Podcasts about negative interest

The country has had negative rates since 2016. Now, the central bank could raise them for the first time in 17 years. We find out what consequences this could have.Rare protests have emerged in Cuba over electricity and fuel shortages. We get the latest.And Uber will pay $178m as part of a settlement to end a lawsuit filed on behalf of thousands of taxi operators and drivers. We look into the detail.Sam Fenwick discusses this and more business news with two guests on opposite sides of the world: Oliver Stuenkel, an associate professor of International Relations at the Vargas Foundation in Sao Paulo, Brazil, and Rebecca Choong Wilkins, senior Asia correspondent for Bloomberg in Hong Kong.(Picture: Japanese national flag waves at the Bank of Japan building in Tokyo. Picture credit: REUTERS.)

Yeap Junrong, Market Strategist, IG, discusses de-risking trends among investors in the tech sector; FOMC meeting expectations; the possibility of BOJ ending its negative interest rate policy this week; outlook for the yen and USD in the coming days/weeks;     Presented by Ryan Huang Podcast edited by Emaad Akhtar (eakhtar@sph.com.sg)See omnystudio.com/listener for privacy information.

OUTLINE of today's show with TIMECODESCDC purchased private data location information on over 55 million Americans to see if people were complying with lockdown. YOU are the disease the "center" wants to "control" 2:26Fauci's OTHER Poison: It Also Has a Large Body Count. He had no evidence to make Remdesavir "the standard of care" but now we have the evidence that it has already killed, in one estimation, over 100,000 people 14:38German Health Minister Lauterbach admits he lied about vaccine side-effect rates. 23:41New Twitter files show that the government-backed Stanford initiative told Big Tech to censor TRUE information about vaccines. If they told you the TRUTH, you'd become "vaccine hesitant" — for ALL vaccines. 27:41Sudden INJECTION Death: SIDS (and SADS). Remember VAERS was set up to track death and injury from CHILDHOOD VACCINES. Now FDA is still using EUA (with NO emergency) to demand jabs for babies 6 months and up during "well child" visits 42:54Govt Report on Fluoride Hidden: Deliberate Dumbing Down of America. HHS, NIH, EPA all complicit in hiding research showing fluoride lowers IQ in children. But here's the simple reason we always KNEW it was a dangerous fraud 52:40Pensions wiped out in the 2nd largest Swiss bank's "rescue", bailed-in by both the Swiss central bank and the largest Swiss bank. Larry Fink, Blackrock CEO, says pensions are a global "silent crisis" 1:14:25Thought savings interest rates were absurdly low? Central bankers salivate over NEGATIVE INTEREST rates made easy with CBDC 1:18:15We are in a fight for the future of money, liberty and privacy — CBDC. How the moves of the last week are an attack on crypto, cash and small banks 1:38:09Reuters and mainstream media prepare the public for a takedown of financial system, blaming Russian hackers. Vault7 leak shows they're lying 1:56:33Artist loses his YouTube music channel when his satire, "mRNA and the Speed of Science", goes viral 2:06:01Stormy weather is coming Trump's way. 2:12:22Trump prosecution is political persecution. But like Dennis Hastert, the longest serving Speaker of the House, who was punished for a NON-CRIME instead of being punished for the REAL CRIME of being a pedophile, Trump will get amnesty for his real crime from the MAGA cult and from government & media 2:21:20MAGA media shills are demanding that Desantis “defy” any Trump arrest. You see, it's just as political on the right and political perseuction will be used for a political Civil War in GOP 2:36:21Stormy Weather Ahead for Trump. Clinton committed perjury to cover up his consensual sex with Lewinsky. Trump may be indicted for covering up his buying sex from a porn star prostitute. The irony is that neither LEFT nor RIGHT care about having a president with integrity. It's an indictment of the American people who support, and continue to support, oath breakers and liars foolishly believing they'll obey the Constitution and keep their oath to it and the voters. 2:38:05How the BATF has gotten financial information from IRS on potential gun buyers for warrantless tracking reports. 2:49:09Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here:SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation through Mail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money is only what YOU hold: Go to DavidKnight.gold for great deals on physical gold/silver

OUTLINE of today's show with TIMECODESCDC purchased private data location information on over 55 million Americans to see if people were complying with lockdown. YOU are the disease the "center" wants to "control" 2:26Fauci's OTHER Poison: It Also Has a Large Body Count. He had no evidence to make Remdesavir "the standard of care" but now we have the evidence that it has already killed, in one estimation, over 100,000 people 14:38German Health Minister Lauterbach admits he lied about vaccine side-effect rates. 23:41New Twitter files show that the government-backed Stanford initiative told Big Tech to censor TRUE information about vaccines. If they told you the TRUTH, you'd become "vaccine hesitant" — for ALL vaccines. 27:41Sudden INJECTION Death: SIDS (and SADS). Remember VAERS was set up to track death and injury from CHILDHOOD VACCINES. Now FDA is still using EUA (with NO emergency) to demand jabs for babies 6 months and up during "well child" visits 42:54Govt Report on Fluoride Hidden: Deliberate Dumbing Down of America. HHS, NIH, EPA all complicit in hiding research showing fluoride lowers IQ in children. But here's the simple reason we always KNEW it was a dangerous fraud 52:40Pensions wiped out in the 2nd largest Swiss bank's "rescue", bailed-in by both the Swiss central bank and the largest Swiss bank. Larry Fink, Blackrock CEO, says pensions are a global "silent crisis" 1:14:25Thought savings interest rates were absurdly low? Central bankers salivate over NEGATIVE INTEREST rates made easy with CBDC 1:18:15We are in a fight for the future of money, liberty and privacy — CBDC. How the moves of the last week are an attack on crypto, cash and small banks 1:38:09Reuters and mainstream media prepare the public for a takedown of financial system, blaming Russian hackers. Vault7 leak shows they're lying 1:56:33Artist loses his YouTube music channel when his satire, "mRNA and the Speed of Science", goes viral 2:06:01Stormy weather is coming Trump's way. 2:12:22Trump prosecution is political persecution. But like Dennis Hastert, the longest serving Speaker of the House, who was punished for a NON-CRIME instead of being punished for the REAL CRIME of being a pedophile, Trump will get amnesty for his real crime from the MAGA cult and from government & media 2:21:20MAGA media shills are demanding that Desantis “defy” any Trump arrest. You see, it's just as political on the right and political perseuction will be used for a political Civil War in GOP 2:36:21Stormy Weather Ahead for Trump. Clinton committed perjury to cover up his consensual sex with Lewinsky. Trump may be indicted for covering up his buying sex from a porn star prostitute. The irony is that neither LEFT nor RIGHT care about having a president with integrity. It's an indictment of the American people who support, and continue to support, oath breakers and liars foolishly believing they'll obey the Constitution and keep their oath to it and the voters. 2:38:05How the BATF has gotten financial information from IRS on potential gun buyers for warrantless tracking reports. 2:49:09Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here:SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation through Mail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money is only what YOU hold: Go to DavidKnight.gold for great deals on physical gold/silver

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Welcome to the latest edition of Liquidity Link Live, your exclusive market analysis provided by Northern Trust Asset Management, one of the world's largest cash managers. Tune in each month to discover the very latest insights on the UK, Eurozone and US markets. This edition was recorded on the 3rd August 2022.

A negative interest rate refers to interest paid to borrowers rather than to lenders. Central banks typically charge commercial banks on their reserves as a form of non-traditional expansionary monetary policy, rather than crediting them. This is a very unusual scenario that generally occurs during a deep economic recession when monetary efforts and market forces have already pushed interest rates to their nominal zero bound. It is meant to encourage lending, spending, and investment rather than hoarding cash, which will lose value to negative deposit rates. Negative rates are normally set by central banks and other regulatory bodies. They do so during deflationary periods when consumers hold too much money instead of spending as they wait for a turnaround in the economy. Consumers may expect their money to be worth more tomorrow than today during these periods. When this happens, the economy can experience a sharp decline in demand, causing prices to plummet even lower.

Interesting question! If you're planning to enter into a mortgage, a negative interest rate will definitely be a factor to consider, and depending on your financial situation, act in a timely way. Keep in mind that there are trade-offs to review to ensure that you are aware and can prepare to shift and protect your funds. The discussion is very good, have a listen! In this episode: Alex Cook, CEO of ChristianWealth.com joins Ask Alex at 20Twenty Vision Christian Radio, with host Neil Johnson. Episode 179 of the ChristianWealth Podcast. Support the show: https://www.christianwealth.com See omnystudio.com/listener for privacy information.

IntroCheck Step 46 for a history of how money developed from sacred origins into “a force for evil.”Part 1: Separation and OnenessThis illusion is a prison for us, restricting us to our personal desires and to affection for only the few people nearest us. Our task must be to free ourselves from this prison by widening our circle of compassion to embrace all living beings and all of nature.” ~ Charles Eisenstein He goes as far as to say to bring forth generosity and love and all dimensions of life, “we must dismantle the systems of domination that perpetuate the illusion of separation. Most notably the neoliberal system of Economics but also religion and politics.”The difficulty is, we are perpetually bombarded and distracted by the reinforced narrative of individual sovereignty and freedom (liberty) with no discourse on social morality or what we owe each other.  Eisenstein says we must disengage from this system, not oppose it. To do this, we need a new story. Not the age of separation, but the story of Ascent. Part 2Systemically we need policy in place that align wealth with the sacred.  Eisenstein brings up negative interest. This is when money circulates and investment continues, but the original capital loses value. These would lead us to “value” the capital less than the products or services. With positive interest, there is an incentive to hoard money (pull it out of circulation) and be rewarded through stockpiling, which encourages stagnation, otherwise known as a recession. In 1906 Silvio Gesell proposed “ the natural economic order” where a stamp of a small percentage was periodically pasted onto paper currency, this maintenance was a fee on the currency.  If wealth is instead measured through happiness and well-being, it will be linked with intimate connections and communities, mutual benefit and attentiveness, which also provides emotional stability, and can generate it's own economies.Part 3But what about land use, property, and ownership? The consumer citizen has increasingly been distanced from the means of production, and nature, to remain focused on the separated individual self. We become “rational actors” or “rational optimizers.”The tragedy of the Commons is an economic parable about how “rational actors” optimize individual wellbeing at the cost of the entire community, destroying the equilibrium to thrive for self-interest. Our current model exacerbates or encourages extraction, or commodifying the commons into private wealth, which leads to increase wealth consolidation and extractive damage. As the myth of perpetual growth become obvious, we need a support system, which is why Eisenstein recommends a social dividend: call it UBI or welfare. You may ask: where will the money come from, because with negative interest the money supply would continue to shrink?We will develop a “Commons backed currency” to generate new money and align it with preserving nature. If the land was in a public trust, a social shared resource that could be lent (leased) to corporations for a limited amount of time, the lease would be our social dividend, capital, and currency. This is a three-pronged attack torealign money with natural decay,alter the way land is used, letting it become the currency backing or capital as a communally shared resource, andletting pre-pollution taxing redirect innovation (and community) towards enriching a sustainable commons. 

Eisenstein asks “Why is money a force for evil in the world?” When did money, once a sacred promise and gift, become a means to separate individuals from each other and nature, to create competition, extraction, and hoarding? Key takeaways from Eisenstein's book "Sacred Economics" 1: We are ungrateful teenagers: the earth nurtured us into adolescence, but we won't become responsible adults. 2: The parable of the Eleventh Round. 3: Negative interest. Instead of money accruing value… what if it lost it? We discuss the origin of money, how it developed as a sacred trust and could enrich lives and community, but through Interest (usury) and the parable of the Eleventh round we see how it destroyed community and the environment through unsustainable growth (capitalism) built into it's design. We also discuss the Tunnel Effect, and how it leads to the problem of solving capitalism's problems with more capitalism. Primarily this is a doubling down into existing systems and ideologies when under stress, which -of course- is manufactured by capitalism. 0:00 Intro (Ryder's 3 takeaways) 8:23 Part 1: Getting stuck 11:47 Part 2: History of money (potlatch into trade) 18:09 Part 3: The Eleventh Round 28: 19 Part 4: Transition from The Hedonic Treadmill 31:36 Part 5: Outro  

Have you heard of Negative Interest on deposit accounts? Bank deposit accounts are a useful way to store everyday cash and the savings you need to be able to easily access. Despite the recent prevalence of historically low interest rates cautious investors have been happy to sit in cash deposits in what has been a relatively benign inflationary environment. What’s the savings environment like now? Why does the Bank need to charge to ‘mind’ our money? What options are available to listeners who have savings on deposit? On Tuesday's Morning Focus, Gavin Grace spoke to Tommy Corbett from Carey Corbett Financial Solutions.

Apex Financial Group of Virginia. In this edition of Black Wall Street Today, Blair chats with Rev. Michael L. Gray, Vice President/Marketing Director of Apex Financial Group of VA, Inc. with over 25 years of experience in business management and marketing, discusses having a common-sense approach to finances. http://www.apexfinancialgroupofva.com/about-firm/ Use this link to schedule your guest appearance on the show: https://bwstlive.as.me/schedule.php – Interested in sponsoring the podcast? Email BlackWallStreetTodayPodcast @ gmail. com. The Black Wall Street Today (BWST) radio show is focused on all things Black entrepreneurship and hosted by Virginia Tech alumnae Blair Durham, co-founder and co-President of Black BRAND. BWST occurs live in the studios of the historic and prestigious HBCU Hampton University. The BWST podcast is produced by using selected audio from the radio show and other Black BRAND events. BWST is the media outlet for Black BRAND. Black BRAND is a 501(c)(3) organization that stands for Business Research Analytics Networking and Development. We are Hampton Roads Regional Black Chamber of Commerce. We promote group economics through professional development and community empowerment, and we unify the black dollar by providing financial literacy, entrepreneurship training, and networking resources! http://blackbrand.biz m.me/blackwallstreettoday + info@blackbrand.biz + (757) 541-2680 Instagram: www.instagram.com/blackbrandbiz/ + Facebook: www.facebook.com/blackbrandbiz/ Jazzy Version of Shimmy Shimmy Ya – Jashsaun Peele & Grandpa Crunk. https://youtu.be/tp25ToCluBI Produced by Seko Varner for Positive Vibes Inc. http://www.PositiveVibes.net + (757) 932-0177 Fix your credit yourself: https://positivevibes.myecon.net/my-credit-system/ Debt consolidation & Private Money lending: PositiveVibesFinancial@gmail.com + (757) 932-0177 Start your own financial business: https://positivevibes.myecon.net/lp/wfh-v1/?a=1-930503E- --- Send in a voice message: https://anchor.fm/black-wall-street-today/message

Machinery Pete talks with Kurt Miller, Director of Used Equipment for Heritage Tractor, a 21-store John Deere dealership in MO, AR, KS, NE and OK, about their unique new -1% Finance Program (They Pay You!) on any of 65 used combines they have for sale. Since the program started three weeks ago, they've already sold 22 combines. Pete and Kurt also talk about the latest trends in the farm equipment market through the crazy year of 2020. Pete ends the episode with a shout-out to an inspirational hero of his, a Minnesota legend, who recently passed away at the age of 100.

Machinery Pete talks with Kurt Miller, Director of Used Equipment for Heritage Tractor, a 21-store John Deere dealership in MO, AR, KS, NE and OK, about their unique new -1% Finance Program (They Pay You!) on any of 65 used combines they have for sale. Since the program started three weeks ago, they've already sold 22 combines. Pete and Kurt also talk  about the latest trends in the farm equipment market through the crazy year of 2020. Pete ends the episode with a shout-out to an inspirational hero of his, a Minnesota legend, who recently passed away at the age of 100. [:30] - Machinery Pete gives an update on what’s been happening on MPTV [1:48] - 2020 Machinery Pete Thanksgiving Cyber Sale [2:33] - Preview of interview with Kurt Miller [4:45] - Conversation with Kurt begins [6:20] - Heritage Tractor’s equipment in the Cyber Sale [7:12] - Negative interest promo on combines [20:50] - Used equipment trends in 2020 [28:35] - How did Kurt get into the farm equipment business? [31:15] - Advice for young people getting into the business [33:37] - Crossfit and health [38:17] - Heart of Heritage [43:49] - Final words from Machinery Pete, Sid Hartman Tribute, Thanksgiving words of wisdom Machinery Pete was founded in 1989 and has grown from its humble beginnings to a full-fledged marketplace for farming equipment. Greg Peterson, founder and host, has also released Machinery Pete content across platforms including YouTube with his long-running Machinery Pete TV show.If you'd like to receive new episodes as they're published, please subscribe to the Machinery Pete Podcast in Apple Podcasts, Google Podcasts, Spotify or wherever you get your podcasts. If you enjoyed this episode, please consider leaving a review in Apple Podcasts. It really helps others find the show.

Warning: Economics. In this episode, we begin with Eisler's testimony before the skeptical Senators of the Committee on Banking and Currency in Washington, D.C. on January 20, 1934, in which he proposed that the nation adopt a dual currency system to control inflation and end the Great Depression. I (a non-economist) talk about what this means with noted economist Miles Kimball, who has recently brought renewed attention to Eisler's plan in his own work. We also learn about Eisler's theory of who actually wrote what we call the Gospel of John, talk with Steven Wasserstrom about Eisler's brief involvement with Carl Jung and the Eranos Conference, and interpret a “dream poem” that Eisler recorded at his mother's house in 1936. Guests: Guests: Miles Kimball (The University of Colorado-Boulder), Steven Wasserstrom (Reed College). Voice of Robert Eisler: Caleb Crawford Additional voices: Brian Evans Music: “Shibbolet Baseda,” recorded by Elyakum Shapirra and His Israeli Orchestra. Funding provided by the Ohio University Humanities Research Fund and the Ohio University Honors Tutorial College Internship Program. Special thanks to the Warburg Institute. Bibliography and Further Reading Buiter, Willem H. “Is Numérairology the Future of Monetary Economics? Unbundling Numéraire and Medium of Exchange Through a Virtual Currency and a Shadow Exchange Rate.” NBER Working Papers 12839. National Bureau of Economic Research, Inc., 2007. DOI:10.3386/w12839. Buiter, Willem H. and Panigirtzoglou, Nikolaos. “Overcoming the Zero Bound: Gesell vs. Eisler. Discussion of Mitsuhiro Fukao's “The Effects of ‘Gesell' (Currency) Taxes in Promoting Japan's Economic Recovery.” International Economics and Economic Policy 2, no. 2/3 (2005): 189-200. Eisler, Robert. The Enigma of the Fourth Gospel. London: Methuen & Co., 1938. ———. Stable Money: The Remedy for the Economic World Crisis: A Programme of Financial Reconstruction for the International Conference. London: The Search Publishing Co., Ltd., 1932. ———. This Money Maze: A Way Out of the Economic World Crisis. London: The Search Publishing Co., Ltd., 1931. ———. Das Geld: Seine geschichtliche Entstehung und gesellschaftliche Bedeutung. Munich: Diatypie, 1924. Eisler, Robert and Alec Wilson. The Money Machine: A Simple Introduction to the Eisler Plan. London: The Search Publishing Co., Ltd., 1933. Gold Reserve Act of 1934: Hearings Before the Committee on Banking and Currency, United States Senate, Seventy-Third Congress, Second Session on S. 2366: A Bill to Protect the Currency System of the United States, to Provide for the Better Use of the Monetary Gold Stock of the United States, and for Other Purposes, Revised January 19-23, 1934. Washington, D.C.: United States Government Printing Office, 1934 Hakl, Hans Thomas. Eranos: An Alternative Intellectual History of the Twentieth Century. Montreal: McGill-Queen's University Press, 2013. Keynes, John Maynard, Paul R. Krugman, and Robert Jacob Alexander Skidelsky. The General Theory of Employment, Interest, and Money. Cham, Switzerland: Palgrave Macmillan, 2018. Kimball, Miles. “Pro Gauti Eggertsson.” Confessions of a Supply Side Liberal. June 27, 2016. Last Accessed July 7, 2020. Wasserstrom, Steven M. Religion after Religion: Gershom Scholem, Mircea Eliade, and Henry Corbin at Eranos. Princeton: Princeton University Press, 1999. Follow us on Twitter: @averysquarepeg Associate Professor Brian Collins is the Drs. Ram and Sushila Gawande Chair in Indian Religion and Philosophy at Ohio University. He can be reached at collinb1@ohio.edu. Learn more about your ad choices. Visit megaphone.fm/adchoices

Warning: Economics. In this episode, we begin with Eisler’s testimony before the skeptical Senators of the Committee on Banking and Currency in Washington, D.C. on January 20, 1934, in which he proposed that the nation adopt a dual currency system to control inflation and end the Great Depression. I (a non-economist) talk about what this means with noted economist Miles Kimball, who has recently brought renewed attention to Eisler’s plan in his own work. We also learn about Eisler’s theory of who actually wrote what we call the Gospel of John, talk with Steven Wasserstrom about Eisler’s brief involvement with Carl Jung and the Eranos Conference, and interpret a “dream poem” that Eisler recorded at his mother’s house in 1936. Guests: Guests: Miles Kimball (The University of Colorado-Boulder), Steven Wasserstrom (Reed College). Voice of Robert Eisler: Caleb Crawford Additional voices: Brian Evans Music: “Shibbolet Baseda,” recorded by Elyakum Shapirra and His Israeli Orchestra. Funding provided by the Ohio University Humanities Research Fund and the Ohio University Honors Tutorial College Internship Program. Special thanks to the Warburg Institute. Bibliography and Further Reading Buiter, Willem H. “Is Numérairology the Future of Monetary Economics? Unbundling Numéraire and Medium of Exchange Through a Virtual Currency and a Shadow Exchange Rate.” NBER Working Papers 12839. National Bureau of Economic Research, Inc., 2007. DOI:10.3386/w12839. Buiter, Willem H. and Panigirtzoglou, Nikolaos. “Overcoming the Zero Bound: Gesell vs. Eisler. Discussion of Mitsuhiro Fukao’s “The Effects of ‘Gesell’ (Currency) Taxes in Promoting Japan’s Economic Recovery.” International Economics and Economic Policy 2, no. 2/3 (2005): 189-200. Eisler, Robert. The Enigma of the Fourth Gospel. London: Methuen & Co., 1938. ———. Stable Money: The Remedy for the Economic World Crisis: A Programme of Financial Reconstruction for the International Conference. London: The Search Publishing Co., Ltd., 1932. ———. This Money Maze: A Way Out of the Economic World Crisis. London: The Search Publishing Co., Ltd., 1931. ———. Das Geld: Seine geschichtliche Entstehung und gesellschaftliche Bedeutung. Munich: Diatypie, 1924. Eisler, Robert and Alec Wilson. The Money Machine: A Simple Introduction to the Eisler Plan. London: The Search Publishing Co., Ltd., 1933. Gold Reserve Act of 1934: Hearings Before the Committee on Banking and Currency, United States Senate, Seventy-Third Congress, Second Session on S. 2366: A Bill to Protect the Currency System of the United States, to Provide for the Better Use of the Monetary Gold Stock of the United States, and for Other Purposes, Revised January 19-23, 1934. Washington, D.C.: United States Government Printing Office, 1934 Hakl, Hans Thomas. Eranos: An Alternative Intellectual History of the Twentieth Century. Montreal: McGill-Queen’s University Press, 2013. Keynes, John Maynard, Paul R. Krugman, and Robert Jacob Alexander Skidelsky. The General Theory of Employment, Interest, and Money. Cham, Switzerland: Palgrave Macmillan, 2018. Kimball, Miles. “Pro Gauti Eggertsson.” Confessions of a Supply Side Liberal. June 27, 2016. Last Accessed July 7, 2020. Wasserstrom, Steven M. Religion after Religion: Gershom Scholem, Mircea Eliade, and Henry Corbin at Eranos. Princeton: Princeton University Press, 1999. Follow us on Twitter: @averysquarepeg Associate Professor Brian Collins is the Drs. Ram and Sushila Gawande Chair in Indian Religion and Philosophy at Ohio University. He can be reached at collinb1@ohio.edu. Learn more about your ad choices. Visit megaphone.fm/adchoices

Warning: Economics. In this episode, we begin with Eisler’s testimony before the skeptical Senators of the Committee on Banking and Currency in Washington, D.C. on January 20, 1934, in which he proposed that the nation adopt a dual currency system to control inflation and end the Great Depression. I (a non-economist) talk about what this means with noted economist Miles Kimball, who has recently brought renewed attention to Eisler’s plan in his own work. We also learn about Eisler’s theory of who actually wrote what we call the Gospel of John, talk with Steven Wasserstrom about Eisler’s brief involvement with Carl Jung and the Eranos Conference, and interpret a “dream poem” that Eisler recorded at his mother’s house in 1936. Guests: Guests: Miles Kimball (The University of Colorado-Boulder), Steven Wasserstrom (Reed College). Voice of Robert Eisler: Caleb Crawford Additional voices: Brian Evans Music: “Shibbolet Baseda,” recorded by Elyakum Shapirra and His Israeli Orchestra. Funding provided by the Ohio University Humanities Research Fund and the Ohio University Honors Tutorial College Internship Program. Special thanks to the Warburg Institute. Bibliography and Further Reading Buiter, Willem H. “Is Numérairology the Future of Monetary Economics? Unbundling Numéraire and Medium of Exchange Through a Virtual Currency and a Shadow Exchange Rate.” NBER Working Papers 12839. National Bureau of Economic Research, Inc., 2007. DOI:10.3386/w12839. Buiter, Willem H. and Panigirtzoglou, Nikolaos. “Overcoming the Zero Bound: Gesell vs. Eisler. Discussion of Mitsuhiro Fukao’s “The Effects of ‘Gesell’ (Currency) Taxes in Promoting Japan’s Economic Recovery.” International Economics and Economic Policy 2, no. 2/3 (2005): 189-200. Eisler, Robert. The Enigma of the Fourth Gospel. London: Methuen & Co., 1938. ———. Stable Money: The Remedy for the Economic World Crisis: A Programme of Financial Reconstruction for the International Conference. London: The Search Publishing Co., Ltd., 1932. ———. This Money Maze: A Way Out of the Economic World Crisis. London: The Search Publishing Co., Ltd., 1931. ———. Das Geld: Seine geschichtliche Entstehung und gesellschaftliche Bedeutung. Munich: Diatypie, 1924. Eisler, Robert and Alec Wilson. The Money Machine: A Simple Introduction to the Eisler Plan. London: The Search Publishing Co., Ltd., 1933. Gold Reserve Act of 1934: Hearings Before the Committee on Banking and Currency, United States Senate, Seventy-Third Congress, Second Session on S. 2366: A Bill to Protect the Currency System of the United States, to Provide for the Better Use of the Monetary Gold Stock of the United States, and for Other Purposes, Revised January 19-23, 1934. Washington, D.C.: United States Government Printing Office, 1934 Hakl, Hans Thomas. Eranos: An Alternative Intellectual History of the Twentieth Century. Montreal: McGill-Queen’s University Press, 2013. Keynes, John Maynard, Paul R. Krugman, and Robert Jacob Alexander Skidelsky. The General Theory of Employment, Interest, and Money. Cham, Switzerland: Palgrave Macmillan, 2018. Kimball, Miles. “Pro Gauti Eggertsson.” Confessions of a Supply Side Liberal. June 27, 2016. Last Accessed July 7, 2020. Wasserstrom, Steven M. Religion after Religion: Gershom Scholem, Mircea Eliade, and Henry Corbin at Eranos. Princeton: Princeton University Press, 1999. Follow us on Twitter: @averysquarepeg Associate Professor Brian Collins is the Drs. Ram and Sushila Gawande Chair in Indian Religion and Philosophy at Ohio University. He can be reached at collinb1@ohio.edu. Learn more about your ad choices. Visit megaphone.fm/adchoices

Warning: Economics. In this episode, we begin with Eisler’s testimony before the skeptical Senators of the Committee on Banking and Currency in Washington, D.C. on January 20, 1934, in which he proposed that the nation adopt a dual currency system to control inflation and end the Great Depression. I (a non-economist) talk about what this means with noted economist Miles Kimball, who has recently brought renewed attention to Eisler’s plan in his own work. We also learn about Eisler’s theory of who actually wrote what we call the Gospel of John, talk with Steven Wasserstrom about Eisler’s brief involvement with Carl Jung and the Eranos Conference, and interpret a “dream poem” that Eisler recorded at his mother’s house in 1936. Guests: Guests: Miles Kimball (The University of Colorado-Boulder), Steven Wasserstrom (Reed College). Voice of Robert Eisler: Caleb Crawford Additional voices: Brian Evans Music: “Shibbolet Baseda,” recorded by Elyakum Shapirra and His Israeli Orchestra. Funding provided by the Ohio University Humanities Research Fund and the Ohio University Honors Tutorial College Internship Program. Special thanks to the Warburg Institute. Bibliography and Further Reading Buiter, Willem H. “Is Numérairology the Future of Monetary Economics? Unbundling Numéraire and Medium of Exchange Through a Virtual Currency and a Shadow Exchange Rate.” NBER Working Papers 12839. National Bureau of Economic Research, Inc., 2007. DOI:10.3386/w12839. Buiter, Willem H. and Panigirtzoglou, Nikolaos. “Overcoming the Zero Bound: Gesell vs. Eisler. Discussion of Mitsuhiro Fukao’s “The Effects of ‘Gesell’ (Currency) Taxes in Promoting Japan’s Economic Recovery.” International Economics and Economic Policy 2, no. 2/3 (2005): 189-200. Eisler, Robert. The Enigma of the Fourth Gospel. London: Methuen & Co., 1938. ———. Stable Money: The Remedy for the Economic World Crisis: A Programme of Financial Reconstruction for the International Conference. London: The Search Publishing Co., Ltd., 1932. ———. This Money Maze: A Way Out of the Economic World Crisis. London: The Search Publishing Co., Ltd., 1931. ———. Das Geld: Seine geschichtliche Entstehung und gesellschaftliche Bedeutung. Munich: Diatypie, 1924. Eisler, Robert and Alec Wilson. The Money Machine: A Simple Introduction to the Eisler Plan. London: The Search Publishing Co., Ltd., 1933. Gold Reserve Act of 1934: Hearings Before the Committee on Banking and Currency, United States Senate, Seventy-Third Congress, Second Session on S. 2366: A Bill to Protect the Currency System of the United States, to Provide for the Better Use of the Monetary Gold Stock of the United States, and for Other Purposes, Revised January 19-23, 1934. Washington, D.C.: United States Government Printing Office, 1934 Hakl, Hans Thomas. Eranos: An Alternative Intellectual History of the Twentieth Century. Montreal: McGill-Queen’s University Press, 2013. Keynes, John Maynard, Paul R. Krugman, and Robert Jacob Alexander Skidelsky. The General Theory of Employment, Interest, and Money. Cham, Switzerland: Palgrave Macmillan, 2018. Kimball, Miles. “Pro Gauti Eggertsson.” Confessions of a Supply Side Liberal. June 27, 2016. Last Accessed July 7, 2020. Wasserstrom, Steven M. Religion after Religion: Gershom Scholem, Mircea Eliade, and Henry Corbin at Eranos. Princeton: Princeton University Press, 1999. Follow us on Twitter: @averysquarepeg Associate Professor Brian Collins is the Drs. Ram and Sushila Gawande Chair in Indian Religion and Philosophy at Ohio University. He can be reached at collinb1@ohio.edu. Learn more about your ad choices. Visit megaphone.fm/adchoices

Warning: Economics. In this episode, we begin with Eisler’s testimony before the skeptical Senators of the Committee on Banking and Currency in Washington, D.C. on January 20, 1934, in which he proposed that the nation adopt a dual currency system to control inflation and end the Great Depression. I (a non-economist) talk about what this means with noted economist Miles Kimball, who has recently brought renewed attention to Eisler’s plan in his own work. We also learn about Eisler’s theory of who actually wrote what we call the Gospel of John, talk with Steven Wasserstrom about Eisler’s brief involvement with Carl Jung and the Eranos Conference, and interpret a “dream poem” that Eisler recorded at his mother’s house in 1936. Guests: Guests: Miles Kimball (The University of Colorado-Boulder), Steven Wasserstrom (Reed College). Voice of Robert Eisler: Caleb Crawford Additional voices: Brian Evans Music: “Shibbolet Baseda,” recorded by Elyakum Shapirra and His Israeli Orchestra. Funding provided by the Ohio University Humanities Research Fund and the Ohio University Honors Tutorial College Internship Program. Special thanks to the Warburg Institute. Bibliography and Further Reading Buiter, Willem H. “Is Numérairology the Future of Monetary Economics? Unbundling Numéraire and Medium of Exchange Through a Virtual Currency and a Shadow Exchange Rate.” NBER Working Papers 12839. National Bureau of Economic Research, Inc., 2007. DOI:10.3386/w12839. Buiter, Willem H. and Panigirtzoglou, Nikolaos. “Overcoming the Zero Bound: Gesell vs. Eisler. Discussion of Mitsuhiro Fukao’s “The Effects of ‘Gesell’ (Currency) Taxes in Promoting Japan’s Economic Recovery.” International Economics and Economic Policy 2, no. 2/3 (2005): 189-200. Eisler, Robert. The Enigma of the Fourth Gospel. London: Methuen & Co., 1938. ———. Stable Money: The Remedy for the Economic World Crisis: A Programme of Financial Reconstruction for the International Conference. London: The Search Publishing Co., Ltd., 1932. ———. This Money Maze: A Way Out of the Economic World Crisis. London: The Search Publishing Co., Ltd., 1931. ———. Das Geld: Seine geschichtliche Entstehung und gesellschaftliche Bedeutung. Munich: Diatypie, 1924. Eisler, Robert and Alec Wilson. The Money Machine: A Simple Introduction to the Eisler Plan. London: The Search Publishing Co., Ltd., 1933. Gold Reserve Act of 1934: Hearings Before the Committee on Banking and Currency, United States Senate, Seventy-Third Congress, Second Session on S. 2366: A Bill to Protect the Currency System of the United States, to Provide for the Better Use of the Monetary Gold Stock of the United States, and for Other Purposes, Revised January 19-23, 1934. Washington, D.C.: United States Government Printing Office, 1934 Hakl, Hans Thomas. Eranos: An Alternative Intellectual History of the Twentieth Century. Montreal: McGill-Queen’s University Press, 2013. Keynes, John Maynard, Paul R. Krugman, and Robert Jacob Alexander Skidelsky. The General Theory of Employment, Interest, and Money. Cham, Switzerland: Palgrave Macmillan, 2018. Kimball, Miles. “Pro Gauti Eggertsson.” Confessions of a Supply Side Liberal. June 27, 2016. Last Accessed July 7, 2020. Wasserstrom, Steven M. Religion after Religion: Gershom Scholem, Mircea Eliade, and Henry Corbin at Eranos. Princeton: Princeton University Press, 1999. Follow us on Twitter: @averysquarepeg Associate Professor Brian Collins is the Drs. Ram and Sushila Gawande Chair in Indian Religion and Philosophy at Ohio University. He can be reached at collinb1@ohio.edu. Learn more about your ad choices. Visit megaphone.fm/adchoices

Warning: Economics. In this episode, we begin with Eisler’s testimony before the skeptical Senators of the Committee on Banking and Currency in Washington, D.C. on January 20, 1934, in which he proposed that the nation adopt a dual currency system to control inflation and end the Great Depression. I (a non-economist) talk about what this means with noted economist Miles Kimball, who has recently brought renewed attention to Eisler’s plan in his own work. We also learn about Eisler’s theory of who actually wrote what we call the Gospel of John, talk with Steven Wasserstrom about Eisler’s brief involvement with Carl Jung and the Eranos Conference, and interpret a “dream poem” that Eisler recorded at his mother’s house in 1936. Guests: Guests: Miles Kimball (The University of Colorado-Boulder), Steven Wasserstrom (Reed College). Voice of Robert Eisler: Caleb Crawford Additional voices: Brian Evans Music: “Shibbolet Baseda,” recorded by Elyakum Shapirra and His Israeli Orchestra. Funding provided by the Ohio University Humanities Research Fund and the Ohio University Honors Tutorial College Internship Program. Special thanks to the Warburg Institute. Bibliography and Further Reading Buiter, Willem H. “Is Numérairology the Future of Monetary Economics? Unbundling Numéraire and Medium of Exchange Through a Virtual Currency and a Shadow Exchange Rate.” NBER Working Papers 12839. National Bureau of Economic Research, Inc., 2007. DOI:10.3386/w12839. Buiter, Willem H. and Panigirtzoglou, Nikolaos. “Overcoming the Zero Bound: Gesell vs. Eisler. Discussion of Mitsuhiro Fukao’s “The Effects of ‘Gesell’ (Currency) Taxes in Promoting Japan’s Economic Recovery.” International Economics and Economic Policy 2, no. 2/3 (2005): 189-200. Eisler, Robert. The Enigma of the Fourth Gospel. London: Methuen & Co., 1938. ———. Stable Money: The Remedy for the Economic World Crisis: A Programme of Financial Reconstruction for the International Conference. London: The Search Publishing Co., Ltd., 1932. ———. This Money Maze: A Way Out of the Economic World Crisis. London: The Search Publishing Co., Ltd., 1931. ———. Das Geld: Seine geschichtliche Entstehung und gesellschaftliche Bedeutung. Munich: Diatypie, 1924. Eisler, Robert and Alec Wilson. The Money Machine: A Simple Introduction to the Eisler Plan. London: The Search Publishing Co., Ltd., 1933. Gold Reserve Act of 1934: Hearings Before the Committee on Banking and Currency, United States Senate, Seventy-Third Congress, Second Session on S. 2366: A Bill to Protect the Currency System of the United States, to Provide for the Better Use of the Monetary Gold Stock of the United States, and for Other Purposes, Revised January 19-23, 1934. Washington, D.C.: United States Government Printing Office, 1934 Hakl, Hans Thomas. Eranos: An Alternative Intellectual History of the Twentieth Century. Montreal: McGill-Queen’s University Press, 2013. Keynes, John Maynard, Paul R. Krugman, and Robert Jacob Alexander Skidelsky. The General Theory of Employment, Interest, and Money. Cham, Switzerland: Palgrave Macmillan, 2018. Kimball, Miles. “Pro Gauti Eggertsson.” Confessions of a Supply Side Liberal. June 27, 2016. Last Accessed July 7, 2020. Wasserstrom, Steven M. Religion after Religion: Gershom Scholem, Mircea Eliade, and Henry Corbin at Eranos. Princeton: Princeton University Press, 1999. Follow us on Twitter: @averysquarepeg Associate Professor Brian Collins is the Drs. Ram and Sushila Gawande Chair in Indian Religion and Philosophy at Ohio University. He can be reached at collinb1@ohio.edu.

Warning: Economics. In this episode, we begin with Eisler’s testimony before the skeptical Senators of the Committee on Banking and Currency in Washington, D.C. on January 20, 1934, in which he proposed that the nation adopt a dual currency system to control inflation and end the Great Depression. I (a non-economist) talk about what this means with noted economist Miles Kimball, who has recently brought renewed attention to Eisler’s plan in his own work. We also learn about Eisler’s theory of who actually wrote what we call the Gospel of John, talk with Steven Wasserstrom about Eisler’s brief involvement with Carl Jung and the Eranos Conference, and interpret a “dream poem” that Eisler recorded at his mother’s house in 1936. Guests: Guests: Miles Kimball (The University of Colorado-Boulder), Steven Wasserstrom (Reed College). Voice of Robert Eisler: Caleb Crawford Additional voices: Brian Evans Music: “Shibbolet Baseda,” recorded by Elyakum Shapirra and His Israeli Orchestra. Funding provided by the Ohio University Humanities Research Fund and the Ohio University Honors Tutorial College Internship Program. Special thanks to the Warburg Institute. Bibliography and Further Reading Buiter, Willem H. “Is Numérairology the Future of Monetary Economics? Unbundling Numéraire and Medium of Exchange Through a Virtual Currency and a Shadow Exchange Rate.” NBER Working Papers 12839. National Bureau of Economic Research, Inc., 2007. DOI:10.3386/w12839. Buiter, Willem H. and Panigirtzoglou, Nikolaos. “Overcoming the Zero Bound: Gesell vs. Eisler. Discussion of Mitsuhiro Fukao’s “The Effects of ‘Gesell’ (Currency) Taxes in Promoting Japan’s Economic Recovery.” International Economics and Economic Policy 2, no. 2/3 (2005): 189-200. Eisler, Robert. The Enigma of the Fourth Gospel. London: Methuen & Co., 1938. ———. Stable Money: The Remedy for the Economic World Crisis: A Programme of Financial Reconstruction for the International Conference. London: The Search Publishing Co., Ltd., 1932. ———. This Money Maze: A Way Out of the Economic World Crisis. London: The Search Publishing Co., Ltd., 1931. ———. Das Geld: Seine geschichtliche Entstehung und gesellschaftliche Bedeutung. Munich: Diatypie, 1924. Eisler, Robert and Alec Wilson. The Money Machine: A Simple Introduction to the Eisler Plan. London: The Search Publishing Co., Ltd., 1933. Gold Reserve Act of 1934: Hearings Before the Committee on Banking and Currency, United States Senate, Seventy-Third Congress, Second Session on S. 2366: A Bill to Protect the Currency System of the United States, to Provide for the Better Use of the Monetary Gold Stock of the United States, and for Other Purposes, Revised January 19-23, 1934. Washington, D.C.: United States Government Printing Office, 1934 Hakl, Hans Thomas. Eranos: An Alternative Intellectual History of the Twentieth Century. Montreal: McGill-Queen’s University Press, 2013. Keynes, John Maynard, Paul R. Krugman, and Robert Jacob Alexander Skidelsky. The General Theory of Employment, Interest, and Money. Cham, Switzerland: Palgrave Macmillan, 2018. Kimball, Miles. “Pro Gauti Eggertsson.” Confessions of a Supply Side Liberal. June 27, 2016. Last Accessed July 7, 2020. Wasserstrom, Steven M. Religion after Religion: Gershom Scholem, Mircea Eliade, and Henry Corbin at Eranos. Princeton: Princeton University Press, 1999. Follow us on Twitter: @averysquarepeg Associate Professor Brian Collins is the Drs. Ram and Sushila Gawande Chair in Indian Religion and Philosophy at Ohio University. He can be reached at collinb1@ohio.edu. Learn more about your ad choices. Visit megaphone.fm/adchoices

Economy Tutor: BOK's latest rate cut & negative interest rate policy -한은 기준금리 인하와 마이너스금리 정책 Guest: Professor Yang Junsok, Department of Economics, Catholic University

Trump touts negative interest rates. Whales move from ethereum to bitcoin and Miners struggle. Top crypto news every day. Article 1 - Some Miners Face an Uncertain Future Despite Rising Bitcoin Price https://www.coindesk.com/market-wrap-some-miners-face-an-uncertain-future-despite-rising-bitcoin-price Article 2 - Many Ether Whales Might Be Leaving for Bitcoin https://www.coindesk.com/many-ether-whales-might-be-leaving-for-bitcoin-data Article 3 - Bitcoin Steady Near $9K as Trump Touts ‘Gift' of Negative Interest Rates https://www.coindesk.com/bitcoin-below-9k-trump-gift-negative-interest-rates-fed Sign Up and start trading on CoinCasso and get $35 https://app.coincasso.com/referral/6016 CoinCasso is a cryptocurrency exchange platform that is breaking the mould of traditional platforms. We are using our patented hybrid exchange utilising benefits from both decentralised and centralised exchanges. Visit our website: https://coincasso.com Like us on Facebook: https://www.facebook.com/coincasso Follow us on Instagram: https://www.instagram.com/coincasso

In this episode, you'll learn:Why the interest rates globally are headed even lower than todayWhy the US dollar will appreciateWhat the future relationship between interest rates and gold will beWhy the traditional dollar and gold relationship is no longer validBOOKS AND RESOURCES MENTIONED IN THIS EPISODEMarin Katusa’s special offer on his exclusive newsletter for the listeners of The Investor’s Podcast including his free bookMarin Katusa’s free research report about the performance of his fund, and his predictions for 2020Marin Katusa’s free research report on convertible debentures Marin Katusa’s website, Katusa Research Tweet directly to Marin Katusa: @MarinKatusaDiscover CMC Markets, the ultimate platform for online trading on mobile and desktop.Move your business to the cloud with Netsuite.Be prepared for the unexpected with AirMedCare Network.Solve your long list of must-reads once and for all with Blinkist.Automate your work with Zapier.

I got a good night's sleep last night and I am ready to bring you another show from beautiful Sydney! The 18millionth BTC is about to be mined. Finally a pro-Libra senator speaks up and shows that some people are ready to innovate! Faketoshi silliness, avocados, much more. Recorded in Sydney, Australia! Watch the show here- https://www.youtube.com/watch?v=2mGchyNA-8I Follow Adam on Twitter- https://twitter.com/TechBalt All of the BitcoinMeister videos are here at http://DisruptMeister.com Financially support the podcast here: https://anchor.fm/bitcoinmeister/support --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/bitcoinmeister/support

Two weeks ago Jyske Bank, Denmark’s third-largest bank, shocked the world by offering mortgages with a negative interest rate. Put simply, the bank would effectively pay customers to borrow money. It’s a bit more complicated than that, however, as borrowers have to pay fees that offset the savings. The news got loads of attention, as people struggled to wrap their heads around being paid for something they are supposed to be purchasing. Consumers around the world wanted in on the action. The weekend following the negative mortgages announcement, Jyske Bank received 80-90 inquiries from Americans who wanted these viral mortgages. It’s all been rather amusing for Jyske Bank and its housing economist Mikkel Høegh, who has had to deal with all the attention. “What I have said to the Americans is that they have to have a Danish property to get such a loan,” Høegh told Yahoo Finance in an email. “Some of the Americans then asked if I could help them buying a property in Denmark. I can’t with that but we can help them with the funding if they get the house.” Jyske Bank has had to do a lot of clarifying; there’s a widespread misconception that the bank is actually paying borrowers to take their money. First of all, the bank is not actually paying anyone; it is simply forgiving part of the loan each time a payment is made. A mortgage borrower is likely to end up paying Jyske back a little more than they borrowed, factoring in fees and charges associated with arranging the mortgage loan. And the bank can afford to do this without losing money because it borrows at negative interest rates as well. “The experience has been quite good,” Høegh told Yahoo Finance in an email. “Many people like to hear about the loans and apply for them.” Høegh added that the country was amidst a historic refinancing of mortgages. Mortgage debt in Denmark increased in 88 of 98 municipalities, according to Denmark’s national bank, with most customers choosing fixed rates. Though only Denmark has done this so far, the German Bundesbank has indicated that these loans would also be “conceivable” and wouldn’t be against them, according to the Stuttgarter Zeitung and Bloomberg. How it works Denmark has had low interest rates for a long time, and the country’s banking system has a closer than normal relationship between borrowers and investors, facilitated by banks. Because interest rates have gone down and the prices of mortgage bonds have gone up for investors, those rates can be passed on to borrowers — creating negative mortgages if they’re low enough. The fact that banks and investors are willing to invest with negative returns is not necessarily a good thing, because it shows they would rather take a small loss than lose more elsewhere, because they view the economy as less-than-healthy. Though negative interest rates aren’t new in Europe, they are breaking new ground, from these types of mortgages to Germany selling a negative-yielding 30-year bond for the first time in August. Despite being in “historic remortgaging,” Høegh said the negative interest rates don’t actually make it any easier for home buyers to get a loan, but makes it easier to get a bigger loan – a lower rate means a higher disposable budget. “People find the new loans very attractive, but I don’t think that it is a big surprise for them,” said Høegh. “The most surprising thing is that de-link between the real estate prices and the interest rate is in these years less significant.” Jyske Bank's graph showing the amount of new loans over time. Jyske Bank's graph showing the amount of new loans over time. In other words, a flurry of borrowing and higher-value loans hasn’t had a big effect on housing prices, even though many of these loans are used to buy property or renovate. Nordea, another bank in Denmark that began offering zero-interest 30-year loans, hasn’t seen much of a change, on the other hand, perhaps illustrating that despite global coverage, it hasn’t had much of an effect. “We don’t think that anything has changed,” said Lise Bergmann, housing economist and chief analyst at Nordea. “The investor interest is more or less the same as before the news coverage.” Looking at a chart regarding new loans provided to Yahoo Finance by Jyske Bank, the answer is probably somewhere in the middle. There has, indeed, been a surge in new loans this summer, but on a 20-plus year chart, it’s not as breathtaking as one might expect from a negative-interest mortgage.  

Two weeks ago Jyske Bank, Denmark’s third-largest bank, shocked the world by offering mortgages with a negative interest rate. Put simply, the bank would effectively pay customers to borrow money. It’s a bit more complicated than that, however, as borrowers have to pay fees that offset the savings. The news got loads of attention, as people struggled to wrap their heads around being paid for something they are supposed to be purchasing. Consumers around the world wanted in on the action. The weekend following the negative mortgages announcement, Jyske Bank received 80-90 inquiries from Americans who wanted these viral mortgages. It’s all been rather amusing for Jyske Bank and its housing economist Mikkel Høegh, who has had to deal with all the attention. “What I have said to the Americans is that they have to have a Danish property to get such a loan,” Høegh told Yahoo Finance in an email. “Some of the Americans then asked if I could help them buying a property in Denmark. I can’t with that but we can help them with the funding if they get the house.” Jyske Bank has had to do a lot of clarifying; there’s a widespread misconception that the bank is actually paying borrowers to take their money. First of all, the bank is not actually paying anyone; it is simply forgiving part of the loan each time a payment is made. A mortgage borrower is likely to end up paying Jyske back a little more than they borrowed, factoring in fees and charges associated with arranging the mortgage loan. And the bank can afford to do this without losing money because it borrows at negative interest rates as well. “The experience has been quite good,” Høegh told Yahoo Finance in an email. “Many people like to hear about the loans and apply for them.” Høegh added that the country was amidst a historic refinancing of mortgages. Mortgage debt in Denmark increased in 88 of 98 municipalities, according to Denmark’s national bank, with most customers choosing fixed rates. Though only Denmark has done this so far, the German Bundesbank has indicated that these loans would also be “conceivable” and wouldn’t be against them, according to the Stuttgarter Zeitung and Bloomberg. How it works Denmark has had low interest rates for a long time, and the country’s banking system has a closer than normal relationship between borrowers and investors, facilitated by banks. Because interest rates have gone down and the prices of mortgage bonds have gone up for investors, those rates can be passed on to borrowers — creating negative mortgages if they’re low enough. The fact that banks and investors are willing to invest with negative returns is not necessarily a good thing, because it shows they would rather take a small loss than lose more elsewhere, because they view the economy as less-than-healthy. Though negative interest rates aren’t new in Europe, they are breaking new ground, from these types of mortgages to Germany selling a negative-yielding 30-year bond for the first time in August. Despite being in “historic remortgaging,” Høegh said the negative interest rates don’t actually make it any easier for home buyers to get a loan, but makes it easier to get a bigger loan – a lower rate means a higher disposable budget. “People find the new loans very attractive, but I don’t think that it is a big surprise for them,” said Høegh. “The most surprising thing is that de-link between the real estate prices and the interest rate is in these years less significant.” Jyske Bank's graph showing the amount of new loans over time. Jyske Bank's graph showing the amount of new loans over time. In other words, a flurry of borrowing and higher-value loans hasn’t had a big effect on housing prices, even though many of these loans are used to buy property or renovate. Nordea, another bank in Denmark that began offering zero-interest 30-year loans, hasn’t seen much of a change, on the other hand, perhaps illustrating that despite global coverage, it hasn’t had much of an effect. “We don’t think that anything has changed,” said Lise Bergmann, housing economist and chief analyst at Nordea. “The investor interest is more or less the same as before the news coverage.” Looking at a chart regarding new loans provided to Yahoo Finance by Jyske Bank, the answer is probably somewhere in the middle. There has, indeed, been a surge in new loans this summer, but on a 20-plus year chart, it’s not as breathtaking as one might expect from a negative-interest mortgage.  

Host Trevor Dale talks about negative interest rate mortgages. It is well known that interest rates and consequently mortgage rates in Canada are historically low.If I had to guess five years ago where interest rates would have been today I would have guessed that they would have been much higher.Never would I have imagined that we would be seeing the world's first NEGATIVE interest rate mortgages.In Denmark I last read that there was a lender issuing mortgages at -0.5%. This means that when you get take out a mortgage that you will pay back less than you originally borrowed.The principle + interest that we traditionally pay is now principle MINUS interest.The equation changes and things are different.But what does this mean for mortgages and housing?This means that people are incentivized to take out the biggest mortgage that they can get because they will pay back less than they borrowed.This is stimulus. This is encouraging borrowing and likely real estate purchases.This is great until the buying stops and house prices drop.Like all things there are benefits and risks. Positive and negative. Pros and cons.Will we see negative interest rates in Canada? Not in the near future but who knows long term where rates are going.Interest rates across the world are slowing falling and negative interest rates are a product of that.While a recession or falling inflation could spur more rate cuts I am optimistic and believe that as humans always do, we evolve and innovate over the long term.While new technologies make the cost of products cheaper, we are simultaneously becoming more productive. This is changing the way we measure inflation as many things are getting more expensive while others are getting cheaper.The take away: keep long term trends in mind and remember that we are in a historically low interest rate environment. See if it makes sense economically and be mindful of the potential risks to mitigate where possible.

Welcome to Finance and Fury -  This Episode – Look at Where to not invest in negative rates world – if it comes to that – other options First – what does the world in negative rates look like? – dive further into this to start – look at other countries, Japan, Denmark and how this affects an economy – Also - what sort of investments won't fare well - run through alternative assets Going to be 2 parts – go further into alternatives next week What asset classes may be at risk – financial sector Negative interest rates are terrible for banks - They destroy the business model for banks. Put further pressures on banks margin (profits) - make future bank collapses more likely because banks cannot build capital to absorb losses Commercial banks act as streams in the modern economy – Glacier (Central Bank) melts and the money flows through commercial banks and financial systems No ice – no flow – but no rivers – water nowhere to go – a dam that breaks and floods everything European banks are looking to be in poor shape – have negative yields but getting the exact opposite of what they need – Growth from stimulus spending and inflation Japan - same thing - used QE strategy to lower rates back before the term QE was muttered – originals – how well did it work long term? Japan has had near-zero or below zero interest rates for 20 years – stuck in liquidity trap How well has financial sector performed – 1980s - in Japan’s bubble years TOPIX Banks Index – Peak 1989 at 1,500 – now it is about 130 – loss of 91% over 30 years If this spreads to the rest of the worlds financial sector – financial sector suffers - by extension – the economy suffers as low-risk decisions are required – lower business lending Banks make money from the difference between the interest rates they charge on loans and costs on deposits (liability as a reserve to lend out) – you get interest due to risk – also issue FI - Rates go negative = ability to make a profit gets thinner  - but risks get larger on the assets loans collateralised against – i.e. property for mortgages Remember - pieces of the assets used as collateral have been inflated by these low-interest rates – Seen that play out with Japan back in the late 80s borrowers will make repayment as usual – but the amount still outstanding will be reduced each month by the negative interest but savers see nothing paid in interest on their deposits – and may also suffer as they go negative Denmark currently – 3rd largest bank offering 10-year mortgage rates at -0.5% - 20year fixed at 0% - Switzerland - UBS a few weeks ago sent a memo to HNW clients -introduce 0.6% p.a. charge on deposits more than €500,000 – Bank of England at 0.75%, ECB at 0%, Denmark (not ECB based) -0.4% cash rates Lower savings rates across Europe - Commercial banks need to take deposits and extend loans. That’s their primary function. This credit intermediation, as it’s called, is like a financial utility. One bank can be allowed to fail. But the banking system overall cannot be allowed to fail – why capital notes are being used as ‘reserve capital’ – replace lower deposits How banking meant to work - profit motive needs to make them aggressive on lending, and the fear of loss needs to make them prudent. Those two forces are supposed to balance each other out over time, with banks swinging too far in one direction and then too far in the other direction as part of the normal business cycle. Generally worked through history – when back with gold or other currencies - some hiccups, as long as banks can do this profitably – meaning they make enough money and set aside enough capital during good times to be able to eat the losses during bad times without collapsing. This sort of event created Central Banks – lender of last resort to provide liquidity – today – manage insolvency as fiat is debt-based Negative interest rates make banks start losing money on their assets – need to chase yield to make some kind of profit Have to do risky investments – sometimes will come with inadequate returns or compound systems risks ECB, the BoJ, and Swiss National Bank have admitted that negative interest rates weaken banks – not speculating here - The ECB has even been talking about a strategy to “mitigate” the destructive effects its policies have on the bank – cash bans The real economy - negative interest rates have an even more profoundly destructive impact: They distort or eliminate the single-most-important factor in economic decision making – the pricing of risk. Bit of a guess - Similarly, portfolio management tools like Capital Asset Pricing Model (CAPM), Modern Portfolio Theory (MPT), Value At Risk (VAR), Risk Parity are all ill-equipped to handle a world of lasting negative interest rates Risk is priced via the cost of capital. If capital is invested in a risky enterprise, investors demand a larger return to compensate them for the risk. And the cost of capital for the risky company is higher. If capital is invested in a low-risk activity, the return for the investor and the cost of capital for the company should both be lower. And the market decides how that pans out. But if central banks push interest rates below zero, this essential function of an economy doesn’t function anymore. Now risk cannot be priced anymore. The perfect example of this: Certain junk bonds in Europe are now trading with a negative yield. This shows that the risk-pricing system in Europe is kaput. World where risks cannot be priced correctly anymore - consequences – probably going to be bad over the longer term for the real economy – creates misallocation - malinvestment and bad decision making Means overproduction and overcapacity - asset bubbles of where borrowings flow Load the entire financial system up with huge risks because these assets are used as collateral, and their value has been inflated by negative yields. Or Aus – Syd, Melb – Not much wage growth, slowing GDP growth - misallocation of lending – bubble in consumption (demand side) without supply (businesses/overall economy, wages, etc.) catching up Monetary Policy remedy to this situation caused in part by negative interest rates – more of the same thing Longer negative interest rates continue - more upside down and unpredictable our economic system will become Harder for us to reverse course – without financial system throwing their hands up, bailing and starting afresh – Nothing new The observable outcome from these policies - strange combinations – massive housing bubbles in cities while slowing economy – Germany - Berlin and Munich while they look to be about in a recession – And a major reset is of course precisely what every central bank fears the most - How will this end? No one knows because this size of a reset has never occurred before - some idea: When there is no reward for saving and bonus to borrow - the economy stops functioning properly – slow decline before being abandoned What this all shows – that the financial system is pretty sick – the cost of its money is so low – Financial reset is likely needed –Few options the IMF have been publishing about - with SDRs, or Crypto backed by gold or SDRs Over the next few years – may see a dollar-denominated asset collapse due to the USD going through replacement speculation A lot of the Debt in the global financial system is back by USD – so if you can collapse the value – you collapse the size of the debt owed If rates continue to go down – if they go Negative in Aus would be bad for ASX index investments – 25% in Financials – mostly big 4 banks – crash to index from a handful of shares triggers wider panics and sell offs Passive investments (indexes) along with the FAANG shares – may not fare so well A lot of factors look to be pointing towards systemic risks – Passive/Index ETFs – liquidity risks – not selling underlying shares but selling the ETF – need a buyer – May be hard to find in a panic -   Few different alternatives next week - Inverse ETFs (BBOZ and BBUS) - various assets and derivatives, like options, used to create profits when the underlying index declines in value. Basically, it's an index ETF that gains value when its correlating index falls Versus - the "old money" strategy - about capital preservation - gold, land or art ETF Both have pros and cons - Thanks for listening, if you want to get in contact, you can do so here.

If what Alan Greenspan says is true, we are heading into a whole new uncharted world of financial planning and asset allocation. In this episode hear Alan Greenspan in Sept of 2019 declare:1.) The US GDP is driven by the US Stock Market! (The OPPOSITE of how it has ever been).2.) Negative Interest Rates WILL COME to the U.S. It's only a matter of time!This changes absolutely everything for retired investors and savers. It means:Asset Allocation is gone! The component of Safety (bonds and bond funds) are going to earn so little they will be irrelevant to a portfolio. You will have to PAY for safety.The only place to be will be RISK-ON! But the very reason we are heading into low interest rates is to prop up a sagging market, which now has the very power to change the health of the US Economy by it's volatile swings.Every retired person, no longer working, will have lackluster portfolios unless they are willing to live their retirement on the precipice of Risk.In this episode Bruce discusses alternatives to bonds that can bring balance back to retirees portfolios when bonds and bond funds become impotent.

Logan explains his success in Chitubox app for supports in 3d printing, we talk also about the first space crime?! Thunder Bay's Oktoberfest by Sleeping Giant Brewery. Thunder Bay's first Veg fest, raining plastic, German oktoberfest facts, Apple (Siri) listening to you, ISS and docking stuff, AI in your house, nuclear bombs to blow up hurricanes, elon musk nuking mars, negative interest mortages, Diablo and Diablo 3, WOW, Twitch streaming services.

Why would someone buy a bond that has a negative yield? Today I will explain how negative yield bonds work & how it affects the world of finance. This is having profound implications on all financial markets & many are suggesting this could be the catalyst for the next financial crisis or wider economic collapse. Date of Recording: August 23, 2019 Don't forget to Review, Subscribe and Share this Podcast around! Nugget’s News (Website): http://nuggetsnews.com.au Nugget's News (Youtube Video): https://youtu.be/nFWjoxyRCUE Nugget's News (Twitter): twitter.com/NuggetsNewsAU Disclaimer: I AM NOT A LICENSED FINANCIAL ADVISOR. MY VIEWS ARE GENERAL IN NATURE AND SHOULD NOT BE TAKEN AS FINANCIAL ADVICE. ALWAYS DO YOUR OWN RESEARCH BEFORE INVESTING ANY MONEY.

Dick’s pulled a classic tool out of its belt: A/B Testing. Our “Unicorn of the Day” is Wheels Up, which claims it’ll be the Airbnb of private jets (and Tom Brady and Serena Williams are members). And Germany’s 30-year bonds hit negative interest rates — so we break down what they are and why they’re so rare.

Negative Interest Rate Mortgages?!

In this walk and talk video Certified Financial Planner (TM) and Chartered Retirement Planning Counselor Tim Picciott goes over the current worldwide negative interest rate Tim also discusses how a record amount of money has gone into government bond funds the past 6 months and what the Federal Reserve is likely to do at their next two FOMC meetings. This is for informational purposes only. If you would like 1-1 consultation with Tim Picciott please schedule at bit.ly/booktimp

Tamas Blummer, Bitcoin developer and entrepreneur with a long and respected background in Bitcoin joins me in this must-listen, wide ranging episode to talk about: Rust-Bitcoin projects Threats to bitcoin: Soft fork threats and protocol ossification Incentivised re-orgs of Bitcoin’s blockchain Central Bank Digital Currencies and Negative Interest rates Bitcoin data science Liveliness measure Work with Adamant Capital Tamas Blummer links: Twitter: https://twitter.com/TamasBlummer Github: https://github.com/tamasblummer Medium blogs by Tamas: https://medium.com/@tamas.blummer/ Stephan Livera links: Twitter: https://twitter.com/@stephanlivera Subscribe on iTunes: https://itunes.apple.com/podcast/stephan-livera-podcast/id1415720320?mt=2 Subscribe on Android: https://subscribeonandroid.com/anchor.fm/s/7d083a4/podcast/rss Website: https://stephanlivera.com/ Patreon: http://patreon.com/stephanlivera

Back to banter this episode. Just Vince and Darren at the mic chatting about the effects and implications of Negative Interest and Bitcoin this week, Enjoy!

Negative Interest Rates, What countries are doing this? Will the U.S. join in? Why are they doing this? Is this the new norm? What are the ramifications of this if this doesn't work? Negative Interest Rates Tell us about this new environment we are in. Give us the, who, what, and where. Why are countries doing this? Will the U.S join in? Is this the new norm and what if this doesn't work? How should we prepare? Give away fresh off the press two white papers 1.“The Coming Bail In” 2.”YOUR IRA HAVING PHYSICAL METALS AND TAKING POSSESSION WITH NO TAX LIABILITY 877-448-2646 or Landmarkgold.com

Darrell Castle talks about the impact of the negative interest rate and the failure of the central bank managed economy.

John Rubino and Michael Oliver return. Central bankers employing economic policies more akin to communist and/or fascist economics have so bastardized the capital markets that savers are increasingly punished and those who spend recklessly beyond their means are rewarded. With the monetary narcotic the Fed and other central banks have created, the capital markets and indeed the entire global economy now require more and more money creation at a faster and faster rate of speed causing the global economy to careen toward a massive implosion. Given this world is turned upside down and the negative interest rates are symptomatic of this sinful disease, how can honest, hard-working middle class folks survive? John will offer his analysis and some guidance. The always insightful Michael Oliver will help us see which markets are most likely to offer gains and which are most likely to lead to losses.

http://arcadiaeconomics.com/ The short version is that you're going to continue to see a lot of brand spanking new bills when you go to the ATM. In fact just like QE, LTRO, and all of the other code names for the recent central bank money printing schemes, negative interest rates are just another form of more of the same. But what can we actually do in response? Check out today's video for some useful tips and strategies to start getting ready for life after the paper currencies are being used in our children's monopoly sets. http://arcadiaeconomics.com/Subscribe to Arcadia Economics on Soundwise