Podcasts about first time home buyers

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Best podcasts about first time home buyers

Show all podcasts related to first time home buyers

Latest podcast episodes about first time home buyers

Powerful Ladies Podcast
Inside the Southern California Real Estate Market | Kathy Clark & Brenda Van Hoogenstyn | Founders of Harcourts Blue Water

Powerful Ladies Podcast

Play Episode Listen Later Dec 3, 2025 59:20


In this episode of The Powerful Ladies Podcast, host Kara Duffy sits down with Kathy Clark and Brenda Van Hoogenstyn, the expert mother-daughter real estate team transforming how buyers and sellers navigate the Southern California real estate market. Kathy and Brenda share their real estate career journey, what it takes to succeed as top-performing realtors, and the skills required to thrive in a highly competitive—and often misunderstood—industry. Kara explores current Southern California housing market trends, common myths about becoming a realtor, and the personal and professional strategies that help this family team deliver exceptional client service. Whether you're planning to buy a home, exploring real estate as a career, or want insider insights into today's housing market, this episode is filled with valuable, actionable advice. Chapters: 0:00 Introduction to The Powerful Ladies Podcast 00:36 Meet the Real Estate Experts: Kathy Clark and Brenda Van Hoenstein 00:51 The Realities of the Real Estate Market 02:10 Starting in Real Estate: Kathy's Journey 05:16 Building a Long-Term Real Estate Business 07:39 The Importance of Relationships in Real Estate 14:22 Advice for First-Time Home Buyers in Southern California 19:24 Current Real Estate Market Trends and Predictions 26:28 The Future of Real Estate Development in Southern California 31:06 Exploring the Long Beach Market 31:58 Balancing Business and Personal Relationships 32:17 Communication and Therapy 33:35 Generational Differences and Personal Growth 38:11 Powerful Ladies and Inner Strength 39:46 Daily Habits and Self-Care 42:25 Entrepreneurial Challenges and Rewards 50:08 Reflections on Self-Employment 52:16 Final Thoughts and Community The Powerful Ladies podcast, hosted by business coach and strategist Kara Duffy features candid conversations with entrepreneurs, creatives, athletes, chefs, writers, scientists, and more. Every Wednesday, new episodes explore what it means to lead with purpose, create with intention, and define success on your own terms. Whether you're growing a business, changing careers, or asking bigger questions, these stories remind you: you're not alone, and you're more powerful than you think. Explore more at thepowerfulladies.com and karaduffy.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Educated HomeBuyer
EP198 - First Time Home Buyer Guide To Buying A House In 2026

The Educated HomeBuyer

Play Episode Listen Later Dec 1, 2025 32:41


Most first time home buyers fail because they start the process the WRONG way. In this video, we show you how to actually buy a home in 2026 without falling into common traps like emotional offers, bad timing, or guesswork. Whether you're a first-time buyer or just want a better process, you'll learn the exact step-by-step plan to purchase with clarity, confidence, and zero regrets. Watch now to take control of your home buying journey the right way. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage 101 with Clinton Wilkins & Todd Veinotte
Mortgage 101 Live - Financial Fitness for First-Time Homebuyers

Mortgage 101 with Clinton Wilkins & Todd Veinotte

Play Episode Listen Later Dec 1, 2025 14:41


Dan Ahlstrand and Clinton Wilkins discussed the need for Canadians to understand income, assets, and credit, especially amidst economic challenges like recession and high inflation.

How to Buy a Home
2025 Episode Guide: For First Time Homebuyers

How to Buy a Home

Play Episode Listen Later Nov 26, 2025 14:45


The final 2025 How to Buy a Home Episode Guide is here. Specifically curated for first time home buyers. Use your holiday downtime to get ahead on your homebuying journey. This curated playlist of the best How to Buy a Home episodes is your shortcut to clarity, confidence, and real progress.

Real Wealth Show: Real Estate Investing Podcast
First-Time Homebuyers Are Now 40 And Why Americans Are Renting Longer with NAR's Jessica Lautz

Real Wealth Show: Real Estate Investing Podcast

Play Episode Listen Later Nov 25, 2025 20:26


First-time homebuyers used to be in their early 30s. Today? The median first-time buyer is nearly 40 years old — and the ripple effects are reshaping America's housing market. In this conversation, Kathy Fettke sits down with NAR's Deputy Chief Economist Jessica Lautz to break down the newest data on affordability, delayed homeownership, rising rents, the surge in all-cash buyers, and why so many Americans are locked out of the market longer than ever. They also discuss how this impacts real estate investors long term. 

insideABODE
Empowering and Supporting Diverse First Time Home Buyers | Gio Cervantes

insideABODE

Play Episode Listen Later Nov 25, 2025 48:47


Dave Jones sits down with lender Giovanni Cervantes for an honest conversation about the realities black and brown buyers are facing right now. They unpack the challenges first-time homebuyers are running into, the fears many Latino families carry around homeownership, and how down payment assistance programs can open doors for people who don't think buying is possible.Giovanni shares how his immigrant upbringing and move from Mexico shaped his purpose in lending, and why education and community support matter more than ever in today's market.A grounded, practical episode full of insight — and a clear call for buyers to lean into preparation, resources, and community.Follow Giovanni Cervantes online: Instagram - @lendingwithgioEmail: giovanni.cervantes@movement.comPhone: (206) 687-6794-------

Chicago's Afternoon News with Steve Bertrand
Ilyce Glink: First time homebuyers, 50-year mortgage

Chicago's Afternoon News with Steve Bertrand

Play Episode Listen Later Nov 20, 2025


Ilyce Glink, ThinkGlink.com and the Love, Money + Real Estate newsletter, joins Lisa Dent to talk about homebuyers. Glink shares that the median age for a first time homebuyer is 40 years old. She gives her perspective on the idea of 50-year-mortgage and compares its total cost when compared to a 30-year-mortgage, expressing doubt that […]

The Morning Review with Lester Kiewit Podcast
Barb's Wire: Gold toilet sells for $10 million, US first-time home buyers' age rises to 40, and rainy Las Vegas braces for Formula One this weekend

The Morning Review with Lester Kiewit Podcast

Play Episode Listen Later Nov 20, 2025 9:43 Transcription Available


Digital Content Editor, Barbara Friedman, shared her top three stories trending online. Views and News with Clarence Ford is the mid-morning show on CapeTalk. This 3-hour long programme shares and reflects a broad array of perspectives. It is inspirational, passionate and positive. Host Clarence Ford’s gentle curiosity and dapper demeanour leave listeners feeling motivated and empowered. Known for his love of jazz and golf, Clarrie covers a range of themes including relationships, heritage and philosophy. Popular segments include Barbs’ Wire at 9:30am (Mon-Thurs) and The Naked Scientist at 9:30 on Fridays. Thank you for listening to a podcast from Views & News with Clarence Ford Listen live on Primedia+ weekdays between 09:00 and 12:00 (SA Time) to Views and News with Clarence Ford broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/erjiQj2 or find all the catch-up podcasts here https://buff.ly/BdpaXRn Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

How to Buy a Home
2026 Housing Market Predictions (and What 2025 Just Taught First Time Home Buyers)

How to Buy a Home

Play Episode Listen Later Nov 17, 2025 83:55


Should you wait to buy in 2026? Or is now actually your best shot? This special year-end episode unpacks what happened in 2025 — and what's coming in 2026 — using real data from 150+ housing analytics sources. If you're a renter trying to make the smartest financial move, this is the episode you can't afford to miss.It's not just another forecast — it's your reality check. In this extended episode, David Sidoni breaks down the true state of the 2025 housing market and delivers an evidence-based prediction for 2026 that every first-time buyer needs to hear.You'll learn why “waiting for a crash” is not a plan, why prices might hold or rise even in a weird economy, and how to separate real market shifts from fear-driven headlines. David shares findings from over 150 housing reports, daily economic updates, and expert webinars — cutting through the noise to help you make an informed decision.With interest rates, low inventory, and price trends all colliding, the data says that the best buying opportunity might be happening right now. You'll also get the red flags to watch for, and the strategies smart buyers are using to take advantage of this window before it closes in spring 2026.If you're trying to time your move — or just make sense of conflicting opinions — this episode delivers the clarity you've been waiting for.“None of the data says that waiting for 2026 will save you money. The best time for a renter to buy a home… was yesterday.”HighlightsWhy home prices didn't fall in 2025 — and what's likely for 2026What over 150 housing reports and data sources reveal about the year aheadDebunking the myth of timing the market for a “better deal”The rent math: how buying now can still be smarter than waitingRed flags for 2026: bad advice, bad headlines, and bad timingWhy winter 2025–2026 could be your best buying windowStrategies to prepare now — even if you're planning to buy later next yearReferenced EpisodesConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Investor Coaching Show – Paul Winkler, Inc
First-Time Homebuyers: Don't Be Afraid To Wait and Don't Be Afraid To Start Small

Investor Coaching Show – Paul Winkler, Inc

Play Episode Listen Later Nov 13, 2025 20:35


The average first-time homebuyer is almost 40 now — up almost seven years since 2020. Paul and Evan discuss the challenges of being a first-time homebuyer in today's market and the shifting attitudes toward home ownership. Listen along as these advisors share the steps of purchasing your first home, some advice they have for people considering home ownership, and why first-time homebuyers shouldn't be afraid to start small and wait until the time is right.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

UBC News World
Do You Need a Buyer's Agent in Maine? What First-Time Homebuyers Must Know

UBC News World

Play Episode Listen Later Nov 12, 2025 4:32


Does navigating Maine's real estate market warrant the aid of a buyer's agent? Can you do with a listing agent? If you're serious about relocating to the Pine Tree State, this episode is for you.Learn more at https://buyeragentsearch.com/find-a-buyers-agent/ Skyfor, Inc. dba National Buyers Agents Association City: Evergreen Address: 7652 Gartner Rd. Ste. 723 Website: https://buyeragentsearch.com

Mo News
Flight Cancellations At Major Airports Start Today; First Time Home Buyers Older Than Ever; Viral Starbucks ‘Bearista' Cup

Mo News

Play Episode Listen Later Nov 7, 2025 22:26


 Headlines: – Welcome To Mo News (02:00) – Flight-Cancellation Plans Prompt Scramble Across Travel Industry (04:20) – Senate To Vote On Pathway To End Shutdown (06:40) – SNAP Benefits Must Be Fully Paid by Trump Administration By Friday, Judge Orders (07:10) – First-Time Home Buyers Are Older Than Ever (08:10) – Kazakhstan To Join Abraham Accords (11:15) – Teacher Awarded $10M In Lawsuit Against Principal Who Failed To Stop 6-Year-Old Who Shot Her (13:25) – Nancy Pelosi Says She Will Not Seek Reelection (15:10) –  Obesity Drugs May Drop to as Little as $149 a Month (16:50) – Starbucks' Viral Bearista Cup Is Causing Mayhem: ‘I Will Fight You for It' (18:50) – What We're Watching, Reading, Eating (20:40) Thanks To Our Sponsors:  – ⁠LMNT⁠ - Free Sample Pack with any LMNT drink mix purchase –⁠ Industrious⁠ - Coworking office. 50% off day pass | Promo Code: MONEWS50 – Surfshark - 4 additional months of Surfshark VPN | Code: MONEWS – Factor Meals – 50% your first box plus free shipping | Promo Code: monews50off – Monarch Money - 50% off your first year | Promo Code: MONEWS

The Moneywise Guys
11/6/25 Strength in Community: JJ's Legacy Story + Steps for First-Time Homebuyers

