Podcasts about carriers

The Ship Report: Monday, July 21, 2026This week I'm taking a little much needed time off, so we'll be hearing a bit from the Ship Report archives, a really interesting interview i did with Columbia River Bar Pilot Captain Robert Johnson, sometime in the early 2000s, all about the often-seen bulk carrier, the most common type of ship we see on the Columbia. There's a great deal to know, and we talk about a lot of it. Enjoy! Today is Part 2.The Ship Report will return with new content, ship schedules and marine weather, on Monday, July 27.

The Ship Report, Monday, July 20, 2026This week I'm taking a little much needed time off, so we'll be hearing a bit from the Ship Report archives, a really interesting interview i did with Columbia River Bar Pilot Captain Robert Johnson, sometime in the early 2000s, all about the often-seen bulk carrier, the most common type of ship we see on the Columbia. There's a great deal to know, and we talk about a lot of it. Enjoy! Today is Part 1.The Ship Report will return with new content, ship schedules and marine weather, on Monday, July 27.

It's public beta season, which means David and Nilay have been upgrading some devices this week. We talk through the good and bad of our early experiences with Siri AI, and what it'll take for next-gen Siri to be a hit. After that, we discuss the real reason Apple decided to sue OpenAI over trade secrets, OpenAI's forthcoming smart speaker, the new Pixel colors, our emoji strategies, Brendan Carr, and much more. Further reading: Apple's public betas for iOS 27 and more are out now  Siri AI makes the Apple Watch finally feel like a wrist computer  Siri AI is already changing how I use my iPhone  The macOS 27 public beta is worth it just for the Liquid Glass tweaks  Apple sues OpenAI for allegedly stealing hardware secrets  Suno snatched millions of songs from YouTube, Genius, and Deezer Sam Altman didn't need another lawsuit  The 6 wildest claims in Apple's lawsuit against OpenAI  Another turn in the Apple v. OpenAI dispute.  OpenAI has a new statement about Apple's lawsuit.  OnePlus officially gives up on the US and Europe OnePlus is dead in the US. Did it ever have a chance? Samsung shows off ‘brand new shape' for Z Fold 8 in Spider-Man teaser OpenAI may announce a ChatGPT smart speaker this year  OpenAI finally launches hardware… for Codex Pixel Watch 5 leak shows off four different finishes  The Pixel colors might rule this year  The PS6 sure sounds like a handheld  Brendan Carr plans to let broadcast giants dominate the airwaves X admits its broken algorithm made the site feel like a ‘battleground'  States make last-ditch effort to stop the Paramount ‘media behemoth'  Paramount lead trial counsel on state AG suit: This merger is pro-competitive The new cracking face emoji might be an all-timer.  Google's Demis Hassabis says it's time for a global AI watchdog — led by the US  Google and Epic give up fighting — third-party Android app stores are coming next week Subscribe to The Verge for unlimited access to theverge.com, subscriber-exclusive newsletters, and our ad-free podcast feed.We love hearing from you! Email your questions and thoughts to vergecast@theverge.com or call us at 866-VERGE11. (Timestamps are approximate.) 00:01:00 Intro 00:02:00 Apple Betas and New Siri 00:08:00 Gemini Car Assistant Fails 00:15:00 Apple Sues OpenAI 00:18:00 Trade Secret Law Explained 00:28:00 Settlement or Long Fight 00:35:00 OpenAI Home Device Doubts 00:42:00 Smartphone Platform Lessons 00:50:00 Pixel Colors and Naming 00:52:00 OnePlus Retreat Explained 00:55:00 Carriers and iPhone Lock In 01:05:00 Brendan Carr Bribery Scandal 01:14:00 Emoji Lightning Round 01:18:00 X Algorithm Rediscovery 01:23:00 Foothills Of Singularity 01:29:00 Paramount Merger Spin 01:33:00 Wrap And Plugs Learn more about your ad choices. Visit podcastchoices.com/adchoices

Chick and Trags fill in for Lance and begin some Bengals discussion! They speak with Tim McGee and Joe Frederick while analyzing the roster, front office, coaches, and more!See omnystudio.com/listener for privacy information.

YES THIS IS THE CORRECT PODCAST! Don't be confused - this podcast was first named "Grace in Progress," so that's what you will hear in this throwback episode, and we are going all the way back to 2019 for this one! This information feels even more relevant today as I have so many people in my life walking through heavy seasons and relying on vital friendships like the ones mentioned in this episode.We all have many different types of friends (acquaintances, coworkers, neighbors, etc), but this episode dives into a special type of friend that I call a "mat carrier," based on the miracle story in Mark 2. Learn what this important friend looks like with 5 characteristics of a mat carrier, and how to recognize/apply these characteristics in your life.Bible verse:https://www.biblegateway.com/passage/?search=Mark%202:1-12;&version=NIV

In this episode of Everything is Logistics, Blythe talks with Tapan Chadhar, CEO of Hey Bubba, about how voice AI is being built specifically for fleets, truckers, and carriers.Hey Bubba acts as an AI brain for trucking companies. It sits on top of TMS, email, phone calls, telematics, load boards, and driver communication tools to help fleets book freight, negotiate loads, talk to brokers, update drivers, and manage daily operations.They cover:Why Hey Bubba was built specifically for fleets and owner-operatorsHow voice AI changes the way drivers interact with trucking technologyWhy email is still the operating system for many small carriersHow Bubba can help search load boards, call brokers, and negotiate freightHow driver workflows can move from screens and typing to voice conversationsWhy access to clean operational data matters for larger fleetsHow carriers should think about AI adoption without overcomplicating itThis conversation is part of the CargoRex AI Use Cases in Logistics guide, featuring real examples of how logistics companies are using AI across freight, warehousing, procurement, visibility, and operations.Read the full guide here:https://cargorex.io/research/ai-use-cases-in-logistics/LINKS:Hey Bubba:https://baba.aiCargoRex AI Use Cases in Logistics Guide:https://cargorex.io/research/ai-use-cases-in-logistics/ -----------------------------------------THANK YOU TO OUR SPONSORS!SPI Logistics has been a Day 1 supporter of this podcast which is why we're proud to promote them in every episode. During that time, we've gotten to know the team and their agents to confidently say they are the best home for freight agents in North America for 40 years and counting. Listen to past episodes to hear why.CargoRex is the search engine for the logistics industry—connecting LSPs with the right tools, services, events, and creators to explore, discover, and evolve.Digital Dispatch maximizes and manages your #1 sales tool with a website that establishes trust and builds rock-solid relationships with your leads and customers. 

Before a truck gets shut down... Before the lawsuit... Before the six-figure insurance renewal... Before the FMCSA audit... The warning signs are almost always there. The problem? Most carriers don't see them until it's too late. On this episode of Brake Check, we tackle one of the biggest questions in trucking today: Why do 93% of carriers fail an FMCSA audit with at least one violation—and what are the safest fleets doing differently? Joining us are two experts who see trucking safety from completely different angles. Ann Wasson, Founder of Wasson Consulting Group and Certified Director of Safety, breaks down what FMCSA auditors are really looking for, the HOS and ELD mistakes carriers make every day, the compliance failures that fuel nuclear verdicts, and how to prepare before regulators ever come knocking. Then Sam Watts, Director of Safety & Loss Control at Ten Four Truck Insurance and founder of Wattsmen Diesel House, explains why safety isn't just about avoiding violations—it's about lowering insurance costs, building a culture drivers actually believe in, coaching instead of punishing, and why too many fleets mistake paperwork for protection. Inside this episode: Why only 7% of carriers pass an FMCSA audit clean The biggest compliance mistakes hiding in plain sight What FMCSA's data is already saying about your fleet HOS & ELD mistakes that trigger enforcement The truth about safety culture vs. compliance theater What insurance companies really look for before writing coverage Why some fleets keep paying higher premiums—and don't realize they're causing it Coaching drivers instead of chasing violations The maintenance shortcuts that become expensive roadside inspections How to protect your business before an audit, crash, or lawsuit forces you to Whether you run one truck or one thousand, this episode could save you from your next audit, your next claim, or your next insurance renewal. Subscribe for more FreightCasts, trucking news, and real talk from the front lines of the trucking industry. ⁠Follow the Brake Check Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Introduction What happens to a $114 billion market when six people head toward retirement for every one person coming in behind them? That is the question hanging over the MGA channel, and it sits at the center of Vertafore's 2026 MGA Workforce and Technology Report. Josh Hollander sits down with Emily McGinn, who runs Vertafore's MGA & Wholesale business unit, to dig into what a survey of nearly 200 MGA leaders says about succession, operational discipline, and where AI is already paying for itself. Guest Bio Emily McGinn is SVP & General Manager of the MGA & Wholesale business unit at Vertafore, one of the largest insurance technology providers in North America, where she runs product development, professional services, and customer service for the segment. She came to insurance nine months ago from telecom and technology operations leadership at Zayo, Lumen, and Windstream, which gives her an outsider's read on an industry that keeps its people for decades. Key Topics -The demographic cliff - 67% of the MGA workforce is 44 or older, only 4% is under 28, and the ratio of workers 55-plus to workers under 25 runs about six to one. -What walks out the door first - Carrier and agency relationships built over three or four decades, plus underwriting judgment that has seen full market cycles, are the things technology cannot replace. -Growth is moderating, and it changes the playbook - MGA premium growth has cooled from double digits to single digits, so premium volume alone no longer covers for thin operational discipline. -Operational excellence is now a carrier mandate - Carriers are demanding clean data, real governance, and bordereau reporting that ties out, and they are choosing MGA partners accordingly. -Where AI pays for itself today - Vertafore's email ingestion agent reads unstructured submissions and fills the application automatically, turning 20 minutes of data entry into a three-minute review. -Tech-first MGAs are table stakes, not a threat - The startups are pushing everyone to move faster, but the winners still need the industry foundation first and the technology on top. 2026 as the adoption inflection - 21% of surveyed MGAs use AI today and 50% plan to adopt soon, and Emily believes those numbers were already stale within months of the survey. Notable Quotes "The ratio is about six people 55-plus to one person under 25." "It used to take you twenty minutes to read these PDFs and data-entry this all in. Now it takes seconds. You review it in three minutes to make sure it's right and move on." "If you just start with the technology, you're probably not going to win." "The MGAs that didn't make it, it was often a data issue. They lost the carrier's trust." Resources Guest: Vertafore: https://www.vertafore.com/ Emily McGinn on LinkedIn: https://www.linkedin.com/in/emily-dempsey-mcginn/ Host & Organization: Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ Horton International (USA): https://www.horton-usa.com/ Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Podbean, Apple Podcasts, and Spotify.

Five Japanese mobile phone carriers said Wednesday that they will postpone offering mobile phone numbers with the new prefix of 060, initially slated to be introduced in July or later.

In this episode of Everything is Logistics, Blythe talks with Tom Curee, President at Qued, about why freight appointment scheduling is still one of the most stubborn problems in logistics.Qued focuses on appointment scheduling for brokers, carriers, and shippers. The platform connects into existing TMS workflows so users can automate scheduling, manage exceptions, and build trust through visibility instead of forcing teams into another portal.They cover:Why appointment scheduling creates so much back-and-forth for logistics teamsHow many times a single appointment usually gets touchedWhy user trust matters when automating freight workflowsHow Qued uses audit logs to show every step of the scheduling processWhy the best appointment is not always the appointment a team thinks it wantsHow natural language rules help Qued scale complex scheduling logicWhy logistics companies should prioritize tech that improves the customer experienceThis conversation is part of the CargoRex AI Use Cases in Logistics guide, featuring real examples of how logistics companies are using AI across freight, warehousing, procurement, visibility, and operations.Read the full guide here:https://cargorex.io/research/ai-use-cases-in-logistics/LINKS:Qued:https://qued.comCargoRex AI Use Cases in Logistics Guide:https://cargorex.io/research/ai-use-cases-in-logistics/ -----------------------------------------THANK YOU TO OUR SPONSORS!SPI Logistics has been a Day 1 supporter of this podcast which is why we're proud to promote them in every episode. During that time, we've gotten to know the team and their agents to confidently say they are the best home for freight agents in North America for 40 years and counting. Listen to past episodes to hear why.CargoRex is the search engine for the logistics industry—connecting LSPs with the right tools, services, events, and creators to explore, discover, and evolve.Digital Dispatch maximizes and manages your #1 sales tool with a website that establishes trust and builds rock-solid relationships with your leads and customers. 

Something strange has happened to Fleet Carriers in the past week or so. And it's having a severe impact on colonisation efforts.

Introduction What makes an underwriter act on an AI's answer? Not the accuracy of the model, according to Stan Smith, but whether the person can see how the model got there. Josh Hollander sits down with the founder and CEO of Gradient AI, whose platform is trained on a contributory data lake of tens of millions of policies and claims, to talk about explainability as the last mile of AI adoption, what regulators actually want to see, and the A/B test that put a hard dollar figure on AI-managed claims. Guest Bio Stan Smith is the founder and CEO of Gradient AI, which builds AI that insurers use to underwrite risk and manage claims across both P&C and health. He started the business inside Milliman, bought it out in 2018, and has since raised roughly $90 million in growth capital and grown from about a dozen clients to several hundred. Before Gradient, he built a machine-learning startup that predicted supplier performance from pooled supply chain data, the same contributory model that now powers Gradient's data flywheel. Key Topics -Explainability is the last mile - A correct number the underwriter cannot interrogate gets ignored, and a number with visible reasoning gets used, disagreed with productively, and trusted over time. -What regulators actually want - They are not auditing the math; they regulate inputs and outputs, with the sharpest focus on personal lines, like Massachusetts barring personal credit in personal auto underwriting. -GLMs versus AI - Linear models stay popular because they are explainable, but they miss subtleties in the signal, and Stan argues that trade-off costs accuracy the industry does not have to give up. -The $7 million A/B test - A large self-insured employer held part of a roughly 20,000-claim book out of Gradient's claims management and measured $7 million in savings on the AI-managed side. -The contributory flywheel - Clients share data because Milliman-era trust made it safe, and the pooled data makes every client's models better, which is what in-house builds cannot replicate. -The MVP trap - Carriers that build internally usually stall at a minimally viable product, over budget and behind schedule, while vendors iterating across hundreds of clients keep compounding. -What got us here won't get us there - Stan's scaling mantra: priorities, execution discipline, and accountability have to change every year, without losing startup speed. Notable Quotes "If the person is not confident as to how the model came to that conclusion, they can just pass, even though the model might have given them some important directional information." "They measured a seven million dollar improvement in their loss costs on the claims we were managing versus the claims in their A test." "What they build in-house tends to be a minimally viable product. They've told me this. I haven't said it to them." "My constant mantra to the team is: what got us here won't get us there." Stan Smith Resources Guest: Gradient AI: https://www.gradientai.com/ Stan Smith on LinkedIn: https://www.linkedin.com/in/stan-smith-5029246/ Host & Organization: Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ Horton International (USA): https://www.horton-usa.com/ Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Podbean, Apple Podcasts, and Spotify.

What if the answer to your greatest need is already found in the King you belong to?When life feels uncertain, overwhelming, or dark, it's easy to wonder if God has forgotten you. In this encouraging message from Isaiah 9, Kristel Ward reminds us that Jesus is not only our Savior—He is our Wonderful Counselor, Mighty God, Everlasting Father, and Prince of Peace. These aren't just beautiful titles. They reveal who Jesus is and what His Kingdom provides for every believer. Discover how every promise of God flows from His character and why, no matter what you're facing, there's a promise for that.In this message you'll learn:-How Isaiah's prophecy speaks to seasons of fear, disappointment, and uncertainty-What the throne names of Jesus reveal about His Kingdom -Why the Kingdom of God is within every believer-How faith unlocks God's promises in everyday life-Four biblical declarations you can begin speaking over your life today.If you've been feeling forgotten, anxious, overwhelmed, or spiritually weary, this message will encourage you to fix your eyes on Jesus—the Light who has already come.

WHEN BROKERS HIDE VEHICLE SPECS FROM CARS THEY POST ON LOAD BOARDS BECAUSE SCAMMERS ARE HACKING CARRIER ACCOUNTS AND POSING AS DRIVERS, IT'S OBVIOUS WE NEED A DISPATCH ANTIVIRUS SO HAULERS CAN FOCUS ON SHIPPING YOUR CAR. This is Industry Logistics on ATI

Some carriers are surviving 2026. Others are quietly disappearing. The difference isn't luck. It isn't fleet size. And it isn't who has the newest trucks It's who has better information. On this episode of Brake Check, we pull back the curtain on what the data is really saying about today's freight market—and the hidden operational mistakes quietly costing carriers money every single day. Joining us: Sean Dehan – VP of Corporate Strategy & Development at Truckstop, breaks down what Truckstop's data is revealing about freight demand, rates, fraud, heavy haul, and the market trends every carrier should be watching. Robert Bain – Director of Partnerships & Senior Consultant at GLCS, exposes the hidden technology gaps, broken processes, cybersecurity risks, and operational blind spots that keep carriers from reaching their full potential. We cover: Where the freight market is really headed The biggest mistakes carriers make with load boards Freight fraud red flags every carrier needs to know Hidden profit leaks inside trucking companies Cybersecurity threats hitting carriers today Why some fleets grow while others quietly fail The operational changes that separate surviving from thriving If you're an owner-operator, fleet owner, dispatcher, operations manager, or anyone serious about building a stronger trucking business, this is an episode you don't want to miss. Which challenge is costing carriers the most right now—freight, fraud, technology, or operations? Drop your answer in the comments. Like, subscribe, and share with another carrier who needs to hear this. #Trucking #OwnerOperator #Freight #Logistics #Truckstop #FreightMarket #LoadBoards #SmallBusiness #SupplyChain #BrakeCheck ⁠Follow the Brake Check Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

On an abbreviated Sports Talk before the Reds game, Lance talks World Cup with Tommy Gelehrter and interviews UC Football offensive lineman Evan Tengesdahl.See omnystudio.com/listener for privacy information.

On an abbreviated Sports Talk before the Reds game, Lance talks World Cup with Tommy Gelehrter and interviews UC Football offensive lineman Evan Tengesdahl.See omnystudio.com/listener for privacy information.

Late notice to an excess carrier is one of those “small” steps that can explode into a coverage dispute at the worst possible time, like right before mediation or on the eve of trial. We talk through why excess claims notification is getting tougher in today's market and how retail agents can protect their clients and themselves when a claim starts creeping toward the tower.We're joined by CRC Group's claims pros who live this every day: Dave Gilfillian, Chief Claims Officer and leader of Claims Advocacy, Ari Shapiro, Claims Advocacy Director, and Cammie Powell, Senior Claims Coordinator. Together, we unpack what's driving bigger claims, how plaintiff expectations and litigation funding can change the exposure curve, and why excess carriers are more likely to take a hard line on late notice. We also explain the concept of “prejudice,” how state law affects the analysis, and what a reservation of rights letter can signal when notice comes in too late.We also challenge a dangerous assumption: “follow form” does not automatically mean “same rules.” Excess policies often include pages of exceptions, unique notice provisions, and surprises around defense costs and endorsements, especially in complex towers with multiple carriers. Our practical takeaway is straightforward: when the thought pops into your head that excess might be involved, send notice, document it clearly, and keep communication moving so no layer is blindsided. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

Life is never straightforward for network planners, it seems. First, they had to navigate the ad hoc opening and closing of borders to work out where they could fly during the Covid years. That assumed they could fly there direct, without conflicts restricting market and airspace access, and that they could get hold of an aircraft to put on the route – and enough spare parts to keep it flying. Now, they must factor in whether they can still afford to fly a route as fuel costs, one of the few benign elements of recent years, have surged following the outbreak of the Iran conflict. And worse may yet lie ahead, if the Strait of Hormuz remains disrupted and starts limiting jet fuel availability. While the situation in the Middle East could change in an instant, and carriers in the region have already made progress in rebuilding operations, the impacts on the industry will take longer to play out. Airlines are braced for jet fuel prices to remain elevated for the foreseeable and that puts the viability of routes under pressure. Carriers have already slowed growth expectations for this year and cut capacity at the margins. Some are accelerating the withdrawal of older or wet-leased aircraft and more of the same seems likely to follow in the winter. The extent to which capacity cuts and network changes will proliferate depends not just on oil price developments, but also on how much of the increased fuel costs can be recaptured through higher fares. Initially, at least, airlines around the world have reported encouraging signs as demand has remained strong even with increased fares. Capacity levels are also likely to be negatively impacted by cuts or failures among struggling airlines. The crisis has already proved the final straw for US discounter Spirit Airlines, which pulled the plug on restructuring efforts at the start of May. If there is no respite on fuel costs, carriers with weak balance sheets or limited hedging in place will find the pressure ratcheted up after the Northern Hemisphere summer peak. Against this backdrop, when network planners met for Routes Europe in the Italian resort city of Rimini, most were planning for multiple scenarios. But the experiences the industry has been through since the start of the decade mean market uncertainty and adversity have almost become business as usual. Italy was an apt place for network planners to meet, given the popularity of the country. This summer has seen a string of new routes, both in short-haul networks from expanding low-cost carriers and on long-haul flights with some eye-catching new transatlantic links. Many of these routes are fuelled by new aircraft technology, serving as a reminder of the network opportunities that remain if the fuel crisis does not derail the industry.

Lance talks Reds with Charlie Goldsmith and Tyler Bradshaw of the Nuxhall Miracle League. He also takes your calls on Crosley Field memories.See omnystudio.com/listener for privacy information.

Need more time to grow your business?Hire Heroes connects insurance professionals with vetted virtual assistants, so you can focus on clients—not admin work.

Lance talks Reds with Charlie Goldsmith and Tyler Bradshaw of the Nuxhall Miracle League. He also takes your calls on Crosley Field memories.See omnystudio.com/listener for privacy information.

0:00:00 Introduction. 0:00:15 President's Message; Delivering more than the mail to our communities. 0:05:12 News from Washington 0:12:07 NALC, USPS head to mediation on new collective-bargaining agreement 0:16:13 For your information; CCA relative standing and conversion to career 0:23:44 National Convention Updates; Things to do in Los Angeles 0:49:53 Helping when it's needed most 0:57:55 Leadership Academy founder encourages grads to make themselves, their union stronger 1:03:04 Running with purpose 1:09:07 Retirement savings made simple 1:27:06 Carriers and the mail make news online 1:30:57 Proud to serve; Honoring heroic carriers 1:36:48 President appoints Region 4 national business agent 1:38:18 NALC Building Corporation—Property acquisitions by Executive Vice President Paul Barner 1:44:38 Unity by Vice President James D.Henry 1:48:26 Important reminders for branch officers by Secretary-Treasurer Nicole Rhine 1:54:35 The face of the Service by Assistant Secretary-Treasurer Mack I. Julion 1:58:37 City Delivery updates by Director of City Delivery Christopher Jackson 2:06:20 Buckle up for safety by Director of Safety and Health Manuel L. Peralta Jr 2:11:48 Frequently asked retirement questions by Director of Retired Members Dan Toth 2:18:44 The Mutual Benefit Association 2025 financial report by Director of Life Insurance James W. “Jim” Yates 2:19:46 Men's health by Director of Health Benefits Stephanie Stewart 2:25:36 Contract Talk; Overtime equitability 2:38:41 FECA Transmittal 26-2: Making the claims process more difficult for injured letter carriers by Regional Workers' Compensation Assistant Coby Jones 2:46:42 UNI Post & Logistics Universal Service Conference by Research Director Holly Feldman-Wiencek 2:54:01 MDA Report; MDA raffle tickets 2:55:17 Veterans Group; Wounded Warriors Leave rights 3:04:44 Veteran profile: Paul Trzeciak

Introduction The rules that governed software pricing for a decade are breaking down. Per-user SaaS models made sense when users were people. Now that AI is automating those seats, the pricing logic collapses — and carriers, brokers, and insurtech vendors are all rethinking the economics at the same time. Michael Nadel is a partner and head of the global insurance practice at Simon-Kucher & Partners. He joined Josh Hollander for his second appearance on the show to dig into what the AI era is actually doing to monetization — from the pricing mistakes early movers keep making, to why outcome-based models are harder to execute than they are to sell, to a 50,000-session LLM shopping simulation that revealed what could become the next SEO arms race for insurance carriers.   Guest Bio Michael Nadel is a partner and head of the global insurance practice at Simon-Kucher & Partners, a global strategy consultancy focused on growth, pricing, and monetization. Before consulting, he spent time at CNA in strategy and innovation, and earlier led large-scale financial services implementation work at Accenture. He advises carriers, brokers, MGAs, and insurtech vendors on pricing strategy, and co-hosts an annual monetization masterclass at InsureTech Connect.   Key Topics From offense to defense — A year ago, clients asked how to monetize new AI features. Today the questions are more defensive: how does AI threaten my core product, my pricing model, and my existing revenue base? The two biggest AI pricing mistakes — Pricing before understanding what customers actually value, and jumping to outcome-based models before you can define or reliably deliver the outcome. Outcome-based pricing is the destination, not the shortcut — Buyers love paying only when value is delivered. The problem is definitional complexity — what counts as the outcome, who controls it, and what happens when results fall short. AI spend that looks like RPA in new packaging — Carriers running well-designed AI programs focus on workflow economics, not technology for its own sake. The recommended split: 70% on high-value workflow automation, 20% on data and governance, 10% on exploratory bets. GEO: the next SEO — Simon-Kucher simulated 50,000 insurance shopping sessions across 50 consumer personas and three major LLMs. What gets a carrier recommended by an LLM is not the same as what gets them ranked on Google. CMOs need to decide how to treat LLMs as a distribution channel now. Services businesses face the same disruption — Pure labor arbitrage is structurally challenged by AI. Firms that survive will combine domain expertise with AI-enabled delivery and evolve from vendors to partners.   Notable Quotes "You need to understand what people value before you prescribe a price. But very often, people build something, bring it to market, and then try to figure out why it isn't selling." "Automating a bad process simply creates a faster bad process." "It's not replacing system X with system Y — it's changing the way you work fundamentally. Orange juice to lemonade. Not a better way to make orange juice." "Last year, roughly one percent of our traffic came from LLMs. This year it was roughly five percent and increasing."   Resources Guest: Simon-Kucher & Partners: https://www.simon-kucher.com Michael Nadel on LinkedIn: (verify and add URL) Host & Organization: Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ Horton International (USA): https://www.horton-usa.com/ Insurtech Leadership Podcast: https://www.linkedin.com/showcase/insurtech-leadership-show   Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

In this powerful episode of the Time for Teachership podcast, Lindsay Lyons talks with Dr. Darla Bishop, educator, public health advocate, and author, about how families and schools can partner together to build financially confident kids from preschool through adolescence. Dr. Bishop shares why children are the carriers of social change, how everyday errands can become rich financial literacy lessons, and what teachers and families can do right now to start conversations about money that build independence, responsibility, and community-mindedness. You'll walk away with: Practical scripts for handling "Can I have this?" moments at the store A developmental roadmap for teaching money from pre-K to high school Ways teachers can invite families into math and money learning A powerful reflection exercise to examine your own "money rules" A surprising statistic about teachers and long-term wealth This episode is a must-listen for educators, parents, and anyone who wants to raise kids who understand money, make thoughtful choices, and feel empowered—not stressed—about finances.   What You'll Learn in This Episode Why kids can drive generational change in financial habits How to turn everyday shopping trips into money lessons The difference between saying "We can't afford that" vs. teaching price awareness How financial literacy supports independence and decision-making Simple ways teachers can partner with families around money conversations Why handling real coins and cash still matters for learning How financial lessons evolve from early childhood through teen years The hidden financial advantage many teachers have A reflection activity to uncover your personal money mindset   Get Your Episode Freebie & More Resources On My Website: https://www.lindsaybethlyons.com/blog/263   Connect with guest Dr. Darla Bishop  Website: https://darlabishop.com 

Lance talks with Paul Dehner, Jr. about some recent comments by Joe Burrow comparing the Bengals to his legendary 2019 LSU team. He also gives his own thoughts on the comments and the state of the team, talks Reds notes and injury updates, and discusses Father's Day sports memories.See omnystudio.com/listener for privacy information.

Introduction Carriers have spent decades building underwriting models on structured data - loss history, credit scores, telematics - while ignoring one of the richest signals available: how people actually behave when they fill out an application. ForMotiv was built on the premise that digital body language is predictive, and after nearly a decade of proving it, the company just hit profitability. Woody Klemmer is the co-founder and Head of Growth at ForMotiv, a behavioral analytics platform now embedded across the majority of the top ten U.S. carriers. In this conversation, Josh Hollander and Klemmer dig into the growth paradox carriers can't escape, what agentic AI fraud actually looks like at the application layer, and why the build-versus-buy math on behavioral data almost always favors buying. Guest Bio Woody Klemmer is the Co-Founder and Head of Growth at ForMotiv, a behavioral analytics platform purpose-built for the insurance industry. ForMotiv captures digital body language - hesitations, edit patterns, corrections, and interaction behaviors - from online applications and turns them into real-time signals for conversion, risk, and fraud decisions. Klemmer has spent nearly a decade growing the business from a direct-to-consumer tool to an enterprise-wide behavioral intelligence layer serving the majority of the top ten U.S. carriers. Key Topics The growth paradox — Every tactic carriers use to grow inadvertently lowers the barrier for misrepresentation and fraud. The impact catches up 12 to 24 months later in loss ratios. ForMotiv's thesis is that behavioral intelligence can break this either/or dynamic between growth and risk. Intent is two-dimensional - Conversion likelihood on one axis, risk profile on the other. A high-intent applicant who backed into their garage is a fundamentally different underwriting risk than one who just bought a new car. The Year of the Agent - ForMotiv sold more agent-related solutions than direct solutions for the first time in 2024. Agents know underwriting thresholds and how to game the system. Agent scorecarding and benchmarking tools are now being used for fraud detection, SIU referrals, and new hire training. Enterprise intent - In 2026, ForMotiv embeds across the full policy lifecycle from first quote to claims, providing a unified behavioral thread across systems that have traditionally been siloed. Agentic AI detection is live - ForMotiv can identify when an AI agent is completing an application. Carriers are still deciding what to do with that signal, but the detection capability exists today. First-party data as a model input - Carriers incorporating ForMotiv's behavioral dataset into existing predictive models are seeing measurable jumps in predictive lift from a genuinely novel data source. Notable Quotes "Carriers are faced with what we call a growth paradox - the mechanisms they use to grow inadvertently increase risk. And that usually catches up 12, 18, 24 months later." "We had a carrier say the quiet part out loud: our worry is we're getting the bad business that you're helping protect the other carriers from." "When people ask who our biggest competitors are, I always say bandwidth and budget. We're sunscreen - protective, but not a necessity until we're integrated." "The JavaScript component isn't the value. What we've done over a decade is feed it all back to you in 40 milliseconds." Resources Guest: ForMotiv: https://www.formotiv.com Woody Klemmer: https://www.linkedin.com/in/woodyklemmer/ Host & Organization: Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ Horton International (USA): https://www.horton-usa.com/ Insurtech Leadership Podcast: https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

Lance talks with Paul Dehner, Jr. about some recent comments by Joe Burrow comparing the Bengals to his legendary 2019 LSU team. He also gives his own thoughts on the comments and the state of the team, talks Reds notes and injury updates, and discusses Father's Day sports memories.See omnystudio.com/listener for privacy information.

If you prefer to watch the video you can find it at the bottom of this webpage. Episode Sponsors: Guardian Nation – https://www.guardiannation.com ConcealedCarry.com – https://www.concealedcarry.com About This Episode: We discuss major updates to ConcealedCarry.com, including a site reorganization that consolidates tools and resources into clearer sections and makes navigation and search easier across the platform. We walk through the six core hubs — Shop, Learn, Train, Laws, Resources, and Help — and explain how the Learn and Train hubs organize articles, podcasts, videos, courses, dry fire materials, class directories, and the Guardian Conference. We also cover the Legal Hub in detail, including improved state law pages, reciprocity maps, legal reference topics, and state-specific summaries, along with the distinction between permit reciprocity and permitless carry. Finally, we review the updated user dashboard, Guardian University, the business directory, and Guardian Nation membership, with a brief mention of upcoming Independence Day plans. As always, any questions or suggestions for future episodes can be submitted to podcast@concealedcarry.com! Thanks for Listening! Thanks so much for joining us this week. Have some feedback you'd like to share? Leave a note in the comment section below. If you enjoyed the podcast the biggest compliment you could give us would be to subscribe to future episodes via a podcast app on your phone or via iTunes. You can find past podcast episodes by clicking here. Video Recording: Press PLAY on the video below to watch the video recording! {"@context":"https://schema.org","@type":"VideoObject","@id":"https://www.concealedcarry.com#/schema/video/4251340","name":"S13E23: New & Easy Resources for Concealed Carriers","description":"Concealed Carry Podcast brought to you by HK - "S13E23: New & Easy Resources for Concealed Carriers" Episode Sponsors: -Guardian Nation -","thumbnailUrl":"https://i.ytimg.com/vi/J3uJXRcwbUI/maxresdefault_live.jpg","uploadDate":"2026-06-12T10:37:08-06:00","embedUrl":"https://www.concealedcarry.com/player-embed/id/4251340/?autoplay=0","duration":"PT55M41S","interactionStatistic":{"@type":"InteractionCounter","interactionType":{"@type":"http://schema.org/WatchAction"},"userInteractionCount":3}}

On this episode: Elam revisits painful memories and our protagonists embark on the final leg of their long journey.Thanks for listening! Subscribe and review us on Apple Podcasts or wherever you get your podcasts.Buy our short-story collection The Eyes Beneath My Father's House on Amazon and pre-order Tyler's debut novel West By God from The Henlo Press!Support us on Patreon or by purchasing some merch!Join the Discord!For more info and social media links, visit westsidefairytales.comArtwork by Yui Breedlove Hosted on Acast. See acast.com/privacy for more information.

By Doug Green “We want everybody to be a spam reporter.” In this special Cloud Communications Alliance and Technology Reseller News podcast, Doug Green speaks with Alex Quilici, CEO of YouMail, about the launch of the National Spam Reporting Center, a new consumer-facing resource designed to make it easier to report spam, scam calls, robotexts, and other suspicious communications. The new site, spamreporters.com, is intended to give consumers one simple place to report unwanted or fraudulent communications. Quilici says the problem today is confusion. If a consumer receives a text, robocall, or email impersonating a bank, retailer, insurance provider, or government agency, it is not always clear where that person should go or who should be notified. YouMail created the National Spam Reporting Center to simplify that process. Consumers can go to spamreporters.com, upload a screenshot or report, and YouMail can then use that information to help identify patterns, alert carriers, and support faster action against abusive campaigns. “The key thing is we act on them,” Quilici says. The podcast explores how these reports can benefit multiple groups. Consumers get a simple reporting path. Carriers can receive evidence about numbers or campaigns that may need to be shut down. Banks, e-commerce companies, insurers, and other frequently impersonated brands can gain better visibility into abuse targeting their customers. Quilici points to current scam activity around health insurance, Medicare, preapproved loans, and impersonation campaigns as examples of where consumer reporting can provide important signals. In some cases, consumer reports can help distinguish between legitimate communications and suspicious campaigns. The discussion also looks at the challenge facing legitimate businesses. Many organizations depend on calls and texts to reach customers about appointments, service updates, reminders, and other important matters. But when those calls are mislabeled as spam, consumers do not answer. That has led some legitimate businesses to use large pools of numbers in an effort to reach customers, a technique that can resemble the behavior of scammers. Quilici says better reporting and faster analysis can help reduce that confusion, protect consumers, and improve the ability of legitimate businesses to reach customers. YouMail does not expect the National Spam Reporting Center to eliminate the entire scam and spam problem. The goal is to reduce the damage by moving faster, using consumer-submitted reports, carrier relationships, and YouMail's existing data to identify abuse and support action before larger enforcement processes run their course. For service providers, enterprises, brands, and consumers, the message is clear: spam and scam prevention improves when more people can report what they are seeing and when that information can be acted on quickly. Learn more at spamreporters.com Learn more about YouMail at www.youmail.com  

Introduction Most distribution management tools were built in the nineties and haven't changed much since. Carriers and MGAs are onboarding agents manually, tracking licenses in spreadsheets, and managing compliance through email threads. Ido Deutsch spent nine years solving that problem from the inside - before realizing the solution was worth selling to the rest of the market. Deutsch is the co-founder of ProducerFlow, a distribution management platform that started as an internal tool at Agentero, the digital insurance network he helped build from a single client and barely a product in 2016 to a scaled distribution business. When carriers kept asking how Agentero was handling agent onboarding so efficiently, Deutsch knew the tool had a market of its own. ProducerFlow launched as a standalone product in March 2024. In this conversation, Josh Hollander and Deutsch dig into what carriers and MGAs consistently get wrong about distribution infrastructure, why the market no longer accepts SaaS-only tools, and why fixing your data before layering in AI is the only move that matters. Guest Bio Ido Deutsch is the Co-Founder of ProducerFlow and Head of Go-to-Market at Agentero, a digital insurance network connecting carriers, MGAs, and independent agencies. A serial entrepreneur who grew up in Israel and built three companies before moving to the US in 2014, he joined Agentero's founder Luis Pino while still at Berkeley's MBA program and spent the next nine years building the company's distribution network and technology from scratch. ProducerFlow, launched in 2024, automates agent onboarding, licensing, compliance, and distribution management for carriers and MGAs. Key Topics • Built from necessity, not theory - ProducerFlow wasn't designed in a whiteboard session. It was built because Agentero was onboarding hundreds of agencies a month and couldn't keep up manually. The existing market solutions were either too old, too rigid, or too expensive. So they built their own, and carriers started asking to use it. • The best clients are switching from something - Deutsch's most successful clients aren't building from scratch. They've already tried one of the legacy tools, overpaid, been underdelivered, and are ready for something that actually integrates with their existing stack. That frustration is the clearest buying signal. • SaaS-only is no longer enough - The market has shifted. Carriers don't want a tool; they want an outcome. ProducerFlow offers a full managed service for clients who want to outsource compliance entirely, or infrastructure-only for those who want to run it themselves. The key insight: whoever wins in distribution tech has to be willing to do the work, not just sell the platform. • Fix the data before you touch the AI - Deutsch's consistent message across the conversation: AI is only as good as the data it runs on. He's seen top-five carriers and major brokers with years of data that's disorganized, siloed, and hard to query. Layering AI on top of bad infrastructure gives confident wrong answers. Fix the foundation first. • Speed to onboard is the core metric - The time from meeting a new agency to the moment they can quote and bind is ProducerFlow's north star. Faster onboarding means better agent experience, higher retention, and more written premium. Everything else is secondary. • The CIO is gaining ground - Deutsch has watched the power dynamics inside carrier organizations shift. Head of AI titles are proliferating, but the real influence is moving toward CIOs and information security leaders as data privacy, AI governance, and "where does my data go" questions dominate every sales cycle. Notable Quotes "We couldn't find anything that worked for us. So we built our own. And then carriers started asking, how do you do that?" "Our best clients typically tried the solution already. They overpaid, were underdelivered, and then they see how ours works. We try not to over promise, but we definitely over deliver." "The market doesn't really accept SaaS-only tools anymore. They want you to solve an outcome, replace a whole function, and do the work." "Fix your data and fix how you look at things. Everything is going to be based on that. AI is only as good as your infrastructure. If the data isn't right, it will just give you very confident answers that are wrong." Resources Guest: • ProducerFlow: https://www.producerflow.com • Ido Deutsch on LinkedIn: https://www.linkedin.com/in/ido-deutsch/ Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

#darkness #lightoftheworld #Jesus What is influencing us? As followers of Christ, we aren't called to blend into the darkness. We are carriers of divine intelligence-bringing God's truth, wisdom, discernment, and light into every room we enter, that's what this message by Pastor Alex Klimchuk is about. Ephesians 5:8-14, John 8:12   ✨ Don't forget to LIKE, COMMENT, & SUBSCRIBE!   Please follow our websites for more! Website: http://www.newlifechurchsf.org/ Facebook: https://www.facebook.com/NewLifeSF/ Youtube: https://youtu.be/7Ig-qXgVAmE/ Pastor Alex Klimchuk New Life Church 500 S 1st Ave Sioux Falls, SD 57104

Introduction Most insurers say they want to be innovative. Fewer have a systematic way to know what's worth pursuing, who's building it, and whether they should partner, invest, or simply wait. Matt Connolly has spent ten years building the answer to that problem. Connolly is the founder of Sønr, a global market intelligence platform that tracks over five million companies and helps insurers, reinsurers, and brokers make better decisions about innovation and technology. Working with fifty-plus tier-one carriers—from Travelers and Liberty Mutual to Munich Re, Allianz, and Tokio Marine—as well as brokers like Guy Carpenter and WTW, Sønr sits at the intersection of the startups changing the industry and the incumbents that need to understand them. In this conversation, Josh Hollander and Connolly dig into where innovation intent breaks down inside large carriers, the four points where value leaks out of a corporate innovation process, why POC purgatory is a symptom not the disease, and how Sønr 2.0 is bringing market intelligence to operators who've been tasked to innovate but not given the tools to do it. Guest Bio Matt Connolly is the Founder and CEO of Sønr, a global insurtech market intelligence platform used by fifty-plus tier-one insurers, reinsurers, and brokers worldwide. Founded ten years ago, Sønr tracks over five million companies and has built a proprietary data set on insurance innovation unavailable to general AI platforms. He also hosts his own podcast interviewing innovation leaders from major global carriers. Sønr now generates half its revenue from North America and recently made its first US hire. Key Topics • Where innovation intent breaks down — At the CEO level. Without clear sponsorship and direction from leadership, innovation functions become disconnected from real business priorities. Ten years of data backs this up. • The four value leaks — Not understanding trends, poor scouting discipline, year-long POCs that should be three weeks, and failing to move from POC to pilot to scale. Each is a distinct failure mode with a distinct fix. • POC purgatory — Mature innovation programs are running more POCs than ever but scaling fewer. The root cause is almost always people: wrong sponsors, wrong internal champions, or wrong startup for the actual need. Sønr's fix: a one-day workshop to build a mini business case before a three-week POC begins, with KPIs and go/no-go criteria agreed upfront. • The decentralization of innovation — Carriers that once had centralized innovation functions have spread that mandate across underwriting, claims, and distribution—but capability hasn't followed. Operators have been tasked to innovate with no networks, no tooling, and no experience. This is the gap Sønr 2.0 addresses. • Sønr 2.0 and the Emerging Trends Academy — A simple front-end into ten years of proprietary insurance innovation data, priced for operators not just innovation teams. The Emerging Trends Academy goes deeper: cross-industry groups going deep on specific trends with startups, carriers, consultants, and academics in the same room. • The data moat — Ten years of tracking every company, trend signal, and client engagement within insurance innovation. Data that Connolly notes even Anthropic or OpenAI simply can't access. That compounded intelligence sits behind both the platform and the research offering. Notable Quotes "Don't go with the startup that is the best salesperson. Do the scouting properly—where are they based, what's their culture, who are their people, does the technology align to your needs?" "POC purgatory. We're seeing mature innovation businesses doing more POCs than ever but not moving beyond them. The answer is often the people." "The data we sit on is not available to anybody else. It's compounded intelligence from ten years. Anthropic or OpenAI simply can't get to it." "If you don't get your direction right from the top, the value leak is going to be huge later on. Just start in the right place." Resources Guest: • Sønr: https://www.sonr.io • Matt Connolly on LinkedIn: https://www.linkedin.com/in/wearematt/ Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

Trouble in the Strait of Hormuz is pushing up the price of jet fuel, and impacting the airline industry's bottom line. The AP's Jennifer King reports.

Lance talks with author Chuck Mraz about his children's book "Baseball Stories for Kids," bemoans yet another mediocre start to the season for the Reds, suggests changes for the Bengals' Ring of Honor selection process, and takes your calls!See omnystudio.com/listener for privacy information.

Submissions can feel like a scavenger hunt: PDFs in one place, schedules in another, critical details buried in an email thread, and a clock ticking while you try to meet client expectations. We wanted to dig into what actually helps, not another tool that creates more work. So we sat down with Leah Herman, product manager for CRC's Ready Intel, to talk about how AI-driven insights and automation are reshaping the insurance submission and placement process for retail agents and CRC brokers.We break down what REDY Intel is at a practical level: an intelligence layer embedded across the CRC REDY platform that powers automated clearance, submission data extraction, Risk Insights, and Market Insights. We also get specific about what “data extraction” really means, including pulling underwriting fields like payroll, gross sales, vehicle schedules, and construction details, helping reduce missed information and the endless back-and-forth that slows quotes and binding.Then we go beyond speed. Risk Insights turns extracted fields plus context from the submission email into a summarized risk snapshot, giving brokers a head start on understanding exposures and identifying what is missing. Market Insights adds another layer by analyzing placement trends and carrier appetite to recommend better carrier matches, helping you market smarter and set clearer timelines with clients. Throughout, we come back to the same principle: technology should enhance relationships and specialty knowledge, not replace them.If you want faster clearance, stronger submission quality, and more data-driven placement decisions, listen now.  Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

Everyone keeps saying trucking is recovering. So why are carriers still closing their doors? Why are drivers still frustrated? Why do brokers think the sky is falling? And why does it feel like the people making money in freight are playing a completely different game than everyone else? On this episode of Brake Check, we're cutting through the noise and exposing what's really happening inside trucking in 2026. Michael Kroul, CEO of KTI, joins us to discuss freight markets, brokerage, shipper expectations, carrier relationships, technology, automation, and whether brokers will even exist in the next decade. Julie Bernard of New Legend Inc. joins us to talk driver recruiting, retention, onboarding, company culture, new equipment, and what drivers are actually looking for in today's market. We tackle:  The real state of the freight market  Why some companies are growing while others are disappearing  The future of freight brokers and 3PLs  Driver recruiting myths that need to die  Why retention matters more than recruiting  New trucks, technology, and the battle for driver talent  What trucking may look like over the next 5 years The freight market is changing. The winners are adapting. The losers are making excuses. The question is simple: Which one are you? Sound off in the comments: Who's under the most pressure right now .... Drivers, Carriers, or Brokers? And if you're in trucking, logistics, freight, supply chain, or transportation... Subscribe now because nobody is having these conversations like we are. #Trucking #Freight #Logistics #TruckDriver #OwnerOperator #FreightBroker #SupplyChain #Transportation #CDL #FreightWaves #BrakeCheck Follow the Brake Check Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Ryan Joyce, Co-Founder and CEO, GenLogs joined Grayson Brulte on The Road to Autonomy podcast to discuss how the intelligence community's playbook is being applied to trucking, building a ground truth layer for freight.For nearly two decades, Ryan recruited assets inside terrorist networks as a CIA case officer, validating in the physical world what sources claimed in the digital one. The trucking industry runs on the same data gap. Carriers self-report, telematics that can be modified, and bad actors claim trucks that are not on the road, with no one able to prove otherwise.GenLogs closes that gap with a nationwide network of privacy-enabled roadside cameras capturing just shy of twenty million images a day. The system uniquely fingerprints every truck in America and tracks it through changed DOT numbers, new decals, and swapped plates, exposing the chameleon carriers that burn down one identity and spin up another.That ground truth is reshaping how insurers underwrite risk, how brokers vet carriers, and how law enforcement recovers stolen freight. In one case, partial trailer data was enough to track and recover a trafficked minor. The same correlation engine now maps where every autonomous trucking company operates, which lanes they run, and whose trailers they pull.The future of freight will not be won by the operators who trust the digital record. It will be won by the operators who verify it against the ground truth.Episode Chapters00:00 From Tracking Terrorists to Tracking Trucks04:10 Building the Ground Truth Camera Network07:32 The Verification Layer for Insurance11:01 The Scale of Cargo Theft and Fraud14:16 Anomaly Detection and the Intelligence Playbook18:34 Combating Human Trafficking21:41 Fingerprinting Every Truck in America26:22 90-Day Snapshot of Six Autonomous Trucking Companies34:48 Protecting High-Value Loads41:13 The Future of GenLogs in an Autonomous Fleet45:04 AUTNMY AI--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Board-Certified Truck Accident Attorney David Craig exposes one of the most dangerous schemes in the trucking industry: chameleon carriers. These are trucking companies that dodge government shutdowns by changing their name, getting a new DOT number, and putting the same dangerous trucks back on the road. They're 3 to 4 times more likely to cause a fatal wreck.In this episode of Ask David, David sits down with Litigation Supervisor Ashley Napier to break down how chameleon carriers operate and why they're so hard to catch. They walk through real cases, including the McGill case near North Vernon, Indiana, where an insurance company helped a failing trucking company reorganize under a new name. The barn still had the old company name painted on it. Same trucks, same faulty brakes. Those brakes failed, killing two people.✔️ What chameleon carriers are and how they rebrand to avoid shutdowns✔️ Why they're 3 to 4 times more likely to cause fatal wrecks✔️ The McGill case: how an insurer helped a dangerous carrier reorganize✔️ Why federal insurance minimums haven't been raised since the 1980s✔️ How raising minimums to $5 million would force better screening✔️ What to look for when investigating a chameleon carrier wreckDavid Craig is one of only four attorneys in Indiana who is Board-Certified in Truck Accident Law by the National Board of Trial Advocacy, accredited by the American Bar Association. He has 39+ years handling semi-truck wreck cases.

Introduction   Non-weather water damage costs insurers $13 billion a year. Interior leaks account for 39% of all homeowner claims. And yet most carriers still treat prevention as a brochure recommendation—send the homeowner a discount offer, hope they find a plumber, and call it a program. Paul Vacquier thinks that's why it isn't working.   Vacquier is the founder and CEO of Beagle Services, a water security company that solves the last-mile problem carriers and homeowners can't solve on their own: getting leak detection hardware actually installed, monitored, and maintained. A California-barred litigation attorney turned insurtech operator, he built the insurance carrier playbook at Flow Technologies before Moen acquired it. What he learned there—that the technology exists but deployment at scale does not—became the genesis for Beagle.   In this conversation, Josh Hollander and Vacquier dig into why the installation gap is where loss prevention falls apart, how the industry is shifting from carrot to stick on water shutoff requirements, and what Beagle's work with carriers like PURE tells us about where prevention programs are actually headed.   Guest Bio   Paul Vacquier is the Founder and CEO of Beagle Services, a water security company operating across 17 states that installs, monitors, and maintains automatic water shutoff valves and leak detection systems for insurance carriers, brokers, and homeowners. Before founding Beagle, he built the insurance carrier go-to-market at Flow Technologies, which was later acquired by Moen (now Flow by Moen). He is a California-barred litigation attorney who came to insurtech through the startup world.   Key Topics   • The last-mile problem nobody solved — Leak detection technology has existed for over a decade. The gap isn't the hardware—it's professional installation, ongoing monitoring, and maintenance at scale. Carriers recommend devices; homeowners can't find qualified installers; the device sits in a box. Beagle exists to close that gap.   • From carrot to stick — Carriers are shifting from discount incentives ("send us a photo of your installed valve") to hard underwriting requirements at specific coverage thresholds. High-net-worth carriers like PURE have led the way. Standard lines carriers are following. The stick is now backed by data.   • The compliance illusion — A photo of an installed device and a paid invoice doesn't mean the system is on and actively protecting the home. The same problem exists with alarm systems: discounts are given, but nobody checks if the alarm was set before you left for vacation. Beagle's Watchdog product monitors device status—online, offline, alert conditions—in real time.   • What Beagle does with the data — Watchdog ingests alert data across every installed system: high pressure, small drips, thermal expansion risk, shutoff frequency, device connectivity. When an alert fires, Beagle dispatches a service visit to fix the underlying problem—toilet flappers, angle stops, pressure regulators—before it becomes a claim.   • Scaling a physical services business — Unlike SaaS, physical services don't go straight to margin as you grow. The key variable is drive time: how many installs can a technician complete per day in Atlanta, Los Angeles, or Dallas? Beagle grows market-by-market only when carrier partners generate enough demand to support a full-time local team, which drives economies of scale that lower costs for everyone.   • AI can't turn a wrench — Beagle uses AI for route optimization and operational efficiency, and is training internal models as a knowledge base for field technicians and customer service. But the core product requires humans on-site at every property. No bot can cut the pipe.   Notable Quotes   "Most carriers still treat prevention as a brochure recommendation rather than an operational program."   "You'd have a picture of the installed device and a paid invoice—but that doesn't necessarily mean the system is on and active protecting the home."   "The AI can't turn a wrench. No matter how smart the valves get, you still have to put it on. Until that day comes, we'll be here."   "Beagle's intent is to be a proactive, preventative maintenance plumbing company. All we do is referred-in work to help prevent leaks from occurring."   Resources   Guest: • Beagle Services: https://www.beagleservices.com • Paul Vacquier on LinkedIn: hhttps://www.linkedin.com/in/paulvacquier/   Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show   Subscribe & Review   If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

Pastor Nate Kosiba is preaching on being Carriers of the Name and Presence!

Lance talks with Miami basketball coach Travis Steele, Charley Frank of the Reds Community Fund, and Alex Buchheit about a sport called Townball. Additionally, he ponders the roster security of a few Reds players and discusses the Bengals Ring of Honor nominees!See omnystudio.com/listener for privacy information.

Military freight is one of the most misunderstood corners of trucking. Most owner-operators hear about Department of Defense freight and immediately assume: it's impossible to access, only big fleets can get it, or the system is too complicated to understand. But the reality is deeper than that. In this episode of The Long Haul Podcast, Adam sits down with Philip Nenadov, CEO of Military Freight Consultants, to break down how military freight actually works, why the system operates under a completely different standard, and what small carriers misunderstand most about getting involved. This conversation digs into: Why military freight demands tighter compliance Why most carriers struggle to qualify The difference between transactional freight and trusted freight How the DoD views risk and carrier accountability Why discipline matters more than truck count And what the broader trucking industry can learn from military logistics This is not a sales episode. It's a real discussion about standards, structure, and what separates professional carriers from everyone else. ⁠Follow The Long Haul Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Peter Mauch notes that Tojo acted as a tyrant by assuming multiple cabinet positions. After losing four carriers at Midway, Tojo utilized propaganda and censorship to hide the truth from the public. (10/16)1941-42 -43

Nicholas Lares is the founder of Insur3Tech, a syndicated insurance group built for real estate owners and operators. Before entering real estate insurance, Nicholas was one of the largest brokers for Amazon's logistics network. When carrier exits threatened his clients' ability to operate, he helped them build a collective, self-insured alternative rather than accept the market's terms. That same model now powers Insurer Tech, which enables property owners, operators, and investors to retain the profits traditional insurers keep, averaging $28 million in annual distributions per 100,000 units.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways The traditional insurance market is a negative feedback loop: rising premiums drive more claims, which drive premiums higher Every premium you pay includes broker commissions, administrative overhead, and margin that never comes back to you Good-risk operators are pooled with bad-risk ones and effectively subsidize the market's worst performers Captive insurance gives participants a co-ownership stake and returns annual profits when the pool performs well Residents can be enrolled in the same captive, turning renters insurance into a separate profit center Getting into a captive earlier compounds the financial benefit significantly over 5 to 10 years     Topics Why Insurance Costs Keep Rising Pre-2020, insurance was a manageable expense; post-Covid, premiums surged to the point where operators began questioning the ROI Policyholders started filing more claims to justify rising costs, which accelerated the cycle further Carriers facing unsustainable losses began exiting markets entirely, most visibly in Florida, California, and Texas How Traditional Insurance Actually Works Premiums are priced on pooled risk across millions of policies, not based on your individual property's claims history Every premium includes roughly 30% in administrative costs, 10-15% in broker commissions, projected claims, and a margin buffer on top When the pool outperforms projections, the surplus flows to carrier shareholders, not policyholders The Captive Insurance Model Captive programs have existed for decades, originally built for Fortune 500 companies and large industrial operators A captive functions like a controlled bank account, backed by a reinsurance program, where unused premium returns to the owner Insurer Tech builds group cell captives, making co-ownership accessible to operators who cannot support a standalone captive independently How Insurer Tech Works Unnecessary margin layers, including excess broker commissions and profit buffers, are removed and redirected to members Year-end surplus is distributed to participants; there are no external shareholders Members choose their risk level: with or without reinsurance backing, depending on portfolio size and claims history The Leverage Problem in Traditional Insurance Clean-record operators have almost no meaningful leverage to negotiate premiums because pricing is determined by pooled market behavior Captives realign incentives: when participants think like owners, they manage risk more carefully and file fewer claims Moving good-risk operators out of the traditional pool separates them from the bad actors they were subsidizing Who Qualifies Insurer Tech works across all real estate types, including multifamily, single-family, self-storage, and commercial, as long as a lease agreement is in place The resident piece (renters insurance) typically targets 50+ units to generate a net surplus for the captive Operators with fewer units can pool with other investors in their market to meet the threshold A Real-World Example An 80-unit multifamily property in Georgia: total property insurance cost was $14,000 per year After captive returns, the net cost dropped to approximately $11,500 per year Resident renters insurance through the same captive generated roughly $20,000 in annual profit The result: the owner's insurance cost is fully offset, with a net surplus of approximately $9,000 per year