Podcasts about sois

Dans cette émission spéciale du lendemain de Noël, Jérémy t'invite à changer ton « Pourquoi Seigneur ? » en « Merci Seigneur ! ». À travers des exemples concrets et parfois surprenants, apprends à cultiver un cœur reconnaissant pour toutes les bénédictions, des plus grandes aux plus petites ! Sois encouragé(e) ! 00:00:00 : Début de l'émission 00:01:15 : Pensée du jour : "Si l'Éternel est avec nous, pourquoi ?" 00:04:24 : Chant 00:06:10 : Encouragement 00:08:18 : Prière

For years, gold was the asset nobody wanted to talk about. It sat there quietly while stocks and real estate continued to rip. Gold was for pessimists. For doomsayers and perma-bears.And then suddenly… gold didn't just wake up. It launched. As of mid-December 2025, spot gold is trading around $4,300–$4,400 an ounce, depending on the market, marking a gain of roughly 60% over the past year and pushing decisively into record territory. The obvious question is: why now? The short answer is that gold isn't reacting to one thing. It's responding to a stacking of pressures that have been quietly building for years and are now impossible to ignore.Start with central banks. For the better part of the last decade, central banks were net sellers or indifferent holders of gold. That changed dramatically after 2022. According to the World Gold Council, central banks have been buying gold at more than double the pace of the pre-COVID years, and 2025 continues that trend, with hundreds of tonnes added to reserves year-to-date. These aren't hedge funds chasing momentum. These are monetary authorities making deliberate, strategic decisions about what they trust to hold value. Why would central banks suddenly want more gold? Because geopolitics has re-entered the chat. We now live in a world where reserves can be frozen, payment systems can be weaponized, and “risk-free” assets depend heavily on political alignment. The World Bank has been explicit that rising geopolitical tensions and global uncertainty are key drivers of gold's surge this year. When trust in the global order erodes, gold benefits. At the same time, the U.S. dollar devaluation thesis is no longer fringe thinking. It is reality.Gold is priced in dollars, and when real yields fall and the dollar weakens, gold historically performs well. That dynamic is playing out again. Reuters has repeatedly pointed to a softer dollar and declining Treasury yields as near-term tailwinds for gold's rally . Bank of America's research echoes this relationship, emphasizing gold's inverse correlation to the dollar and the growing desire among nations to diversify away from dollar-centric reserves . In other words, gold isn't just going up because people are scared. It's going up because confidence in fiat discipline is eroding, slowly but persistently. So…Is gold still a buy or did we miss it? The truth is, both answers can be correct. Yes, gold is expensive relative to where it was a year ago. You don't go up 60% without pulling future returns forward. But what makes this cycle different is that many of the buyers driving demand are price-insensitive. Central banks don't care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. That's why major institutions aren't dismissing the move as a blow-off. Goldman Sachs has cited sustained central-bank demand and the potential for further ETF inflows as supportive of higher prices. J.P. Morgan continues to frame gold as a beneficiary of geopolitical instability and monetary uncertainty, and Bank of America is projecting prices as high as $5,000 an ounce into 2026. Of course, nothing goes up in a straight line. A shift toward tighter monetary policy or a sudden easing of global tensions could cool enthusiasm. Understand though, that gold's breakout isn't just about gold. There is a larger message that should be taken away from all of this. Hard money has come back into favor. Gold is the original hard asset. It's scarce, politically neutral, and has thousands of years of monetary credibility. But it's also heavy, difficult to move, and awkward in a digital world. Bitcoin exists on the same philosophical axis. Both gold and Bitcoin are reactions to the same problem: expanding debt, monetary dilution, and declining confidence in centralized control. Gold is the conservative expression of that view. Bitcoin is the aggressive one. Today, Bitcoin trades around $86,000, still volatile, still controversial, still misunderstood. But if gold's surge is signaling a regime shift toward hard assets, then Bitcoin may simply be earlier in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, when institutions start moving into the oldest form of sound money, they eventually begin exploring the newest. That's the signal worth paying attention to. So this week, I interview Dana Samuelson, an old friend of the show and an expert in everything gold and hard money. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Gold isn’t reacting to one thing, it’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. Welcome, everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you. From Montecito, California and today. Uh, before we begin, just a quick reminder. Uh, there is a, uh, website associated with this podcast called wealth formula.com. And, uh, that’s where you go to get deeply more deeply integrated into this community, including our accredited investor club, AKA investor club for you to join. And, uh, once you get onboarded, all you do is you, you have an opportunity to see private deal flow, uh, that, uh, is not available to the general public. If you are an accredited investor, meaning that you have, uh, make $200,000 per year or $300,000 per year, uh, for the last two years with the reasonable expectation of continuing to do so, or you have a million dollars outside of your personal residence, a net worth, then you are an accredited investor and. All you need to do is sign up and join the club. Just go to wealth formula.com and sign up and get onboarded. Now, let’s talk a little bit about something that has been extraordinary this year. It’s gold. You know, for years, gold was the asset that nobody wanted to talk about. I mean, it sat there quietly. Well, stocks and real estate continue to rip. Um. Gold really is really, you know, was for the pessimists. For the doomsayers and the perma bears. I mean, I, I gotta tell you, I kind of am was one of those people, right? And then suddenly gold didn’t just wake up. It, it totally launched, exploded in his mid-December 2025. Spot Gold is trading around, I know, 4300, 4400 an ounce, depending on the market, gaining roughly 60% over the past year. Pushing decisively into record territory. Now the obvious question is why now? Well, the short answer is that gold isn’t reacting to one thing. It’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. And this is an interesting shift because. The thing is that in the old days, and I’m even talking about 15, 20 years ago, uh, you would look at gold as something that didn’t really go up when the stock market was doing well, right? It was kind of a reaction. It was a fear-based thing. It still is sort of a fear-based thing, but now it’s not just fear of, you know, whether the stock market’s gonna crash. It’s fear of geopolitical concerns. That’s where the central banks come in, right? So for the better part of the last decade, central banks were net sellers. Or really indifferent of holders of, of gold, and that changed dramatically after 2022. So according to World Gold Council, central banks have been buying gold at more than double the pace of the pre COVID years. And 2025 continued that trend with hundreds of tons, uh, added to reserves year to date Now. These are central banks. They’re not hedge funds chasing momentum, right? They’re monetary authorities and they’re making deliberate strategic decisions about what they trust to hold value. And why would central banks suddenly want more gold? Well, because again, geopolitics has reentered that chat. We live in a world now where reserves can be frozen, right? Payment systems can be weaponized. Risk-free assets depend heavily on political alignment. Now of course, I’m talking about the United States when I’m mentioning all those things, right? Uh, how we can kind of just freeze assets of Russia and that kind of thing. I’m not, uh, pro-Russia, I’m just pointing out the fact that. Countries don’t like it when you freeze their assets. Right? The World Bank, uh, has been explicit that rising geopolitical tensions and global uncertainty are the key drivers of gold surges this year. And when trust in the global Ory roads, of course that is now when gold benefits and at the same time, the US dollar devaluation thesis is no longer just kind of fringe thinking. It’s reality. No one, no one even bothers to pretend that that’s not happening. So gold is, uh, of course, priced in dollars and when real yields fall, uh, and the dollar weakens gold historically performs well so that that dynamic is playing out again as well. In fact, Reuters has repeatedly pointed to a softer dollar and declining treasury yields as near term tailwinds for Gold’s Rally Bank of America. Uh, their research shows, uh, this relationship emphasizing gold’s inverse correlation to the dollar and the growing desire among nations to diversify away from the dollar centric reserves. In other words, gold isn’t just going up because people are scared. It’s going up because confidence in the fiat discipline is eroding altogether slowly. Persistently. So the question is, is gold still a buyer? Did we miss it? I mean, I just mentioned that it just went up by like 60%, right? So that’s a tricky question. It really is. I could certainly see some volatility there. But here’s the thing. I mentioned that central banks were big buyer, right? Central banks don’t care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. So they’re a price insensitive buyer. Um, and that’s why major, major institutions aren’t dismissing the move, as you know, just a big blow off. Uh, Goldman Sachs cited sustain central bank demand, and the potential for further ETF inflows is supportive of higher prices. Banks, uh, like JP Morgan and um, and, and Bank of America. I mean, they’re continuously talking about how gold is a beneficiary of this geopolitical instability. Bank of America is projecting prices high as $5,000 a ounce in 2026. So that’s still a big move, right? Of course, nothing goes up in a straight line. So shift toward tighter monetary policy or sudden easing of global tensions. Well, I, I could, they could cool enthusiasm, right? The less fear in the world. Well, that isn’t. That’s not good for gold. I understand though that gold’s breakout isn’t just about gold. There’s a larger message that should be taken away from all of this, and that is that hard money, real assets have come back into favoring, and gold is the original hard asset. It’s scarce, it’s politically neutral, tens of thousands of years of monetary credibility, but it’s also heavy, difficult to move and awkward in a digital world. Now, of course you know where I’m going with that. I don’t wanna make every gold conversation conversation about Bitcoin, but just as a reminder, Bitcoin exists on that same philosophical access, right? Both gold and Bitcoin are reactions to the same problem. Expanding debt, monetary dilution, declining confidence and centralized control. Gold is the conservative, you know, version of that, the expression of that Bitcoin is the crazy youngster, the aggressive one. They’re, they’re following the same rails. And today Bitcoin trades around $86,000. It’s still volatile, still controversial, still misunderstood, and really, listen, the market cap is 2 trillion bucks. Um, you know, no asset that has ever reached $2 trillion. Market cap has ever gotten to zero. But on the other hand, there’s it, it’s pretty small, and you could still move those markets really quickly, and that’s why you’ve got volatility. But if gold surge is signaling a, a, a shift towards hard assets, it’s really hard to not see that. Uh, Bitcoin may simply be, uh, you know, early in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, uh, when institutions start moving into that, you know, oldest form of sound money, they eventually begin exploring the newest. And that’s, that’s a signal. Worth paying attention to. Anyway, this week what we’re gonna really focus on though is gold and hard money. We’ll talk a little bit about Bitcoin as well. My guest is Dana Samuelson, who is. An old friend of the show, and we will have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbo charge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast ad Samuelson. He is been on the show before. He’s friend of the show. He is a professional. How do we see this numismatist since, uh, 1980. Working with some of the most influential, precious metals trading companies in the country. Before founding his own American Gold Exchange Incorporated in 1998. Uh, for nearly a decade, he was a personal protege of James U. Blanchard ii, one of the true giants of the industry, and the individual most responsible for re legalizing the private ownership of gold in the us. American Gold Exchange Inc. Is a national mail order, precious metals and rare coin dealership that makes competitive buy and sell markets in mainstream, modern, gold, silver, platinum, palladium, bullion coins and bars and classic pre 1933 US Gold and silver coins and World War ii European Gold coins. I don’t know if I left anything out, but welcome Dana. How are you doing? I’m doing great, buck. Thanks for having me back. I really appreciate it. Well, it was funny, we had a little conversation, uh, just before we started and I said, well, gosh, you know, uh, we’ve had you on the show before, maybe once, maybe twice. And, you know, and, and you, um, I think Apley described the gold market as watching paint dry. And I, I think that’s, I think that’s pretty adequate. Um, I mean, for, I mean, the last decade or so before this all happened. So, so let’s start talking about it. So, gold gold’s moved into price territory that, you know, very few people would’ve predicted even a couple years ago. So what, from your perspective, having lived lived through multiple gold cycles, what feels fundamentally different about this move? Uh, this market is a globally driven market and it’s focused on physical. There’s been a move into gold this year, and silver now platinum two. To a degree palladium, uh, in a physical level that we haven’t seen since the late seventies when we had the last really, you know, red hot market driven by fears over debt inflation. Geopolitics. Uh, you’ve got the bricks, nations that are trying to divorce themselves of the dollar, but they really can’t do it easily because there’s not a good viable alternative except for gold. And that’s been one of the leading drivers of this gold price surge that has really, you know, almost doubled in price since, uh, two years ago. A lot of it is, you know, underpinned by Central Bank Gold buying, you know, between 1950 and 2010, after the dollar became the world’s reserve currency backed by gold. And even after we un pegged the dollar to gold in the 1970s, 1971, central bankers had had gold on their, physically in their vaults from pre-World War ii when gold was money, uh, they shed that. From the 1950 all the way to 2010, they became net buyers after the great financial crisis due to the global debt explosion and primarily quantitative easing printing money outta thin air. But they were buy, they were modest buyers, you know, 500 tons a year until Russia invaded the Ukraine in 2022. And we sanctioned Russia and weaponized the dollar. The last four years, they bought, you know, almost a thousand tons of gold year or double. That really became material last year in price as the cumulative effects of their continually buying about a fifth of what the mines make every year started to really impact supplies and price movement. And now we’ve got President Trump this year, you know, throwing a monkey wrench into the World Trade order with his tariffs. And I think that that’s created a lot of uncertainty, some fear. And of course the debt just continues to go higher and higher. And now interest payments on our debt are over a trillion dollars for the first time ever. So debt servicing is starting to become problematic. The cumulative effects of all this have caused the, the people around the world, including central governments to buy gold at record rates. Um, but it’s not the phenomenon that’s happening in the United States. ’cause we don’t have a gold culture in our country, like almost every other country does. It’s interesting. Um, so what, you know, you’ve been talking about really is central banks around the world have it really been accumulating gold at levels we haven’t really seen in modern times. Right. And, and, uh, why do you think the US Central Bank. It doesn’t do the same because is it an admission of the debasement of the dollar? Because really the gold, gold is the anti dollar. I’ve always viewed it as the anti dollar maybe. Maybe that’s not the, you know, you may not agree with that a hundred percent, but I’ve always viewed it that way, and so why wouldn’t the US hedge and accumulate more? Well, we’re the world’s reserve currency. That Right. That’s, that’s created a paper culture in our, in our world. It’s now three generations old, right? Since 1945, when the dollar became the world’s reserve currency and we, the world went to a paper money standard instead of a gold money standard, which was the world’s standard from ancient times all the way till the 1930s. You know, the, our monetary system when the country was founded in 1793 was based on gold and silver coins. A copper penny was the size of a half dollar because that’s what one penny’s worth of copper was worth in 1793. Right. Um, you know, after World War ii, we had a couple things that the rest of the world didn’t have. We had a manufacturing, uh, industries that were, uh, unaffected by the, physically by the war. And we had, you know, the ability for markets to work properly, which should allow the dollar to become the world’s reserve currency. Backed by, you know, 8,200 some odd tons of gold, the biggest pile of gold that any country had. Actually, at that time it was more like 20,000 tons of gold. Uh, but by the time we got to the seventies and we un pegged from gold, we were down to about 8,000 tons. That’s still more than anybody else is supposed to have. I do think China could have more gold than that. Now they’re just not telling us they do. You know, officially they’ve got about 2,400 tons of gold, uh, and the second and third are, you know, 3000 tons of gold. So we, we still have a lot of gold. And there’s talk about auditing Fort Knox and monetizing it, but it only gets us about a trillion dollars. It’s not enough to really, you affect the 38 trillion, maybe pay the debt off for a year, or, you know, for six months. Six months, yeah. Something like that. Our, our debt is starting to matter too. You know, it’s doubled twice in the last 20 years. It gonna double again in the next 10 to 70 trillion, 78 trillion. People hear about the, the whole, uh, the bricks phenomena, right? And part of, part of what you were just discussing in the, uh, accumulation of gold. Explain that, explain what’s going on over there for people who aren’t paying attention, and you know how that is, how that is playing into all of this. Well, when we sanctioned Russia after they invaded the Ukraine. And seized their assets and threw them off of the Swift International Bank Transfer Payment System. We forced countries that were concerned that if they ran politically afoul of us, we could do the same to them. They forced them into thinking, oh, how do we get some independence from that vulnerability? Potential vulnerability? It’s not easy to replace the dollar. What they’ve, what they’ve been doing is replacing the Swift Bank transfer payment system with a payment transfer system of their own right so they can move money amongst themselves outside of the SWIFT system, number one. And since there isn’t a good viable alternative to the dollar, really the only other asset that makes sense is gold. Gold is a neutral asset. It’s not like you need it for oil or grain or steel. Nobody really needs gold, right? But it’s universally trusted. It’s immediately liquid, and it’s got a couple other things going for it that are unique. Number one, it has no counterparty risk. It’s one of the only assets. It isn’t simultaneously someone else’s liability. And number two, uh, gold in a vault can’t be seized or sanctioned. Right, so they’ve been going to gold, like they’ve been going to gold for, for centuries. It’s just, it hasn’t been that way since after World War ii. It’s a, it’s kinda like a back to the past kind of a situation. It’s sort of back to the future. It’s back to the past. That’s the allure for gold and the reason why they’re accumulating. In fact, they just launched their own currency unit called the unit. 40% backed by gold. The bricks nations have now it’s in its infancy and it’ll take a while for it to really, you know, work. But they’ve been building the components and the infrastructure to get to this point, creating the transfer of payment systems and all the components to go along with that so that they could announce something that they could use as a, as a settlement vehicle for trade, which is really what this is all about. And they’re backing at 40% by gold. Which is material and it’ll become bigger as time passes. Let’s, let’s try talk a little bit about that price movement. Huge. Um, is 60% in the last couple years, is that about right? This year alone, gold’s up 67% on a 12 month rolling basis, 67%. I mean, those are like bitcoin num, you know, type movements in the past. Right. They’re kind of crazy. So a lot of people are looking at those prices today and they’re thinking, well, I’m late to the party. Uh, are they late to the party? How do you, uh, what, what do you think’s going on there? I think the party’s about halfway through. We haven’t got to the late innings yet. I, I really do think this, and this is why this is the fourth major bull run in gold we’ve seen since we went off the gold standard in 1971. We had a a 20 to one run for gold in the seventies that was built on two oil shocks. 18% inflation and a crisis of confidence in the US then for the next 30 years. You know, 25 years a good part of my career. You know, watching gold was like watching paint dry. It traded routinely between three and $500 an ounce until we got into war, uh, following the nine 11 attacks, Iraq and I, Afghanistan, and we went into deficit spending. Then we had a second financial crisis when the great financial crisis hit another bull bull market in gold. Then we had COVID economic closures, another bull market in gold. Now we’ve got a fourth, but it’s lacking what the first three had, which was fear in the US over either economics or geopolitical events. So this gold price has essentially doubled since March or April of 2024. With no fear and a lot of complacency in the US markets. So my, my thinking is what happens if the economy slows down and, you know, the Fed’s gonna lower rates anyway. We know that’s coming with a new Fed chairman in the next five months, six months, number one, that’s good for gold. What happens if we go into a real economic slowdown and the Fed really has to drop rates, or God forbid, go to QE again, right? Or inflation rears its ugly head because the fed’s too accommodative in it. Situation where, you know, supplies are kind of tight still because of the monkey wrench, president Trump has thrown into the World Trade Order. You know, if we get fear in the US that’s when gold could go from 4,000 to, you know, 8,000. And I’m not saying that’s gonna happen, but I do think the trends have driven gold higher are not gonna change anytime soon. One of the things that you’re mentioning is those trends and like even. You know, in the last 15 years ago when I’ve been sort of involved in the investor world, the, the things that we talk about with trends with with gold have changed. I mean, usually you don’t see AI stocks going up with gold, right? Like, I mean, not that AI was around, but the point is tech stocks, that kind of thing. How is that thesis fundamentally changed? Um, I’m not quite sure I understand your question. Well, what I mean is like if gold was, gold used to be, I think it’s, you know, something again that people would buy when they were afraid of, of what’s going on in the equity markets. Right. Uh, that’s clearly not the case now. No, no, not at all. Right. Talk about that change. When did that change happen? How did it happen? This is a globally driven market. It’s not a US-centric market. This is fear around the world. You know, central banks started to underpin this market in 2022 when they stepped up their buying and doubled it. But this year, because of the uncertainty, uh, and some of the fear that President Trump’s tariffs and the way they’ve been deployed, kind of knee jerky, um, and inconsistently. Certainly not diplomatically, right? You know, it’s caused a lot of concern around the world. And for example, in April when President Trump announced the reciprocal tariffs on April 2nd, what happened? The bond market went into the complete dislocation, yields spiked from 4% to 4.5% in a week. The bond values tumble because investors started pulling money out of the, and taking it back home. Money that’d come in from Europe and Asia started to go back. So what did President Trump do? He pulled back the reciprocal tariffs on every country, but China and China said, well, we’re not gonna drop tariffs on you. And he said, well, we’ll ramp ’em up on you. So we went toe to toe with him. Until a week later, we were at 145% tariffs on China, and they were 125% on us. Well, if you’re a Chinese investor and you have real estate or stocks to invest in, and both of which have done badly since COVID or gold, what are you gonna do when your best customer suddenly says, Hey, we really don’t want your products, because that’s what 145% tariffs say to the Chinese. We don’t want your products. You can’t sell ’em here. You gotta go sell ’em somewhere else, but we’re their best customer. So they bought gold. They bought gold handover fist, and they drove the gold price up $500 by themselves during that month. That’s what I mean by fear outside of the us. Yeah. We don’t get it inside. Well, and and that’s fear outside of the markets too, right? I think that’s, that’s the fundamental shift I was trying to get at is true. It used to be that gold was, uh, gold would react on fear of the markets, but now there’s another level of fear, which is geopolitical. And it doesn’t seem like there’s any time soon that that’s gonna end. No, no. I, I, I’ve called it like a run on the bank only. It’s not a run on the bank of like George Bailey’s run on the bank and it’s a wonderful life. This is a run on the gold market, the physical gold and silver and platinum markets. That’s really what this is, and it’s a global rush to buy. And it’s not just central banks, it’s the public as well. Due to uncertainty, part of it’s fear of missing out now that we’ve had a big run in prices too. That’s FOMO in there too. That’s what I’m trying to, that’s part of what I was wondering too though, is like, you know, again, there’s people out there now who, um, are, are looking at this and they might even be listening to us going, gosh, yeah, it really makes sense and I happen to have no gold. What do I do? You know, what do I do now? Do I buy now? And, and I’ll, you know, and, and the next thing you know. I find out this was a frothy market and, and I’m down 20% for the next three years. I mean, that kind of thing. So I, I think it’s a, it is a tricky time, but, so that sort of, I guess, brings up when you think of gold, um, in a portfolio. I mean, you say, you’ve said in the past, it’s not about getting rich. Well, some people really did get rich this time. Uh, you said it’s about preserving wealth, right? So how should investors think about Gold’s role alongside stocks, real estate, and other assets right now? Well, even I think JP Morgan Chase has said this year, you know, instead of a 60 40 portfolio, you should have a 60 20 20 portfolio with 20% bonds and 20% precious metals. Gold in particular, because of what’s been happening. And now we don’t have a gold culture in our country, like most every other country does. So most Americans don’t get it. And that’s part of. We’ve ingrained because the dollar is the world’s reserve currency and it insulates us from currency shocks in commodity pricing primarily. Uh, without that insulation, you know, they might think things a little bit differently, but you know, any good financial planner will say you should have a little bit of precious metals as part of your portfolio, uh, as a hedge against financial uncertainty. And it certainly worked perfectly well during the great financial crisis. And when COVID hit because. Gold tends to counter cyclically, perform in price against stocks and bonds, and it’s always liquid. Now, you’re a real estate investor, you understand real estate. What couldn’t you get in 2009 alone? Right? Bankers wouldn’t give anybody money, right? But if you had gold, you could get liquidity, right? And gold, you know, almost doubled between 2008 and 2011 at the same time when most assets were dropping 50%. That’s an insurance policy for the rest of your money. That’s why I said, look, it’s a way to preserve wealth and have a hedge against financial uncertainty. But in the market that we’re in now, you know, having more than just the, the minimum, which is five to 10% of assets as a, you know, potentially an investment instead of just an insurance policy. That makes sense. But you’re right, you could buy and you could, you know, tie up money that won’t produce anything for a couple years, maybe longer. You also have an insurance policy in case the wheels do come off like they did during the great financial crisis or during COVID. Yeah. Yeah. I was listening to, uh, another podcast. I listened to the, these, uh, guys, the All In podcast, and, uh, Tucker Carlson was on there, and apparently he’s a, you know, huge, uh, physical gold guy. And, and he said, and I, I think he was serious. He said he buries it in his backyard and then he spreads a bunch of, um. Uh, a bunch of, you know, silver beads, uh, out there too, like, just in case no one can like, use a medical metal detector and find it is gold. Uh, let’s talk about that nuance of, of physical gold versus, you know, buying ETFs and all that stuff. What’s your take? I mean, what, what do you tell people when they say, well, gosh, you know, uh, it might be hard for me to store that gold and, and why shouldn’t I just get an ETF and, and talk a little bit about that? Well, I trade ETFs in my IRA account. When I think the, when I think I can harness price movement, that’s what I use ETFs for. You know, they’re a paper representation of gold, uh, that you can trade at the click of a button, physical gold. Is valuable. It’s, you have to find a place to store it. It’s pretty inert, so you can, you can bury it in your backyard, keep the elements out of it, but then there’s some risk there because it could be found, it could be stolen, so you do have to store it somewhere. You can put it in a bank safe deposit box, but I don’t really recommend that because what happens if there’s a banking holiday and you can’t get to it? So having a home safe or maybe, you know, maybe bearing it in the backyard. Is an option if that’s what you wanna do. Or there are independent professionally run storage facilities. There’s a few of ’em around the country that are run by precious metals dealers that are, you know, big entities. Uh uh. So I think they’re trustworthy and they certainly have the ability to service and aren’t properly insured. So that if something happens, you know your value is protected. And that’s primarily what you pay for as a storage fee is a percentage of value. Not so much number ounces that you have there, but the value percentage, because it is an insurance, uh, related value, right? The value goes up, they’ve gotta get more insurance so they get a higher storage fee for that same amount of metal if the value increases, which is unlike other assets. So I do have a couple of those I recommend that are run by professional. Companies that have been in business for years that we know would trust and have performed perfectly. If you wanna store, um, physical metal now gold is compact. You know, a hundred ounces is smaller than a paperback novel and it’s $450,000 worth of value today. You could, I could literally have one bar in each one of my coat pockets and be walking around with almost a million bucks in my pockets, and no one would know. Silver. You know, silver creates a bigger problem because it takes 70 ounces of silver to equal an ounce of gold. So there’s a lot more volume involved and a lot more weight, which is why sometimes these facilities make more sense if you wanna store something that’s more bulky like silver. But if you’re gonna store gold somewhere, that’s not easy to find. You wanna make sure somebody you trust behind you knows where it’s just in case something happens to you. Right? Yeah. Um. What, um, how difficult is it, uh, Dana, for someone to, I guess, say they wanna sell, say maybe they need to sell one of those bricks in your pocket there? Uh, and, and, um, is that a, um, a process that, I mean, it’s, you know, it’s not as easy as clicking a button at that point, right? But to make sure that you get the best possible price for your gold and all that, I mean, you’re not gonna go to a pawn shop and. Oh, that, so like, I, I’m just curious on the mechanics of that. ’cause I’ve, you know, I’ve, I’ve never sold, you know, physical gold for anything. So, so our, our company’s a physical dealer. We’re a hybrid between Amazon and a financial institution. And that, uh, we sell something online or over the telephone. The price is always changing on a minute by minute basis, but it’s like you’re buying shoes. It’s just, you know, you don’t quite know what the price is gonna be. So we physically, you know, figure out which product you should purchase, what’s best for you, and then we ship it to you if you want to sell it, it’s just the reverse of the transaction. You have to present it for delivery, which means you have to ship it back to, uh, your dealer, or, you know, physically deliver to them, and you get paid immediately upon delivery. So, um, you know, we, we do business like a financial institution. You can call us up, place a transaction over the phone. Uh, if it’s a smaller transaction, we’ll do that without deposit funds. If it’s a bigger transaction, we don’t know, you will want funds first, but once we lock in, that’s the price. Just like when you buy stock and then you pay the balance or, or we ship you the merchandise, whichever comes first. Um. You get it, inspect it, make sure you, you got what you’re supposed to get. In fact, it, you know, in the last two years with this gold price just climbing higher and higher, we’ve got a lot of clients that are complacent. They like the stock market that’s been hitting record highs, uh, and they’ve been shedding gold. We’ve actually bought more gold as an industry, not just our company, but as an industry in the last year than we’ve bought in a single year in 20 years. So it’s very easy to reverse the transaction. But what I would tell you. For your listeners is, and this is important, you should buy sovereign minted products, gold ounces, silver ounces, one ounce gold coins. They’re really just round bars made by the US Mint, the Royal Canadian Mint, the British Royal Mint. The Austrian Mint instead of refinery made. One ounce bars or 10 ounce bars or kilo bars of gold because we have a modest but growing problem with Chinese counterfeits. The Chinese can take tungsten and plate it with gold and pass it off as reel, and they can do that much better with refinery made bars that have plain design pictures stamped onto them. They can replicate those very well, but they cannot replicate the intricate pictures. The US Mint or the Canadian Mint, or the Austrian mint, British royal mint stamp onto that one ounce gold coin. We call it a coin. It’s just a round bar made by a mint that struck with dyes like a coin. And all of the mints around the world have introduced minute anti-counterfeiting design elements into the picture that they stamp on their coins to deter Chinese counterfeits. And it’s working. So the most important thing is, you know, do business with a reputable dealer that’s been around a long time, that has a good reputation, not a, not some new entity, right? You wanna find a, a trusted member of the community and develop a relationship that makes buying again or selling very easy. Once you have a relationship with a dealer, and we know the product you’ve purchased, we’ll take it back very easily. Uh, silver is, you know, people talk a lot about it in the context of, you know, the lump it with gold but has very different characteristics. Um, how do you think about silver today? I love silver today. Uh, it’s, it’s a metal at times as hard to love because every time it makes a big gain, it can give it up pretty easily. It’s more volatile than gold, but gold’s about 90% monetary metal in 10%. Commodity metal silver’s about 50 50, but what silver has going for it is, uh, a couple of unique characteristics that virtually no other metal comes, uh, as close to, which is conductivity of heat and electricity. Silver is amazing in that it’s the best at conducting both heat and electricity. I’ve got a one ounce silver coin on my desk here, and if you take this coin and hold it between your fingers and take an ice cube. You can literally cut that ice cube in half in about 6, 7, 8 seconds with a pure silver coin because the heat from your fingers gets transmitted to the coin and goes right through the ice cube. That’s just a simple example of how conductive silver is for temperature, and we have a structural supply deficit in the silver market that we’ve had for about five years now, where the industry. Is consuming more silver than comes out of the ground on an annual basis. So we’re eating into the above ground supply. Uh, so fundamentally that’s the supply and demand equation favor silver. Uh, plus because gold is moved up so much in price, silver is getting a rotation into it because it’s underperformed relative to gold until just recently where it’s played catch pretty sharply in just the last three or four months. If you measure. How many ounces of gold, uh, how many ounces of silver it takes to equal an ounce of gold, the gold to silver ratio back in April. That was a hundred to one, you know, which was an extreme. Today that ratio is a, is a little under 70 to one. It’s 67, 68 to one. So silver has played up in ketchup in price. Where is that historically? Uh, well. Normally it’s between about 40 to one and 80 to one with about 60 to one as the, as the pivot point where it’s in, they’re in equilibrium. But in the last four or five years with gold leading and silver lagging, we’ve routinely been in the 85 to 90 to one range. Uh, and we actually hit a hundred to one in April of this year, uh, which was the highest it’s been, um, except for when we had a kind of a knee jerk in the medals during COVID, which was an anomaly. Uh, didn’t last. So, but anyway. Silver is playing ketchup because it’s been undervalued relative to gold. Um, and we’ve seen, you know, people that wanna be in the metals, but think gold’s a little expensive. They’ve rotated out of gold, and we’ve seen some of that money move into silver and also into platinum. Now, platinum was under a thousand dollars this time of year ago, and it’s almost $1,900 announced today. So it’s almost platinum’s up, uh, almost a hundred percent now. This year where silver’s up 120% this year and a lot of this demand is driven globally. We’ve seen huge demand in silver in India this year because gold is so, has become so expensive, and that’s what I mean by a global run on the, on the bank. It’s not just China, Japan, it’s India too, and Europe as well. Physical buying and et f buying ETFs are available around the world in precious metals now that really haven’t been very impactful until this year. Um, but that’s what the world’s doing, you know? No discussion these days on gold is complete without at least mentioning Bitcoin. Uh, you know, and, and it’s, it’s interesting because, um, you know, even within the, uh, uh, gold world, I mean, there’s, there’s some prominent people who are really bought in to Bitcoin. Like I, Lawrence Lepert has been on the show multiple times now, and Larry’s all in. Um, just curious as a, you know, as a gold person, what do you see where, what do you see the role or do you not believe in this thing? Do you believe it is a, a parallel? Um, I, there’s so many things that you say about gold. That I’m like, yeah, you can say that about Bitcoin too and carry, you know, millions of dollars in your pocket. You can, you know, it’s, uh, there’s a very little amount of it. Um, obviously it’s new, right? Gold has been around for, since the beginning of time and, and now we’ve got 2009 for Bitcoin. What is your view? How are you seeing it? May, how are your colleagues seeing it in the gold space? Well, a couple different points to make here. Um, you know, when, when Bitcoin came out in 20 10, 20 11, you know, one of my friends in the, in the precious metals business told me I should buy it when it was 20 bucks and I didn’t get it. So I didn’t do it, and that was a big mistake on my part. But Bitcoin has one advantage that no other currency or gold has, which you can move serious money over borders easily. You’re right, you can carry it around in your pocket, in your wallet and, um, you know, you carry a lot of value around and transfer it at the, you know, click of a button. And no co counterparty risk, just like you said with gold, right? Yeah. Well, there’s some modest counterparty risk with, with bitcoin that you, you have counterparty risk with gold and theft as well. Um. Bitcoin is volatile. It’s, you know, it’s, it’s very volatile. It’s still the speculative investment. I mean, it was 124,000, you know, four months ago, and now it’s about 85,000, 90,000. So there’s volatility there that gold doesn’t have. But more importantly, what I’ve seen in my career is a generational divide. The older, older people, you know, 45 and older, like gold and silver. Younger people that grew up with phones in their hands like Bitcoin. The volatility in Bitcoin that we’ve seen in these two big selloff cycles in Bitcoin have not the first one, but the second one have helped to bring some of those younger people into the stability of gold, especially in the year when gold is doing pretty well. ’cause it then it kind of has a little bit of that Bitcoin allure, which is, you know, get rich quick. But, um. Bitcoin’s volatile, but it’s here to stay and it is now the most respected cryptocurrency. Like I almost bought Ethereum, you know, 10 years ago when one of my friends was explaining both to me and said that Ethereum basically had better fundamentals. But you know, it’s kind of inventing, it’s kinda like investing in a. What, uh, beta, beta max instead of VHS back in the day. Some of the older people remember that. You bet on the wrong horse, you know? Yeah, exactly. Well, you’ve, uh, you know, you built this, uh, firm on transparency, integrity, uh, in an industry that doesn’t always have the best reputation. Right? So for investors who decide that precious metals belong in their portfolio. Uh, how can they get a hold of you? Well, our website is, uh, A-M-E-R-G-O-L d.com. Uh, we don’t have, you know, 10,000 items on our website. We have a, we have a small listing of what available products are because we stick with mainstream items, products that are primarily easy to sell, uh, competitively priced, widely traded, and easily understood. Um, uh. Uh, email address is info I nfo@amggold.com. Uh, we have a toll, toll free number 806 1 3 9 3 2 3. Uh, we’re consultative in nature. We’ll, we’ll answer any questions. Happily, gladly, uh, no transactions too small or too large. What we really wanna do, uh, is help people because if we do that, we help ourselves. And when you treat people right, it, it comes back. And our industry does have a chair of bad actors. And, um, you, you wanna make sure that you do business with someone reputable that’s been in the industry a long time. And I understand some people may wanna do this locally where they can actually walk into a place of business. Do this instead of over the phone. So look for dealers that have, you know, longstanding, uh, businesses and good reputations. If you see a reputation that, uh, has some complaints, you know, there are other choices for you. But, um, we just try and help people buck. That’s really what we try and do. We certainly have the reputation for it. Dana. So thank you so much for being on Wellfor podcast. Well, thanks for having me. It’s great to see you again, and I wish you a great success in 2026 and a happy holiday season. You too. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to Show England. Hope you enjoyed it and, uh, I will. Uh, I should admit though, that if you go back and you listen on my, uh, past shows, this is one that I was wrong on. I, I’ve never been a gold bug. My biggest issue with gold. Um, has always been, you know, from an investment thesis that it doesn’t really do anything, doesn’t yield anything, and what’s the point of owning it rather than owning, uh, real estate. And actually, if you just look at what I said, it’s, it’s still, it’s still, it’s still kind of true, right? I mean, you can argue, well, yeah, the real estate markets really did, uh, did struggle over the last couple years. But listen, at the end of the day. The real estate market struggled because of leverage, right? Gold. There’s no leverage, no one’s borrowing, buying gold on leverage, and so it can go up and down and it doesn’t really hurt anybody. If you take the last couple decades and you know how much people made from, uh, real estate versus Bitcoin, even though there’s this huge, uh, huge uptick in Bitcoin now it’s, it’s probably the case that they come out pretty close. If not, uh, you know, real estate still being the winner. But anyway, uh, I do want to say and admit that I was wrong. That, uh, that the gold wasn’t really worth, uh, owning. I think, uh, you know, I wish I had owned some, just like a lot of people wish they’d own Bitcoin at $6,000, right? Um, in fact, I will say that one of the things in hindsight that I think of is gold in many ways for the last several years was on sale. And I haven’t really been talking about this as much, but I’ve been reflecting on this a great deal about making sure that as an investor you wake yourself up once in a while and ask, okay, well, what’s on sale? Well, gold was on sale for a while. Silver was definitely on sale. Right? Um, doesn’t mean you have to go in, have, you know, 50% of your portfolio in something like that, but when something’s on sale, it’s not a bad idea to look around. And maybe get, you know, get a little bit of exposure. I do think that real estate is there right now. I think real estate, you know, if you’re in the credit investor group, you’re seeing on a routine basis 30%, uh, discounted offerings from just a couple years ago. And I do think that’s on sale right now. But there are other things as well, arguably. I mean, I, I actually think that Bitcoin is, uh, uh, sort of on sale right now. I mean, sitting at 86,000, anybody who thinks it’s not gonna go to a hundred thousand at some point in the next, you know, 12 months is, I mean, I think it’s highly unlikely that it doesn’t go to a hundred thousand, right? So think about that right now. That’s like a 14% gain right then and there. Anyway, sometimes it’s good to just look around and see what’s on sale. Uh, that’s my message for this week. Uh, this is Buck Joffrey with Wealth Formula Podcast signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

Et si Jésus revenait dans 40 jours ? Cette question bouleversante t'invite à réfléchir à ce que tu changerais dans ta vie. Dans cet épisode, Jérémy t'encourage à sortir d'une vie centrée sur toi-même pour vivre pleinement la volonté de Dieu. Découvre comment passer de la colère à la prière, et comment vivre chaque jour comme si c'était le dernier. Sois encouragé(e) à faire les bons choix dès maintenant !

14 mars,5 h 05 75. –  Je prends en main toutes tes affaires et tes préoccupations. Je suis la sécurité que tu cherches   « Mon tout-petit, laisse-toi aimer. Tu n'as rien à craindre car Je t'ai dit que tu avais trouvé grâce à Mes yeux. Je prends en main toutes tes affaires et tes préoccupations. Je les fais Miennes parce que tu M'as tout donné et tu M'as donné ton consentement total et sans condition. N'oublie jamais que Je suis le Dieu de l'impossible. Ce n'est pas parce que Je prends un chemin différent pour toi que Je ne te conduis pas au bon endroit. C'est tout simplement que ta mission est différente. Ayant donné ton "oui" et le répétant continuellement, tu deviens l'Amour, non pas par tes mérites ou par le temps que tu y consacres, mais uniquement parce que l'Amour t'aime, parce que Je t'aime. Ce matin, Je veux te donner des grâces particulières afin que tu sois plus certain de Mon Amour, accepte-les. C'est en acceptant Mon Amour que tu deviens l'Amour. Elle est là toute la sécurité que tu cherches, pas ailleurs. Sois sans crainte, laisse-toi devenir l'Amour.  Je place Mon Cœur contre le tien ; Je le brûle au Feu de Mon Amour Feu. Comme Je t'aime. Tendrement, Je t'aime. » Pour visionner ce RDV du dimanche, rendez-vous sur notre site web.    

Je t'accompagne chaque jour jusqu'à Noël le temps d'un vocal

COMMENTAIRE DE L'EVANGILE DU JOUR Saint Luc 1,26-38Au sixième mois d'Élisabeth, l'ange Gabriel fut envoyé par Dieu dans une ville de Galilée, appelée Nazareth, à une jeune fille vierge, accordée en mariage à un homme de la maison de David, appelé Joseph ; et le nom de la jeune fille était Marie. L'ange entra chez elle et dit : « Je te salue, Comblée-de-grâce, le Seigneur est avec toi. » À cette parole, elle fut toute bouleversée, et elle se demandait ce que pouvait signifier cette salutation. L'ange lui dit alors : « Sois sans crainte, Marie, car tu as trouvé grâce auprès de Dieu. Voici que tu vas concevoir et enfanter un fils ; tu lui donneras le nom de Jésus. Il sera grand, il sera appelé Fils du Très-Haut ; le Seigneur Dieu lui donnera le trône de David son père ; il régnera pour toujours sur la maison de Jacob, et son règne n'aura pas de fin. » Marie dit à l'ange : « Comment cela va-t-il se faire, puisque je ne connais pas d'homme ? » L'ange lui répondit : « L'Esprit Saint viendra sur toi, et la puissance du Très-Haut te prendra sous son ombre ; c'est pourquoi celui qui va naître sera saint, il sera appelé Fils de Dieu. Or voici que, dans sa vieillesse, Élisabeth, ta parente, a conçu, elle aussi, un fils et en est à son sixième mois, alors qu'on l'appelait la femme stérile. Car rien n'est impossible à Dieu. » Marie dit alors : « Voici la servante du Seigneur ; que tout m'advienne selon ta parole. » Alors l'ange la quitta.

COMMENTAIRE DE L'EVANGILE DU JOUR Saint Luc 1,5-25 Il y avait, au temps d'Hérode le Grand, roi de Judée, un prêtre du groupe d'Abia, nommé Zacharie. Sa femme aussi était descendante d'Aaron ; elle s'appelait Élisabeth. Ils étaient l'un et l'autre des justes devant Dieu : ils suivaient tous les commandements et les préceptes du Seigneur de façon irréprochable. Ils n'avaient pas d'enfant, car Élisabeth était stérile et, de plus, ils étaient l'un et l'autre avancés en âge. Or, tandis que Zacharie, durant la période attribuée aux prêtres de son groupe, assurait le service du culte devant Dieu, il fut désigné par le sort, suivant l'usage des prêtres, pour aller offrir l'encens dans le sanctuaire du Seigneur. Toute la multitude du peuple était en prière au dehors à l'heure de l'offrande de l'encens. L'ange du Seigneur lui apparut, debout à droite de l'autel de l'encens. À sa vue, Zacharie fut bouleversé et la crainte le saisit. L'ange lui dit : « Sois sans crainte, Zacharie, car ta supplication a été exaucée : ta femme Élisabeth mettra au monde pour toi un fils, et tu lui donneras le nom de Jean. Tu seras dans la joie et l'allégresse, et beaucoup se réjouiront de sa naissance, car il sera grand devant le Seigneur. Il ne boira pas de vin ni de boisson forte, et il sera rempli d'Esprit Saint dès le ventre de sa mère ; il fera revenir de nombreux fils d'Israël au Seigneur leur Dieu ; il marchera devant, en présence du Seigneur, avec l'esprit et la puissance du prophète Élie, pour faire revenir le cœur des pères vers leurs enfants, ramener les rebelles à la sagesse des justes, et préparer au Seigneur un peuple bien disposé. » Alors Zacharie dit à l'ange : « Comment vais-je savoir que cela arrivera ? Moi, en effet, je suis un vieillard et ma femme est avancée en âge. » L'ange lui répondit : « Je suis Gabriel et je me tiens en présence de Dieu. J'ai été envoyé pour te parler et pour t'annoncer cette bonne nouvelle. Mais voici que tu seras réduit au silence et, jusqu'au jour où cela se réalisera, tu ne pourras plus parler, parce que tu n'as pas cru à mes paroles ; celles-ci s'accompliront en leur temps. » Le peuple attendait Zacharie et s'étonnait qu'il s'attarde dans le sanctuaire. Quand il sortit, il ne pouvait pas leur parler, et ils comprirent que, dans le sanctuaire, il avait eu une vision. Il leur faisait des signes et restait muet. Lorsqu'il eut achevé son temps de service liturgique, il repartit chez lui. Quelque temps plus tard, sa femme Élisabeth conçut un enfant. Pendant cinq mois, elle garda le secret. Elle se disait : « Voilà ce que le Seigneur a fait pour moi, en ces jours où il a posé son regard pour effacer ce qui était ma honte devant les hommes. »

Voici l'Évangile du samedi 20 décembre 2025 :« Voici que tu vas concevoir et enfanter un fils » (Lc 1, 26-38)Au sixième mois d'Élisabeth, l'ange Gabriel fut envoyé par Dieu dans une ville de Galilée, appelée Nazareth, à une jeune fille vierge, accordée en mariage à un homme de la maison de David, appelé Joseph ; et le nom de la jeune fille était Marie. L'ange entra chez elle et dit : « Je te salue, Comblée-de-grâce, le Seigneur est avec toi. » À cette parole, elle fut toute bouleversée, et elle se demandait ce que pouvait signifier cette salutation. L'ange lui dit alors : « Sois sans crainte, Marie, car tu as trouvé grâce auprès de Dieu. Voici que tu vas concevoir et enfanter un fils ; tu lui donneras le nom de Jésus. Il sera grand, il sera appelé Fils du Très-Haut ; le Seigneur Dieu lui donnera le trône de David son père ; il régnera pour toujours sur la maison de Jacob, et son règne n'aura pas de fin. » Marie dit à l'ange : « Comment cela va-t-il se faire, puisque je ne connais pas d'homme ? » L'ange lui répondit : « L'Esprit Saint viendra sur toi, et la puissance du Très-Haut te prendra sous son ombre ; c'est pourquoi celui qui va naître sera saint, il sera appelé Fils de Dieu. Or voici que, dans sa vieillesse, Élisabeth, ta parente, a conçu, elle aussi, un fils et en est à son sixième mois, alors qu'on l'appelait la femme stérile. Car rien n'est impossible à Dieu. » Marie dit alors : « Voici la servante du Seigneur ; que tout m'advienne selon ta parole. » Alors l'ange la quitta.– Acclamons la Parole de Dieu. Cet enregistrement est proposé bénévolement pour répandre la Parole de Dieu

Voici l'Évangile du vendredi 19 décembre 2025 :« Ta femme Élisabeth mettra au monde un fils » (Lc 1, 5-25)Il y avait, au temps d'Hérode le Grand, roi de Judée, un prêtre du groupe d'Abia, nommé Zacharie. Sa femme aussi était descendante d'Aaron ; elle s'appelait Élisabeth. Ils étaient l'un et l'autre des justes devant Dieu : ils suivaient tous les commandements et les préceptes du Seigneur de façon irréprochable. Ils n'avaient pas d'enfant, car Élisabeth était stérile et, de plus, ils étaient l'un et l'autre avancés en âge. Or, tandis que Zacharie, durant la période attribuée aux prêtres de son groupe, assurait le service du culte devant Dieu, il fut désigné par le sort, suivant l'usage des prêtres, pour aller offrir l'encens dans le sanctuaire du Seigneur. Toute la multitude du peuple était en prière au dehors à l'heure de l'offrande de l'encens. L'ange du Seigneur lui apparut, debout à droite de l'autel de l'encens. À sa vue, Zacharie fut bouleversé et la crainte le saisit. L'ange lui dit : « Sois sans crainte, Zacharie, car ta supplication a été exaucée : ta femme Élisabeth mettra au monde pour toi un fils, et tu lui donneras le nom de Jean. Tu seras dans la joie et l'allégresse, et beaucoup se réjouiront de sa naissance, car il sera grand devant le Seigneur. Il ne boira pas de vin ni de boisson forte, et il sera rempli d'Esprit Saint dès le ventre de sa mère ; il fera revenir de nombreux fils d'Israël au Seigneur leur Dieu ; il marchera devant, en présence du Seigneur, avec l'esprit et la puissance du prophète Élie, pour faire revenir le cœur des pères vers leurs enfants, ramener les rebelles à la sagesse des justes, et préparer au Seigneur un peuple bien disposé. » Alors Zacharie dit à l'ange : « Comment vais-je savoir que cela arrivera ? Moi, en effet, je suis un vieillard et ma femme est avancée en âge. » L'ange lui répondit : « Je suis Gabriel et je me tiens en présence de Dieu. J'ai été envoyé pour te parler et pour t'annoncer cette bonne nouvelle. Mais voici que tu seras réduit au silence et, jusqu'au jour où cela se réalisera, tu ne pourras plus parler, parce que tu n'as pas cru à mes paroles ; celles-ci s'accompliront en leur temps. » Le peuple attendait Zacharie et s'étonnait qu'il s'attarde dans le sanctuaire. Quand il sortit, il ne pouvait pas leur parler, et ils comprirent que, dans le sanctuaire, il avait eu une vision. Il leur faisait des signes et restait muet. Lorsqu'il eut achevé son temps de service liturgique, il repartit chez lui. Quelque temps plus tard, sa femme Élisabeth conçut un enfant. Pendant cinq mois, elle garda le secret. Elle se disait : « Voilà ce que le Seigneur a fait pour moi, en ces jours où il a posé son regard pour effacer ce qui était ma honte devant les hommes. » Cet enregistrement est proposé bénévolement pour répandre la Parole de Dieu

Il y a deux ans sortait mon roman « Sois un homme ma fille »… quelle joie de recevoir encore des messages de lecteurs, mais surtout de lectrice qui me disent « on devrait rendre la lecture obligatoire de ce roman à toute femme qui travaille en entreprise ». OK, en tant qu'auteur qui vit de sa plume, je trouve l'idée intéressante je dois bien vous avouer, mais, plaisanterie mise à part, au travers de mon personnage de Constance qui se fait passer pour un homme afin de devenir Présidente d'une grande entreprise, j'explique à quel point les codes relationnels au quotidien en entreprise sont genrés et à quel point, d'une certaine manière, il est difficile de les faire évoluer. Eh oui, encore aujourd'hui, ces codes peuvent desservir les femmes et Constance, grâce à sa rencontre de Jean-Daniel, une sorte de gourou coach va apprendre à les déconstruire. Quelques exemples de codes que les femmes doivent absolument déconstruire (avec les hommes de bonne volonté bien entendu)? 1- En réunion2- Face à un succès3- Face à un échec4- Pour une augmentation5- Face à une annonce d'emploi Il y a beaucoup d'autres codes à déconstruire et l'été est le moment idéal pour les découvrir grâce à ce roman qui, croyez-moi, est très… très divertissant =>>> https://www.gchatelain.com/sois-un-homme-ma-filleSoutenez ce podcast http://supporter.acast.com/happy-work. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Merci d'avoir été là, on se dit adieu ici, à bientôt ailleurs...

Ludovico Ariosto (1474–1533) fue un destacado poeta italiano del Renacimiento, célebre por su obra «Orlando furioso», un extenso poema épico que se convirtió en uno de los mayores logros literarios de la literatura italiana. Nacimiento: Ferrara, Italia, 8 de septiembre de 1474. Muerte: Ferrara, 6 de julio de 1533. Vivió durante el Renacimiento italiano y fue contemporáneo de Maquiavelo y de otros grandes humanistas. Obra más famosa: Orlando furiosoPublicada por primera vez en 1516 (versión final en 1532), continúa la historia del caballero Orlando (Rolando) iniciada por Matteo Maria Boiardo en «Orlando innamorato». El poema combina caballería, amor, fantasía, locura, y elementos mitológicos. Narra la guerra entre cristianos y sarracenos y las aventuras de múltiples personajes, destacando la locura de Orlando por amor a Angélica.Tiene una estructura de octavas reales (estrofas de ocho versos endecasílabos con rima ABABABCC). Fue muy influyente en la literatura posterior, admirado por autores como Cervantes, Shakespeare y Tasso. Ariosto fue también dramaturgo y funcionario de la corte de los duques de Este, mecenas de las artes en Ferrara. Escribió algunas comedias en prosa y verso (como «La Cassaria» y «I Suppositi»). Su estilo combina ironía, erudición clásica, y un tono narrativo fluido y elegante.

De Brest à Kona : galères XXL, sub 10h et rêves d'Ironman dans chaque pays « La patience et le plaisir, c'est le combo gagnant pour durer en triathlon. » — Bertrand LEMANCQ  Dans cet épisode, on retrouve Bertrand Lemancq, triathlète breton autodidacte, basé sur la presqu'île de Crozon. Après un premier passage dans le podcast (#404), il revient pour nous raconter son sub 10h aux Championnats du Monde Ironman de Kona 2024 … et sa tentative de retour via l'Ironman Tallinn 2025, où il rate le slot pour Hawaï pour 1'50''.Au programme : galères de voyage, vélo perdu suivi à l'AirTag, pneus crevés sur des herses, crampes d'estomac sur le marathon … mais aussi une rencontre improbable avec Christian Blumenfeld, un énorme mental, beaucoup d'humour et une vision très saine de la performance.On parle préparation longue distance, gestion de l'après-objectif (la “dépression post-Ironman”), choix des courses, catégories d'âge, nouveaux rêves (Ironman dans chaque pays !) et d'un duo gagnant : patience & plaisir pour durer dans le sport.

De Brest à Kona : galères XXL, sub 10h et rêves d'Ironman dans chaque pays « La patience et le plaisir, c'est le combo gagnant pour durer en triathlon. » — Bertrand LEMANCQ  Dans cet épisode, on retrouve Bertrand Lemancq, triathlète breton autodidacte, basé sur la presqu'île de Crozon. Après un premier passage dans le podcast (#404), il revient pour nous raconter son sub 10h aux Championnats du Monde Ironman de Kona 2024 … et sa tentative de retour via l'Ironman Tallinn 2025, où il rate le slot pour Hawaï pour 1'50''.Au programme : galères de voyage, vélo perdu suivi à l'AirTag, pneus crevés sur des herses, crampes d'estomac sur le marathon … mais aussi une rencontre improbable avec Christian Blumenfeld, un énorme mental, beaucoup d'humour et une vision très saine de la performance.On parle préparation longue distance, gestion de l'après-objectif (la “dépression post-Ironman”), choix des courses, catégories d'âge, nouveaux rêves (Ironman dans chaque pays !) et d'un duo gagnant : patience & plaisir pour durer dans le sport.

COMMENTAIRE DE L'EVANGILE DU JOUR Saint Luc 1, 26-38En ce temps-là, l'ange Gabriel fut envoyé par Dieu dans une ville de Galilée, appelée Nazareth, à une jeune fille vierge, accordée en mariage à un homme de la maison de David, appelé Joseph ; et le nom de la jeune fille était Marie. L'ange entra chez elle et dit : « Je te salue, Comblée-de-grâce, le Seigneur est avec toi. » À cette parole, elle fut toute bouleversée, et elle se demandait ce que pouvait signifier cette salutation. L'ange lui dit alors : « Sois sans crainte, Marie, car tu as trouvé grâce auprès de Dieu. Voici que tu vas concevoir et enfanter un fils ; tu lui donneras le nom de Jésus. Il sera grand, il sera appelé Fils du Très-Haut ; le Seigneur Dieu lui donnera le trône de David son père ; il régnera pour toujours sur la maison de Jacob, et son règne n'aura pas de fin. » Marie dit à l'ange : « Comment cela va-t-il se faire, puisque je ne connais pas d'homme ? » L'ange lui répondit : « L'Esprit Saint viendra sur toi, et la puissance du Très-Haut te prendra sous son ombre ; c'est pourquoi celui qui va naître sera saint, il sera appelé Fils de Dieu. Or voici que, dans sa vieillesse, Élisabeth, ta parente, a conçu, elle aussi, un fils et en est à son sixième mois, alors qu'on l'appelait la femme stérile. Car rien n'est impossible à Dieu. » Marie dit alors : « Voici la servante du Seigneur ; que tout m'advienne selon ta parole. »

Voici l'Évangile du lundi 8 décembre 2025 :« Je te salue, Comblée-de-grâce, le Seigneur est avec toi » (Lc 1, 26-38)En ce temps-là, l'ange Gabriel fut envoyé par Dieu dans une ville de Galilée, appelée Nazareth, à une jeune fille vierge, accordée en mariage à un homme de la maison de David, appelé Joseph ; et le nom de la jeune fille était Marie. L'ange entra chez elle et dit : « Je te salue, Comblée-de-grâce, le Seigneur est avec toi. » À cette parole, elle fut toute bouleversée, et elle se demandait ce que pouvait signifier cette salutation. L'ange lui dit alors : « Sois sans crainte, Marie, car tu as trouvé grâce auprès de Dieu. Voici que tu vas concevoir et enfanter un fils ; tu lui donneras le nom de Jésus. Il sera grand, il sera appelé Fils du Très-Haut ; le Seigneur Dieu lui donnera le trône de David son père ; il régnera pour toujours sur la maison de Jacob, et son règne n'aura pas de fin. » Marie dit à l'ange : « Comment cela va-t-il se faire, puisque je ne connais pas d'homme ? » L'ange lui répondit : « L'Esprit Saint viendra sur toi, et la puissance du Très-Haut te prendra sous son ombre ; c'est pourquoi celui qui va naître sera saint, il sera appelé Fils de Dieu. Or voici que, dans sa vieillesse, Élisabeth, ta parente, a conçu, elle aussi, un fils et en est à son sixième mois, alors qu'on l'appelait la femme stérile. Car rien n'est impossible à Dieu. » Marie dit alors : « Voici la servante du Seigneur ; que tout m'advienne selon ta parole. » Alors l'ange la quitta. Cet enregistrement est proposé bénévolement pour répandre la Parole de Dieu

Diciembre llega y con él otro JW Broadcasting lleno de frases que dan para enmarcar: – “Sois la sal de la tierra” – “Los cambios los hace Jehová” – “Obedece y no preguntes” (esta no la dicen, pero la dejan caer ) Además, asistimos a la ya clásica graduación de Galaad y al diario testiguil de Patricia, donde todo es maravilloso, espiritual y perfectamente editado. Aquí tienes el análisis que no verás en la JW.org. Si quieres APOYAR mi trabajo: Patreon: https://www.patreon.com/emma_mene Paypal: https://streamlabs.com/elrincondeemma Únete a mi canal!!: https://www.youtube.com/channel/UCYn9E0OZxM4L-MY3nV-FBNQ/join ---------------------------------------------------------------------------------------------------------------------------------------- Twitch: https://www.twitch.tv/emma_mene Instagram: https://www.instagram.com/elgranmene/ TikTok: https://www.tiktok.com/@el_rincon_de_emma Facebook: El Rincón de Emma Twitter:https://twitter.com/elrincondeemma2 ⚔️Discord: https://discord.gg/3tb93kf82p Spotify: El rincón de Emma Ivoox: https://tinyurl.com/y3glwygw Canal de covers: https://www.youtube.com/channel/UCr1iPF7GOeM2vUjfhmpH33g ➡️Canal de directos: https://www.youtube.com/channel/UCX8wZews2vAwvtLzjc4tKcQ Correo de contacto: elrincondeemma87@gmail.com

Calendrier Astrologique 2026 c'est dispo à 28 % de RABAIS

09 01-12-25 LHDW Maneras de Vivir 2: ¿Sois muy navideños?, fechas para niños. El alcoholismo y la incapacidad permanente, así lo dice la Seguridad Social

09 01-12-25 LHDW Maneras de Vivir 2: ¿Sois muy navideños?, fechas para niños. El alcoholismo y la incapacidad permanente, así lo dice la Seguridad Social

Papa Leão XIV na chegada ao Líbano: "Sois um povo que não sucumbe"54dc5a6b-1bce-f011-819

Inscris-toi sur la liste d'attente du Calendrier Astrologique 2026 & obtiens 42% de RABAIS

Dans ce premier chapitre, on revient à l'origine d'une histoire qui ne ressemble à aucune autre : celle d'un enfant qui grandit au milieu d'une maison qui deviendra l'une des plus grandes tables de France.Mathieu Pacaud arrive dans un monde où la cuisine n'est pas un métier, ni un rêve, mais le décor quotidien.Avec, en face de lui, une figure devenue quasiment mythologique dans le paysage gastronomique français : son père, Bernard Pacaud, chef de L'Ambroisie, place des Vosges, à Paris.Dans l'enfance de Mathieu, il n'y a pas de projection de carrière, pas de discours programmatique, pas de destin écrit.Il y a un environnement ultra-exigeant, une maison qui se transforme peu à peu en référence absolue, et un père dont l'excellence façonne malgré lui l'ombre et la lumière.Il observe, il absorbe, il vit à proximité de la rigueur, des gestes, de la concentration, sans encore imaginer un jour y prendre part.Dans cette première partie, il raconte comment l'univers gastronomique est entré dans sa vie non pas comme un objectif, mais comme une référence évidente.Comment l'enfant, puis l'adolescent, perçoit la grandeur sans y voir un projet, et comment ce terrain d'excellence deviendra plus tard un repère, puis un défi.Un début d'histoire où se joue déjà une question centrale :comment se construire à côté d'un chef admiré par tous, avant même d'avoir choisi de devenir cuisinier soi-même ?Retrouvez l'univers de Mathieu Pacaud, ici !

Rencontrer Jacky Ickx, c'est croiser une légende… et un sage.Lors du Sportel Awards à Monaco, j'ai eu la chance d'échanger avec lui pour #BelleTrace.De ses débuts dans les compétitions moto et rallye jusqu'à ses exploits sur circuits, il raconte une époque de liberté :« Nous étions des amateurs avertis, des mercenaires libres de courir pour n'importe quelle marque. »Et puis cette anecdote inoubliable : une victoire au Dakar décidée à pile ou face, par respect pour son équipe.Mais au-delà du pilote, c'est l'homme qui marque :« Il faut être égocentré pour réussir, mais le chacun pour soi prend trop de place aujourd'hui. Les gens de l'ombre comptent tout autant que ceux dans la lumière.»Un échange fort, empli de lucidité et de bienveillance.

VOSOTROS sois los auténticos protagonistas, los que haceís ese sencillo gesto para DARNOS A ESCUCHAR cada dia. GRACIAS ! Hoy disfrutaréis con un programa repleto de éxitos musicales que os van a gustar sin duda, además hoy como muchos dias recibimos fotos de nuestros oyentes mientras nos escuchan, y hoy nos gustó en concreto ésta donde un oyente le tiraba foto a otro mientras enchufaba nuestro programa en su hora de almuerzo. Queremos que sepais que los afortunados somos nosotros por poder estar haciendóos compañia cada dia esteis donde esteis , ya sea en directo ó en diferido. Gracias por tanto cariño. PAZ Y MUSICA

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! ¡Regresamos a La Guarida del Hate! El rincón oscuro donde las opiniones son balas, los comentarios son granadas, y nosotros... bueno, nosotros somos los que prendemos la mecha y nos quedamos a ver el fuego. En este segundo programa, Tony, Guillem, Fer y El Mamado Lidel se lanzan sin cinturón de seguridad a esa mina de oro llamada “sección de comentarios”. Allí donde los haters se sienten dioses del teclado, y sus críticas son puro arte abstracto en mayúsculas. “Sois unos vendidos.” “No entiendo por qué seguís hablando de cine.” “Mi cuñado lo explica mejor.” Y oye, puede que tengan razón... pero nos sigue sudando fuerte. Entre pullas cruzadas, respuestas más afiladas que un chiste de Gervais y comentarios que harían llorar a un bot de Google, nuestros cuatro caballeros del apocalipsis podcastil demuestran una vez más que nada desata más creatividad que un buen hateo. ⚠️ Advertencia: contiene sarcasmo, carcajadas y una dosis justa de mala leche sazonada con autocrítica. Pulsa play, trae tus mejores insultos y prepárate para ver cómo convertimos odio en espectáculo.Escucha este episodio completo y accede a todo el contenido exclusivo de La Guarida del Sith. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/31122

Inscris-toi sur la liste d'attente du Calendrier Astrologique 2026 & obtiens 42% de RABAIS

Dans cet épisode de podcast, on traverse la trend de la "delulu girl" pour parler d'une vraie caractéristique incroyable (le "délire" haha) qui est prisée chez certains et détestée chez d'autres. Un atout qui vaut de l'or et que je t'explique tout au long de l'épisode pour te motiver et te pousser à toi aussi, être delulu !Mon Instagramhttps://www.instagram.com/bestofherself/Mon Programmehttps://www.bestofherself.com/formation/devenir/elle/revele/ton/potentielMon Site Webhttps://www.bestofherself.com/Ma Newsletterhttps://www.bestofherself.com/newsletter Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Comment garder espoir dans un univers chaotique et anxiogène, se mettre en mouvement plutôt que baisser les bras ? Salomé Saqué, autrice de « Résister » et « Sois jeune et tais-toi », partage ses méthodes dans « Inspire », le premier épisode du nouveau format du Point J. Chaque dernier jeudi du mois, nous vous donnons rendez-vous avec celles et ceux qui pensent le monde de demain. Journaliste : Caroline Stevan Réalisation : Antoine Weissenbach Habillage sonore : Mathieu Ballmer

Check out the episode in its original version here : https://www.gdiy.fr/podcast/reid-hoffman-vo/“Il n'y a pas de si. Il n'y a que des quand.”C'est ce que Reid Hoffman répond quand on lui demande si le fonctionnement des entreprises va profondément être révolutionné par l'IA, si elle pourra aider à gouverner un pays ou même si elle permettra de soigner les cancers.Et pour cause, les 6 mois qui séparent le premier épisode GDIY avec Reid et celui-ci, ont été le théâtre de percées historiques de l'IA.Mais ces 6 mois ont également marqué une fracture de plus en plus importante entre les États-Unis et l'Europe.Alors qu'une bonne partie des patrons de la tech américaine courbent un à un l'échine devant Donald Trump, Reid fait partie de ceux qui osent remettre en cause la politique de la peur et se battent pour la liberté d'expression, quitte à devenir persona non grata des figures de la tech.Après avoir cofondé Paypal puis LinkedIn, Reid Hoffman est devenu administrateur de dizaines d'entreprises dont OpenAI jusqu'en 2023 et Microsoft où il siège toujours.Il conseille aussi différents gouvernements — dont la France — qui le sollicitent pour comprendre comment mieux déployer l'IA dans la société et s'en servir pour gouverner.Dans cet épisode il donne ses meilleurs conseils et clés ultra concrètes pour utiliser le plein potentiel de l'IA et dévoile son utilisation quotidienne : pour écrire, pour penser, pour critiquer ses propres idées.Un homme brillant et mesuré, loin des “techs bros” radicaux, qui œuvre avant tout pour contribuer au progrès de l'humanité.TIMELINE:00:00:00 : « L'IA améliore grandement la connexion humaine. »00:10:05 : Les meilleurs hacks de Reid pour l'IA au quotidien00:20:13 : Comment aider les États à déployer l'IA dans la société00:31:24 : Ce que la politique de la peur de Trump change aux États-Unis00:49:48 : La révolution du “vibe coding” et pourquoi tout le monde doit s'y intéresser01:01:53 : Guérir les cancers grâce à l'IA ?01:06:55 : Pourquoi tout le monde devrait utiliser l'IA, même les retraités01:13:23 : Lancer une boîte avec 0 € en 2025 : ce que ferait Reid01:20:14 : Amazon, Microsoft, Google : qui surfe le mieux sur la vague de l'IA01:28:17 : « Ne sois pas anxieux. Sois lucide, et continue d'avancer. »Les anciens épisodes de GDIY mentionnés : #452 - Reid Hoffman - LinkedIn, Paypal - L'humanité 2.0 : Homo technicus plus qu'Homo sapiens#452 - Reid Hoffman - LinkedIn, Paypal - “We are more Homo technicus than Homo sapiens”#487 - VF - Anton Osika - Lovable - Internet, Business et IA : rien ne sera jamais plus comme avant#487 - VO - Anton Osika - Lovable - Internet, Business, and AI: Nothing Will Ever Be the Same Again#426 - Thomas Clozel - Owkin - Comment casser Big Pharma grâce à l'IA#473 - VO - Brian Chesky - Airbnb - « We're just getting started »#473 - VF - Brian Chesky - Airbnb - « Après 17 ans, nous ne sommes qu'au début de notre histoire »Nous avons parlé de :Possible Podcast - Reid HoffmanEleven LabsLes 7 produits de Google qui ont plus d'un milliard d'utilisateurs par jourManas AI, la startup cofondée par Reid Hoffman pour accélérer la création de traitements contre le cancerThe Lafayette FellowshipSquarespaceOpenAI Jobs PlatformLes recommandations de lecture :Superagency - Reid HoffmanThe Emperor of All Maladies - Siddhartha MukherjeeA Brief History of Intelligence - Max BennettThe Road Less Traveled - Scott PeckJetez un oeil à la chaine YouTube de Reid et au podcast “Possible”.Vous pouvez aussi suivre Reid sur Linkedin (évidemment) et sur Instagram.Vous souhaitez sponsoriser Génération Do It Yourself ou nous proposer un partenariat ?Contactez mon label Orso Media via ce formulaire.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Cours vidéo de 2 minutes donné par Rav Rahamim ANKRI.

Cours vidéo de 13 minutes donné par Rav Ariel GAY.

" Le publicain redescendit dans sa maison ; c'est lui qui était devenu juste, plutôt que le pharisien "Méditation de l'évangile (Lc 18, 9-14) par le père Joseph LeleuChant final : "Sois magnifié" par O'VIVESRetrouvez tous nos contenus, articles et épisodes sur rcf.frSi vous avez apprécié cet épisode, participez à sa production en soutenant RCF.Vous pouvez également laisser un commentaire ou une note afin de nous aider à le faire rayonner sur la plateforme.Retrouvez d'autres contenus de vie spirituelle ci-dessous :Halte spirituelle : https://audmns.com/pMJdJHhB. A. -BA du christianisme : https://audmns.com/oiwPyKoLe Saint du Jour : https://audmns.com/yFRfglMEnfin une Bonne Nouvelle : https://audmns.com/afqCkPVConnaître le judaïsme : https://audmns.com/VTjtdyaEnfin, n'hésitez pas à vous abonner pour ne manquer aucun nouvel épisode.À bientôt à l'écoute de RCF sur les ondes ou sur rcf.fr !Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Rubrique:contes Auteur: henryk-sienkiewicz Lecture: Daniel LuttringerDurée: 06min Fichier: 4 Mo Résumé du livre audio: Sous-titrée "Légende hindoue", un conte paru dans la Bibliothèque universelle et Revue suisse en 1906. Cet enregistrement est mis à disposition sous un contrat Creative Commons.

L'avenir vous angoisse ? Changeons-le ! Le Point J lance « Inspire », une série d'entretiens avec celles et ceux qui pensent le monde de demain pour redonner de l'espoir et de l'inspiration dans un univers chaotique et anxiogène. Rendez-vous le dernier jeudi de chaque mois. Premier épisode : le 30 octobre, avec Salomé Saqué, autrice de « Résister » et « Sois jeune et tais-toi ». Journaliste: Caroline Stevan Réalisation: Mathieu Ballmer

« Pensez-vous que je sois venu mettre la paix sur la terre ? Non, je vous le dis, mais bien plutôt la division » (Lc 12, 49-53)Méditation par la Pasteur Nicole FabreChant Final : "Grâce sur grâce" de MARVANE Sarah et MattRetrouvez tous nos contenus, articles et épisodes sur rcf.frSi vous avez apprécié cet épisode, participez à sa production en soutenant RCF.Vous pouvez également laisser un commentaire ou une note afin de nous aider à le faire rayonner sur la plateforme.Retrouvez d'autres contenus de vie spirituelle ci-dessous :Halte spirituelle : https://audmns.com/pMJdJHhB. A. -BA du christianisme : https://audmns.com/oiwPyKoLe Saint du Jour : https://audmns.com/yFRfglMEnfin une Bonne Nouvelle : https://audmns.com/afqCkPVConnaître le judaïsme : https://audmns.com/VTjtdyaEnfin, n'hésitez pas à vous abonner pour ne manquer aucun nouvel épisode.À bientôt à l'écoute de RCF sur les ondes ou sur rcf.fr !Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

✨ Et si ta valeur ne se mesurait pas qu'en argent ?Dans cet épisode, je te décortique l'énergie que la Maison 2 dégage, non pas au sens astrologique, mais plutôt dans son point de focus. Je te parle de valeur, d'argent, de dons, de possibilité & d'abondance. Si le coeur t'en dit, voici comment tu pourrais t'imprégner encore plus de l'Univers.  ⁠

Nous revenons sur le crash du 10 au 11 octobre avec Yoann, co-fondateur de Wintermute. Il clarifie le rôle de Wintermute en tant que market maker et aborde les accusations qui ont circulé à propos du role de son entreprise dans ce qui constitue le plus gros événement de liquidations de tous les temps avec plus de 20 milliards de dollars liquidés.Qu'est-ce qu'un market maker

¡Vótame en los Premios iVoox 2025! Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Este lugar entra en una nueva era. Una vez más se demuestra que la fe en la Humanidad sólo trae destrucción y caos. Es descorazonador tener que dar la razón a Lampedusa, y verse uno obligado a generar cambios para que todo siga igual. En EPSA siempre hemos contado con la inteligencia del oyente, con su presencia cómplice, y durante mucho tiempo nos creímos la utopía anarca, comprobando cómo la mejor norma era precisamente la de la libertad sin matices, darnos el lujo de no censurar nada (a no ser que el interesado lo pida, obviamente), viviendo de espaldas a la estupidez. Pero el affair de las llamadas nos ha demostrado lo contrario. La experiencia nos dice que ante estos conflictos lo mejor es tirar hacia delante y no pronunciarse, confiar en el olvido que todo lo cubre de manera casi instantánea en estos tiempos. But not today, Satan! Mucha gente se lo ha pasado en grande con el affair de las llamadas, algunes han aprovechado para vomitar lo peor de sí mismes, otros han visto una ocasión para poner a prueba su propia capacidad de destrucción, y algunos han manifestado su disconformidad de manera civilizada y constructiva. Muchos han entrado aquí por vez primera para oler el campo quemado y de paso cumplir su misión bélica, mientras otros se han limitado a entrar para dejar un reguero de mierda fétida y pestilente, en este nuestro lugar, donde casi siempre nos hemos divertido sin mayor pretensión, viviendo una tranquilidad que creíamos ganada y conquistada. En EPSA siempre hemos defendido un axioma: Al final, lo único importante es estar tranquilo. Y vamos a poner medidas para eso: Para estar tranquilos. Lo demás es secundario. Estoy convencido de que el 98% de la audiencia coincidirá con nosotras. Nuestro agradecimiento a ese 98% por haber tenido paciencia estos días y habernos dado un voto de confianza. Sois los mejores.Escucha este episodio completo y accede a todo el contenido exclusivo de Podcast El Programa de Sita Abellán. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/30132

[REDIFFUSION]Le message d'Anne est tellement beau et tellement empouvoirant, que nous avons voulu, en ce mois d'Octobre Rose, vous le rediffuser. Oui parler de maladie ça fait peur, mais croyez-moi, je crois que vous ne trouverez pas plus lumineux que le témoignage d'Anne, qui lui est plein de vie.N'oubliez pas de vous faire dépister

J'ouvre un studio de podcast et Vidéo à Paris Montparnasse : https://studiostoriz.com/(20% avec le code WELCOME20 pour notre lancement, offre valable jusqu'au15 Octobre)Dans cet épisode d'Extraterrien, j'ai eu le plaisir d'échanger avec Clémentine Geoffray, championne du monde de trail. On a parlé de confiance en soi, de gestion du mental lors des blessures, de la pression des résultats, mais surtout de l'importance du collectif et de s'entourer des bonnes personnes pour progresser. Clémentine partage ses routines, ses défis, ses moments de doute, mais aussi ses rituels d'écriture et sa passion pour la montagne. Un épisode inspirant pour tous ceux qui veulent performer en restant alignés avec leurs valeurs.Chapitres00:00 Transforme un défi sportif en opportunité malgré les obstacles (comme le pollen)07:39 Apprends à gérer une récupération difficile après la course10:21 Utilise la comparaison comme moteur de motivation19:19 Progresse en observant et en apprenant des autres21:22 Cultive une motivation implacable pour avancer30:30 Mets en place des stratégies nutritionnelles adaptées à l'endurance33:43 Stimule ta créativité avec des méthodes commeThe Artist's Way39:10 Sois résilient face aux blessures et rebondis (exemple en Drôme)43:44 Développe ta tolérance et écoute davantage ton corps52:14 Allège la pression et protège ta santé mentale d'athlète55:37 Sois fier de chaque performance, même d'une 6ᵉ place méritée01:01:45 Garde un rapport sain avec les réseaux sociaux pour protéger ta santé mental

Hoy comienzan las VOTACIONES a los PREMIOS IVOOX 2025 . Sois más oyentes que nunca ! Vamos a por ello ! Paz y música ✨ ¡Arrancan los Premios iVoox 2025 y necesitamos tu apoyo más que nunca! Un año más, Estación GNG se presenta a los Premios iVoox y lo hacemos con la mochila cargada de ilusión, música y gratitud. Llevamos dos años rozando el sueño del podio: En 2023 alcanzamos la 9ª posición. En 2024 subimos hasta la 6ª. Y ahora… ¡vamos a por todas en 2025! Pero para conseguirlo, te necesitamos a ti, a toda nuestra familia de oyentes, a los que estáis cada día al otro lado del micrófono, en el coche, en el trabajo o desde cualquier rincón del planeta. Votar es muy fácil Entra en este enlace y apóyanos: https://go.ivoox.com/wv/premios25?c=3340 Cada voto cuenta, cada clic suma, cada apoyo nos impulsa. ️ Gracias por acompañarnos, por escuchar, por compartir, por hacer grande esta comunidad musical que no deja de crecer. Vamos con el corazón lleno de música y la ilusión de siempre. ¡A por el podio, Estacionícolas! ¡Vamos con todo! #EstacionGNG #PremiosiVoox2025 #PodcastMusical #MusicaGuillermoNieto #VotaEstacionGNG #PodcastEspaña #iVoox #RadioOnline #TopPodcast #Estacionicolas #VamosConTodo ¿Quieres que te prepare también una versión más corta para Instagram o una cuña de radio de 30 segundos para motivar a votar durante los programas en directo?

GUILLERMO NIETO Me gusta la música. Aunque hago muchas otras cosas en mi día a día para poder vivir, la música es una de las partes fundamentales de mi vida. La música me traslada a ese mundo donde vivir es algo más que respirar. Me lleva a un planeta en donde no existen las guerras, el odio, la envidia, el dolor, la enfermedad, el menosprecio y la desigualdad. Aunque en realidad sé que no todo es así... La música es una ilusión que me lleva y me trae. Me vuelve niño antes de envejecer y cada mañana me pongo ante el micrófono sabiendo que vuelvo a ser niño por unos minutos Cada dia creo en menos certezas, sólo mi Dios, mi fe, el amor a mis semejantes y a quienes no lo son. No soy maestro de nada ni me creo más que nadie. Maestro sólo hay uno y nos mira desde el cielo. No soy dueño de nada; toma y deja ir; coge y suelta, recibe y dona, ama y perdona. Este programa de radio lo hago pensando en los buenos seres humanos que viven amando, pero especialmente lo hago pensando en aquéllos menos amados por los demás. Los que sufren la incomprensión, los refugiados de guerra, los que viven rodeados de violencia, los que padecen enfermedades, los que tienen el alma herida, los que han perdido la esperanza, los que sufren por desamor, los que han perdido algún ser querido, los que han perdido la alegría de vivir. Sentir que aunque sea por un instante puedo llevar una sonrisa a una persona me reconforta. Y más si es a través del instrumento más maravilloso: la música Este programa de radio lo hago pensando en los que aman la paz y los que aman la música. Y por ello grito junto a todos vosotros: ¡Paz y música! Guillermo

El director deportivo del FC Barcelona ha vuelto a atacar una vez más al equipo vasco.

What makes a great picture book? Artistic duo The Steads share their approach to picture books and how something seemingly so simple actually takes a lot of work, nuance, and collaboration. Philip C. Stead and Erin E. Stead are the author and illustrator of the Caldecott Medal Book A Sick Day for Amos McGee. They have collaborated on many books together, including Bear Has a Story to Tell, Lenny & Lucy, Music for Mister Moon, and The Sun Is Late and So Is the Farmer. Philip and Erin create their books in the hayloft of an old barn at the edge of the world. Time is running out! Get your ticket to Saturday's online Picture Book Summit today!  www.picturebooksummit.com

"Se pelo Nome de Cristo sois vituperados, bem-aventurados sois, porque sobre vós repousa o Espírito da Glória e de Deus; quanto a eles, é Ele, sim, blasfemado, mas quanto a vós, é glorificado.Que nenhum de vós padeça como homicida, ou ladrão, ou malfeitor, ou como o que se entremete em negócios alheios;Mas, se padece como cristão, não se envergonhe, antes glorifique a Deus nesta parte." I Pedro 4:14-16