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Introduction: The Trustworthiness Test (Matthew 5:33-37): Do I Need to CONVINCE OTHERS of the TRUTHFULNESS of what I say? (Matt 5:33–34a) Do I Look for LOOPHOLES to GET OUT of what I say? (Matt 5:34b–36) Matthew 23:22 – And whoever swears by heaven swears by the throne of God and by him who sits upon it. 1 Peter 2:22 – He committed no sin, neither was deceit found in his mouth. Do I Always FOLLOW THROUGH on what I say? (Matt 5:37) James 5:12 – But above all, my brothers, do not swear, either by heaven or by earth or by any other oath, but let your “yes” be yes and your “no” be no, so that you may not fall under condemnation. John 8:44 – You are of your father the devil, and your will is to do your father's desires. He was a murderer from the beginning, and does not stand in the truth, because there is no truth in him. When he lies, he speaks out of his own character, for he is a liar and the father of lies. Sermon Notes (PDF): BLANKHint: Highlight blanks above for answers! Small Group DiscussionRead Matthew 5:33-37What was your big take-away from this passage / message?How can you strengthen your reputation when it comes to honesty and trustworthiness? How can you weaken it?Do you ever make excuses or look for loopholes to get out of what you say?Do you struggle with being a “yes or no” person? How do you fail to be reliable and follow through on what you say?What does it look like to truly repent of deception and make things right with those you have lied to?BreakoutPray for one another. AUDIO TRANSCRIPT Return your Bibles to Matthew chapter 5 verses 33 through 37.Matthew chapter 5 verses 33 through 37.Is it safe to say that trust is in short supply in 2025?We are constantly bombarded with lies, conspiracies, fraud,lame excuses, propaganda, cover-ups.With each passing year, we become less and less trustingas others seem less and less trustworthy.I was going to use an object lesson to prove this point,but for the sake of unity, which you'll see in a minutewhy I'm not doing this, I'm going to have you use your imaginations instead.Imagine with me that a bunch of images are from the screens behind meof famous individuals, politicians, billionaires, tech gurus, celebrities,social media influencers, world-renowned doctors,and popular preachers who you see pop up on Spotify, YouTube, and television.And with each image, with each person, I ask this very simple question,is this person trustworthy?And with some of these famous people, the answer would be a decisive yes,while others would be a resounding no.But some examples may prove to be a bit controversial and divisive.It may be a bit of a mixed reaction, which could lead to some frustration,heated debates, and strained relationships.Hence my unwillingness to show these images in service today.What if I were to close out this slideshow with a picture of you?And for the final time, I ask this very simple question, is this person trustworthy?What would be the response?What would your family members, friends, and fellow church members say about you?Maybe you don't want to play along with my made-up scenario,because you're afraid of what other people would say about you.But you cannot be oblivious in this area of life, because your reputation,when it comes to honesty and trustworthiness, is not a throwaway issue.Your credibility with others on the outside speaks to your integrity before the Lord on the inside.We've been studying the Sermon on the Mount for the past few months,and now this is the fourth week of our latest section, "The Heart of the Law."And throughout Matthew chapter 5, Jesus doesn't lessen the Old Testament law.He elevates it. He doesn't abolish it and throw it away.He digs down deep into our hearts to show how it applies at the deepest levels of who we are.Jesus proves that obeying God's commands and displaying true righteousness are matters of the heart.Jesus cares way more about the internal than the external,because who you are internally shapes all that you say and do externally.So far, we have covered what Christ commands and expects when it comes to anger,sexuality, and marriage.In Matthew chapter 5, verses 33 through 37,the Lord turns your attention to what he has to say about making promises and keeping your word.To help you gauge your own personal credibility, Jesus assigns an important testthat you cannot afford to skip or to fail.And this test is the trustworthiness test.Before we dig into the first question, let's go to the Lord in prayer.Please pray that I will faithfully proclaim God's word.While I pray that you will faithfully and joyfully receive God's word.Father, we thank you for the gift of your word.It is a mirror that you hold up to our hearts to show us what means to change.Lord, this morning you're going to show us some very challenging and difficult things about ourselvesthat we do not want to see,but we must recognize them and we must make changes by the power of your Holy Spirit.So may you do the work that only you can.We ask all these things in Jesus' name. Amen.All right, who is ready for the trustworthiness test?Well, we're going to take it anyway. So the trustworthiness test, question one.Do I need to convince others of the truthfulness of what I say?Do I need to convince others of the truthfulness of what I say?Let's read verses 33 through 34.Jesus says, "Again, you have heard that it was said to those of old,'You shall not swear falsely, but shall perform to the Lord what you have sworn.'But I say to you, do not take an oath at all."This is the fourth time in Matthew chapter 5 that Jesus repeats the same verbal pattern."You have heard that it was said, but I say to you."So let's cover what was said in the past."You shall not swear falsely, but shall perform to the Lord what you have sworn."You will not find this exact sentence word for word in the Old Testamentbecause it is a mashup of three different passages about keeping oaths.With the Nicos 19-2, Numbers chapter 30 verse 2 and Deuteronomy 23-21.In the Old Testament, oath taking was serious business.It wasn't something to be entered into lightly or carelessly.Vows were reserved for important matters.And God put them in place as a first line of defense against dishonesty.I find it helpful to view Old Testament oaths like spiritual speed bumps.Why do speed bumps exist?To cause you to slow down and keep pedestrian safe.Let me ask you, do speed bumps always do that?No, we've all seen maniacs treat speed bumps like challenges and jumps instead of warnings.And maybe you've been that maniac from time to time.Oaths were set up by God to curb the natural tendency to be deceitful and unreliable.They were like speed bumps.By taking an oath, you were saying,"God, you can bring judgment and cursing upon me if I do not keep my side of the bargain."But these spiritual speed bumps could not stop all dishonesty.It couldn't do away with people being deceitful.So vows help provide accountability, but they could not change the human heart,which is seen most clearly in the lives of the religious leaders of Jesus' day.The rabbis, the scribes, the Pharisees misinterpreted the Old Testament commands about vowsand twisted God's word to advance their own dishonest agenda.They believe that you shall not swear falsely, only spoke to perjuring yourself in a court of law.We'll talk about this in even greater detail in a few minutes,but they also believe that the instruction you shall perform to the Lord what you have swornleft some room for coloring outside the lines when it came to keeping your word.If you weren't in a court setting or you didn't make vows directly to Godand in His name there was some wiggle room to tell some lies.It wasn't ideal, but hey, not a big deal.As long as you said the right things and as long as you kept their man-made rules.Once again, the religious leaders are taking God's word, taking His commandsand putting it into their own man-made box.Their standards were shallow and their righteousness was phony.But Jesus calls His followers to a greater righteousness, to a higher standardwhen He says, "But I say to you, do not take an oath at all."This command brings up an important question that we have to answer.Is Jesus saying that it's always sinful to make a promise or a vow of any kind at any time?Well, some Christians, some scholars and pastors certainly think so,but that's a really hard stance to defend from the rest of Scripture.The Apostle Paul kept and he made and kept a vow in Acts 18-18.In Revelation chapter 10 verses 5 through 6, the Apostle John records an angel swearing enough.In the Old Testament, God made oaths to show the seriousness of His covenant promises.God didn't do that because he had a shaky reputation.He lovingly did that to give His people a rock-solid confidence in His trustworthinessand the certainty of His purposes and His plans.God's vows were like exclamation points that highlighted His credibilitybecause we so often do not trust Him even though His track record is flawless.The Lord established the Old Covenant with Israel and He has established a new covenant with all who believein the life, death, and resurrection of His Son.And at its core, a covenant is an oath-bound relationship that is built upon promises being keptand the Bible is crystal clear that God always keeps His promises.And speaking of covenants, the Bible describes marriage as a covenant relationshipwhich means that as a good and godly thing, you swear your devotion to your spouse.You know, 11 years ago, Pastor Jeff married my wife and Iand when he asked me to repeat my vows to Kate after him, I didn't say, "Whoa, wait preacher boy,I don't make promises or take vows. Don't you study the Bible for a living?Shouldn't you know that? Pass." Did I do that? Jeff, do you remember that? I don't think I did that.Let's move from the marriage ceremony to the courtroom.I'm called to testify in a very important case and the judge tells me to raise my right handand he asked me, "Do you swear to tell the truth, the whole truth, and nothing but the truth so help you God?"What should I say?Sorry, judge. I'm a Christian. I can't do that. You may as well call the next witness. I'm out of here. Deuces.Is that going to go very well with the judge?Listen, Jesus is not condemning vows in the context of a courtroom or a wedding ceremony.Jesus is forbidding the practice of taking frivolous oaths and making pointless promises in everyday life situations.He's saying, "Do not be the kind of person who needs to swear on something or someone to be believed.Do not be the kind of person who needs to clarify that you're not lying.Who needs to clarify that you're telling the truth.Be so trustworthy that your word can be taken at face value without jumping through hoops.As a follower of Christ, you shouldn't need the spiritual speed bumps of promises, oaths, and vows to be taken seriously.You should be a person of such great integrity that promises are unnecessary because your past performance speaks for itself.Others should trust you implicitly because you have proven yourself explicitly.Your heart should be so full of the truth that lying doesn't even register as a valid option to choose or path to take.For the Christian, honesty is like breathing.You inhale the truth of God's word and then you exhale the truth in every situation.You don't tell white lies because you understand that there are no such thing as white lies.Every lie, no matter how small, is a huge deal to the Lord.You don't embellish your stories or add on extra details to impress people because who cares what other people think about you.What matters most is what God thinks about you.And He knows what you're saying is not true.You don't cut corners at work because you ultimately serve the Lord of all creation who sees everything,not the human boss across the hall who cannot see into your heart.You cannot control much in this life, but you do have the ability to deepen your credibility or destroy it,to strengthen it day by day or to willingly weaken it.You have no right to be offended when someone doesn't believe you if you have a shady history of saying things that are not trueand making promises that you didn't keep.You are simply reaping the consequences of what you have sown.You are receiving the label of untrustworthy, which is a title that you have repeatedly earned.The trustworthiness test.Move on to the second question.And it will not be easier than the first.Do I look for loopholes to get out of what I say?Do I look for loopholes to get out of what I say?So Jesus pulls the rug out from underneath the religious leaders and exposes their ridiculous schemes in verses 34 through 36.But I say to you, do not take an oath at all, either by heaven, for it is the throne of God,or by the earth, for it is His footstool, or by Jerusalem, for it is the city of the great king.And do not take an oath by your head, for you cannot make one hair white or black.As I said earlier, the scribes and Pharisees were experts at looking for loopholes and creating escape patches to get out of what they said,especially if what they said wasn't made in a court setting.So instead of swearing in God's name, they would swear by heaven, they would swear by the earth, the city of Jerusalem, or even their own heads.In their minds, swearing on these things was not binding like swearing in God's name.This is the verbal equivalent of crossing your fingers behind your back whenever you make a promise.They thought they were so clever. They found their own get out of oaths free card.But Jesus shows them that this line of thinking is childish and dumb.He destroys their loopholes and he closes their escape patches.Let's follow his logic.Jesus says, "Do not swear by heaven because who does heaven belong to?"All right. I know it's early. I'm going to ask that question again.Who does heaven belong to?It is His throne.And Matthew actually reinforces this later on when Jesus says,"And whoever swears by heaven swears by the throne of God and by him who sits on it."He also says, "Don't swear by the earth because who does it belong to?"Once again, I'm going to try it again. Who does the earth belong to, everyone?It is His footstool. God is so awesome. He is so big.The earth is like a teeny tiny ottoman where He puts His feet up.The earth belongs to God, so don't swear by it.It's also not a great idea to swear by Jerusalem because who does it belong to?Great job, everyone.The king of Jerusalem, the king of the earth, and that is God.You swear by Jerusalem. You swear by the one who created and rules over Israel.And He also says, "Don't swear by your own head."It seems kind of weird, right? What does that even mean?Well, it means this. "If I don't keep my word, let me be decapitated."A modern day equivalent of this would be, "Cross my heart and hope to die. Stick a needle in my..."These words mean nothing and they control nothing.Jesus says, "You cannot make one hair white or black."Back in those days, people could not control their hair color with hair dye like we can today.Once your hair started going gray, there was no going back.But even today in 2025, you can't speak a change of hair color into existence, right?You can't say, "Let my hair be black. Let my hair be blonde again."You cannot do that.So Jesus is saying, "If you cannot even control the color of your hair with your words,your words definitely cannot control if you're decapitated or not."God is saying, "My words certainly control that."Which means, "I own you. I own your head. I am the one who controls all things.So do not swear by heaven, by earth, by Jerusalem, or your own head."Jesus even exposes the other things the religious leaders swore by in Matthew chapter 23 verses 16 through 22.They would swear by the gold of the temple instead of the temple itself.They would swear by the gift on the altar instead of the altar itself.Jesus doesn't actually commend them for their shrewd thinking and their creative brainstorming.He calls them blind fools who cannot see the stupidity of their own actions.He labels them as blind guides who have fallen into a sinful pitand are calling the rest of Jerusalem to join them in the darkness.I know what you may be thinking at this point.Taylor, this is an interesting history lesson at all.I just don't see how this relates to me.I haven't sworn by anything or anyone for a long time.I haven't said, "I swear on my mother's life. I swear on my grandma's grave.I swear by my life that I'm not lying."So how does this relate to me? I haven't done that for many years.Well, here's how the text relates to you."Don't be a sneaky word ninja like the scribes and Pharisees.Do not be a sneaky person.Do not look for escape hatches and loopholes to get out of what you say,because that does not honor the Lord."Let me give you some examples that may hit close to home.Husbands, you're supposed to carry out a task for your wife, but then you forget.Yeah, stretch your imagination because that never happens, right?Then your wife calls you on it and to save face you say, "Oh, I was just about to do it.You didn't give me enough time. That's sneaky. So don't do it."You commit to a small group, but on one particular night, you don't really feel like going.So you call your small group leader, "Oh, man, I'm really under the weather.I don't want anybody else to get what I have. So I'm not going to make it tonight."That's sneaky. So don't do it.Someone texts or calls, someone texts or emails youand really annoying message that you do not want to respond to.So the next time you see that person, you pretend like you accidentally missed it.That's sneaky. So don't do it.You get invited to an event that you desperately do not want to go to.So what do you say? "Yeah, maybe that might work. Let me get back to my calendar and get back to you."You ain't getting back to them about nothing. You are going to ghost this person.That's sneaky. So don't do it.Unfortunately, you do get sucked into that event that you do not want to go to.Instead of biting the bullet and attending, you call that person the day of,"I really wanted to come, but something came up."But nothing came up.That's sneaky. So don't do it.And I know what some of you are saying to yourselves right now."Taylor, this seems like really small potatoes in the grand scheme of things."Shouldn't we move on to something a bit bigger?I mean, come on. These kinds of excuses are harmless and they hurt no one.Actually, these kinds of excuses are harmful and they hurt everyone, including you.You are numbing yourself to the deceitfulness of sin.And you are paving the way to lie in bigger and bolder ways moving forward.Listen, no one starts out as a pathological liar.It starts with one compromise that you get away with.And then it's way easier to make another compromise.You cross the line, you get away with it,and then you make a habit out of pushing boundaries and testing the limits.If you keep this up, you will end up saying and doing things that you never thought you were capable of.Sneakiness is a way of slipping into your heart and taking over if you're not on guard against it.But most importantly, these kind of devious excuses are sinful and sinning against the Lord.And that alone should give you pause and cause you to cut this behavior out of your life.It is not wise, it is not right to walk in the sneaky footsteps of the scribes and Phariseeswho rejected and murdered the Son of God.Instead, walk in the footsteps of the one who committed no sin.Neither was deceit found in his mouth.Jesus always told the truth even when it cost his own life.Jesus never made excuses to get out of his mission of dying on the cross.You must always tell the truth even when it gets you into trouble.Never make excuses even when it seems like everyone else around you is.The final question of the trustworthiness test.Do I always follow through on what I say?Do I always follow through on what I say?Jesus wraps up by showing the alternative to being an undependable and sneaky person in verse 37.Let what you say be simply yes or no.Anything more than this comes from evil.Well, according to our Lord, being an honest person is not a complex concept.Say yes if you'll do something. Say no if you will not do something.That's super easy, right?Not really.It is so simple, but it is also so hard to live out.It isn't convenient to be a yes or no person, but it is the freest way to live.It is so stressful to not keep your word.It is so stressful to have all those deceitful plates spinning in your mindbecause at some point one will come crashing down and you will have to deal with the consequences.It is exhausting to put on a mask and pretend to be someone who you are not.It is painful to not be the person who you project yourself to be.It is embarrassing to be unreliableand to have the reputation of being a constant flake and not an unshakable rock.When I am closing things down in my office for the day and packing things up,I often text my wife to let her know that I am on the way home.But sometimes I get distracted with other things after I send that text.Writing down a sermon thought that I don't want to lose,wrapping up a task that I forgot to complete, or talking to Pastor Jeff.That never happens, right Jeff?Several months ago I arrived home way later than I told Kate that I would.And I profusely apologized and I will never forget her blunt response with a loving smile on her face."Oh, that's okay. I always add an extra 15 minutes to your arrival time when you text me."Ouch!That loving burn really stung my conscience.My wife gave me some extra wiggle roombecause she was aware that I often missed the target of my stated arrival time.Do people need to give you wiggle room because they know that you often missed the target of keeping your word?They know you'll be somewhere off on the board but way off-center,or maybe you'll miss the board completely.You mean well, you have good intentions but your follow-through fall short.Maybe you feel very discouraged by your unreliable reputation.You're thinking to yourself, "I don't want to be this way. I want to help everyone.I want to be there for everyone but I can't seem to keep all of my commitments."Well, it sounds like you have a no problem.You say yes to everything because you don't want to let anyone down.But in the process, you let everyone down because you cannot equally serve everyone.If you say yes to everyone, your word will not carry weight with anyone.And to be clear, saying no can be wrong and sinful.Some of you in this room say no way more than you should at home, at work, and even in this church.God may be calling you to step up more, not step back less.But at the same time, saying no can also be right and productive.Because you have to recognize that you are not God.You cannot be everywhere all the time and you cannot do everything at the same exact time.You are a limited person.You need to count the cost of what you are committing yourself to before you say yes or no.It takes great wisdom and discernment to say no to good things.So that you can say yes to the best things.And Jesus is so direct at the end of verse 37 and says that anything beyond being a yes or no person is evil.It is wicked.And this is recapt in James 512.Some translations of Matthew 537 say that this kind of behavior beyond being a yes or no person is from the evil one.Meaning if you live this kind of deceitful lifestyle, you are way worse off than just being like the scribes and Pharisees.You are also like their spiritual father, Satan.Listen to what Jesus says to religious leaders in John 844.You are of your father the devil and your will is to do your father's desires.He was a murderer from the beginning and does not stand in the truth because there is no truth in him.When he lies, he speaks out of his own character for he is a liar and the father of lies.My kids bear a family resemblance to Kate and me.They have my eye color and thankfully they have her good looks.After service, you see them running around.It shouldn't come as a surprise that they belong to Kate and me because they look just like us.There are two spiritual families and it's obvious which one you belong to based on which father you resemble the most.Do you resemble Satan who lies, cheats and steals or do you resemble God who tells the truth, does the right thing in the right way and selflessly serves?Which father do you resemble the most?We've reached the end of the trustworthiness test.How did you do?Did you pass or did you fail?Did you stick the landing or did you crash into the runway?Maybe the Lord has encouraged your heart and revealed to you that you have a strong and solid reputation that is well deserved.If that's you, keep up the good work, keep your foot on the gas pedal and keep moving forward by the grace of God.Maybe you're convicted that yes, you are in the family of God, but you sure aren't acting like it right now.Instead of hiding away and keeping your lies a secret, be honest about your dishonesty to God and to those you have betrayed.It is not enough to just stop lying from now on. You also have to uncover the lies that you've already told.I know that's hard. I know that feels shameful.But remember, if you are a true believer in Christ, there is no condemnation for you.You can be honest about your sin and ask for forgiveness from others because the penalty has already been paid by Jesus Christ.We can share openly about our failures because they're no longer held against us.Maybe you've come to the realization that you resemble the evil one and belong to the wrong family.For years, you've unapologetically told bold-faced lies. You've shared half truths.You've led people on. You've been underhanded and you've covered your tracks so you can avoid getting in trouble.You may feel crushed under the weight of your own dishonesty right now.If that's you, please do not try to do better or be better on your own.Do not try to clean up your act because that will not solve the problem.Self-improvement and self-help are fools errands that lead straight to hell.Those worldly methods will not solve the problem that is truly within you, which is the problem of your heart.Please come clean and confess your sins to the Lord.Turn from your deceptive ways and throw yourself at the mercy of Jesus Christ who died on the cross and rose again to save liars like you and me.If you do that, the Lord will give you a brand new heart that loves the truth, that desires the truth.A heart that is overflowing with a desire to share the truth with everyone.Only the most trustworthy one in all of existence can truly turn you into a trustworthy person.Let's pray.Father, I am a man of unclean lips who dwells among the people of unclean lips.Lord, we have sinned against you with our deception and our lies and our half truths.Lord, on our own, we are so helpless. We are so hopeless.But we thank you for your redeeming work.We thank you that you have cleansed us.You've cast our lies away from us as far as the east is from the west.Lord, help us not to be sneaky anymore.To not be deceptive anymore. To not make untrue excuses.Lord, help us to be people of our word who don't need to make promises.Help us to be people who have a solid reputation because our reputation impacts your reputation in this world.Lord, there's someone in this room who does not know and love you.May today be the day where they finally make the most important decision of their livesand are transformed and changed forever.We thank you for your goodness. We thank you that you are unchanging even though we're constantly changing.We ask all these things in Jesus' name. Amen.

Join Scott Bogman and Pat Fitzmaurice as they tackle YOUR questions LIVE on Discord on the 3rd Tuesday evening of each month at 5 PM ET at fantasypros.com/chat. Intro - 0:00:00 2024 3rd Round WR Picks Didn't Age Well - 0:01:30 Where Are We At On Justin Fields? - 0:03:00 Reality Sports Online - 0:06:34 What Does My Roster Need? - 0:07:48 Omarion Hampton, Cam Ward.... or the Package? - 0:12:38 Top-Heavy Roster, What Do I Do? - 0:16:38 FantasyPros Discord Chats - 0:24:05 1.04 & 1.05, What Can I Get For This? - 0:24:53 Move back from 1.08 to 1.10 for a Mid-2nd? - 0:33:34 Dynasty Rookie Draft Simulator - 0:37:18 Caleb Williams & 2x1sts for Josh Allen? - 0:37:58 2x2nds & MHJ for Joe Burrow? - 0:39:19 What Can I Give Up For Justin Jefferson? 0:47:27 Trade Henderson, Worthy, Mooney for Terry McLaurin & CMC? - 0:50:53 Who Can I Get at 1.06? - 0:53:24 Stroud for McCarthy & a 1st? - 0:56:27 Do I Need More RB Depth to Contend? - 1:01:59 1QB League, Sam Darnold for a 3rd? - 1:05:00 Engram for a 26 2nd? - 1:05:10 What Value Should I Get for Saquon Barkley? - 1:06:14 Jahmyr Gibbs for Drake London and Josh Jacobs? - 1:08:03 JJ McCarthy for Omarion Hampton? - 1:09:48 Which RBs Make Sense for This Roster? - 1:11:30 Is It Worth Locking up The Jaguars RB Room? - 1:13:29 Do I Need to Move For a QB? - 1:14:43 Helpful Links: Reality Sports Online - By now, most of you have probably heard of Reality Sports Online, the powerful Fantasy Sports platform where Owners get to build and manage their Fantasy team like an NFL General Manager. But, the question is, have you tried it? It’s time to go see what all the buzz in the dynasty community is about. If you like what you see, use the promo code "FANTASYPROS" to receive a 10% discount on your team or league today! Fantasy Just Got Real at RealitySportsOnline.com.Dynasty Rookie Draft Simulator - Our Dynasty Rookie Draft Simulator lets you complete a mock in minutes with no waiting between picks! Customize your league settings to match your league’s exact format. Premium subscribers can test trade scenarios by mocking with their traded draft picks. Prepare for rookie drafts AND dynasty startup drafts in one place! Use the Dynasty Rookie Draft Simulator to dominate your rookie draft today at fantasypros.com/simulator!Trade Analyzer - Evaluate trades with confidence using FantasyPros' Trade Analyzer. Instantly see the impact of trades on your team and get expert recommendations. Whether you're making a 2-for-1 deal or swapping a couple draft picks for that stud who will help you win now, the Trade Analyzer will help you optimize your roster and make smarter decisions. Try the Trade Analyzer today at fantasypros.com/myplaybook or on the Fantasy Football My Playbook app and dominate your league! Join us on Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support. BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

