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2 episodes with is college worth it
3 episodes with is college worth it
2 episodes with is college worth it
https://linktr.ee/TedJonesWorld0:00- Vegan Hot Dog Eating Contest JULY 4th!1:30- What Is The HAIR Situation?9:20- Smoking The VAPE 15:00- Is College Worth It?19:00- When Like Slaps You25:00- Jaw Surgery 34:00- Marathon?37:00- Power Washing!Follow My Stand Up Comedy Channel :)â https://www.youtube.com/channel/UCf535atx8dAeHlGrJSTm3vAâ Ted Jones World Podcast On Youtubehttps://www.youtube.com/channel/UCBEOS7akat_zSXGDEif-y9gâ Ted@TedJonesWorld.comhttps://linktr.ee/TedJonesWorld
In this episode of Put Em on the Couch, we ask the 20,000 dollar question" Is College Worth It? This week, we kick off with a striking moment from Harvard's 2025 Commencement: President Allan Garber's opening remarks, which sounded a lot like a subtle—but pointed—response to President Trump and ongoing political attacks on higher education. From there, we dive into the bigger question: Is college still worth it? Or is it, as some critics argue, an overpriced scam or outdated rite of passage? Jason and Nelson go head-to-head on the deeper value of college—not just as a place for learning, but also for growth, connection, and challenge. We unpack:
Is College Worth It in 2025? 4 Key Factors to Consider: Is college still the best path to success in 2025? Or is it just a huge investment with no guaranteed return? With tuition prices climbing and more people landing jobs that don't even require their degree, it's time to rethink the college conversation. Before you commit four years and six figures, let's break down four things you NEED to consider before deciding if college is worth it for you.
Is College Worth It in 2025? 4 Key Factors to Consider: Is college still the best path to success in 2025? Or is it just a huge investment with no guaranteed return? With tuition prices climbing and more people landing jobs that don't even require their degree, it's time to rethink the college conversation. Before you commit four years and six figures, let's break down four things you NEED to consider before deciding if college is worth it for you.
Why Can't America Unify? Peter's Origin Story: https://www.youtube.com/watch?v=EFBh0vnqSFM&list=PLOWOpyLgqSStecd36--CDcqa6UQsNinaA&index=46 ==================================== Join this channel to get access to perks: https://www.youtube.com/channel/UC4rC0QxBD1eRPKMHIIpL0vA/join https://merchlabs.com/collections/matt-kim Get Your Free Thinker Apparel Today! Donate! https://www.mattkimpodcast.com/support/ FREE THINKER ARMY DISCORD: https://discord.gg/UnfAReBzzX Follow Matt! Instagram: https://www.instagram.com/mattattack009/ Twitter: https://twitter.com/FreeMattKim Rumble: https://rumble.com/c/FreeMattKim TikTok: https://www.tiktok.com/@freemattkim Business Inquiries Please Email mattkimpodcast@protonmail.com ==================================== Intro Music Artist: FormantX Song: Our Last Stand ==================================== Time Stamps 0:00 Coming Up 0:37 Racially Charged 8:42 Matt's Korean Family 13:21 Is College Worth It? 20:55 Why Americans Aren't Unified 28:54 Some Cultures Seek to Change America 51:30 Yeonmi Park is a PsyOp 54:06 Matt Knows North Koreans 59:46 LA Fires 1:03:29 Tribalism Good or Bad? 1:10:45 What if All the Whites Disappeared? 1:19:46 Some Will Flourish, Most Will Fail 1:23:21 Decentralized Tribes of America 1:29:52 Mossad's Slogan 1:34:40 Pre-Korea Power Struggle 1:36:20 Is Imperialism the Only Way? 1:52:00 It's Ok to be Tribal
Today, Benjamin Quinn is joined by Nathan Finn of North Greenville Univeristy and Dan Darling of Southwestern Baptist Theological Seminary for the first ever “Headlines” roundtable episode! The guys talk about the debate, the toolbelt generation, education trends, and (of course) football. Later in the episode, Trevin Wax offers some post-debate reflections. Here are some timestamps for the conversation topics: - Sports (2:20) - Expectations for the Presidential Debate (7:50) - The Toolbelt Generation and, “Is College Worth It?” (16:45) - School Cell Phone Bans (37:15) - School Shootings and China's Adoption Ban (38:45) - Post-Debate reaction from Trevin Wax (43:30) - Website: cfc.sebts.edu - Contact us: cfc.sebts.edu/about/contact-us/ - Support the work of the Center: cfc.sebts.edu/about/give/ All opinions and views expressed by guest speakers are solely their own. They do not speak for nor represent SEBTS. Read our expressed views and confessions: www.sebts.edu/about/what_we_believe.aspx
Should you go to college? Should you send your kids to college? Will they earn more with a college degree? Will the degree provide a better financial future? What is the rate of return on a college degree? https://www.youtube.com/watch?v=sPZM49y8his Unlock the secrets to a financially savvy future as we dissect the age-old belief that college is the golden ticket to success. Prepare to have your perspective shifted with eye-opening discussions on the financial value of higher education, examining the return on investment through the lens of Nelson Nash's "Becoming Your Own Banker." From the societal push towards university halls to the sobering reality of student debt, we navigate the complexities of college funding strategies and the potential of alternative education paths that could lead to prosperity without a diploma in hand. Challenge the status quo with us as we scrutinize the necessity of degrees in today's career landscape, where sometimes certifications can trump years spent in academic pursuit. We share personal tales and data-driven insights that question whether the conventional college experience truly measures up against