Podcast appearances and mentions of melanie lockert

What's your biggest fear when it comes to money? I recently came across an article titled The Most Common Money Fears, written by someone I know well—Melanie Lockert, a Brooklyn-based freelance personal finance writer and the author of Dear Debt. Melanie has been on the show before, and I thought this would be a perfect opportunity to invite her back to discuss her article and how our fears can hold us back from reaching our financial goals. Episodes Mentioned Ep. 142: Dear Debt Connect with Melanie Article: The Most Common Money Fears | Book: Dear Debt | Instagram | Twitter | Website Subscribe to the FREE Popcorn Finance Newsletter - PopcornFinance.com/Newsletter Want to submit a question to the show? Send an email to questions@popcornfinance.com  Send me a message at PopcornFinance.com/Voicemail  Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube | TikTok  Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify! Learn more about your ad choices. Visit megaphone.fm/adchoices

In recognition of National Suicide Prevention Month, personal finance and mental health advocate Melanie Lockert spotlights the dangerous connection between debt, depression and suicide. By the end of this episode, you're going to 1) learn why debt is not a death sentence, and 2) understand that you're not alone - or a loan. For mental health services available nationwide that fits your budget: Open Path Collective.org. If you or someone you know might be in crisis, please: Call 988, go to 988lifeline.org, or text HOME to 741741.

In recognition of National Suicide Prevention Month, personal finance and mental health advocate Melanie Lockert spotlights the dangerous connection between debt, depression and suicide. By the end of this episode, you're going to 1) learn why debt is not a death sentence, and 2) understand that you're not alone - or a loan. For mental health services available nationwide that fits your budget: Open Path Collective.org. If you or someone you know might be in crisis, please: Call 988, go to 988lifeline.org, or text HOME to 741741.

In recognition of National Suicide Prevention Month, personal finance and mental health advocate Melanie Lockert spotlights the dangerous connection between debt, depression and suicide. By the end of this episode, you're going to 1) learn why debt is not a death sentence, and 2) understand that you're not alone - or a loan. For mental health services available nationwide that fits your budget: Open Path Collective.org. If you or someone you know might be in crisis, please: Call 988, go to 988lifeline.org, or text HOME to 741741.

In recognition of National Suicide Prevention Month, personal finance and mental health advocate Melanie Lockert spotlights the dangerous connection between debt, depression and suicide. By the end of this episode, you're going to 1) learn why debt is not a death sentence, and 2) understand that you're not alone - or a loan. For mental health services available nationwide that fits your budget: Open Path Collective.org. If you or someone you know might be in crisis, please: Call 988, go to 988lifeline.org, or text HOME to 741741.

In recognition of National Suicide Prevention Month, personal finance and mental health advocate Melanie Lockert spotlights the dangerous connection between debt, depression and suicide. By the end of this episode, you're going to 1) learn why debt is not a death sentence, and 2) understand that you're not alone - or a loan. For mental health services available nationwide that fits your budget: Open Path Collective.org. If you or someone you know might be in crisis, please: Call 988, go to 988lifeline.org, or text HOME to 741741.

Have you ever felt anxious or depressed due to your student loan debt? What is the hidden cost of America's normalization of student debt and loans? How do you start over after a co-dependent relationship? This week's guest is Melanie Lockert. Melanie is a published author, freelance financial writer, and the host of her podcast: The Mental Health and Wealth Show. Through her award-winning blog and the book, Dear Debt, Melanie chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which empowers other badass women to own their finances and mental health. Expect to learn about the intricate relationship between one's mental health and incurring debt, why debt is so normalized in the United States, the reality behind many graduate programs in the so-called prestigious universities, how co-dependence and addiction transcend beyond substance use, why being a people pleaser is manipulative, and much more. Let's get this started. Feeling altruistic? https://www.buymeacoffee.com/discovermore Show Notes Melanie's Website: https://melanielockert.com/#home Melanie's Blog: https://deardebt.com/ Melanie's Instagram: https://www.instagram.com/melanielockert/ Melanie's Podcast: https://podcasts.apple.com/us/podcast/the-mental-health-and-wealth-show/id1498377192 * Subscribe to Youtube: https://www.youtube.com/c/discovermorepodcast?sub_confirmation=1 Discover More Website: https://www.discovermorepodcast.com/ Follow Discover More on Instagram: https://www.instagram.com/discovermorepodcast/ Connect with Benoit on Instagram: https://www.instagram.com/benoitkim/ * Discover More is a show for independent thinkers, by independent thinkers. Have you ever felt lonely due to your wide-ranging and esoteric interests? Are you looking for practical mental health insights? Let's get this started. * Thank you for Discovering More with us!

Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, Melanie chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth podcast. Melanie lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner. Today Melanie takes a look back at her childhood and talks about where she believes her money mindset in large part comes from, something she has not shared too much about publicly before. We talk about debt and depression, the connection between money and identity and how her story of debt to debt-free impacts other areas of her life. We also get into higher education, student loans, and so much more.  “It's clear that your mental health affects the way you approach money. And it's very clear that your financial situation affects your mental health. I've seen it both ways.” - Melanie Lockert Links: Christie's Website Christie's Instagram: @sasssays Melanie's Website Melanie's Instagram: @melanie.lockert Melanie's Podcast Melanie's Book Resources Melanie Mentioned: Overcoming Underearning(R): A Five-Step Plan to a Richer Life by Barbara Stanny I Will Teach You To Be Rich Podcast

Debt does impact your mental health in a major way. If you've ever felt stressed out, depressed, or anxious about money know that you are not alone. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process.LinksMental Health and Wealth podcastDear DebtEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you'll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify's entire suite of features.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you're listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' MoneyDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

194: Break Up With Debt WITH Melanie Lockert   Joining me today is Melanie Lockert. Melanie is the author of the book, Dear Debt, based on her long-standing blog. She is also the podcast host of Mental Health and Wealth. Melanie was successful in paying off $81,000 in student loan debt and she has chronicled her journey on her blog and in her book. Today our focus will be all about debt and how to manage it. Topics Mentioned: Stages of debt Money mindset Self-worth vs. Net-worth Spending triggers Key Thoughts: Suddenly, I felt basically like a broke college student all over again. The blog was really me trying to take back control over my life, because I felt out of control in the way that it affected my mental health. Melanie Lockert (3:45)    I realized that I had given up my own control of my money, for the payoff of pleasing other people are doing what was expected. Michele (7:19)    It's so interesting what happens when you put a crazy goal like that online. Soon I had these supporters cheering me on and then I realized six months to a year later that I can turn my blogging skills into freelance opportunities as a writer for other blogs and for other finance companies. Melanie Lockert (17:02)    Profit First is creating a rhythm of creating and managing profit within the company, so that the company can be sustainable. Michele (41:24)   Contact Michele: Email: Team@ScarletThreadConsulting.com Facebook: Scarlet Thread Consulting Instagram: @ScarletThreadATL Website: ScarletThreadConsulting.com LinkedIn: Michele Williams Contact Melanie: Email: deardebt@gmail.com  Website: www.mentalhealthandwealth.com Website: www.lolaretreat.com Website: www.deardebt.com Website: www.melanielockert.com Instagram: @melanielockert Twitter: @melanielockert Resources and References: Work with Me Dear Debt by Melanie Lockert Mental Health and Wealth Podcast hosted by Melanie Lockert

Melanie Lockert of Student Loan Planner talks about what to do with unused student loan money Episode 1889: What to Do With Unused Student Loan Money by Melanie Lockert of Student Loan Planner on Reducing Debt Loans Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus.  The original post is located here: https://www.studentloanplanner.com/return-unused-student-loan-money/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Melanie Lockert of Student Loan Planner talks about what to do with unused student loan money Episode 1889: What to Do With Unused Student Loan Money by Melanie Lockert of Student Loan Planner on Reducing Debt Loans Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus.  The original post is located here: https://www.studentloanplanner.com/return-unused-student-loan-money/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Melanie Lockert of Student Loan Planner talks about what to do with unused student loan money Episode 1889: What to Do With Unused Student Loan Money by Melanie Lockert of Student Loan Planner on Reducing Debt Loans Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus.  The original post is located here: https://www.studentloanplanner.com/return-unused-student-loan-money/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Research shows money stress can make people up to 20 times more likely to make a suicide attempt. We saw this issue come to light recently with the popular TV show 'Squid Games'. Financial hardship is a common problem. The average American is $52,930 in debt. This includes money owed for mortgages and leases as well as student loans; it also includes credit card debts that many of us are very aware can have physiological effects on our lives - like stomach issues or headaches. But did you know financial hardship is a major risk factor for suicide?   In this episode, we talk with Melanie Lockert, author of the blog and book 'Dear Debt' and host of the Mental Health and Wealth Show. Her blog and podcast highlight the intersection of money and mental health and provide content and resources for those struggling. The site and the podcast aim to support those who are struggling with debt and depression, anxiety, suicidal ideation, and more. This episode is so needed for anyone who struggles with debt and/or mental health.

Money and mental health are certainly in the top tier category of 'what not to talk about at a party', however we believe debt payoff and our mental wellbeing go hand in hand and we need to find places of safety to talk about these topics! Melanie joins us to share her own journey with mental health during her debt payoff and how this has looked for her even beyond debt freedom. Get full show notes here!Get our FREE 7-Day No-Spend Challenge Workbook here! https://www.frugalfriendspodcast.com/free Join the waitlist for Club BFF: https://www.frugalfriendspodcast.com/club-bff-waitlist/ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 

7 years ago, I attended a financial bloggers conference and it was while I was at this conference that I was dared by friends of mine to start a podcast of my own. At this point, I had only been a guest on one podcast, Stacking Benjamins, to talk about my book, Train Your Way to Financial Fitness, and other than listening to myself on that show, I had never even listened to another podcast. At the time, I had no idea what I would talk about on a show, but I knew I liked to drink and I knew I loved talking about money, and a few months later, Martinis and Your Money the podcast debuted. And today's episode represents my 400th episode.  What started as a dare, has turned into a 7-year and 400 episode adventure that I wouldn't trade for anything in the world. To take this trip down memory lane with me, I invited my good friend, and the person who's appeared on the podcast the most, after me, Melanie Lockert, from the Mental Health and Wealth show and previously from Dear Debt. I had such a great time sharing some of my favorite memories of these first 400 episodes and I hope you enjoy hearing them as well. And now here's my dear friend Melanie.  For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode400

Student debt, financial literacy, and mental health are all intertwined. However, striking the correct balance between these three components is not as simple as it sounds. In today's episode of the Pursuit of Learning, we are having a mind-blowing conversation with someone who has mastered the art of balancing above three elements mentioned above through the complex and long journey she had. Melanie Lockert, a freelance personal finance writer, podcaster, event organizer at Lola Retreat, and a mental health advocate,  joins us today to talk about how she reached her debt-free life after years of hard work. We started the conversation with her story behind her first blog post to her first book, Dear Debt: A Story About Breaking Up with Debt. Interestingly her first blog happened to be a result of her depression about debts, and she documented her path out of $81,000 in student loan debt on her blog. Since then, she has been aspiring to write relatable, sympathetic, and helpful material, hoping to make a difference with her words. As of now, she has her work featured on Allure, Vice, Credit Karma, and Business Insider.Aside from that, she is the host of the podcast The Mental Health and Wealth Show and the organizer of the Lola Retreat, a women's money-focused gathering. We talk about her experience in arts education and nonprofits, where she worked before entering the finance industry.  On the other hand, five years ago, by the age of 31 years, she could pay off all her debt. However, until that, she had not invested at all.  She broadly explains the sacrifice she had to become a debt-free person today. Wrapping up the discussion, she emphasizes the necessity of changing our minds to become the person we want to be. ResourcesContact with MelanieLinkedIn: linkedin.com/in/melanie-lockert-9b6b551ab/Dear debt: deardebt.com/The Mental Health and Wealth Show: mentalhealthandwealth.com/Lola Retreat: lolaretreat.com/ Mentioned in the episodeDear debt: goodreads.com/book/show/31434842-dear-debt?from_search=true&from_srp=true&qid=1tZqWmrezv&rank=1Super Coach: goodreads.com/book/show/43849232-super-coach?from_search=true&from_srp=true&qid=kinvnpk2Ao&rank=1Happy Money: goodreads.com/book/show/40539212-happy-money?from_search=true&from_srp=true&qid=pK4z3Ih14U&rank=2

The more women I talk to, the more I realize that almost all of us have “issues” with money.  We either aren't earning enough, are living beyond our means, are caught in the trap of student loan and/ or credit card debt, or are terrified to ask for what we actually need to float our boat.  And this doesn't even begin to cover the fact that most of us grew up hearing all manner of money nonsense from our parents that virtually guarantees we won't be improving our relationship with money any time soon.  Oh, yeah, it's complicated all right. So, I invited speaker and writer, Melanie Lockert, author of the best-selling book ‘Dear Debt”, host of the Mental Health & Wealth Podcast, and a woman who has learned a thing or two about money, the hard way.  She is also co-founder of the Lola Retreat which helps bold women face their fears, own their dreams, and be in control of their finances.  Melanie is passionate about empowering women, helping others get out of debt, and mental wellness. Here are a couple of the highlights you are going to hear:Becoming known for something and growing into something else Being hired as a money mindset coach (when she didn't think she was one…)Melanie's thoughts on the word “expert” and how it's being used How she accidentally doubled her rates overnight & got better clients overnight Want to connect with our guest, Melanie Lockert?Site:  www.mentalhealthandwealth.com and www.lolaretreat.comPodcast: https://mentalhealthandwealth.com/podcast/Book: Dear Debt IG: @melanielockert  Here's how to connect with Diann: The Driven Woman Facebook Group: https://www.facebook.com/groups/thedrivenwoman/Instagram: https://www.instagram.com/coachdiannwingert/  Are you ready to take things to the next level and work with Diann? If you need the focused attention on your business & life that is only available through 1:1 coaching, click here to schedule a free 30-minute consultation with Diann to see if her 12-week private coaching program is right for you. Free Consultation for 1:1 Coaching  Before you bounce, don't forget to leave a review of The Driven Woman Podcast, so I can read it on a future episode!    Apple: https://apple.co/2BZDFzcAndroid: https://www.podchaser.com/podcasts/the-driven-woman-1194485

The more women I talk to, the more I realize that almost all of us have “issues” with money. We either aren't earning enough, are living beyond our means, are caught in the trap of student loan and/ or credit card debt, or are terrified to ask for what we actually need to float our boat. And this doesn't even begin to cover the fact that most of us grew up hearing all manner of money nonsense from our parents that virtually guarantees we won't be improving our relationship with money any time soon. Oh, yeah, it's complicated all right. So, I invited speaker and writer, Melanie Lockert, author of the best-selling book ‘Dear Debt”, host of the Mental Health & Wealth Podcast, and a woman who has learned a thing or two about money, the hard way. She is also co-founder of the Lola Retreat which helps bold women face their fears, own their dreams, and be in control of their finances. Melanie is passionate about empowering women, helping others get out of debt, and mental wellness. Here are a couple of the highlights you are going to hear:Becoming known for something and growing into something else Being hired as a money mindset coach (when she didn't think she was one…)Melanie's thoughts on the word “expert” and how it's being used How she accidentally doubled her rates overnight & got better clients overnight Want to connect with our guest, Melanie Lockert?Site: www.mentalhealthandwealth.com and www.lolaretreat.comPodcast: https://mentalhealthandwealth.com/podcast/Book: Dear Debt IG: @melanielockert Here's how to connect with Diann: The Driven Woman Facebook Group: https://www.facebook.com/groups/thedrivenwoman/Instagram: https://www.instagram.com/coachdiannwingert/ Are you ready to take things to the next level and work with Diann? If you need the focused attention on your business & life that is only available through 1:1 coaching, click here to schedule a free 30-minute consultation with Diann to see if her 12-week private coaching program is right for you. Free Consultation for 1:1 Coaching Before you bounce, don't forget to leave a review of The Driven Woman Podcast, so I can read it on a future episode! Apple: https://apple.co/2BZDFzcAndroid: https://www.podchaser.com/podcasts/the-driven-woman-1194485

Debt does impact your mental health. If you've ever felt stressed out, depressed, or anxious about money know that you are not alone. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process.LinksMental Health and Wealth podcastDear DebtEpisode SponsorsThanks to our generous sponsors who make this podcast possible!Go to http://www.Ladderlife.com/mymoney to see if you're instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify's entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let's Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

One of the things that is so frustrating about the human brain is how often it cranks out negative self-talk, no matter how smart, capable, or successful we are.  In this solo episode of The Driven Woman Podcast, I spill the tea on how the brain actually works, why there is nothing wrong with you just because you have negative thoughts about yourself (spoiler alert, just about everyone does….) but how simple it actually is to change them and think better thoughts.  I even share some of the exact tools and techniques I share with my private coaching clients.  Some of the things we will cover in this episode are:The brain's negativity bias Thoughts vs beliefsThe path of least effort Cognitive dissonance Whether you are a total brain science nerd or your eyes glaze over when someone starts talking about neurobiology, I promise you will not only understand every word of what I am sharing in this episode, but you may just stop feeling bad about how nasty your self-talk is, and start to change it,  once and for all. The free app mentioned in this episode:  https://thinkup.me/  to get started practicing how to think better thoughts Freebie AlertIn order to change our behavior, we need practice, so if you have decided to start working on your negative self-talk, grab your copy of the handout that accompanies this episode:Negative Self Talk worksheet Ready to Work with Me?Are you ready to invest in getting back into momentum & moving the needle in your business and life?  Click here to schedule a free 30-minute consultation to see if my signature 12-week 1:1 coaching program is right for you. Free Consultation for 1:1 Coaching If you are the kind of entrepreneur who learns as much from others as you do when you and your business are the sole focus, my group coaching program is starting again soon and the first step is to get on the waitlist! Click here to be notified of all the details: Group Coaching Waitlist Let's connect on Instagram: Instagram: https://www.instagram.com/coachdiannwingert/ Join The Driven Woman Facebook GroupThe place to be for entrepreneurial women who are ready to go from driven and distracted to focused, fired up, and flame retardant  (https://www.facebook.com/groups/thedrivenwoman)  So, that's all for now, Driven Woman!  See you next week, when my guest Melanie Lockert, writer, speaker, author of the best-selling book Dear Debt and host of the Mental Health & Wealth Podcast, joins me for a deep dive into the relationship between money, debt, and mental health for episode #78, Women & Money, It's Complicated. 

One of the things that is so frustrating about the human brain is how often it cranks out negative self-talk, no matter how smart, capable, or successful we are. In this solo episode of The Driven Woman Podcast, I spill the tea on how the brain actually works, why there is nothing wrong with you just because you have negative thoughts about yourself (spoiler alert, just about everyone does….) but how simple it actually is to change them and think better thoughts. I even share some of the exact tools and techniques I share with my private coaching clients. Some of the things we will cover in this episode are:The brain's negativity bias Thoughts vs beliefsThe path of least effort Cognitive dissonance Whether you are a total brain science nerd or your eyes glaze over when someone starts talking about neurobiology, I promise you will not only understand every word of what I am sharing in this episode, but you may just stop feeling bad about how nasty your self-talk is, and start to change it, once and for all. The free app mentioned in this episode: https://thinkup.me/ to get started practicing how to think better thoughts Freebie AlertIn order to change our behavior, we need practice, so if you have decided to start working on your negative self-talk, grab your copy of the handout that accompanies this episode:Negative Self Talk worksheet Ready to Work with Me?Are you ready to invest in getting back into momentum & moving the needle in your business and life? Click here to schedule a free 30-minute consultation to see if my signature 12-week 1:1 coaching program is right for you. Free Consultation for 1:1 Coaching If you are the kind of entrepreneur who learns as much from others as you do when you and your business are the sole focus, my group coaching program is starting again soon and the first step is to get on the waitlist! Click here to be notified of all the details: Group Coaching Waitlist Let's connect on Instagram: Instagram: https://www.instagram.com/coachdiannwingert/ Join The Driven Woman Facebook GroupThe place to be for entrepreneurial women who are ready to go from driven and distracted to focused, fired up, and flame retardant (https://www.facebook.com/groups/thedrivenwoman) So, that's all for now, Driven Woman! See you next week, when my guest Melanie Lockert, writer, speaker, author of the best-selling book Dear Debt and host of the Mental Health & Wealth Podcast, joins me for a deep dive into the relationship between money, debt, and mental health for episode #78, Women & Money, It's Complicated.

In this week's episode, Jenny brings us a compilation of the best clips on money, one of her favorite topics on the Feminist AF podcast. Amanda Holden, Melanie Lockert, and Galia Gichon are amazing women who help other women become financially intelligent, debt-free, and owners of growing bank accounts. Make sure to check out their full episodes as well! 02:25 - Amanda Holden, “Feminism and Financial Freedom”07:09 - Melanie Lockert, “Parting Ways with Debt and the Patriarchy”11:47 - Galia Gichon, "Get Your Advice From A Woman"Connect with Amanda at:www.amanda-holden.com/dumpsterdog-blogwww.instagram.com/dumpster.doggy/Connect with Melanie Lockert at:twitter.com/deardebtbloghttps://deardebt.com/ www.facebook.com/melanie.ann.31 Connect with Galia Gichon at:www.instagram.com/pagesandmore/Connect with Jenny at: www.dothefirework.comwww.instagram.com/dothefireworkwww.twitter.com/dothefirework

If you needed to pick three photos to celebrate your life, which three would you choose? We take so many images these days that usually get lost in the cloud. But what if I asked you to pick three moments you were grateful for....? Today we ask Melanie Lockert. With me your host, Kate Branch BA (Fine Art) (MA) Art Therapy. Also, you probably will want to check out the photos people choose. You can see them on Instagram or Facebook.

What’s your money mindset? It’s Financial Literacy Month and we’ve called on our personal finance trainers to take over this month’s boss tips!Today you’ll hear from Melanie Lockert, founder of the blog and author of the book, Dear Debt, as she shares her tips on how you can overcome your financial anxiety by reestablishing your relationship with money.Related Links:Learn more about Melanie Lockert hereGrab a copy of Happy Money by Ken HondaJoin Melanie for money management check-insTips on how to prioritize your sleepSubscribe to Melanie’s podcast: The Mental Health and Wealth ShowJoin the Bossed Up Courage Community on FacebookGot a career conundrum you want me to cover on the podcast? Call and leave me a voicemail NOW at 910-668-BOSS(2677).

I am excited to share today's guest, John Sovec with you.  The Driven Woman Podcast is produced with the driven but distracted female entrepreneur in mind, so you might be surprised to see a man joining us as a guest.  I invited John because he is a therapist and coach, a writer, an internationally recognized speaker.  He is also a  yoga and mindfulness teacher and one of my closest friends.  One of the things that John is an expert in is how to move through fear, the subject of today's podcast interview.   If you have a goal and find yourself holding back out of fear, whether it's fear of failure, fear of success, fear of being seen,  imposter complex, or all of the above, this episode is for you! Check out his website, follow him on IG, and visit his YouTube channel for mindfulness, meditation, and breathing tips, here are the links:https://www.johnsovec.com/https://www.instagram.com/johnsovectherapy/https://www.youtube.com/user/ExperienceYourLifeThis week's podcast review, from Dear Debt, aka Melanie Lockert, speaker, writer, coach, and host of The Mental Health & Wealth Podcast, writes “Love Diann's energy & personal approach.  The episodes are informative and personal, entertaining, and full of ways to be more productive and kinder to ourselves.” Check out my interview on The Mental Health & Wealth Podcast here: https://apple.co/3cqRnuVDon't forget to leave your own review of The Driven Woman Podcast, so I can read it on a future episode!    Apple: https://apple.co/2BZDFzcAndroid: https://www.podchaser.com/podcasts/the-driven-woman-119448Want to help me know exactly what content to feature?Click here to take this poll  “What's Holding You Back?”  I'm working on a brand new series on mindset blocks.  Tell me yours so I can create the perfect episodes for you! https://www.tryinteract.com/share/quiz/5e86e90dce39a3001432b6dbAre you ready to take things to the next level and work With Diann? Are you ready to invest in making 2021 the year you get back into momentum & move the needle?  Click here to schedule a free 30-minute consultation with Diann to see if her signature 12-week private coaching program is right for you.  Create an ADHD-friendly business and life! https://calendly.com/diannwingert/free-consultationConnect with Diann Online: The Driven Woman Facebook Group: https://www.facebook.com/groups/thedrivenwoman/Instagram: https://www.instagram.com/coachdiannwingert/ LinkedIn:   https://www.linkedin.com/in/diannwingertcoaching/ Facebook:  https://www.facebook.com/diannwingertcoaching/ 

I am excited to share today's guest, John Sovec with you. The Driven Woman Podcast is produced with the driven but distracted female entrepreneur in mind, so you might be surprised to see a man joining us as a guest. I invited John because he is a therapist and coach, a writer, an internationally recognized speaker. He is also a yoga and mindfulness teacher and one of my closest friends. One of the things that John is an expert in is how to move through fear, the subject of today's podcast interview. If you have a goal and find yourself holding back out of fear, whether it's fear of failure, fear of success, fear of being seen, imposter complex, or all of the above, this episode is for you! Check out his website, follow him on IG, and visit his YouTube channel for mindfulness, meditation, and breathing tips, here are the links:https://www.johnsovec.com/https://www.instagram.com/johnsovectherapy/https://www.youtube.com/user/ExperienceYourLifeThis week's podcast review, from Dear Debt, aka Melanie Lockert, speaker, writer, coach, and host of The Mental Health & Wealth Podcast, writes “Love Diann's energy & personal approach. The episodes are informative and personal, entertaining, and full of ways to be more productive and kinder to ourselves.” Check out my interview on The Mental Health & Wealth Podcast here: https://apple.co/3cqRnuVDon't forget to leave your own review of The Driven Woman Podcast, so I can read it on a future episode! Apple: https://apple.co/2BZDFzcAndroid: https://www.podchaser.com/podcasts/the-driven-woman-119448Want to help me know exactly what content to feature?Click here to take this poll “What's Holding You Back?” I'm working on a brand new series on mindset blocks. Tell me yours so I can create the perfect episodes for you! https://www.tryinteract.com/share/quiz/5e86e90dce39a3001432b6dbAre you ready to take things to the next level and work With Diann? Are you ready to invest in making 2021 the year you get back into momentum & move the needle? Click here to schedule a free 30-minute consultation with Diann to see if her signature 12-week private coaching program is right for you. Create an ADHD-friendly business and life! https://calendly.com/diannwingert/free-consultationConnect with Diann Online: The Driven Woman Facebook Group: https://www.facebook.com/groups/thedrivenwoman/Instagram:

 With this episode this week, we're doing something a little different. Back in 2016 and ‘17 I had a little podcast called Monday Morning Mimosas. This is a podcast I did completely on my own and really enjoyed doing. My focus was on interviewing up-and-coming entrepreneurs in the personal finance space and beyond. There was one conversation I had with one of my online friends, Melanie Lockert, that really resonates today. So I'm going to be sharing this episode in honor of women's history month, and Melanie and I are going to talk about becoming an entrepreneur as a woman and women's equal pay.Topics covered in this episode: Women and the fear of asking for a raiseWomen's right to equal payThe personal feelings and uncomfortable conversations around moneyThe realizations we have as young professionals transitioning into entrepreneurshipCheck us out here: https://instagram.com/sarahalpotterhttps://instagram.com/letsgetsocialofficialhttps://www.instagram.com/mentalhealthandwealth https://www.instagram.com/melanielockert 

Writing break-up letters to debt is the philosophy that allowed Melanie Lockert to get out from under crippling student loans. After sharing her reflective journey online, others all around the world chimed in with their debt stories and started the phenomenon "Dear Debt." Melanie reminds us that, "you are not alone, and you are not a loan." She balances authentic and transparent truth with positive steps and dreaming about life after debt. Sean, Karen and McKenna chat about how the realities of life can have an impact on our financial journeys and how the absence of shame is an important aspect of money management. www.thehippodcast.com Resources and Guest Favorites HEALTH: IT'S PERSONAL SHOWNOTES: https://www.thehippodcast.com/financial-series-melanie-lockert HEALTH: IT'S PERSONAL INSTAGRAM: https://www.instagram.com/thehippodcast/ HEALTH: IT'S PERSONAL FACEBOOK COMMUNITY: https://www.facebook.com/groups/healthitspersonal LOVE the work we are doing? Join our Patreon family, for additional content, recipes, and connection: https://www.patreon.com/thehippodcast Curious how we're creating these gorgeous emails? Meet Flodesk! Get 50% off for life with this link. https://flodesk.com/c/Q0QN8C --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this session of the Everyday Bucket List Podcast, I chat with Melanie Lockert of the Mental Health and Wealth website & podcast. She discusses creative and affordable bucket list ideas and some fun things to do in & near Hollywood, CA such as visiting historical & architectural landmarks, including The Frank Lloyd Wright creations in Los Angeles.  She also shares her debt payoff journey, resources to help those in debt or financial limbo and creative & affordable bucket list items.

In this special holiday bonus episode, host Melanie Lockert acknowledges how hard the holidays can be and talks about creating a gratitude practice. She used to think gratitude was too new-agey but she shares how it has shifted her thinking and helped her mental health and wealth. Learn how to create a gratitude practice and why cultivating awe can lead to more fulfillment and enjoyment in life. 

On this episode of Money Savage EXPRESS, we talked about dealing with and managing the feelings and emotions surrounding money, small actions you can take, and how listening and responding can play a critical role in helping with Melanie Lockert, finance writer, speaker and podcast host.  Listen to learn why feeling overwhelmed by debt or finances is a perfectly normal thing and what you can do about it! For the Difference Making Tip, scan ahead to 19:18! You can learn more about Melanie at MentalHealthandWealth.com, Facebook, Twitter, Instagram and LinkedIn. We’re honored to have been named one of the top podcasts from investing! George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2019! Have George speak to your organization. You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.  Check out Money Alignment Academy as well!

In this episode, Jenny interviews guest Melanie Lockert, founder of Dear Debt and host of the Mental Health and Wealth Show. Listen to Jenny and Melanie validate debt’s emotional impact and uncover the secrets they’ve learned in pursuing financial freedom.

Melanie Lockert is a writer, creator of Dear Debt, she is the host of the mental health and wealth show podcast and the founder of Lola retreat. She has also been featured in the New York Times and Marketwatch. Be sure to follow Melanie on social media  @melanielockert @mentalhealthandwealth  @lolaretreat Follow Natalie: @finaciallysavvylatina @finaciallysavvyin20minutes Follow Robert (her producer) @robert_delude @noneofyourbusinesspodcast.

So you're in over your head in student loan debt and you don't know where to turn. It feels like this weight that you can't shake off or a thought that is constantly repeating in your head like a broken record. If you've been in that situation, you're not alone and Melanie Lockert is here to help. Melanie has been to the student loan debt mountaintop and she has great advice to share on how she paid off over $80,000 in student loan debt but more importantly, she shares resources that you can use to help cope with the stress that carrying student loan debt can cause. She's been there before and that's what makes this episode so interesting. Melanie is the author and creator of Dear Debt and she is currently expanding her reach into the mental health and personal finance space with her latest "Mental Health and Wealth" blog and podcast.  We can't wait for you to enjoy and learn from this episode. Share this episode with a friend that might be looking up the student loan debt mountain wondering how they'll ever get to the top. Remember, you're not alone and there are resources out there for you that can help. Melanie will share those with you and if you need help paying down your student loan debt, you can check out our sponsor StartNoo.com to learn more. For more information and to access our show notes, visit: www.thestudentloanpodcast.com/Episode3

Content warning: we discuss suicide and depression in this episode. If you are in distress, please contact a crisis professional by texting HOME to 741741. You can also call the Suicide Prevention Lifeline at 1-800-273-8255.September is Suicide Prevention Month. In honor of that, host of the Mental Health and Wealth Show, Melanie Lockert, is on the show to talk about how you can care for your mental health and self-worth even during the times that we are in now.--Related Links:https://mentalhealthandwealth.com/The Mental Health and Wealth ShowThe Lola RetreatDear DebtFollow Melanie on InstagramFollow Melanie on TwitterIf you are in distress, please get in touch with a crisis professional by texting HOME to 741741.Call the Suicide Prevention Lifeline at 1-800-273-8255.--Melanie Lockert is the author of the book Dear Debt, podcast host of The Mental Health and Wealth Show, and is a full-time freelance writer. Her work covers personal finance, small business, mental health, and relationships and has appeared on Business Insider, VICE, Allure, and more. Melanie has an M.A. from New York University, is passionate about music, boxing, and mental health, and lives in Los Angeles with her two cats, Miles and Thelonious.--To join the Money Circle Community, visit https://www.maggiegermano.com/moneycircle/.To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.

These amazing guests talk of their struggles with mental and financial health.  As both content producers and consumers, Jennifer Mah, Melanie Lockert, Wendy Mays, and Diania Merriam provide us hope that we can get wrangle both our minds and money into shape.  

If you’ve been listening to the show for a while, you’re going to be very familiar with my guest today, Melanie Lockert, who is a regular on our monthly happy hour episodes and a long time business bestie of mine. Over the past six years, Melanie and I have been part of a mini-mastermind group each encouraging and helping the other navigate the crazy world of running a business. Melanie joins me today to talk about her latest business endeavor, Mental Health and Wealth dot com and the Mental Health and Wealth Show. She is literally tackling two of the most taboo subjects out there and doing it in my opinion, amazingly. She joins me today to share more about this important business she is building and why two topics that seem very scary can actually be fun and empowering to dive into. For more information, visit the show notes at https://martinisandyourmoney.com/show-notes/mental-health-and-wealth-with-melanie-lockhart

There is a strong link between mental and financial health.  On this episode we discuss with Melanie Lockert dealing with debt and the depression that it caused her.  Plus, a short segment with Bradley Rice regarding Salesforce.  

SHOW NOTES |MELANIE LOCKERT on IGDEAR DEBT WebsiteLOLA RetreatsDEAR DEBT Letter ExamplesFinConThe Greatest Worth ProcessDebt Free Dream ListMental Health and Wealth .comMental Health and Wealth Podcast with MelanieOpen Path CollectiveAunt Bertha - a place to find resources locally during trying times‘How to Break Up with Your Phone’ by Catherine Price‘Dear Debt’ by Melanie LockertMORE WAYS TO CONNECT Join The Greatest Worth Family Facebook Group for the accountability, support as well as tactical and practical tips on how to move forward with your money!If you enjoyed this episode please screenshot it and share it on instagram or facebook and let your friends know about this beautiful community you’re helping create! Tag me so I can see it, share it, and send you a little message as well!@greatestworth on IG and FBAnd don’t forget to give me a review. I’d be SO grateful! It really does help to spread the word!XOXO,Nicole

Is the burden of debt so great that it's causing you to feel anxious and depressed? Do you feel like life would be better if you could only catch up on your bills? My guest this week understands the connection between debt and depression, because she's lived it. Melanie Lockert is founder of the blog and author of the book, Dear Debt. She is passionate about helping others get out of debt, and focuses on the intersection of debt and mental health which is why she has recently launched a new blog and podcast called Mental Health and Wealth. You can find the show notes for this episode at https://maplemoney.com/melanielockert RRSP season is here, which makes it a great time to open an RRSP if you haven't already done so. Our sponsor, Wealthsimple, can help you get a bigger refund AND save on investment fees. Not only that, but MapleMoney readers get $10,000 managed for free by opening a new account, or by transferring their RRSP to Wealthsimple. To open your Wealthsimple RRSP today, head to https://maplemoney.com/wealthsimple

Getting out of debt is not just about spending less and saving more. For many, there are many emotional and psychological factors that affect their ability to move forward toward being debt-free. Chris Browning talks with Melanie Lockert about her own journey to deal with the mental and practical aspects of dealing with debt and how her voice resonates with many others who have similar struggles. Melanie shares her most memorable Plutus award and what made it so poignant at that time she received it Her passion for bringing conversations and situations to the forefront to shine a light on the impact debt really has on day-to-day life She talks about her own story about getting out of debt and the psychological struggles along the way What her brand is built on and the message she is sharing that differs from many in the personal finance media space How she keeps empathy in her work and come from a place of caring Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. You can find her at DearDebt.com and @DearDebtBlog. For more information, visit the show notes at https://plutusfoundation.org/2019/16-melanie-lockert/

Money and mental health, have you ever wondered if there is a connection? Because there absolutely is. And surprisingly, even though this is something I’ve known for a while, and even experienced in my personal life, I’ve never had anyone on the podcast to talk about it with me. Luckily, I know people. Like Melanie Lockert, who was on episode 21 of the podcast all the way back in 2015. A lot has happened since we recorded that episode. She published a book called Dear Debt, moved from Portland to L.A., and founded a women’s financial literacy event called Lola Retreat. She’s also become very well known as not only a debt expert, but also a money and mental health advocate. And that’s what we’re talking about on the show, hopefully to shed some light on a topic not many people are talking about. If you or someone you know is struggling with financial issues, mental health issues, or both, here are some resources we mentioned on the show that you may want to look into for help: Crisis Text Line Open Path Collective The LifeLine Canada For full episode show notes visit https://jessicamoorhouse.com/212

In this episode of Strong Roots, Amy and I sit down with “Dear Debt” Author Melanie Lockert. Melanie shares her inspiration for the her book and the concept of “Breaking up with your debt”. Melanie also has a blog where she discusses similar topics, and as you’ll hear, she has a real passion for helping people not feel overwhelmed. It was truly a pleasure to chat with Melanie and if your interested to find out more, check out the show notes below. Thank you for listening and be sure to rate and subsribe! Melanie Lockert@deardebtblogABOUTMelanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt.She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health.As a mental health advocate, every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. Click the Image to Check out the Blog DEAR DEBT MANIFESTOWelcome to my home on the web. Dear Debt is committed to inspiring others to get out of debt for good and take back their lives.It’s a safe space, a community and a place where people can talk openly about the emotional aspects of being in debt — the highs of making progress, the lows of feeling buried in debt, and the plateaus of feeling stuck.Dear Debt was founded on a few principles:Everyone matters and we can all learn from each other.Although we are all in debt for different reasons, we are in this together and we will help inspire each other to get out of debt.There is no judgement.You are not a loan. You are not alone.Your self-worth is not based on your net worth. Dear Debt: A Story About Breaking Up With DebtIn her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free.By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom.Inside Dear Debt you will learn to:Find the debt repayment strategy most effective for your needsAvoid spending temptations by knowing your triggersReplace expensive habits with cheaper alternativesBecome a frugal friend without being rudeStart a side hustle to boost your current incomeNegotiate your salary to maximize valueDevelop a financial plan for life after debt

Melanie Lockert joins us today to share her story of student loan debt and her subsequent inability to find a job when she graduated into one of the worst job markets America had ever seen, and her spiral into depression and shame over her debt.Melanie is not alone - as of 2018, more than 44.2 MILLION borrowers owe more than $1.5 TRILLION! (link https://en.wikipedia.org/wiki/Student_debt)September is National Suicide Prevention month - and Melanie hosts a Suicide Prevention Blog Tour every year due to the sheer number of people who find her blog when they search "I want to kill myself because of debt".Melanie advocates sitting down and figuring out exactly how much your debt is costing you per day, which was both a big source of shame as well as a HUGE motivator for her to pay it off. She also shares her journey out of debt - and out of depression through therapy.Melanie also shares resources for people feeling overwhelmed. Find counseling options at www.openpathcollective.org, talk to someone through text by texting HOME to 741741, which is the Crisis Text line or call the National Suicide Prevention Hotline at 1-800-273-8255.In This Episode We Cover:Melanie's journey with moneyExperiencing mental health issues because of debtStart blogging and wrote break-up letters to debtHow she paid off her debtHer main side hustleHow much it costs her to pay her student loan debtsThe reason why debt is depressingThe biggest mistake people are makingHer advice to anyone who has the same path with herFive stages of grief that are similar to paying off debtOn living in denialSteps to prepare your mindset and addressing the underlying issues Therapy hackWhat keep her motivatedTalking about the first person who reach out to herHow she personally managed to pay off her student loansOn making more moneyWhat her life look like after she paid off her student loan debtAnd SO much more!Links from the ShowCraigslistTaskRabbitFinConMintOpen Path CollectiveCrisis Text Line - Text HOME to 741741Suicidal Hotline - 1-800-273-8255Suicide PreventionNational Foundation for Credit CounselingAnnual Credit ReportSide Hustle NationBiggerPockets Money Podcast 90: From Unplanned Pregnancy to Financially Free with Melissa from Traveling WalletBiggerPockets Money Podcast 28: How Anyone Can Easily Make Extra Money Using Side Hustles with Nick LoperBiggerPockets Money Podcast 50: Rebuilding Your Financial Life After Bankruptcy with Patrice WashingtonBiggerPockets Money Podcast 35: Hacking Your Life to Live for (Almost) Free with Craig Curelop

Today's bag of popcorn is brought to you by Gazelle! Get $10 off your next Purchase at Gazelle by visiting https://popcornfinance.com/Gazelle Mental health and money aren't two topics that you hear discussed together very often. Today's guest, Melanie Lockert, has made it her mission to create a space where these discussions can be had. Melanie and I discuss her talk at a recent Plutus Voices event and why it is important to have these conversations. Resources from Melanie National Suicide Prevention Lifeline - https://suicidepreventionlifeline.org or Call 1-800-273-8255 Crisis Text Line - Text HOME to 741741 NAMI (National Alliance on Mental Illness) - NAMI.org American Foundation for Suicide Prevention - https://afsp.org Project Semicolon - https://projectsemicolon.com Why We Rise - https://whywerise.la   Connect with Melanie at www.DearDebt.com Full Show Notes at https://PopcornFinance.com/142

Dear Debt's Melanie Lockert paid off $81 thousand in student debt in just a few years. She'll join us to talk about how she got to $81 thousand in the first place, what she would do differently if she could do it all again, and what led to the creation of her Dear Debt blog (now also a book). We're also discussing how to choose your Common App prompt and what Common App supplemental essays are all about.

Dear Debt's Melanie Lockert paid off $81 thousand in student debt in just a few years. She'll join us to talk about how she got to $81 thousand in the first place, what she would do differently if she could do it all again, and what led to the creation of her Dear Debt blog (now also a book). We're also discussing how to choose your Common App prompt and what Common App supplemental essays are all about.

This week I sat down with blogger and author Melanie Lockert to discuss the struggles people face when it comes to debt. Melanie is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Business Insider, Time, Huffington Post and more. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. HERE’S WHAT YOU’LL LEARN FROM THIS EPISODE: Melanie’s background and how she began educating others about debt What inspired Melanie to create Dear Debt The safe space and community she has created How debt can affect a person’s mental health One of the top searches Melanie sees as it relates to debt The three taboo topics Melanie sheds light on The different types of letters to debt seen on her blog Why people write letters to thank the debt they’ve incurred Times debt can be a very good thing for people Melanie’s debt journey and how she paid off $81K How being in debt is similar to the 5 stages of grief When Melanie hit the lowest of the low point The way she doubled her income in one year The ins and outs of Lola Retreat How the Lola Retreat came about and when the next event will be LINKS WE MENTIONED ON THE SHOW: Dear Debt Blog Dear Debt Book GET SOCIAL WITH MELANIE AND LET HER KNOW YOU HEARD ABOUT HER HERE Melanie’s Website Lola Retreat Melanie's Email Twitter Instagram

Sarah and (former co-host) Garrett chat with Melanie Lockert, the founder of Dear Debt, a blog that aims to help people remove the stigma around mental health and debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams, and figure out a plan to be in control of their finances. We chat about her history with mental illness, how that’s impacted her financial life, what sparked her desire to help those feeling suicidal over their debt, and how money can be the most important (and useless) thing in the world. To find resources we shared in this episode, head over to www.beyondthedollar.co/306

On this episode, I talk with Melanie Lockert of the website Dear Debt and one of the founders of the Lola Retreat I had the pleasure to attend in April. Melanie shares her story of being in debt, how she managed to get out of debt, where her blog came into helping her stay motivated, and how the Lola Retreat came to be. Links from the show: Dear Debt Lola Retreat 20 Things About Melanie Buy Melanie's Book: Dear Debt: A Story About Breaking Up With Debt  Connect with Melanie: Twitter @DearDebtBlog Twitter @LolaRetreat Instagram @DearDebt Instagram @LolaRetreat

When Melanie Lockert and her partner launched the Lola Retreat in 2017,  profits were at the bottom of their list. So low they did not even try to go for sponsors until just a few weeks before the event. What happened then was shocking. Plus a money tip for the luxury lover.  For more information, go to http://www.bobbirebell.com/podcast/melanielockert

Student debt, or debt of any kind, is a weight that impacts your entire life. The weight of debt carries a range of emotions from shame, anxiety, and depression to feelings of isolation and inadequacy. Many women struggle to find peace with that debt, let alone financial freedom. Typical debt solutions are often oversimplified—extreme budgeting, cutting back on lattes…there has to be more we can do. There has to be someone we can turn to! For a while, there wasn’t. That is exactly where my guest Melanie Lockert saw a need, and why she created a community as a response to that need    Join us for the conversation! http://bit.ly/2Awr0PD

Needs versus Wants is a life lesson we all learned and need to revisit almost daily.  It’s something we try to explain to our children at the grocery store check out next to all the gum and candy.  It’s something we say in our heads right before we purchase that additional piece of clothing online that looks exactly like something in hanging in our closet.  Melanie Lockert paid off $81,000 in student loans. She is a freelance writer and all-around side hustler currently living in Los Angeles, California. She runs a blog DearDebt.com where she shares her financial inspiration.

September is Suicide Prevention Awareness month. Lesbian, trans, bi and gay suicide and suicide attempts happen disproportionally more than the general population, and people who die by suicide are eight times more likely to have debt. Lesbian, Trans, Bi and Gay Suicide and Queer Money We partner with our friend, Melanie Lockert of Dear Debt, who’s bringing more attention to Suicide Prevention Awareness Month and highlighting the effects that debt has on those who become or are severely depressed. As suicide disproportionally affects the LGBT community and queer people have more financial struggles than the general population, we think it’s important to cover these important topics this month. Queer suicide September is Suicide Prevention Awareness Month. People who die by suicide are eight times more likely to be in debt. LGBTQ people disproportionately attempt suicide relative to the general population. The fifth leading cause of death of all men, queer or straight, is suicide. The problem is so severe that the rate of suicide among men is currently three and a half times that of women. Middle-aged, white men account for seven out of 10 suicides. Suicide rates for men over the age of 75 are nine to 12 times higher than women.  Suicide and suicide attempts are higher in the queer community than the general population. Queer teens and young adults have the highest rate of suicide attempts. Many lesbian, trans, bi and gay suicides happen because the victims feel they have nowhere else to turn or that they have no other options, whether they struggle with their sexual orientation, their finances or both. The more we become aware of the signs and risks of suicides the better we can help prevent them. Substance abuse and the queer community The Advocate announced in 2015 that “gay men have a drinking problem” because the CDC reported that “[queer] people are more likely to use alcohol and drugs, have higher rates of substance abuse, and are more liable to continue drinking into later life.” The CDC further said the reasons for increased stress and depression among queer people are the same reasons they turn to drugs and alcohol. Another reason is that to self-medicate, many queer people find refuge with drugs and alcohol. That refuge is only temporary at best and most drugs, including alcohol, are depressants. Therefore, the self-medication only exacerbates their depression, and the cost of drugs and alcohol add to their financial troubles. Resources to prevent lesbian, trans, bi and gay suicide: Suicide Prevention Awareness Month Blog Tour Debt Drop #EndTheStigma on Twitter #DebtDrop on Twitter The Crisis Text Line, Text 741741 National Suicide Prevention Lifeline Project Semicolon Well Kept Wallet His & Her Money The Center for Disease Control: 800-232-4636 U.S. Department of Health and Human Services: 877-696-6775 Services & Advocacy for GLBT Elders: 888-234-SAGE National LGBTQ Task Force: 800.528.6257 While we’re talking about being healthier and living better lives this month, we can’t forget about those who feel their lives have no worth. We can’t forget about those who struggle to get out of bed in the morning, let alone make it to the gym. We can’t forget about those who have been conditioned to feel inadequate, disappointed or worthless.  If you or someone you know suffers from depression, substance abuse or thoughts of suicide, talk about it and know that others care.

Follow us on Instagram https://www.instagram.com/ms.bridgettelewis/ CoffeeTalk Conversations Melanie Lockert is the personality behind the award-winning blog, Dear Debt, where she chronicled her journey out of $81,000 in student loan debt. Through her blog, she inspires readers to break up with debt by writing their very own breakup letter to debt. In 2015, Melanie (and her journey out of debt) was named one of the top five most inspiring personal finance stories of the year by Yahoo! Finance. She currently works as a freelance writer and event planner. Melanie and her work have appeared in Business Insider, The Huffington Post, Yahoo! Finance, INC, and more. CoffeeTalk and Money Follow the show on Twitter: @CoffeeTalkJazz and @Bsimplyspeaking        

As we continue our back to basics series, we’re going to talk about debt. We interview the founder of the blog, Dear Debt, We Need to Break Up. Melanie Lockert of Dear Debt who paid off $81,000 in student loan debt joins us to discuss all things debt related. It's so much harder to build wealth and achieve financial independence when you are dragging around debt. If you have high-interest debt, start making a plan today to get it paid off as quickly as you can so you can stop paying debt and start growing your money. Full Article Here Show Notes Dogfish Head SeaQuench Ale: A sour brewed with lime, black limes, and sea salt. Dear Debt: Melanie's blog. Dear Debt: A Story About Breaking Up With Debt: Melanie's new book. Tool Box: All the best stuff to manage your money. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes the odds feel to be against us. This was the case with Melanie Lockert. She had $81,000 in student loans and wanted to get rid of them pretty fast. From the outside looking in with her income at the time and her daily expenses, it didn't seem possible.  Melanie decided enough was enough and shared her bold declaration publicly. She shares all the details in this episode! What you'll learn about in today's episode:  She shares the moment she realized the importance of money and how it followed with selling her parents CDs  What exactly happened when she signed up for a Mint.com account to figure out how much debt she had Her bold declaration which given her current income made it unrealistic What Goldilocks has to do with her biggest challenge as an entrepreneur  For the complete set of show notes for this episode go to http://www.jenhemphill.com/109 Be sure to continue to join us in more money conversations in our FREE community over here: http://www.jenhemphill.com/community  Enjoy this episode and want more? Be sure to subscribe and leave us a review on iTunes: https://itunes.apple.com/us/podcast/her-money-matters-money-talk/id1006403754  By you doing that will help us reach more women like you. It's easy, here is how: http://jenhemphill.com/how-to-subscribe-and-leave-a-review-on-itunes/  The post appeared HMM 109: The One Bold Declaration That Changed It All With Melanie Lockert first on the Her Money Matters Podcast.

Sometimes the odds feel to be against us.  This was the case with Melanie Lockert.  She had $81,000 in student loans and wanted to get rid of them pretty fast.  From the outside looking in with her income at the time and her daily expenses, it didn’t seem possible.     Melanie decided enough was enough and shared her bold declaration publicly.  She shares all the details in this episode!   What you'll learn about in today's episode:   She shares the moment she realized the importance of money and how it followed with selling her parents CDs  What exactly happened when she signed up for a Mint.com account to figure out how much debt she had Her bold declaration which given her current income made it unrealistic What Goldilocks has to do with her biggest challenge as an entrepreneur   For the complete set of show notes for this episode go to http://www.jenhemphill.com/109   Be sure to continue to join us in more money conversations in our FREE community over here: http://www.jenhemphill.com/community    Enjoy this episode and want more?  Be sure to subscribe and leave us a review on iTunes:  https://itunes.apple.com/us/podcast/her-money-matters-money-talk/id1006403754    By you doing that will help us reach more women like you.  It’s easy, here is how:  http://jenhemphill.com/how-to-subscribe-and-leave-a-review-on-itunes/    The post appeared HMM 109: The One Bold Declaration That Changed It All With Melanie Lockert first on the Her Money Matters Podcast.

Sometimes the odds feel to be against us.  This was the case with Melanie Lockert.  She had $81,000 in student loans and wanted to get rid of them pretty fast.  From the outside looking in with her income at the time and her daily expenses, it didn’t seem possible.     Melanie decided enough was enough and shared her bold declaration publicly.  She shares all the details in this episode!   What you'll learn about in today's episode:   She shares the moment she realized the importance of money and how it followed with selling her parents CDs  What exactly happened when she signed up for a Mint.com account to figure out how much debt she had Her bold declaration which given her current income made it unrealistic What Goldilocks has to do with her biggest challenge as an entrepreneur   For the complete set of show notes for this episode go to http://www.jenhemphill.com/109   Be sure to continue to join us in more money conversations in our FREE community over here: http://www.jenhemphill.com/community    Enjoy this episode and want more?  Be sure to subscribe and leave us a review on iTunes:  https://itunes.apple.com/us/podcast/her-money-matters-money-talk/id1006403754    By you doing that will help us reach more women like you.  It’s easy, here is how:  http://jenhemphill.com/how-to-subscribe-and-leave-a-review-on-itunes/    The post appeared HMM 109: The One Bold Declaration That Changed It All With Melanie Lockert first on the Her Money Matters Podcast.

Melanie Lockert, author of the book Dear Debt, shares how she finally made the critical mid shift from complete denial of her own $81,000 in student loan debt, to being obsessed about paying it off — and then got other people to face the financial music, too. In Mailbag, 403(b)s, the hidden allure of tag sales and the importance of saving automatically.

Getting rid of student loans is a journey so many of us take and many of us are still on this journey. In this episode,… The post POM019: Breaking up with $80k of Debt & Becoming an Entrepreneur with Melanie Lockert appeared first on Pocket of Money, LLC.

I’m a huge fan of supporting women in all areas of their lives, but specifically, I love to help women get empowered with money which is why I’m excited to share with you this special episode about the Lola Retreat. One of the co-founders of Lola is a great friend of Martinis and Your Money, Melanie Lockert from Dear Debt, and she’s on today with her Lola co-founder Emma Pattee to talk about this event, what you can expect and how you can join us. My biggest takeaway is that I know this retreat is going to be so meaningful that I’ve invested my own time and money in being a part of it and I hope to see as many of you there as possible. If you’re a martini and your money listener and attend Lola, plan to have a martini on me and with me while you’re there. GET $50 off http://LolaRetreat.com tickets when you USE THE SPECIAL CODE mentioned in this episode (hint: at the 36min mark) before August 2017.

Melanie started blogging about her debt in 2013 to keep herself accountable during the debt payoff process. In total, she had $81,000 in student loan debt. After paying the minimum towards her loans for five years, she graduated in May 2011 with $68,000 left. She paid off $68,000 in four and a half years, $30k of … Continue reading Mimosas With Melanie Lockert

We are joined today by Melanie Lockert the the personality behind the award winning blog DearDebt.com. Melanie encourages people with debt to write their breakup letter to debt each day. Melanie is an incredible example of how you can completely change your life. She used to be living off food stamps and now makes a 6-figure... The post Writing a Dear Debt Breakup Letter with Melanie Lockert appeared first on Financial Freedom Community.

I had the pleasure of sitting down with Melanie Lockert, author of Dear Debt: A Story About Breaking Up With Debt and founder of www.deardebt.com  Melanie paid off $81,000 in student loan debt in 4 years on her own. We discuss the emotional toll debt takes on a person, strategies she used to reduce her debt, and why we as a society don't talk about debt. Melanie became an expert in the "side hustle" during her 4 years of paying off her debt. She explains how she and you can start bringing in extra income through unique ways outside of you day job. You can find out more about Melanie and her work through the following links: www.deardebt.com  - Melanie's personal blog about how she has overcome $81K in debt. You can also purchase Melanie's new book, Dear Debt: A Story About Breaking Up With Debt through her website! You can also follow her on social media: Twitter (@deardebtblog):https://twitter.com/DearDebtBlog Instagram (@deardebt): https://www.instagram.com/deardebt/  

Melanie Lockert is a debt master. From her blog, Dear Debt, and her book by the same name, Melanie has personally paid off over $80,000 in debt and has heard from hundreds of her blog readers in their own "Dear Debt," letters share their experiences at doing the same. Melanie is now a freelance writer and event planner while she also keeps up with her blog. In this episode we talk all about mindset shifts needed to achieve financial greatness, whether college is really worth it, and if waiting 20 to 50 years for your student loans to be forgiven is really worth it. Check out the show notes for more.

In this podcast episode, we interview Melanie Lockert, author and blogger behind the award-winning blog, Dear Debt. She shares exactly how she got out of $81,000 of student loan debt, how money and mental health are linked, and resources for anyone struggling with money-related mental health issues. You can find show notes and links to all resources mentioned in the podcast at http://www.amandaabella.com/podcast20

Many of the questions I get for Ask Farnoosh are about student loans and student loan debt. It's a problem that's plaguing our country and with the rise of inflation, looks like it might get worse before it gets better. Today's guest has an incredible story of her own where she got out of $81,000 in student loan debt - both undergrad and graduate loans. Her story was, in fact, named one of the top five most inspiring personal finance stories of 2015 by Yahoo! Finance. She chronicled her journey on her award-winning blog Dear Debt and now inspires readers to break up with their own debt in a pretty fun way... by writing their own breakup letter to debt and sharing it on her website. Melanie also turned her story into a book, Dear Debt: A Story about Breaking Up with Debt. Melanie frequently contributes to news outlets and publications including Business Insider, The Huffington Post, Oprah and more. When she's not running her blog, she works as a freelance writer and event planner. For more information visit www.somoneypodcast.com. 

In this episode, we are going to be talking about a topic we are all passionate about. Debt. And how to most efficiently pay it off. Our guest in this episode, Melanie Lockert from Dear Debt, is an expert at paying off debt. She successfully paid off $81,000 of student loans while living on a low income. We're talking graduating from NYU with little to no job prospects, moving to Portland for better non-profit opportunities that didn't surface, living on food stamps, and taking control of her career and finances by side hustling and eventually becoming self-employed (while making a heck of a lot more!).  Melanie shares some of her biggest struggles, tips for paying off debt, and more in this inspiring episode. In this episode we discuss: 1:20 – Melanie's story 9:50 – Why "Dear Debt" letters? 18:30 – What being debt free feels like 27:40 – Entrepreneurship and things you might miss from a "traditional" job 35:40 –  The emotional toll of debt and reaching out for help Related links to check out: Chonce's Dear Debt Letter Kayla's Dear Debt Letter Erin's Dear Debt Letter Find out about contributing to Dear Debt Dear Debt: A Story About Breaking Up With Debt

Melanie shares how she tackled $81,000 in student loan debt and practical tips for how you can to.

Melanie had a TON of student loan debt and couldn't find a job in her field to pay it off. Then she discovered "side hustles" and learned things she's never get from a college course. Today she shares the inspiration behind her blog, DearDebt.com, which is the basis for her recently released book: Dear Debt: A Story About Breaking Up With Debt. To purchase a copy from Amazon, go to https://www.amazon.com/Dear-Debt-Story-About-Breaking/dp/0692684808

When you think of debt, numbers and interest rates probably come to mind. But debt isn't always about the numbers. Our guest today is Melanie Lockert, a blogger at Dear Debt and someone who recently paid off $81,000 in student loan debt. Melanie explains that the reason we go into debt and have a hard time getting out of it, is emotional. She points out that: “If it really was just about spend less, earn more, all of us would be rich and never face debt. And we'd all be successful, but a lot of us aren't and that's because we're dealing with these money issues, these emotional issues that come out through debt and finances and a scarcity mindset and there's so much to deal with.” During our conversation, she uses words like panicked, anxious, ;stressed, overwhelmed and depressed to describe how she felt about her debt. As trustees, we hear these kind of emotional descriptions from clients daily, so Melanie offers listeners a few strategies for facing debt head-on.

I talk to Plutus Award winner and debt blogger Melanie Lockert about her experience tackling $81,000 in student loan debt and becoming a full-time freelancer and debt crusher advocate. Long episode description: It was such a pleasure interviewing Melanie Lockert from Dear Debt. I’m an uber nerd and couldn’t contain how much I love Portland (where she currently lives) as you may have gathered from me blurting it out at the beginning of this episode. But in addition to secretly wishing I lived on the West Coast again, I’m also a huge fan of her blog and have been for many years, so it was a huge treat to be able to record this episode with the ultimate debt crusher.  Melanie’s story is one that I’m sure many of you can relate to. She took out a loan to do her bachelor’s degree, then got into her dream school of NYU to do her master’s degree. That meant she had to take on even more student debt. The grand total tallied up to $81,000 in student loan debt. That’s basically a down-payment on a house in Toronto or several very lavish tropical vacations. Melanie ended up leaving New York after graduating to move to Portland to be with her partner. Although Portland is way more affordable to live in than New York, the economy isn’t great and she struggled to find work. But Melanie didn’t let that get her down. She hustled and worked her butt off to find work and eventually turned her blog into a full-time job. And this year she even won a Plutus Award for Best Debt-Focused Personal Finance Blog and was nominated for Best Contributor/Freelancer for Personal Finance. You go girl! If you’re looking for a podcast episode to inspire you to break up with debt or just conquer something that seems completely impossible, you’ll definitely want to listen to this episode. And make sure to check out some of the links below that include a way to submit your Dear Debt Letter and some of Melanie&rsp> Melanie started this awesome program to help others break up with their debt and share their stories. If you have a debt story that you want to share and want to kick your debt to the curb, I highly recommend submitting your own Dear Debt Letter. Notable Blog Posts by Melanie The Positive Power of Thinking One Year Later: My Journey as a Freelancer  How I Spent Less Than $1,000 on a 2-Week Trip to Europe My Big Crazy, Audacious Goal My Experiences with Debt & Unemployment How to Survive Unemployment After Graduation How to Keep Positive While Unemployed How I Paid Off My Student Loan in Less Than a Year Shownotes: jessicamoorhouse.com/21

Melanie Lockert is a freelance wordsmith and a passionate debt fighter who writes at DearDebt.com. She is sharing her journey is paying off $81,000 in student loan debt.She invites others to break up with debt and encourages people to take control of their finances. She is a travel lover, music junkie, and ceviche connoisseur.

Thank you for reading this article, which comes to you originally from Personal Profitability.Today we welcome guest Melanie Lockert, a self-employed freelancer who quit her job in a non-profit to work for herself. She also happens to be one of our writers here at Personal Profitability. Melanie began her career with plenty of student debt after attending college in California and graduate school at NYU in New York […] The post PPP005: I'm Melanie and I Quit My Job to Work for Myself appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability.Today we welcome guest Melanie Lockert, a self-employed freelancer who quit her job in a non-profit to work for herself. She also happens to be one of our writers here at Personal Profitability. Melanie began her career with plenty of student debt after attending college in California and graduate school at NYU in New York […] The post PPP005: I’m Melanie and I Quit My Job to Work for Myself appeared first on Personal Profitability.

Thank you for reading this article, which comes to you originally from Personal Profitability. Today we welcome guest Melanie Lockert, a self-employed freelancer who quit her job in a non-profit to work for herself. She also happens to be one of our writers here at Personal Profitability. Melanie began her career with plenty of student debt after attending college in California and graduate school at NYU in New York […] The post PPP005: I’m Melanie and I Quit My Job to Work for Myself appeared first on Personal Profitability.

Original show notes: Melanie Lockert on Student loans, debt, suicide, blogging   Today we have one of our favorite bloggers on the show- A theatre student turned professional blogger, Melanie Lockhart and her blog is called Dear Debt. On her blog, she writes some personal thoughts but she also invites others to write break-up letters with debt; something that most find liberating and esteem-building and liberating. Welcome Melanie. [0:51] question Please tell us some more about yourself. $81,000 in student loan debt In 2011 couldn’t find a job   [3:53] question If you could go back and tell your 18- year old self anything, what would it be? Don’t go to a private school Too big of a bill   [4:36] question On your page, I read that people who die by suicide are 8 times more likely to be in debt. Can you explain a little bit more about maybe some warning signs to be on the look-out for? And some resources to help people? Kept getting suicide surge traffic Debt is not a death sentence- you are worth more than your debt National Suicide Prevention Hotline: Text 741741 Don’t be afraid to ask for help   [9:06] question You could create a blog on any topic, why choose debt? Obsessed with my debt Blog was accountability   [10:14] question What are some of the most interesting or inspiring debt stories that you have had on your blog from people? Some are funny Some are heartbreaking Creates a community for support   [11:52] question How often do you publish people’s stories? com à contact page   [12:10] question You said that you normally have about 6 or 7 side hustles going on- what have you done? Writer Editor Pet sitter Event assistant Social media marketer Brand ambassador Mother’s helper   [13:46] question You are also a freelance writer- how did you get started on that? Started blogging Networking with other bloggers   Value link round: [17:06] question Why do you think people fail at reaching their goals? Mindset Money limitations Lack of risk taking Excuses   [20:18] question What books or other podcasts do you recommend to our listeners? Podcast: Martinis and your money Books: Think and Grow Rich & Your money or your life   [21:03] question Best advice someone has ever given you? Be consistent   [21:52] question What’s your favorite quote? I did not get this far, just to get this far   [22:35] question How can people get in touch with you? Website: deardebt.com Twitter: @deardebtblog Book: Dear Debt: A story about breaking up with debt   [22:52] question What is some last advice for listeners before we go? All of this is a journey, you don’t have to do everything perfectly Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.