Podcasts about money making sense

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Best podcasts about money making sense

Latest podcast episodes about money making sense

Money Making Sense
Emotional Farewell -- Thank you for listening

Money Making Sense

Play Episode Listen Later Apr 2, 2025 6:30


It's the end of a great 8+ years.  Thank you to all my guests and dedicated followers of Money Making Sense.  You can still listen to past episodes of this show on your favorite platforms.  Below are just a few of the most popular: https://podcasts.apple.com/us/podcast/money-making-sense/id1142678783 https://www.podchaser.com/podcasts/money-making-sense-225686 https://www.iheart.com/podcast/256-money-making-sense-31013462/ https://open.spotify.com/show/00pdsYQO6Py4JWPirOaAWd  To see what Heather does when she's not talking money, go to her personal X (Twitter) page.

emotional farewell money making sense
Fan Effect
Sundance Money Making Sense - Third Act

Fan Effect

Play Episode Listen Later Feb 25, 2025 17:41


While KellieAnn is recovering from surgery, our good friend Heather Kelly is guest hosting Fan Effect this February with her limited Money Making Sense series live from Sundance 2025. This episode is ”Third Act.” Filmmaker Tadashi Nakamura had big shoes to fill, following in his father's footsteps.  So, he made a documentary about his dad, Robert A. Nakamura, the godfather of Asian-American Media. In the film, Third Act, Tadashi follows his father's footsteps from his time in a Concentration Camp for Japanese Americans during WWII to his diagnosis with Parkinson's Disease.  You can see Third Act on PBS later this year if you miss the Sundance Film Festival.  The brains behind Fan Effect are connoisseurs of categories surpassing nerdy with a goal to publish a weekly "What to Watch on the Weekend" minisode taken from KSL-TV's Friday segment, and two deep-dives a month on shows, creative works, artists, local events, and other fandom topics. Fan Effect is sponsored by Megaplex Theatres, Utah's premiere movie entertainment company.

Fan Effect
Sundance Money Making Sense - Tiger

Fan Effect

Play Episode Listen Later Feb 18, 2025 15:05


While KellieAnn is recovering from surgery, our good friend Heather Kelly is guest hosting Fan Effect this February with her limited Money Making Sense series live from Sundance 2025. This episode is ”Tiger.” Filmmaker Loren Waters tells the story of the Native American family who started the t-shirt company "Tiger" in 1977.  It was a very small operation, working 24/7 to fill orders for JC Penny in its heyday. Learn why the company went under in 1990 and watch "Tiger" through the Sundance Film Festival and at SXSW later this spring in this conversation with Loren. The brains behind Fan Effect are connoisseurs of categories surpassing nerdy with a goal to publish a weekly "What to Watch on the Weekend" minisode taken from KSL-TV's Friday segment, and two deep-dives a month on shows, creative works, artists, local events, and other fandom topics. Fan Effect is sponsored by Megaplex Theatres, Utah's premiere movie entertainment company.

Fan Effect
Sundance Money Making Sense - Death Education

Fan Effect

Play Episode Listen Later Feb 11, 2025 29:10


While KellieAnn is recovering from surgery, our good friend Heather Kelly is guest hosting Fan Effect this February with her limited Money Making Sense series live from Sundance 2025. This episode is “Death Education.”  Death is a taboo subject in China. Filmmaker Yuxuan Ethan Wu wants to start the conversation about dying with his short documentary "Death Education," which is now showing at the Sundance Film Festival. Learn why some high school teachers in China now teach classes about death, including having students carry the ashes of 'unnamed' people from a crematorium to a public burial ground in this episode.  Also, how long it took Wu to shoot the film and how much money it cost. The brains behind Fan Effect are connoisseurs of categories surpassing nerdy with a goal to publish a weekly "What to Watch on the Weekend" minisode taken from KSL-TV's Friday segment, and two deep-dives a month on shows, creative works, artists, local events, and other fandom topics.  Fan Effect is sponsored by Megaplex Theatres, Utah's premiere movie entertainment company.

Fan Effect
Sundance Money Making Sense - The Hooters' Eric Bazilian

Fan Effect

Play Episode Listen Later Feb 4, 2025 22:41


While KellieAnn is recovering from surgery, our good friend Heather Kelly is guest hosting Fan Effect this February with her limited Money Making Sense series live from Sundance 2025. This episode is “The Hooters’ Eric Bazilian.” Songwriter, producer, and musician Eric Bazilian of The Hooters says he started his first band the day after seeing The Beatles on the Ed Sullivan Show.  He wound up playing guitar riffs on two of Cyndi Lauper's best hits and was nominated for a Grammy. Learn which songs these are, which fans in which country are the most faithful to his music, and how long it took The Hooters to recoup their 1984 record deal with Columbia Records financially.  The brains behind Fan Effect are connoisseurs of categories surpassing nerdy with a goal to publish a weekly "What to Watch on the Weekend" minisode taken from KSL-TV's Friday segment, and two deep-dives a month on shows, creative works, artists, local events, and other fandom topics. Fan Effect is sponsored by Megaplex Theatres, Utah's premiere movie entertainment company.

Fan Effect
Sundance Money Making Sense - Rendezvous Cinema Center

Fan Effect

Play Episode Listen Later Jan 30, 2025 48:14


While KellieAnn is recovering from surgery, our good friend Heather Kelly is guest hosting Fan Effect this February with her limited Money Making Sense series live from Sundance 2025. This episode is“ Rendezvous Cinema Center.”  Funding an independent movie just got a bit easier.  That's according to Hedge Fund creators Michael Perrone, Slater Wayne, and Chris De La Rosa who bring Rendezvous Cinema Center to the Sundance Film Festival as the sponsor of the interview studio, Collider. They say they are more interested in the projects and people who take risks than those who are only interested in how much money they can make.  They combine their filmmaking knowledge with finance guy Craig Mattus. to create Rendezvous Capital Holdings, where qualified investors can invest in a flight of films, and independent artists can benefit financially. The brains behind Fan Effect are connoisseurs of categories surpassing nerdy with a goal to publish a weekly "What to Watch on the Weekend" minisode taken from KSL-TV's Friday segment, and two deep-dives a month on shows, creative works, artists, local events, and other fandom topics. Fan Effect is sponsored by Megaplex Theatres, Utah's premiere movie entertainment company.

Dating at Her Age
Financial Abuse in Relationships

Dating at Her Age

Play Episode Listen Later Dec 19, 2024 37:49


Financial abuse occurs in 99% of domestic violence cases, according to the US National Network to End Domestic Violence. Sometimes if you are experiencing financial abuse you may not even realize it. Debbie and Caitlyn sit down with Heather Kelly, host of the KSL Podcast Money Making Sense to discuss the commons signs of financial abuse and how to make a plan to escape it. The hosts also speak on other financial issues that can come with relationships.  National Domestic Violence Hotline 1-800-799-7233Domestic Shelters -- find a shelter near you Follow Money Making Sense: Instagram Facebook. And to see what Heather does when she's not talking money, go to her personal X (Twitter) page.   Have a comment or dating story to share? Give us a call at 801-575-5599!  You can also send us an email at daha@ksl.com Follow Dating at Her Age on social media: Facebook  Instagram  Tik Tok   Learn more about Debbie and Caitlyn!   Debbie Dujanovic is the co-host of “Dave & Dujanovic” and “Dating at Her Age” on KSL NewsRadio. Follow her on Facebook and TikTok. Follow “Dating at Her Age” on Facebook, Instagramand Tik Tok.  Caitlyn Johnston is a producer for KSL NewsRadio and the Dave & Dujanovic Show. She also produces and co-hosts “Dating at Her Age” on KSL NewsRadio. Follow her on Instagram.   Listen to Dave and Dujanovic on KSL Newsradio from 9AM - 12PM MT  102.7 FM 1160 AM Dave and Dujanovic Podcast: https://kslpodcasts.com/podcast/dave-and-dujanovic/  

Dave and Dujanovic
Sneaky inflation hurts the used car market

Dave and Dujanovic

Play Episode Listen Later Nov 11, 2024 21:55


Good news? Used car prices are dropping. Bad news? They're still up over 30% from 2019. Is this increase swaying buyers to buy new? D2 discusses. KSL NewsRadio's Heather Kelly, host of the Money Making Sense podcast, joins the show to share her story and best practices when it comes to buying a car. Listeners call into the show about their choice of used cars vs new cars.

Dave and Dujanovic
Can you buy groceries for $30 a week? 

Dave and Dujanovic

Play Episode Listen Later Aug 29, 2024 9:19


According to a USA Today, the average family with kids spends an average of $331 a week on groceries. Heather Kelly, Host of KSL podcast Money Making Sense, spoke with a food expert on the methods to get that total down to $30 per person, per week. Dave and Debbie discuss if this method would be practical for their families.

Get Your FILL
College Funding Demystified with Brad Baldridge

Get Your FILL

Play Episode Listen Later May 13, 2024 39:30


Here's the thing about college planning: the problem is not lack of resources, but having too many resources, sometimes from unreliable channels. They inevitably exaggerate things, making families dread that ‘college talk' and completely miss the opportunity to plan. College talk should not be scary. If anything, the conversation needs to happen as early as possible in order to get the best results. On today's episode of Get Your FILL, Financial Independence & Long Life, College Funding Specialist Brad Baldridge, helps to demystify college planning and give us some action that we can take today to get moving in the right direction. Why Brad: • Brad has worked with thousands of families to plan and save for college using strategies that have been proven to be smart and effective. • He hosts Taming the High Cost of College, a top-charting podcast in the Education space. • He appeared in finance-focused podcasts such as Financial Survival Network, Grow Money Business with Grant Bledsoe, Financial Dads, and Money Making Sense. Brad focuses on helping families navigate their way towards financial aid, scholarships, student loans, and many other strategies. Connect with Brad: https://bradbaldridge.com/ Watch the video: https://youtu.be/2QgSGnKbOMI

Dave and Dujanovic
Money Making Sense: How to identify holiday shopping scams

Dave and Dujanovic

Play Episode Listen Later Dec 19, 2023 10:33


Are you doing some last-minute holiday shopping? Be careful not to fall into the hands of scammers. Heather Kelly, KSL Traffic Reporter and Host of the Money Making Sense podcast, joins Marty to share some tips on how we can identify and block out scammers during this season of giving.

Money Making Sense
WARNING! Can you spot the latest consumer scams?

Money Making Sense

Play Episode Listen Later Sep 27, 2023 19:04


Impersonator scams are on the rise.  Kerry O'Brien, Regional Director of the Federal Trade Commission's Western Region, says more and more people are losing money to scammers who pretend to be from your bank, Amazon, or web protection services. Kerry says do NOT click on any hyperlink sent to you via text or email.  You can learn how to identify scams at Consumer.FTC.gov.  And if you've lost money to a scammer you need to report to the FTC, here.  You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
When should we begin teaching financial literacy to kids?

Money Making Sense

Play Episode Listen Later Sep 20, 2023 29:35


Studies show buying habits begin much younger than we think -- as young as 8 or 9 years of age. However, most parents and school teachers don't have a basic grasp on money matters to teach it to kids.  Vince Shorb, CEO of National Financial Educators Council, says even states which require financial literacy in the schools are failing to meet minimum education standards. Shorb says Financial Literacy is the one subject which benefits 100% of people, but is given the least amount of time in schools.  On top of that, most teachers are simply given an outline of what to teach, but not the skills to explain it. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
FAQ military personnel have about their taxes

Money Making Sense

Play Episode Listen Later Sep 13, 2023 36:26


Not every state in the U-S gives the same tax credits for military personnel.  How do you know which state to file taxes in when you are transferred during the calendar year?  And how is deployment income taxed? Tackling these, and many other questions are Susan Speirs, CEO of Utah Association of CPAs; Derek Nelson - tax examiner manager & Steve Carlow - outreach training coordinator, both with the Utah State Tax Commission; and Brandon Olsen & Patrick Munson -- both partners and CPAs with Adams & Peterson, CPAs.You can also get FREE help with your taxes at VITA. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
How to travel Internationally on a budget

Money Making Sense

Play Episode Listen Later Sep 6, 2023 14:35


Going overseas for your vacation doesn't have to cost an arm and a leg.  Kate Davis, Associate Producer for KSL Newsradio, says her two week vacation to Peru cost about $1500 - including airfare. Kate says her best advice is to be open to places you may not have considered as  'bucket list' items to visit. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
How to use your life insurance policy as a piggy bank

Money Making Sense

Play Episode Listen Later Aug 30, 2023 22:45


Life insurance isn't always Death insurance.  Vivian Weyll, found of Aria Financial Group, says a life insurance policy designed the right way with the right benefits can provide college funds for kids or retirement funds -- TAX FREE. Weyll says you can also get a "Cash Back" policy which returns all the money you paid in if you don't die at the end of the policy's term. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Warehouse vs standard grocery store prices

Money Making Sense

Play Episode Listen Later Aug 23, 2023 26:12


Are you getting the best deals at a Costco or Sam's Club over a regular food store? Dan Spindle, news anchor for KSL 5 TV, says there are 3-things you need to do to save money, no matter where you shop. Dan and Heather also discuss if food delivery services are worth the cost. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
The Good, the Bad, and the Ugly of STEM

Money Making Sense

Play Episode Listen Later Aug 16, 2023 33:54


S.T.E.M. (science, technology, engineering and math) is touted as the they way for education and careers.  Tami Goetz, director of Utah STEM Action Center, and Susan Speirs, CEO of Utah Association of CPAs, discuss why it's important to start teaching kids as young as 7-years old these courses. They also discuss some of the negative problems associated with STEM.  And where people of all ages can go to get hands on learning in areas of STEM to help your kids or older parents. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Cultivating joy brings money

Money Making Sense

Play Episode Listen Later Aug 9, 2023 26:28


Surviving our capitalist system requires having true joy and purpose.  Quinn O'Briant, the "Joy Boss," says she faced a life of poverty and failure until she became INTENTIONAL about finding a different way to survive.  Now she has a six figure income. O'Briant teaches that the link between joy, money and purpose are closely related.  She's offering $200 off her 10-week course on her website.  Use the code "Sense" at checkout to get the discount. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Turn your life insurance policy into cash

Money Making Sense

Play Episode Listen Later Aug 2, 2023 21:20


Insurance companies don't want you know this Hack.  David Rosell*, president of Rosell Wealth Management says selling your policy is better than surrendering it, and losing all it's value. David wrote the book "In the Know: Turning your Unwanted Life Insurance into Serious Cash" and explains what a 'Life Settlement' is and how it works. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. *David Rosell is President of Rosell Wealth Management in Bend. www.RosellWealthManagement.com. He is the author of three books. Find David's books at local bookstores, Amazon, Audible as well as Redmond Airport. Investment advisory services offered through Valmark Advisers, Inc. an SEC Registered Investment Advisor Securities offered through Valmark Securities, Inc. Member FINRA, SIPC 130 Springside Drive, Ste 300 Akron, Ohio 44333-2431. (800) 765-5201. Rosell Wealth Management is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc. Valmark Securities supervises all life settlements like a security transaction and its' registered representatives act as brokers on the transaction and may receive a fee from the purchaser. Once a policy is transferred, the policy owner has no control over subsequent transfers and may be required to disclosure additional information later. If a continued need for coverage exists, the policy owner should consider the availability, adequacy and cost of the comparable coverage. A life settlement transaction may require an extended period to complete and result in higher costs and fees due to their complexity. Policy owners considering the need for cash should consider other less costly alternatives. A life settlement may affect the insured's ability to obtain insurance in the future and the seller's eligibility for certain public assistance programs. When an individual decides to sell their policy, they must provide complete access to their medical history, and other personal information. Client name has been changed to protect confidentiality. The gross offer will be reduced by commissions and expenses related to the sale. Each client's experience varies, and there is no guarantee that a life settlement will generate an offer greater than the current cash surrender value.See omnystudio.com/listener for privacy information.

Money Making Sense
Understanding wills, trusts and estate planning

Money Making Sense

Play Episode Listen Later Jul 26, 2023 31:30


Estate planning doesn't have to be intimidating.  David York, attorney, CPA and estate planner with York Howell, says most of the time it simply comes down to taking a few steps. David also discusses how to avoid probate -- or expensive costs surrounding settling an estate. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
A Bolder Way Forward will help families and communities

Money Making Sense

Play Episode Listen Later Jul 19, 2023 27:08


National and statewide studies show women and girls are not thriving in critical areas.  Emily Darowski, associate director of Utah Women in Leadership Project, and Susan Speirs, the CEO of Utah Association of CPAs, discuss why it's important to your pocketbook and companies bottom lines, to have more diversity, equity and inclusion. Emily says "as more and more women and girls thrive, so will families and communities." The project A Bolder Way Forward is designed to help women out of domestic violence, sexual assault, child sexual abuse, and gender-based discrimination situations. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
How to identify fraudsters and scammers

Money Making Sense

Play Episode Listen Later Jul 12, 2023 29:17


Scammers use your emotions, instead of logic, to gain your trust.  That's from Rob Woellhaf, vice-president of fraud management at Mountain America Credit Union.  He says awareness of the tricks fraudsters use will help prevent you losing your money. HACK:  NEVER give out your user name and password to any person for any reason, whatsoever. You can get more information at scams.utah.gov. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Military retirement and AAFMAA

Money Making Sense

Play Episode Listen Later Jul 5, 2023 25:30


You MUST enroll in Survivor Benefit Plan THIS year if you are a military retiree and haven't already.  Retired Brigadier General Mike Meese, says this is a one-time allowance Congress has approved. Mike Meese is also President of AAFMAA (American Armed Forces Mutual Aid Association) and explains what the Thrift Savings Plan (TSP) is and how military 401k programs work.  Children of deployed service members should contact AAFMAA.com to get information about their benefits. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
What does TRUE wealth mean to you?

Money Making Sense

Play Episode Listen Later Jun 28, 2023 24:45


True wealth isn't always about money.  Financial expert, Debra Schatzki, co-founder of BPP Wealth, says most of the time it's about your values. Debra also explains if you don't identify WHY you want financial change in your life and align your values to match, your wealth cannot grow. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Greed is a war, with scammers trying to win

Money Making Sense

Play Episode Listen Later Jun 21, 2023 21:15


As if personal scamming attacks weren't bad enough, author Rob Doctors, says Corporate Greed is taking advantage of consumers as well.  As author of the book "Ethics and Hidden Greed" Rob discusses five strategies of greed to understand in order to avoid getting scammed. HACK: Social media makes it easier to become a victim. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
How to have a fun, frugal vacation

Money Making Sense

Play Episode Listen Later Jun 14, 2023 24:50


Doing your homework is the key to getting the best price on airfare, hotels, or even deciding if a 'stay-cation' is best for your budget.  That's from Susan Speirs, CEO of Utah Association of CPA's.   Susan also explains when it's ok to write vacation expenses off on your taxes. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Prenups are for everyone, not just the rich and famous

Money Making Sense

Play Episode Listen Later Jun 7, 2023 15:42


Prenuptial agreements will help set expectations so no one is surprised after the wedding.  That's from Teddi Ann Barry, family law attorney with Divorce in Colorado.  She says we need to think of prenups as an insurance policy, not as a guarantee a marriage won't work. Teddi Ann also discusses when you should update a prenup and getting a postnup agreement after the wedding.   You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Don't get taken for a ride when buying your next car

Money Making Sense

Play Episode Listen Later May 31, 2023 31:25


The finance office of car dealerships make the most money off you when selling vehicles.  Kevin Hunter, a consumer advisor in the car industry, says they are trained to throw on thousands of dollars of junk fees -- like window etching and destination costs -- when typing out your contract. Don't fall for the lies many salespeople and finance officers try to get away with the next time you need to purchase a new or used vehicle. Get more help from The Homework Guy YouTube channel.Best tip:  Negotiate from the comfort of your own home. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Give everyone of your dollars an assignment

Money Making Sense

Play Episode Listen Later May 24, 2023 28:06


"We don't get into debt by doing the math."  That's from finance guru Dave Ramsey who says getting out of debt, and then creating wealth, is about your behavior.  Dave, and co-host of the Ramsy Show, George Kamel, explain how tens of millions of people have turned their lives around financially by taking 'baby steps.' George also goes over the questions you need to ask yourself before making any purchase.  He calls it the S.M.A.R.T. system. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. To get a free copy of The Total Money Makeover, email Heather the reasons why you need to learn how to become debt free, here.  The first 3 people who send email will receive the book in the mail.See omnystudio.com/listener for privacy information.

Money Making Sense
Do you plan longer for vacations than for your retirement?

Money Making Sense

Play Episode Listen Later May 17, 2023 30:29


Not being prepared for life finances will get you into trouble, no matter what stage you're in.  Jay Wells, with Drive Wealth Advisers and Susan Speirs, the CEO of Utah Association of CPAs say the worst thing you can do is pull out money early from a retirement fund to pay for everyday needs. Learn which type of 'retirement ratio' your advisor is talking about and if starting a Roth IRA in high school is too early. Call 211 if you need help buying groceries or housing and stop contributing to retirement funds, TEMPORARILY, if you're facing financial difficulties during inflationary times.  These are just a few tips in this episode. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
How to cut everyday costs

Money Making Sense

Play Episode Listen Later May 10, 2023 8:03


Whether your just starting to lower your spending or feel stuck in the process, Andrea Woroch, a money saving expert, has some quick ideas to get you going -- from reducing your household bills to lowering your car insurance.  Andrea and Heather have some ideas to spark your creativity into keeping more money in your wallet.  Andrea also recommends checking out the Experian webpage for more hints. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
How financially healthy are you?

Money Making Sense

Play Episode Listen Later May 3, 2023 10:04


Know where your money is going is one of the top ways to be financially healthy.  That's according to Christine Channels, head of community banking with Bank of America.  She says you need to get educated about personal finances. She also discusses how to know if your bank is secure and why using one that states they are FDIC Insured is so important.  You can learn more about your own financial health at Better Money Habits. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Payday Loan Centers are predators -- stay away!

Money Making Sense

Play Episode Listen Later Apr 26, 2023 25:51


FREE help is available to help with your rent, pay for groceries and child care assistance -- but you have to ask.  McKenzie Walsh, certified financial counselor at NeighborWorks Salt Lake, says if you don't know how to fix your car you go to a mechanic.  You should think of your finances the same way -- but payday loan centers are predatory and will steal even more of your money. Susan Speirs, CEO of UACPA, says using a pay day loan center will cause more financial stress in the future than you are dealing with right now.  You can reach out to 2-11 Services by phone, email or text and also Housing and Urban Development for help. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.  See omnystudio.com/listener for privacy information.

Money Making Sense
Tips for food shopping on a budget

Money Making Sense

Play Episode Listen Later Apr 19, 2023 26:28


Replace $4.50 lb beef with $0.99 lb lentils at least once a week.  That's just one tip to save money at the grocery store from cookbook author Toni Okamoto.  In this episode Toni discusses how to save while shopping, meal planning, and storage tips to not waste food. You can get more information about how to get past living paycheck-to-paycheck in her cook book "Plant-Based on a Budget, Quick & Easy." You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Finding money you didn't know you had

Money Making Sense

Play Episode Listen Later Apr 12, 2023 23:24


You should respect debt, not fear it.  That's from Chris Miles, a cash flow expert.  He says getting rid of duplicate types of insurance you may be paying for is one way to free up extra cash.   In this episode you'll hear several other tips Chris, who calls himself an anti-financial adviser has for finding money you didn't know you had.  You can get more info on his podcast. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
5 Ways to manage your cash flow

Money Making Sense

Play Episode Listen Later Mar 29, 2023 27:09


What you believe about money affects your financial decisions.  That's from Ben Hockema, founder of Illiuminate Wealth Management.  He says you need to know yourself better to understand how you deal with money. Ben also explains the "FIRE" movement, five categories to better manage your cash slow, and why financial planners have the same love-hate relationship with budgets the rest of us do. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Money saving tips and unclaimed cash

Money Making Sense

Play Episode Listen Later Mar 22, 2023 30:45


It's more important than ever to find ways to save as much money as possible.  Marlo Oaks, the Utah State Treasurer and Susan Speirs, CEO of Utah Association of CPAs, say paying down debt and changing your behavior about spending are key. Oaks also says Utah revieved $77 MILLION dollars in unclaimed property last year (mycash.utah.gov).  The U.S. has over $68 Billion dollars of money that people forgot is theirs.  FInd out how to see if some of it is yours. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Influencers may need to mind their P's & Q's to make money

Money Making Sense

Play Episode Listen Later Mar 15, 2023 23:25


If you are trying to make money through social media platforms, you may be required to sign 'personal conduct clause.'  Attorney Desiree Talley specializes in entertainment law and says how influencers conduct themselves in their personal lives can affect how much money they do or don't make. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
The movie iMordecai could help seniors fall in love with iPhones

Money Making Sense

Play Episode Listen Later Mar 8, 2023 27:34


Writer and director, Marvin Samel, brings the story of his family, portrayed by Judd Hirsch, Carol Kane and Sean Astin, to life in the film iMordecai. Actress Azia Dinea Hale and Marvin discuss the film. It's based on true events and covers the struggle for some seniors to adjust to current technology, to make a living, connect with their U.S. born children, and let go of the worst parts of their past, while remembering those who were left behind. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
How to know when your aging parents need help

Money Making Sense

Play Episode Listen Later Mar 1, 2023 30:37


BEST OF EPISODE:  Knowing the signs your parents need help is just the first step.  Chris Orestis, President of Retirement Genius, says the entire family needs to be on the same page when its comes to their healthcare and financial needs. Find out how much it could cost for nursing home care, and if it's covered by Medicare. Hint: it usually isn't. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Don't get cheated out of your tax refund, file now.

Money Making Sense

Play Episode Listen Later Feb 22, 2023 31:41


The deadline to file your 2022 Tax return is April 18, 2023.  But just because the filing deadline is delayed a few days, doesn't mean you should wait. The CEO of Utah Association of CPAs, Susan Speirs, and Chett Campbell, senior manager at Eide Bailly say the sooner you file the less likely you are to have someone you don't know file 'on your behalf' and steal your refund.   You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
Protect your investments BEFORE a disaster happens

Money Making Sense

Play Episode Listen Later Feb 1, 2023 10:41 Transcription Available


You may not have control over natural disasters, but there are several things you can do to mitigate the cost of them.  Katherine Fox, Deputy Regional Director Adminstrator for FEMA in Region 8 discusses a few things to consider by going to this website. You can follow this show on Instagram and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
SUNDANCE: Learning to do latte art doesn't have to cost a fortune

Money Making Sense

Play Episode Listen Later Jan 27, 2023 4:58


If you already make your own lattes at home, going to the next level with the artwork won't cost that much more.  World renown artist, Michael Breach, taught Coffee Latte Art classes at Stanley Creator's Lounge at The Cabin during the Sundance Film Festival. Michael says it's a fun way for visitors to channel their best "Bob Ross" painting and warm up from the cold while waiting for the next Sundance event. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.  See omnystudio.com/listener for privacy information.

Money Making Sense
SUNDANCE: Is There Anybody Out There?

Money Making Sense

Play Episode Listen Later Jan 24, 2023 10:50


Filmmaker, Ella Glendining born with a rare disability, wants abled people to calm down and ask what people with disabilities need.  She says the disabled should be celebrated and not made to feel less than others -- which happens in today's society. She brings her journey of trying to find someone who looks like her to calling out 'Ableism' in her documentary "Is There Anybody Out There?" to the Sundance Film Festival. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
SUNDANCE: Bad Press

Money Making Sense

Play Episode Listen Later Jan 23, 2023 17:08


**This U.S. Documentary won a Special Jury Award for Freedom of Expression at the Sundance Film Festival after this interview took place** The lack of free press isn't just an issue in foreign countries.  The documentary "Bad Press" now playing at the Sundance Film Festival, covers the topic on U.S. soil.   Directors Joe Peeler and Becca Landsberry-Baker delve into the Muscogee Creek Nation in Oklahoma whose leaders repealed their own free press law in 2018.  Reporter Angel Ellis was fired for doing a story about some questionable actions by tribal leaders. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
SUNDANCE: Pianoforte

Money Making Sense

Play Episode Listen Later Jan 23, 2023 15:19


It costs a lot of time and money to become a classically trained pianist.  But Jakub Piatek, director of the film "Pianoforte," says it's about sharing the music and your emotions of your favorite composer at the "Olympics of piano playing." His documentary follows six young competitors in the most prestigious contest in the world -- International Chopin Piano Competition.  It is only held once every 5-years for people between 16 and 30 years of age; and the stress is unbelievable. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
SUNDANCE: Deep Rising

Money Making Sense

Play Episode Listen Later Jan 22, 2023 19:10


Director Matthieu Rytz wants audiences to get mad.  His documentary "Deep Rising" - narrated by actor, Jason Momoa - discusses companies wanting to "mine" the bottom of the ocean for minerals.  Contributor Dr. Sandor Mulsow says the bottom of the seas is holding 20,000 years worth of CO2 -- a key greenhouse warming gas.  For profit companies want to disturb the gas in order to mine minerals to use in batteries. Dr. Mulsow is asking all Americans to tell President Joe Biden to sign the Convention of the Law of the Seas. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
SUNDANCE: Twice Colonized

Money Making Sense

Play Episode Listen Later Jan 22, 2023 20:19


The fight to retain native language and customs among Indigenous Peoples is still on-going.  In the documentary, Twice Colonized, writer Auju Peter has been fighting for 50-years to reclaim what she lost when she was colonized by Denmark from her native Greenland and by Canada when she moved there. Director Lin Alluna and Producer Emile Hertling Peronard bring Auju's story to light at the Sundance Film Festival. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Money Making Sense
SUNDANCE: Audiences show up for authentic stories about themselves

Money Making Sense

Play Episode Listen Later Jan 21, 2023 8:28


When you see yourself portrayed on screen, people are more likely to believe "it's possible for me."  That's according to Julie Ann Crommett, Founder and CEO of Collective Moxie.   Julie Ann says as more and more studios begin telling diverse stories, they see bigger profits as more people pay money to see themselves represented. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.