Podcasts about Zina

Zina | uneheliche Beziehungen

Mežs ir īpaša valstība, kurā cilvēks ir tikai viesis. Ko jāzina par uzvedību mežā, lai netraucētu tā pastāvīgos iemītniekus - dzīvniekus un putnus, un arī pasargātu sevi, neieliekot grozā sēni, kurai tur nemaz nevajadzētu būt? Par to sarunājamies raidījumā Kā labāk dzīvot. Stāsta Latvijas Nacionālā dabas muzeja mikoloģe Diāna Meiere un Latvijas Valsts mežzinātnes institūta "Silava" vadošais pētnieks, bioloģijas zinātņu doktors Jānis Ozoliņš. Diāna Meiere kā vienmēr atgādina grozā, kurā vāc sēnes ēšanai, likt tikai tās sēnes, kuras labi pazīst. Bet ir cilvēki, kas vienkārši interesējas par dabu un sēņu daudzveidību, un grib tās iepazīt, viņa iesaka iesaka lietotni "iNaturalist", kur ikviens var reģistrēties un ielikt sēņu fotogrāfijas, lai noteiktu, kas tā ir par sēni. Vadoties no attēliem, aplikācija piedāvā variantus. Protams, pašam jākrāj pieredze, jo neviena grāmata vai aplikācija nevarēs dot absolūtu padomu. Vēl var vērsties sociālo mediju kontos, kur pulcējas speciālisti, ne viedokļu apkopotāji. Bet kad grozi pilni un atnesti mājas, Diāna Meiere iesaka sēnes notīrīt uzreiz, īpaši bērzlapes un bekas. Gailenes var ielikt ledusskapī pat uz divām dienām. Ja atved mājās pilnu mašīnas bagažnieku ar sēnēm, jārēķinās ar darbu vairāku stundu garumā. Bet runājot par drošību mežā un iespēju sastapties ar kādiem meža zvēriem, sevišķi lāčiem, Jānis Ozoliņš atzīst, ka lāču skaits pieaug un arī varbūtība sastapties ar lāci pieaug.  "Sēņotāji ir labākās pozīcijās, viņi visu laiku pārvietojas un reti dodas uz mežu vienatnē. Ogotājiem ir lielāka iespēja [sastapties ar lāci], jo viņi ilgi uzturas vienā vietā, tad var gadīties, ka lācis nepamanīts un nesaklausīts pietuvojas," atzīst Jānis Ozoliņš. "Ja cilvēks aktīvi pārvietojas, kāpj uz zariem, speciāli nelien kādos brikšņos un vēl izdod kādu papildus troksni, tad lācis pats griež ceļu un satikšanās ir ļoti reta, bet ne neiespējama." Viņš iesaka piesargāties, bet nekādā ziņā nepamest sēņošanu, šo kaislību un labumu sniedzošo nodarbi, jo mūsu meži nav tik bīstami. Otrā lieta  – nedoties uz mežu vienam reģionos, kur zināms, ka lāči redzēti. Trešā lieta – iegādāties piparu gāzes baloniņu, ja cilvēki dzīvo reģionā, kur ir lāči. Tas varētu psiholoģisko drošību radīt. Tikai nevajadzētu domāt, ka ar to varētu lāci no meža izdzīt. Vēl pētnieks iesaka līdzi paņemtās sviestmaizes labāk atstāt mašīnā vai uzkārt kādā zarā, bet neatstāt zemē, jo smaržas lāci piesaista. Ja nu tiešām gadās, ka paceļot acis sev dažus metrus priekšā cilvēks ierauga lāci, vienīgais, ko var rekomendēt,  – lēnām atkāpties, doties prom un varbūt tajā dienā izvēlēties citu sēņošanas teritoriju.

Notre victime Philippe tente de vendre son chalet afin de réaliser le rêve de sa conjointe. Tout semble parfait lorsqu’un acheteur, un politicien louche extrêmement riche, interprété par Antoine Vézina, manifeste son intérêt. Mais rapidement, ses demandes deviennent étranges et ses projets pour la propriété soulèvent plusieurs inquiétudes. Avec Mario Tessier, Sébastien Trudel et Antoine Vézina Production : Luc Cauchon Réalisation : Alec Charbonneau Montage : Anthony Maher

DON'T MISS THE NEXT EPISODE! Subscribe: Subscription Link: ⁠⁠https://linktr.ee/BurnsClan⁠⁠ Title: How to Live a Grounded Life with Dr. Zina Jacque  Description: Well, family...This episode is one for the books! In the second episode of The Black Christian Experience, we talk about one of the hardest things to maintain in our walk with God: the ability to be grounded. Being grounded can keep us rooted and steady in an unstable world. And with everything that we are facing in the world, healthy roots can keep us whole.  That's why today, we are speaking with the one and only, The Rev. Dr. Zina Jacque.  For over 20 years, Dr. Jacque worked in student affairs at institutions such as Northwestern, the University of Chicago, and the University of California, ultimately serving as Legislative Liaison to California's 108 community colleges. After answering a call to the ministry, she earned an M.Div. (Summa Cum Laude) and Ph.D. in Theology from Boston University and went on to serve churches of all sizes, including Alfred Street Baptist Church.  Dr. Jacque has taught at the University of Chicago Divinity School and Boston University School of Theology and led mission-driven organizations, including the Boston TenPoint Coalition and the Pastoral Counseling Center at Trinity Church Boston. She currently serves as President and Board Chair of National Senior Communities, supporting over 28,000 residents and 17,000 staff. She is also co-founder of Courageous Conversations, a national dialogue series on belonging and inclusion.  A recipient of the Distinguished Alumni Award from BU, Citizen of the Year in Barrington, and the Women of Distinction Award, Dr. Jacque is widely regarded as a voice of grace, wisdom, and hope.  She is one of a kind and she blessed us in this episode! Tap in and make sure you are subscribed to the podcast. If you want to support this work, join us on Patreon: https://www.patreon.com/c/thebce/membership This is a Mavrik Production. Special thanks to Yabui Media for providing the space for this episode recording.  Learn more about your ad choices. Visit megaphone.fm/adchoices

1. İnsanın karışıklığa ve şüpheye düşmesine sebep olur. Zina eden bir kadının doğuracağı çocuk, şefkatli bir babanın terbiyesi ve korumasından mahrum kalacağından iyi bir eğitim alamaz. Bu durum çocuğun ziyanına, neslin kesilmesine ve sonuçta insanlık âleminin harap olmasına yol açar. 2. Bir kadın, nikâh sayesinde bir erkeğin mahremi olur. Eğer bu mahremiyet meşrû bir sebebe dayanmazsa, bu mahremiyeti sağlamak için dövüşmekten ve saldırmaktan başka bir yol kalmaz. Bu durum ise tabii olarak çatışmayı doğurur ve genel bir kargaşaya yol açar. 3. Gayrimeşrû ilişkilerde bulunan bir kadından her sağduyulu kişi tiksinir. Böyle düşkün bir kadınla samimi ilişki tesis etmek ve onunla mutlu bir aile kurmak mümkün değildir. Bu durumun yayılması ise kadınlık hayatının yok olması demektir. 4. Eğer gayrimeşrû ilişkiler caiz görülseydi, hiçbir kadının bir erkeğe özel olması mümkün olmazdı. Her erkek dilediği kadınlarla ilişkiye girebilirdi. Bu durumda insanların hayvanlar seviyesine düşmesi gerekirdi. 5. Kadınların kendine özgü görevleri vardır. Kadınlardan asıl beklenen bu gibi toplumsal özelliklerdir. Bunların gerçekleşmesi ise bir kadının yalnızca bir erkeğe özel olmasıyla mümkündür. Hâlbuki gayrimeşrû ilişkiler bu yüksek amaçların gerçekleşmesine aykırıdır. 6. Kadınlar ile erkekler arasında nikâh dışı ilişkilerin vuku bulması kadını küçük düşürür. Bazı hastalıkların ortaya çıkmasına ve yayılmasına yol açar. Sonuçta toplumsal çöküşe sebep olur. Oysa ilâhî şeriatların meşrû kıldığı yollar bu gibi toplumsal afetlerin ortaya çıkmasına engel olur ve insanlık değerlerini yüceltir. (Misvak Neşriyat, Ömer Nasuhi Bilmen, Makaleler, s. 209)

REDIFF - Paul Delair et Caroline Dublanche explorent la thématique de la renaissance après une épreuve. À travers les témoignages de Zina et Alba, qui ont surmonté respectivement un viol conjugal et un cancer rare, l'émission soulève des questions sur la résilience, la transformation personnelle et la force de vivre face à l'adversité. Comment ces épreuves transforment-elles notre regard sur la vie ? Comment trouver le soutien nécessaire pour renaître ? Chaque soir, en direct, Caroline Dublanche accueille les auditeurs pour 2h30 d'échanges et de confidences. Pour participer, contactez l'émission au 09 69 39 10 11 (prix d'un appel local) ou sur parlonsnous@rtl.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Rev. Dr. Zina Jacques has built a remarkable digital ministry, reaching more than 187,000 followers and generating over 1.2 million monthly views with her daily messages of hope and encouragement. In this episode of Colors, she discusses the future of the church, why younger generations are seeking faith in new ways, the dangers of fear and division, and how curiosity, compassion, and hope can help bridge America's deepest divides. Tweet us at @podcastcolors. Check out our partner program on international affairs, Global with JJ Green on Substack. Please subscribe.Email us at colors@the colorspodcast.com. 

«Pour mieux faire la saison prochaine, ça va passer par ton 3e et 4e trio» -Éric Hoziel «La fenêtre commence à s’ouvrir pour le CH. Et cette fenêtre pourrait se refermer plus rapidement, demandez-le aux Leafs!» -Stéphane Waite «Oublie-t-on rapidement Oliver Kapanen, comme 2e centre l’an prochain?» -Tony Marinaro Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée

(0:00) Intro(0:02) Khutba, Qurani aayat aur dua(0:38) Sahih aur ghalat ki tameez ki ahmiyat(2:06) Janwar janwar hi rehta hai(5:01) Insan ki 2 iqsam: superior ya janwaron se badtar(5:56) Ashraf-ul-Makhlooqat ka matlab(8:36) Insan vs janwar(9:43) Agar biwi achhi na ho to?(10:01) Mufti sahab ke bayanat par tanqeed karne wali khawateen(11:18) Insan uski farmabardari karta hai jis se muhabbat hoti hai(11:39) Waziristan ke Pathan dost ka waqia(12:08) Pathan culture(13:22) Buzurgon ke sath rawayya kaisa hona chahiye?(14:52) Karachi shift hone ke baad bachon ki badtameezi ki wajah(16:02) Achhi taleem ke naam par tarbiyat ki barbadi(16:17) Ummat ko barbad karne walay idaray(18:01) Gen Z parents ke future ke bare mein peshgoi(18:45) University aur college students walidain ke baghi kyun ho jate hain?(19:46) Khooni rishton ki ghairon par tarjeeh(21:00) Bhai ka rishta dost se pehle hai(22:50) Taleem se mizaj banna(24:02) Ghar ke mahol ka ghar walon par asar(26:50) Ghar ka achha mahol(27:26) Ghar ka bura mahol(28:43) Jazbati khateeb aur jazbati listeners(29:48) Nabi ﷺ ka mizaj(30:30) Aggressiveness ka nuqsan(30:46) Baap: bete ka aaina(31:44) Mufti Rasheed Ahmed sahab (RA) ka ghar walon se rawayya(34:50) Biwi se jootay saaf karwana beghairati hai(36:04) Talib-e-ilm ki tauheen aamaiz saza(36:47) Mahol ka asar(37:03) Badtameez drivers aur passengers(39:50) Depression patients(40:38) Aggressive shakhs ki talaqain(42:13) Dramon aur filmon ki zindagi vs real life(44:15) University culture(44:58) Child psychologists ki reality(46:12) Bachay ke liye sabse behtareen khilona(46:34) Mufti sahab ka bachpan(47:24) Disasters ke baad bachon ke nafsiyati masail ka hal(48:05) Zyada bachay palna zyada aasan(48:57) Wafat hone wala bacha qayamat mein walidain ki sifarish karega(49:25) Universities ka mahol(50:05) Pakistan aur Saudi Arabia mein Islamiat subject(51:19) Jamia Tur Rasheed ki jaandar awaaz(52:01) Homeschooling(52:21) Achha insan banne ke liye motivation ki zarurat(54:16) Manzil ka sahih ta'ayyun(55:08) Motivation ki ahmiyat(55:34) Quran zindagi ka wahid rehnuma(56:15) Zina, nasha aur khudkushi karne walay(58:11) Nakam aashiqon ki khudkushi(59:07) Islam ki mithas(1:00:05) Boorhay walidain ki khidmat(1:00:53) Islam ki motivation(1:01:11) China mein betiyon par zulm(1:02:49) Jaldi shadi aur zyada bachay(1:03:40) Betiyon ki kafalat par Jannat ki zamanat(1:04:16) Nabi ﷺ ki powerful motivation(1:05:23) Rafee Bhai ki 9 betiyan(1:06:43) Rizq Musalman ki tension nahi(1:07:27) Waqoof-e-Arafah aur Tawaf-e-Ziyarah par hajiyon ki ghalti(1:11:07) Doosri shadi ke side effects se kaise bachain?(1:13:23) Kisi insan ko apni majboori na banao(1:15:51) Bad-akhlaq biwi ko kahan tak bardasht karein?(1:17:45) Bad-akhlaq shohar ko kahan tak bardasht karein?(1:18:30) Bad-akhlaq damad ka masla(1:20:48) Har qeemat par bardasht karna kaisa hai?(1:21:32) Mamlaat mein 2-numbri se bachne ka hukm(1:24:58) Adalton mein mazloom mardon ke liye mashwara(1:31:47) Jo aulad baap se virasat mangay?(1:35:07) Nalaiq aulad, biwi ya shohar ko apni majboori na banao(1:35:57) Rishtedaron se mulaqat ki dua(1:37:01) Qadiyaniyon ke dhokay se kaise bachain?(1:41:06) Ghamdi on Qadiyaniyat(1:41:58) Aqeeda-e-Khatm-e-Nabuwwat(1:42:11) Engineer on Qadiyaniyat(1:43:13) Qadiyaniyon ke sath kaisa sulook karein?(1:44:17) Baap ki virasat se bhai angoothi khareed le to? Hosted on Acast. See acast.com/privacy for more information.

Könyvhét, Vigadó tér 18-as stand: podcast a flair székekből, hallgassátok! Mechiat Zina a vendégünk, aki második kötetéről mesél nekünk. A Flair Podcast legújabb adásában Mechiat Zina költővel beszélgetünk második, Bermudák találkozása tilos című kötetéről. A szerző elmeséli, milyen út vezetett az előző versgyűjtemény befelé figyelő hangjától a természet és a társadalmi kérdések felé, reagálva az elmúlt évek világpolitikai szorongásaira. Kérdezzük a költőt továbbá algériai származásáról, az írás terápiás szerepéről, valamint személyes megküzdési stratégiájáról, a szabad táncról. A beszélgetés témái: Mechiat Zina algériai származása, az arab nyelvhez és kultúrához való otthonos viszonya Milyen út vezetett az első kötettől a másodikig? Az elmúlt évek hazai és világpolitikai eseményeinek, híreinek húsbavágó, fizikai szintű megélése A technológia hatása a kommunikációs készségekre A szabad tánc mint az agyalást kikapcsoló, testi-lelki felszabadulást hozó módszer A személyes, elemi tapasztalatok átlényegítése egyetemes érvényű versekké Inspiráló alkotók (Pilinszky, Nemes Nagy Ágnes, T. S. Eliot), és a folyóiratok A kötet koncepciója és a borítón látható üvegszilánkok szimbolikája (távolodás és közeledés).

(0:00) Intro (0:02) Khutba, aakhri aayaat Surah Ma'arij aur dua (0:39) Eid ul Azha par zyada gosht khane ke sath lemon ka istemal (1:05) Nashukri: gumrahi ki bunyad (1:35) Mufti Taqi Usmani sahab ka shaitan ke bare mein qoul (2:59) Shaitan ka tareeqa-e-wardat (3:35) Mohsin ke maqrooz hona (4:06) Qarza lene walay damad ka case (5:07) Kisi ko qarza de kar wapas milne ki umeed na rakhna (7:06) Nashukri ka marz (7:34) Mohsin se dabna insani fitrat hai (8:30) NGOs ka tareeqa-e-kaar: logon ko apne mazhab par lana (9:20) Allah ka ehsan pehle hai, logon ka baad mein (9:40) Shaitan ka challenge: insan ko nashukra banana (10:51) Liberalism ka hasil: jis ke ehsanaat sab se zyada, uski nashukri sab se zyada (12:27) Nashukri ke darjaat (12:41) Nashukri ka pehla darja: ehsan ka badla delay karna (13:21) Nashukri ka doosra darja: ehsan ka badla kam dena (14:00) Nashukri ka teesra darja: ehsan ka badla na dena (14:59) Nashukri ka chautha darja: mohsin ka ehsan na maanna (15:38) New generation ka walidain se takabbur wala sulook (18:03) Nashukri ka bara darja: mohsin ke ehsan ka inkar (18:43) Nashukri ka badtareen darja: mohsin ka ehsan bhool jana (19:16) Mannat aur kanjoos se paisa nikalwane ka zariya (23:35) Walidain ki nashukri (23:55) Shohar ki nashukri (24:56) Adalti khula ka business (26:22) Allah ke inkari logon ke liye Surah Kahaf ki second last aayat (27:01) Allah ki ne'matein (28:48) Allah ke ehsanaat ka badla: 5 waqt farz namaz (29:03) Sood se bachna (29:09) Zina ki offer ko nikah mein badalna (29:37) Allah ki ne'maton mein dooba insan nashukra kyun? (29:59) Educated liberals ki shaitani chalein (30:26) Allah ki qudrat ke shahkaar (31:28) Nanga Parbat ki pahariyon par Mufti sahab ka tajziya (31:47) Allah ke inkari logon ka nazriya (33:47) Shukar guzari ki ne'mat (34:53) Iftari ke waqt Allah ka shukar (36:04) Khulasa bayan aur dua (37:00) Eid ul Azha ke 4th day roza rakhna? (38:14) Sunnat rozay (39:03) Rozay ka asool (40:21) Musalsal rozon mein multivitamin khana (41:12) Rayyan: rozedaron ke liye Jannat ka darwaza (41:46) Behen ki adopted beti ka aqeeqa kis ke zimay? (42:14) Ulama-e-Soo ki pehchan kaise karein? (43:50) Non-duty mobile ka jugaarr? (44:26) Jis kaam ki taqat ho woh kaam karo — hadith ka matlab (45:45) Har waqt kamai ki fikr karne wala (48:52) Tablighi Jamaat (49:21) Khawateen ka tabligh mein jana? (50:22) Imam Abu Hanifa (RA) ke 40 saal Isha ke wazu se Fajar parhne ka matlab (51:51) Mufti sahab kursi par baith kar masail kyun batate hain? (52:52) Waseem Akram ne Hajj par rami bowling style mein kyun ki? (57:50) Shadi par lifafay dena? (58:22) Nabi ﷺ se zyada Ibrahim (AS) se muhabbat ka waswasa (59:01) Qarzdar qarza ada na kare aur qurbani kare to? (59:07) Agar biwi shohar ko qareeb na aane de to? (59:26) Bachay ko baap chhor kar chala jaye to? (1:08:31) Pakistan ki mojooda hukumat taqat ke bawajood Islam nafiz kyun nahi karti? (1:10:23) Zameen se mila mobile bechna? (1:10:59) State ke khilaf baghawat ki jaiz surat? (1:12:13) Sahil Adeem ko jawab (1:15:08) 313 ne 1000 se ladai ki, to humein hukm kyun nahi? (1:16:38) Ghazwa-e-Uhud, Ghazwa-e-Khandaq aur Sulah Hudaibiya mein Nabi ﷺ ki strategy (1:17:55) Difaai jihad vs iqdami jihad (1:18:52) Mufti sahab ko sarkari molvi kehne walay (1:19:07) Imam Hussain (RA) aur Hazrat Musa (AS) ki baghawat ka hawala dene walay (1:20:08) Pakistan mein khilafat ke naam par nafrat phelane walay Hosted on Acast. See acast.com/privacy for more information.

The residential housing market looks frozen, so why are the Big Four title underwriters suddenly reporting explosive profits? In this episode, Crosby and Zina dissect the Q1 2026 earnings reports from Fidelity, First American, Old Republic, and Stewart to uncover the real forces driving the title industry right now, from billion-dollar AI data center deals to the looming refinance wave quietly building beneath the surface. If you think the title business is still tied mainly to homebuyers and residential closings, this conversation will completely change how you see the future of the industry. ​ What you'll learn from this episode Record-breaking earnings vs. a frozen housing market and why the residential side of title still feels stalled The hidden impact of billion-dollar AI data center projects on commercial title fees and underwriter profits A refinance surge is quietly building even before major Federal Reserve rate cuts arrive What the "double cost period" means as title companies pay for both aging legacy systems and new AI infrastructure simultaneously Global tariffs and supply chain pressures are now shaping title industry revenue through commercial construction slowdowns Resources mentioned in this episode Quarterly Results - Fidelity National Financial First American Financial Q1 2026 Earnings Report Old Republic International Q1 2026 Earnings Report Stewart Information Services Q1 2026 earnings beat expectations By Investing.com NVIDIA Microsoft Amazon.com Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.   Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.  

