Podcasts about investment adviser representative

Budgeting has a branding problem. For a lot of people, it feels restrictive, shame-filled, tedious, and honestly kind of like financial punishment. But what if the problem is not you? What if the problem is that what you've been calling budgeting is really just tracking where your money already went? In this episode, Shari Rash, founder of GWA Wealth, talks with Shana and Vanessa of Budget Besties and the Financial Coaching for Women Podcast about why traditional budgeting fails so many people and what actually makes a money system stick. They explain why tracking every transaction is not the same thing as budgeting, why checking your bank account and hoping for the best is not a plan, and why separating your money into spending and savings buckets can create more freedom, not less. You'll hear how their digital envelope system works, why annual and irregular expenses are usually the things that blow up your budget, and how automation can help you stop relying on willpower. They also get into the credit card points debate, why using a credit card can make it harder to stick to a budget, and why nobody built real wealth from points alone. Cute perk? Maybe. Financial plan? Absolutely not. Check out Shana and Vanessa's Free Money Stress Quiz You'll hear: Why budgeting feels so shame-filled for so many people The difference between tracking and true budgeting Why your budget needs to include annual and irregular expenses How digital spending buckets can replace old-school cash envelopes Why separating bills from spending can create more clarity How to automate bills, savings, spending, and investing Why credit card points may not be worth it if they keep you disconnected from your numbers The simple first step Shana and Vanessa recommend if your budget has never worked before If you've tried budgeting and felt like you failed, this conversation will help you see that maybe the system failed you. Budgeting should not be about obsessing over every transaction. It should be about giving your money a job before it disappears. If you want help building a financial plan that connects your cash flow, investing, savings, and bigger life goals, learn more about working with Shari Rash and GWA Wealth at gwawealth.com. Follow Everyone's Talkin' Money on your favorite podcast app so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Roth conversions sound smart. Tax-free growth, tax-free withdrawals later, more flexibility in retirement — what's not to like? Well… the tax bill today. That part. In this episode, Shari Rash, founder of GWA Wealth, breaks down what a Roth conversion actually is, how it works, and why “tax-free later” does not mean “free today.” A Roth conversion can be a powerful planning tool, but it can also backfire if you convert too much, do it in the wrong year, ignore the pro-rata rule, forget about Medicare premiums or other income-based thresholds, or assume you can undo it later. Shari explains the difference between a Roth contribution, a Roth conversion, and a backdoor Roth, why the conversion amount usually gets added to your taxable income for the year, and why a large pre-tax retirement balance usually means you need a better plan — not a bigger conversion. You'll hear: What a Roth conversion is and how it differs from a Roth contribution Why the conversion amount is not the tax bill, but may be taxable income How converting too much in one year can create a bigger tax bill than expected Why the pro-rata rule can make a backdoor Roth less clean than it sounds Why outside cash to pay the taxes matters How Medicare premiums, five-year rules, and tax brackets can affect the decision Why Roth conversions should come from a projection, not a podcast-induced burst of motivation The biggest takeaway: do not hear “Roth conversion” and think, “I should do that.” Hear “Roth conversion” and think, “This is something worth analyzing.” This episode is for educational and informational purposes only and is not individualized financial, investment, tax, legal, or accounting advice. Before making decisions about Roth conversions, retirement accounts, taxes, or investments, talk with a qualified financial professional or tax professional who understands your full situation. If you want help building a financial plan that connects your income, taxes, retirement accounts, investments, and long-term goals, visit ⁠GWA Wealth⁠ to explore your next step. Follow Everyone's Talkin' Money on your favorite podcast app so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney⁠ If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth⁠⁠ a virtual advisory firm helping women make confident, values-aligned decisions with their money. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxes are not just something you deal with once a year when it is time to file. For high earners, business owners, and investors, taxes are part of the bigger wealth-building strategy. In this episode, Shari Rash talks with CPA and tax strategist Catrina M. Craft about how to stop playing defense with the IRS and start thinking more proactively about tax strategy. Catrina explains why the tax code often creates more opportunities for business owners and investors, why high-earning W-2 employees may feel limited but are not completely out of options, and how Roth accounts, HSAs, real estate, business structure, and proactive planning can all play a role in a smarter tax picture. They also talk about the difference between an accountant, a bookkeeper, a CPA, and a tax strategist, why waiting until March or April is usually too late for meaningful tax planning, and why deductions are not free money. You'll hear: Why tax filing and tax strategy are not the same thing Why high earners need to stop treating taxes like a once-a-year event What W-2 employees can still consider when they feel stuck How Roth 401(k)s, backdoor Roth strategies, and HSAs may fit into long-term planning Why business owners need to understand entity structure, deductions, documentation, and ordinary and necessary expenses Why spending money just for a tax deduction can backfire How to think about tax planning as part of your larger financial strategy This episode is for educational and informational purposes only and is not individualized financial, investment, tax, legal, or accounting advice. Before making tax, investment, retirement, business, or entity-structure decisions, consult with qualified professionals who understand your specific situation. If you want help building a financial plan that connects your income, investing, taxes, cash flow, and long-term goals, learn more about working with Shari Rash and ⁠GWA Wealth⁠ by visiting gwawealth.com. Follow Everyone's Talkin' Money on your favorite podcast app so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney⁠ Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Summer spending can feel casual… until the trips, camps, dinners, Target runs, kid expenses, travel plans, and “let's just enjoy it” purchases start stacking up. In this episode, Shari Rash walks you through the money reset you need before summer gets expensive. Because the problem usually isn't one dinner, one weekend away, or one camp payment. The problem is everything piling up without a clear plan. You'll learn how to figure out what is actually safe to spend this summer, why summer tends to expose the weak spots in your money system, and how to stop letting your calendar, your kids, the group chat, and your own exhaustion make your money decisions for you. Shari breaks down her simple Clean Up, Clarify, Choose framework so you can clean up what's already leaking, clarify what money is actually available, and choose what matters most before summer chooses for you. You'll hear why your safe-to-spend number is not your checking account balance or your credit card limit, how to plan for predictable summer expenses you may be treating like surprises, why flexible spending ranges work better than rigid budgets, and how a weekly 10-minute money check-in can help you avoid the post-summer financial hangover. This episode is not about making summer boring or cheap. It's about making summer clear, intentional, and actually enjoyable. Grab the free Summer Money Reset Plan at everyonestalkinmoneypodcast.com/1529 or click here. If you want support staying consistent with this kind of work, check out the Everyone's Talkin' Money Club, where we turn podcast conversations into routines, resources, accountability, and support. Follow Everyone's Talkin' Money on your favorite podcast app so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever looked at your bank account or credit card bill and thought, “Wait…where did it all go?” You didn't book a luxury vacation. You didn't buy anything wildly irresponsible. You were just living your life — grabbing dinner, ordering the kid thing, paying for subscriptions, making the Target run, upgrading the trip, saying yes to the social plan — and somehow, your money disappeared. In this episode, Shari is breaking down the hidden expenses high earners often miss and why these money leaks can be so hard to catch. Because for women who make good money, the issue usually isn't one dramatic purchase. It's the quiet patterns: convenience creep, forgotten subscriptions, lifestyle upgrades, emotional micro-spending, and social or family spending that was never actually planned for. You'll learn why income can camouflage spending leaks, how “it's only $15” becomes a real category, why convenience is not the enemy but reactive convenience is expensive, and how to sort your spending into what supports your life, what's neutral, and what's just background noise draining your money. You'll also walk away with a simple 20-minute money audit you can do this week to find real breathing room without cutting everything fun out of your life. Because the goal is not to spend as little as possible. The goal is to make sure your money is actually supporting the life you say you want. Grab the $1,000 Leak Finder at https://everyonestalkinmoney.kit.com/moneyleaks If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxes may not be the most exciting part of your financial life, but if you're earning well, investing, running a business, or trying to build wealth, they cannot be a once-a-year panic event. In this episode, Shari breaks down the tax mistakes that can quietly slow down your wealth-building progress. Because while most people think about taxes only when it's time to file, the real opportunities often happen months earlier, before you sell an investment, change retirement contributions, receive business income, make a major purchase, or realize your income has changed. Shari explains why the goal is not always to pay the lowest tax bill possible today, why deductions are not free money, how investment and retirement decisions connect to your tax strategy, and why business owners especially need to stop treating gross revenue like spendable income. You'll hear: Why tax filing is looking backward, but tax planning is looking forward The difference between saving on taxes and making smart long-term financial decisions Why avoiding capital gains can sometimes keep you stuck in investments that no longer fit How retirement contributions can affect both your current and future tax picture Why business income needs a clearer system before tax season hits How to start thinking about taxes as part of your bigger wealth strategy This episode is for educational and informational purposes only and is not individualized financial, investment, tax, legal, or accounting advice. Before making tax, investment, retirement, or business decisions, consult with a qualified professional who understands your specific situation. If you want help building a financial plan that connects your income, investing, cash flow, taxes, and long-term goals, learn more about working GWA Wealth at gwawealth.com. Follow Everyone's Talkin' Money on your favorite podcast app so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney⁠ Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the RIA Edge Podcast, host David Armstrong speaks with Randy Morris, founder and CEO of Summit Wealth Group, about the firm's transition from a long-standing broker/dealer affiliate to launch its own independent RIA platform. He explains how the decision was shaped by a desire for greater autonomy, improved client experience and long-term growth potential. Randy also shares how leadership structure, internal ownership and a minority capital partnership are helping guide the firm forward, along with how digital marketing, acquisitions, expanded services and technology are each playing a role in building the next phase of the business. Key takeaways: What drove the firm's leaders to leave a 20-year tenure as a hybrid affiliate of an independent broker/dealer to launch “Summit 2.0” as a fully independent RIA The succession calculations that fueled many of the structural changes Summit made in recent years The importance of organic growth and how Summit has landed some of its largest clients via SEO and Google What drives the firm's M&A strategy, and the types of firms it is looking to add to the mix in the future How Summit executives decided on an executive organizational structure to formalize and streamline decision-making processes, and how they deliberately created internal career pathways for employees The reasons the firm accepted an investment from Constellation Wealth, beyond simply access to operating capital How the firm feels about balancing unified branding with localized identities for its geographically diverse advisors Resources: Listen to the RIA Edge Podcast on Wealth Management Listen and Subscribe to the RIA Edge Podcast on Apple Podcasts Listen and Subscribe to the RIA Edge Podcast on Spotify Connect With David Armstrong: Wealth Management LinkedIn: Wealth Management LinkedIn: David Armstrong Twitter: David Armstrong LinkedIn: Informa Connect With Randy Morris: LinkedIn: Randy Morris LinkedIn: Summit Wealth Group Website: Summit Wealth Group About Our Guest: Randy Morris' early career helped prepare him as a financial planning pioneer. After graduating from the University of Colorado in 1982 with a degree in business and organizational management, he worked for two years as Vice President of Executive Economic Services, Inc., in Denver, Colorado. In 1985, Randy founded Executive Financial Planning, Inc. (EFP), one of Mississippi’s first financial planning firms. In 2002, he created Summit Wealth Group (SWG) out of a desire to provide additional wealth management services for clients. Randy serves as the firm’s CEO. In March 2025, Summit Wealth Group, LLC, registered with the SEC as a registered Investment Advisor and filed notice with six states.  Peers in the financial industry have recognized Randy's skills and accomplishments by electing him as a past President of the Mississippi Chapter of the Financial Planning Association (FPA). Randy is a Chartered Financial Consultant (ChFC-1985), and a CERTIFIED FINANCIAL PLANNER® Practitioner (1987). He is also a Registered Representative, an Investment Adviser Representative, and a Registered Securities Principal. Additionally, he has assisted the CFP® Board of Examiners as an exam reviewer.  Randy has served on numerous boards, including Barge Timberlands International, Camp Lake Forest Ranch, Southeast Regional Committee for Young Life, Military Community Youth Ministries (MCYM), and the World Vision Leadership Council. Randy lives with his wife, Nancy, in Scottsdale, Arizona, where they attend Scottsdale Bible Church. They have six children: Joy, Jesse, Hannah, Scott, Randy, and Ryan, as well as 12 grandchildren. Randy's accolades include being recognized by Forbes Magazine in each of the past 8 years, making its “Best-In-State Wealth Advisors” list for the state of Arizona. 

