Podcasts about motivations

“Breaking the Glass Ceiling: Julia Carreon’s Fight Against Corporate Gaslighting” In this episode, Frazer Rice sits down with Julia Carreon to explore her recent high-profile litigation against a major financial institution and her powerful insights on women in leadership, corporate culture, and overcoming systemic barriers. YOUTUBE https://youtu.be/e05k7SVQ2xI We discuss: Julia's experience with workplace gaslighting and her litigation journey with Wells Fargo The importance of transparency, accountability, and protecting yourself in corporate environments How societal and corporate cultures disadvantage women, especially around motherhood and leadership The themes and motivations behind Julia's book, Walking on Broken Glass Practical strategies women can use to build political capital and safeguard their careers The significance of external networks and understanding your personal strengths The evolving landscape of equity, ownership, and governance in corporations How to proactively prepare for and respond to systemic workplace challenges SPOTIFY https://open.spotify.com/episode/5c546gs6Qctx4bGOvalgXj?si=1dDyJxnwSyu4tnhXxpzVxg Timestamps: 00:00 – Introduction: Julia's litigation and book overview 02:03 – Gaslighting in corporate culture and early experiences 04:14 – Dealing with systemic backstage politics and fighting for justice 05:10 – Motivations for writing Walking on Broken Glass 08:08 – Diagnosing workplace culture and gender dynamics 09:33 – The weaponized HR department and accountability 11:38 – Protecting yourself: cultural awareness and bias 13:12 – Demographics, gender disparities, and moving forward 15:12 – Institutional misogyny and societal shifts 16:05 – Motherhood, work-life balance, and corporate support 18:28 – Questions of corporate culture change post-COVID 22:21 – The fear factor and change in workplace loyalty 27:12 – Tactical career strategies and building political capital 28:15 – Always Be Executing (ABE) and tracking success 30:53 – The ownership mentality and equity's role in career resilience 34:45 – Building internal and external networks for support 36:49 – Understanding personal aptitudes through testing and reflection 40:12 – Leveraging political capital and seizing opportunities 43:31 – How to follow Julia and stay updated on her journey Transcript Frazer Rice (00:01.004)Welcome aboard, Julia. Julia (00:03.32)Thanks for having me. Frazer Rice (00:04.652)Well, as I said in the opening, the concept of gaslighting in the boardroom is something that certainly isn’t new, but it doesn’t make it any more comfortable for the people who deal with it on a day-to-day basis or as part of their career. And you’re in the midst of litigation right now with a major financial services company. Maybe talk a little bit about what’s going on there. Julia (00:24.801)Yeah, so I am in a high profile lawsuit with my former employer. I would say this is not a path that anyone chooses on purpose. In my particular case, Frazer, I spent 20 years at Wells Fargo, 15 of which were pretty spectacular. I have come to realize almost maybe fairy tale like in terms of my experience. I want to talk about some of the things later on that made it a fairy tale. So yeah, I wouldn’t have chosen this. I did not see the culture at my former employer coming for me. I was blindsided by it and it got ugly quickly. One of the things that I think I am doing here. Or at least trying to do is not be shy about it. Not hide from it. Try to show women a different way for how to deal with these situations. Because I have very strong feelings about the fact. With the rollback of DEI and the current administration’s point of view on women, that we’re going backwards. If women don’t start fighting for ourselves in a more public way and without fear, then I don’t know where we’re going to be in the next five to 10 years. I am soldiering on and it’s not easy to your point. But it is what it is and it’s a fight that I believe is worthy. Frazer Rice (02:03.608)So it’s a daunting task taking on a big bank. Big financial services firm, whether it’s in this situation or frankly any. It’s just these well-resourced big behemoths. What has been the experience been like so far? As far as gathering information? Of getting the walls built that you need to in order to live your life while you go through this conflict with this bank? Julia (02:29.822)It’s hat that is the million dollar question. Right? I will say that in my case i got really fortunate and came across a quote. It’s going to sound really strange. But i came across a quote that said fear is fake and danger is real but fear is fake. I believe that the patriarchy wants women to be afraid. So it tells us these bad things are going to happen if you take on a big firm like this. It is grueling. The days are long sometimes. But once I internalize the reality that it is all fake in terms of all of the bad things that you think could happen really can’t happen. Worst case scenario, there’s nothing Like I’m not going to die. They’re not going to, you know, take away my family. Like all of these things, right? We tell ourselves that it could get really nasty. And in my case, I have to stay really grounded in the fact that what I’m doing is worthy. We tried my lawyer and I tried for 14 months to come to a different answer. And so in a way, not just telling myself fear is fake. But in another way, I kind of feel like it’s my destiny. Because, I just want to say this real quick, I had 20 years at a place that was not toxic. And so I know what good looks like, and this is not good. So in that way, I really feel like it’s my destiny. And so that’s what you do, and you have to have a good support network. I have a great husband, so that really helps. Frazer Rice (04:14.21)The, as I’ve told people, sometimes doing the right thing or going after something that upholds justice. It can be expensive and hard. I give you kudos for standing up. Not only for yourself, but others who are going through a difficult situation. Where you’ve had a significant wrong done to you. You’ve written a book about this experience as well. We can take some time to think, to talk about what the book tries to do. First of all, writing one in tandem with the process here, I think is a bit unusual. Some people do it after the fact. To go through a catharsis after going through a difficult process. Talk about first the why of the book.thhen we’ll talk a little bit about what you talk about in it. Julia (05:17.241)The book is called Walking on Broken Glass: Navigating the Aftermath of the Glass Ceiling.” It was co-written with a fabulous woman named Shannon Nutter. I hope people follow on LinkedIn. The book is not squarely about what happened to me the book came together. With Shannon and I meeting on LinkedIn. Then discovering that we had a lot of the same shared experiences as we are Gen X. in hindsight. Our generation has had the opportunity to have the most benefit of the Gloria Steinem Women’s Movement. Think about the fact that we got the advantage of the birth control and all of the DEI efforts that have been in the last 15, 20 years. And we really felt like there was still a long way to go. Then all of that is starting to go backwards. So last year when we met or the year before, we’re like, my God, the idea that we got the best of the best is shocking to us. And so what are we going to do about it? We really wanted the book to speak to women of all ages in their career. But it was written from a lens of two then 53 year old women who had seen a lot. We wanted to give the book as a love letter or a gift to our 35 year old self. To say, this is what we should have or wish we had known 20 years ago. Because we would have done things differently if we had really faced kind of what the challenges were that women are facing at work. In a real way right not in a way that sugarcoats it or pretends to throw it under the rug. And or always makes it the woman’s fault like the woman always has to be changing and evolving in order to adapt to the systems and i you know it’s exhausting right so the book was written for that reason and it does tap into a lot of the things that we both experienced. Julia (07:35.17)But it isn’t a kind of a personal journal of what happened to me with my former employer. Frazer Rice (07:39.82)Right, one of the things that I found useful about the book is you divided it into three sections. I think it brings us sort of clarity into what you’re trying to achieve here. The first one is just diagnosing the situation that you’re in. Maybe talk a little bit about that. Part one the understanding of your surroundings. What’s happening around you. The conditions that women are facing as they embark on these big situations in the workplace. Julia (08:08.982)Yeah. So the first part of the book does give a primer on kind of the history of feminism and how did we get here and what are some of the big open questions that are still left to answer. We also want to set the stage that makes it very clear that women are accountable for our actions in the workplace. Like this is not in any way a book that seeks to make someone who’s failing feel good about the fact that they’re failing, right? Shannon and I both reached really high levels of corporate success at major global firm. There is a lot of work to do. So we really try to dimension how, what are some effective ways for you to approach that work? What are some of the pitfalls and how are some of the ways that you can handle that? In a way that’s kind of clear-eyed, but never about putting the blame or the onus on the company. And if you don’t mind, I want to say something about that because it relates to my lawsuit. One of the things that I’ve heard criticisms about is that people on social media often I saw when I kind of scanned the landscape of it recently are, this woman is naive. She thinks. HR is her friend because one of the things that I have sued my former employer for is a weaponized HR department and I want to get very clear. mean, Frazer, you don’t manage hundreds of people in 13 states like I did for a very long time successfully innovating, having great client experience team scores and having great employee team scores, right? If you believe HR is your friend. So that’s not what i’m trying to say what i’m trying to say in my lawsuit is. HR shouldn’t be picking off people for political reasons either. We are saying all the way along there is shared accountability between the employer and the employee. That’s really important. I think that you know one of the backlash is going too far field here. Julia (10:27.401)We went so far politically correct on some things that some employees do show up to work and think that they just need things handed to them. And I do think that that was part of the backlash, right? So I just am always striving for balance. I think we should all be always striving for balance. Frazer Rice (10:45.13)One of the concepts too, I think in the book that I sort of grabbed onto and enjoyed was the idea of taking steps to protect yourself. You’re dealing with a lot of different asymmetries when you work for a big company. You’re dealing with information asymmetry, you’re dealing with political asymmetry, you’re dealing with resource asymmetry. Sometimes you’re even dealing with just… Accountability asymmetry in terms of, you some people get free passes at other times people are judged on things or unfairly judged on different criteria that just don’t make a lot of sense. If we step back for a second and for people who are trying to understand, I’ll put it in quotes, how the world works and how to how to be aware of one’s and to protect yourself, what would be the first couple of things that you would tell people to think about on that back? Julia (11:38.471)The number one thing is I would be very aware of the kind of culture that you’re operating in. And it’s very easy to take for granted what a culture really is, what your own personal bias and history is, and then how is it that you are fitting. into that culture with your own shared history. So I love to be candid, right? And provocative about my own situation. If I could do something different, I would be very aware of what my biases were going into Citi with 20 years of being at a place where It was a really fair game, but probably because I had a lot of political capital and I grew up there. So I understood it. But I went into that place thinking that I was a fancy managing director, that obviously I was hired to be a change maker. I can do a lot of great things. And I was, you know, doing my thing, not realizing that I was swimming in a different lake and that lake was filled. with a lot of different kinds of wildlife that I was unprepared for. So, I mean, that’s really important. Frazer Rice (13:12.398)As we talk a little bit about some sort of bullet questions as far as how your experience has gone, the demographics of the workplace are different and changing. On one hand, college graduates are now majority women or higher in just about every college situation. Yet institutions like the CFP, the women make up… Believe the number is somewhere in the 24 % range. So you have this weird dichotomy of more women entering the workplace, but not in the numbers necessarily that would indicate that they are in places to make as much change as they would like. They are still in the vast minority in terms of boards of directors and executive positions at almost every Fortune 500 company that I can think of. As we chart a path forward where, let’s call it merit. Julia (13:58.813)Mm-hmm. Frazer Rice (14:04.494)presides over sort of misogyny and I guess I would call it sort of political gamesmanship. How do you think about that in terms of advice for people entering the workforce? Julia (14:16.461)Yeah, look, so nobody gets to say that women aren’t in the pipeline, right? I mean, that just, doesn’t hold up, especially at the more junior levels, right, of entering the workforce after college. What starts to happen is that it starts to go downhill as you get higher and higher up into hierarchy. And I believe that there is a mismatch between women who want to work and do the right thing. And we’re going to talk about this. Then what does it mean to also then become a mother and give birth and have to manage all of that? And then coming up against institutional misogyny. Obviously my perspective in the last 18 months has changed about the degree to which institutional misogyny exists. Because I had a fairy tale experience before I was able to be willfully blind about the realities. so a really direct way of answering your question is that our book is seeking to hit women in the face with the realities of this because I don’t think we’re gonna change it overnight, right? And it is so entrenched, it’s getting worse and it will get worse. Before it gets better, but I do believe that it will get better eventually because the old system that’s, know, aging out, baby boomers are aging out. Like I think that there’s going to be cracks in that. And then there would be a tsunami of change. But right now the old guard is hanging on and, we are going backwards. And so we just have to be realistic about what it requires to go forward. And we talk about what that is. Frazer Rice (16:05.58)One of the things, right, and so let’s touch back on the motherhood issue, is, that is biology. And so women who go that route and have kids. Which is frankly one of the big precepts in society. Unfortunately. n some ways takes you out of the normal trajectory of a corporate path, just from a time perspective. Certainly, the balance of work that happens at the household level. Where that ends up alling usually, creates a stress that is not well understood or received at the corporate level. What are your thoughts on that front? As far as charting a path that recognizes that reality and at the same time doesn’t put upon going the other direction necessarily in terms of favoring one outcome or the other. Julia (17:02.019)I know a lot of women who did not have children because they felt like that it would, it would harm their career. And, um, certainly it’s a personal issue and there’s no judgment from me. I don’t think I would have had children if I hadn’t met my husband. He was willing to do 50 % of the workload and he has, and, always has probably does maybe more than 50. It is a very deeply personal issue. What I have strong feelings about the fact that companies who lean in to, don’t expect the woman to lean in, but the company leans in to supporting pregnant women, have higher loyalty scores. They have better team member satisfaction. They get a lot from those women that they have supported. This is a crazy story, Frazer. I was pregnant and or just coming back from maternity leave all three times I got major promotions at Wells. I mean, think about that. And I now, because I lived my life kind of in a vacuum for a long time, I didn’t realize that this wasn’t happening to other people, right? So look at me now. I am 25 years from when I got hired, still saying that Wells is a great company. because of my own personal experience. And they got a lot out of me, but I gave a lot back. So to me, supporting women who are pregnant doesn’t have to be a zero sum game. Yet somehow that is the narrative. And I would love to ask you why that is. Like, I mean, what has happened to corporate culture that this is such a pervasive issue when If you were to scan a lot of my Gen X friends, we did not have the same experience. Frazer Rice (19:04.147)I mean, from my perspective, I don’t know. I think that I blame some of this a little bit on the COVID blip in the sense that managers of all types just have no idea where to go as far as how to treat people fairly, either from a work from home experience or how that reconciles with… women in particular who are having careers and families in addition to what’s going on with other folks like the men in the world. My short answer is I don’t know. The longer answer is that I think between the shorter news cycle, social media, work from home, there are a lot of different change agents out there that have taken the focus off of. maybe the issues that worth talking about right now. And as a managerial class, especially as millennials are taking up the mantle on that front, they’re either forgetting about this particular issue and understanding the importance that it has, or they are just so overwhelmed by change at this point and self-preservation that it’s just an area where they’re triaging the different issues that they can deal with. Julia (20:22.492)Do you do you at all think that it is a problem of losing common sense and like letting rigid ideology take over from common sense. I certainly was benefited from working from home for most of my career, right? So it’s fascinating. Frazer Rice (20:46.061)Common sense isn’t common. And depending on the institution that you’re dealing with, work from home is either an excellent tool or a cover to hide under if you’re a mediocre performer. If you’re a manager out of sight, out of mind is a difficult place to be. I think that we’re I think everyone is reconciling to the relative absence of work and sort of acclimating to Zoom phone calls and things like that. And that gets you then away from taking care of the real issues, which is to make sure that the company’s doing right, the employees are doing right by the company, and at the same time that people are being treated fairly, because I think when people are so disparate, it just becomes a real management challenge. What we’re talking about as far as making sure that women are treated fairly in the workplace, Combine that with, I would say, message confusion that occurs in social media, where some loud voices may not be the right voices to be taking up this mantle, versus some of the quieter, stable people who are really the exemplars that we’d really like to point to. Sometimes that gets mixed. And I think the brew, if you stir it together, I think is created. Maybe if we think that there was progress since the 70s on through the 80s, 90s, 2000s for fairness and women progressing within the corporate ladder nicely, I think this the COVID blip has been a bit of a toe stub on that front. That’s an opinion, extremely uninformed, but more of an observation. Julia (22:35.713)No, no, but well, listen, I just I love it because I do want to unpack it just a little bit. It’s what’s fascinating to me is that I negotiated 15 years before covid to work remote and then my boss knowing that I had to be on the road three to four weeks a month regardless was like, I’d rather you be happy where you live because you’re to be on the road regardless. So I got to work from home and then during COVID when they tried to bring everybody back, they’re like, well, you can’t be the only exception. And I’m like, okay, I have been an exception for 15 years. So that’s where I go back to, know, where is this right balance? did, I mean, COVID is as good a reason as any that it’s things are upside down. I mean, really it’s a great theory. Frazer Rice (23:22.671)Well, it also bespeaks different corporations have different cultures and certainly some people are worried about other things than others. Muriel Siebert, who I think is an amazing example of someone who took a look at Wall Street and said, look, I refuse to be held back by anything here. She started her own company and to call it a company is to not give it the respect it’s due. She’s a major absolute force in Wall Street and one of the real legends. To me, entrepreneurism is one way through this. to create the company that you want to work in is, in some ways, to me, one of the solutions for people who are having difficulty in a corporate environment that they’re in right now. Whether they’re able to be the change agent within, which is often hard at a big, you know, bulky company that turns with the agility of a battleship as opposed to being nimble in doing things or going out and starting on their own, which involves its own risks. That to me is one of the solutions. But again, not without risk, not easy by any stretch. Where did that fit into your mindset as you were thinking about this? Julia (24:37.16)Well, so, so she is an icon, not just because of what she was able to accomplish, but she also did it, I think, without a college degree. And she did it. And this is important. She did it fearlessly. And what I would love to go back in time and have a conversation with her about where did she tap into that fearlessness? And you will start to see. Frazer Rice (24:48.665)Mm-hmm. Julia (25:06.77)On my own social media, am trying to tap into that whole mindset of women need to lose fear. I’ve already talked about it, but here’s what’s important to know, right? By 2030 in the US alone, women will control $34 trillion of investable assets. I believe that that is when you start seeing the game change. Look at how Mackenzie Scott is giving without glory. I posted that in a remark that’s gone semi-viral on LinkedIn. Like she is giving without glory. She wants to give, she wants to be anonymous almost about it, and she’s giving without handcuffs. And what is she giving to? She’s giving to communities, she’s giving to schools, she’s giving to healthcare. I mean, it gives me goosebumps every single time. And so I feel like women When we start to control more, we’ll start giving in, Alice Walton is the same way, giving in a different way to change society in a more meaningful way at scale. And Muriel was a pioneer in that regard. And she is someone I think we need the next generation to know about. because she was so fearless and it’s an inspiration. But you and i both know that all kinds of things that women have accomplished are never spoken about in the same way that they are about man and about men. I do think that that’s one of the great things about some of we can go into social media some of the social media change that we see happening with alpha female and all of these great accounts that are just starting to say, know what ladies, we don’t have to buy into the patriarchy. We can do it our own way. And so I think we will finally see change, but I wanna be very clear, Frazer, it’s going to get worse before it gets better. Frazer Rice (27:12.195)Got it. So for people who are in a corporate structure, corporate environment, aren’t ready to make the leap to starting their own business, which is obviously a difficult decision, but when you’re in there, what are the things tactically that one can do to prepare, not only prepare themselves, but protect themselves against these forces that are out there? One of the thoughts I had is making sure that in the job description that you’re able to point to numerical or formulaic successes so that if a narrative is being built against you, you can point to dollars created or jobs saved or metrics that in the boardroom. Not only just qualitative successes, but also quantitative ones that makes it difficult for people to ignore you from a pure dollar perspective. Things like that, what pops up in your mind? That you would tell people to think about in terms of art directing their career. Julia (28:15.023)Yeah, well, the number one thing that I always say, and I’m kind of, it’s kind of a legend for it. So it’s ABE and it stands for Always Be Executing. And when I look back and see how successful I was in a corporate setting, of course, in my case, it was that I had a great boss and a great mentor and sponsor in him. But actually, I was always focused on executing and doing it in a way that is collaborative so that you don’t have the knives coming for you from every direction. think a lot of people who the more successful that you get in your career, you think, I’m fabulous because I’m fabulous. No. You need a mindset of I’m fabulous because I am creating a team around me, no matter who I am, even if I’m not the boss, to protect each other and help each other and lift each other up. if you are always executing and you hit on it, right, as a woman, you should always be keeping track of your metrics in a way that is tangible and defensible. But you also should never take for granted the fact that no matter how senior you are, you need to be getting something done. And I do think that it is a big mistake for people to get high on their own supply and forget that. And then, and then the sharks will come for you. So always do something. And this is just a final thing, cause I have lots of people that I mentor. They’re like, just name one thing. I’m going to give you one thing. Send meeting notes. If you go to a meeting, and everybody’s on a call, 15 people are on a call. If you’re the one who sends meeting notes and this is a hot button, right? For women, they’re like, well, I’m not the secretary. I don’t wanna take me. You know what? Put your ego, park it in a parking lot and send meeting notes. You would be shocked how much goodwill and how effective you’re perceived when those notes, like say a project is going downhill and somebody goes, but. Julia (30:30.157)Such and so committed to this and you’re like, those meeting notes were written by Julia Carrion. Nobody has to do that. But corporations get unwieldy. lot of churn happens. A lot of stuff doesn’t get done in a day. If you can demonstrate that you are someone who is acting in good faith and doing small things to keep the needle moving, somebody in senior management is going to notice that, I promise. Frazer Rice (30:53.763)The other thing I sort of, and this doesn’t just go for women, this is for people generally, is the ownership mentality and the move toward equity, and by equity I mean stock equity, where the mindset to me shifts when you move from sort of salary and bonus to equity in the firm. And that subtle shift suddenly puts you in a different position in terms of sitting at the same table as someone who is, let’s call it quote unquote, making the decisions. When you’re there and your ownership of the firm, however small it is, is rendered unimportant. First of all, that tells you to go. Second of all, I just feel like the people who exist on that plane bring up different things and then are thought of differently. Does that track with your experience? Julia (31:48.819)It does, but I think that this goes to kind of how is the corporate world changing and then how does that impact employees? So, and where I’m going with this is when I was at Wells, my compensation was a third, a third, a third. So it was a third cash, a third cash bonus and a third in stock. Do you want to know what’s going on? And I don’t know if you know what’s happened on Wall Street. Every single major bank is moving to you only get a quarter in equity and the rest of it is cash. So I think that the onus to here is on corporations to be thinking about how they’re treating employees. And to your point, what, what does that mean when you show up and how vested are you in the option? Just real quick, I want to give a shout out to Maureen Clough. I don’t know if you follow her, she just yesterday did an amazing six minute post on why companies are losing loyalty from employees. so like, again, this goes back to is everybody backsliding right now because these corporations have to realize that in order to keep good talent, you want them to have a stake in the game, but that’s winnowing, I think. Frazer Rice (33:11.819)I know. I agree. Frankly you know to me at the larger institutions that aren’t willing to sort of play ball as far as involving people in the ownership that’s a signal and when it’s a signal then you know if you’re good at your job and you bring things to bear you know there are other there are other places out there. I think those places that value you want you around and they want you to be able to participate and how the broader governance of the company works. It’s a lot like how Goldman Sachs was back when it was in the partnership days. Everyone who was a partner there understood how everything else was working and ultimately that meant that, I don’t know, I feel like Goldman still does well now, but it’s a different climate, different firm where you’re completely involved in everything else and therefore the information is out there and… it’s something that you’re not blindsided as much by what’s happening in other divisions within your firm. Julia (34:15.472)Yeah, totally agree. Frazer Rice (34:16.911)One other thought that as we were sort of squiring through this was the idea that it’s important to have information sources or networks both within your company that are outside of your reporting line, but also information networks and support outside your company. I call it sort of the kitchen cabinet of people who are similarly situated or in different spots so that you have context into which to sort of find out what your what you’re up against both inside the company and outside of it. Is that something that makes sense to you or is it something that was lacking in your current situation? How did you think about that? Julia (34:57.906)Hmm. I love that because in 2017, I took stock of the fact that I had become too comfortable in my lane and I was seeing that my influence at Wells was waning for whatever reason. And so I started blogging on LinkedIn in 2017. Because of a conversation with a Harvard sociologist that I write a lot about. Fscinating guy who predicted the current turmoil 10 years, almost 10 years ago. And so I started networking outside and I could not agree with you more that you need to be building your networks, not just inside. That goes without saying, right? Like I had a great career partly because I was a boss at gaining political capital at Wells all the time, right? Giving goodwill and getting it back but outside is critical. during our book, what we found out is, that women are more likely to put that aside. Because we feel like we’ve got too many other things going on, work, know, kids, all of the pressures, trying not to, you know, have a nervous breakdown on any given day, trying to stay fit, dealing with menopause. Which of course is a whole other thing that is a whole other bag of tricks. And so we don’t do it as much and it hurts us. So I absolutely think being deliberate about an external network is essential. When women ask me how to do that, I say to commit to a certain number of hours, half an hour to two hour, whatever you can give a week to doing it deliberately. I wish I had done that earlier in my career for sure. So it’s great advice. Frazer Rice (36:49.865)Along that line, I’m a big believer in being aware of your surroundings. In a sense aware of yourself and what your skills. Things that you’re annoyed are at are and what you’re good at and what you’re not good at. Did you take any tests or anything to understand what your aptitudes were or what you were interested in or more importantly not interested in or how you interact with other people personality wise and Is that something that resonates with you? sort of am a big sports fan. Dan Quinn, who’s the Washington commander coach. He got fired from the Falcons. He did a real deep soul searching and went in and got tested on a whole bunch of different things and where he came up short, where he was really good. And that allowed him to get hired again and to have at least some initial success with the team and hopefully going forward from my rooting perspective. But where does that fit into your analysis for people? Julia (37:50.351)Did somebody set that question up? That’s what I want to know. I am a huge believer in strength finders. Some people take discs, some do Myers-Briggs. The reason I asked if it was a setup is because strength finders saved my life. I was deemed top talent when I was like 34 years old at Wells and they gave me a career coach who by the way was Sarah Grady is her name. and she was Dick Kvasevich’s legend on Wall Street. She was his leadership coach and she gave me strength finders and I very quickly was very clear my top five strengths and then my bottom five strengths are not a surprise. Like I am zero. I’m like negative zero at woo. I was like, it won’t even shock you for a minute. Yes i do think that those kinds of valuations are critical and in fact i’m gonna talk to my twenty year old son about taking one i think you’ll end up taking disk but. One thousand percent if you if you do not know what you’re good at and why then try to find out because it can save your life i mean the awareness and the learnings that i got about myself. From taking one test have stayed with me for 25 years. And I’m gonna be really blunt here. I forgot those lessons when I stepped into a new culture and it was painful. So I think you have to also be disciplined about… Take it again, remind yourself, reread whatever book helps you stay grounded in who you are and how you’re showing up. And get some friends to give you feedback. Frazer Rice (39:44.111)Well, mean, people get better or change or worse at certain things. And so you’re not the same person you were 20 years ago. And, you know, it merits revisiting every once in a while. As we wind down here, unfortunately, we probably could go on for about three hours, which I wish we could do. But one of the things that I think is interesting, too, you talked about political capital and building it up, is that I think one piece of advice that I tend to give to people who are starting out and might be useful in the situation that we’re describing here is that when you have political capital, you’ve got to be willing to spend it occasionally. Careers, in my experience, take quantum leaps in that you’ll be going around for a while and then something good will happen and then you’ve got to kind of take advantage of the advantage while you have the advantage of having the advantage and moving up and then reestablishing the plane. And it’s a little bit like a ratchet where when the wrench turns, it doesn’t turn backward. You can kind of continue to elevate on that point. Is that something that you saw where, you know, as you were making the moves up the ladder that didn’t happen at the last situation that maybe might’ve been something that could’ve turned out differently? Julia (41:01.791)Yes, and I think that being more aware of my surroundings would have helped. I don’t think it would have changed the outcome in the other example. But the political capital that I was able to gain is that I got promoted every single time Wells did a major merger when people were panicking about their jobs. Frazer Rice (41:08.623)Mm-hmm. Julia (41:31.061)And one of the things that I did that you and I could probably discuss for two days is I gave up control of trying to manage the outcome. In other words, I went to senior management with two major mergers and I said, you know what? I don’t care what I do for the time that the companies are trying to come together. You give me something hard to do and ugly and I will get it done the right way. And then you decide whether I get rewarded or not. And when I crushed both of those tasks, I got major promotions. So I think it, I think a lot of people think, I’m going, I had a, had an employee who told me I should just get promoted because I’m sitting here and I’ve been sitting here for two years. mean, it really, life just really doesn’t work that way. In my experience, you got to work your ass off for it. And, and you have to put your ego aside and you have to hope that the universe is gonna pay you back. And I believe that because the universe always has. I believe that even now with my current situation, like everything that has brought me here has made me a spokesperson for like a better way because of what happened to me, right? I had 20 years of goodness and then I had something really hard happen. And I’m trying to make lemonade out of a very difficult situation because it is the only way, the only way out is through. So I just have to keep going through and I love the idea of yes, you’ve got to spend your political capital. can’t, know, George Bush said that you can’t just collect it. What are you collecting it for? If you’re not going to spend it. Frazer Rice (43:17.817)Exactly. Okay, we have to disembark here, unfortunately. How should people keep track of your situation? How do they find the book? And how do people get in touch? Julia (43:31.846)Yep. I have, um, I’m on LinkedIn. I have a website, juliacarrion.com. If you are looking for, I’m doing some consulting on a digital transformation always and org design or whatever. So you can find me there. And then, um, you know, today’s a big day. We are filing today or tomorrow, a response to my lawsuit. So it would probably make the news. Thank you to you for being a great ally to women and having me on. The book is walking on broken glass.com. It’s such a great name. So you can order the book on the website from any of your favorite book resellers. Frazer Rice (44:14.639)Super, well good luck with the legal proceedings. All of your information will have that in the show notes so people can find it easily. I think you’re coming off of a difficult situation. I think you’re gonna turn it into something far more transformative. Even you’re envisioning it right now. So I’m hoping for the best here. Resources & Links: Walking on Broken Glass: Navigating the Aftermath of the Glass Ceiling StrengthsFinder Assessment Julia Carrion on LinkedIn Julia Carrion's Website Connect with Julia: LinkedIn Website Stay tuned for updates on her legal case and ongoing advocacy efforts. Don't miss her insights into transforming adversity into empowerment and systemic change. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ Keywords: Gaslighting, Corporate Culture, Women in Leadership, Workplace Equity, Julia Carreon, Wells Fargo, Citi, Legal Battle, Glass Ceiling, Political Capital, StrengthsFinder, Work-Life Balance, Systemic Change, Weaponized HR

In this episode, we discuss the strategic off-ramps for the U.S./Israel-Iran war. We’ve seen energy prices and inflation fears rise, but the long-term outlook depends on which of our four scenarios unfolds. We analyze the motivations of each party and share our probability-weighted views on the path forward for global markets. Check out Sight|Lines to unpack these events. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.

3. Guest Author: George Black Headline: Two Protagonists and the Ashau Valley Summary:This segment introduces Manis Campbell and Chuck Searcy, exploring their motivations and the critical strategic importance of the rugged, North Vietnamese-controlled Ashau Valley. (3)1968 AUSTRALIA IN VIETNAM

Pour sa base Maga comme pour ses adversaires, ça reste une énigme : comment ce président, qui clamait le soir de sa victoire en 2024 “je ne vais pas lancer des guerres, je vais les arrêter”, a-t-il pu s'engager dans une opération aussi périlleuse qu'incertaine, dont il peine à définir les motivations ?Patrick Cohen décrypte sur le plateau de “C à Vous” un point précis de l'actualité pour le replacer dans son contexte, l'analyser et le mettre en perspective, en écartant opinions et approximations.

Stay informed on current events, visit www.NaturalNews.com - Marco Rubio's Shocking Revelation on US Munitions (0:00) - Iran's Military Capabilities and US Vulnerabilities (8:08) - Trump's False Claims and US Military Strain (11:33) - Economic and Political Implications of US-Iran Conflict (26:47) - Professor Jiang's Analysis on US-Iran Conflict (27:25) - Potential for US Ground Troops in Iran (42:10) - Trump's Motivations and the Future of the US Empire (51:11) - China's Technological Advancements and US Industrial Decline (59:43) - Impact of AI on US Jobs and Economy (1:12:03) - Final Thoughts and Preparedness for the Future (1:13:12) - Automation and Its Impact on Jobs (1:13:57) - Concerns About Universal Basic Income (1:20:58) - Economic Control and the Stanford Prison Experiment (1:23:48) - Government's War Against Its Citizens (1:27:13) - Foreign Policy and YouTube Channel (1:30:04) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

Enduring intense physical and mental challenges, thriving under pressure, and leading in some of the most high-stakes situations imaginable—this is the life of a Navy SEAL.  But how does someone take those life experiences and transform them into riveting stories on the page? Jack Carr, a former Navy SEAL turned New York Times bestselling author, shares how he transitioned from the battlefield to the writing desk. With years of combat experience, he draws from his military roots to deliver gripping stories through his books “True Believer,” “The Terminal List,” “Red Sky Mourning” and more.  In this episode of The Greatness Machine, Darius is joined by Jack Carr to talk about his journey from Navy SEAL to following his dream of becoming a writer. They discuss the mental and physical challenges of SEAL training, the role of teamwork, and the power of continuous growth as a leader. Jack also reveals his literary influences and how he manifests success through hard work and perseverance.  This conversation will uncover the mindset, discipline, and strategies that helped Jack overcome extreme adversity and ultimately succeed in two incredibly demanding arenas. Topics include: Jack reflects on his military roots and sources of inspiration Motivations that fueled Jack through the toughest moments of SEAL training Insights into SEAL missions involving direct combat operations Balancing mental and physical toughness during SEAL training How facing hardship and adversity builds resilience for real-life challenges The role of teamwork and mental strength in achieving success The importance of continuous improvement as both a leader and operator Jack's transition to writing, influenced by books like The Most Dangerous Game Jack talks about his first nonfiction work Targeted: Beirut The impact of hard work in manifesting success And other topics… Connect with Jack: Website: https://www.officialjackcarr.com/  Instagram: https://www.instagram.com/jackcarrusa/ YouTube: https://www.youtube.com/jackcarrusa  Books: https://www.officialjackcarr.com/books/  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Stay informed on current events, visit www.NaturalNews.com - Interview with Alec Zeck and News Updates (0:10) - Iran and Israel Conflict Predictions (4:54) - Potential Consequences of an Iran Attack (18:14) - Anthropic's Stand Against Pentagon's AI Use (22:29) - Impact of AI on Employment and Economy (33:58) - Toxic Personalities and Promotion of Toxic Substances (51:18) - Interview with Alec Zeck: Background and Philosophy (58:53) - Exploration of Consciousness and Water (1:08:26) - Experiments with Xylitol and Consciousness (1:19:56) - Falcon Sketch and Persian Symbolism (1:20:45) - Predictive Sketching and Tel Aviv Buildings (1:22:12) - Hyper-Materialistic View and Electromagnetic Spectrum (1:23:31) - Impact of Epstein Files and Psychic Terrorism (1:25:54) - Website and Event Announcements (1:29:01) - Censorship and Freedom of Speech (1:33:05) - Legal Battle and Motivations (1:50:57) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

“Stick together,” says local long-suffering robot. Spoiler alert—they did not stick together. In Ahsoka's fourth episode, “Fallen Jedi,” a cascade of escalating duels marks the most impactful episode of the series so far. And when the unprepared (Ahsoka, Sabine) meet the prepared (Baylan, Morgan, Shin), things go bad VERY quickly.This week, we discuss the motivations of our Antagonists, as well as the spiritual implications of the live-action debut of the World Between Worlds. And the specter of the Spectres also plays a major role, diving into Sabine's personal tragedies and how she came to be who she is.With a heck of a cliffhanger and more questions than answers, we are quickly approaching the climax of Ahsoka Season 1!Want more Growing Up Skywalker? This is a great time to sign up for our Patreon for bonus audio content! (Visions S3 content is ongoing!)Timestamps:00:00:00 Who Are We?00:03:45 Plot Summary00:11:00 Huyang and the Duels00:23:00 Motivations for the Baddies00:36:07 The World Between Worlds00:46:28 Sabine and Family00:59:54 Bae Watch01:07:00 Closing Thoughts

In this episode of The Open Bedroom Podcast, I sit down with George Goulburn, who left his corporate career to become a straight male escort in Australia. George opens up about his unique journey, sharing what inspired his career change and what life is really like as a male escort. We dive into the legal and cultural differences between sex work in Australia and the U.S., and George offers honest insights into the realities of his work—helping women explore their desires, regain confidence, and experience genuine companionship. Our conversation highlights how sex work is normalized in Australia, the importance of safety and consent, and we challenge some of the most common stereotypes about escorts and their clients.Introduction to George and His Journey (00:00:02) George shares how women encouraged him to become a paid escort and discusses his communication skills.Podcast and Guest Introduction (00:00:27) Jen introduces the podcast, George's background, and sets up the conversation about sex work in Australia.Legal Status of Sex Work in Australia (00:04:18) Discussion about the legality of escorting in Australia, differences with the US, and social perceptions.Impact of Legalization and Social Attitudes (00:07:30) How legalization has changed the industry, societal views, and the ongoing taboo around sex work.George's Transition from Corporate to Escorting (00:10:17) George describes his personal journey, challenges, and learning curve moving from corporate life to sex work.First Paid Experience and Professional Approach (00:11:38) George recounts his first paid encounter and how it changed his approach to intimacy and professionalism.Client Vetting and Customization (00:13:58) Explains his process for vetting clients, customizing experiences, and the importance of clear communication.Clientele Demographics and Motivations (00:16:18) Discussion about the types of women who seek his services, their backgrounds, and what they are looking for.Companionship vs. Sex and Self-Care (00:18:14) Explores how companionship is often more important than sex, and how clients view the service as self-care.Fetishes, Power Dynamics, and Kink (00:22:30) Talks about clients' interests in BDSM, power exchange, and how he introduces kink and new experiences.Follow George:www.georgegoulburn.comFollow The Open Bedroom Podcast:https://www.instagram.com/theopenbedroompodcast

My village said I needed to create a space and share my MOTIVATIONS, what struggles and obstacles I've OVERCOME, and how these events and situations have ELEVATED me as a person in different aspects of my life! Guests join me to share their own personal stories from hardships to triumphs and everything in between. Tune in for great conversation, thought provoking art, and inspirations for a better you, today!

Episode Title: Gen Z Threats & Political Chaos: The New American Reality Runtime: ~30 minutes Tone: Urgent, high-energy, politically charged

Episode 221 of The Adventure Podcast features international journalist and author, Adam Skolnick. Adam has written for countless news outlets, Lonely Planet guidebooks, magazines, and columns, and has travelled to over 40 countries. In this episode, Matt and Adam discuss his journey into writing. His first gigs, travelling for stories, and how to make a living doing so. Adam reflects about the early adventures he went on; cycling around the world in his twenties and how the reality looked very different from the romantic version he imagined. Often including long-stretches of boredom, loneliness and self-doubt. It's a wide-ranging conversation as they discuss everything from the pressure of shaping messy reality into something coherent on page, to ego and validation, the discomfort of being honest about motivations that don't fit the heroic narrative, and the temptation to chase ever-bigger projects for 'better' stories. Adam also talks about the inspiration behind his new book, American Tiger, which he covered live as a journalist at the time, and how he found transitioning from fact to fiction.For extra insights from the worlds of adventure, exploration and the natural world, you can find The Adventure Podcast+ community on Substack. You can also follow along and join in on Instagram @‌theadventurepodcast.Chapter Breakdown00:00-05:00: Motivations, ego, and the difference between starting an adventure and finishing one.05:00-12:00: Adam reflects on riding around the globe, and the uncomfortable truth about why he really left.12:00-25:00: A raw account of failure at sea, coping in crisis, and how unfinished journeys shape us differently.25:00-35:00: Why success can be less interesting than failure, and how chasing “epic” creates a moving goalpost.35:00-45:00: Different ways people experience fear, and why acknowledging it can be more powerful than suppressing it.45:00-55:00: How children, responsibility, and time away from crisis culture reframed Adam's sense of purpose.55:00-01:05:00: Adam introduces a new philosophy: joy over grit, presence over performance.01:05:00-01:20:00: Why “hero moments” lose value over time, and what actually lasts from a life of adventure.01:20:00-End: Closing reflections on peace, humility, and finding meaning without needing the next big thing.To listen to new podcast, Atlantic Canada, head to https://podcasts.apple.com/us/podcast/atlantic-canada/id1872073512, or search it wherever you get your podcasts.Support this show http://supporter.acast.com/the-adventure-podcast. Hosted on Acast. See acast.com/privacy for more information.

My village said I needed to create a space and share my MOTIVATIONS, what struggles and obstacles I've OVERCOME, and how these events and situations have ELEVATED me as a person in different aspects of my life! Guests join me to share their own personal stories from hardships to triumphs and everything in between. Tune in for great conversation, thought provoking art, and inspirations for a better you, today!

www.patreon.com/wspodcastIn dieser Episode sprechen wir über eine der zentralen Fragen im Swinger- und offenen Beziehungskontext: Was passiert emotional, wenn Sexualität auf andere Menschen trifft? Kann aus Lust Liebe entstehen – und wenn ja, warum?Wir beleuchten die unterschiedlichen Motivations- und Bindungssysteme, die beim Sex aktiviert werden, und sprechen darüber, wann emotionale Nähe entsteht – und wann nicht. Wie unterscheidet sich Verliebtsein von sexueller Anziehung? Welche Rolle spielt emotionale Reife? Und wie gelingt es, Lust und Bindung in Balance zu halten?Außerdem thematisieren wir die Herausforderungen von Kommunikation in offenen Beziehungen: Wie spricht man über aufkommende Gefühle? Wie realistisch sollte man mit Verliebtheit umgehen? Und wie beeinflusst die eigene emotionale Verfassung die Dynamik in der Partnerschaft?Eine Folge für alle, die sich ehrlich mit der Frage auseinandersetzen wollen, wie nah Lust und Liebe wirklich beieinanderliegen – und was das für ihre Beziehung bedeutet.

Authority isn't just about consistency. It's about intentional leadership and leveraging your platform in new ways.   In this episode, Erik K. Johnson welcomes Tina Dietz, founder and CEO of Twin Flames Studios, a pioneer in voice-powered publishing. Together, they explore how you can transform your podcast episodes into a book and multiply your authority in your niche.   00:00 "Repurpose Content into Authority Book" 06:19 "Drink from the Well" 08:05 "From Audiobooks to Corporate Value" 11:47 Author Community and Resource Hub 15:16 "Efficient CEO Team Engagement" 18:47 Advanced Voiceprint and Content Analysis 23:04 "From Podcasts to Published" 26:40 "Building Trust Through Marketing" 28:00 "Monetizing Connections Through Podcasts" 32:23 "Writing, Motivations, and Podcasts" 35:14 "Guide for First Responder Mental Health" 37:12 "Reflecting Work to Find Purpose" 42:54 "Purpose Behind Writing a Book" 44:52 "Organizing Content for Impact" 48:57 Comprehensive Book Development & Launch 52:25 Transform Podcast into Authority Engine 53:22 Podcast Authority & Growth Strategy     Key Takeaways: - Why Turn Your Podcast Into a Book? People don't buy your book just because of new content. They buy it because you make it easier. A book curates and condenses your "best of the best," saving your audience from sifting through dozens of free episodes.   - Repurposing Content for Maximum Impact: Tina and Erik dig deep on creative ways to repurpose content, from video, audio, and written word, and how this strategy boosts authority and visibility.   - Body of Work vs. Content: Stop viewing your podcast as scattered content; start seeing it as a body of work. Use recurring themes, values, and stories to build your brand and attract premium clients.   - The Process & Path to Your Book: Twin Flames Studios offers a guided process: analyzing your podcast, crafting a manuscript (not just copy-pasting transcripts), and publishing a book that aligns with your goals, audience, and message.   - Authority That Opens Doors: A book amplifies your recognition, whether you're a speaker, podcaster, or coach. Tina shares moving stories, from award-winning audiobooks to connecting industry experts, increasing authority and creating new opportunities.   - When Are You Ready? Signs you might be ready: you have at least 50 quality podcast episodes or pieces of content, clarity on your audience and goals, and you're coachable and ready to invest time and resources.   Episode Highlights: - The value of experimenting with formats and content as your business evolves - How Twin Flames Studios pioneered remote audiobook recording for podcasters - Examples of podcasts turned into books, including The Loud Quiet, a memoir for empty nesters - The importance of strategic vision before you publish, making sure your book is relevant, consumable, and truly builds your authority   Ready to turn your podcast into a book? Take the free assessment from Twin Flames Studios to see if your podcast is a fit: https://twinflamestudios.com/bookvision     Connect with Tina Dietz: Website URL(s) https://twinflamesstudios.com Personal FB: https://www.facebook.com/thisistinadietz Company FB: https://www.facebook.com/TwinFlamesStudiosLeadership/ Personal LI: http://www.linkedin.com/in/tinadietz Company LI: https://www.linkedin.com/company/twin-flames-studios Personal IG: https://www.instagram.com/thetinadietz/ Company IG: https://www.instagram.com/twinflamesstudios/ Company YT: https://www.youtube.com/@TwinFlamesStudios     Want to level up your authority positioning? Apply for a coaching chat and podcast audit with Erik at https://podcasttalentcoach.com/coaching   Next Week: Join Erik as he talks with Dr. Catrice Austin about growing your authority through media—and discover her surprising Jeopardy connection!      

Democrats are a never-ending soap opera. They have deviants, scam artists, crooks of all types, and lots of spies. Some of their spies work for the Russians, the Chinese, and some work for our friends in the EU, even Israel.Democrats are rarely who they say they are. When you consider all that happens with them, things that make absolutely NO SENSE, it leads you back to them trying to destroy America.No real American would want to do this. No ally would either.I absolutely love the Epstein reveals. Not to kick a dead donkey, but I just have to. The fact that Donald Trump called foul on Epstein in 2006, and that's what the Epstein dump revealed about him, but all the Leftists who got caught in the Democrats' Epstein dragnet.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Josue Gimbernard of miniBIOTA discusses his various tank builds that links with each other, interconnecting energy, water, and nutrients that circulate on their own. We also talk about the story of how he got started into this project and the inspiration behind the different ecosystems. Josue goes into detail on his miniBiota tanks including the Freshwater Lake, The Shoreline, The Coastal, and The Seagrass Meadow Biomes, including their atmospheres, reservoirs, balance in moisture, and temperature/humidity setups. These tanks are incredibly in-depth and detailed in their construction to be as close to outdoor nature as possible and is an episode to tune into if you're curious about the science behind an ecosystem like these!SHOW NOTES: https://www.animalsathomenetwork.com/244-minibiota/SPONSORS: Visit The BioDude: https://www.thebiodude.com/ Visit Zoo Med Labs here: https://zoomed.com/JOIN US ON PATREON: https://www.patreon.com/animalsathomeLINKS FROM THE EPISODE:MiniBiota Website: https://www.minibiota.com/MiniBiota YouTube: https://www.youtube.com/@minibiota MiniBiota Instagram: https://www.instagram.com/minibiotaMiniBiota Facebook: https://www.facebook.com/miniBIOTAPhotos and Video in Episode:MiniBiota YouTube: https://www.youtube.com/ ⁨@miniBIOTA⁩  We Discuss:0:00 Introducing Josue Gimberard of MiniBiota1:05 Coming Up: The Bio Dude1:41 Coming Up: Zoo Med2:01 Welcome Josue + His Career Path7:11 Josue's Motivations for His Enclosures10:52 Layout and Components of Josue's Tanks14:59 Replicating Ecosystems16:28 Atmosphere + Reservoir Constructions in the Tanks21:30 Size of Atmosphere Thoughts23:18 Cooling or Heating the Atmosphere29:33 Creating The Rain Effect32:23 Avoiding Slime Bacteria33:29 The Bio Dude Substrates + Bug Grub34:30 The Lake Biome43:18 The Shoreline Biome49:30 Balance in Moisture for Terrestrial Biomes51:31 Soil Depth in Grassland + The Mangrove Forest Biome59:52 Managing Temperature/Humidity Probes1:09:48 Potential Salt Problems + Salt Obstacle Course Plans1:15:22 The Coastal Biome1:19:13 The Seagrass Meadow Biome1:23:59 Risk of Salinity Problems + Maintaining Balance1:25:55 Lighting Systems + Future Lighting Plans1:30:56 Will The Tanks Ever Be “Finished”?1:35:15 Zoo Med Jumping Spider Kit1:36:21 Inspirations + Mental Load of Josue's Projects1:45:39 3D Printing Uses1:50:13 Closing Thoughts

My village said I needed to create a space and share my MOTIVATIONS, what struggles and obstacles I've OVERCOME, and how these events and situations have ELEVATED me as a person in different aspects of my life! Guests join me to share their own personal stories from hardships to triumphs and everything in between. Tune in for great conversation, thought provoking art, and inspirations for a better you, today!

In this special series, Max shares why we're hosting and preserving the Unbounded archive at Ungovernable Misfits. In the second re-release of the series, Diverter — a privacy activist and champion of financial sovereignty joins TBD. TBD and Diverter discuss Bitcoin's evolution from a fragile experiment into a durable network, and the new danger it faces—not extinction, but domestication. Diverter explains why the real fight now is over whether individuals can still use Bitcoin as a tool for freedom, the chilling effect of recent prosecutions, and how development of privacy tools is being pushed underground. They trace Diverter's journey from a 2016 trader to a Bitcoin privacy advocate, his early connection to Samourai Wallet, and the community ethos of clear red lines and radical personal responsibility. He reflects on the cost of building and defending privacy, why most people “fold” under state pressure, and the honour—and inevitability—of sacrifice in this arena. TBD and Diverter discuss the Samourai case, the legal whiplash around non-custodial tools, the ripple effects across the industry, and why open source resilience matters. Despite setbacks, Diverter remains convinced that “winning” means keeping the door open for anyone who chooses sovereignty—small daily acts of defiance, built by a decentralised, determined community. Stay resilient, and enjoy the series as we continue with Seth, Pavel, and Colonial in the weeks ahead.TWITTER: https://x.com/TheUNBOUNDEDPodYOUTUBE: https://www.youtube.com/@TheUnboundedPodcast(00:00:00) Thank You TBD(00:01:41) INTRO(00:03:07) Bitcoins New Danger(00:08:24) Motivations(00:12:20) The Origin(00:22:20) Captivated to Contributor(00:30:55) Accepting Risk(00:38:45) Choke Points & Culture War(00:43:51) Pioneers and Proving Grounds(00:46:21) Why Privacy Tools Matter(00:52:00) Death Athletic(00:55:14) The Open Source Hydra(00:58:39) Community Response?(01:05:53) Cassandra Syndrome(01:09:19) What Winning Looks Like

Today's episode continues our 12-part series: 12 Shifts in 2026 for Social Impact. Over twelve episodes, we're unpacking the mindset + strategy shifts shaping the future of fundraising, leadership, and doing good in 2026. Explore the series at weareforgood.com/12shiftsShift 9 / Merge to MultiplyIn today's episode, Jon and Becky explore why collaboration is becoming a defining strategy for nonprofits seeking to protect mission and scale impact — and why the funding side of mergers and partnerships doesn't get nearly enough airtime.They're joined by Ananya Poddar, Senior Associate at SeaChange Capital Partners, to unpack what it really takes to resource nonprofit collaboration — from shared infrastructure and strategic alliances to program transfers and full-scale mergers. Ananya shares insights from the SeaChange–Lodestar Fund for Nonprofit Collaboration, including why neutral third-party support is often the missing ingredient, how leaders can build trust with funders and partner organizations, and what becomes possible when collaboration is treated as a fundable priority.Episode Highlights: Introduction to Nonprofit Collaboration (01:52)SeaChange-Lodestar Fund for Nonprofit Collaboration (5:40)Forms of Collaboration (07:00)Building Trust with Partners (10:50)Technical Assistance Funding (15:18)Case Study: She's the First & Girl Rising Merger (16:23)Cost Savings Example: Detroit Human Services Merger (20:10)Case Study: Philly Food Rescue Program Transfer (21:22)Motivations for Partnerships (23:57)One Good Thing / Homework: Make yourself familiar with what opportunities exist. (29:00)Dive Deeper: She's The First Girl RisingEpisode 653: Nonprofit Mergers Aren't a Last Resort—They're a Strategic First Choice, She's The First and Girl Rising: Listen on Apple / SpotifyEpisode Shownotes: www.weareforgood.com/episode/680Save your free seat at the We Are For Good Summit

My village said I needed to create a space and share my MOTIVATIONS, what struggles and obstacles I've OVERCOME, and how these events and situations have ELEVATED me as a person in different aspects of my life! Guests join me to share their own personal stories from hardships to triumphs and everything in between. Tune in for great conversation, thought provoking art, and inspirations for a better you, today!

Foreign Options for US Citizens Summary: https://www.youtube.com/watch?v=d-Jnr3Go2Gg In this conversation, Frazer Rice of Next Vantage and Judi Galst of Henley and Partners discuss the increasing interest among U.S. citizens in exploring global mobility options amidst geopolitical chaos. We delve into the distinctions between residency and citizenship, the implications of U.S. taxation, and the motivations driving individuals to seek alternative living arrangements. The discussion also covers the potential for citizenship through ancestry, popular destinations for relocation, and investment opportunities in countries like New Zealand and Australia. Judi emphasizes the importance of understanding the legal and practical aspects of relocating, as well as the need for personal exploration before making significant decisions. Takeaways Interest in global mobility has surged among U.S. citizens. Many seek residency as an insurance policy rather than leaving the U.S. Understanding residency vs. citizenship is crucial for potential expatriates. Residency can lead to citizenship but often requires time and investment. Tax implications are complex; relocating should not be primarily for tax benefits. Ancestry can provide a pathway to citizenship in several countries. Popular destinations for U.S. citizens include Europe, the Caribbean, and New Zealand. Investment opportunities exist in countries like New Zealand and Australia. Emerging markets in South America and Asia are gaining attention. Practical steps include consulting experts and visiting potential countries. Chapters 00:00 Navigating Geopolitical Chaos: The Rise of Global Mobility 02:55 Understanding Residency vs. Citizenship: Key Differences 06:06 Tax Implications and Motivations for Seeking Alternatives 08:48 Exploring Ancestry-Based Citizenship: Opportunities and Challenges 11:54 Popular Destinations for U.S. Citizens: Europe, Caribbean, and Beyond 15:10 Investment Opportunities: New Zealand and Australia 17:59 Emerging Trends in South America and Asia 20:50 Practical Steps for U.S. Citizens Considering Relocation Transcript I’m Frazer Rice. We’re certainly living in crazy political times right now, and a lot of US citizens are worried about what’s happening here and abroad. And they’re starting to think about other residencies and citizenship options. I talked to Judy Gost at Henley and Partners about what is and isn’t possible on that front. By the end of this, you’re going to understand the locations that are interesting, the difference between residency and citizenship, and why that may matter as you make choices for your retirement and your location long-term, both for yourself and for your kids. Frazer Rice (00:00.874)Welcome aboard, Judy. Judi Galst (00:03.022)Thanks for having me. Frazer Rice (00:04.244)Well, we’re in the midst of a lot of geopolitical chaos, and I think you have seen and I’ve seen a lot of interest in United States citizens looking abroad for either places to live or other situations to either get away from the chaos or try to address some other needs in their lives. What is the state of the union? assume interest has ticked up. Judi Galst (00:27.874)Yes, I’ve seen more business than I could have ever predicted, but it’s not necessarily people that are leaving the United States. For the most part, most of the clients that I’m working with are doing it as an insurance policy. A lot of the conversations I have with a client start out with them saying, I don’t want to leave the United States, but I’m feeling unsettled and the way to mitigate the way that I’m feeling is to have options. So they want to understand what if I did want to have a guaranteed right to go live in another part of the world? What is available to me? How do I pursue this? How long will it take? Frazer Rice (01:08.434)And we’ll get into some of the technical aspects here, but one of the concepts is understanding the difference between being able to reside somewhere else and being a citizen of another country, and then how that interacts with being a citizen of the United States. Maybe take us through the comparison of residents versus citizenship. Judi Galst (01:28.748)Yeah, that’s actually a really important distinction. And it doesn’t mean that one is better than the other, but they do have different benefits. And so it’s important to understand the difference. So let’s start with residents. Residents doesn’t mean the ability to have a house in another country. It means the ability to reside legally in another country. So the US passport is very strong. You can go into a lot of different countries even without having a visa. But we can’t stay there forever. We have limits, for example, in Europe. We can go in for 90 days, but then we have to leave for 90 days before we can go back in for another 90 days. So if you become a legal resident of another country, you have the ability to live there unlimited for a certain period of time. Residency is not permanent unless there’s a path to permanent residency. So usually you’re going to have to renew it and there may be some conditions in order to maintain it. Now, how frequently you have to renew it is going to vary by the country. For example, in Greece, you can become a Greek resident via a golden visa and that is good for five years and you’ll renew for another five years. In Italy, it’s good for two years. Then you renew for another three years. In Portugal, it’s good for two years. Then you renew for another three years. And as I said, there could be conditions. So in Greece, you qualify via purchasing real estate. If you sell the real estate, you’re going to lose your golden visa, not be able to renew it. In Italy, you qualify via purchasing stock. Frazer Rice (02:51.925)Right. Judi Galst (02:55.945)If you sell the stock, you’re not going to be able to renew it. You can get some travel rights by being a resident. Usually this benefit is not as important to a U.S. person because we already have really good travel benefits with our U.S. passport. But it can often be a strategy for someone from a country with a weaker passport, say even someone living in the United States that has only a Chinese passport. If they want to go into Europe, they have to get a Schenken visa. So a strategy for them might be let me become a resident of say Greece and then I gain Schengen access. Not unlimited, but I get that 90 days out of 180 days. Finally, I would say that residency can have a path to citizenship. Usually it’s a pretty arduous path. For example, in Italy, you can become a resident. You have to live in the country of Italy for six months a year for 10 years before you’d be eligible to apply. In Greece, six months a year for seven years. But there is ultimately a path in most residency programs. Frazer Rice (03:56.755)So let’s dive into citizenship, which my predilection on that is that it’s a much more permanent component, but it’s also a much more difficult process in general. Judi Galst (04:05.646)It doesn’t necessarily have to be difficult. It really depends on what program you’re doing. But you’re right. It’s a guaranteed right. It’s very difficult for a country to take away someone’s citizenship. The other big difference is that you get a passport. So in addition to gaining the ability to live in the country that you’re a citizen of, you also get another travel document. So depending upon what treaties have been done between your country of citizenship and other countries, it may really improve your mobility. Again, U.S. passport is pretty strong. you’re U.S. passport holder, unless there’s something unexpected like a pandemic when borders close to Americans, you already have a good travel document. But it can be another mobility option. Perhaps you’re going into a country you don’t want to identify as a U.S. passport holder, or perhaps you have a weaker passport and you want to travel on a secondary citizenship passport that might improve your mobility. Where citizenship is particularly powerful is in Europe. Because if you become a citizen of one country in the European Union, you gain the right to reside and work in any country in Europe. Frazer Rice (05:11.104)And just to distinguish, how does that impact UK people after they Brexited? Judi Galst (05:16.942)Sadly, with Brexit, the UK is no longer part of the EU. So many people in the UK are quite upset about this because no, you’re not going to gain the ability as a citizen of an EU country to live in the UK, nor are citizens of the UK now able to live anywhere in the European Union as they were previously. Frazer Rice (05:36.992)So let’s apply this directly to US citizens. So US citizen taxed on worldwide wealth. Let’s start with that. sure because I just got a Twitter fight with somebody who said, well, if you’re crypto, you can move away and you’re not out of the system. I’m like, that’s just no. We’ll start with that. But taxed on worldwide wealth, good passport can travel, but there are limitations as far as how long you can stay in various countries, probably around Judi Galst (05:52.622)Mm-hmm. Frazer Rice (06:06.578)Investment options, land ownership, things like that, depending on it. Where are the benefits of that U.S. person looking for another place to either reside or gain citizenship? Judi Galst (06:20.312)Well, it’s not a tax benefit. You started out with taxes and I know when someone, a client calls and says, you know, can you tell me what my options are? I’m really sick of paying us taxes. I’m like, well, this isn’t the right call for you. Yeah. So, but it’s important to understand. It doesn’t mean you’re going to be double taxed because that is a misconception that many people have about whether they should pursue a strategy of alternative residents or citizenship, because unlike the U S and Eritrea, Frazer Rice (06:22.079)Right. Frazer Rice (06:30.08)Puerto Rico that that’s it. That’s your best bet if you’re gonna try if you’re gonna try to play games Judi Galst (06:49.774)Every other country in the world, you don’t automatically become a tax resident by being a legal resident or even by being a citizen. Usually, you’re not going to trigger tax residency unless you reside 183 days in another country, but there are some exceptions. Switzerland is 90 days. Some, like New Zealand, will say it’s 183 days, but in a 12-month period, not necessarily in a year. I’m not licensed to give tax advice, so I’m giving high-level answer to this question. But in general, just by pursuing an alternative residence or citizenship, there’s no tax consequences. And if you were to become a tax resident, many of the countries that we support programs in have treaties. So it doesn’t necessarily mean that you’re going to pay double tax, but it does mean it has to be looked at. If I am talking to a client and they really have full intention of relocating to another country, immediately I want them to have a local tax consultation, which I set up for them to understand what, if any, consequences they have to be aware of. Frazer Rice (07:50.322)And those consequences can change. did an episode probably about six months ago on the change in law in the UK. And it’s a different environment than it was even six months ago for people either going in or coming out of that country as it relates to their US intersection. So I think that the summary on all of that is, look, if you’re going there, A, don’t do it for tax purposes, B, If you’re going to do it, make sure you get local tax counsel because those relationships can be complicated and will affect your planning. Judi Galst (08:25.198)Let’s talk about why people are doing it because taxes is not the strategy. And I would say, and my clients are almost exclusively Americans. So why are people calling me about this? There’s really four key motivators that tend to come up in the conversation. The first is because they do want another mobility option. They kind of have some PTSD still from the pandemic. They remember that feeling. Frazer Rice (08:27.935)Mm. Judi Galst (08:48.226)We could all work remotely. You had the vacation house in Italy or you had the private plane and all of a sudden you couldn’t take advantage of it because all the borders are closed to you and we could only stay in the United States. So some people are just realizing there is some risk to having one mobility option and they want to have an alternative. But I would say 90 % of the conversations I have there’s some reference to a plan B. People are feeling unsettled for so many different reasons. You know, I talked to people whose family fled the Holocaust. It is literally in their DNA where their family thought it could never happen here. And that comes up in every conversation with them. But I have same sex, you know, couples, have transgender clients, I have people whose family lived in other countries where they saw the fall of democracy. And then I just have a lot of wealthy clients, and they’re diversifying their assets right now. And they want to diversify their mobility. They pay a lot of money in insurance and they say, Judy, this is just another line item. Frazer Rice (09:45.896)You Judi Galst (09:46.703)I’d say some are thinking not just about themselves, but they’re thinking about protecting generational opportunity and legacy. Some say, you know, I’m a student of history and yeah, maybe it’s going to take 10, 15, 20 years, but I’ve seen this happen before. And I want to know that my kids and my grandkids are going to have options to either live a life in another part of the world for cultural or educational opportunities or in a worst case scenario, because the U.S. isn’t where they actually want to be. And finally, I’d say it fits nicely in a diversification of asset strategy, which many, many people are thinking about right now. Maybe they don’t want to hold all their money in the United States. Maybe they don’t want to all their real estate in the United States. And there can be strategies that are separate from what I do in terms of opening bank accounts in Switzerland or Singapore or other parts of the world. But really, all the programs that I do require you to move some assets. You’re either investing in stock or venture capital or private equity or real estate. So it does complement a diversification of asset strategy. Frazer Rice (10:42.911)Cool, so let’s think about, we sort of beat the tax horse to death a little bit here, but relocating versus renouncing. And different things, know, people probably come up to you with questions, do I have to fully leave? Do I have to renounce my US citizenship? How does all of that Judi Galst (10:51.608)Mm-hmm. Judi Galst (10:58.222)Great questions. So I’ve never had a client renounce. The US right now does not limit the number of passports one can have or citizenships one can have or how many residences they can have. Now, there is a congressperson who has just decided he wants to introduce some sort of bill that’s going to eliminate dual citizenship for Americans, although most constitutional scholars feel that’s like dead on arrival. But I have to acknowledge that. So no, you don’t need to renounce. And frankly, if you have a lot of money, renouncing is quite complicated and expensive, and you need really good counsel to make that very, very significant decision. In terms of relocation, almost all of the programs that we support require little to no physical presence. You’re always going to probably have to go for biometrics and give fingerprints. But a lot of these programs, you don’t actually have to come back to that country again, except to renew it. So for people that really want it as a Plan B and have no intention of really going to live in another part of the world at this stage in their lives, there’s not an obligation for you to spend time in order to maintain the ability to live in another country if you so choose. Frazer Rice (12:08.017)One thing that comes up that people ask me about and I only vaguely understand it is the concept of being able to get citizenship via ancestry. Comes up with a lot of people of Irish descent, Germany and Austrian especially. What’s the state of that and how realistic is it across different countries? Judi Galst (12:15.993)Mm. Mm-hmm. Judi Galst (12:26.767)It’s very realistic. And in fact, I’m doing German citizenship for myself. So for anyone whose family fled due to Nazi persecution from Germany and Austria, you and all future generations are entitled to citizenship. And my friends are like, why do you want German passport? But first of all, my kids got it. So my kids can go now live and work in Europe if they want, which is great, tremendous optionality. If you remember, I said before, it’s not just Germany. It’s any country in the European Union. Frazer Rice (12:30.473)Okay. Frazer Rice (12:47.956)Right. Judi Galst (12:56.899)And it’s very affordable if you actually are entitled to it. At Henley and Partners, we have established relationships with experts, lawyers in several countries that specialize in citizenship by ancestry. It’s very complex. And every country has different rules about like, it was passed down on the mother’s side, or if there was a break in the bloodline, or if it was passed a certain generation, or if there was a name change, there’s a lot of complexity to it. But clients who think they may be eligible can contact us and we will have an assessment done. And if there is a case, we’ll refer them to someone that can help them through the process. And, you know, it can cost around 5,000, 7,500 euros versus I have clients getting EU citizenship through, you know, Malta and they’re 1.5 million out of pocket. So if you can qualify via Ancestry, I’d say certainly it’s worth considering. Frazer Rice (13:50.879)Terrific. Judi Galst (13:51.311)But don’t call me and say, like, I did 23andMe and I’m Irish. Because you do actually have to produce documents. Not a humongous list of documents, but you’re going to need naturalization certificates for the descendant. You’re going to need marriage certificates, birth certificates, and other documents. Frazer Rice (13:55.187)Ha ha ha! Frazer Rice (14:10.844)So there’s definitely an exercise involved with it, but if you can legitimately trace lineage, you may have a shot. So let’s talk about what jurisdictions are popular with United States citizens. We talked a little bit about Europe, and I’m sure there’s some, let’s call it, some that are easier than others. But then Caribbean, South America, Australia, New Zealand, maybe even Asia, what comes across your desk as being Judi Galst (14:14.094)Mm-mm. Exactly. Frazer Rice (14:40.488)more reasonable than others maybe. Judi Galst (14:43.246)So I’d say clients that I’m talking to are basically going in one of four different directions. One is Europe. For residency, we’re looking at Portugal, Greece, Italy, and Malta. Those are all great programs because they require little to no time in the country to maintain the residency rights. So for people that really have no intention of spending significant time in another country, they’re really good solutions. And for citizenship in Europe, there very limited options. There’s ancestry, which we just talked about. But the concept of citizenship by investment in Europe essentially was killed by the European Court of Justice in the spring of 2025. To give a little bit of explanation, Malta used to have a citizenship by investment program. And it basically said, do these three things, make a large gift to the Maltese economy, rent a property for six years and spend somewhere around 21 days in the country. And you will have a path. to citizenship in Malta, which is an EU country. And the EU hated it. They felt it was transactional, that the passport was being sold, and they felt that people were being granted citizenship that didn’t show a tie to the country. And when this court ruling came out and deemed Malta’s program illegal, it essentially killed citizenship by investment programs in Europe. So I don’t think you’re going to see any European Union country have a citizenship by investment program, nor any country that wants to join the EU have one. But many countries in Europe have provisions in their constitution that say, if you are an exceptional person that make an exceptional contribution to our country or to humanity, we have discretionary ability to grant you citizenship. And so there are some paths to citizenship via merit, specifically through Malta and Austria right now, as well as some other places. So that’s Europe, snapshot of Europe. Let’s talk a little bit about Caribbean, which you specifically brought up. Frazer Rice (16:35.581)Right. Judi Galst (16:40.862)So Caribbean is a path to citizenship. If you remember, said citizenship, lifelong, right? Not many countries have a path to citizenship. It’s very fast. It’s very affordable. What does it give you? So there are five countries in the Caribbean that have programs St. Kitts, Antigua, Grenada, Dominica, St. Lucia. It gives you citizenship in one of those countries. A passport, another passport that you can travel on. Right now, it’s pretty strong. You can go into Europe with it, the UK, Ireland, not unlimited, same as the US, limited amount of time. Although I’m not sure the strength of the Caribbean passports is always going to be. as strong as it is today. Europe doesn’t love these programs. And I wouldn’t be surprised if the Caribbean passports tend to get weaker. However, for a client that says to me, this is purely an insurance policy. I want to cover my kids and my kids are in their 20s because a lot of times these program kids are going to need their own investment if they’re over the age of 18 or 21. Caribbean wouldn’t be a bad place for us if we felt we wanted to get out of town for a little while. Frazer Rice (17:23.23)Sure. Judi Galst (17:50.031)The Caribbean’s a great solution for a very affordable amount, maybe 400,000 for family. You can get and make an investment in real estate that you can sell in five or seven years and your entire family can gain citizenship. So that’s Caribbean. I can pivot to something else that you want to ask a question. OK, so I actually love the program that New Zealand has out right now, especially for a high net worth person. Frazer Rice (18:05.342)Okay, no, let’s try Australia and New Zealand. Judi Galst (18:18.414)I think every high net worth person should do New Zealand. And for a couple of reasons. First of all, it’s purely investment driven. You have to move a lot of money. So it has to be for a high net worth person because they’re going to move three million US dollars to be invested in private equity, venture capital and private credit in New Zealand for around a three year period. And children up to the age of 25, provided that they’re single and not working full time can be included in that investment. There’s very little time that the family needs to spend in New Zealand. As soon as you move the money there, you gain the right to live unlimited in New Zealand. But the main applicant only has to do 21 days, and the other family members only have to enter and exit for one day in the first year. At the end of three years, provided you didn’t invest in things that have a longer holding period, but from an immigration perspective, you can liquidate your investment. And then you can become a permanent resident. So you have a lifelong right at any time to relocate to New Zealand, or you never have to go back again. English speaking, good healthcare, good education. You could have a life there, unlike I don’t think people really want to envision spending 10 years in the Caribbean. But 10 years in New Zealand, you know, there’s many industries and many things that you could be doing. And you could have a quality of life, maybe not akin to the United States, but good. So I love the New Zealand program. Australia used to have a citizenship by investment program. They do not have one any longer. There is a route that they extend to people, which they call sort of like a talent visa. So there are certain sectors that are important to Australia and they would very much like to attract talent in those sectors. Usually it’s younger talent. So when I’m talking to a client that’s over 55, it can be difficult to get you approved for it. But I’ve had people over 55 that have gotten approved. And if you have the background that Australia deems valuable, they’ll grant you a five-year visa for you and your family at no cost. Children have to be under the age of 18 or financially dependent up to age 23 to be included. But this is a visa that’s only good for five years. And if you don’t contribute to Australian society, it’s not getting renewed. Judi Galst (20:38.082)But I’ve had people from Hollywood, I’ve had songwriters, I’ve had producers, directors, people in private equity that specialize in sectors that are important to Australia. People in finance have been approved. So it’s worth considering if the idea of being able to live in Australia means something to you. Interestingly with that visa, you can also live in New Zealand. Frazer Rice (20:58.095)Okay, it’s one of those things too. If people aren’t forcing you to say, don’t hate me because I’m beautiful, that might not be a good route, but if you are talented or bring something to bear, it may be worth taking a stab at. Is it reciprocal? If you’re in New Zealand, can you go to Australia? Got it. So let’s pivot to Asia and or South America, which you hear about Singapore, you hear about… Judi Galst (21:16.194)No. Good question. Frazer Rice (21:27.131)Other different sort of haveny types of places where people place their wealth or establish family offices and South America I think is, know, think about like Uruguay and places like that which, you know, have the reputation of being the Switzerland of South America. What’s the state of play there? Judi Galst (21:44.527)So I have actually had a few clients that have done residency in Uruguay. They don’t have a formalized program, although I think a more formalized program is going to come out of there. Henley and Partners actually has a government advisory line of business, so we design a lot of these programs and we’re very active in South America. There’s a lot of interest in South America to have citizenship and residence by investment programs, so I think you’re going to see a lot coming from that region in the near term. But Uruguay does have a path to residency. You have to spend time there. Frazer Rice (21:58.611)Mm-hmm. Frazer Rice (22:12.893)Judi Galst (22:13.251)And they don’t tell you exactly how much. Yeah. But most of my clients went with the expectation that maybe they’d have to stay for 30 days and they ended up getting the visa approved faster. You have to go back every year for a period of time or not renew renewing it. But yes, there is a path in Uruguay and more in Central America. People are doing Panama. Frazer Rice (22:36.637)Costa Rica. Judi Galst (22:37.773)Costa Rica is really interesting, very affordable. know we wanted to talk a little bit about the range, but in Costa Rica, you can gain temporary residence by demonstrating you have $2,500 a month in passive income. Many people will have that with interest and dividend income. Or you could invest $150,000 in real estate. It’s a temporary residence for two years, and then you renew for another two years. But at three years, you can transition to permanent residence. As a temporary resident, cannot work for a company in Costa Rica, so you’d have to be able to work remotely. And then once you become a permanent resident, that requirement disappears. Once you are approved, you do have to pay into Social Security in Costa Rica that gives you access to health care. So it’s about $300 per application per month. But Costa Rica is very interesting, I think. Frazer Rice (23:26.67)As we go back, pivot back to Asia, are there any countries with Singapore or others that are possibilities for people in the US? Judi Galst (23:33.722)So Singapore is a possibility. However, you have to move a family office with over 200 million there, or investment levels are around 30 million, and you have to relocate, and the ability to renew it is contingent upon how much time you spend in Singapore. So I would say a very niche client could do Singapore. A more affordable option might be Thailand, which you can get a residence permit very… Frazer Rice (23:44.125)Mm-hmm. Frazer Rice (23:52.605)To be sure. Okay. Judi Galst (24:00.782)Inexpensively. mean, a five-year permit for $25,000. Frazer Rice (24:05.159)Wow. And to round out our tour of the world here, Middle East countries, maybe the UAE, you hear about that as a place where a lot of Europeans go to move their wealth. Is that becoming popular with United States citizens? Judi Galst (24:16.463)Mm-hmm. Judi Galst (24:22.381)Golden Visa in Dubai is very popular. Honestly, not so much among Americans. It’s usually people from other parts of the world. mean, my firm has 70 offices around the world and we do a lot of UAE Golden Visas. I don’t have a huge amount of interest from Americans. I’ve done a couple of them. It’s not hard. You do have to spend time, like 30 days as part of the process there. Frazer Rice (24:26.525)Mm-hmm. Judi Galst (24:46.703)You can invest in real estate at 550,000, but there’s like 19 different visa types. You can set up a company. If you’re a member of YPO, Young Presidents Organization, they’re deemed talented and they don’t even make an investment. So, you know, it’s an option and we could certainly help it. But to be honest, I don’t see huge demand among Americans. Frazer Rice (25:03.259)Interesting. So let’s round this out a little bit here. For a U.S. citizen who is feeling unsettled or is just curious what’s out there. They want the ability to go live in Madeira, buy a place there. And to be able to go unfettered or something like that. What’s a good thought process or sequence of events for them to go through in order to make that happen? Judi Galst (25:31.344)I mean, we don’t charge for consultations. So I don’t know if you’re going to share my email at the end of this, but just hit me up. To me, any client conversation is about educating. This is generally a new topic for someone. It’s very rare that someone calls me and they really understand what is available to them and also what would be a good fit for them. They may not understand if they want to include their children. There are going to be some that are going to be better fits for them than other based on the ages of the kids. They may not understand how much time they have to spend in a country to make it happen. How much it’s going to cost, and just learn about it. Learn what your options are. I can usually pretty quickly. Once I understand a client’s objectives, tell them. This is a strategy that I think makes sense for you and exactly how it would Frazer Rice (26:14.206)And it strikes me too, that for people who are exploring different places, it’s probably a good idea to have visited them first before just jumping in, jumping in feet first and sort of solving a problem without understanding what actually implementing the solution looks like. Judi Galst (26:21.111)Yeah. Yeah. Judi Galst (26:29.177)For sure. I because many of the clients that I work with are of higher wealth, they usually have done a fair amount of traveling. So the idea of envisioning, know, residency in Italy, they’ve been to Italy. But when I talk to clients, especially about the Caribbean, where they might be investing in real estate and they have to decide between which country makes the most sense, I always tell them they should try and go because it can be a lifestyle decision. And they want to see where they could actually envision themselves if, in fact, they triggered this insurance policy. Frazer Rice (26:58.59)Judy, great stuff. Here it is. Put your email out there in case people want to reach out and find out more. Judi Galst (27:05.099)Okay, amazing. So my email is my first name, Judy, J-U-D-I dot my last name, GALST, G-A-L-S as in Sam T, at henleyglobal.com, H-E-N-L-E-Y, global.com, or you can give me a call at 646-856-3712. Frazer Rice (27:29.406)Great stuff. We’re going to have that in the show notes too so people can look on webpage, etc. to get that information. Thank you so much. It’s something, you know, when you’re at the desk and dreaming wistfully about what life looks like, what you’re done working, if you’re done working, my calculation is I’ll be able to retire when I’m 127. But it’s great just to sort of envision what that looks like. the expertise is out there. Thanks for being on. Judi Galst (27:56.047)My pleasure. HENLEY & PARTNERS DAVID LESPERANCE ON CITIZENSHIP DIVERSIFICATION DAVID LESPERANCE ON US EXPATRIATION https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ #familyoffices #citizenship #residency #residencybyinvestment #citizenshipbyinvestment #austriancitizenship #newzealand #portugalproperty #portugalresidency #uscitizens #stkitts #malta #eucitizenship #wealthcitizenship #Californiawealthtax #puertorico #puertoricotax

Tim is joined by Zeddy from the Vigilante 1939 Podcast to delve into the theories surrounding the upcoming Marvel event film, Avengers: Doomsday. They explore the implications of Robert Downey Jr.'s return as Victor Von Doom, the potential involvement of the X-Men, and the narrative structure of the film. The discussion also touches on the motivations of Doom, the significance of children in the storyline, and the future of the MCU post-Doomsday. The conversation is all about speculation and excitement about the direction of the Marvel Cinematic Universe. Want to chat more MCU and Avengers: Doomsday? Hit me up on Instagram @thenerdrm Chapters: 00:00 - Introduction to Avengers Doomsday Theories 02:53 - The Role of Robert Downey Jr. in Doomsday 05:37 - Exploring the Variant Theory of Tony Stark 08:36 - The X-Men's Introduction and Potential Conflict 11:27 - The Structure and Narrative of Doomsday 17:10 - The Future of the MCU: X-Men and Avengers Dynamics 29:53 - Establishing Doom's Dominance 34:34 - Doom's Motivations and the Multiverse 39:54 - Rebooting the MCU: A New Era 45:37 - Spider-Man's Role in the Upcoming Films 53:13 - Theories on Doom and the Children of the Multiverse

Learn about the importance of behavioral finance in understanding investor emotions, decision-making, and common behavioral mistakes investors make with Chief Behavioral Officer, at RFG Advisory, Brendan Frazier. 00:00 Introduction 03:29 Journey into Behavioral Finance 12:21 Behavioral Mistakes Investors Make 14:17 The Impact of Past Experiences on Financial Behavior 22:43 The Rivalry Between Current and Future Sel 25:15 Understanding Client Goals and Motivations 30:50 The SAFE Framework for Clients 38:11 Setting Expectations to Mitigate Fear 42:39 The Impact of Technology on Human Behavior 44:56 Trend or Fad?

Welcome to Dungeon Mastering 101, my Dungeon Mastering course based on over 30 years of experience. In this series I will share my failures and successes and the lessons learned along the way. In this episode, I will cover Core Foundations: Understanding Player Motivations. https://youtube.com/live/g-r-PdSim_Y Show Notes Intro Welcome to another DragonLance Saga, Dungeon Mastering 101 episode! It is Palast, Newkolt the 19th. My name is Adam, and today I am continuing my Dragonlance Gaming series all about Dungeon Mastering. You can have a beautifully designed world. Balanced encounters. Deep lore. And still have a table that feels bored. That's because players don't engage with content — they engage with what motivates them. If you've ever wondered why one player lights up during combat while another checks out, or why a puzzle excites one person and frustrates someone else, today's episode is for you. This is Dungeon Mastering 101, and today we're talking about Understanding Player Motivations. Don't forget to like and subscribe to this channel, ring the bell, and you can support this channel by becoming a Patron on Patreon, a Member of this YouTube channel, and you can pick up Dragonlance media and get $10 by signing up to StartPlaying.Games, using my affiliate links. All links are in the description below. Discussion Segment 1 — Why Motivation Matters More Than Mechanics Most new Dungeon Masters focus on rules mastery. But rules don't create engagement. Motivation does. Every player comes to the table looking for something different: excitement story mastery connection chaos When a game works, it's not because everyone wants the same thing — it's because the DM knows what each player wants and creates space for it. Understanding motivation turns guesswork into intention. Segment 2 — The DM101 Motivation Model (8 Types) Let's establish the framework. No player fits into only one category, but most players lean strongly toward one or two. These motivations are not labels — they are tools. The eight DM101 motivation types are: Combat Story Social Puzzle Power Discovery Character-Driven Chaos / Thrill Your job is not to please everyone all the time — it's to rotate spotlight intentionally. Segment 3 — Combat-Motivated Players Combat-motivated players want: tactical depth meaningful choices visible consequences They engage when: positioning matters enemies behave intelligently victories feel earned How to support them: Add terrain and objectives to fights Vary enemy tactics Let combat outcomes affect the story Combat players are not murderhobos — they are problem-solvers through conflict. Segment 4 — Story-Motivated Players Story-motivated players care about: narrative continuity themes cause and effect They engage when: choices matter long-term the world remembers what happened actions have moral weight How to support them: Reference past events Let NPCs evolve Show consequences over time These players want to feel like they're inside a living story, not a sequence of quests. Segment 5 — Social-Motivated Players Social players thrive on: roleplay conversation influence They engage when: NPCs feel real dialogue changes outcomes relationships matter How to support them: Give NPCs goals, not scripts Allow talking to replace fighting Let reputation shape the world Social players don't want to “win” conversations — they want to change people. Segment 6 — Puzzle-Motivated Players Puzzle players enjoy: logic riddles systems They engage when: problems have multiple solutions clues reward attention thinking beats brute force How to support them: Present mysteries, not just locks Offer layered clues Allow creative solutions Important note: Never lock progress behind a single puzzle solution — frustration kills momentum. Segment 7 — Power-Motivated Players Power players want: growth mastery competence They engage when: abilities matter progression feels meaningful success is visible How to support them: Let characters shine at what they're good at Use enemies that highlight strengths Tie advancement to narrative moments Power players aren't selfish — they're expressing fantasy fulfillment. Segment 8 — Discovery-Motivated Players Discovery players love: lore exploration secrets They engage when: the world feels deep curiosity is rewarded unanswered questions exist How to support them: Seed rumors and mysteries Hide lore in the environment Let exploration change understanding Discovery players make the world feel bigger. Segment 9 — Character-Driven Players Character-driven players focus on: identity personal growth internal conflict They engage when: backstory matters choices challenge beliefs arcs evolve naturally How to support them: Ask “What would this cost emotionally?” Tie personal stakes into larger events Let characters change These players are here for transformation. Segment 10 — Chaos / Thrill-Motivated Players Chaos players want: unpredictability excitement surprise They engage when: anything could happen rules bend for fun the table laughs How to support them: Embrace wild ideas occasionally Use unexpected twists Channel chaos, don't suppress it Chaos players provide energy — manage it, don't fight it. Segment 11 — Using Motivations to Tune Your Game Here's the practical application. For campaigns: Identify each player's top two motivations Make sure each appears regularly Avoid letting one dominate constantly For encounters: Mix motivations inside single scenes Add social choices to combat Hide lore inside puzzles Let chaos moments exist safely Balance is achieved over time, not per session. Segment 12 — The DM101 Mindset Shift Here's the core philosophy: Players aren't difficult — they're motivated differently. Once you understand that, frustration turns into clarity. You stop asking: “Why don't they care about this?” And start asking: “Who is this for?” That question changes everything. Outro And that's it for this episode of Dungeon Mastering 101, Core Foundations: Understanding Player Motivations! Do you have any tips or tricks based on your experience as a player or Dungeon Master? Was I off base on any of my suggestions? Feel free to email me at info@dlsaga.com or leave a comment below.  Thank you for tuning in. Don't forget to like and subscribe to this channel, ring the bell, and you can support this channel by becoming a Patron on Patreon, a Member of this YouTube channel, and you can pick up Dragonlance Gaming materials, using my affiliate link. All links are in the description below. Thank you Creator Patron Aaron Hardy, Producer Patron Azrael, and Developer Patrons Chris Androu & Sam Ruiz! This channel is all about celebrating the wonderful world of the Dragonlance Saga, and I hope you will join me in the celebration. Thank you for watching, this has been Adam with DragonLance Saga and until next time Slàinte mhath (slan-ge-var).

In this episode of Scene N Nerd, hosts Sarah Belmont and Will Polk delve into the latest happenings in the worlds of Fallout and A Knight of the Seven Kingdoms. The duo kicks off with a recap of Fallout Season 2, Episode 5, titled "The Wrangler," where they explore the tense dynamics between Ghoul and Lucy in present-day Las Vegas, as well as the intriguing flashbacks involving Robert House and Cooper Howard. Sarah and Will share their thoughts on character development, storytelling, and the show's pacing, highlighting the balance between present-day plotlines and past events.  Transitioning to Westeros, they discuss the pilot episode of A Knight of the Seven Kingdoms, reflecting on Dunk's journey and his budding partnership with Egg. While Sarah expresses some initial boredom with the slower pacing, Will appreciates the intimate storytelling and character interactions. Together, they contemplate the potential for character growth and the unfolding narrative as they embark on this new adventure in the realm of dragons and knights.

Travailler dans la petite enfance lorsqu'on est un homme n'est pas une mince affaire. Et pourtant, c'est un métier passion qui ne devrait pas concerner seulement 1,5 % des professionnels. Chapitres

Episode TranscriptResourcesPodcastsForgiveness - Joyful Journey Podcast Forgiveness Sermon Series - Milton Vincent BooksThe Gospel Primer - Milton VincentWebsiteMasters of Arts in Biblical Counseling Faith Bible SeminaryVisit the ⁠⁠⁠Joyful Journey website⁠⁠⁠ to sign up for our newsletter, view a transcript, and search previous episodes.Emails us with questions or comments atjoyfuljourneyquestions@outlook.com⁠⁠⁠Facebook⁠⁠⁠,⁠⁠⁠Instagram ⁠⁠⁠⁠⁠⁠Donate to Joyful Journey Podcast⁠⁠⁠Joyful Journey Podcast is a ministry of Faith Bible Seminary. All proceeds go to offset costs of this podcast and toward scholarships for women to receive their ⁠⁠MABC through Faith Bible Seminary⁠⁠⁠.

Episode TranscriptResourcesPodcastsForgiveness - Joyful Journey Podcast Forgiveness Sermon Series - Milton Vincent BooksThe Gospel Primer - Milton VincentWebsiteMasters of Arts in Biblical Counseling Faith Bible SeminaryVisit the ⁠⁠⁠Joyful Journey website⁠⁠⁠ to sign up for our newsletter, view a transcript, and search previous episodes.Emails us with questions or comments atjoyfuljourneyquestions@outlook.com⁠⁠⁠Facebook⁠⁠⁠,⁠⁠⁠Instagram ⁠⁠⁠⁠⁠⁠Donate to Joyful Journey Podcast⁠⁠⁠Joyful Journey Podcast is a ministry of Faith Bible Seminary. All proceeds go to offset costs of this podcast and toward scholarships for women to receive their ⁠⁠MABC through Faith Bible Seminary⁠⁠⁠.

The Denver Nuggets beat the New Orleans Pelicans to go to 27-13. Remarkable considering that Nikola Jokic has been out since December 29th. In the second half Jeff talks about how the aprons might affect Anthony Davis trade scenarios and the restricted free agency of Peyton Watson. Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I'm a big believer that we can receive good advice from anyone, regardless of their age. Emma Shandy Anway is a West Coast-based Licensed Marriage and Family Therapist who specialises in relational and sex therapy. Although in her mid thirties, she has extensive experience working with couples aged 50+ and, during this episode, we discussed her work specifically with those aged 70+. Having chatted several weeks ago with Dr. Susan Campbell, herself in her 80s, about her sex life, I was curious on how someone fifty years her junior approaches the topic with her older clients because I have found that lived experience counts for a huge amount and sometimes those who have no concept of what it means to be older fall into familiar tropes and stereotypes that have no bearing on reality.I can't say that about Emma whose approach with her older patients clearly demonstrates an openness and eagerness to help them embrace their sexual selves, whether that means exploring open relationships, kink or simply learning how to be a better lover to each other. As Emma says, age, illness and changing bodies do not have to mean the end of a vibrant sex life; the biggest shifts are in mindset, communication and willingness to experiment.​What I know is that it is never too late to learn, explore or rewrite your sexual story, as long as you genuinely want to and are prepared to be curious, honest and kind with yourself and your partner.You can find Emma here:https://www.esacounseling.com/abouthttps://www.instagram.com/pennyboardpsychHere's a Yes/No/Maybe checklist I consider to be particularly comprehensive:You can find the episode with Dr. Susan Campbell here:Chapters00:00 Introduction to Sexuality in Later Life01:44 Understanding the Motivations for Seeking Therapy06:53 Redefining Good Sex: From Okay to Magnificent12:06 Navigating Disappointment and Apathy in Relationships16:19 Body Confidence and Aging: Embracing Change23:09 Exploring Alternative Relationships and Sexuality27:47 Communication Tools for Sexual ExplorationUnlock even more pleasure, clarity, and confidence in your intimate life by becoming a paid subscriber.You'll gain full access to every weekly blog, the complete archive of 150+ expert-led podcasts, the private chat room for candid Q&A, and my 32‑page guide Sex Toys and Supplements for Thriving in Later Life.If you're ready to deepen your knowledge, explore new possibilities, and feel fully supported on your journey, upgrade today only £6.99/month or £49.99/year.I rely on your financial support to help produce each weekly episode of the podcast and blog post. Do consider becoming a paid subscriber if you can. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.sexadviceforseniors.com/subscribe

Paul reminds us of the motive behind each of the five admonitionsof sins that we are to “put off”. The admonition “to put off lying”.Why? The motivation is because we are members of one another, and therefore weare to speak the truth to one another. The next admonition is, “Be angry, anddo not sin; do not let the sun go down on your wrath, nor give place to thedevil.” The motivation is to remember that whenever we allow anger to get thebest of us—when anger turns into bitterness and malice, and then is released inwrath—it brings harm, hurt, and destruction to others and even to ourselves. Atthat point, we have given place to the devil. Itis important to understand that the emotion of anger itself is not sinful.Anger is actually a good thing because it reflects that we have a sense ofjustice, that we all have, because we are created in the image of God, Because Godis a God of justice, He must punish evil. The Bible tells us that God is angrywith the wicked every day (Psalm 7:11). In that sense, our emotion of anger reflectsa God-like concern for what is right and should be rewarded, and what is wrongor evil and should be punished. However, Scripture teaches in both the Old andNew Testaments that we are to let God take care of vengeance. Paulclearly speaks of how as believers we are to responded to evil and offences in Romans12:17-21: “Repay no one evil for evil. Have regard for good things in thesight of all men. If it is possible, as much as depends on you, live peaceablywith all men. Beloved, do not avenge yourselves, but rather give place towrath; for it is written, "Vengeance is Mine, I will repay," says theLord.  LetGod take care of the offense or pain you feel in your heart or life. When youdo, you are able to display the character of Christ by forgiving those who harmyou. Stephen did this when he prayed, “Lay not this sin to their charge.” Jesusdid the same when He said, “Father, forgive them, for they know not what theydo.” We take the hurt, the pain, and the offenses committed against us andchoose to forgive. In doing so, we are like Jesus. We are following Hisexample. We are allowing the light of God and the life of Christ to shinethrough us.Itis very human and very natural to respond in anger when we are hurt, because wedo have a sense of justice. But we must allow God to be the Judge. He is theOne who will take care of the vengeance we feel in our hearts. We are not toget even as the Gentiles do—saying, “I'll pay them back.” No, my friend, youdon't need to pay them back. God will take care of that.Inthe meantime, instead of giving place to the devil and allowing him to ruin andwreck your life, you give place to God. You worship God instead of Satan. Youare saying, “Lord, I want You to rule and reign. I want You to display Yourpower and Your glory in my life.” Remember David in the Old Testament,particularly in the Psalms. He expressed his anger, but he took it to God. ReadPsalm 109. David gave it to the Lord and said, in effect, “Lord, I place this in Yourhands.” Romans 12:21 teaches us. “Do not be overcome by evil,but overcome evil with good.” You have the opportunity to do good to thosewho hurt you and cause you pain. In doing so, you demonstrate that you trulytrust God to handle the justice, the consequences, and whatever needs to bedone in the life of the one who hurt you.Oh,my friend, we have the privilege of walking as Christ walked and living asChrist lived because we have His power—His Holy Spirit—living within us. If itis possible, as much as depends on you—and remember, He lives in you—you simplyyield yourself to Him. Trust Him. Determine to obey His truth. As you yield tothe Holy Spirit, love, joy, and peace will be displayed in your life, and thepeople around you will see Jesus in you—especially when you are hurt. Insteadof giving place to the devil, you give place to the Lord Jesus Christ, and Heis displayed and glorified through your life.

SummaryIn this episode, Clayton Cuteri delves into significant current events, focusing on the U.S. military operation in Venezuela and the Minnesota fraud case. He explores the underlying economic motivations, the role of Israel, and the distractions posed by ongoing allegations against political figures. The conversation also touches on the importance of empowerment and spiritual wealth, encouraging listeners to seek personal growth and understanding in a complex world.Clayton's Social Media LinkTree | TikTok | Instagram | X (Twitter) | YouTube | RumbleTimecodes 00:00 - Intro00:30 - Major Stories of the Week: Venezuela and Minnesota Fraud01:23 - U.S. Military Operation in Venezuela: The Facts03:11 - Understanding the Layers of Venezuela's Situation06:27 - The Economic Motivations Behind Venezuela's Takeover15:22 - The Role of Israel in Venezuela's Political Landscape18:08 - Distractions and Allegations: The Epstein Files21:05 - America's Military Role in Global Politics24:48 - Minnesota Fraud: A Local Perspective33:40 - Empowerment and Spiritual WealthIntro/Outro Music Producer: Don Kin IG: https://www.instagram.com/donkinmusic/Spotify: https://open.spotify.com/artist/44QKqKsd81oJEBKffwdFfPSuper grateful for this guy ^NEWSLETTER - SIGN UP HEREBecome a supporter of this podcast: https://www.spreaker.com/podcast/traveling-to-consciousness-with-clayton-cuteri--6765271/support.Official Traveling to Consciousness Website HEREALL Indigo Education Podcasts HEREMy Book: The Secret Teachings of Jesus HERE

⁠⁠Episode Transcript⁠⁠ResourcesPodcasts/SermonsForgiveness - Joyful Journey Podcast Forgiveness Sermon Series - Milton VincentDemonstrating Hesed Love - Joyful Journey PodcastThe Hesed Love of God - Joyful Journey PodcastBooksUnpacking Forgiveness - Chris BraunsWebsiteFaith Bible SeminaryVisit the ⁠⁠Joyful Journey website⁠⁠ to sign up for our newsletter, view a transcript, and search previous episodes.Emails us with questions or comments atjoyfuljourneyquestions@outlook.com⁠⁠Facebook⁠⁠,⁠⁠Instagram ⁠⁠⁠⁠Donate to Joyful Journey Podcast⁠⁠Joyful Journey Podcast is a ministry of Faith Bible Seminary. All proceeds go to offset costs of this podcast and toward scholarships for women to receive their ⁠MABC through Faith Bible Seminary⁠⁠.

Week 18 is a always a mess for fantasy football, but you can get an edge if you know what each team has on the line. Jeff breaks it all down, going game by game and giving you the motivations for all 32 teams. Get Jeff's content: FTN Fantasy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week on the WHOOP Podcast, WHOOP Global Head of Human Performance, Principal Scientist, Dr. Kristen Holmes sits down with fitness entrepreneur and creator of WeGlow, Stef Williams. The two discuss building an empowering global community, navigating endometriosis, redefining movement, and Stef's pregnancy journey. Stef opens up about her path from athlete to influencer, the realities of running multiple businesses, her evolving relationship with health and mindset, and how intentional lifestyle choices helped her reclaim her wellbeing. This episode highlights the power of a positive mindset, training, and understanding your body to feel stronger, more connected to your health and wellness goals.  (00:00) Cold Open(00:43) Intro(02:36) Rapid Fire Questions(07:14) Stef's Background and Building WeGlow(12:26) Fighting Exercise Burnout(14:02) Common Misconceptions In The Fitness Industry(16:21) Inner Ad(16:34) Stef's Day In The Life: Entrepreneur and Fitness Influencer(20:40) Ins and Outs of Running The Business(25:20) Pregnancy, Balancing A Career, and Lifestyle Changes(28:22) How Stef Uses WHOOP For Her Health and Wellness(33:09) Inner Ad(33:42) Managing Endometriosis: Signs and Symptoms(39:02) Nutrition, Lifestyle, and Preventative Care with Endometriosis(45:09) Cycle Tracking and Navigating Pregnancy with Endometriosis(50:25) Getting A Diagnosis and Mindset Training(51:30) Stef's Goals and Motivations (56:10) Stef's Advice For Women in Training and Business(58:33) Kristen's Advice For Expecting Mothers(01:00:51) OutroStef Williams InstagramTikTokYouTubeLinkedInFacebookWeGLOWSupport the showFollow WHOOP: Sign up for WHOOP Advanced Labs Trial WHOOP for Free www.whoop.com Instagram TikTok YouTube X Facebook LinkedIn Follow Will Ahmed: Instagram X LinkedIn Follow Kristen Holmes: Instagram LinkedIn Follow Emily Capodilupo: LinkedIn

Unaffiliated voters now make up half of the electorate in Colorado. A new poll is shedding light on this crucial bloc. Colorado Sun political reporters Jesse Paul and Taylor Dolven dug into the data. Read more: https://coloradosun.com/2025/12/15/colorado-unaffiliated-voters-poll-2025/See omnystudio.com/listener for privacy information.

In this episode, Shakil Prasla details his riveting journey from scraping together personal loans to make his first big bet, to seeing multi-million-dollar failures and ultimate success. Shakil Prasla candidly discusses his transition from e-commerce to acquiring over 30 businesses, managing a diverse portfolio of gas stations, convenience stores, and real estate. Learn how he built a system around optimizing efficiency, minimizing risk, and the importance of finding the right people for the right roles. This insightful conversation also touches on overcoming massive financial setbacks, the emotional toll of failure, and the importance of family and mental health. Discover the strategies that led to Shakil Prasla's recovery and ultimate success, as well as how he finds meaning and excitement in his entrepreneurial pursuits.   00:00 The Big Bet: From $200 to $10 Million 00:13 The Rise and Fall of a Glove Empire 00:54 Luxury Cars and Lifestyle 01:15 From Poverty to Prosperity: Shakil Prasla's Journey 02:33 Building a Business Empire 03:56 Secrets to Managing Multiple Businesses 05:57 The Real Estate Strategy 07:36 E-commerce Success Stories 10:56 The Challenge Coin Success 30:22 The Gloves Gamble: A Cautionary Tale 45:30 Cashflow Issues and Acquisitions 46:44 Overcoming Setbacks and Staying Positive 49:27 The Drive for Relevance and Success 51:32 Evaluating Goals and Motivations 53:50 Lessons from Failures and Successes 56:08 The Importance of Time and Freedom 57:32 Strategies for Buying Businesses 01:03:34 The Role of People in Business Success 01:09:00 Maintaining and Growing Businesses 01:14:56 Finding Meaning Beyond Financial Success 01:19:38 Reflections and Future Plans    

Laurence Bristow is a former staffer at the Reserve Bank of Australia and currently is a Vice President and Research Associate at the Bank Policy Institute. In Laurence's first appearance on the show, he discusses the differences between the Reserve Bank of Australia and the Fed, The RBA's change in operating systems, what a demand driven system actually looks like, the motivation for the RBA to make this change, calls for changes to the operating system within the Fed, and much more. Check out the transcript for this week's episode, now with links. Recorded on November 20th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Intro 00:01:22 - Laurie's Career 00:05:15 - Reserve Bank of Australia 00:11:33 - RBA's New Monetary Policy Implementation System 00:17:28 - What Is a Demand-Driven System? 00:26:02 - Interbank Market 00:31:33 - Motivations for a Demand-Driven System 00:40:10 - Bank Policy Institute Money Market Symposium 00:52:36 - Outro

The December 2025 recall features four previously released episodes focused on neuropalliative care. The episode begins with Dr. Stacey Clardy speaking with Dr. Janis Miyasaki about her path into neurology, the integration of palliative care into neurologic practice, and the essential role of patient-centered care. The conversation continues with Dr. Miranda Wan addressing strategies to enhance training and public awareness to optimize palliative care for patients with neurologic conditions. The recall concludes with Dr. Carolyn Rennels discussing the characteristics and motivations of patients with ALS who sought medical aid in dying in a two-part series.  Podcast links: 2025 AAN President's Award Recipient - Dr. Janis Miyasaki  Attitudes and Perceptions on Palliative Care Characteristics and Motivations of People With ALS Who Pursue Medical Aid in Dying - Part 1 Characteristics and Motivations of People With ALS Who Pursue Medical Aid in Dying - Part 2 Article links: 2025 AAN President's Award Neurologists' Attitudes and Perceptions on Palliative Care: A Qualitative Study  Characteristics and Motivations of People With Amyotrophic Lateral Sclerosis Who Pursue Medical Aid in Dying in California Disclosures can be found at Neurology.org.   

Leaked transcripts of a call between U.S. special envoy Steve Witkoff and an advisor of Russian President Vladimir Putin detail how President Trump's 28-point peace proposal came about. The president dismisses the leak, saying it shows standard negotiating tactics. Trump, who once campaigned on ending the war within 24 hours, is now thought to care more about reaching a deal than what's in it.And millions of Americans will take to the skies this week. The FAA says this year's Thanksgiving could be the busiest in more than a decade.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Kate Bartlett, Rebekah Metzler, Russell Lewis, HJ Mai and Alice Woelfle.It was produced by Ziad Buchh, Nia Dumas and Christopher Thomas.We get engineering support from Zo van Ginhoven. And our technical director is Carleigh Strange.Our Supervising Producer is Michael Lipkin.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

The Alabama Crimson Tide visits the Auburn Tigers Saturday in Jordan-Hare. Alabama Football is a 6-point favorite over Auburn Football. For Alabama, is it win and in the College Football Playoffs? The SEC Championship Game is Alabama's destination with a win over Auburn. Would that be only viewed as a “bonus” by the committee? Alabama tackle Kadyn Proctor on how physical Auburn's defense plays. Who is the more physical team, Alabama or Auburn? For Auburn, does a win make DJ Durkin the most appealing candidate for the head coaching position or, are you Jon Sumrall or bust? Auburn interim coach DJ Durkin on what he sees in Alabama QB Ty Simpson. Bigger Iron Bowl motivation: Bowl eligibility or beating Alabama? PLUS, LT's Trash presented by Bud Light! SUBSCRIBE: @NextRoundLive - / @nextroundlive FOLLOW TNR ON RUMBLE: https://rumble.com/c/c-7759604 FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Sponsor the show: sales@nextroundlive.com #SEC #Alabama #Auburn #secfootball #collegefootball #cfb #cfp #football #sports #alabamafootball #alabamabasketball #auburnbasketball #auburnfootball #rolltide #wareagle #alabamacrimsontide #auburntigers #nfl #sportsnews #footballnews Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Bird is the Wall Street editor for The Economist magazine and is the author of The Land Trap: A New History of the World's Oldest Asset. Mike returns to the show to discuss the conclusion of Abenomics, the origins of land as an asset, the surge in housing prices during the COVID-19 Pandemic, the unsuspecting story of Wolf Ladejinsky, how housing impacted Japan's lost decade, the modern history of land in China, and much more. Check out the transcript for this week's episode, now with links. Recorded on November 4th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow Mike on X: @Birdyword Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Intro 00:01:27 - Abenomics 00:04:32 - Motivations for The Land Trap 00:7:58 - Land as a Different Kind of Asset 00:14:55 - COVID-19 Housing Prices 00:20:42 - Land as an Enduringly Important Asset 00:24:34 - Wolf Ladejinsky 00:37:14 - Japan from 1980s Onward 00:47:28 - Land in China 00:56:36 - Henry George 01:00:42 - Outro

-Special Reports and Interviews (0:00) -Doctors' Obsoleteness and Special Message (2:53) -Japan's Economic Troubles and Stimulus Package (4:34) -Currency Collapse and Government Rug Pull (10:03) -Gold, Silver, and Crypto as Safe Havens (16:10) -Doctors' Replacement by AI and Future Job Prospects (33:39) -Mike Huckabee and Jonathan Pollard Scandal (33:58) -Bitcoin and Crypto Market Updates (44:07) -Upcoming Programs and Thanksgiving Plans (45:47) -Introduction and Guest Welcome (1:20:38) -Origins and Vision of Brighteon AI (1:22:30) -Development and Training of Brighteon AI (1:25:50) -Public Distribution and Accessibility (1:32:24) -Preparation for Apocalyptic Scenarios (1:37:16) -Future Plans and Technological Advancements (1:43:18) -Challenges and Motivations (1:53:23) -Conclusion and Future Collaboration (1:55:29) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

In this Huberman Lab Essentials episode, my guest is Dr. David Buss, PhD, a professor of psychology at the University of Texas at Austin and a pioneer in the field of evolutionary psychology. We explore the science behind human mate selection in both short- and long-term relationships. We discuss universal traits valued in long-term partners along with key differences between women and men in what they prioritize when selecting a mate. We also discuss the darker aspects of mating behavior, such as deception, the evolutionary function of jealousy and the motivations behind stalking. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman LMNT: https://drinklmnt.com/huberman Function: https://functionhealth.com/huberman Timestamps (0:00) David Buss (0:21) Mate Selection, Preferences & Competition (3:26) Desirable Qualities of Men & Women, Universal Traits for Long-Term Mates (4:38) Women's Preferences; Men's Preferences; Age Differences (8:58) Sponsor: LMNT (10:32) Mate Deception & Online Dating, Tool: Travel, Stress & Emotional Stability (13:41) Short- vs Long-Term Mates, Men vs Women Preferences (15:58) Sponsor: AGZ by AG1 (17:27) Jealousy, Mate Value Discrepancy, Vigilance to Violence (20:58) The Dark Triad, Sexual Harassment & Coercion (22:18) Stalking, Motivations & Outcomes (24:57) Sponsor: Function (26:38) Childhood Attachment Styles & Relationship Stability (27:43) Self-Assessment for Mate Value, Self-Esteem (31:20) Evolutionary Psychology & Neuroscience (32:05) David Buss' Books; Acknowledgements Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices