Podcasts about Modest

Munaf Manji and Dave Essler talk NBA betting for Thursday and much more. The NBA resumes Thursday following the All Star break with several compelling matchups, while early MLB futures are beginning to take shape as analysts look ahead to the 2026 season. In Detroit's visit to Madison Square Garden, the Knicks are listed as four and a half point favorites against a Pistons team missing Jalen Duren and Isaiah Stewart due to suspensions stemming from a recent altercation. New York enters largely healthy, with only minor injury concerns, and the absence of Detroit's primary interior defenders shifts attention to Karl Anthony Towns. Towns has historically produced strong numbers against the Pistons and is positioned for a significant role, particularly on the glass and as a scorer. Detroit's recent defensive identity and slower pace suggest caution on the full game total, though a Pistons team total under and Towns points and rebounds over were highlighted as attractive angles. In San Antonio, the Spurs are favored by seven and a half over Phoenix, despite early market indicators showing notable support for the Suns. Phoenix has been one of the league's best teams against the number this season and has exceeded preseason expectations, largely due to improved defense. While San Antonio had been on an extended under run before clearing five straight prior to the break, the reset following All Star weekend raises the possibility of a slower tempo. The under, including a potential first half under, stands out more than the side, with Phoenix's ability to compete on the road keeping the spread within reach. The marquee matchup features Boston traveling to Golden State with the Celtics laying five and a half. The total has dropped sharply, reflecting injury concerns for the Warriors, including Steph Curry's absence pending further evaluation. Boston's recent offensive volume, combined with its defensive consistency, creates intrigue around the Celtics team total over, particularly given Golden State's recent defensive struggles. While revenge narratives from past postseason meetings linger, the primary focus rests on market movement and value relative to the opening numbers. Beyond the NBA slate, attention has shifted to MLB win totals, beginning with teams projected near the bottom of the standings. The Colorado Rockies enter with a win total of 53 and a half after a historically poor 43 and 119 season that featured a minus 424 run differential. Modest pitching additions provide some optimism for incremental improvement, though concerns remain about scoring consistency and bullpen reliability. The debate centers on whether even a ten game improvement is realistic within a competitive division, with opinions split between a slight over based on regression toward prior performance and skepticism rooted in roster limitations. The Washington Nationals, posted at 65 and a half wins, present a similar evaluation challenge. After finishing 66 and 96 with a minus 212 run differential, Washington continues a youth movement highlighted by promising position players but hampered by pitching uncertainty and bullpen depth issues. Competing in a division with multiple contenders complicates the path to meaningful gains, and an early season schedule featuring several strong opponents could suppress initial results. While offensive upside exists, inconsistency and pitching volatility make the under the more cautious position entering the season. As both leagues move forward, disciplined market evaluation and situational awareness remain central themes for bettors navigating the transition from midseason NBA adjustments to long term MLB futures. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kia ora.Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.Today we lead with news the modest US inflation rate reported for January is fueling a disconnect and scepticism in US households.But first, this is a week where we will get the next RBNZ OCR review on Wednesday, important because it is Governor Brennan's first. And she will get her first inkling of January inflation impulses on Tuesday, and may have the January REINZ data later today. And she will likely know how the bank's consumer and business surveys are tracking, especially on inflation expectations.In Australia, the key data will come on Thursday with their January labour force updates. And the RBA will release the minutes of it February 4 meeting on Tuesday, always a potential market-moving event.The US Fed will also release its minutes this week. And we will get the advance estimate of Q4-2025 US GDP, as well as the Fed's [referred inflation gauge, the PCE. Canada will chime in with its own key releases.In China, markets will be closed for the week-long Lunar New Year holiday from February 16 to 23, although January foreign direct investment data is still expected to be released. Elsewhere, trade figures are due from Singapore, Malaysia, and New Zealand, while Malaysia will also publish inflation data.Over the weekend, China reported that that price deflation in their housing market picked up in January for a third straight month at a faster pace, overall down -3.1% from a year ago. In January, the year-on-year sales price of existing homes in first-tier cities fell by -7.6%. Specifically, prices in Beijing, Shanghai, Guangzhou, and Shenzhen falling by -8.7%, -6.8%, -8.3%, and 6.5% respectively. In second- and third-tier cities, the year-on-year sales prices of existing homes fell by -6.2% and -6.1%. Prices for new-built houses fell too, but only by -2.1%.Staying in China, and as expected, the normal January surge in new yuan lending by banks occurred again this year, but by less than expected and by a -8.2% lower level than for 2025, -4.3% lower than for January 2024. And it was -5.8% lower than what was expected. It is a soft result and is typically followed by a sharply lower level of lending in February during the Spring Festival/CNY period. 2026 is off to a languid start for them.Meanwhile, China's export economy is still functioning at full speed. Their current account surplus widened to an unprecedented US$242 bln in Q4-2025, sharply higher than the US$164 bln recorded a year earlier.India also released bank loan data overnight, and their firms are borrowing up big. In fact, it was up +14.6% in January from a year ago, the strongest surge in a year.Malaysia reported that its economic activity rose +6.3% in Q4 2025 from a year ago, revised up from an initial 5.7% and accelerating from 5.4% growth in Q3. This was their sharpest expansion since Q4-2022, with broad gains in agriculture, driven by oil palm output (+16, manufacturing, and services.On Saturday in the US CPI inflation came in at 2.4% for the year to January, slightly below the expected 2.5%. Core inflation came in at the expected 2.5%. This result was all due to lower petrol prices and falling used car prices. However, food was up +2.9%, and rents were up +3.0%. Electricity prices were up +6.3% (thank you, AI) and home gas was up +9.8%. It will be hard for households to feel inflation is under control.And key will be how the US Fed will interpret this data when setting their policy rates at their next meeting on March 19, 20206 (NZT). Markets currently expect a hold, and at least until the middle of the year.And one reason food prices seem higher there than the official data is that US beef cattle herd is now at its lowest in 75 years. This helps explain why US imports are soaring, and prices are high & rising.And don't forget, it is a long holiday weekend in the US for Washington's Birthday/President's Day. US-based activity will be low tomorrow and that will show up in our financial markets.The UST 10yr yield is still just under 4.06%, little-changed from Saturday but it is down -15 bps from this time last week.The price of gold will start today up +US$21 from Saturday at US$5041/oz. Silver is down -50 USc at US$77.50/oz today.American oil prices are little-changed at just under US$63/bbl, while the international Brent price is still under US$68/bbl.The Kiwi dollar is little-changed against the USD from Saturday, now just on 60.4 USc and down -10 bps. Against the Aussie we are unchanged at 85.4 AUc. We are down marginally again against the yen. Against the euro we are unchanged at 50.9 euro cents. That all means our TWI-5 starts today little-changed, now at 63.8 and down -10 bps from Saturday.The bitcoin price starts today at US$68,565 and down -0.8% from this time Saturday. Volatility over the past 24 hours has been modeST at just under +/- 1.5%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

“This project really bridged the gap that we get from just learning in university and actually doing it in real life. It is actually making an impact on society.” Stella Eulia Andoka and Michael Partogi share how their student team used applied geophysical tools to investigate groundwater contamination affecting more than 2,600 families living near the Cipayung landfill in Indonesia. With support from the SEG Foundation and Geoscientists Without Borders, the project expanded beyond data collection to include community education and engagement with residents, schools, and local decision-makers. Their work shows how resourceful, student-led teams can deliver meaningful, real-world impact through applied geoscience. KEY TAKEAWAYS > Student-led geophysics projects can have a direct impact on community awareness and local decision-making. > Modest funding can deliver strong returns when teams work creatively and efficiently. > Applied geophysics becomes more powerful when paired with education and community trust. LINKS * Learn more about this GWB project at https://seg.org/gwb_projects/indonesia/ * Donate to the SEG Foundation at https://seg.org/donate/ ABOUT SEISMIC SOUNDOFF Seismic Soundoff showcases conversations addressing the challenges of energy, water, and climate. Produced by the Society of Exploration Geophysicists (SEG) and hosted by Andrew Geary of 51 features, these episodes celebrate and inspire the geophysicists of today and tomorrow. Three new episodes monthly. See the full archive at https://seg.org/resources/podcast/.

In this episode of Liver Lineup: Updates and Unfiltered Insights, Nancy Reau, MD, and Kimberly Brown, MD, turn their attention to metabolic dysfunction–associated steatotic liver disease (MASLD) and metabolic dysfunction–associated steatohepatitis (MASH), conditions that now dominate hepatology clinics but continue to pose major diagnostic and therapeutic challenges. As new drugs enter the clinic and others advance through the pipeline, the hosts explore what meaningful progress looks like in a disease space defined by heterogeneity, comorbidities, and ongoing uncertainty around long-term outcomes.Key episode timestamps:0:00:00 – Intro + global MASLD burden and mortality; who progresses to severe liver disease.0:03:00 – Very low disease awareness; advanced MASLD often missed.0:06:32 – Weak FIB‑4–based referral patterns; need automated pathways.0:10:54 – Alcohol underreporting; role of PEth in honest discussions.0:15:18 – “Modest” alcohol still harmful in MASLD; no truly safe level.0:19:40 – Semaglutide/GLP‑1 benefits on liver outcomes beyond weight loss.0:23:22 – FGF‑21 agents improving portal hypertension in advanced disease.0:24:03 – Carvedilol less effective for variceal bleed prevention in MASLD.0:28:45 – Closing remarks; call for better disease control and systems of care.

Grain and livestock futures saw modest gains Tuesday. Jeff Peterson of Heartland Farm Partners recaps the day's trade. Topics: - Iowa Ag Expo - Grains positive, sort of... - South America Crop Potential - 45Z and Tax Policy - Trade Deals, especially India

(00:00) — Welcome and setup: Ryan tees up Bayley's many cycles and lessons learned.(00:45) — Early spark and Canada: Bayley shares deciding on medicine in grade 6/7.(01:52) — Family in healthcare: Great‑grandfather physician; dad a dentist.(02:20) — Undergrad choices in Canada: Picking science, not chasing a perfect premed program.(03:49) — College admissions contrast: Canada's stats focus vs US extracurricular emphasis.(05:22) — Redefining premed: Framing premed as exploration to reduce guilt and pressure.(06:26) — Comparison trap: Managing competitive vibes and putting on blinders.(07:47) — Study style and self‑care: Solo studying, later groups, and protecting wellness.(09:21) — Reduced course load: Owning a lighter load, taking five years without shame.(10:02) — Outcome perspective: Different timelines still lead to medical school.(12:39) — Time to apply: Transitioning from university to medical school applications.(12:57) — Canada vs US apps: Fewer essays in Canada; US holistic review felt better.(15:09) — Why clinical matters: Exposure is for students' clarity, not just checkboxes.(16:00) — Shadowing isn't TV: A surgery shadow shows reality vs Grey's Anatomy.(16:38) — MCAT in Canada: One notable exception and English‑centric testing.(17:20) — Planning for US prereqs: Adding physics and English with MSAR research.(18:26) — Tough courses and pivots: Dropping physics, later returning, switching to psych science.(19:20) — Ontario activity limits: 150 characters vs robust US activity narratives.(21:02) — Targeting schools: Using MSAR and class lists for Canadian‑friendly programs.(22:15) — First cycle post‑mortem: Average stats, few experiences, and gap‑year growth.(23:54) — Shadowing hurdles: Connections, policies, and making it happen in Toronto.(25:27) — Asking creates access: Hospital work chit‑chat leads to a cath lab invite.(26:48) — Fear of no: Shoot your shot and let go of rejection anxiety.(27:43) — Cycle one results: 25 applications, zero interviews, recalibrating hope.(28:46) — Masters for GPA: Course‑based program to show academic growth.(30:20) — Two MCAT attempts: Modest improvement and knowing when to stop.(31:25) — Getting guidance: A Canadian advisor educated in the US helps refine essays.(32:36) — Second cycle strain: Secondary fatigue and financial triage.(33:19) — Not quitting: No plan B and deepening motivation.(34:39) — Feedback famine: Few adcom replies; rewriting with a clearer purpose.(36:32) — Third cycle strategy: No new MCAT, full‑time research, sharper narrative.(37:16) — First interview at last: An October invite that didn't feel real.(38:18) — MMI and Casper prep: Practice, rationale, and recording answers.(40:53) — Waitlisted: Reading patterns and managing the long limbo.(42:16) — Stay visible: Zoom events, questions, and an on‑campus introduction.(43:56) — May 1 acceptance: The work‑day email, camera rolling, parents on speed dial.(46:02) — Crossing the border: Visas, timelines, and being the only Canadian in class.(47:35) — Family faith: The sticky note and sweatshirt that predicted MD 2028.(48:36) — Closing advice: Believe in yourself, keep learning, and keep asking.Bayley joins Dr. Gray to unpack three application cycles that ended with a single US interview, a waitlist, and a May 1 acceptance. Bayley shares how she managed comparison culture, chose a reduced course load without shame, and why the US's essay‑driven, holistic review resonated more than Canada's stats‑heavy process. She breaks down the real shadowing barriers in Canada and how working in a hospital, talking to people, and simply asking created opportunities. Bayley explains how gap years—hospital roles, retail, and pediatric research—built maturity and...

Teaching on 1 Timothy 2:9-10

US equity markets settled with modest losses on Friday (16 January) ahead of a holiday long weekend, with the benchmark indices hitting their session lows after President Trump delivered remarks in the White House in which the president said he'd rather have National Economic Council Director Kevin Hassett stay in his current role and that he might not be chosen to become the next Federal Reserve chair. Treasury yields climbed to a four-month high - Dow slipped -83-points or -0.17%      Salesforce Inc (down -2.75%) and UnitedHealth Group Inc (-2.34%) fell over >2%.The broader S&P500 dipped -0.06%, with Health Care (down -0.84%) and Communication Services (-0.72%) leading five of the eleven primary sectors lower. Real Estate (up +1.20%) sat atop the primary sector leaderboard. Power providers Constellation Energy Corp (down -9.82%) and Vistra Corp (-7.54%) slumped following reports the Trump administration plans to shake up America's largest electricity grid.

Asian shares posted a modest gain at the open, while Japanese equities extended their record-breaking run fueled by a weaker yen. For more on what is moving the markets in the region, we speak to Abhishek Vishnoi, Senior Reporter for Asia Equities. Plus - Japanese Prime Minister Sanae Takaichi's reported plan for a snap election fueled a rally in stocks while pushing down bonds and driving the yen deeper into the intervention-risk zone. For more on the outlook on Japanese markets, we heard from Zuhair Khan, Senior Portfolio Manager at UBP. He spoke to Bloomberg's Paul Allen and Avril Hong. See omnystudio.com/listener for privacy information.

