Podcasts about governing council

CEOs Selling stock Fed Put in question - Powell under Fire from White House - Markets FED UP! Earnings Season - VERY CLOUDY USD Weak - what are investors thinking? PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter  Warm-Up - Chaos - What next? - Rates - moving in the wrong direction again - USD Weak - what are investors thinking? - A moment for Pope Francis - CEOs - Selling stock Markets - Markets have had it - Done with this nonsense - Fed Put in question - Powell under Fire from White House - Markets FED UP! - Earnings Season - VERY CLOUDY - VIX - back above 30 again (~35) - HyperScalers - not so Hyper... Update One Time Competition - Put Lyrics to Music - The Tariff Blues (DHUnplugged Shirt and Song Play) - We have a clear winner from all of the entries and will announce and play at end of the show - I think it is awesome! ECB The Governing Council today decided to lower the three key ECB interest rates by 25 basis points. In particular, the decision to lower the deposit facility rate -- the rate through which the Governing Council steers the monetary policy stance -- is based on its updated assessment of the inflation outlook, the dynamics of underlying inflation and the strength of monetary policy transmission. Powell Under Fire - President Trump says "The ECB is expected to cut interest rates for the 7th time, and yet, “too late” Jerome Powell of the Fed, who is always too late and wrong.....Too Late should have lowered interest rates, like the ECB, long ago, but he should certainly lower them now. Powell's termination cannot come fast enough!" - President Trump says he is "not happy" with Fed Chair Jerome Powell; says he thinks Mr. Powell would leave if he asks him to do so - Is he going to ask - will he leave???????? - How will markets react? --- STOP THE PRESSES - Already did a 180 on that..."No intention of firing Powell" Flurry of Deal Comments Tuesday - As expected, most contradict the other - Confusion as to how long - general happy thoughts - nothing concrete - Markets reacted positively then came off highs Pentagon in Chaos? - White House looking for a new Secretary of Defense, according to NPR - Will he now have a Podcast or go back to Fox and Friends? - Of course the White House press secretary is denying Skinny Minny - Eli Lilly soaring after announcing positive late-stage trial results for its oral weight-loss and diabetes drug, orforglipron, paving the way for a possible launch by the end of 2025 - Novo Nordisk is looking for FDA approval of their pill-form Wegovy weight loss medication Some Eco - April Philadelphia Fed Index -26.4 vs. 10.0 Briefing.com consensus; prior 12.5 - March Building Permits 1.482 mln vs. 1.455 mln Briefing.com consensus; prior revised to 1.459 mln from 1.456 mln - March Housing Starts 1.324 mln vs. 1.418 mln Briefing.com consensus; prior revised to 1.494 mln for 1.501 mln - March Leading Indicators -0.7% vs. -0.4% Briefing.com consensus; prior revised to -0.2% from -0.3% IMF - Downgrades US ECO - The US growth forecast for this year has been given the biggest downgrade among advanced economies by the International Monetary Fund (IMF) as a result of uncertainty caused by trade tariffs. - Growth is now expected to be 1.8% this year, down from the IMF's estimate of 2.7% for the US in January. - The sharp increase in tariffs and uncertainty will lead to a "significant slowdown" in global growth, the Fund predicts. NVDA - NVIDIA breaks below $100 as China-based rival Huawei reportedly preps updated AI chip for mass shipment - Last week, NVDA gapped lower after writing down its inventory by around $5.5 bln,

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: • how the economy is performing • how we expect prices to develop • the risks to the economic outlook • the dynamics behind financial and monetary conditions Our monetary policy statement at a glance, 17 April 2025 https://www.ecb.europa.eu/press/press_conference/visual-mps/2025/html/mopo_statement_explained_april.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 17 April 2025 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2025/html/ecb.is250417~091c625eb6.en.html Monetary policy decisions, 17 April 2025 https://www.ecb.europa.eu/press/pr/date/2025/html/ecb.mp250417~42727d0735.en.html Combined monetary policy decisions and statement, 17 April 2025 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/shared/pdf/ecb.ds250417~e613e58d41.en.pdf?95a8c391ee55936072302d86e709bf0e European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen on all major podcast platforms. Published and recorded during our press conference on 17 April 2025 #MonetaryPolicy #EuropeanCentralBank #ChristineLagarde #Finance #FinancialConditions #Inflation #EconomicActivity #EconomicOutlook #PressConference #Banking #CentralBanking #Podcast #Economics #EU #Europe #ECB

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: • how the economy is performing • how we expect prices to develop • the risks to the economic outlook • the dynamics behind financial and monetary conditions Our monetary policy statement at a glance, 6 March 2025 https://www.ecb.europa.eu/press/press_conference/visual-mps/2025/html/mopo_statement_explained_march.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 6 March 2025 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2025/html/ecb.is250306~4307bd0941.en.html Monetary policy decisions, 6 March 2025 https://www.ecb.europa.eu/press/pr/date/2025/html/ecb.mp250306~d4340800b3.en.html Combined monetary policy decisions and statement, 6 March 2025 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/shared/pdf/ecb.ds250306~ca4269dcc8.en.pdf Macroeconomic projections, 6 March 2025 https://www.ecb.europa.eu/press/projections/html/ecb.projections202503_ecbstaff~106050a4fa.en.html European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen on all major podcast platforms. Published and recorded during our press conference on 6 March 2025.

In his address to the IIEA, Governor Makhlouf shares insights into the nation's current economic position and the Central Bank of Ireland's priorities for 2025. His address offers perspectives on monetary policy, fiscal stability, and future economic priorities for Ireland and the euro area. About the Speaker: Gabriel Makhlouf took up his position as Governor of the Central Bank of Ireland on 1 September 2019. He chairs the Central Bank Commission, is a member of the Governing Council of the European Central Bank, a member of the European Systemic Risk Board, and is Ireland's Alternate Governor at the International Monetary Fund. Prior to joining the Central Bank, Governor Makhlouf was Secretary to the New Zealand Treasury and the Government's chief economic and financial adviser from 2011 to 2019. During his time as Secretary, he led reviews of New Zealand's three macroeconomic pillars (monetary, financial stability and fiscal policy) and the development of a new framework for the development of economic and public policy focused on intergenerational wellbeing. In addition, Governor Makhlouf was New Zealand's Alternate Governor at the World Bank, the Asian Infrastructure Investment Bank, the Asian Development Bank, and the European Bank for Reconstruction and Development. He was also co-chair of the Trans-Tasman Banking Council.

Mickey Huff and Eleanor Goldfield co-host this week's Project Censored Show. In the first half of the program, Palestinian legal expert Hassan Ben Imran speaks with Eleanor about the continuing international-law case against Israel. He also expresses his concern that the Trump administration may surpass previous US administrations' defiance of rulings that go against the U.S., by actively attempting to defund and disempower agencies like the International Criminal Court. In the second half, Mickey Huff joins Eleanor for a discussion of recent news and news coverage, most notably major U.S. media's reluctance to cite estimates of the true death toll in Gaza or to tally the U.S. tax dollars that went to fund the genocide. Hassan Ben Imran is a member of the Governing Council of Law for Palestine and a PhD researcher in Law at the University of Galway, Ireland.     The post Gaza, Israel, and International law / U.S. media's failure on Gaza appeared first on KPFA.

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: • how the economy is performing • how we expect prices to develop • the risks to the economic outlook • the dynamics behind financial and monetary conditions Published and recorded during our press conference on 30 January 2025 Our monetary policy statement at a glance, 30 January 2025 https://www.ecb.europa.eu/press/press_conference/visual-mps/2025/html/mopo_statement_explained_january.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 30 January 2025 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2025/html/ecb.is250130~1f418aa0f4.en.html Monetary policy decisions, 30 January 2025 https://www.ecb.europa.eu/press/pr/date/2025/html/ecb.mp250130~530b29e622.en.html Combined monetary policy decisions and statement, 30 January 2025 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/shared/pdf/ecb.ds250130~1ac86112bf.en.pdf?b9377ca85fd3aef4fb5af6f3189be827 European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen on all major podcast platforms.

Send us a textH.E. Dr. Ahmed El-Sobky, Ph.D. is Chairman of the Egypt Healthcare Authority ( EHA - https://eha.gov.eg/en/about-eha/ ) and a prominent figure esteemed for his visionary leadership and expertise across clinical and managerial domains. As the Chairman of the EHA since 2020, Dr. El-Sobky has founded the guiding principles of the organization and led transformative measures to enhance healthcare services and accessibility nationwide. Dr. El-Sobky's contributions extend globally as a Member of the UHC2030 Steering Committee and a Governing Council member in the International Hospital Federation, as well as at the Ministry of Health and Population ( MOHP - https://www.mohp.gov.eg/ ), where he supervises critical projects like the Hayah Karima Project ( https://hayakarima.com/en/about-us ) and the Universal Health Insurance Project, leveraging his insights to drive impactful change.Dr. El-Sobky's career in health strategic management started early in 2015 being the youngest assistant, then Deputy Minister of Health and Population for Monitoring and Follow-up affairs, underscoring his dedication to advancing public health locally and globally. Dr. El-Sobky's academic journey is marked by a Ph.D. in Diagnostic Radiology from Menoufia University, Master of Science in Clinical Service Operations from Harvard Medical School, an Executive Diploma in Public-Private Partnership in Healthcare from the Frankfurt School of Finance & Management, and an MBA in Business Administration and Management from Ecole Supérieure Libre des Sciences Commerciales Appliquées.Dr. El-Sobky also chairs the scientific council of the Egyptian board of healthcare management, a position he has held since 2021.#Egypt #AhmedElSobky #EgyptHealthcareAuthority #UniversalHealthInsurance #DiagnosticRadiology #BigData #NewLibraryOfAlexandria #MinistryOfHealthAndPopulation #SustainableDevelopmentGoals #AbdelFattahAlSisi #HepatitisC #HealthcareInformationAndManagementSystemsSociety #Aging #AntimicrobialResistance #Cairo #HayaKarima #ProgressPotentialAndPossibilities #IraPastor #Podcast #Podcaster #Podcasting #ViralPodcast #STEM #Innovation #Science #Technology #ResearchSupport the show

In this episode we're diving deep into the fascinating world of carbon recycling with a trailblazer who's reshaping how we think about waste and sustainability. Our guest is Dr. Jennifer Holmgren, CEO of LanzaTech—a company on a mission to transform our biggest environmental challenge into an economic opportunity. LanzaTech is pioneering a process that takes industrial emissions—the kind of harmful gases that typically contribute to climate change—and recycles them into valuable products like fuels, fabrics, and everyday consumer goods. The concept might sound like science fiction, but it's already science fact. LanzaTech's technology captures carbon emissions from sources like steel mills, refineries, and even municipal solid waste, then feeds those emissions to specially engineered microbes. These microbes act like tiny factories, converting carbon pollution into useful materials. Imagine jet fuel made from industrial waste or yoga pants created from captured carbon—it's not just possible; it's happening. In fact, at the very end of 2024, LanzaTech received a holiday gift from the federal government: a $200 million award from the Dept. of Energy. In this episode, Jennifer and I discuss the path LanzaTech took, including raising $400 million and taking 13 years prior to commercializing its first product. We also touch on her personal journey from her birth in Colombia to her taking the helm at LanzaTech. As you'll hear, this isn't just about reducing emissions; it's about completely rethinking the role of waste in our economy. LanzaTech's vision is one where carbon is no longer a liability but an asset—a resource that can be reused and recycled, over and over again. It's a powerful example of how businesses can align profitability with purpose, and it's precisely the kind of story that inspires hope in these challenging times. So, whether you're an entrepreneur, an environmentalist, or just someone curious about the future of our planet, this is a conversation you won't want to miss.  Discussed in this episode Jennifer recommends reading Quiet by Susan Cain. LanzaTech awarded up to $200 million in federal cash from the DOE LanzaTech is backed by Khosla Ventures. More about Jennifer Holmgren, PhD Dr. Jennifer Holmgren is CEO of LanzaTech. Under her guidance, LanzaTech is developing a variety of platform chemicals and fuels, including the world's first alternative jet fuel derived from industrial waste gases. Given her integral role in the development of this alternative jet fuel, she is also a Director and the Chair of the LanzaJet Board of Directors.  Prior to LanzaTech, Jennifer was VP and General Manager of the Renewable Energy and Chemicals business unit at UOP LLC, a Honeywell Company. While at UOP, she was a key driver of UOP's leadership in low carbon aviation biofuels, and under her management, UOP technology became instrumental in producing nearly all the initial fuels used by commercial airlines and the military for testing and certification of alternative aviation fuel. Jennifer is the author or co-author of 50 U.S. patents and more than 30 scientific publications, and is a member of the National Academy of Engineering. In 2003, she was the first woman awarded the Malcolm E. Pruitt Award from the Council for Chemical Research (CCR). In 2010, she was the recipient of the Leadership Award from the Civil Aviation Alternative Fuels Initiative (CAAFI). In 2015, Jennifer and her team at LanzaTech were awarded the U.S. Environmental Protection Agency Presidential Green Chemistry Award, and she was awarded the BIO Rosalind Franklin Award for Leadership in Industrial Biotechnology. Jennifer was named as #1 of the 100 most influential leaders in the Bioeconomy in 2017 and received the Global Bioenergy Leadership Award in 2018, and the 2020 William C. Holmberg Award for Lifetime Achievement in the Advanced Bioeconomy. In 2021, she received the Edison Achievement Award and the Prix Voltaire Award. In 2022, she was included in ICIS's Top 40 Power Players ranking. Jennifer also has an honorary doctorate from Delft University of Technology. Jennifer is on the Governing Council for the Bio Energy Research Institute in India. The institute was set up by the DBT (Department of Biotechnology, Indian Government) and IOC (Indian Oil Corporation).  She also sits on the Advisory Council for the Andlinger Center for Energy and the Environment at Princeton University, the National Academies' Board on Energy and Environmental Systems (BEES), the External Advisory Committee for the Advanced Energy Technologies Directorate (AET) at Argonne National Laboratory, the Advisory Council for the Pacific Northwest National Laboratory (PNNL), the Halliburton Labs Advisory Board, the Universiti Teknologi PETRONAS International Advisory Council, and the Founder Advisory for The Engine, a venture capital fund built by MIT that invests in early-stage science and engineering companies.  Jennifer holds a B.Sc. degree from Harvey Mudd College, a Ph.D. from the University of Illinois at Urbana-Champaign and an MBA from the University of Chicago.

Aly Madhavji is the Managing Partner at Blockchain Founders Fund which invests in and venture builds top-tier startups. He is a Limited Partner at Loyal VC and Draper Goren Holm. Aly consults organizations on emerging technologies such as INSEAD and the UN on solutions to help alleviate poverty. He served as Senior Blockchain Fellow at INSEAD and was recognized as a “Blockchain 100” Global Leader. He is an internationally acclaimed author, publishing three books, and a columnist for leading Web3 publications. Aly served as a board member of Soluna Holdings (NASDAQ: SLNH) and on various advisory boards including the University of Toronto's Governing Council, which manages a $2.5B budget. He is a mentor with Orbit Startups, an elite accelerator program operated by the venture fund SOSV with $1.5B+ AUM and the Mobile Only Accelerator (MOX). Aly holds a Master of Global Affairs as a Schwarzman Scholar from Tsinghua University (清华大学), a Master of Business Administration from INSEAD (Singapore and France), and a Bachelor of Commerce with Distinction from the University of Toronto. Facebook: https://www.facebook.com/BlockchainFoundersFund/ LinkedIn: https://www.linkedin.com/company/blockchainfoundersfund/?originalSubdomain=sg Instagram: https://www.instagram.com/alymadhavji/?hl=en Youtube: https://www.youtube.com/channel/UCVCRgXA7LaTDxsQ_b3J85bA Twitter: https://x.com/blockchainff?lang=en Website: https://blockchainff.com/

Aly Madhavji is the Managing Partner at Blockchain Founders Fund which invests in and venture builds top-tier startups. He is a Limited Partner at Loyal VC and Draper Goren Holm. Aly consults organizations on emerging technologies such as INSEAD and the UN on solutions to help alleviate poverty. He served as Senior Blockchain Fellow at INSEAD and was recognized as a “Blockchain 100” Global Leader. He is an internationally acclaimed author, publishing three books, and a columnist for leading Web3 publications. Aly served as a board member of Soluna Holdings (NASDAQ: SLNH) and on various advisory boards including the University of Toronto's Governing Council, which manages a $2.5B budget. He is a mentor with Orbit Startups, an elite accelerator program operated by the venture fund SOSV with $1.5B+ AUM and the Mobile Only Accelerator (MOX). Aly holds a Master of Global Affairs as a Schwarzman Scholar from Tsinghua University (清华大学), a Master of Business Administration from INSEAD (Singapore and France), and a Bachelor of Commerce with Distinction from the University of Toronto. Facebook: https://www.facebook.com/BlockchainFoundersFund/ LinkedIn: https://www.linkedin.com/company/blockchainfoundersfund/?originalSubdomain=sg Instagram: https://www.instagram.com/alymadhavji/?hl=en Youtube: https://www.youtube.com/channel/UCVCRgXA7LaTDxsQ_b3J85bA Twitter: https://x.com/blockchainff?lang=en Website: https://blockchainff.com/

This CEO Is Using Biology To Make The World Better – Dr. Jennifer Holmgren, CEO, LanzaTech $LNZA Name: Dr. Jennifer Holmgren Title: Chair and CEO of LanzaTech Global, Inc. Ticker: LNZA Website: https://lanzatech.com/ Bio: Dr. Jennifer Holmgren is CEO of LanzaTech. Under her guidance, LanzaTech is developing a variety of platform chemicals and fuels, including the world's first alternative jet fuel derived from industrial waste gases. Given her integral role in the development of this alternative jet fuel, she is also a Director and the Chair of the LanzaJet Board of Directors. Prior to LanzaTech, Jennifer was VP and General Manager of the Renewable Energy and Chemicals business unit at UOP LLC, a Honeywell Company. While at UOP, she was a key driver of UOP's leadership in low carbon aviation biofuels, and under her management, UOP technology became instrumental in producing nearly all the initial fuels used by commercial airlines and the military for testing and certification of alternative aviation fuel. Jennifer is the author or co-author of 50 U.S. patents and more than 30 scientific publications, and is a member of the National Academy of Engineering. In 2003, she was the first woman awarded the Malcolm E. Pruitt Award from the Council for Chemical Research (CCR). In 2010, she was the recipient of the Leadership Award from the Civil Aviation Alternative Fuels Initiative (CAAFI). In 2015, Jennifer and her team at LanzaTech were awarded the U.S. Environmental Protection Agency Presidential Green Chemistry Award, and she was awarded the BIO Rosalind Franklin Award for Leadership in Industrial Biotechnology. Jennifer was named as #1 of the 100 most influential leaders in the Bioeconomy in 2017 and received the Global Bioenergy Leadership Award in 2018, and the 2020 William C. Holmberg Award for Lifetime Achievement in the Advanced Bioeconomy. In 2021, she received the Edison Achievement Award and the Prix Voltaire Award. In 2022, she was included in ICIS's Top 40 Power Players ranking. Jennifer also has an honorary doctorate from Delft University of Technology. Jennifer is on the Governing Council for the Bio Energy Research Institute in India. The institute was set up by the DBT (Department of Biotechnology, Indian Government) and IOC (Indian Oil Corporation). She also sits on the Advisory Council for the Andlinger Center for Energy and the Environment at Princeton University, the National Academies' Board on Energy and Environmental Systems (BEES), the External Advisory Committee for the Advanced Energy Technologies Directorate (AET) at Argonne National Laboratory, the Advisory Council for the Pacific Northwest National Laboratory (PNNL), the Halliburton Labs Advisory Board, the Universiti Teknologi PETRONAS International Advisory Council, and the Founder Advisory for The Engine, a venture capital fund built by MIT that invests in early-stage science and engineering companies. Jennifer holds a B.Sc. degree from Harvey Mudd College, a Ph.D. from the University of Illinois at Urbana-Champaign and an MBA from the University of Chicago.

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: • how the economy is performing • how we expect prices to develop • the risks to the economic outlook • the dynamics behind financial and monetary conditions Published and recorded during our press conference on 12 December 2024 Our monetary policy statement at a glance, 12 December 2024 https://www.ecb.europa.eu/press/press_conference/visual-mps/2024/html/mopo_statement_explained_december.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 12 December 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2024/html/ecb.is241212~ce143b3bc8.en.html Monetary policy decisions, 12 December 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp241212~2acab6e51e.en.html Combined monetary policy decisions and statement, 12 December 2024 chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/shared/pdf/ecb.ds241212~154574b25f.en.pdf Macroeconomic projections, 12 December 2024 https://www.ecb.europa.eu/press/projections/html/ecb.projections202412_eurosystemstaff~71a06224a5.en.html European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen on all major podcast platforms. #MonetaryPolicy #EuropeanCentralBank #ChristineLagarde #Finance #FinancialConditions #Inflation #EconomicActivity #EconomicOutlook #PressConference #Banking #CentralBanking #Podcast #Economics #EU #Europe #ECB

Send us a textWorld leaders, CEOs and Climate experts are now heading to Baku for the annual United Nations Climate Change conference  - COP29.  Against a backdrop of increasingly depressing news that warming gases are still accumulating faster than at any time in human history, the plan in Azerbaijan is to consider what now needs to happen next, and who will foot the bill to save the planet. Many think the gap between the global north and south, particularly over climate financing, will be the dominant issue at this COP.To look ahead to what exactly we might expect on this edition of The Agenda, Juliet Mann is joined by Nigar Arpadarai, UN Climate Change High-level Champion, Niklas Hagelberg, Global Coordinator for Climate Change at the UN Environmental Programme and Wu Changhua, Chair of the Governing Council of the Asia Pacific Water Forum.

Royal LePage has released its Q3 Home Price Update and Market Forecast. In this video interview, Phil Soper, President and CEO of Royal LePage, discusses the state of house prices in Canada, demand in the market, inventory levels and what to expect in the future. PRESS RELEASE TORONTO, Oct. 10, 2024 /CNW/ – According to the Royal LePage House Price Survey released today, the aggregate1 price of a home in Canada increased 1.6 per cent year over year to $815,500 in the third quarter of 2024. On a quarter-over-quarter basis, however, the national aggregate home price decreased 1.1 per cent, following sluggish activity in most – though not all – markets through the summer months. Coast to coast, sales volumes began to pick up in September, and more than one third (38%) of regional markets covered in the report recorded positive aggregate price gains in the third quarter over the previous quarter. “Despite three cuts to the Bank of Canada's overnight lending rate, buyer demand nationally remains weak, particularly among two key groups: first-time homebuyers and small investors,” said Phil Soper, president and chief executive officer, Royal LePage. “First-time buyers, who are more sensitive to interest rates, are adopting a wait-and-see attitude. With home prices essentially flat and interest rates steadily declining, they perceive no penalty in postponing their purchase. _______________________________ 1 Aggregate prices are calculated using a weighted average of the median values of all housing types collected. Data is provided by RPS Real Property Solutions and includes both resale and new build. “Similarly, small investors who typically buy condominiums to rent out and supply much of Canada's rental housing, are also hesitant. Elevated rates have made the financials unworkable, with carrying costs surpassing rental income. While historically some landlords accept negative cash flow temporarily when properties are appreciating in value, the current flat prices do not justify many investments,” said Soper. “We believe that both groups will re-enter the market in significant numbers as property values begin to rise again. With further rate cuts from the Bank of Canada likely this year, we anticipate prices will appreciate more quickly, eliminating the advantages of waiting for first-time buyers and making calculations more favourable for investors. “Total listings on royallepage.ca, Canada's most visited real estate company website, reached a historical high in September, up 19 per cent year over year,” continued Soper. “Clearly, existing homeowners are ready to move. And, all buyers have more choice and less competition than is typical in our growing nation. The market recovery is underway and will continue to gain strength into 2025.” The Royal LePage National House Price Composite is compiled from proprietary property data nationally and regionally in 64 of the nation's largest real estate markets. When broken out by housing type, the national median price of a single-family detached home increased 2.0 per cent year over year to $850,400, while the median price of a condominium increased 0.5 per cent year over year to $590,200. On a quarter-over-quarter basis, the median price of a single-family detached home decreased modestly by 1.2 per cent, while the median price of a condominium decreased 1.1 per cent. Price data, which includes both resale and new build, is provided by RPS Real Property Solutions, a leading Canadian real estate valuation company. “With rates dropping, we see positive signs for sidelined buyers. As confidence grows and buyers anticipate rising prices, we expect a significant increase in activity. Given the building demand – both organic and from immigration – the 2025 spring market may start as early as late January or early February, a pull-ahead phenomenon we've seen in previous market turnarounds. The stage is set for a busy year ahead.” New lending rules will ease affordability challenges and unlock opportunity for homebuyers In recent weeks, a series of new regulations impacting mortgages and lending practices in Canada were announced. Starting on December 15th, all purchasers of new construction homes and all first-time buyers will be able to acquire an insured mortgage with a 30-year amortization period.2 In addition, the federal government announced an increase to the insured mortgage cap from $1 million to $1.5 million. ______________________________ 2 Federal government announces landmark adjustments to mortgage rules for first-time buyers in Canada, September 17, 2024 Following the announcement of these changes, the Office of the Superintendent of Financial Institutions (OSFI) revealed that, beginning November 21st, it will eliminate the mortgage stress test for uninsured borrowers who plan to switch lenders upon renewing their loan, provided they maintain the same amortization schedule and loan amount.3 “These changes will have more impact on the early 2025 market than many anticipate. Expect a material bump in activity,” said Soper. “In addition to assisting first-time buyers, raising the cap on insured mortgages expands opportunities for move-up buyers in higher-priced markets, thereby freeing up inventory for new homeowners entering the market. “While these updated mortgage rules are a timely strategy to alleviate some affordability pressure, they are not a silver bullet for the fundamental issue that persists: Canada urgently needs more housing supply. Continued efforts to boost inventory are essential for fostering a sustainable and healthy real estate market for future generations.” According to a recent Royal LePage survey, conducted by Hill & Knowlton,4 84 per cent of Canadians belonging to the adult generation Z and young millennial cohort – those aged 18 to 38 – believe that home ownership is a worthwhile investment. Among those who do not currently own a home, 75 per cent say they are planning to purchase a property as a primary residence; nearly half (40%) of them say they plan to do so within the next five to ten years. In the report, Soper noted: “The youngest cohort of homebuyers in Canada have no shortage of barriers on their path to ownership. Though the cost of borrowing has begun to come down, chronic supply shortages have kept housing prices from dropping, even as demand softened under the weight of high interest rates. Despite these hurdles, the next generation of homebuyers remains committed to their pursuit of owning real estate, and are remarkably optimistic that they can make their dream a reality.” According to The Conference Board of Canada's latest report,5 consumer confidence is on the rise. In September, the Index of Consumer Confidence increased 3.3 per cent over the previous month, reaching its highest level in over a year. Furthermore, the percentage of Canadians who believe now is a good time to make a major purchase rose. Loans renewing at higher rates Even as interest rates soften, millions of Canadians who secured fixed-rate mortgages in the period of ultra-low borrowing conditions prior to March of 2022, have seen their monthly carrying costs increase upon renewal, or they will soon. _________________________________ 3 OSFI to drop mortgage stress test for uninsured borrowers who switch lenders at renewal, October 3, 2024 4 Gen Zs and young millennials still believe in home ownership, and they're willing to make sacrifices to achieve it, August 22, 2024 5 Canadian Consumers are Regaining Confidence, September 25, 2024 “The Bank of Canada will not be able to cut rates quickly or deeply enough to take away all of the renewal pain for those still on pandemic-era, low-rate mortgages,” noted Soper. “While a small percentage of these families may be forced to relocate to more affordable regions or to a less expensive property, the majority of Canadians are well-positioned to weather this situation, thanks to the strict lending practices and safeguards implemented by our highly-regulated financial institutions.” Currently, the Bank of Canada's key lending rate sits at 4.25 per cent.6 The central bank's governing council has hinted at further rate cuts to come, noting that they are working to balance the risk of stimulating economic growth – specifically inflating shelter prices – with the possibility of weakening labour markets.7 The next interest rate announcement is scheduled for October 23rd. Regional trends vary from coast to coast As was true of the pandemic-era real estate boom, the recovery is not unravelling evenly. Just as two of Canada's largest and most expensive markets reached higher highs and lower lows between 2020 and 2023, Toronto and Vancouver are now lagging behind in the recovery as well. Meanwhile, regional markets in the province of Quebec and in the Prairies have shown greater resilience through the period of elevated interest rates. “It's taking longer for activity and home prices to bounce back in major cities where affordability challenges are greatest. Following subdued activity this spring and summer in the Greater Toronto Area, we've begun to see a turnaround in the fall market with an increase in buyer demand and a boost in sales. Greater Vancouver has yet to catch up,” noted Soper. “The higher cost of living in these regions continues to result in residents migrating to other parts of the country, offset by newcomers who continually choose these cities upon arrival in Canada. Alberta continues to record population growth – made up in large part by inter-provincial migration from Ontario and British Columbia – while gains in Atlantic Canada have stalled since the pandemic rush to the Maritimes.” Forecast Royal LePage is forecasting that the aggregate price of a home in Canada will increase 5.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previously upgraded forecast has been revised down to reflect current market conditions, specifically in the greater regions of Toronto and Vancouver, which recorded lower-than-anticipated activity through the spring and summer months. “The market recovery, albeit uneven across the country, is well underway in a majority of markets. While we may not see significant price appreciation in the typically-slower fourth quarter of this year, we believe our previous forecast will come to fruition in the anticipated early spring market of 2025.” ____________________________________ 6 Bank of Canada reduces policy rate by 25 basis points to 4¼%, September 4, 2024 7 Summary of Governing Council deliberations: Fixed announcement date of September 4, 2024, September 18, 2024 Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 REGIONAL SUMMARIES Greater Toronto Area The aggregate price of a home in the Greater Toronto Area (GTA) increased 0.7 per cent year over year to $1,155,800 in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the GTA decreased 2.9 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.6 per cent year over year to $1,421,000 in the third quarter of 2024, while the median price of a condominium dipped 0.4 per cent to $722,200 during the same period. “Activity in the third quarter was muted overall. The slower-than-expected spring market gave way to a soft start to fall in Toronto and the GTA, although the tide began to turn in mid-September. While inventory levels continued to rise and the average days on market sat higher than usual, prices came down only slightly in parts of the region in Q3,” said Karen Yolevski, chief operating officer, Royal LePage Real Estate Services Ltd. “This indicates that while sellers have come off the sidelines faster than buyers, they're not desperate to sell.” In the city of Toronto, the aggregate price of a home decreased 2.3 per cent year over year to $1,128,900 in the third quarter of 2024. During the same period, the median price of a single-family detached home declined 1.3 per cent year over year to $1,672,400, while the median price of a condominium decreased 3.2 per cent to $682,800. “Trends in Toronto's condo market have been marching to a different beat, compared to other property segments of late. A wave of new units has hit the market amid a near-record number of completions this year. And, with some investors offloading rental units that have become too expensive to carry, prices have softened. This could spell opportunity for first-time buyers, with borrowing rates on the decline and new 30-year amortization legislation set to come into effect that will ease the burden of monthly carrying costs,” noted Yolevski. “Looking ahead, as we move further into the fall market and lending rates continue to ease, sales activity and prices will start to edge upward modestly, and housing inventory will get consumed. I believe Toronto, along with most of the country, is set to see a brisk spring housing market in 2025.” Royal LePage is forecasting that the aggregate price of a home in the Greater Toronto Area will increase 6.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previous forecast has been revised downward to reflect current market conditions. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Greater Montreal Area The aggregate price of a home in the Greater Montreal Area increased 5.2 per cent year over year to $605,400 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region rose 1.0 per cent. Broken out by housing type, the median price of a single-family detached home increased 7.1 per cent year over year to $691,500 in the third quarter of 2024, while the median price of a condominium posted a more modest increase of 4.0 per cent to $467,700 during the same period. “Despite three Bank of Canada rate cuts, we have yet to see a buyer rush. On the one hand, buyers are standing by, confident that further rate cuts are imminent and will create a more opportune time to buy. On the other hand, sellers are fine-tuning their strategies, counting on a wave of motivated buyers in the next few months,” said Dominic St-Pierre, executive vice president, business development, Royal LePage. “The Greater Montreal Area real estate market is performing well, with healthy growth in activity and prices, considering that Canada's other two major markets are stagnating.” With another announcement by the Bank of Canada due on October 23rd, additional pent-up demand is expected to be released into the market. According to the latest predictions by economists, October will bring the fourth and penultimate drop in the key lending rate for 2024. “The dilemma that seems to be keeping buyers awake at night is whether to jump in now before prices go up due to higher demand, or keep waiting and take advantage of even more attractive mortgage rates,” St-Pierre added. “We're already seeing an uptick in activity, which began in September.” In Montreal Centre, the aggregate price of a home increased 3.9 per cent year over year to $732,900 in the third quarter of 2024. During the same period, the median price of a single-family detached home increased 8.1 per cent to $1,147,000, while the median price of a condominium increased 4.4 per cent to $570,700. St-Pierre welcomes the federal government's action to improve access to home ownership for first-time buyers by extending the amortization period on mortgages to 30 years. However, this measure is likely to boost real estate demand and property prices. “The housing affordability issue is a top priority for many, and we owe it to ourselves as a society to provide solutions for future generations who will be faced with the realities of a higher cost of living. That said, these new measures raise the age-old question: what impact will they have on real estate demand in terms of rising property prices in Canada in the context of a chronic housing shortage? In the short term, these measures are likely to fuel existing demand and drive up prices. However, in the long term, this easing of mortgage rules will help many first-time buyers access home ownership and build wealth.” Royal LePage is forecasting that the aggregate price of a home in the Greater Montreal Area will increase 8.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Greater Vancouver The aggregate price of a home in Greater Vancouver increased a modest 0.5 per cent to $1,233,900 year over year in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the region decreased 1.4 per cent. Broken out by housing type, the median price of a single-family detached home increased 0.4 per cent year over year to $1,754,500 in the third quarter of 2024, while the median price of a condominium increased 0.2 per cent to $768,600 during the same period. “The Greater Vancouver market has remained relatively steady through the third quarter, with September showing similar patterns to the summer months. We didn't see a significant bump in activity and prices dipped just slightly compared to the second quarter,” said Randy Ryalls, general manager, Royal LePage Sterling Realty. “The slow activity across all segments can largely be attributed to buyers sitting on the fence waiting for further interest rate reductions, without any real urgency to make a move just yet.” Ryalls noted that the detached home segment in particular continues to experience weaker demand, and remains firmly in buyer territory today. “Interest rates are anticipated to continue their downward trend, and while the cuts so far haven't sparked a surge in activity, a more substantial drop – a 50 basis point decrease – could have a more noticeable impact on the market. Many potential buyers are waiting for the bottom before making their move,” added Ryalls. “With inventory continuing to grow, this is an optimal environment for those who are ready to buy – prices are holding flat and there are more properties to choose from.” In the city of Vancouver, the aggregate price of a home increased 0.6 per cent year over year to $1,409,800 in the third quarter of 2024. During the same period, the median price of a single-family detached home decreased 1.1 per cent to $2,244,400, while the median price of a condominium remained virtually flat, increasing 0.2 per cent to $839,600. “Between now and the end of the year, I expect activity to remain fairly flat. However, Vancouver's market trends tend to shift quickly, and if buyer urgency and activity reverse course, I wouldn't be surprised to see an uptick in prices as well.” Royal LePage is forecasting that the aggregate price of a home in Greater Vancouver will increase 3.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previous forecast has been revised downward to reflect current market conditions. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Ottawa The aggregate price of a home in Ottawa increased 1.6 per cent year over year to $775,100 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region remained virtually unchanged, decreasing 0.3 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.8 per cent year over year to $894,400 in the third quarter of 2024, while the median price of a condominium increased modestly by 1.0 per cent to $400,300 during the same period. “At the end of the summer, the Ottawa real estate market had approximately three months worth of inventory, teetering between a balanced and a seller's market. Properties tend to stay online for a little over a month these days, which signals a healthy marketplace for both buyers and sellers,” said Jason Ralph, broker of record and president, Royal LePage Team Realty. “Home prices have continued to hold steady in recent months as sellers stick with their listing strategy; they remain confident that they will secure the price they want, even if they have to wait. Buyers are still hunting for a bargain, and are comfortable taking their time to find the property that best suits their needs. Those who are under a time constraint are moving because they have to – many others continue to wait until borrowing rates become more affordable.” Ralph noted that new mortgage legislation is generating some buzz in the market, making first-time buyers more optimistic. Busy open houses and an increase in showing requests proves consumers' confidence in the trajectory of the market is improving. “We expect home prices to trend upward slightly throughout the rest of the year as new borrowing rules improve affordability for first-time buyers,” said Ralph. “Rising prices could be exacerbated if an election is called this year. Whenever there is a changeover in government, the Ottawa housing market tends to react more markedly than other major cities.” Royal LePage is forecasting that the aggregate price of a home in Ottawa will increase 4.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Quebec City The aggregate price of a home in Quebec City increased 10.5 per cent year over year to $388,600 in the third quarter of 2024. This represents the highest year-over-year price increase in Canada in Q3, and the highest price gain among the report's major regions for the second consecutive quarter. On a quarterly basis, the aggregate price of a home in the region remained virtually flat, increasing 0.4 per cent. Broken out by housing type, the median price of a single-family detached home increased 11.0 per cent year over year to $413,400 in the third quarter of 2024, while the median price of a condominium increased 14.5 per cent to $291,100 during the same period. Historically, Quebec City's real estate market has rarely stood out on a provincial or national scale. Due to the stability of its labour market, which is mainly driven by the provincial civil service, demand for real estate has rarely led to major price surges. “Overall, the province's markets have been relatively unaffected by the post-pandemic correction in real estate prices, compared to Ontario and British Columbia. Where declines did occur, they were slight and short-lived,” said Michèle Fournier, vice-president and certified real estate broker, Royal LePage Inter-Québec. “In Quebec City, the real estate correction simply never materialized. Instead, local and out-of-town demand continued to fuel rising prices without tiring, until late September. Now, buyers seem to have taken a breather, awaiting a possible further boost from the Bank of Canada with a rate cut this autumn, before repositioning themselves in the market.” This pause in activity is likely to be short-lived. With interest rates continuing to fall, and the federal government providing an additional leg-up by extending the mortgage amortization period for first-time buyers by a further five years, activity is expected to pick up quickly. “We view this initiative positively, since young buyers need additional assistance more than ever to be able to access a first home, even if this support will increase the interest portion of their mortgage bill,” said Fournier. “However, this initiative raises concerns about the impact on a real estate market characterized by high demand and limited supply. I think we're in for a very busy start to the year, particularly in the entry-level property market, which will be highly coveted by first-time buyers.” Royal LePage is forecasting that the aggregate price of a home in Quebec City will increase 9.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Calgary The aggregate price of a home in Calgary increased 6.9 per cent year over year to $698,700 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased a modest 0.7 per cent. Broken out by housing type, the median price of a single-family detached home increased 6.7 per cent year over year to $799,200 in the third quarter of 2024, while the median price of a condominium increased 8.2 per cent to $274,100 during the same period. “Calgary's real estate market saw a slight uptick in activity following the most recent interest rate cut by the Bank of Canada, just as the fall market got underway. We're seeing more inventory come onto the market, especially in the $700,000-and-up segment – many sellers who pulled their properties off the market in August re-listed in September to capitalize on the fall market momentum,” said Corinne Lyall, broker and owner, Royal LePage Benchmark. “While this hasn't fully converted to sales just yet, agents are certainly staying busy, which suggests more transactions will occur in the months ahead.” Lyall noted that competition in the lower end of the market remains tight and some homes are attracting multiple offers. While the region remains in a seller's market, conditions are gradually shifting toward more balance. “Looking ahead, we expect prices to remain fairly stable through the remainder of 2024. There is potential for modest growth if further interest rate cuts occur. I expect the region will stay in a seller's market right through the spring across most price points, particularly with continued demand for lower-priced homes.” Royal LePage is forecasting that the aggregate price of a home in Calgary will increase 8.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Edmonton The aggregate price of a home in Edmonton increased 5.4 per cent year over year to $456,300 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased 1.3 per cent. Broken out by housing type, the median price of a single-family detached home increased 5.7 per cent year over year to $498,900 in the third quarter of 2024, while the median price of a condominium increased 3.1 per cent to $201,000 during the same period. “Edmonton's real estate market is on track to have one of the most productive years on record. We had an extraordinarily busy summer. Typically, activity dips in July and August, but this year we saw a steady stream of sales right through the summer months. And, it looks like that momentum is being carried into the fall,” said Tom Shearer, broker and owner, Royal LePage Noralta Real Estate. “Inventory remains very tight – among the lowest levels we've seen in nearly two decades – as buyer demand continues to rise, driven in large part by first-time buyers from other cities and provinces relocating to the region. Our healthy job market and access to nature are a huge draw.” Shearer noted that while sales remain strong, the slow and steady pace of the Bank of Canada's rate cuts has helped to keep price gains in check. “Affordability remains a challenge, especially for those purchasing their first home with no equity to leverage. The gradual easing of borrowing rates is beginning to make an impact, and will continue to do so, but we have yet to see a dramatic boost in prices as a result,” added Shearer. “While consumer confidence is up overall, buyers remain cautious and many are waiting for more listings to come online. Activity should begin to plateau in the coming weeks. I expect a strong spring is on the horizon, especially with further rate cuts expected.” Royal LePage is forecasting that the aggregate price of a home in Edmonton will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Halifax The aggregate price of a home in Halifax increased 2.2 per cent year over year to $510,100 in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the region decreased 0.7 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.7 per cent year over year to $574,000 in the third quarter of 2024, while the median price of a condominium increased 4.0 per cent to $422,900 during the same period. “The recent cuts to the overnight lending rate have yet to meaningfully stir up activity in the housing market. Home sales in late summer were quite slow, which is to be expected that time of year. Only in the last few weeks as we've entered the early fall market have we seen an uptick in inquiries. Despite this quieter pace, buying and selling activity remains up compared to 2023 levels,” said Matt Honsberger, broker and owner, Royal LePage Atlantic. “Housing inventory continues to rise throughout the Halifax region, but not enough to meet the backlog of demand. Competition for homes in the lower end of the market remains tight, while those shopping in the move-up segment have the advantage of more listings to choose from. More properties are needed to satisfy the high demand from first-time buyers.” Honsberger noted that population growth in the Atlantic region has slowed to 2015 levels, ending the wave of migration that defined the pandemic real estate boom in 2020 and 2021. This has helped to soften market conditions for locals. “We are anticipating a busy fall market. The new 30-year mortgage amortization rules announced by the federal government, in addition to further rate cuts expected by the Bank of Canada, will help to keep the market steady throughout the coming months and into the spring of 2025,” added Honsberger. “Home prices will start to show upward movement when more move-up buyers jump back into the market, freeing up entry-level inventory for eager first-time purchasers.” Royal LePage is forecasting that the aggregate price of a home in Halifax will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Winnipeg The aggregate price of a home in Winnipeg increased 4.4 per cent year over year to $402,600 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region remained virtually flat, decreasing 0.2 per cent. Broken out by housing type, the median price of a single-family detached home increased 3.9 per cent year over year to $441,000 in the third quarter of 2024, while the median price of a condominium increased 3.2 per cent to $264,400 during the same period. “Buying and selling activity in Winnipeg remained brisk throughout the late summer months and heading into the early fall; home sales are up compared to this time in 2023. Available inventory is down compared to typical levels for this time of year, which could result in steeper price increases in the months ahead as momentum builds heading into the fall,” said Michael Froese, broker and manager, Royal LePage Prime Real Estate. “The recent cuts made to interest rates, though they have improved consumer confidence, have not had a material impact on activity just yet. Rather, much of our market demand continues to be fuelled by a strong local economy and a growing population driven by new Canadians, as well as residents from Toronto and Vancouver who have relocated to Winnipeg in search of more affordable housing.” Froese added that new housing starts have improved from last year's levels as borrowing rates come down, giving builders some much needed financial relief. However, new development remains short of what is needed to meet current market demand. “We expect activity will continue to outperform 2023 levels for the remainder of the year,” said Froese. “Thanks to a combination of falling interest rates and new mortgage incentives announced by the federal government, buyer demand will only continue to grow heading into the new year. Given the amount of demand that will continue to come off of the sidelines as well, now is an ideal time for sellers to enter the market.” Royal LePage is forecasting that the aggregate price of a home in Winnipeg will increase 7.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Regina The aggregate price of a home in Regina increased 5.0 per cent year over year to $387,100 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased modestly by 0.6 per cent. Broken out by housing type, the median price of a single-family detached home increased 6.6 per cent year over year to $424,600 in the third quarter of 2024, while the median price of a condominium remained virtually flat, increasing 0.2 per cent to $220,300 during the same period. “We continue to see robust sales activity in our housing market, as demonstrated by frequent bidding wars and homes selling over the asking price. Demand far exceeds the number of new listings, which is keeping prices on an upward trajectory,” said Shaheen Zareh, sales representative, Royal LePage Regina Realty. “All of this demand predates the recent cuts to the overnight lending rate – new immigrants, investors and buyers from more expensive cities in Canada have been major drivers of activity for some time. Though Regina has not historically had a strong condo market, we also continue to see momentum build in this segment, especially as young buyers seek affordable housing options.” Zareh added that Regina's rental market is experiencing strong demand as well, particularly for duplex and low-rise housing types. The majority of development in the region is currently in the rental segment. To prevent an overflow of supply, builders have kept a consistent pace when bringing new rental product to the market. “Based on current conditions, Regina will no doubt record a strong fall market performance. With additional interest rate cuts likely on the cards in the coming months, we expect buyer demand to increase as their borrowing power expands. This will put further upward pressure on home prices, unless we see a material increase in supply.” Royal LePage is forecasting that the aggregate price of a home in Regina will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 For other regional releases, click here. Royal LePage Royalty-Free Media Assets: Royal LePage's media room contains royalty-free assets, such as images and b-roll, that are free for media use. Media room: rlp.ca/mediaroom Royalty-free assets: rlp.ca/media-assets About the Royal LePage House Price Survey The Royal LePage House Price Survey provides information on the most common types of housing, nationally and in 64 of the nation's largest real estate markets. Housing values in the Royal LePage House Price Survey are based on the Royal LePage Canadian Real Estate Market Composite, produced quarterly through the use of company data in addition to data and analytics from partner company, RPS Real Property Solutions, the trusted source for residential real estate intelligence and analytics in Canada. Additionally, commentary on housing market trends and data on price and forecast values are provided by Royal LePage residential real estate experts, based on their opinions and market knowledge. About Royal LePage Serving Canadians since 1913, Royal LePage is the country's leading provider of services to real estate brokerages, with a network of approximately 20,000 real estate professionals in over 670 locations nationwide. Royal LePage is the only Canadian real estate company to have its own charitable foundation, the Royal LePage® Shelter Foundation™, which has been dedicated to supporting women's shelters and domestic violence prevention programs for 25 years. Royal LePage is a Bridgemarq Real Estate Services® Inc. company, a TSX-listed corporation trading under the symbolTSX:BRE. For more information, please visit www.royallepage.ca. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada's Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada's Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada's Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story #business #entrepreneurs #entrepreneurship #HousePrices #smallbusiness

Donald Trump says ‘tariff' is “the most beautiful word in the dictionary”. That's up for debate – but what's less arguable is that raising taxes on imports as much as the Republican presidential candidate is threatening would be bad trade policy, according to Group Chief Economist Neil Shearing. He's on the latest episode of The Weekly Briefing from Capital Economics to discuss why tariffs would hurt the US economy and the economies of its key trading partners, all while failing to achieve Trump's objectives. Also on the show, Hamad Hussein from our Climate and Commodities team explains why reports of cooling electric vehicles sales in the US and Europe paint an incomplete demand picture, and what that all means for oil appetite.Plus, an exclusive extract from our post-ECB client briefing on the Governing Council's next steps – including whether its last move of the year could be a super-sized rate cut. Analysis and events referenced in this podcast:Read: How Trump could erode the US economic advantage in a fractured worldKey Issue: US Election 2024Read: Why we expect the S&P 500 to soar in 2024Watch: What will follow another ECB rate cut?Read: Taking stock of the two-speed electric vehicle rolloutData: Long-term Energy Scenario Generator

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: • how the economy is performing • how we expect prices to develop • the risks to the economic outlook • the dynamics behind financial and monetary conditions Published and recorded during our press conference on 17 October 2024    Our monetary policy statement at a glance, 17 October 2024 https://www.ecb.europa.eu/press/press_conference/visual-mps/2024/html/mopo_statement_explained_october.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 17 October 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2024/html/ecb.is241017~59ad385bab.en.html Monetary policy decisions, 17 October 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp241017~aa366eaf20.en.html Combined monetary policy decisions and statement, 17 October 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp241017~aa366eaf20.en.html European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen on all major podcast platforms. #MonetaryPolicy #EuropeanCentralBank #ChristineLagarde #Finance #FinancialConditions #Inflation #EconomicActivity #EconomicOutlook #PressConference #Banking #CentralBanking #Podcast #Economics #EU #Europe #ECB

Elaine McManus brought her beautiful prize-winning Siberian Kitten into studio. 'Forest Side Lenny' was the Winner of the Best in Show of Governing Council of the Cat Fancy of Ireland's Supreme Cat Show

A closer look at Hedera's Governing Council w/ Brady Gentile from Bonzo Finance (in-depth conversation). Also, a possible HBAR ETF? Plus, a review of the recent GC meeting minutes, bullish posts, Axelar breadcrumbs, Karate Combat and more top news! Live

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: • how the economy is performing • how we expect prices to develop • the risks to the economic outlook • the dynamics behind financial and monetary conditions Published and recorded during our press conference on 12 September 2024. Our monetary policy statement at a glance, 12 September 2024 https://www.ecb.europa.eu/press/press_conference/visual-mps/2024/html/mopo_statement_explained_september.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 12 September 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2024/html/ecb.is240912~4f7b17040c.en.html Monetary policy decisions, 12 September 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp240912~67cb23badb.en.html Combined monetary policy decisions and statement, 12 September 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/shared/pdf/ecb.ds240912~b6348e49f9.en.pdf Macroeconomic projections, 12 September 2024 https://www.ecb.europa.eu/press/projections/html/index.en.html European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen on all major podcast platforms.

GSD Presents Navigating the Startup Landscape in Web3 with Aly Madhavji August 16 About Guest: Aly Madhavji, Managing Partner, Blockchain Founders Fund https://www.linkedin.com/in/alymadhavji/ Aly Madhavji is the Managing Partner at Blockchain Founders Fund which invests in and venture builds top-tier startups. He is a Limited Partner at Loyal VC and Draper Goren Holm. Aly consults organizations on emerging technologies such as INSEAD and the UN on solutions to help alleviate poverty. He served as Senior Blockchain Fellow at INSEAD and was recognized as a “Blockchain 100” Global Leader. He is an internationally acclaimed author, publishing three books, and a columnist for leading Web3 publications. Aly served as a board member of Soluna Holdings (NASDAQ: SLNH) and on various advisory boards including the University of Toronto's Governing Council, which manages a $2.5B budget. He is a mentor with Orbit Startups, an elite accelerator program operated by the venture fund SOSV with $1.5B+ AUM and the Mobile Only Accelerator (MOX). Aly holds a Master of Global Affairs as a Schwarzman Scholar from Tsinghua University (清华大学), a Master of Business Administration from INSEAD (Singapore and France), and a Bachelor of Commerce with Distinction from the University of Toronto. #GSDPresents #Web3Startups #AlyMadhavji #StartupSuccess #TechInnovation #Blockchain #Web3Technology #Entrepreneurship #FutureOfBusines

PM to chair NITI Aayog Governing Council meet, Bengaluru PG murder: CCTV footage emerges of woman being stabbed, killer still absconding, Kamala Harris officially declares her candidature for US prez elections, Singing, ceremonies and straw hats: Olympics opening ceremony in Tahiti centers Polynesian culture, Justin Timberlake's lawyer says singer wasn't drunk, argues DUI charges should be dropped

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: - how the economy is performing - how we expect prices to develop - the risks to the economic outlook - the dynamics behind financial and monetary conditions Published and recorded during our press conference on 18 July 2024 Additional material Our monetary policy statement at a glance, 18 July 2024https://www.ecb.europa.eu/press/press_conference/visual-mps/2024/html/mopo_statement_explained_july.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 18 July 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2024/html/ecb.is240718~6600b4add6.en.html Monetary policy decisions, 18 July 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp240718~b9e0ddd9d5.en.html Combined monetary policy decisions and statement, 18 July 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/shared/pdf/ecb.ds240718~215969ab03.en.pdf?aa558df6bb80d9463f92f3fc62465f23 European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen to The ECB Podcast on SoundCloud, Spotify, Deezer, Stitcher, YouTube, Amazon Music and many more pod.link/ecbpodcast

In this episode, Colin Rule (CEO of Mediate.com) speaks with Bridget McCormick, the CEO of the American Arbitration Association/International Centre for Dispute Resolution (AAA/ICDR), about the path that led her from being a public defender in NYC, to a law professor in Michigan, to the Chief Justice of the Michigan Supreme Court, and now CEO of AAA/ICDR. They discuss her work in mediation and dispute resolution, how Bridget has updated AAA/ICDR's strategy to embrace mediation and expand access to justice, and the role of technology in the future of the ADR field. Learn More: https://adr.org/ https://www.lawnext.com/2024/05/american-arbitration-association-acquires-odr-com-and-mediate-com-to-expand-online-dispute-resolution.html https://mediate.com/the-mediate-com-aaa-partnership/ About Bridget McCormick: Bridget Mary McCormack is President and CEO of the American Arbitration Association-International Centre for Dispute Resolution. She is also a Strategic Advisor to the Future of the Profession Initiative at the University of Pennsylvania Carey Law School. Until the end of 2022, McCormack was Chief Justice of the Michigan Supreme Court, a position her peers selected her for in January 2019 after she served for six years as a Justice. While on the Court, she championed innovation and the use of technology to improve access to justice. A graduate of New York University Law School, McCormack started her legal career in New York City. In 1996, she joined the Yale Law School faculty. She then joined the University of Michigan Law School faculty in 1998, where she taught criminal law, legal ethics, and numerous clinics. She was Associate Dean for Clinical Affairs from 2002 until 2012. McCormack was elected to The American Law Institute in 2013. The Attorney General of the United States appointed her to the National Commission on Forensic Science in 2014. In 2019, the Governor of Michigan named her Co-Chair of the Michigan Joint Task Force on Jail and Pretrial Incarceration. In 2020, she joined the American Bar Association's Council on Legal Education and Admission to the Bar and currently serves as Vice Chair. In 2021, the Governor of Michigan asked her to co-chair the Michigan Task Force on Forensic Science and to chair the Michigan Jail Reform Advisory Council. She also chaired the Michigan Judicial Council, the strategic planning body for the judicial branch. In 2021, McCormack was also appointed to serve nationally on The Council of State Governments Healthy States National Task Force and the ABA Center for Innovation's Governing Council. She was also named Chair of the ABA Board of Elections. McCormack is an Editor of the ABA's preeminent publication, Litigation Journal. She speaks and writes frequently about access to justice, innovation in the legal profession, and legal education.

We just lowered our interest rates, as inflation is falling. But what was behind this decision? What is the state of our economy? And more importantly, what comes next? Our new co-host Paul Gordon discusses these questions with our Chief Economist Philip R. Lane. The views expressed are those of the speakers and not necessarily those of the European Central Bank. Published on 27 June 2024 and recorded on 18 June 2024. 1:13 Our latest monetary policy decision Why did the ECB's Governing Council decide to lower its key interest rates? What were the determining factors? 5:10 The state of our economy How has inflation evolved in recent months? Is the economy recovering? And how have wages and employment been affected? 8:36 Next steps What are our next monetary policy steps? How will current uncertainty affect future decisions? 11:18 The ECB Forum in Sintra, Portugal What can we expect from this year's ECB Forum on Central Banking? And what is Chief Economist Philip R. Lane most looking forward? 15:45 Our guest's hot tip Chief Economist Philip R. Lane shares his hot tip with our listeners. Philip R. Lane interview with Financial Times, 27 May 2024 https://www.ecb.europa.eu/press/inter/date/2024/html/ecb.in240527~ffaddc865d.en.html Philip R. Lane speech on Monetary policy and the disinflation process, 11 June 2024 https://www.ecb.europa.eu/press/key/date/2024/html/ecb.sp240611~caf9681480.en.html The ECB Podcast: Quo vadis, inflation? March 2024 https://www.ecb.europa.eu/press/tvservices/podcast/html/ecb.pod240325_episode81.en.html ECB Forum on Central Banking 2024 – programme https://www.ecb.europa.eu/press/conferences/ecbforum/html/index.en.html Young Economist Prize 2024 https://www.ecb.europa.eu/press/conferences/ecbforum/YE_competition/html/index.en.html European Central Bank https://www.ecb.europa.eu/home/html/index.en.html European Banking Supervision https://www.bankingsupervision.europa.eu/home/html/index.en.html

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal. Listen to President Christine Lagarde present today's decisions. The statement also covers: - how the economy is performing - how we expect prices to develop - the risks to the economic outlook - the dynamics behind financial and monetary conditions Published and recorded during our press conference on 6 June 2024 Our monetary policy statement at a glance, 6 June 2024 https://www.ecb.europa.eu/press/press_conference/visual-mps/2024/html/mopo_statement_explained_june.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 6 June 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2024/html/ecb.is240606~d32cd6cc8a.en.html Monetary policy decisions, 6 June 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp240606~2148ecdb3c.en.html Combined monetary policy decisions and statement, 6 June 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/shared/pdf/ecb.ds240606~f4d2c4833d.en.pdf?3d009dc9ec7917c832fe9a5a41e12fcd European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen to The ECB Podcast on SoundCloud, Spotify, Deezer, Stitcher, YouTube, Amazon Music and many more pod.link/ecbpodcast

China is believed to be on track towards peaking its greenhouse gas emissions years ahead of schedule. What's the major driving factor? Since the country's coal-fired power capacity continues to expand, would there be a U-turn down the road to emission peak? And as China marches towards carbon neutrality by 2060, what could be the major uncertain factors impeding it from reaching the goal in time or in advance?Host Tu Yun joins Erik Solheim, former chief of the UN Environment Programme and now the President of the Green Belt and Road Institute, Changhua Wu, the Chair of the Governing Council, Asia Pacific Water Forum, and Lauri Myllyvirta, a Senior Fellow, China Climate Hub, Asia Society Policy Institute for a close look at the issue on this episode of Chat Lounge.

Big things this week! Joe Rogan is going to Karate Combat on Thursday (May from HashPack is fighting!), SEALSQ shares their plans for crypto in space, BankSocial has updates, Patches from Swirlds Labs calls in from Consensus, we go deep on community nodes and Grelf stops by to share devistating news... Live

On May 20, the Chief Prosecutor at the International Criminal Court, Karim Khan, filed arrest warrant applications for Israeli Prime Minister Benjamin Netanyahu, Defense Minister Yoav Gallant, and three senior Hamas leaders. Mondoweiss correspondent David Kattenburg called the charges against the Israeli leaders a "bombshell." Khan said the two men "bear criminal responsibility" for a host of war crimes and crimes against humanity including: starvation of Gazan civilians as a method of warfare, wilfully causing great suffering or serious injury in the besieged enclave, wilful killing or murder, intentionally directing attacks against a civilian population, extermination by starvation, and persecution and other “inhumane acts” committed from at least October 8. All of these crimes form part of a "widespread and systematic attack against the Palestinian civilian population pursuant to State policy." In this episode, Yumna Patel speaks with Hassan Ben Imran, a member of the Governing Council of Law for Palestine, about Palestinians' long effort to access international legal institutions and the impact of this development. Later, I speak to Spencer Ackerman, a Pulitzer Prize-winning foreign policy columnist for The Nation, about how these indictments deepen the crisis of international order. - - - - - Support our work Help us continue our critical, independent coverage of events in Palestine, Israel, and related U.S. politics. Donate today at https://mondoweiss.net/donate Articles and Links mentioned in the show Learn more about Law For Palestine's work Subscribe to Spencer Ackerman's Forever Wars newsletter ICC Indictments Deepen The Crisis of The 'Rules-Based International Order' - Spencer Ackerman ICC warrants against Netanyahu and Gallant may be the first of many aimed at Israeli officials – David Kattenburg The Shift: Biden administration slams ICC move – Michael Arria Netanyahu's response to the ICC invokes another genocidal biblical reference – Jonathan Ofir Subscribe to our free email newsletters. Share this podcast Share The Mondoweiss Podcast with your followers on Twitter. Click here to post a tweet! If you enjoyed this episode, head over to Podchaser, leave us a review, and follow the show! Follow The Mondoweiss Podcast wherever you listen Amazon Apple Podcasts Audible Deezer Gaana Google Podcasts Overcast Player.fm RadioPublic Spotify TuneIn YouTube Our RSS feed We want your feedback! Email us Leave us an audio message at SparkPipe More from Mondoweiss Subscribe to our free email newsletters: Daily Headlines Weekly Briefing The Shift tracks U.S. politics Palestine Letter West Bank Dispatch Follow us on social media Mastodon Instagram Facebook YouTube Bluesky Twitter/X WhatsApp Telegram  

This Week in Skating is hosted by Gina Capellazzi, Daphne Backman and Matteo Morelli is a cooperative project between Figure Skaters Online and Ice-dance.com. New episodes are available every Tuesday.Website: http://www.thisweekinskating.comEmail: thisweekinskating@gmail.comFacebook: https://www.facebook.com/thisweekinskatingTwitter: https://www.twitter.com/thiswkinskatingInstagram: https://www.instagram.com/thisweekinskatingThread: https://www.threads.net/@thisweekinskatingPatreon: patreon.com/ThisWeekinSkating----------------------------------------------------------------------------------May 15, 2024General Skating News Shoma Uno announced his retirement: Instagram/Press Conference/Olympics.com articleU.S. Figure Skating announced the 2024-25 U.S. Qualifying Season and International Events Schedule.Halifax, Nova Scotia to host 2024 Skate Canada International. Grenoble will host the 2024 Grand Prix and Junior Grand Prix FinalA new location is needed for the 2025 European ChampionshipsThe first Junior Grand Prix iin France has been moved to become the 7th & final event in Wuxi, China.Eric Radford, who is the Athletes Commission member of the ISU Council, has temporarily stepped down as a Council member for the period during which the appeal against the ISU in which he is named as an appellant is pending at CAS.”https://www.isu.org/inside-isu/isu-communications/communications/33778-isu-communication-2634/fileThe ISU released its list of proposals for the upcoming Congress in Las Vegas from June 8-14.U.S. Figure Skating released its 2023-24 Combined Report of Action, which was published after last month's Governing Council.Retirements/End of Partnerships/New PartnershipsJapan's Misato Komatsubara has announced the end of her competitive career.Adrienne Carhart has announced the end of her competitive careerTeam USA's Helena Carhart announced that Volodymyr Horovi has decided to his competitive career and will now focus on coaching.Georgia's Maria Kazakova announced the end of her partnership with Georgy Reviya.Team USA's Kristina Bland announced that she is stepping away from skating; Matthew Sperry will continue skating.Chloe Panetta and Flavien Giniaux are announced as a new pairs team for FranceOxana Vouillamoz and Tom Bouvart, who both previously represented France, announced they are a new pairs team for SwitzerlandOther NewsCongress okays Filipino citizenship for figure skater Alexander Korovin. Figure skating coach Slava Uchitel shared that a brick block has been added to the entrance of Philadelphia Skating Club & Humane Society in memory of Joshua Soto, a figure skater/ice dancer who was killed in November 2021 during a robbery.Three men were convicted in 2021 fatal shooting of 18-year-old figure skater Joshua Soto.1964 Olympic Champion, three-time ISU World Champion and five-time ISU European Champion Sjoukje Dijkstra of the Netherlands passed away at age 82 on May 2, 2024.Safe Sport Topics & Online Resources for skaters, parents and the figure skating community: Three-time Olympian Brendan Kerry of Australia has been sanctioned with permanent ineligibility (subject to appeal) by the U.S. Center for SafeSport for sexual misconduct involving a minor.Gymnasts for Change (Canada) will now be known as Athletes Empowered, and is advocating against abuse in all sports, at all levels. Event RecapNation's Cup Theatre on Ice international competition: Replay videos/ ISU International Adult Figure Skating Competition in Oberstdorf, Germany, May 12-17, 2024: Event info/schedule link, results page,free live streams by day (+ replays). Midori Ito won the Masters Elite Women III + IV Artistic Free Skating event, skating to “Aqua” by Ryuichi Sakamoto:Mexico Cup is May 16-18, 2024, in Queretaro, Mexico. Oceania International Figure Skating Competition, May 29-31, 2024, in Melbourne, Australia.Recent Interviews:Golden Skate's interview with Elizabeth Tkachenko & Alexei Kiliakov (Golden Skate)Nathan Chen: Pursuing Passions, New and Old (Yale University)Olympic Champion Nathan Chen graduates from Yale (People Magazine)Engaged Olympians Madison Chock & Evan Bates Share Their Top Wedding Planning Tips (Knot.com)Social Media Updates:Madison Chock, Nathan Chen and Vincent Zhou, #TeamUSA 2022 Olympic Gold Medalists honored at #GoldGala by Kristi Yamaguchi, Apolo Anton Ohno, Chloe Kim, and Shibutanis.Kristi's photos: https://www.instagram.com/p/C676A21O3RO/Madi's photos: https://www.instagram.com/p/C69DavORHc2/Shibutanis' photos: https://www.instagram.com/p/C67h2l7rQtV/Camden Pulkinen graduated from Columbia University on Monday, May 13 with a degree is Psychology.Alexe Gilles graduated from the University of Colorado at Colorado Springs.Congratulations to Carolane Soucisse and Shane Firus who got married on May 2 in Cancun, Mexico.Upcoming EventsMay 18: Marjorie Lajoie's Patinage Atypique: https://fondationautisteetmajeur.fundkyapp.com/fr/patinage-atypiqueJune 14-15, 2024: Diversify Ice's Skate Raiser Soul Chicago https://diversifyice.org/events/New at IDC: Morgan Matthew Pennington joined the team, solo dance interviews, photo shoots in LP, etc. 25 years!New at FSO: Photos from Ice Theatre of NY, Interviews with Lukas Britschgi and Hilbelink sisters.Support this podcast at — https://redcircle.com/this-week-in-skating-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mike Deeks CSC, Group Managing Director, Blue Ocean Marine Tech Systems Pty Ltd Mike assumed the role of Group MD of Blue Ocean Marine Tech Systems (BO-MTS) in September 2021. BO-MTS is a proudly Western Australian company servicing the offshore energy and defence sectors in Australia and the UK, utilising disruptive persistent uncrewed autonomous underwater vehicles fitted with an array of mission specific sensors. Prior to joining BO-MTS, Mike was based in London as the Western Australian Agent General. Mike's role was to represent Western Australian interests and promote Western Australia, throughout the UK, Europe and Israel, as a great place for investment, trade, research and development, education, training, and tourism. Mike had a 32-year naval career including command of three Oberon class submarines and the Fleet Replenishment ship, HMAS Success. His last role in the Royal Australian Navy was as the Commander of the Australian Submarine Group and the Senior Defence Officer in WA. He retired in the rank of Commodore in 2005. Awards include the Conspicuous Service Cross, the Australian Service Medal (Special Operations clasp), the Defence Force Service Medal (three bars) and the Australian Defence Medal. He is a Freeman of the City of London. Mike has a wealth of experience in Marine and Defence Industries, previously holding senior executive roles with L3 Nautronix, Raytheon and Civmec.Mike is currently a Non-Executive Director and Chair of the Governance Committee for Parkerville Children and Youth Centre, a NFP organisation.Past Board roles include Non-Executive Directorships with the Pilbara Ports Authority and Dampier Port Authority, Deputy Chair of the Governing Council of Challenger Institute, member of the WA State Training Board, Chair of Stepping Stones Child Development Centre, member of the Menzies Australia Institute Advisory Board, Kings College, London, and member of the Britain Australia Society Advisory Board. Mike holds a Bachelor of Arts from the University of New South Wales and a Master of Management from the Macquarie Graduate School of Management (NSW). He is a Graduate (with Distinction) from the US Naval War College (Newport, RI) and a Fellow of the Australian Institute of Company Directors.Mike is very happily married to Jenny and they have three wonderful children and six delightful grandchildren. Mike's pastimes and other interests include sailing (having completed four Sydney to Hobart yacht races), walking, bike riding, family times, attempting to play the bagpipes (it only has nine notes – how hard can it be!!), reading and practicing his Christian faith. Hosted on Acast. See acast.com/privacy for more information.

Innovation is about creation, but it's also about finding new spaces where those creations can be used. Today's guest has applied a centuries-old scientific process to solve the problems of a global industry. Today's guest is Dr. Jennifer Holmgren, CEO of LanzaTech. Under Jennifer's guidance, LanzaTech is developing a variety of platform chemicals and fuels, including the world's first alternative jet fuel derived from industrial waste gases. She is also the Director and Chair of the LanzaJet Board of Directors. Prior to LanzaTech, Jennifer was VP and General Manager of the Renewable Energy and Chemicals business unit at UOP LLC, a Honeywell Company. While there, she was a key driver of their leadership in low carbon aviation biofuels. Jennifer has authored or co-authored 50 U.S. patents and more than 30 scientific publications and is a member of the National Academy of Engineering. Jennifer sits on multiple boards and advisory councils, including the Governing Council for the Bio Energy Research Institute in India, the Board of Directors of the U.S.- India Strategic Partnership Forum, the Advisory Council for the Andlinger Center for Energy and the Environment at Princeton University, the National Academies' Board on Energy and Environmental Systems and the Founder Advisory for The Engine, a venture capital fund built by MIT that invests in early-stage science and engineering companies. Jennifer holds a B.Sc. from Harvey Mudd College, a Ph.D. from the University of Illinois at Urbana-Champaign and an MBA from the University of Chicago.Highlights:How LanzaTech's biorefinery systems work (4:23)LanzaTech's background, and how their investment process has grown over time (6:01)How Jennifer was introduced to LanzaTech, and her work history before joining the company (6:44)The science and technology behind LanzaTech, and its protection status (7:20)What products LanzaTech produces, and some of their product partners (9:20)Lanzatech's addressable market (11:16)How LanzaTech's technology differs from other direct air capture technologies (12:00)Jennifer describes who Lanzatech's customers are, and where their technology is currently being deployed (13:32)Jennifer breaks down how the company's business model works (14:52)LanzaTech's expansion plan (18:20)Jennifer explain's LanzaTech's LanzaJet project, and where the idea came from (19:19)LanzaTech's plan to grow their product offerings and develop new systems for different chemical compounds (22:55)How the company is managing the fluctuation economy and stock market as a public company (26:45)Additional resources for listeners (29:49)Links:Jennifer Holmgren on LinkedInLanzaTech on LinkedInLanzaTech WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, marion@lowerstreet.co.

Jim Enote is back to share his valuable insights on funding Indigenous communities.Jim discusses the importance of fostering genuine partnerships between donors and nonprofits, highlighting both success stories and lessons learned from his own experiences. Episode Highlights:Funding Indigenous communities with respect and empathyTrust-based giving and engagementJim Enote Bio:Jim Enote is a Zuni tribal member and CEO of the Colorado Plateau Foundation, which invests in Native-led organizations on the Colorado Plateau. As a counselor to the philanthropic community, he connects, engages, and leverages funding to support regional issues. Enote's service over the past 45 years includes natural resources, cultural resources, philanthropic, and art assignments for many domestic and international organizations. He serves on the Trust for Mutual Understanding Board, is the Chair of the Board at the Grand Canyon Trust and is on the Governing Council of the Wilderness Society. He is a Carnegie Foundation Senior Fellow and National Geographic Society Explorer. He lives in his work-in-progress home at Zuni, New Mexico, where he is also a lifelong traditional farmer.Links:Website: https://coloradoplateaufoundation.org If you enjoyed this episode, listen to these as well:https://podcasts.apple.com/us/podcast/175-be-effective-at-supporting-nonprofits-to-work-together/id1556900518?i=1000652465880 https://podcasts.apple.com/us/podcast/149-indigenous-peoples-day-special-episode-with-erik/id1556900518?i=1000630664943https://podcasts.apple.com/us/podcast/129-giving-well-to-indigenous-communities-with-jim/id1556900518?i=1000613959979Crack the Code: Sybil's Successful Guide to PhilanthropyBecome even better at what you do as Sybil teaches you the strategies and tools you'll need to avoid mistakes and make a career out of philanthropy.Sybil offers resources including free mini-course videos, templates, checklists, and words of advice summarized in easy to review pdfs. Check out Sybil's website with all the latest opportunities to learn from Sybil at https://www.doyourgood.comConnect with Do Your Goodhttps://www.facebook.com/doyourgoodhttps://www.instagram.com/doyourgoodWould you like to talk with Sybil directly?Send in your inquiries through her website https://www.doyourgood.com/ or you can email her directly at sybil@doyourgood.com.

A nine-member political body, tasked with filling the leadership vacuum in Haiti, has been created although their names have not been made public. Also: the US says Iran could attack Israel with drones and missiles within hours, and a Norwegian minister resigns over plagiarism claims.

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: - how the economy is performing - how we expect prices to develop - the risks to the economic outlook - the dynamics behind financial and monetary conditions Published and recorded during our press conference on 11 April 2024 Additional material Our monetary policy statement at a glance, 11 April 2024 https://www.ecb.europa.eu/press/press_conference/visual-mps/2024/html/mopo_statement_explained_april.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 11 April 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/2024/html/ecb.is240411~9974984b58.en.html Monetary policy decisions, 11 April 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp240411~1345644915.en.html Combined monetary policy decisions and statement, 11 April 2024 https://www.ecb.europa.eu/press/press_conference/monetary-policy-statement/shared/pdf/ecb.ds240411~58dd9ec73d.en.pdf?566c397f0364d717913bf7770e67bf17 European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen to The ECB Podcast on SoundCloud, Spotify, Deezer, Stitcher, YouTube, Amazon Music and many more pod.link/ecbpodcast

Meet Rose Patten, one of Canada's pre-eminent business and strategic thinkers. We talk about her life, stellar career, role as Chancellor of the University of Toronto, and her book, Intentional Leadership, filled with insights on strategy and leadership that you need to hear again, or for the first time, in my interview from spring 2023.In this episode, Meet Rose Patten, O.C., one of Canada's pre-eminent business and strategic thinkers, special advisor to the CEO at BMO, inductee to the Hall of Fame of Canada's Top 100 Most Powerful Women, honorary colonel of the Canadian Forces College, and 34th Chancellor of the University of Toronto.  Rose is the author of Intentional Leadership: The Big 8 Capabilities Setting Leaders Apart. We chatted in person at her UofT offices to explore the principles and concepts of leadership well articulated in her popular new book.About RoseRose Patten is Special Advisor to the CEO and Senior Executives at BMO Financial Group. In this role she partners with and advises Group Heads on select strategies with a particular emphasis on strategy execution, leadership development and succession for top leaders.Rose's career has spanned the four financial sectors - banking, trust, insurance and investment banking - with responsibilities for Canada, U.S. Europe and Asia. Previous key roles at BMO include Head of Strategy (Senior Executive President), Global Head of Human Resources (Senior Executive President), Senior Vice President of Corporate Services and the first woman member and long-time Member of the Bank's Executive Committee. Earlier roles include Executive Vice President of BMO Nesbitt Burns, Senior Vice President of Manulife and General Manager of Lloyds Bank Canada.Rose Patten was named the Chancellor of the University of Toronto in May of 2018. She is also an Adjunct Professor at Rotman School of Management, teaching Senior Leadership, Talent and Succession, and Governance. She is member of Massey College, Honorary Patron of Kings College Circle Heritage Society and a member of the Boundless Campaign Cabinet. She was awarded an Honorary Doctor of Laws degree for Corporate Leadership and a University Program has been named in her honour - The Rose Patten Leadership Program.Directorships:Chair of the Board of Directors of Hospital for Sick Children (2014-2017)Chair of Governance and H.R. Committee, BMO ChinaCo (Asia) (2009-2017)Chair of Governing Council, University of Toronto (2004-2007)Chair of Task Force on Governance (2007-2010)Director of Board and H.R. Committee of MetrolinxDirector of Videotron, National Ballet of Canada, and Heart and Stoke FoundationAppointed Officer of the Order of Canada (2017)Honorary Doctor of Laws for Corporate Leadership - University of Toronto (2009)Queen Elizabeth II Jubilee Medal (2012)Woman of Distinction - YWCA for Corporate Leadership (2008)Lifetime Achievement (first time granted) by Canadian H.R. Industry (2014)University of Toronto Arbor Award for Outstanding Service and the Tony Graham Award for Outstanding AchievementConsistently recognized as one of Canada's most powerful women and one of the 25 Most Powerful Women in Banking by U.S Banker Magazine  About MichaelMichael is the Founder & President of M.E. LeBlanc & Company Inc. and a Senior Advisor to Retail Council of Canada and the Bank of Canada as part of his advisory and consulting practice. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, Today's Shopping Choice and Pandora Jewellery. Michael has been on the front lines of retail industry change for his entire career. He has delivered keynotes, hosted fire-side discussions with C-level executives and participated worldwide in thought leadership panels. ReThink Retail has added Michael to their prestigious Top Retail Experts list for 2024 for the third year in a row.Michael is also the president of Maven Media, producing a network of leading trade podcasts, including Canada's top retail industry podcast, The Voice of Retail. He produces and co-hosts Remarkable Retail with best-selling author Steve Dennis, now ranked one of the top retail podcasts in the world. Based in San Francisco, Global eCommerce Leaders podcast explores global cross-border issues and opportunities for eCommerce brands and retailers. Last but not least, Michael is the producer and host of the "Last Request Barbeque" channel on YouTube, where he cooks meals to die for - and collaborates with top brands as a food and product influencer across North America.

Our guest today is Zack DeMeola, Senior Director of Strategic Initiatives at the Law School Admission Council (LSAC), a not-for-profit organization with the goal of advancing law and justice by promoting access, equity, and fairness in law school admission and supporting learning journeys from prelaw through practice. A former corporate litigation attorney, Zack left practice after several years to join the Institute for the Advancement of the American Legal System (IAALS). There, he led the Foundations for Practice project, the most comprehensive study to date of the skills, competencies, and characteristics new lawyers need, and the Unlocking Legal Regulation Project, where he directed a team of researchers and lawyers to promote a regulatory system that meets the demands of everyday people. From 2020-2023, Zack promoted innovation in the legal profession and in addressing the access to justice crisis as a member of the Governing Council of the ABA Center for Innovation. Today, at LSAC, Zack supports a range of initiatives, from overseeing research into trends affecting current and prospective law students and advocating for a better way to regulate legal education to working with cross-functional teams to design and implement specific programs, learning outcomes, and standards-based assessments in the organization's educational programs. Zack is also committed to continuous improvement in legal education as a co-chair of the ABA Resources on Outcomes and Assessments Committee. Additionally, he co-founded Access to Justice Ventures with Natalie Anne Knowlton—a past guest on the podcast. In 2023 the ABA Journal named Zack a Legal Rebel for his groundbreaking work creating a holistic way for law students to find where they fit into the profession, including his work with Foundations for Practice. In our wide-ranging discussion, Zack talks about the mission of LSAC, reconsidering the way we educate and test new lawyers, professional identity formation, and how clerking at the Arkansas Supreme Court shaped his career.

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% target in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: - how the economy is performing - how we expect prices to develop - the risks to the economic outlook - the dynamics behind financial and monetary conditions Recorded and published on 7 March 2024 Our monetary policy statement at a glance, 7 March 2024 https://www.ecb.europa.eu/press/pressconf/visual-mps/2024/html/mopo_statement_explained_march.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 7 March 2024 https://www.ecb.europa.eu/press/pressconf/2024/html/ecb.is240307~314650bd5c.en.html Monetary policy decisions, 7 March 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp240307~a5fa52b82b.en.html Combined monetary policy decisions and statement, 7 March 2024 https://www.ecb.europa.eu/press/pressconf/shared/pdf/ecb.ds240307~8e06c79bf2.en.pdf?e86e578f1a99fdaa095a37dc4f1f6355 European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen to The ECB Podcast on SoundCloud, Spotify, Deezer, Stitcher, YouTube, Amazon Music and many more pod.link/ecbpodcast

In this podcast, we cover - 1. Frameworks for combining impact with profitability to build a mission driven business 2. The early days of building ReNew: the journey of finding early believers and operating in a ‘blue ocean' 3. Nuances of nurturing talent and championing gender and diversity Vaishali Nigam Sinha is the Chair for ReNew Foundation and Chief Sustainability Officer for ReNew Power, which is India's largest renewable energy IPP (Independent Power Producer). A strong advocate of equal participation of women in economic activities, Vaishali is also passionate about Climate Change, Women's Entrepreneurship and Leadership. She has been a speaker at international forums like the California Governor's Global Climate Action Summit, Clinton Global Initiative and United Nations Global Compact Network.  Vaishali is deeply engaged with industry bodies, think tanks and educational institutions. She is a member of the Governing Council of the UN Global Compact Network, India (GCNI) and Chairperson of their Gender Committee; Chairperson – South Asian Women In Energy (SAWIE); Co – Chair of CII Indian Women Network and Woman Empowerment Committee. Vaishali is on the Advisory Board for Columbia Global Centers | Mumbai and is a member of the Governing Council of the Vedica Scholars Programme for Women. She also serves on the Advisory Committee of the Centre of Excellence for Research on Clean Air (CERCA) at Indian Institute of Technology, Delhi.Vaishali was felicitated for her outstanding contribution towards woman empowerment by CSR Journal in July 2019, and also recognized as being amongst India's Top 25 Impactful CSR Leaders by the India CSR Network in April 2019. CEO Today magazine has conferred the Business Woman of the Year Award 2019 on her for her achievements and leadership of women in business. Vaishali has completed the Owners and Presidents Management Program from Harvard Business School and has a Masters in Public Policy from Columbia University's School of International and Public Affairs, where she was an American Association of University Women (AAUW) scholar. 

Today's conversation is about interpersonal therapy (IPT). You'll learn what IPT is, how it differs from other therapies, and why it is a validated therapy that is well-suited for the perinatal population. Many more clinicians should seek training in this therapy modality which is full of useful tools and skills. Join us to learn more! Elyse Springer is a longtime colleague and friend with much knowledge about supporting people in their perinatal mental health. She is a current board member for Postpartum Support International's California chapter and serves as the Policy and Advocacy Chair. She is an emeritus Governing Council member for Maternal Mental Health NOW; she served an eight-year term and continues to provide ongoing training for the organization. She served as a board member of the national maternal mental health policy and advocacy group 2020 Mom Project from 2014-2019, and subsequently sat on the organization's clinical advisory panel through 2021. In addition, Elyse is a training faculty and emeritus board member for the national perinatal loss organization Return to Zero: HOPE and training faculty for the paternal perinatal non-profit Love, Dad. Elyse is certified in perinatal mental health, and she is an EMDRIA-approved therapist and consultant, certified in Interpersonal Therapy (IPT) by the IPT Institute, and an IPT supervisor-in-training. She lives and works in Los Angeles, California.  Show Highlights: What is interpersonal therapy (IPT)? Why the goal of IPT is to ensure social support—and how this is accomplished How IPT can help with specific relationship needs in the perinatal period Three main areas of focus in IPT: grief/loss, role transition, and interpersonal disputes Examples of how Elyse might work with a couple around role transitions in the perinatal period What we should realize about decolonizing mental health and focusing on collaborative approaches of social support within a person's culture How problem-solving and role-playing are done within the IPT model How IPT focuses on experiences, goals, and positive communication How IPT sessions are structured as a 12-session model with periodic check-ins to follow up Where to go for IPT training: IPT Institute Resources: Connect with Elyse Springer: Website and Instagram Visit www.postpartum.net for resources and support!  Visit www.postpartum.net/professionals/certificate-trainings/ for information on the grief course.   Visit my website, www.wellmindperinatal.com, for more information, resources, and courses you can take today! Learn more about your ad choices. Visit megaphone.fm/adchoices

US futures are indicating a very slightly higher open as of 04:05 ET. European equity markets have opened mixed, following broadly higher levels in Asian markets. Recent strength in equity markets pinned on stabilization of Fed pivot re-pricing ahead of January FOMC meeting, with ~140 bps of rate cuts priced in for 2024. More traction behind disinflation narrative after US core PCE inflation fell to lowest since March 2021 on annualized basis. Divisions between hawks and doves within ECB's Governing Council becoming more evident. BoE set to leave policy on hold this week.Companies Mentioned: Western Digital, SK Hynix, HollySys

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: - how the economy is performing - how we expect prices to develop - the risks to the economic outlook - the dynamics behind financial and monetary conditions Published and recorded during our press conference on 25 January 2024. Our monetary policy statement at a glance, 25 January 2024 https://www.ecb.europa.eu/press/pressconf/visual-mps/2024/html/mopo_statement_explained_january.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 25 January 2024 https://www.ecb.europa.eu/press/pressconf/2024/html/ecb.is240125~db0f145c32.en.html Monetary policy decisions, 25 January 2024 https://www.ecb.europa.eu/press/pr/date/2024/html/ecb.mp240125~f738889bde.en.html Combined monetary policy decisions and statement, 25 January 2024 https://www.ecb.europa.eu/press/pressconf/shared/pdf/ecb.ds240125~d65b43331a.en.pdf European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen to The ECB Podcast on SoundCloud, Spotify, Deezer, Stitcher, YouTube, Amazon Music and many more pod.link/ecbpodcast

- BIG News - Apple loses to.... - World Economic Forum Davos Happening - Picking on Rich Peeps AGAIN - let them eat stimulus! - Best of CES? - EVs getting some shade thrown - Bitcoin ETF approved PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm Up - BIG News - Apple Loses to.... - World Economic Forum Davos Happening - Picking on Rich Peeps again - Best of CES? - EVs getting some shade thrown - Bitcoin ETF approved Market Update - Natural Gas price on the move - huge jump - 3 downgrades for Apple last week - Bank earnings - mixed, but could say disappoint - Another Stop-gap bill to AVERT a government shutdown Can You Believe this? - Microsoft ended Friday's U.S. trading session as the most valuable publicly traded company, surpassing Apple after briefly topping the iPhone maker during intraday trading on Thursday. - Shares of Microsoft climbed more than 3% for the week, bringing the company's market cap to $2.89 trillion, while Apple's stock dropped by over 3%, lowering its valuation to $2.87 trillion. More Apple - Apple said on Thursday that former Vice President Al Gore will retire from the company's board next month after serving as a director since 2003. - Other: 3 Downgrades last week! (Stock still up 2.5% for the week although down 3.5% for the year 2024 More Wealth News - Just in time for Davos - pick on the rich - LET THEM EAT STIMULUS! - The world's five richest men have more than doubled their vast wealth since 2020, according to an Oxfam report, as the charity calls for curbs on "corporate power." - The report found that the combined fortune of the world's wealthiest people — Tesla CEO Elon Musk, LVMH boss Bernard Arnault and family, Amazon founder Jeff Bezos, Oracle founder Larry Ellison, and veteran investor Warren Buffett — has jumped from $405 billion in March 2020 to $869 billion in November 2023. - Seven of the world's ten biggest companies have a billionaire as their CEO or main shareholder, the report found. Meanwhile, the world's richest 1% of people own 43% of global financial assets, according to the research, such as publicly listed instruments like stocks and bonds, along with stakes in privately-held businesses. - "If current trends continue, the world will have its first trillionaire within a decade but poverty won't be eradicated for another 229 years," Oxfam said. Even MORE Davos - The global economy faces a year of subdued growth prospects and uncertainty stemming from geopolitical strife, tight financing conditions and the disruptive impact of artificial intelligence, a survey of top economists released on Monday found. - Conducted each year ahead of the World Economic Forum's (WEF) annual meeting in the Swiss resort of Davos, the survey of 60-plus chief economists drawn globally from the private and public sectors attempts to sketch priorities for policymakers and business leaders. (meaningless) - Some 56% of those surveyed expect overall global economic conditions to weaken this year, with a high degree of regional divergence. While majorities saw moderate or stronger growth in China and the United States, there was broad consensus that Europe would muster only weak or very weak growth. - The outlook for South Asia and East Asia and Pacific was more positive, with very high majorities expecting at least moderate growth in 2024. - 70% see financial conditions loosening (rate cuts and stimulus) as inflation slows Speaking of Rate Cuts (NOT) - The European Central Bank may defy market expectations and hold off on starting interest rate cuts during the whole of 2024, the institution's Governing Council member Robert Holzmann said Monday.

