Colorado Real Estate Podcast

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, seasoned real estate agents and investors, reveal a crucial pre-listing strategy most homeowners never consider. Erin explains how sellers can contact Redfin directly to remove their property's estimate when it's lower than their intended listing price, preventing buyers from seeing unfavorable discrepancies that could hurt negotiations. Automated valuations like Redfin estimates and Zillow's Zestimate have major limitations since they can't account for aesthetic improvements or updated features that add real value to properties. The conversation then examines two Colorado neighbors' contrasting insurance experiences after the 2021 Louisville Fire. While Safeco paid $311,000 within seven weeks after a simple interview, State Farm initially paid only $131,000 after requiring extensive documentation and a year-long process, though they eventually reached $850,000. Critical protection strategies emerge from this analysis, including understanding depreciated versus replacement value coverage, filming property contents, and asking specific questions about claims processes before disasters strike. This episode combines practical listing advice with essential insurance knowledge for today's challenging real estate market. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson take a data-backed look at the hottest real estate markets in 2025, as revealed by Zillow's latest heat index. The Northeast—particularly Buffalo, Rochester, and Syracuse—is experiencing rapid price growth and tight inventory, making it a strong seller's market. Meanwhile, the Sunbelt markets are cooling, with Georgia, Alabama, and Mississippi now offering better deals for buyers thanks to price reductions and seller concessions. The hosts weigh in on what these shifts mean for investors, and why the upper Midwest might be the next smart move for those thinking long-term—especially in light of climate change risks. They also tackle the question: Should landlords cap utilities for tenants? Sharing their own midterm rental lease setup, they explain how to structure utility caps, why setting clear expectations is crucial, and how this approach protects landlords from extreme overages. Erin walks through her utility clause strategy, including deposit coverage, setting generous limits, and how to handle overages state by state—especially in landlord-restrictive states like California, DC, Oregon, and New York. Whether you're trying to forecast future rental costs or scout the best cities for real estate investing in 2025, this episode is packed with practical insights. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson clear up the confusion around leases versus rental agreements, explaining that despite what some YouTube videos claim, both essentially serve as legal contracts with similar protections. Traditional leases happen outside platforms like Airbnb, the rental agreements within these platforms still offer legal protection for landlords—though they warn that platforms increasingly favor guests over hosts. They share a candid story about ignoring red flags with a tenant that led to headaches, emphasizing that proper tenant screening matters more than the type of agreement you use. So what makes a rental property work-friendly in today's market. They critique recommendations from AirDNA about essential work-from-home amenities for medium-term rentals, debating whether ergonomic chairs (which James calls "space-agey" and aesthetically unpleasing) are worth including versus more universally appealing standing desks. Their most practical advice? Don't put the workspace in common areas—workers need privacy and a door they can close during calls. As the medium-term rental market becomes increasingly professional, they stress that landlords need to thoughtfully design workspaces that photograph well but also function properly for remote workers. Throughout the episode, Erin and James blend practical advice with personal insights, making complex property management concepts accessible to investors at any level. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, tackle two critical issues affecting property investors: Furnished Finder's new "worry-free waiver" program and a concerning short-term rental ban in Woodland Park, Colorado. They analyze Furnished Finder's deposit alternative which charges hosts $60-80 monthly for protection up to $3,500 in damages, highlighting numerous limitations including cosmetic damage exclusions and comparing it unfavorably to traditional landlord protection policies. The hosts argue that security deposits serve not only as protection but also as an essential tenant screening tool—if prospective tenants cannot afford a deposit, they likely cannot afford the rental itself. The second segment examines Woodland Park's citizen-led ballot measure that completely banned STRs without grandfathering existing permit holders. What's particularly alarming is a recent court ruling suggesting property owners have little chance of successful legal challenge, setting a potentially dangerous precedent unlike previous regulatory changes in Colorado communities which typically preserved existing STR permits. Throughout the episode, the hosts emphasize the importance of working with knowledgeable professionals who understand local STR laws and can help investors navigate the increasingly complex regulatory landscape. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, chat about something pretty surprising – how recessions actually affect the housing market in ways you might not expect. They break down the weird pattern that happens: home sales usually dip when a recession hits, but then they often pick up steam midway through and at the end as interest rates drop. The hosts share some eye-opening stats from Housing Wire's economist showing that despite 2023-2024 having historically low sales, more people are submitting purchase applications, suggesting buyers are getting ready to jump back in. They also discuss the new Colorado law that's shaking things up for short-term rental owners – now unincorporated counties can bump their lodging tax from a measly 2% all the way up to 6%, just like cities can. If you've got a vacation rental in the mountains or rural areas, this is definitely something to watch! James, who works with short-term rental investors across the country, explains how these taxes show up on the guest side through platforms like Airbnb, which automatically handles all the local tax stuff. Airbnb is programmed to know all the different Airbnb laws in each area – it won't even let you list a short-term stay in places with minimum-night requirements. Throughout their conversation, they provide tons of practical insights for anyone thinking about real estate investment during economic uncertainty or jumping into the short-term rental market. Enjoy this crash course in navigating the housing market during weird economic times! Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson break down why 2025 may be one of the most confusing years ever for real estate investors. With the Trump administration's new tariffs and aggressive deportation policies in full effect, construction materials are more expensive, labor is scarcer, and residential construction costs are rising fast. The hosts reference a new NAHB study showing how even common items like washing machines are now significantly more expensive to install in new homes. More importantly, they explain how this filters down to both investors and homebuyers, who are now forced to make major financial decisions in a climate of fear and unpredictability. Erin discusses what she's seeing in the rental space—owners feeling nervous about bookings and pricing, especially as travel slows and spending tightens. James adds that even active buyers are showing signs of second-guessing their moves, unsure if rates, insurance, or home values are stable enough to trust. They also explore global forecasts suggesting home insurance premiums could rise by 30–40%, as rebuilds take longer and cost more due to disrupted supply chains. This episode is an honest, grounded look at buying property during economic instability, and what savvy investors can do to navigate a volatile market. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson examine two urgent real estate issues facing buyers and investors in 2025. First, they take a close look at the growing interest in office to housing conversion, especially in cities struggling with high vacancy rates and lack of affordable housing. They explore how local governments are incentivizing developers to repurpose commercial buildings, and why co-housing might be the only financially viable option in many of these conversions. Erin shares why the rise in remote work is pushing companies to reevaluate office space, while James warns of the unintended consequence of turning corporate buildings into glorified company dorms. Then they unpack the implications of the Fannie Mae condo blacklist, which quietly renders thousands of condo buildings ineligible for traditional financing due to stricter post-Surfside regulations. From insurance issues with HOAs to outdated building maintenance, Erin and James reveal how being labeled a non-warrantable condo can trap sellers and scare off buyers—especially since there's no public access to the list. They offer a helpful reminder to always ask about a condo's loan eligibility and recommend working with agents who understand how to interpret HOA financials and compliance documents. Whether you're looking to invest in co-living spaces or buy a condo, this episode is packed with actionable advice and critical insights into the realities of urban housing in 2025. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson break down how newly implemented tariffs and immigration policies are reshaping the housing market. Referencing a recent New York Times article, they analyze a case study showing that labor and material costs for a new home in Phoenix jumped by nearly 9%, mainly due to deportations affecting construction labor and tariffs inflating imported material prices like concrete and insulation. Erin highlights how even though not every buyer will purchase a new build, these increased costs will reduce supply and place upward pressure on prices across the market. They also discuss how mortgage rates in April 2025 have hit a temporary low, providing a rare moment of increased buying power. With interest rates dropping from 7.25% to 6.5%, buyers can now afford more house—but the hosts caution that this window may be short-lived. James explains how first-time homebuyer challenges continue to mount, especially as affordability remains out of reach and rate fluctuations create uncertainty. While this could be an ideal moment to buy for confident, secure buyers, they warn that volatility may discourage others from jumping in. The episode closes with a grounded conversation about whether now is the time to sell. Despite lower rates, Erin and James explain why they're still holding—highlighting how real estate investing during political uncertainty calls for patience, not panic. If you're looking for data-driven, real-talk perspectives on the state of real estate in 2025, this episode has you covered. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/  