The Moneywise Guys

Play Episode Listen Later Nov 7, 2025 47:41


The Moneywise Radio Show and Podcast Thursday, November 6th  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Lori Malkin, Founder/Chairperson of JJ's Legacy website: www.jjslegacy.org/ facebook: JJ's_Legacy instagram: @jjslegacy    

AURN News
First-Time Homebuyers Hit Record Low

AURN News

Play Episode Listen Later Nov 6, 2025 1:17


Learn more about your ad choices. Visit megaphone.fm/adchoices

Investor Fuel Real Estate Investing Mastermind - Audio Version
Stop Renting and Start Building Wealth: Real Estate Tips for First-Time Home Buyers

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Nov 5, 2025 24:02


In this episode of the Real Estate Pros podcast, host Kristen interviews Fred Wikkeling, a seasoned real estate professional with 49 years of experience. Fred shares his journey into real estate, his passion for helping first-time homebuyers, and insights into the current market dynamics. He discusses the importance of understanding the home buying process, the opportunities available for first-time buyers, and his mission to promote affordable housing. Fred emphasizes the need for mentorship and knowledge in navigating the real estate landscape, making this episode a valuable resource for anyone interested in homeownership.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Radix Multifamily Podcast
First-Time Home Buyers Keep Getting Older

Radix Multifamily Podcast

Play Episode Listen Later Nov 5, 2025 3:31


The typical first-time home buyer in the U.S. was 40 years of age, an all-time high, according to an annual report released this week from the National Association of Realtors. The surveys were based on transactions between July 2024 and June 2025.Additionally, only 21% of purchases were from first-time buyers, an all-time low and roughly half of the 2007 figure.From a multifamily perspective, rental housing is now capturing adults for approximately an extra decade longer than it used to, primarily due to affordability and lack of inventory. While that is a boost to rental housing demand, the trend has been a drag on the economy and job market.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

Financial
Episode 20: First-time home buyers guide

Financial

Play Episode Listen Later Nov 3, 2025 21:02


A simple complete guide for first-time home buyers. To get a PDF version of this episode, reach out to me at leonelhomeloans@gmail.com

WBHM 90.3 Public Radio
Space Command is coming to Huntsville. What might that mean for first-time homebuyers

WBHM 90.3 Public Radio

Play Episode Listen Later Oct 30, 2025 4:13


Halifax Real Estate Podcast
Episode 75: Toronto Condo Crash W/ Alec Bowes & Matt Legatto

Halifax Real Estate Podcast

Play Episode Listen Later Oct 30, 2025 55:53


So since the start of the year we've been talking about, speculating about, and gossiping about the Toronto real estate market over the course of this year. From reading off statistics we've seen, rumours we've heard from other professionals in that market, and headlines you see in the news about Toronto. Toronto real estate is ALL BAD, it's crashing, the correction after a 25 year bull run is here, and dog crate condos in Toronto is the Hindenburg that's taking everything else down with it! Well, that's all very dramatic. So we thought it best to bring in an expert in that market to break down what's really happening. Today's gueat is Alec Bowes from Indi Mortgage, a licensed mortgage broker with almost 20 years experience in the industry, who actually navigated the 2008 financial crisis, and who works in the GTA today. Please welcome Alec!Highlights of today's episode. 1.) First Time Home Buyers are no longer the driving force behind Toronto real estate prices. 2.) The market is softening with the banks being tighter on lending as you see people's appraisals actually come in below list and sale prices. 3.) The Guelph real estate market is actually in a very healthy place. Sellers are still getting their prices and buyers have time in the market to pick and choose, and negotiate a fairer market deal for themselves. 4.) Insurance fires. (Another rumour!) And so much more! Enjoy!Jason Paul902-220-7357jason@infinityrealestategroup.a@jasonpaulhalifaxrealtorAlec Bowes519-341-1299 EXT. 1alec.bowes@indimortgage.caMatt Legatto902-240-3304matthew.legatto@indimortgage.ca@mattlegatto.mortgages

Money Conversations with KJ
099: Lessons From A Lifelong Seller Who Lost Millions And Rebuilt

Money Conversations with KJ

Play Episode Listen Later Oct 29, 2025 73:35 Transcription Available


Mortgagenomics Canada
Strategic Entry Points for First-Time Home Buyers in Vancouver

Mortgagenomics Canada

Play Episode Listen Later Oct 25, 2025 16:04


Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to be redirected to Mortgagenomics Canada Podcast YouTube ChannelCLICK HERE to be redirected to the blog version of this episode.CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

SAfm Market Update with Moneyweb
[FULL SHOW] Results out of Clicks and Afrimat, first-time homebuyers getting older, and the impact of excise tax

SAfm Market Update with Moneyweb

Play Episode Listen Later Oct 23, 2025 54:49


This evening, we dive into the latest market movements with PrimeXBT, we hear from Clicks and Afrimat about their recent financial results, Standard Bank unpacks the factors driving the rising age of first-time homebuyers, we discuss excise tax and illicit trade with SAB, and we get to know a local accounting software company helping SA entrepreneurs manage their books better. SAfm Market Update - Podcasts and live stream

Angry Mortgage
Online Mortgage Madness | EP. 144

Angry Mortgage

Play Episode Listen Later Oct 21, 2025 38:48


Send us a textWhat's Wrong With People?Special Guest Samantha Power- Mortgage Agent at Mortgages with Samantha PowerWe talk Price Decline Problems, First Time Home Buyers, Appraisal Fails, What went wrong in 2021 & the complete foolishness of some TikTok & Instagram Mortgage BrokersWhat are they trying to pull? And why its so wrong Support the show

