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6 episodes with cross border payments
7 episodes with cross border payments
5 episodes with cross border payments
3 episodes with cross border payments
4 episodes with cross border payments
2 episodes with cross border payments
2 episodes with cross border payments
2 episodes with cross border payments
2 episodes with cross border payments
How Michael Clarke Went From Math Teacher to Building Escrow Tech for Africa | Trust Lock PayHow Michael Clarke Went From Math Teacher to Building Escrow Tech for Africa | TrustLock PayMichael Clarke | Founder, Dada Inc. (subsidiary: ASICS) | Creator of TrustLock PayLinkedIn: Michael Clarke (search Dada Inc. / TrustLock Pay)Email: mclarke@dadainc.comConnect & Inquire: mclarke@dadainc.com"Sending money on blind trust and gambling is not the way to go." — Michael ClarkeWhat happens when a Jamaican-born math teacher in Broward County decides to solve one of the biggest problems in African trade? On this episode of Diversified Game, Kellen Coleman sits down with Michael Clarke, physics graduate, decade-plus math educator, and founder of Dada Inc., builder of TrustLock Pay, an AI and blockchain escrow platform built to let strangers do cross-border business without getting scammed.Michael breaks down his journey from the crypto space in 2021 to buying land in Rwanda, why he pivoted from a "cool app" to solving a real trust gap, and how he uses AI, smart contracts, and stablecoins to hold funds like escrow until both sides deliver. We get into why he chose Kenya over Jamaica, teaching kids to build apps, the future of math in the AI era, and his plan to partner with governments to make this the gold standard.No surface-level hype. Real builders, real problems, real solutions.Learn the mindset and moves that lead to real results. Please visit my website to get more information: http://diversifiedgame.com/
In this episode of the What the FinTech? podcast, host and FinTech Futures Managing Editor Paul Hindle is joined by Cassie Craddock, Managing Director for UK and Europe at Ripple, to explore the work Ripple is doing to transform cross-border payments through blockchain technology and stablecoins and learn more about the company's expansion plans. Paul and Cassie discuss how Ripple's recent EMI licences in the UK and Luxembourg are positioning the company for significant growth across European markets, and what these regulatory milestones mean for clients and partnerships in the region. The conversation also covers the growing role of stablecoins in cross-border transactions, examining the advantages they offer over traditional methods, and how Ripple's USD stablecoin fits into the company's broader vision. And finally, we find out what fintech buzzword Cassie wants to throw into our Fintech Jail! ----------------------------------------------------------------------- ABOUT FINTECH FUTURES FinTech Futures is the #1 provider of global fintech news and intelligence. With a mission to empower the financial technology community, we bring you the latest updates and thought leadership from across the industry. From startups to established players, we cover the entire fintech ecosystem. Stay Connected with FinTech Futures: Visit our website: www.fintechfutures.com Follow us on LinkedIn: www.linkedin.com/company/fintechfutures/ Sign up to our newsletter: www.fintechfutures.com/newsletter Subscribe to our channel: www.youtube.com/@FinTechFutures
Episode 228 with Nena Sanderson, Chief Product Officer and Managing Director of Mobility at M-KOPA, a leading African fintech and asset financing company helping millions of people access productive assets, digital financial services, and clean mobility solutions through innovative pay as you go financing.Nena leads product strategy across M-KOPA's business while also overseeing its rapidly growing mobility division, placing her at the centre of one of Africa's most significant transport and energy transitions. In this episode, she shares how M-KOPA is helping make electric mobility accessible to everyday riders through flexible financing models that align with local income realities.Drawing on M-KOPA's experience financing thousands of electric motorcycles in Kenya, Nena explains how affordable financing, supportive government policy, local manufacturing, battery infrastructure, and strategic partnerships are accelerating adoption. She discusses the economic and environmental impact of electrifying Africa's motorcycle sector, the lessons emerging from Kenya's rapidly evolving mobility market, and the opportunities and challenges involved in scaling electric transport across the continent.What We Discuss With NenaWhy no single company can win Africa's electric mobility race alone.The real reason riders are switching from petrol motorcycles to electric bikes.How Kenya became the blueprint for electric mobility adoption in Africa.Can financing unlock Africa's electric vehicle revolution faster than technology?Building the ecosystem needed to electrify transport across the continent.Did you miss my previous episode where I discuss The Battle for Africa's Financial Rails: Stablecoins, Regulators, Cross Border Payments and Trade? Make sure to check it out!Connect with Terser:LinkedIn - Terser AdamuInstagram - unlockingafricaTwitter (X) - @TerserAdamuConnect with Nena LinkedIn - Nena Sanderson and M-KOPAMany of the businesses unlocking opportunities in Africa don't do it alone. If you'd like strategic support on entering or expanding across African markets, reach out to our partners ETK Group:www.etkgroup.co.ukinfo@etkgroup.co.uk
Episode 227 with Mimi Kufour, Global COO of KoinKoin, a digital assets exchange and financial infrastructure company focused on solving cross border liquidity and payment challenges across Africa and other emerging markets. Mimi oversees the company's global operations across multiple jurisdictions and works closely with regulators as digital asset frameworks continue to evolve. She also serves as a Strategic Advisor to the Chamber of Digital Assets and Blockchain Innovation in Ghana, contributing to policy development and industry alignment across the region.In this episode, we explore how Africa's financial infrastructure is evolving and why digital assets are increasingly being viewed as more than just investment vehicles. Mimi shares her perspective on the structural challenges that continue to hinder cross border trade and payments across the continent, and explains how emerging technologies such as stablecoins are creating new possibilities for moving value more efficiently between African markets.Drawing on KoinKoin's experience operating across multiple regulatory environments, Mimi discusses the realities of building compliant digital asset infrastructure while engaging directly with policymakers and regulators. She examines the opportunities created by Africa's evolving regulatory landscape, the challenges of balancing innovation with oversight, and the growing debate around the role of governments, central banks, and private operators in shaping the future of financial services.What We Discuss With MimiWhy Africa may have a unique opportunity to build new financial infrastructure rather than retrofit legacy banking systems.How stablecoins and digital assets are evolving from speculative assets into critical infrastructure for payments, liquidity, and trade.The race to regulate digital assets across Africa and whether fragmented national frameworks are slowing innovation and growth.The tension between dollar denominated stablecoins and Africa's ambitions for monetary sovereignty and financial independence.What needs to happen before 2030 to unlock a truly borderless financial system that supports trade and investment across the continent.Did you miss my previous episode where I discus The Untapped Trillion Dollar Opportunity in Africa's Diaspora Economy? Make sure to check it out!Connect with Terser:LinkedIn - Terser AdamuInstagram - unlockingafricaTwitter (X) - @TerserAdamuConnect with MimiLinkedIn - Mimi Kufuor and KoinKoinMany of the businesses unlocking opportunities in Africa don't do it alone. If you'd like strategic support on entering or expanding across African markets, reach out to our partners ETK Group:www.etkgroup.co.ukinfo@etkgroup.co.uk
Cross-border payouts are one of those problems everyone complains about and then quietly accepts: high fees, slow settlement, and endless workarounds to get money into the hands of real people. I sit down with Cyril Mathew, Co-Founder and CEO of Latitude, to talk about why “faster money movement” only matters when the recipient can actually spend it in local currency, not just hold a stablecoin balance.Cyril walks through the career path that shaped his view of payments infrastructure, from scaling partnerships at Facebook to seeing the payout pain firsthand at Uber, then helping launch international expansion at Coinbase and working on USDC. That experience leads to a hard-earned lesson from Stripe: even if stablecoins let you reach 100 countries, adoption stalls if users cannot convert easily into pesos, reals, or other local currencies to pay for everyday life. The real product is the bridge between stablecoins and fiat, built with compliant rails, strong controls, and the “boring” payment details that enterprises demand.We break down what Latitude is building with its Liquidity Network, how stablecoins can reduce cross-border payment costs, and why real-time settlement can cut the need for prefunding and complex treasury float. We also cover where the biggest growth opportunities are showing up right now, including creator economy payouts, contractor payments, AI data labeling, fintech apps going global on day one, and the looming question of how AI agents may transact across borders.If you care about stablecoins, blockchain payments, real-time payments, or global payout infrastructure, this episode is for you.
Despite instant UPI payments, real-time notifications, and API-first financial infrastructure becoming normal in India, cross-border payments remain surprisingly broken for many exporters and global-first businesses.In this episode of India FinTech Diaries, we sit down with Anand Balaji, CEO & Co-founder of Xflow, to unpack why international money movement is still plagued by opacity, delays, compliance friction, and fragmented infrastructure.Anand takes us deep into the architecture of modern cross-border payments—from SWIFT and correspondent banking to compliance engines, FX intelligence, and programmable treasury infrastructure.The core argument is simple but powerful:Cross-border payments were designed for access, not experience.And that's now becoming a major bottleneck for India's global-first businesses.Key Themes from the Episode
Unlock how stablecoin infrastructure is transforming cross-border payments, global treasury, and enterprise fintech strategy. In this episode, Avinash Chidambaram, Founder & CEO of Cybrid, breaks down how stablecoin rails are becoming production-ready payment infrastructure for fintechs, neobanks, and enterprises seeking faster settlement, lower fees, and programmable global money movement. Discover why regulatory clarity through frameworks like the GENIUS Act and MiCA is accelerating stablecoin adoption, how compliance APIs are simplifying implementation, and why CFOs, treasury leaders, and product teams are shifting from exploration to execution. Key topics include: Stablecoin-powered cross-border supplier payments Real-time global contractor payouts Treasury liquidity management Compliance, KYC, AML, and custody infrastructure Embedded finance and programmable ERP workflows The future of sovereign stablecoins and digital asset regulation How fintechs can operationalize stablecoin strategy today If you're a fintech operator, payments executive, CFO, or enterprise product leader, this conversation offers critical insights into the next generation of international payments infrastructure. Subscribe for more conversations on fintech innovation, digital assets, embedded finance, banking infrastructure, and the future of money. #Stablecoins #CrossBorderPayments #Fintech #DigitalAssets #PaymentsInfrastructure #BlockchainPayments #EmbeddedFinance #TreasuryManagement #Neobanks #CryptoRegulation #GENIUSAct #MiCA #EnterprisePayments #GlobalPayments #Cybrid
Open finance infrastructure, agentic banking, and cross-border payments converge as Prometeo connects 7,500+ financial institutions across Latin America and the US through a single API. Tedd Huff, CEO of fintech advisory firm Voalyre and founder of Fintech Confidential, sits down with Ximena Aleman, Co-Founder and Co-CEO of Prometeo, to unpack what it takes to standardize fragmented banking systems across 30 countries and bring that playbook to the American market.Tedd and Ximena cover why US banking infrastructure is more fragmented than most people realize, how Prometeo's account verification now covers 85% of US bank accounts, and what agentic banking looks like when AI agents operate real bank accounts with built-in compliance controls. The conversation also addresses the open banking pricing debate, CFPB 1033 as a US expansion accelerant, the Nacha preferred partner announcement, and why only 2 to 3% of VC funding reaches female-led startups.Find out more1️⃣ Disaggregate your payment stack layer by layer; calling it "mature" hides gaps that cost you money.2️⃣ Build infrastructure for corridors, not single countries, starting with the highest-volume trade routes your customers operate.3️⃣ Bring non-bankers onto your product team to challenge workflows that insiders have normalized for decades.4️⃣ Give smaller financial institutions a revenue stream tied to open banking adoption instead of pricing them out.5️⃣ Pitch the outcomes your infrastructure enables, not the technical specs of what you built.LINKSGuest:Ximena Aleman LinkedIn: https://www.linkedin.com/in/ximena-aleman-7913439a/Company:Prometeo Website: https://prometeoapi.comPrometeo LinkedIn: https://www.linkedin.com/company/prometeo-openbankingFintech Confidential:Podcast: https://fintechconfidential.com/listenNotifications: https://fintechconfidential.com/accessLinkedIn: https://www.linkedin.com/company/fintechconfidentialX: https://x.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSUPPORTERSUnder.io: Streamlines application and underwriting by digitizing PDFs for e-signature. under.io/FTCSkyflow: A zero-trust data privacy vault delivered as an API covering PCI, CCPA, GDPR, SOC 2, and beyond. skyflowsecure.comDFNS: Wallets as a service, API first, multi-chain, secured with MPC across 50+ blockchains. fintechconfidential.com/dfnsHawk AI: Real-time payment screening, AML transaction monitoring, and dynamic customer risk rating. gethawk.comABOUTGuest: Ximena Aleman is Co-Founder and Co-CEO of Prometeo. She started her career in journalism before moving into marketing and tech leadership, completing an MBA at Universidad ORT Uruguay. She was named one of the Top 100 Women in FinTech in 2024 and is a World Economic Forum Agenda Contributor.Company: Prometeo is an open finance infrastructure company providing a single API for cross-border banking, connecting 7,500+ financial institutions across Latin America and the US. The company is backed by PayPal Ventures, Samsung Next, and Antler.Host: Tedd Huff, CEO of fintech advisory firm Voalyre and host of Fintech Confidential. The show is produced by DD3 Media, delivering entertaining and informative content focused on the people, tech, and companies changing how you pay and get paid.DD3 Media is a multimedia and marketing agency founded by Tedd Huff specializing in content creation and production for the fintech and payments industry. As the production company behind Fintech Confidential, DD3 Media produces podcasts, live streams, video content, and onsite events for global audiences.CHAPTERS00:00 Episode Highlights00:54 Welcome to Fintech Confidential01:03 Dfns: Wallets as a Service (sponsor)02:25 Meet ProMateo Founder04:39 Outsiders Spot the Gap06:38 Infrastructure Before Open Banking10:21 Borderless Banking Explained16:21 Why US Banking Feels Messy18:56 Standardizing Fragmented Systems20:42 Agentic Banking Kickoff23:34 Limiting Agent Liability24:49 Compliance and B2B Accountability27:32 Monitoring Agents Like Card Rails30:07 Sky Flow: Building Fast and Secure (sponsor)30:30 Skyflow Privacy Vault31:10 AI Bookends And Middle32:01 US Credibility Milestones33:06 Account Verification Playbook35:56 FDATA Advocacy Meets Sales39:51 Crystal Ball Agentic Payments41:39 Open Banking Pricing Debate48:44 LatAm Vs US Open Finance51:27 Strategic Investors And Trust53:42 Women In Fintech Funding Gap55:36 Founder Advice And Farewell57:43 Show Wrap And Sponsor Reads58:29 Hawk AI - Realtime Fraud Monitoring (sponsor)59:15 DisclaimerThis has been a production of DD3 Media with all rights reserved. This content is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.© DD3 Media. All Rights Reserved.
In this episode of Treasury Leaders, Host Jan-Willem Attevelt, Co-founder of Automation Boutique, talks with Arnoud Star Busmann, CEO of Quantoz Payments, to explore how regulated stablecoins and blockchain-based infrastructure are beginning to reshape corporate treasury.Arnoud explains why stablecoins are emerging as a powerful new tool for treasury teams, particularly for faster settlement, cross-border payments, and real-time liquidity management. As companies seek to reduce trapped cash, improve settlement speed, and lower transaction costs, he outlines how compliant digital money can bridge traditional finance with blockchain networks.Whether you're exploring stablecoins for the first time or evaluating how blockchain infrastructure could transform cash management, this conversation offers a practical look at where the technology fits in the treasury toolkit, and where it doesn't.What You'll Learn in This Episode• Stablecoins Explained for TreasurersWhat distinguishes stablecoins from crypto assets, tokenized deposits, and central bank digital currencies — and why regulated stablecoins are gaining traction in treasury.• Faster Settlement and Reduced Treasury FrictionHow instant blockchain settlement can eliminate delays, reduce working capital requirements, and remove costs associated with traditional correspondent banking networks.• Treasury Liquidity and Cash OptimizationWhy stablecoins enable a shift from “just-in-case” liquidity buffers to “just-in-time” cash management, keeping capital productive while maintaining flexibility.• Tokenized Yield and Money Market FundsHow tokenized financial instruments may allow treasury teams to access yield while maintaining near-instant liquidity.• Risks, Governance, and ComplianceKey considerations for corporate treasury teams, including counterparty risk, regulatory compliance, operational security, and stablecoin reserve transparency.• Getting Started With StablecoinsPractical steps treasury teams can take today to experiment safely and understand the operational realities of blockchain-based payments.Episode Breakdown with Timestamps[00:00] – Introduction[02:48] – Stablecoins vs. CBDCs and Tokenized Deposits[07:19] – Regulatory Shifts Driving Corporate Adoption[09:52] – Arnoud's Journey into Stablecoins and Quantoz[13:20] – Supply Chains, Settlement Risk, and Instant Payments[17:39] – Tokenized Money Market Funds and Yield Opportunities[25:12] – Cross-Border Payments and Where Stablecoins Add the Most Value[31:49] – Blockchain Transparency and Privacy Challenges[42:07] – Managing Risk, Regulation, and the Future of Treasury[01:05:15] – The Long-Term Impact of Stablecoins on Treasury Operations[01:12:47] – How Treasurers Can Start Experimenting with StablecoinsFollow our guest Arnoud Star Busmann: LinkedIn: https://www.linkedin.com/in/arnoudstarbusmann/Quantoz: https://www.linkedin.com/company/quantoz/?originalSubdomain=nlFollow Treasury Leaders:Website: https://corporate-treasury-101.com/LinkedIn: https://www.linkedin.com/company/treasury-leaders/Follow Our Hosts:Hussam Ali on LinkedIn: https://www.linkedin.com/in/hussam-r-ali/Guillaume Jouvencel on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/Jan-Willem Attevelt on LinkedIn: https://www.linkedin.com/in/attevelt/Philip Costa Hibberd on LinkedIn: https://www.linkedin.com/in/philip-costa-hibberd/GHA Marketing Website: https://ghapodcast.com/Automation Boutique Website: https://automationboutique.com/
John Caplan, CEO of Payoneer (PAYO), discusses their latest quarter and the payments sector. He highlights their bullish outlook for 2026 and their growth numbers for 2025. Their customer niche are multinational companies that are underserved by the traditional banking system. They recently launched a stablecoin offering as well; John says Payoneer is driving innovation in the payments space. “The momentum we have in Latin America is exceptional,” he notes, along with areas in Asia – including China.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Join Prashanth Swaminathan, Co-Founder and CEO of Zynk, for a deep dive into the hidden plumbing of global commerce. After a decade at Morgan Stanley managing billions in structured loans, Prashanth is now tackling one of the most persistent bottlenecks in finance: the inefficiency of correspondent banking. In this episode, we explore how Zynk is building an embedded transaction-level infrastructure that enables instant settlement without the need for traditional pre-funding—liberating capital for global startups and enterprises.
Technology is changing what people expect from money, and stablecoins are turning that into reality.In this episode of Couchonomics with Arjun, Arjun is joined from New York by Stephen Richardson (CSO and Head of Banking at Fireblocks) to break down why digital assets are back at the center of banking strategy, what stablecoins are really unlocking, and where banks are at risk of getting disintermediated if they treat this like “just another rails upgrade.”They unpack the on-chain vs off-chain convergence, why stablecoins became the real “killer app” for blockchain UX, and why the next wave isn't just crypto trading, but new product models: stablecoin acceptance, payouts, FX orchestration, stablecoin clearing, tokenized deposits, and tokenized assets that can move and settle with fewer constraints.
In this episode of the What the FinTech? podcast, host and FinTech Futures editor Paul Hindle is joined by Will Marwick, CEO of IFX Payments, to explore the rapidly evolving UK payments landscape and the future of cross-border transactions. The conversation covers the challenges around cross-border payments for corporates and SMEs, how IFX is tackling friction points in international transactions, and how the FX brokerage market has evolved amid significant FX volatility in recent years. Looking toward emerging technologies, Will also gives his perspective on the growing traction of stablecoins and their potential role in the future of international transactions. And finally, we find out what fintech buzzword Will wants to throw into our Fintech Jail!
In this episode, Austin chats with Sid Powell, co-founder and CEO of Maple Finance, to explore how institutional credit is moving on-chain. Sid breaks down how Maple has facilitated over $5 billion in loans, how it manages risk and transparency in a post–Celsius world, and what's next for tokenized private credit. We also discuss stablecoins, regulation, and how crypto finance is maturing for the long term.00:00 - Understanding Maple Finance 02:03 - Comparing Maple to Celsius 09:39 - Institutional Clientele 16:42 - Maple's Navigation of Different Blockchain Ecosystems 22:58 - The Case for Vertical Integration 23:57 - Challenges in Financial Services25:12 - Crypto's Overall Growth 26:49 - The Future of Banking and Crypto Adoption 30:57 - Stablecoins and Cross-Border Payments 38:21 - Automation and Efficiency in Crypto Lending 44:00 - Conclusion Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Emanuela Saccarola, head of cross border payments at Citi as the two talk about the progress in cross border payments, the work that needs to be done, stablecoins, AI, tokenized deposits, and an out of the ordinary vacation destination recommendation.
Indonesian fintech unicorn Xendit is helping reshape Southeast Asia's payment landscape by offering Stripe-like infrastructure tailored to the region's unique challenges. In this episode of CNBC's "Beyond the Valley," Xendit co-founder and Chief Operating Officer Tessa Wijaya joins Arjun Kharpal at the Singapore Week of Innovation and Technology (SWITCH) to discuss unifying a fragmented payments system landscape, learning from her first startup in the food business and the challenge of moving the Asian payment market away from QR codes.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In This Episode This episode of Breaking Banks features host Jason Henrichs sharing thoughts and key take-aways fresh from Money 20/20 USA. Stablecoins, Agentic AI and especially Agentic Commerce dominated many conversations at this year's Money 20/20 event. Cross Border Payments another big topic not to mention AI, how it's changing the game and being used by financial institutions. Jason had the opportunity to speak with Harriet Rees, CIO of Starling Bank (UK), who discussed the exciting announcement made at Money 20/20 regarding Starling Bank's collaboration with Google on fraud detection. Through this AI-powered partnership, Starling Bank can now help customers identify warning signs of purchase scams. Their new tool, Scam Intelligence, allows customers to upload images of items and ads from online marketplaces. It then analyzes them for signs of fraud and provides personalized guidance within seconds. This tool, built with Google Gemini in collaboration with Google Cloud, is available today for personal, joint, and business account customers. This UK-first initiative by Starling and Google has the potential to save billions of pounds annually. Listen now, and enjoy the episode!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Carl Slabicki Executive Platform Manager of Treasury Services act BNY to talk about Cross Border Payments, AI, and life as a new parent.
From Sports Anchor to FinTech Pioneer: Building Payment Infrastructure for the Next BillionJoin host Justin Forman as he sits down with Benjamin Fernandes, founder of Nala and Rafiki, for an extraordinary conversation about resilience, rejection, and revolutionizing cross-border payments. From covering the World Cup as a 21-year-old sports anchor in Tanzania to building infrastructure that serves millions across Africa and Asia, Benjamin's journey is filled with divine appointments, Stanford miracles, and the grit required to solve problems for the next billion customers.This episode explores the massive diaspora remittance market ($129 billion to India alone), the entrepreneurial challenge of building FinTech infrastructure in emerging markets, and why the greatest export from developing nations might just be talent. Benjamin vulnerably shares the power of rejection as fuel, the importance of gratitude, and why sometimes you have to build the bridge for the next 200 entrepreneurs coming after you.Key Topics:The $129 billion remittance market and why diaspora communities are economic powerhousesFrom failing high school to Stanford MBA: A miracle story of divine provisionBuilding payment rails in Africa vs Asia: Infrastructure challenges and opportunitiesWhy 30-35% of Nala customers are entrepreneurs funding businesses back homeThe power of rejection letters as entrepreneurial fuelGoing church to mosque: The gritty early days of customer acquisitionHow migrants enable local economies to thrive in exponential waysNotable Quotes:"There's something that's very powerful when someone tells you you can't do something." - Benjamin Fernandes"With privilege comes responsibility." - Benjamin Fernandes"I don't believe the lowest income region the world should be charged the most amount for fees, for payments." - Benjamin Fernandes
The sixth in our series of the c-suite podcast that we're producing in partnership with payabl. and their ‘Pay It Forward' podcast, where we aim to shine the spotlight on the ever-changing world of payments with insights from merchants and leading industry experts. In this episode, Russell Goldsmith is joined by Lucy Ingham, VP of Content and Editor-in-Chief at FXC Intelligence, Aleksandr Povarov, a FinTech payments product lead who has held senior positions at both Wise and most recently at Wolt, and finally, Kristaps Zips, UK CEO of payabl. Their discussion focused on cross border payments and how stablecoins are becoming a key part of the conversation. The panel look into the opportunities for merchants, the regulatory changes driving adoption, and how this technology might sit alongside existing cross border solutions.
In this episode of the Canary Cast, Florian Hagenbuch, Co-Founder and General partner at Canary, sits down with Jose Gedeon, co-founder and CEO of Cobre, a Colombian fintech building the real-time B2B payments and cross-border infrastructure powering finance teams across Latin America. From his early fascination with M-Pesa’s case at the University of Pennsylvania, to failed attempts at building his own mobile money business in Colombia, a stint as a consultant at McKinsey New York, and a role at Oyo in Mexico, José shares how each chapter of his journey shaped the vision for Cobre. What started as white-label wallets for meal vouchers during the pandemic evolved into Colombia’s leading real-time B2B payments platform, now expanding rapidly into Mexico and cross-border flows. During the episode, José reflects on the unique challenges of scaling a fintech in LatAm, the pivotal customer moments that unlocked entirely new business lines, and the ambition of turning Cobre into the default infrastructure for payments across the region. In this episode, we dive into: From White-Label Wallets to Infrastructure: How Cobre pivoted from building digital wallets for meal vouchers into real-time B2B payments and treasury management. Cross-Border Breakthroughs: The customer emergency that sparked Cobre’s cross-border product and how it led to a new revenue line. The Role of Stablecoins: Why stablecoins are becoming increasingly relevant in illiquid or high-cost currency corridors like Colombia, Turkey, and Argentina. Scaling in Mexico: How Cobre reached $100M in monthly volume in only 8 months in Mexico—10x faster than in Colombia. Vision for the Future: Why Jose believes it’s still “day zero” for Cobre and how the company aims to become the de facto B2B payment infrastructure for LatAm. Founder Lessons: Biggest mistakes, wins, and the cultural values that define the Cobre team. Whether you’re a founder, operator, or fintech enthusiast, this episode offers a masterclass in product pivots, client-focused culture, scaling infrastructure in emerging markets, and building with ambition in one of the most dynamic regions in the world. Tune in to hear how Cobre is not only modernizing payments in Colombia and Mexico, but also shaping the future of financial infrastructure across Latin America. Guest: Jose GedeonJose is the co-founder and CEO of Cobre, a fintech modernizing B2B payments and cross-border infrastructure in Latin America. Cobre moves billions annually, already processing ~3% of Colombia’s GDP, and recently raised its Series B led by Oak HC/FT, with participation from Canary and other global investors. Follow Jose on LinkedIn Host: Florian HagenbuchFlorian is the co-founder and General Partner at Canary, a leading early-stage investment firm in Brazil and Latin America. Canary has invested in more than 130 companies since its founding in 2017. Previously, Florian founded Loft, a company that digitized and transformed the home buying experience in Brazil, bringing transparency, liquidity, and credit to millions of Brazilians. Before that, Florian also co-founded Printi, the leading online printing marketplace in Latin America. Follow Florian on LinkedInHighlights:00:55 – 07:30 | Jose's Background & Early Influences07:30 – 08:08 | The Impact of COVID on Colombia's Financial Digitization08:10 – 11:07 | University Years, Early Attempts & Lessons Learned11:16 – 14:47 | Corporate Finance Pain Points Cobre Set Out to Solve & the First Iteration: White-Label Wallets14:55 – 16:11 | Cobre's First Business Model and Learnings on Pricing Power and Revenue Potential16:20 – 18:57 | Pivot to Real-Time B2B Payments and Building Colombia's First and Only Real-Time B2B Payment Infrastructure19:00 – 21:00 | Bre-B, the "PIX" of Colombia21:02 – 26:19 | Expansion into Cross-Border Payments and Different Customer Bases26:20 – 28:54 | Money Corridors in Colombia29:00 – 32:22 | Stablecoins & Tech Stack in Cross-Border Payments33:00 – 36:00 | Expansion to Mexico & Early Learnings 36:00 – 37:00 | Key Numbers, Scale & Vision37:00 – 43:07 | Future Plans and Raising Successful Venture Rounds43:08 – 47:40 | Founder Lessons & Culture47:40 – 52:12 | Conclusion: Recommended Content for ListenersRecommended Content: 1. Elon Musk biography by Walter Isaacson2. The World for Sale by Javier Blas and Jack Farchy3. Read, Write, Own by Chris DixonTranscrição do Episódio em Português: Hoje, estamos movimentando cerca de 3% do PIB da Colômbia dentro da Cobre.É um número muito grande.Mas, ao mesmo tempo, também é pequeno.Copo meio cheio, copo meio vazio.Isso nos dá bastante espaço para crescer. Agora, mudando para o inglês, para facilitar um pouco para você.José, muito obrigado por estar aqui. Agradeço por dedicar seu tempo. Estou muito animado para conversar com você. Como contexto, o José é cofundador e CEO da Cobre, uma fintech colombiana que está se expandindo para o México. Vocês rapidamente se tornaram uma das principais plataformas de pagamentos B2B em tempo real e de gestão de tesouraria corporativa na Colômbia — e, em breve, também no México. Sob sua liderança, muitas coisas empolgantes aconteceram. Vocês já escalam para centenas de empresas nesses dois países. Estão movimentando algo em torno de 18 bilhões em volume anual em folha de pagamento e pagamentos a fornecedores.E, o mais importante, estão se tornando uma camada crítica de infraestrutura para times financeiros modernos na região. Estou muito animado com este episódio, em mergulhar na sua jornada empreendedora, José, como a Cobre está modernizando os pagamentos corporativos, o cenário fintech na América Latina de forma mais ampla e, claro, a visão que você tem para o futuro da companhia. José, obrigado por se juntar a nós. É um prazer enorme ter você aqui hoje. José:Florian, o prazer é meu. A Canary foi a primeira firma de venture capital que acreditou na Cobre — e também o primeiro investimento de vocês fora do Brasil. Na época, nós até dissemos ao Marcos que expandiríamos para o Brasil… ainda não aconteceu.Mas tem sido uma ótima história até aqui, e vocês têm sido apoiadores incríveis. Obrigado. Florian:Sim, lembro bem disso. Inclusive, naquela época vocês tinham outro nome, não era? Acho que era “Pexto”, se não me engano.As coisas mudam, mas estamos felizes que deu certo. José, talvez possamos começar um pouco falando do seu histórico e da sua trajetória pessoal. Pode nos contar sobre sua origem e o que você fazia antes de empreender? José:Claro. Eu nasci e cresci em uma cidade pequena da Colômbia chamada Cartagena. Hoje é turística e bastante conhecida, mas, quando eu crescia lá, era apenas um destino nacional, relativamente pequeno. Eu, inclusive, nasci em Barranquilla porque minha mãe era de lá — que é ainda menor.De Barranquilla vêm muitas coisas conhecidas: Shakira, a Avianca (nossa companhia aérea nacional), e as últimas duas empresas colombianas que abriram capital nos EUA também são de lá.É uma cidade muito empreendedora. Talvez um bom precedente para a Cobre, não é? Venho de uma família de imigrantes libaneses — extremamente trabalhadores e empreendedores. Cresci aprendendo, por osmose, o que significava ser um empresario. Homens e mulheres da minha família sempre fundaram e até hoje administram empresas. Era um ambiente muito natural para acabar trilhando o caminho que trilhei. Depois tive o privilégio de estudar na Universidade da Pensilvânia. Meu primo Felipe — hoje cofundador da Cobre — estudava lá um ano antes de mim. Eu nunca achei que conseguiria entrar, mas consegui, e fui para a Penn cursar a graduação. No meu primeiro ano, li um business case sobre a M-Pesa, considerada precursora do dinheiro móvel — e, por consequência, de boa parte do que chamamos hoje de fintech: Zelle, Venmo, Paytm, GCash…A ideia original surgiu da M-Pesa, um serviço criado pela Vodafone que permitia às pessoas enviar dinheiro via SMS. Hoje, algo como 20% do PIB do Quênia transita pela M-Pesa. É completamente ubíquo. Inspirado nisso, tentei várias vezes criar algo parecido na Colômbia durante meus verões na Penn, mas obviamente falhei — afinal, eu não era uma empresa de telecomunicações. Ainda assim, essa experiência me mostrou como uma infraestrutura de pagamentos em tempo real poderia transformar a vida de milhões de pessoas e empresas. Ao me formar, voltei para a Colômbia para tentar de novo. E falhei mais uma vez. Foi aí que percebi: “o problema sou eu, preciso aprender a construir empresas de verdade”. Então fui trabalhar na McKinsey em Nova York. Passei um ano e meio lá e tive como cliente uma das maiores gestoras de venture capital do mundo. Eu era apenas analista júnior na equipe, mas aprendi muito sobre como os VCs pensam. Isso me levou a largar o emprego em Nova York e me mudar para a Cidade do México, para trabalhar na Oyo Rooms, um dos grandes unicórnios da Índia. A ideia era aprender mais sobre startups de hiperescala do que eu aprenderia ficando na consultoria. Fiquei um ano e meio na Oyo — até a pandemia começar. Com a COVID, percebi: “este é o momento certo para digitalizar pagamentos na Colômbia”. As empresas estavam forçadas a mudar. E foi quando decidi voltar a Bogotá, em junho de 2020, para tentar mais uma vez. E agora, cá estamos. Florian:Muito interessante. Não sabia de todas essas tentativas que não deram certo antes.Aliás, eu também estudei na Penn, me formei em 2010. Você foi alguns anos depois, certo? José:Sim, me formei em 2018. E naquela época, o ambiente ainda era mais voltado para carreiras tradicionais. A maioria queria ir para consultoria, bancos de investimento ou fundos. Eu era um dos poucos insistindo em empreender já na graduação. Participei até de competições de startups do MBA, porque não havia para undergrad. (continua na mesma estrutura — alternando Florian / José, até o final da conversa que você compartilhou).
Send us a textIn this episode, Darren Franks sat down with Jonathan Katende, CEO of Lipa World, to unpack how stablecoins are reshaping remittances, commerce, and financial access across Africa and beyond.Highlights: The Big Problem: Remittances and Off-RampingNavigating Regulation: The Elephant in the RoomAfrica's Leapfrog Moment: Lessons from Mobile AdoptionHighlights: Jonathan Katende's LinkedIn: https://www.linkedin.com/in/jonathankatende/Lipaworld's Website: https://www.lipaworld.com/Darren Franks' LinkedIn: https://www.linkedin.com/in/darrenfranks/Titc's Website https://titc.io/
Brought to you by the Founders Unfiltered podcast by A Junior VC - Unscripted conversations with Indian founders about their story and the process of building a company. Hosted by Aviral and Mazin.Join us as we talk to Sanjay Tripathy, the CEO and founder of BRISKPE about their story.Sanjay completed his bachelor's degree from Orissa University and an MBA from IRMA. He went on to hold managerial positions at Amul, PepsiCo, Mattel, and Reliance Infocomm, and later served as VP & CMO at HDFC Life.He founded Agilio, co-founded and led Agilio Labs as CEO, and has also been a mentor and angel investor for several companies. In addition, he was Chairman of the Board at Invesco Asset Management.In 2023, he co-founded BRISKPE and currently serves as its CEO.
Is today's financial system fit for a digital-first world?Not quite — and Siddharth Shetty is here to tell us why.In this episode of Couchonomics, Arjun speaks with Finternet Labs CEO Siddharth Shetty, one of the architects behind India's UPI and Account Aggregator framework, to unpack the vision for Finternet — a universal financial infrastructure layer designed to empower users, build trust, and unlock global interoperability.We explore how fragmented rails, legacy systems, and a lack of verifiability are holding back progress, and how Finternet could be the solution that brings it all together.
The future of payments won't be card-swiped or cash-counted — it'll be fast, digital, and deeply integrated.In this episode of Couchonomics with Arjun, Floris de Kort, CEO of Thunes, joins to unpack what it really takes to build a global payments network across 130+ markets, from wallets to banks to mobile rails.What's inside:- Why real-time payments still face real-world friction- How Thunes is turning compliance into a competitive edge- The rise of B2B payouts — and why corporates are driving the volume- Why MENA is now a proving ground for wallet innovation- The growing role of stablecoins in global financeIf you're building in fintech, infrastructure, or cross-border payments, this one's essential listening.
On this episode of Chit Chat Stocks, we speak with Jevgenijs Kazanins from the Popular Fintech newsletter on all things stablecoins and the future of digital payments. We discuss:(01:29) Understanding Stablecoins: Definition and Functionality(07:08) The Future of Stablecoins: Potential Applications(08:10) Impact on Remittances and Cross-Border Payments(20:57) Stablecoins and Merchant Payment Processes(29:21) Rewards and Incentives in a Stablecoin Economy(31:58) The Evolution of Stablecoins and Blockchain Transactions(34:12) The Landscape of Stablecoin Issuers(36:23) Corporate Interest in Stablecoins(38:02) The Role of Banking Charters in Fintech(40:52) Stablecoins in Remittance and Competition(43:03) Government Perspectives on Stablecoins(46:06) Visa and MasterCard: Disruption or Adaptation?(50:07) Fintech Adoption Challenges and Opportunities(53:57) E-commerce and Payment InnovationsSUBCRIBE TO POPULAR FINTECH: https://www.popularfintech.com/subscribeTwitter/X: https://x.com/jevgenijs*****************************************************JOIN OUR NEWSLETTER AND FREE CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Chit Chat Stocks is presented by TSOH Investing Research. Long-term equity research with 100% portfolio transparency. Subscribe Today: https://thescienceofhitting.com/ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: https://fiscal.ai/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to Blue Chippers and apply! Link: https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.
What happens when you build direct connections to over 350 real-time banks and wallets worldwide? You create what Thunes CEO Floris de Kort calls "the smart superhighway to move money around the world."The limitations of traditional cross-border payments are all too familiar for businesses operating globally. SWIFT transfers take days, lack transparency, come with hefty fees, and stop completely on weekends and holidays. Thunes is revolutionizing this outdated model by enabling real-time payments across 130 countries and 80 currencies through direct connections to financial institutions and alternative payment methods.During this revealing conversation, Floris explains how Thunes has built a powerful competitive advantage through direct integrations with payment endpoints like GCash in the Philippines and M-Pesa in Kenya. Unlike competitors who rely on chains of aggregators, these direct connections deliver higher transaction success rates, more cost-efficient processing, and faster issue resolution when problems arise.Perhaps most compelling is how Thunes' services are enabling financial inclusion in emerging markets. By facilitating immediate payments to mobile wallets, they're helping unbanked individuals participate in the global economy - like ride-share drivers in Africa who can now receive instant payment, purchase fuel, and continue earning without traditional banking infrastructure.With licenses now secured in all 50 U.S. states and a new office opening in Atlanta, Thunes is positioned for aggressive growth in American markets, particularly serving U.S. companies with global payment needs.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Chris Harmse of BVNK. Reed and Chris talk about stablecoins and cross border payments as well as Chris's affinity to adrenaline-pumping sports.
Despite an interconnected and increasingly digitalised world, a historical black cloud has been hanging over an area of finance relied upon by institutions, retail and a billion people associated with migrant work: Cross-border payments.Domestic money transfer has seen a dramatic overhaul due to the digital revolution of recent years. But sending money internationally is a whole different ball game. Each country operates their own payment systems at varying levels of technological maturity and regulation. Due to this, historically, sending money has been both time consuming and costly, whether that is B2B, B2C or C2C.There has been improvements over the last few years, yet the industry still has some work to do. In this episode of The Next Five, Pratik Khowala, Global Head of Transfer Solutions at Mastercard discusses how scale and collaboration can solve some of the key challenges. Emanuela Saccarola, Head of Cross-Border Payments at Citi delves into the B2B landscape, echoes the need for industry collaboration and discusses the increasingly relevant role of digital assets. Josh Gordon-Blake, EVP and GM, MGO at MoneyGram highlights the importance of remittances to the global economy and what an overhaul of the payments system can do for millions of people. Sources: FT resources, Deloitte, IFAD, World Bank, Mastercard, Deutsche Bank, ECB, FSB, The Payments Association.This content is paid for by Mastercard and is produced in partnership with the Financial Times' Commercial Department. Hosted on Acast. See acast.com/privacy for more information.
Stephen Grootes speaks to Cornelius Coetzee, Country Manager for Verto South Africa, about the impact of trade wars and global economic shifts on cross-border payments, as well as the implications of the South African Reserve Bank's (SARB) new regulations for the industry. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.
The growing use of stablecoins in cross-border payments is the focus of this edition of Business Day Spotlight. Host Mudiwa Gavaza is joined by the team from Deus X Pay (DXP) Maria Heraty, CFO, and Richard Crook, the company's CEO. Topics of discussion include: DXP; growing use and adoption of the blockchain in mainstream finance; use of stablecoins for cross-border payments; and regulatory complexity. Business Day Spotlight is a MultimediaLIVE Production.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Yamini Sagar CEO and Founder of Instarails. Reed and Yamini talk about the market for cross border payments, how Yamini is working to enhance the user experience in that space, and their respective go-to karaoke songs.
About this EpisodeDexter Cousins talks with Tristan Dakin, Country Manager at Wise on the Fintech Chatter Podcast. They chat about the innovative solutions Wise provides in the payments technology space and the complexities of instant payments. Tristan speaks about the company's growth and the challenges of operating in a highly regulated environment.He shares insights into Wise's culture, the importance of transparency in financial services, and the future of fintech in Australia.About WiseWise launched in 2011 making international money transfers cheap, fair, and simple their vision. Today, their multi-currency account helps millions of customers and businesses manage their money globally.Their story started in London with Taavet (paid in Euro's) & Kristo (paid in Pounds) solving the issue of making money in one country but needing to meet payment commitments in their home country. Expensive fees and bad exchange rates led them to make a simple workaround. Taavet would pay Kristo's mortgage in Estonia and Kristo would pay him back in pounds.No waiting, no stress, and no extra cost, they quickly realised that they had hit upon a great idea and TransferWise was born. They have since added a multi-currency account, a debit card, and a business account, and changed their name to Wise.About TristanTristan joined Wise in 2020, and since 2022, has been leading Wise in ANZ as Country Manager. Before joining Wise, Tristan worked in the financial services industry, including Lombard Securities in the UK.He is skilled in FX, Banking, Management, Financial Markets, Trading, Structured Products and Derivatives, and Financial Risk.Key TakewaysWise aims to build the best way for people to move money globally.The company focuses on transparency in fees and payment processes.Instant payments are achieved through advanced technology and infrastructure.Wise's growth has been significant, with millions of active customers.The complexity of regulatory compliance is a major challenge for fintechs.Tristan's background in financial services shaped his approach at Wise.The culture at Wise emphasises autonomy and problem-solving.Australia's fintech landscape is evolving, with increasing competition.Regulatory changes could enhance transparency in the financial sector.Wise is committed to empowering customers and improving financial services.Chapters00:00 Introduction to Fintech Chatter and Wise01:15 Wise's Mission and Products03:27 Challenges of Cross-Border Payments07:09 The Complexity of Instant Payments09:10 Wise's Growth and Market Presence10:54 Wise's Centralised Infrastructure and Competitive Advantage12:32 Australia's Unique Remittance Landscape13:18 Tristan's Background and Attraction to Wise16:25 The Role of Country Manager at Wise17:55 Inspiration and Motivation in Fintech19:43 Cohesion and Culture at WISE26:51 Navigating the FinTech Landscape in Australia30:18 The Future of FinTech: Trends and Innovations38:36 Download the Wise AppSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Episode Topic In this insightful episode, Kevin Rosenquist welcomes Rufei Qian, CEO of NihaoPay, a company revolutionizing cross-border payments by bridging the gap between global merchants and Chinese consumers. They explore critical topics like regulatory challenges in entering the Chinese market, adapting to cultural differences, and the evolving trends in consumer behavior. Rufei shares how Chinese consumers have shifted towards local brands and the widespread adoption of digital wallets, contrasting it with Western reliance on credit cards. The discussion highlights the transformative impact of technology on global transactions and the unique opportunities in cross-border commerce. Lessons You'll Learn Discover actionable strategies for navigating the complexities of China's regulatory landscape while delivering a seamless user experience. Rufei delves into how merchants can adapt to the distinct consumer habits in China, such as the mobile-first approach and preference for digital wallets like Alipay and WeChat Pay. Learn how innovation, a global-local strategy, and talent development drive success in the fintech space. Gain insights into the potential of blockchain in payments and how AI can complement, rather than disrupt, established industries. About Our Guest Rufei Qian is the visionary CEO of NihaoPay, a leader in cross-border payments that connects global merchants with Chinese consumers. With over a decade of expertise in fintech, Rufei has spearheaded innovative solutions that simplify transactions, ensuring regulatory compliance and cultural adaptability. Her leadership has driven NihaoPay's groundbreaking initiatives, including a new card issuing platform tailored for seamless global shopping. Rufei is a passionate advocate for using technology to enhance financial ecosystems and foster meaningful connections between diverse markets. Topics Covered This episode dives into how global merchants can navigate China's regulatory landscape, highlighting key challenges and strategies for compliance. Rufei sheds light on evolving consumer trends, including the rise of digital wallets and the shift toward local brands in Chinese markets. She also explores the transformative role of technological innovations, such as AI and blockchain, in shaping the future of payments. Additionally, Rufei discusses NihaoPay's latest initiative, a card issuing platform designed to simplify cross-border transactions for global consumers. The conversation concludes with insights into cultural and operational shifts, emphasizing the importance of innovation, localization, and talent development in driving growth
Sergio Fogel's entrepreneurial journey is a testament to the power of adaptability, resilience, and innovation. Born in Uruguay and later traversing the world for education and business, Sergio has built and scaled multiple ventures. The latest venture is dLocal, a fintech unicorn valued at $18 billion at its peak. It has attracted funding from top-tier investors like Alkeon Capital, General Atlantic, Tiger Global Management, and D1 Capital Partners.
This week, we discuss BTC's continuing march to $100k and the impact of leverage on price. We also take a deep dive into what has made MicroStrategy one of the best-performing stocks since 2020. In addition, we chat about the latest $50 billion valuation of Elon Musk's xAI, achieved in just 16 months. Lastly, we cover Mastercard and JPMorgan's integration of payment networks using blockchain and spotlight the top ten crypto movers post-election in the chart of the week. Remember To Stay Current! To learn more, visit us on the web at https://www.morgancreekcap.com/morgan-creek-digital. To speak to a team member or sign up for additional content, please email mcdigital@morgancreekcap.com
In this episode of Decentralize, host Robert Baggs sits down with Jovi Overo, managing director of BaaS at Unlimit, to discuss the latest trends in Web3 payments. Learn about the rise of crypto cards and how they're changing the game, along with all the other challenges and opportunities in this exciting space.This episode of Decentralize is brought to you by Cointelegraph and Unlimit. It was hosted by Robert Baggs and produced by Savannah Fortis with post-production by Elena Volkova (Hatch Up). Follow this episode's host, Robert Baggs, on X at @rkbaggs. Follow today's guest, Jovi Overo, on X at @JoviOvero. Check out Cointelegraph at cointelegraph.com.Check out Unlimit at unlimit.com(0:00) Introduction(1:02) Jovi's Background and Unlimit's Mission(4:37) The Rise of Crypto Cards(6:58) The Benefits of Crypto Cards(9:11) Unlimit's Services and Ideal Clients(12:59) Regulatory Challenges and Compliance(17:44) Security Concerns and User Education(27:26) The Future of Crypto Cards(29:13) The Power of Cross-Border Payments(34:05) ConclusionIf you like what you heard, rate us and leave a review!The views, thoughts and opinions expressed in this podcast are its participants' alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast's participants may or may not own any of the assets mentioned.
We're Back! We are kicking off our return to the mic with a deep dive into Cross-Border payment trends with Karuna Kathir from Finzly. Why is the space growing so aggressively and what impact did COVID have on international money movement volumes? Find out in the latest episode of the PayCLT Payments Hub podcast. Connect with the speakers on LinkedIn:Scott HarkeyKaruna KathirLearn more about the featured companies:EndavaPayCLTFinzly
We're celebrating the 100th episode with the return of Ramana Kumar, CEO of Magnati! Ramana first joined us in Season 1, and now he's back to share how Magnati has evolved into a leading cloud-based payments company.In this special episode, we explore the shift to tech-driven payments, the rise of embedded finance, cross-border payment challenges in the MENA region, the role of CBDCs, and the potential of stablecoins in transaction banking. Plus, how Magnati is navigating the regulatory landscape across the UAE and Saudi Arabia. Our website
Tune in to this episode of the Security Token Show where this week Herwig Konings and Kyle Sonlin cover the industry leading headlines and market movements, including Fidelity, State Street, and more preparing their money market funds! Company of the Week - Herwig: Ethena Company of the Week - Kyle: Anduro = Stay in touch via our Social Media = Kyle: https://www.linkedin.com/in/kylesonlin/ Herwig: https://www.linkedin.com/in/herwigkonings/ Nico: https://www.linkedin.com/in/nicopantelis/ Jason: https://www.linkedin.com/in/jasonbarraza/ Opinion articles, interviews, and more: https://medium.com/security-token-group Find the video edition of this episode on our Youtube Channel: https://www.youtube.com/@stmtvofficial The Market Movements $4 Trillion+ State Street to Launch Tokenized Money Market Fund: https://cardanofeed.com/state-street-push-into-tokenization-to-modernize-finance-910 Fidelity Prepares to Join Tokenized Money Market Fund Without a Blockchain: https://www.theinformation.com/articles/fidelity-plans-first-fund-that-may-use-blockchain First French Tokenized Money Market Fund Using a Public Blockchain: https://www.marketsmedia.com/first-ucits-money-market-fund-tokenised-on-public-blockchain/ WisdomTree Prime Debit Card Now Also Funded by Money Market Fund: Earn-Until-You-Spend: https://www.businesswire.com/news/home/20241009422564/en/WisdomTree-Prime%C2%AE-Unveils-New-Earn-Until-You-Spend-Functionality-with-Money-Market-Fund Marathon's Anduro Tokenizes Whiskey: https://www.coindesk.com/business/2024/10/07/bitcoin-miner-marathons-anduro-unveils-tokenization-platform-starts-with-whiskey/ SALCO Acquires $9 Million $GEMS from Limitless: https://markets.businessinsider.com/news/stocks/salco-acquires-usd-9-million-of-limitless-gems-leveraging-everest-s-ecosystem-of-custody-tokenization-infrastructure-1033829413 SteelCoin Becomes First Security Token on Crypto Exchange Bitpanda: https://www.bitpanda.com/en/prices/security-tokens/steelcoin-steel Estate Protocol Launches New Property in Dubai Marina: https://www.estateprotocol.com/property/dubaiep9A Sphinx and Truflation Partner for RWA Perpetuals: https://www.coinspeaker.com/truflation-power-sphinx-defi-rwa/ Ethena Announces $46M Reserve Fund Allocations: BlackRock, Mountain Protocol, Superstate, Sky: https://crypto.news/ethena-to-invest-46m-reserve-fund-in-tokenized-assets/ Archax and Assetera to Offer Tokenized Assets in Respective Jurisdictions: https://cointelegraph.com/news/archax-assetera-partnership-tokenized-funds ABN AMRO Taps Clearstream for Tokenized Commercial Paper: https://www.linkedin.com/posts/martijn-siebrand_blockchain-cbdc-digitalassets-activity-7249002872795783168-zZMO More Tokenized Bonds on Public Blockchain From ECB Trials: https://www.ledgerinsights.com/ecb-dlt-settlement-trials-helabas-wibank-issues-registered-bond-on-public-blockchain/ The Token Debrief Ripple Custody Platform Adds Tokenization, DEX, and Compliance Features for Institutions and FinTechs: https://financefeeds.com/ripple-adds-tokenization-features-for-banks-and-fintech-firms/ Hex Trust and Clearpool Launch RWA-Focused Blockchain, Powered by USDX Stablecoin/ Gas Token: https://thefintechtimes.com/hex-trust-and-clearpool-launch-ozean-a-new-blockchain-for-real-world-asset-yield/ Brevan Howard Digital Integrates JPM Coin for Cross-Border Payments: https://www.ledgerinsights.com/brevan-howard-digital-starts-using-jp-morgans-jpm-coin-for-dlt-payments/ Xalts Integrates Polygon for RWA Cloud Tokenization Platform: https://www.globenewswire.com/news-release/2024/10/08/2959400/0/en/Xalts-onboards-Polygon-on-its-enterprise-grade-RWA-tokenization-platform-for-financial-institutions.html Bankhaus Scheich's Tradias is Awarded BaFin Trading License, Closes Series A: https://www.ledgerinsights.com/tradias-bankhaus-scheichs-digital-asset-arm-lands-bafin-license-series-a/ FCX Receives Two Licenses from Australian Regulators to Operate Tokenized Securities Exchange: https://www.cointrust.com/market-news/fcx-secures-licenses-for-blockchain-based-unlisted-securities-exchange Coinbase to Delist Stablecoins Without E-Money License in EU by December: https://www.coindesk.com/policy/2024/10/04/coinbase-to-delist-unauthorized-stablecoins-in-eu-by-december/ Brazilian Central Bank to Expand Drex CBDC for DeFi and Tokenization: https://coingeek.com/brazil-explores-tokenization-defi-with-drex-cbdc/ Littio Migrates from Ethereum to Avalanche for RWA Yield Pots' Scalability: https://www.coindesk.com/business/2024/10/09/latam-bank-littio-ditches-ethereum-for-avalanche-as-demand-for-rwa-vaults-grows/ ECB's Piero Cipollone Proposes European Continental Ledger: https://cointelegraph.com/news/ecb-unified-blockchain-ledger-digital-assets-europe = Check out our Companies = Security Token Group: http://securitytokengroup.com/ Security Token Advisors: http://www.securitytokenadvisors.com/ Security Token Market: https://stm.co InvestReady: https://www.investready.com ⏰ TABLE OF CONTENTS ⏰ 0:16 Introduction 1:27 Market Movements 26:51 The Token Debrief 38:32 Companies of The Week: Ethena and Anduro
Join Leana Ferguson, Payment Sales and Relationship Manager for Financial Institutions at J.P. Morgan, as she delves into the future of cross-border payments with Vijay Lulla, EMEA Head of Cross-Currency Payments at J.P. Morgan. This episode expands on the Payments Unbound series, available on jpmorgan.com, exploring the challenges and technological advancements shaping the landscape of cross-border transactions. From the complexities of real-time payments across 195 countries to the transformative potential of blockchain technology, Leana and Vijay discuss the current state and future prospects of global payments. Discover how innovations like tokenized commercial bank deposits, virtual accounts, and APIs are paving the way for a more efficient, secure, and transparent payment ecosystem. Learn more about cross-border payments here: https://www.jpmorgan.com/payments/payments-unbound/volume-3/cross-border-payment-modernization Sources: How many countries are there in the world? (2024) - Total & List | Worldometer (worldometers.info) https://www.volt.io/real-time-payments-world-map/ Cross-border payment modernization | J.P. Morgan (jpmorgan.com) Bridging ASEAN through regional payment connectivity | UOB Insights (uobgroup.com) PayNow Singapore (abs.org.sg) Project Nexus to transform global payments, going live in 2026 - The Asian Banker Project Nexus: enabling instant cross-border payments (bis.org) Terms and conditions of use (bis.org) The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information's accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. © 2024 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured. Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.
Imran and Qiao sat with Nic Carter to discuss stablecoin adoption and Operation Chokepoint 2.0.No BS crypto insights for founders.Timestamps(00:00) Intro(01:10) Nic Carter's Fights(03:19) Operation Chokepoint 2.0(09:38) SBV(21:57) Who's Really Behind of All This?(24:51) What's The Real Threat?(25:43) Scenarios That Could Happen Post-Election(27:21) How Nic Sees Banking Infra(31:45) Innovation Pushed Outside of the US(37:18) Stablecoin Report(44:30) Surprising Survey Results(48:32) India's Low Stablecoin Penetration(49:41) Stablecoin Report cont.(53:28) Different Causes for Stablecoin Adoption(55:35) Banks Running to Provide Support for Stablecoins(56:48) Where Are the Assets that Underlies USDT?(58:04) USDT vs. USDC(01:00:50) Stablecoin Adoption Among 18-24-Year-Olds(01:02:46) Cross-Border Payments(01:04:43) Small and Medium-Sized Businesses(01:09:30) Crypto Trading Related vs. Payment Related Percentage on Stablecoins(01:12:09) Five Perspectives on Stablecoins(01:17:30) Products/Startups Nic Would Like to See Use Stablecoins(01:21:52) Final ThoughtsFive Perspectives on Stablecoins - https://medium.com/@nic__carter/five-perspectives-on-stablecoins-5bc20076270aNic Carter Twitter/X: https://x.com/nic__carterSpotify: https://spoti.fi/3N675w3Apple Podcast: https://apple.co/3snLsxUWebsite: https://goodgamepod.xyzTwitter: https://twitter.com/goodgamepodxyzWeb3 Founders:Apply to Alliance: https://alliance.xyzAlliance Twitter: https://twitter.com/alliancedaoDISCLAIMER: The views expressed herein are personal to the speaker(s) and do not necessarily reflect the views of any other person or entity. Discussions and answers to questions are intended as generalized, non-personalized information. Nothing herein should be construed or relied upon as investment, legal, tax, or other advice.
Travis Hill is the Vice Chairman of the FDIC Board of Directors, and he joins David on Macro Musings to talk about discount window and bank liquidity, receivership funding, and the tokenization of financial assets. Specifically, David and Travis also discuss the push for pre-positioning at the discount window, how the FDIC funds receiverships, the impact of tokenization on the future of banking, and much more. Transcript for this week's episode. Travis's FDIC profile David Beckworth's Twitter: @DavidBeckworth Follow us on Twitter: @Macro_Musings Check out our new AI chatbot: the Macro Musebot! Join the new Macro Musings Discord server! Join the Macro Musings mailing list! Check out our Macro Musings merch! Related Links: *Reflections on Bank Regulatory and Resolution Issues* – Remarks by Vice Chairman Travis Hill at the American Enterprise Institute *Banking's Next Chapter? Remarks on Tokenization and Other Issues* – Remarks by Vice Chairman Travis Hill at the Mercatus Center Timestamps: (00:00:00) – Intro (00:02:36) – The Unique Role of the FDIC and the Vice Chair (00:10:58) – The Push for Pre-Positioning at the Discount Window (00:20:19) – Addressing the Current Issues Relating to the Discount Window (00:28:44) – How Does the FDIC Fund Receiverships? (00:35:41) – Breaking Down the Federal Financing Bank (00:40:10) – Discount Window Stigma and Uncollateralized Fed Funding (00:45:44) – Tokenization and Its Impact on the Future of Banking and Cross-Border Payments (00:54:40) – Outro
Shownotes & Key topics discussed: Welcome to another episode of Category Visionaries — the show that explores GTM stories from tech's most innovative B2B founders. In today's episode, we're speaking with Daumantas Dvilinskas, CEO & Co-Founder of TransferGo, a money transfer platform that has raised over $125 Million in funding. Here are the most interesting points from our conversation: Long-term Focus: TransferGo's 12-year journey has been defined by a commitment to solving the complexities of cross-border payments, a challenge that Daumantas recognized as a young entrepreneur. Innovation Through Partnership: The company's success lies in building a "network of networks," partnering with local financial institutions to bypass traditional international settlement systems like SWIFT. Regulatory Hurdles: Navigating regulatory landscapes and securing necessary licenses was a significant early challenge, especially when dealing with banks that were hesitant to work with a new and unproven company. Community Trust: TransferGo's marketing strategy focuses on building trust within migrant communities, emphasizing referral-based growth and strong brand credibility. Strategic Market Entry: The company's early entry into emerging markets like Ukraine, driven by a gut feeling rather than existing data, has paid off significantly, making it the largest digital money transfer service in the region. Expansion Lessons: Daumantas reflected on the challenges of segment expansion, particularly into business clients, which required a different organizational culture and strategy than consumer-focused efforts. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co
Josh Lipsky is the senior director of the Atlantic Council's GeoEconomics Center. Josh joins David on Macro Musings to talk about the tools of financial statecraft, how they have evolved over the years, and their implications for digital currencies moving forward. Specifically, David and Josh also discuss how financial statecraft would be applied to a possible conflict with China, the current state of the cross-border payments system, the future of wholesale CBDC in the US, and much more. Transcript for this week's episode. Josh's Twitter: @joshualipsky Josh's Atlantic Council profile David Beckworth's Twitter: @DavidBeckworth Follow us on Twitter: @Macro_Musings Check out our new AI chatbot: the Macro Musebot! Join the new Macro Musings Discord server! Join the Macro Musings mailing list! Check out our Macro Musings merch! Related Links: *Sanctioning China in a Taiwan Crisis: Scenarios and Risks* by Charlie Vest, Agatha Kratz, Juliana Bouchaud, Josh Lipsky, Kimberly Donovan, Charles Lichfield, and Niels Graham. *The Geopolitical Imperative to Upgrade the Dollar* by Jordan Bleicher and Josh Lipsky *Stablecoins and National Security: Learning the Lessons of Eurodollars* by Timothy Massad Timestamps: (00:00:00) – Intro (00:04:02) – The Russia Sanctions as an Example of Financial Statecraft (00:10:14) – The Financing of the Russia-Ukraine War (00:14:08) – The Delicacy of Legal Precedents and the REPO Act (00:19:10) – Breaking Down the Tools of Financial Statecraft (00:22:08) – Applying Financial Statecraft to a Possible China Conflict (00:28:52) – Cross-border Payments and the Global Status of the US Dollar (00:34:05) – Breaking Down the Development and Geopolitical Importance of mBridge (00:38:34) – The Future and Importance of Wholesale CBDC in the US (00:43:28) – Private Sector Alternatives to CBDCs (00:45:05) – Where is the CBDC Conversation Headed? (00:49:25) – Closing Thoughts: The 80th Anniversary of Bretton Woods and the Future of Dollar Dominance (00:52:48) – Outro
Join us in this engaging podcast episode where we discuss the long-awaited repayments to Mt. Gox creditors and the potential implications for the market.We also delve into the selling pressure from the German government and Canadian pension funds, shedding light on the global economic landscape and the role of Bitcoin in financial systems.Timestamps: 00:00:14 - Sam's Problems with Airlines00:02:04 - Mt. Gox Repayments and Bitcoin Price Impact00:06:35 - Mt. Gox Recovery and Bitcoin Loss00:09:39 - Mt. Gox Claims and Bankruptcy Firms00:11:58 - Jed McCaleb's History and Mt. Gox Involvement00:16:56 - Buying Mt. Gox Bankruptcy Claims00:20:34 - Mt. Gox Claims Sold to Firms and Potential Selling Pressure00:23:01 - German Government Selling Bitcoin Holdings00:25:27 - Canadian Pension Fund Real Estate Holdings00:28:51 - Bitcoin Auction Winners and US Government Bitcoin Holdings00:36:44 - Bitcoin's Utility for Cross-Border Payments and Currency Dependence Use code “CAFE” for a discount to https://www.pacificbitcoin.com "Welcome to Bitcoin" A FREE 1-hour course hosted by Natalie Brunell, perfect for helping you to orange-pill family members over the holidays at https://Swan.com/welcome Swan Team Members:Sam Callahan: https://twitter.com/samcallahTomer Strolight: https://twitter.com/TomerStrolightJohn Haar Twitter: https://twitter.com/john_at_swanDante Cook: https://twitter.com/Dante_Cook1Produced by: https://twitter.com/Producer_Jacob Swan Bitcoin is the best way to accumulate Bitcoin with automatic recurring buys and instant buys from $10 to $10 million. Get started in just 5 minutes. Your first $10 purchase is on us: https://swanbitcoin.com/yt Download the all new Swan app! iOS: https://apps.apple.com/us/app/swan-bitcoin/id1576287352 Android: https://play.google.com/store/apps/details?id=com.swanbitcoin.android&pli=1 Are you a high net worth individual or do you represent corporation that might be interested in learning more about Bitcoin? Swan Private guides corporations and high net worth individuals toward building generational wealth with Bitcoin. Find out more at https://swan.com/private Get paid to recruit new Bitcoiners: https://swan.com/enlist Connect with Swan on social media: Twitter: https://twitter.com/Swan
Patrick Gauthier, Group CEO, Director & Chair Convera USA, Director and Chair Convera Europe Financial S.A., spoke to Rudolf Falat, founder of the Voice of FinTech podcast, about helping SMEs manage cross-border payments and more.Here is what they covered in more detail:Patrick, as a key figure in the payments sector, could you share your professional journey and how it led you to your current role at Convera?What problem are you solving at Convera, and why is it worth solving? Why are B2B payments special, and why they have been slower to innovateHow do B2B cross-border payment needs for SMEs differ from individuals or large corporations? How can you help? Who are your key clients?Which supporting technologies do you see as most promising for the payments sector? What's your technology angle, or do you have more brilliant engineers than other players?Do you see real-time payments on the rise in the coming years? How are they relevant for B2B transactions? Will there be no more trade credit? Looking ahead, what are the key milestones that Convera aims to achieve in the near future, and how do you plan to reach them?Favorite business book: Good to Great: Why Some Companies Make the Leap & Others Don't by Jim CollinsWhat's the best way to reach out: Patrick Gauthier on LinkedIn
Benjamin Fernandes, the Founder and CEO of the remittance platform NALA, likes to say that payments are just 1% built in Africa. Why are cross-border payments so hard? In this episode, we're joined in conversation with Benjamin Fernandes and Dan Kleinbaum, a co-founder of Beyonic, which sold to Onafriq, and now the Founder of the FX platform GTXN. This episode was recorded live from the FT Partners Fintech in Africa Summit in New York City. Download their FinTech in Africa research report, published in March 2024.00:00 - Intro01:29 - Payments are 1% built in Africa06:32 - How to solve problems in Cross-Border payments08:28 - Do we need more payment apps?15:51 - Navigating regulatory challenges17:03 - Why are Benji & Dan solving these problems?20:30 - What's the cross-border payments pitch to investors?25:39 - Benji & Dan turn the tables on JustinThis episode was the second in our series of interviews recorded live from the Fintech in Africa Summit. Our first episode was with the Nigerian Neobanks: https://theflip.africa/podcast/nigerian-neobank-roundtable-moniepoint-kuda-fairmoneyEpisode Links:Follow Benji on TwitterFollow Dan on TwitterRead Benji's Medium post: Are African Remittances Finished?Our Links -
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