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, seasoned real estate agents and investors, introduce the concept of the lifestyle landlord—an investor focused on real estate investing for passive income rather than full-time hustle. They discuss how real estate can enhance your life rather than overtake it, and why so many mid-term and short-term rental investors are leaning into flexible strategies that support freedom, travel, and balance. Erin explains how landlords are increasingly shifting from a “money-maximization” mindset to one that values time, simplicity, and long-term appreciation. James shares how his own journey from STR hustle to a more relaxed investing style reflects this shift. Later, they dive into the untapped potential of how to rent out an extra bedroom. Referencing a New York Times report, they explain why 32 million bedrooms across the U.S. are sitting empty and how house hacking—especially for beginner landlords or retirees—can solve both financial and housing crises. They also talk about co-housing rental strategy, how aging Americans can reduce loneliness and earn supplemental income, and why cities like Colorado Springs offer excellent opportunity. If you're looking for real estate investing strategies that work for your lifestyle—not the other way around—this episode is for you. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/  

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, seasoned real estate agents and investors, dive into the popular 60-30-10 rule for short-term rental investing and explore whether it's actually a useful framework or just another oversimplified metric. They discuss how real estate investing often needs more nuance than rigid formulas, especially in rapidly appreciating markets like Denver. Erin and James share insights into Airbnb investment success factors—highlighting that unique properties and smart location choices often outperform basic checklists. They also touch on midterm rental strategies, with real-time examples from consulting clients in Dallas, Atlanta, Bakersfield, and Colorado. Through their client case studies, they emphasize the crucial role of managing rental property vacancy, the fear many new landlords face when going live, and how critical thinking—not rules alone—leads to real estate success. Whether you're a seasoned investor or just starting out, this episode is full of valuable tips to help you approach your next short-term or midterm rental investment with confidence and clarity. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/  

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, seasoned real estate agents and investors, explain why they've decided not to sell their Colorado Springs home despite shifting Denver real estate market trends. For anyone wondering should I sell my house in 2025, they outline four key reasons for holding: confidence in long-term real estate investing strategies 2025, the lack of a better investment option, the importance of asset diversification, and the advantage of keeping a low-interest mortgage. Their insights help sellers and investors weigh the pros and cons of selling versus holding in today's market. They also dive into the controversy around Furnished Finder leads, sharing their experience with mid-term rentals (MTR) and why these leads often fail to convert. Erin explains smarter ways landlords can focus their time to increase rental property income, rather than chasing cold leads. The hosts offer clear advice on rental property pricing strategies for landlords, optimizing tenant searches, and making informed decisions in today's complex real estate environment. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/  

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, real estate agents and investors, dive deep into the best platforms for mid-term rentals, focusing on the top five most frequently asked questions about Furnished Finder. They explain how Furnished Finder works for landlords and investors, including details on subscription costs, how to set up a listing, and how to screen tenants for rental property using KeyCheck. Erin shares her evolving perspective on the platform, how it fits into the broader real estate investing strategies for 2025, and why it may be time for investors to diversify beyond Airbnb. The hosts also explore whether now is a good time to sell a condo in Denver, backed by real-life examples and recent data from the Denver Metro area. Erin and James recount a personal experience where a buyer who purchased their former condo ended up reselling it for $60,000 less within 18 months. They discuss key factors impacting Denver condo market trends, such as HOA reserve funds and deferred maintenance, and compare the risks and rewards of condo vs single-family home investment. This discussion offers valuable insights for both buyers and sellers navigating the complexities of today's housing market. Additionally, they outline actionable rental property pricing strategies for landlords, including how to stay competitive in oversaturated markets without sacrificing profitability. Whether you're trying to attract high-quality tenants for your luxury mid-term rental or simply want to understand how to increase rental property income, this episode is packed with expert guidance. Erin and James also touch on the importance of property upgrades, staging, and photography in increasing both rental rates and resale value, offering advice for maximizing ROI in today's real estate market trends for buyers and sellers. If you're a real estate investor wondering about the best markets for real estate investors or how to adjust your strategy in 2025, this episode delivers key takeaways and proven techniques to grow your portfolio and improve your returns in an evolving marketplace. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson analyze a major shift in the rental market—Metro Denver apartment rents have declined for only the third time in history. Comparing this downturn to past economic crises, they break down why this time is different and how housing supply and demand has played a more significant role than ever before. With Denver experiencing a blizzard of new apartment units hitting the market, competition among landlords is fiercer than ever, forcing many to rethink their investment property pricing strategies. The hosts explore how this trend might extend beyond Denver to other major cities across the U.S., and why similar rental price fluctuations could be happening in key metropolitan areas. The episode also takes a deep dive into migration trends in the U.S., highlighting where people are moving and what that means for investors. Texas has just overtaken Florida as the top relocation destination, while Colorado's net migration ranking has slightly slipped for the first time in years. What's driving these shifts? The hosts discuss key factors such as job opportunities, tax incentives, affordability, and quality of life—and why certain markets are seeing an influx of new residents while others are experiencing slowdowns. Whether you're considering investing in Texas, Florida, or other emerging real estate markets, they share valuable insights into where rental demand is expected to rise and how investors can position themselves for success. Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com For more information visit: https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, dive into the hot debate of whether short-term rentals (STRs) and mid-term rentals (MTRs) truly benefit from a direct booking site or if it's an unnecessary SEO battle against giants like Airbnb, VRBO, and Furnished Finder. They discuss how rental property SEO impacts visibility, why many investors struggle with direct bookings, and how social media platforms like Instagram and TikTok might influence younger renters' behaviors. The conversation then shifts to a startling real estate trend—one-third of homeowners will never sell, significantly affecting housing supply and demand. Erin and James break down what this means for investors, the impact of real estate market trends, and why homeowners not selling could change the investment landscape for years to come. If you're looking to optimize your rental property strategy and stay ahead in real estate investing, this episode is a must-listen. For more information visit: Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/

