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Keith discusses strategies for building wealth in real estate, emphasizing efficient property operations and leveraging. He suggests setting tenant occupancy limits, sub-metering utilities, and increasing rentable space. He explains the leverage ratio, which measures the relationship between debt and equity, and advises maintaining a high ratio for better returns.  Hear his take on the Florida's real estate market, including falling property values, oversupply, and rising insurance premiums. Despite these issues, Keith remains optimistic about Florida's long-term potential due to its population growth and low taxes. Free Resources: Connect with a free GRE Investment Coach at GREinvestmentcoach.com Show Notes: GetRichEducation.com/551 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:00   Welcome to GRE I'm your host. Keith Weinhold, today, the two things you've got to focus on if you're ever going to build wealth as a real estate investor, why Trump wants to fire Fed Chair Jerome Powell, then, is Florida real estate doomed with falling property values, a housing oversupply, spiking insurance premiums and slowing population growth. It's episode 551, of get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:16   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:32   Welcome to GRE from Manhattan, Kansas to the finance capital of Manhattan in New York City, and across 188 nations worldwide, you are back inside get rich Education. I'm your host, and my name is Keith Weinhold. I think you know that by now, because we deliver weekly shows more steadily and predictably than a new tariff policy. I've got more on tariffs in a funny clip on Trump wanting to fire Jerome Powell in stories on that level soon. But first, you know one thing that I've made you mindful of lately is that a successful real estate investor needs to pay attention to two big things if you want to build wealth First, keep your property operations efficient. This is your cash flow function. And second look at your net worth statement, and be mindful that you are leveraging as many dollars as you responsibly can. Let me break down both of these for you so that you can see what I really mean here the first one, keeping your property operations efficient. That means that right up front, with a new tenant in the application, find out how many tenants are going to live there, and firmly let them know that they cannot exceed this or that they're in violation of the lease. Can you get 20% more rent, or even 50% more rent by furnishing your unit and marketing it not as a long term rental, but as a midterm rental, and targets, say health professionals that are traveling if you're in a hot rental market. Can you simply keep the rent the same, but have new incoming tenants pay a utility bill for you that you had previously been paying by sub metering your utilities. Other examples of taking the rental property you already have and making it more efficient, you know, there are more classic items, like increasing your rentable space, renting out separate on site, storage space, adding a carport, charging pet rent or just boosting the curb appeal. Can you build an adu on your property? How about appealing your property taxes or automating your rent collection. Why don't you take a look at your insurance policies? You know, a lot of them have $1,000 deductibles. Well, if you're an economically resilient investor, consider raising your deductibles to 5k that way you lower your insurance premium and increase your cash flow that way. I mean really, putting in insurance claims can be somewhat of a pain anyway. Okay, well, right. There were maybe, I don't know, 10 or 15 quick ideas for streamlining your property's operations and increasing your cash flow. Now, don't try to do every one of them, but if there's at least one or two that you can think of as low hanging fruit to go ahead and harvest with the nature of what you've got going in your portfolio. And you know, ideas like I just shared there, you can hear about that on some other real estate investing platforms. But you know what the bigger gain. Is that you can actually make they take less work and fewer people talk about these things all right, and that's the second thing I'm talking about. Yes, it is typically more profitable for you and less work for you. If, instead of all those things, you increase your leverage ratio. Now, doing this does not help your cash flow, it helps your net worth. And net worth is something that you can later convert to cash flow. And this second one increasing your leverage that's a strategy that you just don't hear about on very many real estate investing platforms. So I haven't discussed leverage ratio in a long time. So let's talk about what it is, how you can improve yours, and then what it does for building your wealth. Okay, it's the relationship between your debt and your equity, and here's how to determine yours, and then I'll tell you how you're performing. Once you've determined yours, you might even be able to do it roughly in your head. All you do is take the total value of all the real estate that you own and divide it by your loan balances. That's it. Say you own a million dollars worth of real estate and you've got 500k of total debt on all that real estate. Well, it's really simple. Just divide your value a million bucks, buy your debt, 500k and your leverage ratio is two to one. Let's just call that two. If you're looking to build wealth, that number of two is kind of low. It should be higher. It means that you've got 50% equity in your property. Now say that instead, on the day that you bought that million dollars in real estate, you only made a 200k down payment. That's awesome. A million bucks divided by 200k your leverage ratio is five. All right. Well, what are these numbers really mean? Like this two and this five? All right, it's important because it is what you use to multiply your real estate's rate of appreciation by in order to find your rate of return. So just say that your real estate appreciates 4% this year. If your leverage ratio is just two, that's only an 8% return on your skin in the game. But if you've got more debt and your leverage ratio is five, then a 4% return means you've got a 20% return on your skin in the game. Do that keep your leverage ratio high? Now, what if your leverage ratio falls all the way down to a one. What does that mean? Oh, dear, you're not really doing much to build wealth because all of your properties are paid off. You don't have any mortgages on them. So if you're down to a one, all you've got working for you, from an appreciation standpoint, is compound interest. That's the point at which you've fallen from a compound leverage instrument down to a compound interest instrument. And as we know here at GRE which is counter to the mainstream world. And yeah, the mainstream world is where you have to work all of your life at a job you hate. And that's what you'll do if all you have is unlevered compound interest, all right, and if all you have is unlevered compound interest, well, don't book your Blue Origin flight quite yet. You're not going to go on one you can count on sitting behind a desk for decades instead.   All right. Well, how do you determine your leverage ratio? Again, it's your total real estate value divided by your equity. All right. Now, how do you keep your number high? By making new purchases with 20 to 25% down payments, and by not making new purchases is another way, and instead performing cash out refinances or doing both, you know another way to increase your leverage ratio, and you might not have thought about this, it's when real estate values fall. Now, that's surely not a desirable way to do it, and it doesn't happen often, but when real estate values fall, that drops both your real estate's value and your equity value by the same amount. And interestingly, with some of the ways that I described that you can add value to a property earlier, like a carport, that makes your cash flow better, but it does make your leverage ratio worse at the same time, a way to decrease your leverage ratio fast and lower your wealth building potential fast is to make an extra principal payment of a few 1000 bucks. I mean that one act alone might drop it from, say, a 3.14 to a three point. One Two over night. But look, I don't know what real estate markets you're invested in, and if you tell me what your number is, I'm gonna know how much your future wealth building power is, because you're keeping dollars not merely compounding, but leveraged. And if your number falls below about two and a half, which means 40% equity, that's typically when I begin looking to refinance or sell an equity heavy property, to do a 1031 into a bigger one. So two and a half, that's the number where you often want to take action. And really this is all just a fresh way of approaching an enduring mantra here at GRE Oh yeah, financially free beats debt free, and this sure can make you a mutineer among the masses. And I've been talking about these mutineers sort of things a lot lately, even with a tinge of irreverence. Perhaps you might remember that three weeks ago here on the show, I discussed how, depending on your circumstance, you can even make a car loan good debt, and how a seven figure income is the new six figures and then, yes, perhaps more irreverence. Last week in your free audio course, it was pretty iconoclastic to break down in detail how a 38% rate of return from just everyday buy and hold real estate is not risky at all. And last week's episode 550 the free course, that's probably the most important episode we've done in a long time. For a beginning real estate investor, if you've got any relative or friend in your life that you know, do you have someone around you that just doesn't get it about real estate investing, that really doesn't understand why you do this, please go ahead and share last week's episode with him. Episode 550 now on to the actual person of one, Donald John Trump. And why do I always say his name that way? I don't know. I'm not sure how that ever got started, but I don't say that as often as I call myself a remorseless slack jaw. In any case, the President wants to fire the Fed Chair Jerome Powell. This is nothing new. It just flared up again. I mean, here's the latest flare up. Listen to how Trump says he's never been fond of Powell. Okay, key in on that. This is Tom llamas on NBC, nightly news. You'll also hear the voices of Trump, Powell and Elizabeth Warren in Washington.    Unknown Speaker  8:38   There's a mounting standoff between President Trump and the Chairman of the Federal Reserve. The President blasting Jerome Powell for not lowering interest rates, accusing him of playing politics. Gabe Gutierrez is at the White House with markets on edge and his trade war escalating. President Trump is lashing out at the Federal Reserve Chairman he once appointed, writing on social media that Jerome Powell's termination cannot come fast enough. I don't think he's doing the job. He's too late, always too late. Slow. And I'm not happy with him. I let him know it, and if I want him out, he'll be out of there real fast, believe me, the rebuke coming after this warning from Powell Wednesday, tariffs are highly likely to generate at least a temporary rise in inflation, the President now slamming him for not cutting interest rates to help the economy. We have a Federal Reserve Chairman that is playing politics, somebody that I've never been very fond of, actually, but he's playing politics. Powell says the Fed needs more clarity before making a move. We're never going to be influenced by any political pressure. People can say whatever they want. That's fine. Trump had previously said he would not try to replace Powell, and earlier this week, the Treasury Secretary stressed the importance of an independent federal reserve. I believe that monetary policy is a jewel box that's got to be preserved. Democrats warning of chaos if Powell is ousted, if Chairman Powell can be fired by the President of the United States, it will crash the markets in the United States. Powell, whose term as Fed Chair ends next year, has said the President does not have the legal authority to fire him. If he asked you to leave, would you go? No.   Keith Weinhold  14:38    In that clip, Trump said he's never been very fond of pow dude. You appointed him, you You appointed him as Fed Chair in your first term, where you must have liked him more than any of the other candidates. Geez. Now you may or may not like Powell, but I don't see how. He's playing politics before lowering interest rates, it's completely sensible for him to see how the tariffs play out first. The Fed has long been independent of the executive branch, so they're supposed to be Trump wants Powell to lower interest rates. And remember, Powell already cut rates a full 1% late last year, and I really don't even agree with that cut when inflation was still elevated. Trump says Powell is always too late. Well, everyone agrees that Powell was too late to raise rates back in 2022 I mean, that had to do with the whole gaff where he said that inflation is just transitory, and no one will let Powell forget that. But do you give pal credit for a soft landing? I mean, he since brought down inflation while keeping us out of a recession, that's the definition of a soft landing. You know, I don't fully give pal credit there, just a little but remember, by that point, the inflation damage has already been done. It's already hurt a lot of people, and that's not changing. Now, of course, the inflation enriched you and it enriched me, because we're the real estate investors, and inflation is always going to do that for us. What happened is that Trump is frustrated because he saw the European Central Bank just lower their rates. So that's why he wants to see that happen here too. Because of course, lower rates can help the economy, at least in the short term. So I wondered about what you think. So what I did is I asked you in our latest Instagram poll, the question I asked was simply, should Jerome Powell be retained or fired? I was a little surprised at the result. 38% of GRE Instagram poll respondents said pal should be retained, and 62% said fired. I didn't think as many as 62% would say fire Powell. My best guess is that it's because you want lower interest rates on mortgages, and my next best guess is that you want to fire Powell, not because you dislike him, but more because you want to abolish the Fed completely, which I guess means that Powell would be fired that way. Did you hear about what happened when Donald Trump called tech support? Yeah. He told them, my tariffs aren't working. Tech Support responded with, did you try turning them off and back on again.    Hey, coming up shortly is Florida real estate doomed. If you'd like to reach out to us here at the show, you can do so at get rich education.com/contact, that's whether you have a comment or a question or a concern or a content suggestion you can communicate either through voice or email on our contact page, there one thing that we don't need, respectfully, are booking agents for shows reaching out to us. You know, I used to say that we have 50 times as many guest requests to be on the show with me here as we do available spots, but now it is more than 50x and I'm really grateful to host a platform where I guess a lot of people want to join in and contribute here, but the reality is that we only have one show a week, and a lot of weeks like this one I don't have any guests at all on the Show. That page is monitored by my terrific executive assistant, Brenda, just like most everyone here at GRE She's an active real estate investor too, and again, comments, questions or concerns about the show, please contact us at the contact page and get rich education.com/contact. More. Next you're listening to get rich education.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com, that's ridgelendinggroup.com.   T. Harv Ecker  20:45   This is the millionaire minds. T. Harv Ecker, you're listening to the powerful Get rich education with Keith Weinhold. Don't quit your day dream.   Keith Weinhold  21:10   Welcome back to get rich Education. I'm your host. Keith Weinhold is Florida real estate doomed. Most anyone that pays attention has probably noticed that the Sunshine State has some areas, well, really, a number of them where property values have actually fallen. This is tied to the fact that there's an inventory over supply. There have been spiking insurance premiums tied to hurricanes. And what about the slowing population growth, and since the pandemic, Florida has had some of the fastest growing, highest appreciating markets in the entire nation. But today, in fact, there's a giant home builder there KB Homes that finds Florida's housing market. In their words, it's weak enough that they are cutting prices this spring. And KB Homes is ranked number 545 on the fortune 1000 so they're pretty sizable. And then an even larger home builder, Lennar, they basically said the same thing. The CEO of KB Homes said, quote, demand at the start of this spring selling season was more muted than what we have seen historically, despite a healthy level of traffic in our communities. So we took steps to reposition our communities to offer the most compelling value, and buyers responded favorably to those adjustments. End of the quote, yes, that is a genteel way of saying that we had to cut prices to get buyers like I mentioned to you, starting, gosh, probably a year ago or more, that other home builders have, instead of cutting prices, offered mortgage rate buy downs to buyers, be mindful though of how much your home builder is paying for those buy downs and how much you are at the closing table. Now, as we know, nationally, there's still a housing supply shortage, but KB, who does business in other states, says that Florida is the weakest, and that's due to over supply. Now let's forget about in migration for a second. Okay, that weakness is because a lot of communities are overbuilt to the point that the in migration rate cannot keep up with the over building. And of course, it's hard to generalize. Florida is a big, populous state of 23 million people. Southwest Florida has been hit the hardest that's pretty well documented. Punta Gorda, home values are down 9% year over year. Cape Coral down 7% let's go to the opposite end of the state, and Jacksonville, up in Northeast Florida that has about seven months of housing supply. It's actually pretty close to a balanced market between buyers and sellers, and then in the center of the state, Orlando, there's six months of supply that is a balanced market where there is normalcy in negotiation between buyers and sellers and a smattering of offers on one property And no one rushing and doing things like waving their inspection and then Miami Fort Lauderdale, you know, I really don't talk about them much on the show, because their prices are too high to work well as long term cash flowing rentals, both KB and Lennar say that they're keeping an eye on tariffs and that the changes to immigration have not changed their operations very much yet, because, remember, a lot of construction laborers are immigrants, and if they get deported, and then you need to hire native born US labor. Well, home prices go up, all right. Well, what about the Florida insure? Crisis. You know, over the past few years in Florida, a bunch of carriers have just withdrawn. They have pulled out of the state, farmers, insurance, bankers, insurance, Lexington insurance, all pulled out. Farmers told The New York Times that this business decision was necessary to effectively manage risk exposure. Similarly, AAA is another carrier, and they said that they're not going to renew some policies. They said the markets become challenging. 2022 catastrophic hurricane season that really contributed to an unprecedented rise in reinsurance rates, and that made it more costly for insurance companies to operate there at all. And prior to that, the market was already strained and had increased claims costs due to inflation and excessive litigation. That's what triple A said. All right, so where does this leave homeowners? Well, some are already relying on state and federal insurance programs, like the National Flood Insurance Program. There's a state carrier called citizens now, flood insurance is not required outside of a special hazard flood area, but that doesn't mean that a home is going to escape flooding if a hurricane passes through, but having insurance it does help along and accelerate the recovery process. Florida has some of the best Building Code adoption and enforcement in the country, and that fact alone has saved 1000s of homes and billions of dollars. But modern building codes are not necessarily applied retroactively to older homes. So it's those homes and properties that really have more exposure to hurricanes, those older properties, and a lot of Floridians are just skipping insurance coverage altogether so that they don't have to pay the premiums. They don't have any coverage. If you don't have a lien holder, you can do that. You can skip it, right? Well, like, How bad is it? Exactly? Just, how much have Florida insurance premiums been jacked up at this point. They've increased 60% on average between 2019, and 2023, and while homeowners and investors are primarily bearing that rising cost burden, I mean, insurers are feeling that squeeze as well. It's not just that the incidence of hurricane events is up, but premiums rise, of course, when the cost of labor in materials that it takes to replace and rebuild a damaged home have gone up as well things like concrete and structural steel and now, of course, as real estate investors, we can eventually pass on the cost of our higher insurance premiums to the tenant in the form of a rent increase, But when it goes up 60% in just four years. It's really hard to keep up with that. Florida's infrastructure is under some strain, too, and I see this when I drive the Tampa area. Every few years, I see more and more traffic. It takes me longer to get places like it takes me two or three cycles to go through a traffic light, where it only took me one cycle a few years ago. So roads and schools and utilities are under some duress to keep up with the population growth over the past decade, statewide commute times are up 11% you know, really that shouldn't be a surprise. I mean, that is common in any high growth area. Now, when it comes to insurance rate increases, there is a good chance that the worst is now over. Yes, Florida, insurance rate increases have been slowing down. The average rate increases have dropped quite a bit from 21% back in 2023 to a projected just two tenths of 1% for 2025 okay. I mean, that's basically no change expected for this year. Citizens, property insurance, that state option that I mentioned earlier, their rates are also shrinking, with some policyholders experiencing rate decreases of 5% or more. Now, I told you on a previous show that if you're looking to add rental property in Florida, go with new build properties for low insurance rates. But now I actually got a hold of some real policies between some of my properties and some of my friends properties. I've got them right in front of me here on a 1970s build single family home. I mean, the premiums can be high. We're basically paying 1% or more of the property's value in insurance premiums each year. So a 250k A valued single family rental that was built 50 years ago has a premium of $3,000 in some cases. I mean, that's a lot, but a close friend of mine recently went to GRE marketplace, got connected with one of our Florida providers. There, he bought a new construction duplex for I forget it was either 400k or 420k it's in Ocala, Florida, which is the central part of the state, and his 12 month insurance premium is $694. Wow. What a low premium for a duplex. That's why you go new build in Florida. Newer properties were built to today's construction and wind mitigation codes, and they have low insurance rates. And his duplex also appraised for 10k more than the purchase price. He has both sides already rented. And in fact, he closes on the property today, and yeah, I recommended that he go to GRE marketplace and get into Florida property, because that is indeed what he was interested in, and I sure wasn't going to stop him. So suffice to say, I clearly do not believe that Florida real estate is doomed. Florida has long been the antidote to high tax, high cost states, it has attracted snowbirds and retirees and hourly workers and increasingly younger professionals unable to crack housing markets elsewhere. Since the pandemic, millions of people have flocked to the state. I mean, when you look at a list of the fastest growing metro areas of the United States. I mean, Florida domination continues. You've still got big ones up there, like Lakeland of Florida is actually at the top of the population growth leaderboard nationally for metros with 500,000 or more people, Port St Lucie is also up there. It's third nationally, and Orlando is fourth. Three of the top four population growth metros are still in Florida, but this promise of sunshine and opportunity that has been replaced by something just a little less Sunny. I mean, you've got the rising home prices like Florida's not that cheap anymore, this diminishing affordability and this growing pressure on infrastructure, but Florida has definitely not completely lost its shine. People across the country are still moving to Florida, but not at the same rate that they did a few years ago, and the state is still seeing more people arrive then depart, besides the weather and the beaches that people love, of course, there's zero state income tax, and Governor Ron DeSantis has even proposed eliminating the property tax, like I mentioned to you on the show a while ago, although we can't count on eliminating the property tax anytime soon, if it ever happens. But wow, what a real estate boom that property tax elimination would create. So for the long term, which is what real estate investing is, I still like Florida. One thing that I don't like is trying to catch a falling knife, and that is analogous to say, investing in an area that is going down and has no future. Florida's got a future. It's got some challenges, just like anywhere in the US, but the reason it has a future is because more population growth is almost a guarantee. You don't get many guarantees in investing. Just look at the decennial census figures. Okay, this is the population of Florida every 10 years, starting in the year 1900 that's when they had 528,000 people, yeah, only about a half million people in the entire state, and I'll do some rounding here every 10 years after that. So in 1910 it was up to 750,000 people, then a million, 1,000,005 1,000,009 now we're up to 1950 where it grew to 2.8 million people, and then 5,000,006 point 8,000,009.7, 1316, 18.8 and then 21 and a half million in 2020, and it's 23 and a half million today. Now I only went as far back as 1900 there, but their census data goes back to at least 1830 and the growth has always been torrid, just uninterrupted. Every 10 years. There has been substantial to massive growth for at least 200 years, and Florida has still. Grown more than 2% per year each of the past couple years. In fact, it is still first place of all 50 states for population growth. So areas that are over supplied with housing in Florida are going to be absorbed. So Florida real estate is definitely not doomed. And in fact, adding more Florida real estate at this time, you know, that could very well be the type of thing where 10 years from now, or even five years from now, when their population is substantially bigger and there's less housing available. I mean, it could potentially look like a wise buy that you're able to get property at this time with less competition and maybe even a small discount here in the mid 2020s, and today, you can find three Florida markets listed at GRE marketplace. What else is happening at GRE marketplace? We've added two new markets, and they are also in the South. They are Jackson, Mississippi and Montgomery, Alabama. Yes, these areas are investor advantaged, and they have prices lower than most Florida markets. Though, I don't know that you'll see the net migration inflows into Jackson and Montgomery that you will in a lot of Florida markets. Jackson has a metro population of 600,000 and Montgomery 400,000 they both have really low property taxes. And there's something else that these two new GRE marketplace cities have in common. Any guess both Jackson and Montgomery are state capitals, yes, so they do have a base of government jobs. So check out gremarketplace.com read more about those cities. And of course, we even connect you with free investment coaching there to help you get matched up with some good property. Thanks for listening. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  37:10    Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  37:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.   

Reach out to Cody and Buhler to tell them what's up!We may have learned some things from spring practice...While most people projected that Bryce Underwood would emerge as the favorite to win the Michigan starting quarterback job, we see what you are doing in Columbus, Lincoln Kienholz!Cody Williams (Content Director, FanSided.com) made his triumphant return to the program on a Monday, helping John Buhler (Lead Writer, FanSided.com) get his head around what Zachariah Branch had to say about Gunner Stockton.After that, the guys looked at Deion Sanders' thoughts on if his two former Colorado stars Travis Hunter and Shedeur Sanders should go one-two in the 2025 NFL Draft.Let's just say the guys gave an answer most of y'all would not expect.Together, forever, and this is False Start!

Ciao Ragazzi!      Questa è la ventinovesima puntata della quarta stagione di 9:41 Podcast!     Oggi, iMatteo, pitti e anse parlano di SWITCH2Telegram: https://t.me/NoveQuarantunoCanalone VIDEO PODCAST su YouTube: https://youtube.com/channel/UCf_IXd_QSVAS6NYMwYRVtqw     Conduttori: Matteo Pau - Luca Ansevini - Pietro Mamei    Twitter: @9e41Podcast      Instagram: @novequarantuno_podcast

In Christ, we are free. We were once slaves to sin but through God's perfect timing and the work of Jesus, we are now adopted into God's family. Do you want to experience the freedom of being taken into God's family? - Place your faith in Jesus. Have you already placed your faith in Jesus? - Then, let us live boldly and confidently in our identity as sons and daughters of God. Our prayer is that at the end of this sermon, you can already boldly say “I am a child of God!” #SetFree#OneTwoFree#NoLOngerSlaves#IAmAChildofGod#aHeartthatbeatsforJesusbeatsforOthers#itisaONEBEATFamdayFundaySonday! (Credits to the original artists and owners of the media used. No copyright infringement or any illegal means intended)

Twelve Step recovery includes working Steps One, Two and Three where you admit powerlessness, come to believe God will restore you to sanity and surrender your will and life to God. When life gets overwhelming, you can work Steps One, Two and Three together to get yourself back on track. See how it is done in this video. #dysfunctionalrelationship #complexrelationships #recoveryjourney    Website: https://www.changemyrelationship.com/ Facebook: https://www.facebook.com/ChangeMyRelationship YouTube: https://www.youtube.com/@changemyrelationship Watch this video on YouTube: https://youtu.be/dzdtYTIz7oo

One, Two, We - Week 3 - "Build Your Legacy" - Jayson Etchison

I denne uges udsendelse fejrer vi nok en gang Valentine's Day, men denne gang skal det være på dansk. Vi har nemlig lavet et af vores længste afsnit nogensinde, og forærer den i Valentinsgave til alle jer kære lyttere. Omdrejningspunktet er denne gang en glimrende dansk compilation som i disse dage fylder 20 år, det var nemlig i 2005 at Jeg Elsker Dig: Alle Tiders Danske Ballader blev udgivet på dobbelt-CD, og blev et stort hit i musikforretningerne. Det er en compilation som er produceret og tilrettelagt af den kære Philip Lundsgaard, og han har samlet en perlerække af dejlige danske ballader, hovedsageligt fra 80'erne, men der bliver også plads til flere gode numre fra 90'erne. I kan bl.a. se frem til klassikere fra Anne Linnet, News, Thomas Helmig, Alberte, One Two, Danseorkestret, Tøsedrengene, Back To Back, Lis Sørensen, Rocazino, Poul Krebs og mange mange flere. Derudover tænker vi at Lundsgaard har et kæmpe crush på Søs Fenger, vi giver en masse kærlighed til Kasper Winding og Lasse Lunderskov, vi afslører hvem vi tænker er den danske Springsteen, Andy indrømmer sit tvivlsomme forhold til Anne Dorte Michelsen, og så bliver der desuden plads til jordbær dyppet i chokolade, Helmut Kohl i en dobbeltseng i Bonn, Bamses Billedbog, Spy Hard, kaffejingler og så overvejer vi om man ville turde at spise en Valentinsmiddag med Poul Hagen.

One, Two, We - Week 2 - "Building Healthy Relationship Habits" - Josh Amstutz

Dr. David Hughes brings the word this week from Genesis 2:20-25 and Ephesians 5:21-33. In marriage, unity does not mean uniformity. The two become one so that two new people can emerge.

One, Two, We - Week 1 - "Are You The One?" - Jon Thies

Join us for the inaugural episode of Haddonfield Horror Detours, a special series that ventures beyond the world of horror to explore films from a variety of genres. In this debut episode, our host delves into Denis Villeneuve's epic two-part Dune saga, navigating the sands of science fiction with insight and flair. Haddon horror Socials: ⁠Insta⁠ | ⁠Letterboxd⁠ | ⁠TikTok⁠ | ⁠Merch⁠ For Business Email: letterstoomedia@gmail.com

This is a catch-up version of James O'Brien's live, daily show on LBC Radio. To join the conversation call: 0345 60 60 973

Show notes for The Spawn Chunks are here:https://thespawnchunks.com/2025/01/20/the-spawn-chunks-333-testing-testing-one-two-sheep/Join The Spawn Chunks Discord community!https://Patreon.com/TheSpawnChunksThe Spawn Chunks YouTube:https://youtube.com/thespawnchunks Hosted on Acast. See acast.com/privacy for more information.

People are catching on - Fed has no clue Investors are nervous - lots of intraday volatility Correction - could it be? USA- Going DEEPER into debt DOGE - already making excuses PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - People are catching on - Fed has no clue - Investors are nervous - lots of intraday volatility - Correction - could it be? - USA- Going DEEPER into debt - DOGE - already making excuses - Next Monday - Market Holiday and Inauguration day Markets - No happy - inflation and jobs (A 1-2 Punch for markets) - CPI and PPI this week - make it or break it? - Rates hitting key resistance - Oil spikes - multi-month high All of a sudden.. - Microsoft, Facebook and other companies are cutting staff again - Talk of tough year ahead... What is up? If they don't cooperate? - Cut their pay! - China is set to slash pay for staff at its top three financial regulators, including the central bank, by about half, as part of a regulatory revamp unveiled in 2023 to bring their salaries in line with other civil servants - Starting from this month, staff at the People's Bank of China (PBOC), National Financial Regulatory Administration (NFRA) and China Securities Regulatory Commission (CSRC) will see total income slashed by about half. More China - Pull Forward - China's trade data in December beat expectations by a large margin, with exporters continuing to frontload shipments as worries over additional tariffs mount, while the country's stimulus measures appear to be supporting demand in the industrial sector. - Can it last? Let's Talk Turkey - Fed has no idea what is going on - They simply can move markets, (equity and fixed income) by liquefying markets - HOPE that they have the general trend and can regulate the flow so not overheat or overcool - In reality, their forecasting tools are crap --- BUT, focus on what they do, not what they say or their outlook Employment Numbers - Summary: Nonfarm payrolls increased by a stronger-than-expected 256,000, the unemployment rate slipped to 4.1% from 4.2%, average hourly earnings growth year-over-year was a sturdy 3.9%, and more people were employed. - Much better than anticipated ! - Unemployment rate drops - So, we see higher prices and better employment - markets spooked that Fed out of touch - One-Two punch for equities Result - Steepening yield curve Market Sell-off - NASDAQ 100 off 6% from the highs - Big names down more (NVDA 13%, Tesla 18%, Apple 10%, NFLX 10%) - SOOOO - Big Cap Tech is in a correction and dragging down markets - Markets are in the RED for the year and unchanged/under the pre-election day move. - More speculative (runners) stocks are down even more... Quantum Stocks - DUH! - Sell-off deepened as Zuck cautioned that the potential is still years (and years) away (on Joe Rogan Show) --- Zuck looking like he wants to follow in Elon's footsteps Quantum Stocks More Zuck - Bashing Apple... - No innovation, random rules - "So how are they making more money as a company? Well, they do it by basically, like, squeezing people, and, like you're saying, having this 30% tax on developers by getting you to buy more peripherals and things that plug into it," Zuckerberg said. "You know, they build stuff like Air Pods, which are cool, but they've just thoroughly hamstrung the ability for anyone else to build something that can connect to the iPhone in the same way." Oh - and this... - Meta on Friday told employees that its plans to end a number of internal programs designed to increase the company's hiring of diverse candidates, the latest dramatic change ahead of President-elect Donald Trump's second Wh...

In dieser Folge des Jahres 2024 erfahrt ihr alles rund um das neue Gewinnspiel des Fan-Accounts und was alles zum Wohnen im Studentenwohnheim dazu gehört.

One, Two, Buckle My Shoe One, two, buckle my shoe; Three, four, knock at the door; Five, six, pick up sticks; Seven, eight, lay them straight; Nine ten, a big fat hen. *補充: straight vs. curly #每周一進階英語瘋英語 #每周六雙語麻吉同學會 #每周日英語童謠童話小森林 #想要無廣告收聽更多節目請點選教育電台雙語頻道 #每周一、六、日更新 ----- Apple｜Spotify｜Google｜KKBOX｜Firstory｜SoundOn 搜尋訂閱：NER Kids -----

We review Episode 1 and 2 of Creature Commandos on Max aka the official start of James Gunn's DCU! Some more topics on the docket this week! - Wesley Snipes sticking around the MCU -Superman Trailer Ready to Drop 'Very Soon'? - James Gunn says the DCU will be more like Star Wars than Marvel - 16 years later 'The Dark Knight' Remains DC #1 Box Office Hit - Naughty Dogg's 'Open World Game' is in deep development -Comics of the Week and more Remember to Like, Comment and Subscribe! Links related to the show! Check out ACHROMATIC CHRONICLES: GREEN here: ➜https://rippasend.com/campaign/achromatic-chronicles/ Epiphany Engine Pre-Orders: ➜https://www.adventcomics.com/s-projects-basic --------------------------------- Follow us on Social Media!

The lads get drafted and give Mussolini the ole One-Two as they once again remember Pearl Harbor by covering Frank Capra's series of WWII propaganda films: Why We Fight. Topics include the language of propaganda, the shittiness of fascist art, and what it means to watch your country become the thing it once stridently vowed to fight. Media Referenced in this Episode: Why We Fight. Dir. Frank Capra. 1942-1945. TWOAPW theme by Brendan Dalton: Patreon // brendan-dalton.com // brendandalton.bandcamp.com Interstitial: “Too Big Roosevelt” // Written by A.J. Ditty // Feat. A.J. Ditty as “Olde Timey Announcer” and Josh Boerman as “Too Big Roosevelt  

This week's free story comes from the Martin & Sylvia's Giving Thanks collection. It's called "Part One: Two Magic Words."   This story is a part of Martin & Sylvia's Giving Thanks Story Collection — three stories that explore the magical power of two important words: "thank you". The children learn that feeling a 'thank you' with their whole body can change how they feel — and change how other people feel! This lesson sets the whole family into a Thanksgiving holiday filled with appreciation, joy and family adventure.   Part One: "Two Magic Words" is about how brother and sister turn a long drive to Grandma's into a magical quest to bring gratitude into every part of the trip.     If you enjoyed that story, there are hundreds and hundreds more where that came from. Try a Sparkle subscription now - for free. Go to www.sparklestories.com and click the button at the top that says “Start Free Trial,” then you can listen to our giant library as much as you like, anytime you like.   Each week on the Sparkle Stories Podcast, we share a free story from one of our original story series! For many many many more stories like this one, visit the Sparkle website: www.sparklestories.com Questions?  Ideas?  Requests? Email us!  info@sparklestories.com Enjoy!

Position Exercise: The audio will tell you where each of the pieces on the board are and whose turn it is. Find the best move! To learn more about Don't Move Until You See It and get the free 5-day Conceptualizing Chess Series, head over to https://dontmoveuntilyousee.it/conceptualization FEN for today's exercise: r1b2r1k/ppp3pp/3b4/4Npq1/2B5/8/PPP2PPP/R2QR1K1 w - - 0 1 And the answer is... 1. Qxd6 (1. Nf7+ Rxf7 2. Bxf7 works as well, but is not as strong as the game move.) 1... cxd6 2. Nf7+ Rxf7 3. Re8+ *

One, Two Trump Is Coming For You!!

ONE TWO, Freddy's coming for you...THREE FOUR, Better lock your door...Forty years ago this November saw the release of one of the most influential horror films of all time directed by the late, great Wes Craven who would gradually be acknowledged as one of the true masters of the horror genre having directed iconic genre classics before this (The Hills Have Eyes, The Last House on the Left) and after, most notably Scream which would come out twelve years later.  And what he created as both writer and director was a truly terrifying concept: An otherworldly monster who could invade your dreams to murder you while you were asleep. :o  That monster was of course Freddy Krueger played by Robert England, sporting a crinkled fedora and most memorably a leather glove with sharpened razor blades protruding from each finger.  Freddy was the stuff of nightmares and quickly caught fire as a hugely popular film icon.  Fortunately, there were folks on the side of good to fight and hopefully defeat this new evil force....for this first film, they were lead by mild-mannered teenager Nancy played by Heather Langenkamp.  And she had help including her father played by John Saxon (Enter the Dragon) and her boyfriend by a young, baby-faced Johnny Depp in his film debut.  Let's head on over to Elm Street....Host & Editor: Geoff GershonProducer: Marlene GershonSend us a texthttps://livingforthecinema.com/Facebook:https://www.facebook.com/Living-for-the-Cinema-Podcast-101167838847578Instagram:https://www.instagram.com/livingforthecinema/Letterboxd:https://letterboxd.com/Living4Cinema/

In November 1971, at the exact moment that Prime Minister Billy McMahon's wife Sonia stepped out in her infamously revealing dress at a White House dinner, Australian embassy officials in Washington were thrust into the first crucial hours of a serial killer investigation. Two young women had just been found murdered in a nearby apartment and D.C. homicide detectives believed the victims were from Down Under. In a race against time, American and Australian cops and diplomats would have to work together to identify the maniac before he stuck again.To Live & Die in D.C. reveals - for the very first time - an extraordinary instance of Australian true crime and Australian political history colliding during a shocking murder wave that was engulfing not only the American capitol but all of the United States. The five-part miniseries is based on information unearthed in Australian government archives, US court transcripts, American and Australian historic newspaper articles – and on recent interviews with two family members.More than a true crime deep dive, this miniseries remembers two fearless Australian women whose fates have been overlooked while Billy and Sonia McMahon's ‘sexy' White House shenanigans became part of pop culture history. To Live & Die in D.C. poses still relevant questions about sexism, racism, crime and justice – and who we remember and why.Check out my new book, They'll Never Hold Me:https://affirmpress.com.au/author/61917To support the show:Apple - http://apple.co/forgottenaustraliaPatreon - https://www.patreon.com/ForgottenAustraliaEmail: forgottenaustraliapodcast@gmail.com Hosted on Acast. See acast.com/privacy for more information.

Robert finally watches some shows, Kelsey makes Sopranos sound dope, we freaking hate fleas. If you want to WATCH this episode you can find it on YouTube. YMBToAP's Website YMBToAP's Redbubble Our theme song is "The Grim Reaper Blows the Horn" by Firage. This work is licensed under a Creative Commons Attribution 4.0 International License. Find and friend YMBToAP on social media! Patreon | Instagram | YouTube | TikTok | Twitch | Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices

Justin comes in with a jump off the top rope! BOOM! Mike goes down, and it's ONE-TWO-11? Yes, 11 tracks of excellent wrestling music from video games are coming your way on this super-charged episode of XVGM Radio! Hear the guys chat about their Wrestling game (and Wrestling TV) experiences. Plus an extra special appearance … Read more "Episode 114 – Wrestling Game Music"

We wrap up the seventh season of Barney Miller with special guest Otto Bruno (author of Barney Miller and the Files of the Ol' One-Two) as we discuss the final three episodes with The Vestss,  The Rainmaker, Liquidation which ends with Harris's libel lawsuit.  

Have you ever wondered if reincarnation is real? Do we only reincarnate in human form? Who chooses our soul blueprint? In this solo chat, just us, I'm sharing what I have learned up to this point in my work as a medium, in my personal study and from my own spirit guides. Plus some extra 9possibly contraversial) theories and thoughts You know me, I have had A LOT of my own questions on this over the years! In this Solo Episode you'll learn about:-Does Joy believe in reincarnation and what has she learned about it as a medium?-Do we have to come back?-Who chooses our life path and when?-Do we only reincarnate as human beings?-What else might we incarnate as?-Do we only incarnate on Earth?-Do we come back together in the same groups? -Controversial theories and thoughts segment! Book Mentioned:Neale Donald Walsch, The Little Soul and the Sun. https://www.amazon.com/Little-Soul-Neale-Donald-Walsch/dp/1571740872Conversations with God: An Uncommon Dialogue. https://www.amazon.com/Conversations-God-Uncommon-Dialogue-Bk/dp/0340693258Teachers & mentors mentioned in this episode:Andy ByngMavis PittillaTony StockwellI want o hear from YOU! Share your story of a sign or communication you received from a loved one on the other side and YOU might even be featured in an upcoming episode of Spirit Speakeasy. Call now: 305-928-LOVE that's 305-928-5683Get Joy's Free "Sign Magnet" 3 Day Mini Course HERE https://www.joyfulmedium.com/sign-magnetJoy's Website: www.joyfulmedium.comInstagram: @JoyfulMediumTikTok: @JoyfulMediumFacebook: @JoyfulMediumFacebook Group: Joy's Soul SpaYouTube: Psychic Medium Joy Giovanni

Kiwi kayakers, Dame Lisa Carrington and Aimee Fisher, are set for a gold medal clash on Saturday night. But this isn't the first time two New Zealand athletes have competed head-to-head for gold at the Olympics. Triathlete Hamish Carter won gold in 2004, defeating fellow Kiwi, Bevan Docherty, by less than eight seconds. Carter spoke to Ingrid Hipkiss.

Daniel discusses the clearer path to pivot from the Fed and the very significant move from the Bank of Japan over the last 24 hours, and the investment implications.Speaker: - Daniel Lam, Head of Equity Strategy, Standard Chartered BankFor more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.

Collegiate DUI's, Olympic hype, and Trump vs Biden on the golf course… On the net, it's a positive. ----- JOKES FOR HUMANS TOUR: https://johncristcomedy.com/tour/ 9/5-9/7 Springfield, MO 9/13-9/15 Philadelphia, PA 9/19-9/22 Appleton, WI 9/26 - Sarasota, FL 9/27 - Melbourne, FL 9/28 - Ft. Lauderdale, FL 9/29 - Jacksonville, FL 10/3 - Lima, OH 10/4 - Shipshewana, IN 10/5 - Shipshewana, IN 10/6 - Saginaw, MI 10/17 - Cheyenne, WY 10/18 - Sioux Falls, SD 10/19 - Denver, CO 10/31 - Bakersfield, CA 11/1 - Oxnard, CA 11/2 - Long Beach, CA 11/7 - Savannah, GA 11/8 - Athens, GA 11/9 - Augusta, GA 11/10 - Bristol, TN 11/21 - Midland, TX 11/22 - Lubbock, TX 11/23 - Dallas, TX 12/7 - Chicago, IL 12/8 - Davenport, IA ----- Catch the full video podcast on YouTube, and follow us on social media (@netpositivepodcast) for clips, bonus content, and updates throughout the week. ----- Email us at netpositive@johncristcomedy.com ----- FOLLOW JOHN ON: Instagram Twitter TikTok Facebook YouTube ----- SUPPORT OUR SPONSORS DREAM RECOVERY: Ready for the best sleep of your life? Use code NETPOSITIVE for 20% OFF your order at https://dreamrecovery.io MIRACLE MADE: Save OVER 40% + 3 free towels with promo code NETPOSITIVE at https://trymiracle.com/NETPOSITIVE ----- PRODUCED BY: Alex Lagos / Lagos Creative

This week we sat down with Sweet N' Juicy! Drew was sick so Andy and Werewolf grab the podcast reigns. We talk smoking in bars, Teen Bop, grillin, Oregon Country Fair, psychedelics, generator shows, knives, and Cirque Du Soleil. Rippin music this week from Sweet N' Juicy, Revival Season, The Colin Trio, and Couch Slut. 

Try Magic Mind for free here: https://magicmind.com/SCARYSTORIESTRIAL With my code SCARYSTORIESTRIAL From seeing an older version of your daughter in your own home, to receiving a phone call from someone who sounds EXACTLY like your girlfriend, to a mysterious person seemingly stalking you but disappearing as soon as you spot them. These disturbing stories will take you on an exploration through the world of real life glitches, and will leave you with a sense of relaxation and calm. It's equal parts unsettling, and relaxing. Maybe its the fact that Glitch in the Matrix stories are so relatable, maybe its the spooky rain ambience in the background, or it could be the narrator's calming voice. Why do YOU like these hearing these encounters? If you have a story you want to submit, email it to DarekWeberSubmissions@gmail.com

Shiny Crabrawler? Pinch me, I must be dreaming! The new mythical, Marshadow, can put up quite a fight!  …and more on this episode of GOCast! Chapters: 00:00:00 - Intro 00:09:00 - News 00:17:22 - Pokélore 00:22:39 - Poké Poll 00:30:27 - Emails/Voicemails News Links: Spelunker's Cove - https://pokemongolive.com/en/post/go-fest-2024-spelunkers-cove/ Marshadow - Stats Visit our website - ⁠⁠www.gocastpodcast.com⁠ Support us - ⁠⁠www.patreon.com/gocastpodcast⁠ ⁠⁠⁠Email us - ⁠⁠mail@gocastpodcast.com⁠ ⁠⁠⁠Email PvP Corner - pvpcorner@gocastpodcast.com Follow us on X - ⁠⁠@gocastpodcast⁠⁠ Leave us a voicemail - (262) 586-7717‬ P.O. Box address: GOCAST PODCAST PO Box 367 301 E Congress Pkwy Crystal Lake, IL 60039 --- Send in a voice message: https://podcasters.spotify.com/pod/show/gocastpodcast/message

Ryan is back so the guys have to do a mock! They hold a mock containing only rookies and second year players. The fellas also discuss recent contract extensions to superstars Justin Jefferson and Christian McCaffrey as well as cover some unique league rules. Follow @DLFpodcast @dmeylor22 @MattPriceFF @RyanMc23

Ryan is back so the guys have to do a mock! They hold a mock containing only rookies and second year players. The fellas also discuss recent contract extensions to superstars Justin Jefferson and Christian McCaffrey as well as cover some unique league rules. Follow @DLFpodcast @dmeylor22 @MattPriceFF @RyanMc23

OVERVIEW In the first part of a two part series, Pastor Bobby teaches how the signs of the end times align with the emergence of artificial intelligence. Be amazed how the Bible predicted, thousands of years ago, that the end times events would revolve around the country of Israel. Gain insight into the significance of these developments and find hope in the promise of Christ's imminent return. WELCOME Let us know where you are watching from by commenting your location! SERVICE TIMES Authentic Church meets every Sunday and offers identical services to choose from: Sundays 8:45AM, 11:00 AM and 6:00 PM WHERE: 2416 N Center St Hickory, NC 28601 (Beside Planet Fitness) GIVING To support this ministry and help us continue to reach people all around the world click here: https://authenticchurch.com/give GET CONNECTED Ready to check out Authentic Church in person? We can't wait to meet you in person. Simply fill out the form below and we'll make sure to give you the VIP treatment upon your first visit. https://authenticchurch.com/plan-a-visit ABOUT AUTHENTIC CHURCH Authentic Church exists so that people will have an authentic encounter with God, be set free, and grow in Christ. Our mission is to help each person at Authentic believe in Jesus, belong to family, inspire true worship, walk in God's Spirit, and build the kingdom of God. Learn more about us at https://www.authenticchurch.com STAY CONNECTED TikTok: / iambobbychandler Facebook: / authenticchurch Instagram: / authenticonlinetv Twitter: / authenticchurch

Former MLB relief pitcher & new contributor to the Foul Territory show, Trevor May tells Murph & Markus that Blake Snell is a perfect fit in San Francisco and the Giants now have one of the best one-two punches at the top of the rotation with Logan Webb & Snell in MLB.See omnystudio.com/listener for privacy information.

Former MLB relief pitcher & new contributor to the Foul Territory show, Trevor May tells Murph & Markus that Blake Snell is a perfect fit in San Francisco and the Giants now have one of the best one-two punches at the top of the rotation with Logan Webb & Snell in MLB.See omnystudio.com/listener for privacy information.

The talk about sprint car wicker bills just won't go away. We'll update you on that today, plus some sprint car ride news, and all the racing to watch this weekend.

An interview with Jenna Moynihan, a fiddler and an extraordinary member of the Boston music community. Jenna performs with harpist Mairi Chaimbeul, the Seamus Egan Project, the Hanneke Cassel Band, and has appeared as a soloist at Symphony Hall with the Boston Pops. In addition to touring, recording and teaching at fiddle camps, Jenna is also an Assistant Professor in the String Department at Berklee College of Music. Jenna Moynihan: https://www.jennamoynihan.com/Bandcamp: https://jennamoynihan.bandcamp.com/Mailing List: https://www.jennamoynihan.com/scheduleThe tune for this week is Brenda and Bill's a slow reel by Jenna Moynihan and Mairi Chaimbeul from the album One Two.Meg's new course How to Play Faster is available now on Fiddle Studio!Find Meg's fiddle albums for sale on Bandcamp.Find the sheet music for this fiddle tune on the Fiddle Studio blog. Get more information about Meg's books, courses, and membership for learning to play the fiddle at fiddlestudio.com.Keep in touch with Meg at meganbeller@fiddlestudio.com.

On this Schlock & Awe Quickie Review Lindsay takes a look at Dennis Villeneuve's Dune Part One (2021) & Two (2024). One after the other. It was a lot. Dune Part Two is in cinemas everywhere Listen to Schlock & Awe on your favourite Podcast App

I interviewed Natalie's Trifecta creator Natalie Paneng at IDFA DocLab 2023. See more context in the rough transcript below. Here are my 19 interviews that I conducted at IDFA DocLab 2023: #1328: Kickoff of IDFA DocLab 2023 Coverage: Natalie's Trifecta is a Virtual Tour of Natalie Paneng's Digital Art, Identity, & Imagination #1325: End of Tung-Yen Chou's Gay Sauna Trilogy with "Traversing the Mist" #1327: "Voice in My Head" Remixes Your Inner Monologue with AI #1329: Mixed Reality "PHANTOM" Installation Explores Dark Sides of Mental Illness with Gallows Humor #1330: Squeeker: The Mouse Coach Interspecies Fitness App Collaboration #1331: Recreating Spatial Presence in Caves with Point Clouds & Spatial Audio in "Buried in the Rock" Documentary #1332: Texada Tells the Story of Limestone Across Geologic Time With Animation and 360 Video #1333: AI Remix of 1982 Documentary "Koyaanisqatsi" with "The Vivid Unknown" Interactive Video Installation #1334: Anouschka Wins IDFA DocLab Digital Storytelling Award with AR Narrative Game about Cultural Heritage #1335: Retrospective on Lodz Film School's Visual Narratives Lab and "Whispers" with Jacek Nagłowski #1336: Close Uses Hand Gestures to Switch Between Audio Commentary Channels on Juitamai Dance Performance #1337: Using Night Vision Googles to Watch Viscerally Immersive Dance Performance "One Two" in Total Darkness #1338: Multi-Sensory Immersive Art Installation "Redemption" Deconstructs Brazil's History of Eugenics #1339: The School, a World uses Web Documentary to Profile Changes in the Small Polish Town of Chlebiotki #1340: Recreating the Social Dynamics of a Road Trip in "Yugo: The Non-Game" #1341: Performative Lecture "(this conversation is) Off the Record" uses AI & Theater to Critique Algorthmic Profiling #1342: Transforming a Book into an Interactive Experience with the Time-Based Edition of "Borderline Visible" #1343: Using 360 Video to Connect Women Prisoners in Chile with their Families in "Going Back Home: Mother VR" #1344: Turbulence: Jamais Vu Wins IDFA DocLab Immersive Non-Fiction Award with Embodied Mixed Reality Doc on Depersonalization & Derealization This is a listener-supported podcast through the Voices of VR Patreon. Music: Fatality

I interviewed One Two creator Christian Bakalov at IDFA DocLab 2023. See more context in the rough transcript below. This is a listener-supported podcast through the Voices of VR Patreon. Music: Fatality

I interviewed Turbulence: Jamais Vu creators Ben Joseph Andrews & Emma Roberts at IDFA DocLab 2023. See more context in the rough transcript below. Here are my 19 episodes from IDFA DocLab 2023: #1328: Kickoff of IDFA DocLab 2023: Natalie's Trifecta is a Virtual Tour of Natalie Paneng's Digital Art, Identity, & Imagination #1325: End of Tung-Yen Chou's Gay Sauna Trilogy with "Traversing the Mist" #1327: "Voice in My Head" Remixes Your Inner Monologue with AI #1329: Mixed Reality "PHANTOM" Installation Explores Dark Sides of Mental Illness with Gallows Humor #1330: Squeeker: The Mouse Coach Interspecies Fitness App Collaboration #1331: Recreating Spatial Presence in Caves with Point Clouds & Spatial Audio in "Buried in the Rock" Documentary #1332: Texada Tells the Story of Limestone Across Geologic Time With Animation and 360 Video #1333: AI Remix of 1982 Documentary "Koyaanisqatsi" with "The Vivid Unknown" Interactive Video Installation #1334: Anouschka Wins IDFA DocLab Digital Storytelling Award with AR Narrative Game about Cultural Heritage #1335: Retrospective on Lodz Film School's Visual Narratives Lab and "Whispers" with Jacek Nagłowski #1336: Close Uses Hand Gestures to Switch Between Audio Commentary Channels on Juitamai Dance Performance #1337: Using Night Vision Googles to Watch Viscerally Immersive Dance Performance "One Two" in Total Darkness #1338: Multi-Sensory Immersive Art Installation "Redemption" Deconstructs Brazil's History of Eugenics #1339: The School, a World uses Web Documentary to Profile Changes in the Small Polish Town of Chlebiotki #1340: Recreating the Social Dynamics of a Road Trip in "Yugo: The Non-Game" #1341: Performative Lecture "(this conversation is) Off the Record" uses AI & Theater to Critique Algorthmic Profiling #1342: Transforming a Book into an Interactive Experience with the Time-Based Edition of "Borderline Visible" #1343: Using 360 Video to Connect Women Prisoners in Chile with their Families in "Going Back Home: Mother VR" #1344: Turbulence: Jamais Vu Wins IDFA DocLab Immersive Non-Fiction Award with Embodied Mixed Reality Doc on Depersonalization & Derealization This is a listener-supported podcast through the Voices of VR Patreon. Music: Fatality

This week's free story comes from the Martin & Sylvia's Giving Thanks collection. It's called "Part One: Two Magic Words."   This story is a part of Martin & Sylvia's Giving Thanks Story Collection — three stories that explore the magical power of two important words: "thank you". The children learn that feeling a 'thank you' with their whole body can change how they feel — and change how other people feel! This lesson sets the whole family into a Thanksgiving holiday filled with appreciation, joy and family adventure. Part One: "Two Magic Words" is about how brother and sister turn a long drive to Grandma's into a magical quest to bring gratitude into every part of the trip.   If you enjoyed that story, there are hundreds more where that came from. Try a Sparkle subscription now - for free. Go to sparklestories.com and click the button at the top that says “Start Free Trial,” then you can listen to our giant library as much as you like, anytime you like.   Each week on the Sparkle Stories Podcast, we share a free story from one of our original story series! For many many many more stories like this one, visit the Sparkle website: www.sparklestories.com Questions?  Ideas?  Requests? Email us!  info@sparklestories.com Enjoy!

Schick and Nick reflect on Nebraska slowing it up at the end of the Wisconsin game. Schick reveals a text from his father. Audio of Matt Rhule wondering about calling a timeout. Damon Benning had an incredible reaction to Chubba Purdy's touchdown. The boys give it a shot. Colorado and Nebraska continue to struggle. Schick hosted the FCS Selection Show. Caller Chris should be on it. Nick made an old-school reference on a Creighton broadcast. Revisiting the fake promo for Shoot 360. Nebraska soccer broadcaster channels his inner ninja turtle. And outstanding F1 pun. Recapping the polls. Connect with us! SchickandNick.com Facebook, Twitter, or email  We would hate it if you missed an episode! So PLEASE subscribe, rate the pod, and throw us a review. It helps us out so much! We'd likey that.  This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel! Learn more about your ad choices. Visit megaphone.fm/adchoices

Schick and Nick reflect on Nebraska slowing it up at the end of the Wisconsin game. Schick reveals a text from his father. Audio of Matt Rhule wondering about calling a timeout. Damon Benning had an incredible reaction to Chubba Purdy's touchdown. The boys give it a shot. Colorado and Nebraska continue to struggle. Schick hosted the FCS Selection Show. Caller Chris should be on it. Nick made an old-school reference on a Creighton broadcast. Revisiting the fake promo for Shoot 360. Nebraska soccer broadcaster channels his inner ninja turtle. And outstanding F1 pun. Recapping the polls.Connect with us! SchickandNick.com Facebook, Twitter, or email We would hate it if you missed an episode! So PLEASE subscribe, rate the pod, and throw us a review. It helps us out so much! We'd likey that. This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome Back NSG!!! This week part two becomes part one due to a homie court gone wrong (avail on Patreon) as Tahoe asks Do you have to change who you are once you're in a relationship, doing/drinking too much on a first date, and the crew break down a Dr Umar interview where he tells women consider polygamy and/or going abroad to find suitable black men. ENJOY!!listen to part Two/One on patreon here www.patreon.com/soshamelesspodcastThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5078581/advertisement

Unlocking the Power of the One-Two Marketing Punch   In the latest episode of the Dark Horse Entrepreneur Podcast, we delve deep into the transformative world of business marketing, spotlighting a strategy that's taking the entrepreneurial realm by storm.   The Magic of Virtual Dinners Virtual dinners are more than just online gatherings. They're a potent tool in the arsenal of modern business marketing. By creating intimate, engaging, and memorable experiences, virtual dinners offer businesses a unique way to connect with their audience. Benefits of Virtual Events (H3 Tag) highlight the ability to reach a global audience, foster genuine connections, and showcase a brand's unique selling points.   Amplifying with Celebrity Endorsements But what happens when you combine the allure of virtual dinners with the star power of celebrity endorsements? You get a marketing strategy that's both powerful and innovative.  The Psychology Behind Celebrity Trust The episode delves into why consumers are more likely to trust and engage with brands endorsed by their favorite celebrities.   Combining Forces for Maximum Impact The episode emphasizes the synergy between virtual dinners and celebrity endorsements, illustrating how this "One-Two Marketing Punch" can skyrocket a business's visibility and sales potential.   Parent Entrepreneurs: Turning Strategy into Service For parentpreneurs juggling family and ambition, this strategy isn't just about boosting their business. It's an opportunity. The episode explores how parents can turn this marketing strategy into a marketable service, offering it to local businesses and creating a new revenue stream.  The Dark Horse Challenge Tracy encourages listeners to take actionable steps, harnessing the power of this revolutionary approach.   Conclusion: Whether you're a seasoned entrepreneur or a parent looking to dive into the world of business marketing, this episode of the Dark Horse Entrepreneur Podcast offers insights, tips, and strategies that can redefine your entrepreneurial journey. Dive in and discover the power of the "One-Two Marketing Punch" today!