Topics: Acts 2:38 Explained, Repent and Be Baptized Meaning, Salvation Through Believing, Is Water Baptism Required?, Understanding Acts 2:38, What is Repentance?, The Role of Baptism, Plan of Salvation by Grace, Baptism for Forgiveness of Sins, Do I Need to Be Water Baptized?, Repentance and New Creation Identity, Water Baptism Significance, Baptism of Romans 6:3-11, Receiving the Holy Spirit, Explanation of Salvation (Ephesians 2:8-9, 1 Corinthians 15:1-4), What Does Repent Mean in Acts 2:38?, Is Water Baptism Essential for Salvation?, Salvation Through Faith in Jesus, Examining Peter's Words (Acts 2), The Meaning of Water Baptism Today, Repentance vs. Stopping Sinning, Baptism as a Sign and Symbol of New Belief, Understanding God's Saving Grace, Acts 2 for Jewish Audience Only, The Truth About Baptism of Holy Spirit, What is True Repentance of Unbelief?, Is Water Baptism a Command?, How Are We Saved by Grace Through Faith?, Context of Peter's Sermon to Jews in Acts 2, Analyzing Speaking In Tongues, Acts 19, Disciples from Synagogue in EphesusSupport the showSign up for Matt's free daily devotional! https://mattmcmillen.com/newsletter

Struggling with day-to-day chaos in your business? Discover how hiring a full-time assistant can streamline your operations, boost productivity, and free up your time for what really matters. We dive into the process, from hiring to training, and the incredible impact it can have on your business!Time Stamps00:51 - Khalil's Home Renovation 11:04 - Do I Need an Owner's Assistant?14:21 - Sourcing and Onboarding Assistants25:16 - Onboarding Process27:13 - Training Process32:26 - Real-life Examples36:48 - Effective Email and Calendar Management39:51 - Calendar Management42:07 - Effective Use of Assistants44:17 - Document Preparation and SOPs53:29 - Optimizing Workplace Communication01:01:59 - Hiring and Managing AssistantsSnippets from the Episode  “Your calendar should be sacred.” -Khalil Benalioulhaj ” You get frustrated and you think that the assistant sucks. But the reality is, you didn't do enough work to make this assistant you've hired successful in this working relationship.” -Khalil Benalioulhaj  “Owners, we like the idea of systems, but we are the first people to break them.” -Khalil BenalioulhajResources24 Things Construction Business Owners Need to Successfully Hire & Train an Executive AssistantSchedule a 15-Minute Roadblock CallCheck out OpenPhoneBuild a Business that Runs without you. Explore our GrowthKits Need Marketing Help? We Recommend BenaliNeed Help with podcast production? We recommend DemandcastMore from Martin Hollandtheprofitproblem.comannealbc.com Email MartinMeet With MartinLinkedInFacebookInstagramMore from Khalilbenali.com Email KhalilMeet With KhalilLinkedInFacebookInstagramMore from The Cash Flow ContractorSubscribe to our YouTube channelSubscribe to our NewsletterFollow On Social: LinkedIn, Facebook, Instagram, X(formerly Twitter)Visit our websiteEmail The Cashflow Contractor

#187// You've been dreaming about it... that Kingdom business or ministry God put on your heart. But you haven't launched it yet because you're not sure of where to start. We're gonna fix that up today, Sis!What if I told you there are 5 (yes, just 5!) basic building blocks you'll need as you launch your online business or ministry? These are the basics that are common to all successful online businesses and ministries. Are you ready to discover what they are?Even when the dream is Holy Spirit-inspired, there are some practical "first steps" needed to get you onto the launchpad for success. But maybe you've been stuck in the overwhelm of all the details:

FAQ Friday answering the podcasting question of "Do I Need a Release From My Podcast Guest?"https://www.gordonfiremark.com/PodcastReleaseCheck out the Podcast Growth Collective: www.ThePodcastTeacher.com/collectiveThis episode was produced by me, The Podcast Teacher! Contact me at Hello@ThePodcastTeacher.com.

Audio taken from the live video "Do I Need to Go to Church to Be a Christian?"- https://youtu.be/zYCGgHMoZj4In our culture today, when you say "church," the majority of people think of the building where people gather to worship, or perhaps the title of a denomination: The Baptist Church, the Catholic Church, the Methodist Church etc. We will soon discover that's not even close to what we see in the Scriptures:1. What is the biblical definition of the church?2. What are the benefits of attending church?3. Are there valid reasons for not attending church?4. Is it a sin not to go to church?The key Scriptures for this message: Ephesians 1:19-23Other Scriptures in this study: Romans 16:5; Acts 2:42-44; Mark 14:22-25; Hebrews 10:23-25; James 4:17Unless otherwise noted, most Scripture will be read from the New Living Translation (NLT) Bible.If you prayed with Tiff, click here https://lostlamb.org/just-got-saved and let him know! Thank you for listening, and subscribe for new content each week. Connect with Tiff Shuttlesworth:Facebook: https://www.facebook.com/LostLambAssociation/ Instagram: https://www.instagram.com/tiffshuttlesworth/ X/Twitter: https://twitter.com/tiffshuttleswor Learn more about my ministry: https://lostlamb.org/ Learn more about my ministry in Canada: https://www.lostlamb.ca

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – How To Sell Your Colorado Home for the Most MoneySegment 2 – What to Do and What Not to Do to Get Your Colorado House Ready for SaleSegment 3 – How to Get Your Home on the Buyers' Must-See ListSegment 4 – Do I Need to Pay a Buyer's Agent When Purchasing a House in Colorado & Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – How To Sell Your Colorado Home for the Most MoneySegment 2 – What to Do and What Not to Do to Get Your Colorado House Ready for SaleSegment 3 – How to Get Your Home on the Buyers' Must-See ListSegment 4 – Do I Need to Pay a Buyer's Agent When Purchasing a House in Colorado & Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – How To Sell Your Colorado Home for the Most MoneySegment 2 – What to Do and What Not to Do to Get Your Colorado House Ready for SaleSegment 3 – How to Get Your Home on the Buyers' Must-See ListSegment 4 – Do I Need to Pay a Buyer's Agent When Purchasing a House in Colorado & Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

Welcome to Your Real Estate Voice with Barb Schlinker, your trusted source for all things real estate. Whether you're considering a move or just curious about the market, Barb is here to provide expert guidance and invaluable insights. With years of experience and a commitment to delivering results, Barb Schlinker and her team at Your Home Sold Guaranteed Realty – Barb Has The Buyers Team is dedicated to helping you achieve your real estate goals. Don't hesitate to contact Barb directly at 719-301-3900 or visit BarbHasTheBuyers.com to tap into her extensive network of buyers and sellers. Get ready to experience a seamless and successful real estate journey with Your Real Estate Voice and Barb Schlinker by your side.Segment 1 – How To Sell Your Colorado Home for the Most MoneySegment 2 – What to Do and What Not to Do to Get Your Colorado House Ready for SaleSegment 3 – How to Get Your Home on the Buyers' Must-See ListSegment 4 – Do I Need to Pay a Buyer's Agent When Purchasing a House in Colorado & Hot New ListingsYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty. If you are thinking of making a move Barb at 719-301-3900 or visit BarbHasTheBuyers.com#realestatevoice #barbschlinker #coloradosprings #yourhomesoldguaranteedrealtycolorado #barbhasthebuyers

FAQ Friday answering the podcasting question of "Do I Need to Wear Headphones When Recording?"This episode was produced by me, The Podcast Teacher! Contact me at Hello@ThePodcastTeacher.com.

When is seller financing worth it (as a buyer AND a seller)? Do you need an LLC to start investing in real estate, and will it help you buy more deals? Can you BRRRR (buy, rehab, rent, refinance, repeat) your primary residence to realize some serious home equity gains? We're getting into these topics and more as we answer YOUR questions from the BiggerPockets Forums.  First, a seller has been presented with an interesting seller finance offer. Should they take it? How do they vet the buyer before giving them the house in exchange for monthly payments? We'll explain when seller financing makes sense for sellers and how buyers can create compelling offers. Next, do one-bed, one-bath rentals do well, or are they too small for most areas?  How can you use your primary residence to build wealth without renting to tenants? We're talking about the new BRRRR, or as Dave calls it, the LIFLOC (we'll describe it in detail!). Do you need an LLC to invest? Most new investors get this totally wrong. Finally, why do investors and agents think so poorly of wholesalers? Do we ever use them? And how do you tell a good one from a bad one?  Looking to invest? Need answers? Ask your question on the BiggerPockets Forums! In This Episode We Cover: Whether or not you should accept a seller finance offer on your house vs. a loan or cash Why we LOVE small rental properties (one bed, one bath) even though most investors avoid them  Using the “BRRRR” method to turn your primary residence into a wealth-building property  LLCs for real estate, when you need one, and whether they'll help you buy more deals  Working with real estate wholesalers and the legitimate reason why so many investors/agents avoid them  And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube Invest in High-ROI Turnkey Rentals with Rent to Retirement Grab the “BRRRR” Book Find an Investor-Friendly Agent in Your Area What Is Seller Financing in Real Estate? Connect with Henry Connect with Dave (00:00) Intro (00:54) Should I Seller Finance? (07:38) Buy 1 Bed/1 Bath Rentals? (12:51) Best Home Investment Ever? (18:21) Do I Need an LLC? (22:51) Working with Wholesalers Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1057 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Every baptized Catholic is called and equipped to be a prophet. In this episode, Fr John Bartunek explores this frequently forgotten dimension of our Christian vocation. For the whole series Do I Need a Savior, visit www.RCSpirituality.org  Please share this podcast with friends and family. Follow us on Facebook, Instagram, and YouTube.

As you set up your blog, you've probably discovered that there are decisions to make every step of the way. Some of these decisions, like the way you format your permalinks, can impact the performance of your website. Let's chat about the best option for structuring the URLs on your blog.Episode Highlights:What is URL Structure?Which Option is Best?Do I Need to Change My URL Structure?Resources Mentioned:https://www.wpexplorer.com/change-permalinks-wordpress/If you enjoyed this episode, please leave a review on Apple Podcasts so we can help as many teacher business owners as possible:Looking for more organic traffic resources?Dive into my signature course: Bring Your Own Traffic!Check out my favorite places to look for fresh blog post ideas!Or if you're ready to hire support for blogging and Pinterest, check out my services.(affiliate link) My favorite place to keep my blogging and Pinterest assets organized.Let's connect on InstagramMentioned in this episode:My 37 Favorite Places to Find Blog IdeasSave yourself the decision fatigue of figuring out what to write about each week. Grab this FREE time-saving guide that will help you blog more confidently and consistently: https://stephanieroyer.podia.com/blog-post-ideasAre you grateful for the podcast? Please leave a review today!It's the month of gratitude, so I wanted to take a moment to thank you for listening to the Pay Less for Traffic podcast. It fills my cup when you take the time to share what you're loving about the podcast. If you haven't already, please consider leaving a review on Apple Podcasts so I can make more of the type of content you're enjoying. Your review also helps me connect with more teacher business owners just like you. Let's work together to make the most of your marketing dollars. Thanks again for listening!

Ask Dr. Jay Anything! That's right—we sent out the call, and you delivered some incredible questions and topics! This week, Dr. Jay dives into the mailbag to tackle your most thought-provoking and boldest questions, covering everything from whether college is essential, the value of hiring a trainer, and reshaping your money mindset, to (yes, really) who Dr. Jay plans to vote for. A huge thank you to everyone who sent in questions. Enjoy this candid AMA! Chapters: 00:00 Introduction 03:25 Success Snack 06:25 Do I Need to Go to College 08:50 Going Into Chiropractic 10:31 Hire a Trainer or Not 12:49 Money Mindset Resources 16:58 Next Seminar 17:33 Dealing with Political Hatred 18:44 Who to Vote For 28:33 Outro Want to set yourself up for success in 2025? Join the GPS to Success Summit 2024 at a special reduced price right now! Want to change your Money Mindset? Join the Money Mindset Mastermind now! Find all things Triple P Life by visiting the website. Follow Dr. Jay: Facebook | LinkedIn | YouTube Get Dr. Jay's Book: Change Your Mind Change Your Destiny Find all the nutrition and supplement products Triple P Nutrition has to offer here.

