Podcasts about Lyall

Talkback Time with Smithy 0800 150 811. We've thrown the phonelines open for you to have your say on the sporting landscape. Let Ian know what's on your mind today featuring, John from Auckland, Paul from Northland, Joey from Auckland & Lyall from Queensland Learn more about your ad choices. Visit megaphone.fm/adchoices

Stevie and Kenny discuss the manager latest as well as those players released and Lyall Cameron arriving.    Thank you for all the support of 4Lads podcast   

- Get NordVPN with a special discount - https://nordvpn.com/kimber- The Best Cricket Stories - Daily! - https://bestofcricket.substack.com/- Get an exclusive 15% discount on Saily data plans! Use code 'goodareas' at checkout. Download Saily app or go to:https://saily.com/goodareas-This episode of Red Inker we talk about the ICC, to do that we get on a man who has just finished a book on them, Rod Lyall. We talk about the Imperial Cricket Conference, alliances, vetoes, Jay Shah, why the club was extended in the 1920s, World Cups, Women's cricket, Cricinfo, Franchises, the Woolf Report, and how self-interest has always been a thing.Find Rod Lyall's at Amazon: The Club: Empire, Power and the Governance of World Cricket-Check out Jarrod's new book The Art of Batting - https://linktr.ee/TheArtofBattingJarrodKimberTo support the podcast please go to our Patreon page. https://www.patreon.com/user?u=32090121. Jarrod also now has a Buy Me A Coffee link, for those who would prefer to support the shows there: https://www.buymeacoffee.com/jarrodkimber.Each week, Jarrod Kimber hosts a live talk show on a Youtube live stream, where you can pop in and ask Jarrod a question live on air. Find Jarrod on Youtube here: https://www.youtube.com/c/JarrodKimberYT.To check out my video podcasts on Youtube : https://youtube.com/@JarrodKimberPodcasts-This podcast is edited and mixed by Ishit Kuberkar, he's at https://instagram.com/soundpotionstudio & https://twitter.com/ishitkMukunda Bandreddi is in charge of our video side.

Lyall Munro’s life was trapped behind a three-foot fence. Living in prison-like conditions, Lyall was living by the strict rules enforced on him and his community at the mission. Young children were taken away, they lived off fortnightly rations and were isolated from white Australians. When Charlie Perkins and the Freedom Bus Ride came through town in 1965, Lyall Munro’s whole life changed. Read the book, Dying Rose, here or listen to the podcast here. Can’t get enough of I Catch Killers? Stay up to date on all the latest crime news at The Daily Telegraph. Get episodes of I Catch Killers a week early and ad-free, as well as bonus content, by subscribing to Crime X+ today. Like the show? Get more at icatchkillers.com.au Advertising enquiries: newspodcastssold@news.com.au Questions for Gary: icatchkillers@news.com.au Get in touch with the show by joining our Facebook group, and visiting us on Instagram or Tiktok.See omnystudio.com/listener for privacy information.

Emerging Cricket's own Rod Lyall has published a book! It's called The Club: Empire, Power and the Governance of World Cricket. So this week, Rod joins Nick to discuss the ICC's history of administration and take a look at some of the issues facing the future of the game. It's a fascinating chat, and patrons get a bonus half-hour extra over on Patreon!

In this podcast, George Lawson and Hermione Lyall discuss their paper 'Polymicrogyria in infants with symptomatic congenital cytomegalovirus at birth is associated with epilepsy: A retrospective, descriptive cohort study'.   The paper is available here: https://doi.org/10.1111/dmcn.16250   Follow DMCN on Podbean for more:  https://dmcn.podbean.com/ ___ Watch DMCN Podcasts on YouTube: https://bit.ly/2ONCYiC __ DMCN Journal: Developmental Medicine & Child Neurology (DMCN) has defined the field of paediatric neurology and childhood-onset neurodisability for over 60 years. DMCN disseminates the latest clinical research results globally to enhance the care and improve the lives of disabled children and their families.   DMCN Journal - https://onlinelibrary.wiley.com/journal/14698749 ___ Find us on Twitter! @mackeithpress - https://twitter.com/mackeithpress

Rod Lyall joins me from Sydney to talk about his new book "The Club". It's a fascinating account of the history of the governance of international cricket, rooted in the days of the British Empire and the evolution over the years and a power shift from St. Jonn's Wood to Dubai, Mumbai and beyond. We discuss the episodes of mismanagement, missed opportunities and poor decision-making down the years and what all this could mean for the future. It's an excellent read.Get your copy here:https://www.amazon.co.uk/Club-Empire-Power-Governance-Cricket/dp/1801509506/ref=sr_1_1?crid=1KCSGG6UXF67C&dib=eyJ2IjoiMSJ9.fSREhCdjavAUII_jFvIBUw.DXS0uIEFOFeZG0S8USpujwoTiNOwxQIh_MBnyuGTi-M&dib_tag=se&keywords=the+club+rod+lyall&qid=1743578140&sprefix=the+club+rod+lyall%2Caps%2C68&sr=8-1

Thanks to Murilo, Alexandra, and Joel for their suggestions this week! The bird sounds in this episode come from xeno-canto, a great resource for lots of animal sounds! A cactus wren [picture by Mike & Chris - Cactus WrenUploaded by snowmanradio, CC BY-SA 2.0, https://commons.wikimedia.org/w/index.php?curid=15876953]: The sultan tit [photo by By Dibyendu Ash - CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=72070998]: A female scarlet tanager [photo by Félix Uribe, CC BY-SA 2.0, https://commons.wikimedia.org/w/index.php?curid=81340425]. The male is red with black wings: The Northern cardinal: The yellow grosbeak [photo by Arjan Haverkamp - originally posted to Flickr as 2008-08-23-15h00m37.IMG_4747l, CC BY 2.0, https://commons.wikimedia.org/w/index.php?curid=9596644]: The purple martin isn't actually purple [photo by JJ Cadiz, Cajay - Own work, CC BY 3.0, https://commons.wikimedia.org/w/index.php?curid=4255626]: The dusky thrush [photo by Jerry Gunner from Lincoln, UK Uploaded by snowmanradio, CC BY 2.0, https://commons.wikimedia.org/w/index.php?curid=20762838]: The European rose chafer, not a bird [photo by I, Chrumps, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=2521547]: Show transcript: Welcome to Strange Animals Podcast. I'm your host, Kate Shaw. This week we're going to learn about a lot of little birds that deserve more attention, because they're cute and interesting. Thanks to Murilo, Alexandra, and Joel for their little bird suggestions! All the birds we'll talk about today are called passerines, because they belong to the order Passeriformes. They're also sometimes referred to as perching birds or songbirds, even though not all passerines sing. Passerines are common throughout the world, with more than 6,500 species identified. I've seen about 150 of those species, so clearly I need to work harder as a birdwatcher. Passerines are referred to as perching birds because of their feet. A passerine bird has three toes that point forward and another toe pointing backwards, which allows it to wrap its toes securely around a twig or branch to sit. Its legs are also adapted so that the toes automatically curl up tight when the leg is bent. That's why a sleeping bird doesn't fall off its branch. Let's start with one of Murilo's suggestions, the wren. Wrens are birds in the family Troglodytidae, and are usually very small with a short tail, a pointy bill that turns slightly downward at the tip, and brown plumage. It mainly eats insects and larvae that it finds in nooks and crannies of trees, and many species will investigate dark places like hollow logs, the openings to caves, or your apartment if you leave the back door open on a warm day. Many sing beautiful songs and have very loud voices for such little bitty birds. Most wrens are native to the Americas, including the canyon wren that's native to western North America in desert areas. It's cinnamon-brown with a white throat and an especially long bill, which it uses to find insects in rock crevices. It lives in canyons and has a more flattened skull than other wrens, which means it can get its head into crevices without hurting itself. No one has ever seen a canyon wren drink water, and scientists think it probably gets all the water it needs from the insects it eats. Where do the insects get the water they need? That's an episode for another day. This is what a canyon wren sounds like: [bird sound] Not every bird that's called a wren is actually in the family Troglodytidae. Some just resemble wrens, like an unusual bird that Murilo brought to my attention. It's called Lyall's wren but it's actually in the family Acanthisittidae, and it was once widespread throughout New Zealand. By the time it was scientifically identified and described in 1894, it was restricted to a single island in Cook Strait. Lyall's wren was flightless,

Send us a textThis week of Marketing in the Madness, we've got none other than Joanna Lyall, founder and nutrition therapist of The Better Menopause to talk about everything from gut health to perimenopause brain fog to what it REALLY takes to build a product brand from scratch.We explore why businesses must do more to support women during this pivotal stage of their lives, the critical link between gut health and hormone balance, and how brands like The Better Menopause are working to change the conversation. Here's what you'll learn:1️⃣ The workplace is losing valuable talent due to menopause.2️⃣ Authentic storytelling builds trust and drives engagement.3️⃣ Community is a core asset, not an afterthought.Whether you're a woman experiencing these changes, a business leader aiming to foster a more inclusive workplace, or a marketer looking for authentic ways to connect with midlife audiences, this is a conversation you won't want to miss!

In this episode of Bleeding Daylight, storyteller and author Taylor Lyall shares his 13-year journey of waiting on a dream to serve in South Africa. After spending a transformative year teaching in a township and working with orphans, Taylor felt called to return permanently. However, that door has remained closed for over a decade, leading to profound lessons about faith, purpose, and divine timing.   Through his story and his book "I Can't Wait," Taylor explores the challenges and unexpected blessings found in seasons of waiting. From learning to put down roots in Chicago to discovering ministry opportunities right where he is, his journey offers hope and wisdom for anyone experiencing their own period of waiting. Taylor's experience reminds us that sometimes our detours are actually destinations, and that God is actively working even in our seasons of pause.   WEBLINKS Taylor Lyall's Website Facebook Instagram X  

No Dundee United this weekend so it's all about Dundee in this Monday edition of Twa Teams, One Street. It's been a tough month but the Dee earned a much-needed win over Airdrieonians to book their spot in the last eight of the Scottish Cup. What does the win mean for the Dee and insight into Lyall Cameron's mindset after a super show. Plus some random Super Bowl chat. Host Tom Duthie is joined by George Cran and Graeme Finnan to talk everything dark blue. Twa Teams, One Street is proud to be supported by SPAR Scotland. You can get us on Youtube too! youtube.com/@TheCourierUK/videos Listen to the latest Twa Teams podcast here: https://www.thecourier.co.uk/courier-podcasts/twa-teams-one-street/ For more Dundee FC and Dundee United content from The Courier, visit: https://www.thecourier.co.uk/category/sport/football/dundee-united/ Subscribe to our newsletters: https://www.thecourier.co.uk/newsletters/ Interested in local sport news, you can save now with The Courier Sport Pack. Keep up with the latest on your local team or sport with the latest news, opinion, match reports and so much more.  Subscribe today for only £3 per month. Available exclusively on The Courier. Pay only for the sports you love with this special offer.  Sign up today at https://www.thecourier.co.uk/subscribe/?tpcc=twateams