Amun Thapa, the individual behind the inception of Sastodeal and a co-founder of Khaalisisi, additionally serves on the Governing Council of CNIYEF. Furthermore, he previously held a co-ownership position at the Irish Pub.

Therese B. Pandl, RN, MN, MBA, FACHEExecutive SummaryTherese is a healthcare executive, with over 35 years of progressive leadership in large, complex health care systems. Successful record of achievement in building integrated systems of care, advancing physician alignment, improving clinical delivery systems as well as developing successful risk-based payment models. She has led strategic growth initiatives including multiple physician integration initiatives, alignment of independent hospitals, development of a provider-sponsored health plan as well as service line expansions. Operationally, Therese drove a division structure to reduce redundancies, increase efficiency and reduce costs across the continuum. Therese is recognized for developing teams that produce significant results while maintaining effective board, physician, and staff relationships. Passionate about coaching to enhance leadership capacity, driving improvements in safety, quality, and affordability.Professional Experiences• HSHS: Eastern Wisconsin Division President and CEO• HSHS: President and CEO St. Vincent Hospital and St. Mary's Medical Center• Columbia St. Mary's: Executive Vice President and COO; Executive VP of Hospital Operations; EVP Ozaukee Region• St. Mary's Hospital, Ozaukee: Senior VP and COO.• St. Mary's Milwaukee: Vice President of Operations; Vice President of Patient Services, Director Special Projects, and Education; various clinical leadership positions Key Career Accomplishments• Achieved highest performing division within system as Division President and CEO, drove performance of 4 hospitals including the partner relationship with an integrated physician clinic with over 400 providers (Prevea Health) and minority affiliation with a fifth hospital. Grew revenue and operating margin by over 35% over the 11 years served.• Served on system-wide strategy team and led various system initiatives including clinical and operational improvements.• Developed financial integration and partnership models with large multi-specialty physician group and separately with a progressive medical oncology group.• Led initiative to implement EMR in division, which was later adopted and installed across the system.• Developed strategic partnerships with regional hospitals through minority equity investments and service line strategies to coordinate care in broader market.• Created Division structure for all 4 hospitals to function cooperatively with a single executive team, shared management, spreading expertise to drive highly reliable patient care, providing standardized, high quality support to each facility. Reduced management structure by over 50%.• Implemented service line structure across the division, with vision, strategic plan and dashboards for each line. Growth and performance improvement demonstrated in each line.• Led development of provider-sponsored health plan in partnership with well-respected existing insurer to leverage their infrastructure. Previously served as president of hospital-physician organization, which contracted with managed care to drive appropriate payment protocols.• Developed designated Children's hospital within a hospital, achieving significant community support through a successful multi-million-dollar capital campaign with Aaron Rodgers as Honorary Campaign Chair.• Designed and delivered regional system agenda for performance improvement, including quality & safety, executive sponsor for LEAN program, data- driven efficiency processes and improving patient satisfaction.• Oversaw major facility construction projects including replacement hospital, inpatient tower additions, ambulatory surgery centers, physician clinics, etc. totally over $800 million.• Chaired Wisconsin Hospital Association (WHA) board, served on multiple committees and received WHA Distinguished Service Award.Education• MBA University of Wisconsin Milwaukee, 1992• MN Master of Nursing, University of Washington, Seattle Washington, 1979• BSN University of Wisconsin, Milwaukee, 1976 Certifications, Honors and Affiliations• Fellow American College of Healthcare Executives• American Hospital Association – Regional Policy Board- 2018 to 2020; Governing Council for Metro Areas 2011-2014• Medical College of Wisconsin- Green Bay Campus Community Advisory Board 2015-2019• St. Norbert College Schneider School of Business Advisory Council 2015-2020• Congregation of St. Agnes Sponsorship Board, Fond du Lac, WI.  Jan. 2015-2018• Prevea Health, Board of Directors 2009- 2020• Nicolet National Bank, Board of Directors, 2010- 2016

Support the show → 0.0.1725506This week brings a major upgrade to the show: new professional equipment, a theme song and unlocked potential thanks to supporters of the show! Also, Hedera gets a new president, the Governing Council teases a new member in their October meeting, FSCO goes live on the Hedera mainnet, Bitcoin ETF rumours and network struggles, music NFTs, Flutterwave makes major moves for African payments and the real struggles of a bull market. This is a big one folks! Next week will be the last episode of the year...Tune in live on

Today our Governing Council decided on monetary policy, determining what's needed to return inflation to our 2% goal in a timely manner. Listen to President Christine Lagarde present today's decisions. The statement also covers: - how the economy is performing - how we expect prices to develop - the risks to the economic outlook - the dynamics behind financial and monetary conditions Published and recorded during our press conference on 14 December 2023. Additional material Our monetary policy statement at a glance, 14 December 2023 https://www.ecb.europa.eu/press/pressconf/visual-mps/2023/html/mopo_statement_explained_december.en.html Christine Lagarde, Luis de Guindos: Monetary policy statement, 14 December 2023 https://www.ecb.europa.eu/press/pressconf/2023/html/ecb.is231214~df8627de60.en.html Monetary policy decisions, 14 December 2023 https://www.ecb.europa.eu/press/pr/date/2023/html/ecb.mp231214~9846e62f62.en.html Combined monetary policy decisions and statement, 14 December 2023 https://www.ecb.europa.eu/press/pressconf/shared/pdf/ecb.ds231214~cbcff0882a.en.pdf Macroeconomic projections, 14 December 2023 https://www.ecb.europa.eu/pub/projections/html/index.en.html European Central Bank https://www.ecb.europa.eu/home/html/index.en.html You can also listen to The ECB Podcast on SoundCloud, Spotify, Deezer, Stitcher, YouTube, Amazon Music and many more pod.link/ecbpodcast

Innovation is about creation, but it's also about finding new spaces where those creations can be used. Today's guest has applied a centuries-old scientific process to solve a global industry problems. Today's guest is Dr. Jennifer Holmgren, CEO of LanzaTech. Under Jennifer's guidance, LanzaTech is developing a variety of platform chemicals and fuels, including the world's first alternative jet fuel derived from industrial waste gases. She is also the Director and Chair of the LanzaJet Board of Directors. Prior to LanzaTech, Jennifer was VP and General Manager of the Renewable Energy and Chemicals business unit at UOP LLC, a Honeywell Company. While there, she was a key driver of their leadership in low carbon aviation biofuels. Jennifer has authored or co-authored 50 U.S. patents and more than 30 scientific publications and is a member of the National Academy of Engineering. Jennifer sits on multiple boards and advisory councils, including  the Governing Council for the Bio Energy Research Institute in India, the Board of Directors of the U.S.- India Strategic Partnership Forum, the Advisory Council for the Andlinger Center for Energy and the Environment at Princeton University, the National Academies' Board on Energy and Environmental Systems and the Founder Advisory for The Engine, a venture capital fund built by MIT that invests in early-stage science and engineering companies. Jennifer holds a B.Sc. from Harvey Mudd College, a Ph.D. from the University of Illinois at Urbana-Champaign and an MBA from the University of Chicago.Highlights: How LanzaTech's biorefinery systems work (3:23) LanzaTech's background, and how their investment process has grown over time'(5:02) How Jennifer was introduced to LanzaTech, and her work history before joining the company (5:45) The science and technology behind LanzaTech, and its protection status (7:35) What products LanzaTech produces, and some of their product partners (8:39) LanzaTech's addressable market (10:17) How LanzaTech's technology differs from other direct air capture technologies (11:00) Jennifer describes who LanzaTech's customers are, and where their technology is currently being deployed (12:32) Jennifer breaks down how the company's business model works (13:53) LanzaTech's expansion plan (17:21) Jennifer explains LanzaTech's LanzaJet project, and where the idea came from (18:20) LanzaTech's plan to grow their product offerings and develop new systems for different chemical compounds (22:39) How the company is managing the fluctuating economy and stock market as a public company (25:44) Additional resources for listeners (28:48) Links:Jennifer Holmgren on LinkedInLanzaTech on LinkedInLanzaTech WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, marion@lowerstreet.co.

While the ECB followed headline inflation with raised policy rates yet again last week, the Fed meeting this week may be more focused on core inflation and a hiking pause.----- Transcript -----Welcome to Thoughts on the Market. I'm Seth Carpenter, Global Chief Economist for Morgan Stanley. Along with my colleagues, bringing you a variety of perspectives, today I'll be talking about the debate around oil price effects on inflation and growth, and what it means for central banks. It's Monday, September 18th at 10 a.m. in New York. Last week, the European Central Bank raised its policy rate again. We had expected them to leave rates unchanged, but President Lagarde reiterated that inflation is too high and that the Governing Council is committed to returning inflation to target. She specifically referenced oil among rising commodity prices that pose an upside risk to inflation. From the summer lows of around $70 per barrel, the price of Brent oil has risen to over $93 a barrel. How much should oil prices figure in to the macro debate? In previous research our economics team has tried to quantify the pass through of oil prices to inflation and different economies. Our takeaway is that for developed market economies, the pass through from oil prices to even headline inflation tends to be modest on average. In the quarter, following a 10% increase in oil prices, headline inflation rises about 20 basis points on average. For the euro area in particular, we have estimated that an increase like we have seen of $20 a barrel should result in about a 50 basis point increase in headline inflation. For core inflation the pass through tends to be less, about 35 basis points. Especially given the starting point though, such a rise is not negligible, but the effect should fade over time. Either the price of oil will retreat or over the next year the base effects will fall out. But energy prices can also affect spending. Recent research from the Fed estimates the effects of oil prices on consumption and GDP across countries. They estimate that a 10% increase in oil prices depresses consumption spending in the euro area by about 23 basis points. What's the mechanism through which oil price shocks affect consumption? Consumer demand for energy tends to be somewhat inelastic. That is, it's harder to substitute away from buying energy than other categories of spending. So back to the ECB, we had not expected them to hike rates, but we did think it was a close call. Core inflation had started to come down, and when it became clear that core services inflation that peaked and was drifting lower against a backdrop of signs pointing to a weaker euro area economy, we revised our call to no hike. So from our perspective, the ECB has increased the risk of hiking perhaps too much based on headline inflation. The ECB statement last week noted that inflation "is still expected to remain high for too long", but because it seems that they are now done hiking, the debate is going to turn to the duration of this so-called "higher for longer" with the policy rate. With the effects of inflation passing over time, but the drag of GDP showing up over the next few quarters, we get more comfortable expecting rate cuts there as early as June next year. The Fed is meeting this week and the last US CPI print showed headline inflation boosted by higher gasoline prices. Sound familiar? Well, our colleagues in the U.S. team have stressed that the Fed will likely look through the non core inflation. And, as in Europe, the increases in oil prices should lower purchasing power for consumers in the near term, further limiting economic activity and that is part of the objective of higher policy rates right now. With the Fed's focus on core rather than headline inflation, the last data print gives more reason to think the Fed is done hiking. Taking the last CPI print and combining it with last week's data from the Producer Price Index, you can infer a monthly rate of 0.14% for core PCE inflation in August. When the Federal Open Market Committee revisits its June economic projections, they will essentially be forced to revise down their forecasts for core inflation for this year. Thanks for listening and if you enjoy the show, please leave us a review on Apple Podcasts and share Thoughts on the Market with a friend or colleague today.

Dr. Leemon Baird is the cofounder of Hedera. In this interview we discuss:- How Hedera Hashgraph works - HBAR tokenomics- Hedera governing council- Hyundai and Kia building on Hedera- Hedera being used for payments by Banks- Dropp micropayments platform Fed Now endorsement- CBDCs and right to privacy- Future of Crypto, NFTs, Tokenization, Metaverse

"The first state to form an interim governing council." Myanmar Spring Chronicle 15th Jun 2023 (Moemaka Article)-Hein Ko Ko.This item belongs to: audio/opensource_audio.This item has files of the following types: Archive BitTorrent, Item Tile, Metadata, PNG, Spectrogram, VBR MP3