(0:00) Intro(0:02) Important announcement about Waqf Qurbani(2:54) Islam par chalna kyun zaruri hai?(3:29) Cheez ko uski ulat se samajhna(4:57) Kufr kise kehte hain?(5:41) Shari'a laws vs duniya ke qanoon(6:03) Chori vs kufr(7:35) Badkari vs kufr(9:33) Ahl-e-Kitab se nikah vs kufr(11:08) Anbiya ki biwiyan badkar nahi ho sakti(12:09) Nasab mein daagh aurat se paida hota hai(13:02) Shohar ka zina vs biwi ka zina(14:32) Aurat ka zina zyada bara jurm kyun?(15:58) AI vs experts(16:12) Qur'an mein har jagah mard ka zikr pehle(17:54) Canada mein aik shakhs ka bayan: “Bahu kaam karne ki machine?”(18:45) Naam nihaad liberals ke rishtay(19:19) Individualism(20:03) Canada mein “chhamak chhalo” ke husband ki death ka waqia(21:34) Aaj ke scholars(21:58) Ilm ki quantity(22:32) Ilm ki quality(23:24) Gaon ki aurat(23:52) Modern aurat(24:33) Muashray ka rona(25:02) Kufr aur Islami sazain(25:51) Qur'an mein mard ka zikr pehle(26:47) “Biwi shohar ka libas hai” — aayat ka matlab(28:18) Karachi ke logon ki sehat(29:17) Libas ka maqsad(30:05) Unmarried logon ke scandals ki wajah(31:33) Male aur female sexual desires mein farq(32:58) Libas mein aurat ka zikr pehle karne ki wajah(33:29) Hazrat Umar (RA) ka qoul apni biwi ke bare mein(34:15) Allama Ibn-e-Qayyim (RA) ka qoul aise taqwa par(35:56) Malaysia(36:15) Pakistan(37:05) Mufti sahab ke world tour experiences(37:48) Pakistani government aur Sindh ka exam system(38:36) Aise sufiyon ka taqwa jab toota(40:35) Mard ko 4 shadiyon ki ijazat ki wajah(40:57) Islam vs liberalism(41:28) Male aur female mein farq(41:55) Mushaqqat wale kaam — mard ki zimmedari(42:59) Bachon ki paidaish ka amal — aurat ki zimmedari (Japan ka naya qanoon)(44:20) Border par larrna — mard ki zimmedari(45:51) Aulad — aurat ke liye Allah ka tohfa(46:27) Women's real rights vs feminism reality(48:00) Nikah ko aasan banane wale liberals(51:06) Qur'an mein zina ke jurm mein aurat ka zikr pehle kyun?(52:02) Zina ki saza vs zina ka jurm(53:28) Badkar biwi vs kafir biwi(54:02) Pardadar biwi(54:15) Bahir mulkon mein husband-wife trust khatam hone ki wajah(56:42) Musalman biwi vs ghair Muslim biwi(59:38) Family system tabah hone ki wajah: modernity(1:01:00) Bachpan mein nikah vs pachpan mein(1:01:48) Islam vs kufr(1:02:42) Zakaat vs sood(1:03:33) Zina vs nikah(1:03:54) Insan ke liye Allah ki ghulami ka hukm vs assembly laws(1:05:17) Eid ul Azha par janwar ki qurbani par liberals ke aitraazat(1:05:59) 1998 ka charsii(1:06:30) Qurbani ke gosht par aitraazat(1:07:05) Sahaba (RA) ka sawal: “Qurbani kya hai?” — Nabi ﷺ ka jawab(1:08:42) “Kyun?” ka jawab(1:09:15) Modernism vs hamare bazurgon ki sehat(1:10:41) Beti ki shadi ki ideal age(1:11:13) Masla: larrki ke liye baap ki wilayat saqit?(1:11:40) Mufti sahab ke bete ki 18 saal ki age mein shadi(1:12:24) Nikah se rizq mein barkat(1:13:21) Hazrat Ibrahim (AS) ka surrender vs shaitan ka surrender na karna(1:14:30) Janwar zibah karne par ye 2 log zyada aitraaz karte hain(1:15:11) Maa ki muhabbat(1:16:10) Eid ul Azha par Allah ki taraf se gosht ki ziyafat(1:17:20) Eid ul Azha par Nabi ﷺ ka pehla khana gosht tha(1:17:42) Eid ul Azha par “decent” banne walon ke liye paigham(1:18:08) Aameen(1:18:10) Waqf Qurbani by MTM Foundation(1:20:01) “Munajat-e-Sabri” kitab parhna kaisa hai?(1:22:53) Madrasa ke tulaba o talibat ka parhai ke dauran nikah aur rukhsati(1:28:53) Khawateen ka Tablighi Jamaat mein nikalna kaisa hai?(1:33:16) “Tibb-e-Nabvi se ilaj” bayan par aitraaz ka jawab(1:40:52) Gosht, charbi aur doodh ki fazilat(1:45:37) Aaj ke bachay khalis doodh aur desi ghee se allergic(1:46:54) Quetta ke Pathan aur Afghani bachay vs burger bachay(1:49:29) Mufti sahab ne 15 saal ki age ke baad gosht khana shuru kiya(1:50:17) Tajurbakaar hakeem?(1:51:20) Barelvi ulama(1:55:27) Mufti sahab ke liye Sindhi ajrak aur topi ka gift(1:56:45) Aurat ki kamai aur financial independence ka Shari'a law(1:59:35) Chhota bhai fohash films dekhta ho? (Shohar ke aib chhupane ka hukm)(2:05:59) Qiston par karobar ka asool Hosted on Acast. See acast.com/privacy for more information.

(0:00) Intro(1:36) Hazrat Ibrahim (AS): Imam aur rehbar(2:06) Common sense ki baat: seedha rasta paighambar batayenge(2:38) Karachi vlog: “Common sense isn't common”(3:34) Madrasa mein admission ke waqt Mufti sahab ka talaba ka imtahan(4:40) Hamari common sense(6:13) Kainaat insan ke liye banayi gayi(6:48) Mazhabi logon par common sense ke khilaf aitraazat(8:03) Nikah ki khule aam mukhalfat(8:23) Atheists ke aitraazat ka jawab(9:13) Allah ki management(10:59) Surah Rahman mein saboot(11:09) Insan ki zaat mein Allah ke wujood ki nishaniyan(11:47) Indian atheist ka aitraaz: “Fitrat zalim hai”(12:46) Fitrat ka ehsan(13:32) Insan se Allah ki muhabbat ki nishaniyan(14:26) Maa ki mamta(15:27) Fitrat ke ehsanaat vs hawadis (natural disasters)(15:44) Allah ka inkar common sense ke khilaf(20:35) Allah ko yaad na rakhne walon ke liye ibrat(25:18) Mulhid Allah ka inkar is wajah se karte hain(26:13) Kainaat insan ke liye musakhar(28:03) Janwaron ko zibah karne ki logic(29:29) Sohrab Goth ki boorhi bhains ka haal(30:31) Insan ke protocol ki wajah(31:16) Hazrat Ibrahim (AS): top prophet in the list(31:32) Allah ke selected paighambaron ki khoobi(33:11) Hazrat Ibrahim (AS) ka surrender(33:44) Eid-ul-Azha par janwar ki qurbani par sawal(34:03) Hazrat Ibrahim (AS) ki zindagi mein sabaq(35:06) Nabi ﷺ se sawal: “Qurbani kya hai?”(35:49) Betay ko zibah karne par sawalat(36:52) Ne'mat de kar wapas lena?(37:32) Hazrat Ibrahim (AS) aur Hazrat Ismail (AS) ka surrender(40:15) Hazrat Adam (AS) ka surrender(40:55) Ilmi nukta: be-libas hona be-hayai hai(42:17) Hazrat Adam (AS) ki dua(42:54) Apni ghalti par surrender ki 2 misaalein(43:19) Shaitan ki ghalti: surrender na karna(45:05) Illogical ki definition(46:10) Jab koi ghair Muslim Islam qabool karta hai(46:32) Zina ki dawat qabool na karna(46:48) Nikah karna(48:10) Musa (AS) ne nikah ke liye 10 saal bakriyan charane ki mulazmat qabool ki(49:39) Yusuf (AS) ne zina se bachne ke liye jail qabool ki(50:26) Nikah vs zina(51:11) Aaj ka Musalman(52:29) Common sense ke khilaf baatein(52:46) Jannat aur dozakh ke wujood ki logic(58:16) Islam mein mukammal dakhil hona(58:37) Qurbani vs pairay khana(59:58) Mazhab ke naam par khaye jana(1:00:58) Natural motapa vs kha kha kar mota hona(1:02:23) Kitna khana chahiye?(1:04:22) Nabi ﷺ ki sunnat(1:04:52) Hazrat Ibrahim (AS) ki sakhawat(1:05:40) Hamari sakhawat(1:06:10) Paighambaron ki 10 sunnatein(1:06:52) Saaf karna vs saaf rakhna(1:08:07) Daant saaf rakhna – Nabi ﷺ ki sunnat(1:08:31) Qudrati khushbu(1:10:19) Nikah aur haya(1:11:06) Khulasa bayan + dua(1:11:54) Jamia Tur Rasheed ka talib-e-ilm(1:12:28) Halal mortgage(1:15:48) Takaful(1:16:04) Credit card ka hukm(1:17:33) Nikah course book by Mufti Rasheed Ahmed Khursheed sahab (English)(1:18:50) “Khud research karo” ka matlab(1:19:40) Mozon par masah?(1:21:06) Hazrat Abdullah bin Masood (RA) ka “2 namazon ko ikatha karna” ke bare mein qaul(1:22:15) Machini zabeeha?(1:22:57) Bachay ko hifz karwana? Hosted on Acast. See acast.com/privacy for more information.

In this episode of Murder in the Black, we examine the heartbreaking 1987 murder of Anna Mae Florence—a case that remained unsolved for decades before modern forensic technology finally uncovered the truth. What began as a brutal attack investigation evolved into a complex story involving unreliable witnesses, false identities, overlooked evidence, and the persistence of investigators who refused to let the case disappear.This case highlights how one piece of evidence—a bloody handprint—ultimately became the key to solving a murder 25 years later.Timestamps:00:00 – Introduction: a case where the truth remained buried for decades00:28 – The attack on Anna Mae Florence and the initial police response01:11 – Anna Mae's life and background in Columbus, Ohio02:13 – The violent attack: 14 stab wounds and her final moments03:32 – Crime scene analysis and evidence of a struggle04:54 – Discovery of the blood-stained purse and bloody handprint05:45 – Fingerprint analysis limitations in 198706:32 – Witness descriptions and the original suspect sketch07:48 – Investigators explore theories of robbery and overkill08:58 – Reports of a frantic woman asking strangers for help09:54 – Early suspects, including a teenage girl and local residents11:25 – The tip involving Odell and emerging inconsistencies12:45 – Odell's changing stories and sudden disappearance13:41 – Investigators examine Danita's alibi and hospital records14:28 – Discrepancies in records and evidence of deception15:26 – The plan to use a wire in hopes of gathering more information16:17 – A major setback when fingerprint evidence fails to match the suspect17:42 – The case goes cold in 1988 while Anna Mae's family continues searching for answers20:01 – The 2012 cold case revival and renewed forensic testing20:59 – Reinvestigating suspects through modern DNA and fingerprint analysis26:34 – The shocking identification of Zina Roberson29:34 – Zina's arrest, background, and confession31:09 – Why the bloody handprint became the defining piece of evidence33:02 – Reflections on trust, vulnerability, and the exploitation of kindness34:43 – The lasting impact of Anna Mae Florence's case35:07 – Closing thoughts, community discussions, and upcoming Murder in the Black projects

(0:00) Intro(1:07) Sharab se ijtinaab sirf Musalmanon mein kyun?(4:28) Musalmanon ki khoobiyan(7:52) Musalmanon mein talaq ki sharah kam(9:31) Musalmanon ki ibaadat(10:05) April ke aakhir mein -50 temperature(10:29) 5 farz namazon mein mushkilat(12:21) Zakat (gold/silver) dene mein mushkilat(14:05) Eid-ul-Azha par qurbani mein Musalmanon ka kharcha(15:36) Hajj mein Musalmanon ki mushkilat(16:16) Kisi ko qarza dene walay ki mushkilat(17:22) Hajj ke arkaan mein mushkilat(19:22) Sawab vs mangetar (Indian waqia)(20:17) Hajj/Umrah – mushkil ibaadat(20:44) Ramazan ke rozy vs intermittent fasting(21:50) Winnipeg mein mushkil tareen Ramazan(22:23) Mazhab ki taqat(23:20) “Molviyon ke chakkar se niklo, taraqqi karo” – liberals ka taana(24:18) Insan ki fazilat ki wajah(30:14) Insan vs insaniyat(31:59) Mazhab rukawat hai?(33:05) Zina vs nikah(35:14) Family system ka zawaal(36:31) Sharab peena aam ho gaya(36:48) Amma abba old house mein?(37:36) Burai par achhai ki chamak patti lagana(38:12) Motivational speakers ki reality(39:36) Charsi ka rishta(42:16) Maa baap par zulm (West mein)(43:58) Sharab(46:52) Islam ka ehsan(48:00) Sharabi ki zindagi(49:00) Madina mein sharab ke ahkaam nazil hona(50:09) Dars-e-hadith ka waqia(52:52) Allah ki maan kar chalne ka faida(53:52) Kis firqay ko follow karein?(54:38) Walidain ki khidmat ka behtareen sila(56:10) Allah ki muhabbat mein Allah aur insano ke huqooq ada karna(59:32) Safar mein namaz chhorna?(59:58) Islami ahkaam aasan hain, lachakdar nahi(1:02:48) Hamara ta'alluq Allah se kaisa hai?(1:03:44) Dar-ul-harb mein government se wafadari karna?(1:05:14) Haq dene mein dandi marna(1:05:56) Sakhawat – Musalman ki khoobi(1:07:00) Mufti Rasheed Ahmed sahab (RA) ki soch(1:07:49) Rozedar ki fazilat(1:09:05) Jhoot aur motapay ki burai(1:09:59) “Rayyan” darwaza rozedaron ke liye(1:10:58) Aslaaf vs hamara haal(1:11:40) Rozedaron ki khushi ka waqt(1:12:17) Allah se muhabbat ka dawa karne walon ke liye hidayat(1:16:05) Haram relation(1:17:19) Darwin theory ka radd(1:20:35) Allah ki qudrat ke kamalat(1:22:07) Law of chance(1:23:48) Canada listeners ke liye khas naseehat(1:25:03) Zeher walay laddu + dua(1:26:01) Ghair mehram ko chhoona/dekhna – kya zina ke zumre mein aata hai?(1:26:29) Bank ke current account ka sood?(1:28:01) Ulama Canada ko Dar-ul-Kufr aur Pakistan ko Islami Jamhuria kyun kehte hain?(1:31:05) Quran hifz karke bhool jana – kya gunah hai?(1:32:18) Maulana Tariq Jameel sahab ke liye paigham(1:32:27) Canada madaris vs Pakistani madaris ka nizam-e-taleem(1:35:44) Machini zabeeha(1:36:58) Jahaz mein namaz(1:37:09) Dawat mein hand-slaughter ka maloom na ho to?(1:37:32) Wazu tootne ki logic(1:38:37) Kaam ki wajah se Juma chhorna?(1:38:57) Baap ki behen ka virasat mein hissa(1:40:55) Shadi ke baad biwi ka naam(1:41:59) Bank se gaari lena?(1:43:14) Eid par chaand ka masla(1:48:57) Halal mortgage Hosted on Acast. See acast.com/privacy for more information.