In this episode of the Real Estate Education and Investing Podcast, James Carlson, seasoned real estate agent and investor, chats with first-time STR investor Nolan, who shares his experience turning a unique Colorado property into a high-performing short-term rental. They discuss the challenges and opportunities in the Colorado real estate market, covering key topics like Airbnb regulations in Colorado, short-term rental management, and how Nolan leveraged strategic design and marketing to boost bookings.  The episode explores the importance of investing in standout amenities—like a geodome for stargazing and a hot tub for guest appeal—and how these investments translate to higher occupancy and revenue. Nolan also opens up about the financial side of real estate investing, detailing his initial investment, cash flow expectations, and the role of dynamic pricing tools in maximizing profitability. Whether you're looking to break into the short-term rental market or refine your investment property strategy, this conversation provides expert insights and real-world success stories to help you navigate the evolving Airbnb landscape. For more information visit: Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com https://www.jamescarlsonre.com/ https://www.erinandjamesrealestate.com/  

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson dive deep into the Short-Term Rental (STR) market, revealing what Airbnb's most viral listings on TikTok say about today's vacation rental trends. As competition in the STR market skyrockets, they analyze how investors can make their listings stand out, discussing key property features like unique designs, experience-driven amenities, and location advantages that drive bookings. They highlight the importance of destination properties, whether it's a treehouse, A-frame cabin, container home over a waterfall, or luxury mountain retreat with stargazing domes, proving that guests are seeking immersive stays beyond standard vacation rentals. Erin and James share valuable insights on how to boost Airbnb investment returns, from pricing strategies to decor enhancements, helping investors maximize occupancy rates and profitability. In the second half of the episode, they unpack the National Association of Realtors Settlement and its unexpected impact on buyers, sellers, and real estate commissions, dispelling fears of a collapsing market and revealing why the predicted seismic shift turned out to be more of a “nothing burger” than a true game-changer. For more information visit: https://www.erinandjamesrealestate.com/ Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson discuss rental challenges, how market trends impact prices, and the best cities for renters in 2025. With increased supply and declining prices, many landlords struggle to fill vacancies. Erin and James explain why real estate investors must adapt by adjusting pricing, updating properties, and offering short-term or mid-term rentals. Many landlords hesitate to lower rent due to mortgage costs, but as James notes, "The market doesn't care about your mortgage." They explore renter-friendly cities where higher minimum wages make expensive markets more affordable for tenants. To attract renters, landlords should enhance listings with high-quality photos, modern interiors, and incentives like pet-friendly policies, which reduce competition. Whether you're a seasoned investor or first-time landlord, this episode offers actionable strategies to navigate a shifting rental market and maintain steady cash flow. Renters are benefiting from lower rental prices and landlord incentives, making now an ideal time to rent. Erin and James analyze a Realtor.com study ranking the best cities for renters, based on the hours a minimum wage worker needs to afford rent. Surprisingly, high-wage cities like Denver and Seattle offer better affordability than low-wage states like Tennessee, where rent consumes a larger share of income. They also highlight rental trends, noting 16 straight months of declining rents, reaching a four-year low. Prices may dip further before stabilizing. Lastly, they discuss how economic shifts like tariffs could increase the cost of living, impacting renter demand in the near future. For more information visit: https://www.erinandjamesrealestate.com/ Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson explore the latest developments in the real estate market, focusing on how new construction laws across various states are creating opportunities for real estate investors and homeowners alike. They dive deep into the growing popularity and legislative support for accessory dwelling units (ADUs), highlighting states like Colorado, Arizona, and California, which have implemented significant changes to zoning laws and building requirements. These changes aim to tackle challenges like affordable housing, urban density, and the demand for smaller, flexible living spaces. Erin and James explain how these laws simplify processes for homeowners by eliminating restrictive zoning, reducing impact fees, and lifting parking requirements, making it easier than ever to build ADUs on single-family lots. Switching gears, Erin and James analyze the question: Is now a good time to sell your home? They break down current real estate market trends, including high interest rates, limited housing inventory, and the seasonal nature of buying and selling homes. While the median home price has reached a historic high, interest rates hovering around 6.9% create a challenging environment for sellers. This episode provides actionable advice on evaluating whether to sell now or wait, emphasizing that personal circumstances, local market conditions, and future market forecasts all play critical roles in making this decision. They also note how holidays and tax season can impact the market, offering tips for real estate investors and buyers looking to navigate the quieter winter months. For more information visit: https://www.erinandjamesrealestate.com/ Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com  

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, dive deep into Realtor.com's detailed predictions for the 2025 real estate market. They explore key real estate trends such as the anticipated 14% increase in new home builds, with a focus on smaller, affordable starter homes and properties designed to meet the needs of first-time homebuyers and multigenerational families. The hosts discuss how rising construction costs, potential policy changes, and limited housing inventory are shaping the future of the housing market. They also highlight the pivotal role of Gen X homebuyers, who, despite their high earning potential, face challenges such as student loan debt and the financial pressures of supporting both aging parents and adult children. With the increasing prevalence of multigenerational households, Erin and James examine how these evolving dynamics are influencing housing design trends, such as mother-in-law suites and dual-living layouts. Additionally, the episode provides practical insights for real estate investors and mid-term rental property managers navigating these shifts, including strategies for leveraging equity and managing property portfolios in a high-demand, low-inventory market. Whether you're an aspiring investor, a first-time homebuyer, or a seasoned real estate professional, this episode offers a comprehensive look at the factors driving real estate investing, market predictions for 2025, and actionable strategies to thrive in an ever-changing industry. For more information visit: https://www.erinandjamesrealestate.com/ Contact Erin: Erin@erinspradlin.com Contact James: james@jamescarlsonRE.com

https://www.erinandjamesrealestate.com/colorado-real-estate-podcastIn this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, examine the pros and cons of the best U.S. cities for expats, offering a critical look at rankings based on quality of life, housing affordability, and market trends. They explore why cities like Boston and San Francisco attract expats despite their high costs, while introducing alternative locations with better cost-to-value ratios for first-time homebuyers and seasoned investors alike. Shifting gears, they analyze common homebuyer mistakes, from poor financial planning to underestimating environmental concerns like energy efficiency and flood risks, and provide actionable steps to overcome them. With insights on purchasing properties, finding investment opportunities in affordable cities, and navigating the complexities of real estate financing, this episode serves as a comprehensive guide for anyone looking to build wealth through real estate investing or secure their dream home. For more information visit: https://www.erinandjamesrealestate.com/ Contact Erin: Erin@erinspradlin.com Contact James: james@jamescarlsonRE.com

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson explore the emerging trend of cohousing, emphasizing its relevance in tackling America's loneliness epidemic through community-driven real estate solutions. They discuss the intricacies of investing in shared living spaces and how these innovative housing arrangements cater to those seeking communal lifestyles while addressing issues of housing affordability. The hosts also navigate through the complexities of new landlord laws effecting Colorado real estate, providing listeners with essential insights on managing properties under these regulations, especially concerning tenant rights and Airbnb laws. By examining real estate market trends and the benefits of vacation rentals as part of a diversified investment portfolio, Erin and James offer a comprehensive view on maximizing real estate investment returns in shared communities, ensuring listeners are equipped with the knowledge to make informed decisions in the evolving landscape of real estate investments. For more information visit: https://www.erinandjamesrealestate.com/ Contact James: james@jamescarlsonRE.com Contact Erin: Erin@erinspradlin.com

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, seasoned real estate agents and investors, delve into the heated debate of institutional investors versus mom-and-pop landlords, examining how BlackRock and other major firms impact housing affordability across the U.S. They also explore key rental market trends for Q4 2024, including why some cities are experiencing declining rents while others remain stagnant, and what this means for both renters and landlords. With a focus on mid-term rental strategies, the hosts discuss practical advice for investors looking to diversify their asset portfolios amidst an unpredictable market. Drawing on personal experiences and current data, they also touch on lifestyle shifts, including their move to Mexico, and how it has influenced their perspective on international real estate opportunities. Whether you're a seasoned investor or just starting, this episode is packed with insights into the ever-changing real estate landscape. For more information visit: https://www.erinandjamesrealestate.com/ Contact Erin: Erin@erinspradlin.com Contact James: james@erinandjamesrealestate.com

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, seasoned real estate agents and real estate investors, dive into an in-depth comparison of the Colorado Fair Act and Florida Citizens Act, two essential property insurance programs designed to mitigate risks in high-risk real estate markets. The hosts explore the challenges of insuring residential and investment properties in wildfire-prone Colorado and hurricane-affected Florida, shedding light on how these programs aim to protect property owners, landlords, and real estate investors. They also break down a Redfin report highlighting key real estate investing trends, including increasing investor activity in the Midwest, stabilizing rental markets on the East Coast, and a renewed profitability in home flipping ventures. With insights on market stability, property insurance strategies, and emerging opportunities in the real estate investment landscape, this episode offers valuable guidance for both experienced investors and those just entering the real estate market. For more information visit: https://www.erinandjamesrealestate.com/ Contact Erin: Erin@erinspradlin.com Contact James: james@erinandjamesrealestate.com

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson discuss Zillow's 2025 housing market predictions, emphasizing real estate trends like the slow home value growth and increasing inventory potentially benefiting those buying a home. They analyze how these Zillow forecasts predict a more favorable environment for buyers, with improvements in conditions for both owners and renters. They delve into changes in Airbnb laws affecting vacation rentals and how shifts in buyers markets from regions like Florida to the Southwest could impact real estate investing. Their analysis extends to how these regional economic and environmental factors shape the market, making it crucial for investors to stay informed. Erin and James also discuss how media, such as the TV show Yellowstone, mirrors and influences perceptions of living and investing, providing a unique angle on the intersection of culture and real estate. This episode offers concise, expert insights into navigating the changing landscape of the real estate market, ideal for investors looking to capitalize on emerging opportunities. For more information visit: https://www.erinandjamesrealestate.com/ Contact Erin: Erin@erinspradlin.com Contact James: james@erinandjamesrealestate.com

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, seasoned real estate agents and investors, dive deep into the complexities of homeowners association (HOA) rules and regulations, providing invaluable insights for navigating these essential documents when buying property. They break down key elements such as covenants, conditions, and restrictions (CC&Rs), bylaws, and HOA financial reserves, offering actionable advice on how these factors can impact your real estate investment strategies and overall profitability. The hosts address common challenges faced by short-term rental investors, including navigating HOA rental restrictions, zoning laws, and understanding local short-term rental laws to optimize your portfolio. They also share practical tips for evaluating vacation rental investments, second homes, and condo investments, ensuring that you can align your purchases with your long-term goals. Erin and James further explore the growing trend of working with remote real estate agents, highlighting the importance of deep market research, investor-focused expertise, and understanding real estate market trends to ensure successful outcomes. Whether you're a first-time homebuyer or a seasoned real estate investor looking to expand your portfolio, this episode provides the tools, strategies, and education needed to thrive in today's dynamic real estate market. For more information visit: https://www.erinandjamesrealestate.com/ Contact Erin: Erin@erinspradlin.com Contact James: james@erinandjamesrealestate.com

In this episode of the Real Estate Education and Investing Podcast, Erin Spradlin and James Carlson, both seasoned real estate agents and investors, dive into the profile of the average U.S. homeowner, offering fascinating statistics and surprising trends. For example, they reveal that single women outpace single men in homeownership, owning 20.3 million homes compared to men's 14.9 million, a trend that has persisted for over 40 years. They attribute this to women's growing educational and professional achievements, alongside other societal factors. The episode also features a comprehensive guide to home inspections, detailing their importance in identifying major issues like foundation problems, electrical concerns, and roof damage. Erin and James discuss what to ask for during a home inspection, emphasizing that buyers should prioritize critical repairs over minor issues like loose faucets. They highlight that inspection protocols differ by market and stress the importance of consulting with knowledgeable real estate agents to negotiate effectively. Lastly, the hosts offer practical advice for how to start investing in real estate, underscoring the benefits of homeownership in building wealth. They note that homeowners typically have 40 times the wealth of renters at retirement, making real estate one of the most impactful financial decisions. For more information visit: https://www.erinandjamesrealestate.com/ Contact Erin: Erin@erinspradlin.com Contact James: james@erinandjamesrealestate.com

In this episode, real estate agents and investors Erin Spradlin and James Carlson explore key trends in real estate investment and housing policy following the 2024 election. They begin by discussing post-election migration, examining where Americans are moving after the 2024 election. Using data from The New York Times and Redfin, they reveal a growing trend of individuals relocating based on political alignment, with states gaining population post-election often aligning with voters' political preferences. The hosts highlight that economic factors, such as taxes, also play a role in these moves, especially as younger and less wealthy individuals seek affordability. Shifting to California's Proposition 33, Erin and James dissect why voters rejected a measure that would have expanded rent control to newer homes. They discuss the pros and cons of rent control for landlords, noting that while such policies aim to address housing affordability, they often discourage housing development and harm small property owners. The hosts delve into understanding rent stabilization policies and the unintended consequences of capping rents, such as reduced profitability for landlords and a worsening housing shortage. They also address the broader housing crisis, citing a shortage of 4 to 7 million homes in the U.S. caused by restrictive zoning laws, labor shortages, and NIMBYism. The episode concludes with actionable insights for listeners on how to start investing in real estate, emphasizing the importance of understanding local policies, affordability trends, and political factors that influence the market. For more information visit: https://www.erinandjamesrealestate.com/

