Podcasts about Howden

Innovations & Insights in Middle East Insurance with Howden's Richard Market | FS Brew PodcastIn this episode of FS Brew, hosts Renjit Phillip and Vidya Veerapandian welcome Richard Mockett, CEO of Howden Insurance Brokers for the Middle East and Africa. Discover how Richard transitioned from a DJ to a leader in the insurance industry, and delve into Howden's strategic expansion in the Middle East and Africa. The dialogue covers Howden's approach to cybersecurity and climate risk resilience, innovative insurance solutions like the Cyber Plus product, and the pioneering use of parametric insurance. Richard also discusses the role of AI in insurance, regulatory changes in the UAE, and Howden's vision for growth within the region. Whether you're an insurance professional or just curious about the industry, this episode is packed with valuable insights and forward-thinking strategies.00:00 Introduction to FS Brew Podcast00:28 Guest Introduction: Richard Mockett01:13 Richard's Career Journey02:26 Howden Insurance: Overview and Operations04:36 Expansion Plans in the Middle East and Africa07:14 Cyber Risks and Howden's Solutions12:05 Energy Sector and Climate Risk19:34 Supply Chain Risks and Red Sea War Risk Facility22:55 Impact of AI in Insurance26:06 Regulations and Market Changes in UAE29:03 Personal Lines and InsureTech34:49 Challenges and Vision for the Future38:03 Rapid Fire QuestionsRenjit Philip:Newsletter: ⁠⁠⁠https://www.onemorethinginai.com⁠⁠⁠Socials:Twitter / X: @renjitphilipLinkedIn: ⁠⁠⁠https://www.linkedin.com/in/renjit-philip⁠⁠⁠Vidya Veerapandian:⁠⁠⁠https://www.linkedin.com/in/vidya-veerapandian/⁠I've got a favour to ask! If you enjoy this conversation, please double check that you've liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!

In this week's episode of the Reformed Journal Podcast, the poetry edition, Rose Postma interviews William D. Howden on his poem “Wrapped and Laid.” Howden is an ordained minister of the Christian Church (Disciples of Christ). Now retired, he lives in San Antonio with his wife, Jan Davis, and their cats. He holds degrees from Milligan University (BA) and Princeton Theological Seminary (MDiv and PhD). Bill's essays, sermons and poetry have been published in various journals. He and Jan also produce a free bi-monthly newsletter, Soul Windows: Reflection (www.soulreflection.org).

On today's SBAM Weekly Podcast, Michael Rogers talks with Christy Howden, the CEO and co-founder of very successful and growing Wolverine Pickleball in Ann Arbor. She and her company and her co-founder Leslie White were recently profiled in the SBAM Focus Magazine. “We started before everyone knew what pickleball was,” Howden says. “So, we really had to make a market. Starting small, it doesn't have to be perfect to start. I think one of the biggest keys for any small business is that you don't need to start at the top. It's better to do low stakes and figure out how you can work with resources that are easily available. Just experiment.” The Small Business Association of Michigan is the only statewide and state-based association that focuses solely on serving the needs of Michigan's small business community. We have been successfully serving small businesses like yours in all 83 counties of Michigan since 1969. We're located in Lansing, just one block from the Capitol. Our mission is to help Michigan small businesses succeed by promoting entrepreneurship, leveraging buying power and engaging in political advocacy. When small businesses band together through the Small Business Association of Michigan, they achieve more than they could on their own.  Our 32,000 members are as diverse as Michigan's economy. From accountants to appliance stores, manufacturers to medical, and restaurants to retailers, what unites the SBAM membership is the spirit of entrepreneurship…a spirit that drove you to start and continue to operate your own business because you believe you can do something better than anyone else is doing it! (music licensed from www.jukedeck.com)

[Kim Bode / 8ThirtyFour Integrated Communications' spotlight, participant in SBAM's Women's Entrepreneurial Fellowship] Chris Holman welcomes Christy Howden; owner of Wolverine Pickleball, Ann Arbor, MI. This is the third of four interviews in a series. There were several questions Chris wanted to find out from Christy: Welcome Christy, tell us about your business? Pickleball is a growing industry and community, what have you faced in trying to introduce not only your business, but the sport itself, to audiences? What are the biggest things you've learned as a woman business owner? How did you learn about the fellowship? Why did you decide to apply? How did you feel when you heard you were accepted? What would you say to women business owners who are considering applying for future cohorts? Small Business Association of Michigan Foundation Announces Inaugural Women's Entrepreneurial Fellowship New Program Addresses Multiple Challenges for Second-Stage, Women-Owned Businesses LANSING, Mich. – The SBAM Foundation (SBAMF), supported by its parent organization, the Small Business Association of Michigan, has launched its Women's Entrepreneurial Fellowship (WEF) program and chosen 11 businesses for the first cohort. The eight-month initiative will equip these second-stage, women-owned businesses with resources to overcome diverse challenges and scale their operations. Women-owned businesses are a vital part of Michigan's economy, representing 43.2% of the state's 902,131 small businesses—higher than the national average. Detroit, in particular, was ranked as the top U.S. metropolitan area for growth in women-owned businesses. “The launch of the Women's Entrepreneurial Fellowship is an exciting step toward ensuring that second-stage, women-owned businesses receive the targeted support they need to thrive, said Brian Calley, SBAM President & CEO. “This program will provide invaluable resources, from mentorship and business certifications to networking opportunities and access to capital, helping these entrepreneurs overcome the unique challenges they face.” Qualifying businesses have more than one employee in addition to the owner, have been in operation for at least two years, and generate a minimum of $500,000 in annual revenue. Here are the businesses that were selected for the inaugural cohort: ● Eagle Specialties, LLC ● Elderly Instruments ● Fido & Stitch ● Groovy Donuts ● Jungle Jane Promotions ● Marshall Holding ● Neuco Furniture & Upholstery ● Pioneer Machine and Technology, Inc ● The Betty Brigade ● Winsome Travel Design ● Wolverine Pickleball Recent data underscores the need for the support provided by this new program. Only 10% of women business owners report securing a small business loan, and women-owned businesses receive just 2.2% of all venture capital funding in the U.S. Operationally, 59% struggle with hiring and retaining qualified staff, while 80% face difficulties dealing with increased costs. "Women-owned businesses in Michigan confront a multitude of challenges that hinder their growth potential," said Kim Bode, Program Director. "From financial constraints to operational difficulties, our fellowship is designed to address these issues comprehensively." To address these issues, the Women's Entrepreneurial Fellowship offers: ● One-on-one mentorship with established business leaders ● Monthly learning sessions on critical business topics ● Networking opportunities with investors and industry leaders ● Guidance on accessing capital and growth resources ● Support in obtaining relevant business certifications ● Specialized courses on financial management, marketing, and operational efficiency

At the annual Women in Trade, Treasury, and Payments Conference on 27 February, Trade Finance Global (TFG) spoke to Sanda Blanco, Head of Structured Credit, Political Risks and International Bonding at Howden, about the most important political risks of our time and how bespoke insurance can help businesses thrive in face of them.   Read here: https://www.tradefinanceglobal.com/posts/podcast-thriving-amidst-turbulence-the-role-of-bespoke-insurance/

Send us a textNEVER MISS AN EPISODE!Sign up for our monthly newsletter to stay up-to-date on new episode releases, catch up on follow-ups from previous episodes, and enjoy a dash of chaotic rambling!Honey Should We Homeschool Newsletter Hello and welcome to another episode of Honey, Should We Homeschool?

Governance—it's a term we hear all the time in IT and business, but do we really understand it? In this episode of Ticket Volume – IT Podcast, Matt Beran sits down with Valence Howden, Advisory Fellow at InfoTech Research Group, to break down governance, its misconceptions, and how it can truly enable organizations instead of holding them back.Here's a sneak peek:1. What governance really means (hint: it's not just bureaucracy).2. How to spot healthy vs. unhealthy governance in your organization.3. Why governance should be an enabler, not a roadblock to change.4. The role of governance in IT teams, Change Management, and risk mitigation.5. How to fix broken governance and make it work for your business.If governance has ever felt like a frustrating set of rules instead of a strategic advantage, this conversation is for you. Tune in now to rethink how governance impacts IT, decision-making, and organizational success!Don't forget to like, subscribe, and share your thoughts in the comments! Have you experienced great (or terrible) governance in your organization? Let's discuss!#OrganizationalGovernance #ITGovernance #ITLeadership #GovernanceFramework #ChangeManagement #DigitalTransformation #TicketVolume #Podcast

Legends of the Brand welcomes Amin Momen from Momentum to discuss the 25th anniversary of the City Ski Challenge. Momentum, initially founded as Momentum Travel in 1996 as a bespoke travel agency, evolved to focus on mountain experiences and is now known as Momentum Experiences. The City Ski Challenge, started in 2000, was created to bring the London business and financial community together in the Alps for networking and skiing.The City Ski Challenge is more than just a race; it's a blend of networking, business opportunities, and entertainment. The event typically begins on Thursday and concludes on Sunday, offering a variety of activities. Over the years, the event has grown to include comedy shows, panel discussions, and music, creating a festival-like atmosphere. This year features Frank Gardner from the BBC, hosting a current affairs quiz. This year Momentum has partnered with Howden and Snow+Rock, as well as Crans Montana. Plus the event also supports charities, providing them with visibility and networking opportunities and this year, working with GB Snow Sport to raise awareness and support for their athletes.We encourage everyone participate in the City Ski Challenge, regardless of their skill level, and to enjoy the spirit of competition. The event is best described as the "best ski weekend in the Alps" and a "brilliant fun" networking opportunity.The Momentum City Ski Challenge takes place March 14th to 16th in Crane Montana 2025Find our more:https://momentumxp.co.uk/get-inspired/city-ski-championships/

On the pod this week, we are joined by former two-time National Pig Association chair, Richard Longthorp, to discuss a very important topic of Parkinson's Disease. Richard, a former pig farmer from Howden in East Yorkshire, was diagnosed with the condition back in 2017.What you'll hear during the course of this pod is how fitness, particularly boxing, has helped Richard to manage his condition, how it has provided him with a new lease of life at the age of 71, and why he has raised thousands of pounds to support Parkinson's UK, St Paul's Boxing Academy in Hull and Goole Amateur Boxing Club. He talks about his time as NPA chair, including the struggle with foot-and-mouth disease, and what a life in farming has provided him. Both boxing clubs provide fitness provision for people living with Parkinson's and Richard wanted to give something back. It is an extraordinary story of pushing one's physical and emotional limits, and never giving up; something British farmers are well-known for.One of Richard's idols, former heavyweight boxing champion Muhammad Alli, said: “Inside of a ring or out, ain't nothing wrong with going down. It is staying down that's wrong.” Words we can all relate too for the many challenges that life throws at us. So sit back, and enjoy the pod.Message us

Let us know your thoughts.Discover how AI is shaping the future of business in New Zealand with Dave Howden, CEO and co-founder of SupaHuman AI. In this insightful episode, Dave shares his journey from the UK to New Zealand and explains why he believes this environment is primed for AI's transformative potential. We explore the powerful role of large language models and multimodal technology in reshaping business landscapes, highlighting why understanding an organisation's core values and processes is crucial for AI integration. Businesses that embrace tailored AI solutions can enhance efficiency, drive growth, and stay ahead in the adoption curve.We also uncover the key inefficiencies AI can address, from knowledge retrieval to outdated systems like CRMs and ERPs. Imagine significantly reducing the time employees spend searching for information and transforming complex tasks into simple queries. With AI's growing intelligence, businesses can streamline operations, generate synthetic customer insights, and refine their value propositions. Instead of fearing AI, now is the time to embrace its potential to solve productivity challenges and revolutionise customer interactions, ensuring long-term competitiveness in an ever-evolving technological landscape.SubscribeWhen you subscribe to B2B Inspired, you're playing a key role in growing and supporting New Zealand's B2B Marketing Community. Share Your FeedbackGot something to say? We're all ears. Your voice is what powers this community – it can't grow without you. Connect with Us LinkedIn: https://www.linkedin.com/company/blueocean-agency/ Website: https://www.blueoceanagency.co.nz/podcast/YouTube: https://www.youtube.com/@WeDoB2BLet's roll up our sleeves and take on tomorrow together.

Actor and writer Daisy May Cooper shot to fame with This Country, the mockumentary about rural poverty in the Cotswolds that she wrote and starred in with her brother Charlie. She followed that with the lead in BBC/HBO show Rain Dogs and in 2022 she co-wrote and starred in the twisting female-friendship thriller Am I Being Unreasonable? With the second series about to drop on BBC 1 and BBC iPlayer Daisy joins Clare McDonnell in the Woman's Hour studio. A new BBC podcast has uncovered some shocking allegations of grooming, trafficking and sexual exploitation linked to a yoga movement. The Bad Guru podcast follows Miranda who joined a yoga class in the UK which she discovered had links to the Atman Federation, an international yoga movement led by the Romanian guru Gregorian Bivalaru. After becoming part of the wider movement, Miranda says that she was groomed and sexually exploited. Clare hears from Miranda and from the podcast's presenter, investigative journalist Cat McShane. From her close relationship with her mum to her mental health struggles as a teenager, 24-year-old Fiona-Lee from Howden in Yorkshire writes earnestly about the emotional rollercoaster that is adolescence to adulthood. Her EP, ‘Nothing Compares to Nineteen,' is released on the 7th of March and she joins Clare to perform the track 'Lavender'.Presenter: Clare McDonnell Producer: Laura Northedge

We explore the intricate dynamics of risks, policies, and politics. We kick off with a candid conversation about the burdens of managing billing and payments in the brokerage industry, and the innovative solutions that are streamlining these processes. Our discussion then takes a lively turn as we unpack recent political events, including observations from a high-profile inauguration and the behavior of prominent figures such as Mark Zuckerberg. We explore broader political themes, touching on the energy crisis and its impact on prices, and the pressing need for political leaders to transition from perpetual campaigning to effective governance. Additionally, we examine the implications of recent presidential pardons, contemplating their motivations and potential effects on national unity. Shifting our focus to industry trends and global expansion, we analyze the dynamic landscape of the insurance and brokerage sectors. Discover how private equity-backed brokers are dominating acquisition deals, especially in acquiring smaller, regional agencies, despite a decline in large-scale acquisition activity. We explore the latest trends in reinsurance, with a noted decrease in property catastrophe rates and the continued growth of insurance-linked securities. The conversation also covers the shift of business from admitted to non-admitted markets, particularly in California and Texas, and the plateau in rate growth despite high submissions. We touch on securities class actions and their potential impact on Directors and Officers (D&O) pricing, while also considering the potential for global brokers like Howden to expand into the US market. In our final chapter, we tackle privacy concerns in consumer data and home safety. We highlight the unique quirks of flying Southwest Airlines and transition to the New York taxi insurance market, noting the recent bankruptcy of ATIC and Governor Kathy Hochul's legislative response. Our skepticism about the effectiveness of these efforts leads to a discussion on the potential for legal action by taxi drivers with unpaid claims. We also address a GM settlement over improper use of geolocation data, sharing personal experiences with Carfax and its impact on vehicle trade-in values. To wrap things up on a lighter note, we share our change of heart about Dry January and indulge in our choice of wine for the evening, Mayoma, before concluding with a humorous reflection on life expectancy and aging. Time Stamps 00:00 Revolutionizing Insurance Payments with Ascend 01:36 Trump 45 vs. Trump 47: Inauguration Drama 02:52 Morbid Presidential Speech Analysis 03:58 Gas Prices and Inflation: Are Companies Profiteering? 06:01 Biden's 6,000 Pardons: Controversy or Compassion? 09:15 TikTok Shutdown Hysteria: Is It Justified? 10:10 Insurance M&A Activity Hits Lowest Since 2017 14:21 California and Texas: Surplus Lines Market Boom 16:00 Rise in Class Action Lawsuits: Impact on D&O Pricing 18:50 Global Brokers Eyeing the US Market: Threat or Opportunity? 23:12 New York Taxi Insurance Market in Chaos 27:10 Carfax Controversy: Who Owns Your Driving Data? 29:15 Smoke Detector Recall: 328,000 Units Fail to Alert Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Today, we welcome Fraser Searle onto the R2Kast podcast. Fraser is a fascinating mix of social media star, sandwich enthusiast, and all-around creative. Having grown a massive following online, Fraser shares his journey from his early days in content creation to becoming a full-fledged social media sensation.

How does a childhood spent on construction sites turn into a career at the forefront of digital innovation in construction? This episode of the Future Construct podcast features Jason Howden, Chief Innovation Officer at Revizto, who recounts his remarkable journey from the dusty building sites of New Zealand to revolutionizing the industry with cutting-edge technology. Jason's early exposure to construction and his father's introduction of AutoCAD Sketch 1.0 ignited a passion that transformed his career. Listen as he reveals how hobbies like remote-controlled model aircraft and a knack for problem-solving, fueled by his dyslexia, laid the foundation for his innovative approach to construction technology.Leadership and automation take center stage in our discussion with Jason, as he delves into how breaking down complex projects into manageable components has been key to his success. He introduces us to the concept of a "digital custodian" and explains how automating processes such as collision detection can streamline projects and mitigate costly errors. Jason's real-world anecdotes illustrate the tangible benefits of these methodologies, making a strong case for the progression from traditional CAD to Building Information Modeling (BIM).We also take a futuristic leap into the integration of AR and gaming technology within the construction sector. Jason's firsthand account of overcoming skepticism and adopting these innovative tools for project collaboration is inspiring. He shares an intriguing story of a foreman in Christchurch, New Zealand, who went from mocking digital tools to embracing VR for enhanced project efficiency. As we anticipate the upcoming RevUp conference, Jason teases some groundbreaking advancements in construction technology that promise to reshape the industry landscape. Join us for a riveting conversation with one of construction technology's leading voices. Contact the Future Construct Podcast Produced by BIM Designs, Inc! BIM Designs, Inc.: minority-owned, US-based, union-signatory preconstruction technology firm, offering turnkey BIM modeling, laser scanning, coordination management, and other VDC solutions to the AEC industry. Schedule a free consultation: sales@bimdesigns.net. Subscribe to our weekly blog and our Future Construct Podcast Suggest a podcast guest

Today's Episode is half of a duo of special podcasts released simultaneously that are looking to summarise the 1.1 reinsurance renewals. In previous years I have compiled these interviews into a documentary-style episode to work as a précis, but this year I enjoyed my interactions so much that I really didn't want to be chopping them up into clips, so there are two instead of one. Both my guests will be familiar to regular listeners and they both bring very different, very complimentary qualities. For a full picture of the renewal and the current state of the reinsurance market I highly recommend you listen to both This Episode is with David Flandro, Head of Industry Analysis and Strategic Advisory at Howden Re. David has a deep analytical background, but in his long career has not, as far as I am aware, had to broker and place a risk in anger. The other, Episode 238, is with James Vickers, Chairman of Gallagher Re International, who has been at the forefront of the reinsurance broking world for over forty years. With James I will be getting more into the detail of the cut and thrust of the annual duel between clients' wants and reinsurers' red lines and ascertaining this highly experienced broker's feel for today's marketplace. But let's get back to this podcast. In this lively discussion we examine all the macro factors washing across the reinsurance market in great detail. A listen will be a great education on how the best analysts gain their understanding of the market and will give you a good idea of where we are now and where we might be heading in 2025, provided external events don't blow us off course. David may be one of the smartest people in our business, but he's also great fun to spend time with. He is so good at explaining complicated ideas about the fundamental capital building blocks of insurance and reinsurance and the factors that affect them, that he always makes me feel a lot smarter for having spent time with him. NOTES Howden Re has published an extremely detailed and comprehensive report full of insights entitled Past the Pricing Peak Read it along with this Episode.  LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series. This week they are advertising their successful TINtech London Market event, which will be happening on 4th February 2025.

Resilience in internal audit - what it means, why it's crucial, and how to develop it? Listen Colin Howden as he shares personal stories and actionable advice for navigating tough challenges.

12 - 27 - 24 Brett Howden-VGK-EN Goal VGK 6 SJ 3 by San Jose Sharks

A comedy podcast hosted by Amy Gledhill and Ian Smith, two Northerners living in London who find the funniest news stories from up north.Headlines this week include an accidental peep show at a church in Hornsey, and the residents of Howden kick off about new plans for a solar farm.Featuring guest correspondent, comedian Huge Davies.Huge will be on tour with his show Album 4 My Ancestors (dead) from Feb 2025, for tickets and information head to www.hugedavies.com.Want Extra! Extra! content? Join our Patreon or Apple Subscription for weekly bonus content.Got a juicy story from t'North? Email it to northernnewspod@gmail.com.Follow Northern News on Twitter @NorthernNewsPod and Instagram @NorthernNewsPodcastAnd follow Huge on Instagram @hugedaviesRecorded and edited by Aniya Das for Plosive.Artwork by Welcome Studio.Photography by Jonathan Birch. Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

Start Name Artist Album Year Comments A Carol Celebration: Carol of The Bells; Joy To The World; The First Noel; Silent Night; Away In A Manger; We Three Kings; Ding Dong Merrily On High; In The Bleak Midwinter; Adeste Fideles Aaron Hawthorne The Most Wurlitzer Time of the Year [NETOA CDHLW1008] 2024 3-12 Wurlitzer, New Victoria Centre, Howden le Wear; ex New Victoria/Gaumont/Odeon Bradford 5:42 Mele Kalikimaka Aaron Hawthorne The Most Wurlitzer Time of the Year [NETOA CDHLW1008] 2024 3-12 Wurlitzer, New Victoria Centre, Howden le Wear; ex New Victoria/Gaumont/Odeon Bradford 9:29 Purple Snowflakes Nathan Avakian, Claire Avakian When The World Falls In Love 2024 5-80 Wurlitzer, Place de la Musique, Sanfilippo Estate, Barrington, IL 13:05 God Rest Ye Merry, Gentlemen Nathan Avakian When The World Falls In Love 2024 5-80 Wurlitzer, Place de la Musique, Sanfilippo Estate, Barrington, IL 17:11 Have Yourself A Merry Little Christmas Jackie Brown Concert Recording Stars Wish You A Merry Christmas [CR S070] 4-14 Wurlitzer, Granada Theatre, Tooting, London 22:00 A Very Merry Christmas, Pt. 1: Carillon; Home Sweet Home; Sir Roger de Coverly; Vive l'Amour; Landlord Fill The Flowing Bowl; Little Brown Jug; Drinking Sidney Torch Organ Oddities and Novelties [NTOT Kinura Cassette NCM 214] 1933 4-36 Christie, Regal Cinema, Marble Arch, London 25:44 When Santa Claus Gets Your Letter Ron Rhode Christmas With Ron Rhode [Stereo OSP 107] 1981 3-23 Wurlitzer, Organ Stop Pizza, Mesa, AZ 27:53 Good King Wenceslas Korla Pandit Christmas With Korla Pandit [Fantasy 3350] 1962 Unknown theatre pipe organ 28:57 Mistletoe And Holly Helen Dell I Feel Christmas [Malar MAL 2017] 1972 Unknown 30:58 Little Drummer Boy Phil Kelsall A Wurlitzer Christmas [Crimson CRIMCD183] 1998 3-14 Wurlitzer, Tower Ballroom, Blackpool 34:06 Jingle Bell Rock Lance Luce Christmas At The Senate 2004 4-34 Wurlitzer, Senate Theatre, Detroit, MI 37:24 Lo, How A Rose E're Blooming Christian Elliott Christmas At The Collection [CPE Productions CPE-107CD] 2011 4-74 Wurlitzer, Nethercutt Collection, Sylmar, CA 40:31 Swinging Sleighride; Snow Coach Nigel Ogden A Wurlitzer Christmas Celebration [OS Digital OS210] 1994 4-20 Wurlitzer, Free Trade Hall, Manchester; ex Paramount/Odeon, Manchester 43:33 The Skaters' Waltz Robert Wolfe Sleigh Ride [Thursford TC-TE-19] 1989 3-19 Wurlitzer, The Thursford Collection, Fakenham, Norfolk 46:41 Hallelujah Chorus from The Messiah Monte Maxwell Deck The Hall [Historic Organ Restoration Committee CD] 2020 7-449 Midmer Losh, Boardwalk Hall, Atlantic City, NJ 51:14 Let It Snow! Let It Snow! Let It Snow! Dave Wickerham 2011 Sanfilippo Foundation Christmas Concert 2011 5-80 Wurlitzer, Sanfilippo Residence, Barrington, IL 55:29 We Need A Little Christmas Scott Foppiano Christmas At The Arlington [SBTOS CD] 2008 4-27 Robert Morton, Arlington Theatre, Santa Barbara; ex 1929 Loew's Jersey Theatre, Jersey City (4-23) 59:10 We Wish You A Merry Christmas Bob Ralston It's Beginning To Look A Lot Like Christmas [Ralston Concerts CD] 1992 3-21 Grande Barton, Granada Theatre, Kansas City, KS

Today's podcast is a first for The Voice of Insurance. It's the first time I've done an outside broadcast. And the reason is a special one. David Howden started what was then Howden Pangbourne just over thirty years ago with two others and, famously, a dog, in a tiny office on St Dunstan's Hill in London. Now that business is around six thousand three hundred times bigger in terms of staff numbers and infinitely larger in terms of revenue and has become a major global insurance and reinsurance operator working all over the world. I had been trying to get David back on the show for a while as it had already been 2 years since his last appearance alongside Rod Fox after the acquisition of reinsurance broker TigerRisk. The message came back that he might be tempted to do it as long as we could do something different. So this is indeed completely different. David and I met up at St Dunstan's one morning two weeks ago and went for a walk around the Insurance district of London we both know so well, taking in the sights, but also all of Howden's five London head offices past and present along the way. Inevitably we get a bit of a history lesson and hear lots of insightful stories and some fun anecdotes from along the amazing Howden entrepreneurial journey of the last three decades amid a fast-changing London and international insurance market. But far more importantly we also discuss the core issues affecting the present and the future of that market and how Howden is positioning itself within it. Howden Re, Dual and the MGA boom, the big question over whether Howden might enter US retail broking, ongoing broking consolidation, big capital questions around what structures make the most sense as Howden continues to scale, the firm's latest 30/30 strategic plan and other key decisions facing the Howden Group now and over the decades to come all get comprehensively dealt with. There's nothing like a good walk for opening up a better quality of conversation. David's passion and enthusiasm are fizzling through every second of this fun and all-encompassing discussion. If you want to know how David got this far do listen on, you'll learn an awful lot. But I think a better reason to carry on listening will be to hear where he is heading in the next few years and how he plans to get there. By the time we close our conversation in Dave's Wine Bar at the foot of Howden's current HQ, you'll be much wiser, but probably needing a sit down and a cup of coffee as much as I was. NOTES: If this has piqued your interest, there are some handy highlights of the Howden story here: https://www.howdengroupholdings.com/about-us/our-story The other broking firms that get the most mentions in this Episode are Spear Gulland, acquired by Howden in 1997 and major Spanish intermediary Gil y Carvajal, bought by Aon in 1998. I worked at Gil y Carvajal's London office from 1992-95 and again 1997-98, hence my extra inside knowledge of St Dunstan's. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series. This week they are advertising their successful TINtech London Market event, which will be happening on 4th February 2025.

This episode features a conversation with Izzy Howden, Senior Campaign Manager at Make My Money Matter, an organization working to transform the financial system. It was recorded in August 2024.Over the past 3 years, Izzy has worked across all of Make My Money Matter's public campaign activity, including the viral films, The Hidden Relationship, featuring Kit Harington and Rose Leslie, and Oblivian, featuring Olivia Coleman, which have racked up hundreds of millions of views, generated massive media coverage, and picked up a slew of awards.She's also directly engaged the financial sector to drive climate action, following Make My Money Matter's mission to move money from the destructive, harmful investments of the past, into those that help build a future we can be proud of.Before joining Make My Money Matter, Izzy developed strategic, creative campaigns for clients such as the Global Project for Education, the World Economic Forum, Peace One Day, and Footprint Coalition. Amongst other things, Izzy and I discussed the task of making pensions and climate finance engaging for audiences, how working with celebrities can take things to the next level, and how embracing creativity, humour, and satire can give campaigns an edge.Additional links: Visit the Make My Money Matter websiteWatch Oblivian with Olivia ColemanWatch The Hidden Relationship with Kit Harington and Rose LeslieWatch the “Saving Jane” deforestation animation

The rising number of injuries to top soccer players came at a cost of nearly $800 million to teams across Europe's leading leagues last season, according to a report. At a time when there are growing concerns about the number of games players are being asked to play, the Men's European Football Injury Index found there were 4,123 injuries in the top divisions of England, Spain, Germany, Italy and France in the 2023-24 campaign. The cost of the injuries was based on the reported salaries of the players concerned and the amount of time they were sidelined for. The report highlighted a greater strain on clubs as a result of the newly expanded Club World Cup, which will be staged in America next year. The number of injuries has risen year-on-year since the index was first published in 2021 and the latest report said, “It would be fair to expect a continuation of this upwards trajectory.” “The squad depth of clubs will continue to be tested, particularly with the impending introduction of the new FIFA Men's Club World Cup in 2025.” The index is produced by sports insurance firm Howden. Its publication comes a day after a players' union and European leagues filed a formal complaint to the European Union against world governing body FIFA. The 32-team Club World Cup—up from seven—has faced consistent pushback over concerns about player welfare since its new extended format was announced last year. The football index has tracked a rise in injuries even before the expanded Club World Cup and Champions League. It said there had been 14,292—excluding COVID-19—in the top five European leagues dating back to the 2020-21 season. That came at a cost of $2.5 billion based on the reported salaries. Last season alone, the figure was $798 million. On average there was an injury every 92 minutes of football involving teams across those leagues. The report said there was a “concerning trend” surrounding players under the age of 21, who were sustaining an increase of severe injuries. This article was provided by The Associated Press.

Episode 29 looks at a few key issues that we've been reporting on, and puts some important new concerns on the table. Part 1- In Thursday's Winnipeg Sun, Marty Gold reveals hidden details that city officials and the broadcast media didn't want you to know about as a lawless homeless encampment in West Broadway. Click here to read Winnipeg refuses to oust homeless camp with crime, safety issues - Coming in Sunday's column- more about the frustrating refusal of Mayor Gillingham and City officials to clean up the illegal camps behind 300 Assiniboine. 8.30 - Hear how CBC deliberately distorted comments by Coun. Cindy Gilroy to favour the homeless campers and not the victims of the ongoing mayhem. She was talking about where they are being allowed- the same theme our reporting has been focusing. Meanwhile, who decided there's no count being kept of emergency response trips to encampments? Are riverbank property owners are being used as political pawns? * We are only $1295 shy of the Season 5 funding target! * Donors over $250 get a rare hardcover version of Retropeg- contribute to our costs via the Donate page Our target is $5600, we always earn your support! 15.00- Another information session about Plan20-50 is being held Saturday in Howden, Mb. from 1-4 pm at 1078 Red River Drive. Marty discusses the topics being covered by Manitoba Stronger Together and why the central planning agenda for land development and 'density' should be opposed by pretty much everyone- as should divisive NDP legislation to require 300 signatures to appeal a zoning decision. There's a new leader in the TGCTS all-time rankings: Episode 27 with the whistleblower exposing the Watt Street crime central rooming house - here's the link 23.10 Part 2- Crime Stoppers have good intentions but transit drivers tell us cops already don't respond to serious crimes like break-ins and there's no dedicated unit to investigate the anticipated complaints. Focusing on passengers to call in tips is re-active, not pro-active. And with the Code of Conduct not even on the Transit main page and banned people allowed to ride anyways, the ‘It's Your BUSiness' campaign is smoke and mirrors. What passengers and drivers need, is enforcement on the actual buses in real-time. The early morning assault of a driver on the 672 South Pointe route, forcing her to crawl out a window, is being cited as a reason to completely seal off transit drivers from passengers- a horrible idea that punishes the victims. 38.00 - The Gillingham plan to reconstruct Portage and Main doesn't mention the effects on the one neighborhood most affected. Hear which councilor won't answer the questions asked on behalf of the people of St. Boniface. 41.00- Dr. Joss Reimer gets a lesson from Marty Gold in the Gary Doer concept of "think global, act local". Reimer got lots of airtime this week in her role as chair of the Canadian Medical Association. "The current sick note system puts unnecessary pressure on our already overwhelmed health system," she tweeted. Wait till you hear which of her colleagues employed by the province requires it. Will she challenge them to change? Don't hold your breath. - Although the media won't ever connect the dots, when Coun. Gilroy complains about the projected costs to clean-up the skyrocketing number used needles dropped in inner-city parks, she's complaining about whose vision of "harm reduction"? That's right, the WRHA's Joss Reimer, matriarch of the free needle program that sacrificed the safety of Winnipeg families to cater to derelicts and criminals. Coming up- How Mayor Gillingham's administration hampers needle and garbage clean-up in downtown parks overrun by illegal camps; unreported incidents of antisemitism; and more special interviews!

This week Dave Goucher chats with Brett Howden, who is off to the best start of his NHL career with five goals through the first 11 games. Brett speaks on the team's recent play, fitting in with the VGK and feeling like he belongs in the NHL, plus how being a father has shaped his mindset. We also have some fun with a VGK Halloween story to close out the show.

Happy Nevada Day! VGK Beats LA & Ottawa to start our 24/25 season undefeated at home! William Karlsson prepared to play his first game of the season on Saturday against the Sharks;  Ladies of the Knight Watch Party; Noche de los VGK; Meet Mr Fun Must be Always! Congrats to The Howden's, Hanifin's, Shea & HBD PAVEL DOROFEYEV!  Vegas Hockey Girls Podcast is created and recorded by hockey loving sisters Colleen and Mandy. The girls team up in their hometown of Las Vegas, NV and attend as many hockey games as possible! They were introduced to the NHL when Vegas was awarded an expansion team, shortly thereafter we were hooked! Yup, been fans since day effing one! Listen to be caught up with all things VGK and NHL in 15 minutes or less with a new pod after every VGK game! www.vegashockeygirls.com Find us on social media: https://www.instagram.com/hockeygirlspod/ https://twitter.com/HockeyGirlsPod https://www.facebook.com/groups/vegashockeygirlspodcast Mandy can be found on socials: as VGK GOALIE GIRL Reach out! Talk to us by leaving a voice message on SPOTIFY! If you ever hear an error, mistake, or something missing in our pod please email us: vegashockeygirls@gmail.com The views and opinions expressed in this podcast are those of the hosts and guests and do not reflect the position of The Vegas Golden Knights and/or any affiliates. Thanks!

Send us a textIn this special episode of Making Risk Flow, host Juan de Castro engages an esteemed panel of insurance industry experts during InsTech's recent Beyond Theory event in London. The panel features James Wright, Head of Technology at Beazley; Henrik Bjørnstad, Managing Director of National Markets at Markel International; and Jason Howes, Chief Transformation Officer at Allianz Insurance. Together, they explore the evolving landscape of commercial insurance, with a particular focus on digital transformation and its implications for underwriting processes.Juan prompts the panel to candidly discuss their transformation journeys, uncovering the distinct challenges each company encounters as they modernise operations and enhance customer experiences. James details Beazley's efforts to centralise operations for better SME client service, emphasising the importance of tailored underwriting for diverse risks. Jason outlines Allianz's ambitious strategy to digitise and simplify its services, underlining the need to meet rising customer expectations. Meanwhile, Henrik illustrates how prioritising workflow improvements has significantly boosted productivity and customer satisfaction in underwriting, especially in speciality lines. The discussion also delves into strategies for fostering a cultural shift among underwriters to embrace innovative digital tools.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Zastavte to šílenství! V průběhu tří let stoupl počet zranění v pěti nejlepších ligách o 37 procent. Zatížení hráčů neúměrně roste, a to si ještě FIFA vymyslela nový náročný formát MS klubů. Rodri a spol. už proto hovoří o stávce.Chcete si z podcastu vybrat jen některá témata?01:50 Vítězná vlna Slavie17:20 Upachtěná výhra Sparty v Liberci?38:18 Přibývající zranění fotbalistů58:28 Sázkařské okénko s Fortunou#####Čísla hovoří jasně. Během sezony 2023/24 došlo v anglické, německé, italské, španělské a francouzské lize ke 4123 zraněním. Oproti sezoně předchozí jde o čtyřprocentní nárůst. A ve srovnání s ročníkem 2020/21 je to číslo větší o 37 procent oproti tehdejším statistikám.Uvádí to zpráva pojišťovny Howden, která již několik let tyto přehledy monitoruje. Na úhradách platů, které inkasovali fotbalisté, kteří se kvůli zraněním ocitli mimo hru, šlo v uplynulé sezoně v pěti nejlepších ligách v přepočtu celkem 18,5 miliardy korun.Nejvíc zranění hlásí Bundesliga, největší náklady na zraněné hráče registruje anglická Premier League. Pochopitelně, je tam nejvýše nasazená platová hladina. Roste počet zraněných hráčů mladších 21 let, roste počet zraněných kolen. V uplynulé sezoně šlo v Top 5 ligách celkem o 367 případů. Právě zranění kolenního kloubu jsou na léčbu velmi náročná, posílají hráče mimo trávníky na dlouhou dobu. ---Nosiči vodyFotbalový podcast Seznam Zpráv. Jaromír Bosák, Luděk Mádl a Karel Tvaroh každý týden o českém a světovém fotbalu. Příběhy, aféry, důležité postavy na hřišti i v zákulisí.Odebírejte na Podcasty.cz, Apple Podcasts nebo Spotify.Sledujte nás na Twitteru! Najdete nás tam jako @Nosicivody.Máte návrh, jak podcast vylepšit? Nebo nás chcete pochválit? Pište na audio@sz.cz

Curious whether sales is just about the numbers or if there's something deeper to consider? In this episode, Brandon and Nick dive into this question with a delightful mix of personal stories and professional insights. They share everything from spontaneous naps to encounters with relentless deer and Halloween antics. With plenty of laughs and spirited discussions, their unique take on sales strategies will not only entertain you but also challenge your understanding of what it really takes to succeed in sales. Wine enthusiasts, you're in for a treat! Experience a delightful tasting of San Gregorio Tempranillo from Spain, and explore the concept of "noble woods" with Brandon and Nick's lighthearted commentary. They also take a light-hearted look at the latest insurance acquisitions and discuss how major players like Gallagher and Howden are shaking up the industry. Alongside conversations on hurricane and fire events, they ponder the unpredictability of weather, providing a fresh perspective on timely topics. Prepare for a wild ride through armadillo trapping escapades and Fisher-Price recall revelations. Brandon and Nick weave futuristic movie references with tales of corporate shareholding, adding a sprinkle of humor with a "two truths and a lie" game that touches on quantum mechanics and ancient history. With a nod to the influential role of institutional investors, and a shoutout to guests like social media safety expert Abby Ferry, this episode promises a captivating mix of finance, fun, and fascinating facts. Timestamps 0:00 Update on last week 6:59 Today's wine: San Gregorio Tempranillo 10:19 Today's topics 15:04 Howden acquires the UK's largest beauty membership providers, ABT & AIT 17:29 Howden Alleged to Have Poached Insurance Rival's Team in UK Suit 19:06 Impact of hurricanes in Florida's insurance market 23:46 New York Mets Hit With Class Action Alleging Biometric Privacy Violations 26:46 Trapping armadillos in Nick's backyard 29:08 Recall of the week: Fisher Price baby swings 33:32 2 truths and 1 lie quiz Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

Evil is coming……so strap in for a headbanging ride with the Pillow Fright Podcast crew as they venture into the blood-soaked world of 2015's Deathgasm! Along the way, director Jason Lei Howden joins the party to share stories of DIY filmmaking, gory practical effects, and the passionate community that brought Deathgasm and its upcoming sequel to life. So throw on your Ray Bans, grab the pages of the Black Hymn and let's get into it!Find Jason on InstagramSubscribe to our YouTube channel for more content! Support us on Patreon where you will find uncut episodes, bonus content, and more!Follow us on socials:InstagramTikTokLetterboxd Pillow Fright theme by Brandon Scullion

Making Risk Flow is back for it's sixth season! In the first episode of the new series, host Juan de Castro speaks with Bettina Dietsche, Chief People and Culture Officer at Allianz Group, one of the world's largest and most diversified insurance and asset management companies. Bettina is a global executive with over 25 years of international experience in leading and managing business, sales, and operational divisions in the financial services, insurance, and IT industries.Together, Juan and Bettina discuss the intersection of technology, people, and culture in the ever-evolving landscape of commercial insurance. The pair also talk through how to foster a culture that embraces both digital transformation and personal development, the need for upskilling for the future via lifelong learning, and the importance of valuing and leveraging the experience of older employees while also embracing the innovation and dynamism of younger generations.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

With Stewart Howden and Steve Saffier

While we take a seasonal break over the summer, we're excited to bring you a special series of Greatest Hits episodes! These episodes highlight the most impactful discussions from past seasons of Making Risk Flow; offering both new listeners a chance to catch up on the essential conversations that have shaped our industry, and long-time followers an opportunity to revisit the insights that continue to resonate today. We hope you enjoy revisiting these highlights, and we look forward to bringing you new content soon.In this Greatest Hits episode, Juan is joined by Simon Cooper-Williams (Director of Portfolio Development Solutions at Markel International) and Jamie Wilson (Head of Pricing and Innovation at Hyperexponential). Together they discuss how the role of actuaries has evolved over the years, and how they work together with underwriters to achieve more dynamic and informed pricing decisions.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Stewart greets David Hobbs who has driven everywhere from the Indy 500 to Formula 1 & Daytona to Le Mans. He's also announced F1 @ GP2 races and was seen in the movie "Stroker Ace" & heard in "Cars 2".

While we take a seasonal break over the summer, we're excited to bring you a special series of Greatest Hits episodes! These episodes highlight the most impactful discussions from past seasons of Making Risk Flow; offering both new listeners a chance to catch up on the essential conversations that have shaped our industry, and long-time followers an opportunity to revisit the insights that continue to resonate today. We hope you enjoy revisiting these highlights, and we look forward to bringing you new content soon.In this Greatest Hits episode, Juan discusses implementing ESG with Simon Tighe, Group Head of Investments, Treasury and Credit Risk at Chaucer Group, and Paul McCarney, Senior Director of Insurance Product Strategy at Moody's. Together, the trio talk through the relevance of ESG data in insurance, the need for standardised data, and how the industry can unite to create a more sustainable future.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

While we take a seasonal break over the summer, we're excited to bring you a special series of Greatest Hits episodes! These episodes highlight the most impactful discussions from past seasons of Making Risk Flow; offering both new listeners a chance to catch up on the essential conversations that have shaped our industry, and long-time followers an opportunity to revisit the insights that continue to resonate today. We hope you enjoy revisiting these highlights, and we look forward to bringing you new content soon.In this Greatest Hits episode of Making Risk Flow, host Juan de Castro is joined by his good friend and Deputy CUO and Head of Third Party at Inigo Insurance, Craig Knightley. During their conversation, the pair discuss just how data analytics and insights can play a pivotal role in gaining a competitive advantage in insurance and ensure underwriters are more accurate in risk selection. Plus, Craig outlines the five pillars of Indigo's strategy: great data, great analysis, a great underwriting workbench, portfolio underwriting, and partnering with clients.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Heading into our 3rd hour, Steve and Bobby dive into why padded practice feels like the beginning of real football before Mike Hoss, Voice of the Saints joins the gang to discuss the first full day of pads at training camp, how players like Trevor Penning get off the mental hurdle of a bad play, if the special teams strength that the Saints had last year will continue following the offseason rule changes to kickoffs, and how the CB room battles are going between the likes of Abram and Howden, and we hear from Dennis Allen on how the first day of padded practice went in his eyes.

Mike Hoss, Voice of the Saints, joins Steve and Bobby from Cali to recap what excited him on the first day of padded practice, Trevor Penning is learning to learn from his bad experiences and move on to the next play, competition in the Saints defensive front, if the Saints special teams proficiency will translate well to the new special teams rules, and what Mike has seen in the CB battle between Abrams and Howden.

eKartingNews.com is the hub of the karting world, providing you with all the latest news, insider information and race reports from events around the globe. ‘This Week In Karting' helps to tie everything together in one weekly podcast, bringing our listeners up to speed on the most recent news in the sport. Episode 79 of ‘This Week In Karting' welcomes back Rob Howden to the EKN Radio Network studio. Howden returns to join David Cole and discuss the latest topics and news items in the sport in this show presented by Sodi Racing USA. Among the topics include Rock Island Grand Prix new track layout, USPKS and IAME France form partnership, track news in Colorado, Missouri and Ohio, Racelab expanding its dealer network and Silly Season 2024 is underway.

In the final episode of Season 5 of Making Risk Flow, host Juan de Castro sits down with James Platt, Co-Founder and Operating Partner of Trimstone Partners, a boutique strategy consulting business focused on supporting major strategic change in the insurance, asset and wealth management industries. James has an illustrious career in operational transformation and technology innovation, having played pivotal roles as a consultant and partner at Boston Consulting Group and as the CEO of Digital Solutions at Aon.Together, Juan and James discuss why James believes the combined ratio is the worst thing that ever happened to the insurance industry, the reasons why the industry hasn't evolved as successfully as the mortgage and asset management sectors have, and why data, digitisation, and decision-making can be the levers for change.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Mike evaluated second-year safety Jordan Howden, a "breakout" candidate for 2024. 

Mike evaluated second-year safety Jordan Howden, a "breakout" candidate for 2024. 

In this episode of Making Risk Flow, Juan de Castro speaks with Bob Gadaleta, Executive Vice President at Twin Maples Speciality, a new division of Starr Insurance designed to focus on serving mid-market businesses through wholesale brokers in the US. Bob joined Starr to assume this newly created position, bringing over 29 years of insurance industry experience in underwriting and field sales leadership, including stints at Hiscox and AIG.Over the course of their conversation, Juan and Bob discuss how Twin Maples Specialty aims to streamline workflows, use data-driven insights, and attract top talent to provide efficient and innovative solutions for brokers. Plus, the duo also discuss what the insurance industry can learn from the insurtech startup mindset, how prioritisation can lead to superior risk selection, and why brokers don't want, yet another, portal.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

“We talk a lot at Howden around not just coming to work, but coming to build a business. It really allows people to kind of have that sense of ownership, that sense of purpose and really allows people to feel like they're part of what they're building”, says Charlotte. “They understand it and can take a lot of pride. It's a really different mindset, that feeling of ownership, working as part of our team, collaborating for the good of our clients. Incentives can drive those behaviours, so a big piece for us was making sure that our combined incentive scheme drives really good collaborative behaviours and decision-making.”On the Insurance Coffee House Podcast, Charlotte shares her insurance career journey from RSA intern, her stint at Guy Carpenter before joining Hyperion Insurance Group, now Howden. She discusses the impact of moving from a larger, more corporate environment to a smaller, growing business. “Howden at the time was a much, much smaller business and a much less established HR function, which is where the real excitement was and a huge opportunity.You didn't have all of the things you were used to working with in very established centres of expertise. It was a really good shift to start looking at what does the business need, what does the business want?From an HR perspective, you're building things and doing things that are really fit for purpose.”Charlotte highlights Howden Re's accelerated growth story and her expanding remit. The business has grown from 400 employees in 10 countries when she joined in January 2023 to 900 in 35 countries today. She emphasizes how the reinsurance business is being purposefully different for its clients and people as well as leveraging the power of the Howden Group. Charlotte talks through the TigerRisk merger, making the integration of the two businesses as seamless as possible and helping people in the business do what they're good at. She shares how having start-up energy, yet being a global, established business is helping attract and retain the best insurance talent. “Our rates of organic growth are outpacing the market. We're having massive amounts of talent joining us. But our retention of talent is really high, and we see people progressing quickly through the business as well.This isn't a business that you have to wait for someone to leave a role or you have to wait for there to be space. It's a business that is growing and that creates space for people to grow with it.” Charlotte gives her advice to insurance executives coming to interview, encouraging them to talk about what they want to do, not dwelling on what they've done in the past. She encourages her insurance industry HR peers to, “Make it obvious you want people to join you and be available to them.” Highlighting the importance of working with an insurance executive search partner who challenges the recruitment function in its thinking, not just when things don't go to plan, Charlotte says, “I'm a big believer in when things go really well, looking at what made them go really well, how do you embed that and scale it.”Charlotte points out how the HR team is using tech to balance making the recruitment process as seamless but also as human as possible. In conclusion Charlotte challenges us to think about where we want [our career] to sit in a changing insurance industry and encourages us to never stop learning. Connect with Charlotte Hubble on LinkedIn or find out more about Howden ReThe Insurance Coffee House Podcast is hosted by

Today Ed and I welcomed another live podcast to the Howden stand! This time in Scotland at the Royal Highland Show!We were welcomed by Andy Frazier, Liz Haines and Rob Waiwright to talk new books, neurodiversity and playing for the Lions! Hosted on Acast. See acast.com/privacy for more information.

In this episode of Making Risk Flow, host Juan de Castro speaks with Stephane Flaquet, the Group Chief Operations and Technology Officer at Hiscox. Stephane is a financial services professional with broad experience in all aspects of operations, technology, and change management. Stephane's love for the industry spawns from the social purpose of insurance, and the responsibility of protecting clients' assets, as well as the industry's ability to be a great place to combine people and technology.Together, Juan and Stephane discuss the vital roles of culture, leadership, and data in the insurance industry today. The pair also highlight how Hiscox's unique culture has contributed to its success, explore the essential characteristics of strong leadership and the challenges of maintaining a thriving culture as a company grows, why diverse teams increase business performance in insurance, and what insurance professionals can learn from elite sporting teams. If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

The Nuffield Alumni Podcast Today is the start of something new! You have met a lot of the Nuffield scholars on the podcast lately. David Rose, a Nuffield scholar realised there was a lot of excellent stories out there not being told on the basis people had drifted form the Nuffield community and maybe don't use social media for instance! This is our way of showcasing these people!With support from Howden Rural I bring you the first episode to introduce both the president on Nuffield UK Rupert Alers-Hankey and Marketing Manager at Howden Rural, Fraser Searle!A chat to show what's to come!Enjoy! Hosted on Acast. See acast.com/privacy for more information.

In this milestone 50th episode of Making Risk Flow, host Juan de Castro is joined by Bob James, the Chief Operating Officer of Lloyds. Bob is a seasoned senior insurance executive who has left an indelible mark on the insurance industry. He's held C-suite positions in leading U.S. and International insurers, and is member of the Board of Trustees for The Institutes, a leading provider of insurance education.During the course of their conversation, Juan and Bob delve into the evolving nature of the London insurance market. Bob shares how Lloyd's is driving transformation through initiatives like Blueprint Two, an ambitious strategy to deliver profound change through digitalisation. They also discuss reasons why insurers don't always evolve at the same speed, why the mortgage market has undergone radical digital transformation over the past 20 years whilst the commercial insurance market has not, and why core data standards might be the missing key for further transformation in the insurance industry.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In the latest episode of Making Risk Flow, host Juan de Castro speaks with Emmanuel Clarke. Emmanuel wears many hats, including serving as Chairman of the Board at the BMS Group and Compre Group, and as a Senior Advisor at McKinsey & Company. Industry insiders speak of Emmanuel as a living legend in the insurance sector. With over 30 years of experience in the industry and multiple enterprise leadership roles, Emmanuel is a performance-driven, strategic, and execution-focused leader with a proven track record for leading global and culturally diverse teams. Together, Juan and Emmanuel highlight the digitisation challenges that both insurance and reinsurance face, and why they are more similar than they immediately look on the surface. Plus, the duo also cover how AI and data could be used to evolve reinsurance workflows, the impact seasonality has on the quality of data, and why it's crucial to digitise unstructured data as soon as it's received.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Making Risk Flow, host Juan de Castro is joined by Arslan Hannani, a Vice President at Travelers, to discuss the role culture plays in driving innovation in the insurance industry. With Travelers being a 165-year-old global insurance company, Arslan firmly understands the importance of evolving in the space. Together, the pair discuss how the innovation team works closely with business units to achieve growth, ways to get over the challenging innovation hurdles of capacity and funding, the pros and cons of acquisitions vs. partnerships, and why cultural compatibility plays a pivotal role in successful organisations.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's