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In this episode, Heather sits down with longtime Elevate member Susie Inverso of Crimson Cat Studios to unpack a sales conversation that didn't go quite as expected. What started as a discussion about pricing an end-of-life pet session quickly revealed something deeper: the assumptions we make about our clients' finances, decisions, and ability to invest. Together, they explore how those hidden thoughts can affect confidence, communication, and ultimately, sales.  Key Takeaways: Don't spend your clients' money for them. Assuming what someone can or can't afford often sabotages the sales conversation before it begins. Your thoughts affect how you communicate. Hesitation, uncertainty, and assumptions are often felt by the client, even when unspoken. Clients are capable of making their own decisions. Your job is to present the options clearly—not decide what's best for their budget. Disappointment is part of business. Trying to avoid it often creates more stress than simply allowing it. Self-trust creates confidence. Believing you can handle any outcome changes the energy of every conversation. Not every "no" is permanent. Sometimes it's a timing issue, not a rejection. The timeline is often different than you expect. People may need time to think, process, and make decisions. You become unstoppable when you're willing to feel anything. Fear of disappointment, rejection, or failure loses its power when you stop avoiding those emotions. Hope is more useful than control. A flexible thought like "I might be surprised later" creates openness and possibility. Everything doesn't have to happen today. Sometimes the best thing you can do is trust the process and keep moving forward.  How many sales have you lost because you decided for your client before they decided for themselves? What if the thing holding you back isn't pricing—but the story you're telling about money? This conversation reveals a subtle mindset trap that almost every photographer falls into. Press play and discover the thought that changed everything. How to Support the Podcast: Subscribe to the podcast on iTunes or wherever you listen to podcasts. Please like, share, and leave a review. If you like the content, please share with your friends by posting on social media so that we can reach and impact more people. Join our next free coaching workshop: www.getcoachedbyheather.com Connect: Heather Lahtinen: Website, Facebook, Instagram 

If you've ever fantasized about packing up your life, leaving the US, and actually doing the damn thing — this episode is your sign. I'm sitting down with Alicia Sanchez, founder of Felicita & Faustina studio shop, marketing expert with 20+ years in the game (American Express, ESPN, Klaviyo — the girl's got credentials), and now a full-time entrepreneur living her best life in Southern Spain with her wife and six-year-old daughter. She bought a house. In cash. For under $70K. And she wants you to know it's more doable than you think.We get into the real — not the Instagram-filtered version. The financial planning, the digital nomad visa process, what attorneys actually cost (hint: not $10K), the tax reality, and why the thing that changed her life the most wasn't the house or the visa. It was watching her daughter have a childhood. This one's going to make you ask yourself: what's really keeping you?WE GET INTO: 00:38 — Intro: Alicia's back + why this episode exists03:07 — Who was Alicia before all of this?05:23 — What her Dominican grandmothers taught her about money09:03 — Why she said "hell no" to corporate10:35 — Build your business before you quit11:13 — Why corporate stability is a lie15:05 — Why Spain (she lived there before)17:11 — The decision: February 202518:23 — The timeline: pods, visa, house20:41 — Financial planning behind the move22:06 — Buying a house in cash under $70K24:50 — Digital nomad visa explained27:07 — Biggest misconceptions about Spain30:08 — What attorneys actually cost (not $10K)33:07 — Bringing family on your visa34:25 — Documentation you need to qualify36:22 — The tax reality40:50 — How their daughter's life transformed42:33 — What's really keeping you?KEY TAKEAWAYS:Don't wait to quit before you start building — start now, quietly, while you're still employedCorporate "stability" is a mask. You can be laid off tomorrow. Build income outside your W-2The digital nomad visa: apply in Spain (not the US) and get 3 years instead of 1You do NOT need to spend $10K to get your visa. The government fee is set. Be an educated consumerAs a Latino/a, after 2 years on the digital nomad visa, you can switch to permanent residency through your lineageFor the digital nomad visa, max 20% of your income can come from Spain — the rest must come from outside the countryClean, consistent bookkeeping and invoices are your best friend when applyingA 5-bedroom home in Southern Spain — bought in cash, under $70K. Eliminating a mortgage changes everythingSpain does a quarterly tax system. Know this before you goThe lifestyle shift is real. No active shooter drills. No metal detectors. Their daughter just went on a museum field tripYou are one decision away from a completely different lifeEPISODE RESOURCES:Episode 269: How To Be A Money Making Mama | Alicia Sanchez Unlock your Puerto Rican Citizenship Relocation & Immigration specialists in Andalucía – tell them YQD sent you!CONNECT WITH ALICIA:InstagramYouTube TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

Episode 342 of The Business Development Podcast features the return of entrepreneur, speaker, author, and Foureva Media founder Jamar Jones for one of the most powerful conversations yet on reinvention, visibility, personal branding, and becoming the person your future requires. From opening for artists like Snoop Dogg, T.I., Common, and Bone Thugs-N-Harmony to losing his voice and rebuilding his entire life through entrepreneurship, Jamar shares the hard-earned lessons that transformed his mindset and ultimately led him to building one of the most respected personal branding agencies in the space.Together, Kelly Kennedy and Jamar dive deep into what it actually takes to build a brand people remember in 2026. They unpack why most people stay stuck, why visibility matters more than ever, how to position yourself for bigger opportunities, why your offer might not be converting, and the mindset shift required to stop waiting and start building momentum. This is not a surface-level branding conversation. It is a powerful discussion about identity, growth, purpose, and learning to put yourself out there before life forces you to reinvent yourself. If you are an entrepreneur, creator, leader, or someone trying to reach the next level, this episode will challenge the way you think about your brand, your future, and your potential.Key Takeaways: Don't tie your identity to one vehicle. Tie it to your mission and purpose.Reinvention is not optional. At some point, life will force you to evolve.Most people are not failing because they are incapable. They are failing because they have not started.Opportunities do not usually come to people who wait. They come to people who are actively looking.Your personal brand is how people talk about you in rooms you are not in.If people do not know what you do, they cannot help you, refer you, hire you, or advocate for you.More visibility creates more opportunity. In today's world, you need to put yourself out there consistently.Your offer should sell the transformation, not the features, details, or deliverables.Social proof matters. Capture testimonials, case studies, wins, and proof every chance you get.Do not let a proposal sell for you. Align on the offer, investment, and expectations before you send it.Follow Jamar, grab a copy of Change Your Circle, Change Your Life, and learn how to build a brand people actually remember with Foureva Media.

Many dog trainers accidentally build businesses that burn them out: 60-hour weeks, low prices, blurry boundaries, and no real way to step back. It doesn't have to be like that. Treating your training business as a real company – with vision, pricing, and systems – is what changes everything. Today, we sit down with Amber Quann from Summit Dog Training, a 20-year industry veteran who scaled from solo trainer to a 12-person team and used that growth to buy her own commercial real estate. We unpack how the pandemic puppy boom pushed her into severe burnout and how a year of coaching helped her separate her identity from the company and promote herself to CEO. This episode is about shifting from “I just love dogs” to running a serious, profitable, CEO‑led training business – with real pricing, real systems and a company that can survive (and even be sold) without you. KEY TAKEAWAYS Don't build your business as “I just love dogs, so I'll train on the side.” Decide early that it's a serious company and promote yourself from lead trainer to CEO.   Separate your identity from the business - that emotional distance is what makes growth, delegation and even exit possible.   Price for profit and sustainability, not guilt. If you want to pay good wages, give raises and survive rising costs, you must charge enough and accept that some clients will leave.   Treat software and card fees as the cost of doing real business.  Automated, upfront payments slash no‑shows and admin. Set a clear North Star so you stop chasing every “good idea.”  Look to other industries for better models, launch at 10%, then iterate – perfectionism is what keeps you stuck.   Build a business that exists beyond you: systems, brand and a trained team turn dog training from tiring self‑employment into an asset you could one day sell.   Aim for a healthy relationship with your business over the year, not perfect work–life balance every week.   If you only want to train dogs, that's fine – but then bring in ops/CEO support instead of trying to wear every hat. BEST MOMENTS “Folks told me no one's gonna pay that for training -  Now I charge three times that.” “Look at something and take the bits out of it that are going to be relevant to you. You don't have to completely replicate it.” “It's kind of just been this, North Star almost, but continuing to reorient around it as the years have passed.” EPISODE RESOURCES https://summitdogtraining.co.uk/ https://www.instagram.com/summitdogtraining https://www.facebook.com/summitdogtraining SOCIALS AND IMPORTANT LINKS https://www.tiktok.com/@letstalkdogbusiness https://www.youtube.com/@LetsTalkDogBusiness Website www.caninebusinessacademy.com Community Facebook Group: https://www.facebook.com/groups/caninebusinessacademycommunity Let´s Talk Dog Business Strategy Book - https://www.amazon.co.uk/Lets-Talk-Dog-Business-Strategy/dp/1068791705 Email: hello@caninebusinessacademy.com ABOUT THE HOSTS Jo Moorcroft and Vicky Davies are dog behaviourists, business strategists, and co-founders of Canine Business Academy—the UK's go-to hub for dog professionals who want more than just a logo and a dream.With a combined passion for dogs and business done properly, Jo and Vicky have helped hundreds of canine professionals build sustainable, profitable businesses rooted in real impact.

Eric uses the Kentucky Derby as a powerful metaphor for entrepreneurial persistence and personal growth. He highlights the story of a horse named Golden Tempo and its trainer, the first woman to win the race, to demonstrate that a poor starting position does not dictate one's ultimate success. Triplet argues that contractors and business owners often feel defeated by current hardships, but he insists that mental resilience and internal dialogue are the keys to a late-game victory. By focusing on discipline and belief rather than early-stage sprinting, individuals can overcome long odds and industry skepticism.  Key Takeaways: Don't let your current position in life or business dictate where you will finish or define your ultimate potential. Master your internal dialogue by talking to yourself with the determination to win instead of just trying to avoid failure. Embrace persistence and realize that history does not care how old you are or how long it takes for you to reach your goals. Pursue your vision without seeking permission from competitors, family members, or industry critics who may doubt your path. Maintain a steady and disciplined pace to endure long-term pressure rather than burning out from an unsustainable early sprint.

In the second-ever video episode of Deepen with Christina, host Christina Weber sits down with legendary relationship cartographer Annie Lala. With 17 years of partnership and a wealth of "love codes," Annie explores why she fell for "Mount Everest" (famous dating coach Eban Pagan), how she moved him from a "no" on marriage to a "hell yes," and why your partnership is the ultimate gym for emotional musculature. This episode is for those who refuse to settle for "good enough" and are ready to treat love as their highest life accomplishment. Main Topics Covered The Path of the Love Coach: Annie's journey from IT consulting to becoming a "pain detective" for the heart. Climbing Mount Everest: The origin story of Annie and Eban Pagan, and how she navigated a partner who initially didn't believe in love or kids. Marriage vs. Being in Love: Why Annie believes marriage should be a "decoration" for a life already filled with ungovernable, mythic love. Relationship as a Gym: Why conflict is actually "hormesis" (good stress) that creates the micro-tears necessary for emotional growth. The Visionary Leader: How the feminine acts as the "steering wheel" (direction) while the masculine acts as the "engine" (execution). The "Baby Daddy" Trap: Navigating the biological clock without settling for "good enough" just to have children. Graduation vs. Breakup: Reframing the end of a relationship as a successful education rather than a failure. Manufacturing Faith: How to find your way back to connection when you're in the middle of relational darkness. Key Takeaways Don't Settle for "Familiar": We often mistake "familiar" for "safe" because it mimics childhood patterns. Real safety is found in a partner who acts as a sanctuary for your heart and a trampoline for your dreams. Enrollment Over Ultimatums: To inspire growth in a partner, you must love them exactly as they are while creating a "marketing campaign" for their greatness based on their values. Love is an Accomplishment: High-stakes intimacy is an earned experience that requires due diligence, practice, and the removal of the ego. Desire is Sacred: Your intuition is your future successful self whispering what's next—don't ignore it for the sake of "building an empire." Connect with the Guest Instagram: @lallabird Website: annielala.com Connect with the Host Website: wedeepen.com Instagram: @christinaweber If you're ready to shift from "happily ever after" to "alive ever after," please follow the podcast, like this video, and share it with someone who needs to hear that big love is possible. Join the movement at wedeepen.com!

This one came straight from a morning walk with my husband Chris. He listened to me talk for the whole walk, turned to me, and said, "That was a podcast." So here we are — on what's normally a writing day for me — and I had to record this.   This is the conversation I don't see happening enough in the online business world, especially for women who are navigating the intersection of body, business, life, and a whole lot of change.   In This Episode I Cover: Why the "more, more, more" model of business is a lie — and what I mean by that My 30-year journey in the health, fitness, and business industry (from 17-year-old sole proprietor to multi-seven-figure company) The early hustle years: driving to clients, teaching classes, opening my boutique studio Simplicity Yoga & Fitness Therapy Studios, and what I actually made after four years (spoiler: $960) How selling my studio in 2016 launched everything that came after My first online programs — making $11K, then $18K — and why hitting those numbers broke me in the most revealing way The nervous system reckoning that came with my first million-dollar year Why I chose not to double revenue at all costs, and what I focused on instead The ecosystem model: why one signature offer is a starting point, not a business How we simplified from 9 offers down to 3-4 — and did the same revenue with far less effort Why I protect my team's nervous systems like a mama bear, and why sustainable success is the only success I'm interested in The grief that doesn't get talked about: what it means to be a woman in midlife, releasing older versions of yourself, and stepping into who you're becoming Why I build everything organically — no big ad spend, no app, no AI replacing my voice What I'm building now: the Audacious Woman, a certification, and legacy work that leaves an imprint Key Takeaways: Don't confuse your ability with your capacity — you likely have more of the former than you think Sustainable success > scaling at all costs Your nervous system is a business metric A business ecosystem needs multiple aligned pathways — not one offer carrying all the weight You don't need permission to build differently. You need desire and the courage to stop abandoning yourself in the process.   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE This episode is sponsored by: withinUs | Use the code JENNPIKE20 at withinus.ca for a limited time to save 20% off your first order and 20% off your first subscription order St. Francis | Go to stfrancisherbfarm.com and save 15% off your all your orders with code JENNPIKE15  Eversio Wellness | Go to eversiowellness.com/discount/jennpike15 and save 15% off every order with code JENNPIKE15 /// not available for "subscribe & save" option Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Metabolic Guide | jennpike.com/metabolic-guide Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.

https://teachhoops.com/ May is the month that decides your summer. If you win May, your summer becomes organized and purposeful. If you lose May, the offseason turns into random open gyms and wishful thinking. In this episode, Coach breaks down the vital priorities for May so you can build momentum, clarity, and real player improvement heading into summer. What You'll Learn Why May is the “setup month” for everything that happens in June and July The 7 most important coaching priorities to lock in right now How to turn summer from “busy” into “better” Simple systems to create consistency even when attendance is inconsistent The 7 Vital May Priorities Calendar First Communication Player Plans Strength and Durability Culture Reps Leadership and Identity Eligibility and Real Life Practical Week-by-Week May Plan Week 1: Calendar + player/parent communication Week 2: Player plans + strength schedule Week 3: Identity + constraints + leadership meeting Week 4: Pressure night (FT ladder + end-game reps) Key Takeaways Don't wait for “full attendance”—build a system that works with real life Track what matters (skill work, lifts, compete days, leadership habits) Keep it simple, measurable, and consistent Coach Challenge Before June 1st, complete this checklist: Set the calendar Send the player message Send the parent message Create two-skill plans Set lift days Choose one identity Build one constraint around it Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, we sit down with Jeff Lee, CEO and co-founder of DIBS Beauty, one of the fastest-growing color cosmetics brands in the country, now carried in over 1,300 Ulta Beauty doors with a product waitlist culture that generated 17K+ sign-ups before their mascara even launched. Jeff's path to beauty CEO is anything but conventional: Yale Law, Wall Street, Stanford MBA, Alex Rodriguez, and a co-founding partnership built entirely over Zoom. He breaks down what DIBS got right in the first six to twelve months, why your product doesn't have to be the most innovative — just the most useful, and how being the "first beauty founder to visit an Ulta in all 50 states" taught him more about selling than anything else. He also gets real about career pivots, the myth of the founder story, burnout as a natural cycle, and why the in-store conversation still produces 10x the order value of anything you can do online.Key Takeaways:// Don't design for yourself. One of the most common founder mistakes is assuming you are the customer. Jeff isn't the end user of most of DIBS's products — and leaning into his co-founder Courtney's existing audience was the honest advantage they doubled down on from day one.// Your advantage tells you your customer, not the other way around. Start with where you have a real edge, then build toward it. Sublimate the ego. The brand that's built for a broader audience will always outperform the brand built for the founder's taste.// In-store still wins at 10x. For all the magic of influencers, social commerce, and a full digital stack — DIBS's highest order values come the moment a real conversation happens in-store. The customer arrives pre-sold from online; the store is where she converts at scale.// Your brand needs to be in the conversation before she walks in. A beautiful end cap alone won't do it. Customers now come in with a predisposition — either for or against you. Your digital presence, influencer strategy, and brand awareness work determines what happens before the store visit even begins.// Burnout is a cycle, not a finish line. Jeff reframes the burnout conversation entirely — it's not something to avoid, it's something to move through. The question isn't how to never burn out; it's whether you reignite on the other side.// Going backwards to go forwards is a real strategy. Jeff took a 90% pay cut to pivot into beauty. But he's equally clear-eyed: that choice was made possible by financial stability built first. Solve for what actually matters in your life before romanticizing the leap.Learn More About DIBS: Instagram____Join the MHH Collective! The MHH Collective is a community for marketers and business owners to connect, ask real questions, and grow their careers together. Join for access to live Q&As with industry experts, a private Slack community, and ongoing resources: https://www.marketinghappyhr.com/mhh-collectiveSay hi! DM us on Instagram and let us know what content you want to hear on the show - We can't wait to hear from you! Please also consider rating the show and leaving a review, as that helps us tremendously as we move forward in this Marketing Happy Hour journey and create more content for all of you. ⁠Join the MHH Collective: ⁠Join now⁠Get the latest marketing trends, open jobs and MHH updates, straight to your inbox: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our email list!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow MHH on Social: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

From “rock bottom” to national crime-scene cleaners turning over six-figures plus. Donna and Dennis share how they built a premium, values-driven cleaning business and coaching brand. Weirdly, there's a lot of crossovers into dog training - and they prove it. Their lessons on pricing, mindset, recruitment, and client relationships map uncannily well onto the realities of running a dog training business. KEY TAKEAWAYS Don´t start your business as a hobby – “I just love doing this thing” doesn´t work. You need a business and growth mindset. Charge premium prices and structure for cash flow from day one. Don´t be afraid to break through the VAT barrier. Look out for new opportunities and services you can add to create a more resilient business. Don´t be afraid to recruit. Know your core values, hint at them in your job advert and hire for the character traits you need.  Having a strong purpose creates a lot of positive energy. Wanting to help others is a particularly good driver. Expect complaints and wobbles you will rarely achieve perfection, be ready to deal with oversights (don´t call them mistakes).  Build clear processes to minimise risk of oversights and deal with them. This also makes it easier to teach your staff and others the skills they need. Overserving for free is not good for you or your client. You can help but need boundaries. Learn to bridge the knowledge gap: meet clients where they are at, not where you are. Pitch at their level. You are going to have those “I should just go get a 9-to-5 job days” – refocus on why you are running your business, the things you enjoy and how working in Asda would make you feel. BEST MOMENTS “Everything we do, or we train our staff do to, we've done ourselves on the ground.” “I have got that purpose, and I have got the ability to change people's lives and it's massive.” “Recruit for character.” “There is space for everyone. If you don't believe there's space for you, there won´t be.” “The universe puts in front of you what you need to see.” “I have never stopped pushing. I just find different ways to push.” EPISODE RESOURCES https://thespecialistcleaninggroup.co.uk https://donnahall.co.uk DISC profiling for recruitment - https://www.discprofile.com/what-is-disc SOCIALS AND IMPORTANT LINKS https://www.tiktok.com/@letstalkdogbusiness https://www.youtube.com/@LetsTalkDogBusiness Website www.caninebusinessacademy.com Community Facebook Group: https://www.facebook.com/groups/caninebusinessacademycommunity Let´s Talk Dog Business Strategy Book - https://www.amazon.co.uk/Lets-Talk-Dog-Business-Strategy/dp/1068791705 Email: hello@caninebusinessacademy.com ABOUT THE HOSTS Jo Moorcroft and Vicky Davies are dog behaviourists, business strategists, and co-founders of Canine Business Academy—the UK's go-to hub for dog professionals who want more than just a logo and a dream.With a combined passion for dogs and business done properly, Jo and Vicky have helped hundreds of canine professionals build sustainable, profitable businesses rooted in real impact.

This interview features Melissa, the co-owner of Escape Craft Brewery, discussing the history and operations of her family business in Redlands. She explains the origin of their Sakura beer, a unique brew inspired by cherry blossom green tea, which has become a year-round staple. The conversation covers the technical challenges of brewing, such as maintaining consistency despite natural variations in hops and grain. Melissa also highlights the brewery's commitment to community through the Sakura Festival, an event celebrating Japanese culture and local art. Additionally, she addresses the business's adaptation to the current economy by offering non-alcoholic mocktails and hosting diverse social events. Key Takeaways: Don't be afraid to experiment with unconventional ideas, as even "weird" ingredients can lead to unique and successful outcomes. Turn your passions into a profession by listening to the encouragement of your community and taking calculated risks. Prioritize a healthy lifestyle by staying active and being mindful of your diet and exercise habits. Practice economic prudence by focusing on strengthening your current operations during uncertain financial times. Engage with your local community by hosting or supporting events that celebrate culture and give back to meaningful causes like animal rescue.

This episode of the Midwifery Wisdom Podcast is a beautiful, globe-spanning conversation about what happens when birth workers step out of their comfort zones. Host Chetana sits down with Brooke, a US-based midwife, and Johanna, the founder of a birthing clinic in India, to discuss the "sisterhood of midwives," cultural humility, and the universal language of birth.In This Episode, We Cover:From Opera and Animals to Midwifery: The unconventional paths that led Brooke (a former vet tech) and Johanna (a former opera singer) to birth work.Navigating the Indian Medical System: Johanna discusses the challenges of running Jeevalaya Birthing Home and the "diplomacy" required to advocate for gentle birth in a rigid obstetric environment.A Journey to Papua, Indonesia: Chetna shares her experience volunteering at a remote, non-profit birth center and the differences between physiologic birth and the mainstream medical model in Indonesia.The Global Epidemic of Anemia: A clinical discussion on why low hemoglobin is a worldwide challenge and how different systems address it.Cultural Competency vs. Connection: Brooke shares a moving story about attending a twin breech birth for a Ukrainian refugee family without a common language, proving that being "with woman" transcends words.High-Tech Solutions: A look at how real-time translation earbuds are changing the game for international midwifery care.Key Takeaways"Don't go thinking you are going to teach somebody else. You should be going open and receptive to what they can teach you... checking our ego at the door." — BrookeMidwifery is a Versatile Species: Whether it's navigating "midwifery deserts" or adjusting to spicy local diets, midwives are uniquely equipped to blend into and serve diverse communities.The Power of Presence: In many cultures, the most radical intervention a midwife can offer is simply holding a hand, looking into a mother's eyes, and returning her agency.Bridging the Gap: International collaboration isn't just about sharing clinical skills; it's about providing the emotional support and "sisterhood" that keeps birth workers sustainable.Resources MentionedJeevalaya Birthing Home: Johanna's clinic providing care to marginalized women in India.Timekettle Translation Earbuds: The tech Brooke uses to communicate with her Slavic-speaking clients in real-time.Midwifery Travel Experience August 2026This 2-week experience takes you to Angel Hiromi Bhumi Sehat (AHBS), the only midwife-led birth center in Papua, Indonesia. Set near the stunning Lake Sentani, AHBS serves indigenous families who often travel long distances to access respectful, midwifery-centered care.

Key Takeaways: Don't Let Taxes Control Every Decision: Focusing too much on saving taxes can distract from the bigger goal of growing a strong and profitable business. Think About Long-Term Effects: A tax break today might lead to higher taxes later. It's important to look at how decisions affect future events like selling the business or paying capital gains. Build the Business First: Structuring the business well and investing in things that help it grow often brings greater value than short-term tax savings. Avoid Spending Just for Tax Deductions: Prepaying expenses or buying equipment only to reduce taxes can lead to wasteful spending and weaker financial health. Balance Retirement and Tax Planning: Retirement contributions and benefits can help with taxes now, but it's important to consider how those funds will be taxed in the future. Chapters: Timestamp Summary 0:00 The Hidden Costs of Obsessing Over Taxes 1:38 Balancing Tax Savings and Business Growth Strategies 3:15 Balancing Business Investments and Long-Term Financial Strategy 4:53 Leveraging Business Growth and Investments for Tax Efficiency 6:40 Smart Tax Strategies for Business Owners   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

What does it actually look like to live a holistic wellness lifestyle? This week, we pull back the curtain — worms, cliffs, and toddler head-butts included. We are back with a full catch-up episode covering real life in the functional wellness world. Jensen is mid-parasite cleanse with results she didn't see coming. Lacey survived heli-skiing in Revelstoke and finally got her dream backyard sauna. And Kira is navigating the chaos of gentle parenting with a toddler who gives as good as she gets. Plus: why GLP-1 supplements while breastfeeding are a hard no, the moon's role in parasite activity, and building a personal brand in the health space.   Key Takeaways Don't jump into a parasite cleanse unprepared. If your drainage pathways aren't open, your minerals are depleted, or you haven't addressed your gut environment, parasites will come back — and you'll have wasted your money. Gentle parenting isn't passive parenting. Holding natural consequences with a highly emotionally intelligent child takes serious nervous system regulation. Repeat yourself on social media. No one remembers what they saw yesterday. You become known for a topic by saying the same thing 50 times — not by constantly creating new content.   Chapters 01:43 - Lacey and her building a personal brand presentation 08:04 - Jensen's parasite cleanse: coffee enemas, real results, and what nobody warns you about 22:23 - Why parasite cleanses aren't a "level one" protocol (minerals, drainage & environment first) 25:00 - Gentle parenting with a headstrong toddler: Kira's honest struggles with Ellie 33:22 - Lacey's heli-skiing trip to Revelstoke: avalanche risk, powder boards & expanding capacity 44:07 - Lacey's dream sauna is finally here: nighttime routine, cold plunge & grounding 45:00 - Does moonlight affect your circadian rhythm? Full moon, melatonin & parasite activity 48:36 - PSA: GLP-1 supplements while breastfeeding + why postpartum weight loss pressure misses the point 52:16 - Wrap-up & what's coming next     Want to Work With Us? Join us in the Root Cause Reset Program: https://www.lifestyleucoaching.ca/wellness-effect-906145 and use code "Wellness Effect" for a FREE functional lab test when you join the program. Follow us on Instagram: The Podcast: https://www.instagram.com/thewellnesseffectpod/ Lacey Iskra - https://www.instagram.com/laceeiskk/ Jensen - https://www.instagram.com/wellnesswjensen/ Kira Iskra - https://www.instagram.com/wellbykira/ Lifestyle U have helped over 1,000+ women transform their mind and body and become the best version of themselves. Want to be next? Click Here to Apply! - https://www.lifestyleucoaching.ca/apply If you loved this episode and want to hear more, subscribe and leave a review! Share this episode with a friend who's ready to start their own wellness journey. Follow us on Instagram at https://www.instagram.com/thewellnesseffectpod/ to stay up-to-date with the latest episodes and tips.

In this episode of the Federal Help Center Podcast, Colin Nchako delivers a hard truth most small business owners don't want to hear: adding skills you don't plan to master is one of the fastest ways to stall your growth in government contracting. Colin explains why skills must connect, not just exist—and how mismatched offerings confuse buyers, weaken proposals, and slow your path to larger contracts. Using real examples from his own journey, Colin breaks down how marketing and training naturally work together, how to evaluate whether a skill truly belongs in your business, and why chasing every opportunity is a losing strategy. He also shares how he monitors state and local portals daily, strategically targets contracts that ladder up to federal work, and reverse-engineers opportunities to build past performance that actually matters. Key Takeaways Don't add skills unless you plan to master and monetize them Skills should connect logically (not just sound impressive on paper) Use state and local contracts as stepping stones to federal awards If you want to learn more about the community and to join the webinars go to: https://federalhelpcenter.com/  Website: https://govcongiants.org/  Connect with Encore Funding: http://govcongiants.org/funding

Key Takeaways: Don't Miss Common Deductions: Many business owners overlook deductions like mileage and home office expenses. Tracking these can lead to meaningful tax savings. Intent Matters for Expenses: For things like meals, travel, and entertainment, the reason behind the expense is important. Understanding intent helps ensure expenses are reported correctly. Bonus Depreciation Is Back: Recent tax changes allow businesses to fully write off certain purchases right away. This can be a big advantage when buying qualifying equipment or assets. Review Transactions Regularly: Looking through bank statements and transactions can reveal forgotten subscriptions or miscategorized expenses, which improves accuracy and savings. Get Expert Tax Help: Tax rules are complicated and always changing. A knowledgeable CPA can help businesses take full advantage of deductions and credits while staying compliant.    Chapters: Timestamp Summary   1:56 Commonly Overlooked Business Deductions for Entrepreneurs 4:10 Understanding Tax Deductions for Meals, Travel, and Entertainment 7:07 Documenting Business Expenses and Intent for Tax Deductions 8:42 Gift Cards as Taxable Income for Employees 9:22 Tax Strategies and Tips for Small Business Owners Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Have you ever been wounded by people of God, people in the church? Have you experienced church hurt and you're wondering if you should go back? Many people suffer from the place that they were meant to get healing. The people that they should be able to rely on and trust for support turned around and ended up hurting them. If you've ever experienced, experienced hurt from the church, this podcast is for you. Award-winning author, life coach, and empowerment speaker Amy Joob delves into this issue of church hurt, in which wounded people often walk away from the very community meant to offer healing and support, struggling to find hope and trust again. Amy Joob shares her own story of church hurt, and offers practical steps for pursuing healing, forgiveness, and healthy community. We discuss how to process difficult emotions like anger, shame, and betrayal, how to navigate these experiences as a family, and why it's worth seeking out true connection even after deep disappointment. Whether you're currently wrestling with church hurt or supporting someone who is, this conversation offers compassion, encouragement, and resources for taking those first steps toward restoration. Join us as we discover how to move from pain to purpose within the body of Christ. What You'll Discover: Amy Joob shares her family's deeply moving story of walking through grief and betrayal, highlighting the confusion and isolation that often accompany church hurt. Learn practical steps for seeking resolution and finding forgiveness, even when leaders falter in their responsibilities. Real-life advice on how to separate the imperfect actions of people from the true character of Jesus – and why holding onto faith matters. Wisdom for supporting your family through church-related wounds, including why kids and teenagers may respond differently and how to help them process. Guidance on knowing when it's time to look for a new church, and how to step back into community engagement without carrying bitterness forward. Encouragement for anyone facing isolation after leaving a church, with actionable tips on reconnecting and trusting again. Key Takeaways: "Don't quit. Give yourself permission to heal, but don't give up on the body of Christ." "Forgiveness is a process. Say it out loud, pray blessings over those who hurt you, and trust God with your healing." Create stability and routines for your family during difficult times – consistency can be a lifeline. Connect with Amy Joob: Looking for coaching, grief resources, or support? Amy Joob invites you to connect on amyjoob.com or find her on Facebook, Instagram, and LinkedIn. Final Encouragement: If you've been knocked down by church hurt, remember Amy Joob 's favorite line based on scripture: "If you get knocked down, get up again and keep going." Jesus has a place of healing for you – don't let disappointment be the end of your story. Thank you for listening – and for believing with us in hope and healing. We're thrilled to accompany you on this journey of faith, growth, and transformation. As always, we appreciate your support! Please subscribe and share this episode. We can't wait for you to join us for future episodes of Flourish-Meant. To book Tina as a speaker, connect with her life coaching services, and more, visit her website: https://tinayeager.com/ Optimize your mind and body with my new favorite, all-inclusive supplement, Cardio Miracle! I love the energy and focus this health-boosting drink mix provides without toxins, caffeine, or sugar! Get a discount on your purchase with my link: http://www.cardiomiracle.com/tinayeager Use the code TINA10 at checkout. To flourish in all seasons of life with the highest quality nutraceutical health supplements that benefit charitable causes, shop NutraMedix wellness supplements. Be sure to use my link  https://www.nutramedix.com/?rfsn=7877557.b6c6785 and add my special code TINA to get 10% off your entire purchase! If you're a writer, subscribe to Inkspirations Online (devotional publication by writers for writers): https://www.inkspirationsonline.com/ Manage stress and anxiety in 10 minutes a day with the course presented by 15 experts, Subdue Stress and Anxiety https://divineencouragement.onlinecoursehost.com/courses Connect with Tina at: Facebook: https://www.facebook.com/tyeagerwriting/ Linked In: https://www.linkedin.com/in/tinayeager/ Instagram: https://www.instagram.com/tina.yeager.9/ YouTube: https://www.youtube.com/c/TinaYeager Pinterest: https://www.pinterest.com/tyeagerwrites/ Goodreads: https://www.goodreads.com/author/show/3865622.Tina_Yeager  Stock Media provided by Talekeeper_Music / Pond5 https://www.pond5.com/royalty-free-music/item/87553658-inspirational-cinematic-trailer-p5  

What is one thing that you can do today to start your impact on God's Kingdom?In this episode, Jeff and Todd discuss: Surrendering your life to Jesus.Seizing the opportunities God provides.Trusting in God, not the resources of the world.Seeing God's picture as greater than what we can dream.Taking the chance to just start.  Key Takeaways: Don't be afraid to live your faith out loud. You never know who is watching and who is being impacted.God is enough. You don't have to know every verse of scripture or have all the answers. He is enough.Don't get so stuck in your own ideas that you stop listening to God's voice.God will expand our footprint as we scatter seeds and trust in Him during times of transition.  "I think we overthink transitions sometimes as if God doesn't know what's coming. And in my case, He not only knew, but He confirmed it in a way that brought a lot of peace." —  Todd Stewart Episode References: Hope Legacy Collective: https://hopelegacycollective.org/C12: https://www.joinc12.com/ About Todd Stewart: Todd Stewart is first and foremost a follower of Christ, one who seeks to live out kingdom principles and pursue kingdom growth on a daily basis.Beginning as a forklift operator and later becoming CEO of Gulf Winds, he charted an unusual course for the company: faith first, and profit followed. Todd graduated from Stephen F. Austin State University with a bachelor's degree in marketing in 1996 before joining his father in the bold logistics venture of Gulf Winds. His wife, Nikki, has adventured side by side with him through his rise to CEO; the raising of their two beautiful children, Lexi and Lane; and his travels across the globe, sharing the gospel of Christ with family, friends, and colleagues-and with those hungry to hear.Through the years, Todd has been honored by C12 with the Hero Award and by International Cooperating Ministries with the Rock Award. Todd personally lived the Gulf Winds story as a son, an employee, the CEO, and finally through the sale of the business. As he dared to run the family company with the mission of impacting eternity and a determination to put God first in it all, he saw firsthand the incredible things God would do with a business devoted to Him. Connect with Todd Stewart:Website: https://toddstewart.com/Book: Delivering Hope: Leading a Business That Builds the Kingdom of GodLinkedIn: https://www.linkedin.com/in/todd-stewart-0168a54/Instagram: https://www.instagram.com/toddstewart819/Facebook: https://www.facebook.com/profile.php?id=61583392180447  Connect with Jeff Thomas: Website: https://www.arkosglobal.com/Podcast: https://www.generousbusinessowner.com/Book: https://www.arkosglobal.com/trading-upEmail: jeff.thomas@arkosglobal.comTwitter: https://twitter.com/ArkosGlobalAdvFacebook: https://www.facebook.com/arkosglobal/LinkedIn: https://www.linkedin.com/company/arkosglobaladvisorsInstagram: https://www.instagram.com/arkosglobaladvisors/YouTube: https://www.youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw

In this episode of Growing eCommerce, Mike Ryan and Chris debunk three persistent myths that are still holding retailers back in 2026. While everyone is distracted by the hype of UCP and Agentic Commerce, many accounts are bleeding efficiency due to outdated structures like the "Heroes & Zombies" matrix and one-dimensional margin buckets.We break down why these old-school tactics create self-fulfilling prophecies of failure and share what sophisticated retailers are doing instead to balance volume, margin, and the new reality of AI-driven search.In this episode, we cover:The "Zero Click" Wake-Up Call: Why the shift to walled gardens means you need to fix your tactical basics now before the ecosystem changes forever.Myth #1: Heroes & Zombies: Why classifying low-volume products as "zombies" is a logical flaw that starves your potential growth engines. We explain the danger of using historical data to doom new products.Myth #2: Margin Buckets: Why segmenting campaigns by gross margin % (e.g., 0-5%, 5-10%) is dangerous. Mike shares data showing how this ignores conversion volume and pricing strategies, leading to "death by optimization."Myth #3: PMax vs. Standard Shopping: It's no longer an either/or decision. We discuss the rise of hybrid setups and why Standard Shopping is actually gaining cost share again.Key Takeaways:Don't rely on single-dimensional data: Grouping products solely by ROAS or Margin % ignores critical context like seasonality, price competitiveness, and absolute profit.Standard Shopping isn't dead: Even Google is now advocating for hybrid use cases, such as using Standard Shopping for query filtering or specific inventory control.+1The "Self-Fulfilling Prophecy": If you put a new product in a "zombie" campaign with low budget because it has no data, it will never get data. You need a multi-dimensional scoring strategy.About Mike RyanBased in Austria and originally from Boston, Mike Ryan is Head of Ecommerce Insights at Smarter Ecommerce (smec). With 10+ years in retail and PPC, and experience across retail operations, product management, and digital advertising, he helps online retailers turn data into strategies that improve performance in a highly competitive market.About Christian ScharmüllerChristian Scharmüller is CCO & Managing Director at Smarter Ecommerce and a long-time expert in PPC and e-commerce. With 12+ years in ad tech, he's a regular speaker at major industry events such as SMX and OMR, sharing insights on e-commerce strategy and the future of retail media.About Smarter Ecommerce (smec) Smarter Ecommerce (smec) helps e-commerce brands scale profitably with AI-driven PPC automation—optimizing for business outcomes while keeping strategic control in the hands of marketers. The platform activates first-party data (e.g., margins, CLV, core business metrics) to automate campaign optimization toward profitability and efficient growth, with transparent insights that reduce manual work and free teams for strategic oversight. As a Google Premier Partner and three-time Microsoft Retail Partner of the Year, smec manages €500M+ in ad spend and drives €5B+ in annual e-commerce revenue for 350+ global retail clients, including THG, Snipes, REWE, and Intersport. Follow smec for performance marketing insights: Website: smarter-ecommerce.com LinkedIn: linkedin.com/company/smarter-ecommerce-gmbh Newsletter: smarter-ecommerce.com/en/newsletter/ Instagram: instagram.com/smarterecommerce

Episode Summary In this solo episode of The Chat GPT Experiment, host Cary Weston dives into two real conversations he had with business owners—one looking to implement AI into their operations and the other trying to pivot into AI consulting. Cary offers straight-up, no-fluff advice: don't start with AI. Start with your business needs, your strengths, and the problems you're actually trying to solve. From there, tools like ChatGPT can help scale or simplify your work—but they can't create structure where none exists. 3 Key Takeaways Don't lead with AI—lead with your business. Identify the specific problem you're trying to solve. AI can help, but it's not the starting point. If it's not documented, it can't be scaled. Whether it's pricing info, sales process, or FAQs—get it organized first. Then, AI can actually help. Big AI moves can start small. You don't need to become an AI consultant or master every tool. Start with what you already know and build from there. Special Giveaway: Free Ticket to AI Business World Cary's longtime friend Michael Stelzner (founder of Social Media Examiner) is hosting AI Business World — a 2-day, practical, hands-on conference for business-minded marketers who want to actually know how to use AI tools in their day-to-day work. Dates: April 29–30, 2026 Location: Anaheim, California Focus: Practical AI workflows, real tools, and smart strategies for business and marketing Includes: Admission ticket only. No travel or accommodation is included in giveaway. Enter here: https://chatgptexperiment.com/ai-business-world-ticket-giveaway     Cary offers customized one-on-one ChatGPT training in 60 minute sessions. Find out more information on the sessions, answers to frequent questions, and how to register at www.ChatGPTExperiment.com +++++++++ CONNECT WITH CARY ChatGPT Podcast Website: www.ChatGPTExperiment.com Marketing Podcast: www.PracticalMarketingShow.com Cary's Agency Website: www.CMWeston.com LinkedIn: https://www.linkedin.com/in/caryweston LINKEDIN NEWSLETTER The Chat GPT Experiment is also a LinkedIn Newsletter and you can find it here: https://www.linkedin.com/newsletters/the-chat-gpt-experiment-7110348839919702016/ MUSIC CREDITS The instrumental music used in this podcast is called "Curious" by Podington Bear.

If LinkedIn has felt like something you should use but don't quite know how, or you've been posting without much traction, this episode is for you. My guest today is Jo Saunders, known as Australia's LinkedIn Demystifier. Jo is a LinkedIn strategist who helps service-based business owners turn LinkedIn into a sales and relationship-building tool — without being pushy or inauthentic. In this conversation, we talk about how women entrepreneurs can use LinkedIn strategically — to build trust, increase visibility, and make real sales — all while showing up as their true selves. Whether you're already active on LinkedIn or feeling embarrassed by your neglected profile, Jo offers practical advice and powerful mindset shifts that will help you take the next step. In This Episode, We Cover: Why random posting isn't enough — and how to use LinkedIn with real purpose The algorithm changes in 2026 you need to know about (and how to work with them) What it means to be "appropriately human" on a professional platform How to position your offers and include CTAs without turning people off The importance of being consistent in your messaging (and how talking about too many things can confuse your audience — and the algorithm) Jo's thoughts on AI-generated content and why authenticity matters more than ever What "connect-fluence" means and how to use connection to drive influence and sales The key differences between showing up to "make friends" versus selling with service How to leverage key areas of your LinkedIn profile (Jo calls them "sales hotspots") to drive traffic and conversions Whether or not you need LinkedIn Premium — and who it's really for Why slowing down your outreach and engaging thoughtfully is the biggest missed opportunity How Jo is using leverage in her business this year by relaunching community events What "Your Business, Your Rules" means to Jo — and how she embraces it by showing up in her colourful, unique way Key Takeaways: Don't just post to be visible — post with a purpose. Know what you're selling, who it's for, and create content that helps them. Your LinkedIn profile is a credibility tool. Treat it like a landing page — make sure it's clear, current, and aligned with your message. Show up as yourself — strategically. You don't have to fit a corporate mould. Just be intentional and on-brand. Connection comes before conversion. Build influence by building trust. Engage meaningfully, and don't rush the sale. You can sell — without being salesy. Provide value first. Then give people a clear next step. Mentioned in This Episode: The HerBusiness Network Get a copy of Jo's LinkedIn Healthcheck Connect with Jo on LinkedIn Learn more about working with Jo Follow strategist Joroen Kraaijenbrink of The Big 5 of Strategy on LinkedIn Reviewer Kaye Ure, of Styling Individuals Listen to episode 330: Why "White Space" is the Secret to Getting Unstuck in Business  

The Truth About 2025: My Raw Review of Small Business RealityHost: Julie Riga | Episode Type: Solo EpisodeOverviewThis isn't your typical year-in-review episode. Julie Riga gets brutally honest about what 2025 really looked like as a small business owner: the hustle that led nowhere, the rejection that stung, the corporate friends who disappeared, and the Friday nights spent wondering if she should just get a "real job" again. But here's the twist: she's not quitting. In this raw, unfiltered conversation, Julie shares the unspoken truth about entrepreneurship, the non-negotiable realities of building a business, and why finding your purpose is worth every frustrating moment. If you're a business owner, leader, or anyone chasing a dream while wondering if you should give up, this episode is your permission to keep going.The Truth About 2025: My Raw Review of Small Business RealityWhat You'll Learn:Julie pulls back the curtain on her 2025: months of hustling with no results, feeling stuck, battling frustration and depression, and watching corporate connections fade away. This is the messy middle nobody talks about. But it's also a powerful reminder that transformation doesn't come from comfort zones, and legacy isn't built by quitting when things get hard.Key Topics:The Three Non-Negotiables of Small Business Success:Community Over Isolation - Why doing it alone guarantees you'll quitSales as Your Lifeline - 80% of your first two years is selling (no sugarcoating)The Pivot-Fast Mindset - Learn what doesn't work and change it immediatelyThe Reality Check:Why 2025 felt harder than previous yearsGetting real about depression, frustration, and wanting to quit every FridayThe corporate friends who disappeared and the strangers who stepped upWhat keeps Julie going despite the brutal journeyMemorable Quotes:"2025 kicked my butt. If it didn't kick your butt, let me know in the chat.""If you're not willing to say that 80% of my time in the very beginning is gonna be devoted to selling, just go get a job.""Complete strangers will help me first than some of the people I worked very closely with.""I am a catalyst for you to reach your next level of success."Key Takeaways:Don't do it alone - Community is essentialEmbrace sales reality or get a jobPivot fast, learn fasterNever get comfortable with your pipelineTake care of yourself through the brutal journeyRemember why you startedAbout Julie Riga:Julie specializes in helping leaders and business owners dig deep to understand their true purpose, facilitate that purpose in their lives, and break through to their next level of success with clarity and confidence.Services: One-on-One Coaching | Leadership Programs | Training Programs | Brand BuildingReady for transformation? Schedule a call with Julie and start facilitating your purpose.

What really kills business deals—without anyone noticing? Not the obvious red flags.Not the spreadsheets.But the quiet mistakes buyers make the moment they think they’ve already won. In this episode, Jaryd Krause sits down with John Martinka (aka The Escape Artist), who’s spent 25+ years advising buyers and sellers across 150+ real acquisitions. No theory. Just what actually happens in deals. You’ll hear why first-time buyers fall in love too fast, how stopping your search early weakens your position, and why relationships matter more than price once negotiations get serious. John also reveals how “great on paper” deals quietly turn into long-term stress, and what to do instead. Plus, what happens after the deal closes: how one small shift helped a buyer grow a business by 75% in under a year, and why growth often fixes problems faster than perfection ever will. If you’re buying a business (or even thinking about it), this episode will change how you see deals before it’s too late.

Learn how to move beyond emotional impulses and use critical thinking to evaluate opportunities, align them with your long-term vision, and assess hidden costs and consequences. Gino walks through a real-life case study of a failed partnership to show you how to avoid costly mistakes and make empowering decisions that scale your business.

Don Eggspuehler is a celebrated author and storyteller whose work thoughtfully weaves together wisdom, love, and meaningful life lessons. In his book Letters to Mom, he reflects on the powerful bond between mother and son, shaped through heartfelt correspondence and profound personal experiences. A Vietnam War veteran with a remarkable journey that began the day he was drafted upon college graduation, Don continues to share insights from his extraordinary life through his many writings on growth, resilience, and purpose.Please learn more about Don Eggspuehler at ww.LifeLessonsBooks.netIn this moving episode of Mr. Biz Radio, host Ken “Mr. Biz” Wentworth welcomes author Don Eggspuehler, whose book Letters to Mom offers a timeless exploration of family, reflection, and gratitude. Don shares the powerful story behind the letters he wrote to his mother during the Vietnam War, revealing the challenges of service, the emotional weight of loss, and the enduring strength of their bond. Through his reflections, he illustrates how storytelling and written expression can bring healing, perspective, and connection to veterans, families, and listeners alike.Key Takeaways:-Don emphasizes the therapeutic and emotional significance of writing letters during his military service, providing mental relief and maintaining vital connections with family.-His decision to preserve the original authenticity of the letters allows readers to feel the real emotions and experiences of a Vietnam War soldier.-Writing the book offered Don closure, helping him process the war's bitterness and focus on camaraderie and growth.-Don's journey from post-war struggles to thriving as an author demonstrates resilience and the importance of addressing trauma.-His work, including other books on life lessons, aims to leave a lasting impact on his family and society.

What is your Kingdom assignment? In this episode, Jeff and Matt discuss: Giving your children a defense for their faith.The difference between being an engineer and a creative engineer.Asking God for wisdom in your field.Be a doer of God's will.  Key Takeaways: Don't let anyone tell you that you can't be something - you can be whatever God has wired you to be.God can prosper you in business so you can be self-sufficient in ministry.God's will never feels icky. It may feel scary - because we can't do it without Him - but it won't feel bad.If you've been in ministry, you don't know the seeds that you are planting. Even if you don't feel effective, God is using your efforts to impact people every day.  "If your faith isn't a part of what you're doing on a daily basis, you will end up where you're not supposed to be." —  Matt McPherson About Matt McPherson: Matt McPherson has been a successful entrepreneur, musician, and producer for decades. He is the founder and CEO of Mathews Archery, Inc., which is located in Sparta, Wisconsin. Mathews Archery is the leading manufacturer of premium archery equipment in the world. Matt and his wife, Sherry, co-wrote the "The Salvation Poem" song, which has been heard by over 1 billion people around the world in approximately 90 languages. He also founded The Salvation Poem Project, as well as other world-renowned businesses such as McPherson Guitars, Brennan Industries, and Canzion Films. Matt is also the Executive Producer of "Light of the World", an animated feature film on the life of Jesus. Light of the World is his passion project, and a significant part of what he believes his life-calling to be. Connect with Matt McPherson:Mathews Archery: https://mathewsinc.com/McPherson Guitars: https://mcphersonguitars.com/Mission Archery: https://missionarchery.com/Genesis Archery: https://genesisbow.com/Canzion Films: https://canzionfilms.com/  Salvation Poem Project: https://salvationpoem.com/  Light of the World: https://lightoftheworld.com/  Connect with Jeff Thomas: Website: https://www.arkosglobal.com/Podcast: https://www.generousbusinessowner.com/Book: https://www.arkosglobal.com/trading-upEmail: jeff.thomas@arkosglobal.comTwitter: https://twitter.com/ArkosGlobalAdvFacebook: https://www.facebook.com/arkosglobal/LinkedIn: https://www.linkedin.com/company/arkosglobaladvisorsInstagram: https://www.instagram.com/arkosglobaladvisors/YouTube: https://www.youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw

It's easy to think that the best way to stay ahead in business is by watching your competitors and lowering your prices when they do. But as Karen explains in this episode, that common fear-driven reaction often backfires. Responding to competition by undercutting your value can leave you overwhelmed, undervalued, and unsure of your direction. Karen breaks down why “cheaper” is rarely the answer, how to build a business rooted in confidence and authenticity, and what it really takes to attract the right customers, whether you're a perfumer or creative entrepreneur. KEY TAKEAWAYS Don't let fear of competition dictate your choices. Competing on price is a race to the bottom; focus on your quality and what sets you apart. When each business focuses on its unique strengths and client experience, they can all thrive. True customer loyalty comes from trust, quality, and connection. Not from your being the cheapest. If you are struggling to resist the temptation to lower your prices, learn from those who have been where you are now. Seek out courses, community, or mentoring to strengthen your mindset and business skills. BEST MOMENTS “Please, for the love of everything, don't compete on price ever. It never works. It always falls flat.” “Cheap perfumes aren't true competitors to original, high-quality fragrances—each attracts a different customer and fulfils a different need in the market.” “Fear often shows up when you are not fully sold on your own value yet. It's never about the competition.” EPISODE RESOURCES In Person Classes: https://www.karengilbert.co.uk/studio-classes Bespoke Perfumery Course: https://karengilbert.info/bespoke-perfumery-masterclass Mindset Course (included with The Artisan Perfumery Mastermind): https://www.onlineperfumeschool.com/mindset-magic-masterclass-online-course VALUABLE RESOURCES Getting Started Guide: https://www.karengilbert.co.uk/podcast-getting-started-guide Artisan Perfumery Mastermind: https://www.karengilbert.co.uk/artisan-perfumery-mastermind ABOUT THE HOST Fragrance expert, author, teacher and speaker; Karen Gilbert runs courses in the UK and online which demystify the secretive world of perfumery in a fun and interactive way. Karen has inspired thousands of students to explore their olfactory sense and create their own personalised fragrances. With extensive product development experience in both the commercial perfumery and the organic skincare industry, Karen is able to offer a unique insight into creating natural and mixed media fragrances for fine fragrance, room scents and skincare/bodycare products using commercial perfumery techniques. Karen is also a certified meditation teacher and has a passion for helping people to create daily rituals that integrate scent with other modalities to shift state and increase your sense of wellbeing. CONTACT DETAILS Website - https://www.karengilbert.co.uk/ Instagram - https://www.instagram.com/karengilbert/ Facebook - https://www.facebook.com/KarenGilbert.co.uk YouTube - https://www.youtube.com/@KarenGilbertPerfumeMaking Email - karen@karengilbert.co.uk This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

# Car Talk with Dane Donovan: Winter Prep & Holiday Car TipsAre your wheels ready for winter? In this episode, Dane Donovan shares essential advice for preparing your vehicle for the cold months ahead. From the importance of timely inspections to why those wiper blades you've been ignoring might leave you stranded in a snowstorm, Dane offers practical wisdom from his 25 years in the auto repair business.The automotive landscape has changed dramatically since Donovan's Auto & Tire Center opened 66 years ago. Remember when everyone rushed to put on snow tires the day after Thanksgiving? Today's vehicles have different needs, but winter preparation remains crucial. Dane explains why the sudden temperature drops we experience can wreak havoc on cars and why waiting until the first snowfall for new tires might leave you stuck in a long queue.## Timestamps:- 3:45 - Winter car preparation essentials and how maintenance needs have evolved- 11:30 - Trailer tire problems and why they don't last- 18:20 - Solving gas tank pressure issues in a 2008 Chevy Silverado- 27:15 - Electronics troubleshooting in an '06 Escalade- 33:40 - Fuse problems and upgrading amperage safely- 36:15 - Bizarre starter issue in a '98 4Runner that starts without a key## Key Takeaways:- Don't wait for the first snowfall to check your tires and other winter-critical systems- Modern cars need different maintenance than older vehicles, but winter checks remain essential- When doing DIY repairs, invest in quality OEM parts to avoid repeated failures- Trailer tires typically don't last long - consider light truck tires as an alternative- Rodents can cause extensive electrical damage to vehicles, especially those that sit unusedIs your college student home for the holidays? Schedule their car maintenance now before the rush. Remember that Donovan's offers shuttle services and sometimes even loaner vehicles to make the process as convenient as possible.Ready to get your vehicle winter-ready? Visit donovantire.com to find the location nearest you and schedule your winter inspection today!See omnystudio.com/listener for privacy information.

Feeling the holiday pressure? In this Queen's Corner episode, Snooks shares powerful marriage advice for Thanksgiving: choose connection over perfection, see the goodness in your spouse, and embrace gratitude over stress. Perfect for couples navigating the holiday season together! #MarriageAdvice #ThanksgivingMarriage #RelationshipGoals #ChristianMarriage #HolidayStress #MarriedLife #GratitudeInMarriage #QueensCorner #MarriageCoaching #healthyrelationships 

PRESENCE IS MORE POWERFUL THAN PERFORMANCE. You don't need perfect words; you need stability. Holding space means staying with tension long enough for truth to surface instead of rescuing or redirecting. Key Takeaways: Don't relieve tension too early—let it reveal truth. Your steadiness becomes the client's safety. Transformation unfolds when you stop forcing it. Action Guide: In your next session, notice one moment you want to jump in too soon. Pause instead. See what emerges when you let the client sit with what's happening. Read the Life Coach Blog Become a S&S Life Coach Join the Coaching FB Community —> HERE Find me @coachlauramalone on IG —> HERE Your 5 star review on Apple Podcasts means a ton✨

Want to live a better balanced life and win in marriage AND business at the same time? Purchase our (audio) book Tandem: The married entrepreneurs' guide for greater work-life balance. https://www.thetandembook.com/ Download the 5 Daily Habits to Thrive in Tandem https://marriedentrepreneur.co/5-daily-habits-download  Need some insight into how to balance it all? Schedule a free discovery call. https://marriedentrepreneur.co/lets-talk What happens when a career shake-up, a calling to entrepreneurship, and a surprise pregnancy all collide at once? In this episode, Robert sits down with Robbie and Nicole Harper—co-founders of Blue Ridge PR—to talk about what it really looks like to build a business while protecting your marriage and family. Robbie shares how leaving an unhealthy work situation became the catalyst for launching their PR firm, while Nicole reflects on the early season of keeping the "home fires burning" so the business could get off the ground. You'll hear how they navigated financial uncertainty, parenting stress, and the emotional ups and downs that come with entrepreneurship—especially when one spouse processes internally and the other needs to talk it out. Their secret? Honest communication, giving each other space to process, and learning how to "carry the baton" when the other spouse is spiraling. They even share practical tools they use in real life (including one surprising app that helps them process emotions and stay connected). The Harpers also unpack what it takes to protect your relationship long-term—especially as kids grow up and empty nest seasons approach. From beach walks and "broke date nights" to ice cream runs and dog walks, they remind us that connection doesn't require a big budget—just intentionality. If you're a married entrepreneur trying to build something meaningful without losing each other in the process, this conversation will feel like a deep breath and a roadmap. Key Takeaways Don't let life stack up without a pause. Regularly audit what's working and what's adding unnecessary stress. Start-up seasons are intense—support is everything. A spouse being genuinely "on board" can be the difference between breaking and building. Communication is the real safety net. When money is tight or clients are slow to pay, staying connected keeps fear from taking over. Only one meltdown at a time is a win. Learn how to stabilize each other when one spouse is spiraling. Give each other space to process differently. Some need silence and a walk; others need to talk it out to find clarity. Connection doesn't need to be fancy. Ice cream runs, dog walks, beach subs—small moments can be the most impactful. Protect the marriage before the empty nest arrives. Keep investing now so you don't wake up later wondering, "Who are you?" Intertwined lives require extra intentionality. When work, church, and family overlap, boundaries and check-ins matter even more. Bio: Robbie Harper, MBA, and Nicole Harper are the co-founders of Blue Bridge PR, a public relations firm focused on building reputation for faith-driven and values-based organizations. Robbie serves on the boards of both the U.S. Christian Chamber of Commerce and the Central Florida Christian Chamber of Commerce. Nicole is also the Children's Minister at Stetson Baptist Church. They live in DeLand, Florida, with their three children. Connect with them at https://www.bluebridgepr.com. 

Thinking of turning that vacant Dollar Tree into a food hall? Hit pause—this episode might save you a fortune.Food halls are trendy, flashy, and tempting—especially when you're sitting on 5,000 to 10,000 square feet of empty space. But after seeing too many landlords lose big, I'm here to sound the alarm. In this episode, I break down why most food halls fail, the false promises they offer, and what you should consider before signing on to build one. From startup tenant churn to high buildout costs and low foot traffic, I share real examples (including failed projects from close friends) and challenge the food hall hype with a dose of truth. If you're serious about NOI, you need to hear this.Key Takeaways:- Don't default to a food hall just because you have a large vacancy- Buildout costs are massive; especially without a strong operator- Most food hall tenants are startups (and risky ones at that)- Failure rates remain high, even in trendy concepts- Location is everything: food halls only work with major traffic- Tourist-heavy areas offer better chances of success- Talk to real operators and visit proven sites before investing- A vacant anchor space doesn't equal a food hall opportunity- There are better ways to fill space; don't fall for the fadBECOME A COMMERCIAL REAL ESTATE ROCKSTAR: https://www.bethazor.com/https://www.azoracademy.com/For more commercial real estate training: https://www.bethazor.com/training/FOLLOW ME ON SOCIALFacebook: https://www.facebook.com/azoradvisoryservices/Twitter: https://twitter.com/bethazor1Instagram: https://www.instagram.com/bethazor/Linkedin: https://www.linkedin.com/company/6315636/#retailleasing #commercialrealestateinvesting #retailleasingcoach #bethazor

Apparently, choosing not to drink now makes you controversial. In this episode, Shane dives into the cultural weirdness around sobriety — why quitting alcohol freaks people out more than drinking too much, how clear-headed men are suddenly being called “radical,” and what this says about masculinity, culture, and freedom in 2025. From The Guardian's recent article “Mocktails for MAGA: Why the US Right Is Turning Sober” to the growing trend of men reclaiming their focus, faith, and families, Shane breaks down why a simple glass of sparkling water can now spark a political debate. You'll laugh, shake your head, and probably think twice about why society celebrates dysfunction and ridicules discipline. Because here's the truth, sobriety isn't extreme. It's clarity. It's leadership. It's power. And in a world that glorifies chaos, staying sober might just be the most rebellious move you can make. Key Takeaways Don't let culture define your character — “normal” isn't always right. True masculinity isn't about how much you can drink, but how much you can carry. Staying sober isn't weakness — it's the foundation of real freedom and clarity. Join the Movement If you're ready to level up your mind, health, and leadership:

In this heartfelt solo episode, Jr opens up about a lesson that reshaped his entire podcasting journey. After his first speaking engagement left him questioning what he'd been teaching, he realized he'd been following templates instead of truth.He shares how chasing formulas, quick monetization, and the “perfect” structure nearly stripped the authenticity from his voice—and how he rebuilt his creative foundation by focusing on community, experimentation, and real human connection.

Are you tracking the wrong metrics? Learn how to define podcast success beyond downloads and vanity numbers.If the only thing you track is your download count, you're missing the point of having a podcast. Many podcasters get caught up in vanity metrics, like being in the "top 10% globally" (which is easier to achieve than you might think) and forget what true podcast success looks like for their business. In this episode of Podcasting Unlocked, we break down why you get to decide what success means for your show and the exact, non-monetary, and monetary metrics you should be tracking to see if your podcast is actually working. We also share three valuable websites to help you benchmark your show against the podcast industry.Key Takeaways:Don't let vanity metrics like "top 10% worldwide" distract you; true success aligns with your show's core goals, whether that's lead generation, thought leadership, or positive impact.Track how many listeners become qualified leads (e.g., booking a call, signing up for a low-ticket offer). A 10% conversion rate from listeners to leads is fantastic, as podcast listeners have a longer nurture time.Success can be a client hiring you or inviting you to speak because of your podcast, or a listener sharing that your message positively changed their life.Find out where your podcast truly stacks up using external resources like Listen Notes, the Podcast Industry Report (for interview-based shows), and PodStatus.Hitting milestones like 100 episodes makes you part of a tiny percentage of podcasters who have gotten that far, proving that sticking with it is a major win.It's time to stop feeling frustrated by numbers that don't matter. Take five minutes today to write down your personal definition of success for your podcast. If you're looking for strategic ways to market your podcast and get it in front of more people, join our free upcoming workshop!Be sure to tune in to all the episodes to receive tons of practical tips on turning your podcast listeners into leads and to hear even more about the points outlined above. Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate and review the podcast and tell me your key takeaways!Learn more about Podcasting Unlocked at https://galatimedia.com/podcasting-unlocked/ CONNECT WITH ALESIA GALATI:InstagramLinkedInWork with Galati Media! Work with Alesia 1:1LINKS MENTIONED:Ep 135 Podcast GoalsGoals WorkshopEp 197 with LaurenListenNotes.comPodmatch.com/reportEp 88 Milestones Podstatus.com Marketing WorkshopProud member of the Feminist Podcasters Collective.

In this episode of The Floral CEO Podcast, Jen breaks down how to truly maximize your ROI from styled shoots — so your time, flowers, and creativity actually lead to booked weddings and stronger industry relationships.Using real-world examples from two Minnesota venues (including her favorite, Essence Event Center), Jen shares exactly how she approaches styled shoots strategically — turning them into open houses that build vendor connections, attract ideal clients, and generate lasting content for your portfolio.Whether you're a florist just starting to collaborate with venues or a seasoned designer looking to refine your approach, this episode will help you stop saying yes to unpaid, unstrategic shoots — and start saying yes to smart exposure that grows your business.

Updates available on militarymoneymanual.com/shutdown Air Force Aid Society – Falcon Loans up to $1,500 and Standard Assistance, up to 24 months of repayment. Space Force also eligible. Navy-Marine Corps Relief Society – Quick Assist Loan and Financial Assistance available Army Emergency Relief – Normally assistance available same day but no later than 48 hours. AER will provide rapid, zero-interest loans to help cover financial needs until normal operations and back pay resume. Assistance is available up to the amount of one net paycheck (maximum $6,000), with repayment beginning once pay is restored. If you or someone you know may be affected, please share this information. More information here. Coast Guard Mutual Assistance – Quick Loan program up to $1,000, Shutdown Loan up to 1 month's BAH per month USAA Government Shutdown Program 0% loan, credit check required, up to $6,000 Navy Federal Government Shutdown Assistance, Paycheck Assistance Program 0%, no credit check required, up to $6,000 PenFed Service Credit Union Spencer Reese delivers a timely solo episode addressing the 2025 federal government shutdown and its impact on military families. Recorded on October 8th, just days into the shutdown, this episode provides practical, actionable guidance on navigating the financial challenges of missed paychecks, accessing zero-interest loans from military-friendly banks, and protecting yourself from shutdown-related scams. While the Military Money Manual typically focuses on evergreen content, this episode addresses an urgent situation affecting active duty service members, federal employees, and military contractors. Topics Covered Government Shutdown Basics: Active duty military deemed mission essential, must continue reporting to work October 1st paycheck protected (work performed in September) October 15th paycheck at risk Historical precedent: 2018-2019 Coast Guard missed paychecks for 35 days Backpay is guaranteed by law once shutdown ends Veterans, retirees, VA disability, and Social Security payments protected (separate funding sources) USAA Government Shutdown Assistance Program: https://www.usaa.com/support/government-shutdown-program/ Zero-interest loan: $500-$6,000 based on last direct deposit amount Requirements: Direct deposit established before shutdown, at least one qualifying deposit in 30 days prior, US/military address (APO/FPO/DPO), credit approval required Repayment: 3 months, two equal installments (first payment ~60 days, second ~90 days) Additional relief: Auto/property insurance payment relief Credit cards: 3-month payment extension Consumer loans: 2-month extension with no interest Overdraft fees waived Home equity lines: 3-month payment extension Navy Federal Paycheck Assistance Program: https://www.navyfederal.org/about/government-shutdown.html Zero-interest loan: $250-$6,000 based on last direct deposit Major advantages: No credit check, not reported to credit bureaus Eligibility: Federal employees, active duty service members, federal contractors paid directly by government (broader than USAA) Registration deadline: Day before scheduled payday for funds on normal pay date (can register up to 3 days after, but won't receive funds immediately) Automatic repayment: Once direct deposit resumes, Navy Federal automatically deducts loan amount Backup repayment: If shutdown continues, repayment occurs 6 days after loan receipt Service Credit Union Options: 0% APR for up to 4 months No payments for up to 90 days Up to $5,000 for qualifying members Standard underwriting criteria applies (may require credit check) Military Aid Societies (All Interest-Free): Air Force Aid Society – Falcon Loans up to $1,500 and Standard Assistance, up to 24 months of repayment. Space Force also eligible. Navy-Marine Corps Relief Society – Quick Assist Loan and Financial Assistance available Army Emergency Relief – Normally assistance available same day but no later than 48 hours. AER will provide rapid, zero-interest loans to help cover financial needs until normal operations and back pay resume. Assistance is available up to the amount of one net paycheck (maximum $6,000), with repayment beginning once pay is restored. If you or someone you know may be affected, please share this information. More information here. Coast Guard Mutual Assistance – Quick Loan program up to $1,000, Shutdown Loan up to 1 month's BAH per month Historical Context: 2011: Near shutdown (averted) 2013: 16-day shutdown 2018: 3-day shutdown 2018-2019: 35-day shutdown (Coast Guard NOT paid) Bipartisan political theater regardless of which party controls Congress Military pay typically protected by last-minute "Pay Our Troops Act" Immediate Action Steps Reduce non-essential expenses - No big purchases or travel bookings Contact lenders - Request payment deferrals on mortgage, car, rent, student loans, credit cards Apply for 0% loans - Through USAA, Navy Federal, or Service Credit Union if needed Reach out to aid societies - Before considering any payday loans, auto title loans, or carrying credit card debt Watch for scams - Only use verified websites (USAA.com, NavyFederal.org), hang up and call back on suspicious calls Long-Term Action Steps Build an emergency fund - Minimum $1,000, ideally $10,000+ Switch to military-friendly bank - If current bank doesn't offer shutdown assistance Break paycheck-to-paycheck cycle - If missing one paycheck derails your finances, you have a financial emergency Turn off the news - Constant updates increase anxiety without adding value Focus on what you can control - Maintain internal locus of control Critical Security Warnings Scam Prevention: Only access programs through official websites: USAA.com and NavyFederal.org DO NOT use payday lenders or auto title loan companies DO NOT go through intermediaries If you receive a phone call claiming to be from Navy Federal or USAA, hang up and call back using verified number from app or official website Verify all communications independently Key Takeaways Don't panic - This has happened before and will likely happen again You will be backpaid - Military pay typically protected; backpay is guaranteed by law Assistance is available - Multiple 0% loan options and interest-free aid society loans Use this as motivation - Build financial resilience and emergency funds Emergency funds are essential - Perfect example of why military members need cash reserves Related Episodes Episode 95: Previous government shutdown episode (check for still-relevant information) Resources & Links Military-Friendly Banks: USAA.com - Government shutdown assistance NavyFederal.org - Paycheck assistance program Service Credit Union - Shutdown loan program Military Aid Societies (Interest-Free Loans): Air Force Aid Society - Covers Air Force and Space Force Navy Marine Corps Relief Society - Quick assist loans Army Emergency Relief - Same-day to 48-hour assistance Coast Guard Mutual Assistance - Quick loan program Apply for Assistance: Register with Navy Federal by day before payday for funds on schedule USAA requires credit approval (new requirement) Aid societies offer interest-free alternatives to commercial loans Who This Episode Is For Active duty military facing potential missed paychecks Federal employees impacted by shutdown Federal contractors paid directly by government Military spouses managing finances during shutdown Anyone needing immediate financial assistance during government disruptions Contact Information Host: Spencer Reese Connect: Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Share this episode with others in your unit or squadron so they know the steps to take during a government shutdown. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, including waived annual fees, on elite cards like the American Express Platinum Card® and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this episode of The Daily Windup, I dive into what separates struggling government contractors from the ones winning consistently—it's not luck, it's relationships. We uncover how transparency, community, and the right financial partners can make or break your business. I share why visibility matters (Encore's team hit 24 conferences nationwide), what questions to ask your lender, and why ignoring these red flags could cost you your next government contract. Ten minutes of pure insight, zero time wasted. Key Takeaways: Don't trust financial partners who dodge your questions—transparency is everything. The right community and visibility can open more government contract doors than cold calls ever will. Ask smarter: know your lender's background, cost of funds, and industry presence before signing anything. Learn more: https://federalhelpcenter.com/ https://govcongiants.org/ 

In this week's episode of The Richer Geek Podcast, Mike and Nichole sit down for a quick but insightful chat about their first hotel investment, a deal they almost passed on. They share how a mismanaged Arizona property turned into a 3X return and what it taught them about timing, partnerships, and spotting value where others don't look. In this episode, we chat about… How Mike transitioned from multifamily to hotels Meeting Vic and forming a strong investment partnership Finding opportunity in a mismanaged Arizona hotel Why location and local “drivers” matter more than luxury The strategy behind selling at the right time Key Takeaways: Don't ignore unglamorous deals, they often perform best Location + economic drivers = hotel success The right partner can make or break your investment Manage smart, not flashy, focus on fundamentals Timing your exit can multiply your returns Learn through partnerships before going solo   Resources from Mike and Nichole Gateway Private Equity Group |  Nic's guide

#649: Many first-time buyers feel like they're watching the train pull out of the station. If you've saved for years but can't afford a home nearby, should you stretch to buy further (maybe hours) away or invest that cash instead? In this episode, we dig into the psychology, math, and lifestyle tradeoffs behind the “buy now or wait” dilemma. Plus, we unpack total return, explain when umbrella insurance is worth it, and share what every teen should learn about money. _______________________________________________ Listener Questions in This Episode Anonymous (aka “Lydia”) (3:26): ”I saved six figures for a down payment, but houses are still out of reach. Do I buy far away, rent forever, or invest the cash instead?” Lydia, an Australian listener, spent eight years saving for a home, only to find that every option feels like a compromise. Sky-high prices close to work, or long commutes for affordability. It's a dilemma many face: does owning mean freedom, or does it just tie you down? We explore how to separate fear from opportunity, why “starter-home-turned-rental” plans often backfire, and how to measure the real cost of lost time when you move hours from work. Ultimately, it's about aligning your money with your life, not the headlines. Anonymous (aka “Aristotle”) (29:38): “My ETF is up 10% and yields 3%. Is my net return 13%?” It's a common question for anyone tracking their investments. We unpack the difference between total return and your personal rate of return, and why those two numbers rarely match. You'll learn what actually drives performance, and how to read your brokerage dashboard like a pro. Joel (39:44): “Umbrella insurance; do we need it and how much?” If you own a home, drive a car, or rent out a property, you're exposed to more liability than you might realize. We break down how umbrella insurance works, when it's essential, and how much coverage makes sense. It's one of the cheapest ways to protect your wealth. Julia (56:13): “I'm building a high-school personal finance course. Should I cover insurance or credit?” When teaching teenagers about money, where do you start? We explore why understanding decision-making (opportunity cost, compounding, and spotting bad financial advice) matters more than memorizing credit scores or insurance terms. Key Takeaways Don't buy from FOMO; let lifestyle goals—not market panic—drive your choices. Total return includes price changes and income, but your broker's “personal rate of return” shows the truest number. Umbrella insurance offers millions in protection for relatively little cost; bundle it with home and auto. Teach teens the “why” behind money choices before the “what.” Understanding tradeoffs beats memorizing rules. Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (4:14) Anonymous Lydia's question: should I buy now or invest my down payment? (8:23) The emotional trap of FOMO and rising prices (11:45) Why “live there now, rent it later” rarely works (22:14) The hidden cost of long commutes and lifestyle tradeoffs (29:38) Anonymous Aristotle's question: how do I calculate my true investment return? (39:44) Joel's question: Is umbrella insurance worth it and how much should I buy? (56:13) Julia's question: what high schoolers should learn first about money Learn more about your ad choices. Visit podcastchoices.com/adchoices

Patrick Grimes, CEO of Passive Investing Mastery and internationally bestselling author, shares how accredited investors can diversify like the ultra-wealthy. In this episode, Patrick explains why litigation funding, rare earth metals, and other alternative investments can protect your wealth, create passive income, and thrive during any economic cycle. In this episode, we chat about… Patrick's shift from robotics engineering to building wealth through real estate and alternative assets Why litigation finance is a powerful, non-correlated investment strategy How accredited investors can access opportunities usually reserved for hedge funds and institutions The role of AI and automation in scaling real estate and investment operations Lessons from losing everything in 2009 and why proper diversification matters more than chasing returns The future of alternative investing: rare earth metals, strategic commodities, and commercial acquisitions Key Takeaways: Don't wait for a downturn, true security comes from diversified, recession-resilient assets. Non-correlated investments (like litigation finance or healthcare-related industries) provide stability beyond real estate and stocks. Tax efficiency is important, but it shouldn't drive your entire portfolio strategy. AI is transforming operations in property management and deal sourcing, freeing time for higher-value decisions. Scaling requires partnering and outsourcing, trying to do it all yourself limits growth. The wealthy build portfolios with balanced allocations, not by betting everything on one asset class.   Resources from Patrick LinkedIn  | Website | Get Patrick's bestselling book (free copy for listeners) The Alternative Investment Almanac by Denis Shapiro | The 4-Hour Workweek by Tim Ferriss   Resources from Mike and Nichole Gateway Private Equity Group |  Nic's guide  

In this episode, I walk you through four powerful launch strategies - webinars, bootcamps, open houses, and paid workshops and explore the importance of aligning a launch with your business's unique needs. The centerpiece is the case study of Louise Miller's Make It Happen Club, where she and I designed the bespoke "Quiet Action, Big Impact" launch. It blends a challenge-style format with an open house approach to authentically reflect Louise's sense of calm and her audience's needs. Here's the thing: there's no such thing as a one-size-fits-all launch. If you want it to really stick and last you've got to pick a launch style that feels like you, speaks to what your people actually want, and suits what you're offering. Key Takeaways Don't Force It - Launch with Intention Your launch should feel authentic, not contrived. Launch formats like webinars or bootcamps only succeed when they naturally fit your style and audience dynamics. Four Core Launch Strategies Webinars — Educational, interactive, and great for feeding high-intent prospects Bootcamps — Intensive, immersive, and perfect for engagement and transformation Open House — Low-pressure peek behind the curtain; ideal for showcasing offerings Paid Workshops — Commitment-filtered sessions that lead to higher conversion rates The Case of Louise Miller's Make It Happen Club Louise's business thrives on calm, thoughtful planning. A typical webinar or bootcamp wouldn't reflect that. Instead, we partnered to create a hybrid launch called Quiet Action, Big Impact—a soft, intentional experience infused with mindful structure. Customize to Connect Matching your launch approach with your personal rhythm and your audience's needs doesn't just boost conversions—it sets the stage for an experience that feels meaningful and memorable. Craft with Clarity A strategic launch starts with clarity: Understand your strengths and style Know your audience's preferences Design with intention, not pressure Launch should reflect your values, not someone else's playbook LINKS TO RESOURCES MENTIONED IN TODAY'S EPISODE Ep 339 - Re-defining Productivity and Reducing Overwhelm: Strategies for Success with Louise Miller  Connect with Louise Miller on Website Connect with Teresa on Website,

308. Are You Cheating Yourself? AI, Creativity, and the Importance of Process In this episode of Creative Chats, host Mike Brennan discusses the struggles of consistency in creativity and the importance of daily creative habits. He emphasizes the need for encouragement and progress tracking in the creative process. The conversation then shifts to the impact of AI on creativity, exploring both the opportunities and challenges it presents for artists. Brennan encourages listeners to maintain their creative agency and engage in meaningful dialogue about the evolving landscape of creativity and technology. 3 Key Takeaways:

This episode captures a conversation with Sasha, the father of Gary Vaynerchk, during a large-scale landscaping project. Sasha expresses his surprise at the project's magnitude and the extensive use of natural rock sourced directly from his property, which is unusual for projects in California. The discussion highlights the collaborative efforts of various contractors and the strategic placement of massive rocks and logs to create a natural, forest-like aesthetic around a newly constructed pond. Sasha also shares anecdotes about meeting the main contractor, Brian, through a search for pond toys, and a humorous story about Brian's eventual connection with Gary Vaynerchuk. The conversation concludes with Sasha's plans for further planting and considerations for managing the pond's electrical usage and dealing with local wildlife like deer. Key Takeaways: Don't underestimate the scale of your dreams and visions, as the reality can be even more impressive. Recognize and utilize the resources readily available in your own environment, as they can be invaluable. Foster strong collaboration among diverse teams, as it can lead to amazing results. Practice consistently to master challenging tasks, as repeated engagement improves skill and quality. Trust your instincts and pursue your goals with determination, even when others doubt you.