Are you ready to create some breathing room before the holiday chaos begins? In this episode of Clutter Free Academy, hosts Kathi Lipp and Tonya Kubo discuss their annual 30-Day 1K Challenge, where participants declutter 1,000 items during November. They explain why this challenge is perfectly timed before the holiday season and how it's achievable for everyone, regardless of their current clutter situation. Kathi and Tonya emphasize that perfect systems aren't necessary for progress, encouraging listeners to take "imperfect action" rather than waiting for the perfect plan. Listeners will discover: Why starting small is crucial for success How to gamify decluttering to get the whole family involved Tips for handling sentimental items and adult children's belongings The importance of community support during decluttering Whether you're a busy mom trying to reclaim your kitchen table, an empty-nester ready to part with decades of "someday" items, or just someone tired of feeling overwhelmed by stuff, this challenge is for you. Join the Clutter Free Academy Facebook Group to receive your 30-Day 1K Calendar to help track your progress. Remember to answer all three questions to join the group! It's how we keep it the nicest corner of the internet. In this episode, Tonya mentioned the time she rented a dumpster. Listen to the original Episode 434: Do I Need a Dumpster? Order your copy of Sabbath Soup here and sign up to receive your free ebook featuring four week's worth of easy meal plans and delicious recipes. Click here to be notified when the next podcast episode is released! Also, stay up to date and sign up here to receive our newsletter. Links Mentioned: Order Sabbath Soup here  and sign up to receive your free ebook featuring four week's worth of easy meal plans and delicious recipes. Kalorik Air Fryer Ninja Air Fryer Rubbermaid Food Storage Hoka Shoes Target Baskets for Meal Prep Clutter Free Resources: Join our Clutter Free Academy Facebook Group Join our members only Clutter Free for Life Facebook Group Let's stay connected To share your thoughts: Leave a note in the comment section below. Leave an honest review on iTunes. Your ratings and reviews really help and I read each one. Subscribe on iTunes or subscribe to our newsletter now.  

FAQ Friday answering the question of "Do I Need to Rerecord Everything If I Change My Podcast Name?"This episode was produced by me, The Podcast Teacher! Contact me at Hello@ThePodcastTeacher.com.

An informal Q&A from my porch!Married Men Flirting, What is Cheating?, Bad Relationships with a Family Member, Do I Need to Change My Tone?,  Open Relationships, She's Great and I Don't Trust It, Dating Outside Your Circle01:16 Married Men Flirting01:38 Micro-Cheating04:40 Bad Relationship with Sibling06:07 Should I Change My Tone?14:36 My Husband Has A Problem With My Tone21:14 Gaslighting with Calm Tone24:44 Open Relationships26:25 I Don't Know How to Express Myself27:43 She's Great. Is She Putting On An Act?30:40 Can It Work with Someone Who Has More Than You?Thank you for your support!1-on-1: Interest FormCashapp: $taychand Website: https://www.iamtaylorchandler.com/Instagram: @iamtaylorchandler YouTube: @iamtaylorchandler

Should David in Ohio use 457 funds to do an in-plan Roth conversion in his 403(b) plan, and should he hire a financial advisor? Chris in DC needs a retirement and Roth conversion spitball analysis, and he needs help getting out of a variable annuity. Kim is anxious that she made a mess of her finances and she wonders how much she should convert to Roth, today on Your Money, Your Wealth® podcast number 497 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, what's the best way for Alissa in Cedar Rapids, Iowa to make tax-efficient withdrawals from an inherited IRA? Access all the following free financial resources and the episode transcript: https://bit.ly/ymyw-497 CALCULATE: A Financial Blueprint of your retirement readiness for free! DOWNLOAD: Retirement Income Strategies Guide WATCH YMYW TV: Retirement Rebound: 5 Plays to Help You Score a Comeback REQUEST: Ask Joe & Big Al for your Retirement Spitball Analysis SCHEDULE: free financial assessment SUBSCRIBE: YMYW on YouTube DOWNLOAD: more free guides READ: financial blogs WATCH: educational videos SUBSCRIBE: YMYW Newsletter   Timestamps:  00:00 - Intro 00:50 - In-Plan Roth Conversions From 457 to 403(b): Do I Need a Financial Advisor? (David, OH) 10:54 - Get a Free Financial Blueprint, Learn About Pure's Financial Assessment 12:13 - Retirement and Roth Conversion Spitball + How to Get Out of Variable Annuity (Chris, DC) 20:05 - Anxious I Made a Mess of My Finances. How Much Should I Convert to Roth? (Kim) 28:13 - Watch Retirement Rebound: 4 Plays to Score a Comeback on YMYW TV, Download the Retirement Income Strategies Guide 29:08 - Inherited Assets: Best Strategy for Tax-Efficient Retirement Withdrawals? (Alissa, Cedar Rapids, IA) 42:10 - Outro

This month of October will be dedicated to addressing the questions sent in by members of the Confident Practitioner community!Geraldine is excited to dive into these inquiries, starting with this week's question: “Do I Need to Know More Before I Can Start?”In this episode, she will uncover the difference between wanting to learn more and the real expertise needed to serve your clients confidently.Tune in now for valuable insights on overcoming doubts and finding clarity on your professional path! And remember, you're not alone—mentorship is key. Make sure to subscribe for more weekly insights, and check the show notes to book appointments or join the Academy for continued support.Be part of the Confident Practitioner Community: https://www.facebook.com/groups/1543978942348737Work with Geraldine:www.mentoringwithgeraldine.com/contact/www.geraldineheadley.comwww.instagram.com/mentoringwithgeraldine/

Do I Need a New Fruit?

Solid Rock Bible Church Wednesday September 11, 2024 Pastor Bill Gay: "Do I Need to Confess My Sin to Others?" SCRIPTURE: 1 John 1:9 1 John 1:10 Romans 3:23 Isaiah 54:10 Hebrews 10:23 Numbers 23:19 James 5:16

Welcome to the Mind Muscle Connection podcast!Today I will be answering questions from my Instagram audience. Every Monday, I do a Q and A and my answers will be based on science so you can build a leaner, stronger, and confident self!Topics:Is Intermittent Fasting a Tool You Can Use For Muscle Gain or Fat Loss?Do I Need to Train Abs in a Fat Loss Phase?Not Overweight but I need to Lose This Last 10-15 Pounds. Is This Going to be More Diet Or Training Related?Follow me on Instagram for more information and education:  @jeffhoehn_FREE 30 Min Strategy Call: HEREBody Recomp Masterclass: HERENutrition Periodization Masterclass: HEREHow You Can Work With Me?: HERECoaching application: HERE

In this video, CEO and CPA Salim Omar answers your questions about saving money when filing your Etsy taxes. Specializing in e-commerce tax advising, Salim breaks down everything you need to know to keep more money in your pocket during tax filing season. FREE CONSULTATION WITH SALIM: esenshi.com/dylan

"If we listened to our intellect, we'd never have a love affair. We'd never have a friendship. We'd never go into business, because we'd be cynical. Well, that's nonsense. You've got to jump off cliffs all the time and build your wings on the way down." ~Ray Bradbury Happy writing! Related Episodes: #110: Do I Need an MFA? #134: Is it Practicality or Is it Fear? #175: What's Your Fallback Job? Let's Connect: Instagram Threads Email

Thanks for watching our latest podcast, Optimizing Your Database to Forge Strong Attorney Connections.In this week's coaching call, Bill Gross, and Probate Mastery students/alumni discuss why getting your real estate license could be a game-changer for investors, starting in probate and real estate investing, and more!#realestate #probaterealestate #probaterealtor #realestateinvestor #realestatecoaching #realestateinvesting #inheritedrealestate #estatesandprobate #listingagentABOUT OUR CHANNELOur channel, Probate Mastery, is your go-to resource for mastering the probate real estate niche. We provide expert advice, practical strategies, and success stories to help you grow your real estate business.Check out our channel here:   / @realestateinprobate  Don't forget to hit the subscribe button to stay updated!CHECK OUT OUR OTHER VIDEOS:   • Real Estate Business Planning In The ...     • How to Get More Real Estate Referrals...     • marketing steps that lead to 6 figures...  FREE AND PAID COURSES TO START YOUR PROBATE REAL ESTATE TRAINING : ▶️Probate Mastery Certification Course: https://probatemastery.com/choose-you...▶️Earn Attorney Referrals Now ( E.A.R.N.) : https://probatemastery.com/earn-attor...▶️Advanced 1-1 Coaching: https://probatemastery.com/discovery-...▶️FREE Probate Mini Training Bundle ( Opportunity, Marketing, Prospecting ): https://courses.probatemastery.com/of...

Have you considered hiring a book coach (or writing coach) but aren't quite sure if you need one? Today's episode answers the question, "Why do I need a writing coach?"...and the answer may surprise you. Happy writing! Related Episodes: #72: Trust Your Instincts #111: Do I Need an MFA? #122: You Don't Have a Craft Problem Let's Connect: Instagram Threads Email

Not quite ready to invest in real estate? Maybe you're still getting your finances in check or saving for a bigger down payment. In any case, don't sit on your hands! While you wait, there are plenty of things you can do to become a more knowledgeable investor and prepare for your first deal! Welcome back to another Rookie Reply! Today's episode is jam-packed with essential tips for those who are just starting out. First, what market should you invest in? Ashley and Tony will show you how to identify up-and-coming neighborhoods before they explode! Most investors will also need to furnish a short-term rental or renovate a distressed property at some point in their journey. We'll show you a hack that could help you save thousands of dollars when buying materials, furniture, and décor. At what point should you hire a bookkeeper? Can you manage your own books? Tune in for a few real estate accounting tips! Looking to invest? Need answers? Ask your question on the BiggerPockets Forums! In This Episode We Cover What EVERY rookie must learn before investing in real estate How to save thousands of dollars when furnishing (or renovating) your rentals When to hire a bookkeeper for your real estate business (and how to do it yourself!) How to analyze a market and niche down on up-and-coming neighborhoods Required reading for new investors (and the best skills to learn!) And So Much More! (00:00) Intro (00:49) Do I Need a Bookkeeper? (06:43) Finding Up-and-Coming Neighborhoods (12:48) The BEST Way to Fund Your Projects (20:48) What to Know BEFORE You Invest (30:18) Send Us Your Question! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-437 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's catchup, we ponder whether stopping shopping altogether is necessary for sustainability and chat about our constant craving for new things. We get into the importance of avoiding black-and-white thinking and share some tips like making space, asking why, and setting boundaries when shopping. We also chat about the challenges slow fashion content creators face and have a quick vent sesh about the dangers of oversimplified views on social media. Ultimately, this episode is about choosing curiosity over quick judgments.Chapters00:00 Introduction: The Importance of Nuance in the Slow Fashion Community03:02 Do I Need to Stop Shopping Altogether to Be Sustainable?10:44 Maintaining Critical Thinking in Shopping and Consumption20:04 The Pitfalls of Black and White Thinking21:04 Lack of Critical Thinking and Context in Short-Form Content23:09 Replacing Snap Judgments with Curiosity25:13 Navigating the Nuance: Context, Curiosity, and Curation28:42 Engage, Subscribe, and Support-----------------CONTACT US: sustainthispodcast@gmail.comJOIN OUR PATREON: https://www.patreon.com/SustainThisPodcast SIGNE HANSENYoutube: https://www.youtube.com/@UseLess_dkWebsite: https://www.uselesswardrobe.dk/IG: https://www.instagram.com/useless_dk/TT: https://www.tiktok.com/@useless_wardrobeCHRISTINA MYCHASYoutube: https://www.youtube.com/@ChristinamychasWebsite: https://www.minimalist-ish.com/IG: https://www.instagram.com/christina.mychas/TT: https://www.tiktok.com/@christina.mychasALYSSA BELTEMPOYoutube: https://www.youtube.com/@AlyssaBeltempoWebsite: https://msbeltempo.com/IG: https://www.instagram.com/msbeltempo/TT: https://www.tiktok.com/@msbeltempo If you loved this episode please share it on your stories and tag us! We love to see which episodes resonate with you and it helps to spread the word more than you know, xo

Can getting into a state payment plan or installment agreement help you reduce what you need to pay to the IRS? Logan Allec, CPA answers this question in this episode!Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/Mentioned Video Link:-If I'm On an IRS Payment Plan, Do I Need to Get One With My State?:    • If I'm On an IRS Payment Plan, Do I N... 

✩Thank you for the support 感謝本月支持：John (大 Taiwan VIP), Thomas (小 Taiwan VIP)✩// 00:00 預告 Preview 00:13 Q1台灣人是否會因為我的中國用語而不喜歡我? Will Using Chinese Terms Upset Taiwanese 01:33 你想不到的是… Something You Wouldn't Expect 02:37 最近發生的例子（歌手） Recent Example (a singer) 03:40 Q2我在網路上找到台灣用語的表格，我需要把那麼多的用語都背起來嗎? I Found a Chart of Taiwanese Terms Online. Do I Need to Memorize All These Terms? 04:36 總結和一些語言例子 Summary and Some Language Examples 06:03 感謝會員 Thank you for your support ✩

Their teeth fall out anyway... Hey Shayla Podcast | Ep: 061 Do I Need to Bring MY BABY To The Dentist? With Pediatric Dentist @Doctor_StaciDoctor Staci Whitman is a Functional Kids' Dentist in North Portland, Oregon. She is the founder of NoPo Kids Dentistry where she takes a whole-body, holistic, and functional approach with her patients. Her dentistry/practice is grounded by science and powered by love.She has also created, Fygg, aMicrobiome TOOTHPASTE!Resources: Microbiome Test: Brittle (DoctorStaci gets 10% off)Find a function dentist: AskTheDentist.comFind a AirWay Specialist: BretheInstituteAAPMDBOOK: The Dental Diet Dr. Price and Dr. Stephen Lynn Chewing Device: Myo MunchieThank you for listening to the Hey Shayla podcast! Here, we love to learn new things and decide what works for us and our family.. We're the moms that support instead of judge and know there are many ways to do something right. I'd love to connect on Instagram @heyshayla Xo Shay Join the email list to be notified when episodes go live HERE!http://heyshayla.com/podcastemail Companies I work with and am an affiliate for ALL DISCOUNT CODES ARE HEYSHAYLA unless specified*Expecting and Empowered: Pregnancy and Postpartum workoutshttps://www.heyshayla.com/expectingandempoweredpod*TushBaby: Great “Up-Down” Baby carrierhttps://www.heyshayla.com/tushbabypod *Iksplor: Wool base layerhttp://heyshayla.com/iksplorPod*hypnobabies: hypnosis for labor and deliveryhttp://heyshayla.com/hypnobabiesPod*PlushBeds: NonToxic Mattress (no discount)http://heyshayla.com/plushbedsPOD*GoDiaperFree...

Do I Need a Lawyer?

“I've seen it over and over again: a poorly written sales page just up on a website, or maybe a Link In Bio on Instagram, maybe even directly talking to people buying it. It doesn't do much.”   Our host Stephanie Clairmont guides us through the evolution of her journey from a traditional dietitian to an online marketing expert. She's spilling the beans on effective marketing strategies for healthcare professionals - because let's be real, popping a course up on your site and expecting miracles is wishful thinking, at best.   From the critical stages of building customer awareness to that pivotal moment they decide to hit 'purchase', you'll get a behind-the-scenes look at the nuts and bolts of the marketing machine. Expect real talk about the power of trust in the healthcare industry and why likability and being the preferred choice, is key. Take these teachings to the next step of implementation in the free Find Ideal Clients & Fill Your Programs Workshop in April!     Key Topics: Intro: Marketing an Online Course or Program (correctly!) (05:04) Mapping out the Customer Journey (07:22) Step 1 of the Customer Journey: Know (08:44) Step 2 of the Customer Journey: Like (09:35) Step 3 of the Customer Journey: Trust (and prefer) (11:08) Step 4 of the Customer Journey: Buy (12:00) Building the System within the Customer Journey (12:25) Online Presence and How People Get to Know You (13:11) How Those People Connect with You (14:14) What's the Next Step? Opt-In (15:03) Recap of the Customer Journey System and Invitation to the Free Workshop: Find Ideal Clients & Fill Your Programs (17:27)       Join us for our FREE 5-day workshop: Find Ideal Clients & Fill Your Programs Happening April 1-5, 2024 at 12:00pm EDT Daily In this free workshop, you'll learn how to build an "email list" and expand your audience of potential clients, so you can market your programs and bring in more and more clients to expand your reach. Go to LeverageYourPractice.com to register!   If you enjoyed this episode, you might also enjoy: Ep. 232 Do I Need an Online Presence to Launch a Digital Program? Ep. 253 How to Use Online Marketing to Grow Your Health Practice Ep.254 Develop Your Online Presence

“We want people to find us online. We want to grow an online presence, even though it doesn't have to be gigantic, and it doesn't have to solely rely on social media.”   Ever wondered how a modest-sized email list and a handful of social media followers can catapult you into the realm of significant revenue and impact? In this episode of the Leveraged Practice Podcast, our host Stephanie Clairmont, tears down the facade that big numbers equate to business success. Her own path to steering a multimillion-dollar business began with just that—a small but mighty audience. And she's here to guide you through the steps that can transform your marketing efforts from hopeful to triumphant, without the obsession over building a gargantuan following.   This isn't your run-of-the-mill chat about online presence; it's a deep dive into converting those social media scrolls into steadfast customers. You'll learn the secrets behind value-driven content that not only engages but also transitions your audience to eagerly clicking 'buy' on your health programs. Stephanie walks us through the various methods to polish your online presence, whether that's through blogging, guest posting, or even starting your own podcast. If you're ready to see your online health programs flourish, this episode is the golden ticket you've been waiting for.     Key Topics: Today's Topic: All Things Online Presence for Healthcare Businesses (00:40) Myths Around Online Presence (04:28) Info on the Upcoming Workshop: Find Ideal Clients & Fill Your Programs (10:32) Developing an Online Presence through Search and SEO (13:38) Developing an Online Presence through Social Media (18:23) Developing an Online Presence through Ads (19:23) Developing an Online Presence by Contributing to Community (20:10) Wrap-Up (24:45)     Join us for our FREE 5-day workshop: Find Ideal Clients & Fill Your Programs Happening April 1-5, 2024 at 12:00pm EDT Daily In this free workshop, you'll learn how to build an "email list" and expand your audience of potential clients, so you can market your programs and bring in more and more clients to expand your reach. Go to LeverageYourPractice.com to register!   If you enjoyed this episode, you might also enjoy: Ep. 228 How Many Followers Should You Have Before You Launch a Digital Program? Ep. 232 Do I Need an Online Presence to Launch a Digital Program? Ep. 253 How to Use Online Marketing to Grow Your Health Practice

“My intention is not that you become a marketer. You don't have to become a marketer to have a successful business. But what I believe you need to know and understand as the CEO of your business, as the business leader, as the entrepreneur, is you need to understand marketing strategy.”   In this episode of The Leveraged Practice Podcast, our host, Stephanie Clairmont, unravels the essential world of online marketing for healthcare professionals. Listen in as she shares her personal journey, evolving from a registered dietitian to a seasoned business coach, and reveals why understanding marketing strategies is a non-negotiable for achieving your business aspirations. As we navigate the post-COVID era, where digital comfort is at an all-time high, there've been significant shifts in how healthcare services are marketed and delivered. This conversation is a must for healthcare practitioners looking to harness the power of online marketing to expand their reach and positively impact more lives with their services.   In fact, the necessity for passionate healthcare professionals to learn and employ online marketing has never been more critical, to responsibly share their expertise and connect with those seeking their help. Whether you're pivoting, growing, or just starting, you'll discover strategic insights into establishing a powerful online presence that's more than just a static website—it's about meeting people where they are in their health journey.     Key Topics: The Truth About Online Marketing for Healthcare (00:51) Free Upcoming 5-day Workshop! (07:30) The Shift in Education, Services, and Marketing to Online Platforms (09:40) Analyzing the Steps People Take When They Have a Health Problem (16:05 Having Patience in the Online Marketing Realm (19:20) Your Action Plan: Next Steps (21:12)       Join us for our FREE 5-day workshop: Find Ideal Clients & Fill Your Programs Happening April 1-5, 2024 at 12:00pm EDT Daily In this free workshop, you'll learn how to build an "email list" and expand your audience of potential clients, so you can market your programs and bring in more and more clients to expand your reach. Go to LeverageYourPractice.com to register!   If you enjoyed this episode, you might also enjoy: Ep. 228 How Many Followers Should You Have Before You Launch a Digital Program? Ep. 231 Do You Need an Email List Before You Launch a Program? Ep. 232 Do I Need an Online Presence to Launch a Digital Program?

Do you have a will or a trust? Which one do you need as a business owner? How do you get started in estate planning and wealth preservation? This is crucial information you should know, especially if you own a business! The true cost of not having a will or trust can hugely impact your spouse/partner, parents, children, business partners, and beyond. We want you to be as educated and prepared as possible so your assets stay protected when you pass away. Although it can be a heavy subject that's easy to put off a few more years, the benefits of estate planning are so worth it! That's why, on this episode of the Cut to the Chase: Podcast, Gregg Goldfarb interviews Taylor Willingham, an Estate and Planning Attorney based in Texas. Taylor founded Willingham & Galvan in 2010 and has since grown it into a trusted estate planning, wealth preservation, and asset protection firm. Taylor has all the answers for your most pressing questions, so tune in and let's get your estate planning started. Join Gregg and Taylor on "Cut to the Chase" as they discuss: The difference between wills and trusts & Why you need each. What happens to your money/business if you don't have a will or trust when you die? How to protect your business partnership in case one of you passes away. Estate planning tips for unmarried relationships (with/without kids). Estate planning taxes and issues you should be aware of. The typical cost of creating a will, tax planning, and more. What you should know about advanced directives, powers of attorney, and living wills if you become incapacitated. The important difference between creating a will online vs. with an attorney. When to hire a professional trustee. How to protect your social media accounts before you die. Remember, tomorrow isn't guaranteed. Start protecting your assets today! The resources mentioned in this episode are: Contact Taylor Willingham if you are a business owner or individual looking for wealth/asset preservation and estate planning advice. Buy Taylor's book, “Do I Need a Will or a Trust?” on Amazon: https://www.amazon.com/dp/B0CV5TZ7CL Taylor Willingham's website: https://www.willprobateattorneys.com Connect with Taylor on LinkedIn: https://www.linkedin.com/in/taylorwillingham Work with Taylor to create a strategic estate plan for your business and assets. Call Taylor's office: 241-250-4407 Email Taylor: a@lawwg.com To learn more about mass tort law cases and lawyer best practices, subscribe to the Cut to the Chase: Podcast with Gregg Goldfarb.

In this episode of In the Circle, we are joined by Elliot who asks a question that's on everyone's mind: Is it necessary to work the 12-Step Program to reach long-term recovery?This critically important inquiry has been shared by millions of people over the last 80 years since the 12 steps first were published. Does the 12-Step Program work? We'll share our own stories while we explore this idea of long-term recovery. Whether you're working on the 12 steps now, just curious, or anywhere in between, today's talk is for everyone. Let's dive into what the 12 steps are all about, what they're not, and how to implement them into your long-term recovery. Tommy discussesWhat is Recovery?What are the 12 Steps and are they effective?Do I NEED to do the 12-step program?Recovery vs AbstinenceWhy you need to let go of the pastWhat are the 12 Efforts?Looking for a way to deepen your recovery journey and meet others in the Recovery 2.0 community? Come and join us in England this summer for an unforgettable 7-day recovery immersion. Learn more at R20.com/England2024Further Links & ResourcesCatch a Meeting. We offer 30+ Live Online Recovery meetings every week. Come and find your community here. Meetings are always free.Want ongoing recovery insights and inspiration delivered to your inbox? Subscribe to the UpliftJoin our Recovery 2.0 Community: access your authentic power, connect with others on a similar path, and thrive in life beyond addictionSubscribe to The Recovery Channel on YouTubeVisit our websiteCome and experience an in-person event or retreat: r20.com/eventsAddiction is part of everyone's journey, but recovery is not. The Recovery 2.0 Membership is a place where you can explore the topics that interest you, find community, and connect with Tommy Rosen on a personal level. It's here that we'll dig into spirituality and union of the mind, body, and spirit, and transform from the inside out. You will learn and grow alongside a community of supportive, conscious, compassionate, and vibrant individuals, like you!Join us at r20.com/welcome to explore how to move beyond addiction and thrive in your life.Connect with TommyInstagramFacebookTikTokRecovery 2.0@Recovery2Point0 on InstagramRecovery 2.0 Facebook GroupIn The Circle is produced by Lovemore Media.

This time, Collin's venturing solo brings you a special episode where he dives into his top tool picks from 2023. The year was a remarkable journey, filled with experimentation and embracing new methodologies that significantly impacted our sales and marketing approach.  Let's explore the essential tools that made a mark: Apollo, Clay, ChatGPT, and Orum. Highlights include: The Biggest Risk Predictable Revenue Took in 2023 (01:45), What is Clay? (9:40), Do I Need to Explain Why I Love GPT? (16:55), What We Love about Orum! (18:50), and more... Are you looking to create repeatable, scalable, and predictable revenue? We can help! ► https://bit.ly/predictablerevenuecoaching

In this video, we answer the question, "Do I Need an Adoption Profile Video?" If you're considering adoption or are in the process of creating your adoption profile, this video is a must-watch. Adoption profile videos have become increasingly popular and are a powerful tool for prospective adoptive parents. Not only do they provide a personal touch to your profile, but they also allow you to showcase your personality, highlight your qualities as potential parents, and share your heartfelt desire to provide a loving home to a child. In this video, I'll walk you through the benefits of having an adoption profile video. We'll discuss how it can help you connect with birth parents on a deeper level, as well as increase your chances of being chosen as adoptive parents. I will guide you through the process of creating an adoption profile video that stands out from the rest, offering valuable tips and advice along the way.Join us as we dive into the world of adoption profile videos, offering insights, success stories, and expert advice. Whether you're new to the adoption process or have been waiting eagerly to be matched with a child, this guide will help you make an informed decision and ensure that you present yourself in the best possible way to prospective birth parents.Remember, capturing the essence of your love, authenticity, and readiness to embrace parenthood can make a world of difference. Don't miss out on this opportunity to set yourself apart and increase your chances of fulfilling your dreams of expanding your family.Learn From Me:Join The Free Training: www.myadoptioncoach.com/training Join The Adoption Community: www.facebook.com/groups/myadoptioncoachDetermine What Type Of Adoption Is Right For You:  www.myadoptioncoach.com/quiz Join us at our next free training. Here is the link where you can grab your spot: http://www.myadoptioncoach.com/training

The Connected Yoga Teacher Podcast 355: A Quick Niche Quiz with Shannon Crow   Description: Shannon Crow continues the theme of Niche November by sharing a quick niche quiz she has created to help you figure out what yoga niche you want to be serving! In this short quiz, Shannon goes through a list of “would you rather” questions that can help you get more clarity about what kind of yoga you want to teach.   In this series of 14 questions, Shannon invites you to consider your preferences when it comes to 1:1 vs group classes, the age range and gender of your students, the style of yoga, location of your classes, and even class size. All these questions will guide to to uncover the kind of yoga offerings you feel most aligned creating, and will help you in your niching down and specializing journey.   If you have been needing help to figure out your niche or yoga specialty or have been wondering how to build a yoga business that suits how you want to work, this episode is for you! Get the downloadable PDF from the links!   Key Takeaways: [2:01] Shannon gives a shout out to sponsors, OfferingTree and Pelvic Health Professionals. [3:21] Shannon has a niche quiz for you! Answer these questions as authentically and honestly as you can! [7:18] Shannon pops in to share a little about OfferingTree. [8:59] Shannon continues with her list of questions for this niche quiz. [12:35] If you need additional support with finding and defining your niche, book a consultation call with Shannon!   Links: Niche Questions for Yoga Teachers The Connected Yoga Teacher Podcast Episode 354: Do I Need to Specialize with Shannon Crow The Connected Yoga Teacher Podcast Episode 284: Beyond Pronouns and Pride Month with Shannon Crow The Connected Yoga Teacher Podcast Episode 101: What I Learned as a Yoga Studio Manager with Shannon Crow The Connected Yoga Teacher Podcast Episode 262: Run a Successful Yoga Membership with Allie Van Fossen Yoga for Pelvic Cancer: 6-Week Online Series with Tyla Arnason (she/her) Guest Speakers in Pelvic Health Professionals Shannon Crow on Instagram The Connected Yoga Teacher Facebook Group Pelvic Health Professionals   Gratitude to our Sponsors, OfferingTree and Pelvic Health Professionals.   Quotes from this episode: "How can I help right now if you're thinking about specializing and niching down?"   "I hope these questions get you to a place where you can really figure out what is your ideal yoga that you want to teach."   “All of these questions can help you to define your niche. You might be left with more questions. And that's ok.”

The Connected Yoga Teacher Podcast 354: Do I Need to Specialize with Shannon Crow   Description: Shannon Crow continues the theme of Niche November. In this episode, Shannon explores the question that everyone asks when it comes to niching down and finding a yoga specialty: do I need to specialize? Shannon shares a quick quiz she has created to help you figure out whether you need to niche down in your yoga business. She goes through a list of true-false questions that can help you get more clarity about whether you should be thinking about niching down or if you don't need to right now!.   Shannon invites you to consider whether you are comfortable referring students who are not a fit to other yoga teachers, if your ideal students can easily find you, whether you're making money and have a schedule you love, and more. All these questions will guide you to figure out if niching down in your yoga business is something you need now.   Get the downloadable PDF from the links!   Key Takeaways: [1:30] Shannon gives a shoutout of thanks to sponsors OfferingTree and Pelvic Health Professionals. [2:35] Shannon niche and specialty has been pelvic health for almost 10 years, as well as niching down! [3:22] Is niching down something you need to be doing? Do you need to specialize? Shannon has some true-false questions that can help you answer that. [5:36] Shannon pops in to share a little about OfferingTree. [7:35] Shannon continues with the second half of the quiz to help you figure out if you should specialize. [10:15] If you answered ‘false' to any of these statements, you might want to think about niching down!  [11:40] What are your questions about niching down? Share them on the website or in the Facebook group! [12:47] Shannon shares a few ways you can hang out in real time.   Links: Niche Questions for Yoga Teachers The Connected Yoga Teacher Podcast Episode 353: Is Age a Yoga Niche? with Shannon Crow The Connected Yoga Teacher Podcast Episode 347: Yoga in the Cancer Community with Tyla Arnason Yoga for Pelvic Cancer: 6-Week Online Series with Tyla Arnason (she/her) Work with Shannon Guest Speakers in Pelvic Health Professionals Shannon Crow on Instagram The Connected Yoga Teacher Facebook Group Pelvic Health Professionals   Gratitude to our Sponsors, OfferingTree and Pelvic Health Professionals.   Quotes from this episode: "Today's question is really about, Do I need to specialize? Do I need to niche down?"   "If you are already loving how things are set up on your calendar,...And on top of that, if you're making a great income for the work that you're doing, you may not need to specialize and niche down."   "If you answered ‘false' to any of these statements, you might want to think about niching down. It might be time for you to do that again."  

Welcome to Ask the VA Rater, a brand new show where we deep dive VA claim tips and strategies for VA disability benefits and veteran benefits. I'm your host Brian Reese, and in today's episode, we're going to go explore the brand new VA Rating for Migraine Headaches as well as the new criteria for prostrating headaches. We'll also talk about critical medical evidence you need, such as migraine tracker apps, so that you can submit your VA claim and get the proper VA Rating for Migraines. Don't forget to hit that subscribe button and ring the notification bell so you never miss an episode of “Ask the VA Rater!”

Ever wondered if your business is primed and ready to tap into the power of online programs? Have you considered the potential of leveraging technology to boost profit margins and save your precious time, all the while helping more people? Join our host, Stephanie Clairmont, as she walks you through a comprehensive audit designed explicitly for business and private practice owners like you!   Discover how setting a clear vision and crafting a robust strategy can transform your business and life. Whether it's products, programs, or courses, Stephanie will guide you on how these can feed into your personal, career, financial, and life goals. Stephanie explores the critical aspects of prioritizing and planning for success. Unearth how to find your niche, test the market, and cultivate winning habits. All this and more in today's episode of The Leveraged Practice!     Key Topics: The New Online Health Practice Audit (00:49) Leveraging Tech and Online Education in Healthcare (3:22) Connecting to Ourselves and Setting the Vision (06:27) Identifying Market Needs and Personal Growth for a Business (11:05) What do You Need to Be Successful at this? (13:48) Your Action Steps! (17:19)       Join us for our FREE 5-day workshop: Find Freedom with Online Health Programs Happening October 30th-November 3rd at 12:00pm EDT Daily In this free workshop, you'll learn how to develop digital programs, what tech is needed and how to setup an automated sales system for your established practice. You'll make a plan for a fulfilling career that also allows you to work less with private patients, while making more. Go to LeverageYourPractice.com to register!   If you enjoyed this episode, you might also enjoy: Ep. 231 Do You Need an Email List Before You Launch a Program? Ep. 232 Do I Need an Online Presence to Launch a Digital Program? Ep. 234 Which Type of Program is Best for My Private Practice?

Hello from the apartment at Cappoquin House & Gardens in County Waterford. I'm going to tell you about my stay here, but first, a listener question. Do I Need a Car for My Entire Ireland Vacation? Kristin H asks My husband and I are traveling to Ireland for our first time in mid October. We […] The post Do I Need to Rent a Car for My Entire Ireland Vacation? | Traveling in Ireland Podcast Episode 164 appeared first on Ireland Family Vacations.

Does the math work for Chris' early retirement plan? What's a safe retirement withdrawal rate for Luke, who wants to be part of the financial independence / retire early or FIRE movement - and what does Joe have against FIRE? Plus, Jake is about to change jobs, can Joe and Big Al uncover any tax planning opportunities for him? The fellas also explain capital gains tax for our buddy Carl Spackler, and they spitball on those capital gains when it comes to selling a house for Olga and for LJ, and Jim wonders about the impact of selling a house on Affordable Care Act subsidies.  Timestamps: 00:54 - Early Retirement Spitball: Does the Math Work? (Chris, Philadelphia) 04:27 - FIRE Withdrawal Rate for Long-Term Capital Preservation? (Luke, Ft. Collins, CO) 14:26 - We're 38 and 33. Any Tax Planning Opportunities Before I Change Jobs? (Jake, VA) 20:48 - Capital Gains Tax Explained (Carl Spackler, FL) 23:55 - House Sale Tax Strategy (Olga, Chula Vista) 26:32 - Do I Need to Worry About Investment Property Sale Proceeds? (LJ, Philadelphia) 30:46 - How Will Selling a Home Impact ACA Subsidies? (Jim, Santa Cruz) 35:52 - New One Star and Five Star Reviews 38:10 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-441  Guide to Cracking the Financial Code at Any Age FIRE interviews on YMYW Spitballing Retirement Planning in Your 30s (YMYW podcast 391) 6th Annual YMYW Podcast Survey - one randomly-chosen participant will win a $100 Amazon e-gift card! Episode Transcript Ask Joe & Big Al On Air for your Retirement Spitball Analysis

Should Carl Spackler stick with his backdoor Roth strategy, or go for lower fees? Should Kevin go all Roth, or stick with his current three tax-diversified buckets strategy? (That depends - would he rather have $7 million tax-free, or $10 million in tax-deferred retirement accounts?) Can Lily claim all the extra allowances she can, to jam as much money as possible into her Roth? Can Dave retire now and ride his motorcycle into the Bavarian Alpine sunset, and does Peggy Lee need to be feverish about the tax underpayment penalty with her Roth strategy? Timestamps: 00:53 - Do I Need to Worry About a Tax Underpayment Penalty with My Roth Strategy? (Peggy Lee, North Dakota) 07:17 - What Am I Doing Wrong? Can I Retire Now? What About Taxes? (Dave, Germany) 15:28 - Back Door Roth vs. Lower Fees: Which Would You Choose? (Carl Spackler, FL) 21:40 - Should We Go All Roth or Three Tax-Diversified Buckets? (Kevin, NJ ) 28:53 - Can I Claim Extra Allowances to Contribute More to Roth IRA? (Lily, San Diego) 33:46 - Should I Split Money Between Multiple Brokerage Firms to Avoid Hacking? (Wesley from Unincorporated Gwinnett County, GA) 40:18 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-439  Register for the Q3 Financial Market Outlook live webinar, July 26, 2023, 12pm PT / 3pm ET The Ultimate Guide to Roth IRAs YMYW in US News and World Report's Best Personal Finance Podcasts to Listen to in 2023 Episode Transcript Big Al's Island Studio (photo) Ask Joe & Big Al On Air for your Retirement Spitball Analysis

Ken Coleman & George Kamel answer your questions and discuss:  How to be financially prepared for unpaid paternity leave, from the blog: How Much Does It Cost to Have a Baby? How credit card rewards may be affected by new legislation, from the blog: Are Credit Card Points Worth It? "Should I use my HSA to pay off my truck?", from the blog: What Qualifies for HSA Medical Expenses? "Why is it so back to use credit cards if you can use them responsibly?", from the blog: Do I Need a Credit Card? from The Fine Print Podcast: The True Cost of Credit Card Rewards  The best way to balance paying off student loans when you need a vehicle, Why you shouldn't take out student loans for a career just because of the salary, from the blog: Is College Worth It? Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today! www.everydollar.com/george Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristina Ellis & Dr. John Delony answer your questions and discuss:   "Are we ready to buy a house right now?" Delony reacts to a study finding "Five ways credit cards can improve your mental health", from the blog: Do I Need a Credit Card?, "Should we move to another state?" Saving money on groceries. from the blog: How to Save Money on Groceries Support Our Sponsor: PODS Moving & Storage Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy