only one or 2% of maybe are the tax tables and what you must pay almost all the rest of it, is this roadmap to give you a guaranteed ROI if you follow it, something that you don't usually get in investing. And you brought up a few interesting tax strategies there. I think one of them is how you employ your kids and get deductions that way, while your kids learn. Tell us more about that.   Loral Langemeier  39:11   I mean, when Logan was two, I put him out. He was painting buildings. He was around all sorts of, you know, title companies and closing tables. And then my daughter's same thing. So I take them with me. There's again, part of parenting is they have to be involved in your life. And I think so many parents just leave their kids home. They leave them with the device or their phone or some iPad. None of us have it like if they're gonna sit at a time, you know, a closing table, then I want them if they may not know everything at that moment, but that experience in that environment of just being a natural environment for them to know, to do business deals. It changes them. Changes your kids drastically. And then fast forward, when my kids are 18, they get an LLC for their birthday, and they're added on shareholders in a bigger way, because then I use again the roadmap. Because, you know, well, I always. Laugh, I say, but people read fiction novels and junk whatever. I'm reading the tax code. I think the tax code is the most creative, freeing body of work that has ever been done. It's fascinating. It's so creative. My son's becoming a CPA because of it. So when my son went to school, he was on a football scholarship. He played for Georgia, Southern starting center five years because I'm a single mom and I only make $42,000 I don't even own a phone. I don't own a car. I don't own a home, actually, because it's held in LLC It's an estate property   Keith Weinhold  40:32   I put or on paper or on papers.    Loral Langemeier  40:34   No companies own it all and trust on it all. So I own nothing like I literally live Rockefeller style, and I teach people that this really was beyond the millionaire maker stuff. But my point with the kids is then when he goes to school. So instead of going every Friday to watch him play football, on a Saturday, I went on a business trip to see my son, and he and I actually are looking again. That's in states pro Georgia, where Georgia's other is buying some apartments that we can then back into, and then then we go to the athletic department, and we know how much they will guarantee rent paying scholarship men to live in our apartment, like there are so many cool ways, and that that's how my son will get involved. So during all of my trips to watch him, Yes, I took one hour to watch him play football. Otherwise, I went to see my business partner. So my point is, and when he came home, he had to come home, not to just come home, but he came home to see his business partner happened to be his mom. So there's a way to put your kids into these businesses early and put them through school, have school that can't be written off. And even though he's done a scholarship, all that travel was still not a deduction, unless we structured it as a deduction to the real estate company. There's so many strategies that I honestly, Keith, I made a lot of these up. And I went to, you know, my top tax team, and I said, why can't we do this? I said, I want this to be done. Tell me the legal way to do it, and then they would guide me. So then I just turn around and I teach other people that when you do your own taxes, number one, you're not educated enough to do your own taxes, so why people do Turbo Tax or even H R Block? I mean, that's where kindergarteners play. And if you want to be a millionaire, you have to get experts around the table that really know what they're doing. I mean, a proper tax strategist at the level we have, and I have, like, 28 people on my financial teams that integrate. I mean, they have masters of accounting. So they've gone to school five and six years. They've sat for four exams and had 2000 hours of audit. So whenever, like an engineer or somebody, even a real estate investors, try and do their own taxes, I'm like, it's a highly, highly skilled expertise. So anyway, I could go into the team approach. I don't think Keith, I know so many people are so close to getting it really all right, but their sequence is completely out of order, and they're just at call tax and invisible paying. You're just used to it. You're just used to paying it because you think you have to. And you've been scared by the media that it's this big, scary thing, and the IRS is going to come get you. It's like, no, they're not. This is legal to do all this stuff. You just have to do it right and document it right   Keith Weinhold  42:57   right. And that's part of your team, your tax team, and that's another good ROI. If you pay a tax preparer and strategist 5k which is more than most people, maybe they're making you 10x that or more with their knowledge of the tax code. And for you, the listener that might find the tax code to be dry reading, you know, for a lot of people, you're probably right that it is dry reading. But if you think of it this way, if I act on what I read, then I am getting paid for what I'm reading here in the IRS tax code. Well, Laurel, do you have any just last thoughts, overall, whether that's about wealth, mindset or real estate or anything else, as we're winding down here   Loral Langemeier  43:35   any question ever you just go to ask Laurel, A, S, K, L, O, R, E, L, ask questions. Make a request you can ask about I have online events. You can ask for free tickets. You can ask her ebooks. So ask her whatever you want. We're super generous on giving gifts away to especially our new listeners and new folks. But a lot of it's, I'm going to say it's active engagement. That's a term I've used as I walked into 25 and I look at the people I've made over 10,000 millionaires, probably 12, 14,000 by now. But the difference between those who make it and those who still struggle is active engagement. I'm showing this on your screen just to have it on video, but I got this magic wand because people say I have a magic wand. I said, I do. I naturally now officially have one, and it comes with pixie dust. But it doesn't really matter. It won't work. I can't just, you know, anoint you with my little wand, and all of a sudden it's magically going to change. You have to actively, like you said, study the IRS code, study my books like my millionaire maker is a blueprint for how to be a millionaire. So there's seven families in the book. Pick which one you're closest to and what you've done to yourself, and then start the pattern, and there's a pattern and a sequence for everybody, for seven different kinds of family, and what you've done to yourself. And I also live the last kind of words I would say to people is that I've been doing this way too long. I have no judgment, no criticism about what you did to yourself. A lot of people are ashamed or embarrassed, like I can't believe I'm this old and I should be farther along. So what now? What is my. Saying, so what happened or how you got here? What do you want to do about it now? So we start with a new, fresh line and stand and let's go and you can create anything you want with the right team around you and the right initiative. So just know you'll be actively engaged in this. This isn't me, doing it for you or to you. It's with you, and you have to own it. You have to own your own wealth. Nobody else cares about it more than you.   Keith Weinhold  45:23   these strategies work as long as you do. Laurel, it's been a great mindspring of ideas for the listener here. Thanks so much for coming onto the show.   Loral Langemeier  45:32   Thank you. Appreciate it. Look forward to hearing from many of you and helping you out.   Keith Weinhold  45:35   Oh, yeah, a wide range of expertise from Laurel Langemeier there. And you know, we're talking about the awareness of the gap between who you are and who you want to be earlier. Really, there could be a gap between how you're utilizing your rental property currently and what it could be Laurel found more ways, for example, to serve her short term rental tenants in the Arkansas Ozarks with providing boats and jet skis dockside to her tenants. In fact, there's a book all about this called the gap and the gain. It was published about five years ago, and let me tell you what it's about and maybe save you 10s of hours of reading most people, especially highly ambitious people, are unhappy because of how they measure their progress. We all have an ideal. You have an ideal. I have an ideal. It's a moving target that is always just out of reach. Well, when you measure yourself against that ideal, you're in the gap. However, when you measure yourself against your previous self, you're in the gain measuring your current self versus your former self, that can have enormous psychological benefits. That's how you can feel like you're making progress, and that gives you confidence, and you make more progress. You might have only owned two rental properties last year, and you're going to have four this year. So you want to make that comparison, don't make the comparison that Ken McElroy has 10,000 units and you never will big thanks to the driven and experienced Laurel Langemeier, today, I feel like she has a narrow gap between who she is and who she could be.    There is a lot happening here at GRE in our newsletter called The Don't quit your Daydream letter. I recently let you know about what chat gpts ai updates mean for real estate investors, and I showed you that before and after photo of how you can now tell AI to just renovate your rental unit, and within just a minute, it shows a pre and post renovation, it shows what the renovation would look like. AI is also being used for fraud, like to generate fake receipts or insurance fraud that makes a property look damaged when it really isn't. And every few weeks, I like to send you a good real estate map, like the recent one that I sent you, showing the cost of living by county and how that map was almost like a cheat code on how you can find the best real estate.    Also here at GRE our free coaching is helping connect you with properties. Many of you are interested in BRRRR strategy properties lately, I recently reshot the entire real estate pays five ways course, and I updated it for today's times with today's numbers. I'm giving that away for free, those videos and even giving a free gift at the end of the course, I share those resources with you in the Don't quit your Daydream letter as well.    And then, of course, I sent you details on the Great Investor Summit at sea cruise starting in Miami, sailing the Caribbean June 20 to 29th and how you can have dinner with me and the other faculty, like Robert Kiyosaki, Robert Helms, Peter Schiff, Ken McElroy and more. And this particular cruise event is not cheap to attend, although I don't make any money from the event, but our Don't Quit Your Daydream letter is totally free. I would love to have you as a reader, and you'll stay informed on all these Real Estate Investing Insights and trends and events and more, otherwise, you're really missing out. See, the reason that I write the letter is that I have visual things to show you that I cannot do on an audio medium here, like this, like those real estate maps. And before and after photos. I write the letter myself. You know so many other letters are now AI generated. I write this myself. It is all from me to you. And if you aren't already a reader, you can get the Don't quit your Daydream. Letter free right now, just text text GRE to 66866, and by the way, we don't text you the letter each week. That would be intrusive. The letter is emailed. It's just a convenient way for you to opt in. You can do that while it's on your mind again. Text GRE to 66866, and I'll turn it alternative way to get the letter is to visit get rich education.com/letter that's get rich education.com/letter. I've got a lot more for you next week. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 1  51:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  51:25   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com    

Most people lose money in real estate syndications for one reason: they don't know how to properly vet a deal.In this episode, I sit down with Hans Box to unpack the exact questions savvy investors should ask before wiring funds to a sponsor.Hans is the Co-Founder of Box Wilson Equity, which has invested has invested $95MM+ in equity across various asset classes, including multifamily, self-storage, mobile home parks, distressed debt, office, and preferred equity. And he's personally been involved in the acquisition, investment, and management of over $350MM in multifamily and self-storage assets.Together, we break down how to assess risk, spot red flags in offering documents, and why alignment, transparency, and track record matter more than hype or projected returns.Whether you're considering your first deal or refining your due diligence process, this conversation will help you make smarter, safer investment decisions in the world of syndications. In this episode, you'll learn: 1.) The #1 reason investors lose money in syndications—and how to avoid it by reverse-engineering a deal's risk through the capital stack, pro forma, loan terms, and sensitivity analysis. 2.) Why “projected returns” are a trap—and what smart investors look at instead, including sponsor alignment, track record, deal structure, and the questions that reveal the truth before you wire a dollar. 3.) The hidden red flags most investors miss inside the fine print, from manager replacement clauses to preferred equity terms—and how reading between the lines of the PPM could save you from disaster.Show Notes: LifestyleInvestor.com/233Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Kyleigh Stallings shares her experiences as the team captain for the FIM Oceania Women's Motocross Cup in Australia, detailing the unique race format, camaraderie among her teammates, and the intense competition. Kylie also discusses her journey in transition from girls' classes to the women's motocross class, and her aspirations to grow the WMX series. Find Kyleigh on Instagram: @kstallings213 MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

The CCP and and PPM discuss the PRe-Election Economic and Financial Update report. Also,nominations are open for the Kings Honour 2026 and more in the news.

The People's Progressive Movement, the PPM released its manifesto over the weekend.A murder trial begins to wind down.The R3 Cayman Foundation is set to host a symposium on governance standards for non-profit organizations in the CI.#RCNEWS #RADIOCAYMAN #CAYMANISLANDS

É pequeno, mas nem por isso deixou de ter influência junto dos grandes. É certo: como o PPM há vários. Afinal, saberão os eleitores quanto partidos concorrem, realmente, às próximas eleições?See omnystudio.com/listener for privacy information.

What is the difference between a normal seedling and one that is leggy? What can you do about leggy seedlings and how do you prevent them?The "Purple" GMO tomato: https://youtu.be/KGWEZ7HxTEMMy Baggy Method: https://youtu.be/dirz0WIMQi0&list=PLq7hmpP9i05Ska3k7gaBCvNCT9gN_tYajHow to calculate 100 PPM fertilizer: https://www.gardenmyths.com/calculating-the-ppm-of-nitrogen-in-your-fertilizer/What is the DLI: https://www.gardenmyths.com/calculating-the-ppm-of-nitrogen-in-your-fertilizer/What causes leggy seedlings - detailed review: https://youtu.be/Z46Yu91Mx_k&list=PLq7hmpP9i05Ska3k7gaBCvNCT9gN_tYajHow good are budget LED lights: https://youtu.be/TpGYstZi33k?list=PLq7hmpP9i05SBRl-RNoBeUw6dkdS3tVVAMetryGrow LED Light, 100 W: https://amzn.to/3XJbEDiThis is an affiliate link.

John continues his conversation with former MLB player and manager Clint Hurdle. The two talk about Clint's new book, Hurdle-isms: Wit and Wisdom from a Lifetime in Baseball, his journey from battling alcoholism to sobriety and rebuilding his life, the lessons that helped him through tough times, and how his wife's support made a big difference. In Part 1, Clint talked about how he got into baseball, his transition to managing, what it was like chasing his dream, and the ups and downs of his career.   Listen to this episode to learn more: [00:00] - Clint's battle with alcoholism and journey to sobriety [00:35] - Why Clint wrote the book Hurdle-isms [05:56] - Compliments on his book [08:37] - How faith became central to Clint's life [10:01] - When his wife challenged him to find his own happiness [13:27] - Clint's definition of success [14:13] - Top habits that helped Clint succeed in baseball and life [17:41] - Best advice Clint ever received [19:21] - What Clint hopes his legacy is [21:50] - Best way to connect with Clint [24:28] - Clint's belief in vulnerability, authenticity, and transparency [26:22] - How Clint invests in his growth [28:22] - Always buy two copies of a book BOOKS MENTIONED: Tuesdays with Morrie by Mitch Albom (https://a.co/d/dJdbHLt) The One Truth: Elevate Your Mind, Unlock Your Power, Heal Your Soul by Jon Gordon (https://a.co/d/gplaTux) The Power of Moments: Why Certain Experiences Have Extraordinary Impact by Chip and Dan Heath (https://a.co/d/42gW689) TV SHOWS MENTIONED: Tulsa King (https://www.paramountplus.com/shows/tulsa-king/?ftag=PPM-18-10cab4e) Landman (https://www.paramountplus.com/shows/landman/?ftag=PPM-18-10cab4e) NOTABLE QUOTES: “Addiction is addiction, no matter what it is.” “Until you can find a way to make yourself happy, you will never, ever be able to make me happy.” “It's not a number. It's not a letter. It's the self-understanding and satisfaction that you've prepared to the best of your ability.” “Life is not fair. What you do with the ‘not fair' part is going to define you as a person.” “What you do with the ‘not fair' part is going to define you as a person. How do you deal with adversity? How do you deal with failure, deal with hurt, with harm?” “Success is just doing the best possible job you can with what you've been given, with where you are.” “I used Jesus as an ATM card for 23 years ... until I started to work on myself.” “Look for the helpers. They're the ones that get up and get moving and try to provide support, a hug, or an ear. They're not barking orders. They're not telling people what they gotta do. They're there to serve.” USEFUL RESOURCES: https://www.clinthurdle.com/ https://linktr.ee/clinthurdle https://www.linkedin.com/in/clinthurdle13/ https://www.instagram.com/clint.hurdle13/ https://www.facebook.com/profile.php?id=61555483677175 https://x.com/ClintHurdle13?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor Hurdle-isms: Wit and Wisdom from a Lifetime in Baseball - https://a.co/d/6mBDvHI CONNECT WITH JOHN Website - https://iamjohnhulen.com    Instagram - https://www.instagram.com/johnhulen    Facebook - https://www.facebook.com/johnhulen    X - https://x.com/johnhulen    LinkedIn - https://www.linkedin.com/in/johnhulen    YouTube - https://www.youtube.com/channel/UCLX_NchE8lisC4NL2GciIWA    EPISODE CREDITS Intro and Outro music provided by Jeff Scheetz - https://jeffscheetz.com/ 

Jose Gaspar joins Clint and Heather to discuss the evolution of judging in FMX as well as the future of electric motorcycles and innovations in judging sports. Jose is the host of the Inside the Heats podcast and Zev News Moto, as well as a commentator for Sportv. Find Jose on Instagram: @gasparfmx Find Inside the Heats at insidetheheats.com Find Zev News Moto at zev.news MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

O Coordenador do PPM nos Açores garante que sociais democratas prometeram lugar elegíveis nas próximas legislativas. Paulo Estevão acrescenta que o partido quer defender as suas ideais na Assembleia.See omnystudio.com/listener for privacy information.

Vilka är vinnare och förlorare i pensionssystemet och hur länge måste man jobba? Och vad innebär det att mängder av PPM-fonder nu slängs ut från fondtorget? Lyssna på alla avsnitt i Sveriges Radio Play. Det finns tydliga vinnare i pensionssystemet. Framförallt män som är födda tidigt under 1900-talet. Och den “arvsynd” som lever kvar från det gamla systemet innebär att yngre generationer fortfarande går miste om avkastning. Totalt kan det handla om tusentals miljarder, enligt en beräkning som Jacob Lundberg på Institutet för näringslivsforskning gjort.Pensionsåldrarna stigerSamtidigt behöver vi jobba allt längre upp i åldrarna. Hur länge måste de som är unga idag jobba för att få en dräglig pension? Och vad är det viktigaste att tänka på när det gäller den framtida pensionen? Mats Wester, journalist och pensionsexpert, ger tips. Hör till exempel hur du gör för att inte råka blåsa barnen på miljoner, ifall du skulle dö i förtid.Spararna flyr USA-fonderEfter alla utspel från Donald Trump flyr nu de svenska fondspararna från sina tidigare favoriter, USA-fonderna, och köper Sverigefonder istället. Hundratusentals får brev om fondbytenSamtidigt är det fler hundra tusen sparare som bytt fonder utan att de kanske ens vet om det. Då handlar det om PPM-fonder. För just nu pågår en gigantisk upphandling av det nya fondtorget inom premiepensionssystemet. Kritiker varnar för problemTanken är att höja kvaliteten och avkastningen för pensionsspararna. Men det finns kritiker. Upphandlingarna riskerar att försämra konkurrensen och mångfalden bland fonder och fondbolag, något som i förlängningen drabbar spararna, säger Fredrik Hård på Fondbolagens förening.Programledare och producent:Hanna MalmodinMedverkande och röster i programmet:Mats Wester, journalist och pensionsexpertJacob Lundberg, forskare IFNMonica Zettervall, pensionsexpert PensionsmyndighetenFredrik Hård, ekonom Fondbolagens föreningDaniel Edencrona, pensionssparare som stämt statenMartin Mörk, byråchef Justititiekanslern Erik Fransson, Fondtorgsnämndenekonomiekotextra@sverigesradio.se

Annick Magac joins Heather and Clint to discuss the inspiration behind her podcast, FÉROCE, and her unique approach to finding guests and stories to tell. The three also discuss the importance of community and maintaining a lighthearted, fun perspective in motorcycling. You can listen to FÉROCE on all major podcast platforms! Watch video episodes of FÉROCE on Youtube! Find Annick on Instagram at @annickmagac MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

The PPM candidate for George Town Central Kenneth Bryan was the only candidate to appear in the Radio Cayman's George Town Central Debate...The trial of a couple charged with there invovlment in the murder of Divonte Hernadez resumes after legal argument and the trial of a couple charged with importing drugs through a local courier sees the second defendent take the stand. That and more in the news.

Jason Tino, an off-road racer with the Flat Rock Motor Club GasGas Factory Race Team, joins us this week to discuss the inaugural Talladega GNCC race, the challenges of transitioning from the 250A class to XC2 class, as well as his experience representing the U.S. at the ISDE in 2024. Follow Jason on Instagram at @jasontino41 MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

eastvillageradio.com, brianturnershow.comANGEL'IN HEAVY SYRUP - Live KFJC - V/A: Live From the Devil's Triangle Vol. 1 (KFJC, 1998)PETER HAMMILL - (On Tuesday's She Used to Do) Yoga - Over (Charisma, 1977)FUZZHEAD - Pablo Picasso - Fuzzhead Is Love (cs, 1990)SHIT AND SHINE - Kercheim - Mannheim HBF (12XU, 2025)COSIMO DAMIANO - They Are Still Weaving 3 - Multi-Species (BC, 2025)TAKAAT - Amindinin - Is Noise Vol. 1 (Purplish, 2025)MIRANDA SPATULA & NOWHERE FLOWER - Around and About You - Around and About You (cs, PPM, 2025)WAYLON THORNTON - Monica Meteor - Screwballs Hip Folly (cs, Floating Skull, 2025)LOS PIRAÑAS -  Con Mi Burrito Sabanero Voy Directo al Matadero - Una Oportunidad Más de Triunfar en la Vida (Glitterbeat, 2025)ALVARO - Mum's Milk (Not Powder) - Mum's Milk (Not Powder) (Squeaky Shoes, 1979)MASK - In and Out - V/A: Disk Musik: A DD. Records Compilation (Phantom Limb, 2025)THE CIRCUIT - Loudspeaker - V/A: Pay It All Back Vol. 1 (On-U Sound, 1985)1127 - 154361282719 (BC, 2025)THE VIBRATORS - Into the Future - 7" (Epic, 1977)AMERICAN MUSCLE - Best Band In Detroit - Demo (NL, 2024)CULTURE SHOCK - Crumble - Culture Shock (Youth Attack, 2025)HAMMERSMITH GORILLAS - Shame Shame Shame - 7" (Chiswick, 1974)SAYF - J.A.H. - لِمن شرّدو (Corrupt Territories, 2024)CHALKY WONG - Regular Rappers (ft. SEBii) - Regular Rappers (Eastern Margins, 2025)IVOR CUTLER - Men / Trouble Trouble / I Love You / Vein Girl / Five Wise Saws - Dandruff (Virgin, 1974)IL BALLETTO DI BRONZO - Secondo Incontro - Ys (Polydor, 1972)CELINE ARNAULD - Fragments of Automatic Variable - Superstructure (cs, Mahorca, 2025)HELLFISH - A Word From Your Leader - A Word From Your Leader (Deathchant, 2024)CATS MOVING TO FLORIDANURSE WITH WOUND - I Was No Longer His Dominant - Automating Vol. 1 (United Dairies, 1986)SHAPOVAL SEXTET - Povernennia - Kobzareva Duma, 1976 (Shukai, 2020)

“The Magic Circle: Swedenborgian PTK” - a new joint investigation from The Return of the Repressed and ParaPower Mapping.Subscribe to the PPM & The Return of the Repressed Patreons to support our work: patreon.com/ParaPowerMappingpatreon.com/TheReturnOfTheRepressedA multipart series investigating a Swedish ritual murder ring unlike anything you've ever previously encountered. A tale of…Abwehr secret agents, séances clouded with the Witches Sabbath drug henbane, hypnotism, Nazi paramilitaries, Tantric Luciferians, Danish dark ascended masters, Swedish electrical utility giants, American gangster ethos, Dr. Caligari, Dr. Mabuse, Babelsberg movie industry, Prohibition & Depression-era American cultural exports, Swedish bootleggers, astral projection, the OTO, Erik Jan Hanussen, opium, the Hindu goddess of destruction Kali, yoni emblems, Nitzchean “Übermenschen” killers, psych hospitals, military-supplying haberdashers, the British SIS, the Swedish C-byrån (C Bureau Intelligence Service), Swedenborg, telepathy, Hypnotic Breakfast Clubs, Christmas homunculi, anarcho-syndicalists, turncoat Communists, stakeouts, verdant Swedish forest, “From Hell”-esque murder geometry, Theosophy, Baron von Reichenbach and the Od Force, the “specialness” of the bloody fluids, Kumārila Bhatta, kundalini, Hatha Yoga, Tantrism & Advaita Vedanta, Beelzebub, the Theosophical Society, Blavatsky, bucolic visions of psykopomps from Asatron by the lake, farsighted Grandmothers, valkyrior, weapons tests, stakeouts, murder by “Midsommar”-esque carbon dioxide poisoning, heists, car chases, and much more.  Tracks & Clips:| "From Hell" Excerpts (Read by Marcus) || Pugh Rogefeldt - “Haru Sett Mej Va” | | Hypnosmord - “B: Världen sover" (The Thurneman Improvisations) | | Bob Lawrence with Paul Whiteman and His Orchestra - “Annanina” |

This week, Kenny Yoho joins Heather and Clint to share his journey from being a professional racer and freestyle motocross performer to being the owner of the I4MX racing series. The three discuss the evolution of I4MX and the significance of teaching and coaching riders. Find more information about the I4MX schedule at https://i4mx.com/ and find Kenny on Instagram at @kennyyohoi4mx  MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

Moto journalist Lewis Phillips joins Clint and Heather this week! In addition to a discussion about the evolution of his career, Lewis shares his perspective on the differences in sport media dynamics between Europe and the U.S., as well as the importance of transparency and professionalism in rider-media interactions. Find Lewis on Instagram @_lewisphillips , on X/Twitter @LewisPhillips71, and his work with VitalMX. MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

Our guests today are Audra Dunleavy, Vice President and Partner of Natural Path Silver Wings. and Dr. Chris Terrell, a Naturopathic Doctor, Registered Dietitian Nutritionist, and Certified Strength & Conditioning Specialist. When it comes to colloidal silver, the term “parts per million” (PPM) refers to its strength. A higher PPM is your advantage with atomic silver, whereas lower PPM limitations are ionic silver. This blog will accurately clarify the ENTIRE colloidal silver PPM breakdown which include; 1) what PPM means, 2) how it relates to colloidal silver, 3) the two types of colloidal silver, 4) higher PPM and lower PPM difference, 5) small particle size, 6) why PPM matters in colloidal silver, 7) usage guideline and 8) why PPM matters. Understanding PPM: The Role of Parts Per Million in Colloidal Silver When searching PPM, many articles neglect one foremost major factor- the important distinction that there are two types of colloidal silver on the market: atomic and ionic. Understanding PPM related to each of these two specific silver types is paramount because PPM is essential for anyone pursuing colloidal silver for immune support or topical skin applications.* What is PPM? Parts per million is a unit of measurement that expresses the concentration of one substance in a million parts of another. In simpler terms, it's a way to quantify how much of a particular substance is present in a solution. For example, a solution with a concentration of 1 PPM means that there is one part of the solute (in this case, silver) for every million parts of the solvent (purified water).   Colloidal Silver: What You Need to Know Colloidal silver, in atomic form, is a natural elemental mineral consisting of tiny silver particles suspended in liquid. It's been used globally for many generations as an effective immune support. Colloidal silver is safe to use as long as it's from a reputable manufacturer that is independent lab certified and made in an FDA registered facility. Colloidal silver can be taken direct orally via dropper or spray bottles because it has virtually no taste. Others prefer mixing it in a favorite beverage. Whichever is your preference, colloidal silver liquid is generally recommended for ages 4 years and older. Silver also has a long history of amazing topical skin usage. There is numerous worldwide literature about a variety of silver supporting skin health. Silver is also used for purification purposes.     Two Types of Colloidal Silver- Atomic & Ionic Ionic colloidal silver is electrically processed and has a clear liquid appearance because it has only between 10 PPM to 30 PPM silver which is much weaker and thus requires many more doses leading to “dosing fatigue” and becomes more costly. Ionic formulas typically can NOT increase their PPM strength beyond 10 PPM to 20 PPM because particles would then clump together more quickly due to missing an electron and rendering it unstable and unsafe. Atomic colloidal silver (recommended) is unadulterated and NOT electrically processed. It consists of full silver atoms and has an amber liquid color as nature intended. Due to its stability at higher concentrations, it's safe to dose at higher parts per million (PPM) which gives you strong immune support. If you prefer lower PPM doses, atomic colloidal silver gives you the flexibility to simply take fewer doses which makes it much more economical on your wallet since the bottle will last you longer.

Our guests today are Audra Dunleavy, Vice President and Partner of Natural Path Silver Wings. and Dr. Chris Terrell, a Naturopathic Doctor, Registered Dietitian Nutritionist, and Certified Strength & Conditioning Specialist. When it comes to colloidal silver, the term “parts per million” (PPM) refers to its strength. A higher PPM is your advantage with atomic silver, whereas lower PPM limitations are ionic silver. This blog will accurately clarify the ENTIRE colloidal silver PPM breakdown which include; 1) what PPM means, 2) how it relates to colloidal silver, 3) the two types of colloidal silver, 4) higher PPM and lower PPM difference, 5) small particle size, 6) why PPM matters in colloidal silver, 7) usage guideline and 8) why PPM matters. Understanding PPM: The Role of Parts Per Million in Colloidal Silver When searching PPM, many articles neglect one foremost major factor- the important distinction that there are two types of colloidal silver on the market: atomic and ionic. Understanding PPM related to each of these two specific silver types is paramount because PPM is essential for anyone pursuing colloidal silver for immune support or topical skin applications.* What is PPM? Parts per million is a unit of measurement that expresses the concentration of one substance in a million parts of another. In simpler terms, it's a way to quantify how much of a particular substance is present in a solution. For example, a solution with a concentration of 1 PPM means that there is one part of the solute (in this case, silver) for every million parts of the solvent (purified water).   Colloidal Silver: What You Need to Know Colloidal silver, in atomic form, is a natural elemental mineral consisting of tiny silver particles suspended in liquid. It's been used globally for many generations as an effective immune support. Colloidal silver is safe to use as long as it's from a reputable manufacturer that is independent lab certified and made in an FDA registered facility. Colloidal silver can be taken direct orally via dropper or spray bottles because it has virtually no taste. Others prefer mixing it in a favorite beverage. Whichever is your preference, colloidal silver liquid is generally recommended for ages 4 years and older. Silver also has a long history of amazing topical skin usage. There is numerous worldwide literature about a variety of silver supporting skin health. Silver is also used for purification purposes.     Two Types of Colloidal Silver- Atomic & Ionic Ionic colloidal silver is electrically processed and has a clear liquid appearance because it has only between 10 PPM to 30 PPM silver which is much weaker and thus requires many more doses leading to “dosing fatigue” and becomes more costly. Ionic formulas typically can NOT increase their PPM strength beyond 10 PPM to 20 PPM because particles would then clump together more quickly due to missing an electron and rendering it unstable and unsafe. Atomic colloidal silver (recommended) is unadulterated and NOT electrically processed. It consists of full silver atoms and has an amber liquid color as nature intended. Due to its stability at higher concentrations, it's safe to dose at higher parts per million (PPM) which gives you strong immune support. If you prefer lower PPM doses, atomic colloidal silver gives you the flexibility to simply take fewer doses which makes it much more economical on your wallet since the bottle will last you longer.

In this informative podcast episode, Bryan from HVAC School is joined by Louise Keller, the National Training Manager for UEI Test Instruments, to discuss the critical importance of carbon monoxide safety and proper combustion analysis. The conversation begins with lighthearted banter about the previous night's Tactical Awards ceremony before diving into the serious topic of CO dangers and detection. Louise shares valuable insights about the dangers of carbon monoxide exposure, particularly at lower levels that might not trigger standard home CO alarms. She explains that CO poisoning can mimic many other conditions, including early-onset Alzheimer's, traumatic brain injury, and mobility issues. Bryan adds historical context by recounting how many Victorian-era "ghost stories" and fainting episodes coincided with the introduction of gas lighting in homes, suggesting these phenomena were likely CO poisoning symptoms. He also shares the little-known story of Walt Disney's parents, who tragically died from carbon monoxide poisoning in a house that Disney built for them. The discussion shifts to practical applications, with Louise explaining the proper use of combustion analyzers and the importance of regular recertification. They emphasize that visual inspection alone is not sufficient for safety, and proper testing is essential for both client safety and equipment efficiency. The conversation concludes with information about UEI's ServicePlus Guaranteed program, which offers extended warranty coverage, same-day recertification turnaround, transparent pricing, and convenient shipping for analyzers. Key Topics Covered: The dangers of carbon monoxide as an odorless, colorless, and tasteless gas How low-level CO exposure can cause serious health issues that mimic other conditions The limitations of standard home CO alarms, which typically won't trigger until reaching 70 PPM for 1-4 hours Proper combustion analyzer startup procedures (starting outside in fresh air) The importance of checking all combustion appliances in a home (furnaces, water heaters, ovens, etc.) Best practices for comprehensive testing, including "appliance sweep tests" Historical context of CO poisoning, including connections to Victorian ghost stories UEI's ServicePlus Guaranteed program for analyzer recertification and warranty extension The importance of regular recertification to ensure accurate readings and maintain warranty coverage Tips for helping clients schedule regular maintenance and safety checks   Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 6th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android

Lendon Smith, co-owner of Seat Concepts joins Heather and Clint to discuss the advantages of aftermarket motorcycle seat designs that cater to different riding styles and preferences. They also chat about the technical aspects, as well as the significant impact that customizing a seat can have on comfort or race results. Find Seat Concepts online at https://seatconcepts.com/ and on Instagram @seatconcepts MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