So when David was old and full of days, he made Solomon his son king over Israel.2 And he gathered together all the princes of Israel, with the priests and the Levites.3 Now the Levites were numbered from the age of thirty years and upward: and their number by their polls, man by man, was thirty and eight thousand.4 Of which, twenty and four thousand were to set forward the work of the house of the Lord; and six thousand were officers and judges:5 Moreover four thousand were porters; and four thousand praised the Lord with the instruments which I made, said David, to praise therewith.6 And David divided them into courses among the sons of Levi, namely, Gershon, Kohath, and Merari.7 Of the Gershonites were, Laadan, and Shimei.8 The sons of Laadan; the chief was Jehiel, and Zetham, and Joel, three.9 The sons of Shimei; Shelomith, and Haziel, and Haran, three. These were the chief of the fathers of Laadan.10 And the sons of Shimei were, Jahath, Zina, and Jeush, and Beriah. These four were the sons of Shimei.11 And Jahath was the chief, and Zizah the second: but Jeush and Beriah had not many sons; therefore they were in one reckoning, according to their father's house.12 The sons of Kohath; Amram, Izhar, Hebron, and Uzziel, four.13 The sons of Amram; Aaron and Moses: and Aaron was separated, that he should sanctify the most holy things, he and his sons for ever, to burn incense before the Lord, to minister unto him, and to bless in his name for ever.14 Now concerning Moses the man of God, his sons were named of the tribe of Levi.15 The sons of Moses were, Gershom, and Eliezer.16 Of the sons of Gershom, Shebuel was the chief.17 And the sons of Eliezer were, Rehabiah the chief. And Eliezer had none other sons; but the sons of Rehabiah were very many.18 Of the sons of Izhar; Shelomith the chief.19 Of the sons of Hebron; Jeriah the first, Amariah the second, Jahaziel the third, and Jekameam the fourth.20 Of the sons of Uzziel; Micah the first and Jesiah the second.21 The sons of Merari; Mahli, and Mushi. The sons of Mahli; Eleazar, and Kish.22 And Eleazar died, and had no sons, but daughters: and their brethren the sons of Kish took them.23 The sons of Mushi; Mahli, and Eder, and Jeremoth, three.24 These were the sons of Levi after the house of their fathers; even the chief of the fathers, as they were counted by number of names by their polls, that did the work for the service of the house of the Lord, from the age of twenty years and upward.25 For David said, The Lord God of Israel hath given rest unto his people, that they may dwell in Jerusalem for ever:26 And also unto the Levites; they shall no more carry the tabernacle, nor any vessels of it for the service thereof.27 For by the last words of David the Levites were numbered from twenty years old and above:28 Because their office was to wait on the sons of Aaron for the service of the house of the Lord, in the courts, and in the chambers, and in the purifying of all holy things, and the work of the service of the house of God;29 Both for the shewbread, and for the fine flour for meat offering, and for the unleavened cakes, and for that which is baked in the pan, and for that which is fried, and for all manner of measure and size;30 And to stand every morning to thank and praise the Lord, and likewise at even:31 And to offer all burnt sacrifices unto the Lord in the sabbaths, in the new moons, and on the set feasts, by number, according to the order commanded unto them, continually before the Lord:32 And that they should keep the charge of the tabernacle of the congregation, and the charge of the holy place, and the charge of the sons of Aaron their brethren, in the service of the house of the Lord.

What if the tool that can save you 10 hours a week could also quietly sabotage your next closing? In this episode, Crosby and Zina break down how AI actually works, why it feels intelligent, where it fails, and how title professionals can safely use it as a powerful "first draft machine" without risking costly mistakes. If you're not learning how to leverage AI right now, you're not just falling behind, you're being outpaced. ​ What you'll learn from this episode A simple explanation of how AI actually works The difference between training and inference Why hallucinations happen and why they are a permanent feature How AI dramatically accelerates common tasks Critical security risks of using public AI tools Resources mentioned in this episode ChatGPT Anthropic Google Gemini Meta AI   Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.   Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai.   Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com.   Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

The most dangerous moment in a real estate transaction isn't the negotiation, it's the wire. In this episode, Crosby and Zina break down how generative AI has transformed wire fraud from a clumsy scam into a precision-engineered attack. What used to be easy to spot is now nearly indistinguishable from legitimate communication, putting buyers, sellers, and title professionals at unprecedented risk. From business email compromise (BEC) attacks to seller impersonation and mortgage payoff fraud, this episode reveals how cybercriminals are exploiting the complexity, urgency, and fragmentation of real estate transactions. More importantly, it outlines the new standard of defense, why email is no longer safe, why human intuition is failing, and how layered verification systems are becoming the only reliable protection. If you're still relying on "double-checking emails," you're already behind.   What you'll learn from this episode 3 most common wire fraud attack vectors How psychology, not just technology, drives fraud success Why fund recovery is not a strategy What a modern fraud prevention system looks like Risk-based security models vs. standard closings   Resources mentioned in this episode  CertifID – 2026 State of Wire Fraud Report CertifID – 22 Wire Fraud Prevention Best Practices Guide Fraud Recovery Services (FRS) Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.    Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

What happens when national security collides with everyday real estate transactions? In this episode of the Title Agents Podcast, Crosby and Zina unpack a fast-moving legal battle that's sending shockwaves through the title and escrow industry. A sweeping federal rule designed to track illicit money in real estate was rolled out nationwide, only to be struck down days later by a federal judge, while another court upheld it. This isn't just regulatory noise. It's a direct clash between privacy rights, government oversight, and the role of title professionals caught in the middle. From FinCEN's aggressive reporting requirements to constitutional challenges and conflicting court rulings, this episode breaks down what's happening right now and what it means for your business moving forward. If you're in title, escrow, or real estate, this is one of those moments you can't afford to ignore.   What you'll learn from this episode Why the federal government expanded reporting nationwide  The constitutional challenge against FinCEN Main reason why the Texas federal court struck down the rule entirely The conflicting Florida ruling that upheld the same regulation What title companies should be doing right now   Resources mentioned in this episode  Financial Crimes Enforcement Network (FinCEN) American Land Title Association (ALTA) Financial Action Task Force (FATF) Pacific Legal Foundation (PLF) Qualia Foley & Lardner LLP Bowditch & Dewey   Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.    Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

This week, I talk with Olesya Salnikova Gilmore about her historical-suspense The Fortune Tellers of Rue Daru. We dive into: Her writing process as a "plantser" Why she's drawn to dark genres: historical fiction, gothic, fantasy, mystery How blending genres creates tension and unpredictability How she has experienced and writes about the “in-between” feeling of not fully belonging to one culture How she processed grief through this story Her research of Slavic folklore and Western spiritualism movements The Fortune Tellers of Rue Daru Synopsis Spirited twenty-something Zina and her secretive grandmother, Baba Valya, own a tearoom on rue Daru in Paris, where they have lived quietly since Zina's mother's untimely death. By day, the women serve tea, mostly to members of the bustling Russian émigré community, but when dusk falls, they divine fortunes and perform séances for their loyal clientele. Then the charming Princess Olga and her brother arrive, searching for answers about the disappearance of their father, the Grand Duke and cousin to the murdered last Tsar of Russia. Zina, eager to learn more about the spirit world and her powers, performs the séance. She is able to summon the Grand Duke, but to her horror, he starts to haunt the shop, and he seems to know something sinister about her mother's death. As Zina delves into her family's hidden past, dark secrets are unearthed, threatening Zina and her grandmother's found family, home, and tearoom, not to mention their very lives. Check Out Author Social Media PackagesCheck out the Bookwild Community on PatreonCheck Out My Stories Are My Religion SubstackGet Bookwild MerchFollow @imbookwild on InstagramOther Co-hosts On Instagram:Gare Billings @gareindeedreadsSteph Lauer @books.in.badgerlandHalley Sutton @halleysutton25Brian Watson @readingwithbrianMacKenzie Green @missusa2mba

What do the earnings reports of the Big Four title underwriters actually reveal about the future of the industry? A lot more than most people realize. In this episode, Crosby and Zina unpack the Q4 and full-year 2025 financial reports from Fidelity National Financial, First American Financial, Old Republic, and Stewart Information Services. Behind the billions in revenue lies a powerful signal: commercial real estate, especially data centers and energy infrastructure, is becoming one of the most lucrative segments in the title business. They break down the real numbers behind commercial deal fees, the return of the refinance market, why independent agents are still thriving alongside direct operations, and how automation and AI are quietly reshaping margins across the industry. If you want to understand where the title is heading next and how to position your agency to win, this deep dive delivers the roadmap.   What you'll learn from this episode ●     Why Big Four earnings reports act as a real-time crystal ball for the title industry ●     How commercial deals tied to data centers and energy infrastructure are driving explosive growth ●     The massive gap between residential and commercial title fees, and what creates that value ●     A way independent agents continue capturing market share despite the underwriter's direct operations ●     What automation, OCR, and AI are doing to margins across the entire title ecosystem   Resources mentioned in this episode ●      Atomic Habits by James Clear | Kindle, Audiobook, and Paperback ●     Fidelity National Financial Reports Fourth Quarter and Full‑Year 2025 Financial Results ●     First American Financial Reports Results for the Fourth Quarter and Full Year of 2025 ●     Old Republic Reports Results for the Fourth Quarter and Full Year 2025 ●     Stewart Reports Fourth Quarter and Full Year 2025 Results     Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.   ●     Explore more on our website: www.alltechnational.com/podcast ●     Stay updated with our newsletter: www.mochoumil.com ●     Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