President Trump's gusher of executive orders upending government and targeting vulnerable people is spreading fear and anxiety. In just the last week, Trump has issued orders that would ban gender-affirming health care, effectively close the US Agency for International Development and threaten to close the federal Department of Education, fire career federal prosecutors, freeze some $3 trillion in federal grants, end birthright citizenship, block people from seeking asylum, and construct additional detention centers in Guantanamo Bay for thousands of immigrants to be held.A headline in today's New York Times proclaims, “Trump Brazenly Defies Laws in Escalating Executive Power Grab.”Yale historian Timothy Snyder is more direct: “Of course it's a coup,” he proclaimed in his Substack.And this is just the third week of Trump's presidency.Resistance has been steadily building, especially on the legal front. More than two dozen lawsuits have been filed by Democratic attorneys general, including Vermont Attorney General Charity Clark, as well as the American Civil Liberties Union and other groups. A number of the legal challenges have succeeded in stopping Trump's more audacious moves. A federal judge blocked the attempt to end birthright citizenship, declaring that it was “blatantly unconstitutional.”James Lyall is executive director of the ACLU of Vermont (full disclosure: I am a board member of the ACLU of Vermont). Nationally, the ACLU has already sued the Trump administration over fast track deportation and restrictions on trans youth health care, birthright citizenship and asylum.Lyall acknowledged the fear that has gripped vulnerable communities including immigrants and LGBTQ+ people and that his office has seen a sharp uptick in calls. But he believes there is reason for hope.“The fact that so many people want to help and are reaching out to figure out how to support their neighbors and their communities when they feel so threatened right now, that's incredibly powerful,” he said.“As difficult as it is in moments of uncertainty and fear and even chaos, it's that determination of everyday community members to support one another and to find a way forward that's just really powerful. That is what solidarity looks like.”“Trump can say whatever he wants. It doesn't necessarily make it so. It's really important to remember that we have strong protections on the books,” he said. He urges people to know their rights.“For all the progress we've made in recent years in Vermont, legislators can and do more to shore up our state-level defenses,” he advised.Lyall urged people “not let ourselves or others just be overwhelmed by the chaos. Because that's an intentional part of their strategy.”“Those who would seek to divide us or sow fear — we know how to get through this, and it's together,” he said. “That is what Vermont — the state of freedom and unity — that's what we are designed for. I just have a lot of faith in the state and its people to come together to get through hard times, and this is certainly one of them.”

Dundee United were beaten by Rangers – but why can they take heart from the Tannadice clash? And what do new contracts for young stars mean for the future at United? There's some youth team chat about Dundee too after they booked their semi-final spot in the Scottish Youth Cup. Plus new interest in Lyall Cameron and was it a chance missed at Celtic? Joining host Tom Duthie are Graeme Finnan as well as Courier Sport writers George Cran and Alan Temple. Twa Teams, One Street is proud to be supported by SPAR Scotland. You can get us on Youtube too! youtube.com/@TheCourierUK/videos Interested in local sport news, you can save now with The Courier Sport Pack. Keep up with the latest on your local team or sport with the latest news, opinion, match reports and so much more.  Subscribe today for only £3 per month. Available exclusively on The Courier. Pay only for the sports you love with this special offer.  Sign up today at https://www.thecourier.co.uk/subscribe/?tpcc=twateams

Today's Guests: Dan Johnson, General Manager of Len Lyall Chevrolet talks about their amazing year end sales, excellent trad in values, and their impeccable service shop. Then, Travis Peacock, Owner of Airgun Outdoors in Parker and Tim Christopherson, Owner of Shoot Indoors Buckley join the show. Listen for your chance to win a $25 Gift... READ MORE

My guest today is Dr. Kristen Lyall, ScD. Dr. Lyall received a Doctor of Science in Epidemiology from Harvard School of Public Health. During her postdoctoral training, she received training in Nutrient Science at Harvard and Pediatric Epidemiology at UC-Davis MIND Institute's Autism Research Training Program. Currently, Dr. Lyall is an Associate Professor at Drexel University's A.J. Drexel Autism Institute – Modifiable Risk Factors Program.The overarching goal of the Modifiable Risk Factors program is to identify factors that can be changed to prevent or mitigate the adverse effects associated with Autism, thereby potentially improving outcomes for individuals and informing public health policy and practice. Dr. Lyall's expertise provides actionable tools for listeners to understand the environmental risks of Autism. By the end of the episode, we hope you gain insight into the identified modifiable risk factors for Autism.Dr. Kristen Lyall: https://drexel.edu/autisminstitute/about/our-team/all-staff/Kristen-Lyall/Dr. Lyall publications link: https://pubmed.ncbi.nlm.nih.gov/?term=Kristen%20Lyall&sort=pubdateECHO: https://echochildren.orgFish not Supplements: https://echochildren.org/research-summaries/fish-but-not-supplements-consumed-in-pregnancy-associated-with-lower-rates-of-autism-diagnosis-and-related-traits-echo-cohort-study-finds/Other Resources:Biological Energy: Quantum Mechanisms, Water, DHA, and NF-kB (Autism is a loss of energy- electrons, photons, protons)https://youtu.be/2-IA_gunXbw0:00 Dr. Kristen Lyall2:30 Her Journey into Epidemiology & Autism7:50 The Role of Epidemiology & Autism12:15 Modifiable Risk Factors17:32 Dietary Influences on Autism Risk; Eat more FISH (DHA!)22:53 Assessing Exposure & Risk Factors32:35 Immune & Hormonal Factors in Autism; Cytokines & Inflammation39:17 The Impact of Acute Events during Pregnancy44:45 Air Pollution & its Effects in Neurodevelopment; Oxidative Stress48:14 Current & Future Research; ECHO & EARLI56:34 Reviews/Ratings, Contact InfoX: https://x.com/rps47586YouTube: https://www.youtube.com/channel/UCGxEzLKXkjppo3nqmpXpzuAHopp: https://www.hopp.bio/fromthespectrumemail: info.fromthespectrum@gmail.com

Brian interviews Richard Lyall. Richard, President of RESCON, the Residential Construction Council of Ontario, is a prolific writer, speaker and commentator on what has and is going wrong. He feels that taxes and development fees adding hip to 36% of the cost of housing; red tape, unneeded zoning and building regulations that add up to the longest approval delays in the world; are some of the causes of our crisis. He calls for change, and quick. Richard Lyall talks about what he sees as our housing and vision crisis in the GTA and Canada as we look to 2025.

AN UNDOING, 10min., USA Directed by Lyall F. Harris In this 9-minute and 55-second experimental film, viewers are taken on a journey of "undoing" as the film's author-protagonist unstitches her way to healing and catharsis, one stitch at a time, after the end of an abusive 20-year marriage. The subject: their wedding garments. http://www.lyallharris.com/ https://www.instagram.com/lyall_harris Subscribe to the podcast: https://twitter.com/wildsoundpod https://www.instagram.com/wildsoundpod/ https://www.facebook.com/wildsoundpod

Royal LePage has released its Q3 Home Price Update and Market Forecast. In this video interview, Phil Soper, President and CEO of Royal LePage, discusses the state of house prices in Canada, demand in the market, inventory levels and what to expect in the future. PRESS RELEASE TORONTO, Oct. 10, 2024 /CNW/ – According to the Royal LePage House Price Survey released today, the aggregate1 price of a home in Canada increased 1.6 per cent year over year to $815,500 in the third quarter of 2024. On a quarter-over-quarter basis, however, the national aggregate home price decreased 1.1 per cent, following sluggish activity in most – though not all – markets through the summer months. Coast to coast, sales volumes began to pick up in September, and more than one third (38%) of regional markets covered in the report recorded positive aggregate price gains in the third quarter over the previous quarter. “Despite three cuts to the Bank of Canada's overnight lending rate, buyer demand nationally remains weak, particularly among two key groups: first-time homebuyers and small investors,” said Phil Soper, president and chief executive officer, Royal LePage. “First-time buyers, who are more sensitive to interest rates, are adopting a wait-and-see attitude. With home prices essentially flat and interest rates steadily declining, they perceive no penalty in postponing their purchase. _______________________________ 1 Aggregate prices are calculated using a weighted average of the median values of all housing types collected. Data is provided by RPS Real Property Solutions and includes both resale and new build. “Similarly, small investors who typically buy condominiums to rent out and supply much of Canada's rental housing, are also hesitant. Elevated rates have made the financials unworkable, with carrying costs surpassing rental income. While historically some landlords accept negative cash flow temporarily when properties are appreciating in value, the current flat prices do not justify many investments,” said Soper. “We believe that both groups will re-enter the market in significant numbers as property values begin to rise again. With further rate cuts from the Bank of Canada likely this year, we anticipate prices will appreciate more quickly, eliminating the advantages of waiting for first-time buyers and making calculations more favourable for investors. “Total listings on royallepage.ca, Canada's most visited real estate company website, reached a historical high in September, up 19 per cent year over year,” continued Soper. “Clearly, existing homeowners are ready to move. And, all buyers have more choice and less competition than is typical in our growing nation. The market recovery is underway and will continue to gain strength into 2025.” The Royal LePage National House Price Composite is compiled from proprietary property data nationally and regionally in 64 of the nation's largest real estate markets. When broken out by housing type, the national median price of a single-family detached home increased 2.0 per cent year over year to $850,400, while the median price of a condominium increased 0.5 per cent year over year to $590,200. On a quarter-over-quarter basis, the median price of a single-family detached home decreased modestly by 1.2 per cent, while the median price of a condominium decreased 1.1 per cent. Price data, which includes both resale and new build, is provided by RPS Real Property Solutions, a leading Canadian real estate valuation company. “With rates dropping, we see positive signs for sidelined buyers. As confidence grows and buyers anticipate rising prices, we expect a significant increase in activity. Given the building demand – both organic and from immigration – the 2025 spring market may start as early as late January or early February, a pull-ahead phenomenon we've seen in previous market turnarounds. The stage is set for a busy year ahead.” New lending rules will ease affordability challenges and unlock opportunity for homebuyers In recent weeks, a series of new regulations impacting mortgages and lending practices in Canada were announced. Starting on December 15th, all purchasers of new construction homes and all first-time buyers will be able to acquire an insured mortgage with a 30-year amortization period.2 In addition, the federal government announced an increase to the insured mortgage cap from $1 million to $1.5 million. ______________________________ 2 Federal government announces landmark adjustments to mortgage rules for first-time buyers in Canada, September 17, 2024 Following the announcement of these changes, the Office of the Superintendent of Financial Institutions (OSFI) revealed that, beginning November 21st, it will eliminate the mortgage stress test for uninsured borrowers who plan to switch lenders upon renewing their loan, provided they maintain the same amortization schedule and loan amount.3 “These changes will have more impact on the early 2025 market than many anticipate. Expect a material bump in activity,” said Soper. “In addition to assisting first-time buyers, raising the cap on insured mortgages expands opportunities for move-up buyers in higher-priced markets, thereby freeing up inventory for new homeowners entering the market. “While these updated mortgage rules are a timely strategy to alleviate some affordability pressure, they are not a silver bullet for the fundamental issue that persists: Canada urgently needs more housing supply. Continued efforts to boost inventory are essential for fostering a sustainable and healthy real estate market for future generations.” According to a recent Royal LePage survey, conducted by Hill & Knowlton,4 84 per cent of Canadians belonging to the adult generation Z and young millennial cohort – those aged 18 to 38 – believe that home ownership is a worthwhile investment. Among those who do not currently own a home, 75 per cent say they are planning to purchase a property as a primary residence; nearly half (40%) of them say they plan to do so within the next five to ten years. In the report, Soper noted: “The youngest cohort of homebuyers in Canada have no shortage of barriers on their path to ownership. Though the cost of borrowing has begun to come down, chronic supply shortages have kept housing prices from dropping, even as demand softened under the weight of high interest rates. Despite these hurdles, the next generation of homebuyers remains committed to their pursuit of owning real estate, and are remarkably optimistic that they can make their dream a reality.” According to The Conference Board of Canada's latest report,5 consumer confidence is on the rise. In September, the Index of Consumer Confidence increased 3.3 per cent over the previous month, reaching its highest level in over a year. Furthermore, the percentage of Canadians who believe now is a good time to make a major purchase rose. Loans renewing at higher rates Even as interest rates soften, millions of Canadians who secured fixed-rate mortgages in the period of ultra-low borrowing conditions prior to March of 2022, have seen their monthly carrying costs increase upon renewal, or they will soon. _________________________________ 3 OSFI to drop mortgage stress test for uninsured borrowers who switch lenders at renewal, October 3, 2024 4 Gen Zs and young millennials still believe in home ownership, and they're willing to make sacrifices to achieve it, August 22, 2024 5 Canadian Consumers are Regaining Confidence, September 25, 2024 “The Bank of Canada will not be able to cut rates quickly or deeply enough to take away all of the renewal pain for those still on pandemic-era, low-rate mortgages,” noted Soper. “While a small percentage of these families may be forced to relocate to more affordable regions or to a less expensive property, the majority of Canadians are well-positioned to weather this situation, thanks to the strict lending practices and safeguards implemented by our highly-regulated financial institutions.” Currently, the Bank of Canada's key lending rate sits at 4.25 per cent.6 The central bank's governing council has hinted at further rate cuts to come, noting that they are working to balance the risk of stimulating economic growth – specifically inflating shelter prices – with the possibility of weakening labour markets.7 The next interest rate announcement is scheduled for October 23rd. Regional trends vary from coast to coast As was true of the pandemic-era real estate boom, the recovery is not unravelling evenly. Just as two of Canada's largest and most expensive markets reached higher highs and lower lows between 2020 and 2023, Toronto and Vancouver are now lagging behind in the recovery as well. Meanwhile, regional markets in the province of Quebec and in the Prairies have shown greater resilience through the period of elevated interest rates. “It's taking longer for activity and home prices to bounce back in major cities where affordability challenges are greatest. Following subdued activity this spring and summer in the Greater Toronto Area, we've begun to see a turnaround in the fall market with an increase in buyer demand and a boost in sales. Greater Vancouver has yet to catch up,” noted Soper. “The higher cost of living in these regions continues to result in residents migrating to other parts of the country, offset by newcomers who continually choose these cities upon arrival in Canada. Alberta continues to record population growth – made up in large part by inter-provincial migration from Ontario and British Columbia – while gains in Atlantic Canada have stalled since the pandemic rush to the Maritimes.” Forecast Royal LePage is forecasting that the aggregate price of a home in Canada will increase 5.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previously upgraded forecast has been revised down to reflect current market conditions, specifically in the greater regions of Toronto and Vancouver, which recorded lower-than-anticipated activity through the spring and summer months. “The market recovery, albeit uneven across the country, is well underway in a majority of markets. While we may not see significant price appreciation in the typically-slower fourth quarter of this year, we believe our previous forecast will come to fruition in the anticipated early spring market of 2025.” ____________________________________ 6 Bank of Canada reduces policy rate by 25 basis points to 4¼%, September 4, 2024 7 Summary of Governing Council deliberations: Fixed announcement date of September 4, 2024, September 18, 2024 Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 REGIONAL SUMMARIES Greater Toronto Area The aggregate price of a home in the Greater Toronto Area (GTA) increased 0.7 per cent year over year to $1,155,800 in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the GTA decreased 2.9 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.6 per cent year over year to $1,421,000 in the third quarter of 2024, while the median price of a condominium dipped 0.4 per cent to $722,200 during the same period. “Activity in the third quarter was muted overall. The slower-than-expected spring market gave way to a soft start to fall in Toronto and the GTA, although the tide began to turn in mid-September. While inventory levels continued to rise and the average days on market sat higher than usual, prices came down only slightly in parts of the region in Q3,” said Karen Yolevski, chief operating officer, Royal LePage Real Estate Services Ltd. “This indicates that while sellers have come off the sidelines faster than buyers, they're not desperate to sell.” In the city of Toronto, the aggregate price of a home decreased 2.3 per cent year over year to $1,128,900 in the third quarter of 2024. During the same period, the median price of a single-family detached home declined 1.3 per cent year over year to $1,672,400, while the median price of a condominium decreased 3.2 per cent to $682,800. “Trends in Toronto's condo market have been marching to a different beat, compared to other property segments of late. A wave of new units has hit the market amid a near-record number of completions this year. And, with some investors offloading rental units that have become too expensive to carry, prices have softened. This could spell opportunity for first-time buyers, with borrowing rates on the decline and new 30-year amortization legislation set to come into effect that will ease the burden of monthly carrying costs,” noted Yolevski. “Looking ahead, as we move further into the fall market and lending rates continue to ease, sales activity and prices will start to edge upward modestly, and housing inventory will get consumed. I believe Toronto, along with most of the country, is set to see a brisk spring housing market in 2025.” Royal LePage is forecasting that the aggregate price of a home in the Greater Toronto Area will increase 6.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previous forecast has been revised downward to reflect current market conditions. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Greater Montreal Area The aggregate price of a home in the Greater Montreal Area increased 5.2 per cent year over year to $605,400 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region rose 1.0 per cent. Broken out by housing type, the median price of a single-family detached home increased 7.1 per cent year over year to $691,500 in the third quarter of 2024, while the median price of a condominium posted a more modest increase of 4.0 per cent to $467,700 during the same period. “Despite three Bank of Canada rate cuts, we have yet to see a buyer rush. On the one hand, buyers are standing by, confident that further rate cuts are imminent and will create a more opportune time to buy. On the other hand, sellers are fine-tuning their strategies, counting on a wave of motivated buyers in the next few months,” said Dominic St-Pierre, executive vice president, business development, Royal LePage. “The Greater Montreal Area real estate market is performing well, with healthy growth in activity and prices, considering that Canada's other two major markets are stagnating.” With another announcement by the Bank of Canada due on October 23rd, additional pent-up demand is expected to be released into the market. According to the latest predictions by economists, October will bring the fourth and penultimate drop in the key lending rate for 2024. “The dilemma that seems to be keeping buyers awake at night is whether to jump in now before prices go up due to higher demand, or keep waiting and take advantage of even more attractive mortgage rates,” St-Pierre added. “We're already seeing an uptick in activity, which began in September.” In Montreal Centre, the aggregate price of a home increased 3.9 per cent year over year to $732,900 in the third quarter of 2024. During the same period, the median price of a single-family detached home increased 8.1 per cent to $1,147,000, while the median price of a condominium increased 4.4 per cent to $570,700. St-Pierre welcomes the federal government's action to improve access to home ownership for first-time buyers by extending the amortization period on mortgages to 30 years. However, this measure is likely to boost real estate demand and property prices. “The housing affordability issue is a top priority for many, and we owe it to ourselves as a society to provide solutions for future generations who will be faced with the realities of a higher cost of living. That said, these new measures raise the age-old question: what impact will they have on real estate demand in terms of rising property prices in Canada in the context of a chronic housing shortage? In the short term, these measures are likely to fuel existing demand and drive up prices. However, in the long term, this easing of mortgage rules will help many first-time buyers access home ownership and build wealth.” Royal LePage is forecasting that the aggregate price of a home in the Greater Montreal Area will increase 8.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Greater Vancouver The aggregate price of a home in Greater Vancouver increased a modest 0.5 per cent to $1,233,900 year over year in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the region decreased 1.4 per cent. Broken out by housing type, the median price of a single-family detached home increased 0.4 per cent year over year to $1,754,500 in the third quarter of 2024, while the median price of a condominium increased 0.2 per cent to $768,600 during the same period. “The Greater Vancouver market has remained relatively steady through the third quarter, with September showing similar patterns to the summer months. We didn't see a significant bump in activity and prices dipped just slightly compared to the second quarter,” said Randy Ryalls, general manager, Royal LePage Sterling Realty. “The slow activity across all segments can largely be attributed to buyers sitting on the fence waiting for further interest rate reductions, without any real urgency to make a move just yet.” Ryalls noted that the detached home segment in particular continues to experience weaker demand, and remains firmly in buyer territory today. “Interest rates are anticipated to continue their downward trend, and while the cuts so far haven't sparked a surge in activity, a more substantial drop – a 50 basis point decrease – could have a more noticeable impact on the market. Many potential buyers are waiting for the bottom before making their move,” added Ryalls. “With inventory continuing to grow, this is an optimal environment for those who are ready to buy – prices are holding flat and there are more properties to choose from.” In the city of Vancouver, the aggregate price of a home increased 0.6 per cent year over year to $1,409,800 in the third quarter of 2024. During the same period, the median price of a single-family detached home decreased 1.1 per cent to $2,244,400, while the median price of a condominium remained virtually flat, increasing 0.2 per cent to $839,600. “Between now and the end of the year, I expect activity to remain fairly flat. However, Vancouver's market trends tend to shift quickly, and if buyer urgency and activity reverse course, I wouldn't be surprised to see an uptick in prices as well.” Royal LePage is forecasting that the aggregate price of a home in Greater Vancouver will increase 3.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previous forecast has been revised downward to reflect current market conditions. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Ottawa The aggregate price of a home in Ottawa increased 1.6 per cent year over year to $775,100 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region remained virtually unchanged, decreasing 0.3 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.8 per cent year over year to $894,400 in the third quarter of 2024, while the median price of a condominium increased modestly by 1.0 per cent to $400,300 during the same period. “At the end of the summer, the Ottawa real estate market had approximately three months worth of inventory, teetering between a balanced and a seller's market. Properties tend to stay online for a little over a month these days, which signals a healthy marketplace for both buyers and sellers,” said Jason Ralph, broker of record and president, Royal LePage Team Realty. “Home prices have continued to hold steady in recent months as sellers stick with their listing strategy; they remain confident that they will secure the price they want, even if they have to wait. Buyers are still hunting for a bargain, and are comfortable taking their time to find the property that best suits their needs. Those who are under a time constraint are moving because they have to – many others continue to wait until borrowing rates become more affordable.” Ralph noted that new mortgage legislation is generating some buzz in the market, making first-time buyers more optimistic. Busy open houses and an increase in showing requests proves consumers' confidence in the trajectory of the market is improving. “We expect home prices to trend upward slightly throughout the rest of the year as new borrowing rules improve affordability for first-time buyers,” said Ralph. “Rising prices could be exacerbated if an election is called this year. Whenever there is a changeover in government, the Ottawa housing market tends to react more markedly than other major cities.” Royal LePage is forecasting that the aggregate price of a home in Ottawa will increase 4.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Quebec City The aggregate price of a home in Quebec City increased 10.5 per cent year over year to $388,600 in the third quarter of 2024. This represents the highest year-over-year price increase in Canada in Q3, and the highest price gain among the report's major regions for the second consecutive quarter. On a quarterly basis, the aggregate price of a home in the region remained virtually flat, increasing 0.4 per cent. Broken out by housing type, the median price of a single-family detached home increased 11.0 per cent year over year to $413,400 in the third quarter of 2024, while the median price of a condominium increased 14.5 per cent to $291,100 during the same period. Historically, Quebec City's real estate market has rarely stood out on a provincial or national scale. Due to the stability of its labour market, which is mainly driven by the provincial civil service, demand for real estate has rarely led to major price surges. “Overall, the province's markets have been relatively unaffected by the post-pandemic correction in real estate prices, compared to Ontario and British Columbia. Where declines did occur, they were slight and short-lived,” said Michèle Fournier, vice-president and certified real estate broker, Royal LePage Inter-Québec. “In Quebec City, the real estate correction simply never materialized. Instead, local and out-of-town demand continued to fuel rising prices without tiring, until late September. Now, buyers seem to have taken a breather, awaiting a possible further boost from the Bank of Canada with a rate cut this autumn, before repositioning themselves in the market.” This pause in activity is likely to be short-lived. With interest rates continuing to fall, and the federal government providing an additional leg-up by extending the mortgage amortization period for first-time buyers by a further five years, activity is expected to pick up quickly. “We view this initiative positively, since young buyers need additional assistance more than ever to be able to access a first home, even if this support will increase the interest portion of their mortgage bill,” said Fournier. “However, this initiative raises concerns about the impact on a real estate market characterized by high demand and limited supply. I think we're in for a very busy start to the year, particularly in the entry-level property market, which will be highly coveted by first-time buyers.” Royal LePage is forecasting that the aggregate price of a home in Quebec City will increase 9.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Calgary The aggregate price of a home in Calgary increased 6.9 per cent year over year to $698,700 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased a modest 0.7 per cent. Broken out by housing type, the median price of a single-family detached home increased 6.7 per cent year over year to $799,200 in the third quarter of 2024, while the median price of a condominium increased 8.2 per cent to $274,100 during the same period. “Calgary's real estate market saw a slight uptick in activity following the most recent interest rate cut by the Bank of Canada, just as the fall market got underway. We're seeing more inventory come onto the market, especially in the $700,000-and-up segment – many sellers who pulled their properties off the market in August re-listed in September to capitalize on the fall market momentum,” said Corinne Lyall, broker and owner, Royal LePage Benchmark. “While this hasn't fully converted to sales just yet, agents are certainly staying busy, which suggests more transactions will occur in the months ahead.” Lyall noted that competition in the lower end of the market remains tight and some homes are attracting multiple offers. While the region remains in a seller's market, conditions are gradually shifting toward more balance. “Looking ahead, we expect prices to remain fairly stable through the remainder of 2024. There is potential for modest growth if further interest rate cuts occur. I expect the region will stay in a seller's market right through the spring across most price points, particularly with continued demand for lower-priced homes.” Royal LePage is forecasting that the aggregate price of a home in Calgary will increase 8.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Edmonton The aggregate price of a home in Edmonton increased 5.4 per cent year over year to $456,300 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased 1.3 per cent. Broken out by housing type, the median price of a single-family detached home increased 5.7 per cent year over year to $498,900 in the third quarter of 2024, while the median price of a condominium increased 3.1 per cent to $201,000 during the same period. “Edmonton's real estate market is on track to have one of the most productive years on record. We had an extraordinarily busy summer. Typically, activity dips in July and August, but this year we saw a steady stream of sales right through the summer months. And, it looks like that momentum is being carried into the fall,” said Tom Shearer, broker and owner, Royal LePage Noralta Real Estate. “Inventory remains very tight – among the lowest levels we've seen in nearly two decades – as buyer demand continues to rise, driven in large part by first-time buyers from other cities and provinces relocating to the region. Our healthy job market and access to nature are a huge draw.” Shearer noted that while sales remain strong, the slow and steady pace of the Bank of Canada's rate cuts has helped to keep price gains in check. “Affordability remains a challenge, especially for those purchasing their first home with no equity to leverage. The gradual easing of borrowing rates is beginning to make an impact, and will continue to do so, but we have yet to see a dramatic boost in prices as a result,” added Shearer. “While consumer confidence is up overall, buyers remain cautious and many are waiting for more listings to come online. Activity should begin to plateau in the coming weeks. I expect a strong spring is on the horizon, especially with further rate cuts expected.” Royal LePage is forecasting that the aggregate price of a home in Edmonton will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Halifax The aggregate price of a home in Halifax increased 2.2 per cent year over year to $510,100 in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the region decreased 0.7 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.7 per cent year over year to $574,000 in the third quarter of 2024, while the median price of a condominium increased 4.0 per cent to $422,900 during the same period. “The recent cuts to the overnight lending rate have yet to meaningfully stir up activity in the housing market. Home sales in late summer were quite slow, which is to be expected that time of year. Only in the last few weeks as we've entered the early fall market have we seen an uptick in inquiries. Despite this quieter pace, buying and selling activity remains up compared to 2023 levels,” said Matt Honsberger, broker and owner, Royal LePage Atlantic. “Housing inventory continues to rise throughout the Halifax region, but not enough to meet the backlog of demand. Competition for homes in the lower end of the market remains tight, while those shopping in the move-up segment have the advantage of more listings to choose from. More properties are needed to satisfy the high demand from first-time buyers.” Honsberger noted that population growth in the Atlantic region has slowed to 2015 levels, ending the wave of migration that defined the pandemic real estate boom in 2020 and 2021. This has helped to soften market conditions for locals. “We are anticipating a busy fall market. The new 30-year mortgage amortization rules announced by the federal government, in addition to further rate cuts expected by the Bank of Canada, will help to keep the market steady throughout the coming months and into the spring of 2025,” added Honsberger. “Home prices will start to show upward movement when more move-up buyers jump back into the market, freeing up entry-level inventory for eager first-time purchasers.” Royal LePage is forecasting that the aggregate price of a home in Halifax will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Winnipeg The aggregate price of a home in Winnipeg increased 4.4 per cent year over year to $402,600 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region remained virtually flat, decreasing 0.2 per cent. Broken out by housing type, the median price of a single-family detached home increased 3.9 per cent year over year to $441,000 in the third quarter of 2024, while the median price of a condominium increased 3.2 per cent to $264,400 during the same period. “Buying and selling activity in Winnipeg remained brisk throughout the late summer months and heading into the early fall; home sales are up compared to this time in 2023. Available inventory is down compared to typical levels for this time of year, which could result in steeper price increases in the months ahead as momentum builds heading into the fall,” said Michael Froese, broker and manager, Royal LePage Prime Real Estate. “The recent cuts made to interest rates, though they have improved consumer confidence, have not had a material impact on activity just yet. Rather, much of our market demand continues to be fuelled by a strong local economy and a growing population driven by new Canadians, as well as residents from Toronto and Vancouver who have relocated to Winnipeg in search of more affordable housing.” Froese added that new housing starts have improved from last year's levels as borrowing rates come down, giving builders some much needed financial relief. However, new development remains short of what is needed to meet current market demand. “We expect activity will continue to outperform 2023 levels for the remainder of the year,” said Froese. “Thanks to a combination of falling interest rates and new mortgage incentives announced by the federal government, buyer demand will only continue to grow heading into the new year. Given the amount of demand that will continue to come off of the sidelines as well, now is an ideal time for sellers to enter the market.” Royal LePage is forecasting that the aggregate price of a home in Winnipeg will increase 7.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Regina The aggregate price of a home in Regina increased 5.0 per cent year over year to $387,100 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased modestly by 0.6 per cent. Broken out by housing type, the median price of a single-family detached home increased 6.6 per cent year over year to $424,600 in the third quarter of 2024, while the median price of a condominium remained virtually flat, increasing 0.2 per cent to $220,300 during the same period. “We continue to see robust sales activity in our housing market, as demonstrated by frequent bidding wars and homes selling over the asking price. Demand far exceeds the number of new listings, which is keeping prices on an upward trajectory,” said Shaheen Zareh, sales representative, Royal LePage Regina Realty. “All of this demand predates the recent cuts to the overnight lending rate – new immigrants, investors and buyers from more expensive cities in Canada have been major drivers of activity for some time. Though Regina has not historically had a strong condo market, we also continue to see momentum build in this segment, especially as young buyers seek affordable housing options.” Zareh added that Regina's rental market is experiencing strong demand as well, particularly for duplex and low-rise housing types. The majority of development in the region is currently in the rental segment. To prevent an overflow of supply, builders have kept a consistent pace when bringing new rental product to the market. “Based on current conditions, Regina will no doubt record a strong fall market performance. With additional interest rate cuts likely on the cards in the coming months, we expect buyer demand to increase as their borrowing power expands. This will put further upward pressure on home prices, unless we see a material increase in supply.” Royal LePage is forecasting that the aggregate price of a home in Regina will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 For other regional releases, click here. Royal LePage Royalty-Free Media Assets: Royal LePage's media room contains royalty-free assets, such as images and b-roll, that are free for media use. Media room: rlp.ca/mediaroom Royalty-free assets: rlp.ca/media-assets About the Royal LePage House Price Survey The Royal LePage House Price Survey provides information on the most common types of housing, nationally and in 64 of the nation's largest real estate markets. Housing values in the Royal LePage House Price Survey are based on the Royal LePage Canadian Real Estate Market Composite, produced quarterly through the use of company data in addition to data and analytics from partner company, RPS Real Property Solutions, the trusted source for residential real estate intelligence and analytics in Canada. Additionally, commentary on housing market trends and data on price and forecast values are provided by Royal LePage residential real estate experts, based on their opinions and market knowledge. About Royal LePage Serving Canadians since 1913, Royal LePage is the country's leading provider of services to real estate brokerages, with a network of approximately 20,000 real estate professionals in over 670 locations nationwide. Royal LePage is the only Canadian real estate company to have its own charitable foundation, the Royal LePage® Shelter Foundation™, which has been dedicated to supporting women's shelters and domestic violence prevention programs for 25 years. Royal LePage is a Bridgemarq Real Estate Services® Inc. company, a TSX-listed corporation trading under the symbolTSX:BRE. For more information, please visit www.royallepage.ca. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada's Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada's Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada's Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story #business #entrepreneurs #entrepreneurship #HousePrices #smallbusiness

A witch's favorite treat is frog soup. Luckily, it's healthy and easy to make. To give it that extra kick and a pop of color, the key ingredient is a spoonful of frogs. But how do you keep the frogs on the spoon? They hop, they leap, they hide . . . and they escape. What is a poor witch to do? Don't forget to check out our educational fall, winter and holiday books at: www.SlothDreamsBooks.com

Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. In this episode of the Commercial Real Estate Podcast, hosts Aaron and Adam connect with Richard Lyall, President and CEO of RESCON. This non-profit organization represents builders of Ontario's low, mid, and high-rise residential buildings. Richard discusses his journey in real estate, the evolving... The post Reforming Canada's Rental Housing Market with Richard Lyall, President of RESCON appeared first on Commercial Real Estate Podcast.

This episode is provided courtesy of Joy Mack of the Sustainable Jungle Podcast. The Sustainable Jungle Podcast is a mission driven show, focusing on solutions for the world's sustainability and conservation challenges. Hosts, Lyall & Joy, talk with some of the most interesting and inspiring people working to future proof our planet. Meg was interviewed in March 2024 about the release of the Forever Chemicals podcast series. INSTAGRAM: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/outdoor.minimalist.book/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WEBSITE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.theoutdoorminimalist.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YOUTUBE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@theoutdoorminimalist ORDER THE BOOK: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.theoutdoorminimalist.com/book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LISTENER SURVEY: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://forms.gle/jd8UCN2LL3AQst976⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------- Sustainable Jungle Website: https://www.sustainablejungle.com/ Podcast: https://episodes.fm/1358485674 Instagram: https://www.instagram.com/sustainablejungle/ YouTube: https://www.youtube.com/channel/UCbupg4x_hUr-kw-TNZIVwuQ Facebook: https://www.facebook.com/sustainablejungle Pinterest: https://www.pinterest.co.uk/sustainablejungle/ TikTok: https://www.tiktok.com/@sustainablejungle --- Support this podcast: https://podcasters.spotify.com/pod/show/outdoor-minimalist/support

George Lyall and Travis Frank dig deep into preseason dog training tips to get your bird dogs ready for opening day.  They discuss training topics ranging from puppies to veteran dogs, holding dogs accountable at home and in the field, setting you dog up for success, overcoming obstacles, accepting your role as the pack leader and so much more.  Plus, George & Travis share stories from fish camp and the senses that us to our favorite places.  @g.lyall66   Presented by: Walton's (https://www.waltons.com/) OnX Maps (https://www.onxmaps.com/) Aluma Trailers (https://www.alumaklm.com) Chief Upland (https://chiefupland.com/) Lucky Duck Premium Decoys (https://www.luckyduck.com/) Federal Premium Ammunition (https://www.federalpremium.com/) Sage and Braker (https://sageandbraker.com/) Hunt North Dakota (https://www.helloND.com/)  Aberdeen, SD (https://huntfishsd.com/)  

 George Lyall and Travis Frank dig deep into preseason dog training tips to get your bird dogs ready for opening day.  They discuss training topics ranging from puppies to veteran dogs, holding dogs accountable at home and in the field, setting you dog up for success, overcoming obstacles, accepting your role as the pack leader and so much more.  Plus, George & Travis share stories from fish camp and the senses that us to our favorite places.  @g.lyall66   Presented by: Walton's (https://www.waltons.com/) OnX Maps (https://www.onxmaps.com/) Aluma Trailers (https://www.alumaklm.com) Chief Upland (https://chiefupland.com/) Lucky Duck Premium Decoys (https://www.luckyduck.com/) Federal Premium Ammunition (https://www.federalpremium.com/) Sage and Braker (https://sageandbraker.com/) Hunt North Dakota (https://www.helloND.com/)  Aberdeen, SD (https://huntfishsd.com/)

Today's Guests: Billy Paddock, Owner of The Outdoorsman's Attic joins us to talk about some of the great summer savings on hunting, fishing and camping gear. We will also give you an update on Initiative 91 with Dan Gates with Coloradans for Responsible Wildlife Management and Will Marquardt, Owner of Davis Tent. Over the last... READ MORE

Nick is joined by Netherlands correspondent Rod Lyall and US correspondent Nate Hays to review the recently-concluded T20 World Cup, looking at both the onfield action and some of the broader questions around the future of the tournament and the game.

Roberto Lucchese, Diretor Da Lyall - 04/06/2024 by Rádio Gaúcha

Lyall Behrens unpacks his disdain for the people of Seattle and C level comedy clubs. Lyall also talks first class lounges, people looking to upstage him during crowd work and West Coast comedy crowds. Watch Wine Tasting With Comedians on Youtube --- Send in a voice message: https://podcasters.spotify.com/pod/show/lyall-behrens7/message

Today's Guests: Wayne Price, Owner of The Gun Room is with us to talk about their incredible Gun Shop and special gun inventory. Wayne and his crew will be at The 58th Annual Colorado Gun Collectors Association Gun Show in Greeley, Colorado on Ma 18-19, 2024. The Best Old Gun Show West (or East) of... READ MORE

James Lyall, executive director of Vermont ACLU, joins Kurt & Anthony to discuss the recently fished 2024 legislative session.

Pre-Show: Lyall Behrens talks the NBA playoffs without any 2010's Superstars and Kendrick Lamar dropping "Euphoria." Lyall Behrens unpacks the age limit for which Men should be allowed to indulge in attempting a friend zone flip, toxic Women loving to keep Men around they don't plan on sleeping with and Lyall tells stories of females trying to perform such a heinous act. --- Send in a voice message: https://podcasters.spotify.com/pod/show/lyall-behrens7/message

On today's episode, Mike came out of the weekend with an injury, Keyzie practices his standup routine, and we call our winner coming with us to watch the NRL Magic Round! Check out more from us at @haurakibigshow on Insta!See omnystudio.com/listener for privacy information.

On this special episode of The Construction Record Podcast™, digital media editor Warren Frey speaks with both Residential Construction Council of Ontario (RESCON) president Richard Lyall and British Columbia Construction Association (BCCA) president Chris Atchison about the recent federal budget and its effects on construction and housing.  Lyall said the housing measures introduced in the 2024 federal budget will not address the regulatory hurdles homebuilders still encounter and that meaningful consultation with the construction industry and others doing the work was not pursued by the federal government in a meaningful way. He added the budget did not reflect the current economic realities at hand in the residential construction space and said plans to turn unused government buildings into residential housing is a good sign but will take years to implement. Atchison also expressed disappointment with the budget, noting a lack of infrastructure announcements which he stressed were crucial to develop at the same time as housing initiatives. He also agreed with other construction stakeholders that the budget seemed more a political statement than a realistic response to the ongoing housing crisis. You can listen to our recent interviews from the COFI 2024 conference in Vancouver here and our episodes are available at the Daily Commercial News and Journal of Commerce websites, on Libsyn and at  Apple Podcasts, Spotify and Amazon Music's podcast section. Thanks for listening. DCN-JOC News Services

Lyall Behrens starts off with talking why he hate's going out to eat with service industry friends before getting into what's really on his mind. Lyall tells all his bad date stories of 2024 and why he think's therapy has made Millennials and Gen-Z into little entitled assholes. hours --- Send in a voice message: https://podcasters.spotify.com/pod/show/lyall-behrens7/message

Pre-Show: Bartenders be so extra when they order a drink. Lyall Behrens talks Kendrick Lamar dissing Drake & J. Cole, Lyall explains why Mos Def saying Drake saying ain't Hip-Hop is rubbish and a UC Berkeley Professor tells his student to 'get out of the Bay Area' if they want a girlfriend. --- Send in a voice message: https://podcasters.spotify.com/pod/show/lyall-behrens7/message

Vanessa Lyall is a bubble tea enthusiast of Ghanaian-Scottish heritage, born in America and raised in London. When she's not working as a Senior Account Manager at Coolr, she's creating something including TikTok content, poetry and Zara wishlists. She is an advocate for good mental health and the proud president of the ‘every person should get therapy' club.   In this episode Alicia and Vanessa discuss: Life in DC - Childhood & Changes Being Young Free and Fearless  Creative vs Professional - finding the perfect mix The realties of being an Influencer account manager  What makes Coolr an enjoyable place to work  Tips on applying for a job with Coolr Connect with Vanessa here - https://www.linkedin.com/in/vanessa-lyall/  Apply for jobs at Coolr here - https://joinus.wearecoolr.com/jobs 

Rugby commentator Jamie Lyall joins Ben James to preview Wales' Six Nations opener against Scotland in Cardiff. Brought to you by WalesOnline/Reach PLC.

Host Ricky Sacks and Matty Hayes are joined by the News Editor/Journalist at Sky Sports News in Lyall Thomas we cover the latest developments on Tottenham Hotspur during this January transfer window. An independent Tottenham Hotspur Fan Channel providing instant post-match analysis and previews to every single Spurs match along with a range of former players, managers & special guests. Please can we ask you to take this opportunity to *SUBSCRIBE* to the Last Word On Spurs and THANKS FOR WATCHING. Whilst watching our content we would greatly appreciate if you can LIKE the video and SUBSCRIBE to the channel, along with leaving a COMMENT below. - DIRECT CHANNEL INFORMATION: - Media/General Enquiries: lastwordonspurs@outlook.com - SOCIALS: * Twitter: https://www.twitter.com/LastWordOnSpurs * Instagram: https://www.instagram.com/LastWordOnSpurs * Facebook: https://www.facebook.com/LastWordOnSpurs * Clubhouse: https://www.clubhouse.com/@LastWordOnSpurs * YouTube: https://www.youtube.com/c/LastWordOnSpurs WEBSITE: www.lastwordonspurs.com #THFC #TOTTENHAM #TRANSFERS Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Ricky Sacks and Matty Hayes are joined by the News Editor/Journalist at Sky Sports News in Lyall Thomas we cover the latest developments on Tottenham Hotspur during this January transfer window. Everyone likes a beer and if you don't there's a good chance you know someone who does. Beer Passport features 70 unique taprooms around London where you can get an exclusive offer at each one you visit like Buy One Get One Free, 50% off a flight of beer, or even a FREE pint. You'll be drinking the freshest beers directly from the source and you'll get a stamp at each taproom you visit, just like your own passport! If you're partial to a pre-match pint, Beer Passport has several local brewery taprooms near the ground. Beer Passport is perfect for those looking to find somewhere to drink before the match and for those of you who like to get out and about for a drink on non-match days. Head to https://www.beerpassport.co.uk and use code LWOSBEER for 20% off a passport." To grab our exclusive discount off your NordVPN plan - go to https://www.nordvpn.com/lwos - you'll also receive 4 extra months for free and there's no risk with Nord's 30 day money-back guarantee! Sportsbreaks.com is a new customer brand formed offering unforgettable sports travel experiences, for fans by fans. They take the hassle out of your experience and send you to bucket-list sporting events all across the globe, of couse including watching our beloved Tottenham Hotspur. See Spurs in style by going to: https://www.sportsbreaks.com/Football/Premier-League/Tottenham-Hotspur Please can we ask you to take this opportunity to *SUBSCRIBE* to the Last Word On Spurs and THANKS FOR WATCHING. Whilst watching our content we would greatly appreciate if you can LIKE the video and SUBSCRIBE to the channel, along with leaving a COMMENT below. - DIRECT CHANNEL INFORMATION: - Media/General Enquiries: lastwordonspurs@outlook.com - SOCIALS: * Twitter: https://www.twitter.com/LastWordOnSpurs * Instagram: https://www.instagram.com/LastWordOnSpurs * Facebook: https://www.facebook.com/LastWordOnSpurs * Clubhouse: https://www.clubhouse.com/@LastWordOnSpurs * YouTube: https://www.youtube.com/c/LastWordOnSpurs WEBSITE: www.lastwordonspurs.com #THFC #TOTTENHAM #TRANSFERS Learn more about your ad choices. Visit megaphone.fm/adchoices