This week we're returning to our interview with Emmy-Winning film director Paul Taublieb since “Pay Dirt: The Story of Supercross” has been released! We'll be back next week with a new episode! Heather and Clint chat with Paul about his experience and the challenges of organizing the first Freeride Moto X Championship. He highlights the importance of storytelling and human elements in his films, including “Unchained: The Untold Story of Freestyle Motocross” and “Pay Dirt: The Story of Supercross.” Learn more about Paul's work at: https://www.taubliebfilms.com/ Find Paul on Instagram: @paultaublieb MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

Half year reports are playing their usual havoc on some of our stocks, as results disappoint the market. But is the market over-reacting in some cases? Tony thinks so. We're also talking about the RBA's decision to cut interest rates and how that affects our investing decisions. Stocks covered today include FND, AMP, CVL, PPM, and Tony's deep dive is on FSF. He also answers a listener's question about borrowing to buy shares. After hours includes discussions about Babylon, the ACO, racing updates and fasting.

We dive into the “battle of the PPM” (Private Placement Memorandum) with two special guests from opposite sides of the table. On the GP side, securities attorney Mauricio Rauld (Platinum Legal) explains how these legal documents protect operators and outline deal structures. Representing the LP perspective, experienced investor Jeremy Roll highlights how to spot red flags, interpret complex provisions, and ensure you're comfortable with all the “fine print” before signing on the dotted line. Learn why the Operating Agreement is the ultimate governing document, what to look for in capital call clauses, how indemnification can affect your returns, and why consistent reporting is not always guaranteed. If you've ever been unsure how to read a PPM or wondered if you can negotiate its terms, this lively debate breaks it all down in real-world terms. Today's Episode Takeaways How a PPM differs from the Operating Agreement and why both matter How LPs can interpret or negotiate tricky clauses like cash calls and preferred returns Indemnification pitfalls: when a GP is personally protected vs. on the hook Common oversights that cause confusion about reporting obligations and voting rights Why a mismatch between the pitch deck and legal docs is a serious warning sign Don't forget to subscribe and leave a review so you never miss out on more deep dives into passive investing strategies, market insights, and more! Take our Survey: PassivePockets.com/Survey Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Remember that past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any of the advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast. Contact Us jimpfeifer@biggerpockets.com

“The Magic Circle: Swedenborgian PTK” - a new joint investigation from The Return of the Repressed and ParaPower Mapping.Subscribe to the PPM & The Return of the Repressed Patreons to support our work: patreon.com/ParaPowerMappingpatreon.com/TheReturnOfTheRepressedA multipart series investigating a Swedish ritual murder ring unlike anything you've ever previously encountered. A tale of…Abwehr secret agents, séances clouded with the Witches Sabbath drug henbane, hypnotism, Nazi paramilitaries, Tantric Luciferians, Danish dark ascended masters, Swedish electrical utility giants, American gangster ethos, Dr. Caligari, Dr. Mabuse, Babelsberg movie industry, Prohibition & Depression-era American cultural exports, Swedish bootleggers, astral projection, the OTO, Erik Jan Hanussen, opium, the Hindu goddess of destruction Kali, yoni emblems, Nitzchean “Übermenschen” killers, psych hospitals, military-supplying haberdashers, the British SIS, the Swedish C-byrån (C Bureau Intelligence Service), Swedenborg, telepathy, Hypnotic Breakfast Clubs, Christmas homunculi, anarcho-syndicalists, turncoat Communists, stakeouts, verdant Swedish forest, “From Hell”-esque murder geometry, Theosophy, Baron von Reichenbach and the Od Force, the “specialness” of the bloody fluids, Kumārila Bhatta, kundalini, Hatha Yoga, Tantrism & Advaita Vedanta, Beelzebub, the Theosophical Society, Blavatsky, bucolic visions of psykopomps from Asatron by the lake, farsighted Grandmothers, valkyrior, weapons tests, stakeouts, murder by “Midsommar”-esque carbon dioxide poisoning, heists, car chases, and much more. Tracks & Clips:| Pugh Rogefeldt - “Haru Sett Mej Va” | | Hypnosmord - “B: Världen sover" (The Thurneman Improvisations) | | Bob Lawrence with Paul Whiteman and His Orchestra - “Annanina” |

In this episode I interview Macho Grams Gramsbe Savage. He is a fellow content creator with nearly 2,000 subscribers, and he grows both organically and synthetically and that's what we're gonna talk about in today's episode. The medium, feedings, pH, PPM and more, will be compared. Macho reveals several things that he does in his garden, when growing both ways, to get better plant growth.Support the show

Marty Leum, owner of Dirt Monkey Excavating, explains the complexities of motocross track building—including soil types, equipment, race-day prep and more. First, Heather and Clint recap the past weekend's Supercross in Tampa, the season opener of the National Enduro Series, and look forward to the upcoming MotoAmerica Mini Cup qualifier in March.   Find Marty on Instagram! @dirtmonkeyexcavating MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

In this episode of PPM Simplifies, host Todd Perry and Mike Luckett, a Senior Engineer from PPM's Baton Rouge Office, explore effective strategies for managing multiple projects simultaneously. The discussion covers essential skills for multitasking consultants, comparing traditional and modern organizational methods, and techniques for prioritizing tasks while coordinating across departments. Luckett shares practical advice…

This week, Heather and Clint speak with Ian Gaines, a professional stunt rider! Ian details his journey from being a football player to becoming a stunt rider. Ian shares his early influences, the challenges faced while mastering the art, as well as some modifications he makes to bikes for stunt riding. Find Ian on Instagram! @iangaines Follow The Gainsters on Youtube! MotoAmerica is the OFFICIAL Sponsor of Pit Pass Moto This episode is brought to you by MotoAmerica, home of AMA Superbike racing and North America's premier motorcycle road racing series. Revisit all the season's action with the Moto America Live+ video-on-demand streaming service. Or visit the Moto America YouTube Channel for race highlights and behind-the-scenes video content. Look for the 2025 race schedule over on the motoamerica.com website, and be sure to follow MotoAmerica on social media for real-time series updates and original content. Get your PPM swag at our Pit Pass Moto online store! Pit Pass Moto is a production of Evergreen Podcasts.

“The Magic Circle: Swedenborgian PTK” - a new joint investigation from The Return of the Repressed and ParaPower Mapping. Subscribe to the PPM & The Return of the Repressed Patreons to support our work:  patreon.com/ParaPowerMapping patreon.com/TheReturnOfTheRepressed A multipart series investigating a Swedish ritual murder ring unlike anything you've ever previously encountered. A tale of… Abwehr secret agents, séances clouded with the Witches Sabbath drug henbane, hypnotism, Nazi paramilitaries, Tantric Luciferians, Danish dark ascended masters, Swedish electrical utility giants, American gangster ethos, Dr. Caligari, Dr. Mabuse, Babelsberg movie industry, Prohibition & Depression-era American cultural exports, Swedish bootleggers, astral projection, the OTO, Erik Jan Hanussen, opium, the Hindu goddess of destruction Kali, yoni emblems, Nitzchean “Übermenschen” killers, psych hospitals, military-supplying haberdashers, the British SIS, the Swedish C-byrån (C Bureau Intelligence Service), Swedenborg, telepathy, Hypnotic Breakfast Clubs, Christmas homunculi, anarcho-syndicalists, turncoat Communists, stakeouts, verdant Swedish forest, “From Hell”-esque murder geometry, Theosophy, Baron von Reichenbach and the Od Force, the “specialness” of the bloody fluids, Kumārila Bhatta, kundalini, Hatha Yoga, Tantrism & Advaita Vedanta, Beelzebub, the Theosophical Society, Blavatsky, bucolic visions of psykopomps from Asatron by the lake, farsighted Grandmothers, valkyrior, weapons tests, stakeouts, murder by “Midsommar”-esque carbon dioxide poisoning, heists, car chases, and much more.  Tracks & Clips: | Babylon Berlin - S1 EP 1 opening scene |  | Pugh - “Här Kommer Natten” |  | Hypnosmord - “Pianofingrar (The Thurneman Improvisations)” |  | Artie Shaw Orchestra - “Moonray” |

“The Magic Circle: Swedenborgian PTK” - a new joint investigation from The Return of the Repressed and ParaPower Mapping. Subscribe to the PPM & The Return of the Repressed Patreons to support our work:patreon.com/TheReturnOfTheRepressed  patreon.com/ParaPowerMapping A multipart series investigating a Swedish ritual murder ring unlike anything you've ever previously encountered. A tale of… Abwehr secret agents, séances clouded with the Witches Sabbath drug henbane, hypnotism, Nazi paramilitaries, Tantric Luciferians, Danish dark ascended masters, Swedish electrical utility giants, American gangster ethos, Dr. Caligari, Dr. Mabuse, Babelsberg movie industry, Prohibition & Depression-era American cultural exports, Swedish bootleggers, astral projection, the OTO, Erik Jan Hanussen, opium, the Hindu goddess of destruction Kali, yoni emblems, Nitzchean “Übermenschen” killers, psych hospitals, military-supplying haberdashers, the British SIS, the Swedish C-byrån (C Bureau Intelligence Service), Swedenborg, telepathy, Hypnotic Breakfast Clubs, Christmas homunculi, anarcho-syndicalists, turncoat Communists, stakeouts, verdant Swedish forest, “From Hell”-esque murder geometry, Theosophy, Baron von Reichenbach and the Od Force, the “specialness” of the bloody fluids, Kumārila Bhatta, kundalini, Hatha Yoga, Tantrism & Advaita Vedanta, Beelzebub, the Theosophical Society, Blavatsky, bucolic visions of psykopomps from Asatron by the lake, farsighted Grandmothers, valkyrior, weapons tests, stakeouts, murder by “Midsommar”-esque carbon dioxide poisoning, heists, car chases, and much more. Tracks & Clips: | Babylon Berlin - S1 EP 1 opening scene | | Pugh - “Här Kommer Natten” | | Hypnosmord - “Pianofingrar (The Thurneman Improvisations)” | | Artie Shaw Orchestra - “Moonray” |

Sub to the PPM Patreon to access all 3 hrs of "Streamers as Weapons Against Us (Pt. II)" today: patreon.com/ParaPowerMapping We survey the state of the emergent streaming industry; its RW-indoctrinating manosphere cultural production; TrumpWorld psyops; hip hop & Zion*ist intersections; sus intel venture capital & Stanford incubator origins; & sex trafficking streamers' symbiotic relationship w/ the porn industry

In this episode, I interview Matt from Strain Show. He has been gardening for 8 years and is a fellow content creator. His YouTube channel has over 305,000 subscribers and his videos cover: the history of the plant, latest research, gardening advice, and more. In this podcast episode he talks about how he grows his plants in an Ebb and Flow hydroponic system. Everything from how the system works, nutrients, pH, PPM, environment, and more.Deepcozy Nasal IrrigatorStruggle to breathe during sleep or every day life? Deepcozy helps you Breathe Easier Create Harmony This is a podcast about setting an intentional rhythm, savoring life's blessings and...Listen on: Apple Podcasts SpotifySupport the show