The Centers for Medicare and Medicaid Services has finalized the 2026 Outpatient Perspective Payment System (OPPS) rule, with most policies taking effect on January 1, 2026. Jenna Stern, Vice President of Regulatory Affairs and Public Policy at Vizient, joins host Carolyn Liptak, Pharmacy Executive Director in Vizient's Center for Pharmacy Practice Excellence, to discuss key updates to payment policies, payment rates, and quality provisions affecting Medicare beneficiaries receiving care in hospital outpatient departments and ambulatory surgical centers.   Guest speaker:    Jenna Stern Vice President of Regulatory Affairs and Public Policy Vizient Host:   Carolyn Liptak, MBA, RPh  Pharmacy Executive Director Vizient  Verified Rx Host   Show Notes: 00:05 — Introduction Announcer welcomes listeners to VerifiedRx. Host Carolyn Liptak, Pharmacy Executive Director at Vizient, introduces the episode focus: the 2026 CMS Outpatient Prospective Payment System (OPPS) Final Rule. Guest: Jenna Stern, VP of Regulatory Affairs and Public Policy at Vizient.   01:12 — Overview of the OPPS Final Rule OPPS sets Medicare payment for most hospital outpatient services. Published annually (typically November), effective January 1. Covers payment rates, policies, quality programs, and compliance requirements. Note: CMS delayed enforcement of hospital price transparency requirements until April 1, 2026.   01:34 — Key Takeaways From the 2026 Final Rule Jenna's high-level insights: Hospitals will continue facing financial pressure in 2026. Modest payment rate increase combined with reimbursement-reducing policies. Expansion of site-neutral payment policies will be particularly impactful. Rule reflects emerging administration priorities shaping future policy.   02:21 — OPPS Payment Rate Update for 2026 CMS finalized a 2.6% OPPS schedule increase factor for hospitals meeting quality reporting requirements.   02:40 — What the 2.6% Increase means Based on: 3% market basket update –0.7% productivity adjustment Results in a modest net increase. Slightly better than the proposed 2.4% increase, though still viewed as inadequate. CMS estimates $8 billion increase in total OPPS payments compared to 2025.   03:37 — 340B Remedy Offset: Background From 2018–2022, CMS paid for 340B drugs at ASP –22.5%. Prior Supreme Court decision from 2022 found that CMS lacked authority to vary rates as finalized in prior rulemaking (e.g., without using drug acquisition cost surveys to inform policy).   04:13 — 340B Remedy Offset in the 2026 Final Rule CMS considered increasing the remedy offset from 0.5% to 2%. Stakeholders strongly opposed the increase due to hospital financial strain.   05:10 — Final Outcome CMS retained the 0.5% offset for 2026. CMS signaled that larger offsets may be proposed for 2027. This marks the first year the remedy offset takes effect,   06:00 — Site-Neutral Payment Policy: What It Is Concept: same service = same payment, regardless of site of care. Hospital concern: policy reduces hospital reimbursement without accounting for site of care differences, patient acuity, overhead, or service complexity.   06:15 — Site-Neutral Expansion in the 2026 Rule CMS expanded site-neutral payment to include drug administration services at excepted off-campus provider-based departments.   07:08 — Financial Impact Reimbursement aligns with Physician Fee Schedule rates. CMS estimates $290 million reduction in outpatient spending for 2026. $220 million of savings accrue directly to Medicare. Not implemented in a budget-neutral manner.   08:14 — Non-Opioid Pain Management Payments Temporary additional payments began January 1, 2025. Authorized under the NO PAIN Act (Consolidated Appropriations Act of 2023).   08:28 — What's New for 2026 CMS finalized the renewal of: 5 drugs 13 medical devices eligible for separate payment in HOPD and ASC settings. Per statue, payments available through December 31, 2027.   09:32 — Process Improvements CMS will allow more frequent consideration of new qualifying products (not limited to annual updates). Quality criteria unchanged; timing flexibility added. CMS released guidance on how stakeholders can engage for inclusion.   10:58 — OPPS Drug Acquisition Cost Survey CMS finalized plans to survey hospitals on acquisition costs for separately payable OPPS drugs.   11:21 — Why CMS Is Advancing the Survey Addresses Supreme Court requirements from prior 340B litigation. Aligns with White House Executive Order on lowering drug prices. Positions CMS to use survey data for 2027 rulemaking.   12:47 — OPPS Packaging Thresholds for 2026 Drugs and biologics: Threshold remains at $140. Diagnostic radiopharmaceuticals: Increased to $655 (from $630). Products below thresholds retain Status Indicator “N” (packaged payment).   13:26 — Why Billing Packaged Drugs Still Matters Even though not separately payable, hospitals must bill for packaged drugs. Billing data feeds cost reports used to calculate future bundled payments. Failure to bill can result in inaccurately low reimbursement.   14:14 — Elimination of the Inpatient-Only (IPO) List CMS finalized a three-year transition to eliminate the IPO list by January 1, 2029.   14:32 — Why This Change Is Significant IPO list historically ensured certain services were provided inpatient only. CMS emphasizes provider judgment in determining site of care. Raises concerns about: Patient safety Payer coverage changes Pressure to move services outpatient   16:28 — ASC Covered Procedure List Expansion CMS expanded the ASC Covered Procedure List. Enables more Medicare covered services to be performed in the ASC settings.   16:48 — Price Transparency: Still a Priority No major overhaul, but continued refinement. CMS exploring new uses of price transparency data beyond patient comparison.   17:46 — Most Critical Policies to Watch Jenna highlights: Modest OPPS payment increase Site-neutral payment expansion 340B remedy offset Drug acquisition cost survey Broader regulatory activity beyond OPPS   18:43 — Available Vizient Resources OPPS Final Rule Summary Government Relations & Public Policy Summaries  Advocacy   19:20 — Closing Carolyn thanks Jenna for her insights. Reminder to subscribe, like, and share feedback. VerifiedRx is produced by the Vizient Center for Pharmacy Practice Excellence.   Links | Resources:  Medicare Program: Hospital Outpatient Prospective Payment and Ambulatory Surgical Center Payment Systems; Quality Reporting Programs; Overall Hospital Quality Star Rating; Hospital Price Transparency; and Notice of Closure of a Teaching Hospital and Opportunity To Apply for Available Slots: Click Here CMS fact sheet on the Final Rule: Click Here Outpatient Prospective Payment System (OPPS) Drug Acquisition Cost Survey: Click Here Vizient Office of Public Policy and Government Relations final rule summary:  Click Here Final List of Qualifying Products for Separate Payment for non-opioid pain medications: (Table 136, pgs. 1138-1140)   VerifiedRx Listener Feedback Survey: We would love to hear from you - Please click here   Subscribe Today! Apple Podcasts Spotify YouTube RSS Feed    

Kia ora,Welcome to Friday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.Today we start with news global trade is rising and quite impressively, but the US is being shunned (or shunning itself).But first, US initial jobless claims rose more than +29,000 last week, marginally more than level seasonal factors would have accounted for. But there are now just under 2.2 mln people on these benefits and quite a bit higher than a year ago. Modest hiring and rising firings are driving these trends.Although the December month layoff data was unusually low, it does cap the full year layoff level at just over 2 mln and the most since the pandemic, and prior to that, the most since the GFC.Analysts are expecting tomorrow's release of December non-farm payrolls to rise just +60,000, similar to the low November level.In their December survey, the New York Fed reports it showed US labour market expectations worsened (almost one in seven people expect to lose their jobs in 2026) and short term; inflation expectations tick up to 3.4% but were unchanged over the longer terms.US exports rose and imports fell in the October data released overnight. The US trade deficit narrowed sharply to -US$29.4 bln in the month, the smallest gap since June 2009. Exports rose 2.6% or +US$7.2 bln to a record $302 bln. Imports declined -3.2% to a 21-month low of $331 bln. But this is really a story about gold flows more than tariff effects. Precious metal exports rose US$10.2 bln in the month and without those, exports would have fallen. Imports of gold fell -US$1.4 bls. Their largest monthly gaps were recorded with Mexico (-US$18 bln), Taiwan (-US$16 bln), Vietnam (-US$15 bln) and China (-US$14 bln). The trade gap with the EU narrowed sharply to -US$6.3 bln.Canada also reported trade data overnight. In October, Canada's merchandise imports increased +3.4%, while exports were up +2.1%. As a result, Canada's merchandise trade balance went from a small surplus of +C$243 mln in September to a deficit of -C$583 mln in October. Basically they remain in balance on this measure. But the transition away from trade with the US is sharp. Again, these flows have a large gold component too.In China, private analysts shows that their property market slump deepened in 2025, with new-home sales shrinking -9% to levels not seen before 2010 and falling by roughly half from their 2021 peak. Total sales value fell by nearly -13% according to this respected analysts.Japanese consumer sentiment, which has been improving since April, hesitated in December at just below the November level. Another improvement was expected, although the difference is small.It was a very similar story in the EU, with a December hesitation after a nine month string of improvements.Meanwhile, the survey for the ECB on consumer inflation expectations shows them unchanged in November at 2.8%.On the industrial front however, producer prices fell -1.7% in November from a year ago, more than the -0.5% in October, but less of a deterioration than the -1.9% expected. They actually rose slightly from the prior month and ny a bit more than anticipated.German factory orders rose sharply in November and ny much more than expected, up +5.6% from October, up +10.5% from the same month a year ago.In Australia, the trade surplus narrowed in November, as major commodity exports fell, and capital goods imports signalled a possibility of softer business investment in the December quarter.Globally, air passenger travel rose +5.7% in November from a year ago. international travel was up +7.7%. But its was all driven by the +7.8% rise from the Asia/Pacific region.Meanwhile air cargo traffic rose a similar +5.5% in November, also driven by the +11.1% rise in international cargoes in the Asia/Pacific region. North American flows declined.Global shipping container freight rates rose +16% last week from the prior week to be now -35% lower than year-ago levels. Outbound rates from China, to both the US and EU, rose sharply. Bulk cargo rates fell -6% last week, and are now +25% higher than a year ago.The UST 10yr yield is now just under 4.18%, up +4 bps from this time yesterday. The price of gold will start today at US$4460/oz, and up +US$2 from yesterday. Silver is down -US$2 to US$76/oz.American oil prices are up +US$1 from yesterday at just over US$57/bbl, while the international Brent price is now at just under US$61.50/bbl.The Kiwi dollar is down -30 bps from yesterday, now at just under 57.5 USc. Against the Aussie we are unchanged at 85.9 AUc. Against the euro we are down -20 bps at 49.3 euro cents. That all means our TWI-5 starts today just over 61.5, and down -30 bps from yesterday.The bitcoin price starts today at US$90,887 and down -0.4% from this time yesterday. Volatility over the past 24 hours has again been modest at just on +/- 1.2%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again on Monday.

Program notes:0:40 IVF clinics and private equity1:40 Provide over 54% of all IVF cycles in U.S.2:41 Perhaps a more positive result3:30 EKGs and liver cirrhosis4:30 New diagnosis of advanced liver disease5:30 Most physicians didn't follow up6:18 Management of acute back pain7:18 Did it improve pain or disability?8:18 Four- to eight-hour-long sessions to teach8:46 Lay health worker led intervention for older adults with cancer9:46 Reviewed with advanced practice practitioners10:46 Huge benefit from modest intervention11:46 Pick up the phone and ask12:20 Modest outlay13:09 End

Thor is joined by Judd for some Modest proposals that include making sure JJ McCarthy doesn't start this weekend, Thor flipping on his previous proposal, plus a role-playing excersize along with some other coaching staff questions!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Odeta Kushi and Orphe Divounguy analyze the current U.S. housing market, noting that affordability is at its best level in three years. They discuss how wage growth is outpacing housing price growth, contributing to modest improvements in housing affordability. While not forecasting a boom, both anticipate a modest increase in home sales in 2026.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

On the latest RAW Trev Downey, Dave Hendrick and Karl Matchett reflect on Liverpool's needlessly tense home win at Anfield over the truly wretched Wolves which saw Arne's Reds end the year by extending the winning run and moving into the CL places. Modest improvement, perhaps, but progress. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this reflective piece, Alex challenges the conventional narrative surrounding the holidays as a time for renewal and optimism. Instead, he emphasizes the importance of acknowledging personal loss and the complexities of life. He advocates for clearer thinking, honest conversations, and modest wishes that focus on competence and responsibility rather than empty optimism. Alex's message is a call to embrace the nuances of life, recognizing that real change comes from attention and effort rather than mere belief.⁠⁠⁠⁠⁠CONNECT:​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠All the Fits That's News on Substack (Free or Paid)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alex's Author Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Contact Alex about advertising/sponsorship here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy a Book!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Going to Killing City...Alex's True Crime Podcast⁠⁠⁠⁠⁠⁠⁠Enjoy this episode? Please leave us a review on your podcast platform of choice, and don't forget to subscribe for more literary journeys! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LEAVE A REVIEW ON APPLE PODCASTS⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ This Mysterious Goings On Podcast episode was recorded and mixed at Green Shebeen Studios in beautiful Kansas City, Missouri. Copyright 2025, all rights reserved. No reproduction, excerpting, or other use without written permission.

This week on The Nerdpocalypse Podcast (last episode of 2025), the guys return to discuss the new Running Man adaptation, F1, Wake Up Dead Man (Knives Out 3), James Cameron discusses his Terminator series reboot, A Different World sequel series coming to Netflix, Youtube will host the Academy Awards starting in 2029 and ending in 2033, Disney inks deal with OpenAI to use its characters in Sora, WB reject the Paramount deal, Rob Reiner's death sparks something politically usual in this era, trailers for Greenland 2, The Pitt season 2, and Guy Ritchie's Young Sherlock series, and much more.CHECKED OUTThe Running ManF1Wake Up Dead ManTOPICS - Section 1James Cameron is working on Terminator Reboot after AvatarOriginal actors to show up in ‘A Different World' Sequel SeriesYoutube will host the Academy Awards from 2029-2033TOPICS - Section 2Disney Inks Blockbuster $1B Deal With OpenAI, Handing Characters Over To SoraWB rejects Paramount's corporate takeover “offer”Jared Kushner and his team pull money from Paramount backingRob Reiner's death reminds us the once dominant “mono-culture” in moviesWTF? by JayTeeDee from the “Edit That Out” PodcastMicah: https://tinyurl.com/isitthebraidsJay: https://tinyurl.com/UnszndTRAILERSGreenland 2: MigrationThe Pitt (season 2)Young SherlockTNP STUDIOS PREMIUM (www.TheNerdpocalypse.com/premium) $5 a month Access to premium slate of podcasts incl. The Airing of Grievances, No Time to Bleed, The Men with the Golden Tongues, Upstage Conversation, and full episodes of the Look Forward political podcast

AP correspondent Karen Chammas reports on the latest on Europe's economy.

Stephen Grootes speaks to Prof. Miriam Altman, Director at Altman Advisory, about what the latest Quarterly Employment Statistics reveal about South Africa’s labour market trends and the implications of rising part-time employment versus declining full-time positions. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Reddit's wedding planning surge explains why the stock has 5X'd.1k millionaires are minted everyday from 401ks… Here's our 3-step financial advice.America's farmers got a $12B Soybean Bailout… while China's trade surplus is at ATH.Plus, pickle demand just hit an #AllTimeHigh… (it's a big dill).$RDDT $MCD $SPYBuy tickets to The IPO Tour (our In-Person Offering) TODAYAustin, TX (2/25): https://tickets.austintheatre.org/13274/13275 Arlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): https://www.squadup.com/events/the-best-one-yet-liveGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

主播：Flora（中国）+ Selah（美国） 音乐：1000X法国总统马克龙近日访华，所到之处受到了学生们的热烈欢迎。有外媒形容，他获得的简直是“a rockstar greeting（摇滚巨星级别的欢迎）”。今天我们就来聊一聊，这种热情洋溢的场景该如何用英文表达？反之，如果不那么受欢迎，又该怎么说？01. Macron's Rockstar Greeting 马克龙的“巨星式”欢迎现场马克龙访华期间大受学生们的欢迎（super popular），就像粉丝见面会一样（like a fan meeting）。有外媒（foreign media）把这种场面叫做“a rockstar greeting”。“Rockstar greeting”就是指如同迎接摇滚巨星一样：人们欢呼（cheer）、尖叫（scream）、争相伸手握手（reach out to shake hands）——充满了巨星登场般的巨大能量（huge celebrity energy）。法国《世界报》（Le Monde）报道的标题就使用了这一表述：Macron receives rockstar greeting from students in China马克龙在中国受到学生们巨星级别欢迎在日常生活中表示“一个人特别受欢迎”，也可以用rockstar greeting：1）新来的老师受到了学生们巨星级的欢迎。Our new teacher got a total rockstar greeting.2）如果你的朋友长途旅行回来了，所有人的反应可能都是：“哇！你回来了！”She got a rockstar greeting from everyone.02. What's the Expression for “大受欢迎”?除了“rockstar greeting”，还有几种生动表达：Rock-star welcome这与rockstar greeting很相似，就是把greeting换成了welcome，但更常用于正式抵达的场合，比如机场（airport）。例如：He received a rock-star welcome at the airport.（他在机场受到了摇滚巨星般的欢迎。）日常生活中也可以使用：比如你的同事（colleague）出差回来，可能所有人都会热情欢迎，就可以说：You got a rock-star welcome in the office today!（你今天在办公室简直像明星一样被欢迎！）Pop-star welcome是指流行歌星级别的欢迎，与rock-star welcome表达相同。Hero's welcome“英雄凯旋般的欢迎”，听起来很燃。如果你的朋友出差很久（a long business trip）回到家，他的狗狗立刻冲向了他，就可以说：Your dog is giving you a hero's welcome.（你的狗狗像迎接英雄一样欢迎你回家。）03. How to Describe “不受欢迎”?如果欢迎场面不那么热烈，英文中也有委婉或直接的表达。��温和有礼的（gentle and polite）表达：A muted response 反应平平Mute是“静音”，muted引申为“减弱了的、不太强烈的”。A modest turnout 到场人数不多，场面冷清Modest形容“数量不是很多”；turnout在这里不是拐弯，而是“人数”。A low-key reception 低调的接待Reception是“接待”；low-key是指“很低调的，不张扬的”。��直接表达“不受欢迎/冷淡”：A chilly receptionA frosty receptionA cold welcomeChilly，frosty和cold都是在表达“人们反应很冷淡”。从rockstar greeting到hero's welcome，再到muted response，这些表达精准地表达了欢迎氛围的“热度变化”。它们不仅用于媒体报道，在日常对话中也十分实用。欢迎大家在评论区留言分享：Do you know any other expressions to describe “popular”?你还知道哪些形容“受欢迎”的表达吗？

 In Episode 98 of Fast Track Your Fashion Brand, Nicole walks through Step 6 of the Fashion Launch Mentor Blueprint: crafting product features and benefits that actually sell. Learn how to describe your product in a way that makes customers want to buy. Whether you're just getting started or refreshing your brand copy, this live example using a tween swimwear brand will show you how it's done. ✨ Sample bullets you can steal: Premium fade-resistant Italian fabric Modest coverage that stays put Confidence boosting, mom-approved, selfie-worthy

European bourses attempt to move higher after initial pressure, US equity futures trade with modest gains.USD is flat, EUR and NZD manage to hold towards the top of the G10 pile.Global bonds pressured, Bunds hit on hawkish remarks via ECB's Schnabel, who said that she is 'comfortable' on bets that the next move will be a hike, albeit not any time soon.Crude benchmarks retreat despite a lack of drivers, XAU grinds higher and 3M LME Copper benefits after positive Chinese exports data, though Imports disappointed.Looking ahead, highlights include ECB's Cipollone, BoE's Taylor & Lombardelli, Supply from the US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

APAC stocks were mixed, with the regional bourses mostly rangebound, amid light fresh catalysts ahead of US PCE data.US senators seek to block NVIDIA (NVDA) sales of advanced chips to China for 30 months and would target NVIDIA's H200 and Blackwell chips, according to FT.Russia's Kremlin said Moscow is waiting for the US reaction after the Putin-Witkoff meeting, while it added that there is no plan for a Putin-Trump call for now.BoJ is said to likely hike this month and leave the door open to more, while the central bank is to check the data and market moves up to the final decision, according to Bloomberg.European equity futures indicate a positive cash market open with Euro Stoxx 50 futures up 0.2% after the cash market closed with gains of 0.4% on Thursday.Looking ahead, highlights include German Industrial Orders (Oct), French Trade Balance (Oct), Italian Retail Sales (Oct), EZ Employment Final (Q3), EZ GDP Revised (Q3), Canadian Jobs Report (Nov), US PCE (Sep), US University of Michigan Prelim (Dec), and Comments from ECB's Lane.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

European bourses trade modestly firmer, with little macro news to steer price action. Sentiment follows on from a mixed and quiet APAC session.US equity futures are mixed/mostly firmer with a skew towards tech-positive as ES and NQ eke mild gains vs the YM and RTY.DXY has unwound most of its earlier losses. Initially hit by a firmer JPY on the back of more hawkish BoJ sources, coupled with verbal intervention; USTs remain flat in a thin 112-22+ to 112-27+ band.Baidu (9888 HK/ BIDU) reportedly weighs a Hong Kong IPO for its AI chip unit Kunlunxin, to rival NVIDIA (NVDA); Dell (DELL) reportedly plans price hike of 15-20% from mid December.A Russian Kremlin aide said Russia and the US are moving forward in talks relating to Ukraine. Ready for further work with the current US negotiating team.Looking ahead, highlights include Canadian Jobs Report (Nov), US PCE (Sep), US University of Michigan Prelim (Dec), Comments from ECB's Lane.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Grain and livestock futures ended with modest gains on Thursday. Mike Zuzolo of Global Commodity Analytics recapped the trade. Topics: Supply and demand info meets weather Setting up WASDE next week South America Exports Meat movement over Thanksgiving Keys for trade

Plus: Microsoft shares fall after a media report suggested the tech giant had cut growth targets for artificial-intelligence software sales. And stock in Dollar Tree rose after the retailer reported stronger-than-expected adjusted earnings. Danny Lewis hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

US President Trump thinks they are getting very close to a deal on Ukraine, while he separately commented that they are making progress and Ukraine is happy.European bourses are entirely in the green, with the FTSE 100 (+0.2%) trading cautiously ahead of the UK Autumn Budget; US equity futures are modestly firmer.DXY is essentially flat, NZD outperforms after the RBNZ cut rates by 25bps (as expected), but projections suggest a pause throughout 2026.JPY initially strengthened on reports that the BoJ is preparing markets for a possible hike as soon as December, although one of the sources noted that the decision between hiking in December or January remained a close call; JPY is now lower vs USD.Bonds are on the backfoot, paring recent upside; Gilts initially lagged, but now trading in-line with peers as traders eye Chancellor Reeves.Crude is a little lower as focus remains on Russia/Ukraine peace talks, 3M LME Copper surges.Looking ahead, highlights include US Dallas Fed (Oct), Jobless Claims (w/e 22 Nov), UK Autumn Budget, Fed Beige Book, Speakers including ECB's Lane & Lagarde, Supply from the US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

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Ever notice that every restaurant kitchen has a giant exhaust fan above the stove? There's a reason it's required by law — and it's not just about smoke. You probably have one at home too, but chances are you're not using it nearly enough. Listen as I explain why that little fan plays a surprisingly big role in keeping your home and your health safer. https://polk.ces.ncsu.edu/2023/04/how-and-why-to-use-your-kitchen-exhaust-fan/ “Breakfast is the most important meal of the day.” “A glass of wine keeps your heart healthy.” “Red meat is bad for you.” These are just a few of the food beliefs we've heard for years — but are they true? Cardiologist Dr. Christopher Labos, author of Does Coffee Cause Cancer?: And 8 More Myths about the Food We Eat (https://amzn.to/3sjzetM) breaks down the science behind these myths and reveals what's fact, what's fiction, and what we still don't know about the foods we love. Christopher is also co-host of The Body of Evidence podcast https://www.bodyofevidence.ca/ Imagine a world without nails, wheels, or springs — it wouldn't just look different, it wouldn't work. These modest inventions quietly built modern civilization. Structural engineer Roma Agrawal, who has designed bridges and skyscrapers, joins me to explain how simple objects have had world-changing impact. She's the author of Nuts and Bolts: Seven Small Inventions That Changed the World in a Big Way (https://amzn.to/3Sr5cyF). Think you can spot a lie? According to experts, the biggest giveaway isn't in a person's body language — it's in how they tell the story. Listen as I share a fascinating linguistic clue that can help you tell truth from fiction. https://lifehacker.com/true-or-false-pay-attention-to-a-storys-structure-and-5959543 PLEASE SUPPORT OUR SPONSORS! AG1: Head to ⁠https://DrinkAG1.com/SYSK ⁠ to get a FREE Welcome Kit with an AG1 Flavor Sampler and a bottle of Vitamin D3 plus K2, when you first subscribe!  INDEED: Get a $75 sponsored job credit to get your jobs more visibility at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Indeed.com/SOMETHING⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ right now! QUINCE: Give and get timeless holiday staples that last this season with Quince.  Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Quince.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping on your order and 365 day returns! ON POINT: We love the On Point podcast! Listen wherever you get your podcasts! ⁠⁠⁠⁠https://www.wbur.org/radio/programs/onpoint⁠⁠⁠⁠ SHOPIFY: Shopify is the commerce platform for millions of businesses around the world! To start selling today, sign up for your $1 per month trial at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://Shopify.com/sysk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Riegel discusses how artificial intelligence (AI) and robotics are transforming labor, citing modest IBM layoffs but predicting heavy impacts in large retail. Advanced robotics in Chinese auto manufacturing drives cost efficiency, and AI combined with robotics enhances manufacturing capability. While seeing demand, Riegel notes characteristics of a bubble, especially in wildly overvalued stock prices, fueled by vast investment in AI data centers. In QSRs and retail, AI adoption is driven by efficiency and, in places like California, high minimum wages.

October saw a modest rise in U.S. farmer sentiment as the Purdue University/CME Group Ag Economy Barometer Index of 129 was three points higher than September’s reading. NAFB News ServiceSee omnystudio.com/listener for privacy information.

Soybeans closed 8-10 cents higher Friday while live and feeder cattle futures saw modest gains, up $2-$4. Heather Ramsey with the ARC Group recaps Friday's trade. Topics: - Prep for USDA data - Space for corn - Demand for soybeans - Logistics - Keys for next week

Several OPEC+ members agreed over the weekend to unwind a small portion of their additional voluntary cuts in December, while signalling a pause in further output increases until the end of March next year. The move, largely in line with expectations, suggests the group is prioritising market stability after recent price weakness, leaving oil prices modestly firmer around $65/b this morning. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

What the Bible Says About Modest Clothing for Men and Women reveals how Scripture calls believers to reflect holiness in what we wear. Modesty is not legalism—it's love and discernment expressed outwardly. Scriptures (4–6):1 Samuel 16:7; Deuteronomy 22:5; 1 Timothy 2:9–10; 1 Peter 3:3–4; Romans 14:13; 1 Corinthians 6:19–20 Takeaway:Our clothing should testify to YHWH's order, peace, and holiness. When our hearts are pure, our presentation aligns with His design.

What happens when we stop chasing approval and start living from design? In this week's episode of The Cutting Room Floor, Neil, Jess, and Jon unpack the conversation behind the sermon on modesty, a topic that's often misunderstood and sometimes avoided. Jon shares the deeper biblical meaning behind the word modest, why it's rooted in the nature of God, and how living a "well-arranged" life brings freedom, not restriction. Together they explore what it looks like to find order in the chaos, reclaim identity in Christ, and take one small step toward living with purpose and peace. This week, take one step toward being "well arranged." Whether it's your wardrobe, your words, or your work, ask God to help you bring order to what feels chaotic and let your life reflect His beauty and design. Hosts: Neil Gregory, Jess McKenney, and Jon Weece What We Discuss: The biblical meaning of "modesty" Why modesty is more about order than appearance How culture confuses freedom with pressure, especially for women The connection between modesty and identity in Christ Practical ways to take one step toward change The role of older women as examples of grace and wisdom Lessons from Mary, the mother of Jesus, and her "well-arranged" faith How dads can shape daughters' sense of worth and security Why words matter as much as wardrobe Finding peace and purpose in the midst of cultural chaos ⸻ About Southland Christian Church Southland is one church meeting in multiple locations across central Kentucky. We believe Jesus came for the lost and the broken, which means there's a place for everyone here. We want what He wants: for heaven to be really crowded. Around here, that means we worship defiantly, speak truth unashamedly, and extend grace generously. To support this ministry and help us continue to reach across Central Kentucky and all around the world, visit: https://southland.church/give

Proverbs 31:10-31 | Join us as Jon unpacks God's intention for womanhood in a sermon on being modest versus manipulative.

Jon Richardson will not like this podcast description - as you'll hear! Whether you know Jon from 8 out of 10 Cats Does Countdown, his stand-up specials, playing 'himself' in Meet The Richardsons or from his Saturday morning show on Absolute Radio - you'll know one thing... he's extremely funny. Behind the humour is a man as complicated as he is kind - someone who hoards everything (he still has a copy of the newspapers from the day of the 1999 Solar Eclipse), but who values friendships from every stage of his life. We were delighted when Jon agreed to talk about his new acting role as a drug-taking ex-Marine-turned-Creative Arts teacher in Waterloo Road. It was fascinating to see how uneasily Jon takes a compliment, for someone so used to the validation of a live audience he struggled to watch the Gogglebox clip we played him. Modest, sincere and painfully funny - it turned out to be a great conversation. We hope you enjoy it! Cheers. Hosted on Acast. See acast.com/privacy for more information.

Many thanks to our friends Colin + Meg for coming on the show again to share his love and knowledge of Malaysia with us. Please follow them on Instagram at @colinandmeg and @dailystepswithmeg, as well as on their YouTube channel, @colinandmeg, where they share their experiences traveling the world with Airbnb as the world reopened post-pandemic to places like Malaysia, Australia, Hong Kong, Singapore, the UK, Hawaii, and many more. Their joy and sense of adventure and wanderlust are contagious. Episode Overview Explore Malaysia beyond the tourist trail. In this episode, we sit down with Colin & Meg to uncover local insights, can't-miss foods, cultural tips, and how to explore Kuala Lumpur, Penang, and beyond like an insider. Its neighbors often overshadow Malaysia, but this culturally rich, flavor-packed country deserves its own spotlight. In this episode, we're joined by returning guests Colin and Meg, this time with a deeply personal twist. Colin grew up in Malaysia and shares his insider knowledge, while Meg offers her perspective as a traveler and now family member immersed in the culture. Together, they help us plan for our own upcoming stops in Kuala Lumpur and Penang — and inspire us to look deeper, eat well, and travel more mindfully.

Framing sleep not as a biological necessity, but as a critical economic asset, Matt reveals that sleep deprivation costs the U.S. economy up to $411 billion annually, with billions more lost globally. These costs stem from lost workplace productivity, severe cognitive impairment equivalent to intoxication, and massive strains on healthcare and public safety systems due to chronic disease and accidents like drowsy driving.Matt provides the solution: investing in sleep as a powerful economic stimulus. Modest improvements in sleep duration could inject hundreds of billions back into the economy, with corporate sleep programs and insomnia treatments showing remarkable returns on investment. On a personal level, adequate sleep is directly linked to higher lifetime earnings and better financial decisions. The episode ultimately reframes sleep as a crucial economic investment for both personal and societal prosperity, not a sacrifice of productivity.Please note that Matt is not a medical doctor, and none of the content in this podcast should be considered medical advice in any way, shape, or form, nor prescriptive in any way.As a huge supporter of mission-driven companies, Matt recommends new partner Branch Basics. Their plant- and mineral-based ‘The Concentrate' is tough on kitchen grease yet gentle enough for baby toys, helping you create a toxin-free home. Get 15% off with code MattWalker at branchbasics.com/mattwalker.Another of this week's sponsors, LMNT, offers a science-based electrolyte drink with no sugar or artificial ingredients. Try their new limited-time Lemonade Salt flavor, available May 20th! Get eight free sample packs with any order at drinklmnt.com/mattwalker. Stock up on this summer flavor while it lasts!As always, if you have thoughts or feedback you'd like to share, please reach out to Matt:Matt: Instagram @drmattwalker, X @sleepdiplomat, YouTube: https://www.youtube.com/channel/UCA3FB1fOtY4Vd8yqLaUvolg

US President Trump said they are in a trade war with China, and if the US don't have tariffs, they don't have national security, while he stated that tariffs are a very important tool for defence.The US Senate is set to leave for the week on Thursday and is nowhere near ending the shutdown, according to a journalist.BoJ's Tamura said the BoJ should push rates closer towards levels deemed neutral, but does not need to raise rates sharply or tighten monetary policy now, given both upside and downside risks.US President Trump said Israeli forces could resume fighting in Gaza as soon as he gives the word if Hamas doesn't uphold the ceasefire deal, according to CNN.APAC stocks took impetus from the positive handover from Wall Street, where most major indices ultimately gained; European equity futures indicate a lower cash market open.Looking ahead, highlights include UK GDP (Aug), EZ Trade Balance (Aug), Philly Fed (Oct), Atlanta Fed GDP, Comments from Fedʼs Waller, Barkin, Barr, Miran, Bowman & Kashkari, ECBʼs Lane & Lagarde, BoCʼs Macklem, BoEʼs Greene & Mann, Supply from Spain & France, Earnings from TSMC, Bank of New York Mellon, KeyCorp, Charles Schwab, United Airlines, ABB & Bankinter. Suspended Releases: US Weekly Claims, PPI (Sep), Retail Sales (Sep). Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

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The season is a week away and we give all our prognostications on what we expect to happen this year.  There were some bold predictions and some....not so much.    Listen Here:  Apple Podcasts   Direct MP3   iHeart Radio Title Player Shawn Horcoff Shirts off for Horcoff NEWS Stolarz signs - 4 x $3.75MM Atlantic Division   Team Strengths / What's Going Well Key Challenges / What Could Go Wrong Expectations or Projection for 2025-26 Florida Panthers They're coming off back-to-back Stanley Cups, meaning they have experience, confidence, and a championship mindset. They also have strong core players, and continuity tends to help. CBSSports.com+3DraftKings Network+3NHL+3 Big blow: their captain Aleksander Barkov suffered a serious knee injury (ACL/MCL) in training camp, and is likely out for much or all of the season. That hurts leadership, two-way play, and depth. The Sun+2Reuters+2 Also, Matthew Tkachuk is recovering from surgery and may miss time. DraftKings Network+1 They'll need next-man up to step out. Still expected to be a top-team in the Atlantic, maybe the favorite. But their margin for error is slimmer without Barkov. If they stay healthy otherwise, they should contend for division and maybe again deep in the playoffs. Toronto Maple Leafs Very strong offensive core (Matthews, Nylander, etc.), good goaltending (Stolarz / Woll) last season. They won the division in 2024-25, so momentum and confidence are there. Daily Faceoff+3Wikipedia+3The Hockey Writers+3 Major change: Mitch Marner is gone (trade / sign-and-trade), so they lose a big creator and offensive driver. The Hockey Writers+2hockeybuzz.com+2 Depth on the blue line is a concern; mobility and puck-moving among the defense isn't elite. Also any injuries to top forwards could hurt. The Hockey Writers+1 They will likely still compete for a top-3 spot in the Atlantic. Many projections put them 2nd or 3rd. But whether they can pull off another division title may depend heavily on how they adapt without Marner. Tampa Bay Lightning They have veteran depth, star players (Hedman, Kucherov, etc.), strong goaltending history. They tend to remain a steady playoff presence and know how to win big games. The Hockey News+2DraftKings Network+2 Age and wear could creep in; maintaining performance across a full season is always harder for older players. Depth beyond their top lines / defense is always in question. Also, small off-season improvements vs rivals who might have improved more. The Hockey News+2hockeybuzz.com+2 Expect them to be in the mix for a playoff spot, likely top-3 or wild-card if needed. They might not win the division, but they'll be dangerous — especially if other teams have more turmoil. Ottawa Senators Young core is maturing: players like Brady Tkachuk, Tim Stützle, Jake Sanderson are established difference-makers. They made the playoffs in 2024-25 for the first time in a while. hockeybuzz.com+3NHL+3Wikipedia+3 They should have more experience, better cohesion. Depth is still a concern — forward depth, goaltending (though they have some good prospects), and whether they can avoid inconsistency (long losing stretches) especially in a tough division. Also, small margins matter in late games; punishing turnover or defensive lapses will hurt more in 2025-26. Likely a wild card contender; maybe push into the top-4 or 5 in the Atlantic depending on health and whether they capitalize in close games. Not likely favorites, but in many projections they finish around 4th in the division. The Hockey News+2The Hockey Writers+2 Montreal Canadiens Youth is coming through; the “next wave” is expected to make strides. Many observers see them as a team that could improve more steeply than some of their rivals. Daily Faceoff+1 They have upside — speed, prospects, and potential depth upgrades. Still less consistency, still gaps — especially in center depth, defensive depth, and perhaps special teams. They might struggle in tight games, and maybe lack the experience to keep pace with more battle-tested teams. Probably still just outside the top group, fighting for a wild-card. If things go well, could squeak into a playoff spot; if not, might hover in the middle. Projections often place them ~5th in the division. Boston Bruins After a down year, they have some assets and draft picks; hiring a new coach and adding forward depth are seen as positives. NHL+2The Hockey Writers+2 They also have tradition and infrastructure; could bounce back. They were last in the division in 2024-25, so regression is required just to be relevant. They need players to step up, younger guys to develop. Also, they need to improve on defense, and be better in transition and in penalty kill / special teams. Without big upgrades, they risk being left behind. NHL+1 Probably still a rebuilding / retooling year. Likely finish in the lower third of the division. Modest improvements, but playoff contention seems out of reach unless some surprise performances or trades happen. Buffalo Sabres Some high-end offensive talent (e.g. players like Tage Thompson) that have shown they can produce. Potential for breakout seasons. Bleacher Report+1 They also have assets and could use them wisely. Defensive structure, consistency, special teams, and goaltending tend to be weak or uneven. They have to avoid letting games get away — handling adversity, depth through injuries will be big. Also, relative to other Atlantic teams, margin for error is small. Probably still outside the playoff picture; might aim for getting close (70-80 wins?), but more likely a lower-end Atlantic finish (6th or 7th). Potential to improve, but not yet in serious contention unless they make big moves. Detroit Red Wings They showed competitiveness last season; some young core pieces are developing; fanbase optimism is there. They're not total longshots — could surprise. hockeybuzz.com+1 Depth is lacking; need more consistency, better defense, better special teams. Also, injuries and inexperience could hurt them over the grind of a full season. Their margin for error is small. Likely still on the outside looking in. May notch more wins than last season, possibly finish mid-pack in the division, but a playoff berth is probably a stretch unless many things go right.     Metropolitan   Team Strengths / What Looks Good Challenges / Risks Expectations / Projection Carolina Hurricanes Added scoring depth (Nikolaj Ehlers) and boosted their defense backing (K'Andre Miller). They have a strong coaching staff, and their core players (Aho, Svechnikov, etc.) are established. (The Hockey News) Ehlers has been somewhat injury prone; Miller is still adjusting to larger responsibility. Also, they've had playoff disappointments lately — expectations are high, so even small slip-ups will be magnified. (The Hockey News) Many project them to win the Metro. Likely among the top point totals in the division (100+ points), serious contender to go deep in the playoffs. (Yardbarker) New York Rangers Key offseason additions: defense improvements, coaching change (Mike Sullivan) which might stabilize some weaknesses. They have top-end talent offensively, good leadership, and the potential to tighten up defensively. (Yardbarker) Their defensive and 5-on-5 metrics were weak last season; goaltending concerns persist. They need consistency, especially in close games and during stretches without full health. (Yardbarker) Expected to bounce back. Many see them finishing near the top of the Metro, possibly 2nd or 3rd. Not quite the favourite, but serious playoff hopes. (Yardbarker) New Jersey Devils Young core that is increasingly experienced: Hughes, Bratt, etc. Some savvy offseason moves adding depth forwards and defensive pieces. If they stay healthy, they could compete for a high seed. (Live Sports on TV) Injuries to their star players remain a concern; goaltending is also an open question (how well Markstrom and others hold up). Depth still isn't quite elite. Also, consistency in tight games will be tested. (Yardbarker) Many expect them to improve on last season, possibly pushing for top-3 in Metro. A playoff berth is expected; division win less certain. If things go well, might break into serious contention. (Yardbarker) Washington Capitals Strong recent performance; good special teams, solid top lines, veteran leadership. Their depth is better in many eyes, and key players are still in good form. (The Hockey News) Aging defense corps could be a liability. Also, regression is possible—last season's stretch may be hard to replicate at the same level. Injuries always loom. (Yardbarker) Probably a top-4 Metro finish. They might not be favoured to win the division, but if things align, they could threaten. Expect playoff qualification, likely in a decent seeding spot. (Yardbarker) Columbus Blue Jackets Young players are continuing to develop; they showed last season they can compete. If goaltending solidifies and they stay healthy, they could push for the lower playoff spots. (Yardbarker) Goaltending is a concern (depth, consistency). Also, finishing games, managing pressure, and handling divisional matchups could expose their inexperience. Depth beyond top lines may still be a weak link. (Yardbarker) Dark horse for a wild card. Probably not expected to win the Metro, but could finish 4th–5th, depending on injuries and consistency. Surprises possible. (Yardbarker) New York Islanders Veteran presence, some depth, experience in tight defensive systems. Could outperform low expectations if they get hot and especially in home games. (Yardbarker) The roster seems to lack top-end scoring punch compared to the top Metro teams. Also unclear whether they've made enough changes to keep up with more aggressive/younger teams. If injuries hit, they may have trouble keeping pace. (Yardbarker) Likely in the middle of the pack. Maybe fight for a wild card but probably not among the top 3 unless something clicks. (Yardbarker) Philadelphia Flyers Some high-upside youth, flashes of good play, potential to surprise. They've added pieces that could help in depth and forward scoring. (Live Sports on TV) Still a ways to go. Lack of consistency, defense and special teams likely won't be top tier. Pressure to improve is there but may not have enough veteran stability. (Yardbarker) Probably among the lower end of Metro. Expecting modest gains; playoff battle is probably out of reach unless overperformance across the board. (Yardbarker) Pittsburgh Penguins Name recognition, leadership with veterans; still capable of pulling out big performances (especially in front of home crowd). If some younger players step up, there's upside. (Bleav) Aging core, inconsistent goaltending, defensive talent concerns. Many see them projected to finish last or near the bottom in the Metro. Long stretches of tough games could expose their vulnerabilities. (Yardbarker) Probably a rebuilding / transition year. More about development and seeing what youth can do. Playoffs unlikely barring massive surprises. Might aim to exceed low expectations rather than compete for top spots. (Yardbarker)                                       Pacific  Team Strengths / What's Working in Their Favor Key Weaknesses / Risks Expectations / Projection Vegas Golden Knights They won the division last season (2024-25) and bring strong overall depth, offensive firepower, and experience. (Daily Faceoff) They've also made roster tweaks to stay competitive. (Daily Faceoff) Losing or aging pieces, defensive depth under pressure, possible regression if injuries hit. Also, they'll get more attention from other teams, meaning more challenging matchups. (Daily Faceoff) Likely to be one of the top 2 in the Pacific, maybe the division winner again. Considered among the favorites. Edmonton Oilers Big upside. With superstars like McDavid, strong offensive core, recent playoff success (they made the Stanley Cup Final last season) indicate they already have what it takes. (Daily Faceoff) Goaltending is a concern, but if the tandem holds up, they could be dangerous. (NHL) Consistency in goal is a known risk: both in terms of performance and availability. Statistics suggest some volatility. Also, pressure expectations are high. If things go off the rails early, it could affect momentum. (NHL) Expected to challenge Vegas closely for the division; likely secure a playoff spot. Possibly division runner-up or even top if they outperform in goal. Los Angeles Kings They had a solid 2024-25, finishing 2nd in the Pacific. Key players have experience, and if their depth continues to build, they could push upward. (Wikipedia) Scoring consistency and depth past the top lines will matter. Injuries or underperformance in secondary scoring could limit how high they go. Also, keeping pace with Vegas/Edmonton will be challenging. (Daily Faceoff) Likely to be in the playoff mix. Possibly a dark horse for second or third in the division, potentially a lower seed but competitive. Vancouver Canucks They have some strong forward pieces, and internal roster improvements (especially on defense) are viewed by analysts as meaningful. If their goaltending is healthy, they could push for a wild card. (The Hockey Writers) Lack of a strong second-line center is viewed as a weakness. Also, past off-ice issues (locker room dynamics) and performance under pressure might be concerns. Health of key players will be crucial. (The Hockey Writers) Probably fighting for one of the lower playoff or wild card spots. Could surprise and finish mid-pack in Pacific if things go well, but not expected to win the division. Calgary Flames Some analysts see potential for them to climb; they may be undervalued, depending on offseason additions, internal development, and being in a division that is top-heavy (so second tiers can get more margin). (Daily Faceoff) Depth issues, matching up against elite offensive teams, special teams and defensive consistency often are weak spots. If opponents exploit those, Flames might struggle in tight games. (Daily Faceoff) Likely just outside of the top 3 in the division; possible wild card contender if they stay consistent and avoid injury. Anaheim Ducks They are still rebuilding, but have young talent, and some key contracts or signings could help them improve. (Daily Faceoff) Probably still a year or two away from being a real threat. Their defense and goaltending need to improve more before they can reliably win close games. Depth beyond the top prospects might limit their ceiling this season. (The Hockey Writers) Probably toward the lower end of playoff contention. More likely playing spoiler or improving win totals rather than challenging for top of Pacific. Seattle Kraken They have new coaching (Lane Lambert) which could bring a change in culture or playing style. Some young players are expected to develop further. (Wikipedia) They were weak in 2024-25, and must overcome inconsistency, defensive holes, scoring shortages. Also, renovation of systems and integrating young players tends to produce growing pains. (OilersNation) Likely among the bottom few in Pacific, unless there is a breakout by young core. Probably fighting for modest gains in standings rather than playoff spots. San Jose Sharks Potential upside in young players / prospects; less external pressure; opportunity to surprise if things align. (Daily Faceoff) Very likely to struggle in many games. Depth, defense, offense vs stronger teams are weak points. Budget / roster limitations may make large leaps difficult. (Daily Faceoff) Likely near the bottom of the Pacific this season. Development year. Might win some rounds, maybe upset a few higher-ranked teams, but not expected to make the playoffs in baseline projections.                                       Central    Team What Looks Good / Strengths What Could Go Wrong / Key Risks Expectations / Projection Colorado Avalanche • Strong forward group with Nathan MacKinnon, Martin Necas, Brock Nelson, Valeri Nichushkin. (The Hockey Writers) • Good defensive depth; additions like Brent Burns and Victor Olofsson project to bolster secondary scoring and depth. (The Hockey News) • More stable goaltending: Mackenzie Blackwood paired with Scott Wedgewood may reduce the inconsistency that has been a drag in past seasons. (The Hockey Writers) • Landeskog's ability to stay healthy and produce consistently is still a question. (The Hockey Writers) • Age of some defensive pieces (e.g. Burns) is a factor; performance may dip or break down in tough stretches. • If the backup goaltending or depth scoring fails, that could expose vulnerabilities. Among the favorites to win the division or finish top 2-3. Many projections put Colorado near or at the top. They are seen as a Stanley Cup contender from the Central. (The Hockey News) Dallas Stars • Strong forward group / top-6 depth. Even if they lost some pieces, their core remains dangerous. (The Hockey Writers) • Jake Oettinger remains a strong goaltender, giving them solid chances in tight games. (The Hockey News) • They may have gotten slightly “worse on paper” due to offseason departures; matching pace with Colorado, Winnipeg, etc., will be tough. (The Hockey Writers) • Defensive depth could be stressed; margin for error is smaller in a tight division. Very likely playoff team; realistic chance to compete for the division title. Projections often put them 1-3 in the Central. (The Hockey Writers) Winnipeg Jets • Strong regular season potential: solid core, strong goaltending, capable offense. (The Hockey News) • Adding leadership / veterans like Jonathan Toews may help in tight playoff push games. (The Hockey News) • They lost Nikolaj Ehlers, which is a nontrivial blow to their offense. Replacing that contribution is not simple. (The Hockey Writers) • Keeping consistency over a full season, especially in travel / divisional games, is always challenging. • Injuries or regression from key players could hamper momentum. Expected to finish among the top 3 in the Central; likely a playoff spot. Some projections have them trailing Colorado and Dallas. (The Hockey News) Utah Mammoth • Progressing core; young but gaining experience. Some observers view them as dark horse. (The Hockey Writers) • They have added pieces to try to round out depth; more cohesion could pay off. • Their overall expectation is rising; they may benefit if other teams slip. • Inexperience could hurt in high-stakes games. • Depth still may not be sufficient to sustain long slumps or injuries to key forwards / defense. • Goaltending and consistency remain open questions. Likely a wild card contender. Could finish 4th-5th in the division, possibly grab a playoff spot if things break well. Not yet expected to challenge at the very top, but capable of overachieving. (The Hockey Writers) Minnesota Wild • Some talented young players developing (e.g. Zeev Buium, Brock Faber, etc.). (The Hockey Writers) • Goaltending tandem (Gustavsson / Wallstedt) may give them more stability. (The Hockey Writers) • If Kaprizov stays engaged and the offense gets consistent support, they could push for wild card. • There has been uncertainty around certain players' commitments/futures (e.g. rumors with Kirill Kaprizov). • Depth beyond the top lines / top 6 remains a concern. • Defensive breakdowns in tight games and special teams performance could limit upside. Probably mid-pack in Central. Many projections expect them to fight for a playoff  

960. Laura explains which money habits create more financial freedom, stability, and wealth, even when you're not a high earner.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today we pick apart the market drama that unfolded in the wake of a modestly dovish Jackson Hole speech from Fed Chair Powell, with market divergences more compelling to discuss than the speech itself and its boost to the broader market. We also emphasize that the week ahead could prove a pivotal one as the AI theme faces its critical quarterly test in the shape of Nvidia's earnings on Wednesday after the US market close and US Labor Day marks the end of summer. FX reactions, anecdotes, links and more also on today's pod, which is hosted by Saxo Global Head of Macro Strategy John J. Hardy. Links discussed on the podcast and our Chart of the Day can be found on the John J. Hardy substack (with a one- to two-hour delay from the time of the podcast release). Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro and outro music by AShamaluevMusic

This week, fly guides Joe Demalderis and Pete Horger woo gas station girls with Kenny Loggins tracks and their black-belt rodent skills, we fight midnight brown trout with antacid and turkey subs, feed frogs to rock bass, and drop bad reviews because our coolers aren't full.

From the roof of the restricted Hexcloak train station, Caoimhe Wake, Antistrophe Landrace, and Brontë Adelvys can hear the approach of a train. It is a train that will take them east, towards the coastline, towards Cenn, City of Iron Chains, and towards a brush with deity and destiny both. But if they are to board this train, they must first overcome a foe equal parts cryptic and cunning: The Fleggus! This week on Perpetua: On Track to Iron Chains Pt. 02 Perpetua Guide [In Progress v.03] NPCs & Monsters [PNMS] Fleggus [NMFG] Typical Traits: Territorial, Cackling, Experimental Stats: DEX 6, INS 10, MIG 6, WLP 8 Attacks: Fleggus Staff, Feathershell, Chain Lightning Special Abilities: Final Act: Stoneshell In-Game Description: A green, speckled megga flegg with a black, feathery cloak, wielding a staff topped by what looks like a smaller version of its own green, speckled egg form. It's a Wizard Flegg!!! Honestly, as far as I can tell, it seems like this guy is more bark than bite. (Do Fleggs bark? Wait, do Fleggs bite?) He's a miniboss, but he doesn't have a ton of HP, and while Chain Lightning can be annoying if it hits, once you get the dazed debuff, it's not like he has a way of taking advantage of you with that. Maybe if he had more than just a pair of regular old Fleggs ot back him up. (Also: It's not clear to me if a “megga flegg” is a special class of Flegg or not, but it definitely makes me think that we'll be seeing more of these guys.) Starter Tip: Unlike regular Fleggs, he's weak to ICE instead of FIRE. What's up with that? Flegg [see NMFL] Conductor Chend (he/him) [NMCC] Traits: Pacifistic, Protective, Warweary Stats: ??? Attacks: Get Off My Train Spells: ??? In-Game Descriptions: Conductor of The Argent Wind, this birdkind engineer has put his past of fighting behind him. In one of the preview screenshots, this guy is CLEARLY a Dove, but in game I think he's meant to be one of the Seagulls from the western continent? Not sure why they'd change that. Starter Tip: DO NOT try to start a fight on the train. He will interrupt the fight and basically wipe your whole party! Attendant Sono (he/him) [NMSN] Traits: Enthusiastic, Modest, Acquiescent Stats: ??? Attacks: ??? Spells: ??? In-Game Descriptions: Attendant of the Argent Wind. This Lobble is something of a pushover. Not much to say about this dude. I do like how he's basically a rubber band ball though. It's probably pretty cool to be a living rubber band ball. Starter Tip: I can't confirm this, but I've heard that if you manage to pickpocket Sono, you get a free drink ticket for the dining car, and that you can do this repeatedly. If you fail, though, it starts a fight and Chend will show up and lay the smacketh down on you, so be careful! Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.

Colleague Jim McTague reports that tourist attendance is robust and foot traffic at Costco is modest. [MORE] 1854 MEETING HOUSE

Plus: Imax reported better-than-expected second quarter results. And, Kentucky sues Temu over China-linked security threat. Ariana Aspuru hosts.  Learn more about your ad choices. Visit megaphone.fm/adchoices