Be a Smarter Homeowner
First-Time Homebuyers: The 4 Phases to Get it Right

Be a Smarter Homeowner

Play Episode Listen Later Oct 16, 2025 46:03


Summary In this episode of the Be a Smarter Homeowner podcast, hosts Elizabeth Dodson and John Bodrozic share their personal experiences as first-time homeowners and provide valuable insights into the home buying process. They discuss the importance of financial readiness, the significance of choosing the right location, and the criteria for selecting a home. The conversation emphasizes the need for proper planning and preparation to navigate the complexities of buying a home, including understanding financing options and the negotiation process with real estate agents. Takeaways Home buying is a significant financial decision. Understanding your financial readiness is crucial before shopping for homes. It's important to know your loan capacity and financing options. Location plays a vital role in the home buying process. Consider the type and condition of the home when making a decision. Be aware of the costs associated with homeownership, including maintenance and HOA fees. The home buying process involves negotiations and understanding market conditions. Getting organized before contacting a real estate agent can save time. DIY projects can be a fun way to personalize your new home. Planning for future expenses, including furniture, is essential.   Sound bites "I got free advice." "I wanted something of my own." "Location is key too."   Chapters 00:00 Introduction to Home Buying Experiences 02:56 Personal Experiences of Home Buying 05:58 Understanding the Motivation Behind Home Ownership 09:05 The Importance of Financial Preparation 11:58 Navigating the Financing Process 15:01 Understanding Mortgage Payments and Budgeting 18:00 Exploring Loan Options for First-Time Buyers 21:05 The Role of Location in Home Buying 23:38 The Evolving Importance of Location 29:01 Criteria for Choosing the Right Home 36:37 Navigating the Home Buying Process 42:42 Understanding Trade-offs in Home Buying

Clark County Today News
Evergreen Habitat for Humanity announces $1.5 million in subsidy support for first-time homebuyers

Clark County Today News

Play Episode Listen Later Oct 15, 2025 3:03


Evergreen Habitat for Humanity is offering $1.5 million in subsidy support for first-time homebuyers in Clark County. The program helps families earning 30–80% of the area's median income purchase affordable homes across the county. https://www.clarkcountytoday.com/news/evergreen-habitat-for-humanity-announces-1-5-million-in-subsidy-support-for-first-time-homebuyers/ #ClarkCounty #EvergreenHabitat #AffordableHousing #Homeownership #FirstTimeHomebuyer #CommunityDevelopment #HousingAssistance #JoshTownsley #VancouverWA #Nonprofit

The Mike Hosking Breakfast
Mike Hosking: First time home buyers need a leg up

The Mike Hosking Breakfast

Play Episode Listen Later Oct 15, 2025 2:07 Transcription Available


One of the great myths of the modern economy is the idea that young people can't afford a house. Now, the facts are that for every house sold, about a quarter of them, sometimes a little bit more, about 27% are in fact first-timers. That figure has been remarkably solid over any number of years in any type of market. Can it be expensive? Yes. Do some people miss out? Yes. Are some areas better or worse than others? Yes. But in a world where the negative sells, if you can convince people that the young are victims, it can become very political very fast. Of course, no government can manipulate the market, and for all the governments that are promised a solution, it more often than not ends and tears. And for every lever you pull, there is a counter reaction elsewhere, which is why it is often best to leave the market to its own devices. Australia though is dabbling in housing as we speak. The latest scheme involves getting first buyers or first time buyers into their own place with a 5% deposit. Any first timer, any salary. Personally, I've always liked the idea of getting, young people into housing, easier entry, the better often the real impediment, and it's true here, of course, is not the mortgage, but the down payment. I mean, 20% of a million bucks, which is basically the equation in a lot of New Zealand is $200,000. That's a mountain for most and an insurmountable one. Even $100,000 is hard work, but what about 50? $50,000 5%, that's not hard. Small town New Zealand, you go to a cheaper place. $600,000 house, $30,000. That's doable. That's your average Kiwi saver. Why aren't we doing that? Do you lose on housing? Really? Is it a good long-term investment? Yes. In Australia, they kept the price to a first home type level. So for example, at the moment in Sydney, it's 1.5 million less in Melbourne, but what it will do is get more people into houses. Do people want that? Yes, they do. The Reserve Bank worries about a price surge, but this is being done ironically in the middle of a price surge. Australian housing is often running. The debate about affordability is raging hot, and yet the government is all for it. And note, it's a labour government. So what about us? Does our housing market need a boost? Yes, it does. The first timers need a leg up, see? What's stopping us? LISTEN ABOVESee omnystudio.com/listener for privacy information.

How to Buy a Home
How to Buy a Home - Step 3: Improving Your Credit Score (16 Pro Tips)

How to Buy a Home

Play Episode Listen Later Oct 13, 2025 39:56


Credit scores can make or break your first-home dream — but most of what you've heard about them is wrong. In this essential step of the How to Buy a Home system, David Sidoni cuts through the myths and reveals how to build the kind of credit that actually gets you approved. Whether your score is 820 or 520, this episode shows you exactly how to work with — not against — the credit system so you can buy smarter and sooner.Your credit score isn't a judgment of character — it's a math formula that lenders use to decide how much you'll pay for your mortgage.In this episode, David breaks down how that number really works and why time is your most powerful tool for improving it. From insider tips shared by national credit experts to easy-to-follow habits that raise your score month by month, this is the complete roadmap for turning your credit from a roadblock into a launchpad.Listeners will learn:Why the credit system moves slowly — and how to use that delay to your advantageThe “Big Three” pillars (credit, debt, and savings) that work together to boost buying powerHow early planning — two to three years before you buy — creates the best loan optionsWhy even small positive steps add up to big results over timeThe real truth about FICO, credit pulls, and what lenders actually seeIf you've ever worried that your credit isn't “good enough,” this episode gives you proof — and a plan — that it can be.“Negative changes happen fast, but positive changes happen slowly — and that's exactly why time is your biggest advantage.”HighlightsCredit myths, busted: What's real, what's internet noise, and what actually affects your score.The Big Three explained: How credit, debt, and savings combine to shape your buying power.Start early: The 2-to-3-year rule for maximizing your credit results before you apply.Beat the bureaus' delay: Learn why patience and consistency win the credit game.No quick fixes: Why there's no magic wand — just smart steps and time.Confidence over fear: Even low scores can rise; the key is knowing where to start and sticking with it.Referenced Episodes349 – Credit Score Solutions for First-Time Buyers (INTERVIEW)304 – Improve Your Credit: Homebuying 101 – Step 3199 – Boomer's Homes Were CHEAPER – Plus Credit Pull Myths!90 – Credit Repair for 300-669 – “Bad” or “Fair” Credit Scores64 – Credit Tips for First-Time Home Buyers from Jeanne Kelly, National FICO Expert61 – More FICO Fun – Some Good News (For Once) About Credit Scores & Hacks56 – The Advanced Hack to Raise Your Credit Score and Get Extra Cash for Your Down Payment8 – Quick Credit Tips for First-Time Home Buyers3 – What Do You Need to Know About Credit182 – Interview: From ZERO Credit Score to Homeowner198 – PMI Is a Privilege216 – PMI Is Still a Privilege and Still Not the DevilOFFICIAL 2025 EPISODE GUIDEConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Make Maine Your Home
First Step of Buying a House in Maine (2025) | 3 Pillars Every Buyer Must Know

Make Maine Your Home

Play Episode Listen Later Oct 3, 2025 6:07


SBS Hindi - SBS हिंदी
Top News: Debate intensifies over 5 percent deposit scheme for first-time homebuyers

SBS Hindi - SBS हिंदी

Play Episode Listen Later Oct 1, 2025 4:11


Listen to the top News of 01/10/2025 from Australia in Hindi.

How to Buy a Home
Tips & Warnings for First Time Homebuyers in 2025

How to Buy a Home

Play Episode Listen Later Sep 29, 2025 14:50


First-time homebuyers often get stuck in the same myths and mistakes. This episode shares overlooked tips and critical warnings that can protect you and boost your confidence.Buying your first home can feel overwhelming, but a few insider strategies can make the process smoother — and safer. In this episode, David Sidoni shares hard-earned lessons from two decades of guiding first-time buyers. You'll learn how lenders calculate your debt-to-income ratio (DTI), why monthly debt payments matter more than total balances, and how to avoid common missteps that derail approvals. Each tip comes with a warning, because protection is the first job of a unicorn Realtor. Whether you're just beginning your research or already preparing for pre-approval, these nuggets will help you move forward with clarity.Quote:“Protecting you isn't a small part of a unicorn realtor's job. It's their first job.”Highlights:What lenders really look at in your debt-to-income ratio (DTI)Why monthly obligations carry more weight than your total debtThe hidden pitfalls that can stall loan approvalThe role of a unicorn Realtor in protecting first-time buyersConfidence-boosting tips that most buyers never hearReferenced Episodes:FOR A COMPLETE LIST OF ALL THE REFERENCED EPISODES, PLEASE VISIT OUR OFFICIAL 2025 EPISODE GUIDEConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

State48 Homeowner Podcast
Ep. 194 - Homebuyer Myths: Down Payments, Credit Scores, and Assistance

State48 Homeowner Podcast

Play Episode Listen Later Sep 29, 2025 26:22


Do you really need 20% down to buy a house? What credit score do you actually need to qualify? And how do down payment assistance programs really work? In this episode of the State 48 Homeowner Podcast, Scott Kooiman is joined by Steve Farrington and Twila Edwards from the Klaus Team to bust some of the biggest myths keeping first-time buyers from becoming homeowners. They cover the truth about down payments, loan options like FHA, VA, and USDA, how credit scores impact your approval, and the role assistance programs can play in making homeownership possible sooner than you think. If you're thinking about buying your first home, this is the episode that will set the record straight.

Shaye Ganam
More first-time homebuyers entering housing market but delay purchases as prices dwindle

Shaye Ganam

Play Episode Listen Later Sep 26, 2025 10:44


Natosha Wareham-Bakker is the sales representative for Royal LePage Benchmark in Calgary. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shaye Ganam
Transit Safety, Teachers Strike, First Time Home Buyers

Shaye Ganam

Play Episode Listen Later Sep 26, 2025 76:58


0:11 - The Edmonton Elks owner Larry Thompson passes away at 65. 9:29 -  Transit safety is a ballot box issue for many Albertans. How do mayoral candidates plan to handle it? 18:40 - More first-time homebuyers entering housing market but delay purchases as prices dwindle. 28:40 - We take your calls and texts on the day. 38:06 - What to do if the looming Alberta teacher strike actually happens. 48:59 - We get your thoughts on the tentative deal presented to the Alberta teachers. 56:13 - We continue with your calls and texts on the Alberta teachers strike. 1:07:03 - The latest on the Canada post strike, and we reveal the theme of the day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Moolala:  Money Made Simple with Bruce Sellery
Homie: The App Helping First-Time Homebuyers Build Buying Power

Moolala: Money Made Simple with Bruce Sellery

Play Episode Listen Later Sep 24, 2025 15:19


Buying your first home can feel overwhelming — from saving a down payment to understanding mortgage rules. In this segment of Moolala: Money Made Simple with Bruce Sellery, Bruce talks with Andrew Peker, founder and CEO of Homie, a new Canadian fintech app designed to help first-time homebuyers understand, track, and grow their buying power. Andrew explains how Homie works: Pulling real financial data securely through partners like Plaid and Equifax Canada Showing users what they can afford based on how a mortgage underwriter would see them Offering habit-building nudges — from avoiding new car loans that could hurt your approval, to staying aware of interest rate impacts Helping users plan for hidden costs like cash reserves, land transfer taxes, and closing fees If you're a first-time homebuyer in Canada or helping someone become one, this segment will give you practical insight into mortgage readiness, budgeting smarter, and avoiding costly mistakes on the road to homeownership. Find out more at meethomie.ca and connect on LinkedIn.