In this interview, Phil Soper, President and CEO of Royal LePage, discusses the real estate company's latest housing report. Soper talks about where home prices are headed in 2024, what to expect in sales, the impact of increased mortgage rates, the challenge of supply in Canada and affordability. PRESS RELEASE TORONTO, Dec. 14, 2023 /CNW/ – After years of unprecedented irregularity, Canadians may see the real estate market return closer to normal in 2024. According to the Royal LePage Market Survey Forecast, the aggregate1 price of a home in Canada is set to increase 5.5 per cent year over year to $843,684 in the fourth quarter of 2024, with the median price of a single-family detached property and condominium projected to increase 6.0 per cent and 5.0 to $879,164 and $616,140, respectively.2 “Looking ahead, we see 2024 as an important tipping point for the national economy as the majority of Canadians acknowledge that the ultra-low interest rate era is dead and gone,” said Phil Soper, President and CEO, Royal LePage. “We believe that the ‘great adjustment' to tolerable, mid-single-digit borrowing costs will have a firm grip on our collective consciousness after only modest rate cuts by the Bank of Canada.” Home prices are expected to rise next year in all major markets across the country, with Calgary forecast to see the greatest gains. Throughout the second half of 2023, while prices have been declining in other cities, the Calgary real estate market has bucked the trend continuing on an upward price trajectory. Royal LePage's forecast is based on the prediction that the Bank of Canada has concluded its interest rate hike campaign and that the key lending rate will hold steady at five per cent through the first half of 2024. The central bank is expected to start making modest cuts in late summer or fall of next year. Meanwhile, several major financial institutions have already begun offering discounts on fixed-rate mortgages. “For the last year, many Canadians have been fixated on the idea of interest rates needing to come down significantly before they can afford to enter or re-enter the housing market. Acceptance that a mortgage rate of four to five per cent is the new normal should untether pent-up demand as first-time buyers, flush with savings collected during the extended down market in housing, regain the confidence to go home shopping. And, with the return of first-timer demand, we expect families who have put off upgrading their homes to begin to list their properties in much greater numbers,” continued Soper. How we got here Over the last eighteen months, sales activity in most of Canada's major real estate markets has been on the decline, while inventory levels have gradually increased. While transactions are down as much as 20 or 30 per cent in some regions, home prices have only declined modestly during this time, due to a simultaneous drop in demand as buyer hopefuls continue to hold out for lower interest rates. Still, prices remain above 2022 levels. “Canada's real estate market has been on a roller coaster ride for the last four years. A global pandemic briefly brought market activity to a grinding halt in early 2020, followed by a rapid, widespread spike in demand and price appreciation as Canadians sought safety and greater living space in their homes among a world of uncertainty. By the spring of 2022, home prices had reached unprecedented highs, but when interest rates started rising quickly and steeply to combat inflation, the extended market correction began,” said Soper. “Markets take time to adjust. We see a move toward typical home sale transaction levels in 2024, and as the year progresses, appreciating house prices.” Quarterly forecast Nationally, home prices are forecast to see modest quarterly gains in the first two quarters of 2024, with more considerable increases expected in the second half of the year, following the anticipated start of interest rate cuts by the Bank of Canada. The aggregate price of a home in Canada is forecast to be 3.3 per cent higher in Q1 of 2024 compared to the same quarter in 2023, reflecting a 0.5 per cent increase over the fourth quarter of 2023. In the second quarter of next year, the national aggregate home price is forecast to be 0.2 per cent higher year over year and 0.9 per cent above the previous quarter. In the third quarter, home prices are expected to be 3.3 per cent higher year over year and 2.3 per cent higher on a quarterly basis. And, in the fourth quarter of 2024, the national aggregate price of a home is expected to land 5.5 per cent above the same quarter in 2023, an increase of 1.7 per cent quarter over quarter. Based on this forecast, by the end of next year, home prices will have essentially climbed back to their pandemic peak, reached in the first quarter of 2022. Supply shortage and affordability challenges Canada continues to struggle with a chronic housing supply shortage. According to the Canada Mortgage and Housing Corporation, the country needs about 3.5 million additional housing units by 2030 to restore affordability, with the greatest need concentrated in the provinces of Ontario and British Columbia.3 At the current pace of housing construction and considering the rate of new household formation and immigration projections, inventory will remain out of step with projected demand for years to come. “For many years, condominiums have offered an affordable opportunity for entry onto the real estate ladder, in addition to their ‘lock and leave' lifestyle that is typically attractive to young people. Of late, however, this segment of the market has also become out of financial reach for many in major cities like Toronto and Vancouver, where new construction cannot keep pace with growing demand. And, the elevated cost of construction materials and labour are adding additional pressure on builders,” said Soper. “What's more, with ultra-low vacancy rates, the rental market is not the escape route many would-be buyers hope it could be, with monthly lease rates on the rise from coast to coast.” Competing public policy objectives In the federal government's Fall Economic Statement released last month, billions of dollars were committed and reaffirmed towards increased levels of new housing construction. This includes favourable loan agreements and tax benefits for developers of purpose-built rental buildings and public housing projects, as well as financial assistance for municipalities to crack down on short-term rentals in an effort to push more supply onto the resale market in urban centres.4 “It is encouraging to see policy makers tackling Canada's housing affordability issues and supply shortfall, yet there remains a large accessibility gap for first-time buyers and middle-income earners. Those that have salaries or wages that have not kept up with the cost of living find it difficult to achieve the dream of home ownership. Thankfully, many have received financial help from family or friends, yet this is not something Canadians should have to rely upon,” said Soper. “With competing policy objectives – record-high immigration to combat labour shortages, for example – I see little hope that housing construction will meet that need this decade. The demand/supply imbalance will put further upward pressure on home prices. “While uncomfortably expensive housing in our major markets is inevitable, it is imperative that governments adopt quick and extraordinary measures to mitigate affordability challenges and address the housing supply crisis,” concluded Soper. Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast MARKET SUMMARIES Greater Toronto Area In the Greater Toronto Area, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 6.0 per cent year over year to $1,198,012. During the same period, the median price of a single-family detached property is expected to rise 7.0 per cent to $1,481,950, while the median price of a condominium is forecast to increase 5.0 per cent to $754,845. “There is a lot of uncertainty surrounding Canada's economy and the real estate market these days, and that is especially true in the major centres like Toronto. What is certain is that Canadians need housing, they value home ownership and most are willing to prioritize buying a home over just about anything else,” said Karen Yolevski, chief operating officer, Royal LePage Real Estate Services Ltd. “We know there are still buyers on the sidelines waiting for interest rates to come down. What is unclear is how many can afford to jump back into the market at the first sign of a reduction, and how many truly cannot afford to transact in this environment.” Yolevski added that a lot of future activity will be dependent not only on reduced interest rates, but the timing of mortgage renewals. Many would-be move-up buyers who have enjoyed ultra-low rates for the past few years will be willing to make a move as their current loan terms expire. No longer bound to their current property because of the interest rate, more of these owners will put their properties on the market and begin their search for a new home. “The GTA is Canada's most densely-populated region and continues to be the top destination for newcomers. Despite a temporary drop in sales, there remains a huge gap in the number of homes available and those needed to satisfy demand from middle-income earners. This continues to put significant pressure on the already-tight rental market.” Yolevski also noted that investor-owned properties, namely condominiums, could add supply to the market over the next year or two, as mortgages come up for renewal and owners choose to sell rather than renew at a higher rate. “If tenanted properties are not producing positive cash-flow, investors may choose to sell rather than renew their mortgages in this higher-cost borrowing environment. This, in addition to new legislation that incentivizes the development of purpose-built rental properties, could add some much-needed inventory to the entry-level market,” said Yolevski. “It will not be enough, however, to put downward pressure on prices.” Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast Greater Montreal Area In the Greater Montreal Area, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 5.0 per cent year over year to $610,260. During the same period, the median price of a single-family detached property is expected to rise 4.5 per cent to $684,998, while the median price of a condominium is forecast to increase 6.0 per cent to $471,912. “The real estate crystal ball prediction will be made up of many factors in 2024, but the thing to remember is that the reduction in inflation closer to the target rate will not have been enough to curb the increase in real estate prices for very long, due to a chronic lack of supply,” said Dominic St-Pierre, vice-president and general manager, Royal LePage, Quebec region. “Housing is an essential need, and the still-critical shortage of units required to meet demand and population growth is destined to persist, as long as investments by all levels of government fail to materialize in the urban landscape. However, even if interest rates are expected to start dipping next year, consumers will have to adapt to a new reality, as the days of ultra-low rates are over. In the short term, this should keep property price increases in check while households adjust their purchasing behaviours.” In its fall economic update, the Quebec government pledged $1.8 billion over five years to improve access to housing in the province.5 This investment will include actions to accelerate the construction of affordable housing, as well as assistance to municipalities in the form of increased flexibility in urban planning bylaws, measures to facilitate the construction of secondary suites, and support for the training of the construction workforce. “We welcome any initiative aimed at reducing the gap between supply and demand, and applaud the creativity of the various levels of government in multiplying solutions,” said St-Pierre. “However, the challenge is massive, since Quebec requires the addition of more than 1.2 million units by the end of the decade in order to regain some semblance of affordability.” What's more, Montreal is the Canadian city where housing starts fell the most in the first six months of 2023, a 26-year record, and the prognosis for 2024 is not optimal.6 Rising borrowing costs have taken a heavy toll on builders' and developers' portfolios over the past year. For this reason, it is expected that when interest rates start to decline, the pent-up demand will unleash on the condominium segment in the Greater Montreal Area, which will see an appreciation rate slightly higher than that of single-family homes. “In addition to condominiums, the market for single-family homes priced at $1 million and higher should also see an upturn as expectations of lower interest rates materialize,” said Marc Lefrançois, chartered real estate broker, Royal LePage Tendance in Montreal. “For this category of buyers, moving from one property to another is often not an immediate necessity. Many have therefore preferred to wait in order to take advantage of more favourable financing conditions, but could return to the market quickly when the central bank announces the start of a downward cycle in interest rates.” Economic conditions in the province were heavily weighed down at the end of the year by the outbreak of strikes in the public sector, as well as numerous layoffs across a myriad of industries, which could influence consumer confidence regarding large purchases such as a property in 2024, despite a widely expected drop in interest rates. “Savings accumulated by households during the pandemic have begun to run out, keeping pace with inflation and interest rate hikes over the past 21 months,” noted St-Pierre. “Quebec households have a high level of debt, and despite signs of relief in borrowing costs on the horizon, their purchasing power will remain limited. The downward adjustment of the Bank of Canada's overnight rate, even by a quarter per cent, could send a strong message to consumers about future economic conditions. The pace at which interest rates rebalance will also play a big part in the equation,” he continued. St-Pierre added, “The start of 2024 could see the Greater Montreal Area's real estate market get off to a slow start, following a similar trend to the last quarter of 2023. But, we expect the recovery to get underway quickly once interest rates start to fall. Next year is likely to be more active than 2023 in terms of property sales,” he concluded. Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast Greater Vancouver In Greater Vancouver, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 3.0 per cent year over year to $1,281,732. During the same period, the median price of a single-family detached property is expected to rise 2.5 per cent to $1,778,785, while the median price of a condominium is forecast to increase 4.0 per cent to $795,808. “Activity has slowed in recent months allowing some inventory to build, as buyers hold out for a deal or for interest rates to drop, and sellers continue to expect 2021 values for their homes. While this has resulted in a market slowdown, Greater Vancouver could see a brisk spring if interest rates remain steady or dip even a little,” said Randy Ryalls, managing broker, Royal LePage Sterling Realty. “There is still plenty of demand waiting in the wings, and a glimmer of light at the end of the tunnel could easily heat up the market again. Some buyers will rush to transact before the competition gets too tight. Others will wait for multiple rate cuts.” Ryalls noted that while many sidelined buyers are likely to jump back into the market next year if lending rates come down, competition will not be as aggressive as it was two years ago when borrowing costs sat at record lows. “Purchasing power has been deflated. With the rising cost of living and interest rates five or six times higher than they were a few years ago, buyers have less capacity to outbid their competitors. This will keep a lid on price appreciation, even as activity picks up,” said Ryalls. “Some banks have already begun to offer discounts on fixed-rate mortgages, incentivizing some buyers back to the table. Eventually, everyone will have to adjust to the new realities of the market.” Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast Ottawa In Ottawa, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 4.5 per cent year over year to $771,942. During the same period, the median price of a single-family detached property is expected to rise 4.0 per cent to $884,000, while the median price of condominium is forecast to increase 5.0 per cent to $407,190. “The Ottawa market is heavily influenced by interest rates. Even if we see only a modest decrease in rates by the Bank of Canada mid-way through 2024, this move could spark a flurry of buying activity leading into our late summer and early fall market,” said Jason Ralph, broker of record, Royal LePage Team Realty. “These days, only those homeowners who must move for personal reasons are listing their homes. In many cases, those with the luxury of time are staying on the sidelines, waiting for interest rates to come down. This is creating pent-up buyer demand, especially in the always desirable single-family detached segment.” Ralph noted that many first-time homebuyers have been renting as they wait for lower interest rates and improved purchasing power. This is creating a competitive rental market, especially as newcomers relocate to Ottawa for opportunities in the city's thriving public service job market, adding to the already high levels of renter demand. “Though we have returned to a more normalized market post-pandemic, we are not quite in balanced territory yet as demand continues to outweigh supply. As a result, we are expecting a brisk spring market next year,” said Ralph. “Should we see a drop in interest rates, market activity will intensify, resulting in an incline in home prices in the later months of the year and into 2025.” Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast Calgary In Calgary, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 8.0 per cent year over year to $711,612, the highest of all forecast regions. During the same period, the median price of a single-family detached property is expected to rise 6.0 per cent to $803,692, while the median price of a condominium is forecast to increase 9.5 per cent to $286,562. “Although activity has slowed in Calgary, home prices have not dipped like they have in other cities across Canada, due to a sustained shortage of supply,” said Corinne Lyall, broker and owner, Royal LePage Benchmark. “If rates start to come down in the second half of 2024 – as they are predicted to do – it will motivate buyers to jump into the market as their borrowing power improves. Many homeowners will see their mortgages come up for renewal next year, and will be forced to take a higher interest rate. This may push some more inventory onto the market, as overleveraged borrowers downsize in an effort to get some relief from higher monthly payments.” Lyall noted that Calgary has seen a slowdown in the number of interprovincial buyers relocating to the city compared to the past few years. However, investors from other provinces continue to look for real estate opportunities in the Prairies, driving demand in the multi-family segment. “We expect that home prices will rise over the next year, and will outperform other major cities as Calgary's relative affordability continues to attract buyers to the city. A shortage of supply remains a challenge, which will keep prices on an upward trajectory for the foreseeable future as buyers compete for the few homes available,” said Lyall. “Heading into the new year, I predict that we will see a slow start to the market in January and February, a similar pattern to what we saw in early 2023. Once March arrives, buyers and sellers will move off of the sidelines as a brisk spring market begins and consumer confidence strengthens.” Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast Edmonton In Edmonton, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 4.0 per cent year over year to $443,248. During the same period, the median price of a single-family detached property is expected to rise 7.0 per cent to $493,805, while the median price of a condominium is forecast to increase 2.0 per cent to $192,678. “Next year, we expect similar activity to this year, but home values will likely increase as price appreciation falls in line with historical trends. Edmonton continues to experience a shortage of homes relative to demand, which will keep home prices trending upward in 2024. This will only be intensified by the number of residents moving into the city, searching for affordability and work opportunities,” said Tom Shearer, broker and owner, Royal LePage Noralta Real Estate. “We continue to see a gap between buyer expectations and the reality of how far their dollar will stretch. Until they feel that they're getting their money's worth, some buyers will continue to wait on the sidelines, building further pent-up demand.” Shearer noted that Edmonton home prices are largely tied to the oil and gas sector, which continues to be a major driver of employment opportunities. Edmonton has seen a surge in newcomers over the past few years, in addition to Canadians moving to Alberta from other provinces – namely Ontario and British Columbia. “The city's fast-growing population has put upward pressure on home prices,” said Shearer. “In recent years, the province has seen a notable surge in activity and home prices in the city of Calgary, and we believe similar trends are on the horizon for Edmonton.” Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast Halifax In Halifax, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 3.0 per cent year over year to $521,592. During the same period, the median price of a single-family detached property is expected to rise 5.0 per cent to $602,490, while the median price of a condominium is forecast to increase 1.5 per cent to $431,375. “Looking ahead to the 2024 housing market in Halifax, we are feeling quite positive. It is likely that interest rates will be reduced mid-year, which will cause some hesitant or sidelined buyers to jump back into the market,” said Matt Honsberger, broker and owner, Royal LePage Atlantic. “Those in the rental market – who are currently paying higher-than-normal prices due to tight competition in this segment – will be especially motivated to transition into home ownership. Many move-up buyers, who have patiently been biding their time until borrowing rates improve or their mortgages come up for renewal, are also expected to re-enter the market in the new year.” Honsberger noted that investors from Ontario and Alberta are an active buyer group in Nova Scotia. This demand is not exclusive to the investor-friendly condominium segment, but is also present in the single-family and new construction markets as well, despite the non-resident tax applicable to all transactions by out-of-province buyers. “Though we will experience the typical seasonal slowdown in the first weeks of the new year, I expect January will still be up in terms of prices and activity compared to the same time this year. Sales are likely to begin increasing in February and March, as more inventory comes online. And, if we see one or two rate cuts in the fall, a boost of activity will follow,” said Honsberger. Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast Winnipeg In Winnipeg, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 3.0 per cent year over year to $396,447. During the same period, the median price of a single-family detached property is expected to rise 4.0 per cent to $440,232, while the median price of a condominium is forecast to increase 2.0 per cent to $263,568. “Every year, the Winnipeg real estate market follows a similar pattern – slow through the winter months with a rise in activity in the spring, followed by a quieter summer and then a slow decline for the remainder of the year. We expect 2024 will look much like a typical year, resulting in modest price increases as consumer confidence strengthens,” said Michael Froese, broker and manager, Royal LePage Prime Real Estate. “Single-family detached homes will likely see the majority of next year's price growth, especially in the highly-sought-after $300,000 to $400,000 price range.” Froese added that he is not overly concerned that the expected wave of upcoming mortgage renewals will force many homeowners to have to list their homes due to higher monthly costs. “As has always been the case, Canadians value home ownership. When faced with financial strain, most people will cut back on discretionary spending and make other concessions before resorting to selling their homes,” he added. “While it may not be as strong of a seller's market as it was two years ago, prices are anticipated to remain buoyant as buyer demand is expected to continue outweighing available home supply, even in the slower months.” Royal LePage 2024 Market Survey Forecast Table: rlp.ca/table_2024forecast Royal LePage 2024 Quarterly Forecast Table: rlp.ca/table_2024quarterlyforecast Regina In Regina, the aggregate price of a home in the fourth quarter of 2024 is forecast to increase 3.0 per cent year over year to $381,306. During the same period, the median price of a single-family detached property is expected to rise 4.0 per cent to $417,456, while the median price of a condominium is forecast to increase 2.5 per cent to $228,063. “Like many cities across Canada, higher interest rates have prompted buyers to hit pause as their borrowing capacity has diminished. As a result, demand is building on the sidelines as consumers wait anxiously for borrowing costs to come down,” said Shaheen Zareh, sales representative, Royal LePage Regina Realty. “Although it is highly unlikely we will see rates as low as one or two per cent again – at least not anytime soon – I do believe some of that sidelined demand will re-enter the market once rates are cut, even if only by a small amount.” Zareh added that rental prices have climbed in Regina as higher mortgage rates have kept would-be buyers in leased properties for longer. This has constrained rental supply and pushed prices up, making the cost of monthly rent comparable to a mortgage payment in some cases. “Overall, supply remains constrained. I expect prices will see a modest increase in 2024, not only in the detached segment but in the condo market as well. There has been a lot of activity in the condominium segment as of late, despite the property type not being particularly popular in the region, historically. We have seen an uptick in condo sales thanks to first-time buyers who are seeking a more affordable option that will allow them to get a foot on the property ladder sooner.” said Zareh. “Many young buyers would much prefer a new condo for $200,000 over a detached fixer-upper that costs $100,000 more.” Zareh noted that many short-term pandemic-era mortgages are expected to come up for renewal next year, which could have an impact on supply as homeowners weigh the decision to renew or sell their homes and downsize into a more financially manageable property. About the Royal LePage Market Survey Forecast The Royal LePage Market Survey Forecast provides year-over-year and quarter-over-quarter price expectations nationally and for Canada's nine most prominent real estate markets. Housing values are based on the Royal LePage National House Price Composite, produced quarterly through the use of company data in addition to data and analytics from its sister company, RPS Real Property Solutions, the trusted source for residential real estate intelligence and analytics in Canada. Additionally, commentary on housing market trends and data on price and forecast values are provided by Royal LePage residential real estate experts, based on their opinions and market knowledge. About Royal LePage Serving Canadians since 1913, Royal LePage is the country's leading provider of services to real estate brokerages, with a network of approximately 20,000 real estate professionals in over 670 locations nationwide. Royal LePage is the only Canadian real estate company to have its own charitable foundation, the Royal LePage Shelter Foundation, which has been dedicated to supporting women's shelters and domestic violence prevention programs for 25 years. Royal LePage is a Bridgemarq Real Estate Services Inc. company, a TSX-listed corporation trading under the symbolTSX:BRE. For more information, please visit www.royallepage.ca. Mario Toneguzzi is Managing Editor of Canada's Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada's Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada's Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforentrepreneurs #entrepreneurship #Homes #Housing #smallbusiness

Pre-Show: Lyall Behrens unpacks why he's staying in LA every holiday now, hometown hate, seeing friends during the holidays in your 20s vs 30s and his least favorite comedy club. Lyall Behrens talks Christmas gifts during inflation, our gift choices being our love language, which ex-girlfriend gave the best gifts, how to fix Christmas NBA games and Lyall's Christmas watch list. --- Send in a voice message: https://podcasters.spotify.com/pod/show/lyall-behrens7/message Support this podcast: https://podcasters.spotify.com/pod/show/lyall-behrens7/support

In the latest episode of the Digital Supply Chain podcast, I had the pleasure of speaking with Lyall Cresswell, CEO of Transport Exchange Group. Lyall delves into the transformative power of digital freight technology and how it's revolutionising the logistics landscape. Our conversation sheds light on the intricate workings of Transport Exchange Group and its pioneering platform, Trustd.

Humans have a keen ability to read other human beings. Because of this skill, we often find ourselves at the crossroads of connection and segregation.   Jesus showed us a different path, one of inclusivity and love. His message transcended political, social, and religious boundaries, inviting us to embrace unity.   In the afterglow of Thanksgiving, we conclude the series "Be Full" with guests from Beirut, Lebanon, to share their important and inspiring work with us. First time listening to our podcast? We'd like to get to know you!    Head over to: http://bit.ly/connectcardccc.   Connect with us!   Facebook: https://www.facebook.com/capecodchurch Instagram: https://www.instagram.com/capecodchurch/  Website: http://capecodchurch.com Connect Card: https://bit.ly/connectcardccc  

Pre-Show: Lyall Behrens unpacks people in America either living American, European or Asian lifestyle's and Gen-Z annoying him after shows. Lyall Behrens unpacks his own ego as a performer, people pursuing rap careers out of insecurity, people pitching material to Comedians, Drake's tantrum over Joe Budden's album review and Lyall's personal experience at a Lauryn Hill concert. --- Send in a voice message: https://podcasters.spotify.com/pod/show/lyall-behrens7/message Support this podcast: https://podcasters.spotify.com/pod/show/lyall-behrens7/support

Dr. Lyall Swim is the Chief Innovation Officer at Atlas Network. In his role, Lyall leads the organization's team and systems development as Atlas Network continues to grow in size, reach, and impact. Lyall is a sought after speaker on ethics, leadership, innovation adoption, and education innovation. Dr. Swim holds a Doctorate of Education with an emphasis in organization leadership from Pepperdine University. He also holds a bachelor's in communications and an M.B.A. from Brigham Young University. Swim's research and writing on leadership, ethics, education reform, adult learning, and innovation adoption have been published in a range of peer-reviewed journals and various local and national outlets.  Subscribe to John's Finding Freedom Show solo feed. Listen and Subscribe on Apple Podcasts and Spotify. Get access to all of our bonus audio content, livestreams, behind-the-scenes segments and more for as little as $5 per month by joining the Lions of Liberty Pride on Patreon OR support us on Locals! AND our new perk for $10 and up patrons 15% off coffee at Run Your Mouth Coffee! Check out our merchandise at the Lions of Liberty Store for all of our awesome t-shirts, mugs and hats! Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Lyall Swim is the Chief Innovation Officer at Atlas Network. In his role, Lyall leads the organization's team and systems development as Atlas Network continues to grow in size, reach, and impact. Lyall is a sought after speaker on ethics, leadership, innovation adoption, and education innovation. Dr. Swim holds a Doctorate of Education with an emphasis in organization leadership from Pepperdine University. He also holds a bachelor's in communications and an M.B.A. from Brigham Young University. Swim's research and writing on leadership, ethics, education reform, adult learning, and innovation adoption have been published in a range of peer-reviewed journals and various local and national outlets.  Subscribe to John's Finding Freedom Show solo feed. Listen and Subscribe on Apple Podcasts and Spotify. Get access to all of our bonus audio content, livestreams, behind-the-scenes segments and more for as little as $5 per month by joining the Lions of Liberty Pride on Patreon OR support us on Locals! AND our new perk for $10 and up patrons 15% off coffee at Run Your Mouth Coffee! Check out our merchandise at the Lions of Liberty Store for all of our awesome t-shirts, mugs and hats! Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Ricky Sacks and Matty Hayes are joined again by Sky Sports News Journalist Lyall Thomas as we cover everything to do with Tottenham Hotspur during this summer transfer window as we countdown to the deadline. Nominations for

Kevin (CEO, PROOF) is joined by Derek (Collab+Currency), Amanda (PROOF Culture & Community), Sam (PROOF Director of Research), and special guest Jordan Lyall (CEO, Prohibition.art) for a special live audience show. They discuss the state of NFT royalties and what it will take to move the space forward.  The crew is joined by Erick “Snowfro” Calderon (CEO, Art Blocks Inc.) to discuss Jordan & his latest generative art project, heart + craft. They talk about the two met, the inspiration behind the project, why they decided on an “inclusive edition,” nerd out on traits, talk digital x physical, and take some questions from the audience.  Follow Jordan on X | https://twitter.com/JordanLyall  Follow Snowfro on X | https://twitter.com/ArtOnBlockchain  heart + craft website | https://heartandcraft.xyz/  _________ Stay connected with PROOF: Follow Amanda on X | http://twitter.com/akaStevey_ Follow Derek on X | https://twitter.com/derekedws  Follow Sam on X | https://twitter.com/punk9059  Check out PROOF Daily Countdown on YouTube | https://youtube.com/playlist?list=PLsvBBjkB4w7b1rL4uzAqM894nzYxDc2-1  Turn Notifications on for Proof Podcasts on X | http://twitter.com/proofpodcasts  __________ 0:00:00 Intro 0:00:31 Host Chat 0:05:28 NFT Royalties 0:21:43 Artist Spotlight: Jordan Lyall & Snowfro heart + craft | https://heartandcraft.xyz/  Prohibition.art | https://prohibition.art/project/heart-craft  0:42:18 heart + craft Rarity Structure 0:48:20 Mint Info + Physicals 0:58:18 Outro

Host Ricky Sacks is joined by Sky Sports News Editor & Journalist Lyall Thomas as we we cover everything to do with Tottenham Hotspur during this summer transfer window. We discuss Manor Solomon set to undergo a medical with Tottenham after agreeing to join the club as a free agent on a four-year deal. Along with Tottenham Hotspur continuing to work on deals for both Edmond Tapsoba and Mickey van de Ven, but will have to make a final decision as to which player they ultimately sign. We also wrap-up other potential additions and outgoings Spurs could make between now and end of the window, alongside where things currently stand on the future of Harry Kane. Grab an EXCLUSIVE Huge Discount off your NordVPN Plan + a Bonus Gift by going to ➼ https://nordvpn.com/lwos An independent Tottenham Hotspur Fan Channel providing instant post-match analysis and previews to every single Spurs match along with a range of former players, managers & special guests. Please can we ask you to take this opportunity to *SUBSCRIBE* to the Last Word On Spurs and THANKS FOR WATCHING. Whilst watching our content we would greatly appreciate if you can LIKE the video and SUBSCRIBE to the channel, along with leaving a COMMENT below. - DIRECT CHANNEL INFORMATION: - Media/General Enquiries: lastwordonspurs@outlook.com - SOCIALS: * Twitter: https://www.twitter.com/LastWordOnSpurs * Instagram: https://www.instagram.com/LastWordOnSpurs * Facebook: https://www.facebook.com/LastWordOnSpurs * Clubhouse: https://www.clubhouse.com/@LastWordOnSpurs * YouTube: https://www.youtube.com/c/LastWordOnSpurs WEBSITE: www.lastwordonspurs.co.uk #THFC #TOTTENHAM #COYS Learn more about your ad choices. Visit megaphone.fm/adchoices

Kelly Ann Tinyes was at home babysitting her eight-year-old brother, Richie, on the afternoon of March 3, 1989 when the phone rang. Richie answered, talking briefly to the man on the other end of the line, before handing the phone to his sister, telling her it was someone named “John.” After a short conversation with “John,” Kelly hung up the phone and left the house around 3:15 pm, telling her brother she was going to her friend's house down the street and would be right back. It was the last time Kelly's family would see her alive.Thank you to the prodigious David White for research assistance :)ReferencesAssociated Press. 1990. "Sex motive charged in girl's slaying." The Journal News, February 16: 18.Bessent, Alvin. 1989. "Defense lawyer thrown off LI murder case." Newsday, October 3: 47.Danney, Micah. 2015. "Tinyes girl's killer denied parole." Long Island Herald, November 18.Lyall, Sarah. 1990. "Blood tests link Golub to crime scene." New York Times, March 1: B2.—. 1990. "Golub Case: Main Puzzle Is the Suspect." New York Times, March 5: B1.—. 1990. "Marks on body not from bites, dentist testifies." New York Times, March 23: B4.Milton, Pat. 1989. "Teen's murder transforms quiet L.I. neighborhood." The Journal News, March 26: 77.Mulugeta, Samson. 1997. "Drug case brings echo of murder." Newsday, March 23: 29.New York Times. 1978. "Not guilty verdict finds killer insane." New York Times, April 27: D21.Nieves, Evelyn. 1998. "What Happened on Horton Road." New York Times, May 31.Pearlman, Shirley, and Elizabeth Wasserman. 1989. "Tempers flare as murder hearing begins." Newsday, August 15: 61.Pearlman, Shirley, and Phil Mintz. 1989. "What cops say Golub told them." Newsday, August 15: 3.People v. Robert Golub. 1993. 196 A.D.2d 637 (Nassau County Appeals Court, August 23).Watkins, Ronald J. 2000. Against Her Will: The Senseless Murder of Kelly Ann Tinyes. Syracuse, NY: Pinnacle Books.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Some books find us at the right age and in the right frame of mind to lodge an enduring hold on our imagination; these are the books we turn to again and again, which become the cherished classics of our personal canon.On this week's episode, the Book Review's thriller columnist and writer at large Sarah Lyall talks to the host Gilbert Cruz about Madeleine L'Engle's 1962 novel "A Wrinkle in Time," in which the protagonist and her younger brother set out to rescue their father from the supernatural embodiment of evil that is holding him captive. Lyall first read the book when she was 9 years old and returned to it repeatedly throughout her childhood."I used to write my name in it every time I read the book," Lyall says. "I probably had 10 signatures there. And I could watch my signature change, I could try new types of signature. I tried cursive and I tried capitals, and I put a little flourish next to it."Lyall says that what first drew her to "A Wrinkle in Time" was the book's "fantastic heroine," Meg: "She's really smart, but sort of unkempt. She has messy hair, she has glasses, she has braces, people think she's weird. ... But what really happens in the book that I think resonated with me, that I realize now, is that it's a book about two children who've lost their father. And I read the book quite soon after my father died. He died when I was 8. And it was a really lost time. And I think what mostly appealed to me about the book was the notion that you actually could get your father back. And that you as the girl, as the girl who felt so clueless, actually had means within yourself to pull yourself together and be brave enough to do it."We would love to hear your thoughts about this episode, and about the Book Review's podcast in general. You can send them to books@nytimes.com.