Our podcast is engineered by entrepreneurs for entrepreneurs helping them to pay the RIGHT amount of taxes using proprietary artificial intelligence technology.
In this episode, entrepreneur and healthcare consultant Chad Brown joins R. Kenner French to discuss what it really takes to grow a modern business in today's fast-changing world.
In this episode, R. Kenner French and Elaine Mingus dive into one of the biggest mindset shifts entrepreneurs must make today: thinking and operating like a big company before you become one. From structuring your business properly to leveraging AI for faster decision-making, this conversation explores how successful entrepreneurs accelerate growth by adopting billionaire-level habits early.Kenner shares insights about why business structure matters from day one and how acting like a CEO — even as a solopreneur — changes the way both you and the marketplace view your business. Elaine expands on the power of language, mindset, and identity in entrepreneurship, explaining why saying “we” instead of “I” can transform how you lead and grow.The discussion also highlights the growing role of artificial intelligence in modern business. AI is no longer optional — it's becoming the greatest equalizer of information and execution speed. Entrepreneurs who adopt AI tools early can make smarter decisions faster, reduce emotional decision-making, and create scalable systems that position them ahead of competitors.Kenner also references insights from billionaire interviews, emphasizing that wealthy individuals often move differently because they make decisions quickly and confidently. In today's AI-driven economy, that advantage is becoming more accessible to everyday entrepreneurs willing to adapt and evolve.
Artificial intelligence is no longer just a futuristic idea — it's quickly becoming one of the most powerful business tools available to entrepreneurs today.
Artificial intelligence is no longer just a Silicon Valley conversation. It's starting to enter real community discussions, local government planning, and city operations.
What happens when a serial entrepreneur behind disruptive industries like energy drinks, online dating, and Ashley Madison faces a near-death experience during COVID?In this powerful episode, entrepreneur and relationship coach Tino Dietrich shares the unexpected journey that transformed his definition of success. From helping pioneer energy drink marketing alongside the rise of Red Bull to scaling international online dating brands, Tino experienced the highs and lows of entrepreneurship firsthand.But after a life-threatening battle with COVID landed him in the ICU, everything changed.This episode dives deep into the hidden cost of entrepreneurial success, why many high-performing men struggle at home despite winning in business, and how relationships ultimately shape long-term fulfillment and legacy.Tino explains why burnout, emotional disconnection, and family breakdowns are becoming silent epidemics among entrepreneurs—and what leaders can do to rebuild stronger foundations before it's too late.Whether you're a business owner, investor, executive, or someone striving for both financial success and meaningful relationships, this conversation offers practical insights and hard-earned perspective.
Building wealth today requires more than simply earning a higher income. In this episode of What's Kenner French Thinking, R. Kenner French and Elaine Mingus explore how artificial intelligence is changing the way entrepreneurs approach wealth-building, financial strategy, and business growth.The conversation focuses on the difference between income and net worth, why many entrepreneurs stay financially stuck despite earning well, and how AI tools can help improve decision-making, tax strategy, and long-term financial planning. Kenner also shares insights into his AI model called “Einstein,” designed to help forecast tax liabilities and improve net income for entrepreneurs.From mindset shifts to scaling strategies, this episode highlights how AI is becoming an important tool for modern business owners looking to work smarter and grow faster.
What does it really mean to be wealthy? For Nathan Barkocy wealth is not just about money, real estate, or business success. After surviving a devastating cycling accident at age 16—one that left him in a coma and forced him to relearn how to walk, talk, and eat—Nathan's definition of wealth changed forever.In this episode, Nathan shares how a near-death experience shaped his mission to help others regain ownership of their time, build multiple streams of income, and pursue purpose with urgency. At only 26, Nathan has already built a real estate portfolio, stepped into entrepreneurship, and co-authored Old Wealth, New Wealth, True Wealth with Sharon Lechter, co-author of Rich Dad Poor Dad.Nathan explains how mentorship, financial literacy, and surrounding yourself with the right people can accelerate growth. He also shares why true wealth is rooted in time freedom, purpose, community, and long-term legacy—not just flashy success.
Artificial intelligence is rapidly changing the way businesses operate, but what happens when AI enters local government? In this episode, R. Kenner French shares the surprising results of a community discussion centered around an AI-oriented city manager concept for Bainbridge Island.Following the retirement of the Bainbridge Island city manager, conversations emerged around how AI could potentially improve city efficiency, communication, and public engagement. What started as a bold idea quickly turned into a larger community discussion involving residents, AI professionals, entrepreneurs, and concerned citizens from both inside and outside the island.One of the biggest takeaways from the meeting was the realization that many residents are already open to AI-assisted government systems—especially when it comes to improving communication between city hall and the public. Kenner explains how the group discussed using AI tools to enhance social media outreach, distribute public information faster, and help citizens stay informed about local issues.
In a world obsessed with automation, AI, and scaling faster, many business owners are forgetting one thing that still drives long-term success: relationships.In this episode, leadership expert and Spheres of Influence author Brad Englert shares powerful lessons from decades of experience at Accenture and the University of Texas. From improving customer retention to building trust with employees, vendors, and clients, Brad explains why getting “out of the office” may be the most valuable business strategy today.Instead of focusing only on transactions, Brad discusses how successful companies create long-term partnerships that lead to referrals, loyalty, and sustainable growth. He also shares real-world stories about leadership transformation, organizational culture, customer service, and how proactive communication can prevent major business problems before they happen.For entrepreneurs, agency owners, consultants, and leaders trying to grow without constantly chasing new clients, this conversation offers practical strategies you can apply immediately.
Artificial intelligence is already changing the way businesses operate, but according to R. Kenner French, quantum computing could become the next major leap for entrepreneurs, financial professionals, and innovators. In this episode of What's Kenner French Thinking?, Kenner and Elaine Mingus break down the real-world business implications of quantum computing, AI tools, and how emerging technologies may soon reshape finance, tax planning, optimization, and business strategy.
Investing in real estate across the country—or even in remote areas like Alaska—sounds risky. Add crypto into the mix, and things can feel even more complex. But what if the real edge isn't location… but strategy?In this episode, seasoned investor Paul Lizell breaks down how he successfully invests in real estate markets thousands of miles away, while also leveraging crypto and tax strategies to build long-term wealth. From finding hidden property deals to avoiding costly crypto mistakes, this conversation delivers practical insights for modern investors navigating multiple asset classes.One key takeaway? The real money in real estate is made when you buy—not when you sell. And in crypto, timing and discipline can mean the difference between life-changing gains and missed opportunities ⚠️Paul also shares his biggest investing mistake—a missed $565,000 crypto profit—and the lessons that reshaped his strategy moving forward. Whether you're building a rental portfolio or exploring Bitcoin, this episode emphasizes one core principle: focus on assets with real long-term value.What You'll Learn:• How to invest in out-of-state real estate safely• Where to find off-market and auction property deals• Why “buy price” determines your profit in real estate
What makes a community truly thrive in today's fast-changing world?It's not just about technology or business growth—it's about connection, shared experiences, and people who genuinely care about giving back. In this episode, R. Kenner French and Elaine Mingus shift the conversation from strategy and AI into something more personal: community life on Bainbridge Island.From youth sports and local restaurants to coffee shops and late-night culture, this conversation reveals how local environments shape business thinking, relationships, and even innovation. It also highlights why alignment and trust matter when building partnerships—especially in media and podcast collaborations.Beyond the surface, there's a deeper takeaway: real impact doesn't always come from complex strategies. Sometimes, it starts with showing up, building relationships, and serving the people around you.What You'll Learn• How community involvement (like youth sports) builds stronger local ecosystems• Why local culture influences business conversations and opportunities• The role of trust and shared values in forming strategic partnerships• How lifestyle and environment shape entrepreneurial thinking• Why giving back to the community creates long-term impactWho This Episode Is For• Business owners who value community-driven growth• Entrepreneurs exploring local partnerships and collaborations• Podcast listeners interested in real, human conversations beyond business• Individuals curious about how lifestyle and environment influence success• Anyone who believes relationships matter more than transactionsAt its core, this episode is a reminder that behind every business strategy is a human element. Whether it's supporting youth sports, enjoying local spaces, or building meaningful partnerships, success is often rooted in connection—not just execution.
Many professionals feel stuck between stability and the desire for something more—more income, more freedom, or more control over their time. But transitioning from employment to entrepreneurship isn't always clear. Where do you start? And how do you avoid costly mistakes?In this episode, R. Kenner French sits down with Vic Martinez, a former military leader with 28 years of service, to unpack the real path to building a successful business. Drawing from his experience in leadership, adversity, and entrepreneurship, Vic shares practical insights on mindset, coaching, and why the online business model continues to dominate.Vic explains that success is rarely a solo journey. One of the most important accelerators is having a coach or mentor—someone who has already walked the path and can provide direction, accountability, and perspective.The conversation also explores the importance of designing your life first before choosing a business. Instead of asking “What do you want to do?”, Vic suggests asking a better question: “How do you want to live?” This shift helps align business decisions with lifestyle goals, stress levels, and long-term vision.Another key takeaway is the power of online and e-commerce businesses. Vic highlights how leveraging digital platforms—combined with consumable products—can create consistent cash flow and repeat customers. In today's economy, where many people are building side income streams, having a scalable online model is more relevant than ever.Beyond strategy, mindset plays a critical role. Vic emphasizes that personal development, continuous learning, and patience are essential for long-term success. Many people fail not because of bad ideas—but because they expect immediate results.This episode is a powerful reminder that success is built through discipline, guidance, and the willingness to grow over time.What You'll Learn• Why having a coach or mentor accelerates success• The mindset shift from employment to entrepreneurship• How to design your ideal lifestyle before choosing a business• Why online and e-commerce businesses dominate today• The importance of selling consumable products for recurring income• How patience and personal development impact long-term growthWho This Episode Is For• Professionals considering a side business or career shift• Entrepreneurs struggling to gain traction• Corporate leaders exploring additional income streams• Anyone looking to build financial freedom through business• Individuals seeking guidance, mentorship, and clarity
Many business owners feel overwhelmed when they hear terms like quantum computing. It sounds complex, technical, and far removed from everyday operations. But what if the real issue isn't the technology itself—but the mindset around it?In this episode, the conversation explores how entrepreneurs can shift from hesitation to action by using tools they already have today—like artificial intelligence. Instead of waiting to fully understand quantum computing, the key is to start where you are and let AI guide the transition.R. Kenner French explains that business owners don't need to jump straight into quantum computing. Instead, they can take a hybrid approach—leveraging AI to learn, test, and eventually integrate more advanced technologies. The message is clear: those who delay adopting AI risk being left behind by those who embrace it early.The discussion also touches on an important reality—while quantum computing is incredibly powerful for calculations and optimization, its role in creative industries is still uncertain. However, there's a strong possibility that as AI evolves, it will accelerate access to quantum capabilities, opening doors that don't yet exist today.Ultimately, this episode highlights a practical path forward: start small, stay consistent, and use AI as a stepping stone into the future of business technology.
A deal can look profitable at first glance—but hidden costs, weak systems, and poor research can quickly change the outcome. In this episode, R. Kenner French and Paul Lizell break down what investors often miss when evaluating real estate and crypto opportunities.Paul explains why real estate returns are not only about purchase price. Insurance, taxes, utilities, flood zones, and local market conditions can quietly reduce profit. He shares how rising insurance costs in places like Louisiana and flood risks in Florida affect investment decisions.The conversation also moves into crypto, where Paul emphasizes the importance of choosing assets with real-world utility instead of relying on hype. He discusses projects like XRP and HBAR as examples of crypto assets connected to practical use cases.Kenner and Paul also talk about remote real estate investing—how to find reliable agents, evaluate bank-owned properties, use auction platforms, and decide when a deal is too risky. Paul shares why comparable sales matter, how he approaches rural markets, and when it's smarter to walk away from a deal.What You'll Learn• Why hidden real estate costs can destroy returns• How insurance and flood zones affect investment decisions• Why crypto utility matters more than speculation• How to evaluate remote real estate markets• Why comps are essential before buying• How renegotiation can protect your downsideWho This Episode Is ForThis episode is for real estate investors, crypto investors, entrepreneurs, and anyone looking to make smarter financial decisions. It is especially helpful for those who want to understand risk before committing capital.
Most business owners are still trying to understand AI.But the real problem isn't the technology…
Most investors focus on one thing: making money when markets go up.
Most business owners are still trying to understand AI
Most investors didn't survive the 2008 financial crisis. Many lost everything because they failed to adapt when the market shifted.In this episode, R. Kenner French sits down with real estate investor Paul Lizell to break down how he not only survived—but pivoted and continued to grow. From starting in banking to flipping over 100 deals a year, Paul shares the mindset and strategy that allowed him to stay in the game when most investors disappeared.This conversation highlights a key truth: success in real estate isn't about timing—it's about adaptation.
What if your city could run more efficiently, communicate better, and even lower costs—just by using artificial intelligence? ⚠️In this episode, R. Kenner French explores a bold and timely idea: introducing AI into city government operations in Bainbridge Island. With the recent retirement of the city manager, this moment opens the door to rethinking how local governments operate—and whether AI can play a meaningful role.Rather than replacing leadership entirely, the discussion focuses on practical, ethical, and proactive ways AI can support city functions. From chatbots answering citizen questions to automating administrative work, the potential is already here—and growing fast.As AI technology matures, cities like Pittsburgh and San Francisco are already using it to improve traffic systems and infrastructure maintenance. The question is no longer if AI should be used—but how and when. Bainbridge Island may have an opportunity to lead.
Many entrepreneurs spend decades working in their business without ever truly working on the end game. They pour their heart and soul into operations, only to realize too late that a profitable business isn't always a sellable one. Whether you are five years or two decades away from a transition, the decisions you make today regarding your corporate structure, tax planning, and management systems will dictate the ultimate value of your life's work.In this episode, R. Kenner French sits down with David Flores Wilson, a New York-based financial planner and former investment banker. David shares the sobering story of how his own family lost a business due to a lack of estate planning and proper coverage—a catalyst that drove him to help other entrepreneurs avoid the same fate. From the "five levers of financial literacy" to the technical nuances of C-Corp vs. LLC exits, this conversation is a masterclass in preparing for a "well-heeled" retirement.What You'll Learn• The Exit-First Mindset: Why you need to work backward from your goals to create a truly valuable asset.• Making Yourself Irrelevant: The "tough pill to swallow" regarding why systematic sales processes and management development increase your EBITDA multiple.• The Four Pillars of Tax Mitigation: How to navigate entity structuring, tax deferral (Cash Balance plans vs. SEPs), credits, and capital gains timing.• The 5 Levers of Financial Literacy: A breakdown of saving, investing, protecting, managing debt, and minimizing taxes.• Wall Street Insights: How being in the heart of New York's finance hub provides unique perspectives on global investment trends.Who This Episode Is ForThis episode is essential listening for entrepreneurs and business owners with a net worth of $5M+ or those scaling toward a high-value exit. If you are a founder who feels "married" to your daily operations or an owner curious about the tax implications of a stock sale vs. an asset sale, David's insights will provide the roadmap you need.Follow the podcast for future episodes as we continue to uncover the business secrets every entrepreneur needs to know.
Most entrepreneurs approach taxes by looking in the rearview mirror. You wait until tax day, tally up the damage, and pay the government whatever is due. But according to R. Kenner French, this "backward-looking" approach is the fastest way to overpay. If you are managing significant cash flow or navigating a $300,000+ tax liability, simply relying on last year's data isn't enough to protect your wealth.In this episode, Elaine Mingus talks with R. Kenner French, founder of VASQ.com, about the shift from traditional accounting to prescriptive intelligence. We dive into the world of quantum computing—the "final frontier" of technology—and how it's being used right now to run massive simulations that help business owners, high-net-worth individuals, and even professional sports teams optimize their finances.From the impending "Q Day" and cybersecurity risks to the "Golden Path" report, Kenner explains how to stop counting rocks and start running simulations to save millions.
Most entrepreneurs are experts at their craft but "accidental" managers of their money. Whether you are scaling a startup or eyeing the retirement finish line, there is a common gap between having a successful business and having a secure future. Often, highly successful people feel a sense of embarrassment because, despite their high earnings, they lack clarity on their "bad math"—the gap between what they have and what they actually need to survive a 30-year "vacation."In this episode, R. Kenner French sits down with Laura Rehbein, the "Queen of Planning" and founder of Impavid Wealth Advisors. With over 30 years of experience, Laura breaks down why planning isn't just about spreadsheets—it's about managing the emotions, health costs, and family dynamics that dictate your financial freedom. She discusses the transition from "wearing all the hats" to focusing on unique abilities, and how to ensure your business provides for your lifestyle rather than just consuming it.What You'll Learn• The "Bad Math" Trap: Why many 55-year-olds are closer to a financial crisis than they realize and how to bridge the gap.• Money is Emotional: How to separate your hopes, fears, and dreams from the cold, hard numbers to make better decisions.• Measuring Your Money: A simple framework for auditing if your dollars are doing the specific "jobs" they were assigned.• Succession Pitfalls: Why "giving the business to little Jimmy" might be a recipe for disaster if you haven't planned for professional transition.• The "Long Vacation" Mindset: Treating retirement as a multi-decade trip that requires a specific, inflation-adjusted budget for health and leisure.Who This Episode Is ForThis episode is a must-listen for small business owners who are driving revenue but lack a personal exit strategy. It is also designed for pre-retirees (ages 50–65) who feel a sense of "fearless finance" is missing from their current wealth management strategy and want to gain clarity without the jargon.Ready to stop feeling overwhelmed and start feeling empowered? Follow the podcast for future episodes on mastering you
What does it actually take to move from a solo practitioner at a home desk to leading a high-profile architectural firm? In this episode, R. Kenner French sits down with Matthew Coates, a visionary architect based on Bainbridge Island, to peel back the curtain on the evolution of modern design.Matthew shares a raw look at the "unemployable" spirit that drives entrepreneurs to step out on their own and why "half-assing" a business venture is the fastest road to failure. From navigating the complexities of high-end residential projects to exploring the untapped potential of artificial intelligence in the creative arts, this conversation is a masterclass in staying relevant in a rapidly shifting marketplace.
Are you a real estate investor feeling like you're spinning your wheels with a massive portfolio but very little freedom? Many investors fall into the "more is better" trap, thinking that a higher door count automatically leads to a better life. However, veteran investor and Wall Street Journal bestselling author Jim Sheils suggests that the real secret to "cracking the code" is actually doing the opposite.In this episode, Jim shares the pivotal "aha moment" from his 26-year career: Own less of better quality. By focusing on high-standard properties and new construction—specifically in landlord-friendly markets like Florida—investors can actually increase their equity and cash flow while drastically reducing their management headaches. Jim dives deep into how he transitioned from rehabbing foreclosures to becoming part of one of the largest building entities in the U.S., all while maintaining a primary focus on family and work-life balance.
Why is it that the wealthiest families in the world, like the Hiltons, seem to play by a different set of financial rules? The secret isn't just in how much they earn, but in how much they keep. Many entrepreneurs fall into the trap of focusing solely on gross revenue, only to realize on April 15th that they've overpaid Uncle Sam because they lacked a proactive tax strategy.In this episode of What's Kenner French Thinking?, R. Kenner French is joined by Elaine Mingus to discuss the "tax-free" mindset used by the ultra-wealthy. Featuring insights from Mark Miller, author of The Tax-Free Business Owner and advisor to the Hilton family office, this conversation bridges the gap between elite wealth management and modern artificial intelligence. Kenner explains how AI tools like "Einstein" act as a financial "warp zone," allowing everyday business owners to outthink traditional bookkeeping and claim the same deductions as the world's most successful families.Stop keeping your receipts in a shoebox and start using silicon-based intelligence to protect your net income.What You'll Learn• Gross vs. Net Revenue: Why your "take-home" pay is the only metric that actually defines your business success.• The Hilton Strategy: How family offices approach tax mitigation as a year-round strategy rather than a year-end headache.• AI vs. The Ledger: Why manual bookkeeping is a liability and how AI models can out-calculate human advisors in finding deductions.• Research & Development Credits: How the government might actually write you a check for innovating within your business.• The "Warp Zone" Concept: Using technology to skip the "hard way" of wealth building and reach your financial goals faster.Who This Episode Is ForThis episode is essential for entrepreneurs, business owners, and tax professionals who are tired of manual processes and want to learn how the top 1% manage their liability. If you want to move from "working hard" to "working smart" using the latest in AI financial tech, this is for you.Follow the podcast for future episodes as we continue to explore the intersection of AI, wealth, and tax strategy.
The Blueprint for Commercial Investing: Why the "Big Dogs" Leave the Best Deals for You.For many real estate investors, the journey starts with a single-family home or a duplex. It's comfortable, it's familiar, and it's what everyone else is doing. But according to commercial real estate veteran Luis Belmonte, if you want to find the real alpha in today's market, you have to look where the "big dogs" aren't hunting.In this episode, Luis joins R. Kenner French to pull back the curtain on the commercial property landscape. With a career that spans "since the earth cooled," Luis explains why now—despite the headlines—is the time to look at urban centers, small-unit industrial, and distressed office space. He breaks down the psychology of the "urban hub," explaining why tech giants and innovators still crave physical proximity, and why the "death of the city" is a narrative that historically misses the mark.
For many entrepreneurs, the ultimate goal isn't just to make more money—it's to buy back their time. However, the path to efficiency is often cluttered with manual tasks, complex tax liabilities, and the overwhelming noise of new technology. How can a business owner navigate the shift from traditional management to an AI-driven workflow without losing the human touch?In this episode of What's Kenner French Thinking?, co-host Elaine Mingus puts author and AI expert R. Kenner French through a fast-paced word association game. From the "Vast Vault" to the future of city management, Kenner breaks down how AI is currently reshaping the landscape of business, taxation, and even personal productivity. Whether you are curious about the origins of machine learning or looking for a way to stop missing out on family milestones, this conversation reveals how AI is the key to a more balanced life.What You'll Learn
In the high-stakes world of entrepreneurship, most leaders treat their businesses better than their bodies. We track our KPIs, optimize our sales funnels, and monitor our cash flow with surgical precision, yet we often ignore the very engine that drives it all: our health. Many driven professionals operate in a state of "functional exhaustion," assuming that mid-day brain fog, stubborn belly fat, and poor sleep are simply the price of success.In this episode, we sit down with Tracy Gapin, MD a "recovering urologist" turned longevity expert and the founder of the Gapin Institute. Dr. Gapin shares his personal journey from professional burnout and physical decline to building a high-performance medical practice that treats health like a precision-engineered system. We dive deep into the science of longevity, the "bleeding neck" problems facing modern entrepreneurs, and why your current "good enough" health might actually be your biggest business bottleneck.What You'll Learn• The Power of Intentional Sleep: Why sleep is the most important "third" of your life and the exact "Five-Step Evening Ritual" (Reading, Journaling, Mindfulness, Sauna, and Intimacy) to optimize recovery.• The "Cake" Analogy of Health: Understanding why "sexy" biohacks like cold plunges are just the icing, while hormones, gut health, and nutrition are the essential ingredients.• Pharmaceuticals vs. Precision Medicine: Why traditional medicine is often "siloed" into treating diagnoses rather than creating health, and how to avoid the trap of sedative sleep aids.• The Data-Driven Leader: How to use wearable technology, microbiome testing, and blood sugar tracking to find the "blind spots" holding back your cognitive function.• Entrepreneurial Evolution: Dr. Gapin's journey from a seven-figure surgical career to starting from scratch, and how he uses AI and human connection to scale a modern medical movement.Who This Episode Is For• High-Achieving Entrepreneurs who feel their energy and focus declining despite their professional success.• Medical Professionals looking for a roadmap to transition from traditional "sick care" to proactive longevity medicine.• Biohackers and Health Enthusiasts who want to move past the trends and focus on data-backed, foundational health strategies.• Leaders interested in how the intersection of AI and human compassion is reshaping the future of personalized medicine.Follow the podcast for future episodes as we continue to uncover the secrets of elite performance and business growth.
The honeymoon phase with ChatGPT often ends the same way for every business owner: with a phenomenon called "AI Drift." You start with a great prompt, but over a long conversation, the AI loses the plot, misses your formatting rules, or starts sounding like a generic robot. If you are tired of babysitting your AI tools just to get a consistent result, it might be time to stop treating AI as a search engine and start treating it as an employee.In this episode of What's Kenner French Thinking?, Elaine Mingus and R. Kenner French dive into the technical evolution from simple prompting to autonomous AI agents. Kenner explains why your current "GPT" might be getting tired and how modern business owners are now building "AI teams" where one agent manages another to ensure 100% accuracy.Whether you're a solopreneur trying to automate your SEO or a CEO looking to scale your department output without increasing headcount, this episode breaks down the "Transformer Paper" origins of AI and provides a roadmap for the future of digital work.What You'll Learn• The AI Employee vs. The Chatbot: Why "proactive" AI is the next leap beyond simple back-and-forth prompting.• Understanding AI Drift: Why your AI seems to "get tired" or forget instructions the longer you talk to it.• The 14% Sigma Rate: The reality of AI error margins and how to use a "Senior/Junior" manager structure to combat it.• The Tech Stack: An overview of tools like Lindy.ai and N8N for building autonomous workflows.• Cost vs. Value: Why AI employees are more expensive than ChatGPT Plus, but cheaper than a human salary.Who This Episode Is For• Solopreneurs who need to automate repetitive tasks like social media or SEO without losing quality.• Agency Owners looking to scale client deliverables using custom-built GPTs and autonomous agents.• Tech Enthusiasts interested in the history of Google's "Attention Paper" and the current state of the AI ecosystem (Claude, Gemini, and OpenAI).Follow the podcast for future episodes as we continue to explore the cutting edge of tax, finance, and artificial intelligence.
For many entrepreneurs, their business isn't just a company—it's their largest financial asset and the primary vehicle for their retirement. However, there is a massive gap between running a successful business and successfully exiting one. Most owners operate in silos, talking to an accountant about taxes, a lawyer about contracts, and a broker about a sale, but rarely do these professionals sit at the same table.In this episode, Joe Lopresti, founder of Clearpoint Family Office and author of Exit by Design, explains why acting as your own "quarterback" is a recipe for missed opportunities. He breaks down the concept of the "Dumb Tax"—the high price owners pay for not knowing their options—and how to shift your mindset from generating lifestyle income to maximizing enterprise value. Whether you are six months or six years from retirement, this conversation provides a roadmap for the "red zone" of your financial life.What You'll Learn• The Personal CFO Model: Why business owners need a "quarterback" to coordinate between legal, tax, and wealth advisors to catch synergistic opportunities.• The "Dumb Tax" Explained: How a lack of education on transaction methods and tax strategies leads to post-sale regret.• Tax Efficiency vs. High Net Worth: Why lowering your tax liability by 33% can drastically change the trajectory of your retirement corpus.• The 20-Yard Line Strategy: Understanding why the skills that helped you build a business are often different from the skills needed to exit one.• Maximizing Multiples: How to transition from a personality-driven business to a "machine" that runs without you, significantly increasing your sale price.• Finding Your "Freedom Point": Identifying the exact valuation number you need to fund the life you want to live after the sale.Who This Episode Is For• Business Owners & Entrepreneurs: Anyone looking to eventually exit their company and maximize its final value.• High-Net-Worth Individuals: Those seeking more sophisticated, coordinated wealth management beyond traditional "siloed" advice.• Succession-Minded Founders: Owners who want to ensure their business remains a "self-running machine" rather than a job they can't leave.• Pre-Retirees: Professionals entering the "Red Zone" who need a strategic withdrawal and tax-mitigation plan for their "longest vacation."Follow the podcast for future episodes on wealth preservation and business growth.
Is artificial intelligence a threat to our local community, or the very tool needed to preserve it? For many residents of Bainbridge Island, AI feels like a distant "tech" concept or a potential risk to the environment. However, as the digital landscape shifts, the cost of staying behind is becoming higher than the cost of moving forward.In this episode of What's Kenner French Thinking, R. Kenner French—bestselling author of Modern Millions—joins co-host Elaine Mingus to discuss the intersection of local government, entrepreneurship, and artificial intelligence. They explore how cities like San Francisco and Pittsburgh are already leapfrogging traditional hurdles using AI, and why Bainbridge Island is perfectly positioned to do the same. From balancing city budgets to de-escalating workplace tension, this conversation peels back the curtain on AI as a tool for humanity rather than a replacement for it.What You'll Learn
The world of Artificial Intelligence moves at breakneck speed, often leaving entrepreneurs drowning in "breaking news" without a clear strategy. While the mainstream media focuses on the latest chatbot features, true innovators are looking for the frameworks and collaborations that will define the next decade of business.In this episode, R. Kenner French sits down with Tom Allen, founder of The AI Journal, to discuss the evolution of the AI industry from the early days of Robotic Process Automation (RPA) to the current era of Large Language Models (LLMs). Tom shares his journey from a "bad student" at a private boarding school to a leading voice in the UK's entrepreneurial scene, proving that passion and curiosity often outweigh traditional academic paths.What You'll Learn• The Strategy-First Approach: Why deep-dive frameworks and long-form insights are more valuable for business growth than the 24-hour news cycle.• The Power of Collaboration: How Tom grew a global platform by focusing on "partner ecosystems" rather than gatekeeping information.• Overcoming the "Failure Fast" Myth: A candid look at the downs of 2023 and why character-building is the most important part of the entrepreneurial journey.• The Future of Work: Why AI isn't coming for your job, but rather acting as a catalyst for new industries—much like the iPhone and the internet before it.• Content Authority: Why honest, raw stories from practitioners carry more weight than traditional journalism in complex technical fields.Who This Episode Is ForThis episode is a must-listen for entrepreneurs looking to integrate AI into their business models, content creators aiming to build authority in the tech space, and forward-thinking professionals who want to understand the long-term societal shifts caused by automation and quantum computing.Tom's insights offer a roadmap for anyone who feels "behind" in the AI race, emphasizing that the best time to start collaborating and building community is right now.Follow the podcast for future episodes as we continue to uncover the business secrets of top entrepreneurs.
Did you know that Sam Darnold reportedly faced a $250,000 tax bill just for playing in the Super Bowl? Despite the glory of the game, the reality of "duty days" and interstate tax laws means that professional athletes often owe more to the state of California than they actually earned during the championship game itself.But here is the kicker: This isn't just a problem for NFL quarterbacks.If you are a business owner with a second home, a consultant traveling for work, or an entrepreneur taking meetings in states like California, you could be triggering the exact same tax liabilities. In this episode, R. Kenner French breaks down how "nexus" and state tax laws can catch you off guard and—more importantly—how you can use Artificial Intelligence to fight back. From proactive tax projections to automated bookkeeping that tracks your location, we explore the modern tools every "Modern Millionaire" needs to protect their wealth from predatory state tax audits.What You'll Learn• The Sam Darnold Lesson: Why earning $178k in a Super Bowl can lead to a $250k tax bill due to "duty days."• The Sneaky Second Home Trap: How working from your summer home or taking business meetings in high-tax states creates an unexpected tax nexus.• AI vs. The State: How states like California are already using AI to track athlete and celebrity earnings—and why you must use the same tech to defend yourself.• Proactive vs. Reactive Tax Planning: Why starting your tax strategy on January 1st is the only way to mitigate year-end surprises.• The Power of Domicile: Strategies for positioning your corporate headquarters to legally and ethically reduce your state tax exposure.• Deduction Discovery: Using AI-driven bookkeeping to ensure every expense in a high-tax state is captured to lower your net taxable income.Who This Episode Is For• High-Net-Worth Individuals with properties in multiple states.• Traveling Professionals & Athletes who earn income across state lines.• Business Owners looking to automate their bookkeeping and tax projections using AI.• Entrepreneurs interested in the intersection of wealth management and emerging technology.Follow the podcast for future episodes on making, saving, and protecting your millions.
In an era where artificial intelligence is leveling the playing field for both innovators and bad actors, small business owners are finding themselves on a new kind of battlefield. Many entrepreneurs operate under the dangerous assumption that they are "too small to target." However, as cybersecurity expert Mike Armistead explains, the "bad guys" are currently ahead, using automated tools to turn small businesses into a high-volume target-rich environment.The reality is that a single breach can shut down operations overnight, making digital defense not just a technical necessity, but a vital part of business continuity and brand reputation. This episode dives into the practical, high-impact steps every business owner must take to put a "deadbolt" on their digital front door.
Most entrepreneurs and high-net-worth individuals celebrate their "gross" earnings—the big, flashy numbers shared at cocktail parties. But as R. Kenner French, author of Modern Millions + AI, points out in today's episode, it's not about what you make; it's about what you actually keep. If you are making millions but losing a massive percentage to the IRS because you're looking in the "rearview mirror," you aren't just paying taxes—you're suffering from a lack of strategy.In this episode, Kenner and co-host Elaine Mingus dive deep into why taxes are the silent killer of wealth and how Artificial Intelligence is the ultimate tool to stop the bleed. Kenner, a prominent voice in the Bainbridge Island business community, argues that the traditional way of doing taxes—waiting until April to see what you owe—is a recipe for financial stagnation. Instead, he advocates for "prognostication," using AI models to work backward from future liabilities to mitigate tax hits before they happen.We also tackle the controversial future of the tax industry and how local leaders on Bainbridge Island are looking toward AI and quantum computing to stay ahead. The role of the CPA is shifting from a data-entry historian to a strategic advisor—and eventually, those who don't adapt may find themselves obsolete. Whether you're a real estate investor, a business owner, or a resident looking to impact your local city government, this episode provides a roadmap for using technology to protect your net income.What You'll Learn:
Most entrepreneurs and business owners operate in a state of "financial chaos." They have a CPA in one city, a financial advisor in another, and an estate attorney who hasn't spoken to either of them in years. When your advisors aren't communicating, you aren't just losing time—you are losing significant capital to inefficiency and unnecessary taxation. This "silo effect" is exactly what the wealthiest families in the world, like the Rockefellers and the Hiltons, solved decades ago through the Family Office model.In this episode, we sit down with Mark Miller, a business financial consultant and partner at Hilton Tax and Wealth Advisors. Working alongside Brad Hilton (grandson of Conrad Hilton), Mark is on a mission to bring "smart money" institutional strategies down to Main Street. We dive deep into how the Virtual Family Office (VFO) model allows even "mom and pop" successful business owners to access elite-level coordination, advanced tax mitigation, and legacy planning without the overhead of a massive staff.What You'll Learn• The Origin of the Family Office: How John D. Rockefeller doubled his wealth in five years by centralizing his advisory team.• Virtual vs. Traditional: Why the Virtual Family Office (VFO) is the 21st-century solution for outsourcing to "best-in-class" talent regardless of geography.• The "One-Handed Economist" Problem: How to eliminate conflicting advice from different advisors that leads to investor paralysis.• Advanced Tax Mitigation: Why proactive tax planning is a year-round strategy, not a year-end expense scramble.• The Human Element of Wealth: Navigating the complexities of succession planning and why including spouses and heirs in the conversation is vital for legacy preservation.• The Safety-First Philosophy: Why the wealthiest investors focus on protecting the principal before chasing high-risk returns.Who This Episode Is ForThis conversation is essential for high-net-worth individuals, business owners, and entrepreneurs who feel they have outgrown traditional "retail" financial advice. If you are looking for a cohesive team approach to manage $1M to $50M+ in assets, or if you simply want to understand the tax strategies used by American dynasties, this episode provides the roadmap.Follow the podcast for future episodes as we continue to reveal business secrets for elite entrepreneurs.
Many business owners in 2025 are still paralyzed by the same fear: that artificial intelligence is too difficult, too expensive, or destined to replace them entirely. This hesitation creates a massive opportunity cost, as competitors leverage automation to reclaim their time and scale their revenue. The reality is that AI isn't a technical hurdle; it's a strategic investment that is more accessible than most realize. In this rapid-fire episode, Elaine Mingus sits down with AI expert and Amazon bestselling author R. Kenner French to demystify the world of machine learning for entrepreneurs. Kenner explains why the biggest misunderstanding about AI is its perceived difficulty and how a simple $100 investment can yield nearly unlimited returns. From tax credits for R&D to the rise of AI agents, this conversation provides a roadmap for staying relevant in an automated economy.Kenner also dives into the intersection of AI and finance, revealing how "asset allocation" and portfolio optimization are being revolutionized by smart models. Whether you are looking to automate your social media funnel or protect your career from displacement, Kenner's "learn-it-don't-shun-it" philosophy offers the practical advice you need to thrive. What You'll LearnThe $100 AI Starter Kit: Why a small investment in a pro-tier model like ChatGPT or Claude is a high-return business write-off.The Real ROI: How AI helps entrepreneurs secure tax deductions and open doors that have been closed for years. Beyond Emails: Why failing to "push the envelope" with automation is the number one way companies waste money.The Rise of AI Agents: Understanding how job functions are shifting and how to become the "AI person" in your industry.Financial Optimization: How AI is being used in the tax and investment space to manage asset allocation and growth.Humanity vs. Machines: Why AI will never replace the human connection of love and genuine relationship-building. Who This Episode Is ForSmall Business Owners looking for low-cost, high-impact ways to start using AI today.Entrepreneurs who want to automate their social media, email, and lead-gen funnels.Financial Professionals interested in how AI is changing portfolio management and tax strategies.Career-Oriented Individuals seeking to future-proof their roles by adopting AI tools early.Follow the podcast for future episodes!
Most business failures aren't caused by bad math or poor market conditions—they fail because of people. Whether it's an unethical partner, a struggling employee, or a leader paralyzed by imposter syndrome, the "human element" is the most volatile variable in any venture. But how do you develop the instinct to see a bad deal before it signs?In this episode, R. Kenner French sits down with Andre Norman, the "Ambassador of Hope." Andre didn't get his business degree from an Ivy League school; he earned it by rising to the top of the prison hierarchy and later refining those skills at Harvard and the London Business School. Andre shares the raw, unfiltered lessons he learned while navigating the most dangerous environments on earth and how those same principles apply to 250-billion-dollar companies and family dynamics alike.What You'll Learn
The global workforce is standing on the edge of an AI explosion, yet many local governments and traditional industries are still operating on "business as usual" manual processes. As leadership roles open up in cities across the country, a provocative question arises: Could an artificial intelligence model outperform a human city manager?In this episode, R. Kenner French—bestselling author of ModernMillions.ai—and co-host Elaine Mingus dive into the controversial proposal of "Joel," an AI candidate for the vacant City Manager position on Bainbridge Island. They explore why niching down AI applications into the government sector is the next frontier for tech integration and why local leaders must adopt these tools now to avoid becoming "digital dinosaurs."Whether you are an entrepreneur looking to scale or a civic leader curious about the future of infrastructure, this conversation challenges the status quo of how we run our communities and our businesses.
In a world dominated by filtered social media and highly polished corporate PR, authentic connection has become the ultimate business currency. Many entrepreneurs and real estate professionals feel they are "missing the boat" by not leveraging the power of their own voice. Whether you are looking to jump from $100k to $200k in revenue or simply want to establish yourself as a go-to expert, the traditional media path—TV and print—is often gated, filtered, and difficult to scale.
Many small business owners fall into the trap of believing that "not enough income" is their primary hurdle. However, seasoned financial expert and bestselling author R. Kenner French argues that the true silent killer of entrepreneurship is burnout. When you are buried in manual bookkeeping, complex tax planning, and the day-to-day grind, your growth hits a ceiling. The solution isn't just working harder; it's implementing artificial intelligence to transition from a "small" business owner to a "big" business owner.In this episode of What's Kenner French Thinking? Elaine Mingus sits down with Kenner to discuss the practical integration of AI in the small business sector. From his background at Wells Fargo and ING to authoring Modern Millions.AI, Kenner shares how automation creates the path to passive income and mental clarity. We dive into the world of automated bookkeeping, tax prognostication, and how AI acts as an emotional-less "mentor" to help you make objective investment decisions.
What happens when a person with unlimited potential is fueled only by trauma? For Andre Norman, the answer was a trajectory that led straight to maximum-security prison. In this powerful episode, Andre joins R. Kenner French to discuss the thin line between being a "natural leader" in the streets and becoming a man of civic pride and international influence.Andre candidly shares how a chance encounter in a high school auditorium—and a surprising initiative by the Reagan administration—sent him to Europe as a teenager, providing a brief "flower on the way down" before he ultimately faced a 100-year prison sentence. We dive deep into the psychology of a "top-tier" inmate, the realization that he was ruling a kingdom nobody cared about, and the mentorship that finally taught him how to be a human being.
What happens when a person with unlimited potential is fueled only by trauma? For Andre Norman, the answer was a trajectory that led straight to maximum-security prison. In this powerful episode, Andre joins R. Kenner French to discuss the thin line between being a "natural leader" in the streets and becoming a man of civic pride and international influence.Andre candidly shares how a chance encounter in a high school auditorium—and a surprising initiative by the Reagan administration—sent him to Europe as a teenager, providing a brief "flower on the way down" before he ultimately faced a 100-year prison sentence. We dive deep into the psychology of a "top-tier" inmate, the realization that he was ruling a kingdom nobody cared about, and the mentorship that finally taught him how to be a human being.
Many entrepreneurs feel the pressure to evolve but aren't sure how to integrate artificial intelligence without losing their brand's "soul." The transition from a traditional service-based business to a modern media entity can feel like an insurmountable mountain of content creation, scheduling, and technical hurdles.
Most entrepreneurs believe that to build a massive net worth, they have to reinvent the wheel. They spend years stressing over branding, systems, and market testing, only to realize they've built a job for themselves rather than a scalable asset. But what if you could skip the "trial and error" phase and step directly into a vehicle designed for high-performance growth?In this episode, we sit down with Lance Hood from ARC Franchising to demystify the world of franchise investing. Far from just "buying a job," Lance explains how savvy investors use franchises as a leverage model to scale from a single location to a multi-unit empire. Whether you are looking for a semi-passive income stream or a massive corporate expansion, this conversation covers the fundamentals of finding the right "car" for your journey.
The AI Advantage: Why Your Business Can't Afford to Wait
What happens when a young person's world is defined by a single goal—just graduate high school—with no vision for what comes next? For many, the lack of a "Plan B" or a "Year Five" creates a vacuum quickly filled by the streets.
The traditional process of hiring a city manager is notoriously slow, often trapped in layers of government red tape for years. When a leadership vacuum occurs, municipal budgets, local policies, and essential services can stall. But what if the solution isn't just a faster hiring process, but a fundamental shift in how cities are managed?In this episode, we sit down with R. Kenner French, an AI expert and author of the bestseller ModernMillions.ai. Kenner shares his provocative vision for Bainbridge Island, Washington: utilizing artificial intelligence not just as a tool, but as a central component of city administration. We dive into how AI can solve the "vacant seat" crisis, streamline complex budgeting, and remove the human biases that often plague local politics.Whether you are a skeptic worried about data privacy or a forward-thinking resident eager for lower taxes and better services, Kenner explains why the future of local government is already here—and why cities that wait to adopt it will inevitably be left behind.
Artificial Intelligence is currently the talk of the town, but what happens when the "next big thing" makes AI look like carving on stone? In this episode of What's Kenner French Thinking, co-host Elaine Mingus sits down with R. Kenner French, author of the Amazon bestseller ModernMillions.ai, to demystify the complex world of quantum computing.If your only exposure to "Quantum" is the classic TV show Quantum Leap, you aren't alone. However, the reality of quantum computing is far more powerful—and closer than you might think. Kenner breaks down why this technology is considered the "final step" in hardware evolution and how it differs fundamentally from the binary systems we use today. We explore the staggering potential for quantum computers to process the entire internet in minutes and what this means for medicine, the stock market, and global security.
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