Podcasts about Riba

Unjust, exploitative gains made in trade or business under Islamic law

  • 530PODCASTS
  • 1,378EPISODES
  • 44mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • May 28, 2026LATEST
Riba

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Latest podcast episodes about Riba

10–12
Riba tarp nuovargio ir perdegimo

10–12

Play Episode Listen Later May 28, 2026 103:28


Šiemet LRT radijas mini 100-metį, ta proga iki birželio 12-ąją vyksiančios radijo gimtadienio šventinės transliacijos, kalbamės su radiją kuriančiais, pavyzdžiu kitiems tapusiais radijo žmonėmis. Pokalbis su ilgamete kultūros laidų rengėja, LRT Klasikos laidų vedėja, žurnaliste Jolanta Kryževičiene.Kur yra riba tarp nuovargio ir perdegimo? Kada poilsio jau nebepakanka, o nuolatinis skubėjimas, įtampa ir bandymas viską spėti tampa pavojingu gyvenimo režimu? Apie šiuolaikinio žmogaus santykį su darbu, poilsiu ir savo ribomis – pokalbis su psichologe, knygos „Perdegimo anatomija“ autore Ugne Juodyte.Rubrika „LRT Girdi“: tvarkant vieną Vilniaus kelio ruožą, vairuotojai masiškai pažeidinėja taisykles, blokuoja sankryžą, o piktnaudžiavimui užkardyti niekas nesiima jokių veiksmų. Kiekviena kelionė, teigia į redakciją besikreipęs žmogus, varo į neviltį. Kaip modeliuojama eismo organizavimo tvarka kelio remonto atvejais?Prieš 16 metų sraiges Panevėžio rajone pradėjusi auginti Janina Krikštaponienė sako, kad iš sraigių galima pagaminti įvairiausių produktų – nuo burgundiškų sraigių iki spurgyčių. Tam, kad sraigių mėsa būtų tinkama maistui, ją tenka virti netgi 3 valandas. Dažniausiai sraigių produktus moteris pristato savo ūkyje edukacijų metu.10–12. Ved. Ignas Andriukevičius

Talk Architecture
From Commodity to Functionality: What Vitruvius Didn't Tell Us About Accessibility

Talk Architecture

Play Episode Listen Later May 28, 2026 27:28


Send us Fan MailContinuing the exploration of Vitruvius's Venustas, Firmitas, Utilitas, host Naziaty turns to Utilitas — usually translated as function or commodity — and asks what it really means in the 21st century. Drawing on a RIBA article, Accessible Architecture: How Today's Inclusive Spaces Can Help Solve 200 Years of Accessible Design Challenges, we trace the long, uneven history of disability in the built environment, from Victorian asylums and Gordon Cullen's 1931 awareness work, to Evans and Shalev's 1973 home for the physically disabled at 48 Boundary Road, to the pioneering Grove Road housing scheme by Wyvern Design Group, where disabled and non-disabled residents lived in fully integrated flats.We then pull the conversation into the present. The social model of disability has shifted the question from "what's wrong with the person" to "what's wrong with the environment," and the mantra nothing about us without us has reshaped how progressive architects work — bringing disabled users into the design process from day one. The Manchester's Hotel Brooklyn (Stevenson Studio with Squid and Motion Spot) is an example of how accessibility can be elegant rather than clinical, and looking back at an audit of an office building where the simplest oversight — access card readers mounted too high — was quietly disabling staff every day.The episode closes with an economic lens borrowed from Amartya Sen's capability approach: the gap between commodity(the thing you own) and functionality (what it actually lets you do). A standard bicycle, a standard doorway, a standard office card reader — none of these convert into equal functionality for everyone, and disabled people pay a steep "tax" of modifications, specialised tech, and extra effort just to reach the baseline others take for granted. Functionality, cannot be separated from comfort and dignity. To honour Utilitas in this century is to design for equity, not just access — and which is a conversation worth a deeper episode of its own.© 2026 Talk Architecture, Author: Naziaty Mohd Yaacob. Image: Vitruvius Man taken from internet.Support the showDo subscribe for premium content and special features which will help to support and sustain Talk Architecture podcast on a more in-depth explanation on design thesis and processes. These special commentaries and ‘how to' explanations are valuable insights and knowledge not found elsewhere! 

El bosque habitado
El bosque habitado - Una rural domesticada: Vanesa Freixa Riba - 24/05/26

El bosque habitado

Play Episode Listen Later May 24, 2026 120:06


Habita el bosque una rural domesticada, por una prescriptora en rescatar nuestro principal recurso de supervivencia: el amor a la tierra y afrontar un cambio radical para regirnos por los ciclos de la naturaleza. Vanesa Freixa Riba dice que no es pastora, ni ilustradora, ni activista, ni escritora, ni dinamizadora, aunque tiene un poco de todo eso. Que es una mujer de montaña, de la comarca del Pallars Sobirà. Hija de un lugar pequeño donde vive poca gente. Hija de casa Ros. Vanesa Freixa se declara una mujer rural domesticada. Una de tantas. Una persona nacida en un entorno campesino que, sin saberlo, fue desligándose de esos vínculos a causa de las circunstancias.Una piel mestiza a caballo entre dos mundos en transformación… Vanesa es también escritora y ha publicado en Errata Naturae: “Ruralismo. La lucha por un mundo mejor”. Pero ahora es, sobre todo, bordalera.No es tan mala idea seguir a la gente que ha ocupado la tierra antes que nosotras, tornar así la mirada a más consciente, dejar de ser una paseante para convertirnos en una observadora contemplativa, una protectora (de criterio simple), para entender la complejidad del sistema y sus consecuencias. Una idea a la que contribuyen activamente Raúl Alcanduerca y sus Cuadernos de Nidos y todas las activistas e iniciativas que Natxo Blanchart López recoge en “Las ramas arriba”, informativo arbóreo mutualista. Club de Hojarasca: Isabel Ruíz Lara, Marta Iraeta y Álvaro Soto. ¡Y no nos olvidamos de la misión para defender a l@s palestin@s de la Flotilla Global Sumud!Y ahora vamos a regenerar lo dañado, no intervenir en lo que ya funcionaba, cuidar la tierra y recibir, a cambio, sus frutos, porque la revolución consiste en practicar la radicalidad de lo tradicional y huir del esclavismo de la falsa necesidad, sin duda, territorio conmovido... ¡Arriba las ramas!HT: #SoybordaleraRadio3Escuchar audio

Catalunya vespre
Catalunya nit, de 23 a 00 h - 15/05/2026

Catalunya vespre

Play Episode Listen Later May 15, 2026 60:00


Entrevistem el duet musical Pastora,

Masjid DarusSalam
A Life Free from Riba: Is It Possible Today? w/ Br. Atif Khan | The Compass Ep #23 | 05/11

Masjid DarusSalam

Play Episode Listen Later May 11, 2026 78:15


Institute for Government
What next for restoration and renewal of parliament?

Institute for Government

Play Episode Listen Later May 11, 2026 63:56


The Palace of Westminster is one of the world's most recognisable historic buildings and the home of the UK parliament. Yet much of the estate is in urgent need of repair. While debates over how to approach the Restoration and Renewal programme have continued for over a decade, other countries have already moved ahead: Austria has completed the renovation of its parliament, and Canada's is well underway. In February, the Restoration and Renewal Client Board set out updated costings and recommended two possible paths forward – full decant or enhanced maintenance and improvement. Parliament is expected to debate the Client Board's report in the coming weeks. With the stage now set for parliament to embark on a project that will not only safeguard this historic landmark but also reimagine it for future generations, this IfG event explored lessons from other international projects, and discuss what the Restoration and Renewal programme could mean for parliament, industry and the wider public. To discuss all this and more, the IfG brought together an expert panel, including: Jennifer Garrett, Assistant Deputy Minister of the Parliamentary Precinct Branch of the Government of Canada (joining remotely) Dr Alexandra Meakin, Lecturer in British Politics at the University of Leeds Jack Pringle, Chair of the Board of Trustees at the Royal Institute of British Architects (RIBA) Nick Smith MP, Chair of the House of Commons Administration Committee The event was chaired by Dr Rebecca McKee, Senior Researcher at the Institute for Government. We would like to thank RIBA for kindly supporting this event.

IfG LIVE – Discussions with the Institute for Government
What next for restoration and renewal of parliament?

IfG LIVE – Discussions with the Institute for Government

Play Episode Listen Later May 11, 2026 63:56


The Palace of Westminster is one of the world's most recognisable historic buildings and the home of the UK parliament. Yet much of the estate is in urgent need of repair. While debates over how to approach the Restoration and Renewal programme have continued for over a decade, other countries have already moved ahead: Austria has completed the renovation of its parliament, and Canada's is well underway. In February, the Restoration and Renewal Client Board set out updated costings and recommended two possible paths forward – full decant or enhanced maintenance and improvement. Parliament is expected to debate the Client Board's report in the coming weeks. With the stage now set for parliament to embark on a project that will not only safeguard this historic landmark but also reimagine it for future generations, this IfG event explored lessons from other international projects, and discuss what the Restoration and Renewal programme could mean for parliament, industry and the wider public. To discuss all this and more, the IfG brought together an expert panel, including: Jennifer Garrett, Assistant Deputy Minister of the Parliamentary Precinct Branch of the Government of Canada (joining remotely) Dr Alexandra Meakin, Lecturer in British Politics at the University of Leeds Jack Pringle, Chair of the Board of Trustees at the Royal Institute of British Architects (RIBA) Nick Smith MP, Chair of the House of Commons Administration Committee The event was chaired by Dr Rebecca McKee, Senior Researcher at the Institute for Government. We would like to thank RIBA for kindly supporting this event. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Part3 With Me
Episode 215 - RIBA's New Climate Literacy Test

Part3 With Me

Play Episode Listen Later May 4, 2026 27:37 Transcription Available


Send us Fan MailThis week we will be talking about the RIBA pilot Climate Literacy Test. This episode content meets PC1 - Professionalism and PC3 - Legal Framework & Processes of the Part 3 Criteria.Resources from today's episode:Websites:https://www.riba.org/work/insights-and-resources/professional-features/what-architects-need-to-know-about-the-new-pilot-climate-literacy-test/https://riba-academy.architecture.com/ilp/pages/description.jsf#/users/@self/courses/5216129/descriptionhttps://riba-academy.architecture.com/ilp/pages/description.jsf#/users/@self/catalogues/150435/courses/2092107/descriptionhttps://www.riba.org/work/insights-and-resources/mandatory-competences/https://www.riba.org/work/insights-and-resources/the-way-ahead/Thank you for listening! Please follow me on Instagram @part3withme for weekly content and updates or contact me via email me at part3withme@outlook.com or on LinkedIn. Website: www.part3withme.comJoin me next week for more Part3 With Me time.If you liked this episode please give it a rating to help reach more fellow Part3er's!Support the show

Pijas Marrones
Pijas Marrones #264. Grindr Edition con Jaime Riba y Javier Vi Ro.

Pijas Marrones

Play Episode Listen Later Apr 30, 2026 80:25


El podcast perennial de la (re)generación del trigger. Tertulia cultural y sociológica acerca de lo divino y de lo humano de la mano de Popy Blasco. Esta semana charlando animadamente acerca de la feria de abril, el teatrillo de Trump, Half Man, Euphoria, Helena Bonham Carter fuera de The White Lotus, Martha Plimpton en Madrid, boicots, el cumple de John Waters, Madonna Grindr Edition y maravillas mil. Emitiendo desde la potentísima señal de Subterfuge Radio. Hosted on Acast. See acast.com/privacy for more information.

Kumpulan Dakwah Sunnah
Ustadz Dr. Erwandi Tarmizi M.A. - Al Ustadz DR. Erwandi Tarmizi, MA. Hafizhahullahu Ta'ala “What is Riba?”.

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 28, 2026 92:55


Ustadz Dr. Erwandi Tarmizi M.A. - Al Ustadz DR. Erwandi Tarmizi, MA. Hafizhahullahu Ta'ala “What is Riba?”.

riba ustadz dr
Kumpulan Dakwah Sunnah
Ustadz Dr. Erwandi Tarmizi M.A. - Tema Kajian dan Tanya Jawab: RIBA (bunga) MENGHANCURKAN NEGARA

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 25, 2026 85:58


Ustadz Dr. Erwandi Tarmizi M.A. - Tema Kajian dan Tanya Jawab: RIBA (bunga) MENGHANCURKAN NEGARA

Kumpulan Dakwah Sunnah
Ustadz Dr. Erwandi Tarmizi M.A. - Tanya jawab riba part 2

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 25, 2026 29:35


Ustadz Dr. Erwandi Tarmizi M.A. - Tanya jawab riba part 2

riba jawab ustadz dr
Kumpulan Dakwah Sunnah
Ustadz Dr. Erwandi Tarmizi M.A. - Berkah Dalam Harta, Selamat Dari Riba

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 25, 2026 89:13


Ustadz Dr. Erwandi Tarmizi M.A. - Berkah Dalam Harta, Selamat Dari Riba

Kumpulan Dakwah Sunnah
Ustadz Ammi Nur Baits S.T. B.A. - Rumah Tangga Hancur Karena Riba, Ini Solusinya

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 25, 2026 85:00


Ustadz Ammi Nur Baits S.T. B.A. - Rumah Tangga Hancur Karena Riba, Ini Solusinya

Kumpulan Dakwah Sunnah
Ustadz Erwandi - Apa Itu Riba Dan Jenis

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 22, 2026 95:04


Ustadz Erwandi - Apa Itu Riba Dan Jenis

Kumpulan Dakwah Sunnah
Ustadz Ammi Nur Baits S.T. B.A. - Macam - Macam Riba

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 22, 2026 82:50


Ustadz Ammi Nur Baits S.T. B.A. - Macam - Macam Riba

Part3 With Me
Episode 213 - Net Zero Carbon Buildings Standard Version 1

Part3 With Me

Play Episode Listen Later Apr 20, 2026 33:30 Transcription Available


Send us Fan MailThis week is a follow up episode from episode 135 covering Version 1 of UK Net Zero Carbon Buildings Standard. This episode content meets PC3 - Legla Framework & Processes of the Part 3 Criteria.Resources from today's episode:Websites:UK Net Zero Carbon Buildings Standard — Version 1 download: https://www.nzcbuildings.co.uk/the-standardVerification information and Verification Primer: https://www.nzcbuildings.co.uk/verificationRIBA professional feature — Version 1 explained: https://www.riba.org/work/insights-and-resources/professional-features/uk-net-zero-carbon-buildings-standard-explained/RIBA professional feature — What does in-use performance mean?: https://www.riba.org/work/insights-and-resources/professional-features/uk-net-zero-carbon-buildings-standard-what-does-in-use-performance-mean/CIBSE — Version 1 launch: https://www.cibse.org/policy-advocacy/news/the-uk-net-zero-carbon-buildings-standard-version-1-is-here/https://www.ribaj.com/intelligence/how-the-uk-net-zero-carbon-buildings-standard-works-for-architects/?utm_campaign=27/01/2026 Editor's cut&utm_content=How the UK Net Zero Carbon Buildings Standard works for architects&utm_term=&utm_medium=email&utm_source=AdestraThank you for listening! Please follow me on Instagram @part3withme for weekly content and updates or contact me via email me at part3withme@outlook.com or on LinkedIn. Join me next week for more Part3 With Me time.If you liked this episode please give it a rating to help reach more fellow Part3er's!Support the show

Kumpulan Dakwah Sunnah
Ustadz Dr. Erwandi Tarmizi M.A. - Meraih Cita-Cita Finansial Tanpa Riba

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 19, 2026 8:25


Ustadz Dr. Erwandi Tarmizi M.A. - Meraih Cita-Cita Finansial Tanpa Riba

Kumpulan Dakwah Sunnah
Ustadz Erwandi - Riba Zaman Now

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 19, 2026 119:16


Ustadz Erwandi - Riba Zaman Now

A is for Architecture
Miriam Attwood & John Kinsley: Building community.

A is for Architecture

Play Episode Listen Later Apr 16, 2026 56:51


Nine out of ten architectural practices in Europe are involved in designing private housing, according to the Architects Council of Europe, with the work generating 54% of the average practice's turnover. But according to RIBA, in 2018 in the UK only 6% of housing was designed by architects. So housing is incredibly important to the economy of a profession which is very marginal to the production of housing in general. How did we get here?In this episode of the A is for Architecture Podcast I spoke to an architect and their client, or a client and their architect, about a project which perhaps illustrates another way of doing things. Working together, architect and Lecturer in Architecture Technology at Newcastle University, John Kinsley, and client (and Director at StorytellingPR) Miriam Attwood discuss their scheme for a collective custom build home in Leith, Scotland. It's a good story well told of another image of housing, one which adopts a typology, form, material and technology - and a process of design – design-as-relationship - which positions the house in service to the community it is for, and preferences home making above money makers. As the Bruderhof like to say, another life is possible.John can be found on John Kinsley Architects' website and on LinkedIn. Miriam can be found there too and at StorytellingPR.Music credits: ⁠Bruno Gillick Image credits: Main: Model of collective custom build, Leith © John Kinsley Architects.  #ArchitecturePodcast #HousingDesign #CustomBuild #CollectiveHousing #waltersegal

Kumpulan Dakwah Sunnah
Ustadz Dr. Erwandi Tarmizi M.A. - Tanya jawab Riba part 1

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 14, 2026 31:58


Ustadz Dr. Erwandi Tarmizi M.A. - Tanya jawab Riba part 1

riba jawab ustadz dr
Kumpulan Dakwah Sunnah
Ustadz Dr. Erwandi Tarmizi M.A. - Dosa Riba dalam Islam [Versi Lebih Lengkap]

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 14, 2026 99:20


Ustadz Dr. Erwandi Tarmizi M.A. - Dosa Riba dalam Islam [Versi Lebih Lengkap]

Kumpulan Dakwah Sunnah
Ustadz Dr. Erwandi Tarmizi M.A. - Bersabar Tanpa Riba

Kumpulan Dakwah Sunnah

Play Episode Listen Later Apr 3, 2026 101:13


Ustadz Dr. Erwandi Tarmizi M.A. - Bersabar Tanpa Riba

tanpa riba ustadz dr
Radio Islam
Wealth in Islam - Part 13 Riba The Prohibition of Interest by ML Habib Bobat

Radio Islam

Play Episode Listen Later Mar 26, 2026 5:50


Wealth in Islam - Part 13 Riba The Prohibition of Interest by ML Habib Bobat by Radio Islam

La force du faible
Agents IA autonomes et créateurs 3D : ce que les chiffres dévoilent vraiment...

La force du faible

Play Episode Listen Later Mar 26, 2026 30:36


[EP418 | S03] [Business] [ArchViz]Les agents autonomes vont-ils remplacer notre expertise 3D ?Ils gèrent désormais des sites entiers, répondent aux clients, automatisent les devis… Certains commencent à se demander si notre métier a encore un avenir à cette vitesse.C'est le sujet que j'ai voulu creuser cette semaine et pas juste avec mon opinion, mais aussi avec de nouveaux chiffres officiels.Parce que la réalité de l'adoption de l'IA dans les agences 3D est loin du bruit qu'on entend sur les réseaux. Très loin.Dans cet épisode :Ce que les stats récentes (AIA, Chaos Group, RIBA) disent vraiment sur l'intégration de l'IA dans notre secteurPourquoi ton empreinte artistique, en plus du consulting, reste ton actif le plus difficile à remplacerLe seul positionnement qui te rend non-remplaçable, même face aux automatisations IA et agents autonomesBonne écoute__Appel de découverte de 30 minutes offert :⁠⁠⁠⁠https://academie.photorealisme-3d.fr/calendrier-vip⁠⁠⁠⁠ __Mes tutoriels, actualités et autres ressources :⁠⁠⁠https://formulaire.photorealisme-3d.fr/newsletter⁠⁠

Babi bere pravljice
Riba velikanka in zavozlani las, zataknjena pravljica

Babi bere pravljice

Play Episode Listen Later Mar 21, 2026 14:47


Zataknjene pravljice, iskrice, so povzete po različnih svetovnih pravljicah. Slike: Artistly, bere Nataša Holy

holy riba pravljica
Tot és Comèdia
ENTREVISTA. Pastora

Tot és Comèdia

Play Episode Listen Later Mar 21, 2026 21:08


Parlem amb Dolo Beltrán i Caïm Riba de Pastora: el grup celebra "25 anys buscando follón" amb disc de col·laboracions i nova gira de concerts.  

Tot és Comèdia
Tot És Comèdia (21/03/2026) | Pastora | Isabel Vidal | Ànima |

Tot és Comèdia

Play Episode Listen Later Mar 21, 2026 53:01


Conversa amb Dolo Beltrán i Caïm Riba de Pastora, el grup celebra 25 anys amb nou disc de col•laboracions i gira de concerts. Entrevista a Isabel Vidal, presidenta d'Adetca sobre el Cap Butaca Buida. Reportatge del musical ‘Ànima' des del Teatre Tívoli.

COSMOFACTORY
Digital Consumer Data on Longevity, featuring SPATE Beauty Insights Manager Mathilde Riba

COSMOFACTORY

Play Episode Listen Later Mar 17, 2026 22:03


Online consumer behavior signals can provide the cosmetics industry with actionable information about trend diffusion and buying intent. Right now, brands, agencies, and suppliers are watching this presales data to better understand and capitalize on the longevity trend across skincare, hair care, body care, color cosmetics, and wellness.  This week on the CosmoFactory podcast, we dive into the latest digital consumer data on longevity. Our guest is Mathilde Riba, Beauty Insights Manager at SPATE, a trend forecasting platform for CPG sectors including beauty, wellness, food, and beverage. Founded in 2018, US-based SPATE uses TikTok, Instagram, and Google Search data to predict trends and gauge their popularity among consumers. Currently the platform is used by over 200 brands in beauty, not the least of which are Estée Lauder, L'Oréal, and P&G. Cosmoprof Worldwide Bologna takes place March 26 – 29, learn more and get tickets here: https://www.cosmoprof.com/en/ On March 27, hear  Yarden Horwitz, Co-Founder of SPATE, moderate a CosmoTalks session on Wellness Tourism. Find more info and a link to register here: https://www.cosmoprof.com/en/events/general-events-calendar/events-detail/?id=1340&back=6017  Discover the full 2026 calendar of educational programing at Comopack and Cosmoprof Worldwide Bologna here: https://www.cosmoprof.com/en/events/educational/  If you enjoy this episode, SHARE it with a friend, FOLLOW the CosmoFactory podcast & please LEAVE A REVIEW today. With your help, even more cosmetic industry professionals can discover the inspiring interviews we share on CosmoFactory! ABOUT CosmoFactoryBeauty industry stakeholders listen to the CosmoFactory podcast for inspiration and for up-to-date information on concepts, tactics, and solutions that move business forward. CosmoFactory – Ideas to Innovation is a weekly interview series for cosmetics and personal care suppliers, finished product brand leaders, retailers, buyers, importers, and distributors. Each Tuesday, CosmoFactory guests share experiences, insights, and exclusive behind-the-scenes details—which makes this not only a must-listen B2B podcast but an ongoing case study of our dynamic industry. Guests are actively working in hands-on innovation roles along the beauty industry supply chain; they specialize in raw materials, ingredients, manufacturing, packaging, and more. They are designers, R&D or R&I pros, technical experts, product developers, key decision makers, visionary executives. HOST Deanna UtroskeCosmetics and personal care industry observer Deanna Utroske hosts the CosmoFactory podcast. She brings an editorial perspective and over a decade of industry expertise to every interview. Deanna is also Editor of the Beauty Insights newsletter and a supply-side consultant. She previously wrote the Global Perspectives column for EuroCosmetics magazine, is a former Editor of CosmeticsDesign, and is known globally for her ability to identify emerging trends, novel technologies, and true innovation in beauty. A PRODUCTION OF Cosmoprof Worldwide BolognaCosmoFactory is the first podcast from Cosmoprof Worldwide Bologna, taking its place among the best B2B podcasts serving the global beauty industry.   Cosmoprof Worldwide Bologna is the most important beauty trade show in the world. Dedicated to all sectors of the industry, Cosmoprof Worldwide Bologna welcomes over 250,000 visitors from 150 countries and regions and nearly 3,000 exhibitors to Bologna, Italy, each year. It's where our diverse and international industry comes together to build business relationships and to discover the best brands and newest innovations across consumer beauty, professional beauty, and the entire supply chain. The trade show includes a robust program of exclusive educational content, featuring  executives and key opinion leaders from every sector of the cosmetics, fragrance, and personal care industry. Cosmoprof Worldwide Bologna is the most important event of the Cosmoprof international network, with exhibitions in Asia (Hong Kong), the US (Las Vegas and Miami), India (Mumbai) and Thailand (Bangkok). Thanks to its global exhibitions Cosmoprof connects a community of more than 500,000 beauty stakeholders and 10,000 companies from 190 countries and regions. Learn more today at Cosmoprof.com 

IBC Bonaire Podcast
Papiamentu Translation - Miserikòrdia ta triunfá riba huisio

IBC Bonaire Podcast

Play Episode Listen Later Mar 15, 2026 38:40


Hakobo 2:8-13(buletin aki)

BasketNews.lt krepšinio podkastas
„Ryto“ vizija: žingsniai į „NBA Europe“ ir kas valdys stadioną (BN pokalbiai)

BasketNews.lt krepšinio podkastas

Play Episode Listen Later Feb 18, 2026 79:11


BN pokalbiuose apsilankęs naujasis Vilniaus „Ryto“ generalinis direktorius Martynas Giga, pristatė požiūrį į klubo valdymą, aptardamas organizacijos plėtrą, „Ryto“ dalyvavimą „NBA Europe“ bei derybas dėl nacionalinio stadiono operavimo. Vadovas taip pat analizuoja santykį su sirgaliais, investuotojų paieškas. Temos: Naujasis „Ryto“ generalinis direktorius: patirtis versle ir krepšinyje (0:00); Kodėl Giga pasirinko būtent „Rytą“? (11:10); „Rytas“ – nekenčiamiausia Lietuvos komanda: kaip tai pakeisti? (16:24); Riba tarp direktoriaus ir generalinio direktoriaus (23:18); „Ryto“ administracijos plėtimasis (28:42); Kas bus naujas investuotojas į „Rytą“? (32:14); „Rytas“ – per žingsnį nuo „NBA Europe“? (34:32); (Ne)konkretumas dėl „NBA Europe“ (41:40); Verslo požiūris į „Rytą“ ir konkurencija su Vilniaus „Žalgiriu“ (43:52); Papildomos „Ryto“ akcijos: ką tai reiškia? (48:48); Savivaldybės įtaka „Ryte“ ir akcijos fanams (53:51); Derybos dėl nacionalinio stadiono operavimo (59:22); Vilniaus „Žalgiris“ ir privatus investuotojas taip pat derybose (01:04:42); Kodėl „Rytas“ nepirko didžiosios arenos? (01:06:27); Atributikos pajamos, fanų kiekis ir pokyčiai ČL formate (01:08:53); Kas „Rytui“ bus sėkmė už penkerių metų? (01:15:47).

europe stadion kas ryt giga kod riba lietuvos vilniaus ryte verslo vizija pokalbiai rytas ryto savivaldyb derybos
SBS Swahili - SBS Swahili
Makala leo:viwango vya riba vyaongezeka baada ya kusitishwa kwa miaka miwili

SBS Swahili - SBS Swahili

Play Episode Listen Later Feb 6, 2026 6:36


Benki ya Hifadhi ya Australia imehitimisha mapumziko ya miaka miwili kwa kuongeza viwango vya riba hadi asilimia 15, jambo ambalo limeanzisha mjadala mkali wa kisiasa juu ya kama matumizi ya serikali au mahitaji ya watu binafsi ndiyo yanayosababisha mfumuko wa bei kuendelea. Wakati Mweka Hazina anatetea bajeti na kuashiria mashinikizo ya nje, Upinzani na Kijani wanadai kuwa sera za sasa zinawaadhibu Waustralia wa kawaida na zinaacha mbali njia zingine za kiuchumi.

Better Buildings For Humans
Insisting on Beauty in a Code-Obsessed World – Ep 122 with Internationally Acclaimed Architect, Alison Brooks

Better Buildings For Humans

Play Episode Listen Later Feb 4, 2026 37:05


This week on Better Buildings for Humans, host Joe Menchefski welcomes a true visionary—renowned architect Alison Brooks—for another unforgettable conversation. From her early inspirations in Ontario to leading one of the UK's most acclaimed practices, Alison continues to redefine contemporary architecture with generosity, light, and deep-rooted humanism.In this episode, she expands on her award-winning housing innovations, the cultural power of home, and why beauty and craftsmanship still matter in a world obsessed with energy codes. Alison unpacks how deeper windows, thoughtful proportions, and sculptural forms can reconnect us to light, sky, and one another.Whether she's revitalizing historic social housing or shaping Oxford's iconic Cohen Quad, Alison insists that every space tells a story—and that great architecture should always elevate the human experience. This visit is rich with insight you won't want to miss.More About Alison BrooksAlison Brooks is one of the UK's most highly awarded and internationally acclaimed architects. Since founding her practice in 1996 she has emerged as one of the UK's most inventive architects with works encompassing urban design and housing, higher education buildings, private houses and public buildings for the arts. She is the only UK architect to have received all the RIBA's most prestigious architectural awards: the Stirling Prize, the Manser Medal (twice) and the Stephen Lawrence Prize. Alison Brooks has contributed to architectural education for over fifteen years as External Examiner for University of Central London, University of Bath, University of Lincoln and the Architectural Association. In 2018 Alison was appointed as the John T. Dunlop Design Critic in Architecture at Harvard GSD. Alison is currently the Gensler Visiting Critic at Cornell's AAP School and was awarded the Bethune Award by the University at Buffalo.Contact:https://www.instagram.com/alisonbrooksarchitects/ https://www.linkedin.com/company/alison-brooks-architects-ltd/ https://x.com/alisonbrooksarchttps://www.facebook.com/AlisonBrooksArc Where To Find Us:https://bbfhpod.advancedglazings.com/www.advancedglazings.comhttps://www.linkedin.com/company/better-buildings-for-humans-podcastwww.linkedin.com/in/advanced-glazings-ltd-848b4625https://twitter.com/bbfhpodhttps://twitter.com/Solera_Daylighthttps://www.instagram.com/bbfhpod/https://www.instagram.com/advancedglazingsltdhttps://www.facebook.com/AdvancedGlazingsltd

SBS Swahili - SBS Swahili
Taarifa ya habari:Benki ya hifadhi inatarajiwa kuongeza kiwango cha riba

SBS Swahili - SBS Swahili

Play Episode Listen Later Feb 3, 2026 11:28


**BENKI YA HIFADHI INATARAJIWA KUONGEZA KIWANGO CHA RIBA **INDIA NA MAREKANI WAMEFIKIA MAKUBALIANO YA KIBIASHARA **KITUO CHA KITAIFA CHA DAWA ZA KULEVYA CHATOA TAHADHARI KUHUSU DAWA HATARI ZA STAREHE ** IRAN INAJIANDAA KWA MAZUNGUMZO NA MAREKANI KUHUSU NYUKLIA

IBC Bonaire Podcast
Papiamentu Translation - Kiko tin riba e test?

IBC Bonaire Podcast

Play Episode Listen Later Feb 1, 2026 45:12


Santiago 1:12-16(buletin aki)

El món a RAC1 - Tertúlia esportiva
Martí Perarnau, Tian Riba i Pere Mas

El món a RAC1 - Tertúlia esportiva

Play Episode Listen Later Jan 29, 2026 37:21


Parlem de l'última jornada de la primera fase de la Champions, protagonitzada per la victòria del Barça i la derrota del Reial Madrid.

Mosquée Mirail Toulouse
[Conférence] - Amine Nait-Daoud - Éclairages sur l'usure (Riba) et la Zakāt

Mosquée Mirail Toulouse

Play Episode Listen Later Jan 19, 2026 109:17


Éclairages sur l'usure (Riba) et la ZakātAmine Nait-Daoud____________________________________________

Oncology Peer Review On-The-Go
S1 Ep193: Distress Screening: Making the Fifth Vital Sign Integral to Oncology Care

Oncology Peer Review On-The-Go

Play Episode Listen Later Dec 22, 2025 47:48


This episode of the collaborative podcast between Oncology on the Go and the American Psychosocial Oncology Society (APOS), hosted by Daniel C. McFarland, DO, features Michelle B. Riba, MD, and focuses on integrating psychosocial care into oncology for clinicians. The discussion emphasizes that psychosocial issues profoundly impact both quality of life and cancer-related outcomes, making their assessment an integral part of care, not merely ancillary. The distress thermometer was developed by the NCCN in the late 1990s as a 0-to-10 scale, dubbed the "fifth vital sign". The term "distress" was chosen over psychiatric labels to capture the wide array of patient concerns, including pain, fatigue, sleep, spiritual, practical, and family issues. Distress screening is now mandated at regular appointments in all cancer centers in the US. Clinicians are encouraged to screen for more specific issues like depression (linked to poor adherence and survival), anxiety (which can impede treatment adherence), and substance use. Oncologists are the doctors most able to consider a patient's totality of symptoms, and their role is integral to supporting psychosocial referrals. To address the practical delivery of care, the collaborative care model is being advocated as a public health, population-based approach. Key components include: Use of a standardized screening tool. Management by a dedicated care manager. Weekly consultation between the care manager and a consultant psychiatrist for triage and treatment advice. The model allows oncologists to bill for care and learn more about these issues while ensuring patients receive evidence-based treatments. The clinicians concluded that fundamentally, mental health needs to be aligned alongside cancer care. McFarland is the director of the Psycho-Oncology Program at Wilmot Cancer Center and a medical oncologist who specializes in head, neck, and lung cancer, in addition to being the psycho-oncology editorial advisory board member for the journal ONCOLOGY. Riba is director of the PsychOncology Program, a clinical professor, and the associate chair for Integrated Medical and Psychiatric Services in the Department of Psychiatry at the University of Michigan Rogel Cancer Center, and psycho-oncology editorial advisory board member for the journal ONCOLOGY.

Engines of Our Ingenuity
The Engines of Our Ingenuity 2547: Charging Interest

Engines of Our Ingenuity

Play Episode Listen Later Dec 18, 2025 3:49


Episode: 2547 Changing views on charging interest throughout history.  Today, interest.

Albayan Radio - ASWJ Australia - Islam: Qur'an & Sunnah
The Dangers of Riba (Usury) | Sh. Khalid Mohamad

Albayan Radio - ASWJ Australia - Islam: Qur'an & Sunnah

Play Episode Listen Later Nov 21, 2025 15:16


Watch on YouTube: https://youtube.com/live/pxl8zBKaFz8 Watch on Rumble: https://rumble.com/v720y0q-the-dangers-of-riba-usury-sh.-khalid-mohamad.html To share in the reward and support Albayan Radio, please donate here: https://albayan.com.au/donate/ Listen to our 24/7 Islamic Radio Station by downloading the Albayan Radio App: http://albayan.com.au/

Monocle 24: The Urbanist
What relationship does South Korea have with public art? Plus: Dubai Design Week and Riba president Chris Williamson.

Monocle 24: The Urbanist

Play Episode Listen Later Nov 20, 2025 29:14


We speak to South Korean artist Jinjoon Lee about how his country interacts with public art, Inzamam Rashid visits an acclaimed installation from Dubai Design Week and we meet new Riba president Chris Williamson.See omnystudio.com/listener for privacy information.

Judaism Demystified | A Guide for Todays Perplexed
Episode 134: Alan Niku "The Forgotten History of Persian-Jewish Hakhamim"

Judaism Demystified | A Guide for Todays Perplexed

Play Episode Listen Later Nov 20, 2025 48:51


In this episode of Judaism Demystified, Alan Niku—better known as The Dreamy Kalimi—shares what first pulled him into preserving and spotlighting Persian Jewish history through his Instagram and YouTube work. He gives a clear snapshot of what makes Iranian Jewry so distinct within the broader Jewish world. Alan highlights a core theme in his research: Persian Jewish heritage was never one-dimensional. It included rationalists, mystics, poets, philosophers, halakhists, and community leaders whose voices shaped their communities but were later forgotten or overlooked. He explains why that diversity faded from memory and what is lost when those voices disappear. The conversation then turns to two figures who capture this intellectual range—Rabbi Yehuda ben Elazar (the Riba) and Mollah Siman-Tov Melamed. Alan discusses why these hakhamim resonate with him and what their teachings reveal about the depth of Persian-Jewish thought. Before we wrap up, he gives us a look at the projects he's working on to revive, translate, and reintroduce these texts and ideas to a new generation. You don't want to miss this riveting discussion.---*This episode is dedicated to the refua shelema of Sarah Miriam bat Tamar, Binyamin ben Zilpa, and our dear friend Yaakov ben Haya Sarah Malakh---• Bio: Alan Niku is a filmmaker, writer, and scholar of Mizrahi culture from San Luis Obispo, California, based in Los Angeles. A native speaker of Persian, he spends his time learning related Jewish languages, deciphering Judeo-Persian manuscripts, and interviewing community members about their stories. He is also a musician and an amateur chef, teaches history and Jewish heritage at various levels, and seeks to educate the world about the underrepresented cultures of the Middle East through his writing and films. He is widely known online as “The Dreamy Kalimi,” where he shares and celebrates the richness of Persian Jewish heritage on his highly entertaining and informative Instagram and YouTube channels.---• Check out his channel: https://www.youtube.com/ ⁨@Dreamy-Kalimi⁩ and his Instagram: https://www.instagram.com/the_dreamy_kalimi/---• Welcome to JUDAISM DEMYSTIFIED: A PODCAST FOR THE PERPLEXED | Co-hosted by Benjy & Benzi | Thank you to...Super Patron: Jordan Karmily, Platinum Patron: Craig Gordon, Rod Ilian, Gold Patrons: Dovidchai Abramchayev, Lazer Cohen, Travis Krueger, Vasili Volkoff, Vasya, Silver Patrons: Ellen Fleischer, Daniel M., Rabbi Pinny Rosenthal, Fred & Antonio, Jeffrey Wasserman, and Jacob Winston! Please SUBSCRIBE to this YouTube Channel and hit the BELL so you can get alerted whenever new clips get posted, thank you for your support!

Al Madrasatu Al Umariyyah
When Will You Finally Start Seeking Knowledge? | Ustadh Abdulrahman Hassan #AMAU

Al Madrasatu Al Umariyyah

Play Episode Listen Later Oct 17, 2025 42:16


Born Muslim or a revert for years. Praying five times a day. Yet you still Google “is my prayer valid?” at every mistake in Salah. You trade daily but barely know the forms of Riba. You make business deals without learning the rulings of Buyu'. You'll debate world politics with confidence, but when it comes to Taharah or the fundamentals of the Deen? Silence. The scholars of Islam memorised on their deathbeds, still learning until their last breath. Meanwhile, you keep putting it off, living as if knowledge is for “later,” while every day takes you closer to meeting Allah. Allah raises the people of knowledge above all others. So what are you waiting for? In this reminder, Ustadh Abdulrahman Hassan unveils the one reason you were created, exposes why “ChatGPT fatwas” and shortcuts are ruining your Deen, and revives the tried and tested method of seeking Islamic knowledge that the Ummah has forgotten. Don't let another day slip away. Every delay is meeting Allah with less. Watch now, and make this the day your journey begins. Sign up now to AMAU Academy: https://www.amauacademy.com/ AMAU Academy: https://www.amauacademy.com/ AMAU Junior: https://amaujunior.com/ Instagram: https://www.instagram.com/amauofficial/ Patreon: https://www.patreon.com/AMAU Telegram: https://t.me/amauofficial YouTube: https://www.youtube.com/c/AMAUofficial Twitter: https://twitter.com/AMAUofficial iTunes: https://podcasts.apple.com/us/podcast/al-madrasatu-al-umariyyah/id1524526782 Spotify: https://open.spotify.com/show/08NJC1pIA0maaF6aKqZL4N Get in Touch: https://amau.org/getintouch BarakAllahu feekum. #AMAU #islamicknowledge #seekingknowledge #islamiclectures #islamicmotivation

Ciutat Maragda
"Metamorfosi": Gr

Ciutat Maragda

Play Episode Listen Later Sep 27, 2025 71:43


Resseguim la tradici

Lunes Inspiradores
444. '¿Mamut o humanoide? Descubre tu papel ante la IA', con Albert Riba

Lunes Inspiradores

Play Episode Listen Later Sep 15, 2025 36:57


En este episodio de Lunes Inspiradores conversamos con Albert Riba sobre por qué la revolución actual no es tecnológica, es humana, cómo pasar de “mamut” a “humanoide” frente a la IA, el riesgo de volvernos pasivos si delegamos el pensamiento, y el hábito de parar–pensar–actuar antes de aplicar herramientas que él llama “el hacha del siglo XXI”. Además, comparte aprendizajes personales, su nuevo libro Mamut o humanoide y ejemplos prácticos para empezar a cambiar hoy. Descubre el IA Expert Program: https://www.cyberclick.es/ia-expert-program?utm_source=youtube&utm_medium=organic&utm_campaign=iaeprogram25&utm_content=video_descriptions

Yirmibir, Bitcoin Podcasti
083 - Bitcoin Faizsiz Para Demektir

Yirmibir, Bitcoin Podcasti

Play Episode Listen Later Sep 11, 2025 9:19


Bu bölümde, mevcut para sisteminin temel işleyişini ve faizin (Riba) tüm fiat sisteminin işleyişine nasıl derinlemesine nüfuz ettiğini inceliyoruz. Birçok Müslümanın, hatta İslami finans sektöründekilerin bile gözden kaçırdığı bu kritik yönü anlamak, paranın nasıl işlediğini kavramak için elzemdir.Ana Temalar:• Paranın Yaratılışı ve Riba: Fiat paranın yaratılma sürecinin her adımının faiz (Riba) içerdiğini vurguluyoruz. ◦ Kısmi Rezerv Bankacılığı: Bu süreç, ticari bankalar aracılığıyla paranın en yaygın yaratılma şeklidir. Yatırılan paranın sadece küçük bir kısmı rezerv olarak tutulurken, geri kalanı borç olarak verilir ve bu sayede orijinal miktarın kat kat fazlası yaratılır. Aslında, bir mevduat sahibi, bankaya düşük faizli bir borç vermektedir. ◦ Federal Rezerv'in Rolü: ABD Merkez Bankası (Fed), açık piyasa işlemleri (devlet tahvili alım satımı), İskonto Penceresi (ticari bankalara kısa vadeli kredi verme) ve rezerv gerekliliklerini ayarlama gibi araçlarla baz para arzını ve dolayısıyla genel para arzını etkiler. Bu mekanizmaların hepsi faizle iç içedir. Özellikle 2008 ve 2020 krizlerinden sonra Fed, varlık alımlarını konut, öğrenci, oto ve kredi kartı kredileri gibi özel sektör borçlarını da içerecek şekilde genişleterek, borca dayalı para sisteminin işleyişini sürdürmüştür.• Gölge Bankacılık Sektörü: Geleneksel bankacılığın dışında faaliyet gösteren bu sektör de faizli para yaratma sürecine önemli katkıda bulunur. ◦ Birincil Satıcılar (Primary Dealers): Fed'den yeni yaratılan parayı ilk alan kurumlardır. Bu durum, yeni paraya ilk erişenlerin, "Cantillon Etkisi" sayesinde fiyatlar yükselmeden önce satın alma gücünden faydalandığı, diğerlerinin ise zarara uğradığı bir eşitsizlik yaratır. ◦ Para Piyasası Fonları (MMF'ler), Mortgage GYO'ları (mREIT'ler) ve Hazine Repo Piyasası: Bu finansal araçlar, yatırımcılara yüksek getiri sağlamak için faizli menkul kıymetlere yatırım yapar ve genellikle yüksek kaldıraç kullanır. 2008 krizinde MMF'lerin "doları kırması" ile güvensizlikleri ortaya çıkmıştır. ◦ Eurodolar Piyasası: ABD dışındaki bankalarda tutulan ABD doları mevduatlarıdır ve ABD düzenlemelerine tabi değildir. Bu pazar, Fed'in gözetimi dışında dolar yaratılmasını sağlar ve Fed'in dolar arzını kontrol etme yeteneğini kaybetmesine yol açmıştır.• Riba Hegemonyası: Uluslararası Para Fonu (IMF) ve Dünya Bankası gibi kuruluşlar, ABD'nin Riba hegemonyasını küresel ölçekte dayatır. Bu kurumlar, gelişmekte olan ülkeleri borca batırarak ve faizli kredilerle sömürerek, Batı'nın çıkarlarına hizmet eden yapısal reformlar dayatır. ABD, bu kurumlar üzerinde büyük bir etki gücüne sahiptir.• Fiat Para, Faizle Desteklenir: Fiat paranın temelinde ABD Hazine tahvilleri gibi faiz getiren borçlar yer alır, bu da tüm küresel finans sistemini doğası gereği İslami olmayan kılar. Sistem, Lyn Alden'in de belirttiği gibi, "Sorumluluklar aşağı doğru" (Liabilities all the way down) bir yapıya sahiptir; yani her şey borç üzerine kuruludur ve sürekli büyüme gerektiren kırılgan bir döngüdür.• "Riba Kanıtı" Algoritması: Yeni fiat para, "Riba Kanıtı" algoritmasıyla, yani bir kurumun faiz ödemeyi taahhüt ederek borç almasıyla "oluşturulur". Faizin fiat paradan ayrılması sistemi çökertir. Bu durum, Peygamberimiz Muhammed'in (sav) "İnsanların faiz tüketeceği bir zaman gelecek" hadisiyle önceden haber verildiği gibi, günümüzdeki durumu açıkça yansıtmaktadır.• Bitcoin Majlis Misyonu: Bitcoin Majlis, Müslümanlara Riba tabanlı bankacılık ve fiat para sistemlerinden kaçmak için Bitcoin'i benimseme konusunda eğitim kaynakları sağlamayı hedefler.Bu bölüm, Riba'nın modern finans sisteminin ayrılmaz bir parçası olduğunu ve küresel ekonomiyi nasıl şekillendirdiğini derinlemesine anlamanıza yardımcı olacaktır.Kaynak

No es un día cualquiera
No es un día cualquiera - Desayuno con Jaime Riba

No es un día cualquiera

Play Episode Listen Later Aug 17, 2025 23:22


Entrevistamos a Jaime Riba, actor y escritor, por su libro Urraca, Urraquita, Urraquitita, publicado por la editorial Dos Bigotes. Hablamos sobre su proceso creativo, los personajes y las historias que ha creado, y cómo busca conectar con sus lectores a través del humor y la sensibilidad.Escuchar audio

Lahko noč, otroci!
Mala in velika riba

Lahko noč, otroci!

Play Episode Listen Later Jul 31, 2025 5:56


Včasih vendarle ni tako slabo, če si majhen. Pripoveduje: Gregor Čušin. Napisal: Tomo Podstenšek. Pravljica z natečaja za oddajo Lahko noč, otroci! Posneto v studiih Radia Slovenija 2013.

Creating You
Lucid Dreaming with Yohan Riba Martinez.

Creating You

Play Episode Listen Later Jul 29, 2025 62:30


Yohan Riba Martinez wasn't always leading consciousness research. He was a filmmaker for over 15 years before his girlfriend Dasha suddenly passed away in his arms. He heard her last breath, and he saw the light vanish in her eyes. That single moment drastically changed his perception of life and reality altogether, propelling him on a lifelong quest to uncover what lies beyond the veil of waking reality.Together, Yohan and Dasha shared a fascination for lucid dreaming and astral projection. What began as a playful curiosity now became a doorway into the deepest layers of the human mind. After her passing, Yohan left the film industry and became a Master Practitioner of Neuro-Linguistic Programming and founded EVA Rising, a tech company focused on inducing lucid dreaming through wearable innovation.His research now bridges the worlds of neuroscience, imagination, dreams, and altered states of consciousness, exploring the mysterious thread that connects our waking imagination to lucid dreams, astral planes, and ultimately, self-realization.Today, Yohan's work is driven by one mission: to help others awaken to the infinite power of their minds.This powerful conversation educates and inspires. The possibilities in our minds are endless. You can find Yohan on Instagram and through his website.Be sure to use PROMO CODE LUCIDHEATHER for 10% off your purchase of Ring of Lucidity V1ORA Healing Session with Yohan and BrennaI am so glad you are here for this episode! Be sure to leave comments/questions and a 5-star rating :-)Be AMAZING because You Are Already AMAZING!HeatherMusical Credit: Sam Kingston

Omar Suleiman
Barzakh - Other Side #18 You Owe Me. Free Yourself from Riba and Debt

Omar Suleiman

Play Episode Listen Later Mar 17, 2025 11:23