Podcasts about regional president

Andrew Schmidt, Regional President, West Markets at Amway joins Direct Approach to discuss what it means to lead with principle during seasons of change. From flexible income trends and incentive evolution to new segmentation strategies and reputation risks, Andrew offers a grounded perspective on what's fixed, what's flexible—and why clarity is the foundation of trust.

In this episode of From Waterloo to the Alamo, host Traci Turnquist-Wilson sits down with April Whitaker, Regional President of Taylor Morrison Austin, for a powerhouse conversation on leadership, innovation, and building beyond the blueprint.April shares the pivotal career moments that shaped her path from the ground up, what drew her to Taylor Morrison's mission-driven culture, and how she's steering one of the nation's most respected homebuilders through Austin's dynamic and ever-evolving market.From her work with HomeAid Austin to her active role in the Greater Austin Home Builders Association, April reflects on the responsibility and opportunity builders have to shape not just neighborhoods—but lives. She opens up about mentorship, moving the needle for women in homebuilding, and why community engagement is as critical as construction timelines.Whether you're a builder, developer, advocate, or aspiring leader, this episode delivers a masterclass in purpose-driven growth and industry resilience.

In this episode, we welcome back Marvin Jolly, Regional President and Past NAR RVP, to explore the mission and impact of the American Property Owners Alliance (APOA). Marvin discusses how this nonprofit and nonpartisan organization partners with NAR to amplify advocacy for property rights, not just for REALTORS®, but for homeowners nationwide. Tune in to hear how APOA is helping shape legislation on housing affordability, inventory, zoning reform, and tax deductions, all while building a powerful network of 10 million+ property owners. Learn how connecting, not correcting, can move the real estate industry forward—together.

M&T Bank WNY Regional President Eric Feldstein on the partnership with the Bills and being a founding partner for the new Highmark Stadium full 125 Wed, 28 May 2025 16:00:00 +0000 VIt3lRbRjHtlQ86Nm8dKGo7VZMQnICVh nfl,football,buffalo bills,highmark stadium,m&t bank,news WBEN Extras nfl,football,buffalo bills,highmark stadium,m&t bank,news M&T Bank WNY Regional President Eric Feldstein on the partnership with the Bills and being a founding partner for the new Highmark Stadium Archive of various reports and news events 2024 © 2021 Audacy, Inc. News

Send us a textThis week on The UpLevel Podcast, we welcome the extraordinary Julie Barker-Merz, Regional President of BMO Bank of Montreal for Greater Toronto. A visionary leader with a bold heart, Julie is known for breaking new ground in corporate leadership and uplifting women across business, sport, and community. Julie shares deeply personal insights on how to lead with heart while holding big responsibility. From her signature “four-legged stool” principle of balance to her unwavering belief that difference is power, Julie brings inspiration, wisdom, and courage to the conversation.In This Episode:What it means to be in right relationship with yourself, in your leadership, your health, your home, and your heartThe power of leading from authenticity, clarity, and shared values, and how that shifts culture from the inside outSmall “c” vs. Big “C” coaching, and why that distinction matters for creating real transformation in people and teamsHow choosing curiosity over control opens doors to growth, connection, and possibilityWhy difference is power, and how Julie leans into discomfort with openness, not resistanceThe role of failure, feedback, and fortitude in shaping resilient, conscious leadershipJulie's guiding principle of the “four-legged stool,” and how she uses it to stay grounded across every area of life.From marathon training to scrapbooking retreats, how she protects her energy and recharges with intention.Integration over isolation, why weaving together fitness, friendship, and family creates more sustainable successCuriosity in conflict, how asking instead of assuming can turn tension into trustThe power of finding your people, and why women thrive in communities built on support, not competitionBio:Julie Barker-Merz is the Regional President, BMO Bank of Montreal, for Greater Toronto, where she leads a team of personal banking professionals across 9 markets and 170 branches. She is a board member of Tree Canada, past-Chair of the Accelerator Centre in Waterloo, and the former Director and Treasurer of the Canadian Women's Hockey League. She is a long-standing and strong supporter of women in business, sport, and the community and a 2015 recipient of The International Alliance of Women's (TIAW) Top 100 World of Difference awards, as well as one of Canada's Top 50 to watch in Wealth Management in 2016 during her time as President of BMO InvestorLine. And in 2018, she was awarded Ontario's Leading Women, Building Communities Award of Excellence, and in 2023, the WXN DEI Award for her role on Corporate Boards.Throughout her 25+ year career with BMO Financial Group, Julie has earned the reputation of being a leader who executes with pace, courage, and excellence, inspiring multi-disciplinary teams to come together towards a common vision. Julie received her undergraduate degree at the University of Ottawa, her Fellow from the Institute of Canadian Bankers, and her MBA from Dalhousie University.  LinkedIn: https://www.linkedin.com/in/julie-barker-merz-9206a418/

In our latest 3 Lessons from Breakthrough Leaders podcast episode, we sat down with Gilles Morel, global business leader and former EVP at Whirlpool Corporation and Regional President at Mars to uncover key strategies for leadership success.Drawing on his experience leading strategic growth and transformation across top-tier organisations, Gilles shares powerful insights into building resilient teams, overcoming external challenges and mapping out a sustainable leadership journey.In this episode, we explore 3 lessons with Gilles:Growing an Effective TeamNavigating Challenges That Are Out of Your ControlA Map for Your Leadership JourneyThis podcast brings you genuine, inspiring conversations with extraordinary leaders—many of them Breakthrough alumni—who are proving that business can be a force for good. Created with purpose, not profit, it's designed to spark fresh insights and help leaders at all stages make an impact.Find out more about Gilles Morel here: https://it.linkedin.com/in/gimorelFind out more about Habitat for Humanity here: https://www.habitat.org/emeaConnect with our hosts:Dr Bart Sayle: ⁠https://www.bartsayle.com/⁠Justine Kane https://www.linkedin.com/in/justine-kane-she-her-2343529/ Zannah Ryabchuk on ⁠https://www.linkedin.com/in/zannah-robinson-ryabchuk/Visit Breakthrough Global Website: https://www.breakthroughglobal.comFollow Breakthrough Global on https://www.linkedin.com/company/breakthrough-group/ Follow ⁠@globalbreakthrough⁠ on Instagram

Eric Thompson welcomes a truly special guest and esteemed industry leader to the Ninja Selling Podcast today: Jennifer Lind, Regional President for the West Region at Coldwell Banker. Overseeing 120 offices and 11,000 agents across Washington, Oregon, Northern California, Southern California, and Hawaii, Jennifer brings a wealth of experience and a unique perspective shaped by her journey from agent to manager, owner, and now top executive. Get ready for an inspiring conversation packed with insights for navigating today's real estate landscape. Jennifer shares her perspective on the crucial elements driving success right now, emphasizing the interconnectedness of Mindset, Skillset, and Action. She highlights why this period is a "Level Up Moment" for dedicated professionals and discusses the importance of intentionally cultivating a positive mindset, even amidst industry noise and change. Learn Jennifer's strategies for maintaining her own focus and energy, the power of surrounding yourself with "winners," and how leaders can effectively guide their teams through change by embracing innovation and providing clarity. The discussion explores building agent engagement, the evolution of the real estate industry over the past 20 years, and predictions for the next five – focusing on refinement, sophistication, and the enduring value of the agent-client relationship. Jennifer also reflects on her remarkable career path, sharing key inflection points and the importance of leaning in, making an impact, staying connected to the field, and understanding the powerful link between momentum and morale. Join the community of 16,000+ Ninjas on the Ninja Selling Podcast Facebook Group for more valuable insights, collaboration, and networking opportunities! Leave a voicemail at 208-MY-NINJA if you'd like to offer more direct feedback. Be sure to check out Ninja Selling Events for upcoming installations and other events, and if you'd like personalized help in achieving your goals, visit Ninja Coaching to connect with one of our fantastic coaches. Episode Highlights: Introducing Jennifer Lind, Regional President at Coldwell Banker Jennifer's Impressive Career Journey: Agent, Manager, Owner, Executive The Current Market: Why It's a "Level Up Moment" The Trifecta for Success: Mindset, Skillset, and Action Cultivating a Winning Mindset: Intention, Consumption, and Association Leadership Insights: Leading Through Change vs. Managing Change The Power of Clarity: Knowing Who You Are For (and Who You're Not) Strategies for Building Agent Engagement and Office Culture Industry Evolution: What's Changed and What Remains Constant Since 2003 The Future of Real Estate: Predictions for the Next Five Years Jennifer's Career Growth: Leaning In, Making an Impact, and Staying Connected The Connection Between Momentum and Morale Key Takeaways: "I don't think there's anything we can do in this business that creates any success without mindset." "...managing your mindset is pretty tough... what you consume and who you're around and where you spend your time and where you spend your energy... those all really feed into that." "...this is a level up moment. There's an opportunity." "...whoever is successful right now, it is because they have found a way to get much, much better at the job that they were already good at." "Leading through change is very different than managing the change that's coming to you." "...nobody likes change, but everybody loves innovation." "...if you don't have a good strategy on what change you're going to navigate moving forward, someone will come up with something for you that you may not love." "I personally don't care how many names are on our roster. I want to know that we have the best names on our roster." "There's a lot of strength and a lot of power in clarity." "Agents don't come into the office to do their work. They come in for something much more meaningful... engagement and that connection, that collaboration..." "...wanting to connect and delight and create an emotional connection with your clients... that hasn't changed." "It's about being in the people's lives... when you're in a market like we are, where it's life events..." "...moving forward, this isn't just like a hobby industry. I think there's too much on the line for it to be that moving forward." "[The industry] will get more refined and more sophisticated, which again, I think is great." "...helping [clients] leverage [options]... great news is we're in a market where people have equity and they've got options." "Momentum and morale are very closely connected. You cannot have one without the other..."   Links: Website: http://www.NinjaSelling.com/Podcast  Email: TSW@NinjaSelling.com  Phone: 1-800-254-1650  Podcast Facebook Group: http://www.facebook.com/TheNinjaSellingPodcast  Facebook: http://www.facebook.com/NinjaSelling  Instagram: @NinjaSellingOfficial  LinkedIn: https://www.linkedin.com/company/ninjaselling  Upcoming Public Ninja Installations: https://NinjaSelling.com/events/list/?tribe_eventcategory%5B0%5D=183&tribe__ecp_custom_2%5B0%5D=Public  Ninja Coaching: http://www.NinjaSelling.com/course/ninja-coaching/

The episode, recorded live at Shoptalk in the Berns Communications Group media room, opens with Steve Dennis and Michael LeBlanc surveying a broad sweep of headline-grabbing developments in the retail world. They highlight continued uncertainty around recently imposed tariffs and resulting economic ripples, as major international trade disputes stoke inflationary concerns. Stock market volatility factors heavily into the conversation, with the co-hosts noting how certain retail sectors—particularly home furnishings and high-end goods—may feel the pinch as shoppers tighten budgets.  Target's declining foot traffic draws focus as the hosts weigh whether brand controversies or stiff competition might be to blame. Next meet Barrie Scardina, President, Americas Retail Services at Cushman & Wakefield, who brings a fresh perspective born of decades in the retail industry. Her vantage point on commercial real estate challenges the traditional narrative of a “retail apocalypse.” She explains how, despite headlines about store closings, overall U.S. vacancy rates are incredibly low—largely because new construction has slowed and new types of tenants (from wellness providers to entertainment concepts) are snapping up available space. Barrie describes a rising tide of “experiential” retail, with everything from boutique fitness and medtail services to immersive brand pop-ups fueling a renewed sense of purpose in physical locations. She underscores how mixed-use developments and adaptive reuse—especially of outdated mall anchor spots—are revitalizing communities and increasing foot traffic. By blending residential, office, dining, and retail, these centers offer a lifestyle-oriented experience that resonates with modern shoppers. Ultimately, Barrie's insights challenge conventional wisdom, suggesting that success in retail real estate hinges on tapping into evolving consumer demands, fostering a community connection, and creating spaces that balance function with memorable experience. AboutBarrie Scardina joined global real estate solutions firm Cushman & Wakefield as Executive Managing Director and Head of Retail Services, Americas, in November of 2019, leading brokerage teams to deliver optimal solutions to retailers and brands. In 2022, Barrie was elevated to the role of Regional President, Northeast, leading brokerage and services across all service lines. In 2023, she took on the challenge of President of Americas Retail Services, Agency Leasing and Alliances, partnering across office, industrial and retail to provide nuanced client solutions. Barrie is consistently focused on delivering value to clients by serving as a trusted advisor and incorporating data, analytics, and business valuation as part of her strategies. This unique approach to client relationships ensures that the firm delivers against client goals, optimizing outcomes and mitigating risk. Barrie is results-oriented and remains focused on transforming the real estate landscape by strategically driving revenue, identifying operational efficiencies, and growing profitability. Prior to her appointment at Cushman & Wakefield, Barrie spent three decades leading vital retail initiatives across a variety of world-class organizations, including Polo Ralph Lauren, Liz Claiborne, The Children's Place and Tory Burch. She brings more than 15 years of executive experience to her current role with the firm, including expertise in creating long-range strategies, business forecasting, omni-channel inventory management, and system implementation and integration. Most recently, Barrie was with Calvin Klein, where she led the company's North American Retail Division as President, setting strategic direction for merchandising, consumer experience and operational improvements. Throughout her career, Barrie has focused on mentoring and developing talent and creating cultures that foster collaboration and equality. She is the executive sponsor for Cushman & Wakefield's Women's Integrated Network and serves on two diversity committees focused on improving the employee experience.AffiliationsGraduate of the Wharton School of Business' Philips Van Heusen Global Leadership Program (2017)Board Member of Safe Horizon (2017-2019)Member of Women's Retail Leadership Circle (WRLC)Member of the International Council for Shopping Centers (ICSC)Member of CHIEF Private Women's NetworkExecutive Sponsor of Cushman & Wakefield's Women's Integrated Network National ChapterMember of CREW NY; Participant at National levelRecognized by Globe St. as a Woman of Influence (2020) About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

PODCAST: Joe Lum, Senior Wealth Advisor & Regional President for MAI Capital, joins this edition of Sports Business Radio. Joe discusses a “Playbook for Philanthropy: Smart Giving Strategies for Pro Athletes” during this in-depth conversation. LISTEN to Sports Business Radio on Apple podcasts or Spotify podcasts. Give Sports Business Radio a 5-star rating if you enjoy our podcast. Click on the plus sign on our Apple Podcasts page and follow the Sports Business Radio podcast. WATCH SBR interviews by going to www.sportsbusinessradio.com and clicking on the link to the Sports Business Radio YouTube channel. Subscribe to our YouTube channel. Follow Sports Business Radio on Twitter @SBRadio and on Instagram, Threads and Tik Tok @SportsBusinessRadio. This week's edition of Sports Business Radio is presented by @MAICapital – the exclusive financial partner of Sports Business Radio. @MAICapital is a registered investment adviser and wealth management firm unified in purpose to empower clients to simplify, protect, and grow the wealth they work so hard to build. Founded in 1973, the firm helps clients achieve their vision and goals through objective advice, tailored planning, comprehensive and integrated solutions, and highly personal service. For more information, visit www.mai.capital or MAI's company page on LinkedIn.   #Money #FinancialPlanning #Giving #Philanthropy #SportsBusiness  Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of r-House, your host, Peter Hunt, welcomes Eric Feldstein, Regional President of Western New York at M&T Bank!Together, Peter and Eric discuss a variety of topics, including post-pandemic banking, economic development projects in WNY, technology and innovation, community involvement at M&T Bank and more. 

Loss is a shared human experience, yet its effects on our mental, emotional, and physical well-being are deeply personal. This episode explores how loss can trigger a complex stress response, often manifesting as grief, anxiety, or uncertainty, challenging our sense of stability and identity.By understanding the stress of loss, we can develop healthier coping strategies, build supportive connections, and foster resilience in times of profound change. Through this discussion, we aim to cultivate compassion—for ourselves and others—as we navigate the emotional and physiological toll of loss on the path toward healing and growth.Tim Ringgold is a board-certified music therapist in Orange, CA. Tim holds an additional certificate in Hospice and Palliative Care music therapy, and has been facilitating Grief Retreats since 2007. Because of his own grief journey which he will speak about, Tim knows firsthand what it's like walking the road to recovery from grief. Tim is also the author of the book, Sonic Recovery: Harness the Power of Music to Stay Sober. He has provided music therapy to thousands of teens and adults in residential treatment, and is a sought-after international speaker, having shared the stage with some of the top minds on the subject of music, the brain, and personal growth, including Tony Robbins. Tim was the first person to give a TEDx talk on music therapy in and is a former Regional President of the American Music Therapy Association.

Value Others Like Jesus   Pastor Nate Hettinga, Regional President of Converge Northwest   Remember what it was like to attend a church for the first time? How we treat people matters — and it reveals something about what we believe about God.    Click on the links below for additional Cascade Church resources. Connect Card: https://cascadechurch.org/connect Give Online: https://cascadechurch.org/give  

Mike Armstrong and Marc Fandetti explain why trying to trade the trade war is not the best idea. Should investors rethink the 'set-it-and-forget-it' strategy? Corey Adams, Regional President at Robert Half, joins the show to share how AI is helping companies hire, but does have its drawbacks. Has the 401(k) taken over too much of Americans retirement plans? Only 40,000 federal workers have accepted the buyout, well below hopes. 

