Podcasts about first time home buyers

Credit scores can make or break your first-home dream — but most of what you've heard about them is wrong. In this essential step of the How to Buy a Home system, David Sidoni cuts through the myths and reveals how to build the kind of credit that actually gets you approved. Whether your score is 820 or 520, this episode shows you exactly how to work with — not against — the credit system so you can buy smarter and sooner.Your credit score isn't a judgment of character — it's a math formula that lenders use to decide how much you'll pay for your mortgage.In this episode, David breaks down how that number really works and why time is your most powerful tool for improving it. From insider tips shared by national credit experts to easy-to-follow habits that raise your score month by month, this is the complete roadmap for turning your credit from a roadblock into a launchpad.Listeners will learn:Why the credit system moves slowly — and how to use that delay to your advantageThe “Big Three” pillars (credit, debt, and savings) that work together to boost buying powerHow early planning — two to three years before you buy — creates the best loan optionsWhy even small positive steps add up to big results over timeThe real truth about FICO, credit pulls, and what lenders actually seeIf you've ever worried that your credit isn't “good enough,” this episode gives you proof — and a plan — that it can be.“Negative changes happen fast, but positive changes happen slowly — and that's exactly why time is your biggest advantage.”HighlightsCredit myths, busted: What's real, what's internet noise, and what actually affects your score.The Big Three explained: How credit, debt, and savings combine to shape your buying power.Start early: The 2-to-3-year rule for maximizing your credit results before you apply.Beat the bureaus' delay: Learn why patience and consistency win the credit game.No quick fixes: Why there's no magic wand — just smart steps and time.Confidence over fear: Even low scores can rise; the key is knowing where to start and sticking with it.Referenced Episodes349 – Credit Score Solutions for First-Time Buyers (INTERVIEW)304 – Improve Your Credit: Homebuying 101 – Step 3199 – Boomer's Homes Were CHEAPER – Plus Credit Pull Myths!90 – Credit Repair for 300-669 – “Bad” or “Fair” Credit Scores64 – Credit Tips for First-Time Home Buyers from Jeanne Kelly, National FICO Expert61 – More FICO Fun – Some Good News (For Once) About Credit Scores & Hacks56 – The Advanced Hack to Raise Your Credit Score and Get Extra Cash for Your Down Payment8 – Quick Credit Tips for First-Time Home Buyers3 – What Do You Need to Know About Credit182 – Interview: From ZERO Credit Score to Homeowner198 – PMI Is a Privilege216 – PMI Is Still a Privilege and Still Not the DevilOFFICIAL 2025 EPISODE GUIDEConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Buying a house in Maine?

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First-time homebuyers often get stuck in the same myths and mistakes. This episode shares overlooked tips and critical warnings that can protect you and boost your confidence.Buying your first home can feel overwhelming, but a few insider strategies can make the process smoother — and safer. In this episode, David Sidoni shares hard-earned lessons from two decades of guiding first-time buyers. You'll learn how lenders calculate your debt-to-income ratio (DTI), why monthly debt payments matter more than total balances, and how to avoid common missteps that derail approvals. Each tip comes with a warning, because protection is the first job of a unicorn Realtor. Whether you're just beginning your research or already preparing for pre-approval, these nuggets will help you move forward with clarity.Quote:“Protecting you isn't a small part of a unicorn realtor's job. It's their first job.”Highlights:What lenders really look at in your debt-to-income ratio (DTI)Why monthly obligations carry more weight than your total debtThe hidden pitfalls that can stall loan approvalThe role of a unicorn Realtor in protecting first-time buyersConfidence-boosting tips that most buyers never hearReferenced Episodes:FOR A COMPLETE LIST OF ALL THE REFERENCED EPISODES, PLEASE VISIT OUR OFFICIAL 2025 EPISODE GUIDEConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Do you really need 20% down to buy a house? What credit score do you actually need to qualify? And how do down payment assistance programs really work? In this episode of the State 48 Homeowner Podcast, Scott Kooiman is joined by Steve Farrington and Twila Edwards from the Klaus Team to bust some of the biggest myths keeping first-time buyers from becoming homeowners. They cover the truth about down payments, loan options like FHA, VA, and USDA, how credit scores impact your approval, and the role assistance programs can play in making homeownership possible sooner than you think. If you're thinking about buying your first home, this is the episode that will set the record straight.

Natosha Wareham-Bakker is the sales representative for Royal LePage Benchmark in Calgary. Learn more about your ad choices. Visit megaphone.fm/adchoices

0:11 - The Edmonton Elks owner Larry Thompson passes away at 65. 9:29 -  Transit safety is a ballot box issue for many Albertans. How do mayoral candidates plan to handle it? 18:40 - More first-time homebuyers entering housing market but delay purchases as prices dwindle. 28:40 - We take your calls and texts on the day. 38:06 - What to do if the looming Alberta teacher strike actually happens. 48:59 - We get your thoughts on the tentative deal presented to the Alberta teachers. 56:13 - We continue with your calls and texts on the Alberta teachers strike. 1:07:03 - The latest on the Canada post strike, and we reveal the theme of the day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying your first home can feel overwhelming — from saving a down payment to understanding mortgage rules. In this segment of Moolala: Money Made Simple with Bruce Sellery, Bruce talks with Andrew Peker, founder and CEO of Homie, a new Canadian fintech app designed to help first-time homebuyers understand, track, and grow their buying power. Andrew explains how Homie works: Pulling real financial data securely through partners like Plaid and Equifax Canada Showing users what they can afford based on how a mortgage underwriter would see them Offering habit-building nudges — from avoiding new car loans that could hurt your approval, to staying aware of interest rate impacts Helping users plan for hidden costs like cash reserves, land transfer taxes, and closing fees If you're a first-time homebuyer in Canada or helping someone become one, this segment will give you practical insight into mortgage readiness, budgeting smarter, and avoiding costly mistakes on the road to homeownership. Find out more at meethomie.ca and connect on LinkedIn.

In this conversation, Monica Love shares her journey from a corporate career in telecommunications to becoming a real estate broker and nonprofit leader focused on financial literacy. She discusses the challenges faced by first-time home buyers, the importance of financial education, and the need for effective tax strategies. Monica emphasizes the significance of home ownership in building wealth and offers insights into navigating the home buying process, including the choice between new and old builds.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, we sit down with real estate agent Chris Johnson and her grandson Easton. The dynamic duo bringing a fresh and memorable twist to property marketing. Chris shares how featuring Easton in her listing and social media videos not only sets her apart but also gives buyers a unique look at homes from a kid's perspective. Beyond creative marketing, Chris offers valuable advice on the power of networking—with fellow agents and within the community—to build lasting relationships in business.   Must-Hear Moments: - Her memorable ways to have her family help in her business. (involving jet skis and turkey costumes) - Her approach to working with First Time Home Buyers and setting their minds at ease. - How networking with agents in other offices has helped grow her sphere.   Interested in viewing Chris's videos? Visit her Instagram and Facebook pages. https://www.instagram.com/chrisjohnsontothemax/ https://www.facebook.com/chrisjohnsonmoves     Have a guest suggestion or feedback? Visit www.resultsdrivenfeedback.com. Don't forget to like, subscribe, and click the bell for more episodes!  

The #1 mistake first-time homebuyers make? House hunting before getting pre-approved. In this episode of the State 48 Homeowner Podcast, Scott Kooiman sits down with Steve Farrington and Twila Edwards from the Klaus Team to explain why pre-approval is the crucial first step in the homebuying process. You'll learn: * Why pre-approval saves you time, money, and stress * How pre-approval helps you shop with confidence in the right price range * The difference between pre-qualification and pre-approval * How agents and lenders work together to strengthen your offer * Why communication between your realtor and lender is key to getting your dream home Don't waste time falling in love with homes that aren't the right fit — start with pre-approval and put yourself in the strongest position to buy.

In today's episode, we interview one of the top loan officers in the country, Jeramy Williams with Fairway Mortgage. We go over First Time Home Buyer loan programs, discuss the current state of Nashville's market, and discuss why purchasing a home in a growing city can be a life-changer. You can reach out to Jeramy directly at jwilliams@fairwaymc.com and learn more here.Featuring your host Jessica Randolph, President of The How To Buy A House Class™, a women-owned business providing free home-buying classes for all.Learn more and sign up for an-in person class in your city at https://www.howtobuyahouseclass.com/. Follow us at https://www.instagram.com/thehowtobuyahouseclass/.#1 Home Buying Class in the US | Accessible Home-Buying Education

Episode SummaryDebbi DiMaggio joins this week's episode to discuss key strategies for first-time homebuyers, including essential steps to prepare for purchasing a home and how professionals can guide clients through the process.Full Description / Show NotesDebbie's background and career history in real estateHer transition into coachingHer approach to coaching including her Life Chapter FormulaThe importance of mindsetHow to work with first-time homebuyersWhat first-time homebuyers need to know about buying a homeCommon challenges first-time homebuyers faceThe 3 C's: Collaboration, Creativity, and CommunicationWhat's next for her

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They thought they were consolidating debt. Instead, they lost a 0% interest loan, and the bank didn't even tell them.   In this episode of Make Money Count, Marcus and Justin break down a real-life horror story featured in The Globe and Mail, where a Canadian couple trusted their bank to help refinance their debt. What happened next? Their 0% First-Time Home Buyer loan was paid off without consent, costing them thousands and leaving them with no recourse. This one's a must-watch for anyone considering refinancing or renewing a mortgage. Don't make this mistake. Learn how a good mortgage broker could've saved them.

Learn how to budget smarter, not harder, with proven strategies and the best budgeting apps for first-time buyers in 2025. From his in-depth research, David shares the top five budgeting apps tailored for home purchase planning in 2025, plus two bonus tools for spreadsheet lovers and detail-oriented planners. Along the way, he warns against predatory financial service companies and common app pitfalls that could cost you more in the long run.Quote: "A budget is a tool to afford more of what you love."Highlights:Why budgeting is about empowerment, not deprivation.How zero-based budgeting gives every dollar a job.The 50/30/20 rule as a starting point for intentional saving.Top 5 budgeting apps for first-time buyers in 2025.Why free budgeting apps often fall short.Predatory pitfalls to avoid when choosing financial tools.LINKS TO THE BEST BUDGETING APPS of 2025You Need a Budget - YNABMonarch MoneyQuicken SimplifyNerdwalletCopilotLunch MoneyReferenced Episodes:Episode 306 - Saving To Buy Your Home: Homebuying 101Episode 305 - Debt Management: Homebuying 101Episode 180 - Online Mortgage Calculators Are GARBAGE - Here's WhyEpisode 69 - Dave Ramsey Is Dead Wrong When It Comes To Buying Your First Home In 2022 And BeyondEpisode 106 - Dave Ramsey is Sometimes Right, but OH SO WRONG for First Time Home BuyersConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Mike Moffatt is founding director of the Missing Middle Initiative at the University of Ottawa Learn more about your ad choices. Visit megaphone.fm/adchoices

Hi there, First Timers, ​Are you waiting to buy or sell real estate right now? It's not a good or bad thing if you are; however, I want to make sure you understand WHY you are waiting. Today, you will learn about: 1. Some of the thoughts you may be having about the current real estate market 2. 3 questions to ask as a first-time buyer 3. 3 questions to ask a move-up buyer (buying and selling at the same time) ​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year for the first time. ------------------------ Many ​B​lessings on achiev​ing your real estate dreams! Your Trusted Real Estate Advisor, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Finding the right real estate agent means understanding different representation types and asking the right questions before hiring someone to help with your biggest purchase. Visit https://nationalbuyersagents.org/ for more info. Skyfor, Inc. dba National Buyers Agents Association City: Evergreen Address: 7652 Gartner Rd. Ste. 723 Website: https://buyeragentsearch.com

====Sign up for the Ron & Don Newsletter to get more information at⁠⁠www.ronanddonradio.com⁠⁠ (http://www.ronanddonradio.com/)====To schedule a Ron & Don Sit Down to talk about your Real Estate journey, go to⁠⁠www.ronanddonsitdown.com⁠⁠ (http://www.ronanddonsitdown.com/) ====Thanks to everyone that has become an Individual Sponsor of the Ron & Don Show. If you'd like to learn more about how that works:Just click the link and enter your amount at⁠⁠https://glow.fm/ronanddonradio/⁠⁠⁠⁠RonandDonRadio.com⁠⁠ (https://anchor.fm/dashboard/episode/ea5ecu/metadata/RonandDonRadio.com)Episodes are free and drop on Monday's , Wednesday's & Thursday's and a bonus Real Estate Only episode on Fridays.From Seattle's own radio personalities, Ron Upshaw and Don O'Neill.Connect with us on Facebook⁠⁠Ron's Facebook Page⁠⁠ (https://www.facebook.com/ron.upshaw/)⁠⁠Don's Facebook Page⁠⁠ (https://www.facebook.com/theronanddonshow

Bruce and Gaydos explain why there is a concerning lack of first-time homebuyers.

Hi there, First Timers, ​Do you sometimes feel overwhelmed at real estate terminology? I understand...you are not the only one. Today, you will learn about: 1. What a seller concession is 2. How it benefits buyers and sellers 3. Using it in today's market ​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year for the first time. ------------------------ Many ​B​lessings on achiev​ing your real estate dreams! Your Trusted Real Estate Advisor, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to be redirected to the blog version of this episode.CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

First-time buyers are still losing deals and missing opportunities, even when they're financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, clear strategy. They cut through conflicting advice and market noise to help you focus on what really matters. If you're planning to buy in 2025, this is the clarity you've been waiting for.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

This week on the HouseKeys Podcast, we're sitting down with Sacramento Mayor Kevin McCarty—a dedicated public servant and a driving force behind one of the most transformative urban projects in the country. With the recent approval of the Enhanced Infrastructure Financing District (EIFD) for the Railyards, Sacramento is now home to the largest infill development in the nation—a project decades in the making, reshaping not only our skyline but also our economic future. Mayor McCarty joins us to share the vision, challenges, and his homeownership journey, and why that same journey might not be viable today in our region.  Music: Welcome to the Show by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/4614-welcome-to-the-show  License: https://filmmusic.io/standard-license  All speakers in this podcast do not speak on behalf of the Sacramento Association of REALTORS® nor do they represent the Sacramento Association of REALTORS®. All presenters are speaking on behalf of their own profession.

Between a low supply of houses and sellers accepting cash offers, the housing market for first time buyers is tough right now.

Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to be redirected to the blog version of this episode.CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

This week your Chef Dwayne Stein wants to give you some tips for 1st time home buyers. But this isn't the usual stuff, like credit repair, down payments. This is a deep dive on HOW to prepare for buying a home. Also, Dwayne has seen an alarming trend in buy now pay later among Gen Z. Finally, Dwayne has some good news. You might actually be Middle to Upper Class! All that and more on Mortgage Gumbo w/ Dwayne Stein 5/3/25

First Time Home Buyers are taking over! Your Chef Dwayne Stein wants you to know he's proud of you! First timers are no longer chasing a number but looking at the benefits of home ownership! Later Dwayne talks about the latest info on Student Loans. The extensions on student loans are done, and now the Fed is looking to collect. Finally, do you own Section 8 housing? Do you live in Section 8 housing? Well, huge budget cuts may have an effect on your lifestyle. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/10/25

The summer window of real estate is fast closing! Courtney is surrounded by people wanting to buy and sell right now but everyones attitudes are still in 2020. People are not satisfied with the inventory in the market. Todd responds. What should people be doing right now in the their homes and yards to have an amazing summer? Whats the state of the market right now? Aren't a lot of agents struggling? This week we talk DOWNTOWN FORT WORTH and how the luxury market is popping! But is there an attack on home ownership by huge corporations? Do they want us to be a nation of renters?Our 2025 Edition of the Summer Fun Guide has ARRIVED! Grab your FREE copy at dallashomerealty.comCall or TEXT us with your questions for the show -214-310-0008!Check your HOME BUYER READINESS in less than 90 seconds! Take this quiz! https://homebuyerreadiness.scoreapp.com/p/home-buyer-readiness-scorecard-2

May 24, 2025 - Real estate advice for buyers, sellers & first-time home buyers by VOCM

The First-Time Buyer Blueprint, Information for First-Time BuyersThinking about buying your first home but worried your credit score might hold you back? In this episode, Dana Wilson joins Ryan Gilliam from Your Best Mortgage to break down the essentials of credit repair for first-time home buyers. Learn how your credit score impacts your home loan options, what steps you can take to improve your credit, and how to avoid common pitfalls that could delay your home-buying journey. Ryan shares actionable tips and resources to help you feel confident and prepared—no matter where you're starting from.Whether you're just beginning to explore homeownership or actively working on your finances, this episode is packed with practical advice to help you move forward with clarity and confidence.Got questions about credit repair or the homebuying process? Drop them below!#RealEstateTips #CreditRepair #FirstTimeBuyer #HomeBuyingJourney #PhoenixRealEstateConnect with Dana: Text ConnectWithDana to 480-508-9828Connect with Ryan: Text ConnectWithRyan to 480-508-9828Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828This is a pre-recorded video. The information given in this video and or any of our videos is not intended to promote the buying and or selling or abstaining from buying and or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, AppleTV or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Timothy: My faith, my passion to see this get into the hands of people that really need it.The dream of homeownership is slipping further out of reach for many, but innovative solutions are emerging to address this challenge. The most powerful change comes from combining financial technology with a genuine desire to help people succeed—especially first-time buyers who often lack guidance and support.Timothy Griggs, CEO and Founder of Kribsavup, knows firsthand how heartbreaking it can be to deliver a mortgage denial to someone whose only mistake was not understanding the process. As Timothy explained in this episode, “They have a vision for their family. They have a good heart, but they have no idea about the steps to take to prepare for homeownership… That just hurts my heart and me wanting to help them prepare for homeownership.”That pain point inspired Timothy to create Kribsavup—a social fintech app designed to help users understand their finances, monitor their credit, and get ready for the mortgage process well before applying. Kribsavup links accounts, provides real-time credit information, and enables users to invite friends and family members to join them on the journey. “You can save together. You can improve your finances together. We're not sharing data. We're very sensitive about that. But the users can actually interact with each other,” Timothy shared.The app also brings in gamification and AI features to make the process less daunting and more engaging. Timothy described how users can compete with an AI character, Stuart, in a race to better credit and stronger finances. This approach aims to make financial health not just accessible but enjoyable, especially for young people and those unfamiliar with the complexities of buying a home.Kribsavup is currently available in app stores, and Timothy is inviting the crowd to participate directly in the company's growth through a regulated investment crowdfunding campaign on Netcapital. “We are seeking to get help by going to our audience and investors to come on board to see our vision and to help us get this out to market, to get Kribsavup out to the market, get it out to the users, get it into our communities to be able to help users to be able to improve the process of home ownership,” Timothy said.By blending technology, community, and a clear mission, Kribsavup stands out as a tool designed not just to help people buy homes, but to transform lives and build a stronger path toward financial wellness. The opportunity to invest alongside the Kribsavup team makes this an especially compelling story for anyone who believes in the power of impact crowdfunding to change the world.tl;dr:Timothy Griggs shares how Kribsavup helps first-time homebuyers prepare for mortgage success.The app offers gamification, real-time credit info, and community support for financial wellness.Kribsavup is raising capital through regulated investment crowdfunding on Netcapital.Timothy's superpower is his faith-driven passion to help others achieve homeownership.Personal stories highlight the impact of encouragement, guidance, and community support in reaching financial goals.How to Develop Faith-Driven Passion As a SuperpowerTimothy's superpower is an unwavering faith and deep passion to help others achieve homeownership and financial security. As Timothy described, “It's my superpower, my faith, my passion to see this get into the hands of people that really need it… It's a passion to be able to help users in our communities to be able to purchase a home.” His drive comes from seeing the dream of homeownership diminish for younger generations and wanting to keep that hope alive, making the process engaging and accessible for all.One story Timothy shared illustrates his superpower in action. A longtime friend who owned a beauty salon wanted to buy a home but didn't realize her business tax filings made her ineligible for a loan. Timothy patiently counseled her, laying out specific steps she would need to take to qualify. She followed his advice, and a year later, Timothy was able to help her secure a home for her family. The reward of seeing her succeed—and knowing he played a part—motivated him to help many others with similar challenges, always providing encouragement and guidance through the process.Timothy's suggestions for developing faith-driven passion as a personal strength include:Encourage others, especially younger generations, to believe homeownership is possibleLead with faith and keep moving forward despite setbacksSeek out people and groups who share your mission to help othersProvide clear, actionable steps for those you mentor or supportCelebrate the successes of those you help to keep your own passion aliveBy following Timothy's example and advice, you can make faith-driven passion a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileTimothy Griggs (he/him):CEO - Founder, KribsavupAbout Kribsavup: Kribsavup is a Social Fintech App that prepares users for homeownership by auto populating budgets, improving their credit profile, saving for their dream home or investment property using AI and gamification features. Website: kribsavup.comX/Twitter Handle: x.com/TheGoodSteward_Company Facebook Page: facebook.com/tgsisthegoodstewardOther URL: netcapital.com/companies/kribsavupBiographical Information: With over 25 years in the real estate and brokerage industry, Timothy Griggs noticed that many of his clients struggled to navigate the modern home-buying market. Determined to make a difference, Timothy founded Kribsavup—a personal finance fintech app designed to help future generations and underrepresented individuals achieve their homeownership dreams.Personal Facebook Profile: facebook.com/timothy.griggs.7Linkedin: linkedin.com/in/timothy-griggs-81352b94/Instagram Handle: @kribsavupSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, RedLineSafety, and Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on May 20, 2025, at 1:00 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, May 21, 2025, at 1:00 PM Eastern. Devin Thorpe, Champion of Social Good and CEO of The Super Crowd, Inc., will lead a session on "The Secret to Higher Investment Returns via Impact Crowdfunding." He'll share powerful strategies and real-world examples that show how aligning your investments with your values can lead to strong financial and social returns. If you're an investor looking to maximize impact or curious about the growing world of impact crowdfunding, this is a session you won't want to miss! Don't miss it!Superpowers for Good Live Pitch – June 25, 2025, at 8:00 PM Eastern - Apply by June 6, 2025, to pitch your active Regulation Crowdfunding campaign live on Superpowers for Good—the e360tv show where impact meets capital. Selected founders will gain national exposure, connect with investors, and compete for prizes. To qualify, you must be raising via a FINRA-registered portal or broker-dealer and align with NC3's Community Capital Principles. Founders from underrepresented communities are especially encouraged to apply. Don't miss this chance to fuel your mission and grow your impact!SuperCrowd25, August 21st and 22nd: This two-day virtual event is an annual tradition but with big upgrades for 2025! We'll be streaming live across the web and on TV via e360tv. Soon, we'll open a process for nominating speakers. Check back!Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.African Diaspora Investment Symposium 2025 (ADIS25), Wednesday–Friday, May 28–30, 2025, at George Washington University, Washington, D.C., USA.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Call for community action:Please show your support for a tax credit for investments made via Regulation Crowdfunding, benefiting both the investors and the small businesses that receive the investments. Learn more here.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

Castleigh Johnson is the Founder and CEO of MyHomePathway, a company changing the mortgage acquisition process and expanding opportunities to achieve the American Dream. In this episode, KJ and Castleigh explore the historical context of redlining, the persistent wealth gap, and how innovative fintech solutions can foster equity and transform the mortgage landscape. Key Takeaways: 02:17 Systemic Barriers in Financial Services 05:19 Historical Context: Redlining and Its Impact 09:41 Current Home Ownership Statistics 12:06 Economic Impact of First-Time Home Buyers 21:35 Understanding Mortgage Rejections 24:18 Transparency in Underwriting Quote of the Show (11:00): "Home ownership is a trillion-dollar opportunity, not just a societal issue." – Castleigh Johnson Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Castleigh Johnson: LinkedIn: https://www.linkedin.com/in/castleigh Company LinkedIn: https://www.myhomepathway.com/ How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Hi there, First Timers, ​Do you love the smell of new? Well, if you are leaning towards purchasing a new build home, listen to this podcast before visiting the models. You will learn about: 1. How a REALTOR® can support you throughout the process 2. When to engage your REALTOR® in the process 3. How your REALTOR® gets paid ​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year. ------------------------ Many ​B​lessings on achiev​ing your real estate dreams! Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

Brandon Dawson went from $0 to $225 million in just 5 years. In this episode, he reveals the strategies, mindset, and hard-earned lessons that made it possible—including the $100 million mistake that changed everything.Brandon is a serial entrepreneur, business strategist, and co-founder of Cardone Ventures. He built Audigy Group from startup to a $151 million exit at an extraordinary 77x EBITDA—one of the highest private company multiples ever recorded. His exit wasn't just rare; it set a new bar for private business valuations.Today, as a leading expert in business scaling, leadership, and strategic exits, Brandon helps entrepreneurs 10X their growth by mastering leadership, scalability, and mindset alongside Grant Cardone at Cardone Ventures.---Like this episode? Watch more like it

Thinking about buying your first home or upgrading to a new one?

Buying your first home is easy when you understand what the process looks like. In this episode, we go through the entire home buying process from A to Z for first time home buyers. If you are a first time home buyer, watch this before you buy!Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

What to Worry About When Buying a Home in Maine (And How to Fix It!) Thinking about buying a home in Maine?

First-time home buyers now make up a record 58% of agency purchase loans, according to ICE's Monthly Mortgage Monitor — but price growth is cooling, and serious delinquencies are ticking up. In this episode, Kathy Fettke breaks down what the latest data means for investors, lenders, and the 2025 housing market. Topics Discussed: 00:00 First Time Home Buyers 00:33 Home Buyer Activity 01:08 Loans for First Time Home Buyers 01:47 Delinquencies  02:16 Foreclosure Activity 02:43 Home Prices LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN

Housing prices in the Boise area have been on a wild ride, making homeownership feel impossible for many people. Today on the podcast, we're revisiting our conversation with HomeFound Group realtor Tom Wheeler. He digs into the facts, busts housing myths, and shares his insider tips for first-time buyers.  Want some more Boise news? Head over to our Hey Boise newsletter where you'll get a cheatsheet to the city every weekday morning. Interested in advertising with City Cast Boise? Find more info HERE. Reach us at boise@citycast.fm. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we discuss Rocket Companies' acquisition of Mr. Cooper. Plus, Robbie sits down with Bank of Tennessee's Tammie Gravlee to talk about navigating career growth within banks, the differences between lending at banks versus IMBs, strategic servicing decisions, and career advice for young women in the industry. And we go through the latest PCE inflation figures.Want to remove home sale contingencies in 48 hours or less? It's easy with Calque's newest ‘buy before you sell' product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower's departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell' solutions. Visit www.calqueinc.com to learn more.

A recession changes the game for first-time homebuyers, and not always in the way you'd expect. As the economy slows, we're seeing early signs of softening interest rates, flattening home prices, and tighter lending standards. While that can open doors for some buyers, it could slam them shut for others.In this episode, Jeb and Josh break down what a potential recession means for affordability, job security, consumer confidence, and loan qualifications. They dive deep into how economic shifts impact both opportunity and risk, so you can prepare now and make smart moves when the time is right. ✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Buying a home is a big decision, so if you're thinking about taking the plunge in 2025, there are a few things you'll want to keep in mind!

Sky-high mortgage rates, low inventory, and bidding wars are making it nearly impossible for first-time buyers to get in the game. Is there any hope? Let's break down what's REALLY happening in the housing market!

After seeing how the real estate industry was screwing over first-time homebuyers, David Sidoni decided to take action. While most real estate teams give the first-time homebuyer clients to their newest agents, because they "take more time" and "ask a lot of questions", David decided to focus his niche on serving this group. He has been helping first-time home buyers since 2006. He's also created an educational platform to empower and educate this group of people. He is also the host of the How To Buy A Home Podcast, the #1 place for renters to find the answers they are looking for!Follow David

In this episode, Donny Deutsch highlights the brands that are currently trending up or down, with a focus on the recent Super Bowl and its commercials. The conversation shifts to the importance of storytelling in advertising, the cultural implications of reading and home buying trends, and social insights regarding wedding spending and teen phone usage. The episode concludes with a light-hearted mention of Wimbledon's innovative approach to sustainability. Takeaways: The Super Bowl commercials lacked creativity this year. Human stories resonate more in advertising than celebrity appearances. Women made up a significant portion of the Super Bowl audience. Reading levels among U.S. students are declining. The average age of first-time home buyers is rising. Tardy individuals may be more creative and optimistic. Teenagers are spending too much time on their phones in school. Higher wedding spending correlates with increased divorce rates. Wimbledon is creatively repurposing tennis balls for wildlife. Learn more about your ad choices. Visit megaphone.fm/adchoices

Think buying in an expensive area like D.C. is impossible? This encore episode follows Kenneth and Danielle, who bought their first home with zero down payment using a VA loan - proving that with the right planning, homeownership is possible even in high-cost markets.Quote:"I feel so much more comfortable when I understand the entire process and my options and ability to manipulate things." - KennethHighlights:Could you buy a home even after being laid off? Discover how this couple navigated job changes while house huntingWhat if you're expecting a baby? Learn how to balance house hunting with major life changesIs it possible to buy in an expensive metro area with little to no down payment? Explore creative financing optionsWhat's the secret to feeling confident in a competitive market? (Hint: It starts with planning)How can you make your offer stand out without breaking the bank? Uncover strategic negotiation tacticsAre HOA fees always a deal-breaker? Find out how to evaluate community costs effectivelyReferenced Episodes:Episode 164: Chutes and Ladders guideEpisode 251: Last Lease Ever strategyREPLAY Episode 82 Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!

On today's episode we bring in mortgage specialist David Hochberg to give advice on the best practices for first time homebuyers, best ways to increase your credit score and more.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk