Podcasts about The Christmas Miracle

This week, we recap and review Hallmark's A Godwink Christmas: Miracle of Love ... and this one is WILD.

David Sidoni answers the three biggest first-time homebuyer questions and explains how the Triangle of Success can help you make smarter home shopping decisions. When are you ready to buy, how much can you afford, and where should you start? In this episode, David Sidoni breaks down the answers to the three biggest questions every first-time homebuyer asks. He also explains the Triangle of Success, a simple framework for balancing price, style, and location when shopping for a home. If you feel stuck or overwhelmed by misinformation, this episode gives you the clarity and strategy to move forward. “The math isn't being taught. There is so much more hope and so many more possibilities than whatever you've heard.” - David Sidoni, First Time Homebuyer Coach Highlights• Are you financially closer to buying a home than you think?• How much home can you actually afford in today's market?• Where should you start if you want to buy your first home?• Can you really get the right price, style, and location all at once? Referenced Episodes• 167 - Interview: Buying a $300K Home With Only $18k? Yes!• 170 - Interview: 1st Time Home Buyers Find Compromise & the Triangle of Success• 189 - INTERVIEW - VA Loans: Bad for Buyers or a Christmas Miracle?• 194 - Interview - Making the Impossible Purchase Possible• 217 - Interview With Millie - How To Buy Your First Home Before Turning 30• 224 - Interview With Pedro – Bought With Zero Down, And NOT A VA loan, At 59 Years Old• 239 - INTERVIEW: Using the VA Loan for Zero Down, and Monthly Payment is Only $100 More a Month• 249 - INTERVIEW: First Generation Home Buyers (Mortgage $200 LESS Than Rent!)• 312 - Rich People Only? Declan & Bailey's 3% Down Victory INTERVIEW• 343 - $60K Income to Homeowner: Jessica's Journey (INTERVIEW)• 369 - INTERVIEW: From Fear to First Home: How Regina Bought Solo in Her 40s• 372 - Brittany & Fred's 3% Down Success Story - INTERVIEW• 380 - This Should Have Been Impossible - But Rosie Actually Did It (INTERVIEW)• 396 - INTERVIEW: Apartment to 2-Acre Homestead: Samantha's First-Time Buyer Story• 399 - The Real Value of Buying: What Nick Gained Beyond a Mortgage• 425 - First Time Home Buyer: How a Single Mom Bought with a ZERO Down Payment USDA Loan (INTERVIEW)• 440 - First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy• 441 - First Time Homebuyer Playbook (Part 2): The Last Lease Ever• 443 - First Time Homebuyer FAQ: What Can I Actually Afford in 2026?• 469 - Putting a Plan into Action - First Time Homebuyers vs. High Cost of Living 2026• 470 - Effective Solutions to Get UNSTUCK - First Time Homebuyers vs. High Cost of Living 2026Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Seanbaby and Brockway are joined by guest Lydia Bugg for revenge. Sweet revenge! Revenge on Brockway for making them all watch A Wrestling Christmas Miracle for Martin Kove Month. Martin Kove is barely in it, wrestling is barely in it, Christmas isn't really in it at all, and it is not technically a movie. ----------------------------------------------------------------------------------- Robert is going to jail because you didn't buy his book. But it's not too late to help him win some creature comforts in prison. Every copy goes toward the commissary fund! https://linktr.ee/killyourimaginaryfriend

Alana Bradley sits down with Zach and Russ for an extremely wide-ranging conversation. Everything from Christmas wrap up to stranger things finale reviews to the different personality structures and philosophies around how to approach goals and mile markers. They end with the focus of a fast and the powerful story of what God did in Alana's life last year during this time.Subscribe to get the latest videos and live worship:https://www.youtube.com/xchurch Connect with X Church Facebook | https://www.facebook.com/theXchurch.ohInstagram | https://www.instagram.com/theX_church/ Helping people get on the path to God.  This is the vision of X Church, led by Pastor Tim Moore and based in South East Columbus, OH _ Stay Connected Website: www.thex.church#theXchurch

It's a Christmas Miracle! YOUR Minnesota Vikings demolished the Detroit Lions on Christmas Day and we are here (a few days late) to talk about it, and preview a huge season finale at home against the Green Bay Packers this weekend!  ------------- The Cy Amundson Show (@cyamundsonshow) is one of the best sports comedy podcasts around with Cy Amundson (@cyamundson), Blake Wexler (@BlakeWexler), Tom Schreier (@tschreier3), Ethan Heidorn (@ethanheidorn), Rob Searles (@RobBob17), and Chelanga Langason (@chelangason). -------------- As always, a special shout-out to our sponsors Bradshaw and Bryant PLLC - Bradshaw and Bryant specialize in Personal Injury Lawsuits and are available for a free consultation ANY time that you are involved in a situation that leads to Personal Injury, Wrongful Death, or other Criminal Defense Matters. Call them for free at 800-770-7008 -------------- Don't forget to rate and review us on iTunes - (The Cy Amundson Show) - each rating gets us higher up on the iTunes charts and brings news fans to the podcast!

Happy Holidays, everybody! One of the best parts of the season is when friends and family come back to town to bring the light, the noise, and the funk.Today we welcome back one of the first openly gay comedians in Chicago's stand-up comedy scene: Bill Cruz. After his time in LA, Bill has returned to Chicago and is here to help us wrap up this difficult year without crying into our coquito.Back in the day, Bill helped shape our live Chicago comedy show, “Feast of Fools,” a little experiment that somehow evolved into one of the world's first and longest-running podcasts, “Feast of Fun.”And yes, even we're still surprised it's still going on.Join us for this and all the hot news:• Bowen Yang, the second openly gay comedian on Saturday Night Live retires from the show. • Are Republicans using AI to create fake pictures of Trump and Bill Clinton as gay lovers to discredit the Epstein Files? • Britney Spears' “Toxic” video director Joseph Kahn says the reason Avatar never became a big part of the public's consciousness is because gays don't want to have sex with blue cat aliens.• Farewell to filmmaker Rob Reiner and actor Gil Gerard, star of “Buck Rogers in the 25th Century.” He was 82. Follow us on Instagram:★ instagram.com/bill_cruz_gurl★ instagram.com/faustofernos★ instagram.com/marcfelionHelp Fausto & Marc Fight Blindness and Heart Disease:★ https://gofund.me/00771d8fe

After MONTHS of saying he wouldn't, Manchester United manager Ruben Amorim has changed his formation recently. But why now? Niall and Marley try and dissect the timing of the switch as well as ticking off the traditional Get in the Sea! SUBSCRIBE NOW: ⁠https://footballsocialdaily.supportingcast.fm/⁠NEW: Instagram: ⁠https://www.instagram.com/fsdpod?igsh=MjQ5d29veGdoMmZ4&utm_source=qr⁠ Twitter: ⁠https://twitter.com/FSDPod⁠ TikTok: ⁠https://www.tiktok.com/@footballsocialdaily⁠ Telegram Group: ⁠https://t.me/FootballSocialMerch Store: https://www.etsy.com/uk/shop/FootballSocialDaily Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today’s Topics: 1) The gift our our lives – Have you thought about religious life? – Do we gift our lives to God anymore? 2) Gifts with Christmas meaning 3) Angels – The gift of sacrifice and communion 4) It’s the thought and the sacrifice which counts Giving: – Mass intentions – Holy Communion intentions – Fasting intentions – Prayer (Rosary) intentions https://www.biblestudytools.com/topical-verses/christmas-bible-verses/

bethany@bethanyshipley.com

Disclaimer: we've experienced some technical difficulties this week so our apologies for the sound quality!! They have since been corrected so next week will be great!  Christmas is over, the best neighbor is gone, Crystal scored on marketplace and warn your kids before their toys pee. Mochi might be up for adoption, buy your sons baby dolls, magas had a rough week and Crystal invented new nachos.  For bonus episodes, early releases and live streams join us on Patreon! Patreon.com/hellodysfunction Subscribe and watch on YouTube! https://youtube.com/@hellodysfunction Follow us on IG: Instagram.com/hellodysfunction Instagram.com/lurkpatafria Instagram.com/crystaldamato21 Submit your questions/stories: hellodysfunctionpodcast.com 

December 26th, 2025:  Christmas Crimson - Blood of Protomartyr St Stephen;  The Three Births of the Savior on Christmas;  Christmas Miracle of Grace;  St Stephen, Our First Martyr

The Investing Power Hour is live-streamed every Thursday on the Chit Chat Stocks Podcast YouTube channel at 5:00 PM EST. This week we discussed:(00:00) Introduction (01:42) Nike Earnings Analysis(14:04) Harbor Diversified Update(28:55) Alphabet's Acquisition of Intersect(40:13) Amazon's Advertising Potential(41:23) Comparing OpenAI to WeWork(44:40) OpenAI's Business Model Challenges(45:56) Boring Stocks That Outperform(52:11) Financial Charlatans of the Year(58:39) Cannabis Industry Insights(01:03:41) Long-Term Stock Picks*****************************************************Subscribe to Emerging Moats Research: emergingmoats.com *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

Anthony and Aaron the age-old question: Who are these Lakers? Are they the guys who raced out to a hot start or are they the team that's fallen back to earth lately? If they're somewhere in-between, how close are they to either end of the spectrum? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Join us today to remember why we celebrate Christmas.

Click Here to Text us. Yes really, you totally can.By the sheer willfulness of the Holiday Spirit and Zack threatening to tear his modem out of the wall if the internet didn't return in time...it's a Christmas Miracle this episode is ready.Leo from Voluntary Input and Profound Simplicity is back along with Kory from The World is My Burrito to again join Zack on their annual tradition of Milk and Cookies, along with some brand new items that I'm sure will be coming to the Neatcast Store.Guess What!?We find out how Jolly Leo, Kory and Zack actually are.Also we figure out ways to fix the Hallmark Holiday Movie plot tropes.Even WeirderA Mushroom that lets you see tiny cartoon people.12 of the Worlds Weirdest Holiday Traditions.Beyond The PaleA brand new Classic Kaiju Christmas TaleWhatcha!We play Two Goops and Lie. A list of items that may or may not be from Goop.comJoin our Discord!Check out our Merch Store HERE!Follow us @theneatcast on Facebook!Follow us @neatcastpod on Twitter!Follow us @neatcastpod on Instagram!Follow us @theneatcast on TikTok!

A lonely woodcarver gets to experience a beautiful Christmas. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

On today's Bible Answer Man broadcast (12/24/25), as we arrive at Christmas Eve, Hank concludes his special series on his acronym CHRISTMAS, detailing the final three letters of the acronym. The “M” in CHRISTMAS represents Miracles. Modernity has left many with the false impression that the virgin birth is nothing more than ancient superstition. But, in reality, miracles are not only possible, they are absolutely necessary in order to make sense of the universe in which we live. The “A” in CHRISTMAS represents Advent. The term Advent literally means “coming.” As such, Advent is a season in which the Christian church celebrates the coming in flesh of our Lord and Savior Jesus Christ. The final letter in the CHRISTMAS acronym is “S”, which represents Salvation. On Christmas Eve, it is time to turn our hearts toward the primary reason for the Incarnation of God in Jesus Christ—namely, the salvation of sinners. The very name—Jesus—embodies salvation, as it is the Greek form of the Hebrew name Joshua, meaning “Yahweh saves” or “Yahweh is salvation.” This Christmas season and throughout the coming year, may you be ever mindful of the reality that God has condescended to use you as the means through which the free gift of the water of life is dispensed to a parched and thirsty world.

#678 I was there - it really happened!

Question? Comment? Send us a Message!Sean and Dane are back!! The boys recap their weeks as they prepare for the Holiday week!! Tis the season for ACL Teams, so the boys drive head first into all things ACL Teans draft!! They discuss Franchise player selections, salary cap limitations and begin to predict selections! Then ACL Junior Pro, Colt Kenner, joins the show!! We discuss how he got interested in the game, his toughest opponents and Draft their own ACL Teams…BIG ASP Cornhole Patreon page:4 Tiers to choose from!! Come join our growing community and get insider info, become an active participant in show content, be eligible for bag giveaway's, find our VIDEO of the interviews and more!!https://www.patreon.com/bigaspcornholeDraggin Bags!!-The “Power Draggin” might be the best bag we've ever thrown!! And we suck…imagine how good they could be in your hands….https://dragginbagz.com/Airwolf Athletics-Rep a brand that is built for players by veterans!! If you aren't rocking Airwolf gear…WHAT ARE YOU WAITING FOR?!?https://airwolfathletics.com/Big Asp Merch!!!! Polos, Tees, Jerseys, shorts and more!!https://jamapparel.net/collections/new-the-big-asp-cornhole-podcast-collection-by-jamSupport the show

0:00 - Turns out Vic WAS in fact home for Christmas...and by that we mean back on the show with Mose and Mat Smith to talk last night's Nuggets loss to the Mavericks with some scary injury news for another Nuggets starter.16:35 - Turns out the Chiefs aren't gonna be playing in Arrowhead much longer, taking their ball and going to Kansas. Vic, Mose, and Mat react to some of the new details coming out about the deal the team struck with the state of Kansas and how...one-sided the deal is.33:30 - We know you aren't tired of the Elway documentary talk just yet (out now on Netflix), and neither are Vic, Mose, or Mat. You bet it's time to listen to some old dudes yap about The Old Days.

Episode 606 — Adult Twins, Accidental Murders & Vinyl Christmas Miracles Host: Brian BecknerEpisode Type: Solo Episode (Part A of a Two-Part Holiday Drop) Episode Summary Brian Beckner flies solo in Episode 606, delivering a classic, wide-ranging Baller Lifestyle monologue that somehow connects adult twins at the gym, celebrity deaths, NASCAR plane crashes, LeBron James being insufferable, Coldplay ruining lives, and a Christmas miracle involving rare vinyl records. With Ed Daly out, Brian handles the duties alone—covering pop culture absurdities, sports grievances, listener voicemails, celebrity scandals, and a deeply heartfelt end-of-year reflection on why the show still matters after 12 years. This episode is equal parts rant, comedy, grief, nostalgia, and gratitude—exactly what longtime Ballers expect. Topics & Segments Holiday & Personal Reflections Christmas is three days away and Brian still hasn't decorated The eternal debate: real tree vs. tinsel tree Single dad holiday logistics The moral crime of leaving Christmas decorations up until March Why nobody listens the week of Christmas anyway ‍️ Adult Twins (A Recurring Public Safety Issue) Brian explains (again) why adult twins should not be allowed in public A real-life gym encounter with long-necked adult twins Mirror-image twins explained (and condemned) HGTV twin flippers from the Pacific Northwest A firm stance: adult twins must remain at least 500 miles apart Rest In Peace Segment Gil Gerard (Buck Rogers) — a man Brian assumed was already dead 1980s TV male babes and fake PIs Greg Biffle — NASCAR driver killed in a small plane crash, along with his family Why rich people should take commercial flights James Ransone (The Wire, Ziggy Sobotka) — a devastating loss Season 2 of The Wire reappraised as elite television Dock workers, the Greeks, and prosthetic penises Honorable (future) mentions: Joran van der Sloot (still alive, still murdering) Keith Richards (Brian predicts he won't make it past Easter) Sports (Unfortunately) World Darts Championship scandal: Dom Taylor suspended for a drug test Brian demands to know what drugs make you better at darts Cocaine should be allowed in darts (official stance) LeBron James hatred continues Will Smith Lakers speech disaster Rob Pelinka incompetence Russell Westbrook vindicated LeBron: finals losses, ego, celebrity worship, general phoniness The Los Angeles Angels: Tyler Skaggs tragedy Team-provided fentanyl pills A trial nobody wanted Another masterclass in organizational failure ️ Voicemail Segment Ben “Nine-Oh-Six” (aka “Been Anal Sex”) checks in Michigan football, Sharon Moore, and racism Being “the guy after the guy” in college football Advice: cash the checks before ruining your career Non-Sports Pop Culture Coldplay Kiss Cam scandal: The New York Times sympathy tour Billionaires, affairs, and viral consequences Hampton Beach, New Hampshire slander Why Coldplay is undanceable and soulless Man leaves girlfriend to freeze to death on a mountain Extreme hobbies = red flag Preview of a future deep dive Christmas Vinyl Miracle Listener Corey (Fados) sends Brian an insane vinyl care package: Lord Sutch & Heavy Friends (Page, Beck, Bonham) Black Pumas The Church Staple Singers Rolling Stones Hot Rocks (original pressing) Link Wray Rare private-press blues rock A genuine, emotional reflection on: 12 years of podcasting A small but loyal audience The real value of listener relationships ️ Final Thoughts Brian closes Episode 606 with sincerity—acknowledging the reality that the show may never grow larger, but emphasizing how deeply meaningful the connections with listeners have become. A perfect end-of-year episode that blends humor, honesty, and gratitude. Subscribe, Rate & Review If you've been listening for years—or just found the show—your reviews and ratings help more than you know. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After a month of being ridged with displeasure and no snow, a series of atmospheric rivers dumps buckets of rain before changing to snow, finally delivering major dumpage to Tahoe just in time for Christmas. In the final episode of Mind the Track's third season, in Episode 77 the boys recap a month of inversions, brown pow and Tule Fog, contemplate chasing snow up into Canada, shout out the core lords for their 10th Shredmandment recommendations and DOPE or DERP making sound effects when riding your bike or filling uncomfortable silences. Pow Bot gives a gray wolf update, SKI BORG makes an appearance and the boys ask listeners to send in their questions for an upcoming interview with the CEO of Sugar Bowl resort. 2:10 – SKI BORG vs POW BOT5:00 – No snow in Lake Tahoe with a huge storm a-coming just in time for Christmas chaos.8:50 – On an airplane - window shade open or window shade closed?11:00 – Trail Whisperer still hasn't bought a ski pass for the season. 13:55 – All the different taglines describing the snow dry spell in Tahoe. 15:20 – Gnarly Tule Fog in the Central Valley of California for the last month. 16:10 – Washington State flooding – Stevens Pass, Crystal Mountain and Mount Baker roads blown out.18:14 – Vail Resorts discounting ski lift tickets and medium range lodge bookings are way down.22:50 – Pow Bot is finally maturing – he isn't frothed out on chasing pow.25:35 – DOPE or DERP – Do you chase the pow north to Canada right now?27:15 – Alpenglow Winter Speaker Series Opener – Truckee Dirt Union raises $120,000!30:40 – Spotify year-end wrap-up statistics for Mind the Track podcast.32:20 – Shout out to Core Lord listener Stavros on Mount Hough in Quincy!35:20 – HOT TIP: If you have poison oak, don't scratch it, use the hottest water you can tolerate to flush the histamines.38:10 – DOPE or DERP – Humming or whistling to fill an uncomfortable silence.42:00 – DOPE or DERP – Making sound effects when you ride your bike.46:10 – Listener Feedback – Finders Keepers stories.49:25 – Atlanta, Georgia is the most surveilled city in the World.50:45 – Pow Bot uses his Garmin watch to find his lost smartphone.56:20 – Listener Feedback – Grocery gear baskets.57:30 – Kurt Refsnider mountain bikes the whole Orogenesis Route – 4,275 miles in 135 days. 59:25 – Sugar Bowl asks if Mind the Track would like to interview the CEO of the ski resort.1:01:40 – Listener Feedback on the 10th Shredmandment. Steve says respect the trailhead.1:05:16 – Liz and Cam – Always be learning and avalanche education.1:06:45 – Stu – Be a capable backcountry skiing partner.1:09:30 – Tony from Lee Vining – Observe, consider and decide. 1:12:30 – Alex – Keep your gear tight. Know how to use a first aid kit.1:13:00 – @patagonia_snow Instagram shouts out Mind the Track and the Butt Vest.1:15:55 – Wolf pulls a crab pot out of water with the buoy and rope to eat the bait.1:20:30 – Gray Wolf is de-listed by the Endangered Species Act.1:25:00 – Cam says Snack Man is DOPE. 1:26:30 – Telluride Ski Patrol is threatening strike, could shut the whole season down.1:33:00 – The unsustainable game of buying a season's pass at a ski resort.

This episode explores what I call the miracle before the miracle of Christmas. Before Bethlehem. Before the manger. Before angels filled the sky. God was already at work. In this teaching from Luke chapter 1, we walk through the story of Zacharias and Elizabeth, the priesthood, and the grace of God that moves even when prayers feel unanswered and seasons feel barren. This is a message for anyone who has: - Remained faithful while waiting - Served God without seeing change - Wondered if time has passed them by - Felt marked by past mistakes, family history, or reproach You'll see how God's grace: - Qualifies who we think are disqualified - Answers prayers we've stopped believing for - Removes shame and restores calling - Prepares the way for His promises This message is deeply rooted in Scripture, moving from Exodus to Luke, Galatians, 1 Peter, and Revelation, revealing how God establishes a royal priesthood and remains faithful across generations. Whether you're listening during the Christmas season or any time of year, this teaching is a reminder that God is faithful, even in the waiting. Chapters 00:00 The Christmas Spirit and Its Relevance 03:05 Exploring God's Kingdom and the Priesthood 08:51 The Role of the Levites and Their Significance 14:55 The Miracle of John the Baptist's Birth 20:52 Faithfulness Amidst Barrenness 27:01 The Power of Prayer and God's Faithfulness 36:09 The Role of Faithfulness in God's Plan 45:04 The Prophetic Words of Zacharias 57:11 The Christmas Miracle: Hope and Redemption About your host: Jaime Luce' testimony has daunting personal mountains and treacherous financial valleys. She was trapped in day-to-day stress and couldn't see a way forward. But how she started is not how she finished! And she wants you to know God has a plan for your life too, no matter how tough it seems. Today, Jaime has been married to the love of her life for almost three decades, owns two companies, and has become an author and podcaster. God's way is always the blessed way! Free chapter of Jaime's new book: You Don't Need Money, You Just Need God: https://jaimeluce.com/book/ Connect: - Website: https://jaimeluce.com - Facebook: https://www.facebook.com/jaime.luces.page - Instagram: https://www.instagram.com/jaime_luce/ - LinkedIn: https://www.linkedin.com/in/jaime-luce-00395691/

Charlie finally wraps up corn harvest, and that means a weight is lifted as part of a Christmas Miracle. But now we have Bridge Payments to fret about! What the heck are they, how are they calculated and when does it all happen?  We have some of those answers to go along with a whole lot of Ryan and Charlie speculation for this week. Weather looks very un-Christmas-like, markets certainly are scrooge-worthy, and Charlie was a winner in harvest Bingo this year. Brought to you by Mac America Ag Finance, Norhtern Indiana:  574-253-3433

MERRY CHRISTMAS from everyone at Crazy Little Thing Called Marriage! This episode features a special presentation by Liz Curtis Higgs, who shares faith-filled stories of Zechariah, Elizabeth, Mary, and the miraculous births in the Bible, emphasizing that nothing is impossible for God! Greg and Erin encourage you to look for the love languages of your friends and family at Christmas, and we answer an email from a listener who wonders if she and her husband are managing conflict correctly because they DON'T fight; which leads to a conversation encouraging couples to communicate effectively and grow spiritually together. The Women of Christmas New Year, New Purpose In Your Marriage article Mastering Your Spouse's Love Language article Call our Counseling Line at 1-800-A-FAMILY Sign up for our FREE Marriage Newsletter Send us your email or voice mail here! Send Us A Review! Support the show! If you enjoyed listening to the Crazy Little Thing Called Marriage podcast with Dr. Greg and Erin Smalley, please give us your feedback.

In the second hour, Mike Mulligan and David Haugh were joined by Score football analyst Olin Kreutz to share his takeaways from the Bears' thrilling 22-16 win against the Packers in overtime Saturday at Soldier Field. After that, Mully and Haugh discussed Bears defensive end Austin Booker's hit that knocked Packers quarterback Jordan Love out of the game Saturday. Love is in concussion protocol. They also took calls from Score listeners.

For this Christmas season Doug & Paula continue their discussion on miracles, focusing in this podcast on the two most important miracles of Christianity: The Incarnation & Resurrection, plus a Holiday Tradition!-Feel free to email us with any questions at info@servingbb.org or for more information check out our website at https://servingbeyondborders.org-Follow us on:Instagram - @servingbeyondbordersYouTube - Serving Beyond BordersFacebook - Serving Beyond Borders-"For even the Son of Man did not come to be served but to serve. . ." Mark 10:45-TUNE IN: https://podcasts.apple.com/us/podcast/the-radical-christian-life-with-doug-and-paula/id1562355832

HO HO HI YA! The boys are wrapping up our holiday season by finally watching A KARATE CHRISTMAS MIRACLE. A movie that has as much to do with Christmas as gravy, psychics, murder, the justice system, clowns, and gun rights-and is somehow about all of those things.Justin and Steve brave the cold and hit the dojo to study up and find out how the creators of a movie about karate and Christmas forgot to figuratively or literally deck any halls. Unfortunately, the answers put the writer/director so deep on the naughty list that coal doesn't even want anything to do with him.Thanks for a great year, everyone! We love you!Check out more from Justin here: justindodd.rocksCheck out more from Steve here: stevejhward.comdrinkgenies.com

Merry Christmas, everyone! I'd like to thank you all properly and share some exciting news with you all after an interesting year. Tune in to find out what's been going on and what's next for me. If you're curious about what happened after the accident and what the future holds, then keep watching until the very end. Thank you all for everything you've helped us with.All our love, Sam & Christine xxOriginal Christmas Sleep Stories for you to enjoy:- 'The Lost Cat of Christmas' {MORAG} - https://youtu.be/l0WPLR6jVwk- 'The Grinch' - https://youtu.be/7S92RuAxd78- 'The Christmas Miracle' - https://www.youtube.com/watch?v=aTkFlf65xIE&t=979s- 'The Christmas Wish' - https://www.youtube.com/watch?v=Azr4PasmdNc&t=1159s- "The Girl Who Lost Belief in Christmas" - https://youtu.be/hOanYHd6DtsStory 4, 'Warm Both on a Christmas Night' - https://www.youtube.com/watch?v=RmGz-akLn2Y&t=2282s- 'Hogwarts on Christmas Eve' - https://www.youtube.com/watch?v=JUwS1dLq2hg- 'Festive Fireplace Fairy Tales' - https://www.youtube.com/watch?v=6kKeWB_1g4U&t=978sSupport me in creating these stories on Patreon: https://www.patreon.com/snoozewithsamIf you enjoy these sleep stories, it would mean to world to me if you showed your appreciation and support through my Patreon. This way I can continue to do what I do!Thank you.Sam00:00 - Introduction02:30 - Photographs of car crash10:36 - What now?15:05 - What's NEXT? Support me here: https://www.patreon.com/snoozewithsam​Music and visuals are a combination of original productions and/or may include licensed and adapted, remixed, or transformed material from:https://freemusicarchive.org/homehttp://www.epidemicsound.com/https://www.videvo.net/https://www.canva.com/Spatium by Keys of Moon | https://soundcloud.com/keysofmoonMusic promoted by https://www.free-stock-music.comAttribution 4.0 International (CC BY 4.0)Music : "The End of the World" by Tristan Lohengrinwww.tristanlohengrin.comLicensed under Creative Commons: By Attribution 3.0https://creativecommons.org/licenses/by/3.0/"Snooze with Sam" whispers sleepy stories of Scotland's natural world, all with the help of a soft, soothing Island voice. Lay yourself down, get comfortable and lose yourself in the sea of gentle tones gifted by one of the world's most beautiful countries.These original works are the property of Snooze with Sam, © Copyright 2020-2025. All rights reserved.YOU CAN NOW DONATE HERE: https://ko-fi.com/snoozewithsamThank you! :) S xVisit snoozewithsam.com and support us through our amazing merchandise!

Fluent Fiction - Dutch: Love and Warmth: A Christmas Miracle in Volendam Café Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2025-12-22-23-34-02-nl Story Transcript:Nl: In Volendam, lag een klein en knus café aan de hoofdstraat.En: In Volendam, there was a small and cozy café on the main street.Nl: Het was winter en overal lag er een dikke laag sneeuw.En: It was winter, and everywhere lay a thick layer of snow.Nl: Binnen in het café was het warm en gezellig, gedecoreerd met twinkelende lichtjes en kerstdecoraties.En: Inside the café, it was warm and cozy, decorated with twinkling lights and Christmas decorations.Nl: De tafels waren bedekt met rode lopers en er klonk zachte kerstmuziek.En: The tables were covered with red runners, and soft Christmas music played.Nl: Jeroen was de eigenaar van het café.En: Jeroen was the owner of the café.Nl: Hij wilde het perfecte kerstfeest organiseren.En: He wanted to organize the perfect Christmas party.Nl: Hij hoopte dat de mensen van het dorp blij zouden worden van zijn evenement.En: He hoped that the people of the village would be happy with his event.Nl: Maar er was een probleem: de verwarming was stuk.En: But there was a problem: the heating was broken.Nl: Terwijl de koude winterwind langs de grote ramen blies, zuchtte Jeroen diep.En: While the cold winter wind blew against the large windows, Jeroen sighed deeply.Nl: Hij wilde niemand tot last zijn en dus probeerde hij alles zelf op te lossen.En: He didn't want to burden anyone and tried to solve everything himself.Nl: Femke, Jeroens zus, was ook in het café.En: Femke, Jeroen's sister, was also in the café.Nl: Zij had al door dat Jeroen het moeilijk had.En: She had already noticed that Jeroen was having a hard time.Nl: "Jeroen, laat mij helpen," zei Femke bezorgd.En: "Jeroen, let me help," said Femke with concern.Nl: Maar Jeroen glimlachte alleen en wimpelde haar aanbod af.En: But Jeroen just smiled and declined her offer.Nl: "Ik red het wel," zei hij, terwijl hij nog een kerstkrans aan de muur hing.En: "I can manage," he said, as he hung another Christmas wreath on the wall.Nl: Sanne, een vaste gast en amateurmuzikant, zat in haar vaste hoekje met een warme chocolademelk.En: Sanne, a regular guest and amateur musician, sat in her usual corner with a hot chocolate.Nl: Ze zag Jeroen heen en weer rennen.En: She saw Jeroen running back and forth.Nl: Sanne bewonderde zijn doorzettingsvermogen maar voelde dat hij hulp nodig had.En: Sanne admired his perseverance but felt he needed help.Nl: Stiekem was ze ook een beetje verliefd op hem.En: Secretly, she was also a little in love with him.Nl: Ze besloot iets te doen.En: She decided to do something.Nl: Op kerstavond brak een sneeuwstorm los.En: On Christmas Eve, a snowstorm broke out.Nl: Mensen stroomden binnen voor warmte.En: People streamed in for warmth.Nl: De verwarming was nog steeds kapot en Jeroen begon te beseffen dat hij het niet alleen aankon.En: The heating was still broken and Jeroen began to realize that he couldn't handle it alone.Nl: Het café was vol, en het werd steeds kouder.En: The café was full, and it was getting colder.Nl: Femke kwam naar Jeroen toe.En: Femke came over to Jeroen.Nl: "Het is tijd om hulp te accepteren, broer," zei ze zacht.En: "It's time to accept help, brother," she said softly.Nl: Jeroen keek rond naar de gezichten vol verwachting die op hem waren gericht.En: Jeroen looked around at the expectant faces focused on him.Nl: Hij wist dat Femke gelijk had.En: He knew Femke was right.Nl: "Sanne, Femke, ik heb jullie hulp nodig," gaf hij eindelijk toe.En: "Sanne, Femke, I need your help," he finally admitted.Nl: Femke begon meteen warme dranken uit te delen.En: Femke immediately started handing out warm drinks.Nl: Sanne pakte haar gitaar en speelde een vrolijk kerstliedje.En: Sanne picked up her guitar and played a cheerful Christmas song.Nl: De gasten begonnen te zingen en de sfeer werd vrolijker, ondanks de kou.En: The guests began to sing, and the atmosphere became more joyful, despite the cold.Nl: Samen met de hulp van Femke en Sanne, veranderde het café in een warme en gezellige plek.En: Together with the help of Femke and Sanne, the café turned into a warm and cozy place.Nl: Iedereen vergat het koude weer buiten.En: Everyone forgot the cold weather outside.Nl: Er werden verhalen verteld, koekjes gedeeld en vriendschappen gesloten.En: Stories were shared, cookies passed around, and friendships formed.Nl: Uiteindelijk realiseerde Jeroen zich dat hij niet alles alleen hoefde te doen.En: In the end, Jeroen realized that he didn't have to do everything alone.Nl: Vrienden en familie zijn er om te helpen.En: Friends and family are there to help.Nl: Het werd een onvergetelijke kerstnacht.En: It became an unforgettable Christmas night.Nl: En Jeroen leerde dat vragen om hulp geen teken van zwakte, maar van moed en vertrouwen is.En: And Jeroen learned that asking for help is not a sign of weakness, but of courage and trust.Nl: Het café bleef die avond laat open.En: The café stayed open late that evening.Nl: De sneeuwstorm ging voorbij, maar de warmte binnen bleef.En: The snowstorm passed, but the warmth inside remained.Nl: Het was een kerst vol liefde, muziek en samenhorigheid.En: It was a Christmas full of love, music, and togetherness.Nl: Jeroen keek naar zijn vrienden en wist dat hij altijd op hen kon rekenen.En: Jeroen looked at his friends and knew he could always count on them.Nl: En terwijl de nacht vorderde, begon er een nieuw verhaal.En: And as the night progressed, a new story began.Nl: Sanne en Jeroen vonden hun weg naar elkaar, en hun liefde begon als het mooiste kerstcadeau ooit.En: Sanne and Jeroen found their way to each other, and their love began as the most beautiful Christmas gift ever. Vocabulary Words:cozy: knustwinkling: twinkelenderunners: lopersburden: lastdeclined: wimpelde afperseverance: doorzettingsvermogenadmired: bewonderdebroke out: brak losexpectant: verwachtingcheerful: vrolijkatmosphere: sfeercourage: moedtrust: vertrouwentogetherness: samenhorigheidunforgettable: onvergetelijkerealized: realiseerde zichamateur: amateursolve: oplossenstreamed: stroomdenguest: gastturned into: veranderdecourage: moedoffering: aanbodtrusted: vertrouwdeaccepted: accepterensoftly: zachtwhispered: fluisterdewreath: kransguitar: gitaarmusician: muzikant