the backdrop of rising tuition costs and the changing demands of the workforce. Our discussion extends beyond the classroom, highlighting the intrinsic value of continuous learning and the mastery of financial principles that can shape your life's trajectory. Concluding our series, we pivot to practical financial wisdom, contrasting traditional college savings plans with the innovative approach of investing in dividend-paying whole life insurance policies. Through the Infinite Banking Concept, we reveal how this strategy could offer a more advantageous financial outcome, potentially outpacing the gains of a college-funded future. If you're contemplating educational paths or seeking ways to maximize your financial legacy, this episode is an essential guide to charting a course toward true financial enlightenment and independence. So if you want to be able to get real college advice so you can better navigate the college decision and set your kids up for lifetime success, tune in today! Is College Worth It?The Cost of EducationThe Power of Understanding BusinessReal College Advice: Whole Life Insurance or Tuition?Further Resources: Book A Strategy Call Is College Worth It? [05:42] “Nelson believed that people need to think. He thinks that's one of the biggest problems Americans have, [that they] have changed into, almost like lemmings, where they have just been taught not to think.” Due to Nelson's skepticism about the education system, he questions whether college is necessary for young people to be productive, successful, and wealthy. After all, if school isn't teaching people to think, what is it teaching? Of course, there are naturally exceptions to this. You don't want a doctor who hasn't trained extensively, nor do you want a lawyer who doesn't know the law, or a scientist who doesn't understand the scientific process. In these cases, school is integral. However, the world is becoming increasingly entrepreneurial, which doesn't take a degree, as much as it takes critical thinking and people skills. Even jobs like coding and programming can be learned in short-term courses, as opposed to a college environment. This isn't to say that college isn't a worthwhile endeavor. However, it is an expensive one and a decision that shouldn't be taken lightly. There is truth to the statement that your earning power is statistically higher if you have a college degree. However, there is also tremendous debt, that may not be necessary depending on what you want to accomplish in this life. The Cost of Education In the 80s, when Bruce went to Truman State University, the total cost of room, board, and tuition was $1995. And when he graduated and went into teaching, he was making about $19,000. That's essentially a 10:1 ratio. On the other hand,
In this episode, David Paul interviews Matthew Pittinsky, the founder of Blackboard and CEO of Parchment, about his journey in the educational technology industry. They discuss the genesis of Blackboard and its role in revolutionizing the learning management system (LMS) industry. They also explore the shift from on-premises software to cloud-based solutions and the challenges faced in building a networked system of record. Pittinsky shares his insights on the current pain points in education and the value of a college degree. The conversation concludes with a discussion of favorite books and closing remarks.TakeawaysBlackboard revolutionized the LMS industry by creating a front office system for universities that facilitated instruction and learning.The shift to cloud-based solutions, exemplified by Instructure's Canvas LMS, disrupted Blackboard's on-premises model.Parchment was founded to address the need for a networked system of record that allows learners to collect and manage their academic and professional credentials.The education industry faces challenges such as fragmented technology ecosystems, math achievement gaps, teacher retention, and the perception of the value of a college degree.Chapters03:14 The Genesis of Blackboard08:00 The Shift to the Cloud12:05 The Birth of Parchment15:29 Building a Networked System of Record20:17 Adoption Challenges and Cultural Battles21:47 The Vision of Parchment23:34 Current Pain Points in Education26:18 Is College Worth It?29:55 Favorite Books
HERO: Right now, Hero Bread is offering our audience 10% off their first order! Just go to https://hero.co/ICED and use our code ICED NETSUITE: Take advantage of NetSuite's FREE KPI checklist: https://www.netsuite.com/ICED ORACLE: Free test drive of OCI at https://oracle.com/iced Caleb's Channel: https://www.youtube.com/@CalebHammer NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w 0:00 - Intro 3:33 - Caleb's Experience with Boogie2988 After Appearing on His Show 12:24 - Can ANYONE ‘Make It' financially in America 13:27 - The Impact of Mental Health & Trauma on Personal Finances 22:42 - The Guest that STILL Struggles w/ Finances After 4 Appearances 26:08 - The Surprising Benefits of Being in Debt 32:30 - The #1 Thing That Keeps People Poor in 2024 36:27 - Caleb's Candid Discussion About His Current Debt & Credit Card Usage 41:20 - Caleb's Step-by-Step Guide to Financial Freedom 44:25 - Is College Worth It in 2024? 46:31 - Confronting Caleb About Being Too Hard on Guests 52:42 - How FAST YouTube Growth & Hate Has Affected Caleb 1:09:28 - Asking Caleb “Do You Think You Listen to Your Own Advice?” 1:12:18 - Diving into The Fear of LOSING EVERYTHING 1:24:57 - Caleb Opens Up About His Anxieties 1:32:13 - Caleb Hammer Has a GIRLFRIEND?! 1:41:22 - Should Couples Share Their Money? 1:43:06 - Is Universal Basic Income a Good Idea? 1:45:47 - Closing Comments For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Professor Reacts to MSNBC Claudine Gay Video Harvard University. University Professor Breaks Down MSNBC's Claudine Gay Harvard Story! Expert Analysis: Professor Reacts to Claudine Gay's Harvard Exit on MSNBC. Professor Reacts to MSNBC's Claudine Gay Report. Follow me on Rumble: https://rumble.com/c/c-5595633 Follow me on X/Twitter: https://twitter.com/professornez RESOURCES IMPLEMENTED IN THE VIDEO: 1. https://www.msnbc.com/ali-velshi/watch/velshi-the-true-story-the-forces-behind-claudine-gay-s-ouster-from-harvard-201493061996 2. https://twitter.com/BillAckman MORE VIDEOS TO TAKE YOU DEEPER: 1. Is Higher Education Over? Reaction to Resignation of Harvard President Claudine Gay: https://youtu.be/KXKNLhdbTs0 2. The Decline of Higher Education? Professor Reacts to Harvard President Claudine Gay Controversy: https://youtu.be/bZxj5pU7ymE 3. Is a Medical Degree Worth It? My Personal Experience with Top-Trained Doctors: https://youtu.be/Txy9DqZx-Q0 4. Is College Worth It? Professor Reacts! (RAW TRUTH): https://youtu.be/CCkKn_RgHjA ▶Become a NEZNATION insider FREE, and never miss out on new, breaking news, stories, and videos, Here: https://www.professornez.com/insider/neznation ▶The Livestream Software I Exclusively Use, get Your Free Trial of StreamYard here: https://streamyard.com/?fpr=neznation ▶Check out our Full Amazon Storefront with Loads of Deals You Can't Find Anywhere Else on Amazon, Start Saving Now: https://www.amazon.com/shop/professornez
Is College Worth It? Deven and Ethan kick out the parents again to discuss the value of college. Is it worth it? Trust me, I'm as interested to hear their evaluation of the school system as you are- Eric. www.RealPowerFamily.com
Has College Become Irrelevanthttps://www.audacy.com/989wordThe Tara Show Follow us on Social MediaJoin our Live StreamWeekdays - 6am to 10am Facebook: https://www.facebook.com/989wordRumble: https://rumble.com/c/c-2031096X: https://twitter.com/989wordInstagram: https://www.instagram.com/989word/ "Red Meat, Greenville." 12/08/23
Your College Bound Kid | Scholarships, Admission, & Financial Aid Strategies
In this episode you will hear: (01:48) Mark and Vince discuss the Wall Street Journal article entitled, “Colleges spend like there is no tomorrow, “These colleges are just devouring money”. The article is written by Melissa Korn, Andrea Fuller and Jennifer Forsyth (19:50) We have a special guest who will answer a Speakpipe question from from a listener who wants to know if AI is going to lead colleges to stop offering college essays for students to complete? (24:18) Mark interviews Ron Lieber, author of the book, “The Price You Pay for College” and the author of the “You Money” column Preview of Part 3 ü Ron and I talk about net price calculators, can you trust them ü Ron and I discuss the difference between need-aware and need-blind admissions. ü Ron Lieber discusses Front-Loading the grant. ü Ron is asked, why is the cost of college so high? (35:34) Recommended Resource: The NYT podcast, “The Daily ”did a special podcast that we think is very important and the title is, “Is College Worth It”. The podcast aired on 9-20-2023 and it features one of our favorite thought leaders, “Paul Tough” (45:56) Rice University - Part 2 of 2 Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. If you have a question for one of our upcoming interviews with admissions professionals, here is a list of admissions professionals who we will interview in 2023 or 2024 Confirmed interviews not yet completed Bard-Mackie Siebens Rice University-Tamara Siler American University-Andrea Felder Pitzer College-Yvonne Berumen Chapman University-Marcela Meija-Martinez Connecticut College-Andy Strickler* Trinity College-Anthony Berry* College of the Atlantic-Heather Albert* Spelman College-Chelsea Holley* Scripps College-Victoria Romero* Saint Louis University-Daniel Wood-(Interview is about transfer admissions, Daniel is a transfer counselor) Colby College-Randi Arsenault* University of Georgia-David Graves* University of Minnesota-Keri Risic Cornell University-Jonathon Burdick Oberlin College-Manuel Carballo Carleton College-Art Rodriguez Swarthmore-Jim Bok Joy St. Johns-Harvard Duke-Christoph Guttentag Florida State-John Barnhill Southern Methodist University-Elena Hicks Johns Hopkins-Calvin Wise Cornell University-Shawn Felton Haverford College-Jess Lord UAspire-Brendan Williams Yale University-Moira Poe Bard College Baylor University Butler University California Institute of Technology-Ashley Pallie Colorado School of Mines Creighton University University of Puget Sound- Robin Aijian Belmont University University of Tennessee-Knoxville Law School Admissions interview-Lydia Emory University-Sarbeth Fleming To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. Check out our new blog. We write timely and insightful articles on college admissions: Follow Mark Stucker on Twitter to get breaking college admission news, and updates about the podcast before they go live. You can ask questions on Twitter that he will answer on the podcast. Mark will also share additional hot topics in the news and breaking news on this Twitter feed. Twitter message is also the preferred way to ask questions for our podcast: https://twitter.com/YCBKpodcast 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please subscribe to our podcast. It really helps us move up in Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: Check out the college websites Mark recommends: If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: If you want a college consultation with Mark or Lisa or Lynda, just text Mark at 404-664-4340 or email Lisa at or Lynda at Lynda@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/
Americans are sick of business as usual. This year alone, more than 275 strikes have broken out across the country, and last week, nearly 13,000 members of the United Auto Workers joined the picket line to demand a better deal with their employers.So what's going on with work in America?This week on “Matter of Opinion,” the hosts break down how a changing economy and technological innovations are complicating the worker-employer relationship. Lydia offers some insight from her experience as the big boss on the other side of the bargaining table. Ross asks how little work The Times should pay him to do. And ultimately, the hosts debate the question: In today's world, what role should work play in our lives?(A full transcript of the episode will be available midday on the Times website.)Mentioned in this episode:“Is College Worth It?,” an episode of “The Daily”“Biden E.V. Agenda Threatens U.S. Auto Industry,” by Senator J.D. Vance in the Toledo Blade“Why Americans Care About Work So Much,” by Derek Thompson in The Atlantic
Ken Coleman & George Kamel answer your questions and discuss: How to be financially prepared for unpaid paternity leave, from the blog: How Much Does It Cost to Have a Baby? How credit card rewards may be affected by new legislation, from the blog: Are Credit Card Points Worth It? "Should I use my HSA to pay off my truck?", from the blog: What Qualifies for HSA Medical Expenses? "Why is it so back to use credit cards if you can use them responsibly?", from the blog: Do I Need a Credit Card? from The Fine Print Podcast: The True Cost of Credit Card Rewards The best way to balance paying off student loans when you need a vehicle, Why you shouldn't take out student loans for a career just because of the salary, from the blog: Is College Worth It? Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today! www.everydollar.com/george Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
It's a valid question, and there's no easy answer that applies to everyone. There are many factors to consider when it comes to deciding whether or not to pursue a college education.On the one hand, there are undeniable benefits to going to college. For one thing, a college degree can significantly increase your earning potential over the course of your career.College can also provide you with valuable skills and knowledge that you might not be able to gain elsewhere. You can learn about a wide range of subjects and develop critical thinking, problem-solving, and communication skills that can be useful in any career.That being said, college isn't for everyone. It can be very expensive, time-consuming, and stressful. For some people, pursuing a trade school or certification program might better fit their goals and interests.Others might enter the workforce immediately after high school, gaining hands-on experience and building their skills on the job.All these are valid paths to success, whichever you take.The key point here is that if you decide not to go to college, choose to do something equally challenging. Don't just sit around and be useless.In this episode, Matt and Rick discuss the value proposition of a college education vs. the alternatives to college and what factors should affect the decision. Key Takeaways- Is going to college worth it from an entrepreneurship lens (05:56)- The stats of college education (07:08)- The alternatives to college (15:24)- Finding something equally challenging (18:04)- Investing in other forms of education (22:37)- Upskill yourself to get to where you want (25:45)Additional Resources:- Alloy Personal Training- Learn About The Alloy Franchise Opportunity---------You can find the podcast on Apple, Google, Spotify, Stitcher, or wherever you listen to podcasts.If you haven't already, please rate and review the podcast on Apple Podcasts!
In this classic Yuki and TV Guru discuss is college worth attending. From the classic episode 75: Is College Worth It? Find us @ http://swarthynerd.com/ https://twitter.com/swarthynerd https://www.youtube.com/channel/UC-E7IKrrIY3WTEi-2--RYAw Hit us up at swarthynerd@gmail.com Yuki's Social Media https://www.facebook.com/yukithesnowman/ https://yukithesnowman.com/ https://www.youtube.com/channel/UCnW2H7VD6ahR4xXPba-DYLQ https://twitter.com/weebtrashyuki Cash App: $BenjaminASnow Tv Guru's Social Media https://www.youtube.com/channel/UCxRviGx_yUWnDD0oABAT85g https://mobile.twitter.com/superlostfan108 Cash App: $superlostfan108
Rachel Cruze & Kristina Ellis answer your questions and discuss: When you should pause investing to pay off your mortgage, "I owe $13,000 in taxes from my side hustle and don't know what to do." from the blog: Freelance Taxes 101 How to pick between going straight into the workforce or going to college, from the blog: Is College Worth It? How to go to college debt free, from the blog: How to Pay for College Without Student Loans How to be disciplined in your budget and avoid impulse purchases, from the blog: Impulse Buying: Why We Do It And How To Stop Is moving to be close to family ok when paying off debt? When to pause the Debt Snowball for health a crisis, from the blog: When To Pause Your Debt Snowball Support Our Sponsor: PODS Moving & Storage NetSuite Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
The question of whether college is worth it continues to come up as tuition costs rise nationwide, so here's how to calculate your ROI. The post Is College Worth It? How To Calculate Your ROI appeared first on The College Investor.
On this special Thrivetime Show podcast Clay Clark is discussing with his son Aubrey Napoleon-Hill Clark and his partner's (Jonathan Barnett) son Jayden about whether or not you actually need a college degree to become successful in life.
So as I recorded this it was late August, and the Student Loan Debt Relief Plan was announced about a week ago. Since the announcement there's been all sorts of discussion about whether or not the debt cancellation portion of the plan is fair; whether or not it goes far enough, if it's just political pandering, and on, and on, and on. So instead of the typical episode I thought we'd take a quick look at the info currently available about the plan, discuss some of the pros and cons of a college education and college debt, and end with my thoughts on what the takeaways are from all of this for you. Student Loan Debt Relief Plan So let's start with the basics. Perhaps the best place to get info on the Student Loan Debt Relief Plan is studentaid.gov, or specifically studentaid.gov/debt-relief-accouncement. Studentaid.gov is an official website of the U.S. Department of Education. Here you'll find the basics of the plan. You can also subscribe to get updates at ed.gov/subscriptions There are 3 main parts to the plan: A final extension through the end of 2022 of the student loan repayment pause that initially was intacted during the early days of the coronavirus pandemic A new income-driven repayment plan that will reduce future monthly payments for lower- and middle-income borrowers. Targeted debt relief to low- and middle-income families Up to $20,000 in debt cancellation to Pell Grant recipients with loans held by the Department of Education Up to $10,000 in debt cancellation to non-Pell Grant recipients. Borrowers are eligible for this relief if their individual income is less than $125,000 or $250,000 for households. Nearly 8 million borrowers may be eligible to receive relief automatically because relevant income data is already available to the U.S. Department of Education. If the U.S. Department of Education doesn't have your income data, the Administration will launch a simple application which will be available by early October. (How do you know if you have to apply?) If you would like to be notified when the application is open, please sign up at the Department of Education subscription page. Once a borrower completes the application, they can expect relief within 4-6 weeks. Borrowers are advised to apply before November 15th in order to receive relief before the payment pause expires on December 31, 2022. The Department of Education will continue to process applications as they are received, even after the pause expires on December 31, 2022. Borrowers who are employed by non-profits, the military, or federal, state, Tribal, or local government may be eligible to have all of their student loans forgiven through the Public Service Loan Forgiveness (PSLF) program. This is because of time-limited changes that waive certain eligibility criteria in the PSLF program. These temporary changes expire on October 31, 2022. For more information on eligibility and requirements, go to PSLF.gov. Pros and Cons of College/College Debt (Britannica ProCon.org): Pros College graduates make more money The average college graduate makes $570,000 more than the average high school graduate over a lifetime. College education has a high return as an investment. Return on investment (ROI) is calculated by dividing the money earned as a result of a college degree by the money spent on a college degree. A college degree has a return of 15% per year as an investment, larger than the stock market (6.8%) and housing (0.4%). Jobs increasingly require college degrees. Only 34% of American jobs require a high school diploma or less in 2017, compared to 72% in the 1970s. College graduates have more and better employment opportunities. The unemployment rate for Americans over 25 with a bachelor's degree was 1.9% in Dec. 2019, compared to 2.7% for those with some college or associate's degrees, 3.7% for high school graduates, and 5.2% for high school drop-outs Cons Student loan debt is crippling for college graduates. Average Student Loan Debt (Forbes.com) $1.75 trillion in total student loan debt (including federal and private loans) $28,950 owed per borrower on average About 92% of all student debt are federal student loans; the remaining amount is private student loans Borrowers between the ages of 25 and 34 carry about $500 billion in federal student loans Borrowers ages 35 to 49 owe more than $620 billion in student loans. 2.4 million borrowers aged 62 or older that owe $98 billion in student loans. Federal Loans by Age Many students do not graduate About 19% of students who enroll in college do not return for the second year. Overall, 41% of students at four-year colleges and universities did not graduate within six years: 41% at public schools, 34% at private non-profits, and 77% at private for-profits. According to the Federal Reserve Bank of New York, roughly 34% of college graduates are underemployed, College degrees do not guarantee learning or job preparation. In 2013 56% of employers thought half or fewer of college graduates had the skills and knowledge to advance within their companies. 30% of college graduates felt college did not prepare them well for employment, specifically in terms of technical and quantitative reasoning skills. Learning a trade profession is a better option than college for many young adults. The high number of young adults choosing college over learning a trade has created a ‘skills gap' in the US and there is now a shortage of ‘middle-skill” trade workers like machinists, electricians, plumbers, and construction workers. Middle-skill” jobs represent half of all jobs in the US that pay middle-class wages. Certain big tech companies no longer require employees to have a college degree (MastersPortals) Especially when it comes down to programming, coding, and technology in general, you can find free online courses on mastering Linux, developing a website, administrating WordPress, and so on. In addition to free tutorials and how-to videos on YouTube, there are many other popular online education platforms, which offer free or affordable courses in any area you can think of: Coursera Skillshare Udemy EdX Khan Academy Some of the top tech enterprises that don't ask job candidates for college degrees: Google Apple IBM Tesla Final Thoughts/Takeaways Provisions are subject to change - Subscribe to updates on the U.S. Department of Education website (link in shownotes) for updates The Biden administration relied on the 2003 Heroes Act enacted following the Sept. 11 terror attacks to underpin its plan. It argues that because of the COVID-19 emergency, the law gives the Education Department the authority to both suspend loan repayments through Dec. 31 and cancel loan debt for many borrowers. (The Hill) If you already have student loans debt, assuming the debt forgiveness plan doesn't get derailed: Take advantage! Eliminate other debt (Debt Snowball, Debt Avalanche) Build an emergency fund Have a plan. If loan forgiveness frees up cash for you, make the best of it. Consider using the freed up cash flow to If you're considering taking on college debt Don't assume that future debt forgiveness will be available (extremely political) Consider Return on Investment (run the numbers for your individual situation) While there are no guarantees that going to college will pay off, there are a few degrees that typically provide better chances than others. These include: STEM. Jobs related to science, technology, engineering and mathematics tend to do well. STEM careers are available in many forms and in all industries. The Bureau of Labor Statistics expects the demand for STEM careers to grow by 8% by 2029, which is more than double the expected growth for other fields. Medical, nursing and pharmaceuticals. Doctors, nurses, pharmacists and medical support staff are needed all of the time and all over the world. More than 2 million new jobs in the medical field are expected to be available by 2026. (GoBankingRates) Consider cost efficient alternatives (Trade schools, On-line education platforms, etc) Resources Federal Student Aid - https://studentaid.gov/debt-relief-announcement/ U.S. Department of Education - https://www.ed.gov/subscriptions Is College Worth It? - MastersPortal Is College Still Worth It: Which Degrees Are Still Worth the Investment? - GoBankingRates Is a College Education Worth It? - Britannica ProCon.org 2022 Student Loan Debt Statistics: Average Student Loan Debt - Forbes White House faces legal questions with student loan forgiveness plan - The Hill Contact the Host - vince@thecfoathome.com
Clifton Duncan joins the show to discuss Joe Biden's student loan forgiveness plan, along with the broader question of whether college and student loans are still worthwhile for young people. Jeff's Article, "Is College Worth It?": Mises.org/HAP358-1
Clifton Duncan joins the show to discuss Joe Biden's student loan forgiveness plan, along with the broader question of whether college and student loans are still worthwhile for young people. Jeff's Article, "Is College Worth It?": Mises.org/HAP358-1]]>
Clifton Duncan joins the show to discuss Joe Biden's student loan forgiveness plan, along with the broader question of whether college and student loans are still worthwhile for young people. Jeff's Article, "Is College Worth It?": Mises.org/HAP358-1
Clifton Duncan joins the show to discuss Joe Biden's student loan forgiveness plan, along with the broader question of whether college and student loans are still worthwhile for young people. Jeff's Article, "Is College Worth It?": Mises.org/HAP358-1
Clifton Duncan joins the show to discuss Joe Biden's student loan forgiveness plan, along with the broader question of whether college and student loans are still worthwhile for young people. Jeff's Article, "Is College Worth It?": Mises.org/HAP358-1
In this hour, Young Blood, Is College Worth It?, The Death of San Francisco, and Kamala's Greatest HitsSee omnystudio.com/listener for privacy information.
Education is a necessary process in life, whether formalized or self-taught. Financial education is no different. Asking questions like where have you learned your personal financial management habits from? Are those habits healthy and have you tested those habits as to whether they truly work for the life you want to live? Asking yourself a few simple questions around your personal finances can make all the difference. Your past performance or knowledge around your personal finances does not need to define your decisions today and the new direction you choose to take. So I decide to continually be a student, always learning and see what opportunities and possibilities it opens up.Margin Membership Sign-up: https://millennialmargin.com/learn/How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CWJared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.Listen to the podcast: https://margin.simplecast.com/Have a question? Contact Jared at jared@millennialmargin.comFollow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.comGoal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.
Most investors scrutinize and strategize for every fractional point of return they can muster. Yet, one major expense–sometimes, the largest single bill in a person's lifetime–seems to be held above such petty considerations as ROI. Does that make sense? Amy and Mike invited educational researcher Martin Van Der Werf to clarify the data on return on investment in college. What are five things you will learn in this episode? What does return on investment (ROI) mean in the context of higher education? Which kinds of college students are represented in the current ROI data? What major classes of schools tend to deliver high or low ROI? What specific factors should applicants focused on ROI consider in the college search? How does the number of years after entry to college influence ROI calculations? MEET OUR GUEST Martin Van Der Werf has extensive experience researching and writing about higher education and the issues facing the industry. His work at the center is focused on such issues as diversity and access to higher education, the return on investment of a college degree, and the workplace value of college degrees. Marty is a former reporter and editor at The Chronicle of Higher Education, where he was responsible for all coverage of the business and financial management of colleges and universities. He was the founding director of Chronicle Research Services, a new-business development arm of the Chronicle. He currently serves as Director of Editorial and Education Policy for the Georgetown University Center on Education and the Workforce (CEW). Before joining CEW in 2015, Marty worked for Huron Consulting Group, the largest consulting company in higher education. Previously, Marty was an award-winning reporter, columnist, and editor at two of the largest daily newspapers in the US—The St. Louis Post-Dispatch and The Arizona Republic, in Phoenix. Marty holds a Bachelor of Science degree in Journalism from Boston University and was awarded a Master's degree in Higher Education Administration from Georgetown University in 2021. Find Marty at cewgeorgetown@georgetown.edu. LINKS Ranking 4,500 Colleges by ROI data Is College Worth It? A Comprehensive Return on Investment Analysis RELATED EPISODES THE PRICE YOU REALLY PAY FOR COLLEGE ATTENDING A COMMUNITY COLLEGE WHAT IS A NET PRICE CALCULATOR? ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright. Amy Seeley is the president of Seeley Test Pros. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, feel free to get in touch through our contact page.
In Season 3 | Episode 13 Jerraldo Akinboro (@jerraldo), the founder of Vindici.co, speaks on building a six-figure creative agency in college, the difference between art and design, and the importance of focus and project management. Jerraldo is the creative director for Will Rivera (Episode 7,) and is working with up-and-coming influencers on making case studies, courses, and content. Jerraldo has a unique mind for creativity and an unprecedented focus to 'complete the mission.' If you have dreams of turning your creative talents into a lucrative business, this one is definitely for you! Show Notes: 0:00 - @jerraldo Intro 2:30 - What is A Digital Asset? 7:55 - Are You An Artist or Designer? 11:45 - How Elon Innovates 14:50 - Is College Worth It? 17:30 - Why Your Creative Agency Failed 19:27 - Understanding Data of Your Content 23:00 - Building A Successful Creative Agency 26:30 - Top Brands, and Why 32:00 - If You Can't Do This, You Can't Scale A Business 34:09 - Should You Be an Entrepreneur 39:24 - Stop Chasing Everything, Focus On One 42:27 - The Upside of College 46:00 - Being an Entrepreneur and Student 51:20 - Making 7 Figures with Will Rivera
Andrew began a new series on College Lists, Starting with Exposure, he also discusses the question of "Is College Worth It?", When to toe the Starting Line, Getting Experience & Exposure, C's of Capture, Compare, Create along with Takeaways & Action Steps Plus Cash Flow tip. Highlights The importance of making college lists - 1:13 Is college for everyone? - 3:25 Having a solid financial living - 5:23 Who is supposed to pay for college? - 5:56 Getting experience and exposure - 9:48 Visit college websites - 10:15 The three C's - 12:25 Today's cash flow tip - 17:16 Episode Resources Connect with Andrew Windham https://www.linkedin.com/in/andrewwindham https://twitter.com/andrewwindham?lang=en AWindham@CollegePlanningInstitute.com Cashflow Tip: Lifetime Learning Tax Credit: https://www.irs.gov/credits-deductions/individuals/llc College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation Winning The College Game Master: https://CollegePlanningInstitute.com/Winning-the-College-Game Other Resources for College Visits, Tours etc: College Express https://www.collegexpress.com/ College Navigator - https://nces.ed.gov/collegenavigator/ You Visit - https://www.youvisit.com/collegesearch Campus Tours - https://campustours.com/ You University TV https://www.youniversitytv.com/category/college/ http://www.ecampustours.com/ Go See Campus - https://goseecampus.com/ (Free tool to research/plan college visits)
A follow up to last week episode "Is College Worth It", Yuki and TV Guru sit down and talk about what they would have done differently after high school and examine if their "what ifs" would had been better or worse for them overtime. And please, do not make a 30-part episode series about us and what if we did this or that over something else. You're not a bored anime YouTuber. *"You're not an anime YouTuber you're better than that." Find us @ http://swarthynerd.com/ https://twitter.com/swarthynerd https://www.youtube.com/channel/UC-E7IKrrIY3WTEi-2--RYAw Hit us up at swarthynerd@gmail.com Yuki's Social Media https://www.facebook.com/yukithesnowman/ https://yukithesnowman.com/ https://www.youtube.com/channel/UCnW2H7VD6ahR4xXPba-DYLQ https://twitter.com/weebtrashyuki Tv Guru's Social Media https://www.youtube.com/channel/UCxRviGx_yUWnDD0oABAT85g https://mobile.twitter.com/superlostfan108 cash app $lostfan108 Receipts in order (only on the website or podcasting apps) Lovecraft country (HBO drama) https://www.youtube.com/watch?v=dvamPJp17Ds Tiajuana Jackson (movie) https://www.youtube.com/watch?v=_tW3hME8IUw Shin megami tensai strange journey (3ds videogame) https://www.youtube.com/watch?v=24nMjEWuFho Deathstroke knights and dragons (DC animated movie) https://www.youtube.com/watch?v=MsdVLe2xi9g Project power (Netflix movie) https://www.youtube.com/watch?v=xw1vQgVaYNQ Durarara x2 ten (anime) https://www.youtube.com/watch?v=8zM43N-uCx0 Yoshinori Ono leaves Capcom (article) www.gamesindustry.biz/amp/2020-08-10-yoshinori-ono-leaves-capcom Cuties movies poster controversy (article) https://deadline.com/2020/08/netflix-apologizes-inappropriate-cuties-poster-criticized-sexualizing-children-1203018498/#comments
B-REEL Entertainment presents, Is College Worth It, the next installment of the Breaking & Entering podcast. On this episode, hosts Blair and Enoch discuss going to college and its value in modern America. This is a Confirmation Bias episode, where the audience will get Blair and Enoch's perspectives on topics that are more divisive and controversial.
Andrew Luck retirement and sports talk. (5:30 - 18:10) The guys try a Karaoke segment. (19:47 - 22:40) Spider-Man and the Sony vs. Marvel feud. (22:45 - 32:50) Is College Worth It?? (33:02 - 48:02) Fear of guns, but love of America! (48:32 - 60:10) As always, thanks for listening everybody. Be sure to subscribe, rate, and share! All podcasts also available on our YouTube Channel. - Your friends, Ebony & Ivory. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/ebony--ivory-podcast-show/message Support this podcast: https://anchor.fm/ebony--ivory-podcast-show/support
Is college even worth it? Did you pick the right one? In today's episode Devin and Morgan invite their first guest, and long-time friend Tiana onto the podcast to discuss her very unique college experience. Going away to school is such a pivotal thing and the time you have there can change you, but….some colleges aren't for everyone… Listen in to see how Tiana was able to turn her whole college experience around. To send us your questions, stories or anything you’re pressed about, email us at DontBePressed@gmail.com. And be sure to follow us on Instagram and Twitter @DontBePressedPod.Our Podcast survey can be found here: https://www.surveymonkey.com/r/5CCJXVV
The Ross Bolen Podcast returns for its 177th episode. Hosted by Ross Bolen. Presented by Bolen Media. (0:00) Intro (13:29) Pill Popping Animals (23:53) Is College Worth It? (29:03) Are Pancakes Bread? (33:44) Post-Breakup Strategies (43:46) Late To The Game (45:57) Driving High (57:55) Dark Nut Moments (1:04:09) Announcements www.rossbolenpodcast.com 888-WRBOLEN Twitter: @WRBolen, @RossBolenPod Instagram: @WRBolen, @TheRossBolenPodcast Snapchat: @WRBolen
You can probably still learn a few interesting things in a Humanities education, and the universities have not completely destroyed their credibility...yet. (Note: this episode was originally going to be shared to the video services only, but well, I changed my mind.) In response to Stefan Molyneux and Tom Woods, Is College Worth It? https://youtu.be/qI-9eJ1UOV0
Nerd Battle: Best Whedonverse: Dollhouse vs. Firefly Nintendo teams with Universal for Theme Park attractions – what game do you want to see turned into a ride? Marry Do Ditch: Fav. TV Characters Ivana & Jay somewhat regret their decision to check out all the hype behind Sharknado 2. Finally in Advice Corner, we talk about Reddit… Read More »Episode 13 – Best Whedonverse, Nintendo Theme Park, TV Characters, Is College Worth It?
Speakers: William Bennett, Former U.S. Secretary of Education; Author, "Is College Worth It?" Steven Knapp, President, The George Washington University Daphne Koller, Co-Founder, Coursera Inc. Patricia McWade, Dean of Student Financial Services, Georgetown University Anthony Miller, Deputy Secretary and Chief Operating Officer, U.S. Department of Education Moderator: John Nelson, Managing Director, Public Finance Group, Moody's Investors Service. Student debt surpassed the $1 trillion mark in 2012 and now is the second-largest category of household debt behind mortgages. Default rates exceed those of credit cards, and college tuition and fees have been rising even faster than health care costs. At the same time, employers are seeing a mismatch between their needs and the qualifications of those in the labor pool. This incongruity threatens to derail productivity and economic growth, raising serious questions about national competitiveness. Given this backdrop, how can the American higher education model fulfill the learning, affordability and job-preparation needs of students? What role can colleges and universities, online technology and government play in setting higher education on the best possible course?
Speakers: Jared Diamond, Professor, Department of Geography, University of California, Los Angeles; Pulitzer Prize winner, "Guns, Germs, and Steel". Niall Ferguson, Laurence A. Tisch Professor of History, Harvard University; Senior Fellow, Hoover Institution. James Robinson, David Florence Professor of Government, Harvard University. Moderator: William Bennett, Former U.S. Secretary of Education; Author, "Is College Worth It?" Do nations, like a good drama, have a beginning, middle and end? Why do civilizations succeed, why do they fail? Is it culture, economics, geography, climate, or an interaction among them? Is reinvention and rejuvenation possible? Our panel of celebrated scholars will examine the forces that propel the lifecycles of empires and how they may apply in today's world. Many are asking whether the U.S. is past its peak and China will inevitably reclaim the preeminence it enjoyed centuries ago. More broadly, is the global center of gravity moving from West to East? This event may also yield insights for businesses - they don't live forever either.
A higher education is a very expensive and RISKY investment. When you think about the number of college graduates who cant find employment IN THE FIELD IN WHICH THEY ARE TRAINED it almost makes you reconsider going to college. I have hear over and over that its not about what you know, but WHO you know in any field. So why not just get to know people in social settings, and skip the rest of it? Why not just wing it, unless you are in a field where that cause kill someone, like being a DOCTOR. The point is, a lot of college degrees are not worth the paper they are printed on. Some may say you need to get a degree in something that is hot like COMPUTER SCIENCE ..but what if you are not GOOD AT THAT! What if you ARE good at ART or SPORTS or HELPING PEOPLE? Should everyone get a degree in the same thing just because that is the field that is "hiring"? That makes no damn sense. But your FUTURE income is at stake here people. So I have a few questions class: 1) Do you think having a college degree is over rated? 2) If you do go to school, should you go for what you WANT to do or the field that is "hiring" 3) Is it MORALLY right to CHARGE someone to LEARN? (and if so WHY SO MUCH!) 4) How much does Education level matter for you when considering dating someone? 5) Do you think EDUCATION erases DISCRIMINATION in America?
➡️ Like The Podcast? Leave A Rating: https://ratethispodcast.com/successstory➡️ Join 321,000 people who read my free weekly newsletter: https://newsletter.scottdclary.com➡️ About The GuestLara Acosta is an entrepreneur and personal brand strategist who entered the business world by founding LA Digital, a personal branding marketing agency, while pursuing her Master's degree.She built her reputation working with top-tier entrepreneurs and founders, growing both her agency and her personal brand on LinkedIn. Today, she runs sold-out personal branding programs, reaching and teaching an expanding audience.Lara is recognized as one of LinkedIn's top 100 creators worldwide and was named the #1 female creator on the platform in 2023. With 150,000 followers on LinkedIn, she has become one of the platform's most influential voices.➡️ Show Linkshttps://www.instagram.com/laraacostar/ https://x.com/Laraacostar/ https://www.linkedin.com/in/laraacostar/ ➡️ Podcast SponsorsHubspot - https://hubspot.com/ Hustle & Flowchart Podcast - https://hustleandflowchart.com/ NetSuite — https://netsuite.com/scottclary/ Indeed - https://indeed.com/claryRange Rover Sport - https://www.landroverusa.com/ CIBC Innovation Banking Podcast - https://www.innovationbanking.cibc.com/podcasts/ SmarterVitamins - https://smartervitamins.com/scott (Code: Scott)NerdWallet - https://www.nerdwallet.com/learnmore LinkedIn Jobs - https://linkedin.com/excellence➡️ Talking Points00:00 - Introduction02:58 - Teen Immigrant's Solo Move to London06:20 - Lara's First Taste of Entrepreneurship14:14 - COVID: Lara's Unexpected Opportunity27:03 - Building Her LinkedIn Tribe29:00 - Returning to School30:34 - Is College Worth It?34:05 - Sponsor: Hustle & Flowchart Podcast34:47 - Why Lara Changed Her Mind on Education45:41 - Accidental Entrepreneur, Intentional Success50:35 - Career Lessons from Lara's Journey52:34 - Standing Out on LinkedIn54:15 - Lara vs. Justin: LinkedIn Tactics59:15 - Lara's Top LinkedIn Tips1:09:22 - Success Has No Timeline1:14:19 - From 9-to-5 to Freedom1:17:37 - Why Entrepreneurs Burn Out1:19:55 - Why YouTube?1:24:42 - Celebrating Recent Wins1:29:56 - The ‘X Factor' in Content Creation1:34:05 - Balancing Workflow as a Creator1:36:05 - Reforming Education with LinkedIn1:46:56 - Lara's Advice to Her Younger SelfAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
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