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The Storm Skiing Journal and Podcast
Storm News 9/8/2026: Smuggs Joins Indy, Joe Hession Talks Snow Pass, New Pod Format

The Storm Skiing Journal and Podcast

Play Episode Listen Later Sep 8, 2026 53:35


Welcome to the Storm's short-form, news-focused podcast. Don't worry, I will still write newsletters too. To browse a podcast transcript, click the “transcript” button above - click on any block of text and the audio will jump to that point in the conversation. Paid subscribers can leave a comment below - I'll respond to some in the next episode. Thank you for supporting independent ski journalism./:The Zoom transcript (click “transcript” above for the Substack transcript, which will zoom to any point in the video when you click on the associated text block; timestamps below DO NOT MATCH THE VIDEO)00:01:51.000 --> 00:02:02.000Stuart Winchester: Welcome to the Storm! It is September 8th, 2026, and if you are a Storm regular, you are probably wondering what in the heck is going on here.00:02:02.000 --> 00:02:09.000Stuart Winchester: Today, we are launching an all-new format for the Storm Skiing Podcast.00:02:09.000 --> 00:02:22.000Stuart Winchester: It is shorter, it is news-focused, it will be more frequent, and it will publish the same day that I record it in just about every instance.00:02:22.000 --> 00:02:23.000Stuart Winchester: So.00:02:24.000 --> 00:02:28.000Stuart Winchester: It's gonna have a lot of different elements. Uh, takes just…00:02:28.000 --> 00:02:31.000Stuart Winchester: on whatever's happening in the news.00:02:32.000 --> 00:02:34.000Stuart Winchester: Okay, let's scrap that and let's start again.00:02:38.000 --> 00:02:41.000Stuart Winchester: Okay, starting from the top.00:02:41.000 --> 00:02:42.000Stuart Winchester: 3.00:02:42.000 --> 00:02:44.000Stuart Winchester: Q.00:02:44.000 --> 00:02:45.000Stuart Winchester: One.00:02:45.000 --> 00:02:59.000Stuart Winchester: Welcome to the Storm! I'm your host, Stuart Winchester. It is September 8th, 2026, and I would like to welcome you all to a brand new version of the Storm Skiing Podcast.00:02:59.000 --> 00:03:02.000Stuart Winchester: So, the long-form podcast…00:03:02.000 --> 00:03:09.000Stuart Winchester: has been the default of the Storm Skiing Podcast since I launched in 2019.00:03:09.000 --> 00:03:12.000Stuart Winchester: Very proud of the Storm Skiing podcast.00:03:12.000 --> 00:03:16.000Stuart Winchester: We're at episode 227.00:03:16.000 --> 00:03:26.000Stuart Winchester: I have interviewed the leaders of nearly every large ski area in America, and the leaders of most of the large ski companies in America.00:03:26.000 --> 00:03:29.000Stuart Winchester: But something started to feel a little bit off.00:03:29.000 --> 00:03:35.000Stuart Winchester: And, you know, I started to think about the kind of podcasts that I consume.00:03:35.000 --> 00:03:44.000Stuart Winchester: And those are mostly, frankly, around Michigan football, uh, which is my other obsession besides ski-ski-ski-ski-ski-ski-ski-ski-s.00:03:44.000 --> 00:04:02.000Stuart Winchester: tend to be much more news-focused. They tend to be much shorter than the Storm Skiing Podcast. They tend to publish the same day that they record them, and they tend to break down current events. For example, I just went to a Michigan football game.00:04:02.000 --> 00:04:21.000Stuart Winchester: on Saturday in Ann Arbor. If you're even remotely a sports fan, you probably saw the controversial ending to that game when Michigan got an extra second added on, and Bryce Underwood, the quarterback, tossed a Hail Mary to win the game when JJ Buchanan, our transfer receiver, came down with the ball.00:04:21.000 --> 00:04:36.000Stuart Winchester: That's never happened in the history of Michigan football, to have a Hail Mary ending that Michigan wins. So, on the way home, it's a 10-hour drive back to New York, my wife and I listened to all the different Michigan podcasts that were breaking down that moment. And I realized that…00:04:36.000 --> 00:04:54.000Stuart Winchester: as much as I like the Storm Skiing Podcast, and as much as a lot of other people like it, I was not really making the kind of podcast that I actually listen to. And that's a problem, because in our current media environment, people have a lot of choice.00:04:54.000 --> 00:04:58.000Stuart Winchester: They have a lot of of.00:04:58.000 --> 00:05:13.000Stuart Winchester: different things they can give their attention to, and it's hard to get and keep their attention. So, I want to say right off, I am not killing the long-form storm skiing podcast. It will not end with episode 227. In fact, I have about 5 or 6 in the can that I've been sitting on.00:05:13.000 --> 00:05:30.000Stuart Winchester: for this news, and I will release those soon, and my thanks to the folks who participated in those podcasts for their everlasting patience as I got this together. So, I'm still gonna make the Storm Skiing Podcast. The frequency will go from about 45 a year at its peak.00:05:30.000 --> 00:05:47.000Stuart Winchester: It's probably about a dozen a year or so, and sometimes there will just be a time when the long form is the more appropriate form for telling the story of a mountain. If I have someone new on, for example, so for example, I've never had.00:05:47.000 --> 00:06:02.000Stuart Winchester: Uh, the GM or owner of Sierra at Tahoe in California, an important mountain on the podcast. Never had Wolf Creek on the podcast, never had Mount Baker. If I were to get one of those folks, I would want to do a long form, tell the story of the ski area. But it's not always necessary to.00:06:02.000 --> 00:06:18.000Stuart Winchester: Tell the entire story of the ski area and its history and its culture when you just want to talk about a new lift or you just want to talk about the fact that it joined a new pass. So this shorter podcast will be more frequent.00:06:18.000 --> 00:06:35.000Stuart Winchester: It will have different segments, segments with takes when I just talk about what's going on. It will still have interviews, much shorter interviews. Today we have an interview with an awesome guest, Snow Partner CEO Joe Heschen, one of the smartest guys in skiing.00:06:35.000 --> 00:06:45.000Stuart Winchester: But before, Joe and I went on for two hours. This time, we'll be able to condense it down. And then at the end of each episode, my intent.00:06:45.000 --> 00:07:02.000Stuart Winchester: and hope is to have reader interaction, and this will be a feature available only to paid supporters of the Storm Skiing Journal and Podcast, and you can upgrade to a paid subscription at stormskiing.com anytime. The podcast will be for everyone, as it's always been.00:07:02.000 --> 00:07:18.000Stuart Winchester: But only paid subscribers will be able to interact with the podcast. And the way that they will be able to do that is that they will be able to write a comment on the article that accompanies the newsletter on stormskiing.com.00:07:18.000 --> 00:07:32.000Stuart Winchester: And the next day, I will read some of those comments and react to them as appropriate. And I'll talk a little bit more about that later and why I'm doing it that way. But for now, I want to assure you.00:07:32.000 --> 00:07:48.000Stuart Winchester: This podcast is going to come to you the same way your podcasts always have. Now, there is a video version. You can watch that on YouTube, will be our primary channel, as well as Substack, which is where the newsletter is published. There will always, always, always be an audio version.00:07:48.000 --> 00:07:58.000Stuart Winchester: And it will always come to the same places that you have always gotten the podcast. If that's Apple, if that's Spotify, there's some that I don't even know.00:07:58.000 --> 00:08:11.000Stuart Winchester: how the podcast got on there, or why it's on there. There's an RSS feed that spits this out from Substack. That will not change. The storm will be… when you go looking for it, you're going to find the storm.00:08:12.000 --> 00:08:13.000Stuart Winchester: So.00:08:13.000 --> 00:08:24.000Stuart Winchester: This is something I'm super excited about because I think it will allow me to have a lot more guests a lot more often.00:08:24.000 --> 00:08:35.000Stuart Winchester: there are so many great minds in skiing right now, and I feel like there's a lot of negative sentiment around skiing and the way it's evolving. There's a lot of talk of a duopoly.00:08:35.000 --> 00:08:39.000Stuart Winchester: But from my point of view.00:08:39.000 --> 00:08:54.000Stuart Winchester: there's not a duopoly in a way that is dominating all consumer choice. And the reason I have that point of view is I'm having conversations every single day with smart people.00:08:54.000 --> 00:09:10.000Stuart Winchester: thinking far ahead and doing great things to change skiing in ways that make skiing better, that make skiing access better. People like Joe Hesham, my guest today, people like Eric Mogenson, who runs the Indy Pass, people like John Schaefer, who runs a handful of mountains.00:09:10.000 --> 00:09:28.000Stuart Winchester: in the East, people like Rick Schmitz, who runs three ski areas in the Midwest. Small ski area operators like Tim Meyer at Caber Fay in Michigan, who we'll talk about a little bit later. So, I'm talking to these people all the time, and I'm seeing the independent ski areas are really, for the most part, doing fine. I'm seeing.00:09:28.000 --> 00:09:33.000Stuart Winchester: Huge investment. I'm seeing huge innovation and.00:09:33.000 --> 00:09:43.000Stuart Winchester: Because of the frequency of the podcast, and because of the laborious nature of turning interviews into written content.00:09:43.000 --> 00:10:00.000Stuart Winchester: I don't think that I'm getting that to you in the way that I would like, in, in, in the way that you deserve. I want you to be part of this conversation. I want you to see why I'm so optimistic about skiing right now. I want you to know why I feel that skiing is in its best.00:10:00.000 --> 00:10:05.000Stuart Winchester: place, historically, that it has ever been, at least in America.00:10:05.000 --> 00:10:10.000Stuart Winchester: Now, it certainly has problems, and we will get into those as well.00:10:10.000 --> 00:10:21.000Stuart Winchester: I don't answer to anyone. I don't answer to the operators. I don't have a boss. I answer to my subscribers, and that's it. The only thing I care about is the truth.00:10:21.000 --> 00:10:28.000Stuart Winchester: Uh, and my optimism does not come from any desire to have access or anything else. My… my…00:10:28.000 --> 00:10:31.000Stuart Winchester: My content and my commitment to the truth.00:10:31.000 --> 00:10:50.000Stuart Winchester: comes from wanting to deliver a great journalistic product. Uh, and there's gonna be opinion and analysis. You're not always going to agree with what I say, and that's good! I wanna remind people that. That's good. If you agree with everything I say, I have no value. I can tell you that all of my guests.00:10:50.000 --> 00:10:54.000Stuart Winchester: disagree with things I say, but the reason they keep coming back.00:10:54.000 --> 00:11:03.000Stuart Winchester: And the reason that I hope they will keep coming back is because I'm trying to be fair, I'm trying to work within the bounds of the truth, and I'm not…00:11:03.000 --> 00:11:08.000Stuart Winchester: Jumping to these huge accusatory.00:11:08.000 --> 00:11:25.000Stuart Winchester: narratives that we see so often with the Mega Passes and with the big consolidators, Vale and Altera. So, I want to give a different perspective, I want to give it more frequently. The newsletter, one more point, the newsletter will stay the same. There will always be written content.00:11:25.000 --> 00:11:34.000Stuart Winchester: I am still a writer with a podcast, not a podcaster with a newsletter, though I kind of have to admit at this point that I am.00:11:34.000 --> 00:11:42.000Stuart Winchester: a podcaster, even though that sounds… I don't know, it sounds a little… pretentious, or juvenile, or uh… like I'm…00:11:42.000 --> 00:11:58.000Stuart Winchester: you know, doing this as a side hustle while I drive for Uber, but… but no, this is my full-time job. The Storm is and has been my full-time job for a couple of years. Now, the reason I want to switch to a news-based podcast is for days like today, because today we have.00:11:58.000 --> 00:12:00.000Stuart Winchester: Huge news.00:12:00.000 --> 00:12:04.000Stuart Winchester: One of my favorite ski areas.00:12:04.000 --> 00:12:09.000Stuart Winchester: One of the best ski areas in the eastern United States.00:12:09.000 --> 00:12:14.000Stuart Winchester: Uh, depending on your point of view, maybe one of the best ski areas in the United States.00:12:15.000 --> 00:12:20.000Stuart Winchester: is joining a Malta Mountain Pass for the first time.00:12:20.000 --> 00:12:27.000Stuart Winchester: That is Smuggler's Notch, Vermont. Smuggs is an incredible place.00:12:27.000 --> 00:12:40.000Stuart Winchester: For a lot of reasons. Number one, if you don't live in the East, and you're under the impression that the East is an ice ball, and the vertical drops are short, and the mountains are small.00:12:41.000 --> 00:12:56.000Stuart Winchester: You're wrong. You're just wrong. And there is a snow. There's plenty of big mountains in the east. First of all, there's plenty of good snow pockets in the east. One of the best snow pockets is in northern Vermont, and you have a line of resorts.00:12:56.000 --> 00:13:12.000Stuart Winchester: We call it the spine of the Green Mountains. Starts at Killington Pico, goes up to Sugarbush, which is in Alterra Mountain. Right next door is Mad River Glen, the famous Indy with the single chair. North of that is Bolton Valley, which is on Indy Pass. North of that is Stowe, which is owned by V.00:13:12.000 --> 00:13:23.000Stuart Winchester: On the backside of Stowe is Smuggler's Notch, and then north of that is Jay Peak. Smuggler's Notch joins IndyPass today, and here are the stats.00:13:23.000 --> 00:13:39.000Stuart Winchester: It is a 2610 foot vertical drop that is the fourth tallest in the east. It has one smug says 1060 skiable acres that they claim there's actually more in the woods. If you count the back bowls and some of the secret stashes.00:13:39.000 --> 00:13:54.000Stuart Winchester: Off of the Sterling lift. So that makes it the fourth largest ski area in the east. It is the second snowiest ski area in the east after Jay Peak, which is also an IndyPass partner with 322in of snowfall.00:13:54.000 --> 00:14:10.000Stuart Winchester: On average per winter. Yes, that's a lot. That's those are Vail numbers. Those are Colorado numbers. No, it's not Cottonwoods, but it's deep enough that those ski areas almost always have tree skiing from the beginning.00:14:10.000 --> 00:14:22.000Stuart Winchester: from around Christmas through the end of the season. I've skied Glades at Stowe in April many times. I've done the same at Jay Peak. So, the snow coverage really.00:14:22.000 --> 00:14:38.000Stuart Winchester: comes and it really falls. Mount Mansfield, which is where Stowe is, right next to Smuggs, is the tallest mountain in Vermont, and they have a snow stake there that consistently builds up to around 60 inches or so for the season. So, Smuggs joins Indy Pass.00:14:38.000 --> 00:14:56.000Stuart Winchester: today. It is the… and, and, and, and… No Blackouts on Indie Bass Pass, which goes on sale today to the general public, or actually maybe tomorrow it goes on sale, for… $419.00:14:56.000 --> 00:14:57.000Stuart Winchester: The ND…00:14:57.000 --> 00:15:13.000Stuart Winchester: Plus is 469. So I'll give you a few stats here. So Indy with adding smugs, that is the 43rd Alpine lift serve ski area that Indy has added for the 2026 to 2027.00:15:13.000 --> 00:15:14.000Stuart Winchester: Winter.00:15:14.000 --> 00:15:30.000Stuart Winchester: That gives them a total. Now, my totals are going to be a little different than Indy's because they're counting cross-country ski areas. And I'm leaving those off. And I also count sometimes two ski areas, as one when they're when they're separate entities. But but they share days.00:15:30.000 --> 00:15:45.000Stuart Winchester: So Indy now has 256 ski areas, lift-served alpine downhill ski areas, which get two days each. So they have more than you could possibly use. That includes 148 ski areas in the United States.00:15:45.000 --> 00:15:57.000Stuart Winchester: 32 in Canada, 39 in Europe, and 32 in Japan. You can ski 30% of all ski areas in America on Indy.00:15:57.000 --> 00:16:14.000Stuart Winchester: Now, on the flip side, Indy also had some important losses this winter. They lost, and they're all in the Midwest, and Indy's lost mountains before, and with a roster that big, you're gonna have some turnover. Uh, but the first wave of losses came back.00:16:14.000 --> 00:16:24.000Stuart Winchester: in past release season in March, when the three areas owned by Midwest Family Ski Resorts, some of the best operators in the country, uh, they own Lutzen Mountain in Minnesota.00:16:24.000 --> 00:16:39.000Stuart Winchester: one of the largest ski areas in the Midwest, uh, Granite Peak in Wisconsin, which has 3 high-speed lifts, and Snow River, which is really 2 side-by-side ski areas and a nice snow belt in Michigan's Upper Peninsula. They left for Icon Pass.00:16:39.000 --> 00:16:53.000Stuart Winchester: Now, there's a little bit of a historical precedent there, because those three ski areas had been on the Max Pass, which had been the immediate predecessor, along with the Rocky Mountain Super Pass, to the Icon Pass. Uh, the…00:16:53.000 --> 00:17:10.000Stuart Winchester: Icon Pass, when it debuted in 2018, left off Snow River, Granite Peak, and Lutzen. And I always thought, well, Snow River wasn't a part of Midwest Family at the time, but I always thought that was a mistake. So I'm not surprised to see them go, but those were big drivers of Indy Pass sales.00:17:10.000 --> 00:17:16.000Stuart Winchester: Because those are marquee mountains in the Midwest. They also recently lost…00:17:16.000 --> 00:17:34.000Stuart Winchester: Another three mountains run by another great operator in Wisconsin, Little Switzerland, Crystal Ridge, and Nordic Mountain. Now, these are small ski areas. They're feeder ski areas, but they're important ski areas because Rick is a very smart guy. He's very influential.00:17:34.000 --> 00:17:50.000Stuart Winchester: And he has a lot of influence in the ski business, including being part of the board of directors of the National Skiers Association. Everyone respects him. They also lost Cabar Fay, one of my favorite mountains in Michigan. It was my pseudo-home mountain when I lived in Michigan as a teenager.00:17:50.000 --> 00:17:57.000Stuart Winchester: I have a lot of respect for Tim and Pete Meyer, who run that over there. So, I'll talk a little bit more…00:17:57.000 --> 00:18:10.000Stuart Winchester: about that with Joe, because I think there's going to be some crossover with the snow pass. So, quickly, before we get to our guest, I want to tell you about Profile Search International.00:18:10.000 --> 00:18:15.000Stuart Winchester: A lot of you come to this podcast to hear from the best minds in skiing.00:18:15.000 --> 00:18:20.000Stuart Winchester: But what if you want to find one of these great leaders for your own mountain team?00:18:20.000 --> 00:18:35.000Stuart Winchester: Well, let me introduce you to the folks at Profile Search International. They are the ski industry talent acquisition experts, and are the only executive search and recruitment firm in the world that is 100% focused on the ski industry.00:18:35.000 --> 00:18:48.000Stuart Winchester: They have used their intimate understanding of skiing and related industries and available candidates worldwide to place hundreds of transformational leaders at the best and most progressive ski areas over the past 30 years.00:18:48.000 --> 00:19:04.000Stuart Winchester: With offices in the US and Canada, Profile Search finds and negotiates with the right leaders for your team. You can reach out to them directly at profilesearch.com or contact them by email or phone, or send me a note and I will connect you directly with their expert team.00:19:06.000 --> 00:19:08.000Stuart Winchester: Okay.00:19:08.000 --> 00:19:11.000Stuart Winchester: We are joined.00:19:11.000 --> 00:19:13.000Stuart Winchester: As soon as we get a video.00:19:13.000 --> 00:19:33.000Stuart Winchester: We are joined today by the founder and CEO of Snow Partners, which owns and operates the Mountain Creek Outdoor Ski Area and the Big Snow American Dream Indoor Ski Areas in New Jersey. Snow Partners' terrain-based learning program has been used by more than 80 ski resorts worldwide.00:19:33.000 --> 00:19:50.000Stuart Winchester: And the company has rolled out its SnowCloud all-in-one resort management software with at least 15 clients, including Jackson Hole, Wyoming. Last year, the company launched the Snow Triple Play Pass, which was good for 3 days, total across 16 ski areas in eastern North America.00:19:50.000 --> 00:20:01.000Stuart Winchester: Ahead of Winter 2026-27, Triple Play adds 7 additional mountains, for a total of 23, at a price of $179.00:20:01.000 --> 00:20:18.000Stuart Winchester: Snow Partners has also launched the Snow Pass, which is loaded with two days each at 14 ski areas for $339.99. My guest to break all this down for us today is a good friend of the Storm Skiing Podcast, Joe Heschen. Joe, welcome back to the storm. Always good to track you down.00:20:17.000 --> 00:20:18.000Joe Hession: Thanks.00:20:18.000 --> 00:20:21.000Stuart Winchester: How are you feeling on Snow Pass launch day?00:20:21.000 --> 00:20:36.000Joe Hession: You know, it's launch day for Snow Pass. It's launch day for Mountain Creek Seasons Passes. So winter's in the air. Things are happening. It's really exciting. This is probably my favorite time of year. So thanks for having me on such a special day. Winter's coming.00:20:34.000 --> 00:20:36.000Stuart Winchester: I'll do it.00:20:36.000 --> 00:20:53.000Stuart Winchester: Yeah, and it's the first day of the new platform for the Storm. So I wanted to get you on first. I'll admit, I want to do a little bit of a flex because I know you're a hard guy to track down and you're doing a lot of cool, interesting things. I want to start with the Snowpass, Joe, because you came on the podcast last year to talk about Snow Triple Play.00:20:53.000 --> 00:20:56.000Stuart Winchester: And your launch, and you were pretty…00:20:54.000 --> 00:20:55.000Joe Hession: Mm-hmm.00:20:56.000 --> 00:21:09.000Stuart Winchester: adamant, you know, this is not a pass. I don't want to do a pass. And, you know, we talked about it a lot, and I probably harassed you about it a little bit, and now we have a pass!00:21:00.000 --> 00:21:01.000Joe Hession: Yep.00:21:03.000 --> 00:21:05.000Joe Hession: Mm-hmm.00:21:09.000 --> 00:21:17.000Stuart Winchester: So, so tell us about that journey. How did, how did we get from TriplePlay to SnowPass, and, and why do you have the two different products?00:21:09.000 --> 00:21:10.000Joe Hession: Yep.00:21:17.000 --> 00:21:32.000Joe Hession: Yeah. And, and, you know, you might be very responsible for it because you, you pushed it early on of, you know, why, why would this not be a pass? And, you know, originally we were really following the data and the data we were really focused on was 73% of people ski between one and five days.00:21:32.000 --> 00:21:50.000Joe Hession: the price point for that, and we were looking at the data for Mountain Creek with our triple play, and saying, you know, there's really not a lot of triple plays for multi-resort. That's kind of a cool, unique concept. So we were really stuck on the data. Obviously, we heard feedback from folks like yourself, and also your other… all your listeners and subscribers, and…00:21:42.000 --> 00:21:43.000Stuart Winchester: Mm-hmm.00:21:50.000 --> 00:22:05.000Joe Hession: And… but then, it was really our past partners. The people that bought the Triple Play were like, if we had this option, we'd be really happy. They hit us that in our post-survey, they said, we really would like this. Um, and then the resorts. We had great partners on the Triple Play program, and…00:22:05.000 --> 00:22:13.000Joe Hession: they came in and said, we would like this as well. So, you know, the model's been done, and we made the leap to do it. So we're really excited about it.00:22:13.000 --> 00:22:28.000Stuart Winchester: You have a great network to launch, and I think especially if you live in New York Metro, and I want to talk about — I do want to talk about Triple Play, but let's focus on Snowpass for a minute. The three key mountains here are Bel Air, Gore, and Whiteface.00:22:28.000 --> 00:22:43.000Stuart Winchester: These mountains, for those of us who are in the area, we know they're state subsidized. They've gotten a half billion dollars in investment. That's a whole different subject. We're going to leave that alone because the result of that for your pass holders is these are awesome ski areas. Bel Air is essentially a brand new ski area.00:22:43.000 --> 00:22:58.000Stuart Winchester: And if you're in New York Metro, you get two days at Mountain Creek, and you get two days at Big Snow, then there's some little ones. You get up in Connecticut, you have Mount Southington. So you have a really nice network of.00:22:58.000 --> 00:23:10.000Stuart Winchester: 14 ski areas, 12 of them are in the east. Talk about that network, Joe, and how deliberate it was that they kind of worked together to create a compelling pass product.00:23:10.000 --> 00:23:27.000Joe Hession: Yeah, that's a great question because that is, you know, we probably look at the world a little differently than people looking at different passes and different programs. And I think you nailed it. Like, you know, with the news last week, you know, sometimes people from Colorado chirp and they, this pass doesn't make sense for me. I'm like, yeah.00:23:27.000 --> 00:23:44.000Joe Hession: Yeah, congratulations. You can read and understand basic logic. So we love our friends in Colorado, we love our friends out west, but this is a pass that's very regional. It makes so much sense if you live in this area and you're planning to have those trips and, and, and you might remember this, but years ago.00:23:31.000 --> 00:23:32.000Stuart Winchester: Right.00:23:44.000 --> 00:24:00.000Joe Hession: at the NSA show, which is the National Ski Association. I was on stage with a bunch of different groups, talking about Epic Pass and ICOM Pass, and this is before we had a Pass product. And I was saying, and I was a little critical too.00:24:00.000 --> 00:24:18.000Joe Hession: you know, listen, I think the high-level past products that exist, which just throw out big numbers, like, you know, 40 of these resorts, these resorts, or 300 resorts, like, it's cool, but the reality is, is I'm really focused on how does someone actually use it? So if we go back to the skier.00:24:18.000 --> 00:24:35.000Joe Hession: and the snowboarder, and how do they actually use this pass? And, you know, back in the day, and I love, you know, the industry is much smaller than people, especially your listeners might realize, like, I have a ton of respect for almost everybody. If anyone's in this business, I respect them, because it's a really hard business.00:24:35.000 --> 00:24:36.000Stuart Winchester: Mmhm.00:24:35.000 --> 00:24:51.000Joe Hession: And so for us, I've always looked at it and said these big pass products that are kind of like overwhelming with the options, like how do people actually use them and where does it drive traffic and traffic to the right places at the right time and stuff like that. So we're very deliberate.00:24:51.000 --> 00:25:02.000Joe Hession: very deliberate in, if you live in New Jersey, New York, Connecticut, Long Island, um, upstate New York, parts of Pennsylvania, this is a very compelling pass that not only takes you from the city.00:25:02.000 --> 00:25:18.000Joe Hession: Because for us, what's really critical is that kind of warm handshake from, we're teaching a hundred thousand new people a year to ski at Big Snow. Where do they then go to? And obviously we want them to come to Mountain Creek, but I also want them to go to Whiteface and Bel Air and Gore and Platic Hill.00:25:16.000 --> 00:25:17.000Stuart Winchester: Mmhm.00:25:18.000 --> 00:25:34.000Joe Hession: Um, because things like that, that's kind of how this industry can work together to take people who are new to the sport, or people who are, maybe have never gone. Maybe they always go to Vermont, and we love Vermont, but maybe this is their chance to go up to Whiteface and realize, oh, wow.00:25:34.000 --> 00:25:41.000Joe Hession: That's, you know, you can see JP from there, right? So it's kind of it's people don't realize how far north Whiteface is.00:25:36.000 --> 00:25:37.000Stuart Winchester: Mm-hmm.00:25:41.000 --> 00:25:49.000Stuart Winchester: Yeah, so you have a really nice network, and I think it's gonna sell really well. I mean, just even if… even if you just launched.00:25:49.000 --> 00:26:05.000Stuart Winchester: a Bel Air Gore Whiteface pass at that price point, I think it would probably sell really well. Uh, but the reality is you're going up against a very competitive market. So, uh, you look at Epic Pass, not maybe so competitive, you're doing something different, they don't have as many mountains in the market. Indy Pass.00:26:05.000 --> 00:26:20.000Stuart Winchester: I'm not even sure if you know this yet, because the embargo literally lifted when we started this at 10 a.m. eastern. A smuggler's notch today announced they are joining the Indy Pass. So the Indy Pass gives you a really nice network of resorts in your neighborhood.00:26:12.000 --> 00:26:14.000Joe Hession: Yep.00:26:20.000 --> 00:26:34.000Stuart Winchester: In New England, it has Waterville Valley, Cannon, Jay Peak, Saddleback, and now Smug, some of the best ski areas in the region. It has ski areas all over New York. That goes on sale to the public.00:26:34.000 --> 00:26:50.000Stuart Winchester: Today or tomorrow, the Indy Pass, they do a fall sale for $419. They have 256 alpine ski areas as of today, including 61 in the western US. They have a big head start, right? They started in 2019, so.00:26:50.000 --> 00:27:04.000Stuart Winchester: you're offering a different product, but it works in the same way, right? SnowPass. Uh, little lower price point, $340 as opposed to $419. What's your pitch for someone considering SnowPass or IndyPass?00:27:05.000 --> 00:27:20.000Joe Hession: Yeah, so, well, well, first let me hit that because it's, it's, what's interesting is, and, and it's important to kind of explain our background and where we come from. I probably see the world differently than almost everyone involved in this past world. I, I kind of look at it as.00:27:17.000 --> 00:27:18.000Stuart Winchester: Mmhm.00:27:20.000 --> 00:27:35.000Joe Hession: you know, the pitch is, if you live in this area and you want to visit the resorts on our pass, it's a no-brainer. Not only that, I don't think we're going to live in a world where there's Epic, Icon, Indy, Snow Pass, Mountain Collective.00:27:35.000 --> 00:27:53.000Joe Hession: I think we should be trying to live in a world where we democratize skiing back to the skiers and snowboarders, and allow them to make choices in their price points where they want to go, vastly different than it is today. I think these programs, um, really exist because lack of good technology.00:27:53.000 --> 00:28:08.000Joe Hession: Like, like, basically, we would have reciprocal programs back years ago with, uh, like, Mound Creek and Killington. And to get that to actually make sense to the guests, where they show up, and it's seamless, and the money's able to be traded the right way, wasn't possible years ago.00:28:00.000 --> 00:28:02.000Stuart Winchester: Mmhm.00:28:08.000 --> 00:28:24.000Joe Hession: So, for us, you know, and I'll get to the question of what the pitch directly to Indy, but I see the world so dramatically different than IndyPass. I see a world where independent ski resorts should be working with each other.00:28:15.000 --> 00:28:16.000Stuart Winchester: Mm-hmm.00:28:24.000 --> 00:28:43.000Joe Hession: for the betterment of their guests to share people to different locations that people find interesting. A real-life example is Martok in Nova Scotia and Cape Smoky have a reciprocal program that they're actually allowed to have… they have one pass that's able to work at both places and can split the revenue and funding between it.00:28:43.000 --> 00:29:00.000Joe Hession: between them. They have common ownership. But they're both on SnowCloud. So really, you know, our software platform, SnowCloud, which really operates all the things that is involved with Snowpass and Snow TriplePlay, our real pitch long-term, our real pitch of what we're trying to do with Snowpass.00:28:45.000 --> 00:28:46.000Stuart Winchester: Mm-hmm.00:29:00.000 --> 00:29:17.000Joe Hession: is open up the door to give resort leaders and operators tools where they take out the middleman. And what I mean by the middleman is Wachusett and a resort up in Vermont doesn't need a third party to organize their pass benefits.00:29:17.000 --> 00:29:33.000Joe Hession: They should be doing it directly themselves, using better technology. So, I am calling for a shift, a big shift, in the way that people think of this, of, let's get away from these big, pillar, clunky things that are these big, like.00:29:33.000 --> 00:29:46.000Joe Hession: big, like, kind of ego plays of passes, and let's take skiing back to the skiers and snowboarders, and let them have direct relationships with the resorts they love, and give these operators great tools to allow that to happen.00:29:37.000 --> 00:29:38.000Stuart Winchester: Mm-hmm.00:29:46.000 --> 00:29:50.000Joe Hession: Um, so that that's our long term pitch. Yeah.00:29:46.000 --> 00:29:56.000Stuart Winchester: So let me jump in there. I just want to ask now, I want to follow up on that. So are you saying this snow pass, your goal is to…00:29:56.000 --> 00:30:01.000Stuart Winchester: make it extinct at some point? It's a building block to the next level, is that what you're saying?00:29:58.000 --> 00:29:59.000Joe Hession: Yeah.00:29:59.000 --> 00:30:01.000Joe Hession: You…00:30:01.000 --> 00:30:17.000Joe Hession: Yeah, what's interesting is Snowpass, we have no upside in Snowpass. So we've been very open and clear about this. And I just want to make sure the goal of Snowpass is secure. We share all of our books openly with all of our resort partners. They can see every transaction, every dollar flow.00:30:17.000 --> 00:30:18.000Stuart Winchester: Mmhm.00:30:17.000 --> 00:30:33.000Joe Hession: There's overhead in some of the expenses. They get a clear, like, this is the piece that we do that. We originally said it was estimated at 5%. If it ends up becoming 3%, we'll distribute the rest of that to the resorts. We have no profit margin built into our plan for Snowpass.00:30:33.000 --> 00:30:43.000Joe Hession: Snowpass to us is the first step in trying to prove the theory of could we remove the middleman from the equation?00:30:43.000 --> 00:30:58.000Joe Hession: And we applaud the idea that if you're on Snowpass, and let's say that Whiteface wants to now work with Platykill directly, we would celebrate that and see that as a huge win.00:30:58.000 --> 00:30:59.000Stuart Winchester: Mm-hmm.00:30:58.000 --> 00:31:14.000Joe Hession: Because we want resorts to collaborate. If people are real fans of skiing and snowboarding, and they've been buying passes for years, and part of it, they know that the beauty of the ski industry is when the ski industry, skiers, snowboarders, the people that operate these resorts, work together.00:31:14.000 --> 00:31:26.000Joe Hession: they create beautiful things. So we need to give them tools to work together, and also the ability to work together, because some companies restrict people from being able to work with each other, which goes against the spirit of the whole ski industry in the first place.00:31:26.000 --> 00:31:32.000Stuart Winchester: So if you were… So let's think of… Let's do a thought experiment here. So let's take some…00:31:31.000 --> 00:31:32.000Joe Hession: Okay.00:31:32.000 --> 00:31:53.000Stuart Winchester: some resorts that share your operating software, right? So you have Mountain Creek, so you can do whatever you want with it, and you have big snow. I know that, for example, Greek Peak up in upstate New York uses, it's up near Cornell, sort of central New York for folks who aren't familiar. It would be a great feeder from Mountain Creek because it has.00:31:39.000 --> 00:31:40.000Joe Hession: Yep.00:31:44.000 --> 00:31:45.000Joe Hession: Mm-hmm.00:31:53.000 --> 00:32:09.000Stuart Winchester: a resort feel, and it's a big mountain, and it has a nice hotel across the street with a water park and everything. So you have, uh, Greek Beak, and then you signed Jackson Hole, right? So would an example be that if you were a…00:32:04.000 --> 00:32:05.000Joe Hession: Yeah.00:32:09.000 --> 00:32:13.000Stuart Winchester: Mountain Creek Passholder, you could somehow…00:32:13.000 --> 00:32:25.000Stuart Winchester: Mountain Creek could sign a deal with Greek Peak for shorter-term visits and Jackson Hole for longer-term. Is that the goal, and how would that be different from a pass we have now?00:32:23.000 --> 00:32:40.000Joe Hession: Yeah, so, yeah, well, because it could be priced exactly to the price, it would make sense to the consumer. Because right now, and remember, when people buy an IndiePass or a pass like that, there's an idea that all these resorts, like, I'm a big fan of IndiePass.00:32:40.000 --> 00:32:57.000Joe Hession: Pareto charts, the 80/20 rule. I will guess, not knowing anything about their business, that 80% of the revenue is made up of 20% of the resorts and the visits. I will almost guarantee it because that's how statistics works. So when you have huge numbers, it starts to cloud the efficiency of it, right?00:32:51.000 --> 00:32:53.000Stuart Winchester: Yeah.00:32:57.000 --> 00:33:17.000Joe Hession: So to me, I look at and say, yeah, so a program where it's like if Mountain Creek went to Greek Peak and said, we want to have a reciprocal program where if someone uses this, it seamlessly just works at the lift. So imagine someone took their Mountain Creek pass, went and rode the lift at Greek Peak and boom, the transaction happened. The guests never even knew it happened.00:33:11.000 --> 00:33:12.000Stuart Winchester: Mm-hmm.00:33:16.000 --> 00:33:18.000Stuart Winchester: Mmhm.00:33:17.000 --> 00:33:32.000Joe Hession: the business relationship worked, and then we shared data to basically say, oh, this is a Mountain Creek and Greek Peak guest. Now you guys can market directly to them and hopefully get them to come for a longer stay next time. That's where I… that's where I would love to have it, and Greek Peak's a great example.00:33:32.000 --> 00:33:40.000Joe Hession: We're great partners with them. We love that resort. They've been great early adopters of SnowCloud. We're not allowed to have a reciprocal program with them at Mountain Creek or Big.00:33:40.000 --> 00:33:58.000Joe Hession: They're, they're contractly obligated not to work with anyone other than who they work with, which is, which to me is just wild. And I think most people don't realize that that's how it works. And, you know, the last thing we need is, is the middleman kind of inserting themselves into controlling how people operate. It's just.00:33:58.000 --> 00:34:10.000Joe Hession: So… so I would love… I see a future like that. Currently, unfortunately, with a place like Repeat, we're not allowed to work with them. We're… we're… and… and I mean not on Snowpass. We can't have a reciprocal…00:34:10.000 --> 00:34:16.000Joe Hession: We can't give someone a discount if they're a Mountain Creek holder to go to Greek Peak. It's.00:34:16.000 --> 00:34:18.000Stuart Winchester: Yeah, and great.00:34:16.000 --> 00:34:18.000Joe Hession: Less rules. We need less rules.00:34:18.000 --> 00:34:29.000Stuart Winchester: Yeah, Greek Peak has worked with IndiePass since 2019. They've been an original partner over there. I want to get to that in a second. You know, I…00:34:19.000 --> 00:34:20.000Joe Hession: Okay.00:34:29.000 --> 00:34:44.000Stuart Winchester: I don't know if I see a post-pass world, because I like a menu, I like the big passes. However, what I think you're describing could solve is the free visit problem.00:34:44.000 --> 00:35:02.000Stuart Winchester: because I know Indian Ski Cooper, for example, had a dust-up a few years ago because Ski Cooper was essentially… India accused him of essentially creating a national pass, and that was probably my fault because I wrote an article that said, hey, look at this secret national pass for 300 bucks in Colorado. Nonetheless, it's a lot of…00:34:55.000 --> 00:34:56.000Joe Hession: Mm-hmm.00:35:02.000 --> 00:35:19.000Stuart Winchester: Free visits and you have mountains like Bogus Basin in, in Idaho that are still giving away a lot of free visits. Now, Bogus is a great business and, and it's doing well and they have a surplus and, and they've evolved great in the past decade or so. Uh, but, but it seems like that could really solve that.00:35:11.000 --> 00:35:13.000Joe Hession: Yep.00:35:20.000 --> 00:35:26.000Stuart Winchester: free visits problem, where there is some revenue sharing. Is that part of what you're trying to solve here?00:35:26.000 --> 00:35:41.000Joe Hession: 100%. And you see the big players do it, right? Like a big thing about us too is I'm not against anything. I think Indie is fantastic. And it's very important to point this out. I think that is, but I also think Epic and Icon are great.00:35:34.000 --> 00:35:35.000Stuart Winchester: Okay.00:35:41.000 --> 00:35:42.000Stuart Winchester: Mmhm.00:35:41.000 --> 00:35:57.000Joe Hession: Like, I'll put it this way, operating a small resort here in New Jersey, Mountain Creek, or Big Snow, there are things that Vail does so much better than us that we wish we had the resources they have. Now, with that said, we do things way better than Vail does, and they wish they had the resources.00:35:50.000 --> 00:35:51.000Stuart Winchester: Mmhm.00:35:57.000 --> 00:36:14.000Joe Hession: Or the ability to do what we can do, right? And, you know, there's an old commercial years ago that there was, like, a big boardroom, and the boardroom, they're like, I wonder what the little guys are doing. And then all of a sudden, it showed the people in, like, the startup, and they're like, I wonder what the big guys are doing. So, we're all in the same business, and we're.00:35:59.000 --> 00:36:00.000Stuart Winchester: Mmhm.00:36:05.000 --> 00:36:06.000Stuart Winchester: Yeah.00:36:14.000 --> 00:36:32.000Joe Hession: some of the things they've done to try to cure their own things. They own most of their resorts on their program, so they're gonna do things the way that benefits them, because they own all those resorts together. And they've tried to solve these problems in similar ways, and I think learning from them on that stuff, same thing with Icon is doing similar stuff to that.00:36:32.000 --> 00:36:35.000Joe Hession: Um, but yeah, I think…00:36:35.000 --> 00:36:44.000Joe Hession: that's exactly what we're trying to solve. We're trying to solve… we want resorts to have relationships that make sense to the consumer. Like, for example.00:36:44.000 --> 00:37:00.000Joe Hession: Who is going to go, and I'll, I'll, I'll, I'll, I'll, I'll, I'll focus on someone else for a minute. Who's gonna, who's gonna go to 40 resorts in a year on a certain pass? Nobody. Nobody. Skiers are smarter than that. No one's doing that. What they're doing, if you buy an Epic or Icon.00:36:56.000 --> 00:36:57.000Stuart Winchester: Right.00:37:00.000 --> 00:37:08.000Joe Hession: in the real world, the conversation goes, um, oh, I live in New York? Great. What pass are my friends buying?00:37:08.000 --> 00:37:24.000Joe Hession: Because where are they going to go this year? Where do we want to take our family trip? Oh, and it just happened. My wife and I, our family, we have a place in Snowmass. So every year, we have some friends who are like, I want to come out to Snowmass. Well, they buy an IconPass. Their decision is made based on, oh.00:37:10.000 --> 00:37:11.000Stuart Winchester: Mm-hmm.00:37:17.000 --> 00:37:18.000Stuart Winchester: Mm-hmm.00:37:24.000 --> 00:37:43.000Joe Hession: your condo's available, I can go, I'm gonna lock in an Icon Pass. That's how consumers actually work. So, to me, it's like, I agree with you, I love the big passes, I don't think they should go away. I think there's a great place for India, I think there's a great place for Icon, I think there's a great place for Epic Pass. There might be a great place for Snowpass.00:37:43.000 --> 00:37:59.000Joe Hession: But I also get really excited about other options. And I feel like we're at this disruptive time where we're seeing the results of these passes and kind of the rubs that are rubbing people the wrong way. And I think it might be time with technology that we can kind of.00:37:56.000 --> 00:37:57.000Stuart Winchester: Mmhm.00:37:59.000 --> 00:38:06.000Joe Hession: take it to the next level. Like, you know, we're talking about the evolution of, you know, major.00:38:06.000 --> 00:38:21.000Joe Hession: uh, success has been done, and there's been some learnings, right? Like… like, the pictures of the long lines and stuff, uh, that we see every holiday or powder day, like, is a result of the PASS program. It's a result of this, it's an output of that, and I think there's ways we can maybe.00:38:21.000 --> 00:38:37.000Joe Hession: Make it better where the skier gets a better choice, a better experience, and then the resorts get to share in different ways. So really, at the end of the day, I think it's a technology driven way to better collaborate for the betterment of the ski experience to democratize.00:38:34.000 --> 00:38:35.000Stuart Winchester: Mmhm.00:38:37.000 --> 00:38:42.000Joe Hession: It's kind of the price and take out the middleman is really, is really my pitch.00:38:41.000 --> 00:38:44.000Stuart Winchester: So, Joy, I appreciate…00:38:42.000 --> 00:38:45.000Joe Hession: I'd like to remove myself from the equation eventually.00:38:44.000 --> 00:39:01.000Stuart Winchester: You know, the problem with you removing yourself from the equation, Joe, is that everyone I talk to really likes working with Snow Partners, your team. They like the train-based learning, they like your operating software.00:38:54.000 --> 00:38:55.000Joe Hession: Yeah.00:39:01.000 --> 00:39:16.000Stuart Winchester: And I appreciate that spirit of Bonhomie, and you're right, the ski industry is small, and it was smaller than I would have imagined, and it was more welcoming than I would have imagined. I'm not sure if you read the lawsuit.00:39:16.000 --> 00:39:25.000Stuart Winchester: The most recent one filed against Veil Altera, Boyne Powder, the National Skier Association and and RRC. And it's built.00:39:20.000 --> 00:39:21.000Joe Hession: Yep.00:39:25.000 --> 00:39:34.000Stuart Winchester: the case for the lawsuit is built on accusations of collusion. Using a lot of.00:39:31.000 --> 00:39:33.000Joe Hession: Yep.00:39:35.000 --> 00:39:50.000Stuart Winchester: kind of fluffy evidence of people getting together at NSAA shows and basically sharing data and sharing best practices. I think all industries do this. Now, I'm going somewhere with this.00:39:50.000 --> 00:40:07.000Stuart Winchester: I appreciate that, and I think IndyPass, a lot of people love working with them. However, maybe a little more conflict would be good for the ski industry, because one thing I've seen as I've been reading old newspaper clippings is ski operators used to talk a lot more junk to each other, like, oh, Summit County, Colorado does.00:40:07.000 --> 00:40:17.000Stuart Winchester: more skier visits to the whole state of Utah. Obviously, those days are over, but there used to be a little more smack talk. So let me get into a little controversy here, and you can address this as you want.00:40:11.000 --> 00:40:13.000Joe Hession: Yep.00:40:15.000 --> 00:40:17.000Joe Hession: Yeah.00:40:17.000 --> 00:40:34.000Stuart Winchester: As you said, Indy Pass does not share. You have been willing to share and and the snow triple or snow pass shares two mountains, Bromance in Quebec and Whiteface with Mountain Collective and three.00:40:34.000 --> 00:40:45.000Stuart Winchester: Uh, Butternut, Jiminy Peak, and Cranmore with the Icon today. You and Indy are both claiming Snow King, you're both telling me it's locked in, uh, and…00:40:45.000 --> 00:40:55.000Stuart Winchester: Indy's telling me it's only gonna be on Indy, so… there's a little conflict for ya. Uh, how are you approaching that, and what do you think about the scenario?00:40:50.000 --> 00:40:52.000Joe Hession: Yeah, yeah.00:40:56.000 --> 00:41:00.000Joe Hession: Yeah, so we're talking about Snow King specifically?00:40:59.000 --> 00:41:02.000Stuart Winchester: Yes, Snow King specifically.00:41:00.000 --> 00:41:10.000Joe Hession: Yeah, so specifically Snow King, we have a signed agreement with Snow King. We're very excited to work with Snow King.00:41:07.000 --> 00:41:08.000Stuart Winchester: Mmhm.00:41:10.000 --> 00:41:23.000Joe Hession: Uh, Snow King would love to have visits, uh, come from us, and they are on our website, and we launched with Snow King. Um, that's where we're at. Um, you know, as far as what's going on with them in Indy.00:41:23.000 --> 00:41:39.000Joe Hession: Um, I'll kind of let them speak to that to themselves, but from what I understand, which I'll take some liberties and say what I think is going on, is there is a clause in an IndyPass that if someone leaves the IndyPass program.00:41:40.000 --> 00:41:55.000Joe Hession: They have to not work with anyone for another year. And it's kind of buried in the fine details. So I think what happened is I think they were off that pass, planned to be off that pass, maybe wasn't familiar with that clause, and then signed an agreement with us.00:41:55.000 --> 00:42:10.000Joe Hession: So for me, so the big question is, hey, so here's the choices as we sit today. We have a signed agreement. We've told Snow King, if this is going to hurt you, we never want to hurt you. So we are 100% willing to do whatever that takes.00:42:10.000 --> 00:42:12.000Joe Hession: to do it.00:42:12.000 --> 00:42:17.000Joe Hession: But, you know, we're not gonna just, like, bow down, because at the end of the day.00:42:17.000 --> 00:42:31.000Joe Hession: It's also on Indy, and maybe they… maybe they signed an agreement that wasn't… that was not the right thing to do. We have a signed agreement. They're on our paths, right? Um, at the end of the day, there's one person who can make a big choice here.00:42:25.000 --> 00:42:27.000Stuart Winchester: Mm-hmm.00:42:31.000 --> 00:42:32.000Stuart Winchester: Mmhm.00:42:31.000 --> 00:42:37.000Joe Hession: Is Indy gonna sue Snow King because of this clause in the piece?00:42:37.000 --> 00:42:54.000Joe Hession: I read in the Boston Globe that Eric Mogensen is going to, like, change and save skiing. Is he going to sue a small ski resort? Like, and I know that's blunt, but I would put the ball right back in his court. I would love to, you know, if he sues Snow King.00:42:44.000 --> 00:42:45.000Stuart Winchester: Mmhm.00:42:54.000 --> 00:43:12.000Joe Hession: That would be an insane thing. And I think he should go out to everyone and say, you know what, we're not going to litigate. You know, I know he hasn't been operating a ski resort long, and I have a ton of respect because of the fact that the fact that he's a GM of a ski resort, the fact that he's operating a ski resort, there's not a single person. And I respect him.00:43:12.000 --> 00:43:27.000Joe Hession: I really do. I really do. There's just one piece that we don't see eye to eye on. And it's… he's told me he's the anti-collaborator, and I am the ultimate collaborator. So when you get us in the ring together, it's one is super collaboration and one isn't. And so to me.00:43:27.000 --> 00:43:39.000Joe Hession: I think, you know, the more he operates a ski resort, he's gonna realize that litigation is one of the hardest things we have to deal with in the ski business. We have realities of things that happen at ski resorts that involve litigation.00:43:39.000 --> 00:43:49.000Joe Hession: suing each other is just a waste of time. Like, what are we doing? Like, we should be, like, we need… we should be talking about skiing and snowboarding, and we should be thinking.00:43:42.000 --> 00:43:43.000Stuart Winchester: Mmhm.00:43:49.000 --> 00:44:09.000Joe Hession: how many visits can Indy give Snow King? I would love for them to get a ton of visits. How many visits can Snow Pass give Snow King? Let's get Snow King visits. Let's give people options. And just because of, like, some, uh, you know, red tape in a contract, we're then gonna threaten and clause, like.00:43:52.000 --> 00:43:53.000Stuart Winchester: Mmhm.00:44:09.000 --> 00:44:28.000Joe Hession: So that's… so here's… so I gave you probably more than I should have, but… and I'm sure Hugh is no longer looking at me, so he… but he didn't give me the hook, so I'm still talking, right, Hugh? We're good? So, I'm sure… you know, but you'll definitely… you wanted to have, you know, for this inaugural session, you wanted to have some stories. This is a story.00:44:28.000 --> 00:44:39.000Joe Hession: The story is, the reality is, the truth is, that they were under contract, Indy, from what I understand, which they've told me, they wrote they are no longer to work, they gave them the right.00:44:39.000 --> 00:44:53.000Joe Hession: I'm out. This is the time you're supposed to be out. They were unaware of this one clause, which we were also unaware of. We signed, we moved forward, we announced. After announcement, it was, no, you can't do that. So, really, right now, I think Snow King would gladly take visits from both.00:44:53.000 --> 00:44:54.000Stuart Winchester: Mm-hmm.00:44:53.000 --> 00:44:56.000Joe Hession: We would gladly take visits from both.00:44:56.000 --> 00:45:02.000Joe Hession: Ball's in Mogensen's court, we'll see what he does. I guess the best way to approach this is publicly. So, here.00:44:58.000 --> 00:45:00.000Stuart Winchester: And he…00:45:00.000 --> 00:45:16.000Stuart Winchester: I agree, and Eric is scheduled to be on this podcast on Thursday, so he will have his chance to respond. And you know what, Joe, you're welcome back anytime to respond. But before you go out the door, I do want… I did promise to keep these short, and I know for you and I.00:45:06.000 --> 00:45:07.000Joe Hession: Perfect!00:45:10.000 --> 00:45:12.000Joe Hession: Yep.00:45:15.000 --> 00:45:16.000Joe Hession: Yep.00:45:16.000 --> 00:45:31.000Stuart Winchester: Both, that's a challenge. I do want to call out some of these awesome new triple play partners, uh, Jiminy Peak and Cramore, especially. I have a ton of respect for the Fairbanks and, and, uh, what, and what they do. Uh, Bromont is, is an excellent.00:45:27.000 --> 00:45:28.000Joe Hession: Yeah.00:45:31.000 --> 00:45:51.000Stuart Winchester: edition, and Hallamont. Actually, Hallamont is on Snow Pass as well, which is a terrific skier. I never realized until I went there this year. It's just because it's private on the weekends and in public during the week. What do you have to do to convince some of these folks, especially Jiminy Cranmore Bromont, to jump over to Snow Pass? Do you think there's a path there?00:45:52.000 --> 00:46:10.000Joe Hession: Yeah, you know, I do. I think it's kind of proving it out over time, but also making, you know, going back to what I said earlier, maybe the right product for them is a relationship with different resorts, right? Maybe it's a whole new version of what happens, but I think we're very lucky to have them on the program.00:46:10.000 --> 00:46:25.000Joe Hession: Both operators are fantastic. Brian and Tyler Fairbank, we go back really far. Like, they were early adopters of us with snow operating and train-based learning. Brian Fairbank, if people don't know, is one of the godfathers of snowmaking in the industry.00:46:15.000 --> 00:46:16.000Stuart Winchester: Mmhm.00:46:25.000 --> 00:46:40.000Joe Hession: He's still at it. He's in his 80s. He's out there making snow. I mean, he's an absolute legend. So anytime we get to work with him and his resort partners, we're really happy. Tyler, we've obviously known for well over a decade and a half as well.00:46:40.000 --> 00:47:00.000Joe Hession: great resorts, we've loved visiting them, and I think they're great operators, so I think people are going to love discovering them. And that's, you know, one thing I'll give a lot of credit to Indy for, which has opened our eyes, is the fact that there's so many passes on the program, there's the fact that there's all these different options. People learn new places they've never learned before, right? And I think Epic and I kind of have done the same.00:46:54.000 --> 00:46:55.000Stuart Winchester: Mmhm.00:47:00.000 --> 00:47:15.000Joe Hession: You know, I never thought of going to Crested Butte, but because it's on the Epic Pass, I'm going to go to Crested Butte, or I never thought of going to this resort, but because of it. And I think that's been a huge success. And it's great to hear you say, like, Hollymont, like, oh, I didn't know that much about the.00:47:04.000 --> 00:47:05.000Stuart Winchester: Yep.00:47:15.000 --> 00:47:29.000Joe Hession: I think that's the spirit. The spirit is, how do you take skiers from different regions and inspire them to want to go to somewhere else and make that transaction seamless and easy for the operators to navigate, is really our goal.00:47:28.000 --> 00:47:49.000Stuart Winchester: It's such a rich world, and I love how you're helping folks explore it. Leave us with this, Joe. Where can we buy Snowpass? And I believe you said you're selling a limited number. You probably won't tell me that number, but how soon should folks go to where you're going to tell us to go before they're going to lose this special price of, I believe, 340 for Snowpass and 179?00:47:49.000 --> 00:47:52.000Stuart Winchester: For the triple play.00:47:52.000 --> 00:48:05.000Joe Hession: Correct. So, so 4pm today, mysnowpass.com, uh, it's gonna be a limited release. Uh, if you know the Mound Creek world, and you know how we do it, it's actually Mound Creek's on the clock right now.00:48:05.000 --> 00:48:22.000Joe Hession: Um, we've been selling for 31 minutes, so I'm gonna get an update when we get off the call here, but at 4 o'clock, we will have our watch party with our group in the kind of war room. We're watching the transactions live. We have a number that we have promised ourselves we will not exceed, and it'll shut itself down at that number.00:48:08.000 --> 00:48:09.000Stuart Winchester: Okay.00:48:22.000 --> 00:48:40.000Joe Hession: Um, so 4PM today will be, uh… will be the birth of a new product in the industry, which hopefully will inspire other new products down the road, and… and hopefully start to change the relationship between resorts and… and the skiers, because that's what it's about. It's about getting skiers the best price for the best mountains, new… doing new things, and working together.00:48:40.000 --> 00:49:00.000Joe Hession: And we have a beautiful industry of resorts, but we have great customers. People who are skiers and snowboarders are so passionate. Like, I read everything they post on your stuff. You know, the comments have been just amazing. And, you know, we're looking forward to, over time, I want to make that person in Colorado that keeps saying, this pass stinks, has nothing to do for me.00:48:50.000 --> 00:48:51.000Stuart Winchester: Yeah, thank you.00:49:00.000 --> 00:49:09.000Joe Hession: I want to eventually win them over by giving them a product that does make sense for them or allowing resorts there to find a product that works for them. So it's really exciting day.00:49:06.000 --> 00:49:17.000Stuart Winchester: Colorado bro is very proud of Colorado. Uh, last year, Joe, you sold Snow Triple Play, I believe, until Christmas Eve. You have a similar schedule in mind for these two passes this year?00:49:10.000 --> 00:49:11.000Joe Hession: Yes.00:49:17.000 --> 00:49:32.000Joe Hession: Yeah, exactly the same schedule. So they'll be… the best price will be the launches. So today will be the lowest possible price, it'll scale up in another drop, and then it'll be on sale for a little bit at its full retail price, and then it'll turn off at that time. Exactly.00:49:19.000 --> 00:49:20.000Stuart Winchester: Okay.00:49:31.000 --> 00:49:51.000Stuart Winchester: Joe, so good to run you down. Good luck with the launch. I can't wait to see how it goes, and how this thing grows, and frankly, how this little controversy between Snowpass and Indypass resolves itself, because I'm sure that you will find a way through it. So, thank you so much for being my first guest on the new platform. I really appreciate it.00:49:34.000 --> 00:49:35.000Joe Hession: Yes.00:49:50.000 --> 00:49:51.000Joe Hession: Okay.00:49:51.000 --> 00:49:54.000Stuart Winchester: You're welcome on anytime. We'll talk to you really soon.00:49:54.000 --> 00:49:56.000Joe Hession: Great. Thanks for having me.00:49:55.000 --> 00:49:57.000Stuart Winchester: All right, take care, Joe. Bye now.00:49:58.000 --> 00:50:00.000Stuart Winchester: Alright, so…00:50:01.000 --> 00:50:03.000Stuart Winchester: Uh, what do you…00:50:03.000 --> 00:50:23.000Stuart Winchester: Okay, so that was Joe Heschen, the CEO of Snow Partners and the founder. Quick update from another partner before I wrap up the show today. If you run a ski area or outdoor brand, I want to tell you about my friends at Bonfire Collective.00:50:23.000 --> 00:50:35.000Stuart Winchester: They are a fractional marketing team that collaborates with ski areas and outdoor brands, and they will give your marketing a fresh perspective and better storytelling to supercharge your rebranding or advertising.00:50:35.000 --> 00:50:41.000Stuart Winchester: Bonfire can help you rethink your approach in ways that can turbocharge your business.00:50:41.000 --> 00:50:49.000Stuart Winchester: For example, Bonfire took on the marketing at one New Hampshire ski area and doubled revenue in just three years.00:50:49.000 --> 00:51:04.000Stuart Winchester: When the storm was ready to invest in its first ever digital marketing campaign last year, I worked with Bonfire to make it happen. I could not be happier with the results, and I think you will love working with them as well. To get started, you'll want to talk to Eric.00:51:04.000 --> 00:51:21.000Stuart Winchester: over at Bonfire Collective. He was a co-founder of Bluebird Backcountry Colorado, the first human-powered ski area, so he knows the ski business. You can actually listen to his podcast episode on the Storm Skiing Podcast, long form. Visit bonfirecollective.com.00:51:21.000 --> 00:51:25.000Stuart Winchester: Or I will be happy to make that connection for you.00:51:26.000 --> 00:51:28.000Stuart Winchester: All right, how great was Joe?00:51:28.000 --> 00:51:45.000Stuart Winchester: This is why I love the new pod, because I can have guys like that on all the time. I have dozens of relationships like that throughout the ski industry. Anytime you've listened to a podcast and you've heard someone on there and you enjoyed the conversation.00:51:45.000 --> 00:52:01.000Stuart Winchester: Whether it was Carl Kapczynski, who runs California Mountain Resorts, or… and owns Mountain High, and Bear Valley, and China Peak, and Dodge Ridge out in California. Or if it was…00:52:01.000 --> 00:52:15.000Stuart Winchester: Dustin, who… the president at Copper Mountain, uh, or it was Rob Katz, you know, the Vale CEO. I'm interacting with these people, or… or the folks who represent them, all the time.00:52:15.000 --> 00:52:31.000Stuart Winchester: I talk to Carl Kabasinski all the time, but I haven't had him on the podcast in four years. He's already agreed to come on the new shorter form to talk about all the things going on in his mountains. And that's what's great about it. And, you know, one of the concerns that I heard from people when I announced a shorter form pod was.00:52:31.000 --> 00:52:47.000Stuart Winchester: Oh, well, I really like when you covered small mountains. Well, this will allow me to do that much more, because I don't have to commit an entire hour and a half long episode to it, and it doesn't have to be the whole history of the area. I can just, for example, ask.00:52:47.000 --> 00:53:02.000Stuart Winchester: Rick Schmitz from Little Switzerland in Wisconsin to come onto the show and talk about the new quad chairlift that he's putting up or two new quads put

Rural Roots Canada
RRC Podcast S2E26 - Dry South, Wet North as Harvest Picks Up Steam

Rural Roots Canada

Play Episode Listen Later Aug 30, 2026 12:44


RRC meteorologist David Spence joins Craig Lester to break down a summer of weather extremes across the Prairies and what those conditions could mean as farmers move deeper into harvest. They discuss the sharp north-south divide in moisture, with dry conditions returning to parts of southern Alberta, while excessive rainfall is creating harvest challenges farther north. Spence also talks about slower-than-normal harvest progress, the return of drought conditions in some areas, and growing concern about frost as crops race toward maturity.

Rural Roots Canada
In Discussion with Alltech's Dr. Vaughn Holder - Food Security, Sustainability and Efficiency: Looking at the Bigger Picture in Beef Production

Rural Roots Canada

Play Episode Listen Later Aug 25, 2026 5:13


RRC's Craig Lester sits down for a discussion with Alltech Global Beef Research Director Dr. Vaughn Holder. As the beef industry faces increasing pressure to reduce greenhouse gas emissions and adapt production systems, Dr. Vaughn Holder, says one consideration cannot get lost in the discussion: producing food.

Rural Roots Canada
RRC Podcast S2E24 - Weather, Faba Beans, and Angus Beef

Rural Roots Canada

Play Episode Listen Later Aug 13, 2026 21:39


On this episode of the RRC podcast, host Craig Lester chats with our meteorologist, David Spence, about the weather - some of it wet, some of it dry, and something we're all talking about. And when the weather is rainy and wet, that's good for faba beans. Robyne Davidson, RDAR Pulse Research Scientist at Lakeland College, explains things to consider when you're growing fava beans. Finally, we head to Stavely, Alberta, for a field day with the team at Cudlobe Angus and Cudlobe West Ranches.

weather beans rrc faba lakeland college stavely angus beef
RRC Now
Ep. 18 - The Power of Volunteer Leadership in Real Estate

RRC Now

Play Episode Listen Later Jul 7, 2026 42:30


In this episode, Kurt Thompson, CRS, shares his extensive journey in real estate, emphasizing the importance of volunteer leadership, community involvement and continuous learning for professional growth. Discover how active participation in associations like RRC can transform your career and impact your community.  

Rural Roots Canada
RRC Podcast - S2E21 - Flooding concerns in parts of the Prairies

Rural Roots Canada

Play Episode Listen Later Jun 25, 2026 17:13


On this Rural Roots Canada podcast, hosts Tim Parent and Craig Lester discuss the rainfall across the Prairies that has left many farmers' fields waterlogged from Alberta to Manitoba. RRC meteorologist David Spence joins the conversation, sharing insights about the rainy start to the summer and what we might expect as we move further into the summer months. As well, farmer and agrologist Linda Hunt shares what the conditions look like on the ground and how flooding is affecting operations.

The Sensible Hippie Podcast
Episode 193. RRC Mike Edwards | Former Army Ranger | War, Corruption & Faith

The Sensible Hippie Podcast

Play Episode Listen Later Jun 23, 2026 35:30 Transcription Available


I recently had the privilege of speaking with RRC Mike Edwards, a former Army Ranger who served with the Regimental Reconnaissance Company (RRC).In this conversation, Mike shares his experiences serving overseas, how those experiences challenged his understanding of the world, and how they ultimately strengthened his faith. We discuss modern warfare, corruption, weapons trafficking, the realities of military service, spiritual warfare, and Mike's journey from elite military operations to his work today encouraging others in their walk with God.Topics include:• The Regimental Reconnaissance Company (RRC) • Life as an Army Ranger• Modern warfare• Government corruption• Weapons trafficking• Spiritual warfare• Faith after military service• Biblical worldview• Mike's ministry and current workIf you enjoyed this conversation, don't forget to subscribe, leave a positive review on Apple Podcasts or Spotify, and share this episode with someone who would enjoy it.Your support helps the show reach more people.Connect with RRC Mike Edwards:YouTube: https://www.youtube.com/@RRCMikeEdwardsBUY ME A COFFEE LINKSupport the Show & Stay Connected:Buy Me a Coffee: https://buymeacoffee.com/sensiblehippieJoin My Patreon for ad-free episodes & exclusive content:https://Patreon.com/WakeupwithMiyaIf you're joining Waiola – The Plus Side, please subscribe through a web browser (Safari or Chrome) instead of the Patreon app — it directly supports the show. Mahalo nui loa for supporting independent work and helping keep this platform growing.Shop my Amazon Storefront: https://www.amazon.com/shop/profile/amzn1.account.AGYOPCXXGH6MN5RVAKGQWVZUZLEA/list/26B87RB4FZ9W2?ref_=cm_sw_r_cp_ud_aipsflist_6BWRT43TH4MY2NM2XD6XWant to be on the show or suggest a guest? I'm looking for guests who can speak on human trafficking, the paranormal, occult symbolism, hidden history, spiritual warfare, ancient mysteries, and specific military stories involving covert operations, secret programs, psychological warfare, unexplained events, and firsthand accounts.Email me at: Miya@wakeupwithmiya.comFollow Me Online:Instagram: https://www.instagram.com/WakeupwithMiyaFacebook: https://www.facebook.com/WakeupwithMiyaExclusive Discount!Shop at LVNTA: https://lvnta.com/lv_IcTq5EmoFKaZfJhTiSUse code OHANA for 20% off!Listen on Your Favorite Platform: Spotify, Apple Podcasts, YouTube, and everywhere podcasts are available!RATE & REVIEW:Apple: https://podcasts.apple.com/us/podcast/wake-up-with-miya/id1627169850Spotify: https://open.spotify.com/show/0UYrXCgma1lJYzf8glnAxyMusic Credits: Beginning: "Echoes in the Shadows" - DKEnd Music: “Crazy” - EkoBecome a supporter of this podcast: https://www.spreaker.com/podcast/wake-up-with-miya--6339129/support.

Rural Roots Canada
Crop emergence: Why aren't all the crops up and out of the ground?

Rural Roots Canada

Play Episode Listen Later Jun 20, 2026 1:29


We finally got the topsoil moisture we needed, so why are crops across the west not all up and out of the ground yet? RRC meteorologist David Spence has the answer.

Rural Roots Canada
Weekend Weather Alert: Unsettled Conditions Ahead for Western Canada

Rural Roots Canada

Play Episode Listen Later Jun 5, 2026 1:29


Weekend Weather Alert: Unsettled Conditions Ahead for Western Canada by RRC soundbites

Rural Roots Canada
S2E18 - Showrooms, Mushrooms, and Classrooms

Rural Roots Canada

Play Episode Listen Later Jun 5, 2026 22:15


From the show floor to the trade war, hosts Tim Parent and Craig Lester bring together some of the stories Rural Roots Canada has been following for this episode of the RRC podcast. This week, we recap the energy and excitement of 4-H on Parade at Stamepede Park, featuring voices from young competitors who are building skills, leadership, and lifelong connections. We also dig into growing tensions between Canada and the U.S. over mushrooms, as Mushrooms Canada's Ryan Koeslag explains what new duties could mean for growers, jobs, and grocery bills. Plus, Olivia Taylor sits down with Ag in the Classroom's Mercedes Unwin to talk about connecting the next generation with Canadian agriculture. Also, we added info on a ticket giveaway for the Cypress Farm and Ranch Show. Be sure to listen for details.

Pratt on Texas
Episode 3984: Trump backs Paxton, Cornyn was “late” backing Trump | Wright’s Adelson donation – Pratt on Texas 5/19/2026

Pratt on Texas

Play Episode Listen Later May 19, 2026 43:45


The news of Texas covered today includes:Our Lone Star story of the day: After stringing it out for far too long, President Trump issues an endorsement in the GOP race for U.S. Senator from Texas. Trump fully backs Paxton, points out that Cornyn was “very late” in backing him and “not supportive.. when times were tough.” Liberals at the Dallas Morning News editorial board try to tell Republicans, who they want to lose in November, how to win! They are right that Texas is “in play” but not because of Paxton or Cornyn in the race but because of a general apathy this race by the GOP base to turn out. That will likely change by the fall.Court of Criminal Appeals Candidate, Alison Fox, Faces Criticism Over Event Hosted by Attorneys in ICE Attack Case. Her comments in this story are spot on, this is ridiculous.Jim Wright gets big money from Texas Sands PAC and the fake outrage is ridiculous. The RRC has nothing whatsoever to do with gambling. Adelson, who is Jewish, and her late husband have long been one of the biggest GOP donors in the country. No doubt it is true that Bo French's seemingly anti-Semitic “rhetoric” is the motivator here.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.SpaceX's Upgraded Starship V3 Ready for Debut Launch Ahead of IPO – launch is likely tomorrow. SpaceX's IPO to Mint Millionaires in Poor Texas Border Town – Brownsville is a city and all there are no poor!NY Post story: Brandon Sorsby's gambling habits exposed by Texas Tech QB's NCAA lawsuit. His comments in the story show that despite being off to rehab, he doesn't yet take the gambling addiction as a serious problem.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

Pratt on Texas
Episode 3978: GOP runoff for Texas Railroad Commission | 11 May is a big day in Texas tornado history – Pratt on Texas 5/11/2026

Pratt on Texas

Play Episode Listen Later May 11, 2026 42:01


The news of Texas covered today includes:Our Lone Star story of the day: The GOP primary runoff race for Texas Railroad Commissioner has an element to it of which voters should be aware: The challenger is being bankrolled by folks angry at a specific decision taken by the RRC. A Houston Chronicle story gets it about as accurate as can be: Railroad Commission runoff exposes bitter divide in Texas oil industry. If you read it you can tell that it's not a 50/50 split but most against a few.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Webb County Sheriff Martin Cuellar faces removal attempt following indictment.May 11th is a big day for Texas tornado history: The great Lubbock tornado of 1970 – westernmost F5/EF5 tornado recorded in the United States. 1953 Waco tornado outbreak – On the same day as the Waco disaster, a high-end F4 tornado struck San Angelo, causing catastrophic damage. Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

Rural Roots Canada
Pioneer celebrates 100 years

Rural Roots Canada

Play Episode Listen Later May 6, 2026 1:30


Pioneer celebrates 100 years by RRC soundbites

Rural Roots Canada
RRC Podcast - S2E14 - Building the Yuill School of Agriculture

Rural Roots Canada

Play Episode Listen Later May 2, 2026 31:29


On this episode of the Rural Roots Canada podcast, powered by Kubota Canada, we focus on a new kind of high school taking shape in southeast Alberta, one built entirely around agriculture.  Just outside Medicine Hat, the Yuill School of Agriculture aims to bridge the gap between classroom learning and industry needs. In this episode, RRC reporter Olivia Taylor sits down with Nichole Neubauer, the driving force behind the project, to explore how this idea came together and what it could mean for the future of education and the future of Canadian agriculture. 

Rural Roots Canada
RRC Podcast – S2E13 – Alberta's Chatsworth Farm gets international agritourism recognition

Rural Roots Canada

Play Episode Listen Later Apr 24, 2026 30:59


On this episode of the Rural Roots Canada podcast, powered by Kubota Canada, hosts Tim Parent and Craig Lester briefly discuss the slow Spring start for farmers due to up-and-down weather. They also take a quick look at some ag headlines from this week. Then, RRC reporter Olivia Taylor sits down with Charlotte Wasilyk of Chatsworth Farm as the pair chats about the farm's international recognition for its agri-tourism initiatives, as part of the World Agri-Tourism Day, through the Global Agritourism Network. It's a celebration of the spirit of togetherness and rural development on this episode of the RRC podcast!

O n J Podcast
The Journey to Playing D3 Basketball | Greg Barber Interview | OnJ Podcast Interview

O n J Podcast

Play Episode Listen Later Apr 21, 2026 78:26


Greg Barber discusses his basketball journey on the O n J Podcast. A Current High School Girls Basketball Coach in Wisconsin, Greg has played ball at the JUCO Level (Rainy River College) and with his performance at RRC he was granted a Division 3 Scholarship to play basketball at the University of Lakeland in Wisconsin. He goes into what it truly takes to make it at the various levels and compete.

RRC Now
Ep. 13: The Power of Saying Yes: Volunteering, Leadership, and Growth

RRC Now

Play Episode Listen Later Apr 21, 2026 42:36


This National Volunteer Week, hear firsthand how getting involved can make a lasting impact. Kristie Ferguson and Christina Cova-Simmons share their journeys with RRC—from earning their CRS Designation to stepping into leadership roles—and how volunteering helped shape their success both personally and professionally.

Rural Roots Canada
RRC Podcast – S2E12 – Weather, Drought, a Super El Niño, and the world of RTVs

Rural Roots Canada

Play Episode Listen Later Apr 15, 2026 21:45


On this episode of the Rural Roots Canada podcast, powered by Kubota Canada, RRC meteorologist David Spence joins hosts Tim Parent and Craig Lester to talk about the weather, specifically the ups and downs in the forecast at this time of year, the latest drought monitor, and talk of a super El Niño. Then, Craig explores the world of Rugged Terrain Vehicles, or RTVs, which have become a staple on modern farms and ranches across the country. Kubota's Ben Slute explains how RTVs streamline daily tasks, real-world uses, and why they've become an indispensable tool for both work and play.

Rural Roots Canada
RRC Podcast - S2E11 - Nortera closes its doors in Lethbridge & the agronomy student valedictorian

Rural Roots Canada

Play Episode Listen Later Apr 10, 2026 17:09


In this episode of the Rural Roots Canada podcast, brought to you by Kubota Canada, hosts Tim Parent and Craig Lester focus on two stories shaping the future of agriculture, one about what we're losing and one about where we're gaining. First, a developing story with real impact across southern Alberta: the closure of the Nortera plant in Lethbridge, which has sent shockwaves through the ag and food processing sectors. We'll hear from the Alberta Food Processors Association on what this means for jobs, farmers, and food production in the province. Then, Craig speaks to Paul Skretting (, an agronomy student at Lethbridge Polytechnic who has been named valedictorian for the Spring 2026 Convocation class. The two discuss being awarded the honour and how his agronomy studies have helped prepare him for a future in ag. From the uncertainty of now to the promise of a bright future - all on this week's RRC podcast. For more on Kubota Canada's Haymaking Tools go to:https://www.kubota.ca/products/hay-tools

Rural Roots Canada
Bringing Back the Tracks: B.C. Peace Pushes for Rail to Boost Agriculture

Rural Roots Canada

Play Episode Listen Later Apr 9, 2026 1:29


Freight rail service has been absent from parts of the B.C. Peace since 2018, shifting grain and other commodities onto trucks and putting added pressure on rural roads. In this update, RRC's Olivia Taylor speaks with Leonard Hebert, Vice Chair of the Peace River Regional District, about why local leaders are pushing to restore the line between Grande Prairie and Dawson Creek and what it could mean for producers, infrastructure, and the region's economy.

Rural Roots Canada
S2E9 – Brazil Recap, Canadian Agriculture Literacy Month and Prepping for Hay and Forage Season

Rural Roots Canada

Play Episode Listen Later Mar 29, 2026 30:46


Craig Lester is back from Brazil. In this episode, sponsored by Kubota Canada, we dive into what he saw on the ground from +30°C fields in the state of São Paulo. Craig talks about many forms of agriculture in a country that has transformed into a global agriculture powerhouse in just 50 years, a single generation.

Rural Roots Canada
Drought eases in the eastern prairies; worsens in the West

Rural Roots Canada

Play Episode Listen Later Mar 12, 2026 1:31


Despite winter snow, drought remains on the prairies The latest update to the Canadian Drought Monitor shows widespread moderate drought in southern and central Alberta, and southwestern Saskatchewan, where for most of the winter, the ground has been bare. RRC meteorologist David Spence has the details.

The Leadership Habit
Leading Through Change with Rebecca Reynolds

The Leadership Habit

Play Episode Listen Later Feb 20, 2026 51:17


Change is unavoidable in today's workplace. But confusion, resistance, and stalled initiatives don't have to be. In this episode of The Leadership Habit, Jenn DeWall sits down with change strategist Rebecca Reynolds to explore why most transformations struggle—and how leaders can guide their teams through change with clarity, confidence, and lasting impact. Meet Rebecca Reynolds, CEO & Strategist Rebecca Reynolds is the founder and CEO of RRC and a trusted advisor to leaders navigating complex organizational change. With more than 30 years of experience across corporate, nonprofit, and public sector organizations, she helps executives align teams, strengthen communication, and lead transformations that stick. Rebecca is also the author of Thresholds of Change: The Way Through Transformational Times, a practical playbook for guiding personal and organizational transformation. Her work focuses on designing change processes that support leaders while keeping people engaged, resilient, and focused on results. Why Most Change Initiatives Struggle In the episode, Reynolds shares a powerful insight: nearly 70% of people naturally resist change. That means most leaders are working against human instinct when introducing new strategies, systems, or priorities. Too often, organizations treat change as a one-time announcement rather than a structured journey. Leaders introduce a new idea, hope it works, and move on. When results fall short, teams become frustrated and disengaged. Sustainable change requires intention, pacing, and continuous communication—not quick fixes. The Four Thresholds of Change Reynolds' “Thresholds of Change” framework explains how people and organizations move through transformation in predictable stages. 1. Instigation: Recognizing Early Warning Signs This stage is about noticing when something is no longer working. Declining morale, repeated mistakes, missed deadlines, and customer complaints are all indicators that change may be necessary. Effective leaders pay attention early, before small problems become major disruptions. 2. The Liminal Stage: Creating Space for Insight Often called the “messy middle,” this phase is where many leaders lose patience. Instead of rushing to solutions, Reynolds encourages leaders to pause and listen. This stage allows teams to challenge assumptions, explore possibilities, and develop better ideas. It is uncomfortable—but essential for meaningful change. 3. Metabolization: Testing New Approaches Once clarity emerges, teams begin experimenting. Leaders pilot ideas, gather feedback, and refine processes. This stage builds confidence and helps employees feel ownership of the change. 4. Manifestation: Making Change Stick In the final stage, the organization operates with stronger alignment and renewed momentum. Performance improves, people trust the direction, and new habits become part of everyday work. When leaders engage the full process, change becomes lasting rather than temporary. Where Leaders Commonly Go Wrong Throughout the conversation, Jenn and Rebecca highlight several common mistakes that derail transformation: Treating major change like routine management Assuming everyone is comfortable with uncertainty Ignoring frontline perspectives Skipping reflection and planning time Communicating decisions only after they are finalized One key takeaway is that leaders are often more adaptable than their teams. Without intentional support, this gap leads to resistance and frustration. Why Collaboration Matters in Change Successful change is rarely built in isolation. Instead of designing plans behind closed doors, strong leaders invite input throughout the process. This improves solutions, builds trust, and prevents costly blind spots. When people feel heard and involved, they are far more likely to support new initiatives. Applying These Lessons in Your Organization This episode offers practical guidance for leaders at every level. As you reflect, consider: What signals might you be overlooking? Have you created space for honest dialogue? Are you moving too quickly to “fix” things? Who needs to be involved earlier? Change does not fail because people are incapable. It fails when leaders underestimate its complexity. Learn More from Rebecca Reynolds Explore Rebecca's work and resources, visit her website:  rebeccareynoldsconsulting.com You can also learn more through her book Thresholds of Change: The Way Through Transformational Times, which provides tools and frameworks for navigating transformation with confidence. One of the biggest reasons change efforts stall is that teams aren't aligned on how significant the change actually is. To help with that, Rebecca is offering Leadership Habit listeners a complimentary tool called The Change Scale Assessment. It helps leadership teams quickly align on the true scale of change they're facing—before decisions are made or momentum is lost.  Designed for groups of any size, the assessment brings multiple perspectives into the conversation, creating shared clarity and a more durable path forward. You can download the Change Scale Assessment for free at [https://changeauthor.myflodesk.com/ey39shovqa]. Strengthen Your Leadership Skills with Crestcom Leading change effectively requires strong communication, decision-making, and accountability skills. Crestcom's Complimentary Leadership Skills Workshop is a two-hour, interactive experience designed to help leaders and teams work better together and navigate challenges with confidence. Request your free workshop today at: https://crestcom.com/freeworkshop The post Leading Through Change with Rebecca Reynolds appeared first on Crestcom International.

Rural Roots Canada
RRC Podcast – S2E2 – An Ag Research Update from Lethbridge Polytechnic

Rural Roots Canada

Play Episode Listen Later Jan 14, 2026 8:21


Research is fundamentally important to agriculture, and serves as the primary engine for increasing productivity, ensuring global food security, fostering environmental sustainability, and driving economic growth. Without research and innovation, the agricultural sector would struggle to meet the demands of a growing population while facing challenges like climate change and resource scarcity. On this week's podcast, RRC's Craig Lester has a conversation with the senior research chair at Lethbridge Polytechnic, Willemijn Appels. They discuss research projects that got underway last year, and what projects we might expect for the year ahead.

Rural Roots Canada
RRC Podcast - S2E1 - Conferences, China, Canola, and Cattle

Rural Roots Canada

Play Episode Listen Later Jan 9, 2026 18:40


Happy New Year! On the new season of the Rural Roots Canada podcast, powered by Alberta Canola, it's a busy start to 2026 for RRC! Craig Lester is heading back on the road, preparing for the Alberta Seed Producers Conference, the Ag Services Board Conference, and Crossroads as farmers gear up for new season of growing. Meanwhile, Tim Parent dives into some of the biggest stories shaping Canadian agriculture, including Prime Minister Mark Carney's upcoming trip to China, where canola and trade are high on the agenda. The two also discuss new leadership at the Canadian Cattle Association and a record-breaking 2025 for Alberta Open Farm Days. It's a full slate of stories that capture the pulse of rural Canada, as we kick off a new year in Canadian agriculture at Rural Roots Canada.

Rural Roots Canada
RRC Podcast Ep. 21 - Looking Back on RRC's Year in Agriculture

Rural Roots Canada

Play Episode Listen Later Jan 1, 2026 26:20


On this RRC podcast, hosts Tim Parent and Craig Lester look back on a busy year in Canadian agriculture. From their trip to the Yukon, where farmers like Leona Watson are forging their own path in the North (2:44), to celebrating the Perry Family Farm, winners of the inaugural PepsiCo Global Farmer of the Year Award (11:24), the team covers a lot of ground. They also talk changing perceptions around beef with Jenna Sarich (13:52), visit Cudlobe Angus to chat with David and Dyce Bolduc (16:50), and wrap up with a look ahead to 2026's canola outlook with Alberta Canola chair Andre Harpe (21:15).

Rural Roots Canada
RRC Podcast Ep. 19 - Compassion, Community, and a Canola Industry Update

Rural Roots Canada

Play Episode Listen Later Dec 11, 2025 19:12


In this episode of the Rural Roots Canada podcast, powered by Alberta Canola, hosts Tim Parent and Craig Lester celebrate the season with a look at how Alberta Milk is helping make the holidays a little brighter by partnering with the Alberta Children's Hospital Foundation to give back in a big way. Then, Tim and Craig shift gears to the field, catching up with Alberta Canola Chair André Harpe to reflect on the year that was, the challenges producers faced, and what the canola sector can expect heading into 2026. Compassion, community, and canola, all in one RRC podcast. 

Rural Roots Canada
RRC Podcast Ep. 18 - John Barlow, Grow Canada, and the RRC Road Ahead

Rural Roots Canada

Play Episode Listen Later Dec 5, 2025 6:59


As the ag sector sprints toward the end of 2025, there's no shortage of energy, innovation, and conversation shaping the year ahead. In this episode of the Rural Roots Canada podcast—powered by Alberta Canola—host Tim Parent and RRC's Craig Lester recap some of the highlights from Grow Canada in Calgary, where industry leaders gathered to discuss Canada's role in global agriculture and how to unlock the sector's full potential. Plus, hear insights from MP John Barlow at the Advancing Women in Agriculture Conference, and find out how you can have your say at Alberta Canola's upcoming grower engagement meetings.

canada calgary road ahead advancing women rrc john barlow agriculture conference
Michigan Business Network
Michigan Business Beat | Cory Connolly, EGLE, $129M Boost for Michigan's Clean Energy Future

Michigan Business Network

Play Episode Listen Later Oct 26, 2025 7:25


Originally uploaded August 13th reloaded October 26th. Jeffrey Mosher welcomes Cory Connolly, Chief Climate Officer, EGLE ( Michigan Department of Environment, Great Lakes, and Energy), Lansing, MI. About: $129 Million Federal Investment Accelerates Michigan's Clean Energy Initiatives What is the Renewable Ready Communities (RRC) Program and why should Michigan residents care about it? How will this investment by the EPA accelerate the deployment of renewable energy projects in the state and how could it change the future of Michigan? Can you elaborate on the partnership with the Michigan Department of Labor and Economic Opportunity to ensure Michigan has the workforce to meet 2030 renewable energy goals? How will this support jobs? How will this investment help Michigan achieve the goals of the MI Healthy Climate Plan? What are other investments and projects EGLE is championing to support the roll out of clean energy? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/ The EPA has awarded Michigan $129 million from the Inflation Reduction Act's Climate Pollution Reduction Grant (CPRG) program. This investment will accelerate the deployment of renewable energy projects, helping Michigan achieve its climate goals while fostering economic growth and job creation. This funding will allow the state to launch Renewables Ready Communities (RRC), administered by the Michigan Department of Environment, Great Lakes, and Energy (EGLE). The RRC has five priority areas: Expanding the Renewables Ready Communities Award pilot, an initiative launched in 2024 with a one-time state investment of $30 million, that provides financial incentives, on top of tax revenue and community benefits, to local and tribal governments that approve and host utility-scale renewable energy and energy storage through local processes. Creating the Brownfield Renewable Energy Pilot program to provide grants for renewable energy projects on brownfields, incentivizing deployment on brownfields. Strengthening EGLE's Renewable Energy Academy to develop technical assistance for local and tribal governments to improve planning, siting, and permitting processes for renewable energy facilities and the new Brownfield Renewable Energy Pilot program. Supporting workforce development programs, in coordination with the Michigan Department of Labor and Economic Opportunity, to ensure Michigan has the workforce needed to build enough renewable energy to meet the state's 2030 goals. Developing a Renewables Ready Communities Strategic Plan to ensure a comprehensive strategy for utility-scale and brownfield renewable energy projects to meet the state's 60% renewable energy by 2030 goals. Governor Gretchen Whitmer announced the U.S. Environmental Protection Agency (EPA) has awarded the State of Michigan $129.1 million from the Biden-Harris administration's Inflation Reduction Act's (IRA) Climate Pollution Reduction Grant (CPRG) program to accelerate the deployment of renewable energy like wind, solar, and storage. The investment will help Michigan meet its 60% renewable energy and 100% clean energy standards set under the recently enacted clean energy laws. Getting this done will create good-paying jobs, drive down energy costs, and protect the state's air, land, and water. “Michigan is committed to leading the future of clean energy so we can drive down utility costs for families, create good-paying jobs, and grow our advanced manufacturing economy,” said Governor Whitmer. “Thanks to our congressional delegation and the Biden-Harris administration's investment in Michigan, we are ready to launch the Renewables Ready Communities Program to meet our renewable energy and MI Healthy Climate Plan goals.

The Tax Chick Podcast
Mini-Episode - Preview of the 2025-2026 STEP Saskatchewan Season!

The Tax Chick Podcast

Play Episode Listen Later Sep 1, 2025 11:40


If you have been listening to my podcast for a while, you will know how much I value my involvement with STEP (the Society of Trust and Estate Practitioners). It is not just about the TEP designation.  What I love most are the connections, the learning, and the high-quality professional development that STEP provides. Honestly, it is some of the best CPD I get all year! So, I am taking a quick detour from regular podcast programming to share with you the exciting lineup of events we have planned for our STEP Saskatchewan Branch! Attendance at STEP events is open to non-members and members.  We are excited to launch the 2025-2026 Season for STEP Saskatchewan, and in this episode, I walk you through what is coming up this year!  All sessions are available in person or on demand - and the topics for this season have broad applicability outside of just Saskatchewan practitioners.  Here is the scoop:September 15, 2025 - We are kicking off the season with a BIG celebration (STEP Saskatchewan is the first Chapter in Canada to achieve full branch status!)October 8, 2025 – Tax Update:  Top Estate and Trust Issues (with special guest, Kenneth Keung, CPA, CA, CPA (CO, USA), CFP, MTAX, LLB, TEP, Vancouver: Doane Grant Thornton LLP)November 5, 2025 – Death of a Property Owner - Planning with Interests in Real Estate (with special guests, Tannis Dawson CPA, CA, CFP, RRC, FEA, TEP, Winnipeg: TD Wealth and Krista Evanisky, JD, TEP, Saskatoon: Clarity Law)April 8, 2026 – A Practitioner's Guide to the Trust Life Cycle: Tax and Best Practices (with special guest, Troy McEachren, BCL, LLB, TEP, Montreal: Miller Thomson LLP)May 6, 2026 – US Cross Border Properties and Estates (with special guest, Mariska Loeppky, CPA, CA, CFP, TEP, Winnipeg: IG Private Wealth Management)RESOURCES DISCUSSED ON THIS EPISODE:www.step.caSTEP Saskatchewan RegistrationOur fabulous speakers:Kenneth KeungTannis DawsonKrista EvaniskyTroy McEachernMariska Loeppky     HERE ARE SOME OTHER WAYS TO CONNECT WITH ME:My website! Email: thetaxchickpodcast@gmail.com@tax.chick (IG) LinkedInBe a "Tax Chick VIP"

Intimate Conversations
Embodying the Divine Journey with Rebecca Reynolds

Intimate Conversations

Play Episode Listen Later Jul 24, 2025 73:12


My Allana Pratt Method Coach, Kristina, has been speaking of Rebecca for years. I am super stoked I followed through and interviewed this brilliant, embodied, and inspiring woman! Rebecca gets Change!  It's like she's another facet of the same Diamond I am, one that we shine a congruent, complementary light on embracing change and an aligned feeling of breathtaking honor to walk with someone through the cycle of change. She helped me turn some unconscious competences into competent competences. I'm so grateful! In this conversation that I would have been happy to have gone on for over 5 hours (which is definitely going to happen when I get my ass to Santa Fe and meet her), we also discussed... - How my superpower is definitely supporting people in what she calls the Liminal stage of change, when you step into the unknown and face uncertainty, when you feel uncomfortable and often avoid feelings, when you leave what's no longer working and take the leap - How she's helping us to redefine change not as something bad, but something that could even be joyous when we no longer resist this natural process we were born to embrace and designed to experience - How we both get the body is the key! To trust the body! Listen to the body! That God is our body! Oh my God, I literally come out of my skin into Oneness with all when we talk about this! And how we love to dance, it's a portal to such wisdom :-) - How our personal client stories are teaching moments of our own personal evolution and expansion of our Mastery over decades of on-court learning and discovery - How what she calls the 'I know' mind can block the wisdom of the body and the ability for the Divine to guide our way, that we all outgrow things, be it a job, a relationship, and even our thoughts - How deeply we love and honor our clients, understanding their cynicism or blame is really a protection on top of deep fear and hopelessness, that they just can't stand the possibility of being hurt or let down again - How her book explains not just the process of change but questions you can ask at each section and acknowledgments you can make, revealing the beauty and necessity of each stage to not stay stuck, bypass, or keep looping - Her outstanding ability to go into triggered situations, not take things personally, hear Spirit pouring through her, and be the safe space for a client, company or organization to evolve - Her wisdom to watch the energy of a space that, once they've gone through the intense stages of change, as they relax, laughter erupts, joy can be effervescent, and that we can all make it through change, especially when we do it together Please get her book, Thresholds of Change: The Way through Transformational Times.  https://www.rebeccaborlandreynolds.com/thresholds-of-change1 You will find yourself in the pages and be able to embrace the changes in your life more elegantly, potently, and authentically to embrace the next amazing version of you. ➡️ Go check out patreon.com/allanapratt for Exclusive content!   About Rebecca Reynolds:   Rebecca Reynolds is a writer of both fiction and nonfiction, as well as the founder and principal of her consulting firm, RRC. Over three decades, Rebecca has companioned people on their change journeys, helping them navigate both the process of change itself and their wide-ranging reactions to it. Rebecca is known for her ability to bring diverse viewpoints together in conversations that result in deep understanding and wholly new visions of what is possible. Responding to client roadblocks and confusions, Rebecca has pioneered new methods to help them adapt and thrive. Her timely book, Thresholds of Change: The Way through Transformational Times, reveals her unique approach to change—personal, organizational, global—that achieves lasting and innovative outcomes. It's been called a book for our times. Whether hiking barefoot in Italy's Apennine mountains, soaring in helicopters, piping cupcakes, worshipping in the sacred spaces of many traditions, or being a hospice companion, Rebecca explores the illimitable human experience and changes vital role in it. She currently lives in Santa Fe, New Mexico. Website: https://www.rebeccaborlandreynolds.com/ Instagram URL: https://www.instagram.com/rebeccaborlandreynolds/?hl=en Change Assessment Tool - Need help better understanding the change you're facing? Need to get a group on the same page? Then this free assessment tool is for you! https://changeauthor.myflodesk.com/fdk9sdpckj Thresholds of Change: The Way through Transformational Times https://www.rebeccaborlandreynolds.com/thresholds-of-change1     ---------------------------------------------------------------- ❤️ Schedule your Intimacy Breakthrough Experience with me today. https://allanapratt.com/connect Scholarship Code: READYNOW ❤️ Finding the One is Bullsh*t. Becoming the One is brilliant and beautiful, and ironically, the key to attracting your ideal partner. Move beyond the fear of getting hurt again. Register for Become the One Introductory Program. https://allanapratt.com/becomeintro Use Code: BTO22 to get over 40% off ❤️ We're thrilled to partner with Magic Mind for this episode. Go to https://magicmind.com/INTIMATECONVERSATIONS40 to avail exciting offers! ❤️ Let's stay connected. Exclusive Video Newsletter - allanapratt.com/newsletter Instagram - @allanapratt [ /allanapratt ] Facebook - @coachallanapratt [ /coachallanapratt ]

The Great Canadian Talk Show
May 26 2025- James Kane Explains The History Of Gay Rights In Winnipeg

The Great Canadian Talk Show

Play Episode Listen Later May 26, 2025 28:55


The recent history of the Pride celebrations in Winnipeg have been marred by discrimination behind the scenes against Jewish, Israeli and pro-Zionist volunteers, sponsors and performers . Last year the hate exploded into public view when the 'Chickens for KFC ' crowd - LGBTQ+ far left radicals who would be tortured and murdered if they dared set foot in Gaza or the West Bank - asserted their strident antisemitic political ideology at the public events. Only the Winnipeg Sun reported on the intimidation and harassment of Jewish Winnipeggers- Pride weekend anti-Semitism a shocking displayhttps://winnipegsun.com/opinion/gold-pride-weekend-anti-semitism-a-shocking-displayThe Saturday night Gala at the Metropolitan Theatre was "like Hitler rally" according to numerous witnesses, and a marginal "BIPOC" group stopped the Sunday parade with vile antisemitic chants and banners. Rather than call the cops, sympathetic organizers conceded Main Stage time to the Jew-haters to repeat their tropes and support for Hamas terrorists. It was shameful.It wasn't always like this. In fact, members of the Jewish community were among the first in the 1970's to demonstrate for gay rights and then in the 1980's to contribute financially to the establishment of the Rainbow Resource Centre and to sponsoring Pride Winnipeg Festival Inc. events.Episode 25 presents a brief interview with James Kane, who attended the first parade. He tells his story of 'coming out' in that era, the kinds of obstacles and issues people like him faced in doing so, and also addresses the unacceptable emergence of antisemitism and anti-Zionism in local LGBTQ+ organizations and events. You can read more about the responses of RRC and Pride Winnipeg to the requests from the Jewish Rainbow Coalition for a public apology and repudiation of Jew-haters who hijacked the 2024 celebrations, with comments from James Kane, in our Winnipeg Sun column of May 25th - Will Pride weekend be a repeat of last year's Jew-hating antics?https://winnipegsun.com/opinion/columnists/0525-gold-will-pride-weekend-be-a-repeat-of-last-years-jew-hating-antics*****The Season Six Funding Drive is now at $1160 - thank you to our newest donors! Whether it's $50 or $500, it all adds up! Help ensure that we stay on the beat delivering hard-hitting reports and newsmaking interviews that bring information and views the broadcast media in Winnipeg won't provide the public.To Donate via PayPal- paypal.com/paypalme/MartyGoldMediaTo Donate via E-Transfer, Cheques and Cash, or to Advertise & Sponsor Segments, Email- Martygoldlive@gmail.com

How to Trade Stocks and Options Podcast by 10minutestocktrader.com
This Is the Best Investing Advice of Your Life

How to Trade Stocks and Options Podcast by 10minutestocktrader.com

Play Episode Listen Later May 9, 2025 62:43


Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Is Rocket Lab ($RKLB) the next breakout play? This video breaks down a high-probability trade setup using the OVTLYR Nine framework — a strategic system that aligns trend, market signals, breadth, sector sentiment, and behavioral analytics into a simple checklist that gives traders the edge.Inside, you'll get a full breakdown of:✅ The exact screener criteria used to filter trades with the highest expected returns✅ How to use the fear & greed heatmap to time trades like institutional pros✅ Why “cash is a position” — and how to stay out of traps that destroy new traders✅ A walkthrough of Rocket Lab's setup across multiple signals: price trend, sector strength, breadth reversals, and clean order flow✅ And how to structure a trade for maximum reward while minimizing riskThis is real trading — not hype or guesswork. You'll see the thought process behind picking the trade, setting entries and exits, managing risk, and applying advanced options logic. We cover:➡️ Why extrinsic value ruins most retail options traders➡️ How to spot low-liquidity traps in the options chain➡️ The right way to size trades using ATR stops and volatility-adjusted levels➡️ And how anchoring to outcomes kills portfolios — plus what to do insteadYou'll also see how the OVTLYR Nine works in action — applied to not just Rocket Lab, but other tickers like $HIMS and $RRC. If it's not lining up across trend, signal, breadth, and sentiment… it's not worth the trade. Period.New to trading? This is the real learning curve. Expect to lose in Year 1. Maybe even Year 2. But with the right framework, plan, and risk focus, you can start stacking wins instead of stacking losses. That's the mission — trade smarter, not harder.No fluff. No gambling. Just strategy.And now with OVTLYR University launching — free and open access — you'll get structured education on exactly how to trade smarter using the same tools and processes shown here. No paywalls. No gimmicks. Just pure edge!Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Retirement Answer Man
Process Over Panic: Social Security

Retirement Answer Man

Play Episode Listen Later May 7, 2025 42:46


This week, we continue our Process Over Panic theme by focusing on how to take back control in uncertain times. Learn how to shift your energy toward what you can control—and let go of what you can't. Plus, Marcia Mantell joins us to break down the latest updates on Social Security and what they mean for your retirement plan. Tune in and take one more step toward a confident, purposeful retirement.SUMMARY OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but rock it!(01:58) We have to focus on things we can control and manage the things that we can't.(3:08) Today we are going to talk about social security- what we can control and what we can't. ROCKIN' RETIREMENT IN THE WILD(03:52) Roger shares a “Rockin' Retirement in the Wild” story from a listener and member of the RRC.PROCESS OVER PANIC- SOCIAL SECURITY WITH MARCIA MANTELL(06:30) There have been a lot of changes coming out of the Social Security Administration.(07:40) What is controllable with Social Security?(09:56) What are the uncontrollables with Social Security?(13:51) To help us understand the current state of Social Security, we're talking with Marcia Mantell.(15:38) Marcia says facts over fear are SO important and she is not fearful but watchful.(18:49) What changes have happened recently with social security?(23:00) There are different proposals floating around regarding Social Security to improve the implementation of the program.(25:10) Marcia discusses her thoughts on the idea that Social Security will run out by 2033.(28:55) How easy is it to create a sustainable Social Security system?(31:47) The goal of Social Security is to provide a basic income, roof over our head, and food on the table.(33:10) Over 50% of people rely on Social Security for their primary source of income.(36:10) If you are 55 or older, should you make a material change related to what you anticipate your Social Security to be?SMART SPRINT(40:56) In the next seven days, identify one thing in your retirement planning you can't control that's draining your energy. Then, take one small action to shift that focus toward what you can control. Awareness is the first step to rocking retirement—and life.BONUS(41:49) Next installment from missions flown by Roger's grandfather in World War IIREFERENCESRetirement Answer ManSign up for The Noodle (previously known as Six Shot Saturday)Mantell Retirement ConsultantsSocial Security AdministrationShow notes created by https://headliner.app

Evolve
Episode 62: Rabbi Sandra Lawson and Rabbi Alex Weissman on Dismantling Racism

Evolve

Play Episode Listen Later Jan 16, 2025 56:36


“Dismantling Racism from the Inside Out.” The idea is deceptively simple and strongly rooted in Jewish tradition. To change society, individuals must first address their own attitudes, biases and inner lives. Easy to say, much harder to carry out. With funding from the Wabash Center, Rabbi Sandra Lawson and Rabbi Alex Weissman decided to try this approach at the Reconstructionist Rabbinical College, which is committed to anti-racism. Working with faculty, Lawson and Weissman led a year-long process grounded in mussar (Jewish ethical practice.) The work was set to begin in earnest on Oct. 17, 2023. In this episode, Weissman and Lawson talk about how the attacks of Oct. 7 and subsequent war cast a shadow over the project but ultimately led to some important insights about how racism has impact Jewish institutions. They also address why, in an age of skyrocketing antisemitism, it's as important as ever for Jewish communities to address racism. Theme song, “Ilu Finu” by Rabbi Miriam Margles. Her album This is the Day is available for purchase at CDBaby: https://store.cdbaby.com/cd/miriammarglesandthehadarensemb Visit our home on the web — Evolve: Groundbreaking Jewish Conversations: http://evolve.reconstructingjudaism.org Subscribe by Email at http://subscribebyemail.com/evolve.fireside.fm/rss Read these show notes on the web at https://evolve.fireside.fm/1 This podcast is produced by Reconstructing Judaism. Visit us at ReconstructingJudaism.org (https://ReconstructingJudaism.org). Special Guests: Rabbi Alex Weissman and Rabbi Sandra Lawson.

The Storm Skiing Journal and Podcast
Podcast #186: Grand Targhee Managing Director & General Manager Geordie Gillett

The Storm Skiing Journal and Podcast

Play Episode Listen Later Nov 7, 2024 74:19


This podcast hit paid subscribers' inboxes on Oct. 31. It dropped for free subscribers on Nov. 7. To receive future episodes as soon as they're live, and to support independent ski journalism, please consider an upgrade to a paid subscription. You can also subscribe to the free tier below:WhoGeordie Gillett, Managing Director and General Manager of Grand Targhee, WyomingRecorded onSeptember 30, 2024About Grand TargheeClick here for a mountain stats overviewOwned by: The Gillett FamilyLocated in: Alta, WyomingYear founded: 1969Pass affiliations: Mountain Collective: 2 days, no blackoutsClosest neighboring ski areas: Jackson Hole (1:11), Snow King (1:22), Kelly Canyon (1:34) – travel times vary considerably given time of day, time of year, and weather conditions.Base elevation: 7,650 feet (bottom of Sacajawea Lift)Summit elevation: 9,862 feet at top of Fred's Mountain; hike to 9,920 feet on Mary's NippleVertical drop: 2,212 feet (lift-served); 2,270 feet (hike-to)Skiable Acres: 2,602 acresAverage annual snowfall: 500 inchesTrail count: 95 (10% beginner, 70% intermediate, 15% advanced, 5% expert)Lift count: 6 (1 six-pack, 2 high-speed quads, 2 fixed-grip quads, 1 carpet – view Lift Blog's inventory of Grand Targhee's lift fleet)Why I interviewed himHere are some true facts about Grand Targhee:* Targhee is the 19th-largest ski area in the United States, with 2,602 lift-served acres.* That makes Targhee larger than Jackson Hole, Snowbird, Copper, or Sun Valley.* Targhee is the third-largest U.S. ski area (behind Whitefish and Powder Mountain) that is not a member of the Epic or Ikon passes.* Targhee is the fourth-largest independently owned and operated ski area in America, behind Whitefish, Powder Mountain, and Alta.* Targhee is the fifth-largest U.S. ski area outside of Colorado, California, and Utah (following Big Sky, Bachelor, Whitefish, and Schweitzer).And yet. Who do you know who has skied Grand Targhee who has not skied everywhere? Targhee is not exactly unknown, but it's a little lost in skiing's Bermuda Triangle of Jackson Hole, Sun Valley, and Big Sky, a sunken ship loaded with treasure for whoever's willing to dive a little deeper.Most ski resort rankings will plant Alta-Snowbird or Whistler or Aspen or Vail at the top. Understandably so – these are all great ski areas. But I appreciate this take on Targhee from skibum.net, a site that hasn't been updated in a couple of years, but is nonetheless an excellent encyclopedia of U.S. skiing (boldface added by me for emphasis):You can start easy, then get as wild and remote as you dare. Roughly 20% of the lift-served terrain (Fred's Mountain) is groomed. The snowcat area (Peaked Mountain) is completely ungroomed, completely powder, totally incredible [Peaked is lift-served as of 2022]. Comparisons to Jackson Hole are inevitable, as GT & JH share the same mountain range. Targhee is on the west side, and receives oodles more snow…and therefore more weather. Not all of it good; a local nickname is Grand Foggy. The locals ski Targhee 9 days out of 10, then shift to Jackson Hole when the forecast is less than promising. (Jackson Hole, on the east side, receives less snow and virtually none of the fog). On days when the weather is good, Targhee beats Jackson for snow quality and shorter liftlines. Some claim Targhee wins on scenery as well. It's just a much different, less crowded, less commercialized resort, with outstanding skiing. Some will argue the quality of Utah powder…and they're right, but there are fewer skiers at Targhee, so it stays longer. Some of the runs at Targhee are steep, but not as steep as the couloirs at Jackson Hole. Much more of an intermediate mountain; has a very “open” feel on virtually all of the trails. And when the powder is good, there is none better than Grand Targhee. #1 ski area in the USA when the weather is right. Hotshots, golfcondoskiers and young skiers looking for “action” (I'm over 40, so I don't remember exactly what that entails) are just about the only people who won't call Grand Targhee their all-time favorite. For the pure skier, this resort is number one.Which may lead you to ask: OK Tough Guy then why did it take you five years to talk about this mountain on your podcast? Well I get that question about once a month, and I don't really have a good answer other than that there are a lot of ski areas and I can only talk about one at a time. But here you go. And from the way this one went, I don't think it will be my last conversation with the good folks at Grand old Targhee.What we talked aboutContinued refinement of the Colter lift and Peaked Mountain expansion; upgrading cats; “we do put skiing first here”; there's a reason that finance people “aren't the only ones in the room making decisions for ski areas”; how the Peaked expansion changed Targhee; the Teton Pass highway collapse; building, and then dismantling, Booth Creek; how ignoring an answering machine message led to the purchase of Targhee; first impressions of Targhee: “How is this not the most popular ski resort in America?”; imagining Booth Creek in an Epkonic alt reality; Targhee's commitment to independence; could Targhee ever acquire another mountain?; the insane price that the Gilletts paid for Targhee; the first time you see the Rockies; massive expansion potential; corn; fixed-grip versus detach; Targhee's high percentage of intermediate terrain and whether that matters; being next-door neighbors with “the most aspirational brand in skiing”; the hardest part of expanding a ski area; potential infill lifts; the ski run Gillett would like to eliminate and why; why we're unlikely to see a lift to the true summit; and why Targhee joined Mountain Collective but hasn't joined the Ikon Pass (and whether the mountain ever would).Why I thought that now was a good time for this interviewA few things make Targhee extra relevant to our current ski moment:* Targhee is the only U.S. ski area aside from Sugar Bowl to join the Mountain Collective pass while staying off of Ikon.* In 2022, Targhee (sort of) quietly opened one of the largest lift-served North American ski expansions in the past decade, the 600-acre Peaked Mountain pod, served by the six-pack Colter lift.* The majority of large U.S. ski areas positioned on Forest Service land are bashful about their masterplans, which are publicly available documents that most resort officials wish we didn't know about. That's because these plans outline potential future expansions and upgrades that resorts would rather not prematurely acknowledge, lest they piss off the Chipmunk Police. So often when I'm like “Hey tell us about this 500-acre bowl-skiing expansion off the backside,” I get an answer that's something like, “well we look forward to working with our partners at the Forest Service to maybe consider doing that around the year 3000 after we complete our long-term study of mayfly migration routes.” But Geordie is just like, “Hell yes we want to blow the resort out in every direction like yesterday” (not an exact quote). And I freaking love the energy there.* Most large Western ski areas fall into one of two categories: big, modern, and busy (Vail, Big Sky, Palisades, Snowbird), or big, somewhat antiquated, and unknown (Discovery, Lost Trail, Silver). But Targhee has split the difference, being big, modern, and lesser-known, that rare oasis that gives you modern infrastructure (like fast lifts), without modern crowds (most of the time). It's kind of strange and kind of glorious, and probably too awesome to stay true forever, so I wanted to get there before the Brobot Bus unloaded.* Even 500-inches-in-an-average-winter Targhee has a small snowmaking system. Isn't that interesting?What I got wrong* I said that $20 million “might buy you a couple houses on the slopes at Jackson Hole.” It kind of depends on how you define “on the slopes,” and whether or not you can live without enough acreage for your private hippo zoo. If not, $24.5 million will get you this (I'm not positive that this one is zoned for immediate hippo occupation).* I said that 70 percent of Targhee's terrain was intermediate; Geordie indicated that that statistic had likely changed with the addition of the Peaked Mountain expansion. I'm working with Targhee to get updated numbers.Why you should ski Grand TargheeThe disconnect between people who write about skiing and what most people actually ski leads to outsized coverage of niche corners of this already niche activity. What percentage of skiers think that skiing uphill is fun? Can accomplish a mid-air backflip? Have ever leapt off a cliff more than four feet high? Commute via helicopter to the summit of their favorite Alaskan powder lines? The answer on all counts is probably a statistically insignificant number. But 99 percent of contemporary ski media focuses on exactly such marginal activities.In some ways I understand this. Most basketball media devote their attention to the NBA, not the playground knuckleheads at some cracked-concrete, bent-rim Harlem streetball court. It makes sense to look at the best and say wow. No one wants to watch intermediate skiers skiing intermediate terrain. But the magnifying glass hovering over the gnar sometimes clouds consumer choice. An average skier, infected by cliffity-hucking YouTubes and social media Man Bro boasting, thinks they want Corbet's and KT-22 and The Cirque at Snowbird. Which OK if you zigzag across the fall line yeah you can get down just about anything. But what most skiers need is Grand Targhee, big and approachable, mostly skiable by mostly anyone, with lots of good and light snow and a low chance of descent-by-tomahawk.Targhee's stats page puts the mountain's share of intermediate terrain at 70 percent, likely the highest of any major North American ski area (Northstar, another big-time intermediate-oriented mountain, claims 60 percent blue runs). I suspect this contributes to the resort's relatively low profile among destination skiers. Broseph Jones and his Brobot buddies examine the statistical breakdown of major resorts and are like “Yo cuz we want some Jackson trammage because we roll hard see.” Even though Targhee is bigger and gets more snow (both true) and offers a more realistic experience for the Brosephs.That's not to say that you shouldn't ski Jackson Hole. Everyone should. But steeps all day are mentally and physically draining. It's nice most of the time to not be parkouring down an elevator shaft. So go to Targhee too. And you can whoo-hoo through the deep empty trees and say “dang Brah this is hella rad Brah.” And it is.Podcast NotesOn the Peaked Mountain expansionThe Peaked Mountain terrain has been marked on Targhee's trailmap for years, but up until 2022, it was accessible mostly via snowcat:In 2022, the resort dropped a six-pack back there, better defined the trail network, and brought Peaked into the lift-served terrain package:On Grand Targhee's masterplanHere's the overview of Targhee's Forest Service master development plan. You can see potential expansions below Blackfoot (left in the image below), looker's right of Peaked/Colter (upper right), and below Sacajawea (lower right):Here's a better look at the so-called South Bowl proposal, which would add a big terrain pod contiguous with the recent Peaked expansion:Here's the MDP's inventory of proposed lifts. These things often change, and the “Peaked DC-4” listed below actualized as the Colter high-speed sixer:Targhee's snowmaking system is limited, but long-term aspirations show potential snowmaking stretching toward the top of the Dreamcatcher lift:On opposition to all of this potential expansionThere are groups of people masquerading as environmental commandos who I suspect oppose everything just to oppose it. Like oh a bobcat pooped next to that tree so we need to fence the area off from human activity for the next thousand years. But Targhee sits within a vast and amazing wilderness, the majority of which is and should be protected forever. But humans need space too, and developing a few hundred acres directly adjacent to already-developed ski terrain is the most sustainable and responsible way to do this. It's not like Targhee is saying “hey we're going to build a zipline connecting the resort to the Grand Teton.” But nothing in U.S. America can be achieved without a minimum of 45 lawsuits (it's in the Constitution), so these histrionic bozos will continue to exist.On Net Promoter Score and RRCI'm going to hurt myself if I try to overexplain this, so I'll just point toward RRC's Net Promoter Score overview page and the company's blog archive highlighting various reports. RRC sits quietly behind the ski industry but wields tremendous influence, assembling the annual Kotke end-of-season statistical report, which offers the most comprehensive annual overview of the state of U.S. skiing.On the reason I couldn't go to Grand Targhee last yearSo I was all set up to hit Targhee for a day last year and then I woke up in the middle of the night thinking “Gee I feel like I'm gonna die soon” and so I did not go skiing that day. Here's the full story if you are curious how I ended up not dying.On the Peaked terrain expansion being the hypothetical largest ski area in New HampshireI'll admit that East-West ski area size comparisons are fundamentally flawed. Eastern mountains not named Killington, Smugglers' Notch, and Sugarloaf tend to measure skiable terrain by acreage of cut trails and maintained glades (Sugarbush, one of the largest ski areas in the East by pure footprint, doesn't even count the latter). Western mountains generally count everything within their boundary. Fair enough – trying to ski most natural-growth eastern woods is like trying to ski down the stands of a packed football stadium. You're going to hit something. Western trees tend to be higher altitude, older-growth, less cluttered with undergrowth, and, um, more snow-covered. Meaning it's not unfair to include even unmarked sectors of the ski area as part of the ski area.Which is a long way of saying that numbers are hard, and that relying on ski area stats pages for accurate ski area comparisons isn't going to get you into NASA's astronaut training academy. Here's a side-by-side of 464-acre Bretton Woods – New Hampshire's largest ski area – and Targhee's 600-acre Peaked Mountain expansion, both at the same scale in Google Maps. Clearly Bretton Woods covers more area, but the majority of those trees are too dense to ski:And here's an inventory of all New Hampshire ski areas, if you're curious:On the Teton Pass highway collapseYeah so this was wild:On Booth CreekGrand Targhee was once part of the Booth Creek ski conglomerate, which now exists only as the overlord for Sierra-at-Tahoe. Here's a little history:On the ski areas at Snoqualmie Pass being “insane”We talk a bit about the “insane” terrain at Summit at Snoqualmie, a quirky ski resort now owned by Boyne. The mountain was Frankensteined together out of four legacy ski areas, three of which share a ridge and are interconnected. And then there's Alpental, marooned across the interstate, much taller and infinitely rowdier than its ho-hum brothers. Alpy, as a brand and as a badass, is criminally unknown outside of its immediate market, despite being on the Ikon Pass since 2018. But, as Gillett notes, it is one of the roughest, toughest mountains going:On Targhee's sinkholePer Jackson Hole News and Guide in September of last year:About two weeks ago, a day or so after torrential rain, and a few days after a downhill mountain biking race concluded on the Blondie trail, Targhee ski patrollers noticed that something was amiss. Only feet away from the muddy meander that mountain bikers had zipped down, a mound of earth had disappeared.In its place, there was a hole of unknown, but concerning, size.Subsequent investigations — largely, throwing rocks into the hole while the resort waits for more technical tools — indicate that the sinkhole is at least 8 feet wide and about 40 feet deep, if not more. There are layers of ice caking the walls a few feet down, and the abyss is smack dab in the middle of the resort's prized ski run.Falling into a sinkhole would be a ridiculous way to go. Like getting crushed by a falling piano or flattened under a steamroller. Imagine your last thought on earth is “Bro are you freaking kidding me with this s**t?”On the overlap between Mountain Collective and IkonMountain Collective and Ikon share a remarkable 26 partner ski areas. Only Targhee, Sugar Bowl, Marmot Basin, Bromont, Le Massif du Charlevoix, and newly added Megève have joined Mountain Collective while holding out on Ikon.The Storm explores the world of lift-served skiing year-round. Join us.The Storm publishes year-round, and guarantees 100 articles per year. This is article 70/100 in 2024, and number 570 since launching on Oct. 13, 2019. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.stormskiing.com/subscribe

Retirement Answer Man
Think Smart, Retire Smarter: Circle of Competence

Retirement Answer Man

Play Episode Listen Later Oct 23, 2024 46:08


In this episode, we delve into the concept of the Circle of Competence, a key principle in the mental mindset arsenal. We also feature Karen's inspiring story of transitioning from accumulation to decumulation, redefining her retirement journey. Join us as we explore the importance of deep knowledge versus surface understanding, and how you can apply these insights to your life. Also, don't miss our upcoming live online meetup on November 7, where we'll discuss Roth conversions and introduce the Rock Retirement Club. Sign up at livewithroger.com and take the first step towards rocking your retirement!PRACTICAL PLANNING SEGMENT(00:00) This week we will talk about the Circle of Competence and decumulation (01:05) Live online meet up 11/ 7 at 7pm central about Roth conversions and RRC Open House(04:33) The internet creates false competence and internet experts(07:05) Circle of competence says individuals should focus their efforts within areas where they have a deep understanding or expertise (07:32) Warren Buffett is a master at staying within the Circle of Competence (12:10) Your competence in retirement is informed by your experience and research(14:00) How do you know who is competent at some level in retirement planning?(15:10)  As competence goes up, sometimes confidence can diminish(18:40) If you're not in your Circle of Competence, what should you do?(21:30) How do you gauge someone's Circle of Competence?INTERVIEW WITH KAREN ABOUT DECUMULATION(24:27) Karen shares her story and journey to understanding decumulation(25:20) Karen became a widow five years before she retired from pediatrics at age 62(26:50) Karen learned from the RRC about the concept of decumulation(29:30) Second Order consequence of not touching principal (33:00) Karen talked about a degenerative issue from a vision standpoint in your family(35:56) I asked RRC members for recommendations on where to go, what to do(38:00) Karen recaps her travels as a single elderly lady traveling alone and with groups(40:29) So I'm thinking of you in decumulation, that change in conception and seeing in detail that it's okay to spend x amount of money on various things.SMART SPRINT(43:11) In the next seven days, I want you to think about the distinction between accumulation and decumulation.REFERENCESGreat Mental Models-  Rhiannon Beaubien Shane ParrishInto Thin Air- Jon KrakauerLive Long and Well with Dr. BobbyOverseas Adventure TravelThe History Chicks PodcastRoad ScholarsThe Soul of Wealth- Dr. Daniel Crosby

Retirement Answer Man
Think Smart, Retire Smarter: Second Order Thinking

Retirement Answer Man

Play Episode Listen Later Oct 9, 2024 91:29


Welcome to the second week of our series on improving decision-making skills with mental models to help you rock retirement! This week, we delve into the concept of second order thinking, also known as the law of unintended consequences. Learn how to think beyond immediate outcomes and explore the long-term impacts of your decisions, whether it's buying a new car or helping your child with a down payment. We'll also share insightful stories from RRC retirees who have navigated the transition to retirement, offering wisdom on what they were excited about, what they worried about, and how their perspectives have changed. Plus, we answer your questions and discuss practical applications of second order thinking in retirement planning. Join us for an episode packed with valuable insights and tips to enhance your retirement journey! PRACTICAL PLANNING SEGMENT(00:00) This week's show focuses on improving decision making skills ahead of retirement(01:15) Revisiting inversion thinking with listener feedback(03:18) Shoutout to RRC Member Kevin(5:00) Starting our second mental model: Second order thinking or the law of unintended consequence(9:00) Reflecting on giving money productively to children using second order thinking (12:58) Second order consequence thinking can help you tease out downstream consequences of retirement planning(13:40) Building a retirement plan of record thinking in second order consequence thinking.RRC RETIREE INTERVIEWS(15:20) Talking to our own Kevin Sebesta about retirement (18:09) What is a fun bucket?(23:00) Talking with two-year retiree, Bob, about what his concerns were before retirement and what he was most looking forward to.(27:54) Bob talks about making indulgent purchases in retirement.(30:46) Asking Bob what advice he would have given his younger self.(33:01) Talking to five-year retiree, Becky, about her concerns prior to retirement.(36:06) When you retired, would you say you were overfunded or very constrained?(38:00) How were you comfortable with the unknown going into retirement?(39:30) How important is it to have friends who are on a similar journey?(44:57) Talking to four-year retiree, Jack, about his concerns two years prior to retirement.(48:35) Jack talks about volunteering at food pantries and food banks.(50:46) How do you avoid getting bored in retirement?(52:04) What would you have done differently when it comes to transitioning to retirement?(53:15) Talking with five-year retiree, Chip, about transitioning from professional to retiree.(55:55) A year or two before retirement, what were your biggest concerns?(56:50) “Getting laid off was probably the best thing that ever happened to me.”(59:17) It's been a journey after retirement figuring out how to manage your time(01:03:10) Looking back, is there anything you would've done differently?LISTENER QUESTIONS(01:05:14) Mikey asks about withdrawing social security before seventy.(01:09:23) Mike and Bonnie ask about using debt for tax management purposes(01:16:21) Dirk asks about principle protected, structured ETFs(01:17:25) What is principal protection structured ETF?(01:23:59) Tim asks about investing based on newsletters.SMART SPRINT(01:28:59) Use second order thinking to help you make low-stakes decisionsREFERENCESRock Retirement Clubhttps://rockretirementclub.com Six Shot Saturdayhttps://sixshotsaturday.com Roger Whitneyhttps://rogerwhitney.com 

Evolve
Episode 57: The Anniversary of October 7 and BINA: the Jewish Movement for Social Change

Evolve

Play Episode Listen Later Sep 26, 2024 61:28


It's not easy to talk about and process the first anniversary of Oct. 7, 2023, when war continues to widen, hostages remain in Gaza and a ceasefire seems less and likely. This episode aims to model such a conversation. In a wide-ranging interview featuring Rabbi Mira Wasserman, Ph.D., interim vice president of the Reconstructionist Rabbinical College and Elliott Glassenberg, senior educator at BINA: the Jewish Movement for Social Change, they and Bryan discuss Oct. 7 and how Israeli and American Jews have been impacted. They also explain the relationship between RRC and BINA and how it may be more important than ever for rabbis serving in the Diaspora to devote time to better understanding the dynamics of Israeli society. Theme song, “Ilu Finu” by Rabbi Miriam Margles. Her album This is the Day is available for purchase at CDBaby: https://store.cdbaby.com/cd/miriammarglesandthehadarensemb Visit our home on the web — Evolve: Groundbreaking Jewish Conversations: http://evolve.reconstructingjudaism.org Subscribe by Email at http://subscribebyemail.com/evolve.fireside.fm/rss Read these show notes on the web at https://evolve.fireside.fm/1 This podcast is produced by Reconstructing Judaism. Visit us at ReconstructingJudaism.org (https://ReconstructingJudaism.org). Special Guests: Elliot Glassenberg and Rabbi Mira Beth Wasserman, Ph.D..

Decidedly
Ep.156 I Deciding to Plan Your Retirement: Stop Losing Sleep Over the Details with Roger Whitney

Decidedly

Play Episode Listen Later Aug 28, 2024 52:10


Selling the business and retiring isn't an on/off switch. When you approach it like a dimmer, you gain the confidence to transition with peace of mind. Roger Whitney, the Retirement Answer Man, points out that decisions like taking a pension or lump sum are just the basics. The real focus should be on the visionary choices that truly shape your retirement.   KEY TOPICS How to stop losing sleep over retirement planning. Recognizing and honoring phases of life as they evolve. Why the primary crisis of retirement is sheer lack of confidence. How to map out “what's next” following your retirement.   CHAPTERS 00:00 Mission of Decidedly 04:02 Roger Whitney, the Retirement Answer Man 06:35 The Crisis of Your Confidence 09:00 When You're Nervous to Retire 13:39 The First Steps to Retirement Planning 16:26 Stop Chasing the New Strategy 20:00 Make Yourself Uncomfortable 26:16 Embracing New Seasons 30:05 Retiring to Something Refreshing 35:08 Post-Retirement Goal Setting 37:40 Rich People Don't Think They're Rich 41:36 Gratitude Practice to Combat Fears 43:30 Repairing a Bad Money Decision 48:52 Decision Tip for Business Owners 50:44 Key Takeaways 51:36 Producer Closing   CONNECT WITH US ⁠www.decidedlypodcast.com⁠ Watch the full episode on YouTube Subscribe to watch weekly episodes on YouTube⁠ Join us on ⁠Instagram⁠: @decidedlypodcast Join us on ⁠Facebook⁠ Shawn's Instagram⁠: @shawn_d_smith Sanger's ⁠Instagram⁠: @sangersmith     Thank you to Shelby Peterson of Transcend Media for editing and post-production of the Decidedly podcast.   SANGER'S BOOK: ⁠A Life Rich with Significance: Transforming Your Wealth to Meaningful Impact⁠   SHAWN'S BOOK: ⁠Plateau Jumping: What to Change When Change Is What You Want⁠   MAKING A FINANCIAL DECISION? At ⁠Decidedly Wealth Management⁠, we focus on decision-making as the foundational element of success, in our effort to empower families to purposefully apply their wealth to fulfill their values and build a thriving legacy.  LEARN MORE: ⁠www.decidedlywealth.com⁠   SUBSCRIBE TO THE NEWSLETTER:⁠ https://visitor.r20.constantcontact.com/manage/optin?v=001aeU_pPBHJPNJWJBdVbaci6bjGIuEJurH12xHBWDEVT_NxyCadMd7wLSZjcEZglkSjDjehuIbTHD8nABOIdV69ctfYpSzg24RCIytetBUrlIPPKgaGzjGZ8DkM0Wp1LMjbErcYUur7PbZGjeVo4gyXlz821AoJGZR⁠       CONNECT WITH ROGER WHITNEY Website: www.rogerwhitney.com Retirement Answer Man Podcast: www.rogerwhitney.com/blog Rock Retirement Book: www.rogerwhitney.com/the-book   Roger has been walking life with clients as a financial advisor for more than 25 years and is the host of the award-winning Retirement Answer Man® podcast. He is on a mission to change the way the world thinks about retirement, one little conversation at a time. Roger established the RRC in 2018 to help foster a safe online space for soon-to-be retirees to learn, plan, and interact with other like-minded folks on the path to retirement. As if that's not enough to keep him busy, he is the author of Rock Retirement: A Simple Guide to Help You Take Control and Be More Optimistic About the Future, a Forbes online contributor, creator of the Agile Financial Planning process, and past instructor of the Retirement Planning & Employee Benefits CFP® certificate program at the University of Texas Arlington and of Wealth Management at Texas Christian University. Investopedia has named him to the Top 100 Most Influential Advisors 2017-2019 & 2021, and he has brought home Plutus Awards for Best Financial Planner Blog (2019) and Best Retirement Blog (2015 and 2017).

Retiring With Enough
Retirement All-Stars #2- Kevin Lyles, CRPC™

Retiring With Enough

Play Episode Listen Later Jul 9, 2024 63:45


Join me as I interview Kevin Lyles, CRPC. Kevin is a Retirement Planner and the Head Retirement Coach of the RRC (Rock Retirement Club). Kevin shares his insight as a retirement planner and a six year retiree. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Ultrarunning History
159: Ted Corbitt – Part Two (1953-1963)

Ultrarunning History

Play Episode Listen Later Jun 20, 2024


By Davy Crockett After Ted Corbitt's disappointing 1952 Olympic marathon, he was determined to continue running. (Read Part One). His key takeaway was that he had to elevate his performance by running more often and covering greater distances. But as he continued to push his training, he experienced a series of chronic muscle strains for the next year. Corbitt was focused on the marathon distance and continued to finish high each year at Boston. He believed that success would require training every day, reaching at least 100 miles per week. His perseverance finally paid off in January 1954, when he emerged victorious in a marathon held in Philadelphia, completing it in 2:36:08. He won again, at the 1954 Yonkers Marathon, considered the national championship, with a time of 2:46:13. He had proven that his 1952 Olympic selection was justified. In 1955, he made the team for the Pan American team in Mexico City but was cut from the team became of lack of funds. It bothered him that some newspapers listed him as a non-finisher in the race. He never started it. Throughout his long running career, he never had a "did not finish (DNF)." Learn about the rich and long history of ultrarunning. There are now ten books available in the Ultrarunning History series on Amazon Learn More The 1956 Olympics were to be held in Melbourne, Australia, during the month of December, which caused alterations to everyone's training calendars. With the goal of making the Olympic team again, he surpassed 5,000 miles in 1956. If the Olympics had been held during the northern hemisphere summer, he would have made the team. But after a six-place finish at the Yonkers Marathon, held during the fall, he fell to the alternate place for the team. Corbitt was obviously very disappointed that he missed being on the '56 team by just one man. He recalled, “It was like being in mourning.” Still, he never contemplated quitting running. In May 1956, he set the American record for a marathon on the track with 2:42:25 in Philadelphia, and became the U.S. National Champion at 30 kilometers, repeating in 1957. Corbitt's future involvement in ultrarunning would take root with the London to Brighton race held in England. London To Brighton Ultra-distance races essentially disappeared during the World War II era. In the late 1950s, the modern era of American ultrarunning gave birth. This was largely because of the efforts of the Road Runner Club of America (RRCA) established in 1958, and also because of the efforts of Corbitt. England took the lead in the 1950s to reestablish ultras, and specifically the 50-miler. The London to Brighton 52-miler began as an official running race in 1951 with 47 starters. It had been a standard point-to-point challenge for both walkers and runners since the first running race held in 1897. Heel and Toe walking races were held for many years on the route during the first half of the twentieth century. In 1951, the London to Brighton running race was established by Ernest Herbert Neville (1883-1972) and the Surbiton Town Sports Club. It would eventually be considered the de facto world championship 50-mile race for several decades. The Road Runners Club (RRC) In England, the Road Runners Club (RRC) was founded in 1952 by Neville to help promote London to Brighton and to encourage more long-distance running. “The aim of the RRC is to bring together all those interested in long distance running, to stimulate interest in our great sport, to serve as a forum for all enthusiasts, and to further the interests of road runners everywhere.” By 1953, London to Brighton got the attention of leading long distances runners from other areas of the world, especially among ultrarunners in South Africa who had been running the Comrades Marathon (54 miles). London to Brighton became the race that the best ultrarunners in the world wanted to compete in. The RRC was an amazing success and the number of road races in ...

The Human Upgrade with Dave Asprey
Mini Episode: Achieve Deeper Healing with Innovative Light Therapy - Mike McIntyre : 1164

The Human Upgrade with Dave Asprey

Play Episode Listen Later May 23, 2024 20:10


We're previewing the 10th annual Biohacking Conference in Dallas, Texas, (May 30 - June 1) on The Human Upgrade! Mike McIntyre and ARRC are pioneering advancements at the intersection of frequency medicine and light therapy. By utilizing photons of light to carry therapeutic frequencies, their approach, known as photobiomodulation, opens new doors to enhancing health and meditative states. This technology not only enhances physical wellbeing but also elevates spiritual and mental health, establishing it as a cornerstone of innovative wellness practices. In this episode, explore the cutting-edge applications of photobiomodulation showcased at the Biohacking Conference. Attendees will experience firsthand how ARRC's light therapy technologies can transform their health by harnessing the power of light frequencies to stimulate cellular repair and enhance meditative practices, offering a glimpse into the future of holistic health enhancement. Timestamps:(00:01) Introduction to the episode and the Biohacking Conference. (01:12) Welcome Mike McIntyre and background into photobiomodulation. (01:55) Advancements in light therapy technology and its implications. (02:46) Discussion on using light therapy to enhance spiritual and meditative practices. (04:08) Observations on the impact of specific frequencies in light therapy. (06:02) The potential of light and frequency to influence health at a quantum level. (08:20) Benefits and experiences of using A RRC's light therapy. (10:36) Details on session lengths and the immediate effects post-therapy. (14:29) Discussing the broader applications and scientific backing of light therapy. (16:55) Safety, side effects, and optimal dosing of light therapy treatments. (18:37) Encouragement to visit the Biohacking Conference and try out A RRC technology. Sponsors: ARRC LED | Go to ARRCLED.com to learn more! Resources: 10th Annual Biohacking Conference: You'll learn from dozens of experts at an amazing event that's designed to upgrade every area of your life. https://biohackingconference.com Dave Asprey's NEW Book 'Smarter Not Harder' Follow Dave on Instagram: @Dave.Asprey Follow The Human Upgrade: @TheHumanUpgradePodcast Want to join The Human Upgrade Podcast Live? Join Our Upgrade Collective: https://www.ourupgradecollective.com/ Follow ARRCLED on Instagram: @ARRCLEDSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Todd Coconato Podcast— The Remnant
End-Time Mystery Exposed: Don't Be Deceived | Alan DiDio • Friday Service at the RRC

Todd Coconato Podcast— The Remnant

Play Episode Listen Later Feb 25, 2024 85:38


#encountertoday #alandidio #propheticintel #rrc #fridayservice Join us tonight at the RRC in Gallatin, TN for a "End-Time Mystery Exposed: Don't Be Deceived" with our special guest Bishop Alan DiDio of Encounter Ministries! Website: www.PastorTodd.org To Give: www.ToddCoconato.com/give https://encountertoday.com/

Retirement Answer Man
The Challenges of FIRE

Retirement Answer Man

Play Episode Listen Later Feb 21, 2024 50:22


Over these past few weeks, we have been discussing the FIRE movement with Kevin Sebesta, a coach in the RRC who achieved FIRE some time ago and has been rocking retirement ever since.  This week Kevin helps me explore the challenges that retiring early can bring. Listen in to hear if these are similar to the issues you face in retirement.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT [4:58] The challenges of leaving traditional work early [10:55] Healthcare is one of the challenges [17:28] The non-financial challenges of FIRE LISTENER QUESTIONS WITH ANDY PANKO [27:44] Which Social Security benefit should we take? [31:28] Relating to working with a bad financial advisor [36:47] What to do with an overfunded whole life insurance policy [43:07] How are IRMAA surcharges calculated? TODAY'S SMART SPRINT SEGMENT [47:55] When you're in a disagreement with someone, step out and reset yourself to gain perspective Resources Mentioned In This Episode Retirement Planning Education podcast Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center

NAR’s Center for REALTOR® Development
095: Strategies for Successful Business Planning in the New Year: Part 2 with Matthew Rathbun

NAR’s Center for REALTOR® Development

Play Episode Listen Later Jan 16, 2024 35:03


We are so glad you joined us to help you start your new year! This episode's guest is Matthew Rathbun. Matthew discusses business suggestions, strategies, and ideas to help you make your plans for success this year. This is Part 2 of the interview with Matthew on Business Planning. The first part was launched earlier this month. In this part 2 episode, Matthew leads us into a conversation about the people you're partnering with in your business and gives some great suggestions when you consider the rhythm of work and home life. We would also love to hear your feedback on this new format with two parts and shorter episodes.    [2:30] Matthew urges you to choose your sellers and buyers carefully. Allot your time and attention to the right people.   [7:30] Matthew explains that you are alienating your market if you post what a great time it is to buy. It is a very different marketplace today with a different cost of living and a weaker job market than past markets.   [8:27] Whatever you post in a public forum, consider how it impacts your target audience. Tell them you understand their pain points and villains and you have the solutions to their problems.  [12:27] Matthew sits on the board of a housing non-profit. He had a recent conversation with a board member about