Podcasts about whiter

Colgate-Palmolive's Brigitte King breaks down steering a global giant through digital transformation. She explores the value of connected TV and its data-driven addressability, why she thinks the marketing funnel looks more like a seesaw and how she's thinking about riding the retail media wave. Episode TranscriptPlease note, this transcript  may contain minor inconsistencies compared to the episode audio.[00:00:00] Ilyse: I'm Ilyse Liffreing. [00:00:01] And I'm Damian Fowler. [00:00:06] Damian: And welcome to this edition of The Current Podcast. This week we're delighted to talk with Brigitte King, the Global Chief Digital Officer at Colgate [00:00:11] Ilyse: Brigitte King, the Global Chief Digital Officer of Colgate. [00:00:22] Damian: Of course, these days Colgate Palmolive is a thriving global company with an extensive portfolio of products and billions of customers worldwide. We [00:00:30] Ilyse: of customers worldwide. [00:00:33] Brigitte: global remit in a world awash with data. So Brigitte, [00:00:36] Damian: So Brigitte, let's start. Um, what are the main challenges and opportunities for CPG brands, right now in a world where the shelf is digital and it's extremely competitive? [00:00:46] Brigitte: first, thank you for having me. I'm thrilled to be here. And I did love that, 1800s, date you threw in there. [00:00:52] Um, just for context, you know, we are, a company with a lot of legacy brands and a lot of longevity, and that's actually something great for [00:01:00] the company. but we've got dynamic change ahead of us. And what's fantastic is the company recognizes that. So they've embarked on a digital transformation, a data and analytics transformation, the kinds of things that we need to do to really modernize our brands in a digital first world. [00:01:17] So we do have challenges, like you said. I think that CPG brands have been, somewhat late to the party in terms of really, Getting to the digital and data transformations that we need to do. But by no means are they shy about it. I think everybody has embarked on that change management journey. And the great thing about Colgate is we started it, you know, many years ago and certainly with a lot of speed the last four years. [00:01:42] And the challenges are around modernizing how we reach consumers. the challenges are around making sure we care about the digital shelf as much as the physical shelf. And we sell toothpaste in cartons and tubes and it's on the shelf. But it's been pretty incredible, certainly post, the pandemic, [00:02:00] how quickly we had to master selling online. [00:02:03] And it is a very different skill. It's a very different capability. It requires content. It requires, mastery of the algorithm. It requires working with your retailers in many new and different ways. But I'm really proud to say that, with 15 percent econ penetration of our total sales, we're getting the job done. [00:02:20] Damian: So could you say a little bit more about the opportunity of digital transformation? What does it mean? [00:02:25] Brigitte: Sure. For us, what it means is, is strategically making sure that we can start outperforming in digital commerce. And that means whether it's last mile delivery, or whether it's with our e retailers, or whether it's with our D to C businesses, which we have skin care brands and our skin health division, PCA Skin, L to MD, Philorga, those are all online direct to consumer businesses. [00:02:51] So digital commerce runs the gamut, is my point. And strategically, it means we want to learn to do better. And I'll perform category and [00:03:00] market growth in that arena. The second big pillar of digital transformation is really making a step change in the way we plan, deploy, and use our digital media. So we are a business, as you said, grounded in many years of legacy, that has often been TV first and TV heavy, and that's no longer the case. [00:03:21] Colgate Palmolive globally is weighted over 65 percent in digital media at this point in time. So we have had to do a lot to upskill. Our teams and really make sure that our digital media is working every single dollar as best as we can. I'm very proud for the teams on the ground to say that the R. Y. S. [00:03:41] Have been very positive. And so that means we're really mastering how we do business in digital today. We want [00:03:46] Damian: We want to ask you a little bit about that upskilling later on in the podcast. But I wanted to have a quick question, you know, I'm talking about legacy brands. And I know that, just for instance, one of the toothpaste brands, Colgate's toothpaste [00:03:58] Brigitte: Yes. [00:03:59] Damian: it's about the most [00:04:00] famous toothpaste brand. [00:04:02] You get, how does better marketing or digital marketing even drive brand loyalty for say, those toothpaste customers? Aren't they already loyal? [00:04:11] Brigitte: Not all of them, right? So we have, of course, loyal Colgate users. We also have people who switch. and we have people to grow your brand that have to actually come in to the brand and to the category. [00:04:22] So if you think about, let's get pragmatic. You think about One of the, um, what we call need states of toothpaste is what do a lot of people want? Whiter teeth, right? So, they're looking for whitening products, whiter toothpaste that whiten. And what you see in search terms, is a lot around where the discovery journey begins. [00:04:43] And so you also can understand how they're searching. Well then, the job of a marketer today is not to only understand those trends and those keywords, but to develop the content. that is relevant to those search, behaviors that are going on. And then guess what? You have to then deploy the content [00:05:00] on all the right channels and in the right touch points to be present when the consumer is searching for information and researching about whitening, but then more importantly, how do you get into their consideration set, right? [00:05:12] Into the mental availability of, I'm interested, oh Colgate has something, let me go a little deeper here. And then the moment of truth online, right? Which is the moment of conversion. And I don't mind if they convert, and none of us do, right? On a physical shelf or a digital shelf. The point is to get their attention and to get into the consideration set. [00:05:33] to prove that you have great ratings and reviews, great product benefits that they're seeing on the PDP product detail pages, and you will move them to the point of conversion, be it physical or virtual. [00:05:44] Damian: I like that. [00:05:46] Brigitte: Yeah. Now, as [00:05:47] Ilyse: know, retail media is absolutely exploding and along with that retail data. How is retail data and the opportunity of RMNs helping you with more precise targeting of potential customers? So this [00:05:59] Brigitte: [00:06:00] So this is, you know, the, what I call the topic du jour, right? Retail media, networks and what's happening with the explosion of retail media. I'm very, pleased to say we're actually ahead of this curve. we are investing in retail media. [00:06:11] We are experimenting, with retail partners and it's an incredibly dynamic area. But you know, what's fascinating about it is it gives you closed loops. Sales, right? You can really go from attention to consideration to discovery, and you can basically close the loop and see, did what you do actually impact the bottom line or that final moment of truth? [00:06:34] So that's exciting. But I do want to say that even with the explosion of retail media, we are brand building for the long term, which means we have to think about how retail media works and plays in the larger holistic media planning process. So you really need to think about how you're growing your brand long term and not just on one person's retail media network. [00:06:56] Damian: That's interesting. [00:06:57] Ilyse: To what extent would you say it's like a [00:07:00] game changer for CPTs? I think it [00:07:02] Brigitte: I think it is. I think that it's got all this buzz for a reason, right? And I think it's because we can start to see closed loop sales attribution in ways that are much more difficult to track elsewhere. and you can really partner with retailers who are getting more and more sophisticated about their data sets and how they partner with brands and manufacturers to build businesses. [00:07:25] So in many ways, it can absolutely be a win win situation. but you also have to think about your brand long term and make sure you're not only looking to invest in one place or with one retailer. So we're learning a lot. We've got great partnerships with our retailers. They're leaning in. We're leaning in. [00:07:42] So it's an exciting time. [00:07:44] Ilyse: Is it helping to drive more, say, direct to consumer campaigns? And does Colgate Palmolive have any of those coming up or any successful ones under their belts as it is? [00:07:56] Brigitte: I think we've definitely, we're still in that experimenting stage. We're definitely [00:08:00] learning. but yeah, we have a strategic eye towards how we're going to do this and how we're going to make sure that we get to really drive traffic to our brands. and make sure that also our data gets smarter and more enriched as we go. [00:08:12] The whole point is to basically. Do for the consumer, meet their needs and meet them where they are and do what they need. And as you partner with your retailers, if you're both with that mindset, you generally make smarter decisions with your data. You mentioned, [00:08:25] Damian: you mentioned, you know, meeting the consumer where they are and also about the different nuances of brand building across all the different touch points.  [00:08:34] I know that e commerce is growing. There's a lot of talk about the importance of, commerce advertising, e commerce strategy, and how that engages the consumer. But that also impacts how creative rolls out in the end stage. is that something that's part of your consideration under your remit as a, as somebody who's transforming digital marketing for Colgate. [00:09:14] Brigitte: And the most fascinating thing about content today is it's truly being what I call atomized. You just need more of it faster all the time. You need to create it with velocity. and I always talk about the three V's volume, velocity and variety of content. You need that. So our team equally is trying to make sure we have the technology underpinnings and the infrastructure, to get content deployed at scale. [00:09:39] So that means using dams, digital asset management systems really well across our global organization. And that means, 200 countries and territories. It's no small project. And then really working on making sure it's content that is good. So first it's having it and deploying it correctly. [00:09:59] Then it's [00:10:00] making sure it's good content and good creative. So partners of ours that are really helping us score creative with AI and ML. So we really do know that it's tagged correctly, but that it's actually scored to win, and it's AB tested. [00:10:14] So all of those things are creating a sophistication now in our creative and content wheelhouse that allow us to get where we want to go. What you said, which sounds so easy. Content in the right place at the right time. Yeah, [00:10:25] Damian: how are you adapting your approaches across all these channels that you're talking about across, including the physical store? [00:10:33] Brigitte: So I think it's less about adapting. I think what we're doing is we're retrenching. We are making sure that we understand what is driving these categories. for consumers to begin with. So that means really good consumer decision journeys, studying those, making sure we have a very thorough grasp of the insights and the people centricity around those insights about why people are coming in, why people [00:11:00] are leaving, what they're looking for when they're there. [00:11:02] So if you think about it, you're retrenching into what I call good old fashioned consumer insights. And you're, but you're doing it in a new, way. You're doing quant data, qual data, you're doing digital data, you're doing social sentiment, you're getting an understanding of what's really happening. [00:11:17] And then you're looking to understand what your brand objectives are, or you're responsible for basically strategizing around those to meet the needs of the business. And then you plan your multi touchpoint channel strategy. So there's a lot of work. Diagnostic work that goes on before you ever get into which channel do you want to be on? [00:11:39] what are you trying to get done? it has to be thoughtful because as you know, there's never enough money to go around. and we need to make sure that every dollar we spend to build our brands now to meet both short term goals and long term goals is put in the right place with thoroughness and analytical skills and capabilities and insights. [00:12:00] Ilyse: Now, of ecommerce and retail data, we hear a lot of talk about the collapse of the marketing funnel, that merging, you know, of brand awareness and performance. [00:12:13] Do you have any good metaphors or perhaps models for the way marketing works or should work today? What was the good one that we've heard before, Damian? [00:12:23] Damian: infinity [00:12:24] Brigitte: Yes, the loop. I was going to talk about the loop and not the [00:12:28] Damian: Oh, I don't want to, you know, pre think. You say what comes to mind, what works for [00:12:33] Ilyse: I mean, we've heard, yeah, infinity loop or like black hole even. [00:12:39] Brigitte: So look, I, was trained as a classic brand marketer, and I've worked on digital, for most of the second half of my career, shall I say? So I'm very conscious of, there is a lot to say about the funnel and that it is true, right? The funnel exists for a reason. and it was. [00:12:57] Classified that way because [00:13:00] you have to start from a place of awareness to get to consideration of your brand, to get to purchase, and then to ideally get to loyalty, right? We call that ACPL at Colgate. But I think what's really unique now is you can't just care about awareness. You have to care about getting attention. [00:13:16] And you can't just care about being considered. You have to be in the consideration set. with a lot of different things that affect it now than before. Before it was manufacture a message out. Now, people are reading ratings and reviews. So, as I said earlier on whitening, if they don't read positive ratings and reviews on whitening, I'm going to fall out of the consideration set. [00:13:39] And purchase, used to be fundamentally, the zero moment of truth was at the physical shelf in the store. That's no longer just the case. So the moment of truth can happen anywhere, and on any platform. And, right, it's not just e comm. It's also checking out on, TikTok, and being able to [00:14:00] purchase on social channels. [00:14:02] And that has also changed the mix because a brand now has to exponentially be better and present in all of those places.  [00:14:09] but you raised a really good question around how do you think about brand and performance. And I think that they're very different and we, I've seen a lot of studies and I've read a lot about People talking about let's go back to just the basics of brand marketing. [00:14:24] and then there's a lot of people who are just diehards on performance marketing is where it's at, right? It's data driven, it's got KPIs, you can see things working in real time. I think you need a blend of both. I think that what you really have to be doing today, whether you're driving a digital transformation, marketing or a business transformation in general, you need to be balancing all the time. [00:14:46] And for me, it is striking the balance, I think about a seesaw. Really between brand on one side, performance, brand marketing on one side, performance marketing on the other, and instead of one tipping too far, [00:15:00] balancing the two. I think that's how you get to both short and long term brand building. [00:15:04] Damian: perfect. I love that. That's a new one. [00:15:06] Ilyse: Yeah, that's a good one. That's [00:15:06] Brigitte: right, it's not a loop, it's a seesaw. [00:15:10] Ilyse: now, speaking of like the marketing mix, to what extent are digital channels like connected TV and, of course, ad tiers on streaming platforms important to that marketing mix? I know even with like retail now and retail media, it's, as far as, identity and everything, retail and CTV are kind of merging together as well. [00:15:36] as channels that are almost uniquely suited for each other, in a sense, but curious what you have to say about that. Look, [00:15:44] Brigitte: I think media has changed so much and everyone is trying to keep up and make sure that we understand what I call where the eyeballs are going. And I think that CTV specifically is, as you know, um, Growing exponentially. A lot of investment going in that [00:16:00] area. And we are as well experimenting there, and we have a lot of brands who have invested in connected TV because it's more data driven. [00:16:09] It's addressable, it's targeted, and we can see how it performs. And generally, again, we measure our ROIs against all of our touch points and we have found it is very performant. So we will continue to invest there. It's bringing new people into our brands, Hills specifically, pet food for Colgate. We do a lot of CTV and it's, performing really well for them. [00:16:33] So we're really learning how to do what I would call data driven decision making, data driven targeting. and get the measurement that proves that cycles really working for us, and it's been terrific. I mean, Colgate as one of the classic CPGs. That's hundreds of years old. actually recently posted, 9. [00:16:52] 8 percent organic sales growth. So we really are driving the base business with a lot of these new strategies. [00:16:58] Damian: And from your point of view, [00:17:00] I'm assuming that measurement portion is better. Is just the accuracy of the measurement is getting better. The data signals are getting better. Yes, absolutely. But it's also giving [00:17:11] Brigitte: everyone a whole lot more data to have to handle, hygienate, stitch together and master. And that's the complexity in a lot of this as well. And these transformations always have what I call a lot of data exhaust, a lot of data spinoff, and you have to be equipped in your organization to start mastering and managing that kind of data. [00:17:33] Ilyse: What kind of data? Like, where does it go? it sounds like trash you just like have to take out.  [00:17:42] Brigitte: So, we are, definitely looking to make sure that we put our data in a data cloud. we are looking at consumer data platforms, CDPs, because we do understand that's a place where we can stitch data together to give us a better view of the consumer. [00:17:56] We're strategizing around, unknown and [00:18:00] known data sets. first party, second party, third party data. So all of those things are coming together, strategically for us to be able to drive data driven marketing. [00:18:14] Damian: upskilling your employees. And this comes at a time when there's a ton of emphasis on AI, you know, as a friend or a foe. So, why is that important to you to place that emphasis on the people who work, in the company? Why is digital upskilling such an important, job, I guess, for you? [00:18:33] Brigitte: So it's the beginning of the whole conversation. there is a need to make sure that all of our employees around the world have access to continuous improvement and upskilling and learning. And so as we drove a digital transformation, we needed to bring everybody along with the journey. But nobody can come along if they don't understand some of the basics and the principles, not just the why of what we're doing, but the what it means. [00:18:58] So Colgate Palmolive [00:19:00] invested a lot of time and money into upscaling its own employees. And then we did, fun stuff. We badged people who took X amount of courses. we allowed them to post that on LinkedIn, because they should be proud of upscaling themselves. And it's really good for their careers and their own self development. [00:19:17] But it's also a dynamic for creating change, right? Because as you learn more, you can actually make different decisions Transcribed Act differently. Ask the right questions. Push your teams to make sure we are competing and marketing in a digital age effectively for our brands. So upskilling was everything for us. [00:19:35] and it's really also about Colgate's belief that we should invest back in our employees. this is about raising all boats. So as I also drove a digital transformation, I recruited a lot of talent into Colgate Palmolive, but equally important to all of us was upskilling the teams that we had. [00:19:52] It's reassuring to hear at a time [00:19:54] Damian: a time when, you know, there's all this chat about AI, but it's nice to hear. [00:19:57] Damian: And [00:20:00] that's it for this edition of The Current Podcast. We'll be back next week, so stay tuned. [00:20:04] Ilyse: The Current Podcast's theme is by Love Caliber. The current team includes Cat Fessy and Sydney Cairns. [00:20:11] Damian:  And remember, I'm Damian. [00:20:13] Ilyse: I'm Ilyse. [00:20:14] Damian: And we'll see you next time. And if you like what you hear, please subscribe and leave us a review. Also, tune in to our other podcast, The Current Report.

Ep 33: How do you get whiter, brighter, and cheaper LEDs without them actually feeling cheap? Doug Driscoll of G2G Lighting (manufacturer of our United LED modules) is on the show to break it down. And stump Mike and Tyler. You'll definitely want a Doug Pillow, Doug Mug or both after this one. Watch the video on YouTube to see Mike's dream played out.The Slightly Serious Sign Podcast is now the #1 Most Fact Checked Podcast in the United States.Voted #1 by Signman (standing on a van on top of 18 pallets changing a lightbulb over a movie theater sign)https://www.wensco.com/company/slightly-serious-sign-podcast616.785.3333The views, thoughts, and opinions expressed are the speaker's own and do not represent the views, thoughts, and opinions of Wensco Sign Supply. The material and information presented here is for general information purposes only. The "Wensco Sign Supply" name and all forms and abbreviations are the property of its owner and its use does not imply endorsement of or opposition to any specific organization, product, or service. Things to note on the statement. Wensco owns all rights to video or audio for Slightly Serious Sign broadcast and cannot be used without the written authorization from Wensco Administration.The Slightly Serious Sign Podcast is hosted by Mike Hull, Tyler Hull, and Domingo Tobar and produced, recorded, shot, and edited by Rick Villanueva with sponsorship from Wensco Sign Supply.

We tell each other what we all think we could be doing better, Vont talks about his night doing Door Dash, and more!

We tell each other what we all think we could be doing better, Vont talks about his night doing Door Dash, and more!

It's easy to fall into the trap of making our faith all a matter of outward appearance. Everything from how we dress to how we fold our hands may give the appearance that we're very pious.  But if our hearts are filled with grudges, anger, jealously, sinful thoughts, and pride, then we're putting on a show and it's no more effective than turning our t-shirt inside out to hide stains. Jesus has something better in mind.

In this episode, Barney answers listener questions about navigating pension fund performance, risk, and fees. The discussion addresses key differences between workplace and self-managed pensions (SIP), the importance of examining fund fact sheets, and understanding total investment costs, including fees from financial advisors. Barney emphasizes investing time in financial education to make informed decisions and highlights the benefits of low-cost investing. The episode also touches on pension protection, asset allocation, and the impact of compounding over time. Finally, listeners get a realistic look at retirement strategies and the significance of planning ahead. 00:00 Introduction and Agenda Overview 00:18 Understanding Pension Fund Performance and Risk 01:18 Workplace vs. Self-Managed Pensions 03:18 Importance of Fund Fact Sheets 04:25 Customer Service and Getting Help 07:42 The Impact of Fees on Pension Growth 13:48 Starting a Pension at 50: How Much to Invest 22:32 Pension Protection vs. Bank Deposits 29:56 The Power of Compounding and Asset Allocation 33:37 Conclusion and Final Thoughts Connect with Barney Whiter on LinkedIn by clicking here – https://www.linkedin.com/in/barney-whiter-5474731/ Connect with Daniel Welling on LinkedIn by clicking here – https://www.linkedin.com/in/daniel-welling-54659715/ Connect with Adam Morris on LinkedIn by clicking here – linkedin.com/in/adamcmorris Visit The MSP Finance Team website, simply click here – https://www.mspfinanceteam.com/   We created It's a Numbers Game Podcast to help MSP owners learn and understand how to build and maintain a financially healthy MSP business. In this podcast series, MSP business owners like you will learn the fundamental steps, the tips and tricks, the dos and don'ts to achieve MSP financial growth.  We look forward to catching up with you on the next one. Stay tuned!

A new MP3 sermon from FairHavens Baptist Church is now available on SermonAudio with the following details: Title: Whiter Than Snow Speaker: Bob Kirkland Broadcaster: FairHavens Baptist Church Event: Devotional Date: 7/16/2024 Length: 2 min.

Chapter 32 - Flesh, Blood, and BoneSquinting tensely through the darkness, they watched the figure drawing nearer, walking steadily toward them between the graves. Harry couldn't make out a face, but from the way it was walking and holding its arms, he could tell that it was carrying something. Whoever it was, he was short, and wearing a hooded cloak pulled up over his head to obscure his face. And - several paces nearer, the gap between them closing all the time - Harry saw that the thing in the person's arms looked like a baby...or was it merely a bundle of robes?From far away, above his head, he heard a high, cold voice say, "Kill the spare." A swishing noise and a second voice, which screeched the words to the night: "Avada Kedavra!" A blast of green light blazed through Harry's eyelids, and he heard something heavy fall to the ground beside him; the pain in his scar reached such a pitch that he retched, and then it diminished; terrified of what he was about to see, he opened his stinging eyes. Cedric was lying spread-eagled on the ground beside him. He was dead.Q1 - What is your favorite Cedric moment?Q2 - Did you expect Cedric was going to die.Q3 - When Wormtail is doing this potion, have you ever seen magic like this?But then, through the mist in front of him, he saw, with an icy surge of terror, the dark outline of a man, tall and skeletally thin, rising slowly from inside the cauldron. "Robe me," said the high, cold voice from behind the steam, and Wormtail, sobbing and moaning, still cradling his mutilated arm, scrambled to pick up the black robes from the ground, got to his feet, reached up, and pulled them one-handed over his master's head. The thin man stepped out of the cauldron, staring at Harry...and Harry stared back into the face that had haunted his nightmares for three years. Whiter than a skull, with wide, livid scarlet eyes and a nose that was flat as a snake with slits for nostrils... Lord Voldemort had risen again.Q4 - Did you think Voldemort was going to come back this early on?Chapter 33 - The Death EatersWormtail's robes were shining with blood now; he had wrapped the stump of his arm in them. "My Lord..." he choked, "my Lord...you promised...you did promise..." "Hold out your arm," said Voldemort lazily. "Oh Master...thank you, Master..." He extended the bleeding stump, but Voldemort laughed again. "The other arm, Wormtail." "Master, please...please..." Voldemort bent down and pulled out Wormtail's left arm; he forced the sleeve of Wormtail's robes up past his elbow, and Harry saw something upon the skin there, something like a vivid red tattoo - a skull with a snake protruding from its mouth - the image that had appeared in the sky at the Quidditch World Cup: the Dark Mark. Voldemort examined it carefully, ignoring Wormtail's uncontrollable weeping.Q1 - Jenn, how did you know about the tattoo?"You stand, Harry Potter, upon the remains of my late father," he hissed softly. "A Muggle and a fool...very like your dear mother. But they both had their uses, did they not? Your mother died to defend you as a child...and I killed my father, and see how useful he has proved himself, in death...."Q2 - Why does Voldemort call Lily a Muggle?Q3 - At this point, what is your initial impression of Voldemort?"And then I ask myself, but how could they have believed I would not rise again? They, who knew the steps I took, long ago, to guard myself against mortal death? They, who had seen proofs of the immensity of my power in the times when I was mightier than any wizard living?Q4 - Is this why Voldemort didn't die? What is he really talking about here?“You ask for forgiveness? I do not forgive. I do not forget. Thirteen long years...I want thirteen years' repayment before I forgive you. Wormtail here has paid some of his debt already, have you not, Wormtail?"Q5 - Wormtail gets a hand…have you ever seen this kind of magic?Q6 - Lucious was the originator of the Quidditch World Cup fiasco…did you expect him to be a Death Eater?The Dementors will join us…they are our natural allies…we will recall the banished giants…I shall have my devoted servant returned to me, and an army of creatures whom all fear.Q7 - What other creatures is he talking about?"And here we have six missing Death Eaters...three dead in my service. One, too cowardly to return...he will pay. One, who I believe has left me forever...he will be killed, of course...and one, who remains my most faithful servant, and who has already reentered my service."Q8 - Who is he referring to?"He is at Hogwarts, that faithful servant, and it was through his efforts that our young friend arrived here tonight....Q9 - Who is this?!"I miscalculated, my friends, I admit it. My curse was deflected by the woman's foolish sacrifice, and it rebounded upon myself. Aaah...pain beyond pain, my friends; nothing could have prepared me for it. I was ripped from my body, I was less than spirit, less than the meanest ghost...but still, I was alive. What I was, even I do not know...I, who have gone further than anybody along the path that leads to immortality. You know my goal - to conquer death. And now, I was tested, and it appeared that one or more of my experiments had worked...for I had not been killed, though the curse should have done it. Nevertheless, I was as powerless as the weakest creature alive, and without the means to help myself...for I had no body, and every spell that might have helped me required the use of a wand.... "I remember only forcing myself, sleeplessly, endlessly, second by second, to exist....I settled in a faraway place, in a forest, and I waited....Surely, one of my faithful Death Eaters would try and find me...one of them would come and perform the magic I could not, to restore me to a body..., but I waited in vain...."Q10 - What questions is this answering and leaving?Wormtail would have had me use any wizard, would you not, Wormtail? Any wizard who had hated me...as so many of them still do. But I knew the one I must use, if I was to rise again, more powerful than I had been when I had fallen. I wanted Harry Potters blood. I wanted the blood of the one who had stripped me of power thirteen years ago...for the lingering protection his mother once gave him would then reside in my veins too....Q11 - Does Voldy have the protection of Lily now?Dumbledore invoked an ancient magic, to ensure the boy's protection as long as he is in his relations' care. Not even I can touch him there.Q12 - What is he talking about here? Did Dumbly actually prepare?Chapter 34 - Priori Incantatem"We bow to each other. Harry," said Voldemort, bending a little, but keeping his snakelike face upturned to Harry. "Come, the niceties must be observed....Dumbledore would like you to show manners....Bow to death, Harry...."Q1 - What do you think of Voldemort and Harry's character here?"We are not playing hide-and-seek, Harry," said Voldemort's soft, cold voice, drawing nearer, as the Death Eaters laughed. "You cannot hide from me. Does this mean you are tired of our duel? Does this mean that you would prefer me to finish it now, Harry? Come out, Harry...come out and play, then...it will be quick...it might even be painless...I would not know...I have never died...." Harry crouched behind the headstone and knew the end had come. There was no hope...no help to be had. And as he heard Voldemort draw nearer still, he knew one thing only, and it was beyond fear or reason: He was not going to die crouching here like a child playing hide-and-seek; he was not going to die kneeling at Voldemort's feet...he was going to die upright like his father, and he was going to die trying to defend himself, even if no defense was possible....Q2 - What is happening to Harry and Voldemort as they duel?He concentrated every last particle of his mind upon forcing the bead back toward Voldemort, his ears full of phoenix song, his eyes furious, fixed...and slowly, very slowly, the beads quivered to a halt, and then, just as slowly, they began to move the other way...and it was Voldemort's wand that was vibrating extra-hard now...Voldemort who looked astonished, and almost fearful....Q3 - Is this how Ghosts are made?And now another head was emerging from the tip of Voldemort's wand...and Harry knew when he saw it who it would be...he knew, as though he had expected it from the moment when Cedric had appeared from the wand...knew, because the woman appearing was the one he'd thought of more than any other tonight....Q4 - Did you expect his mother and father to show up?Q5 - Did you expect Harry to escape?Q6 - What happened in this chapter?Chapter 35 - VeritaserumHarry let go of the cup, but he clutched Cedric to him even more tightly. He raised his free hand and seized Dumbledore's wrist, while Dumbledore's face swam in and out of focus. "He's back," Harry whispered. "He's back. Voldemort."Q1 - Why did Fudge want to tell Amos his son died before he got to his son? Meta Question…"Karkaroff's gone? He ran away? But then - he didn't put my name in the goblet?" "No," said Moody slowly. "No, he didn't. It was I who did that." Harry heard, but didn't believe. "No, you didn't," he said. "You didn't do that...you can't have done..."Q2 - What were you thinking when he was saying all this?Decent people are so easy to manipulate, Potter. I was sure Cedric would want to repay you for telling him about the dragons, and so he did.Q3 - Do you still suspect Krum?At that moment, Harry fully understood for the first time why people said Dumbledore was the only wizard Voldemort had ever feared. The look upon Dumbledore's face as he stared down at the unconscious form of Mad-Eye Moody was more terrible than Harry could have ever imagined. There was no benign smile upon Dumbledore's face, no twinkle in the eyes behind the spectacles. There was cold fury in every line of the ancient face; a sense of power radiated from Dumbledore as though he were giving off burning heat.Q4 - Is this cool, or terrifying?Q5 - If Crouch had to take it every hour, did he become crouch when he slept?Q6 - What do you think of Crouch Jr's whole story?Q7 - Are there any unanswered questions?Chapter 36 - The Parting of the Ways"If I thought I could help you," Dumbledore said gently, "by putting you into an enchanted sleep and allowing you to postpone the moment when you would have to think about what has happened tonight, I would do it. But I know better. Numbing the pain for a while will make it worse when you finally feel it. You have shown bravery beyond anything I could have expected of you. I ask you to demonstrate your courage one more time. I ask you to tell us what happened."Q1 - Is Sirius right, to want to let Harry sleep, or Dumbledore?"He said my blood would make him stronger than if he'd used someone else's," Harry told Dumbledore. "He said the protection my - my mother left in me - he'd have it too. And he was right - he could touch me without hurting himself, he touched my face." For a fleeting instant, Harry thought he saw a gleam of something like triumph in Dumbledore's eyes. But next second. Harry was sure he had imagined it, for when Dumbledore had returned to his seat behind the desk, he looked as old and weary as Harry had ever seen him.Q2 - What is this gleam of triumph?"No spell can reawaken the dead," said Dumbledore heavily. "All that would have happened is a kind of reverse echo. A shadow of the living Cedric would have emerged from the wand...am I correct, Harry?"Q3 - Do you understand what happened here?Q4 - Is Fudge a coward?"You are blinded," said Dumbledore, his voice rising now, the aura of power around him palpable, his eyes blazing once more, "by the love of the office you hold, Cornelius! You place too much importance, and you always have done, on the so-called purity of blood! You fail to recognize that it matters not what someone is born, but what they grow to be! Your dementor has just destroyed the last remaining member of a pure-blood family as old as any - and see what that man chose to make of his life! I tell you now- take the steps I have suggested, and you will be remembered, in office or out, as one of the bravest and greatest Ministers of Magic we have ever known. Fail to act - and history will remember you as the man who stepped aside and allowed Voldemort a second chance to destroy the world we have tried to rebuild!"Q5 - Why doesn't Fudge believe this?Q6 - What do you think of Dumbledore here?Time is short, and unless the few of us who know the truth do not stand united, there is no hope for any us."Severus," said Dumbledore, turning to Snape, "you know what I must ask you to do. If you are ready...if you are prepared..." "I am," said Snape. He looked slightly paler than usual, and his cold, black eyes glittered strangely. "Then good luck," said Dumbledore, and he watched, with a trace of apprehension on his face, as Snape swept wordlessly after Sirius.Q7 - What is happening here?Q8 - How do you think Harry is going to deal with his survivors' guilt?There was a loud slamming noise, and Mrs. Weasley and Harry broke apart. Hermione was standing by the window. She was holding something tight in her hand.Q9 - What is she holding?Q10 - Does all this make sense?Chapter 37 - The BeginningThey did not blame him for what had happened; on the contrary, both thanked him for returning Cedric's body to them. Mr. Diggory sobbed through most of the interview. Mrs. Diggory's grief seemed to be beyond tears.Q1 - What are your thoughts on the Diggory's?"She went to ask him if you could come straight to us this summer," he said. "But he wants you to go back to the Dursleys, at least at first."Q2 - Why does Dumbledore want Harry to go back?"No good sittin' worryin' abou' it," he said. "What's comin' will come, an we'll meet it when it does. Dumbledore told me wha' you did. Harry."Harry caught a glimpse of Cho through the crowd. There were tears pouring silently down her face. He looked down at the table as they all sat down again.Q3 - What kind of crier are you guys?"Remember Cedric. Remember, if the time should come when you have to make a choice between what is right and what is easy, remember what happened to a boy who was good, and kind, and brave, because he strayed across the path of Lord Voldemort. Remember Cedric Diggory."Q4 - Do you think people will believe Dumbledore, or not?Q5 - What do you think about Hermione keep Rita in a jar with a few twigs?Q6 - What questions do you still have?

Our teeth are living things! Nadine Artemis shares how to reverse oral health issues naturally for whiter teeth, healthier gums and a beautiful smile. {from the vault}Reversing tooth decay naturallyTeeth whitening and enamel transparencyHarmful chemicals in conventional toothpasteDo we need to ditch fluoride? READ THIS and decide for yourselfSalt and baking soda rinsesEssential oils and oil pulling Shop Living Libations: LivingLibations.comShow notes: www.onairella.com/post/351-holistic-oral-healthRelated episodes:068: Holistic skincare - erase scars, stretch marks, acne naturally329: Enhance longevity through oral health-----------------------------------------On Air With Ella is for women who want to feel better, look better, live better - and have more fun doing it. This is where we share simple strategies and tips for living a bit better every day. Not in a generic “live, laugh, love” way, but in a kick more a$ every day at every age kind of way! If you're interested in mindset and wellness, healthy habits and relationships, or hormone health, aging well and eating well, then you're in the right place. Connect with Me: InstagramLinkedInYouTubePrivate Facebook GroupMy Amazon StorefrontWebsite☎️ Leave a voice message: +1 (202) 681-0388 -----------------------------------------------

Date: July 7th, 2024 Scripture: Isaiah 1:18 Isaiah 1:18 “Come now, let us settle the matter,” says the Lord. “Though your sins are like scarlet, they shall be as white as […]

This week we are talking about the incredible afterlife of a woman called Hannah Beswick. After witnessing her brother almost being buried alive, Hannah developed a bit of a complex about it. So much so that she decided to entrust the care of her body to her family doctor, insisting that he only allow her to be buried when he was certain that she was dead.Unfortunately the doctor in question enjoyed collecting interesting medical oddities... and he had just come up with a new method of embalming that he was keen to try out.So join us for a tale of phobias, specialised coffins, legal muddles and ghosts.Guest Host: Ollie Green Hosted on Acast. See acast.com/privacy for more information.

Send us a Text Message.There are two universities in today's grid, but only one of them can help prevent cavities. To decipher this cryptic sentence, as well as enjoy the rest of our analysis of this fine work by Seth Bisen-Hersch and Jeff Chen, all you need to do is download and listen up to today's episode, where -- bonus! -- you can check out our world famous Triplet Tuesday segment, and see if you can beat Mike (or at least sing better

Snow Family Dentistry (480-982-7289) will give you the picture-perfect smile you've always wanted - they offer same-day smile makeover services.Ready to explore the full range of smile makeover options available at the clinic? Visit https://snowfamilydentistry.com/services/cosmetic-dentistry/ Snow Family Dentistry City: Mesa Address: 4420 E Baseline Rd Website: https://snowfamilydentistry.com/ Phone: +1-480-982-7289

Bo and the crew are having some fun this morning as they round out some SEC Baseball talk, compare the most notable alums from St. Johns & Ms State ahead of their upcoming matchup, and Tom Luginbill joins the show to set the guys straight. Tune in! All guests join us on the Farm Bureau guest line, and we are LIVE from the BankPlus Studio! Out of Bounds is sponsored by BetterHelp. Visit BetterHelp.com/BOUNDS today to get 10% off your first month! Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you sometimes feel haunted by your past…things you've done? Or things that have been done to you? Do you have those times, maybe in the middle of the night, when you're under pressure…the memories arise and you feel haunted? Maybe the guilt emerges, and you thought you were past it. Oh, my friend, you are not alone. You can be clean. You can know you are clean, forgiven. It is what the cross of Jesus Christ is all about. Maybe today you could pray the prayer of David, prayed in Psalm 51. When he cried out to God, “Wash me and I will be whiter than snow.” My friend, why don't you ask him today and allow the Spirit of God to fill you with joy and gladness because He has cleaned you out? radio.hopewithgod.com

Message: Beware Mission Moment: The Robinsons – Canada/Costa Rica Songs: Saved, Saved; Whiter than Snow Host: Dennis Campbell, President of MissionGO The post Rev. Art Larson – Beware appeared first on MGO Radio/Canada's National Bible Hour.

Which Spice Girl are Brandy, Emilia, and Kimberly (and which are YOU? Reach out to CareLabPodcast on social media and let us know!) Then let's get real talking about just WHY senior care is so expensive! Find Care Equipment solutions at AskSAMIE Find Caregiver Training at Higher Standards Caregiver Training Find more from Kimberly at https://www.eldercaresolutionsinc.com #carelabit #carelab

Nickleback is alright in our Canadian hearts. Even Amer Rez, he's not a real Canadian but he knows the gist! Anyway, thank you all for making the Kingston show a success. We had a great time. See you on the road. More dates to be Announced!

CrossFit is undoubtedly awesome to help your body stay fit and toned, but the mental benefits are often overlooked.  CrossFit King Ad Whiter and Mayhew explain how functional fitness has helped them, and how it can help you. Ad's Instagram: https://www.instagram.com/bwf_ad/ Black Wolf Fitness' Website: https://www.blackwolffitness.co.uk/ For Blood & DNA testing, please contact hello@agameconsultancy.com Adam Smith From depressed and suicidal to the happiest and fittest he's ever been, Adam Smith's self-development journey hasn't been easy but it has been worth it. Today, he's a qualified mindset coach in neuro-linguistic programming (NLP) and a certified Time Line Therapist®. Adam has coached many high performers, using NLP to rewire his clients' thoughts and behaviours so they can destroy limiting beliefs and engineer the change needed to excel. Connect with Adam Smith: https://www.linkedin.com/in/adam-smith-high-performance-coach/ Adam Mayhew Adam Mayhew swapped burnout and binge drinking for ultra marathons, CrossFit and sobriety. A registered nutritional therapist specialising in performance nutrition, Adam supports everyone from office workers to athletes to build healthy eating habits. Using science (and never fad diets, quick fixes or gym bro culture) he helps clients target their problem areas and confidently master diet, training and lifestyle. Connect with Adam Mayhew: https://www.linkedin.com/in/adam-mayhew-nutrition-coaching/   To find out more about Smith & Mayhew: https://agameconsultancy.com/about-us/

Rev. Cyril A. Stevens – Sermon 0490A recorded on February 7, 1982 teaching from Psalm 51:7-13 – Wash Me, and I Shall be Whiter Than Snow.

YERRRR Schulz recaps his crazy weekend with back-to-back sold out MSG shows, the real behind-the-scenes of the Tom Brady roast, & then BIG AK comes on to breakdown the RAP BEEF 00:00 Intro 00:32 Roasting Tom Brady + Gronk is PHENOMENAL 3:26 Kevin Hart is a beast + Andrew's performance 5:30 Nikki & Tony were the best + the players taking it seriously 7:40 Did J Lo break Ben Affleck? 8:40 Kim K isn't really present at all 11:35 Tom Brady really checked Jeff Ross for “Happy Ending” 15:01 Best roast joke against Andrew Schulz 19:00 Woke comedy is officially dead 22:00 What's Tom Brady like + Drew Bledsoe is a G 24:15 Dana White running jokes by Andrew + Edelman crushed it 25:53 Andrew selling out MSG TWICE + 50 Cent/G-Unit turning up 27:30 Mark's never been Whiter + studying 50 Cent music 31:00 50 Cent really is that guy + delivering a great show 35:00 Trying not to cry + soaking in MSG 37:27 So many things had to align for 2nd show to happen 42:53 Mark and Deric killed it too + shoutout the team 43:54 Akademiks joins the show + MSG reflection 46:40 Drake gave Ak the heads-up + Push Ups leaked on Ak's Reddit 50:45 Drake mentioning Ak + didn't think Kendrick would drop 54:17 Ak's streams is central to everything, Kat William's fault 56:30 Kendrick only dropped when Ak was live + streaming numbers 1:04:26 How does Ak maintain credibility? 1:06:50 Drake grooming allegations will change everything 1:11:40 Montages can look crazy + Shane Gillis predicted this 1:15:29 Drake has to stay current + lifestyle working against Drake in this battle 1:23:00 Drake v Kendrick popularity 1:37:20 Both sides are lying + can't play with people's family 1:43:00 Kendrick versatility is insane + where did this start? 1:46:17 Racial component, no-one's changing their opinions + playing Chess against a master 1:54:16 Did Drake feed the daughter information? 1:56:40 Everyone's smashing the same girls + Future v Drake beef 1:59:41 Rick Ross is truly funny 2:00:57 Drake's next move + no-one's speaking up for Drake 2:07:15 Drake isn't untouchable + industry “friends” 2:11:20 Why is the Industry so against Drake? 2:14:25 Rumours of using view bots & likes etc 2:16:25 If “Meet the Grahams” were true = would be the greatest KO

Self-proclaimed "whitest guy ever," Mark Normand dives into his hilarious (and slightly concerning?) observations about race and social awkwardness. Is it relatable or just roast-worthy? Find out on foqnfunny.com! Love what you're hearing on FOQN Funny? Go a step further and become a member of FOQN Funny+. Enjoy exclusive perks and never-ending laughter. Join now at: https://plus.acast.com/s/foqn-funny. Hosted on Acast. See acast.com/privacy for more information.

We welcome you to today's broadcast. Billy Lambert will be sharing insight from God's word. This broadcast is part of a nationally televised series sponsored by the churches of Christ. Please sign up for our FREE Bible correspondence course and check out our YouTube channel to see all the latest shows. Our goal is to encourage you to get to know your Bible. Have you watched Getting To Know Your Bible? Please check us out on Pray.com, Dish Network or Direct TV. Click here to find out where you can watch in your area. Our goal is to encourage you to get to know your Bible. #TelevisionMinistry #spreadthegospel Getting To Know Your Bible blogs are available on Spaces by WIX, the GTKYB social media pages, and on our website. Follow along with Billy's weekly podcasts and posts to be encouraged. Also, please check out summerdalechurch.org for information about the Summerdale Church of Christ. #TelevisionMinistry #spreadthegospel #GTKYB #BillyLambert #Bible #study #summerdale #churchofchrist #Jesus #NewTestament #church #encouragement #podcast

Looking into whitening your teeth? Bleaching is an option that's available in many types, so read this Valleant guide at https://valleant.com/2023/12/15/how-to-bleach-my-teeth/ to learn more! Valleant City: Austin Address: 11320 North FM 620 Website: https://valleant.com

If it's whiter teeth you seek, this Valleant guide could be the discovery you've been waiting for! Read on at https://valleant.com/2023/12/18/how-to-whiten-my-teeth/ for tips on the best techniques! Valleant City: Austin Address: 11320 North FM 620 Website: https://valleant.com

People are always looking for ways to make things brighter and whiter—from teeth to laundry. They seldom think of brighter, whiter clouds. Yet whiter clouds are just as important as whiter bicuspids or T-shirts. They reflect more sunlight back into space, making our planet cooler.In recent years, scientists have discovered a great cloud whitener: tiny organisms known as phytoplankton. They're especially abundant in the Southern Ocean—the waters around Antarctica. Satellites reveal that clouds in that region are much whiter than those elsewhere.Clouds form when water vapor condenses around tiny particles high in the atmosphere, forming droplets. The brightness of the clouds depends on the number of droplets packed into a given area. A lot of small droplets makes brighter clouds than a smaller number of large droplets.Phytoplankton use sunlight as an energy source, so there are big “blooms” of them in the southern summer. A recent study found that the blooms correspond to an increase in the number and brightness of clouds.The phytoplankton emit particles of a sulfur compound that climb high into the atmosphere, where they form the “seeds” for small water droplets. The small droplets make more and brighter clouds. Since the clouds reflect more sunlight, they keep the Southern Ocean cooler.Climate change could reduce the number of phytoplankton—perhaps leading to dingier clouds in the far south—and higher temperatures everywhere.

Recently, I discovered a small hole in my eldest daughters front tooth. Naturally, I was horrified! Knowing just how big of a deal oral health is when it comes to disease prevention and optimal health, I wanted to take a deep dive into how we can prevent and heal cavities, oh and whiten your teeth....naturally. Trina Felber from Primal Life Organics joins me for episode 105 of the Back To The Paddock podcast.   What You'll Learn: What's needed for a healthy oral health environment. Causes of teeth cavities (aside from foods). Fluoride- why this isn't the answer. Natural options for healing cavities. What ingredients a toothpaste should include for creating a healthy mouth and teeth. If baking soda is too abrasive for your teeth. How to protect your teeth when using apple cider vinegar and Lemon juice. Why conventional teeth whitening treatments are not supporting you. Natural solutions to teeth whitening. Other powerful practises for healthy teeth. Plus more! Shownotes & Further Links: Podcast show notes: https://www.glowingmumma.com/blog/episode-105  @BackToThePaddock Instagram: https://www.instagram.com/backtothepaddock/  @KaseyWillson Instagram: https://www.instagram.com/kaseywillson.naturopath/  Back To The Paddock YouTube Channel: https://www.youtube.com/channel/UC8AAjh_JECF8JpDSK5amVmA   Try out Primal Life Organics: DENTAL DETOX KIT  LED TEETH WHITENING KIT  

We want to connect with you! If you would like to learn more about FBC and find out how you can get involved with the ministry, click the link below. fbcelkhart.ccbchurch.com/goto/forms/167/responses/new

Tired of hiding your smile? Walk into Hover Dental Group and walk out with pearly whites! Call +1-303-684-9777 or click https://hoverdental.com/teeth-whitening/ for professional teeth whitening care in Longmont! Hover Dental Group City: Longmont Address: 1446 Hover St STE 150 Website https://hoverdental.com/ Phone +1-303-684-9777 Email info@hoverdental.com

Rock Point Church exists to glorify God by leading people into a growing relationship with Jesus Christ. You can find your next step with Rock Point at www.myrpchurch.org/connect, or visit us at The Point on Sunday morning. Use this link to find out how you can connect with us online or listen to "Everything You Say You Are," the latest EP from Rock Point Worship! https://linktr.ee/rockpointcville

Rock Point Church exists to glorify God by leading people into a growing relationship with Jesus Christ. You can find your next step with Rock Point at www.myrpchurch.org/connect, or visit us at The Point on Sunday morning. Use this link to find out how you can connect with us online or listen to "Everything You Say You Are," the latest EP from Rock Point Worship! https://linktr.ee/rockpointcville

Rock Point Church exists to glorify God by leading people into a growing relationship with Jesus Christ. You can find your next step with Rock Point at www.myrpchurch.org/connect, or visit us at The Point on Sunday morning. Use this link to find out how you can connect with us online or listen to "Everything You Say You Are," the latest EP from Rock Point Worship! https://linktr.ee/rockpointcville

I managed to pin down father of 3, husband, head coach, gym owner and competition organiser Ad Whiter to discuss his journey from a corporate sales job to launching Black Wolf Fitness to then opening a functional fitness gym right at the start of lockdown. As well as hearing his story and motives behind his brand I managed to get some insights in to The Gunpowder Plot competition taking place on Saturday 4th November.

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When Dr. Snow tells you that you need a crown, there's no need to start putting on airs! On the other hand, there's no reason either to bolt for the door, either! Relax. But first, call Snow Family Dentistry (480-982-7289) today! Learn more at https://www.snowfamilydentistry.com/services/restorative-care/crowns-and-bridges/ Snow Family Dentistry City: Mesa Address: 4420 E Baseline Rd Website https://snowfamilydentistry.com/ Phone +1-480-982-7289 Email lindsey@snowfamilydentistry.com

As we began our exploration of Psalm 51 with genuine repentance of sin, when God's Word exposed David's sin – his eyes were opened. Rather than blame shifting or any excuse making, he felt conviction, he experienced deep contrition, and he confessed his sin to the Lord. David was transformed from a calloused sinner to a penitent man. In Psalm 51:6-9 the prayer of David moves from honest confession to earnest consecration. His desire is to be holy. These verses contain a serious diagnosis of sin along with a heartfelt plea for its only cure: for the Lord to cleanse entirely from sin's stain and consequence. From the heart of this passage beats the prayer, “Wash Me White As Snow." We will focus our attention on two aspects: 1. The Sinner's Condition (5-6), 2. The Sinner's Petition (7-9.)

I enjoyed my time off in July, but I was ready to get back into the thick of things!   I was stunned by all the crazy things that happened in July — the White House got WHITER, Jason Aldean's ‘Try That in a Small Town' hit the top of the charts, Delta tried to cook some passengers, and Trump apparently killed Tupac!  Meanwhile, Justin Bourgoyne, my favorite guest ever (4th appearance), joined me for the August restart!  Life is good.   Thank you for your continued support!   Produced By:  Fadi GattoussiBBOS Website:   Author, Dawn BurtsPlease follow Boobs, Booze and Other Stuff on.....SpotifyApple PodcastsInstagramTik TokYouTubeiHeartSupport the show

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by co-host Barney Whiter for a discussion around health and wealth.   Links:    Humans Under Management   Andy Hart   Patreon   Leave a review!     Don't forget to check out the Maven Adviser website for more great content.   So sit back and enjoy unrivalled words of wisdom from Andy Hart - host of the UK's premier personal finance show.

Patriotism could be the antidote to the divisions created by Brexit. Can you be a proud patriot even when you don't agree with your country? Will patriotism ever cast off it's sinister connotations of nationalism? Ros Taylor is joined in The Bunker by Sunder Katwala, author of How to Be a Patriot: Why love of country can end our very British culture war, to explore what British patriotism means in an increasingly globalised age.  “Dangerous patriotism is the version that says it's them or us.” “The European Identity sounds like a Whiter concept than British identity.” “People on the left have less problems with civic patriotism of cities over national identity.” www.patreon.com/bunkercast  Book Link https://harpercollins.co.uk/products/how-to-be-a-patriot-why-love-of-country-can-end-our-very-british-culture-war-sunder-katwala?variant=40133746294862 Written and presented by Ros Taylor. Producer: Liam Tait. Audio editor: Simon Williams. Managing editor: Jacob Jarvis. Music by Kenny Dickinson. Group Editor: Andrew Harrison. THE BUNKER is a Podmasters Production. Instagram | Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices

Your guess is as good as mine, BUT I have to tip my hat to the man for getting some things DONE! Good job MarkWayne! THANK GOD the debt ceiling has been extended and COMPROMISE was found!I have the list of yea's and nays!Daymond John might be getting sued again! Justifiably? Be careful!The McDonalds diet?!Wealthiest self made women!!!!Another cruise ship jumper with ACTUAL AUDIO!CHEAP INEXPENSIVE BRAD PITTIFUL WINE STOCK IS SELLING LIKE RIUNITE!

New law. Sinister motive. / KKK middle school student. (It's Kentucky.)   To advertise on our podcast, please reach out to sales@advertisecast.com or visit https://www.advertisecast.com/TheJeffWardShow

Whiter teeth through red light mouth guards, nasal lasers to boost mitochondria/energy and improved eye sight with frequency specific microcurrent therapy.  This stuff works. And you don't need a prescription.  Listen, then click the link below to get discounts on my new favorite biohacking devices.  NASAL LASER  RED LIGHT MOUTH GUARD Go to Seanmccormick.com  to find OPP archives, HUGE discounts on products, and schedule a free coaching session with me.  EPISODE SPONSORS - BioProtien+ - Boost HGH Naturally - Get $30 off here code OPP Dr. Nasha winters is naturopathic doctor and big fan of biohacking. Find her HERE - https://www.drnasha.com/ In this episode we cover: •Lasers up your nose and ears •Bioelectric medicine •Red light mouthguard to revitaliize dark spots on teeth and fight gingivitis.  •Frequency specific micro currents to treat specific tissues in the body •Free 15-min consult - messages@cerebralfit.com

In this episode, Chalene will share every girl hack and beauty tip she has learned from makeup artists, stylists and some she just figured out on her own. Join Chalene for some fun beauty talk and learn some tricks that will make you feel beautiful, save you some time and possibly money. Beauty Hacks and Tips Hair extensions Hack Self-tanner and Tanning lotions Boob Tape Lash Extension Hack Bright White Eyes Gel Nails and Acrylic Nails Alcohol for Maintaining Youthful Appearance My favorite fake-beauty hacks: (all product names are clickable) Lashify Lumify Boob Tape Goo-Goo Clip-In Extensions Sally Hansen Legs St. Tropez Body Blur Loving Tan Toppik Hair Fibers Dry Farm Wines   Download the Patreon App and Join The Chalene Show at patreon.com/TheChaleneShow     Check out Chalene's YouTube Channel     We would love to hear from you! Leave your questions or messages for Chalene RIGHT HERE       To get the exclusive offer for my listeners go to magbreakthrough.com/chaleneoffer and enter code CHALENEOFFER to get 10% off any order plus a special gift   Thank you to our show sponsor Blissy! Sleep better with Blissy and use CHALENE to get an additional 30% off at blissy.com/CHALENE   Thank you to our Sponsor!!! Organifi!!! Go to Organifi.com/chalene  and Use the Code CHALENE for 20% off all products!   To advertise on our podcast, please reach out to thechaleneshow@gmail.com and mention The Chalene Show   Join our awesome PodSquad on Facebook here!    Sign Up For MY WEEKLY NEWSLETTER     Links You May Want to Check out: Subscribe to Subscribe to Build Your Tribe!!!  Check out Bret's Course Money Matters 101 at Chalene.com/moneymatters Be sure to check out the Push Journals and Notebooks!! Go to PushJournal.com Join Phase it Up and start creating healthier habits, it isn't like other diets or programs! PhaseItUp.com Join the InstaClubHub to go deep in learning all the latest tips and strategies to Instagram growth and engagement! InstaClubHub.com Check out all the Discounts and some of Chalene's favorite things at Chalene.com/Deals Send Chalene a text message at  (619) 500-4819 Leave Chalene a Voicemail review or question RIGHT HERE Join our awesome PodSquad on Facebook here! Go to Chalene.com/MyThing and see what your passion or hidden talents are!!   Connect with me on your fav social platform: Instagram: www.Instagram.com/ChaleneJohnson    Facebook: www.Facebook.com/Chalene    TikTok: @chaleneOfficial Twitter: www.Twitter.com/ChaleneJohnson     Be sure you are subscribed to this podcast to automatically receive your episodes!!!    Get episode show notes here: www.chalenejohnson.com/podcast  Music in episode from TELL YOUR STORY music by ikson™   Hey! Send me a tweet & tell me what you think about the show! (Use the Hashtag) #The Chalene Show so I know you're a homie! XOXO Chalene

Many American cities are being gentrified — and getting Whiter. Today on “Post Reports,” we go to Denver to see how the city has changed and what longtime residents are doing about it.Read more:As the United States is getting more diverse, the opposite has been happening in American cities over the past decade. In some cities, local governments have invested more money in public infrastructure such as parks and transportation to attract residents as developers have built new upscale apartment buildings. Based on an analysis of census data by The Post, Marissa Lang and her colleagues took a closer look at four U.S. cities to understand the different ways that gentrification is changing life for residents.One of these cities was Denver, where Marissa spent time with politicians and residents who are fighting to prevent displacement and heard about what it's been like to see their city change rapidly in shape and demographics. Don't miss a chance to experience “Post Reports” live! “Post Reports” senior host Martine Powers will be in conversation with author Curtis Sittenfeld at Sixth & I in D.C. at 7 p.m. on April 13. Get tickets here.

#152 - Barney Whiter paid off his mortgage aged 32.  Ten years later he quit his job with an investment portfolio big enough to support himself and his family without ever having to work again.  He explains what life is like as an early retiree, how much money you need to live off your investments, and the steps you can take to make  financial independence a reality.What you'll learn[2:16] What life is like as an early retiree.[5:40] The philosophy behind the FIRE (Financial Independence, Retire Early) movement.[8:16] How much money you need to live off your investments.[12:30] Where to invest your money to reach financial independence.[14:20] Whether you should pay off your mortgage or invest your surplus income.[18:40] How to start learning about financial independence.[19:28] The practical first steps towards financial independence.[22:00] How the maths behind the FIRE movement works.[23:49] How to justify a frugal lifestyle.[29:51] Ways to find happiness without spending money.[32:02] The possibility for low earners to reach FIRE.[36:15] How to know you've reached financial independence.[40:18] The pros and cons of putting money into a pension.[43:46] The risks involved in pursuing financial independence.[46:55] How inflation is factored into the FIRE movement.[51:14] Indicators that the FIRE movement is right for you.[54:35] The difficulties of talking to your partner about quitting your job.[57:05] How to avoid scammers in the FIRE community.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Mr Money MustacheMonevatorYour Money Or Your Life, Vicki Robin and Joe DominguezThe Millionaire Next Door, Thomas Stanley and William DankoRetirement Savings: Choosing a Withdrawal Rate That Is Sustainable (the Trinity study)Family ManAtomic Habits, James ClearChange Work Life CoachingFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/how-anyone-can-become-financially-independent-and-retire-early/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

This is a devotional taken from "Daily Devotions from the Psalms" written by Rev. John A. Heys, and published by the Reformed Book Outlet in Hudsonville, Michigan. Rev. Heys studied in the Protestant Reformed Seminary under the instruction of Herman Hoeksema and George M. Ophoff.  He was ordained to the ministry of the Word, and installed as pastor, in Hope Protestant Reformed Church in Walker, Michigan in 1941.  He served consecutively, and under the blessing of God effectively, three other Protestant Reformed churches, till his emeritation in 1980.  In his 'retirement' he continued to be of service to the churches, and evidence of which is this set of daily devotions, one for each day of the year, published originally some 25 years ago by the Men's Society of Hudsonville (MI) Protestant Reformed Church, and reprinted here for the spiritual benefit of readers old and new. Scripture passages quoted by Rev. Heys are from the King James Version of the Bible, and the versification of the Psalms to which he refers are from the 1912 edition of the Psalter. May these brief meditations of Rev. Heys serve for the edification of the reader, as they also deepen his appreciation for the psalms-those "immortal songs of the Holy Spirit, those matchless hymns of the Bible which...with their measured language of religious feeling and devotion will abide until the end" (preface to the 1912 Psalter). Reformed Book Outlet Website:  www.reformedbookoutlet.com  Psalm Choir YouTube Channel:  www.youtube.com/user/prpsalmchoir

With the release of James Cameron's 'Avatar: The Way of Water', the legacy of racism continues to marginalize indigenous people. Is it possible that White Liberals who mean to save indigenous people actually look down on them, and believe that they could never raise themselves from their 'pitiful' condition. Is the message of Avatar just racism in blue? Alfonzo Rachel and Bill Whittle host two new episodes of The Virtue Signal each week thanks to our Members and donors. To donate with bank card, PayPal or check, tap this link: https://BillWhittle.com/donate-to-Bill-Whittle/ To become a Member and unlock access to exclusive features of our site and backstage content, tap this link: https://BillWhittle.com/register/

How often do you respond to the Lord's calling? In this episode of ‘Why or Why Not with the Watsons', Kirsten & Benjamin read through Isaiah 1 and discuss how God used Isaiah to speak to the people of Judah. Through the scriptures we see the importance of making sure our lives are pleasing to God, but that also through repentance the Lord is faithful to forgive our sins and redeem our stories…however it's up to us to respond to His calling. New episodes drop every Monday so be sure to subscribe so you never miss one! Why or Why Not with the Watsons is brought to you in part by Talk About. Use Promo Code WATSONS to get 1 month free at TalkAboutDiscipleship.com.

As hurricane season hits, we examine what happens when Black communities seem to be last in line for disaster planning in Texas.Read more:Communities more likely to be hit by hurricanes are bracing themselves for a rough summer, as hurricane season begins June 1. But in Kashmere Gardens, a predominantly Black neighborhood in Houston, residents are still trying to repair the damage to homes from a hurricane that hit five years ago. As Tracy Jan tells producer Bishop Sand, that's because money to address that damage — and to prevent further destruction — has been hard to come by. According to an investigation by the Department of Housing and Urban Development, Texas directed federal grants toward Whiter and wealthier areas — leaving places like Kashmere Gardens out to dry.