(0:00) Intro(0:02) Waqia-e-Musa AS ka Baqi Hissa(0:30) Firauon par Allah ke Azab(2:42) Aaj ka Insan aur Scientific Theories(3:29) Surah Yaseen ka Saboot(3:47) Pairing System in Creation(4:32) Electron aur Proton Pairing(5:40) Blood Donation – Indus Hospital(6:26) Jism mein Khoon ka Nizam(7:10) Blood Donation ka Masla(8:25) Pairing System in Plants(8:50) Zameen aur Sooraj(9:57) Firauon ki Namuradi(10:47) Musa AS aur Firauon ka Muqabla(12:19) Firauon ki Tension(12:46) Bachpan ka Waqia(16:17) Haqq Parasti vs Munafiqat(17:23) Firauon ka Ta'ana(18:15) Waldain ke Zulm ka Masla(18:35) Maa ki Wajah se Biwi par Zulm(19:00) Firauon ki Tadbeer(20:00) Karachi Roads(20:17) Musa AS ko Neecha Dikhane ki Koshish(20:38) Jadugaron ka Mashwara(23:41) Hukmaran(24:13) Jadugaron ka Ilzam(25:42) Jadugaron ka Pehla Waar(27:38) Asa ke Mojize ki Hikmat(27:47) Musa AS ka Khauf(28:57) Asa Zameen par Dalna(29:34) Daayein Haath ki Fazilat(30:58) Jadugaron ka Mesmerism(31:43) Asa ka Azhdaha Banna(35:26) Jadugaron ka Iman(38:15) Firauon par Itmam-e-Hujjat(39:13) Allah – Hakim-e-Aala(40:48) Firauon aur Hukmaran(41:32) Malika Saba(41:43) Jadugaron ko Saza(42:43) Jadugaron ka Iman(45:13) Sabr ka Nuskha(45:56) Jadugaron ka Aqeedah(47:37) Jannat ki Abadi Zindagi(48:34) Mujrimon ki Saza(49:07) Mominon ka Thikana – Jannat(49:54) Firauon ka Bani Israel par Zulm(50:37) Zameen ka Waris Allah(51:38) Musa AS ko Hijrat ka Hukm(52:09) Tawakkul(52:32) Firauon ka Aelan(53:13) Sahil Adeem ko Jawab(55:35) Sood aur Zina ki Misal(57:38) Islamic Banking(58:25) Sahil Adeem ko Naseehat(58:56) Musa AS ka Rasta Bhoolna(59:58) Bani Israel ki Nalaiqi(1:00:47) Ghaar-e-Hira ka Waqia(1:02:57) Anbiya ka Pak Kalam Hosted on Acast. See acast.com/privacy for more information.

(0:00) Intro(0:44) Khutba – Waqia-e-Musa AS ka Ikhtitam(1:14) Musa AS ka Qissa Bayan(2:53) Mulazim Rakhne ki Tajweez(4:03) Musa AS ki Taqat(4:43) Musa AS ki Amanat(5:23) School Drivers aur Shadi(5:53) Tharki Log(7:36) Musa AS ki Taqat aur Imandari(8:34) Mulazimeen ki Susti(9:50) Ghar ki Chaar Deewari(10:43) Nikah ki Offer aur Mulazmat(11:07) Kam Umri Nikah(14:20) Achha Rishta aur Faisla(16:18) Bap ka Wilayat(17:03) Istikhara ka Tareeqa(17:20) Musa AS se Achha Salook(18:55) Musa AS ka Nikah Qabool Karna(19:31) TikToker Khula Case(21:33) Zina se Ijtinab aur Nikah(22:45) Madyan se Misr ka Safar(23:43) Toor Pahaar par Aag(25:11) Toor se Awaz(25:45) Surah Taha ka Waqia(26:06) Wadi-e-Toowa(28:37) Asa ka Sanp Banna(29:20) Khauf Fitri Hai(30:21) Allah ke Waaday(31:24) Jadu vs Mojiza(32:03) Yad-e-Baiza ka Mojiza(33:04) Musa AS ki Pareshani ka Jawab(33:44) Musa AS ki Dua(34:32) Haroon AS ka Zikr(36:00) Speaking Power ki Ahmiyat(36:24) RIS Canada Tajruba(36:55) Zaban ki Ahmiyat(37:03) Angrez ki Sazish(37:33) India vs Pakistan Listeners(37:41) Bachon ko Zaban Sikhana(38:06) Dawood AS ki Fasal-ul-Khitab(38:21) School System(39:05) Musa AS aur Haroon AS ki Tabligh(39:59) Musa AS par Allah ke Ehsanat(44:57) Deen ke Liye Intikhab(46:14) Firauon ke Darbar ka Hukm(47:50) Allah ki Tasalli(48:41) Waqia-e-Musa AS ki Shan(48:52) Firauon ke Darbar mein Dawat(49:28) Firauon ka Sawal(50:09) Allah ka Ta'aruf aur Firauon ka Ilzam(53:47) Asa ka Mojiza(54:55) Mehel mein Dawat(55:19) Ilhad ke Khilaf Aayat(56:14) Firauon ka Psychological Attack(56:55) Qadiyani Court Case(57:29) Musa AS ki Hikmat(58:36) Musa AS ka Jawab(59:23) Allah ki Hamd o Sana(1:00:00) Technical Point(1:01:02) Sana'at-e-Iltifat(1:01:27) Allah ka Khitab(1:02:02) Gender Debate(1:02:32) Insan ki Takhleeq aur Maut(1:03:23) Firauon ka Anjam Hosted on Acast. See acast.com/privacy for more information.

In this powerful episode of The Lebanese Physicians Podcast, we sit down with entrepreneur and consultant Zina Malas, Founder & CEO of Tawlé Consultancy, to discuss migration, identity, ambition, and the difficult choices many Lebanese professionals face. ⚠️ Important context: This conversation was recorded two weeks before the war began in Lebanon, which gives the discussion an even deeper meaning today. As we listen back, many of the themes belonging, uncertainty, resilience, and the idea of “home” feel even more powerful and relevant. Zina shares her journey of leaving Lebanon for Canada during one of the country's most difficult periods, building a life abroad, and then making the bold and controversial decision to return to Lebanon despite many people telling her she was making a mistake. In this episode, we explore: • The emotional realities of migration beyond logistics • The myths vs. truths about building a life abroad • How identity evolves when living outside your home country • Why returning home can sometimes be the bravest decision • The lessons she learned abroad that shaped her consulting philosophy After returning to Lebanon, Zina founded Tawlé Consultancy, where she helps businesses rethink strategy, growth, and leadership in complex environments. We also discuss questions that resonate with many in the Lebanese diaspora today: Who should leave—and who should stay? What do people misunderstand about success abroad? Is belonging a place or a mindset? And if Lebanon were stable tomorrow, would people return? This is a thoughtful and honest conversation about risk, resilience, and redefining success in uncertain times.

(0:00) Intro(0:02) Khutba – Surah Furqan aur Surah Shu‘ara(0:21) Allah ki Qudrat ke Karishmay(0:57) Raat aur Din ki Tabdeeli(2:00) Na-Shukra Insan(3:21) Rehman ke Shukar Guzar Bandy(4:22) Takabbur ki Burai(4:50) Jahilon se Ijtinab(6:37) Qiyam-ul-Lail(7:12) Sahaba aur Tabaeen ka Qiyam(8:37) Taraweeh 8 Rakaat Debate(10:15) Taraweeh ka Ikhtilafi Masla(10:38) Ramazan 2026 ki Masroofiyat(11:09) Teen Talaq par Tahqiq(12:56) Talaq-e-Salas Debate(13:57) Hanafi Fiqh aur Dalail(14:33) Manazra na Hone ki Wajah(14:54) 8 Rakaat Taraweeh ki Hadith(15:20) Taraweeh aur Ramazan(15:33) Qiyam-e-Ramazan(16:28) Ramazan mein Zyada Qiyam(17:05) Dozakh se Panah(17:31) Kharch mein Aetadal(18:01) Nabi ﷺ aur Azwaj ka Mamla(19:31) Shirk aur Zina se Ijtinab(19:52) Qatal-e-Nafs aur Zina(21:15) Walad-uz-Zina Debate(22:15) Zani par Kharcha(23:15) Sadqa-e-Fitr ki Misal(24:41) Kaffara(25:17) Shukrana(25:53) Sadqa-e-Fitr ka Jazba(26:20) Ghairatmand Baap(26:50) Jahez vs Mehr(27:07) Haqiqi Baap ka Maqam(27:37) Zani ki Saza(27:57) Europe mein Walad-uz-Zina Masail(29:02) Europe ke Liye Bayan(30:09) Walad-uz-Zina ka Nasab(30:32) Talaq ke Baad Bachon ka Masla(31:23) Buraiyon ko Naikiyon se Badalna(32:00) Qur'an ko Ghaur se Sunna(32:15) Aulad ke Liye Dua(33:45) Hazrat Sulaiman AS ka Waqia(34:16) Hazrat Dawood AS ki History(35:52) Doctor Bahu ki Talaash(37:10) Imam ki Khoobiyan(37:56) Gunahon ka Asar(38:27) Hazrat Dawood AS ki Dua(39:04) Dawood AS ko Hikmat(40:15) Sulaiman AS – Dawood AS ke Bete(41:03) Dawood AS aur Sulaiman AS ke Mojizat(41:27) Nemat ka Izhar(41:55) Sulaiman AS ki Badshahat(42:23) Cheentiyon ki Wadi(42:48) Janwaron ka Idraak Hosted on Acast. See acast.com/privacy for more information.

(0:00) Intro(0:02) Khutba – Tafseer Surah Yusuf, Surah Hijr, Surah Ar-Ra'ad(0:53) Surah Yusuf ki 3 Khasusiyat(2:47) 11 Sitaron ka Khwab(3:18) Khwabon ki Haqeeqat(3:36) Lafz “Yahudi” ki Bunyad(4:03) Hasad aur Doosron ki Nemat(5:09) Khwab Yusuf AS ki Tabeer(5:49) Deen ki Khidmat ki Nemat(6:37) Yusuf AS ka Mojiza – Tabeer-e-Khwab(6:47) Roohani Nisbat(7:15) Naik Khandan ki Nemat(7:45) Mufti Sahab ke Bachay(8:18) Mashhoor Logon ki Aulad(9:54) Mufti Abdul Raheem Sahab ke Bachay(10:42) Gumnami aur Shohrat(10:57) Hubb-e-Dunya(11:10) Hubb-e-Jaah(11:22) Yusuf AS ke Bhaiyon ka Hasad(12:36) By-Birth Selected Child(13:11) Kasrat-e-Aulad ka Faida(14:15) Yusuf AS ko Qatal ka Mansuba(14:46) Virasat Mangne Wali Aulad(15:44) Bhaiyon ki Chaal(16:14) Gunah ki Niyyat aur Toba(16:46) Kunwain mein Phenkne ka Mashwara(17:26) Jungle Le Jane ki Ijazat(18:50) Jaiz Tafreeh(19:19) Walid ka Confidence Jeetna(20:25) Bhaiyon ka Jhoot(21:25) Jhagre mein Zyada Rona(22:06) Mashhoor Logon ki Talaqain(22:16) Hazrat Umar RA ka Waqia(22:51) Yusuf AS ki Qameez par Khoon(23:26) Sabr-e-Jameel(24:11) Maulana Ashraf Ali Thanvi RA(24:39) Ulama aur Khamoshi ka Sawal(25:02) Walid ki Dua(25:18) Qafla aur Kunwain ka Waqia(27:05) Kam Qeemat par Farokht(27:40) Aziz-e-Misr ke Mahal tak Safar(28:23) Aziz-e-Misr ke Alfaaz(28:50) Jawani mein Hikmat aur Ilm(28:58) Husn-e-Yusuf(29:38) Zulaikha ki Dawat(30:02) Anbiya ki Jismani Taqat(30:51) Yusuf AS ka Jawab(31:18) Shohar ka Hawala(33:08) Dil ki Khwahish ka Imtihan(34:23) Khwahish par Amal(35:05) Yusuf AS ka Bhagna(35:34) Shohar ka Maqam(35:47) Engineer ka Aitraaz(36:51) “Munne ke Abba”(37:20) Zulaikha ka Ilzam(38:04) Chalak Mujrim(39:01) Yusuf AS ka Jawab(40:28) Gawah ka Faisla(42:12) Aurton ki Chaal(42:49) Mashhoor Logon ke Scandals(43:55) Aziz-e-Misr ki Aqlmandi(44:20) Mitti Pao(44:32) Manfi Baat ka Phailna(46:22) Zulaikha ki Dawat(47:27) Zulaikha ki Mentality(50:02) Zaheen Log(50:36) Aqalmnd Dushman(51:11) Zulaikha ka Aitraf-e-Jurm(51:59) Naik Logon ka Tarz-e-Amal(52:31) Yusuf AS ki Dua(53:16) Yusuf AS aur Musa AS ki Misal(54:13) Zina vs Nikah(54:41) Mufti Sahab ke Bachon ki Shadiyan(55:08) Nikah ki Barkat(55:23) Yusuf AS ki Dua Qabool(55:33) Yusuf AS ki Qaid Hosted on Acast. See acast.com/privacy for more information.

January and February feel quiet in the title industry. Closings slow down. Calendars look light. It's tempting to coast. But in this episode, Crosby and Zina challenge that mindset completely. Winter isn't downtime; it's separation season. Revenue is a lagging indicator, and the deals you close in April are a reflection of what you built in February. This deep dive unpacks a three-phase framework called the 90-Day Spring Sprint, a practical roadmap for turning slow months into strategic advantage. From AI-powered CRM segmentation to personalized outreach, fraud-focused authority content, and automated workflows, this episode is a blueprint for reps and agency owners who want to enter spring positioned, not panicked.   What you'll learn from this episode 3 phases of the 90-Day Spring Sprint AI tools that can segment your CRM and surface real market intelligence What kills momentum, and what value-first outreach looks like How to build authority before contracts spike Why hustle isn't the true competitive advantage in 2026   Resources mentioned in this episode ChatGPT Perplexity AI Claude Canva AI Loom Descript Zapier Apollo Clay   Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

(0:00) Intro(0:02) Khutba & Surah Nisa Taraweeh Tafseer 2026(0:31) Surah “Nisa” ka matlab(0:42) Surah Nisa ka ta'aruf (aurat, yateem, jihad, munafiqin)(1:26) Insani asal: Hazrat Adam as(1:44) Aurat ka mard ke baghair rehna namumkin(2:36) Feminism ka jaiza(3:09) Nikah ka kufu mein hona(3:52) Be-jor shadiyon ka nuksan(5:13) Armed forces officer ki misaal(6:57) Sarbrah ka strong profession(7:52) Kasrat-e-azwaj na hone ke nuksanat(8:06) Sahaba ra ka daur: aurat ki qeemat(9:13) Hazrat Jafar Tayyar ra ki bewah ke liye rishtay(9:57) Aaj ka nikaahi nizaam ka nasoor(10:18) Nikah / talaq system ka ikhtilaat(10:51) Larki ki kamtar shadi ki waja(11:09) Baandi se nikah(12:15) Zina ke barhne ki wajah(13:19) Hazrat Bareera ra ka nikah(13:39) Chaar shadiyon ka falsafa(14:14) Ahl-e-Hadith par jawab(14:49) Insani aabadi ka graph (Darwin theory ka radd)(16:24) Rishtay: azeem nemat(18:26) Brwaqt nikah na hone se zina(19:43) Pagal badshah lateefa (wazahat)(21:19) Yateem ka maal khana jurm(21:57) Yateem ki virasat khane walay rishtedar(23:12) Biwi ki virasat se business(25:03) Be-samajh khawateen ke liye mashwara(26:32) Kam tajurba aur ghalat masraf(27:16) Samajhdari ki umar (25 saal)(27:26) Behen ki virasat khanay walay bhai(28:00) Kirayedar ke liye hidayat(28:20) Yateem ka maal 25 saal par dena(29:34) Nikah ke liye bulugh shart(31:32) Under-18 marriage law par challenge(32:59) Virasat mein gawah zaroori(33:41) Aurat ka virasati haqq(34:04) Aurat ka hissa aadha kyun? (liberals ka jawab)(34:53) Misalon se wazahat(37:01) Qur'ani virasat ke hissay(37:26) Yateem bachon ka bojh uthana(37:54) Family planning propaganda(38:10) Hazrat Maryam as aur qura-andazi(38:51) “Do bachay hi kaafi” ka na'ara(39:26) Jawan bewah / talaq yafta aurat ka hal(40:39) Motivational speakers aur yateem ka masla(41:47) Hazrat Umm-e-Salma ra ka nikah(42:23) Edhi ke bachay vs izzat se palay huay bachay(42:41) Bewah ke bachay palna sunnat(43:37) Yateem ka maal na-haqq khanay walay(43:53) Gunah ke baad ta'ana dena(45:18) Maazi ke gunahon ka ta'ana(46:18) Ta'ana dena haram(46:32) Yateem aurat ke maal ke Qur'ani ahkam(47:36) Na-pasand biwi mein khair(48:06) 2006 ka waqia (biwiyan badalne wala)(49:30) Ustaad ka waqia: bachon ki barkat(50:32) Retired waqia (high-standard biwi)(51:32) Aqalmand biwi ka sabr(52:26) Zojain ka rishta: compromise(53:34) Rishton ka taqaddus(56:49) Nikah ke liye haram rishton ki fehrist(57:51) Susar–bahu masla(58:09) Saas–damad masla(58:33) Walad-uz-zina se nikah haram(58:54) Ghairat ke usool(1:00:13) Insha'Allah(1:00:23) Aisi property par zakaat? Hosted on Acast. See acast.com/privacy for more information.

Imagine controlling your loupe's light with just a wave of your hand: no wires, no hassle, just pure innovation. In this episode, Anne sits down with Dr. Zina Berry, a dentist, serial entrepreneur, and founder of Z-Loupes, to unpack the journey from napkin sketch to industry-disrupting product. Dr. Berry candidly shares her personal “aha” moment and how her deep ties to the Dental Entrepreneur Woman community empowered her to pursue a business that truly puts practitioners' well-being first. Diving deeper, Dr. Berry exposes the physical demands dentistry imposes, akin to an athletic sport where clinicians' bodies pay the price. She explains how traditional loupes (with their awkward, heavy battery packs) fell short, especially for women, leading to discomfort, misalignment, and even affecting patient care. Discover how Z-Loupes' lightweight, neck-worn battery and gesture-controlled illumination features aren't just upgrades, but truly transformative tools. Along the way, Dr. Berry champions female-focused design and the life-changing impact of innovation born out of genuine need. Whether you're a dentist, specialist, or hygienist, you'll hear why ergonomics and personalization are the future of clinical excellence. What You'll Learn in This Episode: The untold story behind Z-Loupes' napkin-sketch invention. Why traditional loupes can harm clinician health and career longevity. How female-driven design leads to better comfort, fit, and confidence in clinical tools. The impact of physical discomfort on provider performance and patient care. How gesture-controlled technology boosts efficiency and hygiene standards. Details on the Z-Loupes waitlist, fitting process, and customization for both dental and medical pros. The role of communities like Dental Entrepreneur Woman in empowering innovators. How choosing the right gear influences clinician revenue, well-being, and work-life balance. Real-world examples of Z-Loupes' application beyond dentistry. Dr. Berry's perspective on fixing the “silent epidemic” of clinician pain. Listen now to discover how simple ingenuity and community support can redefine wellness and innovation in dentistry! Learn More About Dr. Zina Berry Here! Website: https://www.z-loupes.com/ Ready to Join the DeW Movement? Join Other Amazing Women in Dentistry and Grow Together at: https://dew.life/membership/ Mentions & Links: Events: The DeW Life Retreat

After months of anxiety around the looming "tax cliff," the calm of early 2026 isn't accidental; it's legislative. In this episode, Crosby and Zina unpack how the Omnibus Budget Reconciliation Bill (OBBB) quietly rewired the real estate tax landscape and restored certainty to investors, homeowners, and markets alike. From expanded SALT deductions and permanent bonus depreciation to Opportunity Zones 2.0 and the preservation of the step-up in basis, this deep dive explains why capital is moving again, and how smart real estate players can align with the incentives now locked in for the next decade.   What you'll learn from this episode How the expanded SALT deduction is unlocking pent-up housing mobility in high-tax states What makes 100% bonus depreciation and cost segregation a powerful engine for deal velocity The role Section 179 now plays in accelerating commercial reinvestment and cash flow Opportunity Zones 2.0 and the new rolling clock Why the step-up in basis preserves legacy wealth   Resources mentioned in this episode BBB Cheat Sheet.pdf   Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

This week on Saturday Sit‑Down, Saturday Mornings Show host Glenn van Zutphen and co-host Neil Humphreys we tackle a deeply overlooked and often misunderstood issue: men experiencing spousal and other forms of physical, verbal, and emotional abuse. In the studio are Nick Jonsson, men’s certified coach, supervised psychotherapist and counsellor, and Zina de Mercey, psychologist‑in‑training at Counseling Perspective. Nick and Zina explain why many men—especially those in senior or public‑facing roles—suffer in silence. Stigma, shame, and fear of reputational damage often prevent them from seeking help. Many worry they will be seen as the perpetrator rather than the victim, or that speaking up could jeopardise their careers, credibility, or even access to their children. They also highlight the emotional toll behind closed doors: isolation, high‑functioning distress, and post‑Covid coping behaviours such as increased alcohol use. In highly conflicted relationships, children are often caught in the middle, sometimes used—consciously or not—as leverage, creating unsafe family dynamics. Zina brings a holistic therapeutic lens, while Nick draws on years of supporting executives and leading men’s groups in Singapore. Together, they discuss why early intervention, peer support, and psychologically safe spaces are essential for prevention and healing. See omnystudio.com/listener for privacy information.

Welcome to the Irreplaceable Dental Team podcast brought to you by DAME - Dental Assisting Made Easy. A safe space to be mentored, empowered, and equipped. We are here to discuss building a better loupe with Dr. Zina Berry and what you as a member of the dental team need to know. Let's learn and stay on the grow! Please remember to subscribe, rate, and share. DAME - Dental Assisting Made Easy. We are better together!A big thank you to local Jamaican artist, Owen Pinnock, for the original music on our podcast.

After two years of paralysis, 2026 marks a true reset for real estate, and title professionals are standing at the center of it. With the 30-year fixed rate stabilizing around 6%, inventory finally moving, and capital reentering the market, Crosby and Zina break down why this moment is less about celebration and more about readiness. From a residential rebound driven by life events, to aggressive M&A targeting tech-enabled firms, to office-to-residential conversions reshaping downtowns, this episode explains what's unlocking the market, and why rising fraud risk and compliance standards now define who survives the next cycle.   What you'll learn from this episode Factors that are breaking the lock-in effect and driving a residential rebound What valuation realism means for title agencies facing renewed M&A interest The reason commercial transactions are surging through office-to-residential conversions How deep–fake–enabled wire fraud is forcing a shift from resilience to true anti-fragility Why SOC 2 compliance and AI governance are becoming a license to operate in title   Resources mentioned in this episode NAR Forecast: Home Sales Expected to Jump 14% in 2026 Antifragile by Nassim Nicholas Taleb | Kindle, Paperback, and Hardcover   Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

Ang mga salita ay may bigat na nananatili sa puso. Kaya bago bitawan ang mga ito, timbangin nang maigi kung ito ay magbibigay ng pag-asa o makakadurog ng tao. Pakinggan ang kwento ni Zina sa Barangay Love Stories.

Ecoutez L'angle éco de François Lenglet du 12 janvier 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

To be a good cult leader, you'll need some natural charisma and a pathological desire for control … and according to Rob Benvie, it might also help if you're a bit of a buffoon. Rob explores this personality mix in his latest novel, The Damagers. The book follows a 15-year-old girl named Zina in 1950s America. After a tragic event, she becomes entangled in an isolated spiritual commune ... in other words, a cult. At the centre of the story is Zina's own desire for power, which puts her in a complicated struggle with the cult's magnetic but foolish leader. This week, Rob joins Mattea Roach to talk about why cult stories resonate today and what it means to have a vision for the way we live together.Liked this conversation? Keep listening:When young men murder, what can we learn? Who was the woman Kafka loved?

Les langues aiment transformer les lieux réels en idées abstraites. Certaines rivières ont ainsi quitté la géographie pour entrer dans le vocabulaire courant. Pactole, méandre et Bérézina en sont trois exemples célèbres : chacune a donné naissance à un mot, parce qu'un événement marquant s'y est déroulé ou parce que sa forme était si singulière qu'elle est devenue symbolique.Commençons par le Pactole. Cette petite rivière de l'Antiquité coulait en Lydie, dans l'actuelle Turquie. Selon la mythologie grecque, le roi Midas, condamné à transformer en or tout ce qu'il touchait, se serait lavé dans le Pactole pour se débarrasser de ce don empoisonné. Le fleuve se serait alors chargé de paillettes d'or, faisant sa richesse. Historiquement, le Pactole charriait effectivement de l'or alluvial, ce qui a contribué à la prospérité de la région. Résultat : le mot est devenu synonyme de source de richesse abondante. Aujourd'hui, « toucher le pactole », c'est trouver une manne financière inespérée.Passons au méandre. Le mot vient du Méandre, un fleuve d'Asie Mineure célèbre pour son tracé extraordinairement sinueux. Ses courbes étaient si nombreuses et si prononcées que les géographes grecs en ont fait un modèle. Peu à peu, le nom propre est devenu un nom commun. Un méandre désigne désormais une courbe naturelle très marquée d'un cours d'eau, puis, par extension, un cheminement compliqué, tortueux, intellectuel ou administratif. Quand un raisonnement « part en méandres », il serpente au lieu d'aller droit au but.Enfin, la Bérézina. Il s'agit d'une rivière de Biélorussie entrée brutalement dans la langue française à cause d'un événement historique précis : la retraite de Russie de Napoléon en 1812. Lors du franchissement de la Bérézina, l'armée française subit des pertes humaines effroyables dans des conditions chaotiques. Militairement, l'opération permit pourtant d'éviter l'anéantissement total. Mais dans les esprits, l'épisode est resté comme une catastrophe absolue. C'est ce souvenir collectif qui a fait de « bérézina » un synonyme de désastre complet, souvent employé bien au-delà du contexte militaire.Ces trois mots montrent comment la langue fonctionne par mémoire symbolique. Le Pactole incarne l'abondance, le Méandre la complexité, la Bérézina l'échec. À chaque fois, un fleuve réel devient une image mentale durable.En résumé, si ces rivières sont devenues des mots, c'est parce que leur histoire ou leur forme a frappé l'imagination collective. La géographie s'est effacée, mais le symbole, lui, coule toujours dans la langue. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

REDIFF - Zina a partagé son expérience de violences psychologiques et sexuelles subies dans le cadre de son mariage pendant cinq ans, et son cheminement vers la guérison grâce à une thérapie. Elle a évoqué les traumatismes de son enfance, ses relations toxiques, et son travail actuel pour se reconstruire et reprendre confiance en elle. Malgré les difficultés, elle exprime un sentiment de renaissance et de fierté face à son parcours. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

REDIFF - Paul Delair et Caroline Dublanche explorent la thématique de la renaissance après une épreuve. À travers les témoignages de Zina et Alba, qui ont surmonté respectivement un viol conjugal et un cancer rare, l'émission soulève des questions sur la résilience, la transformation personnelle et la force de vivre face à l'adversité. Comment ces épreuves transforment-elles notre regard sur la vie ? Comment trouver le soutien nécessaire pour renaître ?Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

If you feel overwhelmed by conflicting commercial real estate forecasts, you're not alone. In this episode, Crosby and Zina cut through the noise by synthesizing insights from nine major industry sources, including CBRE, JLL, NAIOP, NAR Commercial, the Mortgage Bankers Association, and leading financial publications. They break down what's really shaping the 2026 CRE landscape, from tight capital markets and refinancing risk to sector-by-sector performance and the disruptive forces of technology and ESG. The takeaway is clear: commercial real estate is no longer about broad recovery, but about selectivity, function, and future-proof assets   What you'll learn from this episode Why debt availability, not demand, is the biggest factor shaping commercial real estate in 2026 How the upcoming maturity wall is forcing owners to refinance, recapitalize, or reposition assets What cap rate expansion means for pricing, valuations, and stalled deal flow The way the office market is dividing into high-quality assets and functionally obsolete properties Which commercial sectors are positioned to remain resilient despite capital constraints   Resources mentioned in this episode CBRE — Commercial real estate sector outlooks JLL — Global & U.S. CRE forecasts NAIOP — Office absorption & space utilization (Office Space Demand Forecast) MBA — Commercial & multifamily debt forecasts NAR Commercial — Investment & transaction trend analysis Bisnow — CRE technology & ESG coverage (tag hub) Commercial Observer — Capital markets & refinancing analysis CNBC — Macro-economic & real estate market coverage   Connect With Us Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

Shirika la Umoja wa Mataifa la Afya Duniani, WHO, linasema tiba asilia na tiba jadidifu zina nafasi muhimu katika mifumo ya afya duniani, hasa katika kinga, huduma za usaidizi wa magonjwa na kuongeza upatikanaji wa huduma za afya kwa jamii. Hayo yamebainishwa na Mkuu wa Kitengo cha Tiba Asilia, Jadidifu na Jumuishi cha WHO, Dkt. Sung Chol Kim, katika mahojiano maalum kando ya Mkutano wa Kimataifa wa Tiba Asilia unaoendelea huko New Delhi, India. Sabrina Saidi na taarifa zaidi..

Après le bannissement en 2022 de Facebook et d'Instagram, réseaux emblématiques du groupe Meta, les autorités russes renforcent leur emprise sur les espaces de l'internet et des applications étrangères. Depuis cet été, les appels via WhatsApp, FaceTime et Telegram sont bloqués, au nom de la lutte contre le fléau des fraudeurs. D'autres coupures et interdictions sont, quant à elles, justifiées au nom de la sécurité nationale, et notamment les attaques de drones. « Désolé de ne pas avoir donné signe de vie, mon téléphone s'est soudainement éteint et l'écran est devenu tout noir. Je ne comprends pas ce qu'il s'est passé. » Casquette sur la tête, bouille bienveillante et souriante, Nicolas Maschourov arrive tout essoufflé et un poil en retard au rendez-vous sur une place du centre de Yaroslavl, face à l'un des monastères les plus célèbres de cette ville au riche passé historique. Au fond, ce mystérieux incident du jour n'est pour lui qu'un de ceux qui s'ajoutent à une longue liste, tant la vie quotidienne est déjà bien compliquée localement. Dans cette ville-étape incontournable pour les touristes, cela fait en effet de longs mois que les liaisons téléphoniques et internet sont perturbées. Yaroslavl est en effet aussi une ville industrielle importante, ce qui fait d'elle une cible dans le conflit avec l'Ukraine. « On a ici une raffinerie très importante, elle fournit du pétrole à de nombreuses régions de l'Ouest du pays, explique Nicolas Maschourov. À l'heure actuelle, les règles y sont très strictes à l'intérieur, car il y a un risque de sabotage. Lorsque vous entrez dans l'usine, vous n'êtes même pas autorisé à prendre votre téléphone, vous devez le laisser dans votre voiture. Et si jamais vous avez oublié et qu'il est resté dans votre poche, l'amende que vous encourez atteint 30 000 roubles. Si on vous attrape une deuxième fois avec, vous êtes viré. Tout ça, c'est parce que cette raffinerie est périodiquement attaquée par des drones. Heureusement, jusque-là, les attaques ne se sont produites que vers 5 ou 6 heures du matin, lorsque les travailleurs n'étaient pas là. Mais la situation là-bas est quand même assez tendue.  L'Internet mobile y est généralement désactivé. » Ce vendredi 12 décembre, selon les médias locaux, une attaque contre la raffinerie a été à l'origine d'un incendie. Une partie des routes y menant ont été fermées, causant des bouchons de plusieurs kilomètres. Mais le plus fréquent pour parer aux attaques reste de couper le réseau. « L'Internet mobile dans toute la ville est de toute façon souvent en mauvais état désormais, avance le professeur d'histoire et guide touristique. De temps en temps, c'est même totalement coupé ». À lire aussiRussie: le contrôle étatique de l'expression publique sur les réseaux sociaux s'accélère   « J'ai envie de hurler tellement je suis furieux et tellement je trouve ça injuste. » Première conséquence : impossible d'utiliser la géolocalisation, très répandue en Russie. Mais d'autres usages sont désormais limités. Dans sa cuisine, avec sa bouilloire qui siffle sur le gaz pour chauffer l'eau du thé, Andrey Akimov explique qu'il aimerait pouvoir publier à sa guise sur les réseaux sociaux. « Je gère plusieurs chaînes Telegram, explique cet avocat et secrétaire d'un petit parti, qui tente d'être officiellement enregistré par les autorités. J'y poste diverses choses, et tout est légal et officiel. Mais parfois c'est impossible à faire. J'essaie une fois, deux fois. Puis je me dis : “Ok, je réessaie dans 10 minutes", et c'est peut-être à ce moment-là que j'ai un ressenti de 5% d'inconfort. Je réessaie trois- quatre fois. Et si, à la cinquième tentative, une demi-heure plus tard, je ne peux toujours pas publier, je commence à ressentir de l'anxiété et de la colère. À ce moment-là, bien sûr, mon inconfort est à 100%. J'ai envie de hurler tellement je suis furieux et tellement je trouve ça injuste ».  Pour lui, les exigences sécuritaires d'un pays en conflit ne sont pas les seuls motifs à ces restrictions de plus en plus importantes. Avec prudence et des mots très pesés, il avance : « Je vais dire les choses de cette façon : je comprends un peu la stratégie des autorités. Il y a une tendance à réduire les libertés, à contrôler les ressources Internet. Mais c'est beaucoup plus facile de le faire si on procède progressivement, pas à pas, en supprimant une partie des droits et libertés des citoyens petit à petit, de telle sorte que l'indignation soit étalée dans le temps et qu'il n'y ait pas de pic soudain ».  Depuis cet été, les autorités ont mis en place une messagerie nationale, Max, et tentent de convaincre les citoyens d'y migrer, la présentant comme plus sûre. Les critiques avancent qu'il s'agit d'une stratégie visant à surveiller les contenus, car Max est présentée comme totalement transparente pour les services de sécurité. Entre blocage des messageries étrangères et coupures de l'internet, de plus en plus de Russes vivent depuis plusieurs mois à l'heure des restrictions de communication. À lire aussiVers un «goulag numérique»: comment la Russie développe le contrôle et la surveillance de ses citoyens   Yaroslavl est très loin d'être la seule ville touchée. Aux derniers décomptes effectués mi-décembre, une quarantaine de régions sur les 89 que compte la Russie ont souffert depuis le printemps d'incidents de types variés. Toutes les régions frontalières ou proches de la zone de combat sont plus ou moins touchées, de Rostov à Koursk et Voronej, ainsi que des villes de garnison comme Pskov ou des régions abritant d'importantes usines du complexe militaro-industriel comme celle de Sverdlovsk. D'autres villes et régions à des milliers de kilomètres à l'est ont aussi enregistré des plaintes d'usagers au sujet de très longues coupures : en Sibérie, à Omsk ou en Yakoutie, jusqu'à Khabarovsk, le Kamchatka et Sakhaline dans l'Extrême-Orient. Même Saint-Pétersbourg, deuxième ville du pays, a été le théâtre de deux jours consécutifs de perturbations. À Moscou, depuis mai dernier, des pannes régulières mais courtes sont observées. Comme à Yaroslavl, les autorités régionales expliquent en général ces coupures comme des « mesures de sécurité visant à se protéger contre les attaques de drones ». Selon le groupe de travail du kraï de Krasnodar, « un adversaire peut utiliser l'internet mobile à haut débit pour contrôler des drones et perpétrer des attentats terroristes ». Ces restrictions sont imposées dès réception d'un signal de « menace drone » et sont techniquement temporaires. Wikipedia.ru a fait ce décompte : 69 coupures avaient déjà été enregistrées en mai, mais en juin, ce nombre était passé à 655, et en juillet, il a atteint le chiffre record de 2 099 coupures à travers le pays. Ce chiffre a dépassé le total mondial des blocages d'internet pour toute l'année 2024 (296 incidents dans 54 pays), faisant de la Russie le pays le plus touché par les pannes de communications numériques. « Notre pays est en état de guerre, [...] nous ne pouvons pas revendiquer les libertés que nous avions auparavant. » À quelques kilomètres de Moscou, la ville de Balachika est une zone connue pour abriter notamment une importante base de l'armée russe. Une tradition ancienne : sous l'Union soviétique, la ville était d'ailleurs interdite aux étrangers. Zina, 42 ans, m'accueille dans la cour en bas de son immeuble, dans cette ville où elle a déménagé il y a trois ans « pour la nature et la vue sur le canal ». Pour elle, toutes les mesures de restrictions prises pour internet sont justifiées, y compris cette autre, récente, qui bloque l'usage des cartes SIM, russes comme étrangères, pendant 24 heures à tout retour de l'étranger. « Je comprends très bien qu'une carte SIM pourrait soudainement ne plus être entre les mains de son propriétaire officiel. Elle pourrait être volée, avec le téléphone ou pas d'ailleurs. Et cette carte SIM pourrait être utilisée par d'autres personnes à leurs propres fins. Moi, je compare cette décision à la quarantaine temporaire obligatoire pendant le Covid-19 ou à l'usage des masques. On peut quand même trouver le moyen de s'organiser et préparer un retour de vacances. Je comprends que des gens soient très énervés, mais notre pays est en état de guerre, alors pour moi, c'est évident, nous ne pouvons pas revendiquer les libertés que nous avions auparavant », affirme-t-elle.  Pour elle, le vrai problème, qui la concerne de près, est ailleurs. « Je vais vous dire qui traverse, à cause de tout ça, de vraies difficultés, avance-t-elle. Ce sont ceux qui ne gagnaient leur vie que grâce au blogging, en vendant des publicités, par exemple, ou en monétisant leurs publications. C'est vrai, il existe des plateformes alternatives à celles qu'on avait avant, mais avec celles-là, on ne peut pas gagner autant d'argent. Elles sont mal conçues. Et cela a un impact sur toutes ces personnes, tous ces entrepreneurs, qui pendant de nombreuses années ont construit un système de diffusion en continu, produisaient du contenu. En fait, chaque blogueur avait en quelque sorte créé sa propre petite agence. C'est un système qui s'est effondré ».  Sans Instagram, classé extrémiste en Russie, et avec l'interdiction depuis cet automne d'y faire de la publicité, Internet qui rame est le dernier clou dans le cercueil de son activité professionnelle de bloggeuse-coiffure. Sur un an, Zina chiffre sa perte de revenu à 80%.  À lire aussiLa Russie resserre encore son contrôle sur internet