514-40 Years of Broken Trust to Safety & Celebration: A Christmas Miracle (Laura's Story) There is a kind of marriage pain that does not look dramatic.It's not an outward struggle.Just a quiet ache.A marriage that functions but does not feel alive. Laura lived in that space for decades. From the outside, her life looked good. Forty years of marriage. Seven children. A faithful husband. A stable home. A shared faith. Everything a good Christian marriage is supposed to be. And yet, beneath the surface, something was missing. Emotional Safety.Real connection.Being fully seen. For a long time, she told herself she had nothing to complain about. Her husband was faithful. He wasn't an alcoholic. He never abused her. He provided well for his family. But inside, Laura carried a question she barely allowed herself to ask: "Is this really all there is?" The Hidden Cycle That Brought Broken Trust Even with her husband's steadiness and Laura's determination to be grateful, there was a painful habit that entered their marriage early on that would consistently rear its ugly head. Her husband was addicted to porn. This was their cycle for many years:-Her husband would confess porn use.-There would be repentance and renewed effort.-Then, pressure would follow. Laura would put the blame on herself, thinking, "If I did better, this would not happen." She read tons and tons of books, trying to better herself.She kept respect for her husband.She pursued intimacy, knowing it was important to him. And still, the cycle kept returning. So, she did what many wives do–she minimized her pain.She told herself others had it worse. After all, he worked hard. He stayed. He was a good man. Why complain? But the heart does not heal simply because we silence it. And this belief that Laura had that it was on her was not only a lie… but it was heavy and destructive. Decades of "Just Okay" Laura kept carrying the weight of keeping the peace and enduring that vicious cycle of porn use. So, she poured herself lovingly into family life. She homeschooled their children.She kept their home while he went to work, the way they were taught to do. And yet, beneath the surface, she felt emotionally disconnected. Alongside that, she felt there was no safe place to process her pain.No one equipped to walk with her.Even when reaching out to a Christian counselor, it wasn't quite enough. So, she pushed her own pain down...for decades. But pain does not disappear because it is ignored.It simply goes underground.And it shows up as numbness, distance, or quiet resignation. Eventually, Laura realized something had to change. She could not continue living like this. She told her husband he needed help for his porn addiction and that if he did not, they may need to consider divorce. Her husband obliged, and they tried counseling together, which helped some. But it wasn't until he entered the work privately through the Coaching program that something different happened. When Safety Was Introduced Into Her Marriage Though Laura didn't know he was taking a marriage course (He shared he was taking an online class), she started to notice a difference in the way he showed up to their marriage. He did not try to fix her or pressure her.He did not demand that she change. He began bringing home flowers, letting her know she was beautiful just the way she was, planning dates.He became emotionally present.Humble.Gentle.Safe. He changed. For the first time in their marriage, Laura began to feel celebrated for who she already was instead of feeling like he wished she were different. She no longer felt like she had to earn love. She felt cherished, emotionally safe, and truly loved–just the way she was. And it changed everything. From Feeling Skeptical to Feeling Hopeful After having heard a DYM podcast episode several years before these changes, Laura had closed herself off to the thought of DYM. But then, upon hearing an episode that we created for wives, she began to see the full picture more clearly and open herself up to the program. She decided to try it herself, even though she was still a bit skeptical. She realized that what made the difference was not only the content, but the context.She was no longer alone.She had community.She had a specific place to ask her specific questions about her marriage. For the first time, Laura had a safe place to speak honestly and to process pain without being blamed. She learned she could have a voice in her marriage. She could ask for help.She learned intimacy did not have to be driven by pressure.She learned she could say no to certain requests without any fear. Most importantly, she learned she mattered. 40 Years of Marriage–And Hoping For Many More "In short, it's better than it has ever been." Our hearts filled up when she shared this with us. Her husband is more in tune to what she needs and will go out of his way to bring in "delights"–if it's planning something special, bringing her flowers, or going along with Laura's spontaneous plans (even though he is the planner in the relationship!) Also in the past few years, her husband has kicked his porn addiction for good and has remained in community through Delight Your Marriage, which has helped keep him accountable and growing.  As for Laura, you can hear the joy and peace in her voice as she shares, "I never expected that it would be this good." Praise God. There is no person too far gone and no situation too desperate for the Lord. He is a God that heals and redeems–hearts, habits, marriages, and so much more–because He cares for us. And it is true for you too. As we enter the last few weeks of the year, including celebrating the birth of our Savior, we invite you to remember what God has done and how much He loves you. Enough to send His son for you, as a defenseless child, to live a perfect life and one day die to pay the debt we could never have paid.  And then to send His Holy Spirit–to counsel us and guide us.  And even now, He is available to us to redeem and save the lost, heal our hearts, and be near to his children. He loves us.He loves you. We hope you will keep this truth near to you these next few weeks and remember once again that He sent His son to redeem everything. With love, The Delight Your Marriage Team PS - Want to bring the Delight Your Marriage Coaching to your church? Our next round of In-Person Training will be launching early 2026. Check out our website to learn more about the mission & vision of IPT and how you can bring it to your small groups & churches. PPS - Wondering just exactly how healthy your own marriage is? Are you also surviving instead of thriving? Take our free Marital Health Assessment and see what your marital score is–and how we can help. PPPS - Here is a quote from (another) recent Delighted Wife graduate: "I took the Delighted Wife program. Coming into the program, I was so hopeless that my marriage could ever get better. My heart was full of deep hate for my husband - I had years of built-up unforgiveness and pain for all of the ways I felt he had hurt and abandoned me...I was deeply depressed and suicidal from the pain of the marriage. I constantly saw death as the only way to be free of this hole that I had dug for myself...Emotionally, I am a completely different person. My heart is full of love and joy over my marriage and gratitude to the Lord for the way He has grown me. The Lord literally pulled me out of the darkness and also has shown me how much I was negatively contributing to the marriage...This is the first time in the almost 3 years of marriage that I haven't wanted to leave. I see so much beauty in my marriage and my husband."

It's the 2025 Christmas Miracle, from the Colonial Theater in Phoenixville. We bring the festivities with tons of fun games and prizes, plus some special surprises along the way. (00:00:00) News & Sports(00:13:55) Entertainment Report, Phoenixville Mayor Pete(00:53:30) Steven Singer & Name that Christmas Carol(01:16:17) Bizarre File, Souderton Area HS Choir(01:33:23) What's in the Box?(02:11:25) Holiday Beer-A-Mid, Choir Performance #2(02:32:20) Yes or No(03:12:39) Ugly Costume Contest, Bizarre File, Choir Performance #3(03:32:34) Wrap UpSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

BUY OUR MERCH HEREJoin the mail bag by leaving a voicemail at: 908-67-9999-3Our personal Instagrams:SoboChomikJimmyJordanWelcome back to The Garden State, the only NJ podcast that gives you all the news you need to know this week. Thanks for tuning in once again and for supporting the podcast. If you're enjoying the show, make sure to leave us a review! We love reading those!Follow us on all our socials to keep up to date with that and everything else happening. https://linktr.ee/thegardenstate

Did David Lynch direct this? It's A Karate Christmas Miracle (2019)! Support us on Patreon! www.patreon.com/nosuchthingasabadmovie Email us at nosuchthingasabadmovie@gmail.com Follow us on Instagram! @nosuchthingpod Tweet at us! @NoSuchThingPod @apriletmanski @Sgtzima @DeclouxJ Or Bluesky! bsky.app/profile/nosuchthingpod.bsky.social

- free samourai https://billandkeonne.org/ - jade vulnerability https://blog.blockstream.com/jade-security-disclosure/ - california strike loans https://x.com/strike/status/2001341268375568560 - Fold Becomes First Public Bitcoin Financial Services Company to Operate Nationwide Through BitGo's Federally Chartered Trust Framework https://investor.foldapp.com/news-releases/news-release-details/fold-becomes-first-public-bitcoin-financial-services-company - BRICS | Digital Currency Launched The BRICS monetary bloc has launched a working prototype of a digital currency known as the “Unit,” backed by a basket of precious metals and BRICS national currencies. The first 100 Units were issued in a pilot led by Russia's Institute for Economic Strategies. The BRICS bloc includes many authoritarian or hybrid authoritarian regimes that use capital controls, censorship, and financial surveillance to manage dissent. A state-designed, programmable digital currency rail used across multiple authoritarian states could harden those powers. FinancialFreedomReport.org - BTCPay Server 2.3 https://primal.net/e/nevent1qqsr6f4jmfefqjfqhhp0xnn8wk3qdth8zcunj7074vzr0dmaw5u734g38fq45 - pear pass https://x.com/tether_to/status/2001269408296058890 - sats buddy https://github.com/reez/SatsBuddy - venezuela oil blockade https://www.reuters.com/world/americas/trump-orders-blockade-sanctioned-oil-tankers-leaving-entering-venezuela-2025-12-16/ - director of MIT's Plasma Science and Fusion Center was shot to death https://apnews.com/article/mit-shooting-nuno-fg-loureiro-portugal-f310824e354180816c33c9f40c0c5195 3:59 – Opening riff 23:04 – Dahsboard 24:24 – China ban 28:09 – Free Samourai 35:19 – Jade disclosure 39:34 – Strike CA loans 43:24 – Fold 47:54 – HRF Story of the Week 52:29 – Saylor quantum 1:06:54 – Boosts 1:08:19 – Software updates 1:21:59 – Venezuela blockade 1:36:19 – MIT prof murder Shoutout to our sponsors: Coinkite https://coinkite.com/ Stakwork https://stakwork.ai/ Obscura https://obscura.net/ Salt of the Earth https://drinksote.com/rhr Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/marty Newsletter https://tftc.io/martys-bent/ Podcast https://tftc.io/podcasts/ Follow Odell: Nostr https://primal.net/odell Newsletter https://discreetlog.com/ Podcast https://citadeldispatch.com/

For the final installment of the "The 3 Cs of Christmas" series, Susan and Keri discuss the Christmas Story and how one act of kindness brought about the most fantastic Christmas Miracle ever.From all of us here at Tangible Truth Ministries, we pray you have a joyous and blessed Christmas season, and we will see you in January for Season 6 of the Tangible Truth Podcast.

December is full of pressure, expectations, and busyness, and if we're not careful, we rush through the season without making room for what God wants to do. Christmas is an invitation to slow down, prepare our hearts, and move from simply doing Christian activities to truly believing again. The Christmas story reminds us that God does miracles in imperfect, uncomfortable, and unexpected places, not in polished or religious environments. Mary's response—“Let it be unto me according to your word”—shows that miracles require surrender, trust, and a willingness to carry what God wants to birth.   God doesn't need our perfection; He needs our availability, our mess, and our yes. Even in silence, darkness, or waiting, God can break through in a moment and bring hope, light, and a miracle into our lives.

Even a miracle needs a hand.

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Before the miracle ever unfolded, Jesus invited ordinary people to participate through simple obedience. In this message Charlotte Gambill shows us how our “yes” becomes part of God's supernatural plan.//NEXT STEPS: http://rockcity.churchPRAYER REQUESTS: https://rockcitychurch.tv/careGIVE: https://rockcitychurch.tv/give// Rock City Church has multiple locations throughout Columbus, Ohio. Whether you're spiritually restless, new at discovering who God is or you are a veteran of the faith, you are welcome here! //WEBSITE: https://rockcitychurch.tvFACEBOOK: https://facebook.com/rockcitychurchINSTAGRAM: https://instagram.com/rockcitychurch

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In the inaugural independent episode of "Getting Hammered," Vic and MK decide to bring back the show at least once a week this holiday season, with thanks to all you listeners who have stuck around during hiatus season. In the near future, we'll concoct some ways for you to support the show as we head toward the new year, whether it's premium content, subscriptions, or contributing to our holiday cocktail fund. In the meantime, you can help by subscribing, listening, reviewing, and spreading the word. Today, Vic and MK do a review of Thanksgiving health damage, Christmas traffic, and MK's kids destroying decor before diving into U.S. military attacks on alleged drug-trafficking boats near Venezuela, the law of the sea, Franklin memes, Aftyn Behn, midterm forecasts, special elections, and people who should not sing on stage, the Minnesota massive fraud story, and the drama, drama, drama of Lane Kiffin.  10:10 Narco Terrorist 21:45 Minnesota 31:25 2026 Prospects 44:39 Lane Kiffin

One of my favorite things to do in December is ready short, heart warming Christmas stories. 20 years ago God gave me a true Christmas story of my own and for this Christmas I decided it was time to tell it.  We often think of the miracle of a child coming into the world but I learned that a child of God leaving this world can be just as miraculous. My brother passed unexpectedly on Christmas day 20 years ago and the mercies that accompanied that day are undeniable. Bring tissues and enjoy this story that will remind you of the greatest gift we enjoy because of Christmas.Follow me on all social media platforms @amberdawnpearceCome with me on an Alaskan Cruise July 30- August 6th 2026!  I will be presenting twice a day on the days at sea. Book today at: https://bountifultravel.com/trips/family-get-away-alaska-cruise-2/Kamana is a coffee alternative made with mesquite, a superfood that looks, makes and tastes remarkably similar to coffee. It's caffeine and acid free, packed with health benefits and provides natural energy.https://www.kamana.co/AmberdawnUse coupon code: Amber20 for 20% off

California Rifle & Pistol Association Legislative Director Rick Travis joins the show with some unexpected good news for gun owners from the state capitol in Sacramento.

California Rifle & Pistol Association Legislative Director Rick Travis joins the show with some unexpected good news for gun owners from the state capitol in Sacramento.

Susan is back with Tangible Truth Podcast's annual Christmas Tradition of "The 3 Cs of Christmas: Christmas Blessing, Christmas Circle, & Christmas Miracle."Join her and special Guest, Keri Sallee, as they talk about how to find joy, peace, and hope in this hectic holiday season.

Think you need 20% down to buy a home? Think again. In Step 5 of the 10-Step How to Buy a Home System, David Sidoni breaks down how much you really need to save — and how to start now, even if you're juggling debt.Saving for a home is the step that scares most renters away from ever getting started. In this episode, David busts the biggest myth in homebuying — that you need a massive 20% down payment — and replaces it with a realistic, data-backed plan to get you there faster.You'll learn the simple formula to estimate your goal: 8% of your home's price (5% down + 3% closing costs). That's the true, conservative number for most first-time buyers — and for many, it can be even less.David walks through how real buyers used creative strategies and pro guidance to shrink their out-of-pocket costs to as little as 1–5%. From zero-down loans to grants and seller credits, this episode shows how working with a Unicorn Team early opens doors you didn't know existed.You'll also hear real-world examples like Nick (Episode 399), who expected to need tens of thousands for closing — but ended up bringing only $4,000 to the table and even got money back.The key message: Don't wait until you think you've saved “enough.” Waiting costs you time, opportunity, and money. Learn how to plan smart, start early, and move forward with confidence.“If you think you need 20% down, you're already behind the truth. Most first-time buyers use 3.5% or 5%, and some even less. Waiting to ‘save enough' could cost you thousands.”HighlightsMyth Busted: Only 8–9% down is typical for first-time buyers — not 20%.Your Real Goal: Start with the 8% formula (5% down + 3% closing costs).Example: $400,000 home = $32,000 total savings target.Start Early: Work with a Unicorn Team before you hit your goal — they'll help you find options that reduce how much you need.Buyer Story: Nick (Ep. 399) bought with just $4K out-of-pocket — and got a refund check.Options That Work: 3.5% FHA loans, down payment assistance, seller credits, and even 0% down programs.Emotional Truth: Stop assuming homeownership is out of reach. Education and strategy make it possible sooner than you think.Referenced Episodes388 – The Playbook Vol. 1: The Rent Replacement Strategy389 – The Playbook Vol. 2: Your Last Lease Ever348 – How Much Do You Really Need for Closing Day?399 – The Real Value of Buying: What Nick Gained Beyond a Mortgage380 – This Should Have Been Impossible – But Rosie Actually Did It (Interview)189 – VA Loans: Bad for Buyers or a Christmas Miracle?358 – Interview: How to Buy a Duplex at 22 with $12K321 – Buying in a High-Cost Area – Long Island, NY (Interview)121 – When to Back Out of the Deal – Interview with a First-Time Buyer113 – Interview with a Single Female First-Time Home Buyer in 202275 – Inspection Red Flags, New Tips for 2022 Bidding Wars, and To Wait or Not to Wait?58 – How to Use Your Retirement Savings to Buy Your First Home the Safe Way22 – How to Financially Prepare to Buy Your First Home – Part IV273 – Buying a Home in 11 Days! Single Mom Becomes Atlanta Homeowner (Interview)19 – How to Financially Prepare to Buy Your First Home – Part I371 – Top Budgeting Apps for First-Time Buyers in 2025381 – Saving While in Debt: How Much Do First-Time Buyers Really Need in 2025?194 – Interview – Making the Impossible Purchase Possible169 – Woman Power: This Single Woman Bought Her First Home239 – Interview: Using the VA Loan for Zero Down161 – Achieving the American Dream: An Interview with Sally7 – First-Time Home Buyer – 1, 2, 3Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and con