Podcasts about allstate insurance

This week on the Team Lally Real Estate Radio Show, we interview Kim Crinella of Weddings on Oahu. Kim takes us behind the scenes of her most unforgettable weddings, including the most elaborately planned ceremony, a spur-of-the-moment love story, and even a tattoo-themed wedding that started a trend. She shares her advice for couples getting married on Oahu, including the steps to take, places where weddings aren't allowed, and the local traditions that couples love to include. Don't miss her favorite story from officiating and the heartfelt tips she gives to every couple on their big day.We also have our Experts We Trust. Duke Kimhan of Hawaii Pacific Property Management returns to talk about Hawaii's golden commodity—parking. He explains why it's crucial in rental management and why his team avoids properties without it. Jodie Tanga of Pacific Rim Mortgage provides smart credit score tips, including how payment timing affects your score and strategies to get mortgage-ready. Bradley Maruyama of Allstate Insurance shares updates on expanded flood coverage and what buyers should know when purchasing in flood zones.Who is Kim Crinella?Kim is a passionate wedding officiant who has been celebrating love on Oahu since 2016. With a warm, authentic style, Kim specializes in nonreligious ceremonies that reflect each couple's unique journey. Her thoughtful approach and eye for detail ensure every celebration feels meaningful, personal, and stress-free. Whether you're planning a last-minute elopement or a carefully curated themed wedding, Kim brings both heart and creativity to the moment you say “I do.”Through her business, Weddings on Oahu, Kim offers a variety of ceremony styles tailored to each couple's vision—from romantic beach elopements and courthouse-style vows to themed weddings and even Tattoo Weddings held in a local studio. Drawing from her background in photography and travel writing, Kim captures the essence of every love story she helps tell. With couples traveling from all over the world to get married on the island, Weddings on Oahu makes it easy to plan a ceremony that's simple, beautiful, and true to you.To reach Kim, you may contact her in the following ways:Phone: (808) 382-8861Email: kim@kimcrinella.comWebsite: WeddingsonOahu.com

This week on the Team Lally Real Estate Radio Show, we interview Kim Crinella of Weddings on Oahu. Kim takes us behind the scenes of her most unforgettable weddings, including the most elaborately planned ceremony, a spur-of-the-moment love story, and even a tattoo-themed wedding that started a trend. She shares her advice for couples getting married on Oahu, including the steps to take, places where weddings aren't allowed, and the local traditions that couples love to include. Don't miss her favorite story from officiating and the heartfelt tips she gives to every couple on their big day.We also have our Experts We Trust. Duke Kimhan of Hawaii Pacific Property Management returns to talk about Hawaii's golden commodity—parking. He explains why it's crucial in rental management and why his team avoids properties without it. Jodie Tanga of Pacific Rim Mortgage provides smart credit score tips, including how payment timing affects your score and strategies to get mortgage-ready. Bradley Maruyama of Allstate Insurance shares updates on expanded flood coverage and what buyers should know when purchasing in flood zones.Who is Kim Crinella?Kim is a passionate wedding officiant who has been celebrating love on Oahu since 2016. With a warm, authentic style, Kim specializes in nonreligious ceremonies that reflect each couple's unique journey. Her thoughtful approach and eye for detail ensure every celebration feels meaningful, personal, and stress-free. Whether you're planning a last-minute elopement or a carefully curated themed wedding, Kim brings both heart and creativity to the moment you say “I do.”Through her business, Weddings on Oahu, Kim offers a variety of ceremony styles tailored to each couple's vision—from romantic beach elopements and courthouse-style vows to themed weddings and even Tattoo Weddings held in a local studio. Drawing from her background in photography and travel writing, Kim captures the essence of every love story she helps tell. With couples traveling from all over the world to get married on the island, Weddings on Oahu makes it easy to plan a ceremony that's simple, beautiful, and true to you.To reach Kim, you may contact her in the following ways:Phone: (808) 382-8861Email: kim@kimcrinella.comWebsite: WeddingsonOahu.com

This week on the Team Lally Real Estate Radio Show, we interview Danny Langerman of DHA Financial LLC. Danny explains what makes their lending process different—from strong responsiveness to tailored client care. He shares loan options for first-time and seasoned buyers, why service matters, and introduce his podcast, Behind the Home Build. Danny also gives practical tips for homebuyers and discusses mortgage strategies, including whether a 30-year loan is still the best choice and how buydown options work.We also have our Expert We Trust. Amphay Champathong of Estate Planning Group talks about estate tax changes and shares a real probate case. Bradley Maruyama of Allstate Insurance explains why you should update insurance policies when placing your home in a trust and highlight roof-related issues affecting coverage. Duke Kimhan of Hawaii Pacific Property Management reveals key questions to ask when choosing a property manager and how his team helps owners from day one.Who is Danny Langerman?Danny Langerman is a veteran in the mortgage industry with over two decades of experience helping families achieve homeownership. As the Founder and CEO of DHA Financial, Danny has personally guided clients through the mortgage process since 2001, funding over $50 million in home loans. Licensed in six states, including Hawaii, he is known for delivering expert, customized mortgage advice. Danny also hosts the Behind the Home Build podcast, where he shares insights into the mortgage and homebuilding worlds.DHA Financial LLC is a trusted mortgage company committed to making the home loan experience smooth, transparent, and efficient. With a focus on a streamlined, paperless process and highly personalized service, the team offers smart financing solutions for buyers, builders, and those refinancing. Whether you're purchasing your first home or upgrading to your next, DHA Financial provides the expertise and tools to support every step of your journey.To reach Danny Langerman, you may contact them in the following ways:Phone: (303) 929-3921Email: dlangerman@dhaloan.comWebsite: https://dhaloan.com/

This week on the Team Lally Real Estate Radio Show, we interview Danny Langerman of DHA Financial LLC. Danny explains what makes their lending process different—from strong responsiveness to tailored client care. He shares loan options for first-time and seasoned buyers, why service matters, and introduce his podcast, Behind the Home Build. Danny also gives practical tips for homebuyers and discusses mortgage strategies, including whether a 30-year loan is still the best choice and how buydown options work.We also have our Expert We Trust. Amphay Champathong of Estate Planning Group talks about estate tax changes and shares a real probate case. Bradley Maruyama of Allstate Insurance explains why you should update insurance policies when placing your home in a trust and highlight roof-related issues affecting coverage. Duke Kimhan of Hawaii Pacific Property Management reveals key questions to ask when choosing a property manager and how his team helps owners from day one.Who is Danny Langerman?Danny Langerman is a veteran in the mortgage industry with over two decades of experience helping families achieve homeownership. As the Founder and CEO of DHA Financial, Danny has personally guided clients through the mortgage process since 2001, funding over $50 million in home loans. Licensed in six states, including Hawaii, he is known for delivering expert, customized mortgage advice. Danny also hosts the Behind the Home Build podcast, where he shares insights into the mortgage and homebuilding worlds.DHA Financial LLC is a trusted mortgage company committed to making the home loan experience smooth, transparent, and efficient. With a focus on a streamlined, paperless process and highly personalized service, the team offers smart financing solutions for buyers, builders, and those refinancing. Whether you're purchasing your first home or upgrading to your next, DHA Financial provides the expertise and tools to support every step of your journey.To reach Danny Langerman, you may contact them in the following ways:Phone: (303) 929-3921Email: dlangerman@dhaloan.comWebsite: https://dhaloan.com/

This week on the Team Lally Real Estate Radio Show, we interview Dean Otto of Keller Williams Luxury International and Cohana Homes. Dean shares how Cohana Homes offers a new solution for luxury real estate co-ownership. Dean explains how it differs from fractional ownership, addresses common misconceptions, and discusses how they resolve co-owner conflicts fairly. Plus, he shares an exciting example using Team Lally's Sunset Beach listing and talks about creative solutions for owners who aren't actively using their properties. He also highlights how today's real estate market demands innovation—and shares a memorable client success story.We also have our Experts We Trust. Bradley Maruyama of Allstate Insurance talks about flood insurance options and rising insurance fees—key tips for Hawaii homeowners. Haaheo Scanlan from PSI Seminars joins us to highlight their upcoming Basic Seminars, a free workshop on Feminine and Masculine energies, and their new free online course to level up your personal growth.Who is Dean Otto?Dean is a real estate expert with over 30 years in Hawaii's luxury market. Originally from South Africa, he came to the U.S. on a full athletic scholarship and earned a degree in Telecommunications and Film from the University of Oregon. Since moving to Maui in 1989, he's become one of the top agents in the state. He's also a dedicated community leader, supporting local charities and serving as Board President at Maui Preparatory Academy.Cohana Homes, co-founded by Dean Otto, reimagines luxury living through co-ownership—offering an innovative and attainable path to owning second homes in Hawaii's most coveted locations. With a focus on smart investments and elevated lifestyles, Cohana makes high-end properties more accessible, allowing buyers to enjoy the benefits of ownership without the full financial burden. Their mission aligns seamlessly with Keller Williams Luxury, a global leader in premium real estate services. Together, they bring exceptional market knowledge, personalized service, and innovative ownership models to discerning clients looking to invest in Hawaii's finest homes.To reach Dean Otto, you may contact them in the following ways:Phone: (808) 870-7736Email: deanotto@maui.netWebsite: Deanotto.com | Cohanahomes.com

This week on the Team Lally Real Estate Radio Show, we interview Dean Otto of Keller Williams Luxury International and Cohana Homes. Dean shares how Cohana Homes offers a new solution for luxury real estate co-ownership. Dean explains how it differs from fractional ownership, addresses common misconceptions, and discusses how they resolve co-owner conflicts fairly. Plus, he shares an exciting example using Team Lally's Sunset Beach listing and talks about creative solutions for owners who aren't actively using their properties. He also highlights how today's real estate market demands innovation—and shares a memorable client success story.We also have our Experts We Trust. Bradley Maruyama of Allstate Insurance talks about flood insurance options and rising insurance fees—key tips for Hawaii homeowners. Haaheo Scanlan from PSI Seminars joins us to highlight their upcoming Basic Seminars, a free workshop on Feminine and Masculine energies, and their new free online course to level up your personal growth.Who is Dean Otto?Dean is a real estate expert with over 30 years in Hawaii's luxury market. Originally from South Africa, he came to the U.S. on a full athletic scholarship and earned a degree in Telecommunications and Film from the University of Oregon. Since moving to Maui in 1989, he's become one of the top agents in the state. He's also a dedicated community leader, supporting local charities and serving as Board President at Maui Preparatory Academy.Cohana Homes, co-founded by Dean Otto, reimagines luxury living through co-ownership—offering an innovative and attainable path to owning second homes in Hawaii's most coveted locations. With a focus on smart investments and elevated lifestyles, Cohana makes high-end properties more accessible, allowing buyers to enjoy the benefits of ownership without the full financial burden. Their mission aligns seamlessly with Keller Williams Luxury, a global leader in premium real estate services. Together, they bring exceptional market knowledge, personalized service, and innovative ownership models to discerning clients looking to invest in Hawaii's finest homes.To reach Dean Otto, you may contact them in the following ways:Phone: (808) 870-7736Email: deanotto@maui.netWebsite: Deanotto.com | Cohanahomes.com

This week on the Team Lally Real Estate Radio Show, we interview Brian Samson of Cleanscape Hawaii. Adrienne and Attilio share positive client feedback on the outstanding service provided by Cleanscape. Brian talks about what sets their cleaning services apart from others on Oahu, the types of clients they commonly work with, whether they're hiring, and the range of services they offer—including windows, lanais, jalousies, and more. They also offer recurring cleaning options like monthly and bi-weekly services. Bonus: Team Lally listeners can enjoy 20% off their services!We also hear from our Experts We Trust. Duke Kimhan of Hawaii Pacific Property Management breaks down the often-overlooked but essential Property Condition Form—what it's used for, and examples of damage and wear and tear that owners should be aware of. Bradley Maruyama of Allstate Insurance talks about the importance of having the right policy when purchasing a short-term rental, investment property, or vacation home. He explains how different types of use affect your coverage—and why understanding what your policy includes is critical. He also mentions that vacant homes require specific coverage that many property owners aren't aware of.Who is Brian Samson?Brian Samson grew up in the Midwest but has called Oahu's west side home since 2017. An entrepreneur for over a decade, he has successfully founded and led businesses in software, recruiting, e-commerce, private equity, and real estate investing. A proud UCLA Anderson MBA graduate, Brian is also a devoted husband and father of two. In 2024, he joined Cleanscape Hawaii as a partner, continuing his passion for building high-impact businesses. He is also a licensed foster parent and a strong advocate for the 440,000 foster children in the U.S. who need loving homes.Cleanscape Hawaii is a locally owned and operated company specializing in residential and vacation rental cleaning services across Oahu. Known for its reliability, thoroughness, and high standards, Cleanscape Hawaii is trusted by homeowners and property managers alike. With a focus on customer satisfaction and a professional, friendly team, the company helps ensure homes and vacation rentals are cleaned to perfection, making property upkeep stress-free for clients across the island.To reach Brian Samson, you may contact him in the following ways:Phone: (808) 468-7538Email: aloha@cleanscapehawaii.comWebsite: https://cleanscapehawaii.com/

This week on the Team Lally Real Estate Radio Show, we interview Brian Samson of Cleanscape Hawaii. Adrienne and Attilio share positive client feedback on the outstanding service provided by Cleanscape. Brian talks about what sets their cleaning services apart from others on Oahu, the types of clients they commonly work with, whether they're hiring, and the range of services they offer—including windows, lanais, jalousies, and more. They also offer recurring cleaning options like monthly and bi-weekly services. Bonus: Team Lally listeners can enjoy 20% off their services!We also hear from our Experts We Trust. Duke Kimhan of Hawaii Pacific Property Management breaks down the often-overlooked but essential Property Condition Form—what it's used for, and examples of damage and wear and tear that owners should be aware of. Bradley Maruyama of Allstate Insurance talks about the importance of having the right policy when purchasing a short-term rental, investment property, or vacation home. He explains how different types of use affect your coverage—and why understanding what your policy includes is critical. He also mentions that vacant homes require specific coverage that many property owners aren't aware of.Who is Brian Samson?Brian Samson grew up in the Midwest but has called Oahu's west side home since 2017. An entrepreneur for over a decade, he has successfully founded and led businesses in software, recruiting, e-commerce, private equity, and real estate investing. A proud UCLA Anderson MBA graduate, Brian is also a devoted husband and father of two. In 2024, he joined Cleanscape Hawaii as a partner, continuing his passion for building high-impact businesses. He is also a licensed foster parent and a strong advocate for the 440,000 foster children in the U.S. who need loving homes.Cleanscape Hawaii is a locally owned and operated company specializing in residential and vacation rental cleaning services across Oahu. Known for its reliability, thoroughness, and high standards, Cleanscape Hawaii is trusted by homeowners and property managers alike. With a focus on customer satisfaction and a professional, friendly team, the company helps ensure homes and vacation rentals are cleaned to perfection, making property upkeep stress-free for clients across the island.To reach Brian Samson, you may contact him in the following ways:Phone: (808) 468-7538Email: aloha@cleanscapehawaii.comWebsite: https://cleanscapehawaii.com/

This week on the Team Lally Real Estate Radio Show, we interview Kyle Shimoda of INPAC Wealth Solutions. Kyle sheds light on Delaware Statutory Trusts (DSTs) and their role in real estate investing. He explains who qualifies for a DST, what types of assets can be included, and how DSTs compare to traditional real estate ownership. Adrienne also shares her personal experience with DSTs, highlighting their benefits for investors looking to diversify or complete a 1031 exchange. Kyle covers the differences between a traditional IRA and a Roth IRA for retirement planning, as well as the decision-making process that helps investors make informed financial choices.We also have our Experts We Trust. Duke Kimhan from Hawaii Pacific Property Management provides an update on Bill 7, a law aimed at creating more affordable housing. He discusses the impact of Bill 7 projects, the process of making properties turnkey, and offers advice for property owners navigating these changes. Meanwhile, Bradley Maruyama from Allstate Insurance breaks down key aspects of insurance coverage, including building code protections, rent loss insurance, hurricane coverage for rentals, and how to navigate the claims process.Who is Kyle Shimoda?Kyle was born on Oahu and grew up on Kauai. He graduated from Kauai High, studied Marketing and Finance at the University of Hawaii, earned a Culinary Arts certificate from Kapiolani Community College. In 1999, he moved back to Oahu to build his career in finance. As a a Wealth Advisor at INPAC Wealth Solutions, he is dedicated to helping clients reach financial goals and values the supportive culture at INPAC. He loves traveling and exploring cuisines with his family.INPAC Wealth Solutions is a client-focused financial planning firm serving individuals, families, and businesses across the Pacific. They provide tailored wealth management solutions for every stage of life, ensuring financial strategies align with personal goals. With offices in Honolulu, Hilo, Lihue, Wailuku, and Pittsburgh, they are committed to helping clients achieve financial freedom under their motto: "Your Life is Our Commitment – That's the INPAC Way."To reach Kyle Shimoda, you may contact him in the following ways:Phone: (808) 784-4092Email: kyle@inpacwealth.comWebsite: InpacWealth.com

This week on the Team Lally Real Estate Radio Show, we interview Kyle Shimoda of INPAC Wealth Solutions. Kyle sheds light on Delaware Statutory Trusts (DSTs) and their role in real estate investing. He explains who qualifies for a DST, what types of assets can be included, and how DSTs compare to traditional real estate ownership. Adrienne also shares her personal experience with DSTs, highlighting their benefits for investors looking to diversify or complete a 1031 exchange. Kyle covers the differences between a traditional IRA and a Roth IRA for retirement planning, as well as the decision-making process that helps investors make informed financial choices.We also have our Experts We Trust. Duke Kimhan from Hawaii Pacific Property Management provides an update on Bill 7, a law aimed at creating more affordable housing. He discusses the impact of Bill 7 projects, the process of making properties turnkey, and offers advice for property owners navigating these changes. Meanwhile, Bradley Maruyama from Allstate Insurance breaks down key aspects of insurance coverage, including building code protections, rent loss insurance, hurricane coverage for rentals, and how to navigate the claims process.Who is Kyle Shimoda?Kyle was born on Oahu and grew up on Kauai. He graduated from Kauai High, studied Marketing and Finance at the University of Hawaii, earned a Culinary Arts certificate from Kapiolani Community College. In 1999, he moved back to Oahu to build his career in finance. As a a Wealth Advisor at INPAC Wealth Solutions, he is dedicated to helping clients reach financial goals and values the supportive culture at INPAC. He loves traveling and exploring cuisines with his family.INPAC Wealth Solutions is a client-focused financial planning firm serving individuals, families, and businesses across the Pacific. They provide tailored wealth management solutions for every stage of life, ensuring financial strategies align with personal goals. With offices in Honolulu, Hilo, Lihue, Wailuku, and Pittsburgh, they are committed to helping clients achieve financial freedom under their motto: "Your Life is Our Commitment – That's the INPAC Way."To reach Kyle Shimoda, you may contact him in the following ways:Phone: (808) 784-4092Email: kyle@inpacwealth.comWebsite: InpacWealth.com

1. Why Should I Change My Passwords Immediately?Recent studies show that around 50% of online passwords are already compromised, and 41% of successful logins involve breached credentials. Common passwords like “123456” and password reuse make it easy for cybercriminals—especially with automated bots—to access multiple accounts. Changing passwords and using unique, strong credentials with multi-factor authentication is critical for security.Starting March 28th, all Alexa requests will be processed in Amazon's cloud, regardless of previous settings. Amazon claims this supports new AI features, but it means even users who opted out of saving voice recordings will now have all interactions recorded and sent to Amazon. This also impacts features like Voice ID, which won't function without stored voice data. While Amazon encrypts transmissions and provides some privacy controls, this shift raises concerns about increased data collection and potential personalization for shopping.Microsoft will stop providing free security updates for Windows 10 in October 2025, leaving charities that refurbish and donate older PCs with limited options. Many of these computers cannot run Windows 11, forcing organizations to choose between using an insecure OS, transitioning to Linux, or discarding hardware—contributing to electronic waste. While Linux is a secure, free alternative, its unfamiliar interface may pose usability challenges for some recipients, especially seniors.StilachiRAT is a newly discovered remote access trojan (RAT) targeting cryptocurrency wallets like MetaMask and Coinbase Wallet. This malware remains undetected on infected systems, stealing sensitive data, including credentials stored in browsers like Chrome. By accessing login credentials, attackers can drain funds from wallets. StilachiRAT also collects system data, increasing victims' exposure. While not widespread yet, its advanced capabilities make it a serious threat to crypto users.A Chinese state-sponsored hacking group remained undetected in a small Massachusetts power utility for over 300 days, showing that even lesser-known infrastructure is a target for cyber espionage. Attackers can use these breaches to test methods, gain footholds in critical networks, and extract operational data such as grid layouts. This underscores the need for robust security measures, continuous monitoring, and multi-factor authentication for all organizations, especially in critical sectors.Anthropic CEO Dario Amodei warns that state-sponsored actors, likely from China, are trying to steal “algorithmic secrets” from US AI firms. Some critical algorithms, despite representing massive investments (potentially $100 million), are just a few lines of code, making them easy to exfiltrate if security is breached. Amodei argues that the US government should take stronger action to protect these assets from industrial espionage.Allstate Insurance's National General unit had websites that displayed personally identifiable information (PII) in plaintext during the quote process. When users entered their name and address, the system exposed full driver's license numbers (DLNs) of the applicant and other residents at that address. Attackers used bots to harvest at least 12,000 DLNs, leading to fraudulent claims. This highlights the importance of secure website design and responsible data handling to prevent unauthorized access.

EP 234For the other 50%.  The IT Privacy and Security Weekly Update for the Week Ending March 18th., 20253/18/20250 CommentsEP 234- click the pic to hear the podcast -For our first story, Apparently there's a 50% chance your password is headlining a hacker convention.  Perhaps it's time to change up from ‘123456' (still the most commonly used password).Starting On March 28, Everything You Say To Your Echo Will Be Sent To Amazon.  Alexa's new motto: ‘Anything you say can and will be used—to personalize your shopping cart, and we mean potentially anything!'The end of Windows 10 Leaves PC Charities With Tough Choice:  Risk Windows 10, embrace Linux, or send Grandma's old PC straight to the tech graveyard?Then Microsoft flags a new threat draining crypto from top wallets.  Meet StilachiRAT, the malware so enthusiastic about your crypto it'll snatch it faster than you can configure your wallet software!Chinese Hackers Sat Undetected in a small Massachusetts power utility for months.  Who knew a cozy little power company could double as the perfect 300-day Airbnb for homeless cyber-spies?Anthropic CEO Says Spies Are After $100 Million AI Secrets in a 'Few Lines of Code'.  So when your fortune fits in a handful of lines, hitting Ctrl+C could be the new diamond heist.Finally,  Allstate Insurance gets sued for delivering PII in plaintext.  You're in good hands with Allstate, we just can't tell you whose.Let's update the other 50%!Find the full transcript to this podcast here.

Cybersecurity Today: From DDoS Attacks to Developer Sabotage In today's episode, host Jim Love discusses several major cybersecurity incidents: the pro-Palestinian group Dark Storm's claimed DDoS attack on X Twitter and its implications; the impact of budget cuts from the Department of Government Efficiency on the US Cybersecurity and Infrastructure Security Agency; the recovery of $23 million from the Ripple wallet hack allegedly linked to the LastPass breach; New York State's lawsuit against Allstate Insurance for inadequate data security and resultant breaches compromising 200,000 individuals' data; and finally, the conviction of a developer who sabotaged his employer's systems post-termination. The episode underscores the importance of robust cybersecurity measures and responsible handling of personnel changes. 00:00 Pro-Palestinian Group Claims Credit for Twitter Outage 02:51 US Cybersecurity Agency Faces Devastating Cuts 04:23 US Authorities Recover $23 Million from Cryptocurrency Hack 06:31 New York Sues Allstate Over Data Breaches 09:12 Developer Sentenced for Malicious Code Sabotage 11:34 Support the Podcast

In this episode of "ThinkFuture," host Chris Kalaboukis dives into a surprising study by Allstate Insurance that shows AI-generated emails being perceived as more empathetic than those written by humans. Chris explores why this might be, attributing it to AI's ability to draw from a vast database of human language to craft responses that are not only appropriate but also emotionally resonant. He discusses how AI, lacking personal ego or biases, can follow instructions to be empathetic more consistently than humans. Chris also touches on broader implications, like AI in rule-bound tasks such as driving, and suggests that if AI can outperform humans in certain areas like customer communication, perhaps human roles should evolve to focus on tasks where human judgment and creativity are paramount. This episode challenges listeners to reconsider the role of AI in enhancing, rather than just replacing, human endeavors.---The First Future Planner: Record First, Action Later: https://foremark.usBe A Better YOU with AI: Join The Community: ⁠https://10xyou.us⁠Get AIDAILY every weekday. ⁠https://aidaily.us⁠My blog: ⁠https://thinkfuture.com

This week on the Team Lally Real Estate Radio Show, we interview Representative Chris Muraoka of District 45 and founder of SureCan, LLC. Chris shares insights on his role in District 45, his approach to leadership and service, and his efforts to address crime and community concerns. He also discusses Surecan—its mission, the services it provides, who they serve, and available job opportunities. Learn how his philosophy of keeping actions principled, not personal helps him navigate challenges and create meaningful change.We also have our Expert We Trust, Bradley Maruyama, from Allstate Insurance. Bradley explains what happens when a family inherits a property after a loved one passes away, the necessary steps to avoid claim denials, and why it's essential to review insurance policies. He also sheds light on why condo and homeowner insurance rates are rising and what factors are driving these increases.Who is Chris Muraoka?Chris is a proud Waianae native, Navy veteran, and successful entrepreneur. A graduate of Wai‘anae High School's Class of 1995, he is the founder of SureCan LLC. Now serving as the State House Representative for District 45, he is committed to tackling rising crime and homelessness while restoring unity and aloha to his community.Established in Hawaii in 2013, SureCan LLC specializes in equipment management, maintenance, and repair services. Their expertise includes electronic control systems diagnostics, HVAC system maintenance, heavy-duty fleet services, and custom steel and aluminum fabrication. Committed to exceeding client expectations, SureCan delivers professional-grade services across various sectors.To reach SureCan HI, you may contact them in the following ways:Phone: 808-840-0882Email: info@surecanhi.comWebsite: SureCanHI.com

This week on the Team Lally Real Estate Radio Show, we interview Representative Chris Muraoka of District 45 and founder of SureCan, LLC. Chris shares insights on his role in District 45, his approach to leadership and service, and his efforts to address crime and community concerns. He also discusses Surecan—its mission, the services it provides, who they serve, and available job opportunities. Learn how his philosophy of keeping actions principled, not personal helps him navigate challenges and create meaningful change.We also have our Expert We Trust, Bradley Maruyama, from Allstate Insurance. Bradley explains what happens when a family inherits a property after a loved one passes away, the necessary steps to avoid claim denials, and why it's essential to review insurance policies. He also sheds light on why condo and homeowner insurance rates are rising and what factors are driving these increases.Who is Chris Muraoka?Chris is a proud Waianae native, Navy veteran, and successful entrepreneur. A graduate of Wai‘anae High School's Class of 1995, he is the founder of SureCan LLC. Now serving as the State House Representative for District 45, he is committed to tackling rising crime and homelessness while restoring unity and aloha to his community.Established in Hawaii in 2013, SureCan LLC specializes in equipment management, maintenance, and repair services. Their expertise includes electronic control systems diagnostics, HVAC system maintenance, heavy-duty fleet services, and custom steel and aluminum fabrication. Committed to exceeding client expectations, SureCan delivers professional-grade services across various sectors.To reach SureCan HI, you may contact them in the following ways:Phone: 808-840-0882Email: info@surecanhi.comWebsite: SureCanHI.com

Allstate Insurance says the majority of emails to customers are now created with AI because they find that AI is better at providing empathy than humans performing the same task. Chad wonders what this says about us as a society and how far we've fallen in showing care for one another.

This Flashback Friday is from episode 248, published last March 14, 2012. Join Jason Hartman as he opens with some thoughts on buying far below construction or replacement costs sharing an email from Allstate Insurance, then a discussion of an Orange County Register article citing Marcus & Millichap's 2012 National Apartment Report. You'll hear Michael LeBeouf, author of the NY Times best-selling book, "The Greatest Management Principle in the World", where he discusses human behavior and how "What Gets Rewarded, Gets Repeated." In the news: Underwater borrowers eligible for settlement write-downs. A calculation by a Brookings Institution economist narrowed down a pool of underwater homeowners to 500,000 who could qualify for principal reduction from the $25 billion mortgage settlement. Using the parameters of the settlement, Ted Gayer found just 5% of the nation's 11.1 million underwater borrowers could get the principal reduced on their mortgage, first reported by The Washington Post. About $10 billion of the settlement, in the form of credits, will go toward principal write-downs made by the five banks. Only homeowners delinquent on their mortgages are eligible. Gayer eliminated others according to underlying requirements, including Fannie Mae or Freddie Mac loans and homes not owner-occupied. It's a rough calculation, Gayer warned, and he made some assumptions in the process. He eliminated any loans not held on the banks' balance sheets, as well as any with a second loan. Mortgage bondholders may not take kindly to principal write-downs, he said.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

This week on the Team Lally Real Estate Radio Show, we interview Amphay Champathong of Estate Planning Group Hawaii. Amphay demystifies estate planning. We discover the difference between a will and an estate plan, the misconceptions that may leave families unprotected, and the steps to create or update your trust. Amphay also shares fascinating insights about celebrities like Aretha Franklin and the Black Panther who lacked proper estate plans.We also have our Experts We Trust. Duke Kimhan of Hawaii Pacific Property Management discusses essential steps when transitioning property managers and the challenges of inheriting problem tenants. Bradley Maruyama of Allstate Insurance offers advice for anyone shopping for insurance: understand exactly what you're buying, especially your coverage details, and communicate property updates to your agent to ensure your policy reflects your needs.Who is Amphay Champathong?Amphay arrived in Hawaii with his family after spending a couple of years in a camp. He grew up in Kalihi, attended Kalani High School, and went on to complete his college education at the University of Hawaii. He holds a BA in Sociology, a Master's in Social Work, and a Juris Doctorate from the William S. Richardson School of Law. As a member of the Hawaii State Bar Association, he practices in Estate Planning and serves as a Guardian-ad-Litem, making significant contributions to our community.Estate Planning Group of Hawaii lives on their statement "Our Promise is Your Peace of Mind." Whether you are in the need for Estate Planning, Probate Administration, Medicaid Planning, Asset Protection, or assistance with a Conservatorship or Guardianship Proceeding, they deliver on this promise by utilizing their years of experience, vast knowledge, steadfast integrity, compassion, and open communication to foster their clients' “peace of mind.”To reach Amphay, you may contact him in the following ways:Phone:  (808) 218-9301Email: amphay@epghawaii.comWebsite: https://www.epghawaii.com/

This week on the Team Lally Real Estate Radio Show, we interview Amphay Champathong of Estate Planning Group Hawaii. Amphay demystifies estate planning. We discover the difference between a will and an estate plan, the misconceptions that may leave families unprotected, and the steps to create or update your trust. Amphay also shares fascinating insights about celebrities like Aretha Franklin and the Black Panther who lacked proper estate plans.We also have our Experts We Trust. Duke Kimhan of Hawaii Pacific Property Management discusses essential steps when transitioning property managers and the challenges of inheriting problem tenants. Bradley Maruyama of Allstate Insurance offers advice for anyone shopping for insurance: understand exactly what you're buying, especially your coverage details, and communicate property updates to your agent to ensure your policy reflects your needs.Who is Amphay Champathong?Amphay arrived in Hawaii with his family after spending a couple of years in a camp. He grew up in Kalihi, attended Kalani High School, and went on to complete his college education at the University of Hawaii. He holds a BA in Sociology, a Master's in Social Work, and a Juris Doctorate from the William S. Richardson School of Law. As a member of the Hawaii State Bar Association, he practices in Estate Planning and serves as a Guardian-ad-Litem, making significant contributions to our community.Estate Planning Group of Hawaii lives on their statement "Our Promise is Your Peace of Mind." Whether you are in the need for Estate Planning, Probate Administration, Medicaid Planning, Asset Protection, or assistance with a Conservatorship or Guardianship Proceeding, they deliver on this promise by utilizing their years of experience, vast knowledge, steadfast integrity, compassion, and open communication to foster their clients' “peace of mind.”To reach Amphay, you may contact him in the following ways:Phone:  (808) 218-9301Email: amphay@epghawaii.comWebsite: https://www.epghawaii.com/

This week on the Team Lally Real Estate Radio Show, we interview Ryno Irwin, Owner and CEO of  Hawaii Unified and Go Local Powur. Ryno dives deep into Hawaii's ongoing power crisis, the Public Safety Power Shutoff program, rising electricity costs, and how solar energy can provide a path to energy security and independence. He also shares about their nonprofit, Makaha Learning Center, and the diverse services of Hawaii Unified.We also have our Experts We Trust with their Tip of the Week. Duke Kimhan of HI Pacific Property Management explains the crucial role of parking in rental properties. Jodie Tanga from Pacific Rim Mortgage provides an economic update and a heartwarming story about helping a client save up to $600K. Bradley Maruyama from Allstate Insurance talks about the importance of having hurricane and flood insurance in Hawaii.Who is Ryno Irwin?Ryno moved to Maui at age 7 and lived there until high school. After time on the Mainland and returning to Maui for college, he settled in Oahu and launched a construction business in Makaha in 2006, starting his entrepreneurial journey. As the Owner and CEO of Hawaii Unified Industries and Go Local Powur, he is focused on growing the company and creating local jobs that support families. He is proud to serve as a steward of the company and its future.Hawaii Unified is a dynamic Project Developer and EPC Contractor specializing in commercial, industrial, and small utility-scale solar and battery energy storage. Known for their innovative business model, strong ethical foundation, and a team of industry leaders, Hawaii Unified is reshaping the renewable energy landscape in Hawaii, bringing sustainable solutions and transforming perceptions of clean energy.To reach Ryno, you may contact him in the following ways:Phone: (808) 695-8004 | (808) 460-6975Email: info@hawaiiunified.com | info@golocalpowur.comWebsite: https://hawaiiunified.com/ | https://golocalpowur.com/

This week on the Team Lally Real Estate Radio Show, we interview Ryno Irwin, Owner and CEO of  Hawaii Unified and Go Local Powur. Ryno dives deep into Hawaii's ongoing power crisis, the Public Safety Power Shutoff program, rising electricity costs, and how solar energy can provide a path to energy security and independence. He also shares about their nonprofit, Makaha Learning Center, and the diverse services of Hawaii Unified.We also have our Experts We Trust with their Tip of the Week. Duke Kimhan of HI Pacific Property Management explains the crucial role of parking in rental properties. Jodie Tanga from Pacific Rim Mortgage provides an economic update and a heartwarming story about helping a client save up to $600K. Bradley Maruyama from Allstate Insurance talks about the importance of having hurricane and flood insurance in Hawaii.Who is Ryno Irwin?Ryno moved to Maui at age 7 and lived there until high school. After time on the Mainland and returning to Maui for college, he settled in Oahu and launched a construction business in Makaha in 2006, starting his entrepreneurial journey. As the Owner and CEO of Hawaii Unified Industries and Go Local Powur, he is focused on growing the company and creating local jobs that support families. He is proud to serve as a steward of the company and its future.Hawaii Unified is a dynamic Project Developer and EPC Contractor specializing in commercial, industrial, and small utility-scale solar and battery energy storage. Known for their innovative business model, strong ethical foundation, and a team of industry leaders, Hawaii Unified is reshaping the renewable energy landscape in Hawaii, bringing sustainable solutions and transforming perceptions of clean energy.To reach Ryno, you may contact him in the following ways:Phone: (808) 695-8004 | (808) 460-6975Email: info@hawaiiunified.com | info@golocalpowur.comWebsite: https://hawaiiunified.com/ | https://golocalpowur.com/

This week on the Team Lally Real Estate Radio Show, we interview Attila Seress of Cypac Deep Cybersecurity. Attila explains how cyberattacks are happening all around us, focusing on local risks and how these attacks work. He provides tips on how to avoid becoming a victim, emphasizes the importance of social engineering and cyber hygiene, and shares key insights to protect yourself in today's digital world.We also have our Experts We Trust with their Tip of the Week. We hear from Jake Kissack of Go Local Powur on how federal tax incentives are making solar energy more affordable and why now is the best time to own solar. Bradley Maruyama of Allstate Insurance explains the importance of keeping your home insurance up to date as your home changes to ensure proper coverage.Who is Attila Seress?Attila is the founder and CEO of Cypac Deep Cybersecurity, an expert in IT and business strategy committed to helping companies stay secure. His inspiration to protect others stems from his grandparents' escape from Hungary in 1956. You may have seen him on PBS Hawaii, KITV, KHON, and Hawaii News Now, where he shares his expertise. He continues to support clients across the islands with strategic plans to stay competitive in a changing economy.Cypac Deep Cybersecurity is Hawaii's leading cybersecurity specialist, dedicated to protecting organizations from cyber threats with tailor-made solutions for all industries. Their mission is to enable businesses to focus on growth and serving clients, while Cypac ensures their digital security. They serve top industries such as energy and petroleum, construction and engineering, financial services, and automotive sectors.To reach Attila, you may contact him in the following ways:Phone: (808) 861-9595Email: attila@cypac.comWebsite: https://www.cypac.com/

This week on the Team Lally Real Estate Radio Show, we interview Attila Seress of Cypac Deep Cybersecurity. Attila explains how cyberattacks are happening all around us, focusing on local risks and how these attacks work. He provides tips on how to avoid becoming a victim, emphasizes the importance of social engineering and cyber hygiene, and shares key insights to protect yourself in today's digital world.We also have our Experts We Trust with their Tip of the Week. We hear from Jake Kissack of Go Local Powur on how federal tax incentives are making solar energy more affordable and why now is the best time to own solar. Bradley Maruyama of Allstate Insurance explains the importance of keeping your home insurance up to date as your home changes to ensure proper coverage.Who is Attila Seress?Attila is the founder and CEO of Cypac Deep Cybersecurity, an expert in IT and business strategy committed to helping companies stay secure. His inspiration to protect others stems from his grandparents' escape from Hungary in 1956. You may have seen him on PBS Hawaii, KITV, KHON, and Hawaii News Now, where he shares his expertise. He continues to support clients across the islands with strategic plans to stay competitive in a changing economy.Cypac Deep Cybersecurity is Hawaii's leading cybersecurity specialist, dedicated to protecting organizations from cyber threats with tailor-made solutions for all industries. Their mission is to enable businesses to focus on growth and serving clients, while Cypac ensures their digital security. They serve top industries such as energy and petroleum, construction and engineering, financial services, and automotive sectors.To reach Attila, you may contact him in the following ways:Phone: (808) 861-9595Email: attila@cypac.comWebsite: https://www.cypac.com/

This week on the Team Lally Real Estate Radio Show, we interview Scott Arkon of Zerorez. We talk about their unique and effective ways of cleaning carpets and other surfaces. He also shares how they create their own water for cleaning and the product they developed to remove the smell of pet urine.We also have your favorite experts providing this week's tips. Bradley Maruyama of Allstate Insurance talks about the importance of checking the roof age in buying or selling a property and having the economic demand surge in hurricane insurance policy. Evan Ishiara of American Floor and Home also gives an update on their new hot product which is the turf.Who is Scott Arkon?Scott is from Arizona. He got into the flooring industry about 25 years ago. He first ran into Zerorez when he had worked as a flooring inspector working with carpet mills. His job was to go around and look at flooring complaints, document them, and fix them if possible. After months of research on Zerorez, he learned of how the company was solving many issues in the industry. He started working with them and later bought one franchise after another.While traditional cleaners use soaps and harsh chemicals that leave a sticky residue that attracts dirt, Zerorez cleans with Zr Water® that is non-toxic and completely safe for people, pets, and the planet.To reach Scott Arkon, you may contact him in the following ways:Phone: 808-862-6753Email: info@zerorezhawaii.comWebsite: zerorezhawaii.com

This week on the Team Lally Real Estate Radio Show, we interview Janyce Myrland of Dream House Drafting, Inc. Janyce shares vital updates on applicable codes and offers reminders to homeowners about these new regulations. Janyce delves into Notice of Violations, new policies, and the importance of permit compliance inspection services. She provides valuable advice to buyers regarding permitted works, new ordinances, and property limitations. Additionally, she outlines the current timeline for permit processing from the Department of Planning and Permitting in Hawaii.We also have Bradley Maruyama from Allstate Insurance who addresses the recent roof damage caused by bad weather and cautions homeowners about "storm chasers." He advises on the importance of consulting a licensed contractor before filing a claim. Scott Arkon of Zerorez Hawaii - Oahu shares special deals, including the Team Lally VIP discount, and explains how their cleaning products and processes stand out from the competition.Who is Janyce Myrland?Janyce is the President and Designer at Dream House Drafting, Inc. She was originally from the East Coast and now a long time resident of Oahu. She is a graduate of New York City College of Technology and holds a degree in Design and Drafting Technology. Her local design projects have included numerous residential remodels and a number of brand new homes. She prides herself on her ability to translate a client's wishes into construction documents and believes that each person's should be their castle.Dream House Drafting was incorporated in 2006. Prior to that, Janyce Myrland was doing drafting and design on a freelance basis for homeowners and contractors. Due to the high level of inquiries from homeowners and Realtors regarding how to handle unpermitted construction, a sister company was created in 2012 that provides permit compliance inspections.To reach Janyce, you may contact her in the following ways:Phone: (808)206-7107Email: designer@dreamhousedrafting.comWebsite: dreamhousedrafting.com

This week on the Team Lally Real Estate Radio Show, we interview Bradley Maruyama of Allstate Insurance. Bradley discusses the importance of having the right insurance coverage, including a product that combines multiple claims with embedded hurricane insurance. He shares a real-life story about a denied claim due to roof wear and tear, offering tips on how to protect your home effectively. He also gives his insights on rising association insurance costs and the crucial need to review your policy regularly.One of our Experts We Trust, Amphay Champathong of Estate Planning Group Hawaii, gives his Tip of the Week on estate planning—what it is, its benefits, and the risks of not having a plan in place.Who is Bradley Maruyama?Bradley was born and raised in Hawaii. He completed his Bachelor of Business Administration at the University of Hawaii at Manoa, reflecting his deep roots and commitment to the islands. As the owner of Maruyama & Associates/Allstate Insurance, he brings over 20 years of experience in the industry. He has built strong relationships with local families, understanding their unique needs and challenges.Since 1931, Allstate has been safeguarding people from life's uncertainties. They constantly enhance their products and services so their customers can live securely. For 70 years, "You're in good hands®" has defined their commitment. Today, they're just as dedicated to ensuring their customers feel protected.To reach Bradley, you may contact him in the following ways:Phone: 808-591-8016Email: bradleymaruyama@allstate.comWebsite: agents.allstate.com/bradley-maruyam…onolulu-hi.html

This week on the Team Lally Real Estate Radio Show, we interview Brendan Garcia, Owner and Lead Attorney of VetLaw. Atty. Garcia talks about the assistance they offer to veterans and the common misconceptions surrounding VA disability.We also have our Experts We Trust with their Tips of the Week. Bradley Maruyama of AllState Insurance stresses the significance of reviewing your condo, homeowners, and hurricane policies to ensure adequate coverage for rent loss. Jodie Tanga of Pacific Rim Mortgage offers updates on interest rates and adjustments to loan limits.Who is Attorney Brendan Garcia?Atty. Garcia is a veteran of the United States Marine Corps, serving four years on active duty between 1999 and 2003. He served on two deployments in the Middle East, and has since dedicated his time to serving veterans who have been unable to receive the help they need. Prior to forming VetLaw, he was an attorney working for the Department of Veterans Affairs in Washington, D.C.At VetLaw, they believe that all veterans should be able to access the benefits they need and deserve. They use a “no win, no fee” pay structure. If they do not successfully resolve your case, you do not pay for their services. VetLaw represents veterans in all 50 states.To reach Attorney Brendan Garcia, you may contact him in the following ways:Phone: 855-500-4672Website: vet.law

This week on the Team Lally Real Estate Radio Show, we interview Kirstan Rogers of K9 Kavalry. We talk about the mission and programs of K9 Kavalry and how others can support their cause.We also have Bradley Maruyama of Allstate Insurance. He sheds light on HO6 condo insurance, dwelling coverage, and building loss assessment, equipping you with knowledge to navigate these important aspects.Who is Kirstan Rogers?Kirstan is not only a real estate professional but is also a proud board member at K9 Kavalry, an esteemed non-profit dedicated to offering dog training programs for US Veterans.Residing in Oregon with her family, her life is marked by a steadfast commitment to community and making a difference, showcasing how she seamlessly merges her passions with purpose.K9 Kavalry seeks out Veterans with wartime PTSD and helps them address their service-connected disabilities by giving them the ability to train their dog to provide the custom support they need most. Since their founding in 2017, they have been determined to make an impact in the veteran community. The core of their efforts is to bring their strength and passions to the mission of providing purpose to our brothers and sisters in arms through dog training and community.To reach Kirstan Rogers, you may contact her in the following ways:Phone: 360-967-9567Email: kirstan@k9kavalry.orgWebsite: K9 Kavalry

This week on the Team Lally Real Estate Radio Show, we interview Donovan Noble of Habilitat. We delve into the profound programs and core values of Habilitat, sharing personal narratives of transformation. We also talk about the innovative approach Habilitat takes towards rehabilitation.We also have our Experts We Trust for their Tips of the Week. Duke Kimhan of Hawaii Pacific Property Management sheds light on the significance of adequate parking spaces and shares insights on the challenges of servicing units without parking. Todd Niizawa of LoanDepot talks about reverse mortgages, outlining who qualifies for this financial tool and exploring the associated benefits. Meanwhile, Bradley Maruyama from Allstate Insurance shares on deductible options on hurricane insurance, emphasizing the critical need to regularly review home and hurricane insurance policies.Who is Donovan Noble?Donovan is a 28-year old who triumphed over adversity, transforming a path of self-destruction into one of empowerment. He is honing his skills in sales, marketing, public relations, entertainment, event coordination, and fundraising. He has spent 2 and a half years at Habilitat and is now currently serving as Habilitat's Public Relations Representative, a beacon of resilience and success.Habilitat was founded by Vinny Marino on January 27, 1971, starting with only eight people housed in a small home in Kailua, Hawai`i. They are now located on a 1.5-acre oceanfront estate at the base of the Ko`olau Mountains, on the island of O`ahu. For over 50 years, Habilitat has been motivating the unmotivated and has long been recognized as one of the nation's foremost long term addiction treatment programs.To reach Donovan Noble, you may contact him in the following ways:Phone: 808-235-3691Email: change@habilitat.comWebsite: habilitat.com

This week on the Team Lally Real Estate Radio Show, we interview Julie Bratton of Old Republic Exchange. We discuss the 1031 exchange and its advantages for real estate investors as well as the rules of exchanges.We also have Duke Kimhan from HI Pacific Property Management. He addresses the common challenges homeowners face during the PCS season, whether selling or renting out their properties. Bradley Maruyama of Allstate Insurance shines a light on situations where investment property owners find themselves unable to secure insurance, especially during critical escrow periods and gives clarification on deductible trends in HOA, updates on Ho6 policies, and the pivotal role of filing privilege claims.Who is Julie Bratton?Julie graduated from San Diego State University with a degree in Bachelor of Arts and Sciences in Architecture/Interior Design. She began her real estate career in 1994, selling properties and later coordinating transactions for top producers. After showcasing her expertise, she was recruited by Old Republic to start a statewide transaction. By May 2001, she was leading the 1031 Exchange department for the State of Hawaii for the Old Republic. She has since risen to Vice President, leaving a lasting impact on the real estate industry.Old Republic Exchange is a well-known Qualified Intermediary (QI) on a national level, having successfully managed over 100,000 exchanges. Their wealth of experience, financial stability, and commitment to exceptional customer service offer you reassurance. When you're prepared for your next 1031 exchange, rely on Old Republic Exchange.To reach Julie Bratton, you may contact her in the following ways:Phone: 808-524-6737Email: JBratton@or1031.comWebsite: www.OldRepublicExchange.com

This week on the Team Lally Real Estate Radio Show, we interview Matthew Wong of Wong Way Real Estate Academy and Wong Way Driving Academy. We discover how Matthew turned his passion for teaching into a successful real estate pre-licensing school and learn how he keeps classes engaging and relatable. Matthew shares insights into course preparation, class duration, and format, along with serious tips for success. Matthew also delves into the Wong Way Driving Academy, where Adrienne shares her personal experience, entrusting the academy with her children's driving education.We also have our Experts We Trust. Jake Kissack from Go Local Powur gives updates on Hawaiian Electric and tax credits. Bradley Maruyama of Allstate Insurance discusses policy updates and the benefits of renters insurance.Who is Matthew Wong?Matthew was born and raised in Hawaii and attended Moanalua schools before graduating from Hawaii Pacific University. He founded the Wong Way Real Estate Academy to share a passion for teaching. His career has always focused on guiding others, from helping students navigate college admissions to teaching driving. As a real estate professional, he is also dedicated to guiding families through buying and selling homes.Wong Way Real Estate Academy is dedicated to creating an educational environment that goes beyond the basics, focusing on informative, scenario-based learning designed to prepare students not just to pass their state and national real estate exams, but to thrive in their future careers. Their instructors, with over a decade of experience in both Real Estate and Education, are committed to sharing their deep knowledge and real-world insights, ensuring that students are well-equipped for success. They believe in maintaining connections with their students long after the final exam, continuing to serve as a valuable real estate resource.To reach Matthew, you may contact him in the following ways:Phone: (808) 807-6563Email: wongwayre@gmail.comWebsite: www.wongwayrealestate.com/

This week on the Team Lally Real Estate Radio Show, we interview Geena Akahoshi of American Floor and Home. We talk about the products and services that they provide and what makes them stand out from other flooring and home remodeling companies.We also have your favorite experts providing this week's tips. Jodie Tanga of Pacific Rim Mortgage gives us an update on the interest rate and how the Family Opportunity Mortgage works and what are its benefits. Bradley Maruyama of Allstate Insurance and Jake Kissack of Skyta Solar and Roofing give us their advice on what's the first step to take on filing an insurance claim.Who is Geena Akahoshi?Geena is a Client Advisor at American Floor and Home. She graduated with a Bachelor's degree in Mechanical Engineering and has her PE license. After four years of working as a consultant, Geena decided to bring her construction knowledge to American Floor and Home's General Contracting division. She went into home remodeling to help her client's dreams become a reality.American Floor and Home has been providing excellent service in home remodeling for 49 years. It has been locally owned and operated since 1974. They are known as Oahu's full-service flooring center providing high-quality flooring with in-house installation. To meet the needs of their loyal customers, they decided to expand their services into home remodeling and are proud to now be licensed general contractors for construction services and provide top-to-bottom kitchen and bath services. They are Hawaii's one stop-shop for home remodelling.To reach Geena Akahoshi, you may contact her in the following ways:Phone: (808) 832-2036Email: geenaa@americanfloorandhome.comWebsite: americanfloorandhome.com

This week on the Team Lally Real Estate Radio Show, we interview Julie Kalakau of Sunshine School. Julie dives into the importance of early childhood education and how engaging with your kids helps in their development. We discover the unique beginnings of Sunshine School and its ties to PSI, learn about their age range, and find out what makes their school special through the power of dedicated volunteers and community involvement. Julie also shares the rewarding aspects of teaching young children.We also have our Experts We Trust with their Tip of the Week. Duke Kimhan of Hawaii Pacific Property Management emphasizes the importance of pricing rental properties correctly and how days on the market can lead to financial losses. Bradley Maruyama of Allstate Insurance advises on key coverage areas in insurance policies, and Dan Polimino from KW Big Island provides a real estate update, discussing current opportunities for buyers.Who is Julie Kalakau?Julie is a dedicated advocate for early childhood education from Kailua. She began her journey with Sunshine School in 1985 as a teacher's aide while attending college. She worked her way up to assistant director, developing a deep passion for early childhood education and contributing to the school's reputation for excellence. After working as a Child Life Specialist for 12 years, Julie returned to Sunshine School in 2018 as the director, bringing her extensive experience and dedication full circle.Sunshine School, established in 1978, was founded to provide an enriching early learning environment that recognizes the critical nature of these formative years. Their approach focuses on nurturing every aspect of a child's development through hands-on experiences and fostering meaningful personal connections.To reach Julie, you may contact her in the following ways:Phone: 808-261-8278Email: director@sunshineschoolkailua.comWebsite: www.sunshineschoolkailua.com/

This week on the Team Lally Real Estate Radio Show, we interview Andy Pike of Quo Vadis Financial Management. We talk about financial planning and managing debt to reach financial goals.We also have our Experts We Trust for their Tips of the Week. Duke Kimhan of Hawaii Pacific Property Management gives guidance on choosing the right property manager or realtor and talks about their Top 3 Guarantees. Bradley Maruyama of Allstate Insurance provides updates on insurance rates, explaining reasons for increases and stressing the importance of regular insurance reviews with your agent. Taylor Bramwell of Kilauea Pest Control delves into the world of rodents, identifying three different types of rats and offering tips on trapping them. Jodie Tanga of Pacific Rim Mortgage shares her mortgage rate update and stresses the significance of a transparent lender who has the access to current interest rates.Who is Andy Pike?Andy is a Cincinnati native, who spent 26 years in the U.S. Air Force before transitioning to financial planning in 2003. Now, as the Founder and CEO of Quo Vadis Financial Management, he brings his coaching and mentoring approach to his role as a dedicated financial advisor.QuoVadis Financial guides coachable people along their journey toward the financial future they desire. They provide all of their clients professional coaching, financial planning, and customized insurance to set the foundation for full financial freedom.To reach Andy Pike, you may contact him in the following ways:Phone: 808-757-7769Email: andy@quovadisfinancial.comWebsite: quovadisfinancial.com

This week on the Team Lally Real Estate Radio Show, we interview Bradley Maruyama of Allstate Insurance. We talk about updates on insurance and key insights to ensure your home stays protected.We also have Corry Daoust from loanDepot Hawaii who brings us the mortgage rate updates and offers advice to prospective homebuyers in today's market. And for those interested in the Big Island's real estate scene, Dan Polimino provides an update on inventory and sales, alongside expert advice for buying vacation rentals.Who is Bradley Maruyama?Bradley was born and raised in Hawaii. He obtained his Bachelor of Business Administration from the University of Hawaii at Manoa. With over two decades at AllState Insurance, he's established strong ties with local families, gaining valuable insights into their needs. Proudly owning Maruyama & Associates/AllState Insurance in Hawaii, he continues to serve his community.Allstate Insurance has its tagline “You're in good hands.” Their purpose is providing protection to help people achieve their hopes and dreams. It's not just about simple or affordable insurance policies. They put people above policies and always look to improve and adapt to their needs.To reach Bradley Maruyama, you may contact him in the following ways:Phone: 808-591-8016Email: bradleymaruyama@allstate.comWebsite: agents.allstate.com/bradley-maruyam…onolulu-hi.html

This week on the Team Lally Real Estate Radio Show, we interview Jake Kissack of Go Local Powur. Jake provides updates on the latest in solar technology and offers a deep dive into the cost-saving benefits and cutting-edge programs available through Hawaiian Electric.We also have Todd Niizawa from Loan Depot Hawaii who delves into the critical topic of down payments, providing insights into various sources available for funding them. He outlines strategies for potential homeowners to access different types of down payment assistance and explains why a large down payment isn't always necessary to secure a home loan. Bradley Maruyama of Allstate Insurance guides you through the essentials of hurricane insurance, including pre-storm preparations and claim filing tips. Duke Kimhan of HI Pacific Property Management explains the critical importance of adequate parking in property rentals and why they choose properties accordingly. Dan Polimino provides a timely update on the Big Island's real estate market, offering advice to homebuyers navigating the current landscape.Who is Jake Kissack ?Jake grew up in a sprawling 3000-acre Angus cattle ranch nestled in the picturesque rolling hills of Wyoming. He studied at the University of Wyoming and abroad in Spain, and earned a Master's degree from the Moody Bible Institute in Chicago. Four years ago, he received an invitation he couldn't refuse, to leave the ranch and see how many people he can help with solar . And now, he is Go Local Powur's solar consultant.Go Local Powur is an independent solar consultant for Powur, PBC. It is a local family-owned business. Their team of experts has deep knowledge and experience in solar solutions, ensuring that they meet your unique needs with precision and care. They are equipped to offer a fully comprehensive solution to their customers.To reach Jake Kissack, you may contact him in the following ways:Phone: 808-913-8249Email: jake.kissack@golocalpowur.comWebsite: golocalpowur.com/

This week on the Team Lally Real Estate Radio Show, we interview Sean Tiwanak of Appraise It! Hawaii. Sean delves into the world of appraisals explaining what an appraisal is and the various reasons to get one, with a focus on estate appraisals. He clarifies the role of appraisers, the qualities that make an outstanding appraiser, and the factors affecting a property's value. Sean also differentiates between quality and condition and discusses how non-permitted areas are treated in an appraisal.We also have our Experts We Trust segment with Duke Kimhan of Hawaii Pacific Property Management, who talks about lawn care responsibilities, court experiences related to lawn care issues, and why lawn maintenance is the owner's expense. Bradley Maruyama of Allstate Insurance discusses the challenges homeowners face with non-renewals due to the age of roofs and how wear and tear vary based on location. Jodie Tanga of Pacific Rim Mortgage covers interest rates and the importance of roof inspections. She also shares insights on the timing of home inspections and the impact of dropping interest rates.Who is Sean Tiwanak?Sean is a proud Kamehameha Schools graduate, earned a business degree from UH West O'ahu and became a Registered Respiratory Therapist at KCC. With deep roots in Hawaii, he was inspired by his mother, a real estate broker and appraiser in the 70s and 80s. Starting as an appraisal research assistant in 2006, he dedicated 15 years to the field. In 2020, he earned his Appraiser Certification and revitalized his mother's company, “Appraise It! Hawaii”, in her honor.Founded in January 2004 by Mary J. Tiwanak CRA, Appraise It! Hawaii has become a trusted name among mortgage lenders, AMCs, consumers, and real estate professionals for high-quality property valuations in Oahu and Honolulu County. Our family-owned business upholds traditions of integrity and excellence, now carried on by the next generation. We stay ahead with the latest technology and trends, ensuring reliable residential valuation services while honoring our local roots. With a commitment to superb quality and responsive customer service infused with Aloha, Appraise It! Hawaii guarantees an unparalleled client experience.To reach Sean, you may contact him in the following ways:Phone: 808-489-4842Email: appraiseithawaii@gmail.comWebsite: www.appraiseithawaii.net/

This week on the Team Lally Real Estate Radio Show, we interview Shaun Henna of Ultra Lock and Key LLC. We talk about the services they provide and also tips on how to avoid lockout incidents.We also have your favorite experts providing this week's tips. Duke of HiPacific Property Management talks about credit score and other factors that they are checking with their possible renters. Bradley of AllState Insurance shares how rent loss insurance can be of great help specially to owners of investment homes. Jodie of Pacific Rim Mortgage also gives updates on the current mortgage rates. And Jake of Skyta shares the best thing to do when it comes to leaking roofs and shingles falling off from the windstorm.Who is Shaun Henna?Shaun is the Owner of Ultra Lock and Key LLC. He grew up in Kahaluu, moved to Honolulu during middle school, and is currently based here. He started out as an apprentice locksmith in 2011. After 6 years of mentorship by Richard Berrios Sr and Richard Jr from Affordable Locksmith & Son LLC, he launched ULTRA Lock and Key.ULTRA Lock and Key specializes in automotive and motorcycle key originating, duplicating, and programming. It also offers select module adaptation, cloning, and circuit board repair.To reach Shaun Henna, you may contact him in the following ways:Phone: (808) 675-1522Email: ultralockandkey@gmail.comLink to company: yelp.com/biz/ultra-lock-and-key-honolulu-2

This week on the Team Lally Real Estate Radio Show, we interview Jake Kissack, SKYTA's Solar, Roof and AC Advisor. He explains the Time of Use program and the benefits of switching to solar. He also shares how they have been helping Maui residents who were affected by the fires and storm.We also have our Experts We Trust who give their Tips of the Week. Bradley Maruyama of AllState Insurance tells us the importance of checking with lenders if the properties you are looking at are not under insured and can be qualified for financing. Jodie Tanga, our Mortgage Genius, of Pacific Rim Mortgage provides us with different programs to cope with the high mortgage rate, specially to first-time homebuyers. Duke Kimhan of HiPacific Property Management also discusses the disadvantages of having a furnished rental home for long-term rent.Who is Jake Kissack?Jake grew up in Wyoming and studied in the South of Spain. 3 years ago, he came to Hawaii after being pursued to leave their Wyoming ranch to help people through solar. Being someone who loves helping local businesses, he chose to be with SKYTA, a local roofing and solar contractor in Hawaii. Currently, he is SKYTA's Solar, Roof and AC Advisor.Skyta Solar and Roofing is dedicated to serving Hawaii's homeowners and commercial clients by providing industry-leading solutions at the best possible price. From custom solar solutions to roofing and insurance repair, Skyta has you covered. They provide clean power options that work for you, and they are BBB certified A+ Accredited Business that you can trust!To reach Jake Kissack, you may contact him in the following ways:Phone: (808) 913-8249Email: jake@skytahome.comWebsite: skytahome.com

This week on the Team Lally Real Estate Radio Show, we interview David "Kawika" B. Rich, President of the Samaritan Counseling Center Hawaii. We talk about what the Center provides and their upcoming First Annual “Drive Fore Mental Health” Golf Tournament. We also talk about his newly published book entitled Manifesting Your DPS~ Dream Positioning System.We also have our Experts We Trust who give their Tips of the Week. Bradley Maruyama of AllState Insurance speaks about the importance of consulting your insurance agent when dealing with an aging home while Todd Niizawa of LoanDepot Hawaii discusses some loan programs that are more unique and creative that most people might not be aware of.Who is David "Kawika" B. Rich?David is a retired Lt Col from the US Air Force and had served in the military for over 25 years. He first visited Hawaii in 1985 and learned that David, his actual name, is Kawika in Hawaii which he is now most known for. He moved to Hawaii 6 years ago together with his wife and his mother. He has served on the Board of the Samaritan Counseling Center Hawaii for 5 years and accepted the role of President in April of this year.Samaritan Counseling Center Hawaii provides mental health counseling for individuals, couples, and families, in-person on O'ahu and through telehealth regardless of their ability to pay. The Center also participates in community outreach and events to provide mental health education, increase access to mental health care, and help reduce the stigma of mental illness.To reach Kawika Rich, you may contact him in the following ways:Phone: (808)545-2740Email: Info@samaritanhawaii.orgWebsite: samaritancounselingcenterhawaii.org

This week on the Team Lally Real Estate Radio Show, we interview Bradley Maruyama of Allstate Insurance. We talk about why it is important to review your insurance coverages and policies.We also have your favorite experts providing this week's tips on property management, mortgage loans, home inspection and home insurance!Who is Bradley Maruyama ?Bradley was born and raised in Hawaii. He earned his Bachelor of Business Administration at the University of Hawaii at Manoa. With over twenty years of service to customers of AllState Insurance, he's come to know many local families and developed relationships which he used to better understand the needs of his customers. He is the owner of Maruyama & Associates/ AllState Insurance in Hawaii.Allstate Insurance has its tagline "You're in good hands." Their purpose is providing protection to help people achieve their hopes and dreams. It's not just about simple or affordable insurance policies. They put people above policies and always look to improve and adapt to their needs.To reach Bradley Maruyama, you may contact him in the following ways:Phone: 808-591-8016Email: bradleymaruyama@allstate.comWebsites: agents.allstate.com/bradley-maruyam…onolulu-hi.html

This week on the Team Lally Real Estate Radio Show, we interview Brendan Garcia, Owner and Lead Attorney of VetLaw. Atty. Garcia talks about the assistance they offer to veterans and the common misconceptions surrounding VA disability.We also have our Experts We Trust with their Tips of the Week. Bradley Maruyama of AllState Insurance stresses the significance of reviewing your condo, homeowners, and hurricane policies to ensure adequate coverage for rent loss. Jodie Tanga of Pacific Rim Mortgage offers updates on interest rates and adjustments to loan limits.Who is Attorney Brendan Garcia?Atty. Garcia is a veteran of the United States Marine Corps, serving four years on active duty between 1999 and 2003. He served on two deployments in the Middle East, and has since dedicated his time to serving veterans who have been unable to receive the help they need. Prior to forming VetLaw, he was an attorney working for the Department of Veterans Affairs in Washington, D.C.At VetLaw, they believe that all veterans should be able to access the benefits they need and deserve. They use a “no win, no fee” pay structure. If they do not successfully resolve your case, you do not pay for their services. VetLaw represents veterans in all 50 states.To reach Attorney Brendan Garcia, you may contact him in the following ways:Phone: 855-500-4672Website: vet.law

This week on the Team Lally Real Estate Radio Show, we interview Sean Tiwanak of Appraise It! Hawaii. Sean delves into the world of appraisals explaining what an appraisal is and the various reasons to get one, with a focus on estate appraisals. He clarifies the role of appraisers, the qualities that make an outstanding appraiser, and the factors affecting a property's value. Sean also differentiates between quality and condition and discusses how non-permitted areas are treated in an appraisal.We also have our Experts We Trust segment with Duke Kimhan of Hawaii Pacific Property Management, who talks about lawn care responsibilities, court experiences related to lawn care issues, and why lawn maintenance is the owner's expense. Bradley Maruyama of Allstate Insurance discusses the challenges homeowners face with non-renewals due to the age of roofs and how wear and tear vary based on location. Jodie Tanga of Pacific Rim Mortgage covers interest rates and the importance of roof inspections. She also shares insights on the timing of home inspections and the impact of dropping interest rates.Who is Sean Tiwanak?Sean is a proud Kamehameha Schools graduate, earned a business degree from UH West O'ahu and became a Registered Respiratory Therapist at KCC. With deep roots in Hawaii, he was inspired by his mother, a real estate broker and appraiser in the 70s and 80s. Starting as an appraisal research assistant in 2006, he dedicated 15 years to the field. In 2020, he earned his Appraiser Certification and revitalized his mother's company, “Appraise It! Hawaii”, in her honor.Founded in January 2004 by Mary J. Tiwanak CRA, Appraise It! Hawaii has become a trusted name among mortgage lenders, AMCs, consumers, and real estate professionals for high-quality property valuations in Oahu and Honolulu County. Our family-owned business upholds traditions of integrity and excellence, now carried on by the next generation. We stay ahead with the latest technology and trends, ensuring reliable residential valuation services while honoring our local roots. With a commitment to superb quality and responsive customer service infused with Aloha, Appraise It! Hawaii guarantees an unparalleled client experience.To reach Sean, you may contact him in the following ways:Phone: 808-489-4842Email: appraiseithawaii@gmail.comWebsite: www.appraiseithawaii.net/

This week on the Team Lally Real Estate Radio Show, we interview Bradley Maruyama of Allstate Insurance. Bradley discusses the importance of having the right insurance coverage, including a product that combines multiple claims with embedded hurricane insurance. He shares a real-life story about a denied claim due to roof wear and tear, offering tips on how to protect your home effectively. He also gives his insights on rising association insurance costs and the crucial need to review your policy regularly.One of our Experts We Trust, Amphay Champathong of Estate Planning Group Hawaii, gives his Tip of the Week on estate planning—what it is, its benefits, and the risks of not having a plan in place.Who is Bradley Maruyama?Bradley was born and raised in Hawaii. He completed his Bachelor of Business Administration at the University of Hawaii at Manoa, reflecting his deep roots and commitment to the islands. As the owner of Maruyama & Associates/Allstate Insurance, he brings over 20 years of experience in the industry. He has built strong relationships with local families, understanding their unique needs and challenges.Since 1931, Allstate has been safeguarding people from life's uncertainties. They constantly enhance their products and services so their customers can live securely. For 70 years, "You're in good hands®" has defined their commitment. Today, they're just as dedicated to ensuring their customers feel protected.To reach Bradley, you may contact him in the following ways:Phone: 808-591-8016Email: bradleymaruyama@allstate.comWebsite: agents.allstate.com/bradley-maruyam…onolulu-hi.html

This week on the Team Lally Real Estate Radio Show, we interview Julie Kalakau of Sunshine School. Julie dives into the importance of early childhood education and how engaging with your kids helps in their development. We discover the unique beginnings of Sunshine School and its ties to PSI, learn about their age range, and find out what makes their school special through the power of dedicated volunteers and community involvement. Julie also shares the rewarding aspects of teaching young children.We also have our Experts We Trust with their Tip of the Week. Duke Kimhan of Hawaii Pacific Property Management emphasizes the importance of pricing rental properties correctly and how days on the market can lead to financial losses. Bradley Maruyama of Allstate Insurance advises on key coverage areas in insurance policies, and Dan Polimino from KW Big Island provides a real estate update, discussing current opportunities for buyers.Who is Julie Kalakau?Julie is a dedicated advocate for early childhood education from Kailua. She began her journey with Sunshine School in 1985 as a teacher's aide while attending college. She worked her way up to assistant director, developing a deep passion for early childhood education and contributing to the school's reputation for excellence. After working as a Child Life Specialist for 12 years, Julie returned to Sunshine School in 2018 as the director, bringing her extensive experience and dedication full circle.Sunshine School, established in 1978, was founded to provide an enriching early learning environment that recognizes the critical nature of these formative years. Their approach focuses on nurturing every aspect of a child's development through hands-on experiences and fostering meaningful personal connections.To reach Julie, you may contact her in the following ways:Phone: 808-261-8278Email: director@sunshineschoolkailua.comWebsite: www.sunshineschoolkailua.com/

This week on the Team Lally Real Estate Radio Show, we interview Matthew Wong of Wong Way Real Estate Academy and Wong Way Driving Academy. We discover how Matthew turned his passion for teaching into a successful real estate pre-licensing school and learn how he keeps classes engaging and relatable. Matthew shares insights into course preparation, class duration, and format, along with serious tips for success. Matthew also delves into the Wong Way Driving Academy, where Adrienne shares her personal experience, entrusting the academy with her children's driving education.We also have our Experts We Trust. Jake Kissack from Go Local Powur gives updates on Hawaiian Electric and tax credits. Bradley Maruyama of Allstate Insurance discusses policy updates and the benefits of renters insurance.Who is Matthew Wong?Matthew was born and raised in Hawaii and attended Moanalua schools before graduating from Hawaii Pacific University. He founded the Wong Way Real Estate Academy to share a passion for teaching. His career has always focused on guiding others, from helping students navigate college admissions to teaching driving. As a real estate professional, he is also dedicated to guiding families through buying and selling homes.Wong Way Real Estate Academy is dedicated to creating an educational environment that goes beyond the basics, focusing on informative, scenario-based learning designed to prepare students not just to pass their state and national real estate exams, but to thrive in their future careers. Their instructors, with over a decade of experience in both Real Estate and Education, are committed to sharing their deep knowledge and real-world insights, ensuring that students are well-equipped for success. They believe in maintaining connections with their students long after the final exam, continuing to serve as a valuable real estate resource.To reach Matthew, you may contact him in the following ways:Phone: (808) 807-6563Email: wongwayre@gmail.comWebsite: www.wongwayrealestate.com/

This week on the Team Lally Real Estate Radio Show, we interview Donovan Noble of Habilitat. We delve into the profound programs and core values of Habilitat, sharing personal narratives of transformation. We also talk about the innovative approach Habilitat takes towards rehabilitation.We also have our Experts We Trust for their Tips of the Week. Duke Kimhan of Hawaii Pacific Property Management sheds light on the significance of adequate parking spaces and shares insights on the challenges of servicing units without parking. Todd Niizawa of LoanDepot talks about reverse mortgages, outlining who qualifies for this financial tool and exploring the associated benefits. Meanwhile, Bradley Maruyama from Allstate Insurance shares on deductible options on hurricane insurance, emphasizing the critical need to regularly review home and hurricane insurance policies.Who is Donovan Noble?Donovan is a 28-year old who triumphed over adversity, transforming a path of self-destruction into one of empowerment. He is honing his skills in sales, marketing, public relations, entertainment, event coordination, and fundraising. He has spent 2 and a half years at Habilitat and is now currently serving as Habilitat's Public Relations Representative, a beacon of resilience and success.Habilitat was founded by Vinny Marino on January 27, 1971, starting with only eight people housed in a small home in Kailua, Hawai`i. They are now located on a 1.5-acre oceanfront estate at the base of the Ko`olau Mountains, on the island of O`ahu. For over 50 years, Habilitat has been motivating the unmotivated and has long been recognized as one of the nation's foremost long term addiction treatment programs.To reach Donovan Noble, you may contact him in the following ways:Phone: 808-235-3691Email: change@habilitat.comWebsite: habilitat.com

Join Ben and Rahul for their interview of famed Los Angeles trial lawyer, Arash Homampour. Arash has perfected the ability to trial difficult liability and damages cases to outlier high verdicts. Arash explains how he channels his innate connection with his clients and abilities as a trial lawyer to achieve these results. Arash discusses his upbringing as the child of first-generation Iranian immigrants and how he went from failing the bar examination to being one of the most accomplished and successful trial lawyers in California and the United States. You don't want to miss this episode!  About Arash Homampourhttps://www.homampour.com/ Arash Homampour Has Obtained Over $1 Billion Dollars in Settlements, Verdicts and Judgments for His Clients.He is a trial attorney who in the last five years alone has obtained many successful trial results (ranging from $2.5 million to $60 million) against Sunbeam Products, the State of California, Costco Stores, Farmers Insurance Exchange, Allstate Insurance, and Louisville Ladder in a wide array of cases involving dangerous roads, dangerous ladders, dangerous premises, and unlawful employment practices.In 2023, he has been named one of Daily Journal's Top Plaintiff Lawyers In California.In 2023, he has been named one of Daily Journal's Top 100 Lawyers In California.In 2023, he has been named one of the Top 10 Southern California Super Lawyers, 3 consecutive years.In 2023, he has been named the Best Lawyers® 2023 Personal Injury Litigation – Plaintiffs “Lawyer of the Year” in Los Angeles.In 2023, he has been recognized by the Los Angeles Times as a legal visionary.In 2022, Homampour Law Firm was honored to be one of Top Verdict's Top 10 Verdicts in California.In 2002, Homampour Law Firm was honored to be one of Top Verdict's Top 20 Verdicts in California.In 2022, Homampour Law Firm was honored to be one of CVN's Top 10 Most Impressive Plaintiff Verdicts of the year.In 2022, he recovered a verdict of $60 million.In 2022, he recovered a verdict of $34 million.In 2022, he recovered a verdict of $36 million (wrongful death)In 2022, he recovered a settlement of $23 million (dangerous condition of public property)In 2022, he recovered a settlement of $15.92 million (dangerous condition of public property)In 2022, he recovered a settlement of $10 million (dangerous condition of public property)  In 2022, he recovered a settlement of $8 million (dangerous condition of public property) In 2022, he has been named one of the Top 10 Southern California Super Lawyers.In 2022, he has been named one of Law360°'s Titans Of The Plaintiffs Bar.In 2021, he recovered settlements of $24 million (dangerous condition of public property) and $8 million (dangerous condition of public property)In 2021, he has been named one of the Top 10 Southern California Super Lawyers.In 2021, he has become an Entrepreneur Leadership Network Contributor.In 2020, he recovered verdicts of $32 million (single plaintiff settlement premise and product liability case), $5.3 million (confidential settlement) and $5 million (disputed policy limits settlement).In 2019, he recovered a verdict of $30 million (wrongful death of driver that hit improperly parked truck), $12 million (wrongful death) and $5 million (liability and damages settlement)In 2018, he received the Consumer Attorneys Association of Los Angeles (CAALA's) Ted Horn Memorial Award presented to the lawyer who has provided outstanding service to the Association and the legal community.In 2018, he received the Orange County Trial Lawyers Association Top Gun/Trial Lawyer of the Year award in Products Liability.In 2018, he recovered verdicts of $12.25 million (wrongful death of man at swap meet) and $10 million (fatal vehicle versus motorcycle) and was named in the Top 100 Southern California Super Lawyers for the 7th year in a row.In 2017, he recovered settlements & verdicts of $14.5 million (insurance bad faith), $14.25 million (wrongful death of a motorcyclist) $4.5 million (auto vs. truck).In 2016, 2018 and 2019, he has been named one of the Top 30 Plaintiff's attorneys in the State by the Daily Journal.In 2016, he was awarded the Ventura County Trial Lawyers Association Trial Attorney of the Year award.In 2015, he recovered verdicts of $16.2 million (motorcycle rider suffered a head injury), $5.6 million (wrongful death of 83 year old), $60 million (wrongful death of mother in fire started by a defective space heater),  $14.2 million (dangerous condition wrongful death case for lack of warning signs against Caltrans) and $14 million (bad faith claim against Allstate Insurance Co.).  In 2010, he was named by the Consumer Attorneys Association of Los Angeles (CAALA) as its Trial Attorney of the Year. CAALA is the largest plaintiff attorney group in the country.In 2007, he was named one of the Top 20 Attorneys Under the Age of 40 in the State of California by the Los Angeles Daily Journal. Every year since 2004, he has received nominations for Trial Attorney of the Year by the Consumer Attorneys of California and/or CAALA.Since 2005, he has been designated a Super Lawyer by Los Angeles Magazine and Law & Politics.Since 2010, he has been recognized as one of the Top 100 Southern California Super Lawyers which is based on the lawyers who received the highest point totals in the Southern California nomination, research and blue ribbon review process.He has also successfully briefed and argued many appeals, including a recent California Supreme Court victory in Cortez v. Abich (2011) 51 Cal. 4th 285.Arash frequently lectures throughout the state on all matters related to trial practice and has published many articles. You can find copies of those articles or videos of his presentations at www.caala.org or www.caoc.org Areas of PracticeLitigationInsurance Bad FaithPersonal InjuryEmploymentBusiness Litigation Percentage100% of Practice Devoted to Litigation Bar AdmissionsCalifornia, 1993U.S. District Court Central District of California, 1993 EducationSouthwestern University School of Law, Los Angeles, CaliforniaUniversity of Southern California, Los Angeles, CaliforniaB.S., Bachelor of Science – June, 1989Major: Economics/Finance

From the time he was headlight height, Patrick knew that these were magic machines, drawn from the high banks of imagination to drink gasoline & eat asphalt.  He bootstrapped his first collector car business in 2003 after a career as an Executive Recruiter within the Information Technology sector during the "tech-boom" which began in the mid-1990's.  As an I.T. Recruiter and Consultant to the e-Commerce, Electronic Trading, and Insurance industries, he pioneered internet sourcing, marketing, and selection practices to build high-performance teams in mission-critical business units within companies such as IBM, Walgreens, Discover Card, Chicago Mercantile Exchange, and Allstate Insurance.He also grew up learning how to wrench, restore, tune, and drive American Muscle Cars, owning 13 cars within two years in high school and more since, everything from Mopars, to Mustangs, to Chevelles and GTO's. Starting Show Your Auto was an opportunity for Patrick to marry his skills honed in the business world with his innate passion for automobiles. "I know that to pursue and purchase a rare collectible car is not just a buying decision, or even just an investment decision, this is about fulfilling your heart's desire, one that has been there since you were a boy, if you were like me."Today, Rev Muscle Cars uses the same commitment to best practices in marketing and selection to take the hassle out of selling and the risk out of buying collectible cars.  Rev! has worked hard to become a valued resource to private owners and pay back into the enthusiast community.Social Media Links:https://patrickkrook.com/https://patrickkrook.com/buy-the-book/https://www.revmusclecars.com/https://www.instagram.com/patrick_krook/https://www.facebook.com/PatrickKrookAuthor/https://www.instagram.com/revmusclecars/https://www.facebook.com/revmusclecarsConnect and tag me at:https://www.instagram.com/realangelabradford/You can subscribe to my YouTube Channel herehttps://www.youtube.com/channel/UCDU9L55higX03TQgq1IT_qQFeel free to leave a review on all major platforms to help get the word out and change more lives!