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Send us Fan MailBanyak bisnis percaya pelanggan membeli karena harga, fitur, atau kualitas produk.Namun kenyataannya, pelanggan membeli karena mereka memiliki masalah yang ingin diselesaikan.Dalam episode Indonesia Digital Marketing Podcast kali ini, Ryan Kristo membahas salah satu konsep terpenting dalam StoryBrand: Problem. Anda akan memahami mengapa masalah pelanggan menjadi fondasi dari marketing yang efektif.Dalam episode ini Anda akan belajar:✅ Kenapa pelanggan membeli✅ 3 jenis masalah dalam StoryBrand✅ Perbedaan masalah eksternal, internal, dan filosofis✅ Cara membuat pesan marketing yang lebih relevan✅ Mengapa memahami masalah pelanggan meningkatkan trust dan conversionJika Anda ingin memperjelas pesan marketing bisnis Anda dan memahami pelanggan dengan lebih baik, Anda bisa langsung book sesi konsultasi dengan Ryan Kristo di

Welcome back to the Menlo Midweek Podcast! We are in Week 3 of our series, "GLITCH: Being Human in a Machine World." This week, host Matt Summers and Phil EuBank are joined by a special guest: Paul, co-founder of Faith Work and Tech. In an episode titled "Hardware Crash," the three of them dive into the very real, physical nature of burnout. Living and working in the Bay Area, it's incredibly easy to operate as if we are just a "brain in a jar," ignoring our hardware (our physical bodies) to constantly serve our software (our productivity, careers, and output). But as we see in the story of the prophet Elijah in 1 Kings 19, when you crash hard, God doesn't send a software update or a productivity hack. Sometimes, the most spiritual thing you can do is take a nap and eat a snack.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana.

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Love is everywhere in Christian talk, but John forces a harder question: what if real love is not something we produce, but something that proves where we're living? We lean into John's intense focus on Agape, the divine love that starts in God, forms us as the beloved, and then moves outward as a natural overflow rather than a strained performance.We read slowly through 1 John 4:7-12, 19, and sit with the line that reorders everything: “We love because he first loved us.” From there, we trace how John frames love as communal and concrete, especially for a church under stress. The call is not private self-improvement; it is “let us love one another,” a shared practice that becomes visible evidence that God dwells within a people.Then we move to John 13:34-35, where Jesus sets a breathtaking standard: "love one another as I have loved you." John insists the world recognizes discipleship through love, not through doctrine debates, church programs, or moral scorekeeping. We also look at the early church pattern of generosity, unity, and endurance, and ask the better question: how do we abide in the love that produces that kind of life?We close with a simple contemplative practice focused on one difficult relationship, naming the difference between the Protective Self and the Beloved Self. If this helped you, Subscribe, Share the episode with a friend, and leave a review so more people can find this series on Agape and abiding."Have Questions, Send us a Message" This podcast is a production of The Center for Biblical Coaching and Leadership. If this episode has been useful or inspiring to you in any way, please share it with someone else.  Lastly, please follow the show and write a review.If you want to go deeper on this journey, visit www.tcbcl.org to learn how we're walking this path together through biblical coaching, spiritual formation, and the ROOTED Global Movement. 

Welcome back to the Menlo Midweek Podcast! This week, host Brett Koerton sits down with Phil EuBank to dive into Week 2 of our GLITCH series. In an episode titled "Infinite Loop," they tackle the exhausting reality of anxiety and why relying on our intellect to solve our emotional struggles often leaves us stuck buffering. In the Silicon Valley, we naturally prize "processing power," leading us to believe we can logic our way out of fear. But as Brett and Phil discuss, you simply can't out-think a broken feeling.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Big June incentives are here for real estate investors. In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down limited-time rental property opportunities in Texas and Alabama, including builder incentives reaching as high as 15% of the purchase price in select Texas markets and 11% incentives in select Alabama markets.Matthew and Tommy explain how investors may be able to use these incentives toward rate buy-downs, cash back, closing costs, or scaling into additional rental properties. They also discuss why these incentives are happening now, how Rent To Retirement's builder relationships help investors access opportunities that may not be available on the open market, and why timing matters for anyone looking to close in June.⏱️ Timestamps:00:08 – Emergency episode: June real estate investor deals00:53 – Incentives in Texas and Alabama markets01:17 – Builder incentives up to 15% of the purchase price01:47 – Rent To Retirement's $2,500 June closing credit03:06 – How investors can use builder incentives04:02 – Why 15% incentives are not normal04:28 – Rate buy-downs, cash back, and investor strategy06:09 – Why Katy and San Antonio are strong rental markets07:26 – Why these deals are not typical MLS opportunities08:09 – Cash back vs. lower interest rate strategy10:33 – Comparing today's incentives to past low interest rates12:13 – Scaling faster with cash-back incentives13:14 – Alabama rental property opportunities14:25 – Why Alabama offers diversification for investors15:56 – Tuscaloosa, universities, and tenant demand17:29 – Using cash-back incentives toward the next property19:00 – How Rent To Retirement is compensated19:20 – $2,500 closing cost credit explained20:05 – Incentives are in addition to builder credits21:12 – Updated brochures and how to get details21:57 – Where to view inventory and contact the teamThese opportunities are time-sensitive and may change based on availability, builder updates, and closing timelines. To learn more, visit:https://renttoretirement.com

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Big June incentives are here for real estate investors. In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down limited-time rental property opportunities in Texas and Alabama, including builder incentives reaching as high as 15% of the purchase price in select Texas markets and 11% incentives in select Alabama markets.Matthew and Tommy explain how investors may be able to use these incentives toward rate buy-downs, cash back, closing costs, or scaling into additional rental properties. They also discuss why these incentives are happening now, how Rent To Retirement's builder relationships help investors access opportunities that may not be available on the open market, and why timing matters for anyone looking to close in June.⏱️ Timestamps:00:08 – Emergency episode: June real estate investor deals00:53 – Incentives in Texas and Alabama markets01:17 – Builder incentives up to 15% of the purchase price01:47 – Rent To Retirement's $2,500 June closing credit03:06 – How investors can use builder incentives04:02 – Why 15% incentives are not normal04:28 – Rate buy-downs, cash back, and investor strategy06:09 – Why Katy and San Antonio are strong rental markets07:26 – Why these deals are not typical MLS opportunities08:09 – Cash back vs. lower interest rate strategy10:33 – Comparing today's incentives to past low interest rates12:13 – Scaling faster with cash-back incentives13:14 – Alabama rental property opportunities14:25 – Why Alabama offers diversification for investors15:56 – Tuscaloosa, universities, and tenant demand17:29 – Using cash-back incentives toward the next property19:00 – How Rent To Retirement is compensated19:20 – $2,500 closing cost credit explained20:05 – Incentives are in addition to builder credits21:12 – Updated brochures and how to get details21:57 – Where to view inventory and contact the teamThese opportunities are time-sensitive and may change based on availability, builder updates, and closing timelines. To learn more, visit:https://renttoretirement.com

Welcome back to the Menlo Midweek Podcast! This week, hosts Matt Summers and Phil EuBank kick off our brand-new series, "GLITCH: Being Human in a Machine World," with an episode titled "Fatal Error." Living in the Bay Area, we are surrounded by a culture that demands constant optimization—from our schedules to our sleep to our diets. Yet, despite having all the right "life hacks," anxiety is at an all-time high. Why? Because we are trying to run an infinite soul on a finite operating system, and we are crashing. This episode is an invitation to stop debugging your life and start actually living it.

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Hospitable:Let Hospitable handle the busywork so you can focus on growing your rentals. http://hospitable.com/renttoretirement Thinking about buying your first investment property but feeling overwhelmed by inspections, appraisals, neighborhood grades, or “what if” scenarios?

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Hospitable:Let Hospitable handle the busywork so you can focus on growing your rentals. http://hospitable.com/renttoretirement Thinking about buying your first investment property but feeling overwhelmed by inspections, appraisals, neighborhood grades, or “what if” scenarios?

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This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Thinking about investing in turnkey real estate but not sure how the process actually works? In this episode of the Rent To Retirement Podcast, host Matthew Seyoum breaks down everything you need to know about Rent To Retirement, from how properties are selected to how investors build long-term cash flow and passive income through rental real estate.

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtrBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Thinking about investing in turnkey real estate but not sure how the process actually works? In this episode of the Rent To Retirement Podcast, host Matthew Seyoum breaks down everything you need to know about Rent To Retirement, from how properties are selected to how investors build long-term cash flow and passive income through rental real estate.

If you've ever wondered whether God's love changes when your life gets messy, Paul has an answer that doesn't flinch. We walk through a powerful thread running across Romans, Ephesians, and 1 Corinthians: God doesn't start with “try harder.” He starts with identity. You are already beloved, and that “already” becomes the ground for how you live, how you endure suffering, and how you love people when it costs you something.We spend time in Romans 8:35-39 to name the fear so many of us carry that trouble, loss, spiritual warfare, or our own failures might separate us from God's Agape. Then we talk about the Protective Self, the part of us shaped by wounds, culture, and our environment that whispers we have to prove our worth, earn rescue, or keep control. Paul's logic cuts through all of it: nothing can sever the connection between the Beloved and the Love that holds them.From there, we move into Ephesians 3:17-19, where Paul prays that we may be rooted and grounded in love and able to grasp the width, length, height, and depth of Christ's love, even when it surpasses knowledge. We connect that to stillness, the secret place, and a simple way to stop living from constant doing. Finally, we revisit 1 Corinthians 13 as more than a wedding reading: it becomes a diagnostic for scorekeeping, envy, pride, and self-seeking, and a vision of what Agape looks like when it flows from our Agapetos identity in Christ.Which “Protective Self” whisper do you most want God's Agape to silence?Subscribe for more Christian teaching on Agape, spiritual formation, and identity in Christ. If this helped you, share it with a friend and leave a review. "Have Questions, Send us a Message" This podcast is a production of The Center for Biblical Coaching and Leadership. If this episode has been useful or inspiring to you in any way, please share it with someone else.  Lastly, please follow the show and write a review.If you want to go deeper on this journey, visit www.tcbcl.org to learn how we're walking this path together through biblical coaching, spiritual formation, and the ROOTED Global Movement. 

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Welcome back to the Menlo Midweek Podcast! This week, host Matt Summers and Phil EuBank sit down to reflect on a truly special standalone weekend across our campuses: Baptism Weekend. Whether faith feels deeply familiar to you, totally unfamiliar, or honestly a little complicated right now, we hope this conversation meets you right where you are. We're diving deeper into the weekend message, looking at baptism not just as a church tradition or a religious box to check, but through the epic biblical story of Joshua 3 and 4. Israel is standing on the edge of a promise, facing a flood-stage river, and stuck in the heavy tension of "almost."

Mortgage rates may be headed back toward 7% — but why?Today on The Rate Update, we're breaking down what is happening with mortgage rates, oil prices, Iran, bond yields, the 10-Year Treasury, and the bigger question every homebuyer and homeowner is asking right now:Are rates going higher again — and what should you do next?We'll connect the dots between global headlines and your actual mortgage payment, including:• Why oil prices matter to mortgage rates• How Iran/geopolitical risk can affect inflation fears• Why bond yields and the 10-Year Treasury are moving• What this means for homebuyers watching affordability• What homeowners should know if they're waiting to refinance• How to monitor rates instead of guessingIf you're buying a home, refinancing, or trying to understand where mortgage rates may go next, this show is built for you.LIVE weekdays at 9:00 AM Central Time.No hype. Just real data.

Are you shopping for a mortgage rate the wrong way?Most homebuyers are told to “shop around” for mortgage rates — so they go to Bankrate, LendingTree, or other online rate sites, enter their information, compare teaser rates, and hope they're getting the best deal.But the lowest advertised mortgage rate is not always the best mortgage deal.In this video, I take you behind the scenes and show how we compare your loan across 30+ lenders using one application and one credit pull — instead of sending your information all over the internet.We break down why mortgage rates vary based on credit score, down payment, income, loan program, property type, and whether you qualify for affordable mortgage programs. I also show examples comparing Conventional, FHA, and VA loan options so you can see why the “best rate” depends on your full financial picture — not just one advertised number online.You'll also see how points, lender fees, and hidden costs can make a low rate much more expensive than it looks.In this video, we cover:✅ How we compare your loan to 30+ lenders✅ Why one application and one credit pull matters✅ Why online mortgage quotes can be misleading✅ Why points and fees matter as much as the rate✅ How credit score impacts mortgage pricing✅ Conventional vs. FHA vs. VA loan examples✅ How RateWatch 2.2 can track refinance savings✅ How to upload your Loan Estimate for a second opinion

Welcome to a very special Mother's Day edition of the Menlo Midweek Podcast! This week, we have a takeover in the studio: Rachelle Summers steps in to host, and she is joined by special guests Allison Li and Joan Parker. In an episode aptly titled "No one ever told me," these three women sit down for an honest, refreshing, and deeply relatable conversation about the realities of motherhood. They also unpack the highlights and raw moments from this past weekend's Sunday panel, which featured Phil and Alyssa EuBank alongside Vince and Jo Vitale.

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtr

This episode is sponsored by…ROI Property Group:If you are interested in direct lending with ROI Property Group, give Rob Fuller a call at 707-365-6891 to learn more. 12-24 month loan options are available. Let him know that Rent To Retirement sent you!https://www.roipropertygroup.com/rtr

LIVE WEEKDAYS AT 9AM — THE RATE UPDATE WITH DAN FRIOMortgage rates move for a reason — and every weekday morning, we break down what is driving them.Today's Rate Update recaps what is happening right now with mortgage rates, the bond market, the 10-Year Treasury, mortgage-backed securities, inflation concerns, oil prices, and the economic headlines that matter to homebuyers, homeowners, and real estate professionals.Every weekday at 9AM, we go live to look at the market data behind mortgage rates — not hype, not guessing, just plain-English analysis of what is moving the market and why it matters.Today's video:https://youtube.com/live/Cy3CqRURnUYCHAPTERS00:00 — Opening Bell: Mortgage Rates & Market Setup01:15 — Why Mortgage Rates Move Every Day03:00 — 10-Year Treasury & Bond Market Reaction05:00 — Mortgage-Backed Securities Explained07:00 — Inflation, Oil Prices & Rate Pressure09:30 — What Homebuyers Need to Watch Today12:00 — What Homeowners Should Know About Refinancing14:30 — Real Estate Market Takeaways16:30 — Final Thoughts & Next StepsWHAT WE COVER LIVE EACH MORNING• Mortgage rates today• The 10-Year Treasury• Mortgage-backed securities• Inflation data• Jobs reports• Federal Reserve expectations• Oil prices• Stock market movement• Housing and real estate news• Economic headlines that may impact mortgage ratesMy goal is simple: help you understand what's happening, why it matters, and how it may affect your next move as a buyer, homeowner, or real estate professional.No hype. No guessing. Just real market data explained in plain English.

A lot of people say they want an “Acts church,” but Acts doesn't describe a brand or a building. It describes a community where Agape becomes visible, where God's grace works so deeply in us that Agapao starts to move through us. We start with Pentecost and then slow down in Acts 4:32–35, listening for the clues Luke gives: one heart and mind, shared resources, powerful witness to the resurrection, and a shocking result there are no needy persons among them.From there, we get practical about what that kind of Christian community means today. I talk about why this isn't just “tithes and offerings,” and why generosity collapses when our identity is fragile. When we're rooted in belovedness, possessions lose their grip. When we live from the protective self, we accumulate, store, and build hedges because we're trying to feel secure. This is also where we name the difference between conviction and condemnation, and why guilt and shame are not God's voice.Then we move to Acts 11 and Antioch, where Agape crosses comfort zones. Scattered believers speak to Greeks, Barnabas recognizes the grace of God at work, Saul is brought back into the story, and disciples are first called Christians in a diverse community. A famine prophecy becomes a test of love in action (Agapao), and the church responds with concrete help for brothers and sisters in Judea.If you're hungry for spiritual formation, identity in Christ, and a church that meets real needs, press play. Subscribe, share this with a friend, and leave a review so more people can find the series."Have Questions, Send us a Message" This podcast is a production of The Center for Biblical Coaching and Leadership. If this episode has been useful or inspiring to you in any way, please share it with someone else.  Lastly, please follow the show and write a review.If you want to go deeper on this journey, visit www.tcbcl.org to learn how we're walking this path together through biblical coaching, spiritual formation, and the ROOTED Global Movement. 

99% chance of NO Fed rate cut?In today's video, we break down why the Federal Reserve may not be ready to cut interest rates — even though homebuyers, homeowners, and the housing market are all waiting for relief.The big issue: the economy is still too strong, inflation is still too sticky, and the Fed does not want to cut too early and risk reigniting inflation.That matters because the Fed does NOT directly set mortgage rates — but Fed policy, inflation, the 10-Year Treasury, and mortgage bonds all help drive where mortgage rates move next.So if you're waiting for mortgage rates to drop before buying a home or refinancing, this is the data you need to understand.Watch here:https://youtu.be/mXfhEySRie8

Mortgage Rates Just Hit a Critical Week — Jobs, Inflation & What Buyers Should Expect Next

Oil is dropping — and that could be a big deal for mortgage rates.In today's Rate Update, we're looking at why oil prices matter so much for homebuyers and homeowners watching mortgage rates.Oil is one of the biggest inflation pressure points in the economy. When oil spikes, inflation fears can rise, bond yields can move higher, and mortgage rates can feel the pressure. But when oil starts falling, the opposite can happen — inflation pressure may cool, bonds may improve, and mortgage rates may get some relief.Mortgage rates dropped yesterday, and now the big question is whether this is the start of a bigger move lower or just a short-term reaction.Today we're watching oil, the 10-Year Treasury, mortgage-backed securities, jobs data, and the broader market reaction.If oil keeps sliding back toward the $60–$65 range, mortgage rates may have room to follow lower. But if jobs data comes in too strong or inflation pressure stays sticky, that could slow down the move.For homebuyers, this is why preparation matters. For homeowners, this is why tracking refinance opportunities matters. The market can move quickly — and understanding what drives mortgage rates can help you make better decisions.CHAPTERS00:00 Mortgage rates are reacting to oil00:42 Why oil matters for mortgage rates01:35 Oil prices are falling02:28 The inflation connection homeowners need to understand03:20 Mortgage rates dropped yesterday04:05 Can rates move back toward the high-5s?05:05 Today's economic data to watch06:00 Jobs, claims, payrolls, and bond market reaction07:05 What homebuyers should do right now08:00 What homeowners watching refinance rates should know08:40 Final takeaway: watch oil, bonds, and rates

Welcome to the Menlo Midweek Podcast! This week, we are incredibly excited to kick off a brand-new series titled "GLITCH." Host Matt Summers sits down with special guest Joey Odom (co-founder of Aro) to talk about the system errors in our modern lives—specifically, our relationship with our phones and technology. In this opening episode, "Digital Thorns," Matt and Joey explore how the constant hum of digital distraction is causing a glitch in the most important parts of our lives, our relationships, and our faith.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/MYND - A Roofstock company:Your all-in-one platform for single-family rentals.Buy, manage, and grow—without the hassle.https://www.mynd.co/rtrAre you better off investing in new construction rentals or fixer-uppers? In this episode, Matthew Seyoum breaks it down with real estate expert Jim Sheils—covering decades of experience, market insights, and what actually builds long-term wealth in today's market.If you're serious about real estate investing, this conversation will help you understand:Why many investors are shifting to new constructionThe real difference between cash flow vs equity growthHow to evaluate markets like Florida the right wayWhy “perfect deals” don't exist—and why that's a good thingThis is not theory—this is what's working right now.⏱️ Key Highlights0:08 – Introduction & Florida real estate focus0:31 – Jim Sheils' 27-year investing journey1:25 – Why investors moved away from California2:14 – The shift from rehabs to new construction3:06 – “Own less, better quality” strategy explained4:49 – How equity growth outperformed cash flow6:08 – Time freedom vs active investing trade-offs8:32 – Why “fairway deals” beat risky home runs9:19 – Why secondary markets outperform major cities10:32 – The 5 key fundamentals of strong markets11:16 – Why Ocala, FL is a top growth market13:49 – Florida insurance concerns (real vs myth)15:03 – How new construction reduces insurance costs16:46 – Real insurance cost examples (surprising numbers)21:01 – Duplex vs single-family investing strategy22:13 – Infill lots vs large developments explained25:16 – Why mixed neighborhoods matter for investors27:41 – Final advice: why waiting is the biggest mistake

Welcome back to the Menlo Midweek Podcast! This week, Matt Summers and Phil EuBank continue our series, "God, If You're Real," by stepping into the heart-wrenching and hope-filled story of Jairus and his daughter (Luke 8). When we are in the middle of our most desperate prayers, one of our biggest questions is often: “God, are you even paying attention? And if you are, why are you taking so long?”

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrIf you're investing in real estate—or planning to—understanding how to properly structure your investments could be the difference between building wealth and losing it.In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown sit down with David Chafkar from Nevada Corporate Headquarters to break down how LLCs, trusts, and proper entity structuring can protect your assets, reduce liability, and help you scale your portfolio faster.You'll learn how real estate investors—from beginners to experienced operators—use strategic structures to safeguard wealth, optimize taxes, and build long-term financial security.⏱️ Timestamps0:08 – Introduction & guest overview0:45 – What Nevada Corporate Headquarters does1:14 – Why LLCs are critical for real estate investors2:13 – Additional services: taxes, trusts, business credit3:18 – Experience & team expertise breakdown6:12 – Should you create an LLC before or after buying property?6:54 – Liability protection explained (simple terms)7:39 – How LLCs protect your personal assets9:38 – Advanced protection strategies (states & legal advantages)11:13 – Common mistakes new investors make11:54 – How structuring is customized per investor13:04 – Building long-term wealth & legacy with real estate14:20 – Real estate vs stock market control15:11 – Real investor experience using LLC services16:10 – Ongoing support vs “set it and forget it” setups17:51 – What services investors actually use most19:18 – LLCs, trusts, tax strategy & funding explained21:37 – Final thoughts & wrap-up

Welcome back to the Menlo Midweek Podcast! In this episode, Matt Summers and Phil EuBank unpack the raw, honest, and often desperate place where faith meets our most challenging life circumstances. Following up on this past weekend's message, "If You're Real, Help Me," we take a deep dive into the story of the woman with the issue of blood in Luke 8. This conversation is for anyone who has reached the end of their own resources and is ready to move from the armor of cynicism to the vulnerability of faith.