Podcasts about PLS

The ASX 200 closed down 44 pts at 8,797 as US futures weakened and Asian technology stocks were hit hard. Down 10pts for the week. Our market saw both the banks and resources come under pressure. The banks gave up ground, with CBA down 0.8% and WBC falling 0.2%. The Big Bank Basket fell to $284.25 (-0.5%) with a late rally helping. Insurers, however, held their ground, while other financials also performed reasonably well, with AMP rising for the second day in a row.Elsewhere, defensives in the industrial sector held firm, with TLS up 2.7% despite CEO Vicki Brady facing lawmakers in Canberra. WES also gained 0.9%, while in healthcare CSL edged higher and RMD rose 1.5%.Technology stocks were mixed. XRO gained 0.9% and WTC was little changed, but the data centre sector remained under pressure, with NXT falling another X%. MP1 had another horrible session, down 8.5%, while AI-related stocks were sold heavily. EIQ fell 5.7% and WBT tumbled nearly 10.5%. In fact, anything with a Vegas AI connection was under pressure today. Resources were once again the weak link. BHP continued to slide following its quarterly result, falling 2.7%. RIO also eased 2.4%, while FMG held up, but only just. Lithium stocks were once again under pressure, with PLS down 3.1% and MIN falling 2.6%. Gold miners also suffered despite bullion prices rising in Asian trade, with NST and EVN both down over 4%. Oil and gas stocks bucked the trend, with WDS up 3.3% and STO gaining 1.9%, although coal stocks failed to fire.There was little of note on the corporate front. ZIP fell 5.1% after announcing it would exit its New Zealand business. PRU delivered a stronger-than-expected quarterly update. SKC climbed after announcing the sale of investment properties in Auckland. COL walked away from its proposed acquisition of Greencross from TPG Capital, while RRL fell 8.4% after issuing a softer FY27 outlook.In economic news, Westpac Chief Economist Luci Ellis warned that the current AI boom could face a correction if commercial returns fail to justify the lofty valuations.Asian markets were slammed, Nikkei 225 down 4.6%, HK down 2.3% and China down 3.9% - Korea closed for a holiday.US futures down - Dow down 403 and Nasdaq down 465. Oil up 0.9%. European markets set to fall 1%Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Send voice or text msgAfter tumbling down the rabbit hole, Alice and Redge find themselves smack dab in the middle of the Queen of Hearts' kingdom. Seeing the queen's subjects so sad over her very bad temper and impossible expectations, the two come up with a clever croquet challenge to help her learn that winning isn't everything. Can the queen learn that good sportsmanship makes every game more fun, or will she keep sending everyone… OFF TO THEIR BEDS?!This reimagined Lewis Carroll portal fantasy tale, Alice in Slumberland, is a Dorktales Classic.WEBPAGE: https://jonincharacter.com/alice-in-slumberland/FAN PAGE FUN: https://jonincharacter.com/dorktalesfans/ WONDERLAND PLAYLIST: https://jonincharacter.com/wonderland-podcast-playlist-for-kids/COLOR PAGES: https://bit.ly/dorktalesWonderland GRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep56freePDF PARENTS, TEACHERS AND HOMESCHOOLERS: This is a reimagined story based on the "Queen's Croquet Ground" chapter from Lewis Carroll's classic, Alice's Adventures in Wonderland. The Queen's behavior demonstrates unrealistic expectations, poor sportsmanship, and a lack of consideration for others. By the end of the story, she learns that cooperation, teamwork, empathy, and good sportsmanship lead to stronger relationships and more enjoyable experiences for everyone.  CREDITS: This episode has been a Jonincharacter production. Today's story was written by Amy Thompson, edited and produced by Molly Murphy. Special thanks to Sabrina Glow for voicing the character, Alice. All other characters performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Try the Double 0 Quills I SPY game challenge on our Dorktales fan page: https://jonincharacter.com/dorktalesfans/Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

The ASX 200 closed unchanged on futures expiry day at 8841, after an afternoon rally in the banks gathered pace, with CBA up 1.8% and NAB gaining 1.3%. The Big Bank Basket continued its recent run higher to $285.73. Financials were generally firmer, with SOL up 3.3% and GQG gaining 1.1%. REITs also pushed higher, led by SCG up 0.5% and SGP rising 2.0%. Industrials and technology stocks found buyers, with WES up 1.2% and ALL gaining 0.3%, while retailers edged higher as JBH rose 1.8%. Healthcare stocks also regained some poise, with CSL and RMD both moving higher. In the technology sector, buying returned to XRO and WTC, while REA had a strong session, up 6.6%, after reporting growth in listings. That helped lift CAR and SEK as well.Resources, however, were once again out of favour. BHP's quarterly failed to excite the bulls, with the stock down 2.3%. RIO also slipped, while FMG fell 1.1%. Lithium stocks remained under pressure, with PLS falling sharply and LTR following suit. Gold miners were mixed, with NST down 0.1% while GMD gained 1.5%. Oil and gas stocks eased as crude prices slipped, with WDS down 1.5%, while coal and uranium stocks also drifted lower.In corporate news, NWL reported record funds under administration (FUA). PPT announced it had received an improved takeover proposal from EQT, TNE maintained its FY26 guidance, and OBM warned of lower gold production in FY27 alongside higher all-in sustaining costs (AISC). On the economic front, Korean stocks were volatile again after the BoK raised rates.Asian markets were weaker, Japan down 3%, HK up 2.1% and China flat Kospi down 6%.US futures mixed - Dow up 45 and Nasdaq up 1. Oil off 0.5%. European markets set to rise a little.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Send us Fan MailIn this Journal Club, Daphna takes the reins with the MIND randomized controlled trial from Nathalie Maitre and colleagues in The Journal of Pediatrics. Can a multisensory bundle, combining infant-directed voice, a parent's scent, holding, and gentle containment, do more for a preterm baby's developing brain than recorded voice alone? Using event-related potentials to track how infants tell speech sounds apart, the team followed language outcomes all the way to age two. Daphna and Ben unpack the design, the Bayley and PLS-5 findings, and a takeaway every clinician can act on tomorrow. Talk to the baby, every single time.----The MIND Randomized Controlled Trial: An Intervention to Improve Neural Speech Processing and 2-Year Language Outcomes of Infants Born Preterm. Maitre NL, Kjeldsen CP, Jeanvoine A, Lukemire J, Slaughter JL, Key AP.J Pediatr. 2026 Jun 5:115187. doi: 10.1016/j.jpeds.2026.115187. Online ahead of print.PMID: 42250747Support the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below.Enjoy!

Sunday Service @ Grace Chapel, BangaloreWith Pastor Michael Paul VargheseFor any further information, visit us at : www.gracechapel.org.inor please write to - info@gracechapel.org.inYouTube/ word of his grace broadcastFaceBook/Instagram - gracechapelbglrFaceBook/Instagram - superteensclubFor tithes and offerings, Pls use the below bank details : Name -Grace Chapel Acc No- 520101011534520IFSC code - UBIN0906204Type of Account- Savings Account Bank- Union Bank of India , Branch- Koramangala

Cher écolo, es-tu trop gentil ? Pas lui ! Voici Thomas Wagner de Bon Pote, le nouveau média écolo qui n'hésite pas à clasher les ennemis de l'écologie et à sensibiliser des millions de personnes au fait qu'il est temps qu'on se bouge le cul si on veut protéger la vie sur Terre. Si tu partages ce podcast, tu mets un pollueur en PLS !SOMMAIRE02:09 Ses ennemis sur LinkedIn04:34 Êtes-vous trop gentil.le ?07:26 De trader à militant10:09 Notre maison brûle, et nous regardons Messi au PSG13:19 Le GIEC : c'est la merde mais…16:43 Comment diviser notre mode de vie par 5 ?18:23 Dois-tu quitter ton bullshit job ?27:35 Mea culpa d'un branleur parisien33:50 Les footballeurs doivent-ils prendre l'avion ?__Le site officiel de Soif de SensSoutenir Soif de Sens via Tipeee Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

The ASX 200 rose 44 points to 8,806, up 0.5%, after a slow start, with the banks finding their feet. For the week, the ASX 200 fell 38 pts. CBA rose 0.5% and ANZ gained 0.8%. The Big Bank Basket rose to $281.06 (0.6%). Other financials also firmed, with MQG up 0.9% and NWL rising 2.2%. ZIP rallied 2.0%. REITs were better, with GMG up 0.2% and CHC rising 2.2%. In the industrials, we saw some profit-taking, with TLS under pressure now that Vicki Brady is back on board from her holiday. WOW and COL were also in profit-taking mode after defensive buying earlier this week. Elsewhere, the healthcare sector pulled back after a strong week, with CSL down 2.1% and RMD falling 0.9%. Technology stocks were under pressure, unable to capitalise on the improved outlook for US software companies, with XRO down 1.3% and WTC falling another 1.8%. The All-Tech Index fell 0.6%.Resource stocks were the heroes today, as the iron ore miners pushed higher. BHP bounced 2.5%, RIO also recovered after yesterday's heavy falls, rising 3.8%, while FMG edged up 2.0%. Gold miners were back in the green after this week's weakness, with EVN up 3.4% and NST gaining 1.7%. Lithium stocks remained under a little pressure, with PLS up 0.4%. Oil and gas stocks eased, with WDS and STO both lower. Uranium stocks were stronger, with PDN up 4.1%, while SLX was one of the standout performers, soaring 9.4%.In corporate news, INA responded to media reports of an approach from PPC. BVS jumped after it upgraded its FY26 earnings. WTC fell despite reassuring the market on DSV relations. SFR up strongly on an increase in its Black Butte mine life. There was nothing of note on the local economic front.Asian markets were mixed with the Nikkei 225 up 1.7%, the Hang Seng up 1.3%, and the CSI index down 1.0%. Kopsi up 4.2% ahead of SK Hynix debut. European futures were narrowly mixed.US futures were weaker with the Dow up 12 and the Nasdaq down 153. Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Send voice or text msgJack A. Lope and Double 0 Quills race across the stars to uncover the mysterious disappearance of the science vessel Biblio 5 and its crew. Their mission leads them through floating space junk, cosmic dust bunnies, and a gerbil triple threat until they land right in the clutches of the evil cat captain of the Star Scratcher. With the fate of Once Upon a Time hanging by a thread, the spies must outsmart this clever feline before his purr-fectly twisted plan turns it into a hopeless tangle.EPISODE: https://jonincharacter.com/you-only-live-nine-lives/I SPY GAME CHALLENGE: https://jonincharacter.com/double-0-quills-spy-adventures/Download the I SPY game card: https://bit.ly/dorktalesISPYgamecard GRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep134freePDF PARENTS, TEACHERS AND HOMESCHOOLERS: As Jack, Redge, and Kit work together to rescue a missing research ship, listeners learn how believing in one another helps overcome fear, solve unexpected problems, and accomplish goals that would be impossible alone. This story encourages listeners to recognize their own strengths while appreciating the unique talents others bring to a team. There's a subtle, but important, underlying message that confidence can be borrowed from people who believe in us until we're able to believe in ourselves.MORE DOUBLE 0 QUILLS SPY ADVENTURES: EP96 Operation Golden Tie - https://jonincharacter.com/operation-golden-tie/EP107 Mysterious Mr. Yes - https://jonincharacter.com/mysterious-mr-yes/CREDITS: This episode is a Jonincharacter production. It was written, directed and produced by Molly Murphy and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Try the Double 0 Quills I SPY game challenge on our Dorktales fan page: https://jonincharacter.com/dorktalesfans/Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

Is Vinted selling kids/A stinky paranormal showdown Fan Art by Still Noided   Patreon (Get ad-free episodes, Patreon Discord Access, and more!) https://www.patreon.com/user?u=18482113 PayPal Donation Link https://tinyurl.com/mrxe36ph MERCH STORE!!! https://tinyurl.com/y8zam4o2 Amazon Wish List https://www.amazon.com/hz/wishlist/ls/28CIOGSFRUXAD?ref_=wl_share Dead Rabbit Radio Archive Episodes https://deadrabbitradio.blogspot.com/2025/07/ episode-archive.html https://archive.ph/UELip Dead Rabbit Radio Recommends Master List https://letterboxd.com/dead_rabbit/list/dead-rabbit-radio-recommends/     Links: EP 766 - Baby X (Satanic Panic episode) https://deadrabbitradio.libsyn.com/ep-766-baby-x EP 944 - The September 19th Curse: Can Fear Manifest An Earthquake? (Satanic Panic episode) https://deadrabbitradio.libsyn.com/ep-944-the-september-19th-curse-can-fear-manifest-an-earthquake EP 1505 - The Mysterious Clown Affair of Old Pekela (Satanic Panic episode) https://deadrabbitradio.libsyn.com/ep-1505-the-mysterious-clown-affair-of-old-pekela     EP 929 - AquariumGate: Human Trafficking Cover Up Or A.I. Created Chaos? (Wayfair episode) https://deadrabbitradio.libsyn.com/ep-929-aquariumgate-human-trafficking-cover-up-or-ai-created-chaos EP 113 - The School Shooter/Pedophile Connection https://deadrabbitradio.libsyn.com/ep-113-the-school-shooterpedophile-connection EP 1427 - Boost Your Paranormal Powers In Four EASY Steps! (Oregon Ghost Conference 2025 Bathroom Ghosts episode) https://deadrabbitradio.libsyn.com/ep-1427-boost-your-paranormal-powers-in-four-easy-steps Chopin - Marche Funèbre (Funeral March) https://www.youtube.com/watch?v=7-9wXQpzESo Shein, Temu face more pressure after claims pleas on sex dolls were 'ignored' https://www.abc.net.au/news/2025-11-07/shein-and-temu-child-sex-dolls-ban-call-ignored/105972978 Paris prosecutor investigates four platforms after 'child-like' sex doll listings https://www.euractiv.com/news/paris-prosecutor-investigates-four-platforms-over-child-like-sex-doll-listings/ The Role of the Financial Sector: Promising Practices in the Eradication of Trafficking in Persons https://www.state.gov/the-role-of-the-financial-sector-promising-practices-in-the-eradication-of-trafficking-in-persons Family Members Are Involved In Nearly Half Of Child Trafficking Cases https://www.iom.int/sites/g/files/tmzbdl2616/files/2018-07/Counter-trafficking%20Data%20Brief%20081217.pdf Does the Vinted app actually sell kids? https://www.reddit.com/r/truecreepy/comments/1uixw21/does_the_vinted_app_actually_sell_kids/ Archive https://archive.ph/lztNa French police investigate claims of child trafficking on Vinted https://archive.ph/9Vh2V Wayfair: The false conspiracy about a furniture firm and child trafficking https://archive.ph/7YZUv Are Children Being Sold on Vinted? | Internet Mysteries https://www.youtube.com/watch?v=Iiw3lfwr7NI About the child trafficking hoax https://archive.ph/S8Arq Children possibly being sold on vinted https://www.reddit.com/r/conspiracy/comments/1ufm1j0/children_possibly_being_sold_on_vinted/ Pls ask your kids to stop selling their friends on Vinted https://www.reddit.com/r/UKParenting/comments/1qldnwf/pls_ask_your_kids_to_stop_selling_their_friends/ Children are being trafficked on Vinted. https://www.reddit.com/r/vinted/comments/1ueq7p5/children_are_being_trafficked_on_vinted/ children are being sold on vinted https://archive.ph/5EwzK The Man Who SANK HIS CAR During a Sting (Cancer Predator) https://youtu.be/fibOoOUdRBw?si=h9w2wqOqkCvw1Hzm The medium who shit on my kitchen floor (Medium Poops During Visit episode) https://www.reddit.com/r/Ghoststories/comments/1ty5ajg/the_medium_who_shit_on_my_kitchen_floor/ Archive https://archive.ph/IgIhW Officer Jeremy Henwood's Final Act of Kindness https://www.nbcsandiego.com/news/local/officer-henwoods-final-act-of-kindness/1904768/   ------------------------------------------------ Logo Art By Ash Black Opening Song: "Atlantis Attacks" Closing Song: "Bella Royale" Music By Simple Rabbitron 3000 created by Eerbud Thanks to Chris K, Founder Of The Golden Rabbit Brigade Dead Rabbit Archivist Some Weirdo On Twitter AKA Jack YouTube Champ: Stewart Meatball Reddit Champ: TheLast747 The Haunted Mic Arm provided by Chyme Chili Discord Mods: Mason, Rudie Jazz Forever Fluffle: Cantillions, Samson, Gregory Gilbertson, Jenny The Cat http://www.DeadRabbit.com Email: DeadRabbitRadio@gmail.com Twitter: https://twitter.com/DeadRabbitRadio Facebook: www.Facebook.com/DeadRabbitRadio TikTok: https://www.tiktok.com/@deadrabbitradio Dead Rabbit Radio Subreddit: https://www.reddit.com/r/DeadRabbitRadio/ Paranormal News Subreddit: https://www.reddit.com/r/ParanormalNews/ Mailing Address Jason Carpenter PO Box 1363 Hood River, OR 97031 Paranormal, Conspiracy, and True Crime news as it happens! Jason Carpenter breaks the stories they'll be talking about tomorrow, assuming the world doesn't end today. All Contents Of This Podcast Copyright Jason Carpenter 2018 - 2025

The ASX 200 fell another 19 points to 8785 (0.2%) as resources were once again under pressure. Well off the lows though of around 120 pts down. BHP fell 2.3% on potential strike action, RIO dropped 2.6% and FMG held up relatively well. Lithium plays remained depressed, with PLS down 3.3% and LTR falling 4.3%. Gold miners were also under pressure, although well off their lows, with NST down 1.7%, EVN crashing 4.2% and GMD also in trouble. LYC managed a small gain, as did BSL. Oil and gas stocks were a bright spot as crude prices rose, with WDS up 3.2% and STO rising 5.8%. Coal stocks also fared better, with WHC up 2.1% and YAL rising 4.0%. Uranium stocks were mixed.The banks were once again a safe haven, with the Big Bank Basket rising to $279.89  (0.98%) as CBA added 0.9% and ANZ jumped 1.2%. MQG slid 0.5%, while other financials were also under the pump, with NWL dropping 3.9%. Insurers were firmer on higher bond yields. REITs also pushed ahead, with SGP up 5.1% and SCG rising 0.8%. Healthcare took a breather today, with RMD dropping 0.8% and SIG falling 0.7%. The tech space was once again unloved, with WTC giving back recent gains, falling 7.3%, and XRO dropping another 1.2%. NXT fell 1.0%, while TLS eased % as a serious outage damaged the brand. The All-Tech Index down 1.4%. Retailers firmed, with WES up 0.5% and JBH gaining 1.9%.In corporate news, RMD sold a software business, GGP appointed a new COO, and ADH warned of a $43m loss driven by impairments.On the economic front, the RBNZ raised rates for the first time in three years. Locally, dwelling commencements fell 11.2%.Asian markets were weaker. The Nikkei 225 fell 1.2%, Hong Kong up 2.9%, China dropped 0.2%, while the Kospi fell 5.5% following Samsung's results. European futures were slightly weaker.US futures were also softer, with the Dow down 99 points and the Nasdaq off 42 points.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

The ASX 200 fell 27 points to 8,804 (0.3%) as resources came under significant pressure following renewed kinetic action in the Gulf. Gold miners eased and the broader resources sector was weak.The big miners struggled, with BHP down1.9% and RIO falling 1.8%. Lithium stocks were well and truly under pressure, with PLS down 5.5%, MIN off 5.6% and even LYC slipping 6.4%. Gold miners also lost ground as the bullion price eased back, with NST down 5.1% and EVN falling 5.3%. The nascent gold rally appears to have been snuffed out before it really got going. Elsewhere in resources, oil and gas stocks weakened, with WDS down 0.5% and STO off 1.5%, while coal stocks also drifted lower. Uranium names were under pressure too, with PDN down 4.1% and DYL off 6.9%.The banking sector was firmer, with CBA up 1.2%, while NAB and the other major banks also edged higher. The Big Bank Basket rose to $277.49 (1.4%) Financials generally performed well, with MQG up 1.0%, and insurers back in the green. REITs, however, lost ground, with SGP down 2.8% and GMG falling 0.7%.Healthcare continued to outperform, with SHL up 1.5% and RMD extending its recent rally. Technology was the standout sector today after WTC announced board changes, sending the shares up 5.7%. XRO followed suit, while REA and CAR also posted gains. The All-Tech Index rose 1.2%.In corporate news, NEC signed a new NRL contract. NWL enjoyed a strong session after upgrading forecasts for funds under administration, while LYC announced a $50minvestment in a Malaysian permanent magnet facility.On the economic front, ANZ Roy Morgan Consumer Confidence numbers fell again by 1.2pts to 74.7pts.Across Asia, all eyes were on Samsung after the shares fell heavily despite reporting a strong set of numbers. Although profits surged nineteen-fold, the result only narrowly beat analyst expectations.Asian markets were weaker. The Nikkei 225 fell 1.8%, Hong Kong fell 0.5%, China fell 0.8%, while the Kospi dropped 6.0% on Samsung results. European futures slightly negative.US futures were mixed, with the Dow up 28 and Nasdaq down 246. SpaceX joins the Nasdaq today. Oil up 1.2%.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

The ASX 200 closed down 13 points at 8,831 (0.2%) after drifting from positive to negative throughout the day. The banks were a little sloppy, with WBC down 1.1% and the Big Bank Basket falling to $273.60 (-0.3%). The insurance sector also eased, while the rest of the financials were mixed.REITs also had a mixed session, with CHC down 0.7%, while GMG edged slightly higher. Industrials lacked direction. Healthcare was the standout sector, with CSL up 2.0%, RMD rising 1.3% and SIG adding 1.1%. Technology stocks also found support, with solid gains in WTC and XRO, both up 7.3% and 1.8% respectively, while REA and CAR also finished higher.Resources were mixed, with BHP down 0.8%, while FMG rebounded 0.9% from Friday's losses. The gold sector was in focus after GMD launched a rival bid for VAU, joining RRL in the takeover battle. Despite the M&A activity, NST fell 1.8% and EVN eased 1.6%. Lithium stocks were also slightly weaker, with PLS down 1.7% and LTR falling 2.9%.In the oil and gas sector, despite little movement in crude oil futures, positive broker commentary helped WDS rise 0.8% and STO gain 1.4%. Coal stocks drifted lower, while uranium stocks were little changed.In corporate news, it was all about the new VAU bid from GMD. We also saw a solid quarterly from GGP, while WOR firmed 0.2% after securing a new consultancy agreement. In the tech space, IFT edged 1.4% higher following an independent valuation of its holding in CDC.There was nothing of note on the economic front today.Asian markets mixed, Nikkei 225 down 0.5%, HK up 1%, China up 0.2%. Kospi down 1.5%.US futures: Dow up 8 pts, Nasdaq up 223.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Retrouver Theodora après le concert interrompu brutalement la semaine dernière à Clermont-Ferrand pour Europavox pour cause de console en PLS en pleine canicule nous a sacrément fait du bien. La Boss Lady a fait ce qu'elle sait faire : chanter, twerker, ambiancer les gens avec une aisance et un charisme indéniables. Tsugi radio la radio du magazine Tsugi, sur tsugiradio.fr et en DAB+ à Paris, Marseille, Cannes et Nice, en direct encore de Beauregard avec une programmation au champ assez vaste. De l'électronique voyageuse de Thylacine, la house fédératrice de Cassius qui célèbrait jeudi soir le répertoire du plus attachant du duo de la French Touch. Mais aussi, le bluesman du Mississippi, Christone “Kinfgish” Ingram qui vient pour la première fois à Beauregard. Antoine Dabrowski et LENPARROT reçoivent Agnes Obel, Cassius, Thylacine et Christone "Kingfish" Ingram pour ce deuxième jour du festival Beauregars.

Send voice or text msgThere's tension in the Folktale Forest! When two friends disagree over the blueprints for Midge the Pidge's new birdhouse, their argument starts to spin out of control. To help them see things differently, Jonathan shares the legendary tall tale of Pecos Bill, the rootinest-tootinest, roughest, toughest cowboy who rode a raging tornado and left behind one unforgettable legend about the Grand Canyon. Yippee-ki-yay! Will the friends learn to listen, compromise, and work together before their friendship blows away?This reimagined tall tale, The Tornado Two Step, is a Dorktales Classic.Episode webpage: https://jonincharacter.com/tornado-two-step/FAN PAGE FUN: https://jonincharacter.com/dorktalesfans/ DOWNLOAD FUNSHEET/COLOR PAGE:  https://bit.ly/dorktales52funsheetGRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep52freePDF PARENTS, TEACHERS AND HOMESCHOOLERS:This story explores how misunderstandings and unspoken frustrations can quickly spiral into larger conflicts, just like the tornado in the legendary tale of Pecos Bill. Key lessons include the importance of communicating honestly, listening to others' perspectives, compromising when solving problems, and working together to protect friendships. The episode encourages kids to recognize conflict early and shows that respectful conversations often lead to better solutions for everyone.  IF YOU ENJOYED THIS STORY about a retelling of a Pecos Bill tall tale, we think you'll also enjoy this retelling of The Little Red Hen, episode 36, The Little Redge Hen: https://jonincharacter.com/little-redge-hen/ CREDITS: This episode is a Jonincharacter production. It was written by Amy Thompson, produced by Molly Murphy and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Try the Double 0 Quills I SPY game challenge on our Dorktales fan page: https://jonincharacter.com/dorktalesfans/Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

The ASX 200 rose just 2 points to 8725 after an early swoon. NAB jumped 3.8% on a broker upgrade, WBC followed, up 2.2%, and the Big Bank Basket rallied to close at $269.80 (+1.1%)Financials were mixed, although insurers fared better, with QBE up 0.5% and SUN rising 0.8%. REITs continued to flounder, with GMG down 0.3% and SCG off 0.8%. Industrials also showed weakness, with WES falling 4.0% as brokers trimmed forecasts. SGH slipped 5.0%, while retailers came under pressure, with JBH down 1.7%, LOV falling 2.1% and HVN off 3.3%.Tech stocks were mixed again. WTC fell 1.6%, while XRO was slightly firmer following its AI deal with Microsoft. NXT dropped 5.9% and MP1 fell hard as cloud providers had a rethink. The All-Tech Index slipped 0.5%.Resources enjoyed a solid bounce in the gold sector as Kevin Warsh played a straight bat in Portugal. NST rose 5.5% and NEM gained 2.6%. Lithium stocks remained under pressure, with PLS up 0.4% and LTR slipping 3.2%. There was little to write home about in the rare earths sector. Oil and gas stocks eased as crude fell again, with WDS down 1.3% and STO off 1.4%. Uranium stocks were modestly higher.In corporate news, EOS gained 2.5% after securing another order from the Middle East. PPT rose 3.5% following a non-binding indicative offer from EQT, while IPX fell 3.0% after completing an acquisition. BHP announced it will spend $2.2 billion to reopen its mothballed Cerro Colorado copper mine.On the economic front, Balance of Payments numbers were released today.Asian markets were weaker, with the Nikkei 225 down 1.4%, the Kospi off 1.2%, Hong Kong up 0.9% and Shanghai down 1.9%. US futures were drifting higher, with the Dow up 27 points and the Nasdaq ahead by 53 points. Fair value is slightly negative, pointing to a modest start tonight. US markets are closed on Friday for the Independence Day holiday.Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

The ASX 200 dropped 56 points today to close at 8,723 (0.6%), with the banks suffering steep losses. CBA dropped 2.4%, and ANZ fell 2.5%, with the Big Bank Basket declining to $266.89 (-2.3%). Other financials were mixed, with MQG falling 1.2%, although HUB had a good day, rising 5.4%. REITs were again a little on the nose as distributions and higher bond yields continued to weigh on the sector. SCG fell 0.3%, and CHC dropped 2.7%. Industrials painted another mixed picture, with ALL falling 2.1%. Retail was also mixed, with JBH down 2.8% and WOW falling 1.8%. COL was hit hard following reports it was interested in acquiring the Green Cross veterinary business. TLS fell 1.0%. Healthcare was again mixed, with CSL continuing to add to recent gains, rising 3.2%, while RMD fell 1.6%. In technology, XRO dropped 2.8%, while WTC fell 0.4%. The All-Tech Index slipping 1.0%, helped by another strong performance from CPU, which gained 1.0%.In resources, a mixed picture as S32 sold its aluminium business to AAI, jumping 9.7%. BHP up 0.9% and FMG managing a 0.5% gain. Gold miners continue to push lower, NST down 0.8% and NEM falling 1.9%. Lithium stocks improved, PLS up 1.8% and LTR roaring 2.4% ahead. Oil and gas flat, uranium stocks slightly better, PDN up 6.8%.In corporate news, IPX jumped 5.9% after it secured up to $US6.6m from the US DoD to expand domestic production. ORI rose 1.6% after it agreed to proceed with its Hunter Valley Hydrogen Hub in NSW, with construction scheduled to begin in 2026 and first production targeted for early 2029. ASX reached an agreement with the corporate regulator and the Reserve Bank to reset its risk review program. WDS has assumed the role of operator of the Gippsland Basin oil and gas venture from 50% partner ExxonMobil. PPT jumped 16.8% before a trading halt as EQT look to have made a NBIO.On the economic front, building approvals fell slightly.Nikkei 225 up 0.8%, Kospi down1.2% HK closed and Shanghai unchanged. US futures drifting DJ down 163, Nasdaq down 81. Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

Sunday Service @ Grace Chapel, BangaloreWith Pastor Michael Paul VargheseFor any further information, visit us at : www.gracechapel.org.inor please write to - info@gracechapel.org.inYouTube/ word of his grace broadcastFaceBook/Instagram - gracechapelbglrFaceBook/Instagram - superteensclubFor tithes and offerings, Pls use the below bank details : Name -Grace Chapel Acc No- 520101011534520IFSC code - UBIN0906204Type of Account- Savings Account Bank- Union Bank of India , Branch- Koramangala

Z Rafałem Kaniewskim (Head of Roaster w HAYB) rozmawiam o zawodzie baristy w Polsce – bez tabu, bez romantyzowania i z perspektywy „tu i teraz”, czyli końcówki czerwca 2026 roku.Z podcastu dowiesz się:Jak wyglądał zawód baristy w Polsce w 2008 roku i co zmieniło go w coś, czym jest dziś?Dlaczego nadmierne zaangażowanie w czyjś biznes może Wаs wypalić szybciej niż sami się tego spodziewacie — i jak tego uniknąć?Co tak naprawdę kryje się za modnym słowem „hospitality”  i kiedy zamienia się ono w sztuczność, którą goście natychmiast wyczuwają?Linki:Strona domowaInstagram | X/TwitterGość: Rafał KaniewskiPoprzedni odcinek z Rafałem#041 – Kawiarniany SztokholmPodcast „Bo czemu nie?”Newsletter „Bo czemu nie?”Partnerzy:- Palarnia kawy HAYB (w odcinku kod -10% na kawy i herbaty!)Prowadzący: Krzysztof KołaczMam prośbę: Oceń ten podcast w Apple Podcasts oraz na Spotify. Zostaw tyle gwiazdek, ile uznasz. Twoja opinia ma znaczenie!Zainteresowany współpracą? Pogadajmy! kawa@boczemunie.plSłuchaj, gdzie chcesz: Apple Podcasts | Spotify i przez RSS.Rozdziały:(00:00:10) INTRO(00:00:43) Wstępniak(00:01:40) Gość: Rafał Kaniewski, czyli kto?(00:07:21) Kariera baristy od A do Z(00:39:56) Zaczynasz dziś? Rady dla Ciebie!

Send voice or text msgA story of galactic grit and refusing to give up! Dr. Vera Rubin's love of science and the stars began early. At 14, she and her father built a cardboard telescope so she could track meteors. She dreamt of becoming an astronomer, a career many believed was impossible for a woman at the time. But Vera never let limitations hold her back. From her school days to her work as a scientist, she followed her curiosity, overcame obstacles, and made discoveries that changed astronomy forever. Explore the inspiring life of the astronomer whose groundbreaking work helped reveal one of the universe's greatest mysteries: dark matter.Go to the episode webpage: https://jonincharacter.com/vera-rubin/ DOWNLOAD COLOR PAGE: https://bit.ly/dorktales133colorpage FREE ACTIVITY GUIDE on Dr. Vera Rubin: https://dorktalesstorytime.aweb.page/ep133freePDF FOR DORKTALES FANS: https://jonincharacter.com/dorktalesfans/ If you enjoyed this story about Dr. Vera Rubin, you may also enjoy learning about Dr. Ellen Ochoa, the first Latina female astronaut to go to space: https://jonincharacter.com/ellen-ochoa/   CREDITS: Hidden Heroes of History is a Jonincharacter production. Today's story was written by Rebecca Cunningham, directed and produced by Molly Murphy and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Try the Double 0 Quills I SPY game challenge on our Dorktales fan page: https://jonincharacter.com/dorktalesfans/Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

Tiff and Dana address one of the most popular topics for Dental A-Team consultants: overhead! They talk about what it entails, where to start when looking to reduce it, critical questions to ask yourself about needs versus wants, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Tiff (00:00) Hello, Dental A Team listeners. Thank you for being here with us today. Thank you for listening. We say this every time, but we love what we do and we love bringing you so much valuable information. And the fact that Kiera can do all the podcasts she does blows my mind. ⁓ but she is a busy bee over there, and the fact that we get to do these as well is just really, really fun for us. It allows all of the consultants here on our team to really feel like we're giving back to you guys. So with that, I have Dana here with me today, and   Dana, gosh, we have been podcasting together for a really long time. I can't even put a number to it. And I remember, I don't know if you remember, but I remember I remember where I was sitting. I remember the thought process. And I remember it was me, you and Britt on a call on a Zoom link. And it was the first time marketing had said we want to do video with the podcast. And I was like, what? And video like was not, it was just like up and coming.   I didn't understand it. It was on Instagram. I was watching I was like, why am I watching you talk? Like the a podcast is to listen. Why am I watching you talk? And now I mean it's very normal and that's how I watch them. And I feel like I feel like it was like YouTube came back around, you know. But anyways, I remember that day vividly. ⁓ I don't remember what we were talking about, but I remember being like, I have to like do my hair. I'm gonna be seen.   DAT-Dana (01:23) Yeah. Yeah. I know it was   funny because we always could see each other, right, in those early days, but it was just like we weren't creating the video content for it. And I remember thinking exactly like who's gonna want to watch   Tiff (01:33) Yes.   DAT-Dana (01:35) us who's gonna want to watch us do this thing but then I see my kids literally like watching people play Minecraft and it's like their favorite thing and I'm like wouldn't it be more fun to actually go play? So I do feel like there is definitely this like niche of people like wanting to watch and like you know get a glimpse in of like the podcast world and just different worlds in general and so I agree with you. I remember the three of us just kind of being like who's gonna want to watch us talk to each other but hey we're so glad you're here.   Tiff (01:37) Yeah.   Yes.   It's true.   Yeah.   DAT-Dana (02:05) Yeah.   Tiff (02:06) Yes, I agree. And the three fur podcasts are hard. So hard when there's so many people virtually. And yeah, I r I remember the shock. I wish I could remember what the ⁓ podcast actually it was probably I bet you it was probably one that we did for Kiera. We probably it bosses day or something, yeah, 'cause if there are multiple of us. Anyways, that was that popped into my head this morning as I I always have to now have like prep for podcast time so I can like   DAT-Dana (02:12) Yeah.   Like Boss's Day or something like that. Yeah.   Tiff (02:35) just tame my hair or get my ring light just right. And I'm like, gosh, I remember the days that we did not have to do this. And then we have c new to Dental A Team consultants come on and I'm like, we're gonna podcast. And they're like stressed and I'm like, I get it. I just I get it. I saw them go talk yourself in the mirror for a bit first. You'll get used to it.   DAT-Dana (02:50) Yeah. Yeah.   I know   I remember in the early days I would always have to reframe my podcast because I'd see podcasting on my schedule and I'm like, ⁓ like I gotta get on. So then I just started reframing it. It was like time with Tiff, time with Britt, time with Kiera. And it's how I like kind of learn get over the like of the podcasting space. So I totally feel it when new consultants are like, I have my first podcast today.   Tiff (03:12) I love that.   Yeah,   yeah, and they all come to you, right? 'Cause I'll all schedule it and then they're like, Dana, what do I do? That's so cute. Yeah. I love the reframe. That actually like goes I think hand in hand with what we're talking about today. ⁓ but I think you can do that with anything and I have to remind myself, even like gosh, when I get up in the morning, I got up this morning and I went from for my walk and I was like, ⁓ this sucks and I was like, No, you get to be in the morning sun.   You get to move your body before anybody else in the house is awake. Like I think that's the part that's the hardest is like everybody else gets to sleep, you know? But you that reframe is so powerful. And we can look at a schedule and think I I look at my schedule and I'm like, shoot. This is so busy. Or gosh, I'm I'm like   So long today, and I have to reframe it often and be like, gosh, no, actually I get to do something really cool. And I get to wake up and go for a walk and I get to do these things or I get to go to an office and I get to be boots on the ground with other people. So I love that you mentioned that reframe, Dana. That was really smart. So today's reframe, which I love, I think this is one of the most popular conversations that we have. We get a couple of things here at Dental A Team. ⁓   We love everything that we get, but the most common, most popular things are systems, which we will help you with systems, I promise you. And there are thousands of podcasts I think that just Dana and I have done on systems and operations manual. So go look them up. We're not doing that today. And the second, which I actually really have grown to truly love, ⁓ is overhead cost reduction and and overhead analysis. And so many practice owners and leaders come to us and they're like, gosh.   what does overhead even mean? I know I had a conversation with a client last week that has been in the dental like consulting world for years and years and years. And w his question was what does that even what does it mean? Like overhead can mean so many different things to so many different people and so many different consulting companies. And for the sake of today's conversation and the sake of forever with Dental A Team know that when we say overhead, we are talking about top of the line   Whatever I always say if someone were to purchase your practice, what are the expenses they'd be taking over? Anything outside of that, your pay, your taxes, your debt, your debt will follow you typically, right? You can lump it into the loan, ⁓ but it's not overhead top of the line expense. So your debt, meaning your scanners, ⁓ your school debt, anything like that is outside of quote unquote overhead. So when we talk about overhead, it's top of the line and that had to that that   explanation, I think it can just vary. It can vary depending on who you're talking to. So today we wanted to reframe that, Dana Go. No, I love it.   DAT-Dana (06:08) and I don't want to interrupt you, but I think too just   just to be clear on overhead too, anything that you run through the business, right? Again, that's not something absolutely with your CPA, you structure it how you want. But understand that that's not an expense that somebody is going to take on when they take over the bracket.   Tiff (06:25) Yes, I love that. Thank you. Good clarification. so with this kind of reframe, every everybody's like reduce overhead, reduce overhead. And I totally agree. And a lot of a lot of companies, a lot of people, ⁓ a lot of strategists will come in and they're like, okay, what can we cut? And we for sure, like, we'll come in and look at what if there's space to make cuts, but our biggest piece is always we're not gonna spend a lot of time on it today because we've got a million other podcasts about it.   I think I just did one actually with Kristy not that long ago, but the first place we're gonna look is your collections. A lot of people will say, I need to over I need to produce. And I love the statement, you can't outproduce your problems. So if you're producing, producing, producing, producing, but you're still feeling like there's an issue. And if you're meeting the financial, like you're meeting your goal, your production goal, but you're still cash flow short, then there's an issue in your collections. And so look at your collections and Dana.   I would love to hear quick snippet, what are the areas that you tackle when it comes to overhead and it comes to collections? And then I want to talk about the reframes and the other pieces.   DAT-Dana (07:33) Yeah, so you're exactly right. The first thing I'm gonna look at is the collections number. I'll look at the total, like what is the total percentage and like what profit point do we need to get to when it comes to collections? And then the very next thing I'm gonna look at is your AR because honestly and truly I've been able to get practices out of cash flow crisis, out of really feeling that pinch simply by going after already produced   ⁓ monies. And so I think that those are usually the things that I look at. Okay, what are we collecting? What does our profit point need to be for healthy AR?   Right. And and obviously we're gonna talk about is that possible? How do we get your schedule to get you there? But then the very next thing I'm gonna look at is AR. Is there money that I can just quickly tackle that's already been produced that's gonna help the collections problem? So I'm looking at the total collections, collections percentage, and then what's sitting in AR, because if I can tackle that and make a really quick difference, ⁓ sure, we can budget things, we can line item your PL, we can we can chop where we need to, but those things are often the fastest, easiest, quickest fixes.   and like you said, you like outproducing the problem. If I can fix AR and then we can create systems that it doesn't happen again, oftentimes we don't even have to really touch production, right? Because we're already producing pretty well in a lot of these cases. So those are that's kind of where I start.   Tiff (08:46) Yeah.   Yeah, I love that. And it's something that makes such a massive difference. Knowing one, knowing your numbers, knowing what your numbers mean. So knowing your overhead, knowing your outgoing expenses is massive. And then looking to see, okay, well, if these are my outgoing expenses, what do I need to collect in order to profit? Right. And then if we're not collecting that, is it because production isn't where it needs to be? So what's our what's our bare minimum?   And is collections meeting that or is production meeting that so that collections can meet our bare minimum. If production is or is way above and our collections is just tanked, like I saw somebody the other day that was like 83% collections. They're like, we gotta produce more. And I Yeah, absolutely. If we want to maintain 83% collections and get your overhead in line, you for sure have to produce more. But also we can tackle your collections and get your collections up to that ninety-eight percent that it should be or above, and really not have to work   you harder as the provider work our numbers harder and get that collections up. It also kind of flows into Dana, I think the capacity that we just recorded a podcast. So probably the podcast ahead of this one I would assume is is about capacity. And I think that capacity conversation flows into this one really, really well. So all right, collections.   Go do it. We will harp on that for days, but go do it. If you need help with it, you're not sure, you don't know how to analyze it, you need help with your numbers, Hello@TheDentalATeam.com. We are honestly and truly here to help you. We will provide you as much information as we possibly can to get you on the right track. Now, something else that we like to do within that, and we talked about this on capacity, we talked about analyzing ⁓ fee schedules, right? But then we also need to analyze expenses. So when we're really looking at things and we're saying, okay.   Great, this is my overhead. I like to think, okay, does it have to be my overhead though? So a lot of people will look at staff cost, the employee cost. I actually I look at it, I kind of glaze that, you guys. I don't, I don't like to touch the staff cost unless it absolutely is extraordinary and there's maybe team members that are taking advantage or you're feeling like there's something culturally wrong in your practice, then I'm gonna say, okay, great.   Let's really take a look at this and make sure that we're being efficient with our time. We're not in overtime. We're not in those spaces. But I'm gonna kind of glaze at that unless there's a red flag somewhere else. And then I'm gonna look at those other expenses as well. And something that I really love to do is to analyze what do we need versus what we have. It reminds me of when Brody was little, we'd go to the store and he'd be like, Mom, is this a want or a need? Is it on your list? Is you have are you getting it because you just want it and it sounds exciting?   Or do we actually need this? And Dana, I love the conversation that you have around. I'm gonna say like analyze your vendors, analyze your contracts with vendors, but I love the conversation around ⁓ the wants versus needs when it comes to scanners, when it comes to mills. And I love I I miss the conversation actually. I miss the conversation of negotiate with your labs. And I miss that conversation because   I think that the mill has become such a bandwagon thing. It's been around for so long and it's such a bandwagon thing that everybody's that jumped into. But I love your your like evaluation of is it necessary? Is it actually going to save us the time and the money and get us the results that we want? And I would love, Dana, for you to talk through some of that and how you help your clients decide. Because I'm not against the mill, I'm not for it. I'm for it for the practices that it works.   And I'm for making sure that it's going to work and it's gonna do its due diligence. So what how is that conversation for you, Dana, when you talk to your practices about it   DAT-Dana (12:44) Yes. I love this conversation too, too. I   think first and foremost, I always want to know when when somebody wants to purchase something big like that. So whether it's a new scanner or whether it's a mill, like why.   Why do we want to purchase it? Is it because we have a scanner that we constantly use and we're constantly pulling and we never have it in the like appointment times that we need? So then we need to talk about adding another scanner. Is it that like we need another tool to show patients, but like could we just do IOPs a little bit more until we've got the budget set for the scanner? I'm not saying no to scanners. I'm not saying no to mills. I'm just saying, why do we want it? Is it the right time and is it going to do what you anticipate it's going to do as far as your budget goes?   Because I think we can talk about scanners and what's going to add so much more to my production. Okay, well, it is, but when are we going to use it? How often are we going to use it? Who's going to use it? How are we mapping it out to make sure that it really is putting more production on your schedule and it really is reducing your lab fees? Right. Scanner is a great tool for negotiating with a lab, but are you going to do that? Are you going to do the negotiations? Are you going to send them enough work to make it worth having the scanner?   Same thing with the mill. I'm always asking like why, right? And I know that kind of the mill is the hot spot or the mill is like the next big thing. And I think sometimes, you know, I hear a lot from doctors, well, it's gonna buy me back a lot of time. Well, it's only gonna buy you back time if you're going to let your assistant, right, help design and do the actual milling. If you're not gonna let that happen, then we're actually using more of your time than and sometimes it's not will you let them, it's do you have the capacity within your assistant team right now to be able to allow them.   Tiff (14:07) Yeah.   Mm-hmm.   DAT-Dana (14:21) to do those things because maybe we're short staffed in that area or maybe assistants are really hard to find. Well then maybe now's not the time to bring on the mill because it's actually going to use more of your time versus less of your time. And then you know all of these purchases typically come with either a large payout, right? Or a decent size loan that we're paying every single month. And so I like to kind of reverse engineer with my practices so they know cold hard facts how many crowns they have to do every single month.   to make that loan payment worth it or make that payout out of their emergency fund or their growth fund or wherever they're pulling that funds from. Hopefully not their emergency funds, but sometimes right, doctors get wild on us and it feels like an emergency to get that.   Mill. So knowing exactly how many crowns you have to do every single month. And then I'm saying, okay, let's go back through the last year. Let's see, did we even do as many? Because if we didn't do as many, then now's not the time. Let's get to that many crowns every single month, then take a look at the mill. Because so often we think, hey, the mill is going to save me on lab fees, but you have to do so many of them for it to save you on lab fees. And again, I'm not pro mill. I'm not like I'm neutral when it comes to mill. I think it's a great tool, but it's not the best tool for every   Tiff (15:25) Yeah.   Mm-hmm.   DAT-Dana (15:35) practice at that exact time. I think you really have to look   At and crunch things when you decide to make those purchases and really look at it as is it truly going to give your time back? Is it truly going to give you your lab fees back? Is it truly going to up your patient experience or up your diagnosis or whatever it is? Because that is when it makes it worth it. So I just like to like have the conversation, review the numbers together, and kind of say, hey, like this is the reality of the purchase. I, you know, I am.   Totally understand the like purchase in the feels, right? I get that. I've done it. I'm human. I think we've all been like, but this is gonna feel so good when I have it. But I think look at the numbers and make sure because these things can really hit your these these debt services can really hit your profit points if it's not set up correctly and you don't know kind of the benchmarks you have to hit to make it help with profit versus hurt.   Tiff (16:11) Yeah.   Yeah.   Absolutely. I think it's so beautiful. And a follow-up to that too is if you already have the mill, you already have the scanner, you already made the purchase or the laser, Dana, as you were talking, I was like, the lasers, the lasers. There's so many there's just so many really cool tools that dentistry has that makes us feel like we've got to jump on it to be the most progressive, to be the most exciting, to stay up with the times, to to not fall behind. And really they're just fun and exciting. It's like   ⁓ Canva and you know we only had Photoshop and then Canva came out and then we had, you know, all of these different opportunities. And it it can be easy to jump on board with them. So if we already have jumped on board, we didn't have this conversation, or maybe we did, and then gosh, we're just falling a little bit short. This is the overhead analysis as well. This all flows into that overhead analysis. So as you're looking at your overhead and you see those   those loans under on you have your bottom you have your top line and you have a bottom line. And at your bottom line, when you see those other loans in there and you're like, gosh, Def, Dana, I just I'm not using the scanner as much as I thought I did. I know both of us have I all of our consultants are really, really fantastic at having conversations like this that say, okay, great, why? Dana, you said something earlier, you said it asking more questions, right? Like I want to know, I want to know why you want it.   what it's gonna do for your practice and then reverse engineer it. And we are really great at pulling out the why for anything. So if you're not, if you bought it and you're not using it, we're gonna say, well, why aren't we using it? Is it because it's not the tool that we needed or we wanted and or we don't have the patient base for it or is it because we're not trained, we're not holding accountabilities. And ultimately, if this thing isn't working for your practice, it's not doing what you wanted it to or gosh, you just hate it. You don't like it. You don't want to use it.   This is a conversation with the company that you can have. You can call the company and say, Hey, what can I do? How can I how can I get out of this? I've had ⁓ I've had doctors that have had this conversation with them and they do have like a smaller buyout, right? They're like, Well, we'll buy it back from you, but you're gonna it's kind of like taking a car in and you you're you know, you're under.   So you you owe a little bit more on your car and then you owe on the car that you're buying. So it kind of sucks because you do have to pay that out, but could getting out of that contract early, sending the equipment back, save you in the long run because you haven't paid that total balance. Or a lot of doctors will call and they're like, yeah, absolutely. I have a doctor actually who's looking for one that might buy it from you.   And so you can you can sell this equipment as well if it's not working for you. So I don't ever want doctors to really just feel so stuck in the decisions that either they've made or that they want to make and you have that kind of decision paralysis. So as we're going through that looking at ⁓ cost control and overhead control.   Part of the conversation as well. So there's the projecting side and really looking at do I do I need this? What can it do? And then there's the evaluation side of is this working for me? And Dana, I think that same conversation when it comes to like marketing. Are is my marketing ROI coming in? Is it getting me what I what I thought it was going to? There's magazines investments, there's all of these like hottie-totty ⁓ marketing efforts that are coming around right now. They're trying to like really reinvent a lot of wheels.   And projecting and seeing, does this fit my avatar? Is this gonna work? Gosh, your telephone company, I know our like cable and internet. We don't even have cable, but it's the same company, right? And I'm like, why are we paying for cable and internet? And it just jumped like $90. And I'm like, what the heck? It's a call and a conversation with your vendors and looking at, okay, am I getting the most value for what I'm spending? And that I think Dana helps us to calm the storm.   Because what happens typically is we're like, okay, I gotta produce more in order to afford my life. And it's just like personal, right? I gotta work more in order to afford the lifestyle that I want. Well, maybe the lifestyle that you want can be had with less debt or less stuff, you know, and really evaluating your quote unquote lifestyle in the practice and out.   DAT-Dana (20:43) Yeah, I agree with you because like dental offices, do we have to spend money? Do we have expenses? Yes, absolutely. Let's make sure those expenses are doing what we need them to do and and we have an ROI on those expenses. And I do feel like just doctors highlighting like, don't forget those bottom of the line things because oftentimes it's like, hey, my payroll's in line, my rent's in line, my marketing is in line, everything's in line, but I don't have any profit at the end of the month. And I think don't forget to take a look at oftentimes I think there's an impression of doctors that like those below the   aligned things are like fixed expenses and oftentimes they are variable expenses that we can do something about it. We can make changes like you said, sell it or start using it, right? Or incorporating a way for it to help us produce or collect more. I think just don't forget those bottom of the line things and don't look at them as hey, those are fixed things, right? A lot of times those items aren't. We can either move the needle as far as using them or move the needle as far as offloading them.   Tiff (21:15) Uh-huh.   Yes.   DAT-Dana (21:42) Right. I just had a conversation with the practice. Like, why do we have two scanners? Right. Like, why do we need them? Walk me through it. If if you can walk me through why and it makes sense, totally keep your scanners, utilize them, have it help you. Right. But if we don't need them, then let's not have that sit there every month and pull from that profit that you so desperately need.   Tiff (21:45) Mm-hmm.   Yeah, I love that conversation and I think it's something that's a piece of value that the consulting team brings to our clients that I think is totally undervalued. I know I have clients that are like, Teff, I wanna buy this thing. And I'm like, Okay, cool. Like, tell me why. How are we gonna afford it? Great. I have a doctor that was like, I like this scanner better, but I bought this scanner before I knew that this scanner was better. And I was like, Awesome. Well it sounds you want that scanner. He's like, Yeah, I'm gonna get it. And I said, Cool, what are you gonna do with that scanner that you don't like?   Because that one is still being paid on. It's still in your office. And he's like, okay. So it's like we have this innate ability, right, to see things very, very cleanly. I had a conversation just last week with a client that was like, Tiff, what do I do? And it was like a personnel thing, right? I said, Listen, my job and the and the superpower that I have for you is to be very black and white in business. I'm not emotionally attached to what's going on in the practice. I I love you, I love the practice, I love the team.   And I I have emotions towards you, but I'm able to separate it out and say, hey, do this, don't do this, or these are the black and white opinions that I see. These are the pros and the cons that I can see. I'm not emotionally attached to one scanner is better than the other. I'm emotional, I'm not emotionally attached to the money that's coming in or going out. I am neutral and I'm able to say it is or it isn't. And so that value, that ROI is not always really easy to see.   in the numbers until you look backwards and say, gosh, actually I sold that scanner because of or I didn't buy that and gosh, I'm so happy. Or I was able to invest in my team because I could see my shortcomings or my accountability faults or the accountability that Dana was able to give me so that I could give my team like those spaces are just so   valuable in this overhead analysis is huge. And I know you and I do it often. I know the rest of the consulting team does. Gosh, Kristy, Kiera likes to say she's like a truffle hunting ⁓ little, you know, little piggy out there finding the dollars. And that's how she does it as well. And Nikki and Pam and all of you know, Diana, every one of us are out there looking for those dollars from that black and white kind of business mindset because it's easier for us as a pulled out   Peace, right? And Dana, I just think that is a space that doctors, I can't imagine making those kinds of decisions by myself, right? Even just as simple as purchasing a mill. Like because it's so it's like walk walking into Louis Vuitton with a credit card with no limits and expecting me to not leave with a purse, right? Because in my head it's paid for, it's done, it's it's good.   But then on the flip side, I've got expenses and other things and they've always got just gotta have that person who can be that sound mind.   DAT-Dana (24:58) Yeah. Yep. I agree with you.   Tiff (25:00) All right, Dana, so overhead cost analysis. ⁓ I would say, and I think Dana, add anything you can think of. My pro thought process is figure out your bottom line first of all. Figure out what are your costs, your fixed costs that aren't changing. If someone were to purchase your practice, then then look at what's left over. How much debt do you have? what do you want to be making? Are you paying yourself and are you paying yourself what you want to be making?   And are you saving money? So what do those buckets look like? That to me is your is your bare minimum. You have your bare minimum of this is what it takes to keep my practice open and my employees paid. And then you have your bare minimum of this is what I want my practice to look like. So I like to add that fluff in there. I know Dana does as well. We have our bare minimum and then we have our bare minimum. And our our second bare minimum is the number that I work from ⁓ and tack on a little bit extra. So overhead analysis, look at what your numbers are, look at what your   DAT-Dana (25:46) How many? Yeah.   Tiff (25:55) Collecting, always look at collections and then look at what your debt looks like and look at what your spending is. Is there anywhere in there that can be negotiated? Is there anywhere in there that maybe we need to start using a tool a little bit more to get it paid, paying for itself? Just like you want your team to pay for themselves, you want your equipment to pay for themselves as well. Dana, is there anything you can think of that I missed that I didn't add in there as an action item that they can scurry on home to do?   DAT-Dana (26:24) No, I think I think that those are great tools for them to really be able to slice and dice and look at those pieces.   Tiff (26:31) Awesome. All right, guys, go do the thing. Pull up your PLs, pull up month by month, pull up year to date, pull up last year's, and look at what your expenses truly are. And when you get to the point that you want some third-party perspective, some eyes on it, if you're a current client, you should be doing this with your consultant too. So do it. I want you to know how to do it and I want you to do it with your consultant as well. If you're not yet a consultant, you're ⁓ someone who is a listener and you want you're not a consultant, you're not a client.   You're a listener and you want help with this, please reach out. Hello@TheDentalATeam.com There's also a link on our website, TheDentalATeam.com, that you can schedule a consult with us and they'll help you run through a lot of that information as well. We are here to help. So let us know how we can best serve you and how we can help you in the short and the long run. Hello@TheDentalATeam.com. All right, guys, and we will catch you next time. Thanks so much.  

Plusieurs débats au cœur de l'actualité, les Grandes gueules ont le choix, en débattre ou non : Les propos de Patrick Bruel dans Paris-Match ; Fête de la musique, le ministre de l'Intérieur en PLS.

Send voice or text msgBeware of the horrifying hedgewolf! Or maybe beware the bored shepherd boy who decides to entertain himself by playing the same trick over and over again. When the mischievous youngster cries “Hedgewolf” not once, not twice, but three times, the townspeople come running to help. But what will happen to the far-fetched fibber when he finally needs their help for real? Will anyone listen?This reimagined Aesop fable, The Boy Who Cried Wolf, is a Dorktales Classic.Episode webpage: https://jonincharacter.com/boy-who-cried-hedgewolf/ FAN PAGE FUN: https://jonincharacter.com/dorktalesfans/ DOWNLOAD FUNSHEET/COLOR PAGE:  https://bit.ly/dorktales9funsheet GRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep9freePDFPARENTS, TEACHERS AND HOMESCHOOLERS: In this retelling of the classic Aesop's fable, The Boy Who Cried Wolf, young listeners explore the importance of honesty, trust, personal responsibility, and the consequences of their actions. The story encourages children to think about how trust is built, why truthfulness matters, and how their choices can affect others.IF YOU ENJOYED THIS STORY about a retelling of a favorite fable, we think you'll also enjoy episode 22, The Lion and the Hedgehog: https://jonincharacter.com/lion-and-the-hedgehog/ CREDITS: This episode is a Jonincharacter production. It was written by Amy Thompson, produced by Molly Murphy and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Four easy ways to support Dorktales to keep the mic on and the stories coming: donate, subscribe or follow, leave a review, tell a friend! All support links are here in the show notes below

Pls be kind to your suborbinates.Follow Spooko on Insta: @_spooko_Join the Feel Bad Club on our discord: https://discord.gg/mJAJYCChGyAnd if you're keen for more Peach and Shag, check out our OTHER pod (it's about Gordon Ramsay): @peachandshagsnightmaremethodOh, and pls drop a review if you've been listening for a while!See omnystudio.com/listener for privacy information.

Send voice or text msgAthena and her best friend Pallas love playing beautiful music together, so they eagerly sign up for Litropia's first Fabulous Flautist Competition. Both are determined to do their best while cheering each other on along the way. But Athena's prideful father, Zeus, zaps Pallas's confidence when he tries to give Athena an unfair advantage. Athena must help her friend find the courage to stay and teach the king of the gods a lesson about honest competition, friendship, and the joy of celebrating the success of others.Episode webpage: https://jonincharacter.com/athenas-magical-flute/ DOWNLOAD WORKSHEET: https://bit.ly/dorktales132funsheet GRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep132freePDF PARENTS, TEACHERS AND HOMESCHOOLERS: Athena's Magical Flute is a story about supportive friendships, good sportsmanship, and respectful competition. As Athena and Pallas prepare for a flute competition, they demonstrate how friends can encourage and support one another even when participating in the same competitive event. When Zeus's desire to see Athena win leads him to doing something unfair, the story explores the importance of honesty, taking responsibility for mistakes, and repairing relationships through sincere apologies. Ultimately, the episode celebrates the joy of celebrating another person's success.IF YOU ENJOYED THIS STORY with Greek Mythological characters, we think you'll also enjoy episode 128, Hercules and the Heroes: https://jonincharacter.com/hercules-and-the-heroes/CREDITS: This episode is a Jonincharacter production. It was written by Rebecca Cunningham, directed and produced by Molly Murphy and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Announcing our new FAN PAGE where the magic of Dorktales Storytime continues beyond the podcast. Check out all the cool stuff just for you: https://jonincharacter.com/dorktalesfans/ Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

Wed Bible Study with Pastor Michael Paul VargheseFor any further information, visit us at : www.gracechapel.org.inor please write to - info@gracechapel.org.inYouTube/ word of his grace broadcastFaceBook/Instagram - gracechapelbglrFaceBook/Instagram - superteensclubFor tithes and offerings, Pls use the below bank details : Name -Grace Chapel Acc No- 520101011534520IFSC code - UBIN0906204Type of Account- Savings Account Bank- Union Bank of India , Branch- Koramangala

Sunday Service @ Grace Chapel, BangaloreWith Pastor Michael Paul VargheseFor any further information, visit us at : www.gracechapel.org.inor please write to - info@gracechapel.org.inYouTube/ word of his grace broadcastFaceBook/Instagram - gracechapelbglrFaceBook/Instagram - superteensclubFor tithes and offerings, Pls use the below bank details : Name -Grace Chapel Acc No- 520101011534520IFSC code - UBIN0906204Type of Account- Savings Account Bank- Union Bank of India , Branch- Koramangala

10 lat w otoczeniu kawy specialty — i 10 lekcji, które z tego wyciągnąłem: o ludziach, prostocie, romantyzowaniu kawowego biznesu oraz o tym, by nigdy nie nawracać nikogo na kawę. Osobisty odcinek, którego nagranie sugerowaliście mi przez ostatnie dwa lata. Smacznego odbioru!Linki:Strona domowaInstagram | X/TwitterNewsletter „Bo czemu nie?”10 odcinków na wakacje:#005 – Jak działa palarnia kawy? →#008 – Cała Polska tonie w kawie? →#012 – Jak wybierać kawę dla siebie? →#016 – Turystyka kawowa →#018 – Jak i dlaczego smak kawy się zmienia? →#022 – Dlaczego kawa drożeje? → #034 – Coś słodkiego do kawy? →#036 – Woda do kawy → #051 – Moje ulubione, kawowe aplikacje → #052 – Ziarna pod lupą, czyli o kontroli jakości kawy →Partnerzy:- Palarnia kawy HAYB (w odcinku kod -10% na kawy i herbaty!)Prowadzący: Krzysztof KołaczMam prośbę: Oceń ten podcast w Apple Podcasts oraz na Spotify. Zostaw tyle gwiazdek, ile uznasz. Twoja opinia ma znaczenie!Zainteresowany współpracą? Pogadajmy! kawa@boczemunie.plSłuchaj, gdzie chcesz: Apple Podcasts | Spotify i przez RSS.Rozdziały:(00:00:09) INTRO(00:00:42) Wstępniak(00:02:28) Lekcja 1. – kawa to ludzie(00:04:17) Lekcja 2. – pogoń za perfekcją nie ma sensu dla 90% kawoszy(00:06:05) Lekcja 3. – zmieniaj tylko jeden parametr jednocześnie(00:06:59) Lekcja 4. – każdy romantyzuje o prowadzeniu własnego gastro biznesu(00:10:03) Lekcja 5. – turystyka kawowa daje ogromną frajdę(00:12:22) Lekcja 6. – woda ma znaczenie i jest cholernie istotna(00:13:04) Lekcja 7. – warto zmieniać ziarna i miejsca(00:14:32) Lekcja 8. – warto choć raz wybrać się na kawowe targi(00:15:18) Lekcja 9. – barista nie jest Twoim sługą i przyjacielem na całe życie(00:17:20) Lekcja 10. – nie nawracaj nikogo na kawę specialty(00:18:20) A jaka jest Twoja historia?

Grace and Alvina run through some basic terms in publishing, including what a publishing division vs a publishing imprint might mean. They talk about the different departments in a publishing house, including the differences between marketing and publicity, and some other different titles and departments, including the distinction between Production and Production Editorial. They talk about advances and royalties. and P&Ls, too! For the Fortune Cookie segment, in honor of graduation season, they talk about what they might give a commencement speech about if ever given the opportunity. And they end as always with what they're grateful for. Click here to become a Patreon member: https://www.patreon.com/Bookfriendsforever1. Follow us on YouTube: https://www.youtube.com/@Bookfriendsforever_podcast Follow us on Instagram: https://www.instagram.com/bookfriendsforever_podcast/

Cette semaine : State of Play, RetroBat 8.1.2, MS veut des agents IA partout dans Windows, Spider-Noir, BUNKR - Signals, retour du Ryzen 7 5800 X3D, AMD Radeon RX 9070 GRE, le marché PC toujours en PLS, MSI Claw 8 EX AI Plus, et annonces Nvidia DGX Spark / RTX Spark. Lisez plutôt Torréfaction #374 : le récap' du State of Play, Spider-Noir, retour du Ryzen 7 5800 X3D, MSI Claw 8 EX AI Plus et les annonces Nvidia DGX Spark / RTX Spark avec sa vraie mise en page sur Geekzone. Pensez à vos rétines.

Elisha Newell and Isabel Viera unpack some of WA's biggest corporate U-turns in the wake of Allbirds' AI pivot. Plus: Civmec's order book boost; PLS' plant opening and a Perth mansion sale.

Send voice or text msgIn this summer edition of Mr. Redge's Hotline, Jonathan and Redge share exciting news about the brand-new Dorktales Fan Page, introduce the first-ever FAN-TALES fan zine, and answer listener questions from around the world. They chat about Rapunzel, Scribbleton, spy missions, the Foreshadow, and celebrate a whole bunch of wonderful listener ideas. Plus, there are shoutouts, and a few top-secret hints about stories still to come.Important News Alerts:Introducing FAN TALES, Dorktales Fan-Powered Fun Zine, Issue 1:  https://bit.ly/fantales1 Inside this mini-magazine, you'll find fantastic thoughts and creations from fans from around the world. Calling all Dorktales fans! Check out our brand-new Fan Page: https://jonincharacter.com/dorktalesfans/ Think of this as a special gathering spot for listeners and their families, where the magic of Dorktales Storytime continues beyond the podcast. Have a question for a future Hotline episode? Grownups, go to our fan page or email us dorktalesstorytime@gmail.com or leave a comment on Spotify.Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

"I was drawn to the recording because the sound of the mowers felt like spring. I enjoyed the noise of the mowers and wanted to work with it. The mowers cut in an out, processed by my modular synth, with a noisy drone in the background from the synth. Some tape noise shows up too. Recorded in Ottawa, May 30 2026 (Drone Day!). Mixed and mastered the next day. Pls wear headphones, there's some funky stereo stuff going on." Strimmers in the Dolomites reimagined by Josh Yazbeck.

Yesterday I was sitting with an intern — three businesses, three sets of financials, three different industries spread out in front of us. Restaurants. Retail. Travel. Profit & Loss statements, balance sheets. And we're just digging in.   I asked her if any of this was the same as what she's learning in school. She looked at me and said, "God, no."   That answer stayed with me.   Because here's what we were really doing — we weren't just running numbers. We were reading a story. Food sales were up, but food cost shot up even more. Dairy up. Produce up. Meat down. Weather impacts. Fuel. All of it showing up in the space between the notes. Which is exactly what someone told me years ago when I was studying piano — the music lives in the space between the notes, not just the notes themselves.   Your business is the same way. The numbers, the foot traffic, the team dynamics, the cashflow rhythm — it's all telling you something. The question is whether you're willing to open your eyes, your ears, and your heart enough to hear it.   This episode is built around three things I walked that intern through — the same three things I come back to every time I'm in the weeds with a business. Story. Rhythm. Consistency. Not a cookie-cutter method someone handed you. A framework you build on your own terms, from the inside out.   If your business feels like it's whispering and you keep talking over it — this one's for you.   Key Takeaways: • Your numbers aren't just data — they're a story. Dairy up, produce up, meat down, weather impacts: every detail is a sentence in the chapter your business is trying to hand you. • The space between the notes is where the real information lives. Don't just read the headline metrics. Read what's in between them. • AI is most powerful when you already know what story you're trying to understand. Use it to interpret, not just to process. • Finding your rhythm with your team builds the bridge between the people running the business and the people making the results happen. Rhythm first. Flow follows. • Consistency is what creates congruency. When everyone's plating the dish the same way, running lineup notes the same way, showing up to meetings the same way — that's how alignment actually gets built. • Flow isn't something you chase. It's something you fall into when the story, the rhythm, and the consistency are all working together. • You're not following a cookie-cutter path. You're carving your own — and that only happens when you listen to what your business is actually trying to tell you.   Timestamps / Chapter Markers: 00:02   A mentoring session and three sets of financials on the table 00:45   What they were actually looking at — P&Ls and balance sheets 01:20   The real question: what do these numbers mean for how we run the business? 02:24   Three businesses, three industries: restaurants, retail, travel — and the nuances between them 03:00   Prime cost, table turns, GMROI — the metrics that are different by industry 03:45   The intern's answer: "God, no" — she's learning way more here than in school 04:10   The story starts to surface: food sales up, food cost up even more — what happened? 04:37   Dairy up, produce up, meat down — the nitty-gritty details that add up to a chapter 05:10   The piano lesson: the music lives in the space between the notes 05:45   Reading between the lines — how to hear what the numbers are actually communicating 06:15   The 360-degree view: why the story matters as much as the spreadsheet 07:02   Point One — your whole business is telling you a story 07:30   Broken processes, wrong people, ordering waste — the story reveals it all if you're willing to look 08:00   AI as a creative partner — using it to interpret the story, not just process tasks 08:30   What opens up when you stop checking boxes and start listening 09:00   Story leads to creative solutions — the customer experience, the business moving forward 09:24   Point Two — finding your rhythm 09:50   Rhythm with your team builds the bridge between leaders and the people creating results 10:15   Rhythm in cashflow — what does the weekly pattern actually look like? 10:40   Rhythm in numbers, processes, foot traffic, marketing, projects — it's all connected 11:05   Rhythm leads to flow. Flow is alignment. Flow is elevated thinking and elevated creativity. 11:20   Point Three — consistency 11:35   Consistency → congruency → alignment: plating food, running lineup notes, showing up the same way every time 11:49   The close: your business, your numbers, your heart — all telling you a story. Are you listening? 12:10   Carving your own path — on your own terms, not someone else's cookie-cutter method   If this episode hit — if you've been running your business and you know, somewhere underneath it all, that you haven't really been listening to the story it's trying to tell you — share this one. Send it to the founder who's buried in spreadsheets but can't figure out why nothing is moving. Send it to the leader who's grinding through a checklist but feels like something's off.   Hit follow so you don't miss the next one. And if you've been listening for a while and this show has been valuable to you, a review means more than you know — it helps more founders like you find their way here.   READY TO UNCOVER THE BLIND SPOT HURTING YOUR SMALL BUSINESS?

In der heutigen Folge sprechen die Finanzjournalisten Daniel Eckert und Holger Zschäpitz über den Milliardenkauf von Berkshire, den Profiteur eines Mega-KI-Projekts in Frankreich und was sonst noch wichtig wird in dieser Woche. Außerdem geht es um Taylor Morrison, D.R. Horton, Lennar, PulteGroup, SoftBank, Schneider Electric, BioNTech, Microsoft, Nvidia, Intel, AMD, Hochtief, Zalando, Porsche Automobil Holding, iShares Core MSCI World ETF (WKN: A0RPWH), Sony Financial Group, JD Sports, Barratt Redrow, Auto Trader, Entain, Pinterest, DraftKings, The Trade Desk, Zillow, LEG Immobilien, PLS (ehemals Pilbara Minerals), Var Energi, Equinox Gold, TechnipFMC, Medline, Circle Internet Group, Alphabet, Apple, Amazon, Tesla, Micron, UBS, Apollo Global Management, EQT, Partners Group, Partners Group Private Markets Evergreen (ISIN: LU2716887091). Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Hier könnt ihr den AAA-Newsletter abonnieren: https://www.welt.de/newsletter/article232797673/Alles-auf-Aktien-Der-taegliche-Boersen-Newsletter-fuer-WELTplus-Abonnenten.html Und - ganz neu: AAA gibt es jetzt auch auf Instagram: https://www.instagram.com/alles_auf_aktien/ Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Anzeige: Diese Folge enthält Werbung für Smartbroker+. Depot eröffnen, 30 € ETF als Bonus sichern und aus tausenden ETFs wählen. Smartbroker+ macht Investieren einfach. Alle Informationen gibt es unter: https://get.smartbrokerplus.de/triple-aaa-podcast2/ Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Sunday Service @ Grace Chapel, BangaloreWith Pastor Joji Koshy LaluFor any further information, visit us at : www.gracechapel.org.inor please write to - info@gracechapel.org.inYouTube/ word of his grace broadcastFaceBook/Instagram - gracechapelbglrFaceBook/Instagram - superteensclubFor tithes and offerings, Pls use the below bank details : Name -Grace Chapel Acc No- 520101011534520IFSC code - UBIN0906204Type of Account- Savings Account Bank- Union Bank of India , Branch- Koramangala

This is one of my favorite recent episodes: a caller walks out of a movie theater to talk to me for an hour instead of watching the movie he went to see. We discuss break ups, conflicting truths, playing with condoms he found on the ground, and more. He is a genius. Pls listen. Look inside the toolshed out back. I am a gecko.GET TICKETS FOR THERAPY GECKO LIVE: therapygeckotour.com GET BONUS EPISODES: https://www.patreon.com/cw/lyleforever follow me on instagram and I’ll post a story when I’m taking calls: instagram.com/lyle4ever GET WEIRD EMAILS FROM ME SOMETIMES BY CLICKING HERE.See omnystudio.com/listener for privacy information.

In this episode, we have spoken about superstitions that people follow in India and Our experiences in a comical way. Ft Senthil, Durai & KabilanShow edited by Vembuli and ashn_01.Poster edit by ashn_01 .Pls provide your valuable feedback and suggestions here: https://forms.gle/ErGcmxe1Ld887K6a9Join our discord community to interact with us and our community:https://discord.gg/9bPyaE7jv4

Send voice or text msgHoist the sails for a pirate adventure across the Fantasea! Join our crew on a high seas quest to find the rare Golden Peanut. Their treasure hunt begins with cracking the mysterious Corvid Code on an ancient map that guides them to the hidden Legume Lagoon. 'Tis a wild journey filled with encounters including a giant squid, wandering whales, and bouncy jellyfish. But when a rival crew of squirrel pirates tries to claim the treasure first, our pirate friends must decide whether to battle for the prize or join forces to discover its magical secret.Episode webpage: https://jonincharacter.com/the-golden-peanut/DOWNLOAD FUNSHEET: https://bit.ly/dorktales131funsheet GRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep131freePDF PARENTS, TEACHERS AND HOMESCHOOLERS: The Golden Peanut explores themes of cooperation, communication, curiosity, and sharing through a playful pirate adventure. As rival pirate crews compete to claim a legendary treasure, the story reveals that the Golden Peanut's true magic can only be unlocked through teamwork and trust. Young listeners are encouraged to think about conflict resolution, working together toward a common goal, and how sharing can create more joy and opportunity for everyone.IF YOU ENJOYED THIS STORY about a pirate adventure, we think you'll also enjoy episode 72, The Tale of Swashbuckle Joe: https://jonincharacter.com/the-tale-of-swashbuckle-joe/ CREDITS: This episode is a Jonincharacter production. It was written, directed and produced by Molly Murphy and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Sign up for FREE access to our Dorktales Resource Library stocked with color pages, activity guides, conversation starter PDFs, printables and more: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

As women investors, we were taught how to grow portfolios—not how to actually pay ourselves from them. In this episode, we break down the difference between our business making money and us taking home money, and why we both spent years feeling “cash poor” despite owning strong portfolios. We share why we started paying ourselves (even when it felt “too small to matter”) to avoid resentment and burnout, and how you can do the same—whether that's a few hundred dollars a month or strategic lump‑sum payouts. We walk through: How our LLCs are set up and what they actually do (liability, not magic tax shelters) How we use owner distributions and contributions without triggering new taxable events The simple rules we follow to avoid commingling funds How we use bookkeeping, P&Ls, and regular CFO meetings to decide what we can safely pay ourselves How each of us handles big checks from sales or refinances while still funding taxes, reserves, and future deals We'll show you how we let our portfolios actually serve us, not just look good on paper.       Resources: Simplify how you manage your rentals with TurboTenant Get in touch with Envy Investment Group Make sure your name is on the list to secure your spot in The WIIRE Community  Leave us a review on Apple Podcasts Leave us a review on Spotify Join our private Facebook Community Connect with us on Instagram

Sunday Service @gracechapelbglr With Pastor Michael Paul VargheseFor any further information, visit us at : www.gracechapel.org.inor please write to - info@gracechapel.org.inYouTube/ word of his grace broadcastFaceBook/Instagram - gracechapelbglrFaceBook/Instagram - superteensclubFor tithes and offerings, Pls use the below bank details : Name -Grace Chapel Acc No- 520101011534520IFSC code - UBIN0906204Type of Account- Savings Account Bank- Union Bank of India , Branch- Koramangala

Send voice or text msgThree goat siblings set off on a quest to reach the hill with the healthiest snacks when they butt heads with a very hangry troll. Are they fit for the challenge? Will it take brains or brawn to beat the troll and cross the bridge? Each goat must use their own special strengths to outsmart the greedy troll and protect one another. Clever tricks, sibling teamwork, and one very surprised flying troll will leave you rolling in clover.This reimagined story of the Norwegian fairytale, Three Billy Goats Gruff, is a Dorktales Classic.Episode webpage: https://jonincharacter.com/three-billy-goats-buff/DOWNLOAD FUNSHEET/COLOR PAGE: https://bit.ly/dorktales18funsheet GRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep18freePDF PARENTS, TEACHERS AND HOMESCHOOLERS: In this playful retelling of “The Three Billy Goats Gruff,” kids explore how problem-solving can take many forms. Each goat sibling uses a different strength to face a hangry troll, showing that intelligence, creative and strategic thinking, and physical strength all have value. The story also encourages self-confidence, healthy habits, perseverance, and recognizing that everyone approaches challenges differently.IF YOU ENJOYED THIS STORY about a retelling of a favorite fairytale, we think you'll also enjoy episode 9, The Boy Who Cried Hedgewolf: https://jonincharacter.com/boy-who-cried-hedgewolf/ CREDITS: This episode is a Jonincharacter production. It was written by Amy Thompson, produced by Molly Murphy and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

Send us Fan MailYall, this week's guest is a storyteller whose words don't just entertain — they heal, challenge, and stay with you long after the final page. Keala Kendall is the New York Times and USA Today bestselling author behind Disney's A Twisted Tales novels inspired by Moana and Lilo & Stitch — and now, her powerful new book, That Which Feeds Us, is turning heads across the literary world for its haunting exploration of paradise, culture, and survival. She and I had the best time exploring her creative processes and I'm grateful for her inviting me along for such a fun and immersive conversation. My Mississippi self can even pronounce Hawaii correctly now! AND- ahem,  I had NO idea she was behind Twisted Tales with Stitch! Ummm- that lil guy is HOH in this house! He could have even made an unofficial appearance in our conversation.

Send voice or text msgGet ready for a high-speed adventure! Redge suits up for the Folktale Forest Grand Prix, a magical Formula 1 race across Once Upon A Time. With help from his pit crew, he solves riddles that guide his route, taking him to princess castles in Mythdom, the foggy waters of Legend Lake and the towering skyline of Litropia. But the race isn't just about speed, Redge must navigate tricky turns, fierce competition, and a rival team willing to cheat to win. As he zooms towards the finish line, he makes a surprising choice that changes the outcome of the Grand Prix for everyone.Episode webpage: https://jonincharacter.com/redges-fantastical-f1/          DOWNLOAD COLOR PAGE: https://bit.ly/dorktales130colorfun GRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep130freePDF PARENTS, TEACHERS AND HOMESCHOOLERS: In “Redge's Fantastical F1,” kids experience a racing adventure that explores teamwork, fairness, perseverance, and empathy. As Redge and Team Mander solve riddles across Once Upon a Time, they discover another team has been cheating to gain an advantage. Instead of seeking revenge, Redge chooses compassion and good sportsmanship, helping a stranded rival return to the race. IF YOU ENJOYED THIS STORY about a race in Once Upon A Time, we think you'll also enjoy this race in Episode 10, Ready Set Slow!: https://jonincharacter.com/ready-set-slow/CREDITS: This episode is a Jonincharacter production. It was written by Monique Hafen Adams, edited and produced by Molly Murphy, and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Visit the official Dorktales shop, Once Upon A Merch at dorktales-shop.fourthwall.com to find fun merch inspired by our podcast.Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

Renovations and conversions are about to outpace new builds by a lot — and that changes who suppliers should sell to. Glenn Haussman talks with Bruce Ford, SVP at Lodging Econometrics, in Las Vegas while Choice Hotels International's convention and HD Expo run in the same building.

Send voice or text msg“Rump, who?” asks Redge as Jonathan spins the tall tale of Daphne, the Miller's daughter, who must spin thread into gold for a greedy king. Facing an impossible challenge, Daphne must think fast, make tough choices, and outsmart a tricky deal. It's an epic yarn involving a mysterious little man, a clever guessing game, and a Wizard of Oz–inspired ending full of surprises. This reimagined story of Rumpelstiltskin is a Dorktales Classic.Episode webpage: https://jonincharacter.com/dorktales-rumpletalespin/   DOWNLOAD COLOR PAGE: https://bit.ly/dorktales4colorfun GRAB YOUR FREE PDF list of conversation questions for this episode: https://dorktalesstorytime.aweb.page/ep4freePDF PARENTS, TEACHERS AND HOMESCHOOLERS: This story explores the importance of thoughtful decision-making, especially when under pressure. Daphne faces increasingly difficult challenges and must navigate fear, urgency, and high-stakes choices. The episode encourages children to think critically and recognize the consequences of their actions.IF YOU ENJOYED THIS STORY about a retelling of a favorite fairytale, we think you'll also enjoy episode 32, the Princess and the Pincushion: https://jonincharacter.com/the-princess-and-the-pincushion/ CREDITS: This episode is a Jonincharacter production. It was written by Amy Thompson, produced by Molly Murphy and performed by Jonathan Cormur. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Visit the official Dorktales shop, Once Upon A Merch at dorktales-shop.fourthwall.com to find fun merch inspired by our podcast.Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

Ready to find out if your brokerage is built to survive the next wave of digital disruption? What does the future of the spot market look like when instant pricing APIs and AI-driven automation become the industry standard? In this episode, Bill Driegert of DAT joined the show at the 2026 TIA Capital Ideas Conference to talk straight about the digitalization of freight! We highlight why operational excellence must come before automation, the shift toward app-centric carriers, and why even the most "old-school" brokers need to start experimenting with different tools to audit their P&Ls and optimize their RFPs!   About Bill Driegert Bill is the EVP of Convoy Platform at DAT and oversees the shipper and carrier business segments. He was previously the EVP of Trucking at Flexport and the co-founder and Head of Operations at Uber Freight, Uber's logistics business. Bill began his career in freight as the fourth employee at Coyote Logistics (acquired by UPS), where he grew the role to Chief Innovation Officer. Prior to joining Uber, he served as COO at Pillow Homes. He also spent time at Amazon as Director of Planning and Innovation. Bill holds an M.A. in Supply Chain from MIT, an M.B.A. from the University of Chicago, and a B.A. from Southern Methodist University.  

Points of Interest 00:01 – 00:38 – Introduction: Marcel introduces Sei-Wook Kim, co-founder of Barrel and Barrel Holdings, highlighting his experience building and scaling multiple agencies. 00:38 – 01:31 – What Barrel Holdings Does: Sei-Wook explains their holdco structure, managing a portfolio of independent, specialized marketing agencies with a long-term acquisition strategy. 01:31 – 03:31 – Origin of the Holdco Model: The conversation explores how Barrel evolved from a single agency into multiple businesses through spin-offs and organic opportunities. 03:31 – 04:56 – Shift from Incubation to Acquisition: Sei-Wook shares why they moved from building agencies from scratch to acquiring established firms to accelerate growth. 04:56 – 06:07 – Independent Portfolio vs Roll-Up Strategy: They discuss why Barrel Holdings avoids the traditional roll-up model in favor of independently operated agencies with separate P&Ls. 06:07 – 07:31 – Long-Term Investment Philosophy: Sei-Wook explains their long-term hold strategy, focusing on durability, adaptability, and avoiding short-term exit pressure. 07:31 – 09:09 – Capital Strategy and Self-Funding: The discussion covers their decision to fund acquisitions through internal capital and debt rather than external investors. 09:09 – 12:52 – What Makes an Agency Attractive: Sei-Wook outlines key acquisition criteria, including specialization, recurring revenue, and strong leadership teams. 12:52 – 15:06 – Challenges in Financial Diligence: They break down common issues in agency financials, including inconsistent revenue tracking and unclear cost structures. 15:06 – 17:29 – Understanding True Profitability: The conversation highlights how to normalize owner compensation and adjust financials to reflect true EBITDA. 17:29 – 21:01 – Operating Model and Performance Metrics: Sei-Wook explains their weekly and quarterly cadence, including key metrics like revenue, expenses, and pipeline forecasting. 21:01 – 35:43 – Forecasting, Scaling, and the Impact of AI: The episode closes with insights on forecasting discipline, scaling leadership across multiple agencies, and how AI may reshape agency value and delivery. Show Notes Sei-Wook Kim on LinkedIn Peter Kang on LinkedIn Agency Habits Website Barrel Holdings Website Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Calling all professional surveying entrepreneurs! Do you often wonder what it takes to run a small surveying business? Do you start from scratch or seek out an existing business for sale? What does it take to make it grow? Do you have what it takes to be a successful business owner?  This week's episode of "Surveyor Says! The NSPS Podcast" finds us at the "Boise Meridian Initial Point Celebration" where we happen to run into our former NSPS Director for Idaho, Stewart Ward, PLS, and owner of Dioptra, a small surveying firm in Chubbuck, ID. Our host, Tim Burch, sat down with Stewart to discuss his path to surveying, licensure, and company ownership. They talked about what it takes to run a successful business, being an effective manager AND leader, and staying humble through it all. Stewart offers a few suggestions to think about when considering ownership while keeping your personal skills sharp. While this conversation went a little longer than most, give it a listen and you will agree it is worth the time. Lots of knowledge nuggets here, so takes some notes and be inspired!

Send voice or text msgA story of big ideas and bold curiosity! David Unaipon was an Aboriginal Australian inventor, author, preacher, and lifelong learner who never stopped asking “what if?” His invention of mechanical sheep shears helped farmers go from shearing 30 to 300 sheep a day. It was life-changing! He used scientific thinking and Aboriginal knowledge to create solutions far ahead of his time, including concepts for rotary-wing flight before helicopters existed. David traveled across Australia, sharing ideas about science, storytelling, and culture, inspiring people wherever he went. Today, he appears on Australia's 50-dollar note, a tribute to his brilliant mind and never-give-up spirit.Go to the episode webpage: https://jonincharacter.com/david-unaipon/   DOWNLOAD COLOR PAGE: https://bit.ly/dorktales129colorpages          FREE ACTIVITY GUIDE on David Unaipon: https://dorktalesstorytime.aweb.page/ep129freePDF If you enjoyed this story about David Unaipon, you may also enjoy learning about the agricultural inventor, George Washington Carver: https://jonincharacter.com/george-washington-carver/ CREDITS: Hidden Heroes of History is a Jonincharacter production. Today's story was written by Rebecca Cunningham, directed and produced by Molly Murphy and performed by Jonathan Cormur and Sophie. Sound recording and production by Jermaine Hamilton at Pacific Grove Soundworks.Visit the official Dorktales shop, Once Upon A Merch at dorktales-shop.fourthwall.com to find fun merch inspired by our podcast.Support the showREACH OUT!Send us a TEXT:  if your young listener has a question. Pls include their first name in the text. Your name/number is hidden so it's a safe way to reach out. Leave Voicemail: https://www.buzzsprout.com/1267991/fan_mail/newSend us an email: dorktalesstorytime@gmail.comDM us on IG @dorktalesstorytimeLibrary of Resources: https://dorktalesstorytime.aweb.page/Dorktales-Library-CardSupport Us: https://www.buzzsprout.com/1267991/supporters/new Our Pod's Songs: https://dorktalesstorytime.bandcamp.com/musicNow, go be the hero of your own story and we'll see you next once-upon-a-time!

01. Chanknous - Covered In Sweat 02. Rico Slavic - Speechless 03. Giorgio V. - Tom's Club 04. Mattei & Omich, Steff Daxx - I Don't Need It 05. Dante Tom, Sebb Junior - Key To Your Soul 06. Bondax - Baby I Got That 07. Boon - To the Beat 08. Leisan - To The Rhythm 09. Sebb Junior - The Stars Are Yours 10. Craftsmanship - See U Tonight 11. Mathias Kaden - Freedom 12. Intr0Beatz - Inhale and Exhale 13. Kakkmaddafakka, Roosevelt - Someone New 14. Twenty Six, Bandolero - Paris Latino 15. Steve Robinson - Gonna Move It 16. German Brigante, Alex Kenji - When I'm With You 17. Lenge - Zebrastreifen 18. Deephope - The Tree Of Life 19. Franc Fala, Samm, Benja - You Got What I Want 20. Yame - As I Ran 21. Movement, Shadow Child - Feel Real 22. Scott Diaz - Second Chances 23. Charlotte Moss - Shake Da Funk 24. Tony Romera, Detlef - Pop It 25. Beltran - Smack Yo' 26. Paul C - True Spirit 27. Shapeless - MR. Coffe 28. Broosk - Mistakes 29. Mathias Kaden - Next Wave 30. War, Kyle Watson - Low Rider 31. Dj Sandwich - L amour 32. 4 Da People - Stop Gettin' In My Way 33. Fer Br - Guess What 34. Luca Guerrieri - The Box 35. Dj Fresh, Used, Josh Hunter - Higher 36. House Beach Ensemble, Lovers Holiday - Generator 37. Nukier - Drop It 38. Brizman Neumann - Gated Gongs 39. Fond8 - Play 40. Carlita, Paige Cavell - Patchwork 41. Chris Damon - Supreme 42. Hiatt Db - Come On 43. Marix Green - Always Tech House 44. Cadence. - Pump Up The Funk 45. Anatta - Here Comes the House 46. Jay J, Julius Papp, Themba, Miguel Migs - Remember 47. Colorjaxx - Just Around 48. Bustin Loose, Dam Swindle - Soulbound 49. Umaedo - Body Moving 50. Shermanology - Girl On The Beat 51. Pls&Ty, Thomas Daniel - Move 52. Anton Yaz, Miliard, Chris Stevo - La Bomba 53. Niken - Move! 54. Marcos Aldinio - Free Motion 55. Sebb Junior - Brighter Land 56. Paco Caniza - Mirage 57. Tony Romera - La Street 58. Soulpainters - Remember (House Of Prayers) 59. Baccus - Don't You Know 60. Chris Lake, Black Lotus - Favourite One 61. Realcyclers, Crazibiza, Discotom - Murder on the Dance Floor 62. Jc - Inside Out 63. Vasily Umanets, Vertigini - Bring It Back 64. Agent Stereo - Funky Beat Freak 65. Saison, Black Widow - This Is the House 66. Haven, Kender Chaz - I Run 67. Testone, 88 Birds - Catch You 68. Mihai Popoviciu - Make This Beat 69. Watchers - Pound For Pound 70. Chinonegro - Groove Theory 71. Jay Vegas, Dj Kone & Marc Palacios - Good Of Days 72. Re-Tide, Mattei & Omich - Daft Loop 73. Jess Bays, Tcts - Going Next 74. Aleksandir - Hometurf 75. Selci - Counting At Sunset 76. Kevin Saunderson, Harry Romero, Reese, Santonio - The Sound 77. Manuel Zach - Good Time