Podcasts about Cleveland

City and county seat of Cuyahoga County, Ohio, United States

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    The Agile World with Greg Kihlstrom
    #754: Robin Ross on what happens to retail when your best customers are AI agents

    The Agile World with Greg Kihlstrom

    Play Episode Listen Later Oct 22, 2025 30:28


    What if your perfectly crafted brand message, your multi-million dollar ad campaign, and your carefully designed user experience are completely ignored by your next customer... because your next customer is a machine? Agility requires not just adapting to changing customer behaviors, but completely rethinking the very definition of a "customer interaction." It means building the technical and strategic flexibility to engage with autonomous agents as effectively as we do with people. Today, we are at MAICON - the Marketing AI Conference - in Cleveland, Ohio, and we're going to talk about a concept that's moving from science fiction to strategic planning: agentic commerce. This is the world where AI agents don't just help us, they act for us. On one hand, brands are using internal agents to optimize their own operations. But the more disruptive side, and our main focus today, is when consumers deploy their own AI agents to research, negotiate, and purchase on their behalf. This shift could fundamentally change everything from marketing and branding to the very nature of e-commerce. About Robin Ross I'm a marketing and strategy executive with 20+ years of experience driving growth through data, loyalty, and digital transformation. I've led initiatives that expand membership, strengthen customer engagement, and scale innovation across functions.My expertise includes marketing analytics, loyalty programs, digital transformation, and applying AI and data to accelerate decision-making. I focus on simplifying complexity, aligning teams, and building systems that deliver measurable results.I thrive at the intersection of strategy and execution—partnering with leaders to clarify goals, design customer-centric programs, and turn them into business impact. Robin Ross on LinkedIn: https://www.linkedin.com/in/robin-ross-activateinsight/ Resources Activate Insight: https://www.costco.com The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Register now for Sitecore Symposium, November 3-5 in Orlando Florida. Use code SYM25-2Media10 to receive 10% off. Go here for more: https://symposium.sitecore.com/Catch the future of e-commerce at eTail Palm Springs, Feb 23-26 in Palm Springs, CA. Go here for more details: https://etailwest.wbresearch.com/ Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company

    Cleveland Browns Daily & More
    Newest Browns CB Tyson Campbell in The Bark Tank!! - The Bark Tank - 10.21.25

    Cleveland Browns Daily & More

    Play Episode Listen Later Oct 21, 2025 26:15 Transcription Available


    In this episode of “The Bark Tank,” Browns CB Tyson Campbell joins host Andrew Siciliano to talk about his pick 6 in week 7 against Miami and how he's settling into Cleveland! Andrew also recaps the win against the Dolphins. The episode concludes with a brief AFC North Roundup.See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    TUES FULL SHOW: 44 gallons of glaze, bankruptcy box inspection, and using ChatGPT for sexual gratification

    Rover's Morning Glory

    Play Episode Listen Later Oct 21, 2025 177:27 Transcription Available


    Feminine cars, 44 gallons of glaze, and karaoke. Father faces murder charges after his two-year-old died in a hot car while he was looking for pornography and gaming. Bankruptcy box inspection. Edging. Kristen Bell is under fire for her anniversary post. Will Charlie marry Christa before she turns 40? Former Google CEO, Eric Schmidt, has been accused of stalking, abuse, and digital surveillance of his ex-mistress. Rover needs to get a protective film for his windshield. Using ChatGPT for sexual gratification. Trump is thinking of commuting Diddy's sentence. A new drug that claims to help non-verbal autistic people. Hackers try to hold BBC ransom. Would you sell your company out for a cash payout? Rover received a handwritten letter trying to scam him. See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    TUES PT 4: Would you sell your company out for a cash payout?

    Rover's Morning Glory

    Play Episode Listen Later Oct 21, 2025 38:52 Transcription Available


    Trump is thinking of commuting Diddy's sentence. A new drug that claims to help non-verbal autistic people. Hackers try to hold BBC ransom. Would you sell your company out for a cash payout? Rover received a handwritten letter trying to scam him.  See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    TUES PT 3: Using ChatGPT for sexual gratification

    Rover's Morning Glory

    Play Episode Listen Later Oct 21, 2025 42:58 Transcription Available


    Rover needs to get a protective film for his windshield. Using ChatGPT for sexual gratification.  See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    TUES PT 2: Will Charlie marry Christa before she turns 40?

    Rover's Morning Glory

    Play Episode Listen Later Oct 21, 2025 40:57 Transcription Available


    Bankruptcy box inspection. Edging. Kristen Bell is under fire for her anniversary post. Will Charlie marry Christa before she turns 40? Former Google CEO, Eric Schmidt, has been accused of stalking, abuse, and digital surveillance of his ex-mistress.  See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    TUES PT 1: Feminine cars, 44 gallons of glaze, and karaoke

    Rover's Morning Glory

    Play Episode Listen Later Oct 21, 2025 54:40 Transcription Available


    Feminine cars, 44 gallons of glaze, and karaoke. Father faces murder charges after his two-year-old died in a hot car while he was looking for pornography and gaming. See omnystudio.com/listener for privacy information.

    Nightcap with Unc and Ocho
    Nightcap Hour 2: Shedeur Time LOADING in CLEVELAND? + Rodgers set to face Jordan Love & PACKERS + Westbrook CAN'T STAND FAKE LeBron + Jimmy Butler NO HIDDEN AGENDAS

    Nightcap with Unc and Ocho

    Play Episode Listen Later Oct 21, 2025 54:45 Transcription Available


    Shannon Sharpe & Chad “Ochocinco” Johnson react to the Green Bay Packers vs the Pittsburgh Steelers being this weekend Matt LeFleur says this game is not about Aaron Rodgers, Deshaun Watson has been caught liking videos of TikTok about Stefnaski being fired, Deshaun Watson gets caught liking TikTok’s about Stefanski being fired, and sources in Cleveland think that Shedeur Sanders will play this season and much more! 0:00 - Packers vs Steelers game isn’t about Aaron Rodgers5:00 - Deshaun Watson caught liking TikTok’s about firing Kevin Stefanski6:50 - Sources say Shedeur Sanders will play this season10:30 - Rams first team to have same day International flight and win19:30 - Russell Westbrook on LeBron James being “Fake”30:42 - Play or Fade33:27 - Jimmy Butler glad to be part of an organization with "no hidden agendas" 39:30 - Q & Ayyyyy (Timestamps may vary based on advertisements.) #ClubSee omnystudio.com/listener for privacy information.

    Hochman and Crowder
    Discussing the most frustrating part of the Dolphins roster this season with Josh Appel

    Hochman and Crowder

    Play Episode Listen Later Oct 21, 2025 9:45


    NFL broadcaster for Sports USA Live - Josh Appel - joins the show to react to another poor Tua Tagovailoa performance in the loss to Cleveland and explains why the most frustrating part of the Dolphins has to be their defensive deficiencies.

    The Ken Carman Show with Anthony Lima
    Hour 1: Blue Jays to World Series + Ohio temporary NIL + Dillon Gabriel not "franchise"

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Oct 21, 2025 34:38


    Hour 1: Blue Jays to World Series + Ohio temporary NIL + Dillon Gabriel not "franchise" full 2078 Tue, 21 Oct 2025 11:15:00 +0000 ux8V2HI3QBNg37RmSfR03StkypdYC4hd sports The Ken Carman Show with Anthony Lima sports Hour 1: Blue Jays to World Series + Ohio temporary NIL + Dillon Gabriel not "franchise" The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https

    The Ken Carman Show with Anthony Lima
    Hour 2: How much time did Dillon Gabriel earn? + Addressing the "tankers"

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Oct 21, 2025 34:06


    Hour 2: How much time did Dillon Gabriel earn? + Addressing the "tankers" full 2046 Tue, 21 Oct 2025 11:58:43 +0000 u1Ke3i0Uj9M8ARs75UzAmxLCAJAtJ02R sports The Ken Carman Show with Anthony Lima sports Hour 2: How much time did Dillon Gabriel earn? + Addressing the "tankers" The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https://player.ampe

    The Ken Carman Show with Anthony Lima
    Hour 3: John Greco + Uncomfortable truth for the Browns "tankers"

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Oct 21, 2025 34:16


    Hour 3: John Greco + Uncomfortable truth for the Browns "tankers" full 2056 Tue, 21 Oct 2025 13:04:42 +0000 SwiwYZWmMw7P8uONFIDooyxMsgaQJzsC sports The Ken Carman Show with Anthony Lima sports Hour 3: John Greco + Uncomfortable truth for the Browns "tankers" The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepod

    The Ken Carman Show with Anthony Lima
    Hour 4: Josina Anderson + Focus will change to Shedeur if Gabriel struggles

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Oct 21, 2025 34:39


    Hour 4: Josina Anderson + Focus will change to Shedeur if Gabriel struggles full 2079 Tue, 21 Oct 2025 14:32:52 +0000 4d5qaoESaucOJTOJBltdidwGsJHmJiQ2 sports The Ken Carman Show with Anthony Lima sports Hour 4: Josina Anderson + Focus will change to Shedeur if Gabriel struggles The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https://player.am

    Pats Interference Football Podcast
    Drake Maye dominates the Titans and how good can the Patriots be?

    Pats Interference Football Podcast

    Play Episode Listen Later Oct 21, 2025 105:31


    The Boston Sports Journal's Mike Giardi joins another live Monday show after the Patriots' fourth straight win, breaking down all angles of their win in Tennessee, Drake Maye's near perfect passing performance and how the run game got back on track. Later, the guys answer listener mailbag questions and peek ahead to Cleveland. Pats Interference on CLNS Media is Powered by:

    The Korner Booth
    E351:NFL Week 7 Recap: Eagles Survive, Giants Collapse in Denver, Tua Struggles in Cleveland! | Korner Booth Podcast

    The Korner Booth

    Play Episode Listen Later Oct 21, 2025 75:00


    Bull & Fox
    Lance Reisland: I think Dillon Gabriel's doing a solid job with room to improve

    Bull & Fox

    Play Episode Listen Later Oct 21, 2025 13:04


    Lance Reisland of Cleveland.com joins Afternoon Drive on The Fan. He talks about Dillon Gabriel's Week 7 start against the Dolphins, what the next step of development looks like for the rookie quarterback, improvement on the offensive line, and more.

    Bull & Fox
    Hour 2: Is Shedeur Sanders closer to playing than we realize? + Lance Reisland

    Bull & Fox

    Play Episode Listen Later Oct 21, 2025 34:13


    Nick and Jonathan react to Mary Kay Cabot's comments on Shedeur Sanders' development. Then, they're joined by Lance Reisland of Cleveland.com, and they talk about their patience with Dillon Gabriel.

    Bull & Fox
    Hour 3: Are the Browns too talented to get a top 5 pick? + What's the goal over the final 10 games?

    Bull & Fox

    Play Episode Listen Later Oct 21, 2025 38:56


    Nick and Jonathan question if fans are thinking about draft position over Browns wins. Also, they talk about Cleveland's schedule, and they react to Terry Bradshaw's comments about Dillon Gabriel.

    Mark Price For 3
    Episode 156 | New Cavs Season, Georgia Tech, Living Intentionally

    Mark Price For 3

    Play Episode Listen Later Oct 21, 2025 19:03


    Shorter episode today as we kick off Season 3 of the Mark Price For 3 Podcast. We look at number 7-ranked Georgia Tech, and talk about what could be in the college playoffs. We also take a preview of the new Cavs season, which starts this week. We finish talking about living intentionally here while our sights are on Heaven. Download for iPhone and Android or stream at riverradio.com

    The Greg Cote Show with Greg Cote
    The Greg Cote Show (2025): Episode 293

    The Greg Cote Show with Greg Cote

    Play Episode Listen Later Oct 20, 2025 69:39


    A tribute to Billy Gil, Chris alleges collusion within PFPI, a sports chat including the Dolphins' Sunday embarrassment in Cleveland and more on new Greg Cote Show podcast Episode 293, out now. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Drive Time with Travis Wingfield
    Drive Time: Dolphins Browns Week 7 Film Review

    Drive Time with Travis Wingfield

    Play Episode Listen Later Oct 20, 2025 34:22 Transcription Available


    Travis is back in the film room to breakdown everything that happened in the Dolphins 31-6 loss in Cleveland.See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    MON PT 2: JLR was keeping his birthday a secret

    Rover's Morning Glory

    Play Episode Listen Later Oct 20, 2025 47:00


    Hitting a deer. The ball juggler. Long time runner in Miami, Raven, has a street named after him. JLR was seen at a car show near Youngstown. Commenting on a post from 2 years ago, Tomas made a TikTok video, and JLR was keeping his birthday a secret.See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    MON PT 3: A man has collected over 185k images of pornography

    Rover's Morning Glory

    Play Episode Listen Later Oct 20, 2025 42:24


    Trump's response to the "No Kings" protest. DraftKings leaderboard. A woman in Florida is in trouble for using AI to claim she was sexually assaulted by a man. A man has collected over 185k images of pornography. See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    MON PT 4: Charlie panicked after he had an edible

    Rover's Morning Glory

    Play Episode Listen Later Oct 20, 2025 33:55


    A woman was arrested after her husband called the cops over her AI homeless man prank. A 76-woman doesn't like that her neighbor smokes weed in his own home. Charlie took the RV tailgating and panicked after he had an edible. See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    MON FULL SHOW: Tomas shared an interesting TikTok, JLR was keeping his birthday a secret, and Charlie panicked after he had an edible

    Rover's Morning Glory

    Play Episode Listen Later Oct 20, 2025 174:13 Transcription Available


    First time flying. How Jeffrey got onto the Gordon Elliot show. A lithium battery bursts into flames in an overhead bin on an Air China flight. A plane windshield struck with such force it injured the pilot. Rover has to have his windshield replaced. Hitting a deer. The ball juggler. Long time runner in Miami, Raven, has a street named after him. JLR was seen at a car show near Youngstown. Commenting on a post from 2 years ago, Tomas made a TikTok video, and JLR was keeping his birthday a secret. Trump's response to the "No Kings" protest. DraftKings leaderboard. A woman in Florida is in trouble for using AI to claim she was sexually assaulted by a man. A man has collected over 185k images of pornography. A woman was arrested after her husband called the cops over her AI homeless man prank. A 76-woman doesn't like that her neighbor smokes weed in his own home. Charlie took the RV tailgating and panicked after he had an edible. See omnystudio.com/listener for privacy information.

    Rover's Morning Glory
    MON PT 1: How Jeffrey got onto the Gordon Elliot show

    Rover's Morning Glory

    Play Episode Listen Later Oct 20, 2025 50:54


    First time flying. How Jeffrey got onto the Gordon Elliot show. A lithium battery bursts into flames in an overhead bin on an Air China flight. A plane windshield struck with such force it injured the pilot. Rover has to have his windshield replaced. See omnystudio.com/listener for privacy information.

    Get Rich Education
    576: How to Cut Vacancies and Keep Tenants Twice as Long - with Mid South Home Buyers

    Get Rich Education

    Play Episode Listen Later Oct 20, 2025 47:36


    Keith sits down with Terry Kerr and Matthew Vanhorn, the leaders of America's oldest turnkey real estate provider, Mid South Home Buyers, to unpack the practical systems that keep thousands of rental units profitable and tenants happy. With national renter mobility dropping, longer stays are now the norm. Average resident stay is 4 years—double the industry average, thanks to proactive maintenance and relationship-driven management. Instead of fighting for eyeballs on Zillow, they target HR departments at hospitals, universities, and major employers, tapping into pre-screened, income-verified tenants with stable paychecks and predictable work schedules. Invest where returns still make sense. Visit midsouthhomebuyers.com to book your investor tour and get $500 off your first property. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/576 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, learn about how to cut your rental property vacancies and keep tenants twice as long. Why Memphis, Tennessee stays the cash flow King, and exactly where to find really low cost, quality properties today. That make sense from day one today on, get rich education.   Keith Weinhold  0:26   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There is real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Corey Coates  1:39   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:49   Welcome to GRE from New York's Long Island Sound to Washington's Puget Sound and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. There's an economic trend that you need to be aware of. We're going to talk about how you can play it in this era, sources ranging from Redfin to Housing Wire and others, you know they're all in agreement that the transiency rate, that mobility rate for Americans, is down. And what that means is, when people find a place to live, whether they're a property owner or a renter, they are staying put longer. They put this big, heavy anchor down, and that kind of goes along with employment. Although the unemployment rate is low right now, there aren't very many people moving jobs or changing jobs. So the rate of hiring is low, that's bad, but the rate of employer firings is low, that's good. So on balance, Americans are keeping their job if they've already got one, and they're keeping their home if they've already got one. But because movement has slowed, as we are in this slower housing market, I'll drastically oversimplify here. All right, a few years ago, you might have had a tenant stay for two years, and then there would be a one month vacancy between tenancies today, double both of those. You're more likely to see a four year stay, but two months between vacancies. So your occupancy rate, therefore, is the same in both scenarios, but there's less movement. Again, oversimplifying, but you can see the effect a longer vacancy period is bad, a longer tenant retention period is good, all right. Well, how do you increase your tenant's length of stay and decrease that vacancy in order to be more profitable as an investor and yet give your tenant a satisfactory experience too well. One thing that you can do is list your vacant unit with an employer. Yeah, advertise it through a local stable company. You're going to end up with higher quality tenants. See, there's already this built in screening that was done for you. The employer basically did that for you. So when you work directly with especially hospitals, universities, corporate campuses or military bases, what you're doing is you're fishing from a pond of already vetted, income verified and drug screened candidates. See these tenants what they had to do. They already had to pass HR background checks and employment verification in order to get their job. So for you, that saves you both risk and time compared to the you know, the Craigslist style roll the dice crowd. Now, Of course, we cannot discriminate against certain groups of people, and we'll get into that shortly. But of course, steady employment equals steady rent tenants sourced through employers. They usually have reliable paychecks, often through direct deposit. They've got predictable work schedules, and there's going to be less income volatility. So that means that you'll have fewer late payments and lower eviction risk. And some landlords, you know what they do, they even structure rent payments through payroll deduction. I mean that essentially automates the rent collection. Yes, you can do that. Employees who move for a job, they often sign longer leases, because relocating again would be a hassle. So many will stay in your unit as long as they stay employed. That could be two years or five years, especially in the health care, education and tech sector. So less turnover means fewer make ready costs for you, fewer showings and just more ease and peace of mind. So advertising through employers that is a really low competition marketing channel as well. You know, most landlords, they blast their listings on Zillow apartments.com or maybe Facebook marketplace. Well over there, your post is just one out of hundreds, instead of all that competition, what you're doing is you're finding quiet, uncrowded channels when you utilize these employer housing boards and their HR relocation departments, and this way you can even get inside that company's internal newsletters so you're reaching renters before they can even start scrolling listings over on Zillow and see employers love this too. It's not like the employer is having to do a favor for you. They love it, because when they can help new hires or transferees find housing, it's better for that company. It reduces the employee's stress. It improves the retention at that company. If they have an employer that's satisfied and has a good place to stay, and it really boosts that company's recruiting success. So you're helping yourself, you're helping that company, and you're helping their new employee, which is your tenant. So this makes HR departments. They are surprisingly receptive to you. They might even circulate your listing internally or add you to their housing resource list. So this is a perfect fit for these hands off turnkey investors. So if you're doing that or you're managing properties remotely, this employer outreach, it really gives you a nice extra layer of reliability. And as far as the people that will be your tenants, think about nurses, engineers. IT staff, sometimes teachers, sometimes military based personnel. I mean, they are all ideal long term tenants. Now the way that you can actually do this and put it into practice is identify major employers that are near your property, that could be hospital systems, that could be universities or manufacturing plants, then contact their HR or the relocation department, and after that, it's not hard just provide them with a concise PDF or a one page flyer with your property photos and the monthly rent amount. And one thing you can do, and you should in this case, is put the distance or the time it takes to travel to the employer from your rental unit, and then add your contact info. That is exactly how you do it. You can offer a small incentive, like $50 off the first month for employees. So this is a slick way to advertise your vacancy with employers and make you more profitable over time.    Keith Weinhold  7:02   Now today, we're going to talk to who is actually America's oldest turnkey real estate company. As far as we know, they're based in Memphis, Tennessee, and we'll learn how they advertise a vacant unit and screen prospective tenants and place them and maintain their units over time. They are called mid south homebuyers. You've heard them on the show before, and because of their success, both investors and other real estate companies, they actually listen in intently to what these people have to say. I mean, others study them and learn from them. These are the people other companies study, and you're still going to hear from their principal and their sales lead about reducing your vacancy time and increasing your tenant duration. And, you know, it's just kind of funny how often Memphis, Tennessee, which is where they're based, how often this comes up in cash flowing real estate conversations that you have out there over time? I mean. And Memphis consistently has the best cash flow, maybe, amongst any substantial Metro in the nation. We'll just say among metros that are big enough to have a major pro sports team. I mean, Memphis does have the NBA Grizzlies. There aren't many other cities that can even compete with Memphis as the cashflow King, although there are some that you can work into the conversation. Indianapolis, Cleveland and Oklahoma City are some of those places. Now, before we're done, you'll also learn about how, even following this generation's big inflationary wave, how purchase prices are still as affordable as they are in both Memphis and Little Rock. I mean, this is going to make you ask out loud today, how could they still be so low? We'll also talk about conventional, enduring property management techniques today, now next month here on the show, we're going to talk about how you can use AI to self manage your properties, and that show next month is going to be with an expert straight from Silicon Valley. We're going to talk to the CEO of hemlane then and their AI driven property management software. She used to work for Apple, and she's got a Harvard Business School degree. That is next month today. It's about tried and proven techniques to make you more profitable as an investor   Keith Weinhold  11:24   I'd like to welcome in longtime friends of the show, with the emphasis on long time since they were first here with us, nearly 11 years ago, They are those ever steady property providers based in Memphis, mid south homebuyers. They also serve Little Rock, Arkansas. I have physically walked their offices and properties in person myself. They are, in fact, America's oldest turnkey real estate provider. And it's the return of their founder and principal, Terry Kerr and a second guest who you'll meet shortly, Terry, welcome back on of the show.   Terry Kerr  12:04   Thanks so much, Keith, so glad to be back.   Keith Weinhold  12:07   Congrats on your success. Your model and operation is prominent and exemplary nationally. You've now grown to 110 w2 employees there, and your 13 plus year property management guru who's been leading that entire division is now your sales director. It's terrific to introduce him to the world today. Matthew Van Horn,   Matthew Vanhorn  12:31   Keith, so great to be on here. Long time listener of the show. Really great to meet you.    Keith Weinhold  12:36   Yeah. Appreciate it now you'll soon be listening to yourself on the show. GRE, listeners are familiar with the turnkey real estate model. What you do is buy a distressed property, you rehab it, and then you place a tenant in the property, and you hold on to that for investors across the nation for the production of long term cash flow. Well, let's get an update between Memphis and Little Rock. How many properties do you hold under management for investors now and then? What percent are single family rentals versus other types?   Terry Kerr  13:07   Right now, we're about 57 maybe a little closer to 5800 and the vast majority of them are single family houses. I'm going to say probably. What 5% are duplexes? Matthew, something like that. Yeah, something like that. So no other multis, just single family, most of them rehabs. And of course, now we're doing a new construction direct to rental as well.   Keith Weinhold  13:29   Interestingly, with 58 to 5900 rentals, I mean, you can easily sort of be your own surveying outfit in an informal way, in finding out what's happening with the market, what all the dynamics are. So why don't we start at the beginning, when you're marketing and advertising and looking to place a tenant, tell us about just what you look for, just what you need to avoid. I mean checking for the tenant. That typically involves an employment check, a credit check, a rental history. Sometimes something might appear like a red flag, say, a 590 credit score. Would you always accept tenants in that condition? Because there are times when there are extenuating circumstances when a tenant with a 590 credit score actually might be a good placement. So tell us more about that screening.   Terry Kerr  14:17   As you know, it is renters that drive our returns as investors, and so selecting the right renter is where the money is made in this business, for sure, we are doing as much screening as we can for our renters. There's a lot that goes into that. We actually have a whole processing department. You know some people here who spend their whole day working in the processing division. And what you really got to watch out for, as far as red flags, is just fraud. There are so many ways you can use machines to defraud, and we have people who are able to detect and weed out the bad actors there, but we know what works really well. We have, for instance, in. Arkansas, the main employer of our residents is Baptist Health Medical Center, and we love our healthcare workers there. So that's a place that, you know, starting from the marketing side, we're going to dial up our marketing in those places we're going to go to the HR department, or we're often in the HR department of Baptist Health Medical Center, pushing and asking for referrals from them, you know. And same with just referrals in general, good tenants tend to refer other good tenants. We're of course, looking for strong income that we can verify. And more than anything, we're looking for strong, credible current rental history, so someone who's paying the rent today somewhere to a verified landlord, not their sister, you know, but a very verified landlord. That's the big thing, Keith.   Keith Weinhold  15:50   Tell us more about that. That's great that you're being proactive and getting right in there with a stable, steady employer. That is where our rent comes from. After all, are there any other red flags, maybe things that people would not think about identifying as a red flag when it comes to that employment, in that credit, in that rental history   Matthew Vanhorn  16:11   one reason I bring up the localized marketing that some people may not think about is that renters who move from Out of state often will land in a place and then stay there for one year, which is fine, but then they often don't renew their lease and they'll move somewhere else. Now, of course, what we have to do above all is we have to be legal, you know, so we can't discriminate against someone from coming from out of town, but what we can do is dial up our localized marketing so that we're getting people who are in the neighborhood, who love the neighborhood already where they are, and so that contributes to longer residence days, and it's just little things like that. Once again, you're looking for employment that you can verify, so that you know that you're getting a quality renter.   Terry Kerr  16:59   I'll also say that one of the ways that we try to attract the most potential residents we can is by having a free application. So typically, a property management company is going to charge, you know, 50 to 75 bucks per applicant. And we're very fortunate that we've get a terrific deal from Equifax, because we're also lenders, we do some lending to our investors, which gives us a really good deal on paying for credit checks. And so we waive those fees for our residents. And so a lot more folks are going to apply with us, because it doesn't cost them anything to apply. And of course, the more people that apply, you've got a much better shot at a filling the property quicker, but also finding a much better resident.   Keith Weinhold  17:44   well this is a great part of building the connection. One of the first interactions they have with you is realizing that you don't have any application fee. And AI can be great for marketing and for doing things like writing listing descriptions, but you build that human connection there. For example, you do in person showings. You invite prospective tenants in current tenants into your physical office, kind of replacing society's trust crisis with humanity.   Matthew Vanhorn  18:14   Yes, that's right, Keith. In the last 12 months, we've spent more money than ever on technology, so we are leaning heavily into creating the systems and processes that allow us to get to our service quickly. And at the same time, we've invested more into staffing up in the past 12 months, into inviting people into our office, you know, and we can still do everything remotely. We can do it virtually for folks who want that, we found that a lot of residents love to look us in the face, and they like to come down to our office, and they like to sit across from Karen and across from Gabby, and they just love the personalized experience that we give them. It's hard to quantify it, Keith, but I just really believe that it drives longevity, right?   Keith Weinhold  19:04   Having a face behind that rental because your properties are freshly rehabbed, or, in some cases, they're new builds, so hopefully you won't have too many tenant service calls once they do become a resident, and you don't need to interact with them all the time, though you're there for them, but once you have chosen a tenant, and that tenant is placed, you know somebody has to be the adult in the lease, and we sincerely hope that the tenant is one of them. So with regard to that, how do you help ensure that tenants keep making on time payments, and you can keep tenants and not get ones that break the lease. So can you speak to us about that, how you can help identify that in the screening and then that ongoing relationship?   Matthew Vanhorn  19:47    I will say that perfect vetting does not necessarily lead to perfect collections, because it turns out that every one of our residents, they are humans, and as humans, we run into things you. Know, divorce can happen. Relationship breakups can happen, job losses happen. Just very human things happen. And so we like to stay in touch with our residents as often as possible, and very much encourage an open line of communication. We very much believe in compassion based collections here at Mid South. And so when residents fall upon hard times, we are truly there for them. Memphis actually has more nonprofits per capita than any place in America then. So when residents do fall on hard times, you know, and it happens, we're actually able to reach out. We have connections with several agencies that can help with rental assistance for renters who need it, we found that by pouring into our staffing with the resident support and solutions department that we've had a lot of success in collecting just by keeping that relationship intact when the pandemic hit. For instance, and I know that's been a few years from now, and maybe we all want to forget it, our collections rate actually went up during that time, and I attribute that largely to the fact that, number one, we had a relationship in place with our renters. We staffed up, and matter of fact, we had a full time person just working to get rent assistance for those renters who kind of had been disenfranchised by the pandemic   Keith Weinhold  21:26   during pandemic times or post pandemic times whenever it is us as investors, we're always interested in reducing that vacancy time. We seem to be in a period, at least nationally, where when people get a hold of a place, they want to keep it and hold on to it. In a lot of markets, the duration of a tenancy has been increasing. So despite what era that we're in, can you talk to us about some of the best practices for how you reduce the vacancy time? Because we all know vacancy and turnover is our biggest expense over time. As investors,    Terry Kerr  21:58   I like to say, you know, at the heart of what we do is making sure that when a hard working, single mother comes home at the end of the day, she can give her child a hot bath. And that's not possible if the water heaters out. And that's just one example, but our main job is to give a good quality of life to the residents that we are caring for, and if we can do that, and if we can treat them with respect when they do fall on hard times, like Matthew said, they're going to want to renew the lease. So we have got a almost twice the average length of stay as the industry average, which is we've got about a four year average resident stay. And when folks move out of a mid south house, it's not because they can find a better value they're going to get. They're already in the nicest house on the street. And if something breaks, we're out there lickety split to fix it. When folks move out of a mid south house. It's either because they're downsizing. Kids are moving out, or they're going up because they're having their family increases and they've got to move up, or maybe something happens to them, like Matthew mentioned, you know, death, divorce, disability, these things happen, right? But no one's moving out because they can find a better value or because they're not getting the service or respect that they deserve.    Keith Weinhold  23:25   That says a lot. Being managers of 5800 to 5900 properties, which gives you this sort of canvassing or de facto surveying ability that you have. What are we seeing for the direction of rents? We'll get into rents and prices later, because nationally, rents are just holding steady. They're really not rising very much. What do you see there?   Matthew Vanhorn  23:49   Yes, we saw them fairly stable. Over the course of 2024 I have started to see an uptick here in the past few months, I will say, which is encouraging for investors, for sure, each month, I'm looking at all of the renewal rates personally, to kind of look at that, engage the market. And like you said, it really is helpful. I mean, yes, we have all the tools, Zillow, rentometer, all these things, but there's nothing like just our own data of seeing, hey, what's the house across the street renting for? You know, how long did it take for that to rent and incorporating that into our data. And right now, our houses are moving at a faster pace on the leasing tip, which rent increases tend to follow that    Keith Weinhold  24:30   when it comes to optimizing rents, a lot of that coming back to reducing vacancy time. There are a number of strategies that one can employ now it's not with you guys, but I have a single family rental home in another market, and one promotion that that manager is running and encouraged me to participate in is a 50 inch flat screen TV having that and giving it away to the tenant. Somehow, that only costs $250 so I decided to do that. At for a vacancy that I have there in that market. Now, some investors might say, you know, why am I buying TVs for a tenant? I'm already providing them with a place. If the rent is 1500 bucks, a $250 TV only costs five days of vacancy, and that helps me reduce that vacancy period. Might even make a tenant want to stay longer, so sometimes you got to be thinking about how your tenant thinks, and you can come up with inventive ways to reduce vacancy. Do you have anything like that, any small concession that you've offered or have needed to offer in either market?   Terry Kerr  25:33   Well, we haven't done anything like that, Keith, but what we do like to do, and Matthew mentioned this earlier, is as great tenants tend to refer other great residents, and so we have a referral bonus that we pay out to our residents that refer other folks to us, and that does not come out of the pocket of our investors, that comes out of our pocket, because it's our job to make sure that We rent these properties as quick as we can to qualified residents.   Keith Weinhold  26:04   One thing that I've liked about Memphis, which few markets have, is that it's embedded within renter culture in Memphis, since it is such a renter city, that renters travel with their appliances, like the refrigerator, in their stove, in their dishwasher, which always seems crazy to me, so you're not providing those appliances. It seems like that fact alone might help with resident retention in Memphis. They're just less likely to move when they have more stuff to move.   Matthew Vanhorn  26:35   Yeah, it's really true. Yeah. And the longer people stay, the longer they tend to stay as funny as that sounds. And yeah, that's something that we found even in our new construction homes where we do provide the appliances we've been finding in many instances, still the residents are coming with their own appliances. And so we're storing our appliance, our brand new appliances, in our warehouse.   Keith Weinhold  26:58   Wow, yes, that's just something that you don't see in other places. And when it comes to retention, we're interested in maintaining the property like you talked about being proactive with are there some other things you do to help ensure that the maintenance expenses stay lower throughout the lifetime of that investor ownership? How do you approach that?   Terry Kerr  27:16   It really starts with doing a full blown rehab, right? So every once in a while, you know, we'll have houses that, you know, have some age on the components. But when we do a rehab, everything is brand spanking new, like a new roof, gut, the kitchen, got the bathroom, you know, all new electrical, all new plumbing, all new HVAC, a new water heater the whole nine yards. So it starts there, and then when a property turns over, we go into the property, and we are looking for safe and clean, right? So we want to make sure to keep the water out. We want to make sure that everything is safe and the property is tip top and super clean. Fortunately, the folks that are maintaining the houses for our investors. The technicians are the same technicians that did the renovations on the property, right? And it's the same materials. Yeah, it's like, we have an assembly line and a junky house jumps on the assembly line, and we rip everything off, and all the same materials jump back on the house. So we're able to keep costs low because of that, and also because the labor that we end up having to pay the technicians typically is a lot less than normal, because they're used to working on the same water heater, the same HVAC system, you know, the same furnace, the same dishwasher. So our volume model kind of helps with that.   Keith Weinhold  28:39   Oh, if you were listening closely, yes, what a huge efficiency that can be. You fellas, have any last thoughts about efficient property management, since that's what you've led for more than 13 years, Matthew,   Matthew Vanhorn  28:51   I resonate with what you said about how many investors overlook vacancy costs when properties turn over. And so I think it's just getting your rents right on the money, maybe just a little below, can actually drive returns, as opposed to maybe trying to get an extra 25 bucks more, which takes you three weeks longer to rent. You actually did not come out ahead in that, in that scenario, Keith   Keith Weinhold  29:14   today, with inflation, a $25 difference, I mean, we're down to what 12 hours of vacancy is, really how we're talking about there Property Management turning a passive income into an active lifestyle since forever. That's what they do. Property managers are the people that have never met a maintenance issue that waited until business hours. So that's why I'm grateful that my managers do what they do for me. That's what we're talking about today. More when we come back with Terry Kerr and Matthew Van Horn of mid south homebuyers, I'm your host. Keith Weinhold   Keith Weinhold  29:45   if you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why. It matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video course, completely free as well. It's called The Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  30:56   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Tom Wheelwright  31:31   this is Rich Dad Advisor Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  31:37   welcome back to get rich education. You've got the pleasure of listening to the voices of America's oldest turnkey real estate provider mid south homebuyers based in Memphis, Tennessee, and some years ago, they branched out to Little Rock, Arkansas as well, just about a two hour road trip west of Memphis. When us as investors buy a property, we've got to be cognizant of the fact that that property swims in an economic ocean, and therefore job vibrancy is, after all, how the tenant pays the rent. So tell us about economic developments in Memphis and Little Rock, because there are some exciting ones.   Matthew Vanhorn  32:24   So yeah, both in Memphis and in Little Rock, we've got the roads, we've got the rivers, we've got the rails, which drives both Memphis and Little Rock as distribution hubs here in the middle of America. And so of course, FedEx famously has their headquarters here in Memphis. Many of your listeners will know it's the largest cargo airport in America. We've had a resurgence of X. AI has actually come to Memphis and built the world's largest supercomputer here in Memphis, and they're actually working hard now on building a second called Colossus two, which is going to be even larger. They're saying it may hold as many as 1 million Nvidia chips, which I can't do that math, but that's a lot of money. And so x AI is has quickly become the second largest taxpayer here in Memphis and in Shelby County. And 25% of those tax proceeds, by the way are going, they're earmarked to go right into that local community beside where the plant is, and all the development is in Little Rock. You know, of course, it's Arkansas's largest city. It's the capital city, and so by nature of that, there are many stable state government jobs there that is a bulwark of the economic development there. There is a actually Fintech startup space is big in Little Rock as well. Lockheed Martin has been doing developments there, so a lot of aerospace development around Little Rock. Folks who look at our homes will also notice that we are in Jacksonville, which is a suburb of Little Rock that's anchored by the Air Force base there in Jacksonville. And there's actually a large munitions supplier there, Sig Sauer, which provides a lot of jobs to the locals there. And our number one, I may have mentioned it earlier, our number one employer in Central Arkansas is actually Baptist Health Medical Center. And just generally speaking, health care workers make up the largest portion of our residents in Central Arkansas. So a lot of great economic drivers that we're seeing bringing renters to Little Rock and and new jobs there. As a matter of fact, not just that, but I noted recently that the cost of living in Little Rock is now 10% below the national average. I think we had a report on our website a few years ago that it was 6% and that's actually. It's only becoming more favorable to live in Central Arkansas.   Keith Weinhold  35:04   You're talking about stable and growing drivers here, AI related businesses and healthcare. Let's talk about those rents and prices. Because really, this is one reason why national investors are so drawn to that area. It's that high affordability and that high ratio of rent income to purchase price. So what sort of rent and price ranges are we looking at in both markets now,   Matthew Vanhorn  35:29   it's not the same as it was when I started here in 2012 Reds have increased and so, you know, average rents around here start around 900 and now we're going up to about 1700 toward the high end there. And you know, the great news is that incomes have increased as well, and so our renters are able to afford this just as well as they were before. Or maybe even better, like I mentioned, cost of living in Arkansas has actually improved. And so what that means is people are actually making more money compared to the rent, even though rents have increased, which I believe is good news for investors, and it's been good news for us as a management company, as I think that contributes to the resident longevity there, once again,   Keith Weinhold  36:17   nowhere in the nation Do we hear enough about increased affordability stories, which is exactly what you have when your income rises faster than your rent, which is a harbinger of being able to increase the rent in the future. Tell us more about the rent in price ranges in both markets.   Matthew Vanhorn  36:35   In Memphis, if you get a two bed, one bath, you can often find that for as low as 808 850, something like that. As you step up into a three bed one bath, that's going to be somewhere between 1000 1200, depending on where you are in the city, there in Memphis, if you're in our new construction homes, those can range between 1395 all the way up to 1850 once again, depending on the size of the construction and the location out in Arkansas, rents tend to be just a little bit higher than in Memphis. So you see the rent starting there around 950 and going up to just under 2000   Keith Weinhold  37:19   and we're interested in that capital price, because a lot of times, investors think about their purchase through that perspective of the ratio of the rent income to the purchase price.   Matthew Vanhorn  37:30   As far as sales price goes, Keith, we started right around $100,000 on the low end, and those can range up to 240,000 thereabouts, on the high end, if you're talking about a new construction, three, two with a two car garage in an appreciating area. You can see that sort of range in Memphis, very similar, very similar. We have some of our smaller rehabs starting as low as 100,000 and going up to about that $215,000 range.   Keith Weinhold  38:04   Now, I would imagine, in the inflationary era that we're still in, that you get investors that call in there, and you do have these robust interactions with investors, where you talk with them on the phone like a human being, and people that say, come on. How can you get a respectable tenant in a single family rehab rental home that only costs $120,000 How do you handle questions like that?   Matthew Vanhorn  38:30   That's the whole job here is explaining that Sure, no where our renters are living. It's the best home that they've ever lived in, and it's it's in a affordable area. It's in an area where their friends live, where you just have workforce, just blue collar, but beautiful neighborhoods where they live. And I mean, they're proud to call these houses their home, and for many, it really is their dream home.   Keith Weinhold  38:55   People mold their lawns. The streets aren't littered with trash. I know where you guys invest. I've been on the streets there with you, checking them out. What percentage of investors finance the property, and how has that changed over time?   Terry Kerr  39:09   I'm going to say that it's probably about 75% finance, 25% cash. A lot of your listeners come with their own mortgage broker. The ones that don't, we have our tried and true mortgage brokers. Interest rates are not 4% anymore, and some folks are are wanting to pay cash, and they do, and some of them will pay cash, and then, you know, plan on refinancing later. But right now, that's probably about 25% cash, 75% finance.    Keith Weinhold  39:36   Yeah, it's interesting to see that direction, since rates did begin to get higher in 2022 you have this robust interaction with investors, but that doesn't only have to be over the phone. You guys are so proud of what you do that you've long offered investor tours. In fact, now you're doing more of those investor tours than you ever have. I believe you're doing 11. In tours per year in Memphis, and five in Little Rock as well.So tell us about that.    Terry Kerr  40:04   I guess it was maybe seven or eight years ago. We're so stoked that everybody wants to buy houses from us, and we've got, you know, a short wait list, and that's awesome, but we want folks to come visit us, and so, you know, we just started offering folks $500 off of the purchase of their first home, if they'll just come visit us. And so we know it's in our best interest to try to get to know our investors on a personal level, and the investors that do come to visit us, and we're able to pull back the curtain and show them, you know how operational efficiency benefits them as investors. I think they appreciate it, and then we do also just kind of like the nerd out on the nuts and bolts of the business. So it's fun to be able to pull that curtain back.   Keith Weinhold  40:48   Now, you don't have to be an investor to come on the tour, either prospective investors or regular investors that are already there can come on the tour. Is the Tour Free? Absolutely. So the tour is free, and you get a $500 credit if you end up purchasing there. Most investors never come physically see the property at all, but you sure can do that, and they make it really easy for you. Well, this is going to help a lot of people, especially when we think about how to manage the tenant and reduce our vacancy time in today's era. Before I ask how our listeners can learn more about you. Do you have any last thoughts at all about anything that we discussed management or properties or tenants or anything else? Maybe I did not think about asking you.   Matthew Vanhorn  41:32   I'll just go back to Keith talking about how well staffed we are here at Mid South. I think that's where we stand. Apart from a lot of our competitors is that we're not just two or three guys in an office here, we have over 100 employees. It takes speed to deliver good service. Service leads to satisfaction. Satisfaction leads to the residents staying. The resident staying leads to stacks of cash for you as investors, and the only way you can do that is if you're staffed up properly. And so that's something that you want to ask if you're ever vetting another property manager, is what does your staff look like? And really understand, can they actually provide the service to their residents and to their investors that they're reporting?   Keith Weinhold  42:17   You have helped more of our listeners than any other provider in the nation, certainly over 100 of them, perhaps hundreds by now. I'm not really sure if listeners want to get a hold of you, what's the best way for them to do that?    Terry Kerr  42:31   Invest at mid southhomebuyers.com   Keith Weinhold  42:34   that's a great starting place for you. And that way you can take a look at properties, get thinking about the market. Learn more about their management and get a hold of them. Terry and Matthew, it's been valuable as usual. Thanks so much for coming out of the show.   Matthew Vanhorn  42:49   Thank you, Keith.    Terry Kerr  42:49   Thank you, Keith.   Keith Weinhold  42:56   Oh yeah. Sharp insights from Terry and Matthew at mid south homebuyers today, waiving their application fee means more applicants, a bigger renter pool to choose from, which either shortens your vacancy time or it's going to get you a better quality tenant. Now, a lot of people, they think that real estate is unaffordable and even impossible, but few make it easier and more affordable than these people. And I think I shared with you before that, an 18 year old guy who I do know and have talked to in person, he bought his first ever rental property from mid south homebuyers. So it's kind of interesting. His goal was to own his first rental property when he was 18, and he closed just in time the day before his 19th birthday. I think he's age 20 now, but because fully renovated single family homes can be bought in a range of about 100 to 220k here, and you will put 20 to 25% of a down payment on that your monthly rent is about eight tenths of 1% of that purchase price. Okay, so that's renovated, and then new builds sell in a range of 200 to 260k rent to price ratios on those are a little lower. They're point seven five or so. Now we are here in an era where mortgage rates are in the low sixes for owner occupied that means you'll pay closer to 7% on income properties. But if you go new build, which is really something I've been suggesting to you for a while, if you can swing it, those rates are as low as five and a quarter percent for qualified buyers here, yes, at these low Memphis and Little Rock prices, they've got a few duplexes usually available as well, renting your residence. It's just something that's sort of in the culture there in Memphis, and that's why they're confident in offering a number of guarantees for investors. They just do things that. That other providers don't do in the rare event that your property is occupied and then it somehow falls vacant during your first year of ownership. Their releasing fee is free. They also have a guarantee that you will cash flow after you close. They have a one year bumper to bumper warranty on the renovations we're talking about from the doorknob to the ductwork, and there's a lifetime 90 day occupancy guarantee. What that means is, if your property were ever vacant for that long, they would start paying rent to you on day 91 but you know what's amazing? It's easy for them to offer that they'll tell you that they've never had to pay out on that, because they've never experienced the vacancy of more than 55 days. Just amazing. And all those guarantees I just told you about that is in writing on their website. So if you want to get a hold of them, there's virtually no one else in the nation that makes it easier and more affordable. I believe that's an email address that Terry gave there. Again, it is invest@midsouthhomebuyers.com their website is, as you might have guessed, midsouthhomebuyers.com that's midsouthhomebuyers.com interestingly, you can even look at their income properties. There some provider websites don't let you do that. And again, they offer free tours, and if you prefer, their phone number is 901-306-9009, this week, you learned some great techniques for reducing your vacancy and being more profitable, as well as a provider that can deliver it for you. Should you so choose? The proverb goes, give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime. Well, you've got the option of doing either one or both today, until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 1  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com  

    Herald Sports
    The Greg Cote Show (2025): Episode 293

    Herald Sports

    Play Episode Listen Later Oct 20, 2025 69:39


    A tribute to Billy Gil, Chris alleges collusion within PFPI, a sports chat including the Dolphins' Sunday embarrassment in Cleveland and more on new Greg Cote Show podcast Episode 293, out now. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Hochman and Crowder
    Hour 4: What did McDaniel tell Stephen Ross after the game to keep his job?

    Hochman and Crowder

    Play Episode Listen Later Oct 20, 2025 17:59


    In hour four, Hoch questions why everyone loves chicken and waffles. Revisiting McDaniel's comments today regarding Tua and his starting job. Plus, we guess how the conversation between McDaniel and Stephen Ross went after the game in Cleveland yesterday.

    Hochman and Crowder
    Can't defend Tua, McDaniel or the Dolphins after the loss in Cleveland

    Hochman and Crowder

    Play Episode Listen Later Oct 20, 2025 22:10


    Only one way to describe the Dolphins loss on Sunday to the Browns: embarrassing.

    Hochman and Crowder
    Full Show: October 20th, 2025 - Dolphins embarrassed in Cleveland

    Hochman and Crowder

    Play Episode Listen Later Oct 20, 2025 133:04


    Reaction to the worst loss of the Mike McDaniel era. If a blowout loss to the Browns doesn't force Stephen Ross to make changes, what will? Plus, reaction to the Canes loss Friday night vs Louisville with John Michaels.

    The Ken Carman Show with Anthony Lima
    Hour 3: Daryl Ruiter + Did the Browns win change minds about Berry, Stefanski?

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Oct 20, 2025 33:13


    Hour 3: Daryl Ruiter + Did the Browns win change minds about Berry, Stefanski? full 1993 Mon, 20 Oct 2025 13:16:49 +0000 vnw4aNprClhGxvDxfPRKZMu7Cq3eO8Sq sports The Ken Carman Show with Anthony Lima sports Hour 3: Daryl Ruiter + Did the Browns win change minds about Berry, Stefanski? The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https://player

    The Ken Carman Show with Anthony Lima
    Hour 1: Did the Browns save the locker room? + Can they make a run?

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Oct 20, 2025 31:51


    Hour 1: Did the Browns save the locker room? + Can they make a run? full 1911 Mon, 20 Oct 2025 11:06:28 +0000 5SZbRs4mBBu2RFltBGTaUsuHr3P3K2Xf sports The Ken Carman Show with Anthony Lima sports Hour 1: Did the Browns save the locker room? + Can they make a run? The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavep

    The Ken Carman Show with Anthony Lima
    Hour 2: Dillon Gabriel "just right" + Should Shedeur Sanders have played in garbage time?

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Oct 20, 2025 33:54


    Hour 2: Dillon Gabriel "just right" + Should Shedeur Sanders have played in garbage time? full 2034 Mon, 20 Oct 2025 12:05:35 +0000 MzRNnQCZm62fP6vog310nJ47bxsVW8Cq sports The Ken Carman Show with Anthony Lima sports Hour 2: Dillon Gabriel "just right" + Should Shedeur Sanders have played in garbage time? The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False htt

    The Ken Carman Show with Anthony Lima
    Hour 4: Did the Browns win change your minds on Berry, Stefanski?

    The Ken Carman Show with Anthony Lima

    Play Episode Listen Later Oct 20, 2025 33:20


    Hour 4: Did the Browns win change your minds on Berry, Stefanski? full 2000 Mon, 20 Oct 2025 13:56:29 +0000 0hUxY92Tg8ZkGgoNTgBd1jQY50ef0gjr sports The Ken Carman Show with Anthony Lima sports Hour 4: Did the Browns win change your minds on Berry, Stefanski? The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepod

    Fox Sports Radio Weekends
    Chris Plank & Arnie Spanier React To The 49ers Win Over The Falcons, Florida Head Coach Rumors, Arnie's Dolphins Lost To The Browns, Week 7 Insights, And Much More!!

    Fox Sports Radio Weekends

    Play Episode Listen Later Oct 20, 2025 120:51 Transcription Available


    Chris Plank and Arnie Spanier react to the 49ers winning decisively over the Falcons on Sunday Night in San Francisco. Plank and Arnie also discuss the potential college head coaching rumors with Florida searching for a new coach after Billy Napier was fired recently. Plus, the guys give their insights on week 7 in the NFL with the Colts looking legit and the Chiefs looking like they are back, laugh at Arnie because his Dolphins lost to the Browns badly in Cleveland, and much more!!See omnystudio.com/listener for privacy information.

    The Program
    H3 The Two-Minute Drill, CFB Coach Firings

    The Program

    Play Episode Listen Later Oct 20, 2025 38:58


    Monday's drill made stops in Denver, Cleveland, and Phoenix! Plus, College Football Coaches and the odds they'll get fired!See omnystudio.com/listener for privacy information.

    AllDolphins Podcast
    Episode 580: The Cleveland Calamity Aftermath, McDaniel, and Tua

    AllDolphins Podcast

    Play Episode Listen Later Oct 20, 2025 29:13


    Miami Dolphins on SI Publisher Alain Poupart (@PoupartNFL) is joined by Dave Hyde from the South Florida Sun-Sentinel to discuss the aftermath of the brutal loss against the Cleveland Browns, the decision to stick with Mike McDaniel as head coach, what to do with Tua, and more. Make sure to follow Alain on Twitter at @PoupartNFL and Blusky at @alainpoupart.bsky.social, and read his stories (free content) on Miami Dolphins on SI at si.com/nfl/dolphins.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

    Joe Rose Show
    HR 2- Dolphins Embarrassed by Browns, NFL Week 7 Whiparound

    Joe Rose Show

    Play Episode Listen Later Oct 20, 2025 38:32


    Dolphins look abysmal and get embarrassed in Cleveland, falling to the Browns 31-6. Joe thinks it's time to tear it all down and rebuild. NFL Week 7 Whiparound saw the Colts improve to 6-1, the Broncos 4th quarter comeback over the Giants, and the Patriots staying hot atop the AFC East.

    Joe Rose Show
    Full Show- 10/20/2025

    Joe Rose Show

    Play Episode Listen Later Oct 20, 2025 162:33


    It's a rough Monday in South Florida as the Hurricanes get upset by Louisville and the Dolphins get blown out in Cleveland to fall to 1-6. Joe says it's time to rip the band-aid off and rebuild from the top down as frustration grows around Tua Tagovailoa and Chris Grier. Omar Kelly and Mario Cristobal join the show.

    Joe Rose Show
    HR 1- Dolphins & Canes Rough Weekend, Mario Cristobal Joins

    Joe Rose Show

    Play Episode Listen Later Oct 20, 2025 45:03


    It was a rough weekend for Miami football. The Hurricanes get stunned at home by Louisville, and the Dolphins get blown out in Cleveland to drop to 1-6. Joe breaks it all down, plus Canes head coach Mario Cristobal stops by.

    Joe Rose Show
    Dolphins/Canes Brutal Losses, Initial Reaction

    Joe Rose Show

    Play Episode Listen Later Oct 20, 2025 12:45


    A tough weekend in Miami sports as the Canes fall to Louisville on Friday night and the Dolphins get blown out in Cleveland by the Browns. Joe's initial reaction on Monday morning.

    Zolak & Bertrand
    Not Overlooking The Browns // Read & React // Vrabel's Get Back - 10/20 (Hour 3)

    Zolak & Bertrand

    Play Episode Listen Later Oct 20, 2025 37:59


    (00:00) Zolak & Bertrand start the hour highlighting the importance of not looking past the Browns and handling business at home next week against Cleveland. (5:54) The crew gets into Read and React. (18:48) Mike Vrabel gets the win in his first game back in his former job. We discuss how important a win this was for the Patriots Head Coach. (29:06) Zo and Beetle question if Sunday's game was a microcosm of where both the Patriots and the Titans are headed as franchises respectively. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Content Inc with Joe Pulizzi
    Hey Content Creators: Our Three-Year Window Is Here (518)

    Content Inc with Joe Pulizzi

    Play Episode Listen Later Oct 20, 2025 3:25


    This week, Joe shares insights from conversations at MAICON in Cleveland, where leading AI and marketing experts warned that creators have a limited window, about three years, before technology reshapes how audiences consume content. In a world where devices generate or curate content on the fly, traditional audience-building could vanish overnight. But this episode isn't just a warning. It's a call to action. Joe explains how independent creators can use this time to build deeper trust, stronger communities, and direct ownership of their audiences. Those who act now will have the most valuable currency in the coming AI-driven era: human connection and control. Key Takeaways The 3-Year Window: AI-generated and AI-selected content will soon dominate consumer experiences...creators must act before that shift fully arrives. Audience Ownership Matters: Algorithms can disappear, but email lists, communities, and owned channels can't be taken away. Human Connection Wins: Authentic voice, story, and consistency will always beat synthetic content. Now Is the Time: These next few years will define who thrives and who gets left behind.

    Bull & Fox
    Hour 1: How much does one win change things? + How much goodwill does this buy Kevin Stefanski? + Do you feel better about Dillon Gabriel?

    Bull & Fox

    Play Episode Listen Later Oct 20, 2025 34:41


    Nick Wilson and Jonathan Peterlin react to the Browns 31-6 win over the Dolphins and break down how much it changes for Cleveland. The guys dig a little deeper into feelings on Kevin Stefanski and Dillon Gabriel.

    Bull & Fox
    Hour 2: Did the Browns miss an opportunity to put Shedeur Sanders in for garbage time? + Daryl Ruiter + Quick Hits: Does Sam Darnold deserve more credit for his turnaround?

    Bull & Fox

    Play Episode Listen Later Oct 20, 2025 34:16


    Before our Cleveland sports beat reporter, Daryl Ruiter, joins Nick Wilson and Jonathan Peterlin for the latest surrounding the Browns and their win on Sunday and Quick Hits, the two discuss a potential missed opportunity for the Browns at quarterback on Sunday.

    Perspektives
    Women Who Build: Kereen Henry on Business, Balance, and Becoming

    Perspektives

    Play Episode Listen Later Oct 20, 2025 81:18


    In this episode of Perspectives with Big Bank, host Big Bank sits down with Kereen Henry, associate broker and co-founder of the Ladies Athletic Club of Atlanta, for an inspiring and insightful conversation about success, purpose, and personal growth. Corin shares her journey from growing up with strict Jamaican parents and moving from Toronto to Cleveland before planting roots in Atlanta, where she built a thriving career in real estate investing and entrepreneurship. The discussion explores her early challenges, the pivotal lessons that shaped her resilience, and the creation of the Ladies Athletic Club of Atlanta—a women’s wellness community born from friendship and a shared desire for empowerment. Kereen also opens up about her personal experiences, from navigating relationships to embracing self-discovery, while offering wisdom on the complexities of modern love and gender dynamics.Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @kereenhenrySee omnystudio.com/listener for privacy information.

    Drive Time with Travis Wingfield
    Drive Time: Browns Blowout Dolphins 31-6

    Drive Time with Travis Wingfield

    Play Episode Listen Later Oct 19, 2025 23:54 Transcription Available


    It was a tough Sunday for the Dolphins in Cleveland. Travis takes you through the 31-6 loss that drops the Dolphins to 1-6 on the season.See omnystudio.com/listener for privacy information.

    Plastic Model Mojo
    Two Double Barrels Of Plastic: November Model Show Spotlight

    Plastic Model Mojo

    Play Episode Listen Later Oct 19, 2025 66:31 Transcription Available


    Ready to turn November into a nationwide model show tour? We line up four standout events—ModelZona in Phoenix, the Cleveland Model Show, Charlotte's Region 12 contest, and Middle Tennessee's ModelCon in Murfreesboro—and dig into the details that actually affect your day: judging style, registration windows, vendor-room depth, food, parking, and how fast awards wrap so you're not stuck in your chair at dusk.We start in Phoenix with ModelZona's clean one-room layout near Sky Harbor, a clear first/second/third judging approach, and thoughtful specials like Best 1945 Subject and the Raleigh Williams Craftsmanship Award. Cleveland follows with a Sunday show that truly works: two gyms split contest and vendors, elevated tables for easier viewing and photos, and an eclectic slate of special awards—from Scandinavian subjects to pop-up headlight cars to a people's choice Gundam/Mecha Pose. Charlotte adds a strong theme—From War to Peace—plus a non-sweeps policy, sold-out vendors, custom-designed Best Of awards, and a legendary Atomic Model Smasher for anyone needing a dramatic reset. Murfreesboro's ModelCon caps it with smooth flow, full IPMS categories, sold-out vendors across every genre, and Smokin' Butts BBQ parked out front; last year's 542 models set the tone for an even bigger turnout.Along the way we compare what each organizer gets right: editable PDF forms that speed check-in, early registration cutoffs that keep judging on track, separate halls that reduce crowding, and smart awards that celebrate more than just the top category winners. Most of all, we celebrate the real win—camaraderie. These shows are where online friends become real-world collaborators, techniques get traded, and inspiration sends you home itching to build.Map your route, print your forms, charge your camera, and bring cash for that rare kit you didn't know you needed. If you enjoy the show, tap follow, share this episode with your club, and leave a quick review to help more modelers find us. Where are you heading first?Start here for all show information and details!ModelZona 2025Cleveland Model Show 28IPMS Region 12 Regional Contest - CharlotteIPMS Middle TennesseeModel Paint SolutionsYour source for Harder & Steenbeck Airbrushes and David Union Power ToolsSQUADRON Adding to the stash since 1968Model PodcastsPlease check out the other pods in the modelsphere!PMM Merchandise StoreSupport the show with PMM Merchandise!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Give us your Feedback!Rate the Show!Support the Show!PatreonBuy Me a BeerPaypalBump Riffs Graciously Provided by Ed BarothAd Reads Generously Provided by Bob "The Voice of Bob" BairMike and Kentucky Dave thank each and everyone of you for participating on this journey with us.

    KYO Conversations
    Move Through It: The Power of Motion, Mindset, and Micro Habits (Ft Autumn Calabrese)

    KYO Conversations

    Play Episode Listen Later Oct 19, 2025 52:36


    What if the way you move your body could completely rewrite how you think, feel, and lead?In this conversation, fitness entrepreneur and creator of the 21 Day Fix, Autumn Calabrese, joins Marc to explore how motion heals the mind, why failure is an essential teacher, and how our hardest moments often shape our greatest growth. From her childhood in Cleveland to building one of the most-watched fitness empires on the planet, Autumn opens up about trauma, self-belief, morning rituals, and the micro-habits that keep her centered while impacting millions.Timestamps:00:00 — Who are you?04:00 — From dance to personal training09:30 — Healing old wounds through creation13:00 — Hitting rock bottom and finding Tony Robbins18:00 — Movement as medicine22:00 — The 21 Day Fix origin story28:00 — Speaking dreams into the universe34:00 — Building a new brand and following the signs35:00 — Morning rituals and mindset training40:00 — Micro habits, not extremes45:00 — Evening rituals and breathwork49:00 — What's next for Autumn and BODi51:00 — Closing reflections****Release details for the NEW BOOK. Get your copy of Personal Socrates: Better Questions, Better Life Connect with Marc >>> Website | LinkedIn | Instagram | Drop a review and let me know what resonates with you about the show!Thanks as always for listening and have the best day yet!*A special thanks to MONOS, our official travel partner for Behind the Human! Use MONOSBTH10 at check-out for savings on your next purchase. ✈️*Special props