Podcasts about moulin

Kiera is joined by Mark Rasmussen, CEO of Moolah, to talk about the landscape of credit card fees and how to reduce them, membership discount plans, and other bonus features offered by the dental payment tech company. (Pssst, Mark was last on episode 866, It's Time to Modernize Payment Processing!) Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today I am super jazzed because I have a guest here who's going to help us with cashflow leaks, modernizing your practice, figuring out those membership plans, all the things that you need and want. We're going to talk about some case studies. This is one of my absolute favorite guests, Mark Rasmussen, CEO, owner, founder, Moolah. How are you today, Mark? Welcome to the show.   Mark Rasmussen (00:22) Hey, Kara, I'm doing fantastic. I'm doing awesome. So, so, so it's connected with you and your listeners and excited to get into all this juicy good stuff about revenue and payments and modernizing things. Let's do it. I love it.   Kiera Dent (00:31) Yeah.   Let's   do it. So I have a slight crush on Moolah. Like truly you guys like just make credit card processing easy. And so what I want to start off, if you guys don't listen, Mark and I have done other podcasts in the past together. ⁓ But I don't know, Mark, what you guys say on your email subject lines, like on your little, what is it your signature, but I feel like it should be like your new favorite credit card processing company. Like that's what I feel like Moolah's tagline should be because I wanted to do a couple case studies with you since we last chatted.   Mark Rasmussen (00:40) Hahaha   Kiera Dent (01:05) ⁓ Mark knows, like, I do have a crush on Moolah. I try to get them to come and be our processor too.   Mark Rasmussen (01:10) I need to like soundbite clip that,   like I have a crush on Moolah just like everywhere in social. I love that.   Kiera Dent (01:15) I   do. do because I like companies that make things easy, but also are like the cheapest on the market and credit card fees are one of my biggest beefs. Like really truly I get annoyed when I look to see how much credit card fees are charging. And when you guys, ⁓ deadly team listeners, just so you know, I'm going to throw it out there. Like anybody who goes through our link literally saves 10 basis points. ⁓   on it, which is huge to get anywhere in the credit card industry. So you're getting below that 2.99. So you're getting 2.89 on cards not present and 2.39. And I hope that Mark, I'm allowed to say that because I'm just going to be bold and brazen. And if not, we'll cut that out. So don't stress about that.   Mark Rasmussen (01:52) No, no, no, for sure. And   not only that, it's like, that's not just a like teaser rate, like they look, your practices will get that preferred rate forever, right, which is awesome. And, and it's like you and I were talking a little bit earlier, too, of like, a bit of shock and awe of like, I and myself as well, I've been seeing like some statements from potential practices. And I'm like, ⁓ my God, I'm like, I'm seeing like,   Kiera Dent (02:03) which is so big and you don't add extra heat.   Mark Rasmussen (02:19) six, seven, eight percent, like net effective rates. I know you were saying you have been seeing even higher. It's crazy. Yeah, that's crazy. It's almost criminal.   Kiera Dent (02:25) Mm-hmm. Yeah, so it   does feel criminal because like here's the thing like you might get a cheaper rate somewhere else but when you look and dig into the details and this is where it feels annoying and obnoxious to me and doesn't happen right away it happens like when you've stopped looking at it you're like I've checked my credit card company for years they don't do anything and then all of a sudden it starts creeping up and being eerie and that's where I just get annoyed and that's why like I have a crush on Moolah because you guys don't do it and you guys stay consistent for it so   I felt Mark and I, you didn't listen to our last podcast, we'll definitely link it in the show notes for you. But Mark, I felt we should kick today off with some case studies because I have some clients that I've recommended over to Moolah. And I think my favorite one is we were looking and I had a practice and our overhead was high. So like this practice, they don't love to like look at numbers. They have an amazing CPA. Like I will say we do look at numbers, but they're kind of like, yeah, carry it. We'll just like out produce our problems a little bit. And that's fine. Like anybody can have that. But I said, Hey,   Mark Rasmussen (03:17) Alright.   Kiera Dent (03:21) Your credit card fees are really high. think that they were honestly like 10%. And I'm like, is that really true? Like that just seems outlandish. And they said, well, Kiera, we're in a contract. Mark, do you want to throw up with contracts? Tell me about credit card contracts.   Mark Rasmussen (03:33) Oh, I hate contracts. I hate contracts   like really in anything in my life. I don't know. So yeah, but that's, it's just crazy. The industry for the longest time has like felt the need to like lock these business owners and not just Dennis, but business owners in like these typically it's like three year contracts. And then, you know, they'll have like termination fees. And so they take advantage of that. And like you were saying, I talked to so many practices are like, Oh, I'm paying X and you know, they were paying X the first month that they signed up.   And then they didn't look at it, like you said, and then six months later, eight months later, the processor started like nudging it up, nudging it up, nudging it up. And to the point where when you look at what their rates are, you know, two years from when they signed up, it's like almost 180 degrees difference. So yeah, please you guys out there, please make sure you stay on your credit card processing. Look at those month end statements. Look at, you know, what is being nudged up because   Kiera Dent (04:19) Yeah.   Mark Rasmussen (04:28) You know, they'll just slip it in a little statement message. They're not forthcoming about it. I promise you they're not like, shooting you multiple emails or calling you and be like, hey, we're going to increase your rate. No, no, no, no, no. They're going to slip it under the table and hope that you never pay attention to it, which is really what happens because you guys are all busy. You guys are all doing amazing care on patients and you're not paying attention to that. That's the reality.   Kiera Dent (04:49) And it's creepy to me because it's also done on things that don't make sense. Like I feel like reading a credit card statement with what they're charging is like reading very highly processed foods. And I'm like, I have no clue what 90 % of these words are. And I feel like it's the same thing when you come to a credit card statement. And so back to this practice, what we did, there's two case studies I wanted to bring to the table today that are my own personal clients that I've referred over to Moolah that I signed up with Moolah. So this practice, again, overhead, let's out produce our problems.   Mark Rasmussen (05:00) That's a good comparison, I like that.   Kiera Dent (05:18) And it was wild because the first month they switched to Moolah, their CPA sent a letter to all of us and said like, hey, what'd you do? Did you switch credit card companies? Your fees are so much lower. Like that fast first month drop down. So we went from about a 10 % fee on what they're producing and collecting to then dropping it down to this 2.89 to 2.39, depending upon if card was present or not, which is super awesome also because then you can get cards.   Mark Rasmussen (05:28) guys.   Kiera Dent (05:44) on auto renew, like on just processing internally and you don't have to, like you can have cards present or not present within the practice, which is so awesome. ⁓ But I was shocked like that fast. And then another practice that we brought to Moolah, they were locked in with another credit card company. And so I didn't know you couldn't do this, Mark. So this was like rookie mistake on me. Like I was, I'm scrappy and I thought, well, okay, fine. You guys are in a contract. So.   just stop processing through that processor, switch everything over to Moolah. Well, you know this Mark and I was rookie so you know what happens. Do you know what happens with those companies?   Mark Rasmussen (06:21) No,   listen, I said that a lot too because technically, really, if the practice is in a contract, and I've said that before, you probably have these miscellaneous junk fees, these monthly minimums that are gonna hit maybe 20, $30 a month. But even if you're paying that minimum and you saved thousands over here, who cares? Pay that minimum, just write that contract out. What happened here in this scenario? Okay.   Kiera Dent (06:44) That was exactly what I said too. So   that's what, cause I was like, why not? I thought the exact same thing. I'm like, okay, if we're looking at, you're able to save 3%, 4 % like higher amounts and we're processing, even if you're processing a hundred thousand or 200,000, like that extra two, 3 % do the math. Like that's surely going to offset the cost. Well, what happened is we actually did that. So a client signed up with you guys. They did that. And we got a letter from the other processor saying,   Mark Rasmussen (06:54) Yeah.   Kiera Dent (07:11) that, we have a minimum and if we don't hit it, it was going to be substantial and to get out of contract, it was going to cost us a thousand dollars. So we literally said, fine, take the thousand dollars because we'd already saved that much through Moolah's savings to be able to like, we're just like, like it's a done deal. Like they were trying to threaten them with this thousand dollar fee, but we were like, that's so minimal to get us out of this contract based on how much we were saving. Now this practice was processing a decent chunk.   Mark Rasmussen (07:32) Right. Right.   Kiera Dent (07:38) But I think even if you're processing like 70,000, 80,000, that one, 2 % stacks up. Like it's insane how much we pay in credit card fees. So those are like the two that I wanted to bring to the, like I said, this is why I have a crush because I hate credit card fees so much. And that's going to lead into our next topic. But Mark, anything you want to add? Cause these were two cases that I've watched since we last met.   Mark Rasmussen (07:45) yeah.   I love that.   Kiera Dent (08:00) ⁓ I'm constantly on the prowl for cheaper people. I love that you guys don't charge for the terminals. You have it set up the next day. There's no contracts. Like that's where I said, like it's your new favorite, like credit card processing. You don't increase the fees. You give our clients reduced rates. If you have multi locations, you guys also take care of those practices. Like it's amazing what you guys do. So that's my like pitch for Moolah, but if you want to add anything else.   Mark Rasmussen (08:22) I love that. wanted to, because you just   like rang a memory. So what you were referring to in that practice, right, where like, okay, you can't just skate by and just pay the minimum, right? Or they were gonna hit him with his fee. Well, another thing I'm gonna tell your listeners out there is, listen, if you don't go with Moolah, great, do your homework. But one thing to look out that I've seen in contracts, which is crazy, is that sometimes you'll see a contract, all right, if you cancel early, it's like a 350 termination fee. Okay, fine.   but I've seen others out there where the processor says they try to enforce liquidated damages. So the processor will say, oh, we've been making, you're in a three year contract, on average we're making like, whatever, $500 a month on your processing. If you leave us now, it's not early termination fee, we're gonna calculate that $500 for the remaining 16, 17 months and they hit you with this liquidated damages thing, crazy. So just be on the lookout for that. If you're doing anywhere that's a contract,   Kiera Dent (08:57) No.   Mark Rasmussen (09:20) Look out for liquidated damages, that's no bueno, but better yet, find somebody that's just not gonna put you in a contract. Much easier.   Kiera Dent (09:26) Yeah. And   also like, okay, Mark, help me understand. And maybe you don't know because you guys don't do this and that's okay. But to me, it feels really funny that I signed a contract with them and there's got to be something in the fine print because I'm like, how did they go from what they told me to being able to add all these extra surcharges later on and increase it when we're in a contract?   Mark Rasmussen (09:43) for sure it's in the fine print.   yeah. It says that any, it basically says that any time at our discretion with 30 days notice, we can make an adjustment to any of your pre-schedule. And so they'll just do that. And then they'll just put a little message, you know, really small font in whatever kind of notification. And you know, in their minds, right? All right, well, we checked off the box. It's super shady. It sucks, but it's, you know, it's out there. Yeah.   Kiera Dent (10:05) Yeah, it is what it is. And I would say   they'll like look at it because two clients that were in contract, we were able to send over every person that I've sent to you guys have just loved who you are, that it's easy, that it's fast, that it's the cheapest processing. And there's a few other features that I think we should talk about. I feel like I'm on like a Moolah sales pitch right now. Like I'm truly not. I just get giddy. Like if you guys hear me talk about Swell,   Mark Rasmussen (10:27) Ha   Kiera Dent (10:30) was Zeke and Google reviews. I have a crush on Swell. They just do Google reviews better than anyone else. And right now, Moolah for sure, you guys are taking the cake on being able to do credit card processing better than any other company that I've come across, which I think is amazing. And so something else that I think is ratcheting fees on practices when we're looking for some of these cashflow leaks is on membership plans. Now, I'm a huge proponent of membership plans. I also think with the economy, with where insurance is reimbursing, ⁓ people are starting to look at like   should we be going out of network? And my big proposal is, hey, yeah, of course, if you want to do that rock on, membership plans really can help with that. But ⁓ there are some membership companies that actually charge pretty outlandish fees. I never wanted to pay for that. I was scrappy in a practice. So what I did is I just charged the patient an annual fee. Well, that was like eight years ago that I was charging an annual fee. And I think you look at today's world, no one wants an annual fee anymore. They just want like a monthly fee and they want it to be low.   Mark Rasmussen (11:02) for   Right. Right.   Kiera Dent (11:28) But managing that is nonsense on my own paying for it. And Moolah, like I've heard through the grapevine, you guys are doing something with membership fees. Can we talk about the membership plans? Talk about how you guys do this. Is it easier? Is it something we can do? Because I think membership plans have to come into play with the insurance situation that offices are in. And also possibly a cash leak if you're paying for heavy management fees on your membership plans.   Mark Rasmussen (11:37) Yeah, yeah, absolutely.   Yeah. So listen, membership discount plans. I've since I've been, I've only been in the industry, you know, dental industry for about four years now. And every year I feel like it's getting traction. More practices are asking about us. I have practices that are doing demos with us and they're like, Hey, I'm doing this demo is driving it because I heard you guys do, you know, membership, discount plan management. And so yes, the answer is we do. ⁓   And as you were looking to, there's a lot of great vendors in this space that just do that, right? And I'm not going to name any names, but there's a lot of great vendors, but they're not inexpensive. Like, you know, there's some decent SAS fees and then you pay per patient enrollment. ⁓ And so when it's, you know, when you look at the net net and you're like, okay, is this really making sense? So what's nice is that we have complete membership discount plan management built into the platform. You can create all your plans. ⁓ You can easily onboard the patient into the system.   Kiera Dent (12:21) Mm-hmm.   Yeah.   Mark Rasmussen (12:48) whether the patient wants to go monthly or annual, like you said, you were doing annual and a lot of the practices that I run into have historically been doing it annually, right? Because to think about billing it on a monthly basis has you like pulling your hair out. But the reality is that the patients and the consumers in the world that we live in, ⁓ everybody looks at whatever they're gonna bring into their life, whether it's a Netflix subscription or it's a car payment or it's anything else, everybody kind of looks at at a monthly basis.   Kiera Dent (13:02) Too hard.   Mark Rasmussen (13:17) And so that is what you want to be delivering. And so with the Moolah platform, you can absolutely manage an in-house membership discount plan and offer both annual and monthly options and truly set it and forget it. Not have to think about it. The system's going to run. The system's going to automatically post that payment into the ledger. In open dental, we even go a step further where when you enroll the patient into the membership, not only are we handling the billing element of it,   But we're also going into the PMS and we're associating that patient to that membership discount plan and keeping track. You know, that's what's really doing all the heavy lifting of keeping track of whatever the one free cleaning of the 10 % off services. And we keep that in lockstep. So if there was like a billing issue, we automatically disassociate the patient from the plan to really just kind of make it pain free. you know, membership discount plans are phenomenal. It's a win win for patients and practice. First of all, it brings some really great reoccurring   Kiera Dent (13:51) Mm-hmm.   Mm-hmm.   Mark Rasmussen (14:14) like trackable revenue into the practice, right? Number two, it's bringing patients like butts in seats ⁓ as well. ⁓ Because the patient looks like, I'm paying $40 a month. I should use it. I should be in there. ⁓ And it's bringing value to the patient. So it's literally just a win-win all around. I really love that for, you know, when you're looking at out of network patients ⁓ and the absolutely, you know, the platform has it built in. So you guys, please, if you're looking at discount plans, memberships,   I encourage you to look at some of the other great vendors out there and then come take a look at us last and see like the value that you get that's included.   Kiera Dent (14:49) That's awesome. Yeah. And again, like there are so many great people out there that are doing it. I just feel, ⁓ when I heard that you guys were doing membership plans, I was like, well, it kind of makes sense because you're already processing credit cards. Like you're already doing the processing. So now something else that is doing a processing is in my processor, into my software, which I just, that was so incredibly clever. And, ⁓ like again, I had another client who, who scoped you against other companies and they were like, gosh, like there's no fees.   Mark Rasmussen (15:03) Great.   Kiera Dent (15:17) compared to other companies with moolah. So that was something I was really excited about. I'm big on just, it's like my insurance. I've been with State Farm forever. And Jason and I giggled, we're like, we need to go and actually like assess and make sure that we're truly getting the best plans. And so I just think like it's good to periodically go and assess and make sure our credit card fees, what they were when we set up.   our membership plans making sense? Is it time to look to possibly renegotiate some certain things? And again, I'm not here to propose one company over another. Like Mark said, do your homework, figure out what's best because there's so many great companies out there. I just really love when it's simple and easy. And that's something I love about you guys, Mark, you guys have the fact that we can send patient statements and like have payments online and they can pay it all times of the day. Like just that alone boosts offices, collections with Moulin. So Mark, I want to go into a dicey topic with you though.   because this one's hot. We had it in our in-person ⁓ doctor and leadership mastermind when we were in Arizona and I loved it. It was like a hot, hot topic and heads up like this might be awkward for you. I don't think it will because of who you are, but there's the question of, and it was hot, like the room was split of people who were pro and con. So the question is with credit card fees being as much as they were, we talked about at the beginning, like ways that we can reduce it.   Mark Rasmussen (16:10) Let's do it.   I know, I wanna hear what the feedback was, because I know where you're going.   Kiera Dent (16:40) Then we talked about reducing membership plans. Now there's a question of, should we actually charge patients the credit card fees? Like this is becoming really popular and I don't blame businesses because inflation's high, labor is higher. So now we're trying to figure out like where could we cut? And so people are like, well, sweet, we're just gonna pass on the credit card fees to our patients. And the room was spicy. There was like people that were so pro and people that like literally people were bristly and it was a...   Mark Rasmussen (17:05) Yeah.   Kiera Dent (17:06) It was quite interesting. So your credit card company, which is where I feel like it's a little awkward to ask you this question, but I want to know, we pro, are we con? Should we charge the patients from your perspective? We're in 2025. So many companies do this. Should people be charging patients the credit card fee? Should they just raise their fees and bake it in? Like, what are your thoughts on this? Because my room was 50 50 split. And I will tell you some of the feedback if you want to hear it, cause it was quite interesting.   Mark Rasmussen (17:13) Yeah.   Okay, okay.   I do. Okay, so the first   thing I want to point out is I expect you to say that the room is split, right? Like half of them are like, yeah, absolutely. You know, I'm not paying for my patients' reward points. And I think the other half of the room was like, yeah, but I'm worried about the optics. Does it look like we're trying to be cheesy or nickel and diming our patients, right? Those are the two ends that are battling each other. The interesting thing is that this hot topic, ⁓ if you would have asked that just three years ago,   Kiera Dent (17:38) Mm-hmm.   Mm-hmm. No.   Mark Rasmussen (18:01) it wouldn't have been 50 50. It   would have been like 80 90 % saying no way and 10 % made me do it. So the trend is is like it is going right and two or three years from now I have a feeling it's going to be like 80 % are doing it and 20 % are not doing it. So the cat is out of the bag. Let's just get that you know right out there in the open. What do I think about it? I'm to be super Switzerland about this and I'm going to say that I think   Kiera Dent (18:06) Agreed. 100 % agree.   I would agree with you.   Remember he's   a credit card processing company.   Mark Rasmussen (18:31) Well,   no, I'm going to say that I think that as a vendor who delivers credit card processing service, I think that I should enable our practices to make that choice for themselves. I think whatever you think you should do for your practice, I want to support it. So if you don't want to do surcharging, great, we love that. If you do want to do surcharging, great, I love that. I just want to give the tools to the practice so they can make that decision. Now, aside what I think about it,   It's a very interesting topic to talk about. Well, what is the net result? I like, all right, how does it work? What does it save? Let's get into it if I may. Okay, so there's a couple ways. There is absolutely there. There is, and there's a couple flavors to this. There's a couple flavors to this. ⁓ there, the, the, what that we do, let me talk about that first. So what we do is what's referred to as compliance surcharging and with compliance surcharging, what is, what you're doing is that   Kiera Dent (19:06) I agree. Cause like, are there rules around it? Like, you actually have to do anything? Okay. I have no idea. Okay.   Mark Rasmussen (19:28) When a customer's paying you with a credit card, the system, system, I'll just speak to our system, most others are similar, but when a patient is paying you, whether it's in practice on the device or whether you sent a text to pay or it's an online payment, our system automatically, real time, looks at the number that the patient put in or used on the terminal. And within a half a second, we're looking back at the credit card network before we even charge it, and we say, is this a credit or is this a debit? If the patient is paying with a credit card,   We then pop on the screen, either on their mobile device or on the terminal, we say, hey, we see you're using a credit card. We're going to add 2.99 % as a fee to you for using a credit card. If you want to use a debit card, you will avoid that fee. So in Compliance Surcharging, what I really like about that is that you're not charging us fee across debit and credit, right? You're still giving your patient the convenience of being able to pay with plastic.   Kiera Dent (20:19) Mm-hmm. Mm-hmm.   Mark Rasmussen (20:25) and still use a debit card because the reality is if you have a credit card in your wallet, there's probably 99 % chance you've got a Visa debit card in your wallet as well. And so you're not pulling away that convenience of them being able to pay plastic and just saying, hey, if you want to avoid that fee, pay cash or check. That's kind of archaic. So with compliance surcharging, you are going to offload your credit card fees to the patient, only the credit card fees. When they pay with a debit card, you will still pay for that, okay?   Kiera Dent (20:43) I agree.   Mark Rasmussen (20:55) With doing that with Moolah, if you're going to pay the debit fee and not pay the credit card fee, we see that the overall net effective rate for the practice ends up being below 1%. It ends up being like, I'm going to throw out a weird term that people are going, what the heck is that? It's usually going to be around 75 or 80 basis points. About three quarters of 1 % is going to be your net overall cost, which is huge savings, right? Huge savings.   Kiera Dent (21:07) No.   Crazy, like insane. Just do   some math. If you did a million dollars and you were able to basically save, gosh, so much.   Mark Rasmussen (21:28) No, let's just say,   the reality is you're probably saving one and a half percent. So on a million dollar practice, that practice is gonna put about $15,000 back to their bottom line. Like, and that's it, and it was painless. And you're still not really, yeah, exactly.   Kiera Dent (21:37) Exactly.   And that's also for payments you're already collecting. Like this is already   money we're collecting, we just get to keep more of it rather than having the credit card processing fee.   Mark Rasmussen (21:47) Yes.   And it doesn't need to like, you know, break brain cells for you to try and figure it out. Like the system is going to automatically calculate it. We're going to organize it. ⁓ It's just, it's painless. We're handling it in the PMS correctly. listen, the savings cannot be ignored. Like we talked about the cats out of the bag. You're going to see more businesses across more different verticals. ⁓ And the reality is   We've all been around it for a long, long time, right? Who's been doing it forever? Gas stations, right? We've seen it on there. Cash credit, right? That's been there forever. And we're all used to it. And you also typically see a lot when you're dealing with like state or federal agencies, you ever gone on and make an online tax payment, they usually charge a fee there. So it's just now getting more, you know, ⁓ rolling out. Yeah.   Kiera Dent (22:40) Nail salons for the girls out there. We all know the   nail salons. They'll say like, it's a 3 % charge if you use credit card. I'm like, here's your cash. Like it's clever. They push us to what they want.   Mark Rasmussen (22:49) Yeah, yeah. Yeah, yeah.   So it is listen. So I, I believe in delivering the technology to our clients, I don't have an opinion one way or the other, whatever you feel is good. I will tell you though that I think a lot of practices, especially on the on the one half of the room that are like against it. I think what we're finding is that people are not pushing back as much as   you think they are because consumers are just getting used to it. And again, the fact that at least with our practices, you're still giving your patient the ability to have that convenience and pay with a debit card and not have the fee. If they were doing like the model where they call it, know, cash discount, where you're going to hit the debit card and you're going to hit the credit card, I think you get more pushback on that, but you're still giving that convenience. So yeah, I'm a fan of it. We get, like I said, more and more requests of it. ⁓   It's not going anywhere. yeah, we're here to support your practice. If you guys want to try it out, try it out and listen, here's the thing.   Kiera Dent (23:50) Yeah.   How does it work in practice   though? Like, so someone's standing in front of me at a terminal, I'm collecting money in person. How does this work? Because it's not gonna pop up on my like treatment plan that I just gave them or on my ledger. So how do I do that?   Mark Rasmussen (24:00) Yeah. Yeah. Yeah. Yeah.   It'll pop up on the terminal.   so first thing we do, we give the practices, ⁓ you know, some template messaging and they'll just want to put up something by the front desk. And it says something to the effect of that, you know, this office adds a surcharge when using a credit card, ⁓ not beyond, you know, what our costs are, right? This is not a money, additional money revenue is trying to like, you know, make arbitrage between costs and no, I'm only going to pass off. And so.   Kiera Dent (24:32) Great.   Mark Rasmussen (24:35) the patient is aware of it, they've seen it, and then when they go to use it on the terminal, if they're in practice, when they go to run the credit card, it will pop up on the screen and your team can just show it to the patient, they'll see it, that it's adding it because they're using the credit card. And it'll give them an option if they want to accept it or if they want to back out of it and try again with a debit card and avoid the fee, really easy.   Kiera Dent (24:58) Okay, that's actually really helpful. And now I have a question because I don't know this. How does this work? Because technically the practice is collecting more money, right? Like we are taking the fee plus the credit card fee. ⁓   Mark Rasmussen (25:10) Let's say it's $100 and let's just say we're   adding that surcharge so now it's $103. Okay? Yeah. Yeah.   Kiera Dent (25:14) Right, so that's $3 more per $100 transaction. But   does that impact them in tax? I would think no, because credit card companies still charging us the 3%. Like, how does this work? Are you following what I'm saying? how does this impact you?   Mark Rasmussen (25:26) Yeah, I do. So you   don't have anything else to like, you know, break your brain on that. Our system, first of all, will break out the surcharge in the reporting. Okay. So it's really clean. Furthermore, the addition, the $103, right, like the customer got charged, the patient got charged $103. But our system automatically calculates it, that you have a fee of 3 % and that you surcharge the patient 3%. So the practice is still just going to get the full $100.   Kiera Dent (25:36) Mm-hmm.   Mm-hmm.   Mark Rasmussen (25:56) It's as if they took a cash payment. So it's easy for them. They're not getting 10.99 at the $103, so to speak. It's just still truly only taking $100, which is great.   Kiera Dent (25:57) Gotcha. Okay.   Mm-hmm. ⁓   Yeah, because that's what   I was curious like, and like some things have sales tax. So didn't know like surcharges, do they get taxed differently or is it just like accepting cash, same thing for a practice? Okay. Now, so that's really helpful. And that helps me see on the ledger. So are you guys synced into the PMS for it to say, because like if my ledger says a hundred dollars, but I'm now doing 3 % surcharge on it.   Mark Rasmussen (26:18) Exactly, total amount, total amount, yeah.   Yes.   Kiera Dent (26:35) I'm going to be posting $103. How do I make sure that all of my ledgers match up?   Mark Rasmussen (26:40) So   we'll post $100 in the ledger, okay? And then we'll have a procedure code for the surcharge. And then we'll also have an offsetting so that it doesn't mess up your balance. So you can easily run reports based on the procedure code. I can see what my surcharge is, but it's not messing up and showing that, I took in $103 on this $100 transaction. So your ledger is gonna stay nice and clean.   and not be a nightmare, 100%.   Kiera Dent (27:10) Okay,   because that's I was like, Oh, great. Because there was another office that I heard about. And Mark, I'm just curious about your opinion on this. And then we're gonna get back to this like spicy and thanks for walking through this. There was another practice, I've literally never heard of this before. So I'm curious if you have or if you recommend or don't this practice. So let's say a patient, the total is $100, they pay the $100, the practice literally posted on the ledger.   Mark Rasmussen (27:28) Mm-hmm.   Kiera Dent (27:38) instead of being $100 because now they lost $3, they posted $97 on the ledger and they were taking out the surcharge. Have you ever heard of that? Because I had never heard it. I was, do you recommend that? Because I've never recommended that, right? And I think as a patient, I'd feel really angry though. no, I gave you 100 bucks, but you gave me 97. Like I would just.   Mark Rasmussen (27:48) I haven't.   That seems wonky. Yeah.   Right. Or   continue that on. How about now all of a sudden a week later you go to refund it and we're we're refunding you 97. You're like, no, no, no, I paid you 100. It's gonna be messed up in so many levels.   Kiera Dent (28:09) Right. I was just curious.   I was like, I mean, maybe I'm archaic on how I do this. I used to just do it that way and then accept that that would just be a cost on my PNL. But now there's a way for you to actually offset it with the process. So my question is going back to that, that's actually helpful. Thank you. So if you're doing that, definitely recommend not doing that anymore. ⁓ But I was like, Hey, I've never heard of this. Maybe that is the right way to do the accounting on it. But it felt very messy to me. Now,   Do we as the practice need to put in the surcharge as that procedure code when we're charging that out or does Moolah automatically sync it in and put the surcharge of the procedure code?   Mark Rasmussen (28:48) We have, yeah,   automatically done. There's nothing for you to do. Yeah. So during onboarding, we will set up, we will work with the practice, obviously. We'll make sure that we have a procedure code set up for them. And so during the onboarding, we'll have that so that when you do run a surcharge transaction like that, there's nothing you need to do. It'll all be handled in the ledger correctly.   Kiera Dent (28:51) Amazing. I love it. This is why I said I have a preference on you.   and you're in all softwares. What softwares does Moolah sink into?   Mark Rasmussen (29:10) Yes, so ⁓ Open Dental, ⁓ Dentrix, G7, and ⁓ newer server-based, not Ascend. And we're actually going to be ⁓ releasing, finally, this has been a long time coming, we're finally going live with Eagle Soft ⁓ Beta at end of next week. So Open Dental, Dentrix, and Eagle Soft. Yeah.   Kiera Dent (29:28) Awesome.   That's awesome. Okay, very cool. And   then if you're not in one of those and you can just obviously add this in, it wouldn't be automatically synced. And I think like of those ones though, huge win this way. Okay, now we'll go back to the spicy. I will tell you guys how the room was divided. The room was divided, I'll be right. The do it, don't do it. And then the like, there's a middle ground, which I thought the middle ground was kind of convenient. ⁓ There wasn't, but I did see people like it. I did feel like it was like,   Mark Rasmussen (29:45) Yes.   Was there any physical fighting going on? Okay.   Kiera Dent (30:00) like politics and religion status. Like it was like very cut through the room. I do agree with you. And that's what I said. I was like, you guys, this 2025, this is going to take place in the future and it will be very common. just, think our early adopters going to stay or not. It's your choice. Um, I've always been of the opinion like, no, just bake it into your fee. And now I'm like, well, everybody's starting to charge for it. Like, why not? Um, so it was don't charge for it now. Another was like, no, put it in. People are doing it anyway. And the middle ground, which I thought was   Mark Rasmussen (30:02) Right. Right, right, right.   Kiera Dent (30:30) of a good way to do it is in person. They didn't charge a fee, but any of their online statements, they did charge a fee because they said most people who pay online know there's usually a service fee associated with it. So I thought that was kind of a, an easy way. If you guys are looking for a navigation through it. ⁓ but I think like, honestly, it's just like anything else, train your patients if you want to, but don't feel like you have to, I think it'd just be something to consider. So, but again,   Like get the reduction, like if nothing else, like switch to a processor that's going to be reduced fees anyway. So even if you want to continue offering it, you're still saving on that. Mark, I have one last thing that I wanted to dive into. I'm hearing from a lot of like integrated softwares. So like dental Intel and Flex and some of these other ones that literally make practice lives easier. They're having processors in there that are just integrated right into that. They're using it all the time.   Mark Rasmussen (31:20) Yeah.   Kiera Dent (31:25) How does Moolah play in those worlds? Like, do you get the same pricing? Do we not get the same pricing? Are some of those better because they're already bundled in? Again, I'm putting you on like really awkward topics, but I just want to know. I want to know how does this work.   Mark Rasmussen (31:35) No, no, not at all. So listen, you mentioned Flex. We   love Flex, okay? I love Flex, not just because, yes, they're a partner of ours, right? And yes, your Mool account works beautifully and integrated with Flex. But I love Flex just because I think they're like cut from the same cloth that we are. Like we just, at the end of the day, we want to over-deliver, right? We want to over-deliver, whether it's technology, whether it's value, and they have that mindset. And so I love the Flex team. Full disclosure.   ⁓ And so we've been an integrated partner with Flex for, gosh now, I think three years. So yeah, I think they deliver a ton of value to any open dental practice. So anybody out there for sure should check out Flex. They are amazing. Dental Intel. So we used to be, ⁓ not to bore the audience, but like we used to have an integration with Modento and then Dental Intel acquired Modento.   Kiera Dent (32:33) Yep.   Mark Rasmussen (32:33) and   then Dental Intel wanted to roll up their own integrated credit card processing. And so they have now. so, listen, ⁓ we wish Dental Intel the best, wish them well, but yeah, we're no longer integrated with Dental Intel, but yeah, Flex, we love Flex.   Kiera Dent (32:49) Okay, because I was just curious. Now, I feel if it's bundled, is this a time where offices should just be strategic? I'm not saying anyone's doing it. I haven't looked at it. So I'm not here to like cast judge or I just want to make sure offices are being smart. I would think when they're bundled or they're integrated, offices should still check even using MULA. They should still be watching their credit card statements every single month, right? Like no matter what, just to always make sure things are staying clean and also before we sign up with anybody.   Mark Rasmussen (33:08) Mm-hmm.   100%.   Kiera Dent (33:19) Like literally read the fine print and look for it. Yes. No. I from like, let's just go all the way back.   Mark Rasmussen (33:23) Yeah.   And I would always say that, you know, let's just take the Flex example. Flex has, you and I won't name anything, I'll let you guys out there, you go check it out to yourself, but there are three options. I encourage you, especially when we're talking about a vendor that you're looking at, and especially when this vendor that you're looking at revolves around your cashflow, right? Like it's a pretty integral part of a vendor that you're bringing into your ecosystem. call them, talk to them.   Kiera Dent (33:46) Mm-hmm.   Mark Rasmussen (33:54) Call in the middle of the day. Do they pick up the phone? Do they answer? Can you talk to somebody very easily? Like really pop the hood and take a look at who you're going to get in and do business with, especially when it's, you know, that vendor is like controlling your cash flow on a daily basis. So yes, please you guys out there, do your homework, look at the agreements, ask questions, and see what's right for you. Yeah.   Kiera Dent (34:10) Yeah.   That's awesome. just, again,   I wanted to like go into it because these are things I'm hearing. I'm hearing people say like, this seamlessly integrates. I know you seamlessly integrate. I know you guys are constantly working to refine, to get into more and more practice management softwares to make it easier. Just Mark, as we wrap up, like this has been fun. I love the like, thanks for going into some of the spices with me. ⁓ But just as a quick rundown, like what are some of the features that Moola does? We talked about the membership plans. We did talk about that Dental A Team clients get 10 % basis points less for card present or card not present.   Mark Rasmussen (34:33) Always is.   Yep.   Kiera Dent (34:47) Which to me that alone, I would just look into it and see, like I said, two clients literally saved money by like dumping their contracts and moving over, which I think to me, like before I can have a crush on a company, I test them pretty heavily. So to see the proof in the pudding, I was so just elated and it made me even like you guys more. But what else does Moola do? Because I know you guys do a lot of other things that just make life easy.   Mark Rasmussen (35:05) I love that. yeah, yeah. So   at the end of the day, we do a lot, but it's all payment related and will always be payment related, right? So we're focused on being like, we try to be like the end all be all payment solution for dentists. And so when you look at like, what does a dental office need from a payment perspective, ⁓ it's in practice payments, right? So we provide you guys the physical devices. So   No more having to buy rent or lease those terminals. We're going to include them. you know, not only, yeah, they're wireless. Yeah, they're really cool. Aesthetically, they look really good. Yeah. And, and here's the other great part too, that I think it's kind of underrated ⁓ is of course, not only did we include them. the practice didn't need to buy them, but like normally, you know, with our peers, you have to buy these devices and then you buy them and then it's like one year warranty, right? And then like Murphy's law always kicks in.   Kiera Dent (35:37) They're awesome too. They're portable. They can go back to the hygiene operatories. It's amazing. So your hygienist can take it. Like they're awesome. It's so great.   Mark Rasmussen (36:01) like it loves to do. like, okay, month 14, the device just, you know, went out on you. And then you're gonna sorry, you got to buy another five $600 device with mula you guys will literally never have hardware expense ever because we give them to you on the front end. And we will warranty them forever. As long as you're with us. I don't care four or five, six years. If there's new devices that come out and your guys age out, we're going to replace them. Even if you drop it off the counter and crack the screen.   We don't care, we're gonna replace it for you. There's no fear or premium. So, in practice payments, we have you covered there from a technology standpoint as well as a hardware standpoint. Moving on, there's also, have the ability to, like you were talking about earlier, store patient cards securely tokenized. Nothing's ever touching the practices servers. It's all on our servers, but it's giving you the convenience of having those stored cards for the patient. You can have as many stored cards as you want. You can even send a request to the patient.   before their appointment and the patient from easily from home from their mobile device could add their credit card. And so when they come in, it's already stored and it's available to use. So stored cards, yeah, yeah, yeah.   Kiera Dent (37:07) With that, can I ask, do you guys have   the compliance paperwork? Is there anything you have to do to get a patient to have a stored credit card that we can run for future payments? once insurance pays, because I know that's a big thing of storing cards on file, do you have anything with that? Because I know that this is a zone.   Mark Rasmussen (37:23) Yep. What I...   Yeah, no. So it's very obvious as far as the process of the patient adding the card. Like when you send the message, it says, hey, would you like to securely store your card on file? Right? Beyond that, what I've seen some practices do is just they'll just include it in their overall like new patient intake forms and kind of include it in their terms of service of that. Hey, listen, if you want to store a card on file with us, you can. And you allow, once you store a card, you're giving us the authorization to utilize that card.   Kiera Dent (37:35) Mm-hmm.   Mark Rasmussen (37:51) for other future balances. As simple as that, that's all you need to do.   Kiera Dent (37:54) which is so smart you   guys think about it. This is where so many other industries do this. They have a card on file. I mean, I go to the spa, my cards on file, they run that card when I'm gone, like I authorize it to happen. So they never out of money. They're never chasing money down. Like it just to me makes so much more sense of a way to process.   Mark Rasmussen (38:12) Can you imagine if   Netflix or all the other subscriptions, if they had to wait for a payment every month and wait, come on, no. Subscription is the way, 100%. So, okay, so store card on file they get. The other thing they get is the ability to create and manage in-house payment plans. And of course, automatically post those payments to the ledger. We have some great things where if the payment fails, right? They're into the plan for three months and all of sudden the July payment fails.   Kiera Dent (38:18) No. No.   Yeah.   Mark Rasmussen (38:41) our system will automatically notify the practice, notify the patient, and what's cool is that the software will allow the patient to self-administer and fix it. So the software is not telling the patient, your card failed, call the front desk. No, we're gonna save a phone call there. The software will allow the patient to tell the software, okay, either A, try to charge that card again, or B, they can actually upload a new card on file.   So the cool stat on that is that in failed transactions in our payment plans, we see patients solving it between themselves and software within the first 24 hours at a rate of over 80%, which is huge. So payment plans, and then we talked about earlier, you also get the ability to manage any of your in-house membership or discount plans. ⁓ We have the collecting on a balance when the patient is out of practice, ⁓ sending a payment request either   Kiera Dent (39:20) Holy cow, it's amazing.   Mark Rasmussen (39:37) allocated or unallocated payment request can attach a statement. ⁓ We also have the ability to host a payment page on their website. So if you want to put a little navigation, click here to make an online after hours payment, we'll host that page for the practice. ⁓ So yeah, we really kind of just looked at it a full circle of like, where are all the payment touch points that our practice is dealing with, and just trying to deliver these really amazing tools. And again, as you know, our model.   ⁓ There's never any monthly fees. There's never any set up fees. There's never any annual fees ⁓ All there are these two simple flat rates and again, you can cancel it anytime you want never locked in anything   Kiera Dent (40:18) That's awesome. Mark, I appreciate this so much. How do people, like know they just connect with you, schedule a demo. You guys will look at their credit card processing, see how you guys can fix it. How do they connect with you specifically if they're interested? And specifically The Dental A Team, The Dental A Team, perks.   Mark Rasmussen (40:33) I would recommend and maybe we can list this in the podcast, but there will be a specific Moolah URL. It's like forward slash The Dental A Team They should go there and then they can schedule a demo. And then if they go there, then we're going to know it came from you guys. That way we can get them that 10 basis point savings forever. So just schedule a demo with us and no pressure. We're like the most like   the least salesy organization I think that you guys will ever run into. All we wanna do is inform you. We wanna show you what we have. We're not for everybody. ⁓ But assuming that you guys love what you see, we encourage you to try us out and check us out and see if we're gonna be a great fit for your practice.   Kiera Dent (41:13) Yeah, for sure. You guys, honestly, I love Moolah They're incredible. So on our website, we will link it. So the way you get to Moolah, it's on our website, TheDentalATeam.com. And then you can click on the About Partnerships Mulas right there. ⁓ And the actual, like if you guys want our direct link here, it would be TheDentalATeam.com slash partnerships slash Moolah. And that should take you right to Moolah's page. It's also mula.cc slash partners.   So that helps you guys will also link that in the show notes mark. I appreciate you guys so much Things are being on the podcast things are going through the spicy with me. I appreciate you so much   Mark Rasmussen (41:52) Any time, love you guys, you guys are the best and ⁓ have a great rest of day.   Kiera Dent (41:58) Hey, you too, for all of you listening. Thanks for listening and we'll catch you next time on The Dental A Team Podcast.  

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(Moulin de Chaves) Instructions, méditation guidée et q&a

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Lumière sur le festival Jazz in Moulin-à-Vent, à Romanèche-Thorins, en Saône-et-Loire. La neuvième édition se tiendra la semaine prochaine, samedi 31 mai. Avec au programme, du jazz oui, mais pas que ! des dégustations & rencontres de 14 domaines de l'appellation Moulin-à-Vent, un pique-nique chic dans le parc du domaine, et bien évidemment des concerts de jazz tout au long de la journée. Cette dernière se clôturera par le show de Bai Kamara Junior & The Voodoo Sniffers. Morgane Chambriard, chargée de communication au Château Moulin à vent saura nous mettre encore plus l'eau à la bouche !

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Vinene i afsnittet er skænket af VINOVA https://vinova.dk/   Smagekasse med de tre vine fra afsnittet her https://vinova.dk/vin/temakasse-2/     VINOVA kører også 20% tilbud på alle deres Loire-vine frem til og med d. 25. maj 2025. Så her kan man blande som man selv vil. https://vinova.dk/webshop/hvidvin/frankrig/?vin-omraade=loire     (Smagekassen vil fortsat være på tilbud efter d. 25. maj 2025)   …………………   I dagens afsnit skal vi nørde tre områder i Loire - Saumur, Chinon og Vouvrey. Vi smager på druerne chenin blanc og cabernet franc og dykker ned i hvilke stilarter, der findes i de tre områder.   Det er chenin blanc med masser af sur lie, struktur og syre samt slank, kølig, urtet og saftig cabernet franc.   Vi dykker selvfølgelig ned i jordbundsforhold og produktionsmetoder, men skal også snakke om kæmper og livsstil i Loire.   Til slut skal vi høre en lytterhistorie fra en god mad og vinoplevelse i det franske.     Kort over Loire https://www.experienceloire.com/2014/loire-valley-wine-map.jpg     Vi smager på   1) Domaine des Roches Neuves, Clos du Moulin, Saumur Blanc 2023https://vinova.dk/vin/domaine-des-roches-neuves-clos-du-moulin-saumur-blanc-2023-2/       2) Bernard Baudry, Grezeaux 2021, Chinonhttps://vinova.dk/vin/bernard-baudry-grezeaux-2021/         3) Clos Naudin, Vouvray Demi-Sec 2022https://vinova.dk/vin/clos-naudin-vouvray-demi-sec-2022/       Vinen fra afsnittet med Wassim Hallal (årgang 2022)   Domaine des Roches Neuves, Les Memoires, Saumur Champigny 2022https://vinova.dk/vin/domaine-des-roches-neuves-domaine-saumur-champigny-2022-kopier-kopier-kopier/     ..................... Køb vores nye bog "Bobler for begyndere og øvede" her: https://www.saxo.com/dk/bobler-for-begyndere_bog_9788773396568 Eller vores bog om vin her: https://www.saxo.com/dk/vin-for-begyndere_bog_9788773391303 Støt Vin for begyndere podcast her https://vinforbegyndere.10er.app/ Besøg os på Facebook og Instagram, hvor man kan se billeder af vinene og få tips til vin og mad sammensætning. https://www.facebook.com/vinforbegyndere https://www.instagram.com/vinforbegyndere Web: https://www.radioteket.dk/ Kontakt: radioteket@radioteket.dk Musik: Jonas Landin Lyt vores bog som lydbog her: Køb den her https://www.saxo.com/dk/vin-for-begyndere-og-oevede_lydbog_9788773397374

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L'histoire des moulins en Anjou avec Sandrine Lauriou du Moulin de Sarré à Gennes et Laurent Aubineau du service animation…

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La banque RTL2 - Alexandra de Betteville vers Rouen gagne 50 000 euros ! - Julia de Bourgogne vers Reims gagne 400 €. L'info du matin - Grégory Ascher et Justine Salmon ont partagé un conseil Feng Shui pour mieux dormir : évitez de placer votre lit avec les pieds dirigés vers la porte. En Chine, cette configuration est appelée "le lit de la mort". Le winner du jour - Un Québécois a reçu une contravention pour téléphone au volant alors qu'il était simplement à la commande d'un Drive McDonald's. - À Landerneau, le maire a interdit la vente de boissons aux Schtroumpfs samedi prochain ! Le flashback de janvier 1987 - Arrivée de "MacGyver" sur Antenne 2, avec le héros le plus débrouillard des séries américaines. - Le 5 janvier 1987, début de "La roue de la fortune" sur TF1. Les savoirs inutiles - En 2007, les troupes militaires suisses ont accidentellement envahi le Liechtenstein... par erreur. Une invasion aussi brève qu'inoffensive. 3 choses à savoir sur l'Eurovision Qu'est-ce qu'on fait ? - Samedi, c'est la nuit européenne des musées. De nombreux musées ouvriront gratuitement leurs portes en France et en Europe jusqu'à minuit. - À Bordeaux, ce soir, place à des courses de chaises de bureau sur la placette de Munich pour la 3ᵉ édition de cet événement décalé. Le jeu surprise - Sébastien d'Auvers-sur-Oise vers Paris gagne un séjour de 2 nuits pour 2 personnes au Moulin de Fourges avec Weekendesk. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

durée : 00:10:40 - Le Disque classique du jour du mercredi 14 mai 2025 - Yoann Moulin achève ici ce périple dans le répertoire de la musique de clavecin allemand du XVIIe siècle. Nous voici aux portes de l'art de Johann Sebastian Bach avec les compositeurs qui ont été ses modèles directs et qui lui ont transmis les principes des styles italiens et français.

durée : 00:10:40 - Le Disque classique du jour du mercredi 14 mai 2025 - Yoann Moulin achève ici ce périple dans le répertoire de la musique de clavecin allemand du XVIIe siècle. Nous voici aux portes de l'art de Johann Sebastian Bach avec les compositeurs qui ont été ses modèles directs et qui lui ont transmis les principes des styles italiens et français.

L'info du matin - Grégory Ascher et Justine Salmon ont partagé les conclusions d'une étude espagnole : on apprend bien mieux une langue en écrivant à la main plutôt que sur un clavier. Le winner du jour - Une femme a demandé le divorce après que ChatGPT lui a dit que son mari la trompait... - En Chine, une autre femme s'est fait larguer car son smartphone s'est automatiquement connecté au Wi-Fi de l'hôtel, révélant ainsi un séjour suspect. Le flashback de septembre 1978 - Début de la série d'animation "Il était une fois l'homme" sur France 3. - Sortie du film "Midnight Express", une histoire vraie avec une bande originale mémorable. Les savoirs inutiles - Le tardigrade, un minuscule animal de 0,1 à 1 mm, est l'un des êtres vivants les plus résistants. Il peut survivre 30 ans sans manger ! 3 choses à savoir sur le Festival de Cannes 2025 Qu'est-ce qu'on teste ? - Pour la fête des mères, Kraft Mac & Cheese lance un collier en or 14 carats en forme de macaron, en collaboration avec la marque Ring Concierge. Prix : environ 23 €. Le jeu surprise - Béatrice de Clisson vers Nantes gagne un séjour de 2 nuits pour 2 personnes au Moulin de Fourges avec Weekendesk. La banque RTL2 - Sébastien de Pechbonnieu vers Toulouse gagne 500 €. - Anastasia de Labastide-Saint-Pierre vers Montauban repart avec une station météo NASA WS100 Black. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Cette semaine on parle de Noé Talbot, Pépé et Kamakazi! 00:00 - Pre-roll 01:20 - Début 02:08 - le SEX 04:58 - Felix de Ripé "BRÛLER DU GAZ" de RIPÉ en streaming ici ► https://fanlink.tv/brulerdugaz Merch: https://www.bandpromo.ca/product-category/bands-artistes/ripe/ Facebook ► http://bit.ly/388TvTV Instagram ► http://bit.ly/2YhyC4a 06:55 - Trop Manger 08:52 - Ticket 09:36 - Booking hotel ouache 10:42 - Les osti de bands 11:56 - I believe in système qui fonctionne pas 14:18 - La LUTTE https://youtu.be/TZG7-0Dsrgw?si=9S7PxJgoVz7h1MLy 16:19 - Noé Talbot HEURE DE GLOIRE de NOÉ TALBOT en streaming ici ► https://fanlink.tv/heuredegloire Suivez Noé Talbot ici: https://www.facebook.com/noetalbot https://www.instagram.com/noetalbot Merch ► https://www.bandpromo.ca/product-category/noe-talbot 17:46 - Pépé et sa guitare https://linktr.ee/pepe_et_sa_guitare 18:15 - Lenoire 19:57 - Kamakazi COMPTER LES SECONDES de KAMAKAZI en streaming ici ► https://fanlink.tv/compterlessecondes https://www.facebook.com/Kamakazirock https://www.instagram.com/kamakazirock https://www.tiktok.com/@kamakazirock https://www.kamakazirock.com 21:24 - Unlufa 24:43 - Les show Francbâtards ► 2 mai – Festival La Grande Tribu, Mascouche 8 mai, Zénob, Trois-Rivières. 9 mai avec Noé Talbot à La Baie, Brasserie Port-Alfred 10 mai avec Noé Talbot au Lion Bleu, Alma. 24 mai La petite Boite Noire, Sherbrooke 25 mai, Festival Dame Festive, Lachine/Montréal Autre Part ► Pouzza Fest au MEM, Centre des mémoires montréalaise, le 18 mai 31 mai à l'espace Mandeville, Drummondville, opener pour Galaxie 7 juin au Festival LOURD, Gatineau Basterds ► 8 mai ave Salem Trials à La sainte-Paix, Drummondville 9 mai à Lola's pub, Cornwall 10 mai Groovy Aardvark ► 24 mai à l'espace Mandeville, Drummonville. Noé Talbot ► 9 et 10 mai avec Francbâtards (ces deux dates il et FULL BAND) Le 22 mai au Moulin 7, Val-des-sources 10 juin, LANCEMENT D'ALBUM MOURIR POUR LE ROCK, au ministère, Montréal. Rouge Pompier ► 1er mai à Thetford Mines Microbrasserie des Haldes 2 mai au Bar La Mansarde, Matane 3 mai au bar Naufrageur, Carleton-Sur-Mer 13 juin à la salle communautaire de Chapais 14 juin au Skate Jam, Saint-Prime Sudden Waves ► en tournée avec Cawston et Chilio du 8 mai au 17 mai, Montréal, Toronto, Bracebridge, Ottawa, Trois-Rivières, Coldstream, Halifax, Moncton. Thick Glasses ► 1er mai au Minotaure, Gatineau. Oktoplut ► 7 juin au Festival Lourd Gatineau 27:27 - Compter les secondes https://youtu.be/fx6R46cPku8

À Binche, au XVIe siècle, sous le règne de Marie de Hongrie, une légende raconte l'histoire d'un homme du château tombé amoureux d'une jeune meunière. Mais le travail de la jeune femme est menacé par un projet porté par la régente. Cette histoire, bien que légendaire, s'inscrit dans un contexte historique réel : Marie de Hongrie a bien fait bâtir un palais à Binche, avec de vastes jardins. Une légende où politique et sentiments s'entrelacent au fil de l'eau, nous est racontée par de Sylvie Urbain, guide et musicienne au Musée international du Carnaval et du Masque, et Fanny Cuisset. Merci pour votre écoute Un Jour dans l'Histoire, c'est également en direct tous les jours de la semaine de 13h15 à 14h30 sur www.rtbf.be/lapremiere Retrouvez tous les épisodes d'Un Jour dans l'Histoire sur notre plateforme Auvio.be :https://auvio.rtbf.be/emission/5936 Intéressés par l'histoire ? Vous pourriez également aimer nos autres podcasts : L'Histoire Continue: https://audmns.com/kSbpELwL'heure H : https://audmns.com/YagLLiKEt sa version à écouter en famille : La Mini Heure H https://audmns.com/YagLLiKAinsi que nos séries historiques :Chili, le Pays de mes Histoires : https://audmns.com/XHbnevhD-Day : https://audmns.com/JWRdPYIJoséphine Baker : https://audmns.com/wCfhoEwLa folle histoire de l'aviation : https://audmns.com/xAWjyWCLes Jeux Olympiques, l'étonnant miroir de notre Histoire : https://audmns.com/ZEIihzZMarguerite, la Voix d'une Résistante : https://audmns.com/zFDehnENapoléon, le crépuscule de l'Aigle : https://audmns.com/DcdnIUnUn Jour dans le Sport : https://audmns.com/xXlkHMHSous le sable des Pyramides : https://audmns.com/rXfVppvN'oubliez pas de vous y abonner pour ne rien manquer.Et si vous avez apprécié ce podcast, n'hésitez pas à nous donner des étoiles ou des commentaires, cela nous aide à le faire connaître plus largement. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

durée : 00:27:08 - Ostapé, le nouvel étoilé - L'étoile Michelin a bouleversé l'expérience des chefs Fabrice Idiart et John Argaud, à la tête respectivement du Moulin d'Alotz et de l'Auberge Ostapé. Découvrez comment ces deux restaurants ont géré l'impact de cette reconnaissance et comment elle a transformé leurs lieux de travail.

Pour écouter mon podcast Choses à Savoir Culture Générale:Apple Podcast:https://podcasts.apple.com/fr/podcast/choses-%C3%A0-savoir-culture-g%C3%A9n%C3%A9rale/id1048372492Spotify:https://open.spotify.com/show/3AL8eKPHOUINc6usVSbRo3?si=e794067703c14028----------------------------Le jamais-vu (ou jamais vu), à l'inverse du déjà-vu, désigne une expérience où une personne fait face à une situation familière mais la perçoit comme étrangère ou inconnue. Cela peut par exemple arriver lorsqu'on répète un mot très courant jusqu'à ce qu'il "perde son sens" — un phénomène aussi appelé satiation lexicale. En neurosciences, ce type de sensation reflète une déconnexion temporaire entre les circuits de reconnaissance et les centres de la mémoire.Ce qui se passe dans le cerveauLe jamais-vu est étroitement lié à des mécanismes de désintégration temporaire entre perception et mémoire. Normalement, lorsqu'on perçoit quelque chose de familier, l'hippocampe et le cortex entorhinal travaillent ensemble pour activer des souvenirs associés, ce qui génère un sentiment de familiarité. Dans le cas du jamais-vu, cette boucle de reconnaissance est rompue : la perception ne déclenche pas l'association attendue avec un souvenir connu, ou bien le cerveau inhibe activement cette reconnaissance.Ce phénomène pourrait aussi être lié à un excès d'attention consciente, où l'analyse délibérée d'un élément familier empêche son traitement automatique. C'est pourquoi il est souvent observé dans des états de fatigue, de stress ou lors d'exercices mentaux inhabituels.Une étude scientifique marquanteUne étude notable sur ce sujet est celle de Chris Moulin et ses collègues (Université de Leeds), publiée dans Cognitive Neuropsychiatry en 2005. Ils ont documenté le cas d'un patient souffrant de jamais-vu chronique, qui ne reconnaissait plus sa propre maison, sa femme, ou même des mots du quotidien, malgré une mémoire intacte. Les chercheurs ont proposé que ce trouble résulte d'un dérèglement de la métamémoire — la capacité du cerveau à juger la validité de ses propres souvenirs.Dans une autre expérience de 2006 (Moulin et al., Memory), les chercheurs ont demandé à des volontaires d'écrire ou lire des mots simples de manière répétée. Après plusieurs répétitions (souvent autour de 30), les sujets rapportaient une perte de familiarité, comme si le mot n'avait jamais existé — ce qui démontre que le jamais-vu peut être induit expérimentalement.En résumé, le jamais-vu traduit une anomalie transitoire de la reconnaissance mnésique, souvent due à une désynchronisation entre perception et mémoire. Il rappelle que la familiarité n'est pas inhérente aux objets eux-mêmes, mais dépend de mécanismes cognitifs fragiles et complexes. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

durée : 00:03:25 - Va savoir - par : Chloé Leprince - Si les archives inédites de Klaus Barbie, publicisées par Stanford début mai 2025, ont ce retentissement, c'est que l'histoire, la personnalité et la stature du résistant, éphémère président du Conseil national de la Résistance, voyagent de longue date, lestés de rumeurs. Une photo l'illustre.

durée : 00:02:42 - Yves est bénévole au moulin du châtelet à Cornier - Yves fait partie de l'équipe de bénévoles qui préserve et entretien le vieux moulin du Châtelet à Cornier. Il tourne régulièrement pour produire huiles ou farines.

Avez-vous déjà été contraint de regarder pendant des heures les photos des enfants de vos amis ? Relégué·e au rôle de figurant lors de longues discussions sur le problème des nuits en pointillé ? Écarté·e d'un projet de vacances parce que vous êtes le ou la seul·e sans enfants ? Si cela vous est déjà arrivé, vous avez peut-être ressenti un sentiment de trahison, et une culpabilité tenace, celle qui vous fait vous sentir égoïste. Après tout, ce sont leurs enfants, leur chair et leur sang… et puis, les parents sont déjà débordés — inutile de leur imposer vos états d'âme en plus du reste.Si vous vous situez du côté parental de la force, vous savez qu'avoir des enfants, c'est y consacrer du temps, un temps que l'on arrache souvent, consciemment ou non, à ses autres relations. Il y a celui que vous ne passez plus avec vos amis, mais aussi celui où, même en leur présence, vous êtes absorbé·e par des préoccupations qui ne les intéressent pas. Lorsqu'un enfant occupe autant de place dans notre vie, il devient difficile de préserver des espaces où il n'est pas placé au centre. Volontairement ou non, les enfants prennent souvent l'ascendant sur les amitiés et poussent à délaisser ceux qu'on aimait autrement.Est-ce que ce sont vraiment les enfants qui font perdre des ami·es ? Pourquoi est-ce que les amitiés peuvent se fragiliser à ce moment-là ? Est-ce que c'est une fatalité ?Dans cet épisode, Émotions, le podcast porté par Marie Misset, croise le chemin de Faites des gosses, animé par Marine Revol. Ensemble, elles explorent ce qui relève du choix ou de l'impuissance chez les parents lorsqu'ils laissent leurs amitiés en friche après l'arrivée des enfants. Elles échangent avec Justine, Isabelle, Alice, Noémie, Léa et Victor, des ami·es parfois relégué·es au second plan et des parents qui s'interrogent, ainsi qu'avec la psychosociologue Dominique Picard, autrice de Les conflits relationnels et la journaliste Alice Raybaud, autrice de Nos puissantes amitiés.Pour aller plus loin : Lire L'amitié un lien social de Claire Bidart Lire De l'amour de StendhalLire Une histoire de l'amitié, d'Anne Vincent-BuffaultCet épisode d'Émotions et de Faites des gosses est une production Louie Media, présenté, écrit et tourné par Marine Revol et Marie Misset. Il a été monté par Julie Deltheil-Tourrenc et réalisé par Solène Moulin. La musique est de Jean Thévenin et Nicolas Vair. La prise de son et le mix sont du studio La Fugitive. Elsa Berthault est en charge de la production. Envoyez-nous vos questions, vos remarques et vos notes vocales à hello@louiemedia.comPour avoir des news de Louie, des recos podcasts et culturelles, abonnez-vous à notre newsletter en cliquant ici. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Arnaud Riou est l'invité du 193ème épisode du podcast C'est quoi le bonheur pour vous? Vivez en alignement avec votre essence profonde. Et si le véritable bonheur naissait de l'harmonie entre qui nous sommes et ce que nous vivons ? Une interview passionnante pour vous donner un avant-goût de la conférence d'Arnaud qui se tiendra le 13 juillet au 2ème congrès C'est quoi le bonheur pour vous? à Arcachon. La billetterie est ouverte ! Pour prendre vos places c'est par ici https://congres.cestquoilebonheur.fr/Arnaud Riou vous invite à un voyage intérieur puissant, où sagesse ancestrale et pleine conscience deviennent des alliés pour se libérer des conditionnements, écouter sa voix intérieure et cultiver une paix durable. À travers une approche inspirante et accessible, cette conférence s'adresse à celles et ceux en quête de sens, offrant des clés concrètes pour incarner pleinement leur authenticité. Trouver l'équilibre entre le corps, l'esprit et le cœur, c'est s'ouvrir à une vie plus alignée, plus sereine et profondément épanouissante. Autodidacte, Arnaud Riou a exploré les différentes dimensions de l'être humain à travers le théâtre, la méditation, le bouddhisme, le chamanisme et les arts martiaux avant d'élaborer en 2006 la Voie de l'Acte® (Approche Consciente de la Totalité de l'Être), une voie de transformation qui s'appuie sur la sagesse orientale dans une approche occidentale. Il dirige l'Académie de l'Acte et le Moulin de Beaupré. Il est l'auteur de 24 ouvrages dont le best-seller Réveillez le chaman qui est en vous. Pour en savoir plus : https://arnaud-riou.com/

Avez-vous déjà été contraint de regarder pendant des heures les photos des enfants de vos amis ? Relégué·e au rôle de figurant lors de longues discussions sur le problème des nuits en pointillé ? Écarté·e d'un projet de vacances parce que vous êtes le ou la seul·e sans enfants ? Si cela vous est déjà arrivé, vous avez peut-être ressenti un sentiment de trahison, et une culpabilité tenace, celle qui vous fait vous sentir égoïste. Après tout, ce sont leurs enfants, leur chair et leur sang… et puis, les parents sont déjà débordés — inutile de leur imposer vos états d'âme en plus du reste.Si vous vous situez du côté parental de la force, vous savez qu'avoir des enfants, c'est y consacrer du temps, un temps que l'on arrache souvent, consciemment ou non, à ses autres relations. Il y a celui que vous ne passez plus avec vos amis, mais aussi celui où, même en leur présence, vous êtes absorbé·e par des préoccupations qui ne les intéressent pas. Lorsqu'un enfant occupe autant de place dans notre vie, il devient difficile de préserver des espaces où il n'est pas placé au centre. Volontairement ou non, les enfants prennent souvent l'ascendant sur les amitiés et poussent à délaisser ceux qu'on aimait autrement.Est-ce que ce sont vraiment les enfants qui font perdre des ami·es ? Pourquoi est-ce que les amitiés peuvent se fragiliser à ce moment-là ? Est-ce que c'est une fatalité ?Dans cet épisode, Émotions, le podcast porté par Marie Misset, croise le chemin de Faites des gosses, animé par Marine Revol. Ensemble, elles explorent ce qui relève du choix ou de l'impuissance chez les parents lorsqu'ils laissent leurs amitiés en friche après l'arrivée des enfants. Elles échangent avec Justine, Isabelle, Alice, Noémie, Léa et Victor, des ami·es parfois relégué·es au second plan et des parents qui s'interrogent, ainsi qu'avec la psychosociologue Dominique Picard, autrice de Les conflits relationnels et la journaliste Alice Raybaud, autrice de Nos puissantes amitiés.Pour aller plus loin : Lire L'amitié un lien social de Claire Bidart Lire De l'amour de StendhalLire Une histoire de l'amitié, d'Anne Vincent-BuffaultCet épisode d'Émotions et de Faites des gosses est une production Louie Media, présenté, écrit et tourné par Marine Revol et Marie Misset. Il a été monté par Julie Deltheil-Tourrenc et réalisé par Solène Moulin. La musique est de Jean Thévenin et Nicolas Vair. La prise de son et le mix sont du studio La Fugitive. Elsa Berthault est en charge de la production. Envoyez-nous vos questions, vos remarques et vos notes vocales à hello@louiemedia.comPour avoir des news de Louie, des recos podcasts et culturelles, abonnez-vous à notre newsletter en cliquant ici. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Dans cet épisode solo un peu particulier, je prends le micro pour vous parler à cœur ouvert. Après des mois d'un long combat contre la maladie, je vous raconte ce que cette épreuve a bouleversé dans ma vie intime, dans mon rapport au plaisir, au corps, à l'amour… et à moi-même. Un épisode sincère, entre vulnérabilité, prise de conscience et envie folle de réapprendre à kiffer. Spoiler : il sera aussi question de dates ratés, de désirs retrouvés et de renaissance.Merci d'être là.

durée : 00:02:47 - Le brief politique - Alexis Kohler quitte ses fonctions après huit ans passés auprès d'Emmanuel Macron. Emmanuel Moulin, ancien directeur du Trésor va lui succéder. Pour certains, c'est un copié-collé de son prédécesseur, preuve que l'Élysée ne veut rien changer.

King King – Rush hour ( live at berkley studios) - Maverick (Deluxe) - 2020 Pat Mcmanus band – Belfast Boy - Full Service Resumed  - 2021Andrew Duncanson – Next Life  - California trap - 2025 GA-20 – I Let someone in - Live In Loveland – 2023 Quinn Sullivan – Eyesight to the blind - Salvation - 2024 Leif De Leeuw Band – Fool for your love - Mighty Fine - 2024 Gerry Hundt Trio the – Blame it on the Blues - GET HIP!  - 2024 The Seatsniffers – Jubilee -  Born AgainTommy Castro & The Painkillers – The way you do - Closer To The Bone - 2025 Lowdown Saints – Can't save a dollar - Hit Me Hard – 2021

Première rediffusion depuis l'été 2023, pour mieux revenir avec épisode inédit le 23 avril. J'ai choisi cet épisode avec Louise Jussian et Chloé Tegny, chargées d'études à l'Ifop, car elles ont travaillé sur la "déconstruction" supposée des hommes (particulièrement les hommes cis hétéro). A l'heure où les discours masculinistes sont de plus en présents, et où les bonnes intentions affichées de certains sont rarement suivies d'actes concrets, il est temps de faire le point. Les questions posées dans l'étude IFOP / Wyylde (lien ci-dessous) sont un très bon outil pour vos futures rencontres ! Votre temps est précieux, la vie est courte, on ne peut plus perdre de temps avec des hommes qui nous méprisent. Bonne écoute !L'épisode a été diffusé la première fois le 27/02/2022. Si vous voulez soutenir Single Jungle, avec un don en une seule fois, j'ai ouvert un Tipeee : https://fr.tipeee.com/single-jungle. J'ai suivi le conseil d'auditrices et d'auditeurs qui ont proposé de participer à la hauteur de leurs moyens, ponctuellement, aux frais des épisodes (prise de son/montage). Merci aux premières personnes qui ont participé ! Références citées dans l'épisode (ou en bonus) :Articles / infographiesEtudes Ifop : ¤ Etude Ifop en partenariat avec Wyylde "Observatoire de la déconstruction", par François Kraus, Louise Jussian et Chloé Tegny https://www.ifop.com/publication/observatoire-wyylde-de-la-deconstruction/ ¤ Etude Ifop en partenariat avec Gleeden : "Enquête sur le poids de la politique dans la vie de couple des français à une semaine du premier tour (des élections présidentielles), par François Kraus https://www.ifop.com/publication/enquete-sur-le-poids-de-la-politique-dans-la-vie-de-couple-des-francais-a-une-semaine-du-premier-tour/ ¤ Etude Ifop en partenariat avec CAM4 "Comment trouve-t-on l'amour à Paris à l'heure de Tinder ?" de François Kraus, étude de 2017, avec ce chiffre qui montre bien qu'il y a bcp plus de femmes célibataires (50%) que d'hommes célibataires (35%) à Paris, donc forcément, c'est problématique. https://www.ifop.com/publication/comment-trouve-t-on-lamour-a-paris-a-lheure-de-tinder/ article de Laetitia Reboulleau sur Yahoo Life "Trop grosse, trop grande, racisée...Un homme sur deux refuse d'être en couple avec une femme qui ne correspond pas aux normes de la société" https://fr.style.yahoo.com/homme-grossophobie-couple-093428758.html The Economist "Why young men and women are drifting apart " https://www.economist.com/international/2024/03/13/why-the-growing-gulf-between-young-men-and-women48,9% des femmes déclarent vouloir être en couple uniquement être avec un homme plus grand. 13,5% des hommes ne veulent être qu'avec une femme plus petite. (source : étude Journal of family issues, 2014). A voir sur le compte de FranceTVslash https://www.instagram.com/p/CbCcfNzoxEA/ Livres "Les hommes hétéros le sont-ils vraiment ?" de Leane Alestra (Editions JC Lattès) "Amours silenciées : repenser la révolution romantique depuis les marges" de Christelle Murhula (éditions Daronnes), à écouter dans l'épisode 50 https://singlejungle.lepodcast.fr/ep-point-50-christelle-murhula-amours-silenciees-repenser-la-revolution-romantique-depuis-les-marges "Vous ne baiserez pas : la misère sexuelle n'est pas un problème d'hommes" de Naya Ali (éditions Les Insolentes/Hachette), à écouter dans l'épisode 98 https://singlejungle.lepodcast.fr/ep-point-98-naya-ali-vous-ne-baiserez-pas-la-misere-sexuelle-nest-pas-un-probleme-dhommes Podcasts épisode 8 de "Single Jungle", avec Anaïs Orsini, créatrice de la chaîne Youtube "Je suis moi & toi T toi", mode grande taille et body positive, pour cet épisode intitulé "être ronde et sereine". On y parle de ces hommes qui aiment les femmes rondes mais refusent d'être vus en public avec elles, car ils en ont honte. épisode 7 de "Single Jungle" sur "Politique et rencontres" avec Hadrien Bibard, du podcast Restons polis épisode 16 de "Single Jungle" avec France Ortelli, autrice de "Nos coeurs sauvages", et le concept de "célibataire définitif ou définitive" repéré par Jean-Laurent Cassely, extrait ici : https://twitter.com/Single_Jungle/status/1409489524095324165 épisode de "C'est compliqué" par Lucile Bellan, produit par Slate Podcasts (Benjamin Hours, Aurélie Rodrigues) avec une femme féministe qui fréquente un homme d'extrême droite. Et ça se pas mal. Evidemment. http://www.slate.fr/podcast/177006/c-est-complique-je-couche-avec-un-mec-dextreme-droite-je-le-vis-mal "Le cœur sur la table", de Victoire Tuaillon, Solène Moulin, Naomi Titti, Diane Jean etc, chez Binge Audio. Les questionnements de Victoire Tuaillon sur les hommes qui demandent une sodomie aux femmes, sans jamais avoir exploré leur propre anus, sont dans le tout 1er épisode (sauf erreur). Le sujet de la sodomie et du rapport anal en général, réclamé très souvent par les hommes hétéros (très influencés par le porno), avec beaucoup d'insistance, alors que la partenaire n'en a pas forcément envie. Il va y avoir ce jeu malsain, consistant à essayer de la convaincre, évoqué aussi dans cet épisode des Couilles sur la table (Binge Audio) : https://www.binge.audio/podcast/les-couilles-sur-la-table/maia-mazaurette-sortir-la-tete-du-trou-1-2 Sujet évoqué aussi dans cet épisode d''Un podcast à soi" de Charlotte Bienaimé, sur Arte Radio : https://www.arteradio.com/son/61661608/sexualite_des_femmes_la_revolution_du_plaisir_18 J'espère que les femmes plus jeunes (ou moins expérimentées) pourront les écouter, se documenter, et s'écouter elles, AVANT TOUT, surtout. Combien de femmes ont accepté ce type de rapports "pour faire plaisir", "ne pas vexer", par peur etc, alors qu'elles n'en avaient pas envie, trouvaient ça douloureux, désagréable, sans intérêt etc. De même pour les hommes gay, bi, personnes non binaires, à qui on proposerait avec autant d'insistance un rapport anal. Votre corps, vos choix. "Des hommes déconstruits", épisode de l'émission "Les pieds sur terre" sur France Culture, 1ère diffusion le 4 octobre 2022 : "Après #MeToo, Paul et Sébastien entreprennent un parcours de "déconstruction" pour démanteler leurs réflexes patriarcaux. Le premier change radicalement de sexualité jusqu'à y renoncer. Le second met ses 30 ans d'expérience dans la pub pour conquérir le marché du féminisme." https://www.radiofrance.fr/franceculture/podcasts/les-pieds-sur-terre/des-hommes-deconstruits-5944418 DocumentaireDerniers condamnés pour homosexualité en France https://www.france.tv/france-5/la-case-du-siecle/3366538-homosexualite-les-derniers-condamnes.htmlAVERTISSEMENT IMPORTANT : Ne jamais s'inscrire sur une application ou site de rencontres payant sans 1) lire les avis sur Google (Play store) ou Apple (App store) 2) lire les conditions tarifaires de l'abonnement. Ainsi je vous déconseille fortement le site PARSHIP, qui pratique l'extorsion : on ne peut pas résilier avant 1 an obligatoire, même si on n'utilise plus le service, qui n'est pas satisfaisant, car très peu de personnes dans votre région. Le service client n'a que mépris pour les clients et le service communication ne veut rien entendre (un comble), aucun arrangement possible. Donc évitez-vous une dépense inutile. Episode enregistré en mai 2022, à Paris, chez Isabelle, merci à elle pour son accueil.Prise de son, montage et mixage : Isabelle FieldMusique : Générique de "Manimal", virgules sonores : Edouard JoguetLogo conçu par Lynda Mac-ConnellHébergement : Podcloud

Nous sommes le 27 juillet 1867, à l'issue du procès des grévistes et des émeutiers du Moulin de Marchienne. Le procès s'est tenu à la cour d'assises du Hainaut. Un procès pour l'exemple : il faut éviter que de tels événements ne se reproduisent. Le « meneur » écope d'une peine de cinq ans de prison et d'une très grosse amende. D'autres peines de huit à vingt-quatre mois d'incarcération sont encore prononcées. Il y a dix acquittements. La plupart des accusés ne savent pas signer leur nom. Le lendemain, le journal bruxellois « La liberté » écrit : « Cette grève est le fait de gens qui ont indiscutablement faim. Voilà le procès de Jean Valjean ! On ne vole pas un peu de farine dans son tablier ou dans un sac quand on n'a pas faim ! » Ces émeutes de 1867 constituent un épisode fondateur de l'histoire sociale de Charleroi. Une région, comme d'autres, fragilisée par les pénuries alimentaires et le prix exorbitant des denrées. Comment les pouvoirs publics ont-ils réagi à ces mouvements de mécontentement, à ces révoltes ? En quoi ces émeutes et ces grèves ont-elles été utiles dans l'organisation d'une solidarité des travailleurs ? Quel est le rôle des femmes ? Invitée : Francine Bolle, historienne et membre du comité de pilotage du projet « Création » qui rassemble des partenaires issus des mondes de la recherche, des archives et de l'éducation permanente, et entend mobiliser l'histoire comme outil pour éclairer les évolutions contemporaines du travail, de l'insertion et de la reconversion professionnelle et territoriale. Merci pour votre écoute Un Jour dans l'Histoire, c'est également en direct tous les jours de la semaine de 13h15 à 14h30 sur www.rtbf.be/lapremiere Retrouvez tous les épisodes d'Un Jour dans l'Histoire sur notre plateforme Auvio.be :https://auvio.rtbf.be/emission/5936 Intéressés par l'histoire ? Vous pourriez également aimer nos autres podcasts : L'Histoire Continue: https://audmns.com/kSbpELwL'heure H : https://audmns.com/YagLLiKEt sa version à écouter en famille : La Mini Heure H https://audmns.com/YagLLiKAinsi que nos séries historiques :Chili, le Pays de mes Histoires : https://audmns.com/XHbnevhD-Day : https://audmns.com/JWRdPYIJoséphine Baker : https://audmns.com/wCfhoEwLa folle histoire de l'aviation : https://audmns.com/xAWjyWCLes Jeux Olympiques, l'étonnant miroir de notre Histoire : https://audmns.com/ZEIihzZMarguerite, la Voix d'une Résistante : https://audmns.com/zFDehnENapoléon, le crépuscule de l'Aigle : https://audmns.com/DcdnIUnUn Jour dans le Sport : https://audmns.com/xXlkHMHSous le sable des Pyramides : https://audmns.com/rXfVppvN'oubliez pas de vous y abonner pour ne rien manquer.Et si vous avez apprécié ce podcast, n'hésitez pas à nous donner des étoiles ou des commentaires, cela nous aide à le faire connaître plus largement. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

This episode of We Question and Learn features two insightful conversations from across Pennsylvania's economic and philanthropic landscape.First, host Tom Pysz speaks with James Welty, President of the Marcellus Shale Coalition, who shares an in-depth look at the Coalition's mission, its activities, and its membership—highlighting its role in shaping Pennsylvania's energy future.Then, we're joined by Trenton Moulin, President and Executive Director of the Bridge Builders Community Foundations, serving Venango, Forest, and Clarion counties. Moulin discusses the foundation's impact, collaborative efforts, and how it's fostering growth and community development across the region.

Moulin Rouge was long awaited when it first came to Chicago a few years ago and now it is back!! The winner of 10 Tony Awards including Best Musical! It's been called spectacular and euphoric…this show is truly beautiful to watch. With music from Lady Gaga to the Beatles, this high energy wonder is back. Playing the […]

Current Program 1057 Week Commencing March 28th 2025 Steven & Evan Strong – April 5 and 6 Event plus The Mysterious Structure Under The Pyramids Website: forgottenorigins.com Download PROGRAM 1325 *** RadioOutTherehttp://bluesoulearth.com is also available as an Apple Podcast…and also on Google, PODash, Pocket Casts and Tunein Podcasts!  * Showtime Listeners, The new show includes Moulin […]

Tous les matins, à 6h45, un récit d'actualité, contextualisé et raconté avec toute l'expérience journalistique de Matthieu Belliard

Un soir, en rentrant à vélo, un jeune couple, Etienne et Morgane* (*le prénom a été modifié), se percutent. Lui n'a rien du tout, mais le visage de Morgane* s'est fracassé sur le trottoir. Au fil des chirurgies, son visage reprend forme, mais ne ressemble plus du tout aux traits avec lesquels elle a grandi. C'est un processus qui dure des années, et pendant lequel ils doivent tous les deux s'habituer à un autre visage. Cet épisode de Passages a été tourné et monté par Jeanne-Marie Desnos, la réalisation et le mix sont de Solène Moulin, Louise Hemmerlé est à la production. Si vous aussi vous voulez nous raconter votre histoire dans Passages, écrivez-nous en remplissant ce formulaire. Vous souhaitez soutenir la création et la diffusion des projets de Louie Media ? Vous pouvez le faire via le Club Louie. Chaque participation est précieuse. Nous vous proposons un soutien sans engagement, annulable à tout moment, soit en une seule fois, soit de manière régulière. Au nom de toute l'équipe de Louie : MERCI !Pour avoir des news de Louie, des recos podcasts et culturelles, abonnez-vous à notre newsletter en cliquant ici. Et suivez Louie Media sur Instagram, Facebook, Twitter. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Legislators working to attract more filmmakers to Kentucky, bill aiming to modernize NIL in Kentucky clears a comittee, why certain weapons could soon be destroyed instead of auctioned, Secretary Kristi Noem surveys flood damage in Eastern Kentucky, a confirmed case of measles in Kentucky, and a familiar face is part of a traveling Broadway cast.

Au-revoir "Mademoiselle de Paris". Une page se tourne pour les Galeries Lafayette, Carrefour, La Redoute.... Ecoutez L'éco & You du 12 février 2025.

Hey there, Welcome to Living Word! We're so glad you're here with us. If you find this message inspiring, don't forget to hit that like button and subscribe for more amazing content. We've got a lineup of guest speakers, pastors, and engaging discussions with our awesome community members coming your way. Let's dive in together! Our Links–• Join The Prayer Movement!: https://theprayermovement.com• Instagram: https://www.instagram.com/livingwordmn• Facebook: https://www.facebook.com/livingwordmn• Stay up to date with all things LWCC at https://www.LWCC.org• Join our Online Church community here: https://www.lwcc.org/onlinechurch• Give online: https://www.lwcc.org/give/• If you recently committed your life to God, we'd like to give you a free eBook to help you in your spiritual journey. Click here to download: https://www.lwcc.org/nextsteps/#LivingWord #ChurchSermon #Worship