  In this episode, Erin Spradlin and James Carlson Real Estate share key insights for short-term rental investments, emphasizing the importance of choosing locations with capped licenses. They explain that the best cities for Airbnb investment often limit the number of licenses, reducing competition and increasing property value. Erin highlights that certain areas even allow license transfers, making these properties even more valuable for long-term ROI. The hosts recommend that investors look for Airbnb investment properties in areas they enjoy, allowing dual use as a personal vacation spot and a rental property. They caution that cash flow for short-term rentals may be lower than before, so investors should consider both financial and lifestyle benefits. Erin and James also discuss "analysis paralysis" in real estate investing, advising new investors to focus on essential criteria like location and license limits to make confident decisions without overthinking. Shifting focus, Erin and James address whether to remodel your home before selling. Erin advises against unnecessary upgrades, as trendy designs may date quickly and inconsistency in style can detract from a property's value. Instead, they suggest leaving the home as-is or offering a discount for buyers to customize. James adds that only full, cohesive remodels tend to offer a positive ROI, while partial upgrades often don't add sufficient value. Their practical advice aims to help investors make informed decisions in real estate investing and remodeling. For more info visit: https://www.erinandjamesrealestate.com/

Welcome to the REAL ESTATE EDUCATION PODCAST with hosts Erin and James, where we dive into real estate tips, trending topics, and some fun debates! Reach out: Erin@ErinandJamesRealEstate.Com In this episode:

On this Real Estate Education Podcast episode, Erin and James discuss the policy proposal from both presidential candidates to see which one is most likely to help you. Also, why winter 2024 could be a great time to get a real estate deal.  For more information visit https://www.erinandjamesrealestate.com/

On the Colorado Real Estate Podcast, Erin and James discuss the three steps landlords can take to prevent a nightmare tenant. Also, why it's harder to find tenants right now, and why you shouldn't freak out about it.

On this episode of the Colorado Real Estate Podcast, we discuss how Boomers are increasingly taking roomates. Why is the Boomates trend happening and are there opportunities for savvy homeowners? Also, can you negotiate with a builder over new construction? James' recent clients offer an example. For more information visit: https://www.erinandjamesrealestate.com/

On the Colorado Real Estate Podcast, Erin and James debate whether short-term rentals or midterm rentals are a better investment model. Also, what does the Federal Reserve's recent interest rate cut mean for mortgage rates, home prices and buyers?  For more information visit: https://www.erinandjamesrealestate.com/

On today's Colorado Real Estate Podcast, what are the questions you need to ask when buying a property with a well system. Also, why researching property insurance might need to be your first step before offering on a home. For more information visit https://www.erinandjamesrealestate.com/

On today's Colorado Real Estate Podcast, what are the questions Colorado homebuyers should ask their real estate agents before working with them? Also, what should landlords look for in a tenant's credit report? For more information visit us online at: https://www.erinandjamesrealestate.com/

On this week's Colorado Real Estate Podcast, we discuss how buyers either get low interest rates or less competition, but you don't get both. Also, if you're looking to sell your Colorado home, should you renovate first or sell as-is?   For more information vist: https://www.erinandjamesrealestate.com/

In this episode of the Colorado Real Estate Podcast, we examine the gender wealth gap in real estate, focusing on a study that found women pay 2% more when buying and sell for 2% less than men. We discussed whether this reflects weaker negotiation skills or a different investment approach. Despite these differences, women own significantly more homes than men, highlighting their active role in the market. We also offered tips to avoid gender discrimination when buying property and stressed the value of investing early. Lastly, we shared insights from our clients, including mid-term rental strategies and investment opportunities in Colorado. For more information visit: https://www.erinandjamesrealestate.com/

In this episode of the Colorado Real Estate Podcast, we explore strategies for handling one-star reviews, emphasizing professionalism and response decorum. And also discuss the least appealing exterior paint colors for homes on the market, with a specific focus on avoiding yellow. We also touch on James' exploration of basic magic tricks and their practical use at social events. We conclude with valuable real estate tips like the benefits of certain home improvements and the importance of not being overly sensitive to reviews. For more info visit: https://www.erinandjamesrealestate.com/

In this episode of the Colorado Real Estate Podcast, we discuss a recent Airbnb-related lawsuit in Denver District Court, where James served as an expert witness. Additionally, we chat about our personal experiences from summer backpacking trips in Colorado, highlighting some of our favorite trails. To wrap up the show we discuss practical advice on three unnecessary items for midterm rental properties, emphasizing design and functionality over outdated or problematic amenities. https://www.erinandjamesrealestate.com/

The Colorado Real Estate Podcast discusses, Erins work with mid-term rental clients across the U.S. and James's ongoing buyer client transactions. They discuss the flexibility of mid-term rentals, emphasizing that most properties can be successfully rented with proper pricing and marketing, rather than a focus on specific tenant demographics like traveling nurses. They also explore the impact of current interest rate changes on the housing market, suggesting that recent drops might spur increased buyer competition. Finally, they delve into Vice President Kamala Harris's housing plan and its potential effects on affordable housing, rent caps, and the broader real estate market. For more information visit us online at https://www.erinandjamesrealestate.com/

The Colorado Real Estate Podcast discusses the five factors that help your midterm rental get rented sooner and and stay rented more often. Also, will buyers have to start paying for their agent's commission? A new policy goes into effect August 17 that could alter how buyer's agents get paid.  For more info visit: https://www.erinandjamesrealestate.com/

The Colorado Real Estate Podcast discusses a new report from AirDNA that analyzes how much more revenue certain amenities bring to your Colorado Airbnb or VRBO. Plus, these four kitchen upgrades can increase your home value.  For more information visit www.erinandjamesrealestate.com

The Colorado Real Estate Podcast discusses the different ways you can house hack in Colorado Springs to offset your mortgage. (And why seniors might be the future of this as-of-now young-person's investment strategy.) Also, why checking building permits before buying in Colorado is a vital part of the home-buying process For more information visit: https://www.erinandjamesrealestate.com/

On today's show, we're diving into the topic of Airbnb deposits, a growing concern for hosts, especially in the 30-day and midterm rental spaces where larger deposits are often needed. With Airbnb's dominance in the short-term market and its increasing presence in midterm rentals, we emphasize the importance of staying compliant with their rules. Next, we uncover the secret demographic for midterm rentals: college students. After leaving dorms, they typically seek furnished places to rent, making midterm rentals an ideal choice. Finally, we highlight the Iron Mountain hike in Colorado Springs. Pairing this adventure with a visit to the nearby Crystal Park Cantina for a well-deserved meal creates a perfect day out. For more information visit us online at: https://www.erinandjamesrealestate.com

In this episode of the Colorado Real Estate Podcast Erin and James discuss: Colorado Squatter Laws Who is most likely to squat in your property? Turbo Tenant content Criteria for Squatters in Colorado How to protect yourself from squatters in Colorado Property taxes and squatters What is a zombie mortgage? How do you get a zombie mortgage? How do you check if you have a zombie mortgage? How do you pay off a zombie mortgage? For more informatio visit: https://www.erinandjamesrealestate.com/

In this podcast, Erin and James of the Colorado Real Estate Podcast discuss:  Accessory Dwelling Units 1. What is an ADU? What is an ADU in real estate? 2. The point of Colorado's ADU law 3. Does every Colorado city have to allow for ADUs? 3. What does Colorado's ADU law do? 4. When does the Colorado ADU law go into effect?  5. Can HOAS prevent ADUs in Colorado?  6. ADUs and setbacks 7. Colorado ADU toolkit 8. Colorado ADU grants   Colorado Housing in Transit Law 1. What is the Colorado Housing in Transit Law?  2. Opposition to the Colorado Housing in Transit 3. Pros of the Colorado Housing in Transit For more information visit https://www.erinandjamesrealestate.com/

5 Things to Know When you Buy a Property in Mexico 1. How long does it take to purchase a property in Puerto Vallarta? 2. How do I find a real estate agent in Puerto Vallarta?  3. Can you get a home loan in Mexico? Can you get a home loan in Puerto Vallarta? Do you use a lender in Mexico? How does a foreigner buy a house in Mexico?  4. Can foreigners own property in Mexico? Can foreigners own in Puerto Vallarta?  5. How to protect yourself when you are buying in Mexico. Due diligence for purchases in Mexico.  Realtor in Mexico | Alfonso Davalos EMAIL: alfonso.davalos@theagencyvallarta.com Social Media:  Agency Profile Instagram Profile

The Colorado Real Estate Podcast discusses Erin and James' recent purchase of a condo in Puerto Vallarta, Mexico. What were the fears about purchasing a home in Mexico, what due diligence did they do, what was the process for buying in Mexico, and the timeline for taking possession of our new Mexican condo. For more information visit us online at https://www.erinandjamesrealestate.com/

The Colorado Real Estate Podcast discusses what to do over a weekend in Colorado Springs, what is an appraisal contingency? Example of an appraisal gap. Pros and cons of appraisal gap coverage. In the second segment, the Colorado Real Estate podcast covers what to do when your tenants leave early/breaking a tenancy early.  For more information visit us online at https://www.erinandjamesrealestate.com/

The Colorado Real Estate Podcast discusses what to do over a weekend in Colorado Springs, what an escalation clause and the best way to use an escalation clause, as well as a May 2024 Market Update for Colorado Springs Real Estate and a May 2024 Market Update for Denver Real Estate.  For more information visit us online at https://www.erinandjamesrealestate.com/

The Colorado Real Estate Podcast discusses a new Colorado landlord law, SB 1098, designed to curb "no-cause" lease terminations and evictions, offering tenants more stability. This law requires landlords to have valid reasons to terminate leases, such as property conversion or substantial repairs, helping to even the power dynamic between landlords and tenants. We also explore Adam Neumann's latest venture, Flow, aimed at creating a new community-living concept blending apartment living with co-working and communal spaces. For more informatio visit us online at https://www.erinandjamesrealestate.com/