INTERVIEW: Mike DerManouel Jr/Regional President HUB International discusses the fires in Southern California and what this means for homeowners insurance not just in the SoCal region but across the state. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Luciano D’iorio, Regional President and Associate Director at CDNGlobal - a commercial real estate advising and brokerage firm

In this episode, Molly Gamble interviews Dr. Kenneth Sable, Regional President of the Southern Market at Hackensack Meridian Health. Dr. Sable shares his reflections on recovery post-COVID, advances in quality and patient safety, and the system's strategic goals, including expanding care access and integrating AI and virtual health. He also discusses the evolving challenges in healthcare reimbursement and his journey as a servant leader.

Explore the latest episode of the No Pix After Dark Podcast, where host Aaron Dante sits down with Israel Rocha, the Regional President for Kaiser Permanente Mid-Atlantic States. Discover how Kaiser Permanente is revolutionizing healthcare in the Mid-Atlantic with its groundbreaking integrated model, offering a seamless patient experience and unique healthcare solutions. Dive into the story of Rocha's inspiring journey in healthcare and his transformative initiatives in patient care, and learn how Kaiser Permanente's focus on prevention and accessibility is making waves across the region Ready to learn how the future of healthcare is unfolding right here in the Mid-Atlantic? Hit play on this must-listen episode of No Pix After Dark!    

This morning on The Greg and Dan Show, Brian Ray, the Regional President of PNC Bank in Peoria, informed us about the Salvation Army Christmas Fund. During the Christmas season it is important to reflect on the privilege that some of us may have. In this interview, Brian shares with us some of the issues that poverty presents to members of our community, what the Christmas Fund does, and much more. See omnystudio.com/listener for privacy information.

November 28, 2024 ~ Mike Land, Southeast Michigan Regional President at Huntington joins Paul W Ahead of the 98th Annual America's Thanksgiving Day Parade.

Joe Piscopo Is Broadcasting LIVE from Yonkers Brewing Company in Yonkers, NYJohn Solomon, award-winning investigative journalist, founder of "Just The News," and the host of “Just the News, No Noise” on the Real America's Voice networkTopic: Latest in the election results, Trump's new administration, other news of the dayJoseph Ruhl, Executive Vice President and Regional President of Westchester County of Orange Bank & Trust CompanyTopic: Orange Bank & Trust CompanyNicole Parker, Special Agent with the FBI from 2010 through October 2022 and a Fox News contributorTopic: FBI foiling the Iranian plot to assassinate Donald TrumpK.T. McFarland, Former Trump Deputy National Security Advisor and the author of "Revolution: Trump, Washington and 'We The People'”Topic: Trump's relationships with China, Russia, and the Middle EastJohn Rubbo, Majority Whip of the Yonkers City Council and owner of Yonkers Brewing CompanyTopic: City of Yonkers, Yonkers Brewing CompanyLenny Caro, President of the Yonkers Chamber of CommerceTopic: Businesses in YonkersThomas Homan, Former Acting Director of the U.S. Immigration and Customs Enforcement AgencyTopic: His appointment as Trump's "Border Czar" Mike Spano, the 42nd Mayor of Yonkers, NYTopic: Celebrating Yonkers Michael Spicer, President and CEO of St. Joseph's Medical Center in Yonkers, NY (tentative)Topic: St. Joseph's Medical CenterSee omnystudio.com/listener for privacy information.

David has been a banking leader in Northeast Ohio since 2011, as part of a career that includes more than three decades of banking experience nationally, focused on corporate and commercial banking. Cleveland is his home, and he enjoys supporting his city and finding success for his company all at the same time.David is the first regional president for First Financial in Northeast Ohio. In his first year after being named to the position in 2023, he quickly added $100 million in investment in Northeast Ohio through his clients.He considers his biggest win in business to have come from finding a path to success as the first employee hired in a new market, which he has done twice now, most recently with First Financial Bank. He holds his MBA, specializing in finance and marketing, from Case Western Reserve University, and a bachelor's degree in finance from Miami University. David also holds FINRA investment banking licenses.David is a proud of his local connections and volunteers his time to improve the community. He is the board chair of Building Hope in the City, a nonprofit organization that is transforming the neighborhoods of Clark-Fulton and Stockyards, and Cleveland's refugee and immigrant communities. David is also active with the Leadership Cleveland Foundation, the Miami University Venture Pitch competition and Bay Presbyterian Church.

Our Wednesday health focus guest was Dr. Danielle Hansen, the new Regional President of LECOM Health. We discussed Dr. Hansen's experience in the behavioral health field, and the wide scope of LECOM Health's footprint.

This week on The DeCesare Group Podcast, join Jim DeCesare for his conversation with Rick Seadler, Regional President of Pinnacle Financial Partners.Rick's career in banking began in 1987 where he says he started out a step below the file room. Today he serves as Regional President of Pinnacle Financial Partners and was instrumental in bringing Pinnacle to Bowling Green two years ago. Rick talks about the economic and commercial development he has witnessed in South Central Kentucky and Middle Tennessee during the span of his nearly forty year career. If you enjoy The DeCesare Group Podcast, leave us a review, and to learn more about The DeCesare Group visit our website, https://www.thedecesaregroup.com/ and check us out on YouTube, https://www.youtube.com/@TheDeCesareGroup

#utalk #itsutalkbaby #utalkwinningatthegameoflifeKerri Smith is the South Carolina Regional President for Self-Help Credit Union where she oversees retail operations and strategic partnerships. She has worked with over 50 credit unions in the United States and six countries. She is a proven, national award-winning leadership, marketing and business development professional. She was a sought-after consultant to organizations looking to grow, innovate and expand. Her leadership style is collaborative while meeting the needs of key stakeholders. In 2023, she became a published author of her faith journey called, “Driving Into Daylight: Navigating life with faith and gratitude.” In 2024, she ran for SC House of Representatives District 28. The desire to run came out of her work with the SC Fair Lending Alliance as a founding member to curb predatory lending in the state. While she lost the primary, she is still very active in legislative affairs and continues to serve on the SCFLA. Kerri has been married to the love of her life for 41 years, she has one son, a grandson and granddaughter along with a wonderful daughter-in-law. She is car enthusiast and along with her husband organize car shows to raise money for various nonprofits. She is also a Certified Credit Union Financial Counselor, Credit Union Development Educator and a Leadership Greenville Alumni. She has a passion for community economic development and works with nearly 25 non-profits and organizations in Greenville working to improve the lives of citizens. #utalk #itsutalkbaby #utalkwinningatthegameoflife #KerriSmith Want to create live streams like this? Check out StreamYard: https://streamyard.com/pal/d/66869827... --- Support this podcast: https://podcasters.spotify.com/pod/show/utalksportsshow/support

