Podcasts about carriers

#darkness #lightoftheworld #Jesus What is influencing us? As followers of Christ, we aren't called to blend into the darkness. We are carriers of divine intelligence-bringing God's truth, wisdom, discernment, and light into every room we enter, that's what this message by Pastor Alex Klimchuk is about. Ephesians 5:8-14, John 8:12   ✨ Don't forget to LIKE, COMMENT, & SUBSCRIBE!   Please follow our websites for more! Website: http://www.newlifechurchsf.org/ Facebook: https://www.facebook.com/NewLifeSF/ Youtube: https://youtu.be/7Ig-qXgVAmE/ Pastor Alex Klimchuk New Life Church 500 S 1st Ave Sioux Falls, SD 57104

Introduction Most insurers say they want to be innovative. Fewer have a systematic way to know what's worth pursuing, who's building it, and whether they should partner, invest, or simply wait. Matt Connolly has spent ten years building the answer to that problem. Connolly is the founder of Sønr, a global market intelligence platform that tracks over five million companies and helps insurers, reinsurers, and brokers make better decisions about innovation and technology. Working with fifty-plus tier-one carriers—from Travelers and Liberty Mutual to Munich Re, Allianz, and Tokio Marine—as well as brokers like Guy Carpenter and WTW, Sønr sits at the intersection of the startups changing the industry and the incumbents that need to understand them. In this conversation, Josh Hollander and Connolly dig into where innovation intent breaks down inside large carriers, the four points where value leaks out of a corporate innovation process, why POC purgatory is a symptom not the disease, and how Sønr 2.0 is bringing market intelligence to operators who've been tasked to innovate but not given the tools to do it. Guest Bio Matt Connolly is the Founder and CEO of Sønr, a global insurtech market intelligence platform used by fifty-plus tier-one insurers, reinsurers, and brokers worldwide. Founded ten years ago, Sønr tracks over five million companies and has built a proprietary data set on insurance innovation unavailable to general AI platforms. He also hosts his own podcast interviewing innovation leaders from major global carriers. Sønr now generates half its revenue from North America and recently made its first US hire. Key Topics • Where innovation intent breaks down — At the CEO level. Without clear sponsorship and direction from leadership, innovation functions become disconnected from real business priorities. Ten years of data backs this up. • The four value leaks — Not understanding trends, poor scouting discipline, year-long POCs that should be three weeks, and failing to move from POC to pilot to scale. Each is a distinct failure mode with a distinct fix. • POC purgatory — Mature innovation programs are running more POCs than ever but scaling fewer. The root cause is almost always people: wrong sponsors, wrong internal champions, or wrong startup for the actual need. Sønr's fix: a one-day workshop to build a mini business case before a three-week POC begins, with KPIs and go/no-go criteria agreed upfront. • The decentralization of innovation — Carriers that once had centralized innovation functions have spread that mandate across underwriting, claims, and distribution—but capability hasn't followed. Operators have been tasked to innovate with no networks, no tooling, and no experience. This is the gap Sønr 2.0 addresses. • Sønr 2.0 and the Emerging Trends Academy — A simple front-end into ten years of proprietary insurance innovation data, priced for operators not just innovation teams. The Emerging Trends Academy goes deeper: cross-industry groups going deep on specific trends with startups, carriers, consultants, and academics in the same room. • The data moat — Ten years of tracking every company, trend signal, and client engagement within insurance innovation. Data that Connolly notes even Anthropic or OpenAI simply can't access. That compounded intelligence sits behind both the platform and the research offering. Notable Quotes "Don't go with the startup that is the best salesperson. Do the scouting properly—where are they based, what's their culture, who are their people, does the technology align to your needs?" "POC purgatory. We're seeing mature innovation businesses doing more POCs than ever but not moving beyond them. The answer is often the people." "The data we sit on is not available to anybody else. It's compounded intelligence from ten years. Anthropic or OpenAI simply can't get to it." "If you don't get your direction right from the top, the value leak is going to be huge later on. Just start in the right place." Resources Guest: • Sønr: https://www.sonr.io • Matt Connolly on LinkedIn: https://www.linkedin.com/in/wearematt/ Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

Trouble in the Strait of Hormuz is pushing up the price of jet fuel, and impacting the airline industry's bottom line. The AP's Jennifer King reports.

Lance talks with author Chuck Mraz about his children's book "Baseball Stories for Kids," bemoans yet another mediocre start to the season for the Reds, suggests changes for the Bengals' Ring of Honor selection process, and takes your calls!See omnystudio.com/listener for privacy information.

Submissions can feel like a scavenger hunt: PDFs in one place, schedules in another, critical details buried in an email thread, and a clock ticking while you try to meet client expectations. We wanted to dig into what actually helps, not another tool that creates more work. So we sat down with Leah Herman, product manager for CRC's Ready Intel, to talk about how AI-driven insights and automation are reshaping the insurance submission and placement process for retail agents and CRC brokers.We break down what REDY Intel is at a practical level: an intelligence layer embedded across the CRC REDY platform that powers automated clearance, submission data extraction, Risk Insights, and Market Insights. We also get specific about what “data extraction” really means, including pulling underwriting fields like payroll, gross sales, vehicle schedules, and construction details, helping reduce missed information and the endless back-and-forth that slows quotes and binding.Then we go beyond speed. Risk Insights turns extracted fields plus context from the submission email into a summarized risk snapshot, giving brokers a head start on understanding exposures and identifying what is missing. Market Insights adds another layer by analyzing placement trends and carrier appetite to recommend better carrier matches, helping you market smarter and set clearer timelines with clients. Throughout, we come back to the same principle: technology should enhance relationships and specialty knowledge, not replace them.If you want faster clearance, stronger submission quality, and more data-driven placement decisions, listen now.  Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

Lance talks with author Chuck Mraz about his children's book "Baseball Stories for Kids," bemoans yet another mediocre start to the season for the Reds, suggests changes for the Bengals' Ring of Honor selection process, and takes your calls!See omnystudio.com/listener for privacy information.

Everyone keeps saying trucking is recovering. So why are carriers still closing their doors? Why are drivers still frustrated? Why do brokers think the sky is falling? And why does it feel like the people making money in freight are playing a completely different game than everyone else? On this episode of Brake Check, we're cutting through the noise and exposing what's really happening inside trucking in 2026. Michael Kroul, CEO of KTI, joins us to discuss freight markets, brokerage, shipper expectations, carrier relationships, technology, automation, and whether brokers will even exist in the next decade. Julie Bernard of New Legend Inc. joins us to talk driver recruiting, retention, onboarding, company culture, new equipment, and what drivers are actually looking for in today's market. We tackle:  The real state of the freight market  Why some companies are growing while others are disappearing  The future of freight brokers and 3PLs  Driver recruiting myths that need to die  Why retention matters more than recruiting  New trucks, technology, and the battle for driver talent  What trucking may look like over the next 5 years The freight market is changing. The winners are adapting. The losers are making excuses. The question is simple: Which one are you? Sound off in the comments: Who's under the most pressure right now .... Drivers, Carriers, or Brokers? And if you're in trucking, logistics, freight, supply chain, or transportation... Subscribe now because nobody is having these conversations like we are. #Trucking #Freight #Logistics #TruckDriver #OwnerOperator #FreightBroker #SupplyChain #Transportation #CDL #FreightWaves #BrakeCheck Follow the Brake Check Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Building Trust in Auto Transport: How Super Dispatch Helps Vet Carriers | Part 2 with Matt Bradley Trust and security are essential in the auto transport industry. In Part 2 of our conversation, Matt Bradley from Super Dispatch explains how technology is helping brokers, carriers, and shippers create a safer and more reliable vehicle transportation network. Matt discusses how Super Dispatch's platform helps verify carriers, improve transparency, reduce fraud risks, and streamline communication throughout the shipping process. As the auto transport industry continues to evolve, having trusted partners and secure systems in place is more important than ever. Whether you're a carrier, broker, fleet owner, or transportation professional, this episode provides valuable insights into how modern technology is helping raise industry standards and build confidence throughout the auto transport marketplace. Tune in to learn how carrier vetting and digital tools are helping create a stronger future for vehicle transportation. Learn more about Super Dispatch at www.SuperDispatch.com At Bison – They Put Safety First! Bison's "Right to Decide" Policy gives every Driver their ultimate protection. Drivers make the final decision if it is safe to drive and Bison actively encourages Driver's use of this policy.    You can learn more about Bison and the opportunities available at www.bisondriving.com   or call 1-800-527-5781 @BisonTransport #bisontransport     Get The Best Truck Parts for Your Truck at Chrome Supply Warehouse Chrome Supply Warehouse has the best selection of chrome and truck parts in Ontario Canada. Located in Belleville Ontario on the North side of the Highway with lots of truck parking makes it a great place to stop. Stop in for a break or to check on their cool interior, exterior, and custom parts. Learn more online at www.chromesupplywarehouse.com    Improve the Compliance of Your Fleet With Compliance Mentorz Compliance Mentorz, a leading commercial safety consulting company, is proud to serve clients nationwide across Canada. But our commitment to safety and compliance doesn't stop at borders – we're excited to extend our support to clients throughout North America. Call 905-486-1666x215 or Learn more at www.compliancementorz.com                         About the Podcast The Lead Pedal Podcast for Truck Drivers helps truck drivers improve their truck driving careers, trucking businesses as owner operators, CDL skills, find trucking jobs, and offer trucking career tips. Learn about the trucking benefits and salaries as a professional truck driver through interviews and tips related to the North American Trucking Industry. The Lead Pedal Podcast is a Canadian based trucking podcast focused on trucking in Ontario, Canada. LISTEN TO THE PODCAST- The show is available at www.theleadpedalpodcast.com , Apple Podcasts, Spotify, iHeartradio, and other popular podcast platforms. Thanks for listening! The Lead Pedal Podcast for Truck Drivers talks all things trucking for people in the transportation industry helping them improve their business and careers. Interviews with industry professionals and truck drivers, trucking equipment information, event coverage, and other features on the industry are meant to be helpful for truck drivers and those in transportation. The Lead Pedal Podcast for Truck Drivers has main episodes released every Monday, Wednesday, and Friday with bonus material on other days. You can learn more about the host and show on our website and make sure to SUBSCRIBE to the show on your favourite podcast platform. www.theleadpedalpodcast.com  What does The Lead Pedal Podcast mean? The Lead (pronounced - Led) stands for acceleration or fast-track of your career or business. It is a play on words and we certainly are not here promoting speeding in the industry. We are hoping this information will help you become a professional driver faster than if you didn't know about many of these topics. Are you enjoying the show? If so we would appreciate you leaving us a rating and review on your favourite podcast platform. www.theleadpedalpodcast.com  Join The Lead Pedal Fan Club where are loyal fans get first chance at specials, discounts on merchandise and much more.The club is free to join and you can learn more at www.theleadpedalfanclub.com  LISTEN TO LEAD PEDAL RADIO with music and entertainment with a trucking theme at www.LeadPedalRadio.com     

Ryan Joyce, Co-Founder and CEO, GenLogs joined Grayson Brulte on The Road to Autonomy podcast to discuss how the intelligence community's playbook is being applied to trucking, building a ground truth layer for freight.For nearly two decades, Ryan recruited assets inside terrorist networks as a CIA case officer, validating in the physical world what sources claimed in the digital one. The trucking industry runs on the same data gap. Carriers self-report, telematics that can be modified, and bad actors claim trucks that are not on the road, with no one able to prove otherwise.GenLogs closes that gap with a nationwide network of privacy-enabled roadside cameras capturing just shy of twenty million images a day. The system uniquely fingerprints every truck in America and tracks it through changed DOT numbers, new decals, and swapped plates, exposing the chameleon carriers that burn down one identity and spin up another.That ground truth is reshaping how insurers underwrite risk, how brokers vet carriers, and how law enforcement recovers stolen freight. In one case, partial trailer data was enough to track and recover a trafficked minor. The same correlation engine now maps where every autonomous trucking company operates, which lanes they run, and whose trailers they pull.The future of freight will not be won by the operators who trust the digital record. It will be won by the operators who verify it against the ground truth.Episode Chapters00:00 From Tracking Terrorists to Tracking Trucks04:10 Building the Ground Truth Camera Network07:32 The Verification Layer for Insurance11:01 The Scale of Cargo Theft and Fraud14:16 Anomaly Detection and the Intelligence Playbook18:34 Combating Human Trafficking21:41 Fingerprinting Every Truck in America26:22 90-Day Snapshot of Six Autonomous Trucking Companies34:48 Protecting High-Value Loads41:13 The Future of GenLogs in an Autonomous Fleet45:04 AUTNMY AI--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Board-Certified Truck Accident Attorney David Craig exposes one of the most dangerous schemes in the trucking industry: chameleon carriers. These are trucking companies that dodge government shutdowns by changing their name, getting a new DOT number, and putting the same dangerous trucks back on the road. They're 3 to 4 times more likely to cause a fatal wreck.In this episode of Ask David, David sits down with Litigation Supervisor Ashley Napier to break down how chameleon carriers operate and why they're so hard to catch. They walk through real cases, including the McGill case near North Vernon, Indiana, where an insurance company helped a failing trucking company reorganize under a new name. The barn still had the old company name painted on it. Same trucks, same faulty brakes. Those brakes failed, killing two people.✔️ What chameleon carriers are and how they rebrand to avoid shutdowns✔️ Why they're 3 to 4 times more likely to cause fatal wrecks✔️ The McGill case: how an insurer helped a dangerous carrier reorganize✔️ Why federal insurance minimums haven't been raised since the 1980s✔️ How raising minimums to $5 million would force better screening✔️ What to look for when investigating a chameleon carrier wreckDavid Craig is one of only four attorneys in Indiana who is Board-Certified in Truck Accident Law by the National Board of Trial Advocacy, accredited by the American Bar Association. He has 39+ years handling semi-truck wreck cases.

Introduction   Non-weather water damage costs insurers $13 billion a year. Interior leaks account for 39% of all homeowner claims. And yet most carriers still treat prevention as a brochure recommendation—send the homeowner a discount offer, hope they find a plumber, and call it a program. Paul Vacquier thinks that's why it isn't working.   Vacquier is the founder and CEO of Beagle Services, a water security company that solves the last-mile problem carriers and homeowners can't solve on their own: getting leak detection hardware actually installed, monitored, and maintained. A California-barred litigation attorney turned insurtech operator, he built the insurance carrier playbook at Flow Technologies before Moen acquired it. What he learned there—that the technology exists but deployment at scale does not—became the genesis for Beagle.   In this conversation, Josh Hollander and Vacquier dig into why the installation gap is where loss prevention falls apart, how the industry is shifting from carrot to stick on water shutoff requirements, and what Beagle's work with carriers like PURE tells us about where prevention programs are actually headed.   Guest Bio   Paul Vacquier is the Founder and CEO of Beagle Services, a water security company operating across 17 states that installs, monitors, and maintains automatic water shutoff valves and leak detection systems for insurance carriers, brokers, and homeowners. Before founding Beagle, he built the insurance carrier go-to-market at Flow Technologies, which was later acquired by Moen (now Flow by Moen). He is a California-barred litigation attorney who came to insurtech through the startup world.   Key Topics   • The last-mile problem nobody solved — Leak detection technology has existed for over a decade. The gap isn't the hardware—it's professional installation, ongoing monitoring, and maintenance at scale. Carriers recommend devices; homeowners can't find qualified installers; the device sits in a box. Beagle exists to close that gap.   • From carrot to stick — Carriers are shifting from discount incentives ("send us a photo of your installed valve") to hard underwriting requirements at specific coverage thresholds. High-net-worth carriers like PURE have led the way. Standard lines carriers are following. The stick is now backed by data.   • The compliance illusion — A photo of an installed device and a paid invoice doesn't mean the system is on and actively protecting the home. The same problem exists with alarm systems: discounts are given, but nobody checks if the alarm was set before you left for vacation. Beagle's Watchdog product monitors device status—online, offline, alert conditions—in real time.   • What Beagle does with the data — Watchdog ingests alert data across every installed system: high pressure, small drips, thermal expansion risk, shutoff frequency, device connectivity. When an alert fires, Beagle dispatches a service visit to fix the underlying problem—toilet flappers, angle stops, pressure regulators—before it becomes a claim.   • Scaling a physical services business — Unlike SaaS, physical services don't go straight to margin as you grow. The key variable is drive time: how many installs can a technician complete per day in Atlanta, Los Angeles, or Dallas? Beagle grows market-by-market only when carrier partners generate enough demand to support a full-time local team, which drives economies of scale that lower costs for everyone.   • AI can't turn a wrench — Beagle uses AI for route optimization and operational efficiency, and is training internal models as a knowledge base for field technicians and customer service. But the core product requires humans on-site at every property. No bot can cut the pipe.   Notable Quotes   "Most carriers still treat prevention as a brochure recommendation rather than an operational program."   "You'd have a picture of the installed device and a paid invoice—but that doesn't necessarily mean the system is on and active protecting the home."   "The AI can't turn a wrench. No matter how smart the valves get, you still have to put it on. Until that day comes, we'll be here."   "Beagle's intent is to be a proactive, preventative maintenance plumbing company. All we do is referred-in work to help prevent leaks from occurring."   Resources   Guest: • Beagle Services: https://www.beagleservices.com • Paul Vacquier on LinkedIn: hhttps://www.linkedin.com/in/paulvacquier/   Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show   Subscribe & Review   If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

Pastor Nate Kosiba is preaching on being Carriers of the Name and Presence!

Lance talks with Miami basketball coach Travis Steele, Charley Frank of the Reds Community Fund, and Alex Buchheit about a sport called Townball. Additionally, he ponders the roster security of a few Reds players and discusses the Bengals Ring of Honor nominees!See omnystudio.com/listener for privacy information.

Chicago ranks fifth highest in the country in the number of dog bite attacks against USPS mail carriers.

Lance talks with Miami basketball coach Travis Steele, Charley Frank of the Reds Community Fund, and Alex Buchheit about a sport called Townball. Additionally, he ponders the roster security of a few Reds players and discusses the Bengals Ring of Honor nominees!See omnystudio.com/listener for privacy information.

Chicago ranks fifth highest in the country in the number of dog bite attacks against USPS mail carriers.

Chicago ranks fifth highest in the country in the number of dog bite attacks against USPS mail carriers.

Military freight is one of the most misunderstood corners of trucking. Most owner-operators hear about Department of Defense freight and immediately assume: it's impossible to access, only big fleets can get it, or the system is too complicated to understand. But the reality is deeper than that. In this episode of The Long Haul Podcast, Adam sits down with Philip Nenadov, CEO of Military Freight Consultants, to break down how military freight actually works, why the system operates under a completely different standard, and what small carriers misunderstand most about getting involved. This conversation digs into: Why military freight demands tighter compliance Why most carriers struggle to qualify The difference between transactional freight and trusted freight How the DoD views risk and carrier accountability Why discipline matters more than truck count And what the broader trucking industry can learn from military logistics This is not a sales episode. It's a real discussion about standards, structure, and what separates professional carriers from everyone else. ⁠Follow The Long Haul Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

I would Never Drive For These Carriers. Trucking companies that are adding driverless trucks to their fleet, dont deserve human drivers now. If I was back on the road I would never driver for these carriers. Why would any driver want to help promote the takeover of your very own future? Tune in and hear the rest of this story. TalkCDL trucking Podcast. I would Never Drive For These Carriers NCI Trucking – One of the best carriers looking for drivers for company drivers and lease drivers Truck Parking Club – When you need a parking space for that Big Rig, Truck Parking Club has you resting in seconds Carter Lumber Local Trucking Jobs – Employing Truckers that want to be home every Day Summar Financial Your Cash Flow Starts Here http://Truckinginsuranceguy.com For an insurance agent with old fashion values, call 507-884-1312 Top Ten Most Dangerous Trucking Companies Wide Open Road Compliance LLC TalkCDL Raw Interviews We have interviews already for upload this season. Write in to Troy@TalkCDL.com or Ruthann@TalkCDL.com and tell us about your company. We would love to tell your story on TalkCDL. We want to know everything about you and so does our audience. Contact us and we will take it from there

Peter Mauch notes that Tojo acted as a tyrant by assuming multiple cabinet positions. After losing four carriers at Midway, Tojo utilized propaganda and censorship to hide the truth from the public. (10/16)1941-42 -43

Lance returns with a full 3 hours of Sports Talk, where he reacts to Ke'Bryan Hayes being placed on IL, opens the phone lines up for Indy 500 stories, and poses an Off The Beaten Path topic--"Brushes with Greatness!"See omnystudio.com/listener for privacy information.

Lance returns with a full 3 hours of Sports Talk, where he reacts to Ke'Bryan Hayes being placed on IL, opens the phone lines up for Indy 500 stories, and poses an Off The Beaten Path topic--"Brushes with Greatness!"See omnystudio.com/listener for privacy information.

Lance is joined by Marty Brennaman to discuss Dummy Hoy Day on Saturday and Keegan Nickoson to talk about UC basketball's big-time commit. Plus, he ponders the impact of the Reds' lack of recent success on younger generations' loyalty to the team, dives into Reds history, and more!See omnystudio.com/listener for privacy information.

Lance is joined by Marty Brennaman to discuss Dummy Hoy Day on Saturday and Keegan Nickoson to talk about UC basketball's big-time commit. Plus, he ponders the impact of the Reds' lack of recent success on younger generations' loyalty to the team, dives into Reds history, and more!See omnystudio.com/listener for privacy information.

Most trucking companies don't fail because freight disappears. They fail because cash flow breaks first. In this episode of The Long Haul Podcast, Adam sits down with Michael Bunton to discuss one of the most overlooked realities in trucking: cash flow management. Michael's background is unique — from professional baseball with the Chicago Cubs organization to human performance coaching before entering transportation finance and working directly with small carriers across the Southeast. This conversation breaks down: Why profitable carriers still go out of business The dangerous cash flow cycle many small fleets ignore Why emotional decision-making destroys margins The hidden operational costs small carriers overlook What owner-operators misunderstand about factoring And why discipline matters more than revenue This episode is not about promoting factoring. It's about understanding how trucking businesses survive. ⁠Follow The Long Haul Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Lance talks Bengals with Local 12's Richard Skinner, recaps recent Reds action including today's 9-4 win over the Phillies, and talks other Bengals and Reds topics.See omnystudio.com/listener for privacy information.

Introduction What if the real bottleneck in commercial insurance isn't distribution or pricing—it's the workflow itself? Nearly $100 billion of SME P&C insurance is placed every year using manual processes, disconnected systems, and data that lives in spreadsheets and email threads. Hamesh Chawla has spent the last four years building the infrastructure to change that. Before founding Mulberri in 2021, Chawla led product and technology at Edelman Financial Engines and Asurion. He came to insurance not as a lifer but as a technologist who saw an industry still running on 20th-century tooling. Mulberri is his answer: an AI operations platform connecting PEOs, brokers, SMEs, and carriers—from smart submission and risk scoring to quote-and-bind and certificate of insurance. In this conversation, Josh Hollander and Chawla dig into why the MGA market was the right pivot, what AI governance looks like when binding decisions carry real capital risk, and why the SME segment is the most underserved frontier in commercial insurance. Guest Bio Hamesh Chawla is the Co-Founder and CEO of Mulberri, an AI operations platform for MGAs, PEOs, brokers, and carriers serving the SME market. Before Mulberri, he was EVP and Chief Product & Technology Officer at Edelman Financial Engines, with prior roles at Asurion and Zephyr (acquired by SmartBear). He holds an MS in Computer Science from Texas A&M University. Mulberri has raised $10.8M from Eos Venture Partners, Altamont Capital Partners, MS&AD Ventures, and Hanover Technology Management. Key Topics • The $100B manual workflow problem — Nearly $100B of SME P&C is placed annually using ACORD forms emailed back and forth, loss runs parsed by hand, and decisions made without the data that exists in the market. Mulberri automates this stack. • From embedded insurance to AI operating system — Chawla explains why he pivoted from embedded distribution to building the workflow layer MGAs actually run on—ingesting unstructured data, structuring it through a GenAI OS, and routing decisions with full context. • AI governance when capital is at stake — When AI is binding real policies, black-box models get rejected. Mulberri surfaces claim propensity, frequency, severity, and loss ratio so underwriters can interrogate and trust the output. • The PEO channel as data and distribution — PEOs sit on firmographic and workforce data directly predictive of workers' comp risk. Embedding into that channel is both a data strategy and a go-to-market strategy. • Building for carriers, brokers, and SMEs simultaneously — Carriers need loss ratio visibility, brokers need submission efficiency, SMEs need straightforward access. Aligning all three is the hardest product problem in the space. Notable Quotes "Our mission since day one has been to leverage technology to complement underwriters' expertise—simplifying and streamlining the business insurance process while ensuring transparency." "The Risk Engine puts the information underwriters need at their fingertips to make fast, accurate decisions—not replacing them, but making them dramatically more effective." Resources Guest: • Mulberri: https://www.mulberri.io • Hamesh Chawla on LinkedIn: https://www.linkedin.com/in/hameshchawla/ Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

Lance talks Bengals with Local 12's Richard Skinner, recaps recent Reds action including today's 9-4 win over the Phillies, and talks other Bengals and Reds topics.See omnystudio.com/listener for privacy information.

Nicholas Lares is the founder of Insur3Tech, a syndicated insurance group built for real estate owners and operators. Before entering real estate insurance, Nicholas was one of the largest brokers for Amazon's logistics network. When carrier exits threatened his clients' ability to operate, he helped them build a collective, self-insured alternative rather than accept the market's terms. That same model now powers Insurer Tech, which enables property owners, operators, and investors to retain the profits traditional insurers keep, averaging $28 million in annual distributions per 100,000 units.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways The traditional insurance market is a negative feedback loop: rising premiums drive more claims, which drive premiums higher Every premium you pay includes broker commissions, administrative overhead, and margin that never comes back to you Good-risk operators are pooled with bad-risk ones and effectively subsidize the market's worst performers Captive insurance gives participants a co-ownership stake and returns annual profits when the pool performs well Residents can be enrolled in the same captive, turning renters insurance into a separate profit center Getting into a captive earlier compounds the financial benefit significantly over 5 to 10 years     Topics Why Insurance Costs Keep Rising Pre-2020, insurance was a manageable expense; post-Covid, premiums surged to the point where operators began questioning the ROI Policyholders started filing more claims to justify rising costs, which accelerated the cycle further Carriers facing unsustainable losses began exiting markets entirely, most visibly in Florida, California, and Texas How Traditional Insurance Actually Works Premiums are priced on pooled risk across millions of policies, not based on your individual property's claims history Every premium includes roughly 30% in administrative costs, 10-15% in broker commissions, projected claims, and a margin buffer on top When the pool outperforms projections, the surplus flows to carrier shareholders, not policyholders The Captive Insurance Model Captive programs have existed for decades, originally built for Fortune 500 companies and large industrial operators A captive functions like a controlled bank account, backed by a reinsurance program, where unused premium returns to the owner Insurer Tech builds group cell captives, making co-ownership accessible to operators who cannot support a standalone captive independently How Insurer Tech Works Unnecessary margin layers, including excess broker commissions and profit buffers, are removed and redirected to members Year-end surplus is distributed to participants; there are no external shareholders Members choose their risk level: with or without reinsurance backing, depending on portfolio size and claims history The Leverage Problem in Traditional Insurance Clean-record operators have almost no meaningful leverage to negotiate premiums because pricing is determined by pooled market behavior Captives realign incentives: when participants think like owners, they manage risk more carefully and file fewer claims Moving good-risk operators out of the traditional pool separates them from the bad actors they were subsidizing Who Qualifies Insurer Tech works across all real estate types, including multifamily, single-family, self-storage, and commercial, as long as a lease agreement is in place The resident piece (renters insurance) typically targets 50+ units to generate a net surplus for the captive Operators with fewer units can pool with other investors in their market to meet the threshold A Real-World Example An 80-unit multifamily property in Georgia: total property insurance cost was $14,000 per year After captive returns, the net cost dropped to approximately $11,500 per year Resident renters insurance through the same captive generated roughly $20,000 in annual profit The result: the owner's insurance cost is fully offset, with a net surplus of approximately $9,000 per year    

What does it actually look like to build a company culture so strong that your team shows up energized, aligned, and genuinely proud to be there every day?In this episode of The Willpower Podcast, host Will Humphreys sits down live at Growth Code Miami with Haley Addis, founder and CEO of More to Say, a pediatric speech-language pathology clinic with 55+ team members. Haley shares the intentional systems, onboarding strategies, and leadership principles behind what Will calls a top 1% company culture.This conversation is packed with practical ideas for healthcare owners, therapy clinics, and service-based entrepreneurs who want to reduce burnout, improve retention, and build a team people genuinely want to be part of.In This Episode You'll Discover:Why onboarding starts before the offer letterHow to embed core values into hiring and daily operationsThe “Happy Chat” recognition system, core value coins, accountability jars & Accelerator BonusThe First Year Journey: a 12-month onboarding framework based on the S-Curve of LearningWhy burnout usually comes from unclear expectations, not workloadThe feedback systems that ensure every employee voice gets heardWhy culture drives profitability more than most leaders realizeHow to build a team culture so strong people want to join just from being around your energyIf this episode gave you one valuable idea, share it with another business owner who needs to hear it.And as always: lead with love, and never give up.Connect with Haley Addis:Website: moretosayct.comEmail: haleyaddis@moretosayct.comSend us Fan MailVirtual Rockstars specialize in helping support or replace all non-clinical roles.Learn how a Virtual Rockstar can help scale your physical therapy practice.Subscribe here to our completely free Stress-Free PT Newsletter for your weekly dose of joy. 

In a historic shift for the American telecommunications industry, rivals AT&T, T-Mobile, and Verizon have reached a preliminary agreement to form a joint venture aimed at eliminating wireless dead zones. This unprecedented alliance plans to pool spectrum resources to develop direct-to-device (D2D) satellite connectivity, allowing standard smartphones to link directly to orbital networks. Industry experts view this move as a defensive reaction to the rapid market dominance of SpaceX's Starlink, which already provides robust satellite-to-phone services. While the partnership aims to provide ubiquitous coverage in rural and remote areas, it currently lacks a definitive legal structure or deployment timeline. Consequently, some analysts suggest the announcement was timed strategically to complicate Starlink's impending IPO and signal a competitive front against Elon Musk's growing aerospace influence.

Episode Info Jason Cass is the co-owner of The Insurance Alliance, co-owner of Virtual Intelligence, founder of Agency Intelligence, and one of the most recognized voices in the independent insurance industry. A veteran agency owner, speaker, and podcaster, he built a profitable three-location agency that runs both virtually and digitally. He was named Illinois Young Agent of the Year in 2005, served as Chairman of the National Young Agents Council from 2011 to 2013, and authored Customer Service is Just Foreplay in 2013. His newest book, Future Ready: The Strategic Case for Structure, Routing, and Scale, co-authored with Mitch Gibson, lays out how independent agencies must evolve in the age of AI and automation. Jason hosts the Agent's Influence and Agency Intelligence podcast series and continues to be a leading advocate for independent agents across the country. Episode Overview: This episode of The Future of Insurance features Jason Cass, a prominent voice in the independent insurance agent channel, as he discusses the transformative impact of AI on the industry. Cass, who has been in the insurance industry since 2002 and owns multiple companies, shares his insights on how AI, particularly "agentic AI," is poised to reshape the role of agents and brokers. Key Takeaways: AI as a Disruptor and Enabler: Cass emphasizes that while AI won't eliminate agents, it will fundamentally change how they operate. He draws parallels to past technological shifts like the internet, noting that while agents feared obsolescence, the channel adapted and evolved. AI, however, presents a more significant shift. Efficiency and Cost Reduction: AI's primary impact will be on operational efficiency, significantly reducing the cost of labor within agencies. Cass predicts that within two to three years, agencies adopting AI could see their people costs drop from 55-65% of revenue to 20-30%. This translates to substantial savings, enabling agencies to reinvest or grow. The Evolving Workforce: The adoption of AI will lead to a shift in agency staffing. While immediate layoffs are unlikely, there will be a transition. Smart agencies will retrain existing staff, focusing on tasks that AI cannot perform. The "swing efficiency score" will be crucial in measuring this transition. Shift in Licensed vs. Virtual Roles: Cass forecasts a significant change in the makeup of agency staff. Agentic bots, costing around $3,000-$5,000 annually, will replace some licensed roles that currently command salaries of $80,000+. Agencies will likely hire more virtual employees at lower costs to manage these bots, leading to a reduction in the number of highly paid, licensed individuals within an agency. Regulatory and Licensing Considerations: The question of whether AI can be licensed as an agent is a complex one. Cass believes that currently, AI cannot be licensed, and there are significant regulatory hurdles to overcome. He speculates that this may evolve in the future but emphasizes the current need for licensed human oversight. Opportunities Created by AI: Beyond cost savings, AI opens up new avenues for growth. Cass highlights the potential for AI to help agents better understand risk quality, align clients with the right markets, and navigate the complexities of policy forms and carrier appetites. The emergence of AI itself is also creating a need for new insurance coverages, similar to the rise of cyber insurance. The Importance of Adoption and Education: Cass stresses that agents who embrace AI will thrive, while those who resist will be left behind. He advocates for education and training within agencies to help staff become comfortable with AI tools like Claude. The "Artificial Intelligence Utilization Score" (AIU) will become a key metric for success. The Role of Carriers and Technology Providers: Carriers need to adapt by developing their own AI solutions and partnering with agents to facilitate AI adoption. Technology providers must focus on creating practical, integrated solutions that solve real agency problems, such as routing engines that effectively manage the workflow between humans and AI. Beyond Fear: Embracing the Future: Cass acknowledges the fear surrounding AI but encourages a proactive approach. He believes that embracing AI will lead to greater job satisfaction, improved client service, and a more robust and attractive insurance industry overall. The key is to focus on the opportunities and develop a culture of adaptation. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Carriers partner for direct-to-device satellite connectivity, Apple and Intel are close to a major chip deal, and Google previews changes coming to Android. How to Contact us:www.thecellphonejunkie.com questions@thecellphonejunkie.com Twitter How to Listen:Subscribe iTunes Download the show directly

0:00:00 Introduction 0:00:16 President's Message 0:04:44 News from Washington 0:13:35 Food Drive Day is Saturday, May 9th 0:16:44 Former Assistant Secretary-Treasurer Willoughby dies 0:19:44 Negotiations continue; NALC to hold Collective-Bargaining Conference 0:23:13 President Renfroe appoints NBA 0:24:37 National convention updates 0:27:35 For your information 0:38:26 Carrier donates kidney to local toddler 0:49:01 Carriers and the mail make news online 0:56:13 Life insurance made simple 1:12:09 Turning a love of art into a love of reading 1:16:00 Practice makes perfect for MDA 1:34:47 Proud to Serve; Honoring heroic carriers 1:57:21 Veterans Group; Making deposits for military service 2:04:58 Veteran profile: Amanda Greer 2:14:52 Collective bargaining—negotiating work rules by Executive Vice President Paul Barner 2:20:36 Steel sharpens steel by Vice President James D. Henry 2:25:54 The Reciprocal Agreement, obtaining a branch checking account by Secretary-Treasurer Nicole Rhine 2:32:12 Showtime! by Assistant Secretary-Treasurer Mack I. Julion 2:38:50 City Delivery, Carrier Academy updates by Director of City Delivery Christopher Jackson 2:45:19 Failure to settle by Director of Safety and Health Manuel L. Peralta Jr. 2:49:43 Maximize your Thrift Savings Plan by Director of Retired Members Dan Toth 2:56:04 Beneficiaries by Director of Life Insurance James W. “Jim” Yates 3:02:57 Women's health by Director of Health Benefits Stephanie Stewart 3:09:30 Contract Talk; Special route inspections 3:17:02 Schedule awards, Part 1 Regional Workers' by Regional Workers' Compensation Assistant Coby Jones 3:23:11 MDA Report: Quarter 1 Branch Challenge results

In a packed show, Lance talks about Reds prospect Edwin Arroyo with Louisville Bats broadcaster Jim Kelch, FC Cincinnati with Tommy Gehlerter, European Tour LPGA golf with local golfer Alexandra Swayne, Frontier League baseball with Florence Y'alls manager Toby Hall, and he catches up with Nuxhall Miracle League executive director Tyler Bradshaw about what's new in the organization. He also breaks down the Reds' series win against the Astros and the state of the Reds' offense.See omnystudio.com/listener for privacy information.

In a packed show, Lance talks about Reds prospect Edwin Arroyo with Louisville Bats broadcaster Jim Kelch, FC Cincinnati with Tommy Gehlerter, European Tour LPGA golf with local golfer Alexandra Swayne, Frontier League baseball with Florence Y'alls manager Toby Hall, and he catches up with Nuxhall Miracle League executive director Tyler Bradshaw about what's new in the organization. He also breaks down the Reds' series win against the Astros and the state of the Reds' offense.

In a packed show, Lance talks about Reds prospect Edwin Arroyo with Louisville Bats broadcaster Jim Kelch, FC Cincinnati with Tommy Gehlerter, European Tour LPGA golf with local golfer Alexandra Swayne, Frontier League baseball with Florence Y'alls manager Toby Hall, and he catches up with Nuxhall Miracle League executive director Tyler Bradshaw about what's new in the organization. He also breaks down the Reds' series win against the Astros and the state of the Reds' offense.See omnystudio.com/listener for privacy information.

In this episode, we kick things off by examining a major compliance crackdown that has shaken up the electronic logging device market. The Federal Motor Carrier Safety Administration revealed that a staggering 67 devices have been revoked since January 2025, with two more manufacturers just added to the list for failing to meet minimum technical requirements. Carriers currently using these revoked devices face a tight deadline to switch to compliant ELDs or risk being placed out of service after the sixty-day grace period expires on July 7, 2026. Next, we explore the electric vehicle sector where Tesla's long-awaited Semi has just landed a blockbuster deployment order. Listen in to learn how WattEV ordered 370 Tesla Semi trucks in what will become California's largest single electric truck deployment, with more than 300 units operating under a joint program with the Port of Oakland. To support this massive fleet, WattEV plans to open truck-charging stations equipped with Tesla's Megawatt Charging System chargers that can add 300 miles of range in about thirty minutes. Finally, we unpack the Southeast's most ambitious infrastructure project as Georgia Ports outlined a nearly $5 billion self-financed investment plan to add five new big ship berths and support a projected 54 percent growth in container throughput. Researchers at Georgia Tech found that routing cargo through Savannah saves shippers more than $1,000 per container when delivering to key inland markets compared to West Coast gateways, cementing the port's dominance as the Southeast's logistics gateway of choice. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Eight cases connected to the cruise ship have been identified, but authorities fear that the dozens of passengers who disembarked on St Helena two weeks ago could be carriers of the virus. The World Health Organisation, however, has said that it does not believe this is the beginning of a pandemic. Also on the programme: in the UK two men are convicted of spying for China, one of them an immigration official; and the AI fitness instructors selling unreal gains.(Picture: The cruise ship MV Hondius leaves Praia, Cape Verde, May 6, 2026. Credit: REUTERS/Stringer)

Many small carriers think they have a driver problem. They don't. They have a messaging problem… a positioning problem… and a clarity problem. In this episode of The Long Haul Podcast, Adam sits down with Elijah Cramer — who built his career inside driver recruiting before moving into tech and working directly with carriers to improve hiring and retention This conversation breaks down: Why driver recruiting is still broken for small fleets What drivers actually care about vs what carriers think they care about Why “we treat drivers like family” isn't working anymore How small fleets can compete without big budgets And how to fix your hiring problem without wasting money If you're struggling to hire or keep drivers… this one is going to challenge how you think. ⁠Follow The Long Haul Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

No studio. No script. No safe answers. This episode of Brake Check wasn't filmed in a quiet room...it went down LIVE at the Broker Carrier Summit in Kansas City… where brokers, carriers, regulators, and tech companies all showed up in the same place… and finally had to face each other. And when that happens? Things get REAL. We're talking: The growing divide between brokers and carriers What the Federal Motor Carrier Safety Administration is actually doing (and not doing) The truth about enforcement, training, and pay Tech companies promising solutions… but are they fixing anything? And the one thing this industry STILL refuses to admit This isn't a panel. This isn't PR. This is what happens when the walls come down and the conversations get uncomfortable. If you've ever wondered: - Why trust is completely broken in trucking- Why the same problems keep getting worse- And what it actually looks like when the industry tries to fix itself… This is the episode you don't skip. Welcome to Brake Check Real trucking talk for real trucking people. No fluff. No spin. Just the truth. Follow the Brake Check Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone wants to own a truck. Very few understand what comes after. In this episode of The Long Haul Podcast, Adam sits down with Pamela Polyak — a third-generation transportation owner who took over her family's asset-based operation at the start of 2020 and has spent years helping small carriers navigate compliance, operations, and growth This conversation breaks down: Why most new authorities are unprepared for what ownership actually requires The massive gap in back-office knowledge The compliance mistakes that quietly shut carriers down The difference between driving a truck and running a company And what it really takes to build something that lasts If you think owning a truck means you're running a business… this episode will challenge that. ⁠Follow The Long Haul Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailPeaches is back with the April 29 Daily Drop—and yeah… this one's stacked.Three U.S. aircraft carriers sitting in the Middle East (first time since 2003), a full-on blockade choking Iran's economy, and now they're suddenly like “hey… maybe we should reopen the Strait of Hormuz?” No kidding. Meanwhile, the Coast Guard just offloaded $19 MILLION worth of cocaine (casual Tuesday), the Army's got leaders catching prison time, and the Pentagon is out here casually trying to rename itself again—for only $52.5M.Oh—and we're doubling fighter fleets, adding lasers to helicopters, and launching missiles out of cargo planes now. Totally normal.Peaches keeps it blunt: the scale is getting bigger, the tech is getting weirder, and if you're not paying attention… you're already behind.⏱️ Timestamps: 00:00 Let's Go—Daily Drop 01:00 Rangers Win Again (Even After Screwing Up) 03:00 Drill Sergeants—Straight to Prison?! 05:00 Army Going Hybrid with Vehicles 07:00 Navy Future Plans—Alpha Troops? 09:00 USS Nimitz Move & New Sub Online 11:00 Drone Tankers Are Here 13:00 Fire on USS Zumwalt 15:00 Second Carrier Joins Iran Blockade 17:00 Marine Corps Goes All-In on Drones 19:00 Air Force Recruiting Still Crushing 21:00 F-35, F-15EX Expansion Plans 23:00 KC-46 vs KC-135 Reality 25:00 Bombers Staying Longer 27:00 Cargo Planes Launching Missiles?! 29:00 Helicopters Getting LASERS 31:00 Space Force Golden Dome Timeline 33:00 $19M Coke Bust 35:00 Pentagon Wants New Name (Again) 37:00 Trump Expands Iran Blockade 39:00 THREE Carriers in the Fight 41:00 Final Thought—Things Are Scaling

fromatoarbitration.com

In this episode: The Sunken City Arc ends with our heroes scattered, the train all but destroyed, and the remaining survivors faced with a long walk toward their final destinations.Thanks for listening! Subscribe and review us on Apple Podcasts or wherever you get your podcasts.Buy our short-story collection The Eyes Beneath My Father's House on Amazon and pre-order Tyler's debut novel West By God from The Henlo Press!Support us on Patreon or by purchasing some merch!Join the Discord!For more info and social media links, visit westsidefairytales.comArtwork by Yui Breedlove Hosted on Acast. See acast.com/privacy for more information.