Have you ever looked at your bank statement and wondered where your money actually went? Not in a dramatic, “I'm terrible with money” way—but in a quiet, uncomfortable way. The kind where you realize your spending doesn't quite reflect what you say matters most to you. You say you value freedom, connection, growth, or security. But your transactions tell a different story—subscriptions you forgot about, convenience spending that adds up, and impulse purchases that slowly crowd out the things you truly care about. And that gap between your values and your spending? It's not just costing you money. It's costing you progress toward the life you actually want. In this episode, Shari Rash, founder of GWA Wealth, walks you through a simple but powerful framework to identify your core values, audit your spending, and make strategic shifts so your money starts working in alignment with your priorities. You'll learn how to categorize your spending into aligned, neutral, and misaligned purchases, why restriction rarely works, and how small changes—like values-based spending buckets, a wait-to-buy rule, and automated transfers—can create clarity and confidence with your money. This isn't about budgeting harder or cutting everything out. It's about spending with intention. You'll walk away with a clearer understanding of what matters most to you, how your current spending patterns support—or sabotage—those priorities, and practical steps to make your money feel more purposeful and aligned. If you're ready to turn these ideas into action and build systems that make your money easier to manage, join the Everyone's Talkin' Money Club. It's where we take these conversations deeper with live support, practical tools, and a community of women working toward the same goals. You can learn more and join us at everyonestalkinmoneypodcast.com. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You filed your taxes, hit submit, and finally took a breath. But filing your return isn't the finish line—it's the starting signal. Most people close the folder, move on with their lives, and don't think about taxes again until next year. That's exactly why tax season keeps feeling stressful, confusing, and expensive. Your tax return isn't just paperwork. It's information. It's a snapshot of every financial decision you made last year—and a roadmap for what to do differently going forward. In this episode, Shari Rash, walks you through the five money moves to make after you file your taxes so you can start this year smarter and stop treating tax season like a once-a-year emergency. You'll learn what to actually look for on your tax return, how to adjust your withholding so you're not surprised next April, why retirement contributions are one of the most powerful tax tools available, and how to build a simple system that turns panic into preparation. Shari also explains why mid-year check-ins matter more than year-end scrambling and how small adjustments now can save you stress—and money—later. This episode is about shifting from reactive to proactive. Because taxes aren't just something you file. They're something you manage. If you want help turning your tax return into a real strategy, you can schedule time with Shari Rash, founder of GWA Wealth, to review your numbers and identify opportunities to improve your financial plan. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney IRS Income Tax Estimator Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can be earning good income, paying your bills, and trying to budget—and still feel like you're stuck in the same financial patterns over and over again. Overspending when you're stressed. Avoiding your accounts when you're overwhelmed. Feeling shame about debt, even when life is the thing that put you there in the first place. In this episode, Shari Rash, founder of GWA Wealth, sits down with certified financial therapist Dr. Erica Rasure to unpack the emotional side of money and why so many financial struggles have less to do with math and more to do with behavior, stress, and past experiences. They talk about the difference between financial stress and financial trauma, how shame keeps people stuck, and why traditional budgeting often fails when it doesn't account for real life—or real emotions. You'll also hear why debt is often the result of life events, not poor choices, and how to start rebuilding your relationship with money without guilt or self-blame. This conversation will help you understand your financial patterns, recognize emotional triggers around spending, and take the first small step toward lasting change—even if you feel overwhelmed right now. You'll walk away with a clearer understanding of why your money habits feel hard to change, how to shift from shame to progress, and practical ways to move forward with more confidence and self-compassion. If you're ready to go deeper than just listening—if you want support, accountability, and a place to work through your money decisions in real time—the Everyone's Talkin' Money Club is here for you. It's where these conversations turn into action, with live guidance, community support, and practical tools to help you build lasting change. You can learn more and join us at everyonestalkinmoney.com. Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever bought a stock, ETF, or fund because you heard about it on a podcast, saw it in a newsletter, or watched someone talk about it online? You're not alone—and you're not wrong for wanting to learn more about investing. But there's a hidden risk that most people don't realize: the problem usually isn't the investment itself. It's making financial decisions without a strategy built for your life. In this episode, Shari Rash, founder of GWA Wealth, breaks down the real danger of taking investment advice from podcasts, articles, social media, and talking heads. You'll hear why different fund names don't automatically mean diversification, how you might be buying the same investment over and over again without realizing it, and why performance chasing is one of the most expensive mistakes investors make. Shari also explains how financial media is designed to share information—not personalized advice—and why context matters more than any single investment recommendation. This episode will help you shift from reacting to headlines to building a clear, intentional strategy that supports your long-term goals. You'll learn how to spot duplication in your portfolio, how to evaluate investment ideas before acting on them, and why having a plan makes market ups and downs feel less stressful and more manageable. If you've ever felt overwhelmed by investment advice or unsure whether your portfolio actually makes sense, this episode will give you the clarity and confidence to move forward. For more practical, real-life guidance like this, join the Talkin' Points newsletter at everyonestalkinmoneypodcast.com. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rereleasing one of those episodes that hits differently when you're in a new season with money. What if the real issue isn't that you're bad with money, but that your relationship with it is strained? In this episode, Shari Rash, founder of GWA Wealth, explores what happens when you stop seeing money as a source of pressure, shame, or chaos and start looking at it as a relationship that needs attention, honesty, respect, and consistency. If you've been avoiding your accounts, breaking promises to yourself, spending emotionally, or feeling stuck in cycles you can't seem to change, this conversation will help you understand why. More importantly, it'll help you shift the way you interact with your money so it can finally start working for you instead of feeling like one more thing you're fighting with. You'll hear:How financial avoidance quietly damages your confidenceThe sneaky ways you may be disrespecting your own moneyWhy overspending, procrastination, and comparison are often relationship patterns, not just bad habitsHow to start treating your money with more consistency, honesty, and careFive simple ways to build a healthier relationship with your finances starting now If you make good money but still don't feel fully in control of it, this episode will help you reconnect with your money in a way that feels practical, grounded, and doable. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxes can feel intimidating, confusing, and deeply emotional—especially if you're self-employed or earning good money and still feel unsure about what you're doing. In this episode, Shari Rash, founder of GWA Wealth, sits down with tax expert Hannah Cole to talk about what taxes actually look like in real life—and why so many people feel overwhelmed by them. Hannah shares how her own experience as a working artist led her to become a tax professional and build a company focused on helping people understand their taxes without shame or judgment. Together, Shari and Hannah break down the difference between tax preparation and tax planning, why finding the right accountant matters more than most people realize, and how small decisions throughout the year can significantly impact your tax bill. They also discuss what to do if you owe more than expected, how to think about retirement accounts like IRAs and HSAs, why tax literacy is one of the most powerful financial skills you can build, and the mindset shift that helps you stop seeing taxes as punishment and start seeing them as part of a long-term financial strategy. If you've ever felt confused about taxes, nervous about filing, or frustrated that your tax bill keeps rising as your income grows, this episode will help you understand what's really happening and what to do next. You'll hear why taxes feel so personal, how to evaluate and interview an accountant, what actions you can still take after the year ends, and the simple habits that make tax season dramatically less stressful. The podcast is where we start the conversation. The ETM Club is where we build the plan. If you want deeper guidance, live support, and a place to actually follow through, this is your next step. You can join us anytime at everyonestalkinmoney.com If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax day is right around the corner, and if you've ever looked at your tax bill and thought, “Wait… why do I owe this much?” you're not alone. Most people assume taxes are something that get figured out in April. But by the time you're filing your return, the outcome is already decided. In this episode, Shari Rash, founder of GWA Wealth, breaks down the most common tax mistakes high earners make and why these decisions can quietly cost you thousands over time. You'll learn why treating taxes like a once-a-year event leads to missed opportunities, how celebrating a tax refund might actually be a red flag, and why focusing only on this year's tax bill can hurt your long-term wealth. Shari also walks through the key accounts and strategies that help reduce taxes over time, the difference between tax preparation and tax planning, and why relying on your accountant alone isn't enough to create a real tax strategy. This episode isn't about complicated loopholes or aggressive tactics. It's about understanding how your everyday financial decisions impact your taxes so you can start making smarter moves throughout the year. You'll hear why taxes feel like a surprise even when you're doing well financially, the biggest tax mistakes high earners make, how tax-advantaged accounts actually work, and what to do differently so you're not in the same position next year. You'll walk away with a clearer understanding of how your tax bill is created, one simple change you can make this year, and the confidence that taxes don't have to feel confusing or out of your control. If you want more real-life strategies like this, join the Talkin' Points newsletter at everyonestalkinmoneypodcast.com. If you're ready for to build a solid financial foundation with Shari, take the first step and visit GWA Wealth and schedule a free introductory call. Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're constantly thinking about your money—checking balances, moving money around, wondering if you can afford things—it's not because you're bad with money. It's because you don't have systems. Most people are managing their finances in real time, making decisions on the fly and hoping everything works out. And that's exhausting. The real shift happens when your money starts running in the background of your life instead of demanding your attention every day. In this episode, Shari Rash, founder of GWA Wealth, walks you through the five financial systems that make money feel organized, predictable, and easier to manage. You'll learn how to structure your accounts, automate your bills and savings, and plan for expenses before they become emergencies. This is not about budgeting harder or tracking every dollar. It's about building a setup that works even when life gets busy, stressful, or chaotic. Learn more about the ETM Club- click here! You'll hear why willpower isn't the solution to managing money, how automation reduces decision fatigue, and the exact systems that help high-earning women feel calm and confident about their finances. You'll walk away knowing how to organize your money into simple systems that run automatically, one practical step you can implement this week, and how to create a financial structure that supports your life instead of draining your energy. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app!Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can be doing well on paper and still feel like you're one level below where you should be. You're earning good money. You're responsible. You're working hard. But there's this quiet question in the background: What's the next move? In this conversation, Shari Rash sits down with leadership coach and entrepreneur Eleanor Beaton to talk about the real drivers behind financial growth for women—power, flexibility, and financial agency. Eleanor Beaton is the founder of Safi Media, a coaching and education company dedicated to doubling the number of women founders who sustainably scale to $1M+ by 2030, and the host of the Woman Owned podcast, now ranked in the top 0.5% of all podcasts globally, providing insights and strategies to empower women entrepreneurs. Since 2016, Eleanor has provided training to over 25,000 women entrepreneurs worldwide. A former chair of the Visiting Women's Executive Exchange Program at the Yale School of Management, Eleanor has won national awards for her achievements in entrepreneurship, leadership development and business journalism. They explore why so many women unintentionally limit their earning potential in exchange for flexibility, how early money experiences shape our decisions as adults, and why financial independence is about more than income. It's about having options. Eleanor shares the lessons she learned scaling her own business, including the importance of paying attention to your numbers, creating simple money habits, and focusing on the tasks that actually move your financial life forward. You'll also hear a powerful discussion about the gender wage gap, the role flexibility plays in earnings, and why second-guessing your goals is often a normal part of growth—not a sign to stop. This episode will help you rethink how you spend your time, how you define success, and how to build the kind of financial life that gives you both freedom and control. You'll hear why financial agency matters more than income alone, the sneaky mindset block that keeps high-achieving women playing small, how to identify the highest-value tasks in your life, and the one habit that can accelerate your financial progress faster than you expect. You'll walk away with a clearer understanding of how to protect your independence, make more intentional decisions with your time and money, and give yourself permission to go after what you actually want. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

You're doing well with money. You make a good income. You're responsible. And yet there's this quiet feeling that you should have more clarity than you do. You know there are smarter moves you could be making. You just don't know who to trust to help you figure them out. So you do what everyone does. You open your laptop and search for financial help, and suddenly you're staring at a long list of titles that all sound important but don't clearly explain what they actually do. Financial advisor. Financial planner. Money coach. Financial therapist. CPA. Credit counselor. It's confusing, and choosing the wrong type of help can cost you time, money, and a lot of unnecessary frustration. In this episode, Shari Rash, founder of GWA Wealth, breaks down the five most common types of money professionals, what they actually do, how they get paid, and how to know which one makes sense for your situation right now. You'll learn the difference between financial planning and financial coaching, when a CPA becomes essential, and why understanding how someone is compensated matters more than most people realize. Shari also explains what it means to work with a fiduciary, the red flags to watch for when interviewing professionals, and the exact questions you should ask before trusting someone with your money. This episode is not about collecting more experts. It's about understanding who solves the problem you're dealing with so you can get the right support at the right time. You'll hear how to tell the difference between financial advisors, planners, coaches, therapists, counselors, and CPAs, when each type of professional makes sense, how they typically get paid, and how to choose someone who aligns with your goals and values. You'll walk away with a clear understanding of who to call for help, the confidence to ask smarter questions, and the reassurance that needing guidance with your money is normal, not a failure. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari Rash, founder of GWA Wealth, at gwawealth.com Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever look at your bank account and wonder where your money went—even though you didn't make any big purchases? You're not alone. High earners often feel like their money is disappearing, and the instinct is to budget harder or cut back. But the real problem usually isn't discipline—it's visibility. In this episode, Shari Rash, founder of GWA Wealth, breaks down the hidden expenses quietly draining your bank account. From subscription creep and convenience spending to lifestyle inflation, social comparison, and emotional micro-spending, these small, everyday costs can add up to thousands of dollars a year without you realizing it. You'll learn why these expenses are so easy to overlook, how they impact your long-term wealth, and a simple 20-minute spending audit you can do today to take back control—without turning your life into a restrictive budget. If you make good money but still feel like you're playing catch-up, this episode will help you finally connect the dots and start spending with intention. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You make good money. You're saving, investing, and doing the things you're supposed to do. And yet when you look at your bank account or credit card statement, your money still feels messy. Where did it all go? A lot of high earners assume the problem is budgeting. If they could just stick to a plan, track every category, and control their spending, everything would finally feel organized. But traditional budgeting often fails for people with demanding careers, busy lives, and real financial complexity. In this episode, Shari Rash, founder of GWA Wealth, explains why budgeting doesn't work for many high earners and why feeling chaotic with money has less to do with discipline and more to do with how your life actually functions. You'll learn how time scarcity, decision fatigue, social expectations, emotional reward cycles, and comparison quietly shape spending patterns, even when you're earning a strong income. Shari also introduces a simple framework that helps you look at spending differently so you can stop obsessing over categories and start making more intentional decisions with your money. Instead of trying to spend less, this episode will help you learn how to spend on purpose. You'll hear why traditional budgeting systems often fail for high earners, how time scarcity and decision fatigue drive spending habits, the difference between value spending, convenience spending, and nonsense spending, and how to design a spending system that actually works in real life. You'll walk away with a clearer way to evaluate your spending, a framework for aligning your money with what actually matters to you, and a simple exercise you can use this week to start making more intentional money decisions. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

What will personal finance actually look like five years from now? Will we all have AI money assistants? Will financial advisors still exist? And could technology finally make managing money easier instead of more overwhelming? In this episode, Shari Rash sits down with Dacy Yee, President of Experian Consumer Services, to talk about how technology is transforming the financial world—and what it means for everyday people trying to make smarter decisions with their money. Dacy shares her unexpected career journey from law school to leading one of the largest consumer finance platforms in the world, why many careers (including hers) take unexpected turns, and the advice that helped her move into executive leadership. The conversation also dives into how technology, AI, and automation could remove many of the barriers that have historically kept people out of financial conversations—from fear of asking “dumb questions” to the belief that you need a lot of money before you deserve advice. You'll hear how tools like Experian's new “Big Financial Friend” initiative aim to make personal finance more approachable, how AI could act as a financial co-pilot that helps you make better decisions automatically, and why the future of finance might actually feel more human—not less. Shari and Dacy also talk about women in finance, the importance of speaking up about your career goals, and why the advice “declare what you want” can change the trajectory of your career. This episode will leave you thinking differently about where technology is taking our financial lives—and how you can use it to your advantage. You'll hear: Why many careers in finance happen by accident rather than design How AI and technology will change personal finance in the next five years Why access and personalization will define the future of financial advice How tools like Experian's virtual assistant help remove shame and barriers around money The career advice that helped Dacy move into executive leadership What a “life credit report” might actually measure If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've done the hard part. The debt is gone, the systems are running, the savings are building, and your financial life is finally stable. But once the question of “Am I okay?” quiets down, a new one tends to show up in its place: What do I actually want my life to look like now? In the final episode of the After the Hustle series, Shari walks you through how to move from simply managing money to intentionally aiming it. Because optimizing your finances without a direction just creates sophisticated anxiety. The real power of financial stability is the options it creates. Download the Now What? Money Reset - If you're finally good with money but still wondering what comes next, this guide is for you. You'll learn how to identify the next chapter you're building toward, translate that direction into real financial strategy, and match your money to the timeline that makes your goals possible. Shari breaks down five common next-chapter paths women often find themselves drawn to—career flexibility, lifestyle expansion, work-optional timelines, security and peace, and building capacity for something new—and explains the financial moves that support each one. You'll also walk through a simple three-sentence exercise designed to help you shift your money from automatic habits into intentional direction so your next dollars actually support the life you're building. This episode closes the After the Hustle series by helping you move from surviving money, to stabilizing it, to directing it toward the future you want. You'll hear: How to identify the next chapter you want your money to support The five most common directions women take in the post-chaos money phase The financial strategies that match each path How to align your money with short-, medium-, and long-term timelines A simple exercise to intentionally redirect your next dollars You'll walk away with: Clarity on the direction you want your money to support next A framework for turning life goals into financial strategy A practical first move you can make to start funding your next chapter If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've paid off the debt, built the emergency fund, and started investing. So why does having extra money still make you feel weirdly stressed? In this episode of Everyone's Talkin' Money, Shari Rash breaks down what to do with surplus money once you're past financial chaos and into a more stable phase of life. Because when the bills are covered, your savings account is solid, and your 401(k) contributions are happening, the next question gets a lot more complicated: where should your next dollar go? Get the Now What? Money Reset If you've ever felt stuck deciding between saving more cash, funding a Roth IRA, opening a brokerage account, contributing more to your 401(k), or finally spending money on something that makes your life better, this episode is for you. Shari shares her post-chaos money playbook: Protect, Build, Live — a practical system for deciding how to allocate extra money without second-guessing every financial move. You'll learn how to set a cap on your emergency fund, when cash stops being security and starts becoming unassigned money, and why “max everything” is not always the smartest investing strategy. Shari walks through her investing stack for women in this stage of life: get the employer match, fund a Roth IRA, build a taxable brokerage account for flexibility, and then max your 401(k) if it still makes sense for your goals. This episode also unpacks why a brokerage account can be one of the most powerful tools for present-life freedom, especially if you want the option to take a sabbatical, leave a job, change careers, start a business, relocate, or work less before traditional retirement age. And just as importantly, Shari explains why your life should not be funded with leftovers. You'll hear how to create a “Live” bucket for travel, health, support, time-saving services, relationships, learning, and the things that make your life feel like yours. If you've been wondering how to split your money between savings, investing, and actually enjoying your life, this episode gives you a clear framework. Because you are no longer someone who saves whatever is left. You are someone who directs money to build security, freedom, and life all at the same time. Are you're ready for personalized, judgment-free financial guidance? Learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

You're out of debt. Your emergency fund is fully funded. You're contributing to your 401(k), maybe even maxing your Roth IRA. You've built real financial stability. So why does it still feel like something is missing? In this first episode of the three-part series After the Hustle: The Post-Chaos Money Phase, financial planner Shari Rash tackles the strange emotional letdown that can happen after you finally “get good with money.” If you've ever wondered why financial security doesn't automatically equal financial fulfillment, this episode breaks it down. Most personal finance advice focuses on debt payoff, saving money, investing for retirement, and increasing your net worth. But almost no one talks about what happens after you've done those things. When the credit cards are paid off, the emergency fund is built, and your investment accounts are growing, the fear-based goals that once motivated you start to expire. That can leave you feeling flat, restless, or stuck in constant optimization mode. In this episode, you'll learn the difference between survival mode money and stability mode money, why traditional financial advice stops working once you're financially stable, and how to recognize “optimization fatigue” — the cycle of trying to save more, invest more, and do more without feeling any better. Shari walks you through a practical Stability Audit designed to help you evaluate your emergency fund, insurance coverage, beneficiaries, estate documents, and overall financial infrastructure. You'll also calculate three powerful margin metrics: your monthly surplus, your time flexibility, and your life runway — the number of months you could maintain your lifestyle if your income stopped. If you're a high-earning woman who has built savings, invested consistently, and improved your financial habits but still feels like you're waiting for the next milestone, this episode will help you understand why. Financial security is not the same as financial fulfillment, and the strategy that got you out of chaos is not the same strategy that will move you forward. You didn't fail at money. You outgrew the phase your plan was built for. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Laura lost her third child, Terrah, to Sudden Infant Death Syndrome in 1994 and Angel Eyes (formerly called The Colorado SIDS Program) reached out immediately. Laura has hosted lobster dinners for over 200 guests, founded the Angel Walk (formally the Walk to Remember). In 2014, she joined the Board of Directors and moved up to the President of the Board. In May 2024, Laura transitioned to Angel Eyes as the full-time Executive Director and has been fostering relationships within the Colorado community.“Now that my children are grown, they too support Angel Eyes by volunteering and chairing events. It is our family's way of honoring Terrah.”https://www.coloradogives.org/organization/angeleyes/welcome*************************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-laura-crowley-executive-director-angel-eyes

The lead lioness of our pride, Carrie is absolutely relentless in the protection of her people. That starts with her wonderful family: her husband, Britt, and her children Izzy and Colton. But her tribe extends to include everyone she works with – and every client she works for.A senior management professional with nearly 30 years of experience, Carrie is committed to the honest goal of positively affecting every life she touches, every day. She's held to that focus while demonstrating success in aggressive company growth, P&L management, program management and team leadership. And she's instilled that ambition as the defining ingredient of the Aslan corporate culture.Carrie is more than an innovative and resourceful critical thinker with a proven history of forging strong relationships. Think of her more as a persistent force of nature, a powerhouse of energy absolutely committed to advancing and protecting the lives of those under her reign. Just like any proud lioness would.https://www.aslanhomelending.com/https://www.facebook.com/AslanHLC**********************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future. As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-carrie-gusmas-president-and-ceo-aslan-home-lending-corporation

Karen and her daughter Molly started Clover's Closet in the Spring of 2019 to help girls who wouldn't otherwise be able to go to prom because of the cost of a dress and accessories. Their first “store” was in the Outlets at Castle Rock.Their mission has expanded to include homecoming in the fall.Community members donate dresses, shoes, jewelry, make-up and more. For three weekends before homecoming and prom, girls can shop for free for one complete outfit to wear to the dance.Clover's Closet also partners with Douglas County Human Services to provide clothing needs for the whole family. They are so grateful for their dedicated team of volunteers.https://www.cloverscloset.org/https://www.facebook.com/karen.cloversclosethttps://www.instagram.com/cloversclosetkarendavis*************************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-karen-davis-co-founder-head-dress-wrangler-clovers-closet

Claire Johnston is a wife, mother, and, as her husband proudly jokes, a social work entrepreneur. Claire is a Licensed Clinical Social Worker and certified Oncology Social Worker. She is also a childhood cancer survivor herself, which propelled her work into the field of social work to help others who are navigating challenging circumstances. Claire works part-time as the Oncology Social Worker at AdventHealth Porter in Denver, is an adjunct faculty for the Graduate School of Social Work at the University of Denver, and works on a contract basis in the field of child welfare.Claire is also the Executive Director of, and inspiration behind, Christmas Commandos, a nonprofit organization that provides emotional support during the holiday season to families who have experienced an out of order loss of a loved one. This support is delivered through the anonymous and secret delivery of meaningful gifts for surviving family members, which are specially shopped for, wrapped and packaged with love. These gifts are secretly delivered to the recipient family's doorstep one evening leading up to Christmas, tagged with a note signed from the Christmas Commandos. The note shares that these gifts have been delivered in the spirit of love as a reminder that their community has not forgotten about them during an incredibly difficult time in their lives. A small angel statue in memory of their loved one is also left on their doorstep, and their front yard is decorated with holiday cheer – garlands, ornaments, and candy canes.https://www.christmascommandos.org/https://www.facebook.com/profile.php?id=100064881512164https://www.instagram.com/christmascommandos*************************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-claire-johnston-executive-director-christmas-commandos

Laura Edwards joined Sunrise Service Dogs in January of 2022 with over twelve years of experience in the assistance dog field. Her expertise lies in innovative and visionary program development, process cultivation, and maximizing resources.In 2012, Edwards founded Disco's Dogs, Inc., a Colorado-based nonprofit where she served as the Executive Director, placing dogs with children on the Autism spectrum and with Intellectual Disabilities. In 2017, Disco's Dogs merged with Freedom Service Dogs of Englewood, Colorado. At Freedom Service Dogs, Edwards served as the Director of Dog Operations, overseeing the organization's Animal Health, Reproduction and Genetics, Puppy Development, and Training programs. Most notably, Laura was charged with solving the organization's declining placement rate and, as a result, was instrumental in creating a purpose bred breeding program of Labrador Retrievers and Golden Retrievers. That work raised the placement rate with clients from 9% to over 40% to benefit individuals with varying disabilities across the United States.Presentations, Accreditations, and MembershipsInternational Working Dog Association, Conference Speaker, 2025Assistance Dogs International (North America), Breeding Cooperative Steering Committee MemberAssistance Dogs International, Conference Speaker, 2018, 2019International Association of Assistance Dog Partners, Resource Member, 2012-2017, 2022-2023Veteran Ready CertifiedTrust-Centered Training, Accredited TrainerAKC Canine Good Citizen EvaluatorLaura shares a life with her amazingly supportive husband of nearly 30 years, two vibrant emerging adults who are her pride and joy, two Labrador Retrievers, and three Siberian cats. She holds a Bachelor of Science degree.https://sunriseservicedogs.org/Socials: @sunriseservicedogs*************************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-laura-edwards-executive-director-sunrise-service-dogs

Brie Dilley is the Executive Director at SECOR Cares, a nonprofit in Parker committed to eliminating food insecurity and suburban poverty. Brie has worked in the nonprofit sector in various capacities for most of her career. At SECOR, she has worked both on the program and development teams and has a heart for connecting donors and community members with the meaningful stories of SECOR guests. Brie is a mission-driven leader with a big vision for well-researched, comprehensive solutions to complex issues like poverty.Brie holds a BA in Communication and an MA in Organizational Leadership. Outside of work, you can reliably find her hiking, camping, cycling or anything else that gets her outside enjoying the gorgeous Rocky Mountains.https://www.secorcares.com/https://www.instagram.com/secorcareshttps://www.linkedin.com/company/secorcareshttps://www.facebook.com/SoutheastCommunityOutreach*************************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-brie-dilley-executive-director-secor-cares

I grew up in Canada and moved to the United States in 1990 when my husband was transferred here with Great West Life. I was unable to work at the time and turned to volunteering in many different roles over the years. In late 2011, I learned about Sertoma while golfing, and this organization has impacted my life ever since. I was instrumental in forming the SouthGlenn Sertoma Club in 2012 and have been an active member ever since. I held many positions in my local club and served in several roles at the National level. These include Governor, Director at Large, Vice President, President Elect, and currently International President.I am married with two grown children living here in Colorado, and my family is incredibly supportive of all my work with Sertoma.https://www.sertoma.org/ **********************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-cindy-markham-international-president-sertoma-international

Scaling a financial advisory firm can come at a cost—endless travel, long hours, and precious time away from family. That's where Triad Member Devin Choules found himself a few years ago: 60,000 miles a year on the road, burned out, and questioning the life and business he had built.Everything shifted when Devin stopped trying to do it all himself. For years he had stayed understaffed and tried to get by keeping payroll as one of his lowest expense. But when he finally switched his mindset to "invest" in A-players, everything changed.His director of operations freed him from the grind, a second hire pushed the firm to $19M in total assets, and bringing on a seasoned lead advisor elevated the planning far beyond what Devin could have delivered alone. Each step proved the same point: hire great people, and get the hell out of their way if you want to scale!Today, Devin has rebuilt his firm around freedom—for himself, his team, and his clients. He shows how estate planning tools like the Yes Portal give families peace of mind, how asking emotional questions helps retirees spend without regret, and why true legacy isn't measured in money but in the memories we leave behind.3 of the biggest insights from Devin Choules…#1.) Growth Comes From Hiring A-PlayersDevin's firm jumped from $5M to $19M in just three years—without adding more marketing or seminars. The breakthrough came when he stopped trying to do it all himself and hired A-players. By building a team he could trust, Devin cut out 60,000 miles of travel a year, reclaimed time with his family, and gave clients a better experience. He shares why elite talent pays for itself, and why most advisors stay stuck by hiring cheap or being understaffed.#2.) Estate Planning That Actually Serves FamiliesMost clients have never seen their full net worth on one page. Devin shows how his firm's Yes Portal changes that—one login where clients (and their heirs) can see every account, every document, and every detail of their estate. By documenting everything and making it accessible in one place, advisors can give clients peace of mind now—and prevent chaos for their families later.#3.) Legacy Is About Memories, Not MoneyPeople don't just want to live longer, they want to live more. Devin shares how asking the right emotional questions helps retirees spend without regret, create meaningful experiences (like “cousin time”), and build a legacy their families will remember long after the money is gone.SHOW NOTEShttps://bradleyjohnson.com/132FREE GIFT + JOIN THE DBDL INSIDER CREWToday's Gift: 30 minute 1:1 coaching call with BradAre you a financial advisor who feels stuck, needs help, or simply wants to have a conversation with Brad? Text “Coaching” to 785-800-3235 to apply for a 30 minute Zoom coaching session and we'll send you a link to Apply. That will also make you a DBDL Insider with VIP access to future resources and exclusive content. *Message and data rates may apply. Reply STOP at any time to opt-out of receiving text messages.FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE Devin Choules is an Investment Adviser Representative of Coppell Advisory Solutions LLC, dba, Fusion Capital Management, a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting.DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations.The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for.Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.TP08254657234See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lauren joined WorldDenver in 2019 after serving in a similar role at the World Affairs Council of Charlotte. She has a decade of experience in fundraising, development, program management, and event planning across nonprofits, and focuses on building global connections.Lauren grew up in San Diego, CA and attended a French immersion school, which planted the seeds for her passion in diversity and cross-cultural experiences. She earned her B.A. in International Studies and French, with a minor in Religion from California Lutheran University where she had the privilege of participating in travel seminars to Jamaica, Italy, and a semester abroad in Dakar, Senegal. Her time in Dakar focused on arts and culture, while researching issues affecting vulnerable children. She completed a dual master's degree program in Social Work (MSW) and Theological Studies (MTS) at Boston University, (BU) with a focus on nonprofit development and program administration. During her time at BU, she participated in a travel seminar to Israel and Palestine to explore complexities of peace building, and one to Turkey to learn about the intersection of ancient archeology and modern Europe. In Boston, she worked in community organizing with Greater Boston Interfaith Organization and at DOVE, Inc., a domestic violence resource agency, where she contributed to planning and development for two record breaking fundraiser events.Lauren lives in Denver with her husband and two daughters, and enjoys the performing arts, live music, backpacking, snowboarding, and all that the Colorado Rockies have to offer.https://worlddenver.org/https://www.linkedin.com/in/lauren-osga-236a7294/**********************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-lauren-osga-director-of-development-communications-worlddenver

Beth Mitchell is a partner in the law firm of Ambler | Keenan | Mitchell | Johnson. Beth devotes her practice to estate planning, special needs planning, and probate and trust administration. She is a member of the American Academy of Estate Planning Attorneys, the National Academy of Elder Law Attorneys, the Denver Bar Association, and the Colorado Bar Association, where she is a member of the Trust and Estates Section and the Elder Law Section.Beth sincerely enjoys working with families to make sure that estate matters are handled correctly and efficiently. She is a frequent speaker for professionals and the public on educational topics involving estate planning, probate, and trust administration.Beth received her B.A. in English and Speech Communications from Drake University in Des Moines, Iowa. She was awarded her J.D. from the University of Denver College of Law, where she was an editor for the Preventive Law Reporter and an active member of the University of Denver Student Law Office's Battered Women's Clemency Project.Beth is admitted to practice law before the Supreme Court of the State of Colorado, the United States District Court for the District of Colorado, and the 10th Circuit of the United States Court of Appeals.Prior to joining Ambler | Keenan | Mitchell | Johnson, Beth's diverse background included working for the Colorado Bar Association, with the Iowa Coalition Against Domestic Violence as an AmeriCorps member and interning with South Dakota Senator Tim Johnson on Capitol Hill. She is a South Dakota native who loves to travel and has enjoyed living in Iowa, New York, Washington D.C., and Colorado.https://ambler-keenan.com/https://ambler-keenan.com/staff-profile/elizabeth-d-mitchell/https://www.linkedin.com/in/elizabeth-d-mitchell-23b984/*************************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives. Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-beth-mitchell-partner-ambler-keenan-mitchell-johnson

From protecting quarterbacks to protecting retirements, Triad Member, Terence Brown never stopped being a left tackle.After a career playing Division I football at BYU and a stint in the pros, he transitioned into financial services and brought his team-first mindset with him. Today, he leads Left Tackle Advisors—a fast-growing planning firm where protecting people's blind sides isn't just a tagline, it's deeply embedded in the culture.In this episode, Terence shares how he evolved from high-volume product sales to a planning-first model. He doesn't serve as many people, but the relationships got deeper, the work got better, and the clients got bigger.He unpacks how that transition fueled growth from $5M to $33M in annual new assets, how intentional language transformed his team's culture, and why the advisors who win long-term will be the ones who build real relationships—not just retirement plans.3 of the biggest insights from Terence…#1.) Why Language Matters More Than You ThinkTerence calls his clients “teammates”— and that one change has transformed the culture of his firm. His team doesn't “serve clients”; they protect their teammates. That small shift in language has created deeper connection, more ownership, and a community retirees actually want to be part of.#2.) Feedback Is a Superpower (If You Can Get Over Your Ego)Every athlete watches game film to improve. Terence brings that same philosophy into his business—recording every seminar, prompting AI to coach him, and treating every piece of feedback like a gift. His secret? Separating the message from the messenger so growth doesn't get blocked by ego.#3.) Solve Bigger Problems, Serve at a Deeper LevelBy shifting from a product-driven model to holistic planning, Terrence increased his average client AUM to over $700K — a significant jump from the smaller transactional accounts he started with. Fewer clients. Bigger impact. Stronger relationships. That's how he's building a firm and a legacy that lasts.SHOW NOTEShttps://bradleyjohnson.com/128FREE GIFT + JOIN THE DBDL INSIDER CREWToday's Gift: 30 minute 1:1 coaching call with BradAre you a financial advisor who feels stuck, needs help, or simply wants to have a conversation with Brad? Text “Coaching” to 785-800-3235 to apply for a 30 minute Zoom coaching session and we'll send you a link to Apply. That will also make you a DBDL Insider with VIP access to future resources and exclusive content. *Message and data rates may apply. Reply STOP at any time to opt-out of receiving text messages.FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations.The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for.Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.Terence Brown is an Investment Adviser Representative of Coppell Advisory Solutions LLC, dba, Fusion Capital Management, a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting. Insurance and annuity products are not sold through Fusion Capital Management. Fusion does not endorse any annuity or insurance product, nor does it guarantee any insurance or annuity performance. Annuity and life insurance guarantees are subject to the claims-paying ability of the issuing insurance company. If you withdraw money from or surrender your contract within a certain time after investing, the insurance company may assess a surrender charge. Withdrawals may be subject to tax penalties and income taxes. Persons selling annuities and other insurance products receive compensation for these transactions. These commissions are separate and distinct from Fusion's investment advisory fees. TP08254635397See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Guided by her passion for environmental and social impact, Emilie Baratta founded Turnbuckle to develop innovative real estate solutions for the modern world. Turnbuckle is a catalyst for positive change with roots in finance, design, building, and strategic project management. A rising leader with twenty years of experience in mixed-use urban real estate, finance, and long-term strategy, Emilie has built a reputation for delivering LEED® certified projects focused on community impact and executed by top-notch teams. Her past work shows her commitment to serving low-income residents, seniors, neurodiverse individuals, and people with disabilities. She delivers unparalleled service to the communities she serves with operational expertise, entrepreneurial spirit, financial acumen, and meticulous commitment to quality.Emilie lives and works in Denver, Colorado, where she has created four innovative communities in partnership with well-respected LEED® certified developers. She is the founder of Gleam Car Wash, an infill development project devoted to job creation for underserved populations and environmental sustainability, now in two Denver locations.Emilie's approach to her craft defies categorization. Committed to invention and innovation, she champions projects that follow strict standards and bring rare value to communities. Emilie's work is shaped by a thoughtful integration of financial insight, operational know-how, and a people-first design philosophy—an approach that continues to earn recognition and trust across the industry.https://gleamcarwash.com/https://turnbuckle.com/**********************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-emilie-baratta-founder-ceo-turnbuckle-development

From 2003-2025 Tamra Ryan was the CEO of Women's Bean Project, a social enterprise providing transitional employment in its food manufacturing business to women attempting to break the cycle of chronic unemployment and poverty. She serves as the Coors Economic Mobility Fellow for Common Sense Institute Colorado.Named as Most Influential CEO and Ten Most Influential Women in Business 2023, Tamra is a former partner and board member for Social Venture Partners-Denver and Social Enterprise Alliance. Congressman Mike Coffman (R-CO) recognized Tamra's servant leadership and entered it into the Congressional Record of the 115th Congress, Second Session in May 2018. She was honored by the Colorado Women's Chamber of Commerce as one of the Top 25 Most Powerful Women in Colorado, and in 2022 and 2023 as a Titan100 CEO and Social Entrepreneur of the year by the Colorado Institute for SocialImpact. She was a presenter at TEDxMilehigh and is a highly sought-after speaker for topics such as compassionate leadership and social enterprise.Tamra is the author of The Third Law, a book which highlights the societal obstacles and internal demons that must be overcome for marginalized women to change their lives. The Third Law has won eight awards for women/minorities in business and social activism. Tamra's latest book is Followship: 16 Lessons to Become a Leader Worth Following.Tamra received her undergraduate degree from University of Colorado Boulder and her Master of Arts and Sciences from Adelphi University. She lives in Denver, Colorado with her husband, two teenage children and two goldendoodles.https://www.tamraryan.com/https://www.linkedin.com/in/tamraryan/**********************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-tamra-ryan-ceo-tamra-ryan

Bebe Kleinman – Community Health Leader & Nonprofit AdvocateFor over 40 years, I have devoted my professional and volunteer life to advancing equity in housing, food, and health care for individuals and families in under-resourced communities. My career reflects a deep commitment to public health, social justice, and building resilient nonprofit organizations that serve those most in need.I bring a lifetime of experience advocating for low-income populations and working closely with public health systems. My leadership has required bold thinking, long-term planning, and collaborative governance—all essential to sustainable and innovative nonprofit impact. I have consistently prioritized equity, access, and measurable results while navigating the complexities of limited resources, stakeholder engagement, and policy influence.My strength lies in bridging sectors and guiding diverse stakeholders toward shared solutions. I lead with both empathy and strategic insight, fostering innovation, resolving tensions, and building consensus. I strive to help shape a visionary public health system—one that anticipates challenges, not just reacts to them—and works proactively to improve well-being across all communities.I currently serve in several regional leadership roles:President, Board of the Colorado Safety Net Collaborative, representing charitable health care providers statewideVice Chair, Arapahoe County Public Health BoardPast Vice Chair & Member, South Metro Community Foundation, supporting initiatives like the Tri-Cities Navigation CenterActive Community Member, Littleton Villagehttps://doctorscare.org/***********************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future.As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-bebe-kleinman-ceo-doctors-care

Elizabeth (Betty) Heid is the past chair of the Board of Directors of the Colorado Women's Hall of Fame, serving on the board for 6 years: 5 years as Chair, one year as past chair.While serving as Chair of the Board, she recognized a need to broadly tell the life stories of the women who were inducted into the Hall. She was inspired to design and create the “Great Colorado Women” film series. Serving as Executive Producer since implementation in 2016, she has produced 33 films to date. All as a volunteer.The film series focuses on historic and contemporary Colorado women and their little known, underreported achievements. This multi-season series honors the more than 200 trailblazing women who have been inducted into the Hall since its founding in 1985. These stories provide role models to remind women and girls that they too can aspire higher to reach their dreams and to educate men and boys about women's accomplishments. The result of this series is the creation of a comprehensive historical archive of the rich legacy of great Colorado women and will be a major step toward women being appropriately represented in Colorado history.This series, now in its seventh season, is really an eye-opener to the accomplishments and the impacts Colorado women have had on our state, our country, and our world. The films produced each year air on Rocky Mountain PBS. These films have earned 4 Heartland EMMY awards, while receiving 15 Heartland EMMY nominations. One film also won the Los Angeles Film festival for “Inspiring Woman in a Film.” The films have been viewed worldwide, reaching an audience of well over one million viewers.Betty's professional experience includes: owner, founder and CEO of two multi-million dollar businesses: a consulting agency and a job placement agency. Previously, she worked for several Fortune 500 companies where she was a senior executive responsible for customer service, project management, operations management, and quality assurance. She has managed staffs as large as 600 employees and had responsibility for over one billion dollars of annual revenue.Ms. Heid is a Colorado Native, who has lived in Colorado most of her life. She is a life-long volunteer focusing on education, women's issues, and history. She has served as chair or a member of many boards and organizations across Colorado. She holds an under-graduate and a master's degree from the University of Denver, both in Business Administration. She is also a certified mediator. Her hobbies include golf, bridge, travel, reading, and exercising.https://www.cogreatwomen.org/**********************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-betty-heid-executive-producer-great-colorado-women-film-series

Dr. Linda Kimberling—Retired Federal Executive, Educator, Business Owner, Author, Foster Ministry Founder, Mother, Grandmother and QuilterDr. Kimberling overcame early-life obstacles to serve the American public for 30 years in various leadership and managerial roles in the U.S. Government. Her tenure included Senior Executive Service member for 10 years in positions of Assistant Commissioner and Chief Financial Officer at Treasury and Department of Energy. She holds a doctoral degree in Organization and Management, a MS in Economics and a BS in Business and Education. As an educator, she served on the faculty at Regis Jesuit University and Southern Illinois University teaching Graduate Studies in Ethics, Leadership and Economics.She combined her experience in executive leadership, her education in organization and management, and her experiences as a Christian leader to author the book: “Faith Based Leadership–When the Odds are Stacked Against You”.Currently, she is the business owner of Log Cabin Quilt'N Sew offering long-arm quilting services and fabric to her customers. Log Cabin Quilt'N Sew fulfills her longtime passion to create and gift quilts to foster children currently in child placement facilities. Through the help of 70+ women across the country, “My Very Own Quilt Ministry” made and gifted over 700 quilts to foster children.Together, she and her husband live in Castle Rock, CO. They have 5 adult children and 6 grandchildren that keep them busy!www.logccabinquiltnsew.comhttps://www.facebook.com/logcabinquiltnsewhttps://www.instagram.com/logcabinquiltn/*************************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/ Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-dr-linda-kimberling-owner-log-cabin-quiltn-sew

Polly Letofsky left her home in Colorado and headed west across 4 continents and over 14,000 miles—by foot—to become the first woman to walk around the world.As an awareness campaign for breast cancer, strangers welcomed her into their homes. But it was never an easy road. Polly struggled with earthquakes, muggings, languages, even religious riots. The ultimate challenge came in the middle of Polly's journey when September 11 flung us all into a crossroads in world history and she found herself navigating a vastly changing world.Polly shares her story with humor and honest reflection, in this award-winning book, 3mph: The Adventures of One Woman's Walk Around the World.Polly has taken her book writing experience to a whole new level. After a bad experience with a publishing company, she took a deep dive into learning every aspect of the industry. Her goal… to protect authors from many of the same mistakes she made. Today she runs a very successful book publishing business with an award-winning team of editors, marketers, and designers.https://www.pollyletofsky.com/https://www.mywordpublishing.com/https://www.linkedin.com/in/pollyletofsky/https://www.facebook.com/polly.letofsky.7*************************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-polly-letofsky-author-speaker-publishing-mama-and-owner-my-word-publishing

I enjoy blending strategic thinking with creative problem-solving to drive meaningful change. My focus has always been on building connections and finding ways to enhance our communities.I kicked off my career in finance, where I found success as a top salesperson. That experience sharpened my analytical skills and taught me how to understand complex needs, which I now apply to my work in non-profit fundraising.What motivates me is the chance to contribute to causes that resonate with me. I thrive on collaboration, brainstorming new approaches, and discovering innovative strategies to advance our mission. Whether it's through partnerships, campaigns, or improving processes, my aim is to make a real impact.On a personal note, I grew up in Colorado, am a military brat, and the youngest of six siblings. I speak Spanish and love to travel! I'm a devoted wife who loves spending time with my husband. We enjoy serving our church, exploring new places, birdwatching, and practicing my compound bow in our league. And there's nothing better than a road trip through the Midwest with classic country tunes playing in the background. These experiences enrich my perspective and fuel my passion for giving back.I'm excited to connect with anyone who shares a passion for making a difference or wants to chat about innovative ways to engage in philanthropy and community work.https://boulderbridgehouse.org/https://www.linkedin.com/in/heather-lagge*************************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-heather-lagge-sponsorships-gifts-manager-bridge-house

For over thirty years, Amy Mays has worked alongside teens, helping them navigate life's challenges. As a youth director and counselor, she learned something crucial: teens need more than programs. They need places where they feel they truly belong, where getting support doesn't feel like a big deal.That's why she started Happy Crew in 2007. It began with weekly meetings where teens could be themselves, find their voice, and know they matter. What started with just a few students grew steadily. In the 2024-2025 school year, Happy Crew will host a total of 23 weekly meetings that bring together an average of 75 students each time. Already, 183 different teens have found community through Happy Crew this year alone—and we're on track to connect with over 200 students before summer. But we need to do more.https://thehappycrew.org/https://www.happycrewcoffeehouse.com/*************************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-amy-mays-executive-director-the-happy-crew

Lindsey has worked at Mountain Vista high school for 20 years in a number of different roles. She taught in the Career Tech Ed world for 14 years, was the head volleyball coach, ran student leadership, and was on a building leadership team. She was also instrumental in the growth of their relationship with the “Make a Wish Foundation.” The partnership with the school community, along with local clothing brand, Be A Good Person, has raised almost 2 million dollars for the Foundation.Now Ms. Jaffe is an Assistant Principal and Activities Director, managing over 65 clubs within the school. In her free time, she loves to spend time with her 2 children, support their sports/activities, travel, and do yoga!https://mvhs.dcsdk12.org/*************************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-lindsey-jaffe-asst-principal-activities-director-mountain-vista-high-school

Carey Marin is a wife, mom of four, entrepreneur and open adoption advocate.Carey is a graduate of the University of North Texas where she received her bachelor's degree in broadcast journalism. She has worked with orphanages in Bolivia and Romania, and with women and children in Ecuador, Kenya and Turkey. She received the President's Volunteer Service Award, and founded Hearts Wide Open, an open adoption support group. She has also served with Court Appointed Special Advocate (CASA) for children in foster care.Carey and her husband, Paul have four adopted children. She joined the Gift of Adoption Fund- Colorado Chapter Board in June of 2023, shortly after she and her family relocated to Denver from Dallas. Gift of Adoption is a national charity that provides grants of up to $15,000 to complete the adoptions of vulnerable children. Priority is placed on helping children facing what is possibly their only chance at adoption, including those at-risk of separation from siblings, entering foster care, aging-out of an orphanage, or with special needs.Gift of Adoption is the largest provider of adoption assistance grants on a nondiscriminatory basis (without regard to age, race, ethnicity, religion, sexual orientation, or marital status) and grants are paid directly to adoption agencies and attorneys working on the child's behalf. Since inception in 1996, Gift of Adoption has awarded more than $14 million to give over 4,724 children permanent families and the chance to thrive. To date in Colorado, GOA has awarded $507,000 in grants to complete the adoptions of 155 children.Gift of Adoption is recognized by Charity Navigator and the Better Business Bureau's Wise Giving Alliance.As President & CEO of Purpose Media Group, Carey specializes in crafting strategic communications that drive measurable results. From public relations and digital content marketing to message development and crisis communications, Carey helps businesses build trust, credibility and lasting connections with their audiences. She has helped clients garner national and international media attention from the LA Times to the Wall Street Journal and Good Housekeeping to TODAY Show.www.giftofadoption.orghttps://giftofadoption.org/joinourboard/giftofadoption.org/colorado/facebook.com/GiftofAdoptionColoradowww.purposemedia.biz***********************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams. Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-carey-marin-adoptive-mom-of-4-children-gift-of-adoption-fund-board-member

Guest: David McAdams Founder & CEO McAdams Group $240M AUM & Partner In a $3B FirmWebsite: https://www.mcadamsgroupllc.com/Bio:David McAdams is the Founder and President of McAdams Group, an asset and wealth management organization in Cordova, TN. For more than two decades, David has helped hard-working individuals and families in and around Memphis better preserve their retirement savings and increase their retirement income.David is an Investment Adviser Representative and licensed insurance professional specializing in retirement income strategies. He also works closely with estate planning attorneys in the area to establish effective investment and wealth management solutions that can help clients avoid unnecessary taxation and possible government intervention through probate.As an independent financial advisor, David has helped hundreds of clients implement income-generating strategies designed to help protect their savings from the threat of inflation, rising healthcare costs, and market risk.McAdams Group, LLC is currently rated by the Better Business Bureau as an accredited BBB business and is a member of the Memphis Regional Chamber of Commerce.Disclaimer:Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. McAdams Group, LLC and Sound Income Strategies, LLC are not associated entities. McAdams Group, LLC is a franchisee of the Retirement Income Source. The Retirement Income Source and Sound Income Strategies LLC are associated entities.www.sec.gov

Wendy began with Generation Schools Network in 2010 as the Rocky Mountain Managing Director and was asked by the Board of Directors to assume the CEO role in 2012. While earning a business degree, her love for education was catalyzed through volunteering to teach a business entrepreneurship class in an economically struggling Denver neighborhood on Saturday mornings at a local church. She brings extensive experience in the non-profit and education sectors, especially in the areas of network development, school replication and innovative educational models. She has worked in higher education (Northwest College, Colorado Christian University & Harvard University) and co-founded the Street School Network, which grew to include more than 50 schools in 27 cities under her leadership. She holds a BS in Business Management from Colorado Christian University, an MA in Educational Leadership from Concordia University and is currently studying for her PhD in Education & Social Justice at Lancaster University in the United Kingdom. She has completed fellowships with both Catapult and the Billions Institute for large scale social change.Wendy is part of a big, blended family with 6 semi-grown children ranging in ages from 21-42; four boys and two girls. She loves dogs (which is great because she has grand dogs including one she keeps full-time due to her son's deployment). Wendy loves reading historical fiction and serves as the director of the children's program at her church.Website: https://www.justiceengagedstudents.org/Website: https://www.generationschools.org/*************************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-wendy-loloff-cooper-ceo-generation-schools-network

As a sales specialist for SketchUp in Trimble's AEC division, I blend my interior design background with a passion for architectural technology. I help professionals navigate the industry's leading 3D modeling software. Raised in Douglas County, I've always believed in the power of community. Since May 2024, volunteering has opened new doors for me, bringing fresh purpose and perspective to my life. When I'm not helping architects and designers transform their visions into reality, you'll find me spending quality time with my husband and our dogs, who make every day brighter.I began volunteering with Soul Dog Rescue in May 2024 with my sister-in-law Heather Taylor. The mission of Soul Dog Rescue is to perform collaborative and targeted work, primarily through spay and neuter in underserved regions. Once a month we travel to the Navajo Reservation in the Four Corners Region where we may spay and neuter over 200 dogs and cats in a weekend. We rescue surrendered and stray animals and bring them to our clinic in Fort Lupton, CO where we hope to find foster and forever homes.Website: https://www.souldog.org/LinkedIn: https://www.linkedin.com/in/jennifer-powell-2337ab72/Facebook: https://www.facebook.com/JPowell303/Recent Article: https://www.castlepinesconnection.com/rescue-rehab-and-adoption-through-soul-dog-rescue/**********************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-jennifer-powell-volunteer-soul-dog-rescue

Janine Valentine is an award-winning author, poet, and entrepreneur, currently living in Colorado. She loves to travel, carrying with her a sense of humor and curiosity. Experiencing her surroundings with a soul-level sensory awareness, Janine expresses these perspectives and insights through her deeply relatable writing. She believes that by vulnerably sharing our personal journeys we light a path inviting others to also engage with their fears, release constraints, and find genuine community.Amazon: https://www.amazon.com/dp/057836705XInstagram: https://www.instagram.com/janine.valentine.author/Website: https://www.janinevalentine.com/*************************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-janine-valentine-author-both-things-are-true

While she loves working with patients of all ages, Dr. Link realized early in her career that busy working adults were a severely underserved population. Dr. Link feels incredibly humbled to be growing a community where hearing loss and hearing aids are no longer stigmatized. You will be celebrated no matter where you are on your hearing journey. She loves looking at you as a whole person and empowering you to tackle the unique challenges you present to her. You can be sure that you will receive personalized evidence based care from Dr. Link while learning from one another.Dr. Link grew up on her family's farm in Ohio and received her Bachelor of Science degree from Miami University. Having grown up on a farm, she is passionate about preventable noise-induced hearing loss. Dr. Link earned her Doctor of Audiology degree from Rush University in Chicago, one of the top 10 audiology schools in the country. She was awarded a Distinction in Clinical Excellence at graduation. Dr. Link cultivated her clinical excellence through mentorship from some of the top audiologists in Chicago in a variety of clinical settings including university hospitals, the VA hospital, Chicago community hospitals, ENT clinics, a hearing aid research and development center, and the Ann and Robert H. Lurie Children's Hospital.When not practicing audiology, Dr. Link finds joy in biking, skiing, and live music in the great outdoors. When she cannot get away to the mountains you can find her catching up on her favorite podcasts, sipping American pale ales, and challenging her family and friends to a competitive game of Ticket to Ride, Mancala or Kings on the Corner.Website: https://www.theaudiologymethod.com/Facebook: https://www.facebook.com/TheAudiologyMETHOD*************************************************************Judy is the CEO & Founder of the Judy Carlson Financial Group. She helps her clients design, build, and implement fully integrated and coordinated financial plans from today through life expectancy and legacy.She is an Independent Fiduciary and Comprehensive Financial Planner who specializes in Wealth Decumulation Strategies. Judy is a CPA, Investment Advisor Representative, Life and Health Insurance Licensed, and Long-Term Care Certified.Judy's mission is to educate and empower her clients with an all-inclusive financial plan that encourages and motivates them to pursue their lifetime financial goals and dreams.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, an SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-dr-julie-link-founder-owner-the-audiology-method

Andrew McNair is a financial expert, philanthropist, and author dedicated to helping families achieve financial peace of mind. As the President of SWAN Capital in Pensacola, Florida, Andrew's mission is to help families "Sleep Well At Night" through Total Wealth Management, offering integrated retirement plans that address income, tax, health care, and estate needs.  Andrew began his financial career at 14, interning at a financial firm and later founding SWAN Capital after studying finance at the University of West Florida. He is an Investment Adviser Representative, licensed insurance professional, and creator of the Cygnet Fund for real estate investments.  A passionate advocate for stewardship and giving, Andrew hosts the Rich Young & Powerful podcast and the weekly radio show What Your Money Would Say. He is also the author of Don't Be Penny Wise & Dollar Foolish, Tithe: A Living Testimony, and The Giving Crisis. Featured on The Wall Street Journal, Forbes, and Fox Business, Andrew encourages others to align their finances with their values to create lasting impact. Chapters 00:00 Introduction to Andrew McNair and Market Insights 06:14 Andrew's Journey to Financial Success 12:49 Navigating the Current Economic Landscape 19:41 Investment Strategies and Asset Allocation 26:59 The Importance of Giving and Family Experiences 33:47 Final Thoughts and Future Aspirations RANDY SMITH Connect with our host, Randy Smith, for more educational content or to discuss investment opportunities in the real estate syndication space at www.impactequity.net, https://www.linkedin.com/in/randallsmith or on Instagram at @randysmithinvestor