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   This episode of RIMScast is proudly sponsored by Hillwood. Hillwood is a leading multinational real estate development company and part of the Perot family of companies. For more information, visit Hillwood.com.   Justin Smulison interviews four guests today, SORM Executive Director, Stephen Volbrecht, SORM Division Chief of Strategic Programs, James Cox, SORM Chairman of the Board of Directors, Gerald Ladner, Sr., and DFW RIMS Chapter Board Member Penni Chambers. The discussion covers the various roles of Stephen, James, and Gerald in SORMS, the purpose and development of SORMS over the years, and how SORMS manages risks for all the state of TEXAS. They also speak of the upcoming RIMS DFW 2024 Fall Conference on September 19th at the Irving Convention Center in Irving Texas and what they will present there.   Listen in for ERM wisdom and a preview of the RIMS DFW 2024 Fall Conference. Key Takeaways: [:01] About our sponsor, Hillwood. [:13] About this episode of RIMScast, coming to you from RIMS Headquarters in New York. Our guests are from the Texas State Office of Risk Management. [:37] First, let's talk about RIMS Virtual Workshops. The full calendar of virtual workshops is at RIMS.org/VirtualWorkshops. August 15th kicks off the three-part series, Leveraging Data and Analytics for Continuous Risk Management. Other dates for the Fall and Winter are available on the Virtual Workshops full calendar at RIMS.org/VirtualWorkshops. [1:01] Let's talk about prep courses for the RIMS-CRMP. The next virtual offering will be on August 7th and 8th, a RIMS-CRMP Exam Prep along with Utah Valley University. [1:13] The next RIMS-CRMP-FED Exam Prep course will be hosted along with George Mason University on December 3rd through 5th, 2024. Links to these courses can be found on the Certification Page of RIMS.org and in this episode's show notes. [1:28] Registration opened for the RIMS Canada Conference 2024 which will be held from October 6th through the 9th in Vancouver. Visit RIMSCanadaConference.ca to register. All RIMS regional conference information can be found on the Events page at RIMS.org. [1:47] We would like to extend a big “Thank You” to today's sponsor, Hillwood. Hillwood is a leading multinational real estate development company and part of the Perot family of companies. Hillwood's diverse portfolio includes industrial, logistics, corporate offices, retail, aviation, and multi-family housing developments. [2:05] Notably, Hillwood's Alliance Texas project has generated over 66,000 jobs and a $120 billion economic impact. Hillwood operates in 65 markets across North America and Europe, constantly seeking opportunities to create vibrant communities and deliver value to its partners. [2:23] Hillwood specializes in e-commerce industrial development, serving some of the world's largest retailer brands. Its residential communities division is dedicated to creating truly unique, master-plan communities. In 2023, Hillwood sold 2,141 homes in its communities and delivered nearly 1,500 lots to builders with more than 3,800 lots in the pipeline for 2025. [2:45] Hillwood is also leading the development team for Goldman Sachs's new facility in uptown Dallas. As a privately owned company, Hillwood prioritizes long-term sustainability: social, economic, and environmental. For more information, visit Hillwood.com. [3:05] Today we will be joined by leaders of the Texas State Office of Risk Management. They will participate in a panel discussion on September 19th at the DFW RIMS Annual Conference and Event. [3:18] They're a fabulous chapter and that event will be held at the Irving Convention Center in Irving, Texas. A link is in this episodes' show notes. Visit DWWRIMS.org for sponsorship opportunities and registration information. [3:31] Our guests today will discuss what it takes for the Texas State Office of Risk Management to function, how they prepared and reacted to Hurricane Beryl in July, and we'll talk ERM and how some of their military experiences have enabled them throughout their risk careers and at the Texas State Office of Risk Management (SORM). [3:55] SORM Executive Director, Stephen Volbrecht, Division Chief of Strategic Programs, James Cox, and Chairman of the Board of Directors, Gerald Ladner, Sr., welcome to RIMScast! [4:54] Stephen Volbrecht is the State Risk Manager for Texas and Executive Director of SORM. The office administers the Enterprise Risk Management Program, the Insurance Management Program, the self-insured Workers' Compensation Program, and the Continuity of Government Operations Program. Those are the four key missions of the Texas SORM. [5:58] Gerald Ladner, Sr. has been in the industry for 42 years and successfully navigated four hard markets. He has played roles with global and domestic U.S. insurance companies and is still engaged with the industry even though he's semi-retired. [6:29] Gerald has also served as a broker. He has insured prominent clients like the Coca-Cola Company, the City of Atlanta, Fulton County, and The Southern Companies. He quoted on the Boston Artery Tunnel Project, which capped the global reinsurance industry supply. Gerald's last assignment was as a Regional President at State Auto Insurance Company. [6:52] Gerald is involved today in independent board work, as well as serving his Alma Mater, and has served as Insurance Commissioner Appointee for the Texas Property and Casualty Guarantee Insurance Association, as well as the Texas Medical Liability Joint Underwriting Association. Gerald's turn as Chairman of the Board at SORM expires in 2027. [8:01] James Cox is the Division Chief of Strategic Programs at SORM. His job is to take the vision that Gerald has and the strategic view that Stephen has and make them applicable to the Texas state agencies. He does the daily work that supports their vision and mission. He has an insurance adjuster license, an agent license, a notary, and a risk manager license. [9:40] Stephen Volbrecht has been with SORM for more than 20 years in various roles. He joined in 2001, just before 9/11. The office was created in 1996 and went into operation in 1997. It was created to get workers' compensation costs under control for Texas state employees. [10:37] At that time, The Office of the Attorney General, Workers' Compensation Division, paid Workers' Compensation claims while the Department of Insurance, Division of Health and Safety, had the Texas Workers' Compensation Commission. The two agencies didn't communicate directly. [11:38] Texas combined the Attorney General's Workers' Compensation Division and the Department of Insurance's Workers' Compensation Commission and created the State Office of Risk Management. [11:49] Within two years, they had dropped Workers' Compensation costs by over $30 million, and not by denying claims or cutting corners. They paid claims more timely, stopped disputing claims, and prevented injuries from happening through risk management. [12:30] They continually put pressure on costs, even as medical inflation rises. Texas pays about $40 million a year for accidents and injuries. Because of success with Workers' Compensation, SORM now has three additional missions, the Enterprise Risk Management Program, the Insurance Management Program, and the Continuity of Government Operations Program. [13:42] SORM worked with the Federal government to design the Texas Continuity of Government Operations Program, helped the State Legislature adopt it, and then was tasked with implementing it. Gerald Ladner and James Cox use their industry knowledge to develop procedures and frameworks for the Insurance Management Program. [14:58] SORM is a fundamentally different agency than the office Stephen joined in 2001 because the scope of its mission set has expanded greatly over the 20-plus years. [15:32] SORM is a fairly large office compared to what other states might have. It's an office of specific subject matter experts over each of the domains it covers. It has a broad scope, including Enterprise Risk Management. [16:02] Gerald says SORM has a small board of five members responsible for strategic guidance, governance, innovation, leadership, risk management, stakeholder engagement, performance monitoring, and mentorship to the executive team. The board can decide quickly and anticipate the areas of risk they need to look at and how the organization will address them. [16:45] Justin takes a brief break and thanks Hillwood for sponsoring this episode. Hillwood operates in 65 markets across North America and Europe, constantly seeking opportunities to create vibrant communities and deliver value to partners. Visit Hillwood.com for more information and to seize those opportunities. [17:08] Justin also dives deeper into the RIMS DFW 2024 Fall Conference and Spa Event that will be held on September 19th and 20th in Irving Texas. Here to tell us a little bit more about it is an omnipresent force among DFW RIMS members; Penni Chambers, welcome back to RIMScast! [17:34] This episode is airing almost four years after Penni made her RIMScast debut. A lot has changed in four years! [18:20] Penni is Vice President of Risk Management at Hillwood. She is in charge of a team of two that maintains, procures, and does all things insurance for all of Hillwood and its enterprise companies, including land and cattle, oil and gas, and aviation. [18:52] Penni's role at RIMS has changed. She is serving the constituents of the RIMS chapters and members by being a proud board director. Penni is a lifelong member of DFW RIMS and a former president, serving a term in 2019. [19:30] Penni will moderate the kick-off session of the RIMS DFW 2024 Fall Conference on September 19th at the Irving Convention Center in Irving Texas. She will be moderating a panel with today's guests, from the Texas State Office of Risk Management, Stephen Volbracht, Gerald Ladner, and James Cox. There will be so much talent and knowledge on that panel! [20:09] Penni is so excited to moderate this panel. They will go through the who, what, when, where, and why for this panel. They will talk about governance and the legislative process, and how they manage and procure their liabilities and assets. Texas is huge. These gentlemen have a great responsibility. Penni is excited to get to interview them! [21:04] Besides this panel, attendees can also expect workshops, a risk managers' luncheon, and other speakers and presenters. On Friday, the 20th, they have a Spa Day. The Spa Day is one of the things that sets the DFW annual conference apart. Chill out a bit at the DFW RIMS Annual Conference. They go big on this deal! [22:04] Registration is open to members and non-members. Join the DFW RIMS for two days of fantastic events! Enticed? Go to DFWRIMS.org for more information and to register. [22:42] Penni says they are so excited to have everyone who is joining them for this event. This is going to be one of the best DFW RIMS Annual Conferences they have ever had! [22:52] Justin thanks Penni and looks forward to seeing her at the 2024 Fall Conference and Spa Event hosted by the DFW RIMS Chapter on September 19th and 20th! Visit DFWRIMS.org for more information. A link is in this episode's show notes. [23:10] Let's return to Justin's interview with the Texas State Office of Risk Management. [23:22] Gerald compares the challenges of his current position to those of the senior leadership roles he has held at insurance companies. It's an opportunity to educate and inform the public in terms of what they do to deal with the issues that emerge in a new area of risk. Gerald says that fortunately, he has been able to survive all the challenges of a very tough business. [24:02] The leadership at SORM focuses on retention, making sure that the team's service to the state is valued and that they have unique growth opportunities. SORM is essentially an insurance company with brokered services. [24:38] They have to make sure the products that are offered are current and forward-leaning, with the metrics in place for timely delivery of services for injured employees. Gerald speaks of how quickly SORM responded to the pandemic. [25:10] Stephen Volbrecht adds that it's important to understand that SORM is, at the foundation, a service organization. They exist to offer support to state agencies for their risk management concerns and objectives. SORM operates as a consultant, assessor, and advisor. SORM is not a regulatory agency, enforcement agency, or auditor. It's 100% about service. [27:13] Beryl was a Category 1 hurricane. James Cox says he joined SORM when Harvey was hitting the coast. That's where the preparedness started for Beryl. Before Beryl hit land, SORM was implementing the things they did post-Harvey. [28:05] Stephen speaks of resilience. You can't prevent an Act of God. He cites the 9/11 Commission. Their primary finding was that the most important failure was one of imagination. Leadership failed to appreciate the gravity of the threat. SORM has the approach never to underestimate what can happen. Uncertainty is at the basis of all risk. [29:41] Anticipate the worst-case scenario, prepare for that, and go from there. SORM ensures that every state entity under its jurisdiction has an updated and validated Continuity of Operations Plan. You can't prevent a disaster but you can mitigate it. There are lessons learned not just from Harvey but from the freeze events that hit Texas for three years running. [30:34] There are mitigation efforts that get put into place after we learn our lessons. Use after-action reports. What failed? Don't do that again. What succeeded? Do more of that! Texas put in dams to prevent inundation of water. They put in automated systems for dampers on air conditioning for the freeze events. [31:07] They went steps further in responding to situations based on risk management reviews and assessments to have product and service contracts and materials pre-staged for when these events happen so that you can bring up your services within hours, not weeks. That has a direct cost impact and an impact on the individuals that are being affected. [31:38] SORM has saved hundreds of millions of dollars in downtime and both direct and indirect expenses compared to where they found themselves as recently as Harvey. You can value the ROI in cost avoidance by comparing years without risk management controls and the years after risk management controls have been implemented. [32:56] James comments about Hurricane Beryl and after-action reports. An internet provider in the area went down, causing restaurants to only take cash. Agencies need the ability to switch from one carrier to another depending on if the carriers are operating. [34:04] Gerald says the board looks forward to the strategic plan that the executive director shares with them and they have the opportunity to acid-test it to make sure they are covering all the areas so they don't have a failure of the imagination. The board maintains the culture and listens to the employees. They invite employees to attend board meetings. They get a full house. [34:56] It shows the employees an alignment between the board and the leadership team. The board gives the executive performance review and the employees will hear areas of outstanding work and areas to focus on in the future. The board seeks to maintain that alignment. [35:32] It's RIMS plug time! Webinars! Servpro makes its RIMS Webinars debut on August 8th with Hurricane Preparedness in 2024: Innovations and Strategies to Protect Your Organization. On August 27th, Riskonnect returns to discuss How To Successfully Deploy AI in Risk Management. [35:57] On September 12th, Hub International returns to deliver the third part of their Ready for Tomorrow series, Pivot and Swerve Staying Agile During Shifting Market Dynamics.  More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Webinar registration is complimentary for RIMS members! [36:20] We would like to express our thanks to Hillwood for sponsoring this episode of RIMScast. Hillwood is a leading multi-national real estate development company and part of the Perot family of companies. Their diverse portfolio includes industrial, logistics, corporate office, retail, aviation, and multi-family housing developments. [36:43] Hillwood operates in 65 markets across North America and Europe, constantly seeking opportunities to create vibrant communities and deliver value to partners. Seize those opportunities by visiting Hillwood.com. [36:59] Let's return to my interview with Gerald Ladner, Sr., Stephen Volbrecht, and James Cox of the Texas State Office of Risk Management. [37:28] James is a veteran of the U.S.A.F. Stephen is a Captain in the Judge Advocate General Corps. Justin thanks them for their service and asks how those experiences lend themselves to effective risk management. [38:02] James says no matter the specialization in the military, the military does very well operating in high- or higher-risk environments. They drill mission and safety in equal parts. The military mindset is understanding the chain of command, codes, and standards, and what you are basing your risk on. If you don't know the accepted way to do a thing, it is a risk nightmare. [38:49] James has found that using his military background, he knows where to look for how to treat a type of risk. That background transitions easily to risk management. [39:18] Gerald's father did three tours in Vietnam. His daughter went to West Point and was in Iraq. He understands the military mindset. It reflects the strengths we now find in the SORM organization with clear chains of command but also an environment where associates can come forward and bring their issues and opportunities. [40:18] Stephen and James are on the Technical Advisory Group (TAG) for ISO 31000. Stephen says the ISO 31000 framework and other ERM frameworks are essential for SORM. Risk management is about decision-making. The ISO model is that risk is always negative. What you are trying to do is avoid the bad things. [42:43] Stephen says the effect of uncertainty on objectives can be positive, negative, or neutral, whether it's an opportunity, an obstacle, or an obligation. That's where ISO 31000 comes in. For some time, Texas was the only state to adopt ISO 31000 as the state ERM standard. They did it through the utilization of guidelines written in collaboration with contributors. [43:29] They're called the Texas Enterprise Risk Management Guidelines. They don't tell people what to do but they give people a framework for how to answer questions of risk and make decisions. The meta-framework of the guidelines is called Governance, Risk, and Compliance (GRC), developed by OCEG, the Open Compliance and Ethics Group. [44:23] The meta-framework of GRC is that enterprise risk is about critical disciplines. That's the true enterprise risk model. It deals with governance and oversight, Gerald's role; and strategy and performance, James's role. Risks and decisions, compliance and ethics, security and continuity, audit and assurance; each of these domains has to be integrated into an ERM model. [45:00] SORM uses ISO 31000 as it is sufficient to their needs, but they still pull from other standards, such as COSO or SERM. [45:58] James says it's not necessarily the brand of framework you choose that is important. It's the vocabulary that you need to understand. SORM picked ISO 31000 and all the state agencies they work with took a course in it so they all had the same vocabulary. As long as everyone understands the standard, they can apply it. [46:44] The Texas Enterprise Risk Management Guidelines are known as the TERM-G or TERM Guidelines. [47:24] Gerald has a degree in psychology. It was a soft skill that was sought when he entered the workforce. There's a lot of stress on employees and it's important for the leadership team to have the right skill set to work with stressed employees and meet some of their needs. Gerald recalls Enron and the need to make hard choices about ethical behavior. [51:03] Gerald has had an extensive relationship with RIMS. He reminisces about attending RISKWORLD many times when he was with Zurich and cutting deals on the floor. We're in a world where change is increasing and the ability to get fresh, insightful information allows organizations like SORM to think through the next round of strategies to manage the risks. [52:23] Gerald knows the value in RIMS and looks forward to participating in this upcoming panel at DFW. [52:33] Gerald, Stephen, and James will be at the RIMS DFW Conference in September. Gerald will discuss the macro forces at work that have the potential to impact loss cost for SORM, and the state of the reinsurance market which is linked to SORM's ability to get property capacity. [53:06] Gerald says they want to talk about the interplay between risk managers and the boards they report to. Boards are taking a harder look at risk managers. Boards don't like surprises. It takes quality communication with the board. There also has to be strong orientation of new board members so they can act as proactive business partners as they face the challenges. [53:56] Also, the an ongoing discussion about broadening risk appetite and tolerance. The importance of parametric insurance, understanding how the market is behaving. Capacity is being contracted in Florida and the Gulf states and there have to be additional ways of dealing with risk. SORM provides good advice-based education on the proper coverages needed. [55:09] James will talk about how, when he was a new risk manager years ago and risks were new to him, through RIMS, he was connected with a host of individuals who had seen the same risks every day and were veterans of it. RIMS is a support system for a new risk manager. [55:22] He will speak of the tools RIMS provides, like the benchmark surveys, white papers, and articles, like the Hurricane Preparedness 2024 article, that came out 15 days before Beryl was approaching across the Gulf. SORMS is similar to an insurance carrier in Texas, except they want to look at your risk model, policies, and procedures. If there's a gap, then get insurance. [56:31] SORMS is not in it for profit but for protection and what's best for the state of Texas. [56:43] Stephen will talk about the relationships with RIMS over the years the relationships established and the outstanding resources that are available. He finds the compensation report a bit of a downer, though, personally, working for the State Government! [57:32] RIMS and associations like RIMS are essential for upholding high ethical standards and integrity in the profession and are also important for self-governance. When professionals agree on high standards of operation, that keeps the government out of your business. Stephen also talks about other aspects of SORM that people may not know about. [59:41] There are big risks on the horizon that could be talked about, like climate change, cybersecurity, artificial intelligence, political risk, civil unrest, inflationary pressures, global market volatility and alternative risk financing, and the pandemic moving into endemic with massive economic and societal impacts. [1:01:20] Justin thanks Gerald Ladner, Sr., Stephen Volbrecht, and James Cox for being on RIMScast. Anyone who wants to hear more from SORM will travel out to Dallas on September 19th for the DFW RIMS Annual Meeting! Justin will be there and looks forward to seeing them in person, hearing what they have to say, and shaking their hands for a big group shot! [1:01:57] Special thanks again to all of our guests from the Texas State Office of Risk Management, Gerald Ladner, Sr., Stephen Volbrecht, James Cox, and of course, former DFW RIMS President, Penni Chambers, who was also on the RIMS Board of Directors. The DFW RIMS Fall Conference and Spa Event will be held on September 19th and on the 20th is Spa Day. [1:02:24] Visit DFWRIMS.org to register. [1:02:27] Extra special thanks to our sponsor Hillwood. Hillwood is a leading multi-national real estate development company and part of the Perot family of companies. Hillwood's diverse portfolio includes industrial, logistics, corporate, office, retail, aviation, and multi-family housing developments. [1:02:43] Notably, Hillwood's Alliance Texas project has generated over 66,000 jobs and a $120 billion economic impact. Hillwood operates in 65 markets across North America and Europe, constantly seeking opportunities to create vibrant communities and deliver value to its partners. Visit Hillwood.com for more information. [1:03:07] It's Plug Time! The RIMS App is available to RIMS members exclusively. Go to the App Store and download the RIMS App with all sorts of RIMS resources and coverage. It's different from the RIMS Events App. Everyone loves the RIMS App! [1:03:42] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [1:04:26] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [1:04:43] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [1:04:59] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [1:05:21] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: DFW RIMS 2024 Fall Conference and Spa Event | Sept 19‒20 About our sponsor, Hillwood: Hillwood.com RIMS Canada Conference 2024 — Oct. 6‒9 | Registration is open! RISKWORLD 2025 will be in Chicago! May 4‒7 RIMS DEI Council RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS Strategic & Enterprise Risk Center NEW FOR MEMBERS! RIMS Mobile App Spencer Educational Foundation — Funding Their Future Gala 2024   RIMS Webinars: Hurricane Preparedness in 2024: Innovations and Strategies | Sponsored by ServPro | Aug. 8, 2024 How to Successfully Deploy AI in Risk Management | Sponsored by Riskonnect | Aug. 27, 2024 HUB Ready for Tomorrow Series: Pivot and Swerve — Staying Agile During Shifting Market Dynamics | Sept. 12, 2024 RIMS.org/Webinars   Upcoming Virtual Workshops: Leveraging Data and Analytics for Continuous Risk Management (Part I) 2024 — Aug 15 See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Sponsored RIMScast Episodes: “Partnering Against Cyberrisk” | Sponsored by AXA XL (New!) “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer “Alliant's P&C Outlook For 2024” | Sponsored by Alliant “Why Subrogation is the New Arbitration” | Sponsored by Fleet Response “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interviews featuring RIMS Risk Management Honor Roll Inductee Mrunal Pandit!   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Stephen Volbrecht, Executive Director for the State Office of Risk Management (SORM) James Cox, Division Chief of Strategic Programs (SORM) Gerald Ladner, Sr., Chairman of the Board of Directors (SORM) Penni Chambers, former DFW RIMS president and RIMS Board Chairperson   Tweetables (Edited For Social Media Use): The cheapest injury that you ever have is the one that doesn't happen. — Stephen Volbrecht   Our approach is never to underestimate what can happen. Uncertainty is at the basis of all risk; not understanding what the consequences may be. So what you do is you anticipate the worst-case scenario, you prepare for that, and then you go from there. — Stephen Volbrecht   No matter the specialization in the military, the military does very well operating in high- or higher-risk environments. They drill mission and safety in equal parts. — James Cox   We're in a world where change is increasing and the ability to get fresh, insightful information allows organizations like SORM to think through the next round of strategies so that we can manage the risks. — Gerald Ladner, Sr.  

Join Laura Dyrda as she talks with Carrie Owen Plietz, Regional President of Kaiser Permanente Northern California. Carrie shares her journey in healthcare, her commitment to service, and the innovative strategies Kaiser Permanente is implementing to enhance employee wellness, patient care, and operational efficiency.

Join Laura Dyrda as she talks with Carrie Owen Plietz, Regional President of Kaiser Permanente Northern California. Carrie shares her journey in healthcare, her commitment to service, and the innovative strategies Kaiser Permanente is implementing to enhance employee wellness, patient care, and operational efficiency.

July 26, 2024 ~ The economic landscape surrounding the Tournament of Champions Pro-Am event is dissected with insights from Mike Land, Regional President for Huntington National Bank. Huntington Bank is thriving with increases in net income, deposits, and loans, bolstered by a shift of deposits from larger banks. Inflation and surging gas prices are hitting lower-income earners hardest, but higher-income earners are beginning to feel the strain.

On this segment of Your Money Matters, Jon Hansen is joined by Sean Gallagher, Executive Vice President and Regional President at Busey Bank, and Art Feierberg, Senior Vice President / Commercial Market President at Busey Bank. The trio talks about the market’s general state, how Busey helps its customers, and commercial real estate currently being […]

Overcoming adversity is a common theme for women throughout their careers. In this episode of  “Your Money. Your Mission.”, Kelly has a candid discussion with two remarkable women, Tamarra Coleman, Executive Director of the Shalom Center, and Karla Krehbiel, Regional President of Johnson Financial Group in the Southeast region. With a combined experience of 70 years advocating for women in business and life, they discuss challenges faced, support received, and strategies employed to navigate male-dominated industries. From owning their numbers to embracing authenticity, Tamarra and Karla emphasize the importance of mindset, continuous learning, and mentorship in achieving success. Their shared commitment to servant leadership, balanced with courage and adaptability, shines through as they empower the next generation of women leaders. They also stress the significance of financial literacy and empowerment, drawing from personal experiences to ensure a secure future for themselves and their families. Tamarra and Karla inspire listeners to embrace their potential, challenge norms, and chart their own paths to success.Submit a question on Your Money. Your Mission.Click here to enter giveaway Click here to enter giveaway

Joe Connelly, Executive Director of Run Vermont and Heidi Stumpff, Regional President of M&T Bank, join Kurt & Anthony to talk about the upcoming 2024 VT City Marathon.

Welcome back to The Construction MF'ers Podcast! In this new episode, Scott Peper, our CEO and Founder, is joined by Vince Chillura, Chief Banking Officer & Regional President for West Florida at Valley Bank. With a wealth of commercial real estate lending, banking experience and deep roots and commitment to the community, Vince brings expert knowledge on the crucial intersection of banking and construction. We dissect the critical aspects of building solid banking relationships and understanding the nuances of construction loans. Vince shares tailored insights into how strategic banking partnerships can significantly impact your construction business's success and growth.Here's what we explore:

In today's episode: Liesel Cooper shares her journey in the home building industry, where quick decision-making and embracing risks are part of the daily grind. Tune in as Liesel discusses navigating the complexities of a male-dominated field with empathy and self-awareness, revealing the keys to her successful career and impactful leadership. Timestamps: 00:00 Don't Take No as an Answer 05:50 Self Repairing Concrete 09:44 Addressing the Housing Affordability Crisis with Startup Companies 14:46 The Importance of Passion in the Home Building Industry 23:50 Why Fast Decision-Making in Home Building Matters 25:15 Keys to Success - Talent, Intelligence, Hard Work, and Determination 26:09 Surrounding Yourself with Smart and Capable People 27:34 The Value of Mentors in Personal and Professional Growth 33:08 Finding the Right Role Through Self-Awareness 35:00 The Challenges and Rewards of Being a Female Executive 39:13 Passion, Empathy, and Self-Awareness in Leadership About Leisel: Liesel Cooper, Regional President at Dream Finders Homes, has had a long history of success spanning 36 years in the homebuilding industry, having served in prominent positions for several national builders. Liesel brings a wealth of experience to the table. With a diverse background spanning land acquisition, land development, land entitlement, construction, purchasing, product development, sales, corporate marketing, customer service functions, and finance—resulting in over $3 billion in revenue for the company in 2022 while delivering just over 6,600 homes.  Acknowledgements: Builder365 is powered by Opendoor for Builders. For easy sales and smooth moves, visit www.opendoor.com/builder365

May 2, 2024 ~ Mike Bickers, Regional President, Detroit and Southeast Michigan PNC Bank talks to Paul live at Motor City Casino.

On this airing of Your Money Matters, Jon Hansen is joined by Sean Gallagher, Executive Vice President and Regional President at Busey Bank. The two discuss the fed rates and what the silver lining is for saving money.

FRED'S BIO Fred Rivera is as accomplished as he is a terrific human being and has had a remarkable career. He is one of the highest ranking (and few) Latinos in the business of American professional sports. He currently serves as Executive Vice President and General Counsel for the Seattle Mariners, loves the game, started pitching as a young kid (great curveball), played in college, and deeply knows the economics of sports - and their positive impact on communities across America. We talk about school, multi generational influences, LA Law (the show), community fabric, leadership, and of course, emotional connections to baseball. His Mariners role was preceded by another big role: Fred served as Managing Partner of Perkins Coie's Seattle office, one of the largest and most prestigious law firms in the United States where he spent about two decades. He started his  career in the 1990's as a trial attorney in the Civil Rights Division of the U.S. Department of Justice and in the early 2000's he served as Vice President in charge of internal investigations at Fannie Mae. He serves on the boards of directors of Heritage Bank (NASDAQ: HFWA), Delta Dental of Washington and OAC Services, and ROOT Sports, the Mariners-owned regional sports network. He has been recognized  in the U.S. News-Best Lawyers in America and as Director of the Year (2022) by the Puget Sound Business Journal. Fred also serves, or has served, as President of the Latina/o Bar Association of Washington, Regional President of the Hispanic National Bar Association and the boards of Rainier Scholars, Trustee of the King County Bar Association, Board of Directors of the Downtown Seattle Association, ArtsFund, and the United Way of King County, where he was Chairman. FRED RELATED LINKS Talking Baseball and More Baseball- KIRO7 News & KING5 News Heritage Financial Profile MCCA Profile Luminaries in Law - Seattle University Distinguished Alum Award - California State University GENERAL INFO| TOP OF THE GAME: Official website: https://topofthegame-thepod.com/ RSS Feed: https://feed.podbean.com/topofthegame-thepod/feed.xml Hosting service show website: https://topofthegame-thepod.podbean.com/ Javier's LinkTree: https://linktr.ee/javiersaade  SUPPORT & CONNECT: LinkedIn: https://www.linkedin.com/showcase/96934564 Facebook: https://www.facebook.com/profile.php?id=61551086203755 Twitter: https://twitter.com/TOPOFGAMEpod Subscribe on Podbean: https://www.podbean.com/site/podcatcher/index/blog/vLKLE1SKjf6G Email us: info@topofthegame-thepod.com   THANK YOU FOR LISTENING – AVAILABLE ON ALL MAJOR PLATFORMS  

She started her career as a political organizer, launching Mass VOTE, a state-wide voter engagement campaign, then parlayed those skills into economic development. As the EVP and Regional President at Berkshire Bank, Malia evolved the bank's strategic focus to prioritize community impact. Malia shares how her theory of change evolved, how she identifies gaps between organizations' intentions and their impact, and the very personal question she is constantly circling back to in therapy.Follow Malia and her work on Instagram @theurbanlabz, and find her book From Intention to Impact here. If you loved this episode listen to Why Cristina Tzintún Ramirez Wants Latinas to Be Less Humble and More Demanding and  Code for America's Amanda Renteria Lost Some Battles, but Is Winning the Political War.

On this airing of Your Money Matters, Jon Hansen is joined by Sean Gallagher, Executive Vice President and Regional President at Busey Bank, and Simon Grant, Senior Vice President and Managing Director of Busey Wealth Management. They discuss lessons that we’ve learned from the banking sector over the past year and rolling over your 401k.

Living in the Spirit: Aiming Your Life at the Right Target   Nate Hettinga, Regional President, Converge NW   Living in the Spirit gives us a new eternal perspective on everything in life.  While life is messy, the goal of our lives is to become like Jesus.  He is the goal!    Click on the links below for additional Cascade Church resources. Connect Card: https://cascadechurch.org/connect Give Online: https://cascadechurch.org/give  

In episode 135, Coffey talks with David Aspinall about embracing neurodiversity in the workplace.They discuss how auticon is a demonstration that neurodiverse individuals bring unique value propositions to employers; underemployment in the neurodivergent workforce; how employers can prepare their team to engage with neurodiverse peers; the benefits of having a diverse organization in terms of work culture; the challenges neurodiverse applicants might face during the recruiting process; and whether employers should have different expectations around communication, conduct, and performance when hiring neurodivergent talent.Good Morning, HR is brought to you by Imperative—premium background checks with fast and friendly service. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest:David has served as CEO of auticon US since 2020. He is responsible for overseeing the further market development of auticon in the U.S. to create more job opportunities for autistic professionals in the technology space. Prior to joining auticon, David was an executive in a Fortune 10 brand at AT&T, where he spent nearly 12 years, including time leading the telecommunication giant's Canadian operations. He also served as Regional President, South for Sprint in Texas. More recently, David worked as an operating executive with various private equity firms specializing in scaling businesses and revenue growth.David holds an MBA from Texas Christian University M.J. Neeley School of Business and a BA with Honors from The University of Sheffield. He is the 2022-23 Member Engagement Officer for YPO (Young Presidents' Organization), a global organization of 30,000 members across 142 countries.David Aspinall can be reached at:https://www.auticon.us https://www.linkedin.com/in/diaspinall About Mike Coffey:Mike Coffey is an entrepreneur, human resources professional, licensed private investigator, and HR consultant.In 1999, he founded Imperative, a background investigations firm helping risk-averse companies make well-informed decisions about the people they involve in their business.Today, Imperative serves hundreds of businesses across the US and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies.Mike has been recognized as an Entrepreneur of Excellence and has twice been named HR Professional of the Year. Additionally, Imperative has been named the Texas Association of Business' small business of the year and is accredited by the Professional Background Screening Association. Mike is a member of the Fort Worth chapter of the Entrepreneurs' Organization and volunteers with the SHRM Texas State Council.Mike maintains his certification as a Senior Professional in Human Resources (SPHR) through the HR Certification Institute. He is also a SHRM Senior Certified Professional (SHRM-SCP).Mike lives in Fort Worth with his very patient wife. He practices yoga and maintains a keto diet, about both of which he will gladly tell you way more than you want to know.Learning Objectives:1. Recognize the value of neurodiverse individuals as talent resources.2. Identify strategies to foster inclusion and support neurodiverse employees.3. Explore the benefits and challenges of integrating neurodiverse talent into organizations.

When it comes to local community impact, banks play a big role. Meet Brendan McGuire, Regional President of PNC Bank in North Texas. Brendan oversees PNC's lines of business, sponsorship, philanthropy, and branding efforts that are crucial to PNC's national main street banking model. With active roles in various local community organizations, McGuire is recognized as one of the most influential leaders in North Texas. He sheds light on PNC's national footprint, small town feel and its longstanding commitment to supporting innovation and entrepreneurship. McGuire shares insights on where he thinks the North Texas economy is headed, shares advice for entrepreneurs with crazy ideas, and provides valuable banking insights for startups. Learn more about PNC Bank at www.pnc.com Learn more about HSC Next at www.hscnext.com

When it comes to banking, I can't think of a more competitive space than Dallas-Fort Worth because it seems like there's a bank on every street corner. How do you stand out in a crowded field? Chris Shah, the Regional President for Great Plains Bank, is in the studio to discuss that today.

Chris Holman welcomes back Tim Salisbury, Regional President, Mid Michigan Region, The PNC Financial Services Group, PNC Bank. Tim, welcome back and thank you for sponsoring our recent Fall Business Sports Luncheon with Jake Boss Jr. How do we avoid getting scammed over the holiday season? How has 2023 been for PNC's clients here in the Mid Michigan Region? How's the overall economy shaping up for 2024, what should we be watching for? The talent issue continues to impact business, how do you see it from PNC's clients experience? In general, what can you say about the impact of the current interest rates? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/channel/UCqNX… » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

Amara Jackson is the current National FFA President from Corunna, Michigan. Back home in Michigan, she was the Chapter President, Regional President and State President. She loved competing in Prepared Public Speaking and her Supervised Agricultural Experience is Equine Science and Agricultural Sales. She is a current junior at Oklahoma State University, studying Agricultural Communications and Agribusiness. Upon graduation, her plan is to attend law school, where she will focus on farm success and estate planning.

In the first episode of 'The Industrialist,' Jeremy Mercer sits down with J.K. Walker, the EVP/Managing Director of Innovation & Regional President of North Texas at Third Coast Bank, SSB. Bringing over three decades of expertise in Texas community banking, Walker delves into his comprehensive experience in commercial lending and management.

Early, often and transparent was a common theme in the conversation on succession planning and generational wealth. Jud Snyder and Brad Guse of BMO share insight on competing in the new normal, basic succession planning conversations, “killer D's,” generational wealth process, liquidity, adding new family members and advice. Dairy Stream host Joanna Guza dives into the topics below with Jud and Brad: 1:55: What succession planning used to look like and what we are seeing now 3:19: Can your farm compete in the ‘new normal' 4:54: Basic succession planning conversations 7:15: Emotions involved in succession planning 8:46: Perfect time to exit 10:50: Ideal time to end the farm with no successor 13:20: Keep an eye on macroeconomics    14:01: Considerations when selling to a third party 15:25: Preparing for the unexpected, ‘Killer D's' 18:15: Process of generational wealth and how it's generated 20:36: The 2017 Tax Cuts and Jobs Act doubled the lifetime estate and gift tax exemption and set to expire Jan. 1, 2026, how does this impact succession planning 22.19: Who should be involved in succession planning 24:01: What is liquidity and why is it important 26:04:  Considerations with marriage and new family members 27:14: Multiple siblings but only select few taking over the farm, what about the other non-farming children 29:54: When does life insurance play a role 32:10: How to keep the older generation involved 34:48: Final advice on succession planning Special thanks to BMO for sponsoring this episode. About the guests Jud Snyder Jud Snyder is Regional President of the Midwest with BMO Wealth Management and BMO's Senior Executive for Southeast Wisconsin.  Jud oversees the strategic development and delivery of BMO Private Bank's personal wealth management platform to high net worth individuals, families and organizations, including closely-held and family-owned businesses, endowments and foundations throughout the Midwest. Jud joined the Bank in 1994 and has over 28 years of experience in financial services.  Prior to taking his current role, he spent much of his career in Commercial Banking. He was responsible for leading the growth and development of M&I's Equipment Finance Company. This included strategic and managerial responsibility for sales, operations, underwriting and equipment management capabilities within Equipment Finance. In 2010, he was named M&I's Head of Specialized Industries. In this role he was responsible for Equipment Finance, Global Trade, Health Care, Dealer Finance, Agribusiness and Sponsor Finance. Following the BMO acquisition in 2011, he moved back into the head role at BMO Equipment Finance with the mandate to leverage the business across BMO and grow the business to scale.  Jud obtained his BA in Russian and Economics from UW Madison ('94). He serves on the Board of Directors for The Boys and Girls Clubs of Greater Milwaukee (Trustee), United Way of Greater Milwaukee & Waukesha County, Milwaukee World Festival, Froedtert Health Systems (Chair), and Teach for America Milwaukee. He was previously a Director and Chair of the Milwaukee Ballet (2012-2019) and a past Chairman and Officer of the ELFA (Equipment Leasing and Finance Association) (2010-2020).  Jud lives in River Hills, Wisconsin with his wife, Amy and their children.  Brad Guse As an agricultural banking officer for BMO Commercial Bank - Marshfield, Brad Guse manages a portfolio of diverse production agricultural relationships made up of primarily dairy farm accounts. Guse has ten years of experience in the dairy nutrition field and over twenty - eight years of experience in agricultural banking. He was appointed by Wisconsin's Governor to serve on the Dairy 2.0 task force as well as to serve on the Wisconsin Housing and Economic Development Authority (WHEDA) board of directors. He's very involved in the Ag community serving as the school director and an instructor for the Wisconsin Bankers Association agricultural lending schools as well as serving on the American Bankers Association's Ag and Rural Banking conference committee to name just a few. Brad served 21 years in the Wisconsin Army National Guard, retiring in 2004 after his unit's successful deployment to Afghanistan. Guse holds a bachelor's degree from the University of Wisconsin-River Falls.  This podcast is co-produced by the Dairy Business Association and Edge Dairy Farmer Cooperative, sister organizations that fight for effective dairy policy in Wisconsin and Washington, D.C.  Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com.  Attend Dairy Strong on Jan. 16-18 in Green Bay, Wisconsin to gain firsthand inspiration and discover the challenges and solutions experienced by other farmers when implementing sustainable practices. Gain practical knowledge and motivation to implement practices that will make a positive impact on the environment and farms. Learn more and register at dairystrong.org.

Get ready for an incredibly inspiring and heartwarming episode! Join us for an exclusive podcast conversation with the Regional President of the USO, where we delve deep into the remarkable work and unwavering support that the USO provides to our brave service members and their families.This episode isn't just about the USO; it's a celebration of our heroes and a reminder of the importance of standing by them in times of need. If you're passionate about supporting our troops or simply curious about the valuable work of the USO, this podcast promises to be a touching and informative experience.Don't miss this opportunity to gain a deeper appreciation for the sacrifices made by our service members and their families and the vital role the USO plays in their lives. Subscribe now and be a part of the conversation.#USO #SupportOurTroops #MilitaryFamilies #Podcast #Heroes #ServiceMembers #SubscribeNowhttps://greencastleconsulting.com➡️ Instagram - https://www.instagram.com/greencastleconsulting ➡️ Facebook - https://www.facebook.com/1997GACPhiladelphia, Malvern, Pennsylvania, Delaware, New Jersey, New York, Atlantic City, Wilmington, Washington D.C.

The Dairy Streamlet is a new, condensed version of Dairy Stream that takes the long episode and covers just the high-level points of the conversation. If this topic interest you, we encourage you to listen to the full episode on Nov. 8. Dairy Stream host Joanna Guza talks with Jud Snyder and Brad Guse of BMO about competing in the new normal, succession planning conversations, perfect time to exit, process of generational wealth, importance of liquidity, future planning advice and more. Special thanks to BMO for sponsoring this episode. About the guests Jud Snyder Jud Snyder is Regional President of the Midwest with BMO Wealth Management and BMO's Senior Executive for Southeast Wisconsin.  Jud oversees the strategic development and delivery of BMO Private Bank's personal wealth management platform to high net worth individuals, families and organizations, including closely-held and family-owned businesses, endowments and foundations throughout the Midwest. Jud joined the Bank in 1994 and has over 28 years of experience in financial services.  Prior to taking his current role, he spent much of his career in Commercial Banking. He was responsible for leading the growth and development of M&I's Equipment Finance Company. This included strategic and managerial responsibility for sales, operations, underwriting and equipment management capabilities within Equipment Finance. In 2010, he was named M&I's Head of Specialized Industries. In this role he was responsible for Equipment Finance, Global Trade, Health Care, Dealer Finance, Agribusiness and Sponsor Finance. Following the BMO acquisition in 2011, he moved back into the head role at BMO Equipment Finance with the mandate to leverage the business across BMO and grow the business to scale.  Jud obtained his BA in Russian and Economics from UW Madison ('94). He serves on the Board of Directors for The Boys and Girls Clubs of Greater Milwaukee (Trustee), United Way of Greater Milwaukee & Waukesha County, Milwaukee World Festival, Froedtert Health Systems (Chair), and Teach for America Milwaukee. He was previously a Director and Chair of the Milwaukee Ballet (2012-2019) and a past Chairman and Officer of the ELFA (Equipment Leasing and Finance Association) (2010-2020).  Jud lives in River Hills, Wisconsin with his wife, Amy and their children.  Brad Guse As an agricultural banking officer for BMO Commercial Bank - Marshfield, Brad Guse manages a portfolio of diverse production agricultural relationships made up of primarily dairy farm accounts. Guse has ten years of experience in the dairy nutrition field and over twenty - eight years of experience in agricultural banking. He was appointed by Wisconsin's Governor to serve on the Dairy 2.0 task force as well as to serve on the Wisconsin Housing and Economic Development Authority (WHEDA) board of directors. He's very involved in the Ag community serving as the school director and an instructor for the Wisconsin Bankers Association agricultural lending schools as well as serving on the American Bankers Association's Ag and Rural Banking conference committee to name just a few. Brad served 21 years in the Wisconsin Army National Guard, retiring in 2004 after his unit's successful deployment to Afghanistan. Guse holds a bachelor's degree from the University of Wisconsin-River Falls.  This podcast is co-produced by the Dairy Business Association and Edge Dairy Farmer Cooperative, sister organizations that fight for effective dairy policy in Wisconsin and Washington, D.C.  Become a sponsor, share an idea or feedback by emailing podcast@dairyforward.com.  Attend Dairy Strong on Jan. 16-18 in Green Bay, Wisconsin to gain firsthand inspiration and discover the challenges and solutions experienced by other farmers when implementing sustainable practices. Gain practical knowledge and motivation to implement practices that will make a positive impact on the environment and farms. Learn more and register at dairystrong.org.

Get New Beginnings In Your Life. Have you ever wanted a new beginning in your life, but didn't know how to get it? How do you change what you have been doing all your life? Where to start and how? Life is an ongoing process, marked by continual evolution. It revolves around the art of embracing change, and when you embark on the path of renewal, your entire sense of self undergoes a profound change. In this episode, we delve into the notion that leaders are often destined to remain "under construction," persistently striving to improve a little more each day than they did yesterday and aspire to be a touch better tomorrow than they are today. While the past remains immutable, the present is where we wield the influence to create meaningful change. We'll cast aside outdated habits and beliefs that no longer serve us. This transformative process allows us to emerge as entirely new beings, with a revitalized identity and the promise of fresh beginnings on the horizon. Joining us for this enlightening expedition is a remarkable guest, Dave Rogers, the Regional President of Broken Chains Motorcycle Ministry. Dave will generously impart his experiences and insights, illuminating the path of embracing change and evolving one's sense of self, ultimately leading to extraordinary transformations in life. So, if you're prepared to embark on a voyage of self-discovery, personal growth, and profound transformation, be sure to stay tuned! This episode promises to ignite your inspiration and fuel your motivation to harness the power of becoming "new" in your own life. Get daily inspiration from our blog www.wayofwarrior.blog. Learn about our non profit work at www.likeitmatters.net/nonprofit. Check out our website www.LikeItMatters.Net.  Be sure to Like and Follow us on our facebook page.See omnystudio.com/listener for privacy information.