Podcasts about 'no

There is no doubt that many people with "eyes to see," are starting to get a sense of URGENCY, that time draws short, and that SOMETHING major seems poised to happen, soon. Traitors in the "defense" department (how's THAT for a misnomer!) are preparing to announce that all people in the military service will soon be forced to become human guinea pigs for a 'NOT-vaccine' that is already demonstrably the most deadly in US history. And what enemy can't help but be thrilled at an adversary that forces those who might soon be called on to fight to subject themselves to a debilitating, perhaps even fatal, injection, while those with the good sense to say 'NO!' will be forced OUT of the picture. But Biden's Brownshirts, and the all-but-certain Mark of the Vaxx, are being hyped for the rest of once-free AmeriKa anyway. And there's high inflation, from food to fuel, already at hand, with a supply chain breakdown and fiat dollar meltdown, on the immediate horizon as well. What all that means, says host Mark Call in this week's installment of the Biblical admonition "for such a time as this," is, 'IF you need something, get it NOW!" And as usual, that applies in more ways than one.

Nem tudo está PERDIDO ! *Que o ímpio abandone seu caminho, e o homem mau, os seus pensamentos.* Isaías 55.7a Nossa tendência é condenar qualquer um que NÃO pense, que NÃO tenha a mesma FÉ, que NÃO idealize o mesmo que NÓS! Como se soubéssemos o que é certo ou ERRADO! Como se nossa palavra fosse ABSOLUTA! Na verdade apenas a PALAVRA de Deus é ABSOLUTA, apenas Ele pode mudar o que parece NÃO ter jeito ou solução, diz nossa leitura de hoje: *"Que o ímpio abandone seu caminho, e o homem mau, os seus pensamentos. Volte-se ele para o Senhor, que terá misericórdia dele; volte-se para o nosso Deus, pois ele perdoará de bom grado".* Isaías 55.7 Já parou pra pensar quem é o ÍMPIO, quem é aquele que rejeita Deus ou que NÃO aceita Deus como NÓS já aceitamos e andamos com Ele, busque na memória quem era VOCÊ, sim quem era VOCÊ, antes de conhecer a GRAÇA transformadora e restauradora de Deus! Houve um tempo em que EU andava PERDIDO, andava LONGE de Deus e isso me tornava ÍMPIO, me levava direto para o INFERNO e por mais que qualquer um quisesse MUDAR meu CAMINHO ou DESTINO, nada adiantava! Foi quando ouvir Deus me chamar *É hora de acertar sua VIDA e mudar seu CAMINHO* disse Jesus *vinde a MIM* Eu que já conhecia Deus, tomei meu rumo e larquei a VIDA ímpia, pregressa e sem sentido, dando a ela um novo propósito! O que eu se puder te dizer, te digo é: *Busquem o Senhor enquanto se pode achá-lo; clamem por ele enquanto está perto.* Isaías 55.6 NÃO ande PERDIDO, nem deixe que te acusem de ser ÍMPIO, venha para a luz de Deus e permita que o AMOR de Deus, transforme TUDO em sua VIDA! Eu sou a prova de que é POSSÍVEL viver o MILAGRE, pois EU sou um MILAGRE! _

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'No matter what I am doing, my current work in progress simmers away in snippets of conversation, memories bubbling up, observations.'No matter what I am doing, my current work in progress simmers away in snippets of conversation, memories bubbling up, observations on busy streets and queues in Tesco's. These compost into my story. The post Cynthia Rogerson appeared first on The Royal Literary Fund.

Remember those commercials on Saturday mornings when we were kids. The crime dog came on the screen and told us all to stay in school and not do drugs. And what was the simple strategy for how to accomplish this? "Just say 'No'" is what the crime dog taught us. Now here we are. The ability to "Just say 'No'" is as important as ever, but we may not recognize it in this form just yet. Mask mandates, vaccine mandates - they may seem like no big deal to most folks. But they are a very big deal for what they represent, and for what will come after them if we acquiesce against our better judgment and interests, and regardless our legitimate health and safety concerns. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/garrett-ashley-mullet/message Support this podcast: https://anchor.fm/garrett-ashley-mullet/support

You hear about developers paving the way to financial freedom by converting one home into two, three or more, and you're eager to get a slice of the action. But there's more to know than knowing how to swing a hammer and loving interior design. Today we are going to find out what you need before you even think about putting on your tool belt, and put you in the know with some clever town planning advice for the first time developer.  Chelci Cox is a passionate town planner from award-winning Smart Planning and Design. She loves helping first time or boutique developers save time and make money.  1. For those who don't know, what is town planning?     a. What is its importance when it comes to developing property? 2. What do we need to consider before buying a property for development? 3. What's a planning scheme and how should we look at it to decide where to buy?      a. Are there any key requirements that could easily be missed by just looking at the planning scheme? 4. How different can individual councils be when it comes to individual rules and regulations? 5. What are some of the unforeseeable issues that new developers need to understand before buying a block of land or development? 6. What do we need to consider during the planning stages of development to pass council regulations?     a. I've seen new developers be told by council that they can only have a carport instead of a garage, or they need to put a skylight in a bedroom to create more natural light, yet experienced developers /town planners know how to talk to council to ensure that council don't devaluate their properties with these types of inclusions. Is this where a good town planner on your side will guide you through these unexpected council requests? 7. How about during the building stages of a development?      a. I've seen one council approve an additional crossover for a side-by-side development then decide that the nature strip tree was too close to the new crossover, that the developer had to pay for the removal of the tree, and replace the tree a position one metre to the north. He got a quote of around $800 to do the job, council said 'No that's our land, we have had the tree valued at $4,000, plus our tree loppers will charge $2000 and you need to replace the tree to the size and type we require'. With all the costs and additional paperwork, it was around $8000. 8. Overall, how else can a town planner help you through the council process?   OFFER:  A free 'Due Diligence' report for Real Estate Right listeners who mention the  podcast.    Contact:  Chelci Cox can be contacted on:  0410 405 792    Email: chelcic@smartplanninganddesign.com.au     Need Copywriting? Head to our website: www.realcopyright.com.au Call the 'Real Copy Right' Hotline: 5977 8889  Email: orders@realcopyright.com.au As well as sales copy, we can also assist you with:  Rental copy Staff profiles for your new and existing staff members Marketing letters/emails Newsletter articles Marketing material for listing kits, mail outs, etc Website blogs Large scale development brochures and websites  

Podcast completo del programa. Hoy hemos tenido una sección de estreno que nos va a poner a todos en forma, es Sebas Villalón y es el 'coach' del 'No son horas verano'. También hemos disfrutado con Sergio Monforte con su sección de canciones chungas y Carlos Grande se ha empeñado en enseñarnos a cocinar con su sección de chefito. Todo esto y mucho más, a un click. 

Faça parte da Comunidade Rota Alternativa clicando aqui! Vídeos curtos e as dancinhas estão dominando não só a internet, mas também a mente de profissionais ambiciosos que procuram o próximo passo da carreira. Muitas pessoas estão cogitando começar a produzir conteúdo profissional nas redes sociais por que "virou a regra do jogo" - mas será que isso realmente é uma variável de sucesso? Nesse episódio, eu trouxe um olhar pragmático sobre a polêmica de produzir conteúdo profissional, os prós e contras e também como você pode caminhar a passos largos na sua carreira se escolher NÃO entrar para o mundo das dancinhas. Siga o Rota Alternativa no Instagram: @_rotaalternativa --- Send in a voice message: https://anchor.fm/rotaalternativa/message

A polícia realizou perícia em 16 câmeras do prédio onde se localiza o apartamento funcional de Joice em Brasília.

Recompensa que vem de Deus! *Pelo que o Senhor me recompensou conforme a minha justiça, conforme a pureza de minhas mãos perante os seus olhos.* Salmos 18.24 Será que merecemos receber bênçãos do Senhor, será que nossas ações condizem com quem anda mesmo com Deus, será que fazemos o bem apenas para receber uma recompensa, acho que NÃO, pois Jesus disse em Mateus 6.3 *não saiba a tua mão esquerda o que faz a tua direita;* Fazer o bem até foi fácil, o difícil as vezes é NÃO contar aos outros, ou mesmo publicar nas redes sociais, algo que vemos muito corriqueiramente, e que NÃO devíamos ver! Mas, e como ficam as recompensas que Deus tem para MIM? Não poderei receber? Sim tudo o que Deus tem para nós, Ele nos dá! As vezes não entendemos, mas recebemos muitas coisas de Deus. Acompanhe comigo a leitura de hoje completa em Salmos 18.20-24 *Recompensou-me o Senhor conforme a minha justiça, retribuiu-me conforme a pureza das minhas mãos. Pois tenho guardado os caminhos do Senhor, e não me apartei impiamente do meu Deus. Porque todas as suas ordenanças estão diante de mim, e nunca afastei de mim os seus estatutos. Também fui irrepreensível diante dele, e me guardei da iniqüidade. Pelo que o Senhor me recompensou conforme a minha justiça, conforme a pureza de minhas mãos perante os seus olhos.* Texto simplesmente lindo e extraordinário. A bondade, a fidelidade e a mão do Senhor está com aquele que Ele quer, e se EU puder ser essa pessoa, quero sim ser recompensado, ser reconhecido, afinal esse reconhecimento é a prova de um relacionamento saudável. Andar em retidão, semear a Paz, praticar o amor, tudo isso nos ajuda a estar perto de Deus e de suas recompensas, veja o que diz a palavra da verdade: *quem semeia a retidão colhe segura recompensa.* Provérbios 11:18 Não posso viver minha vida sem um propósito, sem um compromisso comigo, com o meu semelhante e principalmente com Deus, o mundo não gira em torno de MIM, mas o que me diz respeito acontece onde estou! A Bíblia diz que: *Não há nenhum justo, nem um sequer;* Romanos 3:10 no entanto o mesmo livro de Romanos fala no 8.1 *Portanto, agora nenhuma condenação há para os que estão em Cristo Jesus* sou em Cristo e com Cristo, absolvido, justificado do meu pecado e portanto, sou herdeiro da promessa VINDOURA: *A VIDA ETERNA, COM O ETERNO* mas até lá, posso sim desfrutar do que melhor que há na terra. Reginaldo e as lutas, as batalhas, as guerras, lembre que Jesus disse *no mundo tereis aflições, mas tende bom ânimo* Deus não desamapra os seus, mas os seus precisam CRER, precisam confiar em Deus!

Podcast completo del programa. Hoy ha comenzado una nueva edición de 'No son horas verano' con Gemma Ruiz a los mandos del programa. Hemos aprendido idiomas para ligar con Isa Blanco, una rutas para viajar con Carlos Grande y hemos bailado al ritmo de las canciones del verano de los años 70. Todo esto y mucho más, a un click. 

Wearing sunglasses on rainy days. Using turtlenecks to hide choke marks. Running. Hiding. Ramona Probasco never thought she would do any of these things. "I never thought it would happen to me. I always thought, 'No way. Not him. Not me. Not us.' I never wanted to call it what it was: abuse." In this episode, Juli invites Dr. Ramona to share her story. You'll hear how to distinguish domestic abuse from common conflict in marriage, get a glimpse into the mindset of an abusive spouse, and better understand why finding the right kind of help can be difficult. Grab your Java and join us. Guest: Dr. Ramona Probasco Show notes: www.drramona.com "Healing Well and Living Free From An Abusive Relationship" Dr. Ramona's book* Resource page on Dr. Ramona's website Enough is Enough blog by Gary Thomas Java #367: Why People Are More Important Than Marriage (exclusive content) When Your Child Has Been Sexually Abused, on the Authentic Intimacy blog Follow Authentic Intimacy on: Instagram: @authenticintimacy Facebook: @authenticintimacy Twitter: @DrJuliSlattery *This is an affiliate link. AI may earn referral fees from qualifying purchases.

Pastor Duane looks at the things that we should be saying 'NO' to in our lives in order to draw closer to Jesus. We will also look at what scripture teaches about unforgiveness, and how we can forgive and declare healing over our lives.

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Al arrancar la cizaña, corren el peligro de arrancar también el trigo Hola, soy Alekz ¡Vamos a viralizar el Evangelio! Evangelio de hoy en audio, ¡suscríbete para escuchar siempre el evangelio del día! 24 de julio de 2021 Sábado de la decimosexta semana del Tiempo Ordinario Evangelio según San Mateo 13,24-30. Jesús propuso a la gente otra parábola: "El Reino de los Cielos se parece a un hombre que sembró buena semilla en su campo; pero mientras todos dormían vino su enemigo, sembró cizaña en medio del trigo y se fue. Cuando creció el trigo y aparecieron las espigas, también apareció la cizaña. Los peones fueron a ver entonces al propietario y le dijeron: 'Señor, ¿no habías sembrado buena semilla en tu campo? ¿Cómo es que ahora hay cizaña en él?'. El les respondió: 'Esto lo ha hecho algún enemigo'. Los peones replicaron: '¿Quieres que vayamos a arrancarla?'. 'No, les dijo el dueño, porque al arrancar la cizaña, corren el peligro de arrancar también el trigo. Dejen que crezcan juntos hasta la cosecha, y entonces diré a los cosechadores: Arranquen primero la cizaña y átenla en manojos para quemarla, y luego recojan el trigo en mi granero'". Web: https://evangelio.mx Spotify: https://bit.ly/evangeliospotify Apple Podcasts: http://bit.ly/evangelioitunes Twitter: https://twitter.com/ViralEvangelio Facebook: https://www.facebook.com/ViralizandoElEvangelio Instagram: https://instagram.com/viralizandoelevangelio YouTube: https://bit.ly/ViralizandoElEvangelioYouTube

+ Holy Gospel according to Saint Matthew 13: 24 – 30 Jesus proposed another parable to the crowds. "The kingdom of heaven may be likened to a man who sowed good seed in his field. While everyone was asleep his enemy came and sowed weeds all through the wheat, and then went off. When the crop grew and bore fruit, the weeds appeared as well. The slaves of the householder came to him and said, 'Master, did you not sow good seed in your field? Where have the weeds come from?' He answered, 'An enemy has done this.' His slaves said to him, 'Do you want us to go and pull them up?' He replied, 'No, if you pull up the weeds you might uproot the wheat along with them. Let them grow together until harvest; then at harvest time I will say to the harvesters, "First collect the weeds and tie them in bundles for burning; but gather the wheat into my barn."'" The Gospel of the Lord.

Promessa de Deus! *Mas o que nos confirma convosco em Cristo, e o que nos ungiu, é Deus* 2 Coríntios 1.21 Quantas são as promessas feitas por Deus para nossa vida, quantas vezes Deus falou algo diretamente para MIM, como posso ENTENDER se é mesmo uma PROMESSA de Deus! Nossa leitura de hoje é em 2 Coríntios 1.20-22 *"Porque todas quantas promessas há de Deus, são nele sim, e por ele o Amém, para glória de Deus por nós. Mas o que nos confirma convosco em Cristo, e o que nos UNGIU, é Deus, O qual também nos selou e deu o penhor do Espírito em nossos corações."* Uma leitura esclarecedora que nos leva à ENTENDER que o que vem de Deus tem Paz, pois o Espírito é o que confirma *Mas o que nos confirma convosco em Cristo, e o que nos ungiu, é Deus* 2 Coríntios 2.21 Paulo se dirigia a igreja de Corinto dizendo que queria estar com eles, mas NÃO fora possível. Nem sempre as coisas SAEM ou SÃO como queremos, o TEMPO nem sempre é o NOSSO, Paulo o grande apóstolo aos gentios fala que Deus é sua testemunha, isso corobora com suas ações. Palavras podem ser ditas ao VENTO, muitas pessoas tratam apenas para se ver LIVRE e acabam NÃO cumprindo, Deus não é assim, Ele fala e Ele cumpre, só PRECISAMOS entender. Acompanhe COMIGO *Darei a vocês um coração novo e porei um espírito novo em vocês; tirarei de vocês o coração de pedra e, em troca, darei um coração de carne.* Ezequiel 36:26 Ter um novo CORAÇÃO, significa, um coração transformado, restaurado, PRONTO para ouvir e andar com Deus. João o apóstolo do amor fala em 1 João 2.25 *E esta é a promessa que ele nos fez: a vida eterna.* Isso para àquele que CRER, aquele que busca, aquele que se desvia do MAL. Não pense com isso, que o que recebemos é por MÉRITO, de forma alguma veja *Porque todas quantas promessas há de Deus, são nele sim, e por ele o Amém* digo mais a Salvação é sim por GRAÇA *Porque pela graça sois salvos, por meio da fé; e isto não vem de vós, é dom de Deus.* Efésios 2.8 É bom estarmos atentos para NÃO sermos enganados, *Mas o mercenário, e o que não é pastor, de quem não são as ovelhas, ... deixa as ovelhas, e foge; ... e dispersa as ovelhas.* João 10.1 Sejamos e estejamos atentos!

Broadway and television actor Pedro Garza joins us on the show this week and shares his thoughts on Latinx representation onstage, how he's used the theatre industry shutdown as a time of reflection and the power of 'NO' for artists everywhere. Don't forget to subscribe to the podcast to never miss an episode, follow us on Instagram @actorswithissues and follow this week's guest @pedrogabrielgarza ! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/actorswithissues/support

Assim como não existe almoço grátis, não existe ganho sem dor. Queremos trocar nosso tempo e trabalho por um bem monetário forte que mantenha o poder de compra com o passar do tempo, um bem monetário que exija trabalho e esforço para ser produzido, um bem monetário limitado pelas leis da natureza. LINKS No Pain, No Gain https://guilhermebandeira.substack.com/p/no-pain-no-gain Gravado no bloco 690018 Quer gastar Bitcoin? Veja primeiro se pode usar algum gift card da nossa patrocinadora Bitrefill!Acesse https://www.bitrefill.com/ ________________ APOIE O CANAL https://bitcoinheiros.com/apoie/ Loja dos Bitcoinheiros https://loja.bitcoinheiros.com/ SIGA OS BITCOINHEIROS: Site: https://www.bitcoinheiros.com Youtube: https://www.youtube.com/bitcoinheiros Twitter: https://www.twitter.com/bitcoinheiros Allan - https://www.twitter.com/allanraicher Dov - https://twitter.com/bitdov Becas - https://twitter.com/bksbk6 Ivan - https://twitter.com/bitofsilence Instagram: https://www.instagram.com/bitcoinheiros Facebook: https://www.fb.com/bitcoinheiros Podcast: https://anchor.fm/bitcoinheiros APOIE O CANAL: - Dê uma gorjeta em Bitcoin: https://bitcoinheiros.com/apoie/ - Inscreva-se no canal - Deixe seu comentário no vídeo - Dê um like no vídeo - Compartilhe o vídeo e o canal com amigos e familiares na sua rede social - Envie um email com seu comentário e sugestões: bitcoinheiros@protonmail.com COMO GUARDAR SEUS BITCOINS? Bitcoinheiros recomendam o uso de carteiras Multisig com Hardware Wallets de diferentes fabricantes. Busque por "canivete bitcoinheiro" em nosso canal para saber mais. - COLDCARD - https://store.coinkite.com/promo/bitcoinheiros (use o código bitcoinheiros para ganhar 5% de desconto) - TREZOR E BITBOX02 PARA RESIDENTES NO BRASIL E AMÉRICA DO SUL Revendedor oficial: https://www.kriptobr.com/?afiliado=1288 Acesse com nosso link acima para ajudar o canal! ;) - TREZOR PARA RESIDENTES EM OUTROS PAÍSES https://shop.trezor.io/product/trezor-model-t?offer_id=15&aff_id=3722 ISENÇÃO DE RESPONSABILIDADE: Este conteúdo foi preparado para fins meramente informativos. NÃO é uma recomendação financeira nem de investimento. As opiniões apresentadas são apenas opiniões. Faça sua própria pesquisa. Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos. --- Send in a voice message: https://anchor.fm/bitcoinheiros/message

A FÉ em cash? *_pois vocês sabem que a prova da sua fé produz perseverança._* Tiago 1.3 Tem horas que pensamos ser impossível SUPERAR este ou aquele desafio, especialmente quando envolve nossa FÉ, neste PONTO somos mais provados que em outros! Lemos em Tiago 1.2-4 o seguinte: *Meus irmãos, considerem motivo de grande alegria o fato de passarem por diversas provações, pois vocês sabem que a prova da sua fé produz perseverança. E a perseverança deve ter ação completa, a fim de que vocês sejam maduros e íntegros, sem lhes faltar coisa alguma.* Com isso lembrei que já passei por coisas que NÃO entendi e ainda tento ENTENDER, mas como diz a canção: _prefiro CONFIAR sem ENTENDER_ parte da letra de Eu cuido de ti - Canção e louvor, foram momentos em que achei que minha FÉ havia me abandonado, pois vi a morte literalmente diante dos meus olhos! Quanto a tempestade passou, os ventos se acalmaram e a dor diminuiu, pois a dor da perda acredito que NUNCA passa, afinal fomos criados para ser eternos, não nos acostumamos à MORTE! Ao olhar TUDO o que aconteceu, percebi e percebo que minha FÉ ficou ainda mais fortalecida, como diz em 2 Timóteo 2.1 *TU, pois, meu filho, fortifica-te na graça que há em Cristo Jesus.* sem essa GRAÇA, não há FÉ, ou força que resista! Quando Deus está no CONTROLE de tudo sempre é POSSÍVEL ver seu AGIR, mesmo que NÃO seja o meu querer, mesmo que EU não concorde com Deus, e isso NÃO é PECADO, é ser sincero e honesto, mas fica a ressalva: *Seja feita Tua VONTADE* EU jamais vou duvidar que ela seja *Boa perfeita e AGRADÁVEL!* Não, não é simples, mas isso é perseverar na FÉ e manter a ESPERANÇA, e passar pelas tribulações, confiando em Deus SEMPRE é assim que daremos PROVA, testemunho de uma verdadeira e arraigada FÉ em Deus, nosso Senhor e Salvador!

Traição não têm perdão! TROUXA ou NÃO? Se um homem trai é normal porém se a mulher e a pessoa que trai ela vagabunda puta errada da situação e aí o que você pegar o seu lugar bom de se falar um pouquinho sobre esse tema tão polêmico.

Que o cérebro humano é um fantástica central de processamento de informações, programação e distribuição de comandos, você certamente já sabe. Mas uma noção que é relativamente nova para a maioria das pessoas é a de que há uma grande capacidade de adaptação nos sistemas de funcionamento dessa complexa “máquina”. A isso, dá-se o nome de neuroplasticidade – um conceito que vem mudando paradigmas na área da Neurologia. Nesta dia considerado o Mundial do Cérebro, dia 22/07, convido uma Mestre em Neurociências, Michele Muller para falar sobre a neuroplasticidade e como podemos cuidar do nosso cérebro. DICAS PARA UM CÉREBRO SAUDÁVEL EM QUALQUER IDADE – Desafie a sua mente para criar novas redes neuronais. Aprender coisas novas é o melhor caminho para isso. Vale tanto para habilidades motoras como jogar xadrez, usar um determinado programa de computador, estudar um novo idioma, etc. – Entenda que idade NÃO é limite para o aprendizado. Nós podemos e devemos buscar aprender coisas novas em qualquer idade e outras dicas que você bvai ouvir aqui. Venha com a gente!

A Bolsa de Valores é pra você que tem pouco dinheiro pra investir? Prof. Mira e Renata Veloso vão te contar!   Tem análise de empresas bônus no final deste ep, mas não fala pra ninguém que eu te contei! E atenção: análise de empresa não é uma recomendação! Sempre estude muitoo antes de realizar um investimento!   Pra te mostrar que NÃO é caro investir na Bolsa de Valores e que todo mundo pode começar, desde que tenha conhecimento e estudo, o Prof Mira bateu um papo com Renata Veloso! A Rê é doutora em administração, professora universitária, mãe, ex-aluna do Prof. Mira, mini-Mira” e analista CNPI, e contou como foi pra ela o processo de começar a investir na renda variável e porque não é caro começar!   Se você acha que é preciso muito dinheiro pra investir na renda variável, saiba que você achou errado a vida inteira!!! POIS É, COISA RICA!   Aperta o play!    ----   Você quer saber mais sobre o trabalho da Renata? Entra lá no perfil dela no instagram  @rv.invest   ----   Você não sabe qual é a hora de comprar e vender suas ações? O Prof. Mira fez um vídeo I-N-C-R-Í-V-E-L pra te ensinar! Entra lá no canal do Youtube da Me Poupe e pesquisa por “comprar” ou clica aqui!   ----   Me Poupe! informa: Devido a atual situação do Coronavírus, todos os programas estão sendo gravados e transmitidos remotamente, por isso é possível ocorrer alguma perda de qualidade.   ----   EQUIPE POUPECAST! Apresentação - Professor Mira (@professormira), investidor profissional, analista CNPI-T 1954 e especialista em renda variável da Me Poupe! Convidada - Renata Veloso (@rv.invest) Gerência de Conteúdo - Vanessa Campos Roteiro, produção e sonoplastia - Pâmela Jucio Produção técnica - Fernando Jobs e Luiz Guerra Vídeo/ artes - Luiz Guerra, Marília Nunes, Sherman Bencks e Wellington Antonio Social Media - Brenda Barboni, Carlos Alexandre

Há anos que o sistema financeiro vem penalizando qualquer pessoa que tenha seguido os conselhos de seus ancestrais de poupar dinheiro para garantir o futuro. A moeda fiduciária não permite esse tipo de comportamento e transforma todo mundo em investidor, colocando em risco a estabilidade financeira e emocional de bilhões de pessoas. LINKS https://guilhermebandeira.substack.com/p/-proibido-poupar Poupança Bitcoin https://www.youtube.com/watch?v=mZboAUfYAkk HODL e as ondas de poupança https://www.youtube.com/watch?v=hs9csQW8j4k Gravado no bloco 689864 Quer gastar Bitcoin? Veja primeiro se pode usar algum gift card da nossa patrocinadora Bitrefill!Acesse https://www.bitrefill.com/ ________________ APOIE O CANAL https://bitcoinheiros.com/apoie/ Loja dos Bitcoinheiros https://loja.bitcoinheiros.com/ SIGA OS BITCOINHEIROS: Site: https://www.bitcoinheiros.com Youtube: https://www.youtube.com/bitcoinheiros Twitter: https://www.twitter.com/bitcoinheiros Allan - https://www.twitter.com/allanraicher Dov - https://twitter.com/bitdov Becas - https://twitter.com/bksbk6 Ivan - https://twitter.com/bitofsilence Instagram: https://www.instagram.com/bitcoinheiros Facebook: https://www.fb.com/bitcoinheiros Podcast: https://anchor.fm/bitcoinheiros APOIE O CANAL: - Dê uma gorjeta em Bitcoin: https://bitcoinheiros.com/apoie/ - Inscreva-se no canal - Deixe seu comentário no vídeo - Dê um like no vídeo - Compartilhe o vídeo e o canal com amigos e familiares na sua rede social - Envie um email com seu comentário e sugestões: bitcoinheiros@protonmail.com COMO GUARDAR SEUS BITCOINS? Bitcoinheiros recomendam o uso de carteiras Multisig com Hardware Wallets de diferentes fabricantes. Busque por "canivete bitcoinheiro" em nosso canal para saber mais. - COLDCARD - https://store.coinkite.com/promo/bitcoinheiros (use o código bitcoinheiros para ganhar 5% de desconto) - TREZOR E BITBOX02 PARA RESIDENTES NO BRASIL E AMÉRICA DO SUL Revendedor oficial: https://www.kriptobr.com/?afiliado=1288 Acesse com nosso link acima para ajudar o canal! ;) - TREZOR PARA RESIDENTES EM OUTROS PAÍSES https://shop.trezor.io/product/trezor-model-t?offer_id=15&aff_id=3722 ISENÇÃO DE RESPONSABILIDADE: Este conteúdo foi preparado para fins meramente informativos. NÃO é uma recomendação financeira nem de investimento. As opiniões apresentadas são apenas opiniões. Faça sua própria pesquisa. Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos. --- Send in a voice message: https://anchor.fm/bitcoinheiros/message

July 20, 2021: Cleveland Browns legend Bernie Kosar on why he wants to help out an imprisoned mobster, Akron's Michael Allio is 1 of 4 finalists on The Bachelorette, Cavaliers to host a free NBA Draft watch party, why the sky has been so hazy in Northeast Ohio, which Cleveland school will require masks for everyone in the fall, and more on 3News Now with Stephanie Haney. Need a break from bad news? Watch It's All Good (News!) with Stephanie Haney, every Wednesday: https://www.youtube.com/watch?v=8QOrIlkNEgY Like this show? Check out the 3 Things to Know with Stephanie Haney podcast: http://wkyc.com/3thingstoknow Connect with Stephanie here: http://twitter.com/_StephanieHaney http://instagram.com/_StephanieHaney http://facebook.com/thestephaniehaney Read more here: Officials asking for help in identifying baby girl found at Cleveland RTA bus station https://www.wkyc.com/article/news/local/cuyahoga-county/officials-asking-for-help-identifying-baby-found-at-cleveland-rta-bus-station/95-7dfed16a-025a-46ec-ac0f-f8eabc844762 Exclusive: Bernie Kosar tells 3News Investigates why he is opening his home to an imprisoned mobster seeking early release https://www.wkyc.com/article/news/investigations/exclusive-bernie-kosar-tells-3news-investigates-why-opening-home-imprisoned-mobster-seeking-early-release/95-7ee95874-2669-47c9-b3fb-bc840c04af26 'No one can love you like I can': Akron's Michael Allio tells The Bachelorette Katie Thurston he can love her best as he becomes 1 of 4 finalists https://www.wkyc.com/article/news/entertainment-news/akrons-michael-allio-tells-the-bachelorette-katie-thurston-he-can-love-her-best-as-he-becomes-1-of-4-finalists/95-7f740bde-206b-4038-a8aa-0f9fd42e0ba3 Smoke from wildfires in Canada and western U.S. causing hazy skies in Northeast Ohio https://www.wkyc.com/article/weather/wildfires-canada-western-us-causing-hazy-skies-in-northeast-ohio/95-4ed32f3e-c1d0-437a-983a-1e0bda85e1a8 Cleveland Metropolitan School District to require masks for all students and staff https://www.wkyc.com/article/news/education/cleveland-metropolitan-school-district-mandate-masks-all-students-staff/95-32b8dacb-9355-4c65-9c12-8c07084dc1f4 Lambda Variant now a 'variant of concern' for WHO https://www.wkyc.com/article/news/health/coronavirus/lamda-variant-now-a-variant-of-concern-for-who-coronavirus/509-ec7ae541-0eea-406f-a02b-4f48806241ab COVID-19 in Ohio: State reports 744 new cases in the last 24 hours https://www.wkyc.com/article/news/health/coronavirus/coronavirus-numbers/coronavirus-ohio-updates/95-e2faeb56-d02a-443a-bcdb-141f2c7fafe8 The Haunted House Restaurant opens in Cleveland Heights https://www.wkyc.com/article/life/food/haunted-house-restaurant-cleveland-heights-menu-opening-day/95-c3f084ed-b9f5-4be5-b783-9952ec14cd25 Cleveland Cavaliers hosting free NBA Draft watch party at Rocket Mortgage FieldHouse https://www.wkyc.com/article/sports/nba/cavaliers/cleveland-cavaliers-hosting-free-nba-draft-watch-party/95-cf6c394d-7c10-40eb-8e5a-d1e85f841211

No MeiaEntradaCast de hoje, Renan Fileto, Júlio Morábito, Jhonas Allan e Milk Fagionato se reúnem para o MAIOR MOMENTO MARVEL DO ANO: a estreia do filme da Viúva Negra! Isso mesmo, bora jantar com a familia, ouvinte! Venha para o programa e se prepare para saber: 1) como NÃO criar um vilão 2) quais as […]

It's 19th July 2021, so let's get into the news. Valve Announce Steam Deck https://www.eurogamer.net/articles/2021-07-15-valve-announces-steam-deck-a-gbp349-handheld-pc Steam Deck availability now later than release date https://www.eurogamer.net/articles/2021-07-17-steam-deck-expected-order-availability-now-q1-2022-64gb-or-q2-2022-256gb-512gb No Skate at EA Play 2021, but something coming https://www.gameinformer.com/2021/07/19/no-skate-at-ea-play-2021-but-studio-teases-a-little-something-instead Nintendo says 'No new Nintendo Switch models at this time' https://www.eurogamer.net/articles/2021-07-19-nintendo-no-plans-to-launch-any-other-model-than-switch-oled Sackboy developer Sumo bought by Tencent https://www.eurogamer.net/articles/2021-07-19-sackboy-developer-sumo-set-to-be-bought-by-tencent RELATED LINKS Support This Week In Video Games through Patreon by becoming a member https://www.patreon.com/thisweekinvideogames Check out the MERCH store https://teespring.com/stores/this-week-in-video-games Subscribe to This Week In Video Games YouTube Channel https://www.youtube.com/channel/UCyIiL5xk1ut5HY6pPnBUXlQ Rate & Review the podcast https://ratethispodcast.com/thisweekinvideogames More ways to listen https://anchor.fm/this-week-in-video-games https://gopod.me/thisweekinvideogames Music by Christian Hounslow and Jaya McQuaid.

Será que já é tarde demais para entrar no Bitcoin? Neste artigo vamos tentar entender qual é o potencial de adoção e penetração da rede Bitcoin, além dos diferentes perfis de adoção e suas respectivas posições na curva de adoção potencial. Spoiler: É cedo pra caralho. LINKS https://explicabitcoin.medium.com/eu-estou-atrasado-pro-bitcoin-b3eae3e63e40 https://www.swanbitcoin.com/am-i-too-late-for-bitcoin/ Gravado no bloco 689860 Quer gastar Bitcoin? Veja primeiro se pode usar algum gift card da nossa patrocinadora Bitrefill!Acesse https://www.bitrefill.com/ ________________ APOIE O CANAL https://bitcoinheiros.com/apoie/ Loja dos Bitcoinheiros https://loja.bitcoinheiros.com/ SIGA OS BITCOINHEIROS: Site: https://www.bitcoinheiros.com Youtube: https://www.youtube.com/bitcoinheiros Twitter: https://www.twitter.com/bitcoinheiros Allan - https://www.twitter.com/allanraicher Dov - https://twitter.com/bitdov Becas - https://twitter.com/bksbk6 Ivan - https://twitter.com/bitofsilence Instagram: https://www.instagram.com/bitcoinheiros Facebook: https://www.fb.com/bitcoinheiros Podcast: https://anchor.fm/bitcoinheiros APOIE O CANAL: - Dê uma gorjeta em Bitcoin: https://bitcoinheiros.com/apoie/ - Inscreva-se no canal - Deixe seu comentário no vídeo - Dê um like no vídeo - Compartilhe o vídeo e o canal com amigos e familiares na sua rede social - Envie um email com seu comentário e sugestões: bitcoinheiros@protonmail.com COMO GUARDAR SEUS BITCOINS? Bitcoinheiros recomendam o uso de carteiras Multisig com Hardware Wallets de diferentes fabricantes. Busque por "canivete bitcoinheiro" em nosso canal para saber mais. - COLDCARD - https://store.coinkite.com/promo/bitcoinheiros (use o código bitcoinheiros para ganhar 5% de desconto) - TREZOR E BITBOX02 PARA RESIDENTES NO BRASIL E AMÉRICA DO SUL Revendedor oficial: https://www.kriptobr.com/?afiliado=1288 Acesse com nosso link acima para ajudar o canal! ;) - TREZOR PARA RESIDENTES EM OUTROS PAÍSES https://shop.trezor.io/product/trezor-model-t?offer_id=15&aff_id=3722 ISENÇÃO DE RESPONSABILIDADE: Este conteúdo foi preparado para fins meramente informativos. NÃO é uma recomendação financeira nem de investimento. As opiniões apresentadas são apenas opiniões. Faça sua própria pesquisa. Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos. --- Send in a voice message: https://anchor.fm/bitcoinheiros/message

Check out the Video Episode!On this week's episode of HWIDG, we'd like to apologize for any audio snafus there might be, but just remember we're just a couple of dudes. We're not one of these big podcasts backed by a global media company. Those kinds of podcasts have like 5 producers and 3 editors to catch all of that. So if there aren't any audio problems, praise us, because we're just as good as these big name podcasts that absolutely don't have any problems whatsoever.- Alien Covenant- Non-Alcoholic Whiskey- Live Chat- Web of LiesAh, the Alien movies. Is there another series that spans such a gamut of quality? Maybe, but I can't think of one right now because the awfulness of Alien: Covenant is still living rent-free in my mind, days later. It's a lot like a Karen. She wants to be vegetarian, but still eat BBQ. Alien Covenant wants you to care about its characters but does nothing with them and hires charisma-less actors to portray them. It wants you to marvel at the new cool aliens, but then takes the practical effects they did on set and paints over them with CGI. It wants you to believe that these people are scientists on an alien planet, but they don't bother to wear any protective suits! Just say 'NO' to Alien: Covenant.Who is non-alcoholic whiskey for? Why it's for losers with poor self-esteem! That's right! Don't drink but still go out to bars and parties where people pressure you like you're a Sophomore in high school, and you feel bad about it? Boy do I have the product for you. Just sign this form that registers you as a Spirit Offender and we'll be on our way. In two to four weeks you should receive your first shipment of Swill™! What is Swill™? Well, we ventured into a remote mountain in the Galapagos and found a tribe of natives that had never had alcohol before. So we took their local toilets and rinsed them out, then bottled that rinse water! It's perfect on the rocks, in a cocktail, or buried with you deep in the ground where no other person can have it!Imagine if you will, a sports bar. Imagine all the folks watching the big game that night. Now take their thoughts and shouts of excitement and mix them in with the thoughts and shouts of excitement of approximately a dozen deranged hobos. Pop them up in chronological order and that's what its like watching the live chat on YouTube or Twitch, or anything streaming. You've got your garden variety trolls, your obligatory scam spammers, the crazy people that think the people they're watching are their best friends, and your lonely "show feet plz" troglodytes. They invented the "Hide Chat" button for a reason. Use it.Tell me lies, tell me sweet little lies. That's what Stevie Nicks said. Well Stevie, how about you stay over there in Lie Land with Todd Howard and the Government and leave us alone. We're called Truthers and we want to know the truth. Can it be hard to accept? Yes. But it's like pulling off that band-aid. The longer it sticks, the more it's gonna hurt. And eventually? Well it's not a band-aid, it's a scab. The kind that is just ready to heal and you might as well be peeling off skin when you get rid of it. "I never want to do that again" kind of pain.All this and more on this week's episode! Don't forget to join us on DISCORD, and support us on PATREON or by BUYING A SHIRT!

(McCall Out Sick) 2021 looks like it could be the year of the walk out in fast food. The Florida Or Not winner said he could see AJ or McCall calling in a bomb threat because of fees and AJ says no...it'd be the economy minus class. What idiot would steal something Doritos and not take care of the evidence?! AJ feels bad his girlfriend had her taste buds altered, but isn't sad about getting all the cheese. What are the questions you always respond with 'No.' to? For AJ it was divorce parties, but in trying to figure out how to help his friend he may change his mind for the Debate At 8. There's no one besides Producer Butterz that puts socks on first after the shower right?

Hiring Business Lawyers With Katie Richards Have you ever put yourself in a position where you're thinking, should I do that? Should I not do that? It might not even be something that you've done legally wrong; it might just be a situation where you're having a separation or whatnot, but a lot of the time, you can find yourself in hot water if you have the right relationship set up. Today, we've got Katie Richards from Law on Earth, and she's going to be talking to us about why and when you should hire a business lawyer. What is the right time in business to do that? When should you set up these relationships? She'll shed some light and remove some fear from everything legal in business. Learn more about hiring a business lawyer at dorksdelivered.com.au Does every small business need a lawyer? Katie: I think it depends on what phase of the business they're going through at the time. I would always suggest that before someone gets into business, have a chat with a lawyer first so they understand what legal needs they're going to have coming up over the life of the business. Katie: You get a bit of a strategy in place because it's not just your business planning that's important. You have to understand what legal risks happen at the beginning, while you're running the company, and then also on exit so you can be ready for them and then you'll be less likely to need lawyers along the way if you already know what to watch out for. A lot of the time, businesses start because you're really passionate about the work that you do. It could be that you're a labourer, an accountant, etc. A lot of the time, you start in the trenches doing that sort of work and you jump in because you're good at what you do. That can obviously cause some conflict if you're doing exactly the same thing as when you had an employer.  When should you hire a business lawyer? Are you better off speaking to someone to make sure you're doing things right? Or is it just when you've started turning over some dollars? When should one really start looking towards consulting a business lawyer? Solicitor Before Accountant Katie: I think it's actually before that. It's right at the beginning when you actually have a chat with an accountant because you need to work out what kind of structure you should be setting up before you actually go and set the business up. That's important because the structure comes down to how much risk is going to be on you personally. How can a business lawyer help you? Katie: If you're set up as a sole trader, you could have issues such as something going terribly wrong in your business, especially if it's your first business. If you don't really understand how businesses operate, you could have your house on the line. You could lose your car, all of your assets, and all of your savings because you are personally liable as a sole trader, whereas generally, people will wait for a while before they set up a company down the track. Katie: There also could be taxation issues if you do that. If you've got some potential contracts already set up, you're probably better off going down the company path from the start. You know that the revenue amount is likely to be a lot higher. The right time to talk to someone about that is actually before you start trading and then you've got a bit of a road map and you understand why. Video Sessions With Business Lawyers in Brisbane Katie: At Law on Earth, we've actually done a lot of free guides around this so that people can just go and have a look at them, get an understanding around what all the different options are in terms of the structures, think about what would actually suit their lifestyle not only now, but also in the future. Katie: Think three, four, or five years ahead because if you set up as a sole trader now, you're going to be paying tax through the roof once you get over a certain financial amount. No one in their right mind is going to want to set up a business if it's not generating at least a decent amount of money that exceeds what you were doing as an employee, unless you're only doing it as a hobby or for some kind of lifestyle benefit, because there is a lot of pain that comes with setting up and running businesses. Katie: You must have a good reason why you want to put yourself through that. Otherwise, sometimes it actually is easier just to remain an employee, doing what you love. I couldn't agree more. Some employees think that their employers are bringing in double or triple of what they earn, and then they wonder about jumping out on their own without thinking about any of the nitty-gritty and the mechanics that go into the infrastructure that supports the business. You're right: you want to be able to earn a little bit more money or just be a side hustle or a lifestyle choice. That obviously changes the structure. If you're going to start a business, first, make sure that you're passionate about doing whatever you're going to be doing because you're going to be doing a lot of it. Second, make sure you're able to do that with enough time to be able to do all the other admin stuff that comes with it. Don't think you'll get to do 80-hour weeks that are going to be billable to clients. On top of that, probably talk to a solicitor before you talk to an accountant. Katie: It really comes down to that risk piece. What we tend to find in the last couple of days through the platform at Law on Earth is people who are passionate about a social cause want to set up a business around it. They're trying to work out whether to set up a charity, a social enterprise, for-profit or not for profit. It all comes down to how far you're prepared to take that social cause. Katie: There's a lot to think about. At that stage, you also have to think about not just the business, but what about the people around you? If you have a family, what are you prepared to put them through when you're setting up this business? Are you even going to bring them in down the track? If that's the case, then you're going to be employing people within the business. Again, it's probably better to do that for a company. Katie: The conversation around trusts will come up as well. You might have some kids at home and your wife or husband may not be working. You might want to get money by the business to them in the most cost-effective way.  How much does a business attorney cost? Katie: You'd have an initial chat with your accountant and your lawyer around those ideas. People are using just like a 20-minute advice session on our platform just to ask those kinds of questions. It's only going to cost them $150 to answer all of those questions before they even think through the next part of their strategy. It's not prohibitive. That's pretty much nothing in the scheme of things. That is going to protect you because different opportunities or things can come up. There are always bumps along the road of business, and you can have situations where you're being sued depending on the type of work that you're doing or having partnerships that go south. Even if you are set up as a sole trader, for instance, and you invest a little bit too much time in the business and the business is going really well.  This sounds terrible, but if you look at Melinda Gates, she is one of the best investors in the world. You need to be very careful. If a break-up does happen in your personal life, that can affect your business life and ongoing time. When you do engage, you spend $150, you get a little bit more visibility and insights and confidence in what you'd be doing with your business. How often should you talk to a business lawyer? What are normally the touchpoints with small business lawyers? Is it something that you engage with clients every three months, or is it something that you set up the relationship and then when the shit hits the fan, so to speak, you then start talking or what happens? Katie: I think it depends on the person who's setting up the business and what their circumstances are. The way that I deal with clients is that I'll have that initial chat with them. I'll give them a list and priorities as to what they should do and how soon they should get them done and at what stage of the business they'll think about activating the next step. Katie: That way, it gives them the tools that they need to actually go away and be in control of what they're doing. We have stuff in the learning centre that will help them do that. As they reach those little milestones in their business, they know what to do and what to watch out for. That just makes it a lot easier. It takes a lot of the anxiety away from the business.  Katie: A lot of my clients will actually Zoom me once a month and just ask me and do another 20-minute session and say what they've done and ask me to have a look over. They can actually watch me read into contracts that they've prepared themselves, just keeping them out of any risk so that they don't have to lie awake at night because they know they've already covered their bombs and then they can take that next step a little bit more confidently. Katie: There may be someone who's just really slow to get a bit of traction. If that's the case, they don't have to push themselves ahead at any rate to actually go and get more legal advice. It's only as they need it. But as they grow, you'll tend to find the need will pop up more often. Katie: It really comes down to the stage of growth and how risk-averse that business owner is. There are some people that will do all these documents, go forth and conquer—and they will just call me when they're in trouble. Katie: No matter how good of a business owner you are, things just pop up in business and you can't avoid it. If you can at least recognise when an issue is coming up, jump on it straight away and get some advice on what you should do next. You can probably go forward and just sell back and look after yourself potentially.  Katie: You just need to find out what the laws are around it and get a bit of a commercial understanding of what you can do and what repercussions there are for each of those different options—what are the repercussions now and what we're going to be the repercussions, say, two or three years time. If you do take this path, how is that going to impact the relationship you have with all the business owners? How will that affect me on a reputation level? Be Proactive, Not Reactive You brought up a couple of really good points. Do you find that business owners who are looking for business lawyers particularly in Brisbane are more proactive or reactive when it comes to these situations? Katie: I think they have been quite reactive for a long time, and I believe they're starting to get a bit more proactive. Maybe that's just the ones that I deal with because we've made it a bit more accessible for them to get little snippets of advice and not cost them a billion dollars for that. Katie: It's easier to be proactive. Like going to the doctor, you don't go, 'I'm not sure if I want to go to the doctor even though I'm sick because it is going to cost me a fortune.' You just go. That's what we've tried to recreate: an ability for people to just grab it as and when they need it so they can be proactive. Katie: But I think a lot of people in the past have been really reactive. The problem is that by the time I actually engage someone to help them with it, the problem is 10 times bigger and you actually could have fixed it for one-tenth of the cost had they gone to you at the very beginning of it before they sort of got into too much of a deep hole. The old adage is 'Save a nickel, spend a dime.' Once you've gone too far, you kind of have to do what you have to do and that can be a big problem for you. There's a business that we were talking with a month and a half ago. He decided to set up his own business and he thought it is going to be great because he loves doing what he does. His boss was fine with him doing that. The clients that his boss had went to him because they enjoyed working with him more, and that caused big problems.  His previous boss sued him, and then he engaged some legal advice. He had to change a whole bunch of stuff around to get everyone happy and ended up having to sell his business to his old boss to keep his boss happy. You've already worked for a whole bunch of stuff and then you've got all this stuff that's taxing on your mind and soul. It's not going to help you very well mentally to be having to do that while already going through the mechanics of setting up a business. Katie: That's actually one of the first things we chat about when we're having that initial strategy session. When talking about the structuring, the first thing I say to them is, 'What did you do before you came up with this business idea?' And then I add, 'Who did you work for? Show me your employment agreement.' Some would say, 'No, it's okay, we all parted on happy terms.' Katie: Stealing their IP and setting up a business in competition with them, they're just not going to be happy. Some employers will pursue it, and some won't. Some will have this ridiculous restraint of trade clause in there, and it'll be for like five years. The court is not going to hold that up, but you have to get advice around it to find out whether it's a reasonable restraint or not and whether it's worth the punt. Correct. He's still in business now but trading underneath a different entity on advice that he got from his lawyer. That would have been easy just to get it at the start, wouldn't it? I think it's a total cost of $150,000. Katie: I know someone else that's had a very similar situation. They're doing really well now, but it was really crushing. You just don't want to be in that situation. Not at all. It's not going to make you feel very good mentally. And that changes your whole game with how you're dealing with clients and giving you that confidence to build up your business. How do you legally protect yourself from risks in business? Do the legal requirements for business and milestones in business vary depending on the business vertical? For instance, hairdressers are dealing with scissors and if they have a slip, someone could get hurt. I'm running an IT business and if something goes wrong, their infrastructure could be down, costing them tens of thousands of dollars an hour or more depending on the business.  How do you protect yourself against things like that? Is that through agreements that you set up with your clients? Set Up a Business Plan  Katie: I think what people really need to be doing at the very beginning is setting up a business plan. Most people put it in a drawer and they don't have a look at it again. That's not useful. You need to actually write some kind of document about all the things that could go wrong in this business and then write out your mitigation. If this happens, what would I do next and then next and then next so that you don't have to worry about those kinds of risks so much because you've thought about it. Have a Business Continuity Plan Katie: Your next step is to look at each of those risks and think about what you can insure and what you can minimise any risk for. How likely is it to happen? If it does happen, like the electricity goes out and you can't run your business, can we jump to another premises so we can keep trading? If not, do we need business continuity insurance in place? Pulling all those ideas together is what we call a business continuity plan. Katie: Continuity is essentially continuing. What kind of plans do we need to put in place so no matter what comes up, we've actually got a Plan B that we can jump to straightaway. How do I train my staff to also know what the Plan B is at any point in time? Katie: If you're on holiday in Hawaii and all of a sudden something goes wrong in the business, you need to know that someone can grab out the continuity plan and have a look at what you would have done if you were here. Katie: Otherwise, if you end up building a business where you're stuck in it and no one else can run it for you, you're going to end up basically buying yourself a job but that's quite high risk. And you don't want to go through the pain of building a business and get to make this great revenue to have it all ripped away from you all of a sudden. Continuity plans are very, very strong to my heart. In the IT space, things are moving into the cloud, and you have to be more and more creative to allow for people's infrastructure to stay up and running when it's not necessarily available in your hands. There's a gun that's pointing at us. If something goes wrong with the client, we have to see how we can make sure to mitigate this risk if Office 365 goes down or if you have a problem with G-Suite applications. We've worked out things here but it's surprising to us and this is why I was asking before about the proactive versus reactive. We talk to business owners and say let's do this but a lot of the time they want to wait until it happens. Then it happens and they're like, 'We need to be up and running now. We can't get the contract out.' Katie: When you're dealing with big clients and if you can show them that if this happens this is what we do, but if that happens that's is what we do, it actually puts you way ahead in their eyes because they know that you have a much better ability to deliver on work, especially when it comes to tender processes. Katie: We've actually gone down the path with Law on Earth to do ISO certification. Even though we don't necessarily need to do that, I want to make sure that no matter what happens, we can be reliable and consistent so that people can keep using us. That was a big ask to actually get someone to come in and actually do all that.  Have a Risk Mitigation Strategy Katie: Risks are really important. If you don't watch the risks in your business, you won't have a business. That can destroy lives and families. That's what it's all about: risk mitigation. Does risk mitigation negate the need for more insurance? You're saying about possibly needing to get different types of insurances. Does it complement or mitigate the risk? Katie: I take it one step further with my businesses. I've got Virtual Legal, my law firm, and then Law on Earth, the software platform. List Down at All of the Risks Katie: What I've done is I looked at all the risks and wrote up a disaster recovery plan as well as a business continuity plan. And then I took that to the insurer and put them on notice on what I've asked them to insure for so there can't be any grey areas as to what risks they had to cover. It actually makes them accountable. Reduce the Risk, Reduce the Insurance Premium Katie: Second, I said, 'I've done all this risk mitigation. I want you to give me a discount on insurance because I've done half of your job for you.' That's actually helpful too because you can get your insurance premiums reduced because I know exactly what risks need to be covered. Katie: When it comes to things like negotiating a contract with someone else, sometimes what people do is they contract out of provisions. If I say, 'We don't want this liability clause in there.' and the business owner is like, 'Oh, yeah, no worries.' because they want the big contract. The problem is if you actually contract out of something that the insurance company then can't use to help you fight that claim, then your insurance sometimes might payout. You must have a think about those kinds of things. Insurance Can Be a Double-Edged Sword Katie: Insurance can be a double-edged sword. If you cut corners, you could end up not getting insurance paid out. I think it's a really good way of knowing the risks, making sure that you've covered up on what you can and that your systems actually back up what you say they're doing. It makes your business more valuable. When you're more repeatable with what you're doing, at least you know what your risks are. At Dorks Delivered, we call our agreements with clients business continuity agreements because we want their business to have uptime. We want IT and technology in their business to be like a utility.  If we tell a client that this is what they need to have in place and they say they're not interested, we put in denial of service agreements. We have them sign off on something saying, 'We're aware that this risk is what we're taking on ourselves,' and they can't come back to us and say this doesn't work. Should you use legal documents or templates available online? There are different documents that you can find online, such as NDAs and employee agreements. Are they worth the digital paper that they're written on? Does your mileage vary if you're just going to get a boilerplate document off the Internet that hasn't been checked over by business lawyers in Brisbane? Katie: It's funny you bring this up because this is my biggest pain point. This is literally the entire reason I set this platform up about three years ago. The problem with templates is that people don't know what's in them. When you actually sign a template or some kind of contract without understanding what's actually in it. Katie: There is no standard contract. It just doesn't exist. You can actually contract out of protective rights you would have had under the law if you had no agreement in place at all. You can actually contract out of different types of rights that can actually be in that agreement.  Katie: What we did was we went through and drafted out all the precedents that you would need for business and then you get a guide that comes along with it and explains in really simple English what every single clause in that agreement actually means so you can understand what you're doing. Katie: Make sure you understand what's in the agreement before you sign it. If you don't understand it, don't sign it because you could really do yourself some damage. That's why at Virtual Legal, we get a lot of the cleanup work from people just using templates they found on the Internet. Sometimes they use American documents, and sometimes they don't even change the names in the contract.  They haven't even read the contracts. Far out. I'm a stickler for reading things. When I got my first credit card in my teenage years, I read the 68-page document that came with it to make sure I understood. That's just a small document about how your information is shared. You've got a fantastic service there to alleviate some of that pain and make sure people are using Australian documents. Most of the software that we use in business or the SaaS platforms come from overseas. We're using these ERP solutions or CRM solutions, and a big sales tactic that I've seen is that they'll say they'll give all the documents that we need for our client relations and everything else, but they're all from America, so they're practically useless unless you're an international business only dealing with America. How does Law on Earth work? We've covered a little bit of information about what Law on Earth does. With $150, what does that entail and how does that work for someone who's looking to get into business or someone who's looking to have a review of their documents if they've got something that's been made by someone else or maybe they need to dust off the documents that they haven't looked at for 10 years. How does the process work for Law on Earth? [add this photo https://d3hh6raz9l4662.cloudfront.net/media/various/homepage-banner.png] Katie: It is really simple. It's a social enterprise that was set up for a social purpose. It's essentially established just to help people. Just go on the platform and set up a free account. Once you've got a free account, you'll get a full dashboard so you can go into the learning centre and have a look at all these different guides that actually teach you what you should look out for, what to do next. Katie: Once you've found a guide that matches your legal situation, you can then work out whether you just go and get the documents in our system. You can just answer a simple question. The system actually does much of the legal work so it'll slot all the right clauses in and then give you that human God that we talked about and then you can read through that. Katie: If that doesn't work for what you wanted practically in the business, go back, unlock the document and then answer the questions again. It will slot different clauses in there. You have complete control over it. You don't necessarily have to get a lawyer if you don't want to get a lawyer, but you have the ability to do that. Katie: We've restructured it recently so even if you get a 6-month subscription, it's unlimited documents so you can use as many documents as you want and the whole 6 months is only $197. Katie: Once you drop down to that, you get your video calls with a lawyer for $97 for 20 minutes. It becomes ridiculously cheap to get a lawyer online.  Katie: Some people do more videos, others do fewer videos and go crazy on the documents and then go and do the business stuff, set up their wills and powers of attorney, and all that stuff. We've got a bunch of people doing their divorces at the moment. Katie: Essentially, a lot of people will actually book their first calls in their sixth month and they'll extend it and then book in a couple of days later. Once they've gone and done their documents, we'll reverse the screen and help them re-drop bits and pieces of it for their situation. I might not hear from them for another five, six, seven weeks. Some people check in every week because it's just easy and affordable for them to do it bit by bit.  It is a fantastic service. You've only been around three years, right? Katie: Yeah, we built it inside Virtual Legal, and we split it off about two years ago and then we actually launched it last July. We have 150 people signing up since August 2020.  Katie: The good thing is that as and when we find other needs or documents that people want, if it's not in there, they just click a button to email us, and we actually draft it and then upload it. You're not going to find any lawyers that'll do that without charging you $2,000 or $3,000. That benefits everyone.  Katie: It helps people with whatever they're dealing with because if they need it, someone else is going to need it at some stage as well. We just have a team of guys here that just jump straight on it. Get free guides to setting up a business in Australia and affordable legal advice. Jump onto Law on Earth! [link to https://lawonearth.com.au/howtos] There's pretty much no reason why every business in Australia shouldn't be jumping on Law on Earth and checking out the work that you do and how it can help their business. I know I'm going to be signing up for an account because it's going to give more visibility and assurance for the times that you might not expect things to go as well as you want them to or at least mitigate some of those risks. Recommended Books: The Hard Thing About Hard Things and Measure What Matters If there's a favourite book that influenced you in business and in being where you are now, what would that be? Katie: There was actually one that I listened to recently. It's called The Hard Thing About Hard Things by Ben Horowitz.  Katie: I really resonated with that because he said that as a CEO, you have to get used to everything being your fault. I thought that sounds like a really negative thing to say, but it's true. You are responsible as the head of the company, whether you are the founder or just the CEO, but you're responsible for making sure that everything runs smoothly.  Katie: If something happened in marketing, you should have had some kind of process in marketing for feedback so you can make sure those things don't happen. If you are not watching what's happening in all the other divisions, even though you're not the one executing on it, it really is your fault. Katie: I think it just puts it back into place. You have to get comfortable with being a bit uncomfortable as a business owner. You can say, 'My job is just to do this bit here' but if you are the person running that business, that's not correct. You are still responsible for the feet up. You just need to make sure reporting back to you is good if you've delegated work out. That comes into play with what you're saying about strategies, making documentation processes, accountability systems, and things like that. I'm going to be checking that on my radar. Katie: Yes, it's downloadable so you can listen to it while you're going for a run. Another is Measure What Matters by John Doerr, and that's all about objective, key results and understanding how to give reporting responsibilities out to your teams so that it can be feedbacked correctly.  I'm going to check out that one.  What is freedom to you? The podcast is called Business Built Freedom. What would you say business freedom is to you?  Katie: For me, freedom is not necessarily having a lot of time on my hands. It's more about being able to actually do what I want to be able to do, even though it's still a lot of work for me to do.  Katie: Virtual Legal runs really well, so I can actually have my freedom but I've gone straight back into the grind with Law on Earth. I'm passionate about it, so I'm happy to spend my time doing that. As and when I find different elements that I can delegate to other people, I can then do that and then I can spend more time thinking. I think freedom really comes down to having just being engaged in what you love and finding ways to start stepping back from it to have thinking time again.  I think I couldn't have said it better myself. I find working in business isn't really working if you're enjoying it. That sounds so cliche. People go on holidays to read books, but if you don't think an editor would go on holidays to read books, I still think they would. If you have enjoyed the podcast, jump across to iTunes. Leave us some love, give us some feedback. Katie: will be jumping into our Facebook group to answer any possible questions that you might have. Stay healthy! Mitigate risks and turn your IT into a utility. Schedule a free consultation or check out the Dollar IT Club for affordable business solutions. [module-379]

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Recebemos Nyxnor, desenvolvedor e colaborador do projeto Raspiblitz, para conversar sobre sua jornada no bitcoin e contar o que aconteceu quando tentou contribuir com o código do Umbrel. Nyxnor no Twitter https://twitter.com/nyxnor Quer gastar Bitcoin? Veja primeiro se pode usar algum gift card da nossa patrocinadora Bitrefill!Acesse https://www.bitrefill.com/ ________________ APOIE O CANAL https://bitcoinheiros.com/apoie/ Loja dos Bitcoinheiros https://loja.bitcoinheiros.com/ SIGA OS BITCOINHEIROS: Site: https://www.bitcoinheiros.com Youtube: https://www.youtube.com/bitcoinheiros Twitter: https://www.twitter.com/bitcoinheiros Allan - https://www.twitter.com/allanraicher Dov - https://twitter.com/bitdov Becas - https://twitter.com/bksbk6 Ivan - https://twitter.com/bitofsilence Instagram: https://www.instagram.com/bitcoinheiros Facebook: https://www.fb.com/bitcoinheiros Podcast: https://anchor.fm/bitcoinheiros APOIE O CANAL: - Dê uma gorjeta em Bitcoin: https://bitcoinheiros.com/apoie/ - Inscreva-se no canal - Deixe seu comentário no vídeo - Dê um like no vídeo - Compartilhe o vídeo e o canal com amigos e familiares na sua rede social - Envie um email com seu comentário e sugestões: bitcoinheiros@protonmail.com COMO GUARDAR SEUS BITCOINS? Bitcoinheiros recomendam o uso de carteiras Multisig com Hardware Wallets de diferentes fabricantes. Busque por "canivete bitcoinheiro" em nosso canal para saber mais. - COLDCARD - https://store.coinkite.com/promo/bitcoinheiros (use o código bitcoinheiros para ganhar 5% de desconto) - TREZOR E BITBOX02 PARA RESIDENTES NO BRASIL E AMÉRICA DO SUL Revendedor oficial: https://www.kriptobr.com/?afiliado=1288 Acesse com nosso link acima para ajudar o canal! ;) - TREZOR PARA RESIDENTES EM OUTROS PAÍSES https://shop.trezor.io/product/trezor-model-t?offer_id=15&aff_id=3722 ISENÇÃO DE RESPONSABILIDADE: Este conteúdo foi preparado para fins meramente informativos. NÃO é uma recomendação financeira nem de investimento. As opiniões apresentadas são apenas opiniões. Faça sua própria pesquisa. Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos. --- Send in a voice message: https://anchor.fm/bitcoinheiros/message

Só o que realmente importa sobre bitcoin com os bitcoinheiros e um convidado especial. Jaraguá no twitter: https://twitter.com/_Bitcoin_Brasil Quer gastar Bitcoin? Veja primeiro se pode usar algum gift card da nossa patrocinadora Bitrefill!Acesse https://www.bitrefill.com/ ________________ APOIE O CANAL https://bitcoinheiros.com/apoie/ Loja dos Bitcoinheiros https://loja.bitcoinheiros.com/ SIGA OS BITCOINHEIROS: Site: https://www.bitcoinheiros.com Youtube: https://www.youtube.com/bitcoinheiros Twitter: https://www.twitter.com/bitcoinheiros Allan - https://www.twitter.com/allanraicher Dov - https://twitter.com/bitdov Becas - https://twitter.com/bksbk6 Ivan - https://twitter.com/bitofsilence Instagram: https://www.instagram.com/bitcoinheiros Facebook: https://www.fb.com/bitcoinheiros Podcast: https://anchor.fm/bitcoinheiros APOIE O CANAL: - Dê uma gorjeta em Bitcoin: https://bitcoinheiros.com/apoie/ - Inscreva-se no canal - Deixe seu comentário no vídeo - Dê um like no vídeo - Compartilhe o vídeo e o canal com amigos e familiares na sua rede social - Envie um email com seu comentário e sugestões: bitcoinheiros@protonmail.com COMO GUARDAR SEUS BITCOINS? Bitcoinheiros recomendam o uso de carteiras Multisig com Hardware Wallets de diferentes fabricantes. Busque por "canivete bitcoinheiro" em nosso canal para saber mais. - COLDCARD - https://store.coinkite.com/promo/bitcoinheiros (use o código bitcoinheiros para ganhar 5% de desconto) - TREZOR E BITBOX02 PARA RESIDENTES NO BRASIL E AMÉRICA DO SUL Revendedor oficial: https://www.kriptobr.com/?afiliado=1288 Acesse com nosso link acima para ajudar o canal! ;) - TREZOR PARA RESIDENTES EM OUTROS PAÍSES https://shop.trezor.io/product/trezor-model-t?offer_id=15&aff_id=3722 ISENÇÃO DE RESPONSABILIDADE: Este conteúdo foi preparado para fins meramente informativos. NÃO é uma recomendação financeira nem de investimento. As opiniões apresentadas são apenas opiniões. Faça sua própria pesquisa. Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos. --- Send in a voice message: https://anchor.fm/bitcoinheiros/message

England v Denmark: Follow all the build-up and match itself in our liveblog | Semi-final line-up: Gareth Southgate expected to stick with back four | Greg Dickinson: 'I've got tickets to Wembley - but have been pinged by NHS app' | Self-isolation: PM defends delay to easing rules - but admits he doesn't know impact | Wimbledon: Novak Djokovic lives up to his favourite tag as he cruises into semi-finals | Long-read: How climate change is exacerbating record heatwaves | BBC pay: 'No newsreader - even the great Huw Edwards - is worth £429,000 a year' | Read all these articles and stay expertly informed anywhere, anytime with a digital subscription. Start your free one-month trial today to gain unlimited website and app access. Cancel anytime. Sign up here. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Imaginem só se os trabalhadores colocam como reivindicação de suas greves a luta contra a homofobia? E marcham junto com LGBTs na linha de frente de uma Parada Gay? Pois é, muita gente vai dizer que isso é impossível, utópico, que a classe trabalhadora é toda muito conservadora e preconceituosa. Mas a questão é que tanto NÃO é impossível como na verdade isso já aconteceu na história! Nesse episódio, vamos contar uma história real que aconteceu lá na Inglaterra, em 1984, quando um grupo de LGBTs foi apoiar uma greve gigantesca de mineiros, retratada no filme "Pride". Os mineiros ficaram tão gratos com o apoio que passaram a defender também as demandas LGBTs e isso foi de extrema importância na luta por direitos na Inglaterra. Também vamos explicar um conceito bem importante chamado “hegemonia operária”, para mostrar como a classe trabalhadora pode ser porta-voz da luta contra as opressões e tem o potencial de livrar a humanidade de tudo isso.

A França ainda usa o colonialismo monetário para explorar 15 nações africanas. O Bitcoin é uma saída para indivíduos nesses países? Artigo revelador de Alex Gladstein, que nos ajuda a entender como ainda existem colonos e escravos na África. LINK https://bitcoinmagazine.com/culture/bitcoin-a-currency-of-decolonization Gravado no bloco 689026 Quer gastar Bitcoin? Veja primeiro se pode usar algum gift card da nossa patrocinadora Bitrefill!Acesse https://www.bitrefill.com/ ________________ APOIE O CANAL https://bitcoinheiros.com/apoie/ Loja dos Bitcoinheiros https://loja.bitcoinheiros.com/ SIGA OS BITCOINHEIROS: Site: https://www.bitcoinheiros.com Youtube: https://www.youtube.com/bitcoinheiros Twitter: https://www.twitter.com/bitcoinheiros Allan - https://www.twitter.com/allanraicher Dov - https://twitter.com/bitdov Becas - https://twitter.com/bksbk6 Ivan - https://twitter.com/bitofsilence Instagram: https://www.instagram.com/bitcoinheiros Facebook: https://www.fb.com/bitcoinheiros Podcast: https://anchor.fm/bitcoinheiros APOIE O CANAL: - Dê uma gorjeta em Bitcoin: https://bitcoinheiros.com/apoie/ - Inscreva-se no canal - Deixe seu comentário no vídeo - Dê um like no vídeo - Compartilhe o vídeo e o canal com amigos e familiares na sua rede social - Envie um email com seu comentário e sugestões: bitcoinheiros@protonmail.com COMO GUARDAR SEUS BITCOINS? Bitcoinheiros recomendam o uso de carteiras Multisig com Hardware Wallets de diferentes fabricantes. Busque por "canivete bitcoinheiro" em nosso canal para saber mais. - COLDCARD - https://store.coinkite.com/promo/bitcoinheiros (use o código bitcoinheiros para ganhar 5% de desconto) - TREZOR E BITBOX02 PARA RESIDENTES NO BRASIL E AMÉRICA DO SUL Revendedor oficial: https://www.kriptobr.com/?afiliado=1288 Acesse com nosso link acima para ajudar o canal! ;) - TREZOR PARA RESIDENTES EM OUTROS PAÍSES https://shop.trezor.io/product/trezor-model-t?offer_id=15&aff_id=3722 ISENÇÃO DE RESPONSABILIDADE: Este conteúdo foi preparado para fins meramente informativos. NÃO é uma recomendação financeira nem de investimento. As opiniões apresentadas são apenas opiniões. Faça sua própria pesquisa. Não nos responsabilizamos por qualquer decisão de investimento que você tomar ou ação que você executar inspirada em nossos vídeos. --- Send in a voice message: https://anchor.fm/bitcoinheiros/message

'The POWER of LOVE ........ is a NEXUS EVENT', 'Add one LOKI, throw in a VARIANT too', 'GLORIOUS PURPOSE for ALL who know it', 'No denying ....... THAT'S From Mischief with LOVE' We are Marvel-Cast .............. We are Marvel-Cast ........... We are Marvel-Cast ........... ...... and we are BURDENED with GLORIOUS PODCASTING!!!!!!!!! On this episode of Loki and the Terrible Horrible really REALLY messed up timelines, 'From Mischief with LOVE the LOKIs and the TVA behind the curtain' the 3rd Marvel-Cast: Earth's Mightiest spin-off podcast up at bat, covering ALL 6 episode of LOKI, streaming exclusively on Disney+, your hosts David Senden and Mark Hurliman discuss Episode 4 'The Nexus Event' BTW this MONTH Marvel-Cast: Earth's Mightiest Podcast your regular flagship show will BE BACK, as your hosts David Senden and Mark Hurliman gear up for a FULL SPOILER review show for Black Widow, YES yes yes feels weird sure (for many reasons), we have NOT had a regular episode of Marvel-Cast Earth's Mightiest Podcast in some time since our MEGA show, 'SNAP Into a ENDGAME with Spidey and the BLIP', but we will have a FULL Black Widow review in the coming weeks, between Black Widow, Shang-Chi and the Legend of the Ten Rings, Eternals and closing out 2021 with Spider-Man: No Way Home, the regular show will have a NICE bump over the next few months, PLUS we have more of these D+ MCU shows, so the Marvel-Cast spin-off's are NO way near done. Black Widow arrives July 9th day and day in theaters and on Disney+ with premier access

Francis Guzmán llega al 'No son horas' con su momento vintage de radicocasette para hacernos bailar. 

Você sabe como construir um negócio com marketing digital? O que você precisa fazer - de fato - para conquistar SEGURANÇA e LIBERDADE? O que você precisa investir, suas atitudes, mentalidade, como lidar com dinheiro e como NÃO lidar…   Muitas pessoas que procuram como construir um negócio com marketing digital, ficam olhando apenas para o faturamento, altos dígitos e tudo mais. Muitas pessoas só pensam na liberdade que esse negócio e esses dígitos podem oferecer.   Isso é legal, mas durante os 10 anos de marketing digital, eu descobri que existe uma forma de ter um negócio lucrativo, que me proporciona ter liberdade, não ser refém da minha agenda, nem de espaço físico e segurança ao mesmo tempo.   Segurança e liberdade podem parecer opostos, mas o modelo de negócios que eu trabalho dentro do marketing digital junta essas 2 pontas. A previsibilidade que o modelo de negócios de recorrência proporciona é muito mais seguro do que apenas depender de lançamentos pontuais para poder faturar.   Muitas coisas dão errado dentro de negócios que usam marketing digital. Você vai ouvir histórias nesse podcast de perrengue, falências e tudo mais.   _____________________________________________________ Sobre o Mentalidade Empreendedora:   Transformamos seu conhecimento, influência e paixão em receita recorrente. Ajudamos nossos clientes a conquistarem mais lucros e menos stress em seus negócios digitais crescendo exponencialmente interna e externamente.   Estamos iniciando uma revolução, um novo tempo, onde produtos e serviços estão envolvidos na vida dos clientes de forma tão natural, que o modelo dos negócios de assinatura faz parte de suas rotinas.   Eu acredito que existe uma recorrência para chamar de sua, e tenho inserido este modelo nos negócios dos meus clientes que descobriram como aumentar todos os seus resultados mês a mês, reduzindo drasticamente o stress do crescimento.   O que é a Mentalidade Empreendedora?   Uma escola, onde seus alunos nunca param de se desenvolver, onde seus alunos formam uma grande comunidade, uma tribo única onde novas habilidades adquiridas são as habilidades fundamentais para atingir a alta performance em um ambiente pós-digital cada dia mais competitivo.   Uma escola que ajuda de forma consultiva, você e o seu projeto, a alcançar mais impacto, influência e até crescimento exponencial com táticas avançadas de marketing e vendas online, alinhadas com o seu crescimento interno.   Já impactamos mais de 100 mil pessoas com nossos cursos e treinamentos. Pessoas que através das suas mensagens já impactaram milhões de outras pessoas ao redor do Brasil e do mundo.   Se você é um inconformado com o sistema atual, quer desenvolver sua visão de negócios, ter coragem para romper com o status quo e adquirir competência para fazer acontecer, vem com a gente. Vamos juntos nesta jornada infinita. _______________________________________________________________ #MentalidadeEmpreendedora #PedroQuintanilha #Recorrência #RevoluçãodaRecorrência #MarketingDigital #Empreendedorismo

*ERRATA: CHICO COMPLETOU 77 ANOS, NÃO 80* Um clássico, uma obra-prima, um disco essencial na discoteca de um pai, ou mãe, ou avó, avô, ou qualquer pessoa que goste muito de música, não podia falta aqui né?Siga @discdomeupai no Instagram e Twitter.

Welcome back to the Orange Juice Optional podcast! Today, Suzanne and Michelle will talk about success in the later stages of one's life: in their 30's, 40's, 50's, and beyond. In this podcast, Suzanne and Michelle discuss multiple topics like the world's perception of older people and age discrimination. They'll talk about how one needs mental strength and belief in themselves to succeed. Tune into this podcast to learn about inspiring people who have achieved success. From Ronald Reagan to Martha Stewart, there are many people who prove that age is no barrier to success! You'll also hear about the roadblocks that older people face, like not being able to have a solid knowledge of technology. The Finer Details of This Episode How dedication and success can help you succeed, regardless of your age Personal lessons Suzanne and Michelle have learned from their family members Identity crisis and how to battle it Barriers that Suzanne and Michelle feel come in their way to success Quotes “Yeah, pride, determination, just that mental, yeah, that mental pushing you forward, it is so strong. It really cannot be dismissed in any way, shape, or form.'' “'You can't because you're too old. You can't because you don't have the knowledge. You can't because you're not good enough.' And I think that's the hardest part of doing anything. is powering through that and saying, 'Yes, you are good enough.' '' “And then, you know, I even think about beyond our generation, our parents' generation, when they come to us thinking that we have all the technology answers. And then we're like, 'No, go talk to the grandkids. We don't know.' '' Show Links Homepage:  Orange Juice Optional   Goodnight Sweet Bear:  Goodnight Sweet Bear   Why Hello! Modern Home:  Why Hello! Modern Home                   Why Hello! Modern Home Facebook                       Why Hello! Modern Home Instagram   A Milne Shares:  A Milne Shares To share comments & podcast ideas please email:   OJO Email

Enhancing Customer Experience With Floris Blok  You might be wondering why customers sometimes love you and sometimes don't. Is it something you're doing or something you're not? It is like when you go to a trash-and-treasure market, sometimes you find trash and sometimes you find treasure but that doesn't mean anything is wrong with those customers. Today, we've got Floris Blok from Blok Business Consulting and he's going to be talking to us about the customer journey, the customer experience, and what it means. Get more tips on how to enhance customer experience at dorksdelivered.com.au What is meant by customer experience? What is meant by a customer experience? How can you say it's a good customer experience?  Floris: To actually figure out what the customer experience is, you need to understand who the customer is. So if you're trying to sell something to someone, you want to know who they are before you try and sell them anything. That would be your first point of call or a call to action as an organisation, as a marketing department or whoever you may be. Understanding the ideal customer profile (ICP) is actually the first thing that you need to do. Floris: Once you have a deep understanding and insight about that, like a group of people or certain demographics or psychographic segmentation, then you can start understanding where they get their information, where they actually go out and buy stuff, what it is they are interested in, what makes them tick. Once you figure that out, then you can actually expand and actually build that customer journey or at the very least identify what the customer journey is through all kinds of different ways of research and analytics. And then, you can start optimising each of those touchpoints that you have with that particular segment's ICP. Floris: There are many different ways of doing it. For example, if you're an e-commerce platform, one way would be certain KPIs, like how many people dropped out from your website once they've done a search or how many people leave a basket with stuff in it and don't actually convert to an actual sale. There are different KPIs that you can measure. How do you identify your ideal customer? If you've just started out in business or maybe you've decided to start a business, but have no idea about marketing or who my customer is going to be. All you know is you make really good pies or you're a little bit faster laying a concrete driveway or you've got a cool way that you're doing your accounting, how would you know who is going to pick up on this? How do you work out who your customer is before you've had one? Floris: If you are already working for an employer and you want to go on your own, then you already have that experience. You would have had exposure to the type of people that are purchasing the products or hiring services that your organisation is actually putting out into the market. You would have at least some kind of idea. Floris: If you are completely new. Let's say hypothetically, you've just rolled out of college or university. You've got this great idea for something, like software. First of all, what you need to do is actually develop it into a product. There are all kinds of different things that we can talk about here from the product management point of view and a product development point of view, like setting up your MVP or minimal viable product, and then how do you go about getting financing, funding, etc. so you can develop it further and all of these things. Floris: Let's go back to your example of pies. Let's say you've just won MasterChef and now you've got $250,000 in your pocket, but your entire life, what you've done is you've basically put these pies or baked these pies for your family. Now you're sitting there with $250,000 in your pocket and they're burning a hole in it because you want to open a shop. You need to understand what it is about your pies that people like because three MasterChef judges liking it is fantastic. They've talked about it in front of the entire Australian population that watches MasterChef and all the international ones abroad and all of these things. Kudos! Floris: But you need to understand what the people who are going to come into the shop are going to come in for. They need a pie, but is it a breakfast pie? Is it an afternoon lunch party? Is it a snack? These are the things you need to understand. Floris: Once you understand what people like about your pies and what time they like to eat them, you can manage your production schedule, the marketing, your shop front or where you can actually locate your shop. We know that with COVID, there's a lot of real estate in the CBD that's emptying up because workers are not there. Are you going to move into CBD or are you going to be selling pies out of a truck? Food trucks are doing great because you can move locations and you can be in different places at different times. Floris: Understanding what your customers want and how they want to consume it, whether it's a product or service, is a very good start to understanding how you can then deliver that service to them for them to give you their hard-earned cash. How do you measure customer experience? On the MasterChef example, I've got this $250,000, let's go through the process. You might have a mobile location or something that's static. If you've got these people coming to the front of the van or the shopfront, and they're ordering pies, you can obviously say the pies are selling really well and then have things like best sellers and know how to promote and critique and change different product lines and measure the analytics, the same way you could do that with an e-commerce website. If you've then got those numbers in play, how do you know that you're attracting enough of the right audience or you're measuring things? Are you looking at people that are coming through the door going, 'Okay, they look like 45 to 60-year old business people, so I should be marketing more towards that segment.' How do you put pen to paper to actually work out the demographics and psychographics of your customers? Floris: I can give you the theory from now up until the moon shines tonight, but I think the answer was in your question, which is analytics. Once you have the data, then you can be a data-driven organisation and you can then adjust based on the data. For example, if the data says that you've got a meat pie that sells more than a cheese pie, you're more likely going to start buying in more stuff for the meat pie and making more meat pies and having them on hand, especially if you've got another data point that says that you've run out of them halfway through the day. A lot of this can happen quite instinctively with a lot of people. Now we're taking an example and we're applying it to a lot more complex processes, but principles are the same. If you have a pie that sells really well and it goes out of stock midday and you still got people coming in asking for it, then you've got a great set of customers that actually know what they want and they like your product but if you run out of it, that means that you haven't forecasted enough of that product. Now you're delivering a very bad customer experience. All of a sudden, you end up having to offer an alternative product, maybe even at a discount just to keep the customers happy and coming back through the door the very next day. Floris: It is about the data. If you have the data and you can see where the data is actually, providing you insights. Information, knowledge and insights are three different things. Information leads to knowledge, and knowledge leads to insight, which is then applied into an action in a business sense. You can translate that into future actions in order to improve. Floris: Data analytics can be very simple. It could be just you sitting there at the end of the day looking at your cash register or your receipts and looking at the number of pies sold and left. That's enough to give you an idea. It doesn't have to be as complex as an ERP system hooked up to a CRM that's tracking your website and all of these things.  Is scarcity a good customer experience strategy? You brought up something that's quite interesting. You said if the pie ran out halfway through the day, it affects the customer's experience. Apple intentionally creates short runs of their products so that there is scarcity in the market. How does creating scarcity affect the customer experience? Is that something that can be good or bad? You have these people then talking more about it. You have this line at the door versus having an empty store. Because you're really good at serving people quickly, they're coming in and out of the store very quickly, but it ends up looking like your store is empty because you're too efficient. Is that a problem that you should be worried about? Floris: It's a complex question and no simple answer can be given here. Let's give it a try and unpack it. If we use Apple as an example, Apple has an enormous level of brand loyalty, right? The level of scarcity only feeds into that brand loyalty because of the marketing around it and the hype that Apple creates around its brand. In this regard, it doesn't really matter whether you are in shortage of stock. You've got such brand loyal customers that even if they have to wait six months to get a phone, they will wait six months to have a phone. They'll walk around with a cracked screen, iPhone 11 or whatever it is, and then try and upgrade to an iPhone 12 because the Apple TV shows how you can take a great picture of your dog. That's brand loyalty for you. Apple does that almost to perfection.  Floris: On the other hand, if you've got a product like a meat pie or a pie store and you run out of pies, it's not going to look very good for you because it looks like you don't know how to run your business and this is a consumer product that's consumed in very high volume. It's a low-value-high-volume sales that if you don't get in our instant gratification culture right now, we're going to go somewhere else and get it. If your competitor has a product that is of equal quality, equal taste, in this case, potentially cheaper, they're more likely going to become your competitor's loyal customer. You would have lost a customer, which is why in the service industry or in the hospitality industry, it becomes very much relational based on relationships. If you can provide a good customer experience by making people feel welcome, making them feel that they are in a store where they are heard, whether they can get what they want and all of these things to actually make them feel good and activate these dopamine levels, they will then keep coming back. Customer Experience Differs  We've got McDonald's, Wendy's, Hungry Jack's, or Burger King if you're not in Australia, and Grill'd, which is a gourmet burger place in Australia. All of them are doing reasonably well for different reasons. McDonald's and Hungry Jack's are very similar, but we've been led to believe the burgers are better at Hungry Jack's through repetitious marketing. Grill'd is a bit more gourmet. But still, the customer experience could be very different for the three different places. In my eyes, I'd say if I were to go to McDonald's, which I don't go to very often, I'd be going there because I need something quickly, not because I need a high-quality item. So the customer experience for me in going to McDonald's is because I want something now—I'm on a road trip going somewhere or in between meetings—and I know that they're consistently quick and that would be why I'd go there. That's also exactly why I wouldn't go to Red rooster because they're consistently slow. On that same vein, I guess people don't go to Grill'd because they're quick; people go there because the quality is better. But the customer experience is around the demographics of the people that are coming there and the reason why they're going there. If you've got a pie shop and you ran out of pies and customers go somewhere else and the pie is better but they are slower, they still may come back to you. Is that fair to say or is there more play here? Floris: Yes, it's absolutely fair to say, which is why earlier I said that it was a complex question with a complex answer because there are multiple factors. If we take it purely on price, then if you've got a competitor with a low-priced pie within the same geographic area, then there's a good chance that they'll go for that one. Floris: But let's say, yes, it's a bit slower but it tastes better, then you're more likely going to want to have that pie because it does taste better than the quicker one. Floris: Yes, it's fast but one of the reasons I don't go to McDonald's is because personally I'll eat a burger and within two hours I'm hungry again. Yes, they've got a great customer experience inside now with the ordering screens as well. You get your number, you pick it up, and then you can sit down. You can do the drive-thru, and you can take it home. But I don't do drive-thru because it stinks inside the car. I don't take it home because it's cold and inedible by the time I get home, in my opinion. If I go to McDonald's, I'm in a rush and I need to get something done right, and I'm more likely going to be doing it in the store. The only other reason I go to McDonald's is the kids love their Happy Meals. What a scam that is. Did you know that McDonald's is the largest toy distributor in the world just because of their Happy Meals? Floris: Forget about value, just purely on volume. That's because they've done some amazing marketing on getting these kids hooked on Happy Meals. Happy Meals and sugar, and they do great. I know a lot of people, including my sister, who love McDonald's. I'd rather eat a hundred other things before McDonald's. Floris: They've catered to the customer, which is the little one that will nag and nag and nag the parents until the parents cave in and say, 'Yes, we'll go to McDonald's.' Very emotional decision. Floris: Absolutely. Not in the sense of I'm going to get something I really want. What I really want is for my kids to stop nagging me. Not to destroy the McDonald's brand, because we can't and that's not the aim of the conversation, but it's the lesser of two evils. I love my kids and I respect them enormously, but still, when they nag, it's unbearable. It Depends on Customer Expectation  Floris: Back to the customer experience. They've created that customer experience. You go in, you get what you get. Floris: They've got their 500 or 700-page manual that every franchise is exactly the same, so your expectations are met in each and every store that you walk into. Each and every McDonald's will give you the exact same thing, and the exact same thing is not that burger in the picture because we all know that's fake. It's consistent in its delivery and its service and in its product. The tastes are the same. They're all sourced locally, they say, but in any case, they are built all to the same standards, and therefore, you will get what you pay for. Floris: And that's the expectation of the customers and they provide that positive experience that, regardless of the taste, you keep coming back to McDonald's, even if you go there every blue moon or something. Floris: On the other hand, Grill'd, you're absolutely right. It's more gourmet. Location-wise, they're more into the CBDs, where you've got a high-net-worth, middle-class people who are willing to pay slightly more than a convenience fast food store. They will sit down. They'll eat it as well. They'll enjoy it. They'll have a conversation. It's much more of a social event. These are the expectations they have and these are the expectations that are met by growth, which is why they're doing fine. Businesses Measure Customer Experience Differently  So it doesn't always have to be the same metrics that you're measuring, as long as you know what they are and why people are coming to you. How do you go about creating that customer experience strategy? How do you go about actually playing through that? We do a lot of work with IT companies to better their processes. We also do a lot of work with schools, governments and small-to-medium businesses, and all their needs are very different and things that are important to them are very different. A lot of the time, small businesses could be more money-conscious. They are only just starting up. They're on an oily rag. They just want to have the smallest thing to get them through to tomorrow to be able to continue working. Generally speaking, a more experienced business will look more towards longer-term goals and have different interests that will then market ourselves around. With pen and paper, how would you go about creating a customer experience strategy? Should you just maybe cancel out all the different things and look at whatever is bringing in the money to your business and focus heavily on that one vertical. What is a customer experience strategy? Floris: Let's go over the definition of strategy. In its simplest form, the word strategy means a roadmap to do A, B, C in order to get you to Objective X. It's nothing more than a roadmap on how to achieve your objective, so you need to know what your objective is. Floris: In order to know what your objective is, you need to understand who you're doing it for so we can go back to the assignments in a golden circle. Why is it that you do what you do? How is it that you do it? What is it that you deliver in order to achieve it? Floris: Let's assume for a second that you know why you do things like in your case, you have an absolute obsessive joy of delivering highly automated and optimised processes for organisations because you want to give people their time back in order for them to be able to scale up but also have a family life. The way you do it is you set up an organisation with like-minded people and you now have a team that will then have the same passion and the same drive as you in order to deliver the service or product to your customers. You do hosting, you do automation, you do processes and all of these things. That's the 'what.' These are your products and services. Floris: But you started off by understanding who it is that you're trying to do it for. You have your objective. Let's say this year I want to have 20 million in turnover. And now the strategy comes into play, which is how you map out going from A to B in order to achieve that objective. Floris: Now you have all the elements in place. Let's go back to the pie store example. You know the customers like these five pies out of the 10 that you've got on your menu, so you're going to focus your production, stock purchases, etc. on these five pies. You still need the other ones because they're about 20% of your business, but you need to focus on 80% right now. Floris: You also know that most of your customers are in or around the CBD area, and they eat around lunchtime. You need to have a location that can actually put you in the most optimal place for these people to actually come to you. Is that an actual store, a fixed store, or is it a van or a food truck? Floris: Once you've answered these questions, you start looking at how are you going to market services? Should you go around all the companies and drop a flyer at the reception area so that people can see when they walk into the building in the morning? Should you do targeted Facebook ads or should you do LinkedIn ads because you're targeting professionals working in CBD? Floris: Pure statistic. There are about 26 million residents in Australia, and 11.6 million of them are on LinkedIn. If you would do LinkedIn targeted ads, which are a bit expensive, but you can actually market your pie to all of these professionals that are looking at their LinkedIn in the morning and getting hungry and then go look for that food truck. Floris: You know what you want to do. You know who you're doing it for. You know why you're doing it. Now you just basically build a roadmap in order to get there, and that could very easily be a pen-and-paper type of strategy where you go like, 'This is the shop or the food truck. I need to be there from 11:30 AM to 2:30 PM. I need to have the meat pies half-cooked by then. And I need 200 of these. 600 of these. 700 of these.' Customer Experience Strategy Doesn't Have to Be Complicated  It's not that hard. It doesn't have to be that difficult. As I was saying at the start, you can have websites looking at the different types of traffic that are coming, the demographics of the people that are coming there and then have your website do all other sorts of stuff to make sure they're on their customer journey. But it doesn't have to be that complicated. Floris: No, that could be your optimisation process afterwards. Once you get the foundations or the basics in place, and they're working. Let's say you now have another food shop that comes next to you and it's selling nachos. All of a sudden, you're competing. How can you start getting an edge? How can you start improving your business so that you can be more efficient in terms of your stock or in terms of your marketing? Focus on the Foundation Floris: We can go back into marketing terms like customer acquisition cost and all of these intricacies that business consultants love to talk about, which is all optimisation. This is all fine tuning. This is all taking the basics that you have in place and just making them slightly better. Floris: If you don't have the right foundations, you're basically just amplifying something that's not good. It's absolutely essential to actually have the foundations in place. Once you have these, then you can optimise and start looking into more details. Floris: Customer experience and marketing are very close to each other, but it's all about testing. You've got the basics in place. If you do this, what would happen? You can do A/B testing.  Floris: Let's say you chose to sell pies in Location A on Wednesday, and you earned $100,000. You went to that same location on Thursday, and you earned $80,000. So you know that it's probably best to be there on one day and choose another location on the other day. It's about taking that data, analysing the data, finding insights out of it, and then applying it to whatever it is that you do. Keep a Record of Everything Make sure you're recording that and keeping that so you can see what the trends were. If there were things that you weren't aware of and you picked up on, that would be very important. Floris: What can be tracked can be managed, and what can be monitored can be managed. If you're not monitoring your income, even the ATO is going to come to you. Floris: The same principle applies to everything else. If you want to be good at what you do, you have to be able to track it, monitor it, and then draw conclusions from it or insights and turn those into business applications. A lot of the time, we try and think that we do A and B happens, but there could be a whole bunch of different things. Like on the Wednesday and $100,000 example, maybe there was a huge conference just around the corner and you had a lot of people that came out. I'm happy to say that in October I'm going to become a dad, so I'm pretty excited. It was interesting. I've been doing a lot of research on how babies communicate, how language works for them and things like that.  Gather Data Until You Get a Pattern One of the cool things that I thought is when they see something or they're introduced to a new object, they don't start saying it until they're confident of that object and what it's called. It's the same as if you're sitting there and there are five different types of exotic fruit, and I just pointed across and said, 'That's a holla baba.' You wouldn't say anything and the baby doesn't, but then if you then saw that same piece of fruit in a completely different example someone said, 'Oh, that's a holla baba.' The baby would be like, 'All right. I now know through the process of elimination that that's what it is.' Floris: I'm not an expert. I'm not a neurologist. I'm not a medical professional in any way, shape or form. What I do know is what you just described there is how kids learn, and I know that from my own two kids. It's pattern recognition. In order to recognise a pattern, you need data. Without the data, you can't really do anything. Floris: If you've picked up that on that Wednesday, you made $100,000 in front of that location or at that location, that same location made $80,000 a week later, and you made $120,000 the week afterwards. It averages out quite nicely, but why were there differences? Is it just a normal everyday life or were there events during that? Observe the data points. Two points make a straight line. With three points, you start getting a bit of a trend or a pattern. Floris: The more data points you have, the more accurate your insight could be. But now that you have them and if you have a curious mind, which every entrepreneur should have, then you can start investigating what was happening at that location or within a kilometre or a two-kilometre range of that location. On that day, was there a museum event? Was there a conference? Was there a street band that was playing really well? Was it good weather? Was it bad weather? Your competitors down the road shut down. Floris: Absolutely right. You can take all of that data. For a large corporation, it's becoming easier to actually take all of these different data points into account because they can throw it into a machine learning algorithm and then something will pop up that says, 'Hey, you've done really well on this day because you had the high exposure for the number of people that were walking on the street.' Floris: But if you were a small organisation, you can do quite a lot of this quite manually and all you need is Google for your searches and YouTube, which is the second-largest search engine in the world, for your how-tos, in case something doesn't jive really well or you need some help with some piece of software or whatever. Ask the Right Questions Floris: All you need is a curious mind. Ask yourself all of the right questions. If you are going down the route of the back questions, it's good to have some sounding boards like either coach or consultant or anyone that you have on retainer for a once-a-month check-in or accountability sessions. Floris: Entrepreneurs sometimes might get a bit slack. They can lose their motivation for a day. It's not easy being an entrepreneur. It's not easy setting up a business. You could lose. It takes a lot of mental energy. If you have a bad day, it could impact your business. If you have employees, that could impact your employees. Having that support structure from a consulting perspective is actually quite helpful, but it's about asking the right questions. Get an Extra Pair of Eyes You've touched on a lot of information here. If anyone is out there and they are looking for a consultant or someone to be able to talk to and make sure that they have the right strategy, they're looking at the right data, possibly not getting distracted by cat videos, make sure they have a level of accountability, they are keeping on track and looking at the right resources, is that something you can help people with? Floris: Absolutely. As a consultant and an entrepreneur myself and as an ex-corporate myself, I have the experience and the passion, if you wish, to help people to get the answers and to help them along their way to achieve the success they want. I'm focused quite a lot on marketing strategy, customer experience and digital transformation. When I say digital transformation, I'm not talking about IT stuff. I come at it from a commercial and business point of view. Floris: Digitisation, digitalisation and digital transformation are three different things. Digitisation is basically analogue to digital. Digitalisation is looking at your value proposition. Digital transformation is when you look at the entire structure of the company—its culture, people, processes and technology in that order. That's where I focus on as well, and that fits quite nicely with marketing strategy. I definitely think that extra eyes can't hurt, and having a set of eyes go over that would help anyone out. We'll get you in to check out our process. I always think that we're doing all right, and then I get on one of these conferences and I go, 'No, we're not okay.' Now, there's lots of it you can be learning. There's Always Be Learning. ABL is something I'm very, very fond of, and hearing from someone else's perspective is always exciting. Floris: A word of caution: never really go down that rabbit hole. There's always that risk. Sometimes what you're doing is actually good enough, right? It's having someone affirm that sometimes that is needed. Bonus: Plan, Plan and Plan I am guilty of being an engineer first, business entrepreneur second, and that means that I have a ready-fire-aim mentality. It's very difficult for me. I'll spend 90% of the time on planning, and 10% on execution. When it's executed, it's fantastic and it always works. Floris: If that's your mantra, that's really good because Albert Einstein said that if he's got an hour to solve the problem, he'll spend 55 minutes on understanding the problem and 5 minutes on actually solving it. Perfect! I hadn't heard that quote actually. That's cool. We're coming very close to the end of the podcast now. I had a couple of quick questions. You might have already answered them, but you brought up Simon Sinek's Know Your Why. I wanted to understand from you what is your favourite book or what is the book that you suggest for some of our listeners to read to further understand customer experience. Suggested Read: The Seven Habits of Highly Effective People Floris: The Seven Habits of Highly Effective People by Stephen Covey. One of my favourite quotes is you can control what's within your reach, but you can only influence what's not within your reach. That's something that helped me quite a lot in my career as well. Similar to you, I used to go down quite a lot of rabbit holes and I used to want to impact all kinds of things, but I couldn't and I used to build so much frustration in me. I read the Stephen Covey book, and since then I only focus on what I can manage, what I can influence is great. Anything outside of that scope is unfortunately beyond. I have that book. I thought it was in my bag. It must have been in the car at the moment. I'm going through for a second read. It's definitely a fantastic read. I love having you on the show. Is there anything else you'd like to cover? Floris' Tip: Breathe, Think It Through and Move Forward Floris: If you're a budding entrepreneur, if you're starting out, it might feel overwhelming. Focus on your breathing. I tell that to all of my kids and my wife, and I use that technique. When you get overwhelmed, whatever the reason, slow down, breathe, think it through and then move forward. That applies for business, sports, even tests. Focus on not getting overwhelmed. Don't overthink.  The guts sometimes, right? Floris: Yeah. Even now at my age, I'm still learning to listen to my gut. The older I get, the more I want to listen to it and the less I want to use my head because my head sometimes can go off on many tangents. Instinct is one of the crucial factors in business that cannot be monitored or quantified, but it shouldn't be underestimated. I completely agree. I think everyone's played a couple of games of pool after a couple of beers and they all of a sudden become better when they stop thinking about it. Floris: Inhibition levels drop. What is business freedom to you? One last question. The podcast is Business Built Freedom. What is business freedom to you? Floris: Business freedom is another way to actually get life freedom. Being able to secure an income for my family so that I can actually spend time with them. Live to work and not work to live. It's the freedom of actually being able to have that good work-life balance but also have an impact on the life of the people around me. Hopefully, if I'm big enough one day to actually have an impact on people beyond our Australian borders, that would be nice. I love having you on the show, Floris. I hope everyone else has enjoyed the time that we've had together. If you do have any questions, we will have him jump across to the Facebook group to better answer anything you might have there. Otherwise, feel free to jump across to iTunes, leave us some love, give us some feedback and as always, stay good and stay healthy. Floris: Thank you very much for the time and for having me on the show, and thanks to your listeners for listening in.  

Dave Ruel is a former competitive physique athlete turned serial entrepreneur, author, speaker, and leadership mentor. After founding and growing multi-million-dollar online companies in the field of health, fitness and sports nutrition for nearly a decade, Dave saw the dark side of entrepreneurship gradually rob him of his freedom, leaving him burned out and unfulfilled. Refusing to conform to a broken business culture that promotes workaholism and non-stop hustle, Dave created a sustainable structure and systems for his life and business to reclaim his freedom without sacrificing the growth of his companies. Fueled by his passion for entrepreneurship and human performance, he launched Effic, an innovative leadership development company that helps busy entrepreneurs maximize their impact and freedom. Following his “efficiency first” philosophy to entrepreneurial productivity and performance, Dave developed a powerful methodology that he sums up in the best-selling book Done By Noon - How To Achieve More By Noon Than Other Entrepreneurs In A Full Day. Today Dave shares his expert insights and success tips with longtime friend and SBD co-host Mike Westerdal.   "Done by Noon is about mindset and understanding what your priorities should be in business." -Dave Ruel   Time Stamps 0:24 - Welcoming today's special guest on ‘Strong by Design' podcast 2:38 - Best-selling author and international speaker Dave Ruel talks about the dark side of entrepreneurship 5:06 - The truth about freedom in your business 9:35 - Dave on how to achieve more by NOON than others in a full day 12:50 - Dave gives tips on how to overcome burnout, and stay motivated 23:22 - Discover the simple tweaks to swat away distractions 31:29 - Productivity tips: Big rocks, pebbles and sand 36:29 - The power of learning how to say 'NO' 41:50 - Entrepreneur vs. Intrapreneur: What's the difference? 51:26 - Where you can go to connect with Dave Ruel     Resources Visit Effic.co   Connect w/ Dave: Instagram   Connect w/ CriticalBench:  Youtube Facebook Instagram CriticalBench.com YouAreStrongByDesign.com

Se você NÃO está tendo conversas difíceis dentro da sua organização, cuidado! A tão famosa zona de conforto pode gerar uma aparente tranquilidade que não é saudável para nenhum negócio. O objetivo é desafiar o status quo para o negócio crescer. Neste áudio, o especialista Bruno Strunz nos ajuda e enxergar que o mesmo conceito vale para o processo de vendas. Você está desafiando o seu cliente? Tirando ele da zona de conforto?

'Invisible' stateless people risk missing COVID jabs: UNHCR Scale back on raw fish consumption in Southeast Asia, says FAO Eritrea human rights: 'No tangible signs of progress'

Before getting into the odd stories happening in the news, today's episode starts with our 'Of the Weeks', including 'Floridaception moment of the week' and 'wish I was a watermelon moment of the week'.  In our Backpage News we discuss headlines like: 'NBC's Ultimate Slip 'N Slide shut down by diarrhea outbreak' (15:08), 'Austrian man jailed for 19 months after tattooing Nazi symbol on his testicle' (19:20), 'No shirts, pants or undies needed on bike ride, just mask' (26:12), and two Florida samurai sword stories in ' Escambia County man chases man with samurai sword, threatens deputy' (31:52) and 'Florida Man Attacks person With Sword Over TV Remote' (37:36). This weeks niche sport is Chess Boxing and it is absolutely electric, the two polar opposite sports mixed together sparks an interesting debate. Enjoy today's episode with some Stoni weed, use our promo code 'DTTW15' for 15% off all cannabis products from Stoni Ottawa. Get it delivered in 60 minutes or less, guaranteed (or else you get free weed) https://ottawa.stonicannabis.com/

"Don't be the patient that says: 'Doc, just tell me what to do …' Instead, you should ask for information to empower yourself to make decisions about your healing process. Framing questions around the clinician's experience is always a good starting point; pretend to be the doctor for just a moment and consider the difference in how you might answer the following questions: 'Is there something wrong with the X-rays of my spine?' 'In your experience with patients like me, do most people get back to all normal activities following being rear-ended in an accident with findings on an X-ray like this?' The first question does not give the clinician an opportunity to see you as an individual and truly help you on your path forward. Instead, it sets up a situation where the doctor is free to look at the X-ray in a general way and give a vague and simple answer. She might say: 'No, everything looks fine,' even though your back still hurts, or '… Well, I see you have some scoliosis here,' without giving you any actionable steps to take moving forward. If you keep the focus on the experience of the clinician from their work treating a large number of other individuals with similar patterns of findings, it encourages both of you to keep the bigger picture in mind. But David, you might be thinking, what's wrong with being told the findings of some specific test or measure? Simple, it's because one specific test or measure rarely tells the full story. Imaging, for example, is just an illustration of shadows that lay beneath the skin, and has limited capability to depict underlying issues, especially when it comes to a holistic view of the body. In fact, there are specific cases when performing imaging is required by insurance before they are willing to reimburse the clinician for certain procedures to be performed. Unfortunately, this can skew their clinical decision-making. This is yet another reason why you must be the one in control, and work with people you trust." David Meyer is a physical therapist and author of Injured to Elite: A Guide To Empowering Yourself to Transform Your Life After Injury. He shares his story and discusses his KevinMD article, "Don't be the patient that says this." (https://www.kevinmd.com/blog/2021/04/dont-be-the-patient-that-says-this.html)

Photo:  1882    Baths of Trajan (Sette Sale, Villa Brancaccio, Rome) @Batchelorshow1/2: #CivilWar? Is Woke weakening & What is to be done? Michael Vlahos Johns Hopkins @JHUWorldCrisishttps://www.wsj.com/articles/what-drives-conspiracism-11622759795?mod=opinion_lead_pos9"Newsrooms are undergoing their own revolution, with woke progressives vs. journalistic traditionalists, advocacy versus old-school news values. It is ideological. 'We are here to shape and encourage a new reality.'  'No, we are here to find and report the news.' It is generational: The young have the upper hand and the Slack channel. The woke are winning. If a year ago you thought the obvious—maybe the coronavirus that came from Wuhan leaked out of the Wuhan lab where they were studying coronaviruses—you were shut down as racist, bigoted, divisive. The progressives' great talent is policing, and they are always on patrol. Everyone, even the most unsophisticated news consumer, can kind of tell." 

"There was a time where all you saw was vision. You were not scared. You were an explorer. You were ready to reach to jump to go to play. And along came 'No, no, no, no, no. Don't, don't, don't, don't, don't. Don't do it. It's dangerous. Don't you dare do that. Don't fall in love. Don't start a business. Don't invest your money. Don't do anything, go work for someone else.' So you'll still be miserable. You'll be safe. You will be miserable and safe. Your mind wants to protect you. And your body's addicted to it. And it's not doing you any favors." - Grab your spot in Made to Do This before prices go up May 14th! http://madetodothis.com/