Investor Fuel Real Estate Investing Mastermind - Audio Version
How Tax Strategy Can Help First-Time Homebuyers Keep More of Their Money

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Sep 23, 2025 20:27


In this conversation, Monica Love shares her journey from a corporate career in telecommunications to becoming a real estate broker and nonprofit leader focused on financial literacy. She discusses the challenges faced by first-time home buyers, the importance of financial education, and the need for effective tax strategies. Monica emphasizes the significance of home ownership in building wealth and offers insights into navigating the home buying process, including the choice between new and old builds.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The Results Driven Podcast
Ep 127: Memorable Marketing & Meaningful Connections: Chris Johnson's Creative Path in Real Estate

The Results Driven Podcast

Play Episode Listen Later Sep 15, 2025 23:55


In this episode, we sit down with real estate agent Chris Johnson and her grandson Easton. The dynamic duo bringing a fresh and memorable twist to property marketing. Chris shares how featuring Easton in her listing and social media videos not only sets her apart but also gives buyers a unique look at homes from a kid's perspective. Beyond creative marketing, Chris offers valuable advice on the power of networking—with fellow agents and within the community—to build lasting relationships in business.   Must-Hear Moments: - Her memorable ways to have her family help in her business. (involving jet skis and turkey costumes) - Her approach to working with First Time Home Buyers and setting their minds at ease. - How networking with agents in other offices has helped grow her sphere.   Interested in viewing Chris's videos? Visit her Instagram and Facebook pages. https://www.instagram.com/chrisjohnsontothemax/ https://www.facebook.com/chrisjohnsonmoves     Have a guest suggestion or feedback? Visit www.resultsdrivenfeedback.com. Don't forget to like, subscribe, and click the bell for more episodes!  

State48 Homeowner Podcast
Ep. 193 - First Steps to Buying a Home: Why Pre-Approval Comes First

State48 Homeowner Podcast

Play Episode Listen Later Sep 15, 2025 11:41


The #1 mistake first-time homebuyers make? House hunting before getting pre-approved. In this episode of the State 48 Homeowner Podcast, Scott Kooiman sits down with Steve Farrington and Twila Edwards from the Klaus Team to explain why pre-approval is the crucial first step in the homebuying process. You'll learn: * Why pre-approval saves you time, money, and stress * How pre-approval helps you shop with confidence in the right price range * The difference between pre-qualification and pre-approval * How agents and lenders work together to strengthen your offer * Why communication between your realtor and lender is key to getting your dream home Don't waste time falling in love with homes that aren't the right fit — start with pre-approval and put yourself in the strongest position to buy.

How To Buy A House
The Future of Nashville's Market (and why you should buy in a growing city) feat. Jeramy Williams

How To Buy A House

Play Episode Listen Later Sep 12, 2025 33:45


In today's episode, we interview one of the top loan officers in the country, Jeramy Williams with Fairway Mortgage. We go over First Time Home Buyer loan programs, discuss the current state of Nashville's market, and discuss why purchasing a home in a growing city can be a life-changer. You can reach out to Jeramy directly at jwilliams@fairwaymc.com and learn more here.Featuring your host Jessica Randolph, President of The How To Buy A House Class™, a women-owned business providing free home-buying classes for all.Learn more and sign up for an-in person class in your city at https://www.howtobuyahouseclass.com/. Follow us at https://www.instagram.com/thehowtobuyahouseclass/.#1 Home Buying Class in the US | Accessible Home-Buying Education

The Real View
First-Time Homebuyers: Strategies for Success

The Real View

Play Episode Listen Later Sep 9, 2025 30:04


Episode SummaryDebbi DiMaggio joins this week's episode to discuss key strategies for first-time homebuyers, including essential steps to prepare for purchasing a home and how professionals can guide clients through the process.Full Description / Show NotesDebbie's background and career history in real estateHer transition into coachingHer approach to coaching including her Life Chapter FormulaThe importance of mindsetHow to work with first-time homebuyersWhat first-time homebuyers need to know about buying a homeCommon challenges first-time homebuyers faceThe 3 C's: Collaboration, Creativity, and CommunicationWhat's next for her

WBZ NewsRadio 1030 - News Audio
Cambridge Ranks Low In Affordability For First-Time Homebuyers

WBZ NewsRadio 1030 - News Audio

Play Episode Listen Later Aug 7, 2025 0:44 Transcription Available


How to Buy a Home
Top Budgeting Apps for First Time Home Buyers in 2025

How to Buy a Home

Play Episode Listen Later Jul 30, 2025 29:50


Learn how to budget smarter, not harder, with proven strategies and the best budgeting apps for first-time buyers in 2025. From his in-depth research, David shares the top five budgeting apps tailored for home purchase planning in 2025, plus two bonus tools for spreadsheet lovers and detail-oriented planners. Along the way, he warns against predatory financial service companies and common app pitfalls that could cost you more in the long run.Quote: "A budget is a tool to afford more of what you love."Highlights:Why budgeting is about empowerment, not deprivation.How zero-based budgeting gives every dollar a job.The 50/30/20 rule as a starting point for intentional saving.Top 5 budgeting apps for first-time buyers in 2025.Why free budgeting apps often fall short.Predatory pitfalls to avoid when choosing financial tools.LINKS TO THE BEST BUDGETING APPS of 2025You Need a Budget - YNABMonarch MoneyQuicken SimplifyNerdwalletCopilotLunch MoneyReferenced Episodes:Episode 306 - Saving To Buy Your Home: Homebuying 101Episode 305 - Debt Management: Homebuying 101Episode 180 - Online Mortgage Calculators Are GARBAGE - Here's WhyEpisode 69 - Dave Ramsey Is Dead Wrong When It Comes To Buying Your First Home In 2022 And BeyondEpisode 106 - Dave Ramsey is Sometimes Right, but OH SO WRONG for First Time Home BuyersConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Real Estate Transaction Coordinator Podcast
37. 3 Questions to Ask Yourself If You are Waiting to Buy or Sell Real Estate Right Now

Real Estate Transaction Coordinator Podcast

Play Episode Listen Later Jul 24, 2025 15:50


Hi there, First Timers, ​Are you waiting to buy or sell real estate right now? It's not a good or bad thing if you are; however, I want to make sure you understand WHY you are waiting. Today, you will learn about: 1. Some of the thoughts you may be having about the current real estate market 2. 3 questions to ask as a first-time buyer 3. 3 questions to ask a move-up buyer (buying and selling at the same time) ​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year for the first time. ------------------------ Many ​B​lessings on achiev​ing your real estate dreams! Your Trusted Real Estate Advisor, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Ron and Don Radio
Episode # 893 - Real Estate Only - Are first time home buyers becoming extinct!?

Ron and Don Radio

Play Episode Listen Later Jul 18, 2025 15:37


====Sign up for the Ron & Don Newsletter to get more information at⁠⁠www.ronanddonradio.com⁠⁠ (http://www.ronanddonradio.com/)====To schedule a Ron & Don Sit Down to talk about your Real Estate journey, go to⁠⁠www.ronanddonsitdown.com⁠⁠ (http://www.ronanddonsitdown.com/) ====Thanks to everyone that has become an Individual Sponsor of the Ron & Don Show. If you'd like to learn more about how that works:Just click the link and enter your amount at⁠⁠https://glow.fm/ronanddonradio/⁠⁠⁠⁠RonandDonRadio.com⁠⁠ (https://anchor.fm/dashboard/episode/ea5ecu/metadata/RonandDonRadio.com)Episodes are free and drop on Monday's , Wednesday's & Thursday's and a bonus Real Estate Only episode on Fridays.From Seattle's own radio personalities, Ron Upshaw and Don O'Neill.Connect with us on Facebook⁠⁠Ron's Facebook Page⁠⁠ (https://www.facebook.com/ron.upshaw/)⁠⁠Don's Facebook Page⁠⁠ (https://www.facebook.com/theronanddonshow

Mac & Gaydos Show Audio
Hour 3: What happens when Arizona has no first-time homebuyers?

Mac & Gaydos Show Audio

Play Episode Listen Later Jul 11, 2025 33:07


Bruce and Gaydos explain why there is a concerning lack of first-time homebuyers.

Real Estate Transaction Coordinator Podcast
36. What is a Seller Concession?

Real Estate Transaction Coordinator Podcast

Play Episode Listen Later Jul 10, 2025 11:44


Hi there, First Timers, ​Do you sometimes feel overwhelmed at real estate terminology? I understand...you are not the only one. Today, you will learn about: 1. What a seller concession is 2. How it benefits buyers and sellers 3. Using it in today's market ​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year for the first time. ------------------------ Many ​B​lessings on achiev​ing your real estate dreams! Your Trusted Real Estate Advisor, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

The Educated HomeBuyer
EP175 - 5 BIGGEST First Time Home Buyer MISTAKES

The Educated HomeBuyer

Play Episode Listen Later Jun 23, 2025 29:00


First-time buyers are still losing deals and missing opportunities, even when they're financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, clear strategy. They cut through conflicting advice and market noise to help you focus on what really matters. If you're planning to buy in 2025, this is the clarity you've been waiting for.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The Sound of Ideas
Northeast Ohio's real estate landscape remains competitive for first-time home buyers

The Sound of Ideas

Play Episode Listen Later Jun 16, 2025 51:47


Between a low supply of houses and sellers accepting cash offers, the housing market for first time buyers is tough right now.

#plugintodevin - Your Mark on the World with Devin Thorpe
Helping First-Time Homebuyers Succeed: The Vision Behind KribSavup

#plugintodevin - Your Mark on the World with Devin Thorpe

Play Episode Listen Later May 20, 2025 25:49


Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, AppleTV or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Timothy: My faith, my passion to see this get into the hands of people that really need it.The dream of homeownership is slipping further out of reach for many, but innovative solutions are emerging to address this challenge. The most powerful change comes from combining financial technology with a genuine desire to help people succeed—especially first-time buyers who often lack guidance and support.Timothy Griggs, CEO and Founder of Kribsavup, knows firsthand how heartbreaking it can be to deliver a mortgage denial to someone whose only mistake was not understanding the process. As Timothy explained in this episode, “They have a vision for their family. They have a good heart, but they have no idea about the steps to take to prepare for homeownership… That just hurts my heart and me wanting to help them prepare for homeownership.”That pain point inspired Timothy to create Kribsavup—a social fintech app designed to help users understand their finances, monitor their credit, and get ready for the mortgage process well before applying. Kribsavup links accounts, provides real-time credit information, and enables users to invite friends and family members to join them on the journey. “You can save together. You can improve your finances together. We're not sharing data. We're very sensitive about that. But the users can actually interact with each other,” Timothy shared.The app also brings in gamification and AI features to make the process less daunting and more engaging. Timothy described how users can compete with an AI character, Stuart, in a race to better credit and stronger finances. This approach aims to make financial health not just accessible but enjoyable, especially for young people and those unfamiliar with the complexities of buying a home.Kribsavup is currently available in app stores, and Timothy is inviting the crowd to participate directly in the company's growth through a regulated investment crowdfunding campaign on Netcapital. “We are seeking to get help by going to our audience and investors to come on board to see our vision and to help us get this out to market, to get Kribsavup out to the market, get it out to the users, get it into our communities to be able to help users to be able to improve the process of home ownership,” Timothy said.By blending technology, community, and a clear mission, Kribsavup stands out as a tool designed not just to help people buy homes, but to transform lives and build a stronger path toward financial wellness. The opportunity to invest alongside the Kribsavup team makes this an especially compelling story for anyone who believes in the power of impact crowdfunding to change the world.tl;dr:Timothy Griggs shares how Kribsavup helps first-time homebuyers prepare for mortgage success.The app offers gamification, real-time credit info, and community support for financial wellness.Kribsavup is raising capital through regulated investment crowdfunding on Netcapital.Timothy's superpower is his faith-driven passion to help others achieve homeownership.Personal stories highlight the impact of encouragement, guidance, and community support in reaching financial goals.How to Develop Faith-Driven Passion As a SuperpowerTimothy's superpower is an unwavering faith and deep passion to help others achieve homeownership and financial security. As Timothy described, “It's my superpower, my faith, my passion to see this get into the hands of people that really need it… It's a passion to be able to help users in our communities to be able to purchase a home.” His drive comes from seeing the dream of homeownership diminish for younger generations and wanting to keep that hope alive, making the process engaging and accessible for all.One story Timothy shared illustrates his superpower in action. A longtime friend who owned a beauty salon wanted to buy a home but didn't realize her business tax filings made her ineligible for a loan. Timothy patiently counseled her, laying out specific steps she would need to take to qualify. She followed his advice, and a year later, Timothy was able to help her secure a home for her family. The reward of seeing her succeed—and knowing he played a part—motivated him to help many others with similar challenges, always providing encouragement and guidance through the process.Timothy's suggestions for developing faith-driven passion as a personal strength include:Encourage others, especially younger generations, to believe homeownership is possibleLead with faith and keep moving forward despite setbacksSeek out people and groups who share your mission to help othersProvide clear, actionable steps for those you mentor or supportCelebrate the successes of those you help to keep your own passion aliveBy following Timothy's example and advice, you can make faith-driven passion a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileTimothy Griggs (he/him):CEO - Founder, KribsavupAbout Kribsavup: Kribsavup is a Social Fintech App that prepares users for homeownership by auto populating budgets, improving their credit profile, saving for their dream home or investment property using AI and gamification features. Website: kribsavup.comX/Twitter Handle: x.com/TheGoodSteward_Company Facebook Page: facebook.com/tgsisthegoodstewardOther URL: netcapital.com/companies/kribsavupBiographical Information: With over 25 years in the real estate and brokerage industry, Timothy Griggs noticed that many of his clients struggled to navigate the modern home-buying market. Determined to make a difference, Timothy founded Kribsavup—a personal finance fintech app designed to help future generations and underrepresented individuals achieve their homeownership dreams.Personal Facebook Profile: facebook.com/timothy.griggs.7Linkedin: linkedin.com/in/timothy-griggs-81352b94/Instagram Handle: @kribsavupSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, RedLineSafety, and Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on May 20, 2025, at 1:00 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, May 21, 2025, at 1:00 PM Eastern. Devin Thorpe, Champion of Social Good and CEO of The Super Crowd, Inc., will lead a session on "The Secret to Higher Investment Returns via Impact Crowdfunding." He'll share powerful strategies and real-world examples that show how aligning your investments with your values can lead to strong financial and social returns. If you're an investor looking to maximize impact or curious about the growing world of impact crowdfunding, this is a session you won't want to miss! Don't miss it!Superpowers for Good Live Pitch – June 25, 2025, at 8:00 PM Eastern - Apply by June 6, 2025, to pitch your active Regulation Crowdfunding campaign live on Superpowers for Good—the e360tv show where impact meets capital. Selected founders will gain national exposure, connect with investors, and compete for prizes. To qualify, you must be raising via a FINRA-registered portal or broker-dealer and align with NC3's Community Capital Principles. Founders from underrepresented communities are especially encouraged to apply. Don't miss this chance to fuel your mission and grow your impact!SuperCrowd25, August 21st and 22nd: This two-day virtual event is an annual tradition but with big upgrades for 2025! We'll be streaming live across the web and on TV via e360tv. Soon, we'll open a process for nominating speakers. Check back!Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.African Diaspora Investment Symposium 2025 (ADIS25), Wednesday–Friday, May 28–30, 2025, at George Washington University, Washington, D.C., USA.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Call for community action:Please show your support for a tax credit for investments made via Regulation Crowdfunding, benefiting both the investors and the small businesses that receive the investments. Learn more here.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

The Money Mondays
$0 to $225M in 5 Years with Brandon Dawson

The Money Mondays

Play Episode Listen Later May 12, 2025 50:37


Brandon Dawson went from $0 to $225 million in just 5 years. In this episode, he reveals the strategies, mindset, and hard-earned lessons that made it possible—including the $100 million mistake that changed everything.Brandon is a serial entrepreneur, business strategist, and co-founder of Cardone Ventures. He built Audigy Group from startup to a $151 million exit at an extraordinary 77x EBITDA—one of the highest private company multiples ever recorded. His exit wasn't just rare; it set a new bar for private business valuations.Today, as a leading expert in business scaling, leadership, and strategic exits, Brandon helps entrepreneurs 10X their growth by mastering leadership, scalability, and mindset alongside Grant Cardone at Cardone Ventures.---Like this episode? Watch more like it

Real Estate News: Real Estate Investing Podcast
Is the Market Turning? First-Time Buyers Rise, Prices Cool, and Delinquencies Climb

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later May 7, 2025 4:02


First-time home buyers now make up a record 58% of agency purchase loans, according to ICE's Monthly Mortgage Monitor — but price growth is cooling, and serious delinquencies are ticking up. In this episode, Kathy Fettke breaks down what the latest data means for investors, lenders, and the 2025 housing market. Topics Discussed: 00:00 First Time Home Buyers 00:33 Home Buyer Activity 01:08 Loans for First Time Home Buyers 01:47 Delinquencies  02:16 Foreclosure Activity 02:43 Home Prices LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN