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Text your thoughts and questions!Have you ever stood in front of a closet full of clothes and felt like you had nothing to wear? Or stared at a packed calendar, a full fridge, or a long to-do list and felt overwhelmed by all the choices in front of you?We often assume that having more options gives us more freedom, but in reality, too many choices can create decision fatigue, mental clutter, and unnecessary stress. What if the answer isn't adding more systems, more routines, or more choices, but becoming more intentional about the ones you already have?In this episode, Lisa explores how the concept of a capsule wardrobe can be applied far beyond fashion. By adopting a capsule mindset, you can create flexible, intentional systems for your schedule, meals, and routines that reduce overwhelm while giving you more freedom to adapt to real life.This week, episode 319 of the Positively Living® Podcast explores how to use capsule thinking as a practical productivity tool and shares simple ways to simplify decision-making, build sustainable systems, and create more ease in everyday life.Key Takeaways:Understand why having more options doesn't always lead to greater freedom.Learn the core principles behind a capsule wardrobe and how they apply to productivity.Recognize how decision fatigue contributes to overwhelm and mental exhaustion.Discover how a capsule schedule can create structure without rigid time blocking.Explore flex blocking as a more adaptable approach to planning your days.Simplify meal planning by using versatile ingredients and modular meal components.Create routines that flex with your energy, capacity, and changing circumstances.Apply the 80/20 principle to identify the habits that have the biggest impact.Build systems that work on both your best days and your most challenging ones.Use seasonal reviews to keep your routines, schedules, and habits aligned with your current needs.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:Episode 21 with Hannah DonnellyEpisode 273: How to Make Time Blocking FunSolo Episode PlaylistBook a Clarity CallAsync Coaching(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!The Self-Care to Wellness Bundle is available for 1 week only - from July 9th - July 16th

Vertical jump improved by over three centimetres in elite soccer players after just six weeks, simply by targeting one overlooked part of cellular biology: the mitochondria. Angela Foster talks with Dr Anurag Singh, Chief Medical Officer at Timeline, about the science of mitophagy, the process that clears out dysfunctional mitochondria, and how the clinically studied compound urolithin A supports it. They walk through real clinical trial data spanning soccer players, elite weightlifters and Olympic-level runners, with a particular focus on findings in women, exploring measurable gains in strength, power and recovery markers like reduced muscle damage and perceived effort. Listeners will learn why mitochondrial renewal takes weeks rather than days to show up, what it actually means when energy dips after stopping supplementation and rebounds on restarting, and why this matters especially for women navigating perimenopause, when recovery and inflammation can shift noticeably. Tune in to understand what's really happening at the cellular level behind your energy and recovery. KEY TAKEAWAYS Understand mitochondrial health as a three-stage cycle: biogenesis (creating new mitochondria), fission and fusion (making existing ones more efficient), and mitophagy (clearing out dysfunctional ones). Neglecting that final clearance step is, as Dr Singh puts it, like never taking the garbage out of a cluttered house. Expect mitochondrial and performance benefits to build gradually rather than instantly. Clinical studies show improved mitochondrial health in muscle tissue after one month, with measurable strength and power gains showing up after two to four months, so don't judge a mitochondria-targeted intervention by how you feel after a week. Pay attention to recovery markers, not just strength numbers, when evaluating training interventions. In a four-week study with elite runners, those taking mitopure showed lower rate of perceived exertion and lower creatine kinase, a muscle damage marker, suggesting easier recovery rather than just raw performance gains. Try a deliberate break from a supplement or intervention to gauge whether it's actually working for you. Both Angela and Dr Singh independently noticed an energy dip after stopping urolithin A supplementation, which is a practical way to separate real effect from placebo. Look for research that specifically includes women, since women are historically underrepresented in supplement and performance studies. Timeline's trials run roughly two-thirds female participants, which matters for understanding how recovery and inflammation patterns shift during phases like perimenopause. STANDOUT QUOTES "If we have a super cluttered house, there's only so much we can do to improve it. At one point, we've got to take out the garbage." — Dr Anurag Singh "Rome wasn't built in a day." — Dr Anurag Singh "It's the only thing we know outside of exercise and fasting that hits that mitochondria specific autophagy." — Dr Anurag Singh "I feel like I can do everything and have fun with my kids." — Angela Foster "That's the reason we're doing all this, right? It's our life. We want to live it healthily, fully." — Dr Anurag Singh VALUABLE RESOURCES •  Take the BioSyncing Quiz to help you understand what's actually happening in your body and how to fix it.

Text your thoughts and questions!Have you ever sat down to write an email, finish a report, or tackle a simple task, only to watch it consume far more time than it should have? It can feel frustrating, especially when you thought having extra time would make things easier. But what if more time is actually part of the problem?The idea behind Parkinson's Law is surprisingly simple: work expands to fill the time available for its completion. What started as a satirical observation in the 1950s has since been supported by research showing that when people are given more time than they need, they tend to use it, whether the task requires it or not.In this episode, we're exploring why open-ended time can lead to procrastination, overthinking, perfectionism, and unnecessary task expansion. More importantly, you'll learn how to use intentional time constraints to your advantage so you can focus better, make progress faster, and create a more sustainable approach to productivity that works with your brain instead of against it.This week, episode 317 of the Positively Living® Podcast explores the practical side of Parkinson's Law and shares simple ways to use time boundaries, self-created deadlines, and focused work sessions to accomplish more without rushing or burning out.Key Takeaways:Understand how Parkinson's Law causes tasks to expand simply because more time is available.Recognize why open-ended projects often lead to procrastination, overthinking, and perfectionism.Learn why urgency and deadlines can dramatically improve focus, especially for ADHD brains.Use timeboxing to create clear boundaries that help your brain stay engaged and productive.Define what "done" looks like before you begin to avoid endless tweaking and refinement.Create meaningful self-imposed deadlines when external deadlines don't exist.Improve focus and consistency by working in shorter, intentional sprints instead of marathon sessions.Develop the self-awareness to recognize when a task genuinely needs more time versus when it's simply expanding to fill available space.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about Positively LivingⓇ and Lisa at https://positivelyproductive.com/podcast/Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:Solo Episode PlaylistBook a Clarity CallAsync Coaching(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, V3Music by Ian and Jeff ZawrotnyStart your own podcast with Buzzsprout!The Self-Care to Wellness Bundle is available for 1 week only - from July 9th - July 16th

You are generating solid revenue. So why does your bank account still feel like a black hole? If you have ever ended a strong month wondering where it all went, this episode was made for you.Gary sits down with Chelsea Williams, founder and Chief Financial Architect of Profit Kept, for a conversation that every law firm owner needs to hear. Chelsea has worked with firms generating millions in annual revenue who were still skipping paychecks and taking out loans to cover payroll. Her message is direct: more revenue will not save you if you do not know how to keep it. Using what she calls the profit equation, Chelsea shows attorneys how to stop crossing their fingers for profit and start building it intentionally, one decision at a time.Key Takeaways:Understand why cash flow, not revenue, is the single most important number in your practiceRecognize what financial visibility actually means and why most attorneys are missing it entirelySee how avoidance of your financials is costing you far more than the problems you are afraid to findBuild a three-month cash reserve to create the runway and peace of mind your practice needsFollow the breadcrumbs in your numbers to identify exactly where money is leaking in your firmStop treating profit as an event you are waiting for and start building it as a daily habitChelsea Williams is the founder and Chief Financial Architect of Profit Kept, specializing in law firm growth strategy and fractional CFO services. With over a decade of experience helping hundreds of law firm owners move from confusion to clarity, her approach blends cash flow strategy, financial visibility, and team-centered systems built specifically for legal practice.If today's episode stirred something in you, subscribe to The Free Lawyer and leave a review wherever you listen. The work of building a practice that actually serves your life starts with one honest conversation. Begin yours at garymiles.net.[00:00] | Welcome to The Free Lawyer[02:17] | Chelsea's defining origin story[04:32] | Why lawyers need specialized finance[06:47] | The numbers that matter most[09:02] | More revenue, more problems[13:44] | Cash flow and the profit equation[17:23] | The feast-and-famine cycle[21:56] | Saying the hard thing kindly[25:38] | Financial alignment and lifestyle design[28:17] | First steps for attorneys todayChelsea Williams is the founder and Chief Financial Architect of Profit Kept, a financial strategy firm dedicated exclusively to helping law firm owners build profitable, sustainable practices. She specializes in cash flow strategy, fractional CFO services, and demystifying financial systems for attorneys who were never taught how to manage money as business owners. A former VP of a tax and accounting firm and a frequent speaker in legal business masterminds, Chelsea has helped hundreds of law firm owners move from financial confusion to genuine clarity. She believes that financial fluency is a leadership skill, not a luxury, and brings that conviction to every firm she serves.Would you like to learn what it looks like to become a truly Free Lawyer? You can schedule a complimentary call here: https://calendly.com/garymiles-successcoach/one-one-discovery-callYou can find The Free Lawyer Assessment here- https://www.garymiles.net/the-free-lawyer-assessmentLearn more about my productivity system here- https://www.garymiles.net/productivity

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You have the wins, the reputation, and the résumé. But underneath it all, you are exhausted, running on empty, and your body may already be telling you what your mind refuses to hear. What neuroscience now confirms is that the source of that suffering is almost never your caseload.In this conversation, Gary Miles sits down with Sammy Catone, a former litigator turned burnout recovery coach, to explore why so many accomplished attorneys burn out despite doing everything right. Sammy shares her personal journey through a life-threatening chronic illness and the neuroscience-backed framework she developed to help attorneys move from chronic stress and survival mode into clarity, confidence, and sustainable success.Key Takeaways:Understand that attorney burnout is rooted in identity and subconscious belief systems, not workloadLearn how the nervous system's fight-or-flight response impairs lawyer decision-making and creates real malpractice riskApply the Rewire, Rebuild, Reconnect framework to move from chronic stress to purposeful actionDiscover how regulating your nervous system can increase productivity and income while working lessStart a daily gratitude practice as the first practical step toward rewiring your brainRecognize perfectionism and people-pleasing as survival strategies, not fixed personality traitsIf this episode resonated with you, share it with a colleague who needs to hear it. Subscribe to The Free Lawyer for two new episodes every week. When you are ready to take your next step, visit garymiles.net or reach out at gary@garymiles.net.TIMESTAMPS[00:00] | Welcome to The Free Lawyer[01:24] | Sammy's journey through burnout[03:36] | The turning point: discovering neuroscience[05:08] | Leaving law to coach attorneys[07:43] | What burnout is really about[09:56] | The Rewire, Rebuild, Reconnect framework[13:07] | Skeptics and the science behind change[15:38] | Unique challenges for female attorneys[17:20] | Perfectionism as a survival strategy[20:31] | AI and the future of attorney burnout[22:24] | Inside a coaching breakthrough[28:52] | Working less, earning more[29:42] | One shift every burned-out lawyer needsGUEST BIOSammy Catone is a former litigation attorney and the founder of Sammy Catone Coaching, a one-on-one coaching and speaking practice dedicated to helping attorneys beat burnout and reclaim their confidence, clarity, and joy. She serves attorneys who cannot keep going the way they have been but cannot afford to simply stop. After nearly a decade in litigation, severe burnout manifested as a life-threatening chronic illness, and her full recovery without traditional medicine became the foundation of her work. Through her proprietary three-pillar framework, Rewire, Rebuild, Reconnect, Sammy helps attorneys address the root causes of chronic stress rather than managing symptoms. Her lived experience is not just her story — it is her method.Productivity Waitlist Link  https://www.garymiles.net/productivity Productivity Assessment  https://upbeat-trailblazer-9238.kit.com/7c3c667ff1Would you like to learn what it looks like to become a truly Free Lawyer? You can schedule a complimentary call here: https://calendly.com/garymiles-successcoach/one-one-discovery-callYou can find The Free Lawyer Assessment here- https://www.garymiles.net/the-free-lawyer-assessmentWould you like to learn more about Breaking Free or order your copy? https://www.garymiles.net/break-free

In this episode, Charles Riser Jr., Co-CEO and Co-Founder of Paul Mitchell Temple Academies in Annapolis and Frederick, breaks down the federal rule changes that could affect cosmetology schools, student funding, and access to beauty education.He explains why the wage metrics being used are flawed, how the data fails to reflect the real earning power of licensed professionals, and why the industry needs to get louder, more informed, and more involved.

Text your thoughts and questions!Have you ever reached the end of a day where you technically had enough time to do everything, but it still felt like you got nothing done? We talk a lot about time—how to track it, schedule it, and protect it—but time isn't the only variable in the productivity equation. Time management has a fundamental flaw: it treats all hours as equal, but they aren't. An hour of work at 9:00 AM when you are sharp and focused is completely different from that same hour at 3:00 PM when you are running on empty .This week, episode 312 of the Positively LivingⓇ Podcast is about energy management—the practice of paying attention to, protecting, and replenishing your energy so you can show up fully for what matters .In this episode of the Positively LivingⓇ Podcast, I share how to identify your natural rhythms and why managing your energy is the secret to sustainable productivity.Key Takeaways:Understand that a schedule cannot account for sleep, stress levels, or hormonal cycles, which dictate what you are actually capable of in any given hour.Pay attention when you start reading the same paragraph over and over; that is your clear signal that you lack the energy for the task at hand.Manage your capacity across four critical levels: physical, mental, emotional, and spiritual.Align your most demanding work with your daily "peak windows" and save low-stakes tasks for your natural dips in energy .Build in "buffer days" and recognize that your motivation in January will naturally look different than it does in July.Use curiosity instead of judgment to document when you feel most capable and when you feel drained throughout the day.Stop trying to fit into someone else's productivity rules! Grab my free Productivity Toolkit, a collection of workbooks designed to help you explore how you work, uncover what truly matters to you, and create your very own energy-friendly systems. Get it here: www.positivelyproductive.com/plpkitCONNECT WITH LISA ZAWROTNY:FacebookInstagramResourcesWork with Lisa! LINKS MENTIONED IN THIS EPISODE:Ep 215: Why You Need to Know Your Internal Productivity Rhythm Ep 119: Seasonal EnergyEp 160: Seasonal Planning with Erik FisherEp 245: Using Themes to Organize Your LifeEp 249: 5 Energizing Habits to Make You More Productive(Find links to books/gear on the Positively Productive Resources Page.)Dance Song Playlist V1, V2, Request this Toolkit and other free resources at the Resources Page.

It's a taboo topic too often overlooked in women's cycling: saddle sores.Dr. Melissa Mauskar, a dermatologist specializing in vulvar health, unpacks the medical science behind saddle sores, debunks common myths, and offers practical advice for prevention and treatment. If you've ever Googled "saddle sore remedies" at 2 a.m., this episode is a must-listen—your comfort on the bike depends on it!Key Takeaways:Understand the different types of saddle sores and their causes, including friction and inflammation.What are effective home remedies and when should you seek professional help?The importance of proper saddle fitting and how anatomy affects saddle sore risksAnd don't be afraid to start open conversations about vulvar health and break down stigmas.Dr. Melissa Mauskar is a dermatologist specializing in vulvar health and the treatment of skin conditions among female cyclists. With her expertise, she aims to empower women to discuss these often-taboo topics openly.Episode resources:Follow Dr. Mauskar on Instagram: @drmelissamauskarLearn more about the Feisty Women's Performance Podcast: Feisty Women's PerformanceIf you found this episode helpful, please subscribe to our podcast for more valuable insights and leave us a review! Your feedback helps us continue to bring essential conversations to the forefront. Share this episode with someone who could benefit from it so we can normalize discussions about women's health together.Watch the episode on YouTube: https://youtu.be/KvLxR75DAz0 Join Feisty at the Grand Traverse in Duluth, MN on October 3rd! Use code FEISTY20 for $20 off when you register at https://feisty.co/events/the-grand-traverseSign up to Receive The Feisty Women's Performance Newsletter:https://feisty.co/newsletters/feisty-womens-performance/Follow us on Instagram:@feisty_womens_performanceVisit the Feisty website at https://feisty.co/ for info on all of our events and podcastsSupport our Partners:Eternal: Get 15% off services with code FEISTY15 at https://eternal.co/ Hettas: Use code STAYFEISTY for 20% off at https://hettas.com/ PILLAR Performance: use code FEISTY for 15% off first-purchases at https://pillarperformance.shop/, or https://thefeed.com/ for North American listeners. Wahoo: Learn more about Wahoo Fitness Products at: Wahoo: Learn more at https://shorturl.at/WVhdr

Why does your body react to stress like it's a life-or-death emergency? Learn the neuroscience behind trauma triggers and how to regulate your nervous system.

This week, learn why property managers can make or break your multifamily investment. John explains that once you decide to scale, you cannot do everything yourself, which means your success depends heavily on your ability to find the right property manager, understand what good management actually looks like, and stay actively involved enough to guide performance without getting buried in the day-to-day.   Drawing from his own experience self-managing a two-unit building and later overseeing larger apartment assets, John breaks down the real work property managers handle, from turns and leasing to inspections, vendors, communication, and performance tracking. He also explains why many investors make the mistake of blindly trusting property managers without understanding the basics of the role themselves, and why that lack of knowledge makes it harder to vet, manage, and retain the right people.   If you want to build a stronger multifamily operation, this episode gives you a practical framework for how to think about property management as a core part of the business.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand why property managers should be treated as a critical driver of investment performance, not just a service provider   Learn why investors need a working knowledge of property management basics so they can vet and guide managers more effectively   Match your property manager to the property type and business plan, because a strong Class A operator may not be a strong fit for a Class C asset   Build a repeatable management process around KPIs, meetings, approvals, and communication loops   Retain great property managers by aligning incentives, giving recognition, and thinking through how your long-term plans affect their career stability     Topics Why Property Management Matters So Much John says investors cannot scale if they try to do everything themselves, and that property managers are essential to driving success across the portfolio   He also notes that even experienced operators sometimes have to replace property managers because the fit, execution, or staffing changes over time   What John Learned by Self-Managing Early in his investing journey, John self-managed a two-unit building with his wife, which forced him to learn the full cycle of managing a rental asset   That included handling unit turns, contractor coordination, marketing, leasing, applications, compliance, and minimizing downtime between residents   He argues that this experience matters because investors who have never managed property often do not know what good property management actually requires   Process First, Then People John frames most operational issues as either a process problem, a people problem, or a partnership problem   He emphasizes starting with process, so expectations are clear and performance is not dependent on one person's instincts or style   He compares this to the consistency of a fast-food chain versus the variability that can happen when a restaurant relies too much on one chef without strong systems   Finding the Right Property Manager John says the first step is knowing what kind of results you need based on the property's business plan   A Class A luxury property may require a more polished, service-oriented manager, while a Class C asset may require someone with thicker skin, more hands-on oversight, and experience handling subsidy programs or tougher resident interactions   He shares an example of hiring a highly respected management company for an eight-unit Class C property in Chicago, only to find that their experience with Class A/B assets did not translate well to the realities of that building   What Managing Property Managers Looks Like John recommends frequent conversations, especially early on, often starting with weekly calls and sometimes more often if a property is more operationally intense   Those meetings should start with key KPIs like occupancy, vacancy, move-ins, signed leases, and financial performance before drilling into maintenance tickets, projects, and operational issues   He also recommends setting approval thresholds for spending and paying close attention to vendor relationships so managers are not simply hiring friends or using the wrong vendors without oversight   Why Scale Can Improve Management Efficiency John notes that larger properties can actually be easier to manage at a high level because they support more dedicated staff and clearer role separation   On a larger asset, the owner should be managing the manager, not solving individual resident issues directly   He contrasts this with smaller properties, where owners often get dragged into too many day-to-day details because there is not enough scale to support a stronger operating structure   Why Regional Managers Matter When working with a third-party management company, John likes to involve the regional manager in as many conversations as possible for alignment and transparency   Without that, property managers can get caught between the owner's objectives and the management company's internal priorities, which can create conflict or misalignment   How to Retain Great Property Managers John says retention starts with understanding motivations, especially compensation and growth opportunities   He recommends tying incentives and bonuses to the owner's objectives and the property's KPIs rather than relying only on static compensation   He also highlights the importance of praise, recognition, and regular positive feedback because property managers spend much of their day absorbing complaints and solving problems   Finally, he encourages owners to think ahead about what happens to managers if a property is sold, since uncertainty about job stability can influence retention and morale    

This week, learn why many investors stay stuck not because they lack effort, but because they lack exposure to bigger strategies. John breaks down how most people are taught to think about real estate through a narrow lens, usually one single-family rental at a time, and why that approach can limit both scale and freedom. He explains how apartment syndication opens a different path, one where you can invest at scale, partner with others, and avoid being the person handling every tenant, contractor, and maintenance issue yourself. John also explains why scale changes the economics of real estate investing. Instead of relying on one property where a single repair can wipe out months of profit, larger apartment investments can support professional management, dedicated staff, and more stable operations. The episode also explores the role environment plays in growth, why many investors never reach bigger opportunities simply because they are not around people playing that game, and how the right community can shift both your mindset and your actions. If you've been taught that real estate success only comes from buying one rental at a time, this episode offers a broader lens on what is possible.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand why limited exposure can create a small investing mindset, even for people who work hard and think they are playing big  Learn how apartment syndication allows investors to participate in larger deals without managing the day-to-day operations themselves  Recognize why scale creates more room for professional management, operational consistency, and downside protection  See why environment, community, and proximity to the right people matter just as much as strategy  Reframe real estate investing as a team sport where partnership and access to capital can unlock bigger opportunities       Topics Why Many Investors Stay Small John argues that many investors are not thinking too small because they lack ambition, but because they have never been exposed to better strategies  He says most people only know the standard blueprint of buying one single-family rental at a time and slowly building from there  A Different Path Through Apartment Syndication John introduces apartment syndication as a way to invest passively while an active team handles acquisitions, management, and execution  He explains that many investors miss this option simply because they have never been exposed to it  Why Scale Changes the Game John compares a single-family rental generating $2,000 in rent to a 100-unit property renting at the same level per unit  His point is that scale creates enough revenue to support professional property management, landscapers, attorneys, CPAs, and other specialists, whereas small properties often force owners to do the work themselves  He also explains that vacancy and repairs hit small properties much harder because there is less margin for error  Why Professionalism Comes With Scale Larger apartment investments can afford dedicated teams, including property managers, maintenance staff, and leasing support  John contrasts that with the solo landlord model, where one owner may be responsible for everything and is far more exposed to disruption  The Role of Mindset and Community John says the biggest shift often comes from simply being around people who are already investing at a higher level  He shares that early in his journey, meetups and investor groups gave him exposure to people with much larger portfolios, which expanded his sense of what was possible  Why Environment Shapes Results John compares investing growth to fitness: changing outcomes often requires changing your environment, routines, and influences  He emphasizes the importance of surrounding yourself with people who analyze deals, raise capital, and actively operate in multifamily, rather than relying on people whose opinions are based only on fear or secondhand stories  The Importance of Partnership and Access to Capital John says one of the biggest constraints investors face is cash, and that learning to partner with others can open the door to larger opportunities  He frames multifamily investing as something that becomes more realistic when investors stop thinking only in terms of what they alone can afford and start thinking about collaboration and pooled capital  How John Thinks About Operating Real Estate John rejects the idea that real estate investing has to mean cutting corners or being a poor operator  He says quality housing, good operations, and investing in properties and people can create better long-term outcomes for both tenants and owners      

Dr. Briana Botsford, a naturopathic doctor and advocate for women's health, helps us dive deep this week into the world of predatory health and fitness marketing.How can you learn to recognize the misleading claims around proprietary blends in the supplement industry? How do you measure the evidence over the marketing hype?Key Takeaways:Understand how to identify and avoid predatory health marketing tactics.Recognize what to look for on supplement labels.Learn how to make informed choices in the wellness space.And know that sometimes prioritizing rest and foundational health practices can be the most effective strategy for optimizing performance and well-being.Dr. Briana Botsford is a naturopathic doctor and clinic owner based in Edmonton, Alberta. With a passion for women's health and sports medicine, she advocates for evidence-informed practices that empower women to take charge of their health and wellness.Links and Resources:Feisty Women's Performance PodcastFollow Dr. Briana on Instagram: @docbribotsDr. Briana's Website: drbrianabotsford.comIf you found this episode insightful, please subscribe to the podcast and leave a review. Your feedback helps us reach more listeners and foster a community focused on empowering women in health and performance. Join us on this journey of informed wellness!Join us at Feisty Fest - September 18-20th, 2026: https://feisty.co/events/feisty-fest/Sign up to Receive The Feisty Women's Performance Newsletter:https://feisty.co/newsletters/feisty-womens-performance/Follow us on Instagram:@feisty_womens_performanceVisit the Feisty website at https://feisty.co/ for info on all of our events and podcastsSupport our Partners:Eternal: Get 15% off services with code FEISTY15 at https://eternal.co/ Hettas: Use code STAYFEISTY for 20% off at https://hettas.com/ Momentous: Head to https://www.livemomentous.com/ and use promo code PERFORMANCE for up to 35% off your first orderWahoo: Learn more about Wahoo Fitness Products at: Wahoo: Learn more at https://shorturl.at/WVhdr

Struggling to figure out what your garden soil actually needs? Confused by compost, topsoil, and raised bed mixes? In this episode, you'll learn simple, practical soil basics to grow healthier plants and improve your garden naturally. Dream to Garden (Now Open!) My step-by-step garden planning course with optional monthly coaching calls to help you plan and grow with confidence.

This week, learn how apartment investing can help you keep more of what you earn by using the tax code the way it was designed. John breaks down why the tax code rewards certain behaviors, how multifamily investing fits into that system, and why tax strategy matters just as much as income growth if you want to build long-term wealth.  John also explains how bonus depreciation works at a high level, why apartment syndications can offer tax advantages that many other investments do not, and how passive investors can think about ownership, downside protection, and scale when evaluating deals. The episode connects tax strategy with investing structure so you can better understand not just how to save money, but how to invest more intentionally.  If you've ever looked at your tax bill and wondered how investors use apartments to reduce their obligations while building wealth, this episode gives you a practical starting point.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand that the tax code is built around incentives that reward business ownership and investment activity  Learn how apartment investing can create tax advantages through depreciation and bonus depreciation  Recognize why tax strategy is not just about what you make, but how much you keep  Evaluate apartment syndications based on cash flow, downside protection, and operator structure  See why scale, team structure, and shared investor oversight can reduce certain risks compared to smaller one-person operations      Topics Why the Tax Code Matters to Investors John explains that the tax code is less about punishment and more about incentives  The government uses tax breaks, credits, depreciation, and other tools to encourage private-market behavior it wants to see, including business ownership and housing provision  Why Apartment Investing Gets Favorable Treatment Apartment investors help provide housing, which aligns with the kind of activity the tax code is designed to reward  John frames apartment investing as a way private investors step in to provide a service the government does not want to handle directly  How Bonus Depreciation Works at a High Level John explains that bonus depreciation allows investors to accelerate losses in year one instead of spreading them out over the full life of the property  He shares an example where a $100,000 investment produced roughly a $60,000 paper loss on the K-1, which could offset other passive income depending on the investor's tax situation  He also cautions listeners to speak with their CPA because these benefits depend on each individual's circumstances  How Apartment Syndications Compare to Other Investments John contrasts apartment syndications with flipping and REITs, noting that syndication investors typically own shares of the actual real estate and receive pass-through tax benefits  In contrast, REIT investors own shares of the REIT itself, so those tax benefits are generally taken at the REIT level rather than passed through directly  How to Think About Ownership and Scale John compares investing in a syndication to owning shares in a larger company, where scale and infrastructure can create more stability than a one-person operation  He encourages investors to understand the total raise amount, their percentage ownership, and how the enterprise is staffed and run  What John Looks for in a Deal John emphasizes starting with a property that is already cash flowing rather than relying entirely on a turnaround plan  He says this helps protect the downside while still giving investors upside through improved operations and execution  He also prefers investing in deals with experienced operators, on-site staff, and enough investor oversight to hold the sponsor to a high standard      

Dr. Stephanie Mundt, a physical therapist and former collegiate runner, shares her expertise on bone health and the often-overlooked issue of bone stress injuries in female athletes.From her personal experiences with injuries and recovery, she provides valuable insights into what truly makes bones healthy and why many athletes suffer from misdiagnoses.Listeners will learn actionable strategies to enhance their bone health and understand the critical link between nutrition, training, and injury prevention.Key Takeaways:Understand the critical role of nutrition and energy availability in maintaining bone health.Learn why female athletes should aim for higher bone density than the general population.Identify the common signs of bone stress injuries and the importance of early detection.Discover effective recovery strategies for high-risk bone injuries and the misconception around rest periods.Gain insights on how to communicate symptoms effectively with healthcare providers to ensure proper diagnosis.Dr. Stephanie Mundt is a physical therapist and researcher specializing in bone health for female athletes. With her background as a collegiate runner, she brings a unique perspective on the intersection of sports, health, and injury prevention. Dr. Mundt is passionate about empowering athletes to understand their bodies and prevent injuries.Links and Resources:Feisty Women's Performance PodcastFollow Dr. Mundt on Instagram: @StephMtDptIf you found this episode helpful, please subscribe and leave a review on your favorite podcast platform! Your feedback helps us reach more listeners and create insightful content. Join our community for more tips on health and performance.Join us at Feisty Fest - September 18-20th, 2026: https://feisty.co/events/feisty-fest/Sign up to Receive The Feisty Women's Performance Newsletter:https://feisty.co/newsletters/feisty-womens-performance/Follow us on Instagram:@feisty_womens_performanceVisit the Feisty website at https://feisty.co/ for info on all of our events and podcastsSupport our Partners:Eternal: Get 15% off services with code FEISTY15 at https://eternal.co/ Hettas: Use code STAYFEISTY for 20% off at https://hettas.com/ Momentous: Head to https://www.livemomentous.com/ and use promo code PERFORMANCE for up to 35% off your first orderWahoo: Learn more about Wahoo Fitness Products at: Wahoo: Learn more at https://shorturl.at/WVhdr

Stop blaming yourself for anxious loops. Learn why rumination is a symptom of trauma, not a failure of willpower.

Do you feel like life is passing you by while you remain frozen in place? Discover why trauma warps your perception of time and how to fix it.

Todd Heitner has spent roughly 20 years helping real estate investors improve their online presence, with the last decade focused on multifamily apartments and syndication. After seeing capital raisers struggle not because they lacked tools, but because they lacked strategy, Todd expanded from providing websites and ready-made marketing assets into helping syndicators attract investors more effectively. His current focus includes leveraging other people's audiences, improving investor-facing strategy, and using AI in ways that build trust instead of eroding it.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand why today's capital-raising environment is harder because investors are operating in a broader "trust recession"  Avoid cold outreach tactics that feel transactional and instead build trust through warmer, more personal connections  Learn how to leverage other people's audiences so you can borrow trust instead of trying to manufacture it from scratch  Identify a specific investor audience you actually understand, rather than targeting people only because they have money  Use AI to speed up research and content creation, but only with clear strategy and human review so your message still sounds like you       Topics Why We're in a Trust Recession Todd explains that businesses across industries are facing a harder trust environment, driven by institutional distrust, scams, fake reviews, AI-generated noise, and marketing overload  He notes that multifamily syndication has been hit especially hard because many investors have recently been burned by bad deals, paused distributions, capital calls, and losses  What Not to Do When Raising Capital Cold outreach that jumps straight into a pitch does not work well, especially in the current environment  Todd gives examples like random LinkedIn pitches, old acquaintances suddenly asking for money, and generic outreach that tries to force trust before a relationship exists  How to Build Trust More Effectively Instead of pitching immediately, Todd recommends leading with genuine interest in the other person and having a normal conversation first  If the fit is there, the discussion can move naturally toward what you're working on without making the interaction feel forced or transactional  Why Warm Referrals Matter Todd compares warm referrals to getting a restaurant recommendation from a trusted friend: the guard comes down faster because trust is borrowed from the person making the introduction  He explains that syndicators should think carefully about who their ideal investors already trust and then create win-win ways to access those audiences  Leveraging Other People's Audiences Todd shares an example from a multifamily event where simply being introduced as a speaker changed the context completely and created a line of people ready to talk to him afterward  The main lesson is that context matters: when someone trusted introduces you, people approach you differently than when you chase them cold  Choosing the Right Investor Audience Todd says syndicators need to know exactly who they are targeting, rather than taking a broad "anyone with money" approach  He uses doctors as an example, explaining that once you know your audience, you can identify the podcasts, professionals, events, and communities they already trust  He also warns that if you do not understand an audience's actual problems, pains, and context, your message will not resonate and may even reduce trust  How to Reach Out Credibly Todd recommends personalized outreach that starts with the other person, not with yourself  He says the strongest messages make it obvious that they were written specifically for one person, explain why the outreach matters to that person, and make a simple ask  If a message could be sent to 100 different people without changing a word, Todd says it is not good enough Using AI the Right Way Todd believes AI can be powerful for capital raisers, especially for content creation, research, and identifying connections, but only if the operator already has a clear process and strategy  He warns that using AI without strategy just creates bad or generic content faster  He specifically emphasizes that AI-generated content must still sound like you, and that users should never hand everything off blindly without review    

In case you missed it, this is a replayed moment from last year that quickly became one of my most listened-to podcast episodes. And honestly, it's still just as relevant today because insurance hasn't gotten any simpler… if anything, it's gotten more complicated.

Stop trying to decode your nightmares. Learn why your brain creates frightening simulations and how to finally stop the cycle of trauma-based sleep disruption.  

In this episode, The Annuity Man discussed:  Understanding how annuity commissions work Avoiding misleading "no-commission" products Focusing on contractual guarantees, not hype Shopping broadly and matching products to needs   Key Takeaways:  Understand how annuity commissions work Annuity commissions come from the insurance company's reserves, not the client's premium. Your invested amount is fully at work, meaning commissions don't reduce your initial principal. Some fee-only or fiduciary advisors label annuities as no-commission but layer ongoing advisory or wrap fees, which can equal or exceed traditional commissions, making them economically similar or worse. Strip away marketing claims and illustrations. Ask: what is guaranteed, what risk is transferred, and when do guarantees start? Decisions should be based on these concrete, contractually defined elements. There's no single "best" annuity. Choose the one that solves your specific problem, offers the highest contractual guarantees, and aligns with your income goals. Avoid flashy promises and always compare multiple carriers.   "There's nothing complex about the annuity business. The only people making it complex are the people selling it." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

Key Takeaways:Understand the stages of sleep and their roles in cognitive health.Learn about chronotypes and how they affect sleep patterns.Explore effective strategies for managing light exposure and incorporating naps.Discover the importance of a consistent pre-sleep routine.Gain insights into creating an optimal sleep environment.

Spring weather can make planting decisions confusing. Should you plant your cool season crops now, or wait a little longer? In this episode, you'll learn how to decide the best time to plant lettuce, broccoli, carrots, peas, and other cool season crops with confidence. If you've ever worried about planting too early or too late, this practical guide will help you read the signals your garden is giving you. free download: Garden Cheat Sheet New to edible gardening or restarting after a break? Download my free Garden Cheat Sheet—a simple path to plan, plant, and stay on track. https://journeywithjill.net/gardening/when-to-plant/ Key Takeaways Understand the temperature range cool season crops prefer Learn how frost forecasts influence planting decisions Know the soil temperature thresholds for direct sowing seeds Avoid common mistakes with soggy soil and early planting Gain confidence in reading weather patterns in your own garden Connect Friday Emails (newsletter): https://journeywithjill.net/gardensignup YouTube: https://www.youtube.com/c/JourneywithjillNet/videos Instagram: https://www.instagram.com/thebeginnersgarden/ Podcast Archive: https://journeywithjill.net/the-beginners-garden-podcast/ Complete Garden Planner Plan and track your season with my all-in-one downloadable garden planner. https://shop.journeywithjill.net/ Sponsor(s) for This Episode Garden in Minutes Garden in Minutes offers a simple irrigation system designed specifically for raised beds, helping you water efficiently and consistently without the hassle of hand watering. Use code Jill for 7% off your order. http://journeywithjill.net/gardeninminutes As an affiliate, I earn from qualifying purchases. Cross Country Nursery Cross Country Nursery is a plant nursery that helps gardeners get quality plants delivered so you can get growing faster and with less guesswork. Use code JILL  for 15% off your order. http://www.chileplants.com/jill    Disclaimer Gardening advice shared in this podcast is based on my own experience in Zone 8a (Arkansas) and from the feedback I receive from others in different gardening contexts. Your results may differ depending on your location, climate, and growing conditions. Always check your local extension service or trusted resources for region-specific guidance. Some links mentioned may be affiliate links, which means I earn a small commission at no extra cost to you if you make a purchase. As an Amazon Associate, I earn from qualifying purchases.

About the Guest(s):Amy Irvine is the CEO and Founder of the Rooted Planning Group. She is a seasoned financial planner dedicated to delivering insightful and practical financial guidance. Amy has significant expertise in the areas of financial planning, investment strategies, and insurance, having made impactful contributions to the field through her work and educational endeavors. Her commitment to enhancing clients' financial literacy and planning is evident in her engagements and educational content, such as the Money Roots podcast.Episode Summary:In this episode of the Money Roots podcast, Amy Irvine, CEO of Rooted Planning Group, explores the essential aspects of insurance planning. Building on a prior conversation about property and casualty insurance with expert Megan Dowd, Amy provides listeners with actionable insights to refine their understanding and management of insurance policies. This episode serves as a guide to discerning various types of insurance, aiding in wise decision-making to safeguard one's assets and enhance personal financial planning.Amy dives deep into critical components of property and casualty insurance, including considerations for home, automobile, and specialty coverage like flood or earthquake insurance. Emphasizing the importance of evaluating risks, Amy encourages listeners to reflect on their liability exposure and coverage adequacy. The discussion extends to life, health, disability, and long-term care insurance, highlighting key factors such as deductibles, coverage types, and strategic planning for future needs. Incorporating SEO keywords like "insurance planning," "liability coverage," and "financial protection," this episode is a comprehensive resource for anyone aiming to fortify their financial resilience.Key Takeaways:Understand the difference between actual cash value and replacement cost in property and casualty insurance for better asset protection.Evaluate liability risks, especially if owning attractive nuisances like pools or trampolines, to adjust coverage accordingly.Regularly review life and health insurance policies to ensure they align with current life situations and financial goals.Consider specialty insurance options like umbrella policies or identity theft protection for comprehensive coverage.Disability insurance and long-term care insurance are crucial for long-term financial security, requiring careful consideration of coverage terms and elimination periods.Notable Quotes:"Pause for a moment and ask yourself, where are all the potential risks in my life?" – Amy Irvine"Replacement value covers the cost to replace something at today's prices." – Amy Irvine"Liability coverage is one of the most important components of an auto policy." – Amy Irvine"Think about your future living arrangements, your caregiving preferences, your funding sources." – Amy Irvine"These checklists can be incredibly valuable when reviewing your overall financial plan." – Amy IrvineResources:Rooted Planning Group:

Performance anxiety isn't a flaw—it's your nervous system trying to protect you. In this episode, we explore how to calm performance anxiety by creating safety in your body and restoring nervous system homeostasis, so you can show up with clarity, presence, and confidence in high-pressure speaking moments. You'll learn practical strategies to regulate your nervous system, shift stress responses, and ride the wave of nervous energy instead of getting swept away by it. Key Takeaways: Understand your nervous system: Learn how performance anxiety is a physiological response, not a personal weakness. Restore homeostasis: Simple techniques to bring your body back to balance before and during speaking moments. Ride the wave: Learn how to acknowledge nervous energy and move with it, staying present and grounded while you speak.   For more inspiration—and to watch my free training, The Calm and Confident Communicator—head over to www.speaktoinspire.com. If you enjoyed this episode, be sure to subscribe so you never miss an upcoming tip to elevate your speaking skills. And I'd be so grateful if you'd leave a rating and review—it really helps more people find the show! Thanks for listening!

Send Jay comments via textEver wonder why those you love make baffling choices, like craving roller coasters while you seek calm? In this episode, we sit down with educator and life coach Eric Gee, author of The Power of Personality and The Utopia Project, to explore a values-first system that clarifies the tension between safety and excitement, and structure and freedom.Eric introduces his 16 animal types, grouped into four core “packs,” revealing why we act the way we do. We discuss his journey from teaching students to guiding adults through midlife pivots, highlighting how Gatherers, who value responsibility, influence families and schools.Tune in to learn how naming underlying values can resolve conflicts between Hunters seeking thrills and Gatherers who need predictability. Whether you're navigating an empty nest or seeking clarity in your relationships, Eric's insights provide a roadmap for reconnecting with your core values.Key Takeaways:Understand the core conflict between safety and excitement.Explore the four packs and 16 animal types.Realign your life with what you truly value.Take Eric's free test at projectyoutopia.com and discover the truth behind your choices! Eric Gee's Bio: Eric Gee has administered personality-based life coaching for more than twenty years. He built a successful education company that used his personality typing method to better the lives of more than twenty thousand students, parents, and teachers. His book, The Power of Personality, is the culmination of decades of research and application. As creator of the Youtopia Project website and the Youtopia 16 assessment, he has disseminated his method to over half a million users since the website's creation in 2016. Find Eric Online: LinkedIn, Instagram, Facebook, WebsiteSupport the showBECOME A VIP SUBSCRIBER (Join Today!) Bonus Content for Subscribers Only Episode Shoutouts Thank You Emails Private Meet & Greets via Zoom + More ENJOY THE SHOW?Don't miss an episode, subscribe via Apple Podcasts or follow on Spotify and many more. Review us on Love the Podcast, Apple Podcasts, or Spotify -- reviews and ratings help others find us and we'd appreciate your support greatly. LOVE THE SHOW?Get THIS EMPTY NEST LIFE swagCONNECT WITH JAYEmail, LinkedIn, Instagram, TikTok

Alan Porter is a former U.S. Army Black Hawk instructor pilot turned nationally recognized financial educator, bestselling author, and certified financial fiduciary. After a long military career and success in real estate and mortgage lending, a series of family health crises reshaped his understanding of financial planning, life insurance, and long-term care. Today, Alan specializes in advanced tax-free retirement planning, wealth preservation, business exit strategies, and legacy planning for high-net-worth individuals and entrepreneurs.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand why health events, not market cycles, are the biggest threat to retirement security Learn how sequence of returns risk can quietly devastate traditional retirement plans Discover how life insurance can function as a tax-free retirement and liquidity tool See why effective interest cost matters more than stated interest rates Learn how proactive tax and retirement planning can protect wealth across generations     Topics Why Financial Planning Became Personal for Alan Family health crises exposed major gaps in traditional planning Terminal illness rider benefits provided critical, tax-free liquidity Firsthand experience reshaped Alan's career focus Health Care Costs and Long-Term Care Risk Long-term care costs range from $50,000–$200,000 per year and continue rising Medicare does not cover long-term care; Medicaid requires asset spend-down Health events can erase decades of savings without proper planning Sequence of Returns Risk Explained Early retirement losses can permanently derail portfolios Market downturns combined with withdrawals accelerate depletion Traditional advisors often overlook this risk Effective Interest Cost and Hidden Debt Mortgages and credit cards carry much higher real costs than advertised rates Effective interest cost reveals how much money truly goes to lenders Eliminating high-interest debt can outperform traditional investments Becoming Your Own Bank Cash-value life insurance allows borrowing while assets continue compounding Loan repayment is flexible and under the policyholder's control Policies can fund education, vehicles, emergencies, and retirement Limitations of 401(k)s and Qualified Plans Fees, taxes, and required minimum distributions reduce net retirement income Taxes are deferred, not eliminated Most investors underestimate future tax exposure Tax-Free Retirement and Legacy Planning Properly structured insurance strategies can deliver tax-free income Policies avoid Social Security taxation and Medicare means testing Assets can transfer across generations more efficiently     Round of Insights Failure that set Alan up for success: Not planning ahead. Failing to prepare for life events led to higher costs and financial strain later. Digital or mobile resource recommended: Alan's YouTube channel and educational resources at StrategicWealthStrategies.com. Book recommended most in the last year: Tax-Free Retirement Solution. Daily habit that keeps him focused: Early mornings, daily workouts, and structured planning to start each day with intention. #1 insight for creating long-term wealth: Learn how insurance products work and what they can truly do.     Next Steps Visit Alan's website and check out his retirement tax calculator Review your current retirement and tax strategy Learn how sequence of returns risk affects your plan Evaluate long-term care exposure and insurance options Explore tax-free income strategies before retirement Get a second opinion on your financial plan     Thank you for joining us for another great episode! If you're enjoying the show, please LEAVE A RATING OR REVIEW, and be sure to hit that subscribe button so you don't miss an episode.  

Welcome to the Powerhouse Feng Shui Podcast! I'm your host, Patricia Lohan, and in this episode, we're diving into the powerful energy of 2026, the Year of the Fire Horse. I'm sharing insights on how this year's fiery energy influences relationships, career, creativity, and personal growth, and how you can harness it to create balance, clarity, and transformation in your life.

In this powerful episode of the CrazyFitnessGuy Show, we dive deep into the transformative journey of forgiveness with our special guest, Catherine Giovanni. Explore how forgiveness can serve as a catalyst for emotional healing and personal growth. Catherine shares invaluable insights on anger management, self-forgiveness, and techniques to overcome resentment that can weigh you down. Discover wellness strategies that promote mental wellness and emotional clarity, allowing you to release emotional baggage and cultivate a positive mindset. This episode is a must-listen for anyone looking to empower themselves and enhance their relationships through the art of forgiveness.Key Takeaways:Understand the role of forgiveness in emotional healing and personal empowerment.Learn effective forgiveness techniques that can help you manage anger and overcome resentment.Discover the importance of self-awareness in your forgiveness journey and how it contributes to mental wellness and clarity.Support the Show: Shop CFG Merch and CFG Elite Podcast access (the mall): https://info.crazyfitnessguy.com/mallFacebook Stars - Support Content: https://bit.ly/facebook-starsBuy Me a Virtual Smoothie and other ways to support CrazyFitnessGuy: https://bit.ly/support-CFGJoin exclusive content on Facebook (Subscribe): https://bit.ly/CFGVIPLeave a Review: https://www.crazyfitnessguy.com/reviews/Stay Connected: CrazyFitnessGuy Main Site: https://info.crazyfitnessguy.com/cfgJimmy's Site: https://info.crazyfitnessguy.com/jimmyOther Resources: Hydro Flask Recommendation: https://bit.ly/jc-recommends-hydro-flaskEpisode Promos and Promo Codes: https://info.crazyfitnessguy.com/promosMessage CFG via PodMatch: https://bit.ly/message-cfg-podmatchSponsors: https://www.crazyfitnessguy.com/sponsors/Fitness Disclaimer: This episode is for educational purposes only. Consult a healthcare professional before making any health or fitness changes.

Phil DePaul is a home-services entrepreneur and the CEO of Boom Zell Enterprises, which includes United Water Restoration Group of Long Island and 1-Tom-Plumber Long Island. Raised in a blue-collar household with a father who was a plumber, Phil spent more than a decade helping scale a family-owned plumbing wholesale business before leaving to build companies of his own. Today, he focuses on restoration, plumbing, and related services, with a leadership philosophy centered on action, accountability, and restoring people before properties.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand why restoration is about restoring people before repairing property Learn how action and momentum matter more than perfect planning in entrepreneurship See why plumbing is the leading cause of water damage in multifamily properties Recognize the importance of proactive vendor relationships for property managers     Topics From Blue-Collar Roots to Entrepreneurship Grew up with a plumber father but pursued a different path early on Spent 14 years helping scale a plumbing wholesale business Hit a ceiling and chose to leave to build something of his own Becoming a "Visionary With No Vision" Entered entrepreneurship without a clear end goal Learned by taking action rather than over-planning Emphasized momentum, adaptability, and execution What Restoration Really Means Restoration addresses sudden, accidental property damage Common causes include water, fire, smoke, and mold Mitigation focuses on reducing damage before it spreads Restoring the Person First Homeowners are often panicked and overwhelmed during a loss Effective restoration starts with empathy and trust The goal is to restore peace of mind before rebuilding property Multifamily Complexity and Stakeholder Management Multifamily losses involve tenants, owners, and property managers Conflicting priorities create tension during emergencies Restoration providers must balance empathy with business realities Why Proactivity Matters in Multifamily Plumbing failures are the leading cause of water damage Preventative maintenance reduces catastrophic losses Strong vendor relationships help property managers respond faster    

Educational technology is a daily part of school for kids, from learning apps and video lessons to digital group projects. But is all this screen time actually helping kids learn? In this episode of Raising Us, host Elise Hu explores the benefits and challenges of educational technology in classrooms, including concerns around distraction, data privacy, and child development. Kate Brody, educator, parent, and VP of Schools Beyond Screens, shares how her first grader's experience with classroom technology sparked conversations with teachers and her school district about finding a healthier balance after the pandemic. Later, Elise is joined by Emily Cherkin, founder of The Screen Time Consultant, to define what educational technology can look like when it works best for both students and teachers. Kate and Emily offer practical advice for starting productive conversations with educators about technology and learning, and how to be intentionally active in how tech expands in our kids' lives.Key Takeaways:Understand the difference between ed tech and tech ed; we can teach our kids about technology without requiring them to use it directly.Be brave in opting out of tech when it's not as beneficial for your child's learning.Research what a balanced relationship with educational technology looks like for your family.Prioritize play, skills, and relationships over screens.Advocate for kids to use educational technology more effectively at schools and home.⏱️ Timestamps:Keep the conversation going at home with our FREE Conversation Kit companion guide: https://delivery.shopifyapps.com/-/68b2a3f16e84424f/443227901429762fLearn more about Schools Beyond Screens: https://www.schoolsbeyondscreens.com/Follow Emily Cherkin on Instagram: https://www.instagram.com/thescreentimeconsultantNew episodes every Tuesday:YouTube: https://www.youtube.com/@AKidsCoApple: https://podcasts.apple.com/us/podcast/raising-us-a-parenting-podcast/id1552286967Spotify: https://open.spotify.com/show/2bIRVxM8hbriNxydkSv6VGOr wherever you get your podcasts.

In this solo episode, we break down the most common ways investors lose money in apartment investing. And, more importantly, how to avoid them. While multifamily is a powerful wealth-building vehicle, it's not foolproof. We walk through real-world examples from my own portfolio to highlight where deals go wrong, from negative cash flow and over-leverage to bad partners and poor business planning. This episode is a practical guide for investors who want to protect capital, reduce risk, and build durable multifamily portfolios.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand how negative cash flow quietly erodes deals over time Learn why conservative underwriting matters more than optimistic projections See how improper insurance coverage can magnify catastrophic losses Recognize how leverage, partners, and market selection impact long-term outcomes     Topics Negative Cash Flow and Poor Underwriting Cash flow equals income minus expenses, debt service, and CapEx Renovations, rising expenses, and miscalculations can quickly create losses Trailing 12-month statements often understate true operating costs Investors must model realistic expenses and conservative income assumptions Catastrophic Events and Insurance Coverage Fires, storms, and other disasters can shut down buildings for months Insurance must cover both property damage and lost business income Understanding deductibles, exclusions, and coverage details is critical Proper insurance makes unavoidable events survivable from a business standpoint Over-Leverage and Loan Risk High loan-to-value ratios reduce flexibility during refinancing or sale Properties that fail to create value can become impossible to exit Conservative leverage (around 65% LTV or lower) preserves options Loans must match the business plan and hold strategy Bad Partners and Weak Teams Poor property managers, contractors, or partners can destroy deals Fraud, negligence, or lack of accountability creates hidden risk Due diligence, references, and checks and balances are essential Quality partners cost more, but reduce long-term losses Market Selection and Long-Term Growth Cash-flow-only markets may lack appreciation Aging properties require reinvestment over time Markets and submarkets must support long-term value growth Cheap properties without upside can become capital traps Over-Improving and Flawed Business Plans Renovations must align with market rent ceilings Over-improving units doesn't guarantee higher returns Class B and C properties have natural rent limits Staying disciplined with budgets and numbers protects returns    

Nadav Schnall is the co-founder of ProSentry, a proptech startup focused on real-time risk mitigation for multifamily and commercial buildings. With a decade of experience at First Service Residential as VP of Luxury Properties and New Development, Nadav saw firsthand the operational challenges that property managers face. His venture addresses those pain points through sensor-based monitoring that's already helped prevent thousands of potential insurance claims.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand how real-time risk mitigation can lower insurance premiums and prevent property damage Learn the top causes of water-related insurance claims and how they can be proactively addressed Discover how smart sensors and LoRaWAN technology are being applied to multifamily assets Hear how investors can use tech to boost tenant satisfaction and NOI     Topics Why Nadav Started ProSentry Saw repeated property issues in his role at First Service Residential Reconnected with a veteran builder to launch the company Wanted to solve systemic building problems using tech How Risk Mitigation Impacts Insurance Non-weather water damage is among the top insurance claims Sensors help avoid or minimize these issues Lower risk profile = potential savings on premiums or deductibles What ProSentry's Sensors Actually Do Water, gas, temperature, humidity, smoke, vape, and rodent detection Uses LoRaWAN, not Wi-Fi, for stronger building-wide coverage Real-time alerts via app, text, call — including live operator calls Cost and ROI for Investors Approx. $300–$400 per unit installation Ongoing cost: ~$1–$1.50/month per sensor Helps improve tenant experience, reduce damage, and boost NOI Proactive Alternatives and Why They're Not Enough Preventative maintenance is still important But sensors catch things no one can manually inspect Especially helpful for high-turnover or under-staffed buildings    

To navigate the "dark nights of the soul" is one of the most difficult challenges in the human experience. Whether it is a season of grief, confusion, or spiritual silence, the darkness can feel overwhelming and permanent. In this message, guest speaker Pastor Jeremy Isaacs explores the story of the shepherds in Luke 2 to reveal how God often does His most significant work in the dark. Discover how to walk by faith when you cannot see what is next and why the "nighttime" is often a setup for morning joy. Key Takeaways: - Understand the Night: Learn why seasons of darkness are a normal, biblical part of the walk with God rather than a sign of abandonment. - Navigate the Fog: See why trying to look too far ahead can actually blind you to what God is doing right in front of you. - Hold on to Hope: Be reminded that darkness ias temporary and the morning always comes. Scripture: Luke 2:8, Psalm 30:5, John 16:33 _____ Ready to take a Next Step? www.mygochurch.com/next Give to GO: www.mygochurch.com/give

To navigate the "dark nights of the soul" is one of the most difficult challenges in the human experience. Whether it is a season of grief, confusion, or spiritual silence, the darkness can feel overwhelming and permanent. In this message, guest speaker Pastor Jeremy Isaacs explores the story of the shepherds in Luke 2 to reveal how God often does His most significant work in the dark. Discover how to walk by faith when you cannot see what is next and why the "nighttime" is often a setup for morning joy. Key Takeaways: - Understand the Night: Learn why seasons of darkness are a normal, biblical part of the walk with God rather than a sign of abandonment. - Navigate the Fog: See why trying to look too far ahead can actually blind you to what God is doing right in front of you. - Hold on to Hope: Be reminded that darkness ias temporary and the morning always comes. Scripture: Luke 2:8, Psalm 30:5, John 16:33 _____ Ready to take a Next Step? www.mygochurch.com/next Give to GO: www.mygochurch.com/give

To navigate the "dark nights of the soul" is one of the most difficult challenges in the human experience. Whether it is a season of grief, confusion, or spiritual silence, the darkness can feel overwhelming and permanent. In this message, guest speaker Pastor Jeremy Isaacs explores the story of the shepherds in Luke 2 to reveal how God often does His most significant work in the dark. Discover how to walk by faith when you cannot see what is next and why the "nighttime" is often a setup for morning joy. Key Takeaways: - Understand the Night: Learn why seasons of darkness are a normal, biblical part of the walk with God rather than a sign of abandonment. - Navigate the Fog: See why trying to look too far ahead can actually blind you to what God is doing right in front of you. - Hold on to Hope: Be reminded that darkness ias temporary and the morning always comes. Scripture: Luke 2:8, Psalm 30:5, John 16:33 _____ Ready to take a Next Step? www.mygochurch.com/next Give to GO: www.mygochurch.com/give

This episode features an interview with Alex Halliday, the CEO at AirOps, an end-to-end content engineering platform that gives marketing teams the systems they need to win visibility across AI search and SEO with quality content. Alex gives the marketing masterclass on AI search, laying out the framework for what marketers need to be doing. Key Takeaways:Understand your current State of the Union: Audit how you are currently showing up across the AI models and what is driving those results. Pick a strategy based on what truly matters to you as a brand and ruthlessly prioritize. Execute through content engineering, a combination of brand taste, technical skills and strategy. Quote:   The future of, we think, content and AI search is this new role that we're pushing and championing. It's called content engineering. And content engineering is a blend of three things. It's brand taste, which you absolutely need. It's enough technical skills to use this technology well. It's strategy. It's like really a really good strategic mind of the kinds of plays that you want to put out into the world.”Episode Timestamps: *(04:26) The Trust Tree: Education- and Evidence-led go-to-market*(10:19) The Influence of YouTube on AI Search Results *(18:10) The Masterclass on AI Search: Step-by-step*(25:35) What do LLMs actually like? *(40:04) How should marketers be investing in content? Sponsor:Pipeline Visionaries is brought to you by Qualified.com. Qualified helps you turn your website into a pipeline generation machine with PipelineAI. Engage and convert your most valuable website visitors with live chat, chatbots, meeting scheduling, intent data, and Piper, your AI SDR. Visit Qualified.com to learn more.Links:Connect with Ian on LinkedInConnect with Alex on LinkedInLearn more about AirOpsLearn more about Caspian Studios Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of The Resilience and Wellbeing Podcast, Dr. Samantha Hayes and Dr. Jessica Griffith-Echito explore how internal bias shapes our perceptions, relationships, and daily decisions—often without us realizing it. Discover the psychology behind unconscious bias, learn how to catch your own assumptions in real time, and explore how openness to diverse perspectives fuels personal and professional growth. Through real examples and reflective questions, you'll gain tools to recognize your biases, respond with intention, and lead with empathy. You'll also hear about our Internal Bias Self-Assessment and Companion Guide, designed to help you identify patterns, challenge stereotypes, and take meaningful action toward change. Key Takeaways: Understand what internal bias is and how it forms. Learn practical steps to increase self-awareness and reduce judgment. Explore how diversity and feedback drive authentic growth. Reflect on how to move from automatic reactions to intentional choices.

Key Takeaways: Understand what inflation really is: Traditional finance often explains inflation the wrong way. Knowing what causes it helps you protect and grow your wealth. Income isn't the same as wealth: Making more money isn't enough—you need to invest in rare assets that grow faster than inflation. Know how central banks work: Since central banks control the flow of money, understanding their actions can help you spot trends and grow your wealth. Borrow smartly instead of selling: Using your assets as collateral lets you access cash without losing your long-term investments. Invest in scarce assets: Putting money into things like Bitcoin or real estate can protect you from the falling value of government-controlled currency.  Chapters: Timestamp Summary 0:00 Understanding Inflation and Wealth Through Energy Principles 4:31 Understanding Government, Central Banks, and Bitcoin's Role in Economy 14:40 Embracing Creativity Over Consumerism for Personal Empowerment 16:38 Leveraging Scarce Assets for Financial Growth and Stability 23:19 Scarcity and Wealth Building in an Inflationary Economy 27:36 Emotional Intelligence in Investing Amid Ideological Differences Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode of Building the Premier Accounting Firm, Roger Knecht and Dr. Howard Polansky discuss transforming financial perspectives from traditional debt management to a dynamic cash flow optimization. This episode explores Dr. Polansky's journey from dentistry to becoming a "cash flow optimizer" and how strategic use of lines of credit can dramatically reduce debt payments and increase financial flexibility for both personal and business finances. Learn how to better manage mortgages, business loans, and other debts by understanding the "new rules of finance" and achieve financial freedom sooner. Key Takeaways: Understand the critical difference between profit and cash flow, recognizing that cash flow is essential for day-to-day operations and financial stability. Learn how to strategically use lines of credit as a primary checking account to accelerate debt payments on mortgages, car loans, and business loans, rather than relying on traditional amortized payment structures. Gain insight into transforming your financial mindset from rigid debt obligations to achieving financial flexibility and resilience, enabling better navigation through unexpected life events. Access strategies to consolidate various debts into a single, manageable line of credit, allowing for a focused approach to debt reduction and greater financial control. Discover the emotional impact of financial freedom, emphasizing how reduced debt stress can lead to improved well-being and the ability to pursue life experiences and business growth. Chapter Summary: 00:00 Introduction to Dr. Howard Polansky 01:59 A Life-Changing Event and Career Shift 06:14 The Genesis of Financial Coaching 08:58 Financial Flexibility and Resilience 11:09 Cash Flow vs. Profit 14:11 Leveraging Lines of Credit 19:23 Motivation and Business Impact 23:27 Debt Consolidation and Empowerment 26:50 Money as Currency: Removing Friction 30:19 Resilience in Unexpected Challenges 34:22 Available Lines of Credit & Conclusion 39:52 Universal Accounting Resources Featured Quotes: "If life is this fragile and I'm unhappy with the path that I'm on, burn the ships. It's over." — Howard Polansky "I don't care about profit. I care about cash flow." — Howard Polansky "I'm trying to remove the friction from people's lives." — Howard Polansky Behind the Story: Howard Polansky recounts the harrowing experience of his son's severe appendicitis, leading to multiple surgeries and a profound question from his 12-year-old: "Am I dying?" This intense period made him re-evaluate his life and career, leading him to sell his dental practice. After a year of introspection, he stumbled upon a method to optimize cash flow, transforming his own finances. This new understanding became his calling, demonstrating that financial freedom provides not just wealth, but resilience and the peace of mind to navigate life's inevitable challenges. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth. Offers: Take The Cash Flow Quiz - https://leakingcash.scoreapp.com/ Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable. These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: "Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds" – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. "in the BLACK, nine principles to make your business profitable" – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. "Your Strategic Accountant" - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. "Your Profit & Growth Expert" - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals. This is the proven process to start and build the premier accounting firm in your area. After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share. Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve. GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients. Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center. It's here you can become a: Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE Next, join a group of like-minded professionals within the accounting community. Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business. The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value. For Additional FREE Resources for accounting professionals check out this collection HERE! Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss. Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe. Also, let us know what you think of the podcast and please share any suggestions you may have. We look forward to your input: Podcast Feedback For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777

Are you managing membership plans in your dental practice but not sure if you're doing it efficiently? In this episode, Dayna Johnson breaks down how to manage membership plans inside Dentrix—without creating chaos in your system. She walks you through the levels of membership management—from basic tracking to advanced setups—so you can choose what works best for your team. Whether you're just starting or optimizing your process, you'll get practical, real-world tips to simplify workflows, protect profitability, and keep your data accurate. ✅ Key Takeaways: ~ Understand your practice's unique needs for membership management ~ Learn how to track hygiene and discounts correctly ~ Avoid common Dentrix mistakes (like linking membership to insurance!) ~ Discover how to use fee schedules and custom codes effectively ~ Streamline your operations and save time using built-in Dentrix tools

Sean Barnes shares practical strategies for dealing with toxic workplaces and unhealthy leadership cultures. Learn how to tell the difference between toxic and untrained leaders, how to stay motivated, when to move on, and how to rebuild your confidence after leaving. Watch till the end for Sean's personal story of leaving a toxic company, and what it taught him about leadership, resilience, and growth.   Podcast Show Notes – Episode 252| 10.21.2025 Episode Title: Toxic Workplace? How to Lead & Move On | Sean Barnes   Key Moments 00:00 – Introduction: Why toxic workplaces are on the rise 01:00 – Is leadership really toxic, or just under pressure? 02:10 – Communicating up and down the chain with empathy 03:00 – Turning frustration into opportunity for leadership growth 05:20 – Knowing when it's time to leave 07:20 – Sean's personal story of walking away from toxicity 08:30 – How to rebuild trust and confidence after a toxic experience 10:30 – Finding healthy companies and protecting your brand 11:20 – Closing thoughts on resilience and leadership   Key Takeaways Understand before judging: Sometimes “toxic” leadership is just undeveloped leadership. Seek to understand before labeling. Lead through empathy: Ask clarifying questions and share context with your team to reduce frustration. Stay the light: When negativity dominates, choose optimism and be the example of strength and hope. Know when to walk away: If the environment is harming your health, it's time to prioritize yourself. Rebuild intentionally: Surround yourself with positive, growth-minded people, they'll help you rediscover your confidence. Brand matters: Build a personal brand rooted in integrity and growth so you can attract healthy workplaces.   Host: Sean Barnes Website: https://www.wolfexecutives.com   https://www.seanbarnes.com LinkedIn: https://www.linkedin.com/in/seanbarnes/ https://www.linkedin.com/company/wolfexecutives https://www.linkedin.com/company/thewayofthewolf/ LinkedIn Newsletter: https://www.linkedin.com/newsletters/7284600567593684993/ The Wolf Leadership Series: https://wolfexecutives.com/wolf-leadership-series/ YouTube: youtube.thewayofthewolf.com Twitter: https://x.com/the_seanbarnes https://x.com/wolfexecutives Instagram: https://www.instagram.com/the_seanbarnes https://www.instagram.com/wolfexecutives https://www.instagram.com/the_wayofthewolf TikTok: https://www.tiktok.com/@the_seanbarnes Email: Sean@thewayofthewolf.com Audible: https://www.audible.com/pd/The-Way-of-the-Wolf-Podcast/B08JJNXJ6C Spotify: https://open.spotify.com/show/2BTGdO25Vop3GTpGCY8Y8E?si=ea91c1ef6dd14f15  

In this episode, Molly reveals how to transform your hiring process from guesswork to strategy. She breaks down how to craft roles, job ads, and interviews that attract true leaders while eliminating micromanagement through clarity and structure. Molly shares actionable, proven steps to build high-performing teams that drive firm growth and freedom for business owners.   Key Takeaways: Understand the importance of defining roles clearly to avoid fuzzy expectations that lead to subpar hiring outcomes. Learn to craft compelling job ads that attract high-caliber "intrapreneurs" by focusing on outcomes and SEO optimization. Transition from task-based listings to outcome-focused responsibilities to refine job descriptions. Build a non-negotiable list to eliminate recurring hiring mistakes and ensure alignment with business values. Implement an Anti Job Ad List to avoid past hiring nightmares, focusing on attributes and workplace culture fits.   Quote for the Show: "Most hiring problems start before the first interview. The role is unclear, the expectations are fuzzy, the job ad is generic." - Molly McGrath   Links: Website: https://hiringandempowering.com/ Facebook: https://www.facebook.com/hiringandempowering Instagram: https://www.instagram.com/hiringandempowering LinkedIn: https://www.linkedin.com/company/hiring&empoweringsolutions/ The Law Firm Admin Bootcamp + Academy™ : https://www.lawfirmadminbootcamp.com/ Get Fix My Boss Book: https://amzn.to/3PCeEhk   Ways to Tune In: Amazon Music - https://www.amazon.com/Hiring-and-Empowering-Solutions/dp/B08JJSLJ7N Apple Podcast - https://podcasts.apple.com/us/podcast/hiring-and-empowering-solutions/id1460184599 Spotify - https://open.spotify.com/show/3oIfsDDnEDDkcumTCygHDH Stitcher - https://www.stitcher.com/show/hiring-and-empowering-solutions YouTube - https://youtu.be/dVS4qSXKYgU 

In this episode, Jon Sanchez and Jason Gaunt of Sanchez Gaunt Capital Management (Reno, Nevada wealth managers) explore the unique challenges and opportunities of solo retirement.Whether due to divorce, the loss of a loved one, or personal choice, retiring alone presents distinct financial, emotional, and lifestyle considerations. Watch this episode as they discuss strategies to build a strong, independent, and joyful retirement without a partner by your side.Key Takeaways:Understand the financial vulnerabilities of solo retirement and how to mitigate them.Learn the importance of creating a detailed cash flow plan and building multiple income streams.Discover the emotional resilience needed to thrive in solo retirement and how to maintain social connections.Explore the significance of estate planning and having a trusted network for decision-making.Gain insights into managing healthcare costs and planning for long-term care.

Today's lively discussion is primarily focusing on the concept of assertiveness. Eric and his guests share personal anecdotes, including one individual's significant weight loss journey achieved through healthy eating, and another's experience meeting renowned entrepreneur Gary Vaynerchuk. A significant portion of the conversation explores the nuances of assertiveness in various contexts, particularly in sales and client interactions, distinguishing it from aggression or passivity. The group further illustrates assertiveness through a humorous story about a difficult client and also mentions the qualities that billionaires share, as described by a coach. Key Takeaways: Understand that assertiveness is about confident self-expression, not aggression or being pushy. Actively seek out and place yourself in positions that offer learning and opportunity. Communicate clearly and confidently to establish certainty and efficiently manage time for all parties. Challenge any negative beliefs you hold about being assertive, recognizing its positive impact on your life and interactions. Avoid making assumptions about others' capabilities and instead, confidently present all available options.

About Alana Heim:Alana Heim, CPA/PFS, CFP®, fuses financial expertise with business energetics so business owners achieve authentically aligned prosperity. As a Cosmic Prosperity Activator, she guides entrepreneurs to align their energetic blueprint with business strategy, enabling them to work smarter—not harder—and transform their relationship with self, and money, to create sustainable success. In this episode, Jennie Bellinger and Alana Heim discuss:Energy alignment in business successHuman design and intuitive decision-makingPresence and discerning personal vs. external stressInfinite patience brings immediate resultsEmbodied ascension in entrepreneurship Key Takeaways:Understand your unique energy blueprint.Presence is a powerful business tool, and by staying grounded and aware, you can pick up subtle cues and respond more authentically in sales conversations.Learning to discern whether emotions and anxieties are truly yours can help you maintain energetic boundaries.Infinite patience trumps forced action, and allowing things to unfold naturally, instead of pushing against the current, can lead to more effortless success.Embracing your unique approach and intuition can transform how you show up professionally and create more meaningful connections. "You've been told and conditioned to make decisions from your head, act impulsively, and be quick on your feet. I will tell you that 100% of our population is not meant to make decisions from our head; We are not, we are meant to go within.” — Alana Heim Connect with Alana Heim:  Facebook Name: https://www.facebook.com/heimalana/Facebook Business Page: https://www.facebook.com/ProsperityAlignment/LinkedIn URL: https://linkedin.com/in/alanaheimInstagram Business Link: instagram.com/prosperityalignment/  Connect with Jennie:Website: https://badassdirectsalesmastery.com/Email:  jennie@badassdirectsalesmastery.comFacebook personal page: https://facebook.com/jbellingerPLFacebook podcast page: http://facebook.com/BadassDirectSalesMasteryFacebook group for Badass Crew: https://facebook.com/groups/BadassDirectSalesMomsInstagram: https://instagram.com/BadassDirectSalesMasteryPersonal Instagram: https://www.instagram.com/thedirectsalesdomme/LinkedIn: https://linkedin.com/in/BadassDirectSalesMastery The Badass Direct Sales Mastery Podcast is currently sponsored by the following:Bella Grace Elixir: https://shopbellagrace.com/?ref=jenniebadassdirectsalesmasteryLeadBuddy Digital Marketing: Use code BDSM when checking out at https://leadbuddy.io/pro-monthly-9310?am_id=jennie582  Show Notes by Podcastologist: Hanz Jimuel Alvarez Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Rethinking Oppositional Defiant Disorder—Children Reacting to the System Around Them Curt and Katie chat about Oppositional Defiant Disorder (ODD), reframing it as a response to systemic and environmental stressors rather than a characterological flaw in children. They explore diagnostic challenges, systemic bias, and treatment considerations that support children and families more holistically. This episode is designed to help therapists critically assess and intervene when working with oppositional or defiant behaviors. Course Available for CE Credit:One unit of continuing education is available for this episode at moderntherapistcommunity.com. Listen, purchase the course, pass the post-test, and earn your certificate! Key Takeaways: Understand how ODD criteria can be misapplied without systemic context Identify the impact of trauma, neurodivergence, and racism on misdiagnosis Apply a functional, family systems-based approach to treating oppositional behaviors Learn which interventions are evidence-based—and which to avoid Recognize the importance of treating ODD like an adjustment to environment, not a lifelong label Link to Full Show Notes:Full references, transcript, and resource list at mtsgpodcast.com Join the Modern Therapist Community:Linktree: https://linktr.ee/therapyreimagined Creative Credits: Music by Crystal Grooms Mangano – groomsymusic.com Voice Over by DW McCann – facebook.com/McCannDW

In this episode of Five Minute Friday, we're continuing our Know Your Numbers series by unpacking one of the most overlooked but critical metrics in retail: Initial Markup (IMU). Your IMU isn't just a pricing formula—it's your profit ceiling. And if you're not tracking it monthly, you could be limiting your growth without even realizing it.

In this episode of Five Minute Friday, we're kicking off our Know Your Numbers series by diving into two of the most important numbers every boutique owner should track daily: Average Order Value (AOV) and Units Per Transaction (UPT). These simple but powerful retail metrics offer a clear path to more revenue, better team training, and a stronger customer experience—without needing more foot traffic or major changes to your business.