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A widow. An empty jar. A prophet who asks her not what she needs, but what she already has. It's an odd place to start a conversation about money — but it's exactly where this week's message begins.For three weeks, FIRST has asked whether God is actually first in our lives. This week, Chris Nichols walks into the room most of us avoid the longest — our finances — and makes the case that tithing was never really about money. It's about trust. Along the way, Lead Pastor Ted Coniaris shares a short video, "Simple Math," that makes the concept about as clear as it gets: the first, not the leftover. The message closes with an invitation to a 90-Day Tithing Challenge, with a simple guarantee behind it: if God doesn't show up, you get every dollar back.Scripture: 2 Kings 4:1–7; Malachi 3:6–12; Proverbs 3:9–10; Romans 11:36; Deuteronomy 8:18; Leviticus 27:30; Matthew 23:23; Matthew 6:21Subscribe to follow along with the full FIRST series.
Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1324DM A million dollars is just 1,000 sales of $1,000, and that is only about three sales a day. You keep making seven figures sound like a mystery, but entrepreneur Alex Hormozi breaks it down into plain math anyone can follow. Once you know the number of units you need to sell, the whole thing stops feeling impossible and starts feeling like a checklist. The real block usually is not math anyway. It is the fear of starting badly, feeling stupid, or being embarrassed while you learn something new, the same fear that made tying your shoes feel impossible as a kid. Alex says the fix is to stop chasing perfect and start aiming to suck on purpose. Once you accept that, you can focus on the six ways to actually get customers and the consistency that carries you from six figures to seven. Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Pool service business growth doesn't require fancy spreadsheets or complicated “business math.” It requires seeing the few numbers that matter and pulling the right levers on purpose. We walk through simple, real-world pool route math using an easy baseline monthly service price, then show how tiny changes compound into big annual gains. If you've ever felt like you're working hard but the profit isn't moving, this breakdown will make the problem visible fast. We start with the most straightforward revenue driver: adding more recurring pool service accounts. Just five additional pools can add roughly five figures to your annual gross, and it often equals only one extra stop per workday. From there, we look at price increases done the smart way, including how a modest $10 monthly bump across a stable route can generate thousands without adding labor, and how combining new accounts plus pricing strategy can push the gains even further. We also talk through the reality of churn and why you should factor in the occasional dropped account when you run the numbers. Then we shift to the profit side: cutting expenses and plugging revenue leaks. We cover how small savings on chemicals and supplies add up when you buy in volume, and why missed billing for small parts quietly drains your bottom line. To keep everything clear, we recommend a simple profit and loss spreadsheet you will actually use, plus a practical framework for upgrading your route over time: the one for one rule, where a great new account replaces a bad one so you earn more and stress less. If you want more pool service income, better margins, and a cleaner route, subscribe, share this with another pool pro, and leave a review so more people can find the show. What number do you want to improve first: accounts, price, or expenses?We break down why pool service is one of the easiest businesses to run by the numbers and how small, repeatable moves can create a big annual profit swing. We share simple formulas to grow revenue, cut waste, and tighten billing so your route pays more without getting overwhelming. • why recurring pool accounts make revenue math simpler than many service trades • adding five service accounts and what that does to monthly and annual gross income • using modest price increases to boost revenue without adding workload • replacing low-paying accounts with better-priced work when it makes sense • finding “fat” in expenses through bulk buying and small monthly savings • tightening billing so parts and small repairs do not fall through the cracks • using a basic profit and loss spreadsheet to track results • applying the one for one rule to improve route quality while you grow Join the Pool Guy Coaching Program. Get expert advice, business tips, exclusive content, and get direct support. Learn more at swimmingpoollearning.com. Send us Fan MailSupport the Pool Guy Podcast Show Sponsors! HASA REWARDS Apphttps://hasa.com/hasa-appThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBA Support the showThanks for listening, and I hope you find the Podcast helpful! For other free resources to further help you:Visit my Website: https://www.swimmingpoollearning.comWatch on YouTube: https://www.youtube.com/@SPLPodcast Site: https://the-pool-guy-podcast-show.onpodium.com/UPA General Liability Insurance Application: https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching GroupJoin an exclusive network of Pool Service Technicians to access the industry's leading commercial general liability insurance program. Protect your business.Premium is $64 per month per member (additional $40 for employees and ICs)$59 per month for Pool Guy coaching Members - join here! https://www.patreon.com/poolguycoachingLimits are $1,000,000 in occurrence and $2,000,000 in the aggregate - Per member limits [ $1,000,000 per occurrence and $4,000,000 aggregate available for $75 per month ]$50,000 in HazMat Coverage - clean up on-site or over-the-roadAcid Wash Coverage - Full Limits
In a shocking twist, the speaker takes a hard look at the consequences of hiding the truth from students. We're talking about the recent decision by the University of Michigan to stop giving letter grades to first-semester freshmen, opting for a pass or no credit system instead. But is this really about giving students a break, or is it about avoiding the harsh realities of academic performance?The speaker argues that by hiding the truth from students, we're not building their capacity to handle hard things, but rather delaying the inevitable. We're essentially giving them a comfortable letter grade instead of the honest one they deserve. This approach has been tried before, and the results are alarming. In Michigan, 74% of undergraduate grades were in the A range just two years ago, but that number has dropped to 58% in the past decade. Meanwhile, a report from the University of California, San Diego, reveals that a quarter of students in a remedial math class had a 4.0 GPA in high school math.The speaker also draws parallels between this issue and the struggles of the German car industry, which has been undercut by Chinese manufacturers that have learned to build cars faster, cheaper, and with more technology. The lesson is clear: when we hide the truth, we're not helping our students or our industries. We're just delaying the inevitable.If you want to understand the consequences of hiding the truth from students and the implications for our education system, tune in to this episode to hear the speaker's thought-provoking analysis.See omnystudio.com/listener for privacy information.
The stock market is simple math. Today I show why actively managing my portfolio will be key to me continuing to outperform the market. Plus Sidekick has KILLED IT with it's expert Wall Street style analysis once again picking 10% earnings winners. FORMULA - Alpha Picks + Seeking Alpha Premium + Trendspider and Sidekick - PERFECT TOGETHER! THESE SALES END SOON: I negotiated to get 59% off and 100 Sidekick messages per month for the entire year. Plus you get my 4 hour algorithm and so many other benefits with JUST THIS LINK ONLY CLICK HERE TO GET THE DAILY STOCK PICK SPECIAL OFFER - ONLY ANNUAL PLANS AVAILABLE Seeking Alpha's SUMMER SALE ✅ *BEST DEAL - SEEKING ALPHA BUNDLE - Save over $150 and get Premium and Alpha Picks together - ✅ ALPHA PICKS - Want to Beat the S&P? Save $50 ✅ Seeking Alpha Premium ONLY - FREE 7 DAY TRIAL ✅SEEKING ALPHA PRO - YOUR FIRST MONTH ONLY $89 ✅ NEW - QUANT GROWTH AND INCOME PORTFOLIO - SAVE $50EPISODE SUMMARY
Most of us think of faith as something complicated — too many questions, too much uncertainty, too much to figure out. But in John 8, Jesus lays it out in the plainest terms possible. There is a debt. There is a choice. And there is a cross that proves everything. Today, Pastor Jeff Thompson opens John 8:21–30 and shows us that the gospel, at its core, is simple math. This is Believe! The Gospel of John. Executive Producer: Dave Putnam Speaker: Pastor Jeff Thompson Sound design, mixing, and editing: Bryan Tripp Graphic Design: Wesley Cassford Social Media: Bryan Spahr Producer: Sherri Smith WE INVITE YOU TO CONNECT WITH US: • Website: https://www.harvestbible.org/ WE INVITE YOU TO FOLLOW US ON SOCIAL MEDIA: • Instagram: @harvestbiblechapel • Facebook: https://www.facebook.com/harvestbiblechapel/
You've set the deadline. You've blocked the time. And yet somehow, the finish line keeps moving further away. Sound familiar? If you've ever found yourself in a panic-fueled sprint to finish a writing project—only to crash afterward and wonder if you can ever do it again—this episode is for you. In this conversation, Kathi Lipp sits down with writer, ghostwriter, and writing coach Julie Lyles Carr to unpack why so many writers struggle to meet their deadlines and what sustainable writing really looks like. Julie shares the crucial difference between racing toward a deadline and pacing yourself for a lifelong writing journey. What You'll Learn in This Episode Why knowing your daily word count is essential for setting realistic deadlines The difference between "muse" and "manic"—and why waiting for inspiration might be sabotaging you How to get small dopamine bumps along the way instead of relying on panic-induced adrenaline dumps Creative accountability strategies (including one controversial approach involving "anti-charities") Why falling back in love with the art of writing is the real fuel for crossing the finish line Key Takeaways Understand your pace before you chart the race. Do you know how many words you can comfortably write in a day? If not, that's the first thing to figure out. A 75,000-word novel at 500 words a day means you need 150 writing days—it's simple math that takes the guesswork out of your deadline. The muse will meet you at your desk. You don't have to chase inspiration or deplete yourself waiting for it to show up. When you commit to showing up consistently, your creativity follows. Community creates velocity. Just like geese flying in a V or cyclists in the Tour de France peloton, writing alongside others can pull you forward with less effort. Accountability groups, writing sprints, and shared goals make a real difference. Fall in love with the art again. If you're writing for acclaim or attention, you'll burn out. But if you write because you genuinely love the craft, that's the fuel that gets you across the line—whether anyone ever sees your work or not. Whether you're working on your first book or your fifteenth, this episode offers practical wisdom for building a writing life that's sustainable, joyful, and productive.
Fearless Agent Coach & Founder Bob Loeffler shares his insights on The Simple Math of Investing in Real Estate and how it's making his Fearless Agent Coaching Students rich! Fearless Agent Coaching is the Highest Results Producing Real Estate Sales Training and Coaching Program in the Industry and we can prove it will work for you if it's a good fit! Call us today at 480-385-8810 to see if it may be  good fit for you! Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, but Fearless Agent Coaching Students di all of these completely differently and get massively better results! Find out how! Listen in each week as Bob gives an overview and explains the big ideas behind making big money as a Fearless Agent! If you are earning less selling real estate than you wish you were, and you're open to the idea of having some help, We are here for you! You will never again be in a money making situation with a Buyer, Seller or Investor and not have the right words! You will be very confident! You will be a Fearless Agent! Call Bob anytime for more information about Fearless Agent Coaching for Agents, Fearless Agent Recruiting Training for Broker/Owners, or hiring Bob as a Speaker for your next Event! Call today 480-385-8810 - or go to https://fearlessagent.com Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, Spin Selling, but Fearless Agent Coaching Students do all of these completely differently and get massively better results! Find out how! Are You an Owner of a Real Estate Company - need help Recruiting Producing Agents - Call today! 480-385-8810 and go to FearlessAgentRecruiting.com and watch our Recruiting Video Real Estate Realtor training Real estate training real estate coaching real estate speaker real estate coach real estate sales sales training realtor realtor training realtor coach realtor coaching realtor sales coaching realtor recruiting real estate agent real estate broker realtor prospecting real estate prospecting prospecting for listings calling expired listings calling for sale by owners realtor success Best Realtor Coach Best Real Estate Coach Spin SellingSupport the show: https://fearlessagent.comSee omnystudio.com/listener for privacy information.
Get our Unsexy Business Idea Database: https://clickhubspot.com/sfci Episode 831: Sam Parr ( https://x.com/theSamParr ) and Shaan Puri ( https://x.com/ShaanVP ) tell the story of a $270M/yr meat purveyor plus Nick Sleep's letter and the framework that will make Elon a trillionaire. — Show Notes: (0:00) The $300M butcher (18:28) Nick Sleep letters (23:20) the idiot index (35:44) breaking your own frame (39:04) how to become a king maker (51:49) Idea: Teen nerd awards (57:23) Sam's List — Links: • https://www.lafrieda.com/ • https://www.omahasteaks.com/ • https://drinklmnt.com/ — Check Out Sam's Stuff: • Hampton (joinhampton.com): My community for founders. Average member does $25m/year. Many of the guests are members. Get after it...apply: http://joinhampton.com/mfm — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC • I run all my newsletters on Beehiiv and you should too + we're giving away $10k to our favorite newsletter, check it out: beehiiv.com/mfm-challenge My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano /
EPISODE 369 - Clark flies solo on today's Friday podcast episode. So he does a little math experiment calculating the chances of getting hits from the 2026 Bowman Baseball set and seeing how much money would have to be spent to get great cards. He also calculates how much singles are on eBay and sees what a collector can get from buying cards they actually like vs. ripping.---------------------------CONNECT WITH US!Instagram: @cardstothemoon | @fivecardguys (Clark) | @yntegritysportscards (Hyung) | @tradeyouatrecess (John)Website: https://fivecardguys.com/podcastDaily Auctions (w/ affiliate links): https://fivecardguys.com/dailyauctionsIf you have any questions about the hobby that you would like addressed, email us at hello@fivecardguys.com or DM us on Instagram at @cardstothemoon or @fivecardguys.
With two months of the Middle East conflict behind us, there is little certainty in the world of commodities. One thing is clear, however: the supply shock is spreading. Although commodity markets are highly nuanced, understanding the magnitude of the core issues is a matter of simple arithmetic. In this episode, we break down the math on oil and metals. Speakers: Natasha Kaneva, Head of Global Commodities Research Greg Shearer, Head of Base and Precious Metals Strategy This podcast was recorded on May 1, 2026. This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-5273094-0, https://www.jpmm.com/research/content/GPS-5287764-0, https://www.jpmm.com/research/content/GPS-5278906-0, https://www.jpmm.com/research/content/GPS-5282493-0, https://www.jpmm.com/research/content/GPS-5278073-0, and https://www.jpmm.com/research/content/GPS-5282937-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2026 JPMorgan Chase & Co. All rights reserved. This material or any portion hereof may not be reprinted, sold or redistributed without the written consent of J.P. Morgan. It is strictly prohibited to use or share without prior written consent from J.P. Morgan any research material received from J.P. Morgan or an authorized third-party (“J.P. Morgan Data”) in any third-party artificial intelligence (“AI”) systems or models when such J.P. Morgan Data is accessible by a third-party.
Links mentioned / referenced in this episode:Your Next 10 Clients Framework https://momsdobusinessdifferent.myflodesk.com/next10clients100 Leads System https://mkhco.thrivecart.com/100-leads-system/Support Line: https://mkhco.thrivecart.com/mamaceo-support-line/If you've been trying to hit consistent income months—$5K, $10K, or more—and it feels unpredictable… this episode is going to shift everything.Because your business isn't random.It's math.In this episode, I'm breaking down exactly:How many leads you actually need to hit your income goalsWhy more content, followers, or going viral isn't the real solutionThe simple formula to reverse-engineer your revenueHow to use your conversion rate to predict salesWhy most launches fail (and how to fix it)If you've ever thought:“I just need more visibility…”or“I need more followers to make more money…”This will show you what actually drives consistent revenue.Honorable Mentions:2026 State of Moms in Business Report: https://themamaceoreview.substack.com/p/the-2026-state-of-business-for-momsAdvisory Partnership (mentioned as a way to work together): https://docs.google.com/document/d/1ZrDjyfysXb5b6nqZ-HYMSgdk2ms4811J-4hLtrXHz3w/view
THIS IS A PREVIEW. IF YOU WANT TO LISTEN TO THE FULL EPISODE, CHECK OUT FRUITLESS ON PATREON HERE: https://www.patreon.com/user?u=11922141EPISODE ON PATREON: https://www.patreon.com/posts/154372459It's the March music exchange! In this installment, Josh and I discuss Simple Math by Manchester Orchestra and South of Heaven by Slayer. Also rage quitting jobs.Music by Manchester Orchestra, Slayer, and SHADE08 ★ Support this podcast on Patreon ★
Early retirement is a beautiful thing. If you've ever wanted to learn the math behind how we need to think and act differently if we actually want to retire young, this episode is for you. As someone who was able to retire at the age of 26, Kris Krohn lets you in on how to shave the 50 year retirement plan to one that can only take a few years.
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As we ring in 2026, it's the perfect time to trade vague New Year's resolutions for a clear plan that actually moves your business forward. In this episode of the Child Care Genius Podcast, Brian and Carol Duprey dive into practical goal setting for child care owners and leaders who want real traction, not another year of good intentions. Listen in as they share why annual goals tend to fall apart and how to plan in quarters instead. They walk you through the 12-week goal framework they teach inside Child Care Genius University and explain how breaking your year into focused "work blocks" keeps you motivated, accountable, and consistent. Tune in for a behind-the-scenes look at the systems that make goal setting stick: weekly leadership meetings, getting your directors and admin team aligned, and using a simple scorecard to track what matters most. Brian and Carol talk about what to measure (enrollment, tours, staffing, training hours, past-due balances, and more) and why tracking weekly creates the kind of trends that help you lead proactively, not reactively. You'll also hear the "math that never lies" when it comes to filling open seats, including how many tours you need based on your openings and how small weekly improvements can create big growth over time. Press play for clear takeaways you can implement right away and start 2026 with momentum. Mentioned in this episode: GET TICKETS to the Child Care Genius LEGACY Conference: https://childcaregenius.com/legacyconference/ Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media content and ads management. If you'd rather do it yourself, we also have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/ Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts. If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university Connect with us: Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources
If you've ever set a big revenue goal and then hit the middle of the year like, "Wait… why isn't this happening?" this episode is for you…and 2026 is going to be different. I'm breaking down the simple planning framework I use with my private clients and inside our masterminds to turn a revenue goal into an actual strategy you can execute on. We're talking the key numbers you need to know, the levers to pull when the math isn't mathing, and the part most people skip that determines whether you'll follow through or flame out. This is the episode that helps you stop hoping and start building a plan that can actually win. HIGHLIGHTS The mindset shift that turns a revenue goal from a "wish" into a real plan. Numbers every business owner MUST know to scale with confidence. The formula to figure out exactly how many customers you need this year. A simple way to spot whether your business model is actually profitable BEFORE you scale it. The planning move that makes your marketing budget realistic, not aspirational. The lead math that tells you what you can afford to pay per lead. A clear way to audit your lead sources and double down on what's working. The schedule check that protects your quality of life while you grow. The accountability piece that keeps you executing even when motivation drops. RESOURCES Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app
On today's episode, Kyle Grieve discusses powerful mental models from systems thinking and mathematics and applies them directly to investing and life. He breaks down concepts like feedback loops, kill criteria, scale, compounding, randomness, and regression to the mean to show how they shape real-world outcomes. He'll also share practical frameworks for improving decision-making, managing uncertainty, and positioning your portfolio to benefit from long-term compounding. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:03:23 - How feedback loops stabilize or reinforce outcomes in investing 00:10:11 - How kill criteria help you make predetermined decisions in a noisy world 00:14:09 - Why the cone of uncertainty is useful for evaluating conviction and position sizing 00:17:33 - How scale changes the behavior, costs, and risks of a growing business 00:25:06 - How algorithms clarify which inputs drive the conclusions you rely on 00:30:20 - How to evaluate a company's ability to reach critical mass and become self-sustaining 00:35:35 - The hidden forms of compounding that are just as powerful as the visible ones 00:40:02 - Why power laws should influence your portfolio concentration 00:43:12 - How randomness shapes investing outcomes, and how to take advantage of it 00:51:24 - Why regression to the mean matters during periods of strong or weak performance Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Buy Thinking in Systems here. Buy The Great Mental Models Vol 3: Systems and Mathematics here. Buy Quit here. Listen to my interview with Annie Duke here. Follow Kyle on X and LinkedIn. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Check out our We Study Billionaires Starter Packs. Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Simple Mining Human Rights Foundation Unchained Onramp HardBlock Amazon Ads reMarkable Alexa+ Linkedin Talent Solutions Public.com Vanta Netsuite Shopify Abundant Mines Horizon Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Pastor Donté Carty, November 2, 2025
The fastest way to look “successful” is to finance the image. The fastest way to get free is to let the math lead. We sit down with Daniel Alonzo—author, coach, and host of Wealth on the Beach—to unpack why indexed universal life policies keep trending online despite their hidden costs, confusing mechanics, and disappointing outcomes. Daniel's take is direct: buy pure protection with term, then invest the difference in simple, diversified vehicles you actually understand.We dig into the real numbers behind cash value life insurance: rising internal costs, long surrender periods, and how policies can quietly cannibalize their own cash value over time. Daniel dismantles the familiar pitch—tax-free loans, “upside without downside,” Rockefeller and Disney stories—and explains why those analogies don't fit most families. He lays out practical alternatives: maximize affordable coverage to protect income and debts, then use low-cost index funds or broad-market ETFs to let compounding do the heavy lifting. We share client cases that reveal the pitfalls of opaque fees and what better looks like when you separate insurance from investing.Beyond products, this is a blueprint for freedom. Daniel defines success as control of your time—ownership you can pass on, systems that pay without your constant presence, and the flexibility to choose work because you love it. We talk legacy, transferable businesses, and the mindset shift from “optics” to outcomes. If you're already in an IUL, Daniel offers a calm, step-by-step path to evaluate, compare, and correct with numbers, not noise.If you're ready to trade glossy marketing for clear math, hit play. Then subscribe, share this with someone who's considering a complex policy, and leave a review telling us the biggest money myth you've let go of.Join the What if it Did Work movement on FacebookGet the Book!www.omarmedrano.comwww.calendly.com/omarmedrano/15min
Pastor Matt Grubb, October 26, 2025
Hey there, hero!So you want to try something new, or do something you've never done before, or finally get off your keester and create the first of something.You might not realize how infinitely powerful that action is.And I do mean infinite. I checked, and did so with people who are better at math than I am.There's a concept called “delta.” The delta of something is the difference between two approaches: if something is twice as good as something else, than the delta is 100%, or two times.Pretty obvious.But what's the delta between doing something new and not doing anything at all?Yeah. Infinite. Let's unpack that in this episode.How powerful do you feel when you're finished taking that first step? How hard is it for you to take that first step at all? Would knowing what a profound change you can create by “just doing it” help you “just do it?” Let me know in the comments below.REQUEST: Please join this video's conversation and see the full episode on VOHeroes, where the comments are moderated and civil, at https://voheroes.com/the-simple-math-around-taking-a-shot/#Acting #Voice #VoiceOver #Performance #Productivity #Tips #Art #Commerce #Science #Mindset #Success #Process #Options #BestPractices #MarketingWant to be a better VO talent, actor or author? Here's how I can help you......become a VO talent (or a more successful one): https://voheroes.com/start ...become an audiobook narrator on ACX (if you're an actor or VO talent): https://acxmasterclass.com/ ...narrate your own book (if you're an author): https://narrateyourownbook.com/ ...have the most effective pop filter (especially for VO talent): https://mikesock.com/ ...be off-book faster for on-camera auditions and work (memorize your lines): https://rehearsal.pro/...master beautiful audiobook and podcast audio in one drag and drop move on your Mac: https://audiocupcake.com/ The VOHeroes Podcast is heroically built with: BuddyBoss | LearnDash | DreamHost | SamCart | TextExpander | BuzzSprout ...
Do you want to get better at math, impress your teacher, and fool your friends? It's not your fault if you're terrible at math — maybe you just didn't know these simple math tricks. Learn more about your ad choices. Visit megaphone.fm/adchoices
#askthedr #askthedoctor #askthedoctors8/30/25. Dr Michael Lange and Dr Susan Summerton host syndicated medical talk show called "ask the dr" today from Salem Media in Tampa Fl. Start off the show inviting everyone to the Annual October Fest Fall Festival held at the Lange Eye Institute every year. This hear will be studio 51/ Disco theme and will be held form 10-2 on October 4th. Lots of free food, drink, music with huge discounts on the Fortifeye Vitamin line and all optical products. Dr Lange and Dr Summerton also mentioned they are in a hiring phase currently and looking for lots of new employees. Todays show is: what nutrients are crucial for overall well-being and good ocular health. A segment on weight loss simple math and improve near vison with Astareal astaxanthin. Dr Lange discussed his weight loss from his one-month boot camp and gives some tips how to lose weight safely and quickly. One caller called Dr Lage her Saturday health coach and she has been listening to "ask the dr" for many years while in Florida and now listens in Chicago. Both doctors discuss the amazing dry eye procedure using the only FDA approved IPL for dry eye treatment called Lumenis Opti Light. Dr Lange briefly talks about Lumenis Opti Lift for improving lower lid laxity. Dr Summerton does a great section on the powers of magnesium and the different types of magnesium and their benefits. Both doctors discuss the new science behind vitamin c and healthy skin. Dr Lange promotes the all new Fortifeye Next Gen Vitamin c with time released vitamins c. They also discuss new studies proving omega 3 is good for the brain at levels between 1000-2400 mg daily. Both docs discuss how to reduce the side effects of weight loss GLP1 receptor drugs and gave some good examples. These drugs have potential negative side effects that can be minimized with specific nutrients and exercise. Learn more and order Fortifeye supplements at www.fortifeye.com or call 866 503-9746 #askthedr #askthedoctor #askthedoctors #drmichaellange #drsusansummerton #drlangewellness #veganprotein #dryeyerelief #proteinpowder #lumenis #lumenisoptilift #lumenisoptilight #weightlossjourney #weightmanagement #weightlossmotivation #weightlossdiet #weightlosstransformation #drlangebootcampSupport the show: https://www.drmichaellange.com/category/ask-the-doctor/See omnystudio.com/listener for privacy information.
In this episode of the Sunlight Tax podcast, I talk about something that can feel overwhelming for a lot of us: taxes and bookkeeping, especially if you're a self-employed person. I share why having a positive mindset around money stuff really matters and how it can actually make tax season a lot less stressful. I also introduce my new workbook, which is designed to help you move past some of those mindset blocks that can make dealing with taxes feel so heavy. Throughout our chat, I offer practical tips, like why it's so important to have a separate bank account for your business, and how setting up just a few basic expense categories can make a big difference in staying organized. Join me in this episode and feel empowered to take small, proactive steps with your finances so you can ditch the stress and focus on the creative work you love. Also mentioned in today's episode: 03:22 The Importance of Bookkeeping 07:13 Setting Up for Success: Business Bank Accounts 09:57 Mid-Year Check-In and Action Steps Takeaways The mindset around taxes can significantly impact financial management. Bookkeeping should be done consistently throughout the year. Procrastination in bookkeeping leads to increased stress at tax time. Having a separate business bank account simplifies financial tracking. Every transaction needs to be categorized for accurate tax reporting. Doing any bookkeeping now reduces work at tax time. Mid-year is a great time to assess your financial organization. Setting up expense categories can be done easily with a spreadsheet. A visual guide to tax deductions can help streamline the process. Taking small steps now can lead to greater financial peace later. If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions Check out my program, Money Bootcamp
If we think about the economic effects of President Donald Trumps big taxing and spending and domestic policy bill, we can roughly sum it up in one line. It goes something like this: We will make many big tax cuts permanent and pay for those tax cuts by cutting Medicaid and a few other things and also...by borrowing money. A lot of money. Even more than we've already been borrowing over the past twenty years. (And that was already a lot, too!) Today: simple arithmetic with profound ramifications. Tax cuts, spending cuts, and whether they balance out. (Spoiler: no.) We look under the hood to see how all this is calculated. And we ask: how will a bigger deficit play out for all of us, in our normal, regular lives?We've covered a bunch more having to do with the big taxing and spending bill and the federal debt recently on Planet Money and our short daily show The Indicator: - So, how's this No Tax On Tips thing gonna go? - A thought experiment on how to fix the national debt problem - The paperwork trap: A sneaky way to cut Medicaid in the 'One Big Beautiful Bill'? - The debt limit, the origins of the X Date, and why it all matters - What's a revenge tax? - Is the federal debt REALLY that bad?Support Planet Money, get bonus episodes and sponsor-free listening and now Summer School episodes one week early by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.Listen free at these links: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
Fresh from the 2025 NCTE-NCTM conference in Chicago, our team reflects on one powerful math instructional routine that stood out—an approach that sparked ideas for both classroom practice and professional learning design. In this episode, we highlight a key move from Annie Forest's session, rooted in the cooperative learning strategies of Spencer Kagan, that helped create a clear balance between doing the math and taking away something concrete to implement tomorrow.You'll hear how this routine can help get more students engaged in meaningful math conversations—and how our team is now planning to use it in future PD sessions to foster better participation, collaboration, and implementation.In this episode, you'll discover:A practical routine that increases equitable participation in math classroomsHow to balance student engagement with meaningful math thinkingIdeas for applying this protocol in your own PD planning and facilitationWhy connecting action with reflection boosts implementationHow professional learning can model the classroom practices we want to seeNot sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & Units Show Notes PageLove the show? Text us your big takeaway!Create engagement while fuelling students sense making by using Make Math Moments ready-made lessons and units. Access our vast catalogue of lessons for elementary through high school math classes.Check the catalogue here --> https://makemathmoments.com/tasks/Are you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.
Before you hire, launch, or invest, there's one number you need to know: your future break-even point. It's more than a “boring” accounting term; it's one of the most powerful tools you have in your toolkit as a business owner and CEO. In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., flips the script on how entrepreneurs look at their break-even point by turning it from a financial checkmark into a forward-thinking strategy tool. She walks through how to use it as a launchpad for smarter decisions and puts you in control of your numbers. Key Takeaways: Break-Even as a Planning Tool: Knowing your break-even point helps you look forward, not backward, and make strategic choices with confidence. Know Your Break-Even Before Big Decisions: Calculate how your expenses will change first and then what new revenue you'll need to cover them. Turn Your New Break-Even into Your Revenue Goal: Add a 10–15% profit margin to your break-even number to set a clear, sustainable monthly revenue target. Create a Margin of Safety: If you're not ready to make a leap, build savings in advance so you're financially prepared to take on new expenses with confidence. Numbers Beat Guesswork Every Time: Ditch the gut-based decisions and use this method to plan investments without fear or uncertainty. Topics Discussed: What is Break-Even Point in Business & How to Use It (00:50 – 01:57) How to Calculate Your New Break-Even Number (01:58 – 04:41) Real World Example of Calculating a New Break-Even (04:41 - 06:08) Saving for an Investment & Margin of Safety (06:08 - 07:11) Using Break-Even to Plan Your Next Business Move (07:11 - 08:35) Related Episode: Ep. 222 | From Burnout to Balance: Redefining Entrepreneurial Success Through Break-Even Analysis with Delanie Fischer of Self-Helpless Podcast Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
Basic mathematical calculations challenge evolutionary claims about population growth and geological change. When examined closely, the numbers align better with the biblical timeline. To support this ministry financially, visit: https://www.oneplace.com/donate/1232/29
Most hosts don't realize they're sitting on dead equity.In this episode, Mike reveals how he sold a 4-unit for $530K and turned one cash-flowing asset into two.Increasing his annual income by $20K and doubling his return on equity to 42%.You'll learn how to: • Know when it's smarter to sell or refinance • Use a simple formula to spot dead money in your portfolio • Turn today's high interest rates into tomorrow's buying advantage • Upgrade your investor pitch if you're a property manager or cohostThis is not theory.This is how smart investors build wealth when others freeze.Don't let rising rates or inflated prices scare you.Use math, not emotion.03:15 - Interest Rates & Market Dynamics: What's Really Driving Real Estate Trends06:38 - Capitalizing on a Potential Market Rebound08:56 - The Power of Strategic Home Design and Amenities12:10 - Creative Investing: How to Make High-Priced Homes Pencil Out15:42 - Personal Property Case Study: Real Numbers, Real Lessons19:05 - Debt-to-Income Mastery: Unlock Your True Buying Power24:00 - Cash-Out Refinance: A Wealth-Building Strategy Explained28:17 - The True Cost of Holding Equity with Low Returns31:30 - Sell vs. Refinance: Which Path Builds More Wealth?36:05 - 1031 Exchanges & Strategic Redeployment of Equity38:40 - Enhancing Returns with Furnishing, Tech & Experience Design41:25 - Real Estate as an Experiential Platform: Be First in Your Market44:00 - Simple Math vs. Complex Emotions: Making Rational Investment Decisions46:45 - Coaching Investors: Ask the Right Questions to Guide Strategy49:00 - Build Your 5-Year Vision: Align Your Real Estate with Life GoalsGet FREE Access to our Community and Weekly Trainings:group.strsecrets.com
Most hosts don't realize they're sitting on dead equity.In this episode, Mike reveals how he sold a 4-unit for $530K and turned one cash-flowing asset into two.Increasing his annual income by $20K and doubling his return on equity to 42%.You'll learn how to: • Know when it's smarter to sell or refinance • Use a simple formula to spot dead money in your portfolio • Turn today's high interest rates into tomorrow's buying advantage • Upgrade your investor pitch if you're a property manager or cohostThis is not theory.This is how smart investors build wealth when others freeze.Don't let rising rates or inflated prices scare you.Use math, not emotion.03:15 - Interest Rates & Market Dynamics: What's Really Driving Real Estate Trends06:38 - Capitalizing on a Potential Market Rebound08:56 - The Power of Strategic Home Design and Amenities12:10 - Creative Investing: How to Make High-Priced Homes Pencil Out15:42 - Personal Property Case Study: Real Numbers, Real Lessons19:05 - Debt-to-Income Mastery: Unlock Your True Buying Power24:00 - Cash-Out Refinance: A Wealth-Building Strategy Explained28:17 - The True Cost of Holding Equity with Low Returns31:30 - Sell vs. Refinance: Which Path Builds More Wealth?36:05 - 1031 Exchanges & Strategic Redeployment of Equity38:40 - Enhancing Returns with Furnishing, Tech & Experience Design41:25 - Real Estate as an Experiential Platform: Be First in Your Market44:00 - Simple Math vs. Complex Emotions: Making Rational Investment Decisions46:45 - Coaching Investors: Ask the Right Questions to Guide Strategy49:00 - Build Your 5-Year Vision: Align Your Real Estate with Life GoalsGet FREE Access to our Community and Weekly Trainings:group.strsecrets.com
Welcome to The Doers Nepal Podcast, Nepal's No.1 Business Podcast! Here, we explore the journeys of industry leaders who are shaping global trade, business, and innovation. In this episode of The Doers Nepal Podcast, we sit down with Divesh Bathija, Global Math Storyteller and Co-Founder of UnMath School— the man who turned a simple math idea into a multi-country business impacting thousands of students across Nepal, India, UAE, and Sri Lanka. From starting with zero capital and running small workshops, to now charging up to ₹1 Lakh per grade and working with over 230+ schools, Divesh shares his journey of bootstrapping, scaling, and changing the way schools teach math. Get Inspired, Be a Doer.
The time to decode the NCAA Tournament is here from a gambling perspective, and Mr. X is just the man for the job. He sees a very chalky outcome this year, despite 6 11 seeds or lower last year taking bloody scalps! Also, what are his thoughts on Grapefruit League spring training vs. Cactus League and his one-stone-cold prop bet lock for the upcoming MLB season? MORE . . . Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Want to turn $10 into $100? Kris Krohn breaks down four powerful principles that can 10X your money, starting with buying low and selling high. Discover how to maximize your margins, control costs, and understand the difference between revenue and profit. These simple yet game-changing strategies could be the key to unlocking massive financial success!
This week, we're joined by comedian Natasha Vaynblat (The Tonight Show, A Little Late with Lilly Singh, Comedy Central). Go see her show Childless Freak at UCB New York on Saturday, March 8th at 7:00pm. Get tickets here! All love!Subscribe to our Youtube!Join Nico's mailing list for 2025 tour datesLeave Listener Questions for next Boys Club AMAFind us on Instagram at @boysclubcomedy and @nicocarney @conorjanda
Send us a textAre you losing money on every plate and drink you serve without even knowing it?Many bar owners struggle with calculating their true costs, leading to menu items that actually lose money despite appearing profitable.In today's episode:Learn the simple formulas for accurate cost calculation Discover how to track and reduce wasteMaster the basics of profitable pricing.Press play now to learn the essential math that will protect your profits.Learn More:The Bar Business Podcast WebsiteSchedule a Strategy SessionChris' Book 'How to Make Top-Shelf Profits in the Bar Business'Bar Business Nation Facebook GroupThank you to our show sponsors, SpotOn and Starfish. SpotOn's modern, cloud-based POS system allows bars to increase team productivity and provides the reporting you need to make smart financial decisions. Starfish works with your bookkeeping software using AI to help you make data-driven decisions and maximize your profits while giving you benchmarking data to understand how you compare to the industry at large. **We are a SpotOn affiliate and earn commissions from the link above.A podcast for bar, pub, tavern, nightclub, and restaurant owners, managers, and hospitality professionals, covering essential topics like bar inventory, marketing strategies, restaurant financials, and hospitality profits to help increase bar profits and overall success in the hospitality industry.
This week, the Maier's get together to discuss: book challenges, coming trends, French Kiss, LA fires, Skeleton Crew, TGL, Taylor trivia, SOW, listener email and more ABBA! Reach Us: @kmaemaier @hwywhoney @hwywhoney hwwywhoney@gmail.com
In many ways, life is like math. Please take a moment and listen to how they are similar.
More on dividend growth investing -> Join our market newsletter! The last time the S&P 500 dividend yield was sitting at 1.17% was in February of 2001. Many investors remember the stretched valuations 23 years ago, and even more so, how the following year proved to correct that exuberance. While stock prices are currently hovering around all-time highs, us dividend growth investors targeting a yield of 2.5-3% may find challenges in this environment.Given this, and the uncertainty surrounding the recent presidential election, Greg spends episode 41 reviewing the foundational pillars behind our investment strategy. Even with low yields, the next 10 years of performance can be boiled down to relatively simple math. As GDP expands, corporate earnings grow, which in turn gives investors increasing dividend checks. Through several illustrations of what that looks like in your portfolio, Greg concludes that the dividend growth strategy is alive and well. Later, he reviews some recent actions we have taken, highlighting decisions on selling part of Emerson ($EMR), adding to Hershey ($HSY), and starting a position in Union Pacific ($UNP).00:00 Introduction to The Dividend Mailbox00:46 Current Market Overview001:54 The Drivers Behind The Dividend Growth Strategy005:10 Historical Performance Analysis007:52 Future Predictions and Assumptions010:28 Dividend Growth vs. Buybacks12:15 Portfolio Growth & Return Illustration20:16 Market Yields, Challenges, and Opportunities27:46 Our Recent Portfolio Actions35:16 Conclusion and Final ThoughtsSend us a textIf you submit a question to us and we use it in an episode, we will send you an official The Dividend Mailbox Yeti® Tumbler -> Email us at ethan@growmydollar.com.Notes & Resources:DCM Investment Reports & ModelsVisit our website to learn more about our investment strategy and wealth management services.Follow us on:Instagram - Facebook - LinkedIn - TwitterIf you enjoy the show, we'd greatly appreciate it if you subscribe and leave a review
350,000 churches. 400,000 kids in the foster system. Listen in as Dawn talks with Trisha and Eric Porter of Backyard Orphans on their vision of how the church can solve this problem! IN THIS EPISODE: 0:00 - Intro 1:06 - How Eric and Trisha started Backyard Orphans 8:07 - How Backyard Orphans provides support for families wanting to foster 10:40 - How to take the stigma out of foster care 13:34 - Success stories 19:16 - Four ways to get involved in foster care 24:00 - Getting churches connected to agencies 33:50 - The best way to get involved in foster care ABOUT TRISHA AND ERIC: Eric Porter is the founder and CEO of Backyard Orphans. This 501c3 interdenominational ministry is focused on engaging and equipping the church to care for hurting children in their own backyard. Since 2012, Eric and his wife Trisha have been in full-time orphan care ministry with the vision to train Church leaders to develop a foster care, adoption, and support ministry. LINKS: Check out Backyard Orphans: https://backyardorphans.org/ Backyard Orphans IG: https://www.instagram.com/backyardorphans/ Welcome to The Official Minimal Mom Podcast. Thank you so much for listening and could I ask a favor? Would you mind following? It helps podcast apps recommend this podcast to more friends. Thank you! Dawn
There are companies out there called “emergency response” or “water restoration” companies. These companies will come to you when you have a leak to dry it out. The problem is mold takes just 24-48 hours to grow. So if you do the math, by the time you call the company, and they actually get the building materials dry, 48 hours almost always passes. This means you now have a 70-80% chance of mold growth in those areas. I don't really how how emergency response drying companies are able to get away with this without making sure there isn't a mold problem, but it happens all the time, even though their Industry Standard (IICRC S500) specifically tells them that it shouldn't! Listen to hear how you can avoid this, or to help jog your memory of areas in your house that have been professionally dried, but where there may still be mold problems as a result. Enjoy! IG: @MoldFinders Not sure the best way to get started? Follow these simple steps to hit the ground running… Step 1: Subscribe To This Podcast (and please leave a review!) Step 2: Want a Test More Advanced Than ERMI? thedusttest.com Step 3: Already Have An ERMI? Find Out What It Actually Means. ERMICode.com Step 4: Text Me (yes, it's really me!) The Mold Phone: 949-528-8704 Step 5: Book A FREE Consultation: yesweinspect.com/call/?wi-attribute=mfr170
Join us today as we dive into the core principles of building a sustainable financial future with marketing professor, author and investor, Scott Galloway. We explore the essential formulas behind his book Algebra of Wealth, discussing purposeful living, effective retirement planning, and the emotional aspects of investing.Our headline today is all about AllianceBernstein 401k lawsuit that was dropped by New York US District Court.During our Better Call Saul-Sehy and OG, we unravel the complexities of early retirement, delving into specific IRS rules for accessing retirement funds.Plus, Doug wraps it all up with some modern history trivia!FULL SHOW NOTES: https://www.stackingbenjamins.com/investing-with-a-life-mission-1507Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Join us today as we dive into the core principles of building a sustainable financial future with marketing professor, author and investor, Scott Galloway. We explore the essential formulas behind his book Algebra of Wealth, discussing purposeful living, effective retirement planning, and the emotional aspects of investing. Our headline today is all about AllianceBernstein 401k lawsuit that was dropped by New York US District Court. During our Better Call Saul-Sehy and OG, we unravel the complexities of early retirement, delving into specific IRS rules for accessing retirement funds. Plus, Doug wraps it all up with some modern history trivia! FULL SHOW NOTES: https://www.stackingbenjamins.com/investing-with-a-life-mission-1507 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today's podcast breaks down the real reason why the NFL is trying to steal Christmas Day away from the NBA. Enjoy! Ps. I recently launched a sports business community on Microsoft Teams. Join here: https://teams.live.com/l/community/FAAIJe0ERyXmJDuOQw
Enjoy this sample of Bonus Episode #102. The full version (30 minutes) is now available on the Sleep Whispers-Bonus Podcast for Silk+ Members. Summary: Distract your restless brain squirrels with 60 simple math problems to solve. Become a Silk+ Member (FREE for a limited time) & enjoy 500+ episodes from these 8 Silk+ Podcasts: Sleep Whispers-Bonus … Continue reading *Sample* Solve 60 Simple Math Problems: Set #2 (Bonus Episode #102)
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