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Emmet Kennedy, Andy Newton, George Gorman and Jaime Wrenn return with the Final Furlong Podcast Weekend Betting Guide, previewing the biggest betting opportunities from a superb Saturday featuring two Group 1s at the Curragh, competitive handicaps at York and Newcastle, and the prestigious Northumberland Plate. After a profitable Royal Ascot, the team return with confident NAPs, major handicap angles and several double-figure selections, including a 14/1 NAP, 12/1, 8/1 and 5/1 betting plays.

This week Jeff answers listeners' questions, talks about a trip to Puerto Rico, and shows that have never made it to streaming. Movies, Music, Disney Rides…and Miles vs KM vs Time?  All of this and so much more. You can also listen to this podcast on Apple Podcasts, Spotify Podcasts, IHeartRadio, Amazon Music, Youtube...and most places podcasts are available. Video podcast form is available on Spotify or on YouTube @everybodyhasastorypod Please follow and write a review on Spotify and Apple Podcasts. If you would like to purchase a podcast shirt, DM the show on Instagram @everybodyhasastorypod To check out some additional show content, check out everybodyhasastorypod.com For more information on the podcast, check out:jeffseltzer.com

Welcome to The Yellowstone Podcast: Dutton Ranch!  Join Caroline and Mike each week as they discuss Dutton Ranch, the newest show in the Yellowstone Universe of Shows, streaming on Paramount+ and airing weekly on Paramount Network! Photo Credit: Emerson Miller/Paramount+ This week on The Yellowstone Podcast: Dutton Ranch, Caroline and Mike discuss Episode 7 of Dutton Ranch, “Den of Sin”!    Join in the conversation on X (f/k/a Twitter) at @podclubhouse and at our Facebook Group! Listen, rate, review, and subscribe to The Yellowstone Podcast: Dutton Ranch on Apple Podcasts, Spotify Podcasts, or wherever you listen! Please leave a 5-Star Rating! Also, write in and leave us comments on PodClubhouse.com, we’d love to hear from you! MORE IN THIS SERIES Season 1: 1 | 2 | 3 | 4 | 5 | 6 FOLLOW THE HOSTS ON X (F/K/A TWITTER) Caroline | Mike  FOLLOW POD CLUBHOUSE ON INSTAGRAM Pod Clubhouse ### Credits: Music: “Muddy Road Underscore” by Evgeny Kiselevich, licensed by Pod Clubhouse. The Yellowstone Podcast: Dutton Ranch is a Pod Clubhouse original production, recorded and produced at Pod Clubhouse studios. This episode was edited by Caroline Daley and assembled by Michael Caputo.

TalkSPORT's Emmet Kennedy, Yahoo Sports' Andy Newton and former jockeys George Gorman and Georgia Cox bring you the Final Furlong Podcast Royal Ascot Betting Guide for Friday at the Royal Meeting. The feature race is a blockbuster renewal of the Coronation Stakes as Aidan O'Brien's Classic-winning fillies Precise and True Love clash for the third time this season. Ryan Moore has chosen Precise, but has he finally made the right decision after Wayne Lordan partnered True Love to victory in the 1000 Guineas before steering Precise to success in the Irish 1000 Guineas?

TalkSPORT's Emmet Kennedy, Yahoo Sports' Andy Newton and former jockeys George Gorman and Georgia Cox bring you the Final Furlong Podcast Royal Ascot Betting Guide for the final day of the Royal Meeting. With confident NAPs, major handicap angles and several double-figure selections, the team tackle every race on a blockbuster Saturday at Ascot.

Why do some people with ADHD feel like no amount of food is ever enough? Why can you finish a satisfying meal and still find yourself searching the pantry, thinking about dessert, or feeling like something is missing? In this solo episode of Dr. Marianne-Land, I explore the often-overlooked connection between ADHD and binge eating disorder (BED). I explain why many ADHDers describe feeling like a "bottomless pit" around food, why satisfaction can remain elusive even when physical hunger has passed, and why traditional cognitive behavioral therapy (CBT) doesn't always address the executive functioning and nervous system challenges that drive binge eating. Using the fictional case example of Zoe, we look beyond willpower and self-control to better understand how ADHD can shape reward processing, food thoughts, understimulation, sensory needs, and the search for regulation. If you've ever wondered why your relationship with food feels different from what most recovery advice describes, this episode offers a compassionate, neurodivergent-affirming perspective. WHAT YOU'LL LEARN You'll learn why ADHD and binge eating frequently occur together, how executive functioning differences can influence eating behavior, and why the feeling of "never being satisfied" isn't always about physical hunger. I also discuss why food often becomes a source of stimulation after mentally demanding days, how shame keeps many people stuck, and why ADHD-informed eating disorder treatment may look very different from traditional CBT. WHO THIS EPISODE IS FOR This episode is for adults with ADHD, binge eating disorder, compulsive overeating, chronic food thoughts, or food noise. It's also for anyone who has worked on emotional eating, stopped dieting, or completed eating disorder treatment but still feels confused by persistent urges to eat. Therapists, dietitians, and other eating disorder professionals who work with neurodivergent clients will also find this discussion helpful. IN THIS EPISODE We explore why binge eating isn't always driven by restriction, how ADHD changes the way many people experience reward and satisfaction, why executive functioning matters in eating disorder recovery, and what clinicians often miss when they focus only on changing thoughts or behaviors. I also explain how approaching binge eating with curiosity instead of self-criticism can open the door to more effective, sustainable healing. RELATED EPISODES ADHD & Bulimia: Dopamine, Impulsivity, & the Hidden Link to Binge Eating With Kirsten Book, PMHNP-BC on Apple and Spotify. Why Eating Feels So Chaotic With ADHD: Binge Eating, Bulimia, & Executive Function Challenges on Apple and Spotify. Eating Disorders & ADHD: Neurodivergent-Affirming Recovery With Taylor Ashley, RP @taylorashleytherapy on Apple and Spotify. RESOURCES If you're looking for additional support, check out my Binge Eating Recovery Membership, where you'll find practical tools, education, and guidance through a neurodivergent-affirming, weight-neutral lens. You can also explore my ARFID & Selective Eating course, blog, podcast archive, and additional recovery resources at www.drmariannemiller.com. WORK WITH DR. MARIANNE MILLER I'm Dr. Marianne Miller, PhD, LMFT, an eating disorder therapist specializing in ADHD, binge eating disorder, ARFID, anorexia, bulimia, and neurodivergent-affirming care. I provide virtual therapy throughout California, TWashington, DC, as well as coaching worldwide. If this episode helped you better understand your relationship with food, please follow Dr. Marianne-Land, leave a rating or review on Apple and Spotify Podcasts, and share this episode with someone who has spent years wondering why food never seems like enough.

TalkSPORT's Emmet Kennedy, Total Performance Data's Adam Mills, Racing Ahead's Andy Newton and former jockey George Gorman bring you the ultimate betting guide to Day Two of Royal Ascot. With strong opinions, a confident NAP in the feature race and multiple big-priced juvenile betting angles, the team tackle every race on Wednesday at the Royal Meeting.

This week Jeff welcomes Kate Egan to the podcast.  Kate shares all of the work and focus she put into becoming a Division 1 College Equestrian athlete. They chat about winning the SEC championship, famous Texas A&M alumni, the experience of graduating high school and moving across the country for college, somehow Jeff lost a country, and so much more! You can also listen to this podcast on Apple Podcasts, Spotify Podcasts, IHeartRadio, Amazon Music, Youtube...and most places podcasts are available. Video podcast form is available on Spotify or on YouTube @everybodyhasastorypodPlease follow and write a review on Spotify and Apple Podcasts. If you would like to purchase a podcast shirt, DM the show on Instagram @everybodyhasastorypod To check out some additional show content, check out everybodyhasastorypod.com For more information on the podcast, check out:jeffseltzer.com

“Anything that causes us pain and trauma, it never really goes anywhere you just have to learn to manage it” ~ Pastor Keion Henderson  On this episode of Skipping Class presented by The Progress Report, Lalaa Shepard sits down with Pastor Keion Henderson for an honest conversation about faith, forgiveness, leadership, marriage, and purpose.  Pastor Keion opens up about being raised by a single mother in Gary, Indiana, discovering the truth about his father later in life, and learning how to navigate childhood trauma through forgiveness. He shares why success does not define him, offers words of encouragement for entrepreneurs and leaders, and explains how purpose has guided every chapter of his journey.  The conversation also explores Pastor Keion's passion for business, the lessons he learned while writing his books Lazy Love and The Shift, and the inspiration behind co-writing “Rock With Me” with KEM, a song dedicated to his wife, Shaunie Henderson. He reflects on protecting their marriage while living in the public eye, co-parenting with Shaquille O'Neal, and the importance of leading with grace and understanding.  In addition, Pastor Keion shares his thoughts on Druski's viral church skit, discusses the role music plays in ministry, and leaves viewers with powerful encouragement about overcoming fear, embracing progress, and staying committed to the calling on your life.  Watch the full conversation and let us know your biggest takeaway in the comments.  Interview by Lalaa Shepard  Subscribe to The Progress Report for more conversations highlighting culture, entrepreneurship, music, faith, and personal growth.  Instagram:  https://www.instagram.com/pastorkeion/  https://www.instagram.com/lalaashep/  https://www.instagram.com/theprogressreport101/  https://www.instagram.com/tprmediagroup1/  Website: https://TPRMediaGroup.com  Listen to us on Apple Podcasts https://podcasts.apple.com/us/podcast/the-progress-report-podcast/id1494070183  Listen to us on Spotify Podcasts https://open.spotify.com/show/5sBgF6wWa7NmHraP2QuBEv?si=a0f5f19b8a494fb5 Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Yellowstone Podcast: Dutton Ranch!  Join Caroline and Mike each week as they discuss Dutton Ranch, the newest show in the Yellowstone Universe of Shows, streaming on Paramount+ and airing weekly on Paramount Network! Photo Credit: Emerson Miller/Paramount+ This week on The Yellowstone Podcast: Dutton Ranch, Caroline and Mike discuss Episode 6 of Dutton Ranch, “A Cowboy Saint”!    Join in the conversation on X (f/k/a Twitter) at @podclubhouse and at our Facebook Group! Listen, rate, review, and subscribe to The Yellowstone Podcast: Dutton Ranch on Apple Podcasts, Spotify Podcasts, or wherever you listen! Please leave a 5-Star Rating! Also, write in and leave us comments on PodClubhouse.com, we’d love to hear from you! MORE IN THIS SERIES Season 1: 1 | 2 | 3 | 4 | 5 FOLLOW THE HOSTS ON X (F/K/A TWITTER) Caroline | Mike  FOLLOW POD CLUBHOUSE ON INSTAGRAM Pod Clubhouse ### Credits: Music: “Muddy Road Underscore” by Evgeny Kiselevich, licensed by Pod Clubhouse. The Yellowstone Podcast: Dutton Ranch is a Pod Clubhouse original production, recorded and produced at Pod Clubhouse studios. This episode was edited by Caroline Daley and assembled by Michael Caputo.

“I don't make low IQ music” ~ Enphamus  On this episode of Skipping Class, Lalaa Shepard sits down with Albany-born, Atlanta-raised artist Enphamus for a conversation about his musical journey, navigating Atlanta's rap scene, lessons learned from Waka Flocka, collaborating with Young Nudy, balancing fatherhood, and his recent 22-pound weight loss transformation.  Enphamus also addresses comparisons to The Notorious B.I.G. and explains the inspiration behind his upcoming project, No Biggie. He shares why the project is rooted in paying homage to one of hip-hop's greatest artists while continuing to establish his own identity and legacy in music.  Interview conducted by Lalaa Shepard for The Progress Report.  Instagram:  https://www.instagram.com/enphamus/  https://www.instagram.com/lalaashep/  https://www.instagram.com/theprogressreport101/  https://www.instagram.com/tprmediagroup1/  Website:  https://TPRMediaGroup.com  Listen to us on Apple Podcasts  https://podcasts.apple.com/us/podcast/the-progress-report-podcast/id1494070183 Listen to us on Spotify Podcasts  https://open.spotify.com/show/5sBgF6wWa7NmHraP2QuBEv?si=a0f5f19b8a494fb5 Learn more about your ad choices. Visit megaphone.fm/adchoices

Emmet Kennedy, Andy Newton, George Gorman and Peter Michael preview the weekend's best betting opportunities before attention turns to Royal Ascot. The team are in confident form and put forward a series of strong betting angles, including NAPs at 14/1, 12/1, 17/2 and 7/1, as they tackle competitive cards from York, Chester and Sandown.

The most successful trainer in Royal Ascot history joins Emmet Kennedy for an exclusive Final Furlong Podcast stable tour ahead of the biggest week of the Flat racing season. With Royal Ascot fast approaching, Aidan O'Brien provides unique insight into his juvenile stars, Group 1 contenders and major handicap hopes as Ballydoyle prepares another powerful assault on the Royal Meeting.

Emmet Kennedy, Georgia Cox, Jaime Wrenn and Jack Veitch preview all eight Group 1 races at Royal Ascot, identifying the strongest betting angles, value selections and most likely winners at the biggest Flat meeting of the year.

The trio chats about their amazing week in Vegas.  They discuss seeing The Wizard of Oz at the Sphere, Universal Horror Unleashed…of course lots of Wrestling fun!  Cools purchases, fun meets, and so many unique experiences! You can also listen to this podcast on Apple Podcasts, Spotify Podcasts, IHeartRadio, Amazon Music, Youtube...and most places podcasts are available. Video podcast form is available on Spotify or on YouTube @everybodyhasastorypod If you would like to purchase a podcast shirt, DM the show on Instagram @everybodyhasastorypod To check out some additional show content, check out everybodyhasastorypod.com For more information on the podcast, check out:jeffseltzer.com

“Social media is a cheat code now, you don't even have to know how to rap” ~ Yung Booke  Atlanta recording artist Yung Booke joins Lalaa Shepard for a brand new episode of Skipping Class presented by The Progress Report.  During this exclusive conversation, Yung Booke reflects on his longtime relationship with Young Thug, celebrating his recent birthday alongside the Atlanta superstar, and witnessing Young Thug's fight for freedom and the impact it had on Hip Hop and Atlanta culture. He also discusses his relationship with Future, his experience being featured on Metro Boomin and DJ Spinz's A Futuristic Summa project, and how Atlanta's music scene has evolved over the years.  Yung Booke opens up about the current state of the content game, why he believes social media has become a “cheat code,” and shares his thoughts on the misconception that Atlanta artists support each other more than artists from other cities. He also addresses the stereotype that people from Atlanta are country, speaks on positivity for the youth, fatherhood, entrepreneurship, and the importance of building a lasting legacy.  Additionally, Yung Booke discusses his newly released  project Bandana 6.3 with Lil Freaky, getting signed to Blackground Records 2.0, lessons learned throughout his career, and what fans can expect from his long-awaited debut album.  Hosted by Lalaa Shepard of The Progress Report.  Instagram:  https://www.instagram.com/iamyungbooke/  https://www.instagram.com/lalaashep/  https://www.instagram.com/theprogressreport101/  https://www.instagram.com/tprmediagroup1/  Website:  https://TPRMediaGroup.com  Listen to us on Apple Podcasts  https://podcasts.apple.com/us/podcast/the-progress-report-podcast/id1494070183  Listen to us on Spotify Podcasts  https://open.spotify.com/show/5sBgF6wWa7NmHraP2QuBEv?si=a0f5f19b8a494fb5 Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Yellowstone Podcast: Dutton Ranch!  Join Caroline and Mike each week as they discuss Dutton Ranch, the newest show in the Yellowstone Universe of Shows, streaming on Paramount+ and airing weekly on Paramount Network! Photo Credit: Emerson Miller/Paramount+. This week on The Yellowstone Podcast: Dutton Ranch, Caroline and Mike discuss Episode 5 of Dutton Ranch, “Peaceful Find Peace”!   Join in the conversation on X (f/k/a Twitter) at @podclubhouse and at our Facebook Group! Listen, rate, review, and subscribe to The Yellowstone Podcast: Dutton Ranch on Apple Podcasts, Spotify Podcasts, or wherever you listen! Please leave a 5-Star Rating! Also, write in and leave us comments on PodClubhouse.com, we’d love to hear from you! MORE IN THIS SERIES Season 1: 1 | 2 | 3 | 4 FOLLOW THE HOSTS ON X (F/K/A TWITTER) Caroline | Mike  FOLLOW POD CLUBHOUSE ON INSTAGRAM Pod Clubhouse ### Credits: Music: “Muddy Road Underscore” by Evgeny Kiselevich, licensed by Pod Clubhouse. The Yellowstone Podcast: Dutton Ranch is a Pod Clubhouse original production, recorded and produced at Pod Clubhouse studios. This episode was edited by Caroline Daley and assembled by Michael Caputo.

Emmet Kennedy, Andy Newton, Peter Michael and Jaime Wrenn are back with the Weekend Betting Guide for one of the biggest days in racing: Derby Day at Epsom.

Emmet Kennedy, who tipped 7 winners last week including an 8/1 winner, is joined by award-winning journalist Laura Joy, Andy Newton, who landed 16/1 and 8/1 winners on last weekend's podcast, and the voice of Irish racing Jaime Wrenn to preview Oaks Day at Epsom and the Belmont Stakes at Saratoga.

Norman Calvo explains how he found a third act in retirement by going against the norm and choosing adventure instead of a typical retirement. https://youtu.be/81atmTUjBWE One of the questions I ask people as they approach retirement is deceptively simple: What are you retiring to? Most retirement planning conversations focus on finances. That’s understandable. People want to know if they’ve saved enough, whether their investments are positioned correctly, how Social Security fits into the picture, and what taxes might look like in retirement. Those are important questions, and they’re exactly the kinds of issues my team helps clients navigate. But once the financial pieces are in place, another challenge emerges—one that often receives far less attention. What will make retirement meaningful? Norman Calvo and I dug deeper into how he was able to find meaning in retirement after decades as a successful business owner in this week's episode of the Retire Today podcast. Norman discovered an entirely new chapter of life after work. His true retirement story illustrates a lesson I’ve seen repeatedly among retirees: financial independence creates freedom, but it doesn’t automatically create purpose. The Risk Nobody Plans For Most people spend years preparing for the financial risks of retirement. They plan for market volatility.They prepare for inflation.They consider healthcare costs.They evaluate longevity risk. Yet many people never prepare for a different risk altogether: drift. Drift rarely happens intentionally. In fact, most retirees who experience it worked incredibly hard to earn the freedom they now possess. The challenge is that work provides structure. It creates goals, deadlines, responsibilities, relationships, and a sense of progress. For decades, many professionals wake up knowing exactly what needs to be accomplished that day. Then retirement arrives. The calendar empties. The obligations disappear. The structure that guided daily life for years suddenly vanishes. For some retirees, that freedom feels exhilarating. For others, it becomes surprisingly disorienting. Why Purpose Doesn’t Automatically Appear Norman explained how many people gradually lose touch with the activities that once excited them. Careers expand, family responsibilities increase, and life’s demands naturally push hobbies and interests to the side. By the time retirement arrives, some people have forgotten what they enjoyed doing before work consumed most of their attention. As a result, retirement can unintentionally become a period of maintenance rather than growth. Days become predictable. Weeks begin to blend together. And while there’s nothing wrong with relaxation, most people don’t spend decades saving and investing simply to become passive observers in their own lives. The Power of One New Decision Norman’s transformation didn’t begin with a grand retirement vision. It started with a single decision. A coworker encouraged him to train for a half marathon. At the time, he weighed 247 pounds, worked long hours, and had never been a runner. He wasn’t looking for a new identity. He simply agreed to try something different. That one decision led to another. Running led to additional races, including the New York City Marathon. Along the way, he discovered interests and opportunities he never would have anticipated. He joined a choir, performed in cabaret productions, taught English overseas, and even began learning handstands in his seventies. What stands out isn’t the specific activities. It’s the willingness to remain curious. Too often we assume retirement is a time to narrow our world. Norman’s experience suggests the opposite may be true. Retirement can be a time to expand it. Create a Plan for Your Life Throughout our working years, we create plans for almost everything. Businesses have strategic plans.Families have financial plans.Organizations establish goals and objectives. Yet many retirees never develop a plan for how they want to spend the freedom they’ve worked so hard to create. That doesn’t mean every hour needs to be scheduled. It does mean thinking intentionally about questions such as: What experiences would I regret never having? What skills would I like to develop? What interests have I neglected? What challenges would energize me? What relationships deserve more of my attention? These questions may seem less urgent than investment allocation or tax planning, but they often determine whether retirement feels fulfilling. Retirement Is More Than Financial Independence Many successful retirees continue to grow long after they stop working. They volunteer.They mentor.They travel.They learn.They teach.They pursue interests that were postponed for decades. Not because they have to. Because they can. Financial independence gives people options. The real challenge is deciding how to use those options in a way that creates a life that remains engaging and meaningful. The Bottom Line When people think about retirement, they often focus on what they’re leaving behind. Work.Commutes.Deadlines.Stress. But retirement is ultimately less about what you’re leaving and more about what you’re building next. The financial plan creates the opportunity. The life you create afterward is what gives that opportunity meaning. As Norman’s story demonstrates, some of the most rewarding experiences in life may not happen before retirement. They may happen because of it. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Norman Calvo's Substack “Against the Norm” podcast AgainstTheNorm.net  Email Norman Calvo Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Welcome to The Yellowstone Podcast: Dutton Ranch!  Join Caroline and Mike each week as they discuss Dutton Ranch, the newest show in the Yellowstone Universe of Shows, streaming on Paramount+ and airing weekly on Paramount Network! Photo Credit: Emerson Miller/Paramount+. This week on The Yellowstone Podcast: Dutton Ranch, Caroline and Mike discuss Episode 4 of Dutton Ranch, “Start With a Bullet”!   Join in the conversation on X (f/k/a Twitter) at @podclubhouse and at our Facebook Group! Listen, rate, review, and subscribe to The Yellowstone Podcast: Dutton Ranch on Apple Podcasts, Spotify Podcasts, or wherever you listen! Please leave a 5-Star Rating! Also, write in and leave us comments on PodClubhouse.com, we’d love to hear from you! MORE IN THIS SERIES Season 1: 1 | 2 | 3 FOLLOW THE HOSTS ON X (F/K/A TWITTER) Caroline | Mike  FOLLOW POD CLUBHOUSE ON INSTAGRAM Pod Clubhouse ### Credits: Music: “Muddy Road Underscore” by Evgeny Kiselevich, licensed by Pod Clubhouse. The Yellowstone Podcast: Dutton Ranch is a Pod Clubhouse original production, recorded and produced at Pod Clubhouse studios. This episode was edited by Caroline Daley and assembled by Michael Caputo.

And that’s a wrap for 2026. Five months of music, laughter, tears and frustrations have come to this –  a night out at Euroclub! Michael and Bryan let their hair down to dance to some of your 2026 favourites (remixed for something different), while having a gossip about all the happenings since DARA’s win. In this episode: Get your head around this year’s ratings for SBS, especially for the live Grand Final Wonder if the EBU will actually pay attention to the results of Eurofan Voice (which closes 7 June) Hope that jury voting will work differently in 2027 Catch up on the latest updates for 2027, including hosting, who’s in and who’s (not yet, but close to being) out Thanks This whole shebang doesn’t just happen on its own. Without these people, the season wouldn’t have been as good: Bryan for bringing a fresh perspective to the show (and being the best camera operator around) The amazing Clem at SBS for being our link to Delta and the whole team OGAE Australia and mates – Ethan, Lou, Daniel, Keith and Jack – for helping out as guests during the season Annie for firing up the satellite to bring the show to you live from Vienna Eurovision’s broadcasters and their Heads of Press for welcoming us in Australia’s on-location media crew – Cain, Clint, Michael and Ben – for the laughs, support and fun And you, for being part of this season (with all of its ups and downs) If you have enjoyed JOY Eurovision for season 2026, come support us during JOY Radiothon. You can celebrate with JOY on 13 June from 5pm (AEST) as babbleVISION takes over – become a member or donate while we’re on air. Get involved Follow JOYEurovision across Facebook, Instagram, Threads, TikTok, Bluesky and X at linktr.ee/joy_eurovision Not in Australia? Grab this podcast via Spotify Podcasts. Playlist DARA – Bangaranga (funkjoy Remix) Antigoni & Oualid – JALLA (Arabic Remix) Satoshi – Viva, Moldova! (Andrew Rayel Remix) Alexandra Căpitănescu, Acko & K3YN0T3 – Choke Me (Techno Remix) Lion Ceccah – Sólo Quiero Más (David Les Remix) Monroe – REGARDE ! (Atlass Remix) Tamara Živković & Attila Bornemisza (aka abor) – Nach dem Sturm (Abor Remix) Søren Torpegaard Lund – Før Vi Går Hjem (Dimitri Sin & Yope House Remix) FELICIA – My System (Blasterjaxx Remix) Delta Goodrem – Eclipse (Steve Anderson Remix) The post Raise a glass: It’s time to say goodbye to Eurovision 2026 [Season Final] appeared first on JOY Eurovision.

Emmet Kennedy, Andy Newton, George Gorman and Peter Michael are back with the Weekend Betting Guide after landing winners at 22/1, 11/2, 5/1 and 7/2 on last weekend's show.

Joe Schmitz Jr. and Jeremy Keil explore the 2% Club of retirees and the unique challenges that come with significant retirement savings and a pension. https://youtu.be/G04JKpKyLJ0 Most retirement conversations focus on one question: Will I have enough? But there's another retirement challenge that doesn't get talked about nearly enough: What happens when you've done everything right? Joe Schmitz Jr. has been working with a very specific group of retirees he calls the 2% Club. His definition: People who have both: A pension And $1 million or more saved for retirement That combination creates opportunities. But it also creates a different set of retirement decisions. Success Creates Different Problems For decades, these retirees did what they were told: Saved consistently Avoided lifestyle inflation Built meaningful retirement assets Earned pensions Stayed disciplined Now retirement arrives… …and suddenly the challenge isn't accumulating wealth. It's using it wisely. Joe shared one statistic that stood out: “80% of people out there will pay no federal income taxes in retirement… while this 2% club is part of that 20% that will have to pay taxes and typically much more.” That means retirement planning shifts. Less focus on accumulation. More focus on: Taxes Spending Distribution strategy Legacy Purpose Why High-Income Retirees Can Accidentally Become Under-Spenders One of the most interesting parts of this conversation was Joe's concept of the Midwestern Millionaire. His description: Hard-working.Frugal.Disciplined. Excellent savers. Often reluctant spenders. And that creates an unexpected retirement problem. People who spent 40 years training themselves to save don't automatically become comfortable spending. Even when they can afford it. Joe described clients who had millions saved but still struggled emotionally to use their money because restraint had become part of their identity. That's where retirement planning becomes less about spreadsheets and more about permission. The Four Places Your Money Can Go Joe offered a simple framework. Your money ultimately goes somewhere. You can: Spend it Gift it Give it Pay taxes on it That framework creates an important question: If you're not spending your money intentionally… where is it going? That doesn't mean everyone should spend aggressively. But it does mean retirees should think intentionally about: Lifestyle Family impact Charitable goals Taxes Because choosing not to decide is still a decision. Pension Decisions Deserve More Attention Than Most People Give Them Joe also emphasized something I see frequently: People often make pension elections based on coworkers. Someone retires.Takes a lump sum.Everyone follows. But pension elections are often irreversible. Joe's advice was simple: Run the numbers. Questions like these matter: Lump sum or monthly pension? Survivor benefits? Age differences between spouses? Existing assets? Insurance needs? The right answer isn't universal. It's personal. Don't Let Tax Fear Control Retirement For some retirees, fear of crossing an income threshold and triggering Medicare IRMAA surcharges becomes bigger than the actual cost itself. Joe's point wasn't to ignore taxes. It was to understand them. Tax planning matters. But taxes shouldn't become the only goal. Because avoiding taxes at all costs can sometimes prevent people from living the retirement they actually built. The Real Goal One story Joe shared captured this perfectly. A retired couple promised each other they'd spend intentionally during their early retirement years. Two years later… They had spent nothing. Not because they couldn't. Because they hadn't learned how. Eventually they created a spending plan and began enjoying experiences they had delayed for decades. That's the shift retirement requires. You don't stop being disciplined. You simply redirect that discipline. The Bottom Line Retirement success isn't measured by how much money you leave untouched. It's measured by whether your money helps support the life you actually wanted. Because after decades of saving… Retirement planning becomes deciding what your wealth is for. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps “How Much Taxes Will Retirees Owe on Their Retirement Income?” – Center for Retirement Research at Boston College Peak Retirement Planning Joe Schmitz Jr. on YouTube: https://www.youtube.com/@peakretirementplanninginc.  Articles by Joe Schmitz Jr. on Kiplinger “Joe Knows Retirement” podcast with Joe Schmitz Jr.  Books by Joe Schmitz Jr.  Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Emmet Kennedy and former jockey Georgia Cox take a deep dive into the biggest races from the past few days, analysing the key performances and future implications for Epsom and Royal Ascot.

Welcome to The Yellowstone Podcast: Dutton Ranch!  Join Caroline and Mike each week as they discuss Dutton Ranch, the newest show in the Yellowstone Universe of Shows, streaming on Paramount+ and airing weekly on Paramount Network! Photo Credit: Emerson Miller/Paramount+. This week on The Yellowstone Podcast: Dutton Ranch, Caroline and Mike discuss Episode 3 of Dutton Ranch, “Act of God Business”!   Join in the conversation on X (f/k/a Twitter) at @podclubhouse and at our Facebook Group! Listen, rate, review, and subscribe to The Yellowstone Podcast: Dutton Ranch on Apple Podcasts, Spotify Podcasts, or wherever you listen! Please leave a 5-Star Rating! Also, write in and leave us comments on PodClubhouse.com, we’d love to hear from you! MORE IN THIS SERIES Season 1: 1 | 2 FOLLOW THE HOSTS ON X (F/K/A TWITTER) Caroline | Mike  FOLLOW POD CLUBHOUSE ON INSTAGRAM Pod Clubhouse ### Credits: Music: “Muddy Road Underscore” by Evgeny Kiselevich, licensed by Pod Clubhouse. The Yellowstone Podcast: Dutton Ranch is a Pod Clubhouse original production, recorded and produced at Pod Clubhouse studios. This episode was edited by Caroline Daley and assembled by Michael Caputo.

After a nail-biting voting sequence, the 70th edition of the Eurovision Song Contest found its winner. In this penultimate show for the season, we celebrate DARA’s win for Bulgaria and BNT, documenting the last 21 years through music. Michael takes you through the bops, bangers and misses of Bulgaria’s journey to their first win, thanks to Bangaranga.  Get involved Follow JOYEurovision across Facebook, Instagram, Threads, TikTok, Bluesky and X at linktr.ee/joy_eurovision Not in Australia? Grab this podcast via Spotify Podcasts. Playlist 2005: Kaffe – Lorraine 2007: Elitsa Todorova & Stoyan Yankulov – Water 2008: Deep Zone & Balthazar – DJ, Take Me Away 2010: Miro – Angel Si Ti [You Are An Angel] 2012: Sofi Marinova – Love Unlimited 2016: Poli Genova – If Love Was a Crime 2017: Kristian Kostov – Beautiful Mess 2018: Equinox – Bones 2021: VICTORIA – Growing Up Is Getting Old 2022: Intelligent Music Project – Intention 2026: DARA – Bangaranga The post BANGAWINNA!: Celebrating Bulgaria’s 2026 Eurovision win appeared first on JOY Eurovision.

Emmet Kennedy, Andy Newton and George Gorman bring you a special bonus episode of The Final Furlong Podcast, previewing Sunday's huge card at the Curragh, headlined by the Irish 1000 Guineas and the Tattersalls Gold Cup.

Welcome to The Yellowstone Podcast: Dutton Ranch!  Join Caroline and Mike each week as they discuss Dutton Ranch, the newest show in the Yellowstone Universe of Shows, streaming on Paramount+ and airing weekly on Paramount Network! Photo Credit: Emerson Miller/Paramount+. This week on The Yellowstone Podcast: Dutton Ranch, Caroline and Mike discuss Episode 2 of Dutton Ranch, “Earn Another Day”!   Join in the conversation on X (f/k/a Twitter) at @podclubhouse and at our Facebook Group! Listen, rate, review, and subscribe to The Yellowstone Podcast: Dutton Ranch on Apple Podcasts, Spotify Podcasts, or wherever you listen! Please leave a 5-Star Rating! Also, write in and leave us comments on PodClubhouse.com, we’d love to hear from you! MORE IN THIS SERIES Season 1: 1 FOLLOW THE HOSTS ON X (F/K/A TWITTER) Caroline | Mike  FOLLOW POD CLUBHOUSE ON INSTAGRAM Pod Clubhouse ### Credits: Music: “Muddy Road Underscore” by Evgeny Kiselevich, licensed by Pod Clubhouse. The Yellowstone Podcast: Dutton Ranch is a Pod Clubhouse original production, recorded and produced at Pod Clubhouse studios. This episode was edited by Caroline Daley and assembled by Michael Caputo.

Emmet Kennedy, Andy Newton, George Gorman and Jaime Wrenn are back with the Weekend Betting Guide, previewing the best betting angles from a huge Saturday of racing at the Curragh, Haydock, Goodwood and York.

Jesse Cramer and Jeremy Keil detail 7 real world lessons learned from working with hundreds of retirees. There's a big difference between studying retirement… …and actually sitting across the table from retirees for years. This week I sat down with Jesse Cramer and instead of doing a typical “Retire Today” interview, we decided to compare notes from working with hundreds of retirement clients and shared the lessons that rarely show up in textbooks or headlines. Experiences often speak louder than theory, so let's dive into the 7 main lessons. Lesson #1: Most Retirees Don't Have a “Purpose Crisis” If you spend time searching YouTube or Amazon for retirement advice, you'll likely come across the “retirement purpose crisis.” In our real-world experience working with retiree, this doesn't seem to show up the way financial media suggests. Yes, some retirees need time to adjust. But most aren't spiraling into an identity crisis after leaving work. Why? Because many workers weren't necessarily emotionally attached to the structure of their jobs—they were looking forward to having control of their time again. A lot of retirees quickly find purpose in: Family Grandkids Community Travel Hobbies Freedom itself The bigger adjustment often isn't purpose. It's learning how to structure time differently. Lesson #2: Most People Start Planning Too Late One of the clearest themes in the conversation was timing. Many people first show up to retirement planning webinars only months before retirement—or even after they've already retired. That creates problems. Important decisions around: Social Security Investments Pensions Healthcare Spending levels Taxes …all work better when there's time to think through options. Jesse's recommendation was simple: Start seriously planning at least 12 months before retirement—and ideally earlier. Not because every detail must be finalized years in advance, but because retirement works best when decisions are intentional instead of rushed. Lesson #3: Couples Need to Get on the Same Page Retirement isn't an individual decision when you're married. But many couples approach it that way. We find it is common for spouses to have completely different views on: Retirement timing Spending Investment risk Social Security Lifestyle expectations Sometimes one spouse wants maximum security. The other wants maximum freedom. And if those conversations don't happen early, conflict can show up later. I've seen couples who struggle with spending expectations and pension decisions because both people weren't fully involved in the planning process. The takeaway was clear: Retirement planning works better when both spouses understand the plan—even if only one person enjoys the financial details. Lesson #4: Social Security Can Be Flexible One of Jesse's most interesting ideas was describing Social Security as a “pressure release valve.” Instead of viewing Social Security as a rigid decision with one perfect claiming age, retirees can think about it more dynamically. For example: Delay benefits while markets are strong But turn benefits on earlier if market declines create stress on the portfolio That flexibility can help reduce sequence of returns risk—the danger of withdrawing heavily from investments during a market downturn early in retirement. The key insight? Retirement planning isn't static. Good plans adapt. Lesson #5: Too Much Stability Can Become a Risk Many retirees focus heavily on avoiding losses. That's understandable. But Jesse shared a cautionary example of a retiree with roughly 90% of investable assets in annuity products because she wanted maximum stability. The problem? Over-emphasizing one risk can create others. Oftentimes retirees “over-index” against market risk while unintentionally increasing: Inflation risk Liquidity risk Longevity risk Safety itself can become risky if growth disappears entirely. Lesson #6: One Big Mistake Can Change Retirement Forever I once had a client who wanted 10% retirement income and concentrated his entire portfolio into one high-dividend bank stock. Within days: The dividend disappeared The stock collapsed Half the retirement savings vanished It was a reminder that retirement success often comes less from finding perfect strategies… …and more from avoiding catastrophic mistakes. As Jesse referenced through Charlie Munger's thinking:Sometimes the smartest retirement planning question is: “What should I absolutely avoid doing?” Lesson #7: Retirees Often Need Permission to Spend This may have been the most emotional lesson in the episode. Many retirees struggle to switch from saver to spender—even when the math clearly says they can afford it. I once worked with a widow with more than $1 million saved who refused to withdraw money to visit her grandchildren because emotionally she couldn't bring herself to spend her savings. That's where framing matters. As Jesse summarized:You're not changing identities from “saver” to “spender.” You've always been a retirement planner. Earlier in life, prudent planning meant saving. Now, prudent planning may mean spending intentionally on things that matter. The Bottom Line Retirement planning isn't just math. It's behavior.It's psychology.It's communication.It's flexibility. And many of the most important lessons aren't learned from spreadsheets. They're learned from real retirees living real lives. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps BestInterest.blog  Personal Finance for Long-Term Investors – Jesse Cramer's podcast Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Emmet Kennedy, Georgia Cox, George Gorman and Jaime Wrenn bring you a special Epsom Early Bird Preview, analysing the three Group 1 races at the Derby Festival with early thoughts on the horses to side with — and the runners to oppose.

Welcome to The Yellowstone Podcast: Dutton Ranch!  Join Caroline and Mike each week as they discuss Dutton Ranch, the newest show in the Yellowstone Universe of Shows, streaming on Paramount+ and airing weekly on Paramount Network! Photo Credit: Lauren “Lo” Smith/Paramount+. This week on The Yellowstone Podcast: Dutton Ranch, Caroline and Mike discuss the series premiere of Dutton Ranch, Episode 1, “The Untold Want”!   Join in the conversation on X (f/k/a Twitter) at @podclubhouse and at our Facebook Group! Listen, rate, review, and subscribe to The Yellowstone Podcast: Dutton Ranch on Apple Podcasts, Spotify Podcasts, or wherever you listen! Please leave a 5-Star Rating! Also, write in and leave us comments on PodClubhouse.com, we’d love to hear from you! MORE IN THIS SERIES Season 1:  FOLLOW THE HOSTS ON X (F/K/A TWITTER) Caroline | Mike  FOLLOW POD CLUBHOUSE ON INSTAGRAM Pod Clubhouse ### Credits: Music: “Muddy Road Underscore” by Evgeny Kiselevich, licensed by Pod Clubhouse. The Yellowstone Podcast: Dutton Ranch is a Pod Clubhouse original production, recorded and produced at Pod Clubhouse studios. This episode was edited by Caroline Daley and assembled by Michael Caputo.

Jeff chats with Roger about working in the airline industry.  When is the best time to buy a ticket, what are the best airline employee perks, getting stuck internationally because of salmon, Jeff's love of Danhausen, another Jeff Seltzer that runs and so much more are discussed in this fun conversation! You can also listen to this podcast on Apple Podcasts, Spotify Podcasts, IHeartRadio, Amazon Music, Youtube...and most places podcasts are available. Video podcast form is available on Spotify or on YouTube @everybodyhasastorypod If you would like to purchase a podcast shirt, DM the show on Instagram @everybodyhasastorypod To check out some additional show content, check out everybodyhasastorypod.com For more information on the podcast, check out:jeffseltzer.com

“Independence means you can't blame nobody” ~ Don Trip  “When you're independent, you have to grind twice as hard!” ~ Eddie Valero  Memphis artists and entrepreneurs Don Trip and Eddie Valero sit down with Lalaa Shepard for a new episode of Skipping Class presented by The Progress Report. During the interview, the two speak on vulnerability in music, fatherhood, independence, ownership, family relationships, major record labels, ageism in hip hop, prison, touring independently, and maintaining integrity in today's music industry. Don Trip also opens up about his relationship with his mother, fake industry relationships, and why independence means accountability. Eddie Valero reflects on family struggles, his father serving time in prison, and lessons learned throughout his journey in music and business.  The two also discuss their collaborative project “Armageddon,” dropping May 22nd, the Step Brothers 4 Life Tour, industry politics, and what progress means to them today.  Interview by Lalaa Shepard Presented by The Progress Report  Watch more exclusive interviews and content at TPRMediaGroup.com  #LongLivePif  Instagram:  https://www.instagram.com/mrdontrip/  https://www.instagram.com/eddievalero_/  https://www.instagram.com/lalaashep/  https://www.instagram.com/theprogressreport101/  https://www.instagram.com/tprmediagroup1/  Website: https://TPRMediaGroup.com  Listen to us on Apple Podcasts https://podcasts.apple.com/us/podcast/the-progress-report-podcast/id1494070183  Listen to us on Spotify Podcasts https://open.spotify.com/show/5sBgF6wWa7NmHraP2QuBEv?si=a0f5f19b8a494fb5 Learn more about your ad choices. Visit megaphone.fm/adchoices

We're celebrating Eurovision on the show this time including Eurovision party plans. We also delve into Madonna's Confessions 2. Australian Lisa files her weekly report and there's a bit of beef from the BAFTA's The show complete with music is available at mixcould.com/thisisndebz Also search for us on Apple & Spotify Podcasts. Catch up with the latest via @T hisisNDebz on Instagram & X (Twitter). If you'd like to get in touch with the show you can email us via thisisNDebz@gmail.com.

The big dance is finally here. Who will get the big glass trophy for 2026? We’re soon to find out. Michael and Bryan preview the 2026 Eurovision Song Contest Grand Final live from Vienna, and you get to hear the five auto-qualifiers in full. You can enjoy (and vote in) the Grand Final live on SBS and On Demand on Sunday 17 May at 5am (AEST) and in prime time (with some added extras) at 7:30pm (AEST). In this episode: Find out what would make Michael write a letter to the EBU Hear all 25 songs back-to-back Cheer for Delta! Get involved  Listen to this year’s entries on your preferred platform Follow JOYEurovision across Facebook, Instagram, Threads, TikTok, Bluesky and X at linktr.ee/joy_eurovision Not in Australia? Grab this podcast via Spotify Podcasts. Playlist Germany: Sarah Engels – Fire United Kingdom: LOOK MUM NO COMPUTER – Eins, Zwei, Drei France: Monroe – Regarde ! [Look!] Italy: Sal Da Vinci – Per Sempre Sì [Forever Yes] Austria: COSMÓ – Tanzschein [Dance licence] The post Previewing the Eurovision 2026 Grand Final appeared first on JOY Eurovision.

Emmet Kennedy, Andy Newton, George Gorman and Jaime Wrenn are back with the Weekend Betting Guide after landing two 14/1 winners on the most recent preview show. This week the spotlight falls on the Lockinge Stakes at Newbury, where the panel are unanimous in siding with Zeus Olympios to land his first Group 1 victory. The team also put forward a tricast for the race and believe this could be the performance that turns Karl Burke's colt into a genuine superstar.

In this special bonus episode of The Final Furlong Podcast, Emmet Kennedy chats with one of Britain's top trainers, Karl Burke. Fresh off a record-breaking season with more than 130 winners and over £5 million in prize-money, Burke discusses what could be the strongest squad of his career, featuring Classic contenders, Group 1 performers and potential Royal Ascot stars. From Fallen Angel to Venetian Sun, and an in-depth chat about the second favourite for the Lockinge, Zeus Olympios, plus two juvenilesto follow, this is a deep dive into the horses set to shape the Flat season.

A brand new episode of Lunch Table Talk presented by The Progress Report is now live featuring Lalaa Shepard, Boss Britt, and DJ eXeL. This episode dives straight into trending conversations surrounding relationships, celebrity culture, accountability, hip-hop drama, and social media debates.  The crew breaks down the rumored split between Megan Thee Stallion and Klay Thompson, Cardi B reactions, and the ongoing conversations about dating, cheating, communication, and women settling in relationships. They also unpack Stefon Diggs being found not guilty in his former chef lawsuit and discuss what people can learn from situations involving accusations, accountability, and public perception.  On the music side, the table reacts to Boston Richey drama, Yung Miami apologizing after disrespecting a DJ, celebrity entitlement, and Alabama artist FattMack speaking on a feature situation years later. The conversation also touches on Chris Brown baby momma drama, scam culture, people living off partners financially, and the realities of modern dating culture.  Tap in for another unfiltered episode of Lunch Table Talk presented by The Progress Report.  Interview/Podcast hosted by Lalaa Shepard, Boss Britt, and DJ eXeL.  Follow us online:  https://www.instagram.com/lalaashep/  https://www.instagram.com/djexel/  https://www.instagram.com/bossbritt__/  https://www.instagram.com/theprogressreport101/  https://www.instagram.com/tprmediagroup1/  Website:  Listen to us on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-progress-report-podcast/id1494070183  Home : The Progress Report Media GroupProgress Over Perfection - Get Your Copy Get Your Copytprmediagroup.com Listen to us on Spotify Podcasts: https://open.spotify.com/show/5sBgF6wWa7NmHraP2QuBEv?si=a0f5f19b8a494fb5 Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeremy Keil walks through three critical questions future retirees can answer before their paycheck stops Most people spend decades preparing for retirement by focusing on one number: How much have I saved? But retirement isn't really about the size of your portfolio. It's about whether you can turn that portfolio into reliable income that supports the life you want. That transition—from saving money to living on it—is where retirement planning becomes real. And if you're retiring within the next 12 months, there are three questions you can answer before your paycheck stops. Question #1: How Much Monthly Income Do I Actually Need? Unfortunately, this is where many people start with the wrong approach. Most retirees try building a budget from scratch. They estimate utilities, groceries, gas, dining out, subscriptions, and dozens of other categories. The problem? Those budgets are almost always wrong. They tend to assume: Nothing unexpected happens You never spend impulsively You never travel more than expected You never have major one-time expenses Instead of trying to build a perfect budget from zero, Jeremy recommends a simpler and often more accurate approach: Look at what already happened. Specifically:What actually went into your checking account over the last 12–24 months? Because in most households, what goes into checking eventually gets spent. That “take-home pay” becomes a much better starting point for estimating retirement income needs. But there are a few important adjustments. Don't Forget These Costs Your paycheck today already has several things removed before it hits your checking account: Taxes Health insurance Retirement savings contributions Once you retire: You may stop saving for retirement Your health insurance costs may change Your tax situation will likely change That means your gross salary is not the same as your retirement income need. Many find it valuable to separate out: Mortgage costs Annual expenses (property taxes, insurance, vacations) Large one-time expenses Pre-65 vs. post-65 healthcare costs Retirement spending isn't just monthly bills. It's the full picture. Question #2: When Should I Take Social Security? Most people already have an answer to this question before they ever run the numbers. And often, that decision is emotional. Maybe a parent died young. Maybe a friend claimed at 62. Maybe someone simply wants to “get their money.” But what if you about Social Security differently? Not as an investment. As insurance. The official name of the program is Old-age, Survivors, and Disability Insurance. That framing matters. Social Security exists to help: If you live longer than expected If one spouse dies earlier than expected If inflation remains high If markets struggle during retirement In other words, Social Security is there to protect against things not going according to plan. That's why filing decisions shouldn't be based only on “break-even” calculators. The better question is:What role does Social Security play in protecting your retirement? Question #3: How Should I Adjust My Investments Before Retirement? One of the biggest mistakes retirees make is treating retirement like a light switch. They assume:Growth before retirement.Income after retirement. But markets don't work on your timeline. Jeremy shared a powerful example from 2020:People planning to retire within a year stayed fully invested in stocks because markets had been performing well. Then COVID hit. Markets dropped sharply, and many panicked—selling near the bottom because they suddenly realized they needed that money soon. The issue wasn't just the market drop. It was that their investments weren't aligned with their time horizon. Your Investments Should Be Ready Early Get your investments ready to retire three years before retirement. Why? Because roughly half of retirees stop working earlier than expected. If your investments are prepared ahead of time: Market volatility becomes less stressful You have short-term money available if needed You're less likely to panic during downturns You gain flexibility if retirement comes sooner than planned But there's balance here too. Retirement doesn't mean abandoning long-term growth entirely. If retirement could last 25–30 years, some money still needs long-term growth potential. The key is having: Short-term money for near-term needs Long-term money for future growth Not all one or all the other. The Bottom Line Retirement isn't just about stopping work. It's about replacing a paycheck with a plan. And before your paycheck disappears, you should know: What your lifestyle actually costs What role Social Security plays in your plan Whether your investments are prepared for retirement realities Because when those three pieces work together, retirement becomes much more than a date on the calendar. It becomes sustainable. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps “Retiring in the Next 12 Months? Answer These 3 Questions Before Your Paycheck Stops” – by Jeremy Keil, Kiplinger Magazine 5StepRetirementplan.com  Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Emmet Kennedy, Georgia Cox, Adam Mills and Jaime Wrenn bring you the York Dante Meeting Betting Guide, previewing one of the most important meetings of the flat season with major Epsom Classic clues on show across the week.

Jeff is flying solo this week, but chats about a number of topics, including going to a movie without knowing what movie it is, listener topics, his journey to 10k steps per day for each month, and the solution to stop getting pulled into conversations about the Cubs. You can also listen to this podcast on Apple Podcasts, Spotify Podcasts, IHeartRadio, Amazon Music, Youtube...and most places podcasts are available. Video podcast form is available on Spotify or on YouTube @everybodyhasastorypod If you would like to purchase a podcast shirt, DM the show on Instagram @everybodyhasastorypod To check out some additional show content, check out everybodyhasastorypod.com For more information on the podcast, check out:jeffseltzer.com

WEEKEND BETTING GUIDE | OAKS & DERBY TRIAL PREVIEW Emmet Kennedy, Andy Newton, George Gorman, Jaime Wrenn and Jake Wilkes bring you the Weekend Betting Guide, previewing the best betting angles from a huge weekend of racing featuring major Epsom Classic clues at Lingfield, strong cards at Ascot, and key races from Leopardstown and Paris Longchamp.

Author, podcaster and financial advisor Tyson Ray explains the importance of knowing your financial advisor's succession plan and what happens to you when they retire. “If something happens to you, what happens to me?” It's a simple question. But it's one most people don't ask. When you hire a financial advisor, you're not just hiring a strategy. You're hiring a relationship. Someone who understands your goals, your family, your history, and your financial life. But what happens when that person is no longer there? This week on the “Retire Today” podcast I sat down with Tyson Ray and we explored a topic that doesn't get enough attention: advisor succession planning—and why it matters for your retirement. The Reality Most Clients Don't Think About At some point, every advisor will step away from their business. It might be planned. It might be unexpected. But it will happen. As Tyson pointed out, a large portion of the financial advisory industry is approaching retirement at the same time. That means many clients will experience a transition—whether they're prepared for it or not. The problem isn't that advisors retire. The problem is how that transition is handled. When the Client Isn't the Priority Tyson shared a concern that drove him to write his book: In many succession plans, the client isn't the focus. Firms are bought and sold. Advisors retire. Businesses merge. And in the process, decisions are often driven by valuation, growth, or internal strategy. But those decisions can create unintended consequences. In some cases, clients are simply informed after the fact:Your advisor is gone. Here's your new one. That kind of transition can feel abrupt—and it raises an important question: Was this designed with your best interest in mind? Why Succession Is a Fiduciary Responsibility One of the most important ideas Tyson introduced is this: Succession planning isn't optional. It's a fiduciary responsibility. A fiduciary is someone who puts the client's interests first. And that responsibility doesn't stop with investment recommendations or financial planning. It extends to what happens when the advisor is no longer there. “You've entrusted your life savings… to an advisor,” Tyson said. That level of trust deserves a plan. Not just for today—but for the future. The Right Way to Think About Transition So what does a good succession plan look like? It starts with intention. Tyson framed it this way: “How can I do this in such a way that… 5 to 10 years after I've made this transition… they thank me for it?” That's a powerful standard. Because it shifts the focus from:What's best for the business? To:What's best for the client? A thoughtful transition should: Be communicated clearly Introduce new advisors before the change happens Maintain continuity in philosophy and service And ultimately leave the client better off Why This Matters More in Retirement This topic becomes even more important in retirement. As Tyson pointed out, the older you get, the harder it becomes to make changes—especially when it comes to trusted relationships. Switching advisors at age 45 is one thing. Switching at 75 is something else entirely. That's why having a plan—and understanding that plan—is so important. The “Caretaker” Model One approach Tyson described is building a team around the client. Instead of replacing the advisor entirely, firms can introduce additional team members—often younger advisors—who become part of the relationship over time. These team members act as an extension of the original advisor, not a replacement. That way, if something changes, the client isn't starting over. They already know the people who will continue serving them. What You Should Ask Your Advisor If you take one action from this conversation, let it be this: Ask your advisor a simple question: “If something happens to you, what happens to me?” The answer should be clear. And if it's not, that's a signal. Because a good advisor isn't just planning your retirement. They're planning for what happens if they're no longer there to guide it. The Bottom Line Succession planning isn't just a business decision. It's a client decision. It affects your experience, your confidence, and your financial future. The best advisors don't just serve you today. They make sure you're taken care of tomorrow, too. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Tyson Ray on LinkedIn “Total Succession” by Tyson Ray “Total Succession Show” podcast Form Wealth Advisors Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

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