Ep 164 Description:  "The birthing process and the birthing journey is inherently a spiritual experience, and once we have divorced that spiritual aspect from child birthing, that's when we run into a lot of issues." —Zina Grace   Sometimes, the weight of old wounds and silence around sexuality can make it seem impossible to reclaim our sense of power and connection. There's a different way forward—one that honors our story and opens the door to healing. Zina Grace's path weaves through deep personal loss, religious trauma, and a relentless search for meaning, leading her to help others transform pain into spiritual and erotic renewal, especially for Black women navigating birth and healing. Zina brings a bold, compassionate perspective on reclaiming pleasure and intuition as essential tools for empowerment. Join in as Debra and Zina get real on breaking cycles of trauma, finding spiritual rebirth, and bringing pleasure back into birth and life—plus Zina's practical tips, stories, and the truth about black maternal health, intuition, and creating safe, loving spaces.   Connect with Debra! Website: https://www.orgasmicbirth.com  Instagram: https://www.instagram.com/orgasmicbirth X: https://twitter.com/OrgasmicBirth  YouTube https://www.youtube.com/c/OrgasmicBirth1  Tik Tok https://www.tiktok.com/@orgasmicbirth  LinkedIn: https://www.linkedin.com/in/debra-pascali-bonaro-1093471    Episode Highlights: 02:58 Birthing Forward 06:08 The Connection Between Sexuality and Spirituality in Birth 09:17 Tips for Healing  12:46 The Importance of Reclaiming Sacred Power in Birth 20:09 Orgasmic Birth in the Black Birthing World 28:05 Healing Trauma Through Pleasure   Resources: 

Imagine waking up one day and realising everything you believed was true… was a lie. The scariest part? You were convinced you were right the entire time. Ignorance isn't harmless. It's the disease that blinds a person while they believe they can see. Across the world, Muslims have endless access to knowledge - reminders, verses, hadith, fatawa - all just a scroll away. Yet never has confusion been so widespread. Sins parade as "freedom." Music is suddenly rebranded as "halal" by modern du'āt despite clear proof to the contrary. Zina, alcohol, and misguidance are no longer shameful - they're personal "choices," "differences of opinion," and "no big deal." The signs of the Hour flicker around us while people argue online. The guardians of knowledge diminish, and ignorance confidently rises to take their place - shaping beliefs, corrupting morals, and slowly dismantling the Ummah from within. People feel confident discussing matters that once made the greatest Sahabah pause. Opinions replace evidence. Impulse replaces forbearance. Foolishness replaces understanding. Ignorance isn't just "not knowing." It is turning away from the truth when it comes. It is rejecting what saves the soul. It is the very reason past nations fell - even after witnessing miracles with their own eyes. It is why some Muslims cannot recognise truth anymore - even when it stands clearly in front of them. It is why sins feel easier than obedience. It is why misguided voices sound convincing. It is why the heart feels dark, heavy, and spiritually dead. This lecture by Ustadh Abdulrahman Hassan dives deep into the Qur'an and Sunnah to expose: • How ignorance destroys Iman • Why it leads to shirk, sin, and moral collapse • The spiritual blindness that blocks truth • Why Allah turns away from those who turn away from knowledge • The simple, powerful cures Allah has given us So now, the real question comes to be - are you okay being ignorant? Or will you revive your heart with the light Allah revealed? Sign up now to AMAU Academy: https://www.amauacademy.com/ AMAU Academy: https://www.amauacademy.com/ AMAU Junior: https://amaujunior.com/ Instagram: https://www.instagram.com/amauofficial/ Patreon: https://www.patreon.com/AMAU Telegram: https://t.me/amauofficial YouTube: https://www.youtube.com/c/AMAUofficial Twitter: https://twitter.com/AMAUofficial iTunes: https://podcasts.apple.com/us/podcast/al-madrasatu-al-umariyyah/id1524526782 Spotify: https://open.spotify.com/show/08NJC1pIA0maaF6aKqZL4N Get in Touch: https://amau.org/getintouch BarakAllahu feekum. #AMAU #Islam #Dawah

Zina Verduzco joins The Truth in This Art to explore how digital innovation is transforming community and entrepreneurship in Baltimore and beyond.With deep expertise across marketing, branding, and emerging technologies, Verduzco shares her journey from museum work to leading-edge digital marketing and AI development. She offers practical insights into helping local businesses adapt to the evolving online landscape—emphasizing the power of authenticity, strategic storytelling, and creative use of digital tools.Verduzco discusses the challenges and opportunities facing entrepreneurs today, from building a strong digital presence to navigating rapid changes in technology. For Verduzco, embracing the future means empowering communities, diversifying revenue, and using digital platforms to connect, uplift, and inspire.Topics Covered:Strategies for building authentic digital communities in BaltimoreThe role of storytelling and branding in small business successThe impact of AI and innovation on entrepreneurshipLessons learned from supporting creative and cultural enterprisesStay connected by following Zina Verduzco on Instagram @zina.verduzco for updates, resources, and behind-the-scenes stories from Baltimore's digital frontier. Host: Rob LeeMusic: Original music by Daniel Alexis Music with additional music from Chipzard and TeTresSeis. Production:Produced by Rob Lee & Daniel AlexisEdited by Daniel AlexisShow Notes courtesy of Rob Lee and TransistorPhotos:Rob Lee photos by Vicente Martin for The Truth In This Art and Contrarian Aquarian Media.Guest photos courtesy of the guest, unless otherwise noted.Support the podcast The Truth In This Art Podcast Fractured Atlas (Fundraising): https://www.fracturedatlas.orgThe Truth In This Art Podcast Bluesky: https://bsky.app/profile/thetruthinthisart.bsky.socialThe Truth In This Art Podcast Instagram: https://www.instagram.com/truthinthisart/?hl=enThe Truth In This Art Podcast Website: https://www.thetruthinthisart.com/The Truth In This Art Podcast Shop: Merch from Redbubble ★ Support this podcast ★

Eliza R. Snow and Zina D. H. Young served in the Church together, were friends and family, and were known in the early days of the Church as the head and the heart of the Relief Society. In this episode of Unnamed Women of the Doctrine and Covenants, we dive deep into the personal histories of the second and third presidents of the Relief Society. We will look at some of their own words about the settlements in Utah, polygamy, and above all, their testimonies of Christ and the Book of Mormon. Listen to full weekly episodes of Sunday on Monday with Bookshelf+ | Start your free trial at deseretbook.com/sundayonmonday

Setting up your 401 (k) can feel overwhelming, especially when you are faced with a long list of investment options. To make it easier, we welcome Zina Kumok, financial advisor and money expert, to explain how to choose wisely. Zina covers the importance of the employer match, diversification, and automation so your retirement savings can grow without stress. In the second half, we sit down with Jessica and Corey Fick of The Fioneers, who reached Coast FIRE in their early 30s. They share how they built a million-dollar portfolio, left corporate jobs that no longer fit their lives, and created a business that supports the lifestyle they truly want. If you are just starting out with your 401k or aiming for Coast FIRE, this episode will give you both the tactical steps and the long-term inspiration to succeed. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. Podcast Chapters 00:00 – Why your 401k match is part of your compensation 00:28 – Welcome and overview of today's episode 01:00 – Introduction to Zina Kumok 02:15 – What a 401k is and why it matters 03:30 – Understanding employer matches 05:00 – Choosing investments in your 401k 06:30 – Risk tolerance and diversification explained 08:30 – Automating your 401k contributions 09:20 – Alternatives to a 401k (IRA, HSA, brokerage) 13:00 – The importance of capturing your employer match 14:30 – Where to connect with Zina Kumok 15:17 – Coast FIRE couple spotlight: Jessica and Corey Fick 16:20 – The Coast FIRE Five 18:00 – Their journey from early investing to Coast FIRE 22:30 – How burnout pushed them to redesign their lives 25:00 – Reaching Coast FIRE and slowing contributions 27:00 – What their portfolio looks like today 29:30 – Household income range over 15 years 31:30 – Growing investments without new contributions 33:30 – How they control expenses in New England 35:20 – Advice for others pursuing Coast FIRE 37:10 – Why Coast FIRE is more approachable than full FIRE 40:00 – Where to learn more from The Fioneers HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices