Podcasts about plancorp

In this episode of The Liquidity Event, AJ Ayers hosts two Chief Investment Officers, Peter Lazaroff CFA, CFP® from Plancorp and Rubin Miller CFA from Peltoma Capital Partners, for a chat on cash management strategies, investment philosophies, and calling BS on industry trends.   Key Timestamps: (0:00) Introductions and background (2:48) Career paths in investment management (12:43) Cash management strategies in today's high-interest environment (13:57) Risk-free rates and building portfolios around them (30:00) Tax loss harvesting: overhyped or valuable strategy? (31:13) Direct indexing and SMAs - worth it or not? (37:01) Dumbest purchases - from $13k couches to levered ETFs  

Click here to work with us! What if you could turn those green numbers in your investment account into retirement income while paying as little in taxes as possible? That's exactly what we're covering today with Peter Lazaroff, Chief Investment Officer at PlanCorp. We're tackling the challenge many of us face: managing deferred gains in our portfolios and figuring out the smartest ways to reduce the tax hit as we transition to retirement. Peter and I talk through a range of strategies for handling concentrated stock positions, whether it's selling off winners gradually, taking advantage of tax-loss harvesting, or exploring more advanced options like exchange funds or a 351 exchange. These aren't just dry financial concepts—they're real, actionable ideas that can help you simplify your portfolio and make the most of what you've saved. And trust me, simplifying your financial “closet” can feel like a huge weight lifted. We also talk about the emotional side of investing. Why does it feel so hard to part with stocks that have been good to us? Whether it's an attachment to the company or pride in your early picks, Peter shares why these feelings matter and how to move past them to make decisions that better serve your long-term goals. Stick around—you won't want to miss the insights he has to share.  Outline of This Episode (0:20) Peter Lazaroff's Options for Reducing Taxes on Deferred Gains Pre-Retirement (01:46) Why retirees need to manage large brokerage gains. (03:10) The emotional challenge of selling winning stocks. (05:20) Risks of concentrated stock positions and diversification. (09:00) Tax-loss harvesting and direct indexing strategies. (14:30) Simplifying portfolios with the 351 exchange. (18:40) Portfolio simplicity and enjoying retirement income. Resources & People Mentioned The Retirement Podcast Network Peter Lazaroff's Book: "Making Money Simple" – www.peterlazaroff.com/freebook Peter Lazaroff's Website – peterlazaroff.com The Long Term Investor Podcast – thelongterminvestor.com Connect with Peter Lazaroff Peter's website Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/start Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Sign up for my newsletter so that you don't miss special offers and exclusive content. How much money do you really need to retire? It's one of the most important—and personal—questions in financial planning. This episode explores two popular retirement savings benchmarks, and explains why they may or may not work for you.   But benchmarks are just the beginning. Peter dives into personalized strategies to calculate your income replacement rate and portfolio withdrawal needs, revealing the key factors that make retirement planning unique for everyone.    If you're ready to take the guesswork out of retirement planning and learn what it takes to build a future you can feel good about, this episode is for you!   Listen now and learn: How much you should have saved at each age Why income replacement rates vary—and what yours might be How to estimate your retirement portfolio needs with real-world examples The tools Plancorp uses to help clients plan for success Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Welcome to this episode of 20/20 Money! My guest on today's show is Peter Lazaroff, CFA, CFP®, Chief Investment Officer at Plancorp, host of The Long Term Investor podcast, and the author of the book Making Money Simple.   Peter joins me on the show to talk about an investment approach that has been around for a long time but is starting to become more prevalent for investors: direct indexing. We talk about what direct indexing is through an abridged story on the evolution of investment vehicles for investors, some of the considerations and tradeoffs, how a direct indexing approach can minimize a practice owner's tax bill in the year that they sell their practice, and why an index investor should be, at the very least, doing their own due diligence on a direct indexing advisory firm & manager to complement their already-sound investment philosophy.   As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our monthly “planning life on purpose” newsletter that's filled with tips and ideas to help you plan your best life, on purpose. You can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to ultimately help them live their best life on purpose. Lastly, if you're interested in learning more about the 20/20 Money Ultimate Financial Masterclass, a course that we created to help ODs become “brilliant at the financial basics,” please check out the link in the show notes of this episode to learn more.   And with that introduction, I hope you enjoy my conversation with Peter Lazaroff, CFA, CFP®.   Resources: 20/20 Money Masterclass Information Get a FREE copy of Peter's Book!! Single-stock volatility & equity market returns - JP Morgan Guide to the Markets S&P 500: Index Concentration & Valuations - JP Morgan Guide to the Markets Magnificent 7 Performance & Earnings Dynamics - JP Morgan Guide to the Markets   ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify Google Podcasts Stitcher  ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!

Proactive tax planning could save you thousands. If you're ready to hire an advisor, my team at Plancorp is here to help. Schedule a call today to learn more. -----  Avoiding tax surprises isn't just about filing on time—it's about planning ahead.    This episode shares six real life examples of how tax projections can potentially save you thousands on your future taxes and thoughtfully guide the bigger picture of your financial plan. Learn actionable strategies for reducing your tax liability, whether you're managing retirement withdrawals, timing business expenses, or exploring Roth conversions.   Listen now and learn:   Why tax projections are essential for proactive financial planning. Strategies for minimizing taxes on Social Security, RMDs, and capital gains. How to use tax projections to optimize your financial decisions year-round. Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Today, I'm talking about navigating the risks of concentrated investments. Specifically, Peter Lazaroff, CIO of Plancorp, joins me to answer three BIG questions: ➤ How do you know if you have a "concentrated investment?" ➤ What are some little-known risks investors aren't considering? ➤How do you (tax-efficiently) diversify concentrated investments? I also share a specific exercise investors can follow to decide if they should sell some or all of their concentrated holding(s). *** FREE RETIREMENT PLANNING RESOURCES: Subscribe to the Stay Wealthy Retirement Newsletter! As a thank you, you'll receive three (3) of my MOST popular retirement & tax cheatsheets.  You'll also receive my weekly retirement newsletter!

What happens if the spouse who handles all the finances suddenly isn't there? In this episode, Senior Wealth Manager Sara Gelsheimer of Plancorp joins us to explore why both spouses need to be involved in financial decisions. Whether due to sudden life changes or the realities of aging, having only one financial decision-maker can leave the other spouse unprepared for critical responsibilities. Sara shares practical steps and real-life examples that highlight the importance of financial involvement for both partners. Listen now and learn: The risks of relying on a single household financial decision-maker Actionable steps the “non-money” spouse can take to build confidence How couples can foster financial alignment and open communication The benefits of choosing an advisor both spouses trust Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions. [00:04] The Risks of Having Only One Financial Decision-Maker [02:24] Key Statistics on Women and Financial Literacy [04:41] The Benefits of Both Spouses Being Financially Informed [06:16] Real-Life Examples of Preparing Non-CFO Spouses [11:05] Actionable Steps for the Non-CFO Spouse [14:48] How the CFO Spouse Can Help Their Partner [18:33] How to Choose a Financial Advisor for Both Spouses [22:50] Resources for the Non-CFO Spouse  

"C-Roc" welcomes Peter Lazaroff, a seasoned financial advisor and co-chief investment officer at Plancorp. Peter shares his insights on the importance of authenticity in the financial industry and the value of learning from mistakes. He opens up about his investing blunders, including the pitfalls of using leveraged ETFs and the challenges of managing individual stocks, despite his decorated career as a stock analyst. Peter discusses the importance of transparency with clients and his approach to sharing his financial journey, including his assets, liabilities, and spending habits, which he details on his website, https://peterlazaroff.com/ He stresses the need for realistic financial goals and the futility of aiming for perfection, advocating instead for a focus on minimizing mistakes and enjoying the journey rather than fixating solely on the destination. The conversation touches on the balance between risk and reward in investments, with Peter drawing analogies to horse racing to illustrate the unpredictability of the markets. He also reflects on the significance of finding happiness through experiences rather than merely accumulating wealth. C-Roc and Peter explore the unique challenges faced by entrepreneurs, emphasizing the importance of investing in oneself and one's business. Peter highlights that while financial advisors can help grow wealth and minimize taxes, the real key to creating substantial wealth often lies in having ownership of a successful venture. He shares insights on the value of human capital and the compounding benefits of personal growth and skill development. Tune in to this insightful episode to gain valuable perspectives on financial management, investment strategies, and the entrepreneurial journey. Don't miss the opportunity to learn from Peter's experiences and apply his wisdom to enhance your financial and personal growth. Webiste- https://peterlazaroff.com/ Social Media Links/Handles: https://www.facebook.com/peterlazaroffcfp https://www.instagram.com/peterlazaroff/ https://www.linkedin.com/in/peterlazaroff/ https://twitter.com/PeterLazaroff

This episode welcomes back Sara Gelsheimer, Senior Wealth Manager at Plancorp, to discuss the challenges and strategies for female breadwinners, balancing career and family, and the importance of integrating mental wellness into financial planning.   Listen now and learn: The importance of becoming more involved and confident in your financial life Practical strategies to negotiate better work-life balance. The importance of education, asking questions, and the role of effective communication in financial planning   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   (02:04) Empowering Women in Finance (05:54) Challenges for Female Breadwinners (08:34) Tailored Financial Planning for Women (09:09) Balancing Career and Family as a Working Mom (14:37) Financial Planning Strategies for Women Leading Financially (21:59) Integrating Mental Wellness into Financial Planning (24:00) Emerging Financial Trends and Advice for Women

In this episode, Cameron Howe is joined by Peter Lazaroff, CIO of Plancorp and Brightplan, overseeing over $6 billion in assets under management for over 1,500 clients nationwide. Peter is also the author of the book "Making Money Simple," with a foreword by Sam Altman.   Portfolio Construction Philosophy [00:59]   There is no perfect one-size-fits-all portfolio. The perfect portfolio is the one an individual can stick with through market ups and downs. Plancorp's approach starts with an investment philosophy rooted in peer-reviewed academic research to avoid deviating from the established portfolio. The starting point is the total market portfolio, as that's the likely benchmark for most investors. Factors like liquidity needs, employment status (human capital), and risk tolerance inform deviations from the total market portfolio. Home country bias is common, with investors tending to overweight domestic holdings. Quantitative vs. Fundamental Approach [10:16]   Plancorp takes a more quantitative approach, focusing on factors with robust research backing and proven out-of-sample data across asset classes. They primarily use three or four factors like value, profitability, and in some cases, size and momentum. The goal is to implement robust factors while avoiding the "bad side effects" of implementing unsuccessful factors from data mining. Reducing Emotional Biases [28:45]   Clients, advisors, and portfolio managers all have inherent biases that must be accounted for. Techniques like red team/blue team debates, blind voting on portfolio metrics, and keeping investment committees small help reduce bias. Humility and viewing decisions through the lens of process rather than just outcomes is crucial. Advisors should be aware of biases introduced by marketing from asset managers. Key Takeaways   Don't overcomplicate investing; the simplest solutions are often best. Embrace an evidence-based, hypothesis-testing approach to portfolio decisions. Reducing behavioral biases requires processes that foster diverse perspectives and honest self-evaluation. An advisor's role is to help clients stick to their long-term investment plan and avoid costly mistakes driven by emotion. Connect with Peter Lazaroff   Social Media: @PeterLazaroff Website: www.thelongtermportfolio.com Podcast: The Long Term Portfolio

Peter Lazaroff is the host of The Long Term Investor podcast and serves as the Chief Investment Officer at PlanCorp, a registered investment advisory in St. Louis. On today's show, Jesse and Peter talk about the cognitive challenge of investing at all-time highs. It's normal to feel like a crash might be coming; but it always feels that way, and you shouldn't be worried about it. If you're a long-term stock market investor and want to think a little more rationally or learn, this is the episode for you!    Key Takeaways: Why you should expect corrections and bear markets,, but shouldn't worry about them. Why the stock market keeps going up, regardless of the political party in power. Should you continue investing when the market is at an all-time high? Why you shouldn't be worried about what's happening in the short run.  How the evidence cuts both ways in investing, and how to simplify it. Why you should diversify into global stocks. How to prepare for a bear market.   Mentions:

The conversation continues with Derek Jess, Senior Wealth Manager and Shareholder at Plancorp, who returns to delve deeper into executive compensation planning strategies.   Listen now and learn: Key strategies for deferred compensation plans Advanced strategies for exercising stock options The important nuances of establishing a 10b5-1 plan   Be sure to also check out last week's episode with Derek about Equity Compensation Strategies: Everything You Need to Know.   [02:00] Advanced Deferred Compensation Planning Strategies [11:35] Advanced Strategies for Exercising Stock Options [16:20] Understanding AMT Planning for Incentive Stock Options  [21:25] The Importance of Setting a 10b5-1 Plan   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Derek Jess, Senior Wealth Manager and Shareholder at Plancorp, shares his vast knowledge of integrating equity and executive compensation into comprehensive financial planning strategies.     Listen now and learn: The essential considerations and tax implications for incorporating equity compensation into your financial plan Unique risks faced by employees with large company stock positions A systematic approach to managing company stock   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   [2:17] Understanding Deferred Compensation [3:43] Equity Compensation and Vesting Schedules [6:01] Restricted Stock vs. Stock Options [9:21] Tax Implications of Stock Options [14:05] Employee Stock Purchase Plans [17:36] Concentrated Stock Positions and Risks [21:05] Integrating Company Stock in Financial Planning [33:06] A Systematic Approach to Managing Company Stock  

In our latest podcast episode, we talk to Peter Lazaroff, the Chief Investment Officer at Plancorp, who shares his personal and professional journey in the world of finance. Starting from a childhood interest in money, sparked by a unique gift of Nike stock, Peter discusses his career evolution. He talks about the transition from stock analysis to a leadership role in management, emphasizing the importance of aligning with a company that reflects his values.Peter also explores the changing landscape of financial advising, focusing on a holistic approach that aligns with clients' core values. He offers insights into effective communication, the importance of ongoing learning, and the role of mentorship in the finance industry. This episode provides a realistic and informative perspective for anyone interested in personal development or professional growth in the finance sector.Peter's Book: https://www.amazon.com/Making-Money-Simple-Complete-Financial/dp/1119537878Social: https://www.linkedin.com/in/peterlazaroff/X: @PeterLazaroff

Artificial intelligence is revolutionizing financial advisory. How will AI impact investors' portfolios?This week on Framework, Ana Trujillo Limón, Director, Coaching and Advisor Content, and Odaro Aisueni, Wealth Planner, speak with Peter Lazaroff, Chief Investment Officer at Plancorp, LLC, about the impact of AI on financial planning, and the importance of diversification in investment portfolios. Peter highlights the potential of AI in automating tasks and providing information but emphasizes its limitations in understanding underlying issues. He also shares his views on the evolution of the financial planning industry and the increasing demand for professionals who can interact effectively with AI platforms. The conversation also covers the potential wealth inequalities that may arise in the future and the importance of personal branding for financial advisors.Peter discusses: His first money memory and his parents' approach to teaching him about moneyHis first big purchase and his son's interest in his old baseball card collectionHow AI can impact investors' portfolios and the role of advisorsThe evolution of the financial planning industry and the importance of soft skills for advisorsWhy soft skills are important for financial advisors in the evolution of the industryPotential benefits of AI in automating tasks and the need for high-quality informationThe importance of diversification in investment portfoliosStrategies for handling concentrated stock holdings for tech employeesAnd moreResources:The Long-Term InvestorMaking Money SimpleConnect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Peter Lazaroff:Plancorp, LLCPeter LazaroffLinkedIn: Peter LazaroffTwitter: @PeterLazaroffYouTube: @plazaroffAbout our Guest: Peter Lazaroff, CFA, CFP®, joined Plancorp in 2015 as Director of Investment Research. He became a shareholder of the firm in 2017 and Chief Investment Officer in 2020. As chair of the Investment Committee, Peter is responsible for overseeing the development, implementation, and communication of investment strategy. Throughout his career, Peter has built a reputation as an educator, and our clients appreciate his ability to simplify complex issues. While he spends most of his time developing and communicating our investment strategy, Peter also hosts a top-ranked podcast called The Long-Term Investor and is the author of Making Money Simple.Send us your questions, we'd love to hear from you! Email us at framework@carsongroup.com.Disclosure:This episode of Framework was pre-recorded. At the time of recording, Jamie Hopkins was affiliated with CWM, LLC. Jamie Hopkins is not currently registered with or affiliated with CWM, LLC.

The time for year-end tax and estate planning is now, and this year it's particularly important to get started as certain provisions from the Tax Cuts and Jobs Act will end soon. Plancorp's Susan Jones, JD, CFP joins the show to explain these important planning opportunities that deserve your attention before the end of the year.   Listen now and learn: The role tax projections play in long-term financial planning Multi-year planning opportunities for retirees, people with stock options, and business owners Potential impact of changing tax laws on the horizon   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Ken Greene invites guest Peter Lazaroff, a Chartered Financial Analyst and Chief Investment Officer at Plancorp. They discuss Lazaroff's passion for investing, which started when he was given a share of Nike stock as a kid, and how he obtained his CFA and CFP certifications. Peter explains the evolving role of the modern Chief Investment Officer, highlighting the importance of addressing the emotional side of investing and educating clients about the market. Lastly, they discuss the ESG investment approach and the importance of hearing various perspectives on investments. Who's the guest? Peter joined Plancorp in 2015 as Director of Investment Research. He became a shareholder of the firm in 2017 and Chief Investment Officer in 2020. Throughout his career, Peter has built a reputation as an educator, and our clients appreciate his ability to simplify complex issues. While Peter spends most of his time developing and communicating Plancorp's investment strategy, he also writes regularly for The Wall Street Journal and Forbes. In 2019, Wiley & Son's published his first book titled Making Money Simple. He also is the host of The Long Term Investor podcast. Peter and his wife, Ann, have two sons. When he has free time, he enjoys reading, traveling, swimming, and watching baseball.   Links and Resources from this Episode DISCLAIMER For resources and additional information of this episode go to http://engineeroffinance.com Connect with Ken Greene http://engineeroffinance.com Office 775-624-8839 https://www.linkedin.com/in/ken-greene https://business.facebook.com/GreeneFinance Connect with Peter Lazaroff https://www.plancorp.com/team/peter-lazaroff https://www.linkedin.com/in/peterlazaroff https://peterlazaroff.com/   Book a meeting with Ken If you liked what you've heard and would like a one-on-one meeting with the Engineer Of Finance click here Episode Highlights Peter discusses how he developed an interest in investing as a teenager and how it influenced his career choices.   How Peter started learning about investing by buying books and reading the Wall Street Journal. His decision to first go for his CFA and then CFP designations based on his role as an investment analyst How the best way to approach the CFA exam is to avoid communicating with others during breaks between tests as it may cause confusion The idea of advising clients to pay off high-interest debt like credit cards which can yield a guaranteed return equivalent to the interest rate Objectivity and taking an emotionless approach to investment decisions The role of emotion in investing How fear can often outweigh financial logic, particularly for people nearing retirement The challenges of getting clients to accept simplified investment options, like a one-fund portfolio Experience with ESG (Environmental, Social and Governance) investing How to start simplifying investments Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Spotify Subscribe with Stitcher Subscribe with RSS

Plancorp's CEO, Chris Kerckhoff, joins the show for a live recording at the Wealth Management EDGE Conference.   Listen now and learn: Why the debt ceiling was originally created The three most likely scenarios in today's debt ceiling standoff How to think about investing    Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Peter Lazaroff, CIO at Plancorp, knew from a young age that he would have a career in investments and wealth management. Now, he helps deliver financial planning advice to clients in various life stages and offers his perspective on how advisors can engage with clients in ways that foster a long-term investment mindset and referability. Hear how he approaches these conversations with clients, solicits feedback on their experience, and his thoughts on the evolution of an advisors' role. Peter Lazaroff is not affiliated with Dimensional Fund Advisors. Dimensional Fund Advisors LP does not endorse, recommend, or guarantee the services of any advisor, certification organization, advisory or consulting firm. Dimensional Fund Advisors LP and Plancorp are separate unaffiliated entities.

The SECURE 2.0 Act passed at the end of 2022 includes 100 changes to the rules governing retirement savings. In this episode, I'm joined by Plancorp's Chief Planning Officer, Brian King, to talk through the most important opportunities resulting from the legislation.   Listen now and learn: The impact of SECURE 2.0 on people nearing or in retirement How new provisions make it easier for workers to balance current needs with future goals The biggest planning opportunities from SECURE 2.0 Act     Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Giving to charity is relatively straightforward, but there are many ways to maximize your gift and tax benefit with just a little planning. In this episode, Plancorp's Sara Gelsheimer shares her deep knowledge of charitable giving strategies. Listen now and learn:         The difference between charitable giving and charitable planning         Important things to ask charities before giving         Strategies for maximizing the tax benefit of your charitable gifts   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions. —---------------------------------------

Peter is the CIO of Plancorp, an RIA based out of St. Louis, MO. He was also recently named Top 10 Advisors of 2022 by Investopedia.

Peter Lazaroff, chief investment officer at Plancorp, which manages over $5.5 billion of client assets, speaks with Barron's senior writer Lauren Foster about ways to protect your portfolio during a bear market.

On this episode of Investor Connect, Hall welcomes Peter Lazaroff, Chief Investment Officer at Plancorp, host of The Long Term Investor Podcast, and author of Making Money Simple. Headquartered in St. Louis, MO, Plancorp is a financial services firm and registered investment advisor founded in 1983. Since then, they've worked tirelessly with individuals, families, and businesses with financial complexity to meet their goals more effectively and feel confident in their financial future. Over their 38 years in business, they've committed themselves to absolute transparency. Plancorp manages over $6 billion for individuals and families across 44 states. As a comprehensive wealth management firm, they specialize in advanced tax planning and equity compensation planning for executives and business owners.  Peter is the author of “Making Money Simple” and a regular contributor to The Wall Street Journal and Forbes. In each of the past four years, Investopedia has named Peter one of the Top 100 Most Influential Advisors, and in 2021 he was ranked #10 overall. Peter advises startups and investors and discusses his new book. He shares with Hall the inspiration behind it, the primary audience, the most important takeaway, and more. You can visit Plancorp at , and on LinkedIn at . Listen to Peter's podcast, The Long Term Investor, at .   Purchase “Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever”, at . Reach out to Peter at , on his website , on LinkedIn at , and on Twitter at .   _____________________________________________________________________ For more episodes from Investor Connect, please visit the site at:    Check out our other podcasts here:   For Investors check out:   For Startups check out:   For eGuides check out:   For upcoming Events, check out    For Feedback please contact info@tencapital.group    Please , share, and leave a review. Music courtesy of .

In this special edition of Swift Chats recorded live at the 2022 Morningstar Investment Conference, Jonny Swift interviews a range of guests live from the Social / Digital Hub. The episode features: - Shawna Ohm, Founder of Content 151 - Katryna Deligiannis, Senior Social Media Manager at Morningstar - Aleksandr Spencer, CFA, Chief Investment Officer at Bogart Wealth - Tom Lydon, Vice Chairman at VettaFi - Peter Lazaroff, CFA, CFP®, Chief Investment Officer at Plancorp and BrightPlan  - Alison Susko, Director of Partnerships at Asset-Map - Liv Gagnon, Co-Founder of Choir - Roger Wohlner, Founder of RLW Associates - Katie Braden, CFP®, Founder of Innovating Advice

Welcome to this episode of 20/20 Money! My guest on today's show is Peter Lazaroff (LinkedIn Profile).   Peter is a Chartered Financial Analyst, firm owner, author, speaker, podcast host, and chief investment officer of Plancorp, LLC, a fee-only Registered Investment Advisor in St. Louis overseeing over $6 billion of assets for clients around the country. Peter joins me on the show to talk about a variety of topics around investing that apply to an optometric practice owner. We dive into which investors are really moving the markets, the importance of diversification as a practice owner, how to take an evidentiary approach to investing, and we touch on the hot topic of inflation in today's current market and how to think about it in relation to your portfolio.   As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our newsletter and you can also set up a 20-30min Triage conversation to learn a little bit more about how we help ODs around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions or check out any number of additional free resources like our eBooks, blog posts, and on-demand webinars.   And with that introduction, I hope you enjoy my conversation with Peter Lazaroff.   Resources: The Long Term Podcast Get a copy of Peter's free book!! How Peter Invests His Money Four levers podcast Rethinking your approach to investment allocation as a practice owner (Barbell approach)   Follow us on Instagram: https://www.instagram.com/2020moneypod/    ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify Google Podcasts Stitcher  —————————————————————————————   For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!

Show Notes:1. The WSJ, “SEC to Propose More Disclosure Requirements for ESG Funds” -https://www.wsj.com/articles/sec-to-propose-more-disclosure-requirements-for-esg-funds-11653498000?mod=markets_lead_pos22. Blog post from Ryan Detrick -https://lplresearch.com/2022/05/18/six-things-to-know-about-bear-markets/3. Blog post from Peter Lazaroff -https://www.plancorp.com/blog/bear-market4. Blog post by Ben Carlson -https://awealthofcommonsense.com/2022/05/things-you-see-in-every-bear-market/5. Tweet from Steven Strazza -https://twitter.com/sstrazza/status/1529199367835594757/photo/16. Article from Plancorp -https://www.plancorp.com/blog/the-untold-advantages-of-your-employee-stock-purchase-plan-esppSocial media: @JessupWealth on Twitter or Instagram and @Jessupwealthmanagement on Facebook or LinkedIn

In this episode, we have the Chief Investment Officer of Plancorp, Peter Lazaroff on to talk about: -How to invest during a volatile market -How to manage emotions when they are pushing us to do the opposite of what we know we should do -Things to remember during a volatile market -Why one mistake can derail your financial progress

Plancorp, a $5.1 billion RIA, has been one of the fastest-growing – and most focused – firms in the industry. Plancorp's growth has been fueled by an unrelenting emphasis on the client experience, and a commitment to enrolling its expanding team in the company strategy and success.  In this episode of RIA Edge, Mark Bruno, … Continue reading RIA Edge Podcast: Plancorp's Chris Kerckhoff on Reinventing the Client Experience →

What financial mistakes could you have avoided? Most of us learned personal finance the hard way, by stumbling through life without training and learning from our mistakes. Unfortunately, most schools don't have a personal finance class that teaches students about budgeting, saving, or what the word "taxes" actually means. Peter Lazaroff is chief investment officer at Plancorp and a CFP® who shares our passion for personal financial literacy. He's here today (don't tell OG, he might get jealous) to share his first experiences with money AND how you can make money topics more simple for yourself and those around you. He also shares some of the golden personal finance basics we should all familiarize ourselves with, and dishes out resources to help us all further our own financial education. During our headline segment, we dive into ETFs. A seasoned firm is entering the game (better late than never!) of ETFs years after their competitors. We talk about active vs passive funds and the future of the ETF industry. We're also answering Dave's question about reward credit cards. Are they really as good as they sound? And of course, Doug will share his amazing trivia. Enjoy!

1. Updates from Sam Ro -[[link]] 2. Article written by the Schwab Center -https://www.schwab.com/resource-center/insights/content/does-market-timing-work?3. Article written by Michelle Singletary on the Washington Post -https://www.washingtonpost.com/business/2021/11/05/new-social-security-benefits-statement/4. Tweet from Julian Brigden -https://twitter.com/julianmi2/status/1463920986244452358?s=115. Tweet from Mr. Thomas – Top down charts -https://twitter.com/callum_thomas/status/1462153930230534145?s=116. Financial Planning Topic of the week, article written by the Plancorp- https://www.aarp.org/money/taxes/info-2021/smart-tax-moves-to-make-now.html@JessupWealth on Instagram and Twitter@JessupWealthManagement on Facebook and LinkedIn

Democrats on the House Ways and Means Committee released their tax proposals on September 13, with the legislation covering a wide range of tax issues.   Brian King, Chief Planning Officer at Plancorp, joins Peter on this episode to sort out the wide range of tax issues in the legislation and potentially planning opportunities to consider.   Listen now and learn: The most important aspects of the tax proposal Planning opportunities to consider both this year and in the future Year end tax planning tips that are relevant to all people regardless of the legislation   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

In the first real episode of the revamped Advisor Of Tomorrow Podcast, I'm joined by Odaro Aisueni, a rising star in the financial planning community. We have a great conversation about his journey to becoming a financial advisor, his time at Texas Tech, and how that shaped him as an advisor, landing at Plancorp and what they do right for young advisors, and where he thinks the profession is going. Be sure to stay with the conversation to the end because there is a special treat!

Chris Kerckhoff is the CEO of Plancorp, a fee-only RIA firm. Chris first joined the company as an intern right out of college in 1997. Through hard work and a passion for ensuring the quality of their client experience, Chris advanced through the ranks over the years and was named President in 2010. The company has experienced tremendous growth under his watch, scaling from $1 billion to $5 billion in assets under management. Chris believes in helping people live their best lives and has led Plancorp to serve as financial advocates for over 1,300 families, businesses, and institutions. Chris has also been instrumental in launching Plancorp's sister company, BrightPlan, a financial wellness solution for fiduciary excellence.   Chris joins me today to share his journey from being an intern to becoming the CEO of Plancorp. He explains the importance of asking great questions and why leadership is about looking for people you can count on. He describes how he used to create an inauthentic “work version” of himself when interacting with clients and how embracing authenticity has supported his success. He also discusses the complex financial situations employees face and underscores the importance of connecting with your clients' humanity.   “Humans are relationship-driven species; as an advisor, everything is about the relationship you build with clients and becoming a trusted advocate for them.” - Chris Kerckhoff   This week on The Model FA Podcast:   Chris's 24-year-long career with the firm, from intern to CEO How his dedication to ensure amazing client experiences helped him get to the CEO role Common characteristics of rising financial advisor stars Plancorp's true team approach and its vision for the future How to turn clients into raving fans Why Chris doesn't think the approach to a financial crisis should be 100% digital The financial stress many employees feel and how BrightPlan is addressing it The transparency and honesty issues the financial management industry faces How advisors can become more transparent with their clients by cultivating relationships How becoming authentic with his clients contributed to Chris's success in the firm The relationship between transparency and an advisor's faith in their value proposition   Resources Mentioned:   Book: Catch-22 by Joseph Heller Book: Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear Book: The Snowball System: How to Win More Businesses and Turn Clients into Raving Fans by Mo Bunnell Book: The Great Game of Business: The Only Sensible Way to Run a Company by Jack Stack Book: On Fire: The 7 Choices to Ignite a Radically Inspired Life by John O'Leary   Our Favorite Quotes:   “Some people don't get the attention they need because they don't fit advisors' business models. Treat humans as humans regardless of the assets they may or may not have.” - David DeCelle “Provide an amazing client experience and they'll spread the word. You'll have raving fan-clients who are going to give out your name more often.” - Chris Kerckhoff “When you build relationships with clients, the less important the fees become and the more comfortable you feel with transparency because you know you've won the relationship.” - David DeCelle   Connect with Chris Kerckhoff:   Plancorp Email: chris@plancorp.com Plancorp on LinkedIn Plancorp on Facebook Plancorp on YouTube Chris Kerckhoff on LinkedIn     About the Model FA Podcast   The Model FA podcast is a show for fiduciary financial advisors. In each episode, our host David DeCelle sits down with industry experts, strategic thinkers, and advisors to explore what it takes  to build a successful practice — and have an abundant life in the process. We believe in continuous learning, tactical advice, and strategies that work — no “gotchas” or BS. Join us to hear stories from successful financial advisors, get actionable ideas from experts, and re-discover your drive to build the practice of your dreams.    Did you like this conversation? Then leave us a rating and a review in whatever podcast player you use. We would love your feedback, and your ratings help us reach more advisors with ideas for growing their practices, attracting great clients, and achieving a better quality of life. While you are there, feel free to share your ideas about future podcast guests or topics you'd love to see covered.    Our Team: President of Model FA, David DeCelle   If you like this podcast, you will love our community! Join the Model FA Community on Facebook to connect with like-minded advisors and share the day-to-day challenges and wins of running a growing financial services firm.

Attorney-CPA Joe Cordell and co-host Jill Enders are joined by Peter Lazaroff, who is co-chief investment officer for Plancorp. His first book, “Making Money Simple,” was published just last year. Peter also regularly writes for Forbes and The Wall Street Journal. Mr. Lazaroff often blogs about investing in Bitcoin and gold and he joins the […] The post Should I Invest in Bitcoin or Gold? [Episode 198] appeared first on Joseph E. Cordell.

Matt & Mark are joined by Peter Lazaroff! Peter is the Chief Investment Officer at Plancorp! He also writes regularly for The Wall Street Journal, Forbes and his very own blog! Twitter Handles: Jessup Wealth Management (@JessupWealth) / Twitter Mark McEvily (@MarkMcEvily) / Twitter Matthew Jessup (@matthewcjessup) / Twitter

LifeBlood: We talked about how investing is fraught with emotional and logical peril, how every choice can be scrutinized, and how journaling and thought exercises can help to manage expectations with Peter Lazaroff, CFA, CFP and CIO of Plancorp.  Listen to learn how best to minimize regret in regard to your investments! For the Difference Making Tip, scan ahead to 20:50! You can learn more about Peter at PlanCorp.com, Facebook, Twitter, YouTube and LinkedIn. We’re honored to have been named one of the top podcasts for investing! We’re on YouTube, check us out! George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2020! Have George speak to your organization. You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.

A new season is upon us! In this episode, my friend Peter Lazaroff, Chief Investment Officer at Plancorp, joins me to discuss how we all can make money simple in 2021. Let's win! #YouAreYoungMoney

Attorney-CPA Joe Cordell and co-host Jill Enders are rejoined by Peter Lazaroff, co-Chief Investment Officer for Plancorp, to discuss steps to early retirement. They dive into Peter's book, “Making Money Simple” as well as the plight of clients who want to retire on their schedule. Peter describes the “four percent rule” as a financial rule […] The post Reaching Retirement Goals [Episode 174] appeared first on Joseph E. Cordell.

"Have a plan. Have goals. But, don’t just have goals and a plan, have a system that works for you. That might be creating an investment plan to begin with and following that investment plan. It might be automating your investments somehow through a robo-advisor, that might require you to hire an advisor. I think any of those options work as long as you have a plan and a system in place." - Daniel Lee In this episode of GET READY!, I spoke with Daniel Lee, a fiduciary financial planner who is the head of Plancorp’s San Francisco office about the benefits of having an investment plan. Daniel discussed the components of an investment plan and what to keep in mind when reviewing your investment portfolio. We also discussed how people can incorporate socially and environmentally responsible investing into their strategy. Bio: Daniel Lee, CFA®, CFP®, is a fiduciary financial planner dedicated to helping busy people make intelligent financial decisions. He is the head of Plancorp’s San Francisco office, a full-service wealth management company, and consults for BrightPlan, the first digital financial wellness solution certified for fiduciary excellence. Daniel is an award-winning personal finance instructor at UC Berkeley Extension and is a member of the CFA Society of San Francisco and the National Association of Personal Financial Advisors.

Peter is the Chief Investment Officer at Plancorp, overseeing more than $4 billion in assets for clients in 44 states. In addition, Peter writes for the Wall Street Journal and Forbes. In his new book, Making Money Simple, Peter outlines a easy-to-use framework for turning career success into financial success.

The hit to employee success is financial stress.    In today's Better Wealth Episode, I interview Peter Lazaroff as we discuss his story and how he became focused on financial success. We talk about the greatest hit to a corporation and/or companies’ productivity is the financial stress of each employees’ personal financial situations. We explain why employees’ might not be showing up powerfully at the job due to financial stress and why employers should help their employees work towards better financial situations. We discuss his book “Making Money Simple” and the three focuses of his book, financial goal setting, investing, and financial choices through life.  We dive deeper into how Peter views goal setting and strategies around making good decisions over and over when it comes to money. Peter discusses the Math in an “Order of Operations” of goals and what will mathematically and scientifically make you happier in your spending. Peter also discusses his philosophy of Reverse Budgeting. We also discuss goals on savings while Peter shares his suggested percentage of savings and how to increase your savings rate each year. We also discuss investment and Peter’s history, background, wisdom and goal for investing. Listen as we discuss more about investments, life changes. Listen with me as I challenge him at a PING PONG match! Guest Bio: In 2010, Peter launched an e-newsletter with a goal of educating people about investing and financial planning. That initial email went out to 34 people. Today, his e-newsletter has over 3,000 subscribers. His writing platform expanded when he began regularly contributing to Forbes in 2016 and The Wall Street Journal in 2017. In 2018, Peter signed a book deal with Wiley & Son’s to write a book about turning career success into financial success. Today Peter is the Co-Chief Investment Officer at Plancorp, which manages over $4 billion of client assets as of December 31, 2018. He also is the Co-Chief Investment Officer of a digital advisor called BrightPlan that emphasizes financial planning and is the first digital advisor to be a certified fiduciary by the Centre For Fiduciary Excellence (CEFEX).   Links: BetterWealth Visit out our Website - https://betterwealth.com/ Get a free book - https://order.andasset.com/book Contact Us - info@betterwealth.com  Peter Lazaroff https://peterlazaroff.com/ https://www.brightplan.com/peter SMART MONEY QUIZ  Resources:   The best ways BetterWealth can serve you:    Take our Free Self Assessment & Schedule a Free Coach Assessment Get a Free Book Check out BetterWealth University Work with us directly  Review, Subscribe and Share If you like what you hear please leave a review by clicking here Make sure you’re subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Spotify Subscribe with Stitcher

Today’s guest is Peter Lazaroff (LAZZ-ar-off), who knew from a young age that he had a future in investing. Today, Peter is the Chief Investment Officer at Plancorp, which manages over $4 billion for its clients. What makes Peter unique is his personable “big brother” perspective and unique ability to simplify complex issues for anyone. He’s here to share insights from his book, Making Money Simple, and help you understand what today’s financial landscape means for your money. Take Peter's Smart Money Quiz here!   = = = = =   Thanks for listening!   The Team here at PYP has put together another uplifting, insightful, and inspiring show for you today. Our goal is to bring you timely, relevant, and useful conversations so that you can experience more success, energy, and LIFE as the leader of your business, career, side hustle, or passion.   If you haven’t already been incredibly generous and awesome, now’s your chance when you leave us a review and make sure to subscribe to the show wherever you listen to podcasts!   Here are a few ways I can help you: Share this episode with one person who could use a boost of inspiration and positivity today. Grab your copy of my leadership playbook that teaches you the 11 skills you can quickly master to become an exceptional leader.   Buy one of my books on Amazon and leave me a 5-star review.   Find out what type of thought leader you are. Take the quiz here!   

Ep #213 - This week on The Driven Entrepreneur Podcast, I'm joined by Peter Lazaroff, CFA, CFP®, the Co-Chief Investment Officer at Plancorp, which is a company that manages over $4 billion of client assets. Peter is known for taking complex financial strategies and sharing them in easy to understand language everyone can apply to improve their wealth and financial habits. His insights are regularly seen around the world on major media platforms like The Wall Street Journal, Forbes, CNBC, and The New York Times. Learn More About Peter Lazaroff, Smart Money Decisions and His Book: Visit Peter Lazaroff's website at: https://peterlazaroff.com/driven/ Are you making the right decisions with your money? Take Peter's Smart Money Quiz at: www.smartmoneyquiz.com Get Lance Tyson's Book, "Making Money Simple: The Complete Guide To Getting Your Financial House In Order And Keeping It That Way" at: https://www.amazon.com/Making-Money-Simple-Complete-Financial/dp/B07TWJCQPW Follow Peter Lazaroff on Social Media: LinkedIn: https://www.linkedin.com/in/peterlazaroff/ Twitter: https://twitter.com/PeterLazaroff Whether you are new to The Driven Entrepreneur Podcast or are a fan, please don't forget to rate, review and subscribe to the show. Your support and your reviews help this show to attract prolific guests and to provide the best listening experience possible. Also, I love to hear from the fans and listeners. Please share your feedback, guest suggestions, or ideas for show topics with me on social media. Whether you are new to The Driven Entrepreneur Podcast or are a fan, please don't forget to rate, review and subscribe to the show. Your support and your reviews help this show to attract prolific guests and to provide the best listening experience possible. Also, I love to hear from the fans and listeners. Please share your feedback, guest suggestions, or ideas for show topics with me on social media. Follow Matt Brauning on Social Media: Facebook: https://www.facebook.com/mattbrauning Instagram: https://www.instagram.com/mattbrauning/ Twitter: https://twitter.com/mattbrauning Visit Matt Brauning's Websites: www.mattbrauningpodcast.com www.fireboxbook.com

Ep #213 - This week on The Driven Entrepreneur Podcast, I'm joined by Peter Lazaroff, CFA, CFP®, the Co-Chief Investment Officer at Plancorp, which is a company that manages over $4 billion of client assets. Peter is known for taking complex financial strategies and sharing them in easy to understand language everyone can apply to improve their wealth and financial habits. His insights are regularly seen around the world on major media platforms like The Wall Street Journal, Forbes, CNBC, and The New York Times.   Learn More About Peter Lazaroff, Smart Money Decisions and His Book: Visit Peter Lazaroff's website at: https://peterlazaroff.com/driven/ Are you making the right decisions with your money? Take Peter's Smart Money Quiz at: www.smartmoneyquiz.com Get Lance Tyson's Book, "Making Money Simple: The Complete Guide To Getting Your Financial House In Order And Keeping It That Way" at: https://www.amazon.com/Making-Money-Simple-Complete-Financial/dp/B07TWJCQPW Follow Peter Lazaroff on Social Media: LinkedIn: https://www.linkedin.com/in/peterlazaroff/ Twitter: https://twitter.com/PeterLazaroff   Whether you are new to The Driven Entrepreneur Podcast or are a fan, please don't forget to rate, review and subscribe to the show. Your support and your reviews help this show to attract prolific guests and to provide the best listening experience possible. Also, I love to hear from the fans and listeners. Please share your feedback, guest suggestions, or ideas for show topics with me on social media. Whether you are new to The Driven Entrepreneur Podcast or are a fan, please don't forget to rate, review and subscribe to the show. Your support and your reviews help this show to attract prolific guests and to provide the best listening experience possible. Also, I love to hear from the fans and listeners. Please share your feedback, guest suggestions, or ideas for show topics with me on social media.   Follow Matt Brauning on Social Media: Facebook: https://www.facebook.com/mattbrauning Instagram: https://www.instagram.com/mattbrauning/ Twitter: https://twitter.com/mattbrauning   Visit Matt Brauning's Websites: www.mattbrauningpodcast.com www.fireboxbook.com   Get a copy of my book, "The Firebox Principle," on Amazon at: https://www.amazon.com/Firebox-Principle-Drives-Every-Entrepreneur-ebook/dp/B07FDKK9QW

“What should I do with my money?” As the Chief Investment Officer at a $4 billion wealth management firm, Peter Lazaroff is no stranger to this question. Peter has built a national reputation as an educator and wealth management expert due to his ability to simplify complex financial topics into easily digestible lessons. In his latest book, Making Money Simple, Peter provides a framework for turning career success into financial success. He does this by focusing only on the most important financial decisions and creating a system that quietly nudges your finances in the right direction without regular ongoing effort.  No matter your financial situation, Peter will give you the tools and knowledge to write your own financial success story. In addition to developing and communicating Plancorp’s investment strategy, Peter regularly writes for The Wall Street Journal and Forbes. He also appears on national television and speaks at events across the country. In this episode, we talk about: A bulletproof approach to meeting your financial goals How to keep lifestyle creep from sabotaging your goals How to avoid costly mistakes 3 Crucial elements of building a strong financial house Get your FREE GIFTS and RESOURCES go to: PeterLazaroff.com/women SmartMoneyQuiz.com BrightPlan.com/simple Connect with Peter on his website: www.peterlazaroff.com and take the free quiz www.smartmoneyquiz.com  To watch the EXTRA portion of this show go to RealEstateInvestingForWomenExtra.com ------------------------------------------------------ Learn how to create a consistent income stream by only working 5 hours a month the Blissful Investor Way. Grab my FREE guide at http://www.BlissfulInvestor.com

Attorney-CPA Joe Cordell and co-host Jill Enders are joined by Peter Lazaroff, CIO, CFA, CFP of Plancorp, as they discuss the financial and economic implications of the Coronavirus pandemic. They talk about Peter's background and what Plancorp does (4:30). Peter explains the impact that the Coronavirus has had on the United States market (5:01) and […] The post Understanding the Economic Impact of the Coronavirus [Episode 142] appeared first on Joseph E. Cordell.

Peter Lazaroff knew from a young age that he had a future in investing. Today, he is the Chief Investment Officer at Plancorp, managing over $4 billion for its clients. Peter’s unique personable “big brother” perspective and unique ability to simplify complex issues makes him standout. He is the author of the brand-new book, Making […] The post Leadership is Not A Linear Path appeared first on Jake A Carlson.

ABOUT: Today’s guest is Peter Lazaroff (LAZZ-ar-off), who knew from a young age
that he had a future in investing. Today, Peter is the Chief Investment Officer at Plancorp, which manages over $4 billion for its clients. What makes Peter unique is his personable “big brother” perspective and unique ability to simplify complex issues for anyone. He’s here to share insights from his book, Making Money Simple, and help you understand what today’s financial landscape means for your money. STAY CONNECTED: www.peterlazaroff.com www.smartmoneyquiz.com ______________________________ Thank you again for joining us today! If you know anybody that would benefit from this episode please share it with them and help spread the knowledge and motivation. Don’t forget to show your support for the Rise Up For You Podcast by writing a review on iTunes. Your feedback helps the success of our show and pushes us to continuously be better! Check out www.riseupforyou.com for more podcast episodes, webinars, events, and more to help you get to the next level in your personal and professional life! You can also follow us on Facebook, Instagram, LinkedIn, and Youtube @riseupforyou

Peter Lazaroff is a shareholder and the Co-Chief Investment Officer of Plancorp, an independent RIA that oversees nearly $4.4 billion of assets under management for 1,300 affluent clients. Today he joins the show to discuss how he has been able to build his own personal brand, both as a mechanism to grow his client base and to help him navigate career opportunities. Listen in as Peter describes the way he has “niched down” by creating content for his target audience through a blog, emails, and a book. You’ll learn why he encourages his team to create personal brands, the importance of staying focused on the clients you want to reach, and more. For show notes and more visit: https://www.kitces.com/157     

Immediately after graduating from college, I began working for an independent advisory firm where I studied to become a Chartered Financial Analyst charter holder (CFA) and Certified Financial Planner (CFP®). I was learning so much on a daily basis that I began taking detailed notes to absorb and retain the information. Over time, bullet points turned to sentences and sentences turned to paragraphs. In 2010, I launched an e-newsletter with the goal of educating people about investing and financial planning. That initial email went out to 34 people. Today, my e-newsletter has over 3,000 subscribers. My writing platform expanded when I began regularly contributing to Forbes in 2016 and The Wall Street Journal in 2017. In 2018, I signed a book deal with Wiley & Sons to write a book about turning career success into financial success. Today I’m the Co-Chief Investment Officer at Plancorp, which manages over $4 billion of client assets as of December 31, 2018. I’m also the Co-Chief Investment Officer of a digital advisor called BrightPlan that emphasizes financial planning and is the first digital advisor to be a certified fiduciary by the Centre For Fiduciary Excellence (CEFEX). What You Will Learn: How getting Nike stock from his grandmother at just 12 years old piqued Peter’s interest in investing and where that led him What Peter does to help people invest and plan for retirement as they juggle busy professional lives Why having a financial advisor is like having a professional lawnmower and the importance of hiring the right people The market’s volatility and how to plan for market corrections (they aren’t as bad as you think!) Variations in investing and markets across the states and strategies for investment during recessions Peter’s forecast for the future in investing and advice for keeping a positive mindset The meaning of wealth to Peter and his “why” for investing, building wealth, and helping others Additional Resources from Peter Lazaroff: Assessment: www.smartmoneyquiz.com Website: www.peterlazaroff.com Company Website: www.plancorp.com Email: info@peterlazaroff.com Additional Resources from Gary Wilson: My Investment Services Bronze Membership: https://edu.myinvestmentservices.com/bronze-level-membership My Investment Services Silver Membership: https://edu.myinvestmentservices.com/silver-level-membership

Author of Making Money Simple, Peter Lazaroff turns Career Success into Financial Success:Peter is the Chief Investment Officer at Plancorp, which manages $4 billion in investments for clients. He is also the author of the new book Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever. Peter has built a national reputation as an educator with a unique ability to simply complex issues, which explains why Investopedia named him to the Top 100 Most Influential Advisors. He regularly appears on national television and writes articles for the Wall Street Journal and Forbes. Quote: (1) “The rules are there are no rules” from Oscar Wilde Quote: (2) “Everyone has a plan until you get punched in the mouth.” – Mike Tyson….When it comes strictly to investing they would be different.   Top 3 Hot Points:What is a fiduciary promise? From Career to Financial Success. Financial Education for Freedom.   Making #Money Simple and Your #Financial #Success with @PeterLazaroff Tweet This   On This Episode You Will Hear:[00:30] Introduction [10:40] The ultimate efficiency enhancers you have to figure it out. But I’m with you. When I moved to Plancorp, about four and a half years ago, the biggest life-changing move I made was time-blocking. Nobody can touch my morning. My mornings are sacred. I put big blocks on my calendar. I said do not book meetings, and it allows me in, the best thing you can do is just try not to open an email. [20:00] I sit down and I write and I unload. I don’t always know what I’m going to write in advance. So I mentioned when I wrote 5000 words, I said, I wonder if I could turn this into a book. I just kept going and naturally, that part was really natural to me, because I write frequently now. [33:00] You can go get a lot of investment advice online for super cheap, the thing we do is we just make sure people don’t get killed on their taxes and get your tax projections. You do that through eliminating surprises in a simple tax projection as a business owner. You might find that you can accelerate income or expenses, or the salary you have. Stay below that net investment, income tax and all the planning work that goes into that. That’s a big reason to outsource that so you can focus on your business. [40:00] I come from parents of doctors, so maybe I’m biased. Generally, you go to a professional expert, you go to the attorney. Generally, if you go to someone, you should trust that the advice is not in anyone’s interest, but making your financial life better. [51:55] Final Words   Final Words:I think a lot of people just want to make sure they’re doing the right thing. Money can seem complicated but it just doesn’t have to be. Life is very complicated and you’re trying to find ways to simplify it. Don’t let it be something that you put to the side because it seems complicated. There’s a lot of great resources out there, not just my own that are helping simplify it. The internet has done wonderful things, podcasts like this have done wonderful things in making these issues more approachable. So I really encourage you to try to, if there’s something you’ve been putting off, like your finances. That one thing you can probably think of, go ahead and just do that take care of it now because the benefit from it will compound over time.   Influencers Mentioned:Roger Whitney, The Retirement Answer Man Podcast – rogerwhitney.com Book: Making Money Simple – https://amzn.to/2YK9MIM   Resources:smartmoneyquiz.com peterlazaroff.com Twitter: @PeterLazaroff Instagram: @PeterLazaroff linkedin.com/in/peterlazaroff facebook.com/Peters-Money-Tips-2633683283313176/   Watch On YouTube:[youtube https://www.youtube.com/watch?v=CCeKwyBMkfc] Action Steps:Submit an iTunes Review. More 5 Stars reaches

Today our expert guest is Peter Lazaroff, chief investment officer at Plancorp which manages over $4 billion for its clients and author of the book Making Money Simple. He's here to share complex issues and make them manageable to just about anyone.   At a young age, Peter knew he had a future in investing. On his 12th birthday, he received a single Nike stock from his grandma. While it seemed disappointing at first, he was impressed by these $1 checks he received in the mail every quarter. He continued to receive stocks for companies he was familiar with each birthday up until age 18.   Peter had a great mentor, who taught him that he had to learn something new every day. He started taking notes at every meeting, and at one meeting he ended up being asked to send his notes to the president of his company, and then eventually he was sending them out to everyone in the company. He used his writing, which naturally led to his book   This was the book that Peter had in him, and he wrote it in the evenings, outlining his philosophy on building wealth, and the system he uses.   How do you make money simple? Try to focus on the endgame: What are your goals? The neural patterns in our brain view saving money the same as giving it away to someone you don't know. Find meaningful goals and prioritize them. Budget in reverse: automate your savings once you know what your financial goals are. If investment seems overwhelming, don't be afraid to hire a professional. They will find things that you might miss, but you will also be buying back time. Make sure you're asking an advisor the correction questions.   Getting your finances under control doesn't have to be difficult or overwhelming. Peter's best piece of advice is to just start. Small actions can make a big difference, so discover your financial goals and work backwards to start achieving them.   The Biggest Helping: Today's Most Important Takeaway   “The most important thing is to start now. There is something that everybody can do to improve their finances, even if it's small. One of the things we don't respect is the power of compounding. Small habits compound over time, and if you start today, I assure you there is something that can change the rest of your life in your finances.   There is probably something that you're thinking about that you've been putting off. Whatever that thing is, go home and block some time off on your calendar and do it.”   --   Thank you for joining us on The Daily Helping with Dr. Shuster. Subscribe to the show on Apple Podcasts, Stitcher, or Google Play to download more food for the brain, knowledge from the experts, and tools to win at life.   Resources: Learn more: peterlazaroff.com Read: Making Money Simple Worksheets: peterlazaroff.com/resources Find a CFP: letsmakeaplan.org/choose-a-cfp-professional/find-a-cfp-professional Broker Check: brokercheck.finra.org Smart Money Quiz: smartmoneyquiz.com Twitter: twitter.com/PeterLazaroff LinkedIn: linkedin.com/in/peterlazaroff The Daily Helping is produced by Crate Media

“Rebalancing is getting a little overrated. It is nowhere near as impactful on returns as human and digital advisors advertise. I also feel like human advisors probably rebalance more than is truly necessary.”Peter Lazaroff who is the co-CIO of Plancorp and BrightPlan. Peter blogs at PeterLazaroff.com and most importantly for the purposes of this discussion is the author of the recently published book Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever.We recently published a two-part Q&A with Peter on Abnormal Returns: part one and part two.You can read more about Peter at his blog: https://peterlazaroff.com/blogEnable our Alexa skill here - "Alexa, play the Compound show!"https://www.amazon.com/Ritholtz-Wealth-Management-LLC-Compound/dp/B07P777QBZTalk to us about your portfolio or financial plan here: https://ritholtzwealth.com/Obviously nothing on this channel should be considered as personalized financial advice just for you or a solicitation to buy or sell any securities. Please see this 3,000 word terms & conditions disclaimer if you seriously need this spelled out for you. https://thereformedbroker.com/terms-and-conditions/ See acast.com/privacy for privacy and opt-out information.

Today’s guest is Peter Lazaroff (LAZZ-ar-off), who knew from a young age that he had a future in investing. Today, Peter is the Chief Investment Officer at Plancorp, which manages over $4 billion for its clients. What makes Peter unique is his personable “big brother” perspective and unique ability to simplify complex issues for anyone. He’s here to share insights from his upcoming book, Making Money Simple, and help you understand what today’s financial landscape means for your money. Welcome to the show, Peter! Get Peter's book: https://amzn.to/2UQxNMr Connect with Bert Martinez on Youtube. Connect with Bert Martinez on Twitter. Connect with Bert Martinez on Instagram. Click here for more episodes.

Today on Wealthy Wellthy Wise is Peter Lazaroff, CFA, CFP®. Peter is a financial advisor, speaker, and author of the book Making Money Simple. Peter is also Co-Chief Investment Officer at Plancorp, which manages over $4 billion of client assets, and a digital advisor called BrightPlan that emphasizes financial planning. Peter is the first digital advisor to be a certified fiduciary by the Centre For Fiduciary Excellence. In this episode Peter shares so much knowledge, as well as the importance of seeking advice and guidance when planning your financial future. We discuss his thoughts on money and marriage and how he and his wife were successful at creating an open conversation about money. Peter and I talk about how to turn career success into financial success, and what makes these two totally different things. And best of all, he shares models for getting your financial household in order to build long-term wealth and financial security. For episode information and show notes visit: http://wealthywellthy.life/131 

http://www.alainguillot.com/peter-lazaroff/ Peter Lazaroff is a contributor to the Wall Street Jounal, and Forbes, and he just wrote a book, Making Money Simple, which is available for pre-order and will be released this coming March. He's the Co-Chief Investment Officer at Plancorp, which manages over $4 billion for individuals, institutions, and retirement plans. He also serve in the same capacity for robo-advisor called BrightPlan, which allows investors of any size to plan and save for all their life goals. We spoke about It's inevitable, markets will go down. How will you prepare for it? Working as a fee for service advisor since 1983, long befor it became popular. His firs investment was Nike Shoes at age 12. The pain and agony of studying for the CFA exam. The habit of writing at least 250 words per day. The book The first part is about setting goals and understanding where you are, The second part is about investments, The third and final part is about the critical decisions people have to take in their lives. "You can not take the human out of the human when making investment decisions, but you can set up systems to prevent the human from making mistakes. " "The more you learn about investing, the more you realize the simplicity of what it takes to be successful." The dark side of compounding: taxes, fees, debt, credit card debt is the worse. "Time is more important than timing."

In Ep. 035, Tim talks with Peter Lazaroff.  Peter is the Co-Chief Investment Officer for Plancorp and BrightPlan.  He is a CFA, CFP, and their firms focus primarily on financial planning for clients.  We talked about how Peter got started in the industry, how he knew he wanted to "work with stocks" from a very young age, how to avoid lifestyle creep, reverse budgeting, and why Peter believes the "active vs. passive" debate is all wrong.  We also talk about his favorite St. Louis Cardinals, and what the most valuable things an MLB manager and an investment advisor can bring to their team.

On this show, we talked about goals based investing, the difference between investment advice versus financial planning and fintech advances with Peter Lazaroff CFP, CFA, the Co-Chief Investment Officer for both PlanCorp and Bright Plan as well as a contributor to The Wall Street Journal and Forbes.  Listen to find out how Peter thinks the democratization of financial advice can benefit you! For the Difference Making Tip, scan ahead to 15:47. You can learn more about Peter at PlanCorp.com, PeterLazaroff.comLinkedIn, Instagram,and Twitter. Please subscribe to the show however you’re listening, leave a review and share it with someone who appreciates good ideas.  You can learn more about the show at GeorgeGrombacher.com, or contact George by clicking here.