Podcasts about carriers

Major Cellular Carriers Aren't Notifying Senators of Surveillance Requests by Nick Espinosa, Chief Security Fanatic

What is going on with the Medicare Supplement market? Carriers pulling out...large rate increases...is the sky falling???

Japan's three major mobile phone carriers expect year-on-year rises in their respective consolidated sales in fiscal 2025, reflecting increases in mobile phone rates, according to their earnings reports released by Wednesday.

DORA, Risk, and Resilience: What Carriers, MSPs, and MSSPs Need to Know Now, "DORA, Risk, and Resilience: What Carriers, MSPs, and MSSPs Need to Know Now" “You can outsource the function — but you can never outsource the risk.” That's the stark reminder from Jenna Wells of Supply Wisdom, who joins Technology Reseller News Publisher Doug Green for a timely and wide-ranging conversation on the Digital Operational Resilience Act (DORA). Though it's an EU regulation, DORA's scope reaches far beyond Europe, impacting financial institutions, carriers, MSPs, MSSPs, and enterprises worldwide. Now in effect since January 2025, DORA requires firms to actively monitor and manage their third-party information and communications technology (ICT) providers — vendors that store, create, or share data. That's a tall order in a hyper-connected world where cloud services, telecom carriers, and AI infrastructure are interwoven into every business process. Wells explains that DORA compliance begins with full visibility into your outsourced ecosystem. Organizations must first identify their entire vendor population, then drill down to understand which of those suppliers are truly critical. From there, they must implement continuous monitoring — not just annual risk reviews — and prepare robust backup plans to ensure operational continuity if a vendor falters. The implications for carriers and MSPs are particularly acute. These organizations are linchpins of global communications and critical infrastructure — and often rely on their own layers of third-party vendors. Wells stresses that identifying service concentration risks, establishing redundancies, and planning for hot rollovers are essential steps to avoid costly downtime and regulatory exposure. Drawing on her experience managing third-party risk at Iron Mountain, Wells underscores how tools like Supply Wisdom can simplify the path to compliance. By automating risk monitoring and surfacing early warning signs of disruption, organizations not only stay ahead of regulation — they gain a powerful competitive edge. With enforcement timelines progressing, Wells offers a clear message: DORA compliance is no longer a future issue. It's here. And those who act now will be better protected, more resilient, and more trusted by their customers and partners. Learn more: https://www.supplywisdom.com

How are you showing quiet courage today? You're not alone—God goes with you. Video available at: https://youtu.be/ZDLiQvAn6B0 Message by Kameron Drawhorn.

Join us at the Seven Figure Medicare Agent Summit: https://sevenfiguremedicareagentsummit.com/In this episode of Seven Figures or Bust, we delve into the Department of Justice's recent actions against telecommunications carriers and call centers accused of facilitating massive robocall operations. The DOJ has filed lawsuits against several companies, including XCast Labs, Inc., for allegedly transmitting billions of illegal robocalls to American consumers, many of which involved fraudulent schemes impersonating government agencies. We discuss the implications of these legal actions for the telecommunications industry and the ongoing efforts to combat fraudulent robocalls.Gets Leads from Lead heroes here: https://leadheroes.com/Learn more about getting your own VA with Hire Heroes here:  https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/     Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Mark Feldman, CEO of Zion Tours, said that long-term decisions by foreign airlines on whether to cancel flying to Israel due to the Houthis missile will take time. He said that he continues to suggest people to purchase tickets on Israeli airlines. Speaking to reporter Arieh O’Sullivan, he said that Fly Dubai and Etihad and Ethiopians were still flying, but the European and American airlines were dropping flights since there are few tourists and they were relying on Israelis. (photo: Chaim Goldberg/flash90)See omnystudio.com/listener for privacy information.

Join Chris Riley, Taylor Otterbine, and Preston Grace on this episode as they discuss the concept of a Culture Carrier. Find out what it actually is—and what it actually takes—to be an individual who carries and cares for culture.

This international retrospective cohort study evaluated the safety of assisted reproductive technology (ART) in BRCA1/2 carriers who conceived after a breast cancer diagnosis at age 40 or younger. Among 543 women, 107 conceived using ART and 436 conceived spontaneously. ART methods included oocyte/embryo cryopreservation, in vitro fertilization, ovulation induction, and oocyte donation. Patients who used ART were generally older, had more hormone receptor-positive tumors, and a longer interval from diagnosis to conception. After a median follow-up of 5.2 years post-conception, ART use was not associated with an increased risk of disease-free survival events, suggesting that ART is a safe option for pregnancy after breast cancer in this population.

Expand your Affordable Care Act client base with these six lead generation strategies!   Read the text version   Register with Ritter: https://app.ritterim.com/public/registration/ Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd: https://lnk.to/asgf20250321 5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131 Apps for Content Creation: https://lnk.to/ASGA81 Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/ Carriers with Ritter: https://ritterim.com/products/by-carrier/ Community Engagement & ACA Marketing Suggestions for Agents: https://ritterim.com/blog/community-engagement-aca-marketing-suggestions-for-agents/ How to Better Market Yourself: https://ritterim.com/blog/how-to-better-market-yourself/ Marketing & Incentives: https://ritterim.com/marketing-incentives/ Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Why Being a Likable Agent Is Good for Your Business: https://ritterim.com/blog/why-being-a-likable-agent-is-good-for-your-business/   References:  “Children's Health Insurance Program (CHIP).” Medicaid.Gov, https://www.medicaid.gov/chip. Accessed 3 Apr. 2025. “CMS.Gov Enterprise Portal.” Portal.Cms.Gov, https://portal.cms.gov/portal/. Accessed 3 Apr. 2025. “FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, https://data.healthcare.gov/ffm_ab_registration_lists. Accessed 3 Apr. 2025. “FAQs for Marketplace Agents and Brokers.” AgentBrokerFaq.Cms.Gov, https://www.agentbrokerfaq.cms.gov/s/article/Where-can-I-update-my-public-facing-agent-broker-profile-information-so-that-consumers-can-find-me-and-request-assistance. Accessed 3 Apr. 2025. “Find Local Help.” HealthCare.Gov, https://www.healthcare.gov/find-local-help/. Accessed 3 Apr. 2025. “Get Help Applying & More.” HealthCare.Gov, https://www.healthcare.gov/find-assistance/. Accessed 3 Apr. 2025. “Help on Demand: Training and Registration Guide.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf. Accessed 3 Apr. 2025. Instagram, https://www.instagram.com/. Accessed 3 Apr. 2025. “Log in or Sign Up.” Facebook, https://www.facebook.com/. Accessed 3 Apr. 2025. “Log in or Sign Up.” LinkedIn, https://www.linkedin.com/home. Accessed 3 Apr. 2025.  “Returning Agents' and Brokers' Guide to Plan Year 2025 ...” CMS.Gov, https://www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 3 Apr. 2025. “Shop Health Insurance Overview.” HealthCare.Gov, https://www.healthcare.gov/small-businesses/choose-and-enroll/shop-marketplace-overview/. Accessed 3 Apr. 2025. “Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, https://www.healthcare.gov/. Accessed 3 Apr. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

“Together, we lead and create disciples of Jesus”   Calvary Raleigh Church  https://calvaryraleigh.com 

USTR released its penalties under the section 301 investigation on China's shipbuilding and maritime industry.  Listen for more info on Two Minutes in Trade. 

In this episode of The Long Haul, Adam Wingfield sits down with Justin Lu, CEO of Truckpedia, to break down one of the most critical moves for small carriers—getting out of the broker dependency cycle and going directly to shippers for freight. Justin knows this game firsthand. He took his family's 3-truck operation and scaled it to 50 trucks by putting in the work, cold calling shippers, and securing direct freight contracts. Now, through Truckpedia, he's helping other small carriers do the same—showing them how to stand out, build credibility, and win direct freight opportunities. We go deep into why small carriers need to stop waiting for freight to come to them, the common mistakes they make when approaching shippers, and how to confidently pitch their services to land steady, high-paying freight. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wildfires. Hurricanes. Cyber Attacks. How are today's biggest threats reshaping the insurance industry—and what can you do to stay protected? In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, sits down with Gregg Knepper, President of Integrated Coverage Group, to break down the rapidly changing insurance landscape. With more than 15 years of experience … Read More Read More

Today, we celebrate Palm Sunday, the time when we remember Jesus' triumphant entry into Jerusalem as king. But there's a part of this story we may miss that is significant to us as believers.

“Compliance isn't a one-time task—it's a 24/7 responsibility. Sansay STIR/SHAKEN Express makes it manageable,” says Schuyler Voss of Sansay. With a major FCC rule change taking effect this June, telecom service providers are now required to obtain their own SPC tokens and certificates for STIR/SHAKEN compliance—ending the era of relying solely on third-party signing. For the estimated 55–60% of providers still unprepared, the need for a fast, reliable solution is urgent. Enter Sansay STIR/SHAKEN Express, a turnkey compliance and secure voice solution built to help providers meet the FCC's new requirements with speed and simplicity—while also unlocking new network capabilities. In a recent Technology Reseller News podcast, Voss explained the deeper challenge: “Compliance is not something you do and forget. It's ongoing. There is no ‘safe harbor'—you are always liable if you're out of step with FCC regulations.” Sansay STIR/SHAKEN Express helps providers modernize by simplifying deployment and delivering added services, including: Do Not Originate (DNO) enforcement Least Cost Routing (LCR) LNP dipping Real-time traffic management and attestation control “This isn't just a patch,” said Voss. “It's a modern platform with powerful network features that providers can leverage well beyond the compliance deadline.” Sansay is already signing up customers. As both a certificate authority and a STIR/SHAKEN technology vendor, the company delivers a fully managed, single-source solution—handling call signing, token provisioning, DNO management, and more, all backed by 24/7 support. Getting started takes just days. For service providers navigating the tightening compliance landscape, Sansay STIR/SHAKEN Express offers a fast path forward—one that reduces complexity, lowers risk, and helps preserve business continuity. To learn more, visit www.sansay.com.

It's Tuesday, April 1st, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Myanmar earthquake death toll tops 2,000 The death count resulting from a major earthquake centered in Myanmar has topped 2,000, reports The Guardian.   The quake which registered 7.7 on the Richter scale, affected the areas of Mandalay and Sagaing.  (Look at a shake map of Myanmar that shows the areas most affected by the earthquake.) Rescue efforts in the area of Sagaing have been hampered by the nation's military, as that area has the reputation of resisting the junta since the coup of 2021.  The major Christianized areas of Myanmar include the Chin State in the northwest and the Karen State in the southeast.  The earthquake affected the center of the country. Help Samaritan's Purse pay for Myanmar field hospital Franklin Graham announced that the Samaritan's Purse DC-8 jet departed Greensboro, North Carolina just yesterday, heading for Myanmar with medical supplies and a fully-equipped field hospital, complete with doctors and nurses.   You can make a donation to this emergency medical response through a special link in our transcript today at www.TheWorldview.com. 1,000 dead in Gaza from recent Israeli attacks War is heating up in the Middle East.  Al Jazeera reports 80 deaths in Gaza in the past 24 hours, and 1,000 deaths since the ceasefire broke two weeks ago. On Sunday, Israel Prime Minister Benjamin Netanyahu promised to intensify attacks on Hamas until Israeli hostages are released. U.S. deployed B-2 Bombers, two air craft carriers to Middle East The United States has deployed a quarter of its B-2 Bomber fleet to the Middle East, based on the island of Diego Garcia, just south of the nation of Iran.  Also, the two aircraft carriers, the U.S.S. Carl Vinson and the U.S.S. Harry S Truman, have been moved into the Persian Gulf area, for a more significant military buildup. Trump threatened military action if Iran doesn't stop nuclear program President Donald Trump has sent a letter to Iran demanding a settlement on the nation's nuclear program.  He threatened military action, but has received no response in two months.   Trump told NBC News that "If they don't make a deal, there will be bombing. It will be bombing the likes of which they have never seen before." Iran's skyrocketing inflation and severe water shortages Iran's internal pressures are rising as well. First, inflation remains at a staggering 40%. The Iranian rial, their currency, has lost significant value — crossing the 1,000,000 rial-to-dollar threshold recently. And second, because rainfall decreased by 25% last year, Iran's major dams are only at 6% capacity. The National Council of Resistance in Iran issued a recent report that summarizes the Iranian situation this way: “The sharp increase in water shortages, poverty, inflation, and systemic corruption has turned Iran into a powder keg, with officials scrambling to prevent an explosion that seems all but inevitable.”  Trump's tornado of tariffs This is the big tariff week for the Trump Administration.   What is called “reciprocal tariffs” are on schedule to take effect tomorrow, probably affecting India and Brazil most heavily - due to their tariff imbalances.   In addition to the reciprocal tariffs, auto import duties of 25% will kick in on Thursday — mostly affecting Mexico with $20 billion in tariffs, Japan with $10 billion in tariffs, South Korea with $9 billion in tariffs, Canada with $8 billion in tariffs, and Germany with $6 billion. Plus, about half of the cars sold in the U.S. will be subjected to the 25% tariff. Let's keep in mind these general principles from the Proverbs. “Everyone proud in heart is an abomination to the Lord; though they join forces, none will go unpunished. … When a man's ways please the Lord, he makes even his enemies to be at peace with him.” That's Proverbs 16:5 and 7.  Governor DeSantis wants to eliminate Florida's property tax Florida Republican Governor Ron DeSantis indicated on X that he would support an initiative to eliminate property tax in his state. He noted that “taxing land/property is the more oppressive and ineffective form of taxation.” Both Pennsylvania and Florida are considering the elimination of this onerous taxing of the American people. States with the lowest property tax are Louisiana, Hawaii, Alabama, Delaware, and West Virginia.  The states with the highest property tax rates are New Jersey, New Hampshire, Texas, Nebraska, Wisconsin, and Illinois. Declining Catholic population Catholics are losing ground – fast -- in America. In 1980, Catholics represented 29% of the U.S. population.  In 2024, Pew Research's recent survey found only 19% of Americans self-identified as Catholics. That's a 24% decline in 17 years. For every 10 people joining the Catholic Church, 84 are leaving. Mainline liberal Protestants have seen bigger drop By contrast, Protestants have declined by 19% over the last 17 years. Evangelicals have dropped from 26% to 23% of the population. That's only a 12% drop. Not surprisingly, mainline liberal Protestant denominations have seen a 39% drop in 17 years. 50% of parents support adult children Savings.com reports that half of U.S. parents support their adult children at an average of $1,474 per month. Interestingly, 40% of those same parents say they plan to cut off funds to their freeloading adult children within two years. Gold up, stocks down Gold continues on its upward surge, topping $3,120 per ounce on Monday. Meanwhile, stocks dipped again. The Nasdaq Composite scraping 17,000, about 3,000 points off of a February 19th high, reports the Associated Press. Disney's woke Snow White bombing at box office And finally, Disney is still losing big money on its woke projects. The new release of Snow White featured advocacy of girl power and socialism, not to mention computer-generated dwarves. Not surprisingly, it saw a 66% drop off from the first to the second week, marking this film in the “weak performer” category.   The $270 million film pulled in just $67 million at the box office over two weekends. Let's remember the lesson from 1 Samuel 12:25. It says, “If you do not obey the voice of the Lord, but rebel against the commandment of the Lord, then the hand of the Lord will be against you.” And that's The Worldview on this Tuesday, April 1st, in the year of our Lord 2025. Subscribe by Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Channel Partners 2025 | By Doug Green Vodafone is a global brand with deep roots in mobile communications, but what does Vodafone US do—and how can channel partners and carriers benefit? At Channel Partners, I sat down with David Joosten, CEO of Vodafone US, and Alain Masson, Vice President of Channel Partnership, to get the full story. “If you're supporting enterprises with a global footprint, Vodafone is a partner you should know,” Joosten told me. Vodafone US is not a consumer-facing business, but rather the enterprise arm of Vodafone Group, dedicated to serving US-headquartered multinational companies. These are typically Fortune 500 organizations that require connectivity, voice, IoT, managed services, and network solutions—not just domestically, but in 90+ countries where Vodafone operates or has deep partnerships. A Global Network with Local Expertise “We've evolved far beyond mobile,” Joosten explained. “Today, we fuel 30–40% of the world's internet traffic through our global backbone. And for US enterprises looking to scale globally, we bring both reach and regulatory know-how.” That's critical, especially in regions where companies need local contracting capabilities, compliance with local tax regulations, and in-country technical support. Vodafone can deliver on all three, thanks to its owned operations in 27 countries and partnerships in 60 more. Why the Channel Matters Alain Masson is leading Vodafone's push into the channel ecosystem in the US, building relationships with top technology services distributors (TSDs) and resellers. “We're here to extend Vodafone's capabilities to a broader audience in the US—especially those supporting globally distributed enterprises,” said Masson. “We've already seen success with large channel-led deals and continue to grow rapidly.” For partners, Vodafone offers a broad portfolio—from voice and data to IoT and managed services—all delivered through a centralized US-based team with global execution capabilities. A Message for Rural Telcos and Regional Carriers Joosten also extended an invitation to regional operators, including rural telcos, First Nation carriers, and other service providers. “We've built an entire Partner Markets organization for this. Whether it's co-branded services, shared network investments, or roaming agreements, we know how to work with other operators,” he said. With shared services, procurement scale, and AI-powered innovations already in place, Vodafone is looking to collaborate across North America—no matter the size of the partner. Where to Learn More Vodafone US may not be a household name domestically, but its global infrastructure, experience in complex markets, and now, a growing channel program, make it a powerful option for enterprises, MSPs, and carriers alike. Learn more at vodafone.com, or reach out directly to David.Joosten@vodafone.com or Alain.Masson@vodafone.com.  

Are you climbing the ladder of success? In today's message, Pastor Eric uses the story of Nehemiah to teach about a ladder that all Christians should climb.Scriptures referenced in this message:· Nehemiah 6:15· Nehemiah 6:1-5· Nehemiah 4:15-18Learn more about salvation, info about Destiny Church, or how to give by visiting our website.Real | Relevant | Relationship

In this week's episode of the FreightCaviar Podcast, we sat down with Michael Caney, Chief Commercial Officer at Highway. He shares his industry predictions for 2025, discusses strategies to combat freight fraud, and unveils Highway's newest product.This week's episode is sponsored by Epay Manager, AmeriPol and WireBee.Interested in sponsoring our podcast? Send us an email at pbj@freightcaviar.com.

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​​In this fireside chat, FreightWaves' Grace Sharkey sits down with Brittany Graft of Highway to discuss how carriers can empower and protect themselves in today's logistics industry. With fraud running rampant and broker relationships often feeling like a gamble, it's time for carriers to take control of their business, vet their partners and avoid common pitfalls. From identity theft prevention to technology-driven trust-building, this conversation explores real solutions carriers can use to stay safe, secure better loads and build long-term success. Join the Owner Operator &Small Fleet Summit Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Officials say next-generation aircraft and growing community support have tipped the scales in favor of attracting international carriers.

Send us a textIn this episode, a stark comparison is shown between the lies of the civilian disarmament cartels and the actual facts about keepers and bearers. While the "Everytown" communists are creating articles decrying concealed carriers as being the catalyst for "gun violence", a recent report by John R. Lott, founded on actual research, blows their moronic assertions out of the water, because it shows that concealed carriers stop more active shooters than police officers do.Support the showGiveSendGo | Unconstitutional 2A Prosecution of Tate Adamiak Askari Media GroupBuy Paul Eberle's book "Look at the Dirt"Paul Eberle (lookatthedirt.com)The Deadly Path: How Operation Fast & Furious and Bad Lawyers Armed Mexican Cartels: Forcelli, Peter J., MacGregor, Keelin, Murphy, Stephen: 9798888456491: Amazon.com: BooksVoice of the Blue (buzzsprout.com)

This week, we're taking a more national focus, and checking in with the National Association of Letter Carriers, who have been embroiled in a years-long contract negotiation with the US Postal Service.   In our episode today, I'm sitting down with Melissa Rakestraw, member of the National Association of Letter Carriers, Branch 825 in Chicago, IL, to discuss the state of negotiations with our nation's letter carriers, the unprecedented rejection of the recent Tentative Agreement and what happens next, and what would happen if the US Postal Service was privatized.   As a short editorial note before we begin, the interest arbitration process between USPS and the Letter Carriers began on March 17th, with Dennis R. Nolan set as the neutral arbitrator. This episode was recorded at the end of February, before those dates had been set.   Postal workers are also set to hit the streets this weekend–“Fight Like Hell!” rallies are scheduled for March 23 across the country to protest the proposed privatization of the US Postal Service.   Additional links/info: March 13, 2025: NALC statement on DeJoy's agreement with DOGE “Fight like hell! Say ‘Hell No!' to a privatized USPS!” - Find a Rally Near You Joe Demanuelle-Hall: “Federal Workers Organize Against Billionaire Power Grab”   Permanent links below… Leave us a voicemail and we might play it on the show! Labor Radio / Podcast Network website, Facebook page, and Twitter page In These Times website, Facebook page, and Twitter page The Real News Network website, YouTube channel, podcast feeds, Facebook page, and Twitter page   Featured Music… Jules Taylor, “Working People” Theme Song   Studio Production: Mel Buer Post-Production: Jules Taylor  

Recorded live at One Heart Church (Port Lincoln) at the 7pm Awaken Service on the 20th of March, 2025.

This week, we're taking a more national focus, and checking in with the National Association of Letter Carriers, who have been embroiled in a years-long contract negotiation with the US Postal Service.In our episode today, I'm sitting down with Melissa Rakestraw, member of the National Association of Letter Carriers, Branch 825 in Chicago, IL, to discuss the state of negotiations with our nation's letter carriers, the unprecedented rejection of the recent Tentative Agreement and what happens next, and what would happen if the US Postal Service was privatized.As a short editorial note before we begin, the interest arbitration process between USPS and the Letter Carriers began on March 17th, with Dennis R. Nolan set as the neutral arbitrator. This episode was recorded at the end of February, before those dates had been set.Postal workers are also set to hit the streets this weekend–“Fight Like Hell!” rallies are scheduled for March 23 across the country to protest the proposed privatization of the US Postal Service.Additional links/info:March 13, 2025: NALC statement on DeJoy's agreement with DOGE“Fight like hell! Say ‘Hell No!' to a privatized USPS!” - Find a Rally Near YouJoe Demanuelle-Hall: “Federal Workers Organize Against Billionaire Power Grab”Permanent links below…Leave us a voicemail and we might play it on the show!Labor Radio / Podcast Network website, Facebook page, and Twitter pageIn These Times website, Facebook page, and Twitter pageThe Real News Network website, YouTube channel, podcast feeds, Facebook page, and Twitter pageFeatured Music…Jules Taylor, “Working People” Theme SongStudio Production: Mel BuerPost-Production: Jules TaylorHelp TRNN continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Sign up for our newsletterFollow us on BlueskyLike us on FacebookFollow us on TwitterDonate to support this podcast

On episode 815 of WHAT THE TRUCK?!? Dooner is talking about Walmart's push to add carriers to their new brokerage network. Although the company says it is still in “stealthish” mode, carriers are already getting onboarded.  Also in headlines, the ‘owner' of a fictitious logistics firm sentenced in $2.8M COVID relief scam.  Truck Parking Club's Michael Lombard stops by to talk about building muscles behind the wheel; the road to Mid-America Trucking Show; and the motive behind an Illinois trucking CEO murder.  TriumphPay's Haley Evans shares the latest in customer-led payment and audit innovation.  3Ts Logistics' Matt Nelson talks about building carrier trust through margin transparency and being a great community partner.  Plus, fed up Amazon delivery driver; how to save a truck in the wind; and more. Catch new shows live at noon EDT Mondays, Wednesdays and Fridays on FreightWaves LinkedIn, Facebook, X or YouTube, or on demand by looking up WHAT THE TRUCK?!? on your favorite podcast player and at 5 p.m. Eastern on SiriusXM's Road Dog Trucking Channel 146. Watch on YouTube Check out the WTT merch store Visit our sponsor Subscribe to the WTT newsletter Apple Podcasts Spotify More FreightWaves Podcasts Learn more about your ad choices. Visit megaphone.fm/adchoices

On episode 815 of WHAT THE TRUCK?!? Dooner is talking about Walmart's push to add carriers to their new brokerage network. Although the company says it is still in “stealthish” mode, carriers are already getting onboarded.  Also in headlines, the ‘owner' of a fictitious logistics firm sentenced in $2.8M COVID relief scam.  Truck Parking Club's Michael Lombard stops by to talk about building muscles behind the wheel; the road to Mid-America Trucking Show; and the motive behind an Illinois trucking CEO murder.  TriumphPay's Haley Evans shares the latest in customer-led payment and audit innovation.  3Ts Logistics' Matt Nelson talks about building carrier trust through margin transparency and being a great community partner.  Plus, fed up Amazon delivery driver; how to save a truck in the wind; and more. 2:14 Walmart starts brokering freight 6:20 Fictitious freight firm ‘owner' sentenced 8:14 Valuing Carriers | Matt Nelson 18:52 Audit and payment innovation | Haley Evans 18:12 Nice save 25:46 Delivered with a smile 27:22 MATS, muscles and murder | Mike Lombard Catch new shows live at noon EDT Mondays, Wednesdays and Fridays on FreightWaves LinkedIn, Facebook, X or YouTube, or on demand by looking up WHAT THE TRUCK?!? on your favorite podcast player and at 5 p.m. Eastern on SiriusXM's Road Dog Trucking Channel 146. Watch on YouTube Check out the WTT merch store Visit our sponsor Subscribe to the WTT newsletter Apple Podcasts Spotify More FreightWaves Podcasts Learn more about your ad choices. Visit megaphone.fm/adchoices

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode.Welcome to Season 5, Episode 9 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Denial and Termination Games That Carriers Play."Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on the denial and termination tactics commonly used by disability insurers. Disability carriers often employ various strategies in an attempt to deny claims, and today, Nancy will delve into some of these, including the use of vocational evaluators and efforts to classify work as sedentary. She will also analyze a failed claim denial, demonstrating how these tactics are challenged and overturned in court.In this episode, we'll cover the following topics:One - Should My ERISA Disability Attorney Hire a Vocational Expert in My ERISA Disability Appeal? The Vocational Evaluation GameTwo - The Sedentary Work Game That Disability Carriers Play at the Any Occupation Stage of an ERISA Disability ClaimThree - Guardian's Untimely Production of New Evidence Used to Deny a Claim Overturned by CourtWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Listen to Our Sister Podcast:We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/Resources Mentioned in This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mindLINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefitsFREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.

As I record this video and audio, I'm making my way through the Ferndale Forest on my Hollydene Loop run. I'm currently 22 minutes in, running at an 8:19 pace, though I want to ease back to around 8:45 per kilometre since I'm aiming for 10K today—longer than usual for me these days. The route takes me past Gordon Point Estate and onward to Glencoe Cove, where I spot a small fishing boat on the horizon. As I descend towards Hollydene Park, I take in the view of a couple of big ships in the distance, planning to zoom in for a better shot. Soon, I'll take a short break at a bench near a blooming camellia bush, enjoying the coastal scenery before continuing on.

Here's my new idea for an episode. Welcome to it. I want to talk about a major theme running through the last few episodes of Relentless Health Value. And this theme is, heads up, going to continue through a few upcoming shows as well. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. We have Matt McQuide coming up, talking about patient engagement, and Christine Hale, MD, MBA, talking about high-cost claimants. And we also have an encore coming up with Kenny Cole, MD, talking about a lot of things; but patient trust is one of them. But before I get to the main theme to ponder here, let me talk about what gets selected to talk about on Relentless Health Value. I will freely admit, how topics for shows get picked, it's not exactly a linear sort of affair. And furthermore, even if it were, I can't always get the stars to align to get a specific cluster of guests to all come on like one after the other. So, for sure, it might be less than obvious at times where my head is at—and sometimes, admittedly, I don't even know. This may sound incredibly scattershot (and it probably is), but in my defense, this whole healthcare thing, in case you didn't know, it's really complicated. Every time I get a chance to chat with an expert, I learn something new. I feel like it's almost impossible to sit in a vacuum and mastermind some kind of grand insight. Very, very fortunately, I don't need to sit in a cave and do all this heavy thinking all by myself. We got ourselves a tribe here of like-minded, really smart folks between the guests and you lot, all of you in the tribe of listeners who are here every week. Yeah, you rock! And I can always count on you to start teasing out the themes and the through lines and the really key actionable points. You email me. You write great posts and comments on LinkedIn and elsewhere. Even if I am a little bit behind the eight ball translating my instinct into an actual trend line, it doesn't slow this bus down. It's you who keeps it moving, which is why I can confidently say it's you all who are to blame for this new idea I came up with the other day after the podcast with Al Lewis (EP464) triggered so much amazing and really deep insight and dot connecting back and forth that hooked together the past six, I'm gonna say, or so shows. Let's just start at the beginning. Let's start with the topics that have been discussed in the past several episodes of the pod. Here I go. Emergency room visits are now costing about 6% of total plan sponsor spend on average. That was the holy crap moment from the episode with Al Lewis (EP464). Emergency room volume is up, and also prices are up. In that show with Al Lewis, I did quote John Lee, MD, who is an emergency room doctor, by the way. I quoted him because he told a story about a patient who came into the ER, winds up getting a big workup in his ER. Dr. Lee says he sees this situation a lot where the patient comes in, they've had something going on for a while, they've tried to make an appointment with their PCP or even urgent care, they could not get in. It's also really hard to coordinate and get all the blood work or the scans and have that all looked at that's needed for the workup to even happen. I've spoken with multiple ER doctors at this point, and they all say pretty much the same thing. They see the same scenario happen often enough, maybe even multiple times a day. Patient comes in with something that may or may not be emergent, and they are now in the ER because they've been worried about it for weeks or months. And the ER is like the only place where they can get to the bottom of what is going on with their body. And then the patient, you know, they spend the whole day in the ER getting what amounts to weeks' worth of outpatient workup accomplished and scans and imaging and labs. And there's no prior authing anything down. It's also incredibly expensive. Moving on from the Al Lewis show, earlier than that I had had on Rushika Fernandopulle, MD (EP460) and then also Scott Conard, MD (EP462). Both are PCPs, both talking about primary care and what makes good primary care and what makes bad primary care and how our current “healthcare marketplace,” as Dr. Conard puts it, incentivizes either no primary care and/or primary care where volume driven throughput is the name of the game—you know, like seeing 25 patients a day. These visits or episodes of care are often pretty transactional. If relationships are formed, it's because the doctor and/or the patient are rising above the system, not the other way around. And none of that is good for primary care doctors, nurses, or other clinicians. It's also not good for patients, and it's not good for plan sponsors or any of the ultimate purchasers here (taxpayers, patients themselves) because while all of this is going on, those patients getting no or not good primary care are somebody's next high-cost claimant. Okay, so those were the shows with Rushika Fernandopulle and Scott Conard. Then this past week was the show with Vivian Ho, PhD (EP466), who discusses the incentives that hospital leadership often has. And these incentives may actually sound great on paper, but IRL, they wind up actually jacking up prices and set up some weird incentives to increase the number of beds and the heads in them. There was also two shows, one of them with Betsy Seals (EP463) and then another one with Wendell Potter (EP384), about Medicare Advantage and what payers are up to. Alright, so let's dig in. What's the big theme? What's the big through line here? Let's take it from the top. Theme 1 is largely this (and Scott Conard actually said this flat out in his show): Primary care—good primary care, I mean—is an investment. Everything else is a cost. And those skyrocketing ER costs are pure evidence of this. Again, listen to that show with Al Lewis earlier (EP464) for a lot of details about this. But total plan costs … 6% are ER visits. Tim Denman from Premise Health wrote, “That is an insane number! Anything over 2% warrants concern.” But yeah, these days we have, on average across the country, 200 plan members out of 1000 every single year dipping into their local ER. That number, by the way, will rise and fall depending on the access and availability of primary care and/or good urgent cares. Here's from a Web site entitled ER Visit Statistics, Facts & Trends: “In the United States, emergency room visits often highlight gaps in healthcare accessibility. Many individuals turn to ERs for conditions that could have been managed through preventative or primary care. … This indicates that inadequate access to healthcare often leads to increased reliance on emergency departments. … “ED visits can entail significant costs, particularly when a considerable portion of these visits is classified as non-urgent. … [Non-urgent] visits—not requiring immediate medical intervention—often lead to unnecessary expenditures that could be better allocated in primary care settings.” And by the way, if you look at the total cost across the country of ER visits, it's billions and billions and billions of dollars. In 2017, ED visits (I don't have a stat right in front of me), but in 2017, ED visits were $76.3 billion in the United States. Alright, so, the Al Lewis show comes out, I see that, and then, like a bolt of lightning, François de Brantes, MBA, enters the chat. François de Brantes was on Relentless Health Value several years ago (EP220). I should have him come back on. But François de Brantes cemented with mortar the connectivity between runaway ER costs and the lack of primary care. He started out talking actually about a new study from the Milbank Memorial Fund. Only like 5% of our spend going to primary care is way lower than any other developed country in the world—all of whom, of course, have far higher life expectancies than us. So, yeah … they might be onto something. François de Brantes wrote (with some light editing), “Setting aside the impotence of policies, the real question we should ask ourselves is whether we're looking at the right numbers. The short answer is no, with all due respect to the researchers that crunched the numbers. That's probably because the lens they're using is incredibly narrow and misses everything else.” And he's talking now about, is that 5% primary care number actually accurate? François de Brantes continues, “Consider, for example, that in commercially insured plans, the total spend on … EDs is 6% or more.” And then he says, “Check out Stacey Richter's podcast on the subject, but 6% is essentially what researchers say is spent on, you know, ‘primary care.' Except … they don't count those costs, the ER costs. They don't count many other costs that are for primary care, meaning for the treatment of routine preventative and sick care, all the things that family practices used to manage but don't anymore. They don't count them because those services are rendered by clinicians other than those in primary care practice.” François concludes (and he wrote a great article) that if you add up all the dollars that are spent on things that amount to primary care but just didn't happen in a primary care office, it's conservatively around 17% of total dollars. So, yeah … it's not like anyone is saving money by not making sure that every plan member or patient across the country has a relationship with an actual primary care team—you know, a doctor or a nurse who they can get on the phone with who knows them. Listen to the show coming up with Matt McQuide. This theme will continue. But any plan not making sure that primary care happens in primary care offices is shelling out for the most expensive primary care money can buy, you know, because it's gonna happen either in the ER or elsewhere. Jeff Charles Goldsmith, PhD, put this really well. He wrote, “As others have said, [this surge in ER dollars is a] direct consequence of [a] worsening primary care shortage.” Then Dr. John Lee turned up. He, I had quoted on the Al Lewis show, but he wrote a great post on LinkedIn; and part of it was this: “Toward a systemic solution, [we gotta do some unsqueezing of the balloon]. Stacey and Al likened our system to a squeezed balloon, with pressure forcing patients into the [emergency room]. The true solution is to ‘unsqueeze' the system by improving access to care outside the [emergency room]. Addressing these upstream issues could prevent patients from ending up in the [emergency room]. … While the necessary changes are staring us in the face, unsqueezing the balloon is far more challenging than it sounds.” And speaking of ER docs weighing in, then we had Mick Connors, MD, who left a banger of a comment with a bunch of suggestions to untangle some of these challenges that are more challenging than they may sound at first glance that Dr. Lee mentions. And as I said, he's a 30-year pediatric emergency physician, so I'm inclined to take his suggestions seriously. You can find them on LinkedIn. But yeah, I can see why some communities are paying 40 bucks a month or something for patients without access to primary care to get it just like they pay fire departments or police departments. Here's a link to Primary Care for All Americans, who are trying to help local communities get their citizens primary care. And Dr. Conard talked about this a little bit in that episode (EP462). I can also see why plan sponsors have every incentive to change the incentives such that primary care teams can be all in on doing what they do. Dr. Fernandopulle (EP460) hits on this. This is truly vital, making sure that the incentives are right, because we can't forget, as Rob Andrews has said repeatedly, organizations do what you pay them to do. And unless a plan sponsor gets into the mix, it is super rare to encounter anybody paying anybody for amazing primary care in an actual primary care setting. At that point, Alex Sommers, MD, ABEM, DipABLM, arrived on the scene; and he wrote (again with light editing—sorry, I can't read), “This one is in my wheelhouse. There is a ton that could be done here. There just has to be strategy in any given market. It's a function of access, resources, and like-minded employers willing to invest in a direct relationship with providers. But not just any providers. Providers who are willing to solve a big X in this case. You certainly don't need a trauma team on standby to remove a splinter or take off a wart. A great advanced primary care relationship is one way, but another thing is just access to care off-hours with the resources to make a difference in a cost-plus model. You can't help everybody at once. But you can help a lot of people if there is a collaborative opportunity.” And then Dr. Alex Sommers continues. He says, “We already have EKG, most procedures and supplies, X-ray, ultrasounds, and MRI in our clinics. All that's missing is a CT scanner. It just takes a feasible critical mass to invest in a given geography for that type of alternative care model to alter the course here. Six percent of plan spend going to the ER. My goodness.” So, then we have Ann Lewandowski, who just gets to the heart of the matter and the rate critical for primary care to become the investment that it could be: trust. Ann Lewandowski says, “I 100% agree with all of this, basically. I think strong primary care that promotes trust before things get so bad people think they need to go to the emergency room is the way to go.” This whole human concept of trust is a gigantic requirement for clinical and probably financial success. We need primary care to be an investment, but for it to be an investment, there's got to be relationships and there has to be trust between patients and their care teams. Now, neither relationships nor trust are super measurable constructs, so it's really easy for some finance pro to do things in the name of efficiency or optimization that undermine the entire spirit of the endeavor without even realizing it. Then we have a lot of primary care that doesn't happen in primary care offices. It happens in care settings like the ER. So, let's tug this theme along to the shows that concern carriers, meaning the shows with Wendell Potter (EP384) on how shareholders influence carrier behavior and with Betsy Seals (EP463) on Medicare Advantage plans and what they're up to. Here's where the primary care/ER through line starts to connect to carriers. Here's a LinkedIn post by the indomitable Steve Schutzer, MD. Dr. Schutzer wrote about the Betsy Seals conversation, and he said, “Stacey, you made a comment during this fabulous episode with Betsy that I really believe should be amplified from North to South, coast to coast—something that unfortunately is not top of mind for many in this industry. And that was ‘focus on the value that accrues to the patient'—period, end of story. That is the north star of the [value-based care] movement, lest we forget. Financial outcome measures are important in the value equation, but the numerator must be about the patient. As always, grateful for your insights and ongoing leadership.” Oh, thank you so much. And same to you. Grateful for yours. Betsy Seals in that podcast, though, she reminded carrier listeners about this “think about the value accruing to the patient” in that episode. And in the Wendell Potter encore that came out right before the show with Betsy, yeah, what Wendell said kind of made me realize why Betsy felt it important to remind carriers to think about the value accruing to patients. Wall Street rewards profit maximization in the short term. It does not reward value accruing to the patient. However—and here's me agreeing with Dr. Steve Schutzer, because I think this is what underlies his comment—if what we're doing gets so far removed from what is of value to the patient, then yeah, we're getting so removed from the human beings we're allegedly serving, that smart people can make smart decisions in theoretical model world. But what's being done lacks a fundamental grounding in actual reality. And that's dangerous for plan members, but it's also pretty treacherous from a business and legal perspective, as I think we're seeing here. Okay, so back to our theme of broken primary care and accelerating ER costs. Are carriers getting in there and putting a stop to it? I mean, as aforementioned about 8 to 10 times, if you have a broken primary care system, you're gonna pay for primary care, alright. It's just gonna be in really expensive care settings. You gotta figure carriers are wise to this and they're the ones that are supposed to be keeping healthcare costs under control for all America. Well, relative to keeping ER costs under control, here's a link to a study Vivian Ho, PhD, sent from Health Affairs showing how much ER prices have gone up. ER prices are way higher than they used to be. So, you'd think that carriers would have a huge incentive to get members primary care and do lots and lots of things to ensure that not only would members have access to primary care, but it'd be amazing primary care with doctors and nurses that were trusted and relationships that would be built. It'd be salad days for value. Except … they're not doing a whole lot at any scale that I could find. We have Iora and ChenMed and a few others aside. These are advanced primary care groups that are deployed by carriers, and these organizations can do great things. But I also think they serve—and this came up in the Dr. Fernandopulle show (EP460)—they serve like 1% of overall patient populations. Dr. Fernandopulle talked about this in the context of why these advanced primary care disruptors may have great impact on individual patients but they have very little overall impact at a national scale. They're just not scaled, and they're not nationwide. But why not? I mean, why aren't carriers all over this stuff? Well, first of all—and again, kind of like back to the Wendell show (EP384) now—if we're thinking short term, as a carrier, like Wall Street encourages, you know, quarter by quarter, and if only the outlier, mission-driven folks (the knights) in any given carrier organization are checking what's going on actually with plans, members, and patients like Betsy advised, keep in mind it's a whole lot cheaper and it's easier to just deny care. And you can do that at scale if you get yourself an AI engine and press Go. Or you can come up with, I don't know, exciting new ways to maximize your risk adjustment and upcoding. There's an article that was written by Sergei Polevikov, ABD, MBA, MS, MA

The EPA says it will reconsider rules that would have required a move toward electric trucks and big changes to diesel-powered trucks. Also, we'll also have information about an Illinois battle over California-style emission regulations. Then, from helping abandoned animals at rest areas to a trucker who helped earthquake victims, we'll bring you some Roses and Razzberries. And for truckers going the wrong way, one possible fix is a U-turn. But some carriers are not OK with that. OOIDA tour truck driver Marty Ellis offers a few thoughts. 0:00 – A big week for state and federal emission rules 10:01 – EPA readies a rollback on truck rules 24:27 – Roses and Razzberries 39:25 – Carriers unhappy with truckers making U-turns

Welcome  to the Hopewell Baptist Church podcast. In this episode, our pastor Barry Wilkinson talks about how to experience God's love and forgiveness in your life.  We hope you are encouraged to move closer to God and have a more genuine and joyful relationship with Him.   Hopewell Baptist Church is located 7 miles outside of Andalusia, Al at 6592 Brooklyn Rd, Andalusia, AL 36421. If you would like to contact the church, feel free to call 334-222-2757.  

  Press play to hear the breakdown of the 2026 ACA final rule affects you and your clients!   Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   Resources: 2025 ACA Open Enrollment Hits All-Time High: https://lnk.to/asgf20250124 Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/ Carriers with Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/   How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/Lw5Dmc Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd What ACA Agents Can Expect From the 2026 Proposed Marketplace Rule: https://ritterim.com/blog/what-aca-agents-can-expect-from-the-2026-proposed-marketplace-rule/ Understanding ACA Plan Metal Tiers: https://ritterim.com/documents/understanding-aca-plan-metal-tiers.pdf   Forms: ACA Consumer Authorization Live Call Script: https://ritterim.com/documents/aca-consumer-authorization-live-call-script.pdf ACA Consumer Marketplace Authorization Form: https://ritterim.com/documents/aca-consumer-marketplace-authorization-form.pdf ACA Eligibility Application Attestation Form: https://ritterim.com/documents/aca-eligibility-application-attestation.pdf ACA Eligibility Application Attestation Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf   References: “CMS Model Content Form for Marketplace Agents and Brokers” CMS, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/cms-model-consent-form-marketplace-agents-and-brokers.pdf. Accessed 3 Feb. 2025. “HHS Notice of Benefit and Payment Parameters for 2026 Final Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-final-rule. Accessed 3 Feb. 2025. “HHS Notice of Benefit and Payment Parameters for 2026 Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-proposed-rule. Accessed 3 Feb. 2025. “HHS Notice of Benefit and Payment Parameters for 2024 Final Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-final-rule. Accessed 3 Feb. 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

The GOT Truckers Act, a piece of federal legislation that would guarantee company drivers receive overtime pay, is back in Congress. Also, OOIDA's Lewie Pugh headed to Washington, D.C., recently to get federal officials up to date on freight fraud in trucking. Then, after a long back-and-forth among businesses, agencies and the courts, it appears a beneficial ownership information requirement is out. And some carriers have moved toward use of inward-facing cameras, but those devices can create problems. OOIDA tour truck driver Marty Ellis shares a recent example. 0:00 – Bill to give truckers overtime pay is back 10:01– Pugh to feds: Freight fraud a growing problem 24:27 – Beneficial ownership information – it may finally be over 39:25 – Carriers may regret inward-facing cameras

Hey there Kingdom-minded trailblazers! In this episode, I welcome back my dear friend and fan favorite, Malvina Laudicina after 2 years! We're diving deep into the heart of what it means to host God's presence, walk in divine authority, and raise up a generation of Kingdom carriers. I'm thrilled to introduce Malvina to anyone who hasn't seen her episodes.She is a powerhouse leader, coach, and voice of wisdom when it comes to training and equipping believers to govern from Heaven's realm.Together, we'll unpack how to create a culture that welcomes the presence of God, how to align with His divine timing in your calling, and why stepping into your royal identity is crucial for bringing Heaven to earth.Malvina shares powerful stories, prophetic insight, and practical ways to cultivate intimacy with the Lord, so you can walk in supernatural confidence and clarity.Whether you're a leader, a coach, or someone hungry for more of God, this conversation will ignite fresh fire in your spirit.Get ready for revelation, encouragement, and activation as we step into the fullness of who we are called to be!BIO:Malvina Laudicina is a prophetic artist, life coach, speaker, counselor, business owner. She is the owner of Captivated Camps, an organization that focuses on equipping and teaching how to host the presence of God to a younger generation. Malvina has a passion to see creativity under the presence of God, used for the Glory of God and as a result bring revival and restoration of the arts to the Body of Christ. She believes creativity is a weapon that when used under the presence of God can bring revelation of Heaven to Earth. She has touched many creative individuals and members of the art community with her counseling. She has developed tools to equip creative people, especially the younger generation to hear the voice of the Lord so they can manifest the wisdom of God in their creations.Over the years, Malvina has helped many who struggle with their gift of discernment and revelation by instructing them with insights and aiding them in developing their gifts to make them successful in their daily lives. Malvina is also a Life Coach and has the ability to help people find their purpose and identity and in doing so they can be released into their God-given destiny.HIGHLIGHTS:Pioneers Often Face Resistance: When you're ahead of the curve, people misunderstand you. The message about sounds and frequencies has been controversial, but that doesn't mean it's wrong. Being a forerunner in a spiritual movement often means dealing with rejection before acceptance comes.Knowing Who You Are Unlocks God's Presence: It's hard to truly step into God's presence when you're unsure of your identity. Moses had his issues, but he answered the call. A lot of people struggle with an orphan spirit, doubting if God speaks to them or if they're worthy. But identity is key—when you know who you are, you walk in confidence.God's Love Requires a Willing Heart:  Sometimes, we block God's love without even realizing it. In one worship session, a person's resistance to receiving God's love weighed heavy in the atmosphere. When they finally confessed, “I can't receive the love,” and we were able to minister to that wound, everything broke open, and God's presence poured in. Openness matters!It's Not About You—It's About Him: We tend to focus on our problems—“Why am I sick? Why hasn't this changed?” But God wants us to shift from “me, myself, and I” to “What does God want?” His timing is perfect, and sometimes we're out of alignment with it. Instead of demanding answers, we should go to His throne and seek Him.God's Timing is Everything: Just like Israel couldn't enter the Promised Land until the right generation was ready, we need to recognize God's timing in our lives. If things aren't moving, maybe the conditions aren't right yet. Align with His calendar, not your own.Raising a Generation of Kings & Priests: There's a call to raise a new generation of believers who know how to carry God's presence—kings and priests who operate in divine authority. This isn't about building a personal ministry but about equipping people to bring heaven to earth.Presence is Greater Than Denomination: At the camps, denomination doesn't matter. It's about worshiping Jesus together. No labels, no divisions—just believers hungry for God's presence. When God is the center, unity follows naturally.Thanksgiving and Praise Are the Gateway – Want to step into His presence? Psalm 100 lays it out: start with thanksgiving and move into praise. The problem? Most people struggle to even list things they're thankful for, or praise God for who He is, let alone doing these for an extended period of time. But practicing gratitude and focusing on His attributes is how you enter.Cultivating Presence Carriers: Worship isn't just singing; it's about hosting God's presence. The camps train young people to live aware of His presence in everything—from eating meals to creating art. The goal? When they leave, they don't just go back to life as usual—they become carriers of God's presence wherever they go.12 is An Apostolic Number: Jesus knew what He was doing when He chose 12 disciples. More than that, it's the perfect number for discipleship. At the camps, the focus is on small groups (no more than 12) so that each person gets personal training in how to host God's presence.In God's Presence, Transformation Happens: People come to the camps carrying addictions, struggles, and broken dreams. But when they enter God's presence, things break. Kids and young adults have left with business ideas, clarity, and supernatural freedom. When you host God's presence, change is inevitable.Presence is Legislative: This is next-level: where there's God's presence, there's His throne. And where there's a throne, there's authority. Revelation 4 shows us that worship isn't just about good feelings; it's about aligning with heaven's government. When we get this, we move from passive churchgoers to active Kingdom participants.The Camps are Called “Captivated”: The name wasn't just randomly chosen; the youth came up with it themselves: “A generation awakened by love.” The goal? Not just another Christian event—but an encounter where young people become captivated by God's love and never look back.It's About Surrender: From 11-year-olds to 30-year-olds, those who hunger for God will find Him. Some of the youngest carry more of God's presence than adults. It's not about experience—it's about encounter.God Calls, God Transforms: What about kids struggling with identity issues, addiction, or deep wounds? If God brings them, He will transform them. The camps aren't about behavior modification but about bringing people into an atmosphere where God's presence does the work.LINKS for MALVINA LAUDICINA:– Connect with Malvina and Sow into the Next Generation: Laudicina.Malvina@gmail.com– Check out her Let's Talk Worship podcast on Insight Now:LINKS for BRALYNN:– Coaching for Business and Breakthrough Encounters: http://SpiritCenteredBusiness.com– Get Bralynn's Book! Discover Your Business Destiny: Co-Creating, Stewarding and Standing to Manifest God's Divine Plan http://SpiritCenteredBusiness.com/bookCopyright © 2025 Bralynn Newby Int'l, LLC. All rights reserved.

Preview: Colleague Rebecca Grant of the Lexington Institute observes that USN carriers are the answer to PLA-Navy outside the first island chain. More later 1943 YORKTOWN

 On this podcast episode, I and Glen Shelton sit down Live! with Gaylon Hendricks  in T to discuss insurance carriers being investigated by the DOJ! Don't miss out on this episode of the 7 Figures or Bust Podcast!  Gets Leads from Lead heroes here: https://leadheroes.com/Learn more about getting your own VA with Hire Heroes here:  https://app.hireheroes.com/signup?fpr=christian43Join our free private Facebook group for insurance agents: https://www.facebook.com/groups/551409828919739/Get access now to 7 Figure Medicare University:Lifetime access:https://sevenfigureu.com/                 Welcome to the Christian Brindle channel brought to you by Christian Brindle & Christian Brindle Insurance Services. This channel is here for the sole purpose of bringing training, tips, success stories, and personal development from Christian Brindle. Christian is a published author, hosts the ever popular Everything Medicare Podcast, and made six figures in the Medicare business by the time he was 25 years old.

Mini-podcast about an event on this day in working class history.Our work is only possible because of support from you, our listeners on patreon. If you appreciate our work, please join us and access exclusive content and benefits at patreon.com/workingclasshistory.See all of our anniversaries each day, alongside sources and maps on the On This Day section of our Stories app: stories.workingclasshistory.com/date/todayBrowse all Stories by Date here on the Date index: https://stories.workingclasshistory.com/dateCheck out our Map of historical Stories: https://map.workingclasshistory.comCheck out books, posters, clothing and more in our online store, here: https://shop.workingclasshistory.comIf you enjoy this podcast, make sure to check out our flagship longform podcast, Working Class History.  AcknowledgementsWritten and edited by Working Class History.Theme music by Ricardo Araya. Check out his YouTube channel at youtube.com/@peptoattack

In this episode, we dive into the nitty gritty of building strong carrier relationships. Our guests, Corey Bruce, Director, JT Freight and Marty Smith, EVP of Transportation at JT Logistics helps to break down the paths to take to move carriers from more transactional freight to long term relationships. For more information subscribe to Check Call the newsletter or the podcast.  Follow the Check Call Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode, Michael and I give our reaction to Renfroe's Zoom meeting with Next Generation Carriers. We highly recommend you download it. Here's the link:https://open.spotify.com/episode/0ZJPDJrE9wLdlSPjiiwlIL?si=KnyewvNNQl-Bsi5BASwyXgWe also talk a bit about the threat of privatization.

Bobby Strenk of SecurSpace & Ron Greene of Overhaul talk about cargo theft - the biggest challenges & trends, and best ways to keep your shipments safe.   IN THIS EPISODE WE DISCUSS:   [05.38] An introduction to Bobby and SecurSpace, and Ron and Overhaul. [07.54] Exactly what cargo theft is, the different types, and the trends to look out for. “There's a whole new world in cargo theft. We're three years into a significant spike in cargo theft, and the US takes the lead in how much it's increased… There's been an expansion of theft techniques and a lot of criminal organizations, that historically weren't in the cargo theft space, have jumped in with both feet.” [10.09] The current scope of the cargo theft problem, and why gathering data to measure it accurately is problematic. [13.13] The future of cargo theft, and why it's going to continue to rise. “It's going to take a collaborative industry, plus government and associations, joining forces to curb this issue.” [14.47] What shippers can do, from a people perspective, to mitigate freight theft and risk, and why organizations need to focus on security through compliance. [21.35] How technology and security can help shippers mitigate risk and prevent theft. [25.25] Why secure parking and storage is so important, and what organizations should look for in a secure yard. [30.54] How providers can better secure their yards. “What are you doing at your facility, what is your infrastructure, and how does it compare to the gold standard? Not every yard needs to be Fort Knox, so take a ‘good, better, best' approach.” [35.03] How shippers, and their 3PL partners and carriers, can better secure their freight in-transit. “Everybody, the entire organization from the top to the bottom, needs to adhere to a security culture... Building a safety culture is what the industry has to do to help mitigate this problem.” [38.44] Why freight at rest is at risk, and what companies can do to secure it. [43.03] How SecurSpace helps customers with their growing national network of secure parking and storage. [46.18] The role Overhaul play in protecting cargo for their customers.   RESOURCES AND LINKS MENTIONED:   Head over to CargoWise Landside's website to find out more and discover how they could help you too. You can also connect with CargoWise and keep up to date with the latest over on LinkedIn, YouTube, X (Twitter) or Facebook,or you can connect with Bobby or Ron on LinkedIn. If you enjoyed this episode, you're in luck! We have lots more content from CargoWise, SecurSpace and Overhaul: 412: Maximize Warehouse Efficiency and Profitability, with CargoWise 406: Unlock the Opportunities of Cross-Border Ecommerce, with CargoWise 346: Enable and Empower Your Supply Chain, with WiseTech 367: Going Beyond Visibility – Unveiling The Invisible 369: From Chaos To Clarity: Simplifying Global Customs Compliance 371: Going Beyond Visibility – From Risk to Resilience: How Technology Is Transforming Global Supply chains 373: Going Beyond Visibility – Culture and Digitization 363: Grab On-Demand Access To Yard Space, with SecurSpace 246: Achieve Complete Command & Control For Your Supply Chain, with Overhaul    

The Gold Rush of 2025: Why Resellers Must Act Now, TELCLOUD POTS & Shots Podcast, With an estimated 130 million POTS lines still active in the U.S.—30 million of them in commercial use—resellers have a once-in-a-lifetime opportunity to help businesses modernize while securing long-term recurring revenue "The opportunity isn't just coming—it's here, and it's massive," says Jake Jacoby, TELCLOUD. In this edition of POTS & Shots, Doug Green, publisher of Technology Reseller News, sits down with the always-insightful Jake Jacoby of TELCLOUD to discuss why 2025 marks the biggest shift yet in POTS line replacement. With an estimated 130 million POTS lines still active in the U.S.—30 million of them in commercial use—resellers have a once-in-a-lifetime opportunity to help businesses modernize while securing long-term recurring revenue. Why 2025 Is the Year to Move POTS line replacement has been in the works for years, but after delays due to COVID-19, the transition is now accelerating rapidly. Carriers are shutting down copper lines and raising prices due to deregulation, putting immense pressure on businesses—especially those that rely on life-safety lines for elevators, alarms, and emergency systems. Jacoby predicts that 30% of all remaining POTS lines will be replaced this year alone, with another 30% in 2026. That means resellers who act now can capitalize on a high-demand, high-value service before the market reaches saturation. How Resellers Can Strike Gold For resellers, the playbook is simple: Talk to your customers. Ask them about their copper lines, review their bills, and highlight rising costs. Target multi-location businesses. Retail chains, hospitals, and commercial buildings are feeling the squeeze. Be proactive. Waiting will only lead to delays in equipment availability and field service bottlenecks. TELCLOUD is empowering resellers by offering white-label marketing, technical support, billing assistance, and field services, ensuring they have everything needed to seize this opportunity without selling direct. A Tequila Fit for a Gold Rush No POTS & Shots episode is complete without a top-tier tequila recommendation. This week, Jake highlights Casamigos, the billion-dollar tequila brand founded by George Clooney and Rande Gerber. Known for its smooth, sippable taste, it's perfect straight or in a cocktail—a modern take on a classic, much like POTS replacement itself. Join us in Part 6 of our ongoing podcast series as we blend industry expertise with a splash of fun – because, like a fine liquor, great conversations are meant to be savored. Visit www.telcloud.com  or call 844-900-2270 to discover how you can stake your claim in the POTS replacement gold rush About TELCLOUD TELCLOUD, the global leader in white-label POTS line replacement, enables channel partners worldwide to grow their businesses with our customizable and scalable Communications Platform as a Service (CPaaS). Exclusively designed for telecommunications providers, resellers, and MSPs, we offer a fully supported backend that seamlessly integrates with existing business infrastructures across global markets. Our no single-point-of-failure approach ensures 99.999% reliability, utilizing a unique redundancy in connectivity, power, and global networks. With a simple setup, streamlined deployment, and wholesale pricing, partners can quickly realize new multiple recurring revenue opportunities, gaining exceptional business value while providing cost-effective savings to their customers. #TelecomTransformation #POTSReplacement #RecurringRevenue #TeleCloud #BusinessGrowth

Peter Jarich, head of GSMA Intelligence, joins the podcast to discuss the organization's new study focused on carriers AI strategies, what carriers are spending on AI and what kind of returns they hope to get from AI strategies. Hosted on Acast. See acast.com/privacy for more information.

Wednesday Jan 22, 2025 II Week after Epiphany Isaiah 44:24-45:7 Ephesians 5:1-14 Mark 4:1-20

This episode of CCA Corner provides a comprehensive guide for new City Carrier Assistants (CCAs) navigating their first 90 days at the post office. It covers both office and street procedures, emphasizing safety, accuracy, and the importance of union membership, and includes a guest feature from Richie Ray, host of Hot House with Richie Ray. Office Procedures: We discuss the initial stress of the office environment, dealing with management, and the varying helpfulness of colleagues. It highlights the importance of On-the-Job Instructors (OJIs) as resources. Street Procedures: We cover details of the three main types of mail delivery: Park and Loops: Parking the truck and walking a street. Emphasizing proper parking procedures ("curb it, park it, break it, take it"), carrying the satchel correctly, and using dog spray. Dismounts: Short stops at individual addresses, with similar safety precautions. Mounted Boxes: Delivering mail from the vehicle, stressing the importance of placing the vehicle in neutral or park at each box. Some additional tidbits we cover include: Safety First: Checking the vehicle for safety issues and reporting them is paramount. Carriers have the right to refuse unsafe work. No Mistake Pace: Prioritize accuracy and safety over speed. Speed will develop with experience. Forming Good Habits: Establishing proper procedures from day one is crucial for long-term success. Union Importance: Joining the union is strongly recommended, for protection and advocacy. Stewards are available to answer questions and help with issues. Schedule Awareness: CCAs should check their schedule daily, as it can change. They are entitled to a minimum number of work hours if scheduled. https://fromatoarbitration.com/cca-corner/ https://fromatoarbitration.com/postal-podcasts/

As I mentioned recently, Brad, our operations manager left us the end of last year and Nate and I have had to divvy out his responsibilities. One of them that I have taken on is safety and compliance, so those topics have been pretty heavy on my mind lately. I feel like as a company, we have a pretty good safety culture, but we aren't perfect, and I want to step it up a notch. Improving safety within Haulin Assets is one of my personal goals for 2025. In this episode we cover some of the things that have been on my mind. What To Expect From Episode 170 I know this is not the most sexy topic in the world, it doesn't bring in revenue, it's not a task that requires your immediate attention like a broken down truck, but it will have an impact on your bottom line and can have catastrophic consequences if ignored. Here are the things we cover in this episode: Why does safety matter How do you build a safety culture Where can I find resources to help Why Does Safety Matter There is a lot that goes into this and we cover a lot in the episode, but it all boils down to a few things. We have a moral obligation to the public to do what we can to keep roads safe and the financial health of our companies depends on it. In trucking, profit margins are thin and we can't afford unnecessary expenses. Damage to equipment and injuries are often preventable and are big expenses we can largely avoid. How Do You Build A Safety Culture It starts at the top. Here are some of the topics we cover: Make safety a priority and ensure your drivers know it Show your drivers safety is more important that on-time deliveries Have regular safety meetings/talks Resources Your insurance company YouTube Haulin Assets Academy (Coming Soon) The FMCSA Resources for Drivers Resources for Carriers

PREVIEW: SYMONDS-DOOLITTLE RAID Colleague Professor Craig Symonds ("Nimitz at War") explains Admiral Chester Nimitz's strategic decision to commit two carriers, Enterprise and Hornet, to the high-risk Doolittle Raid following Pearl Harbor's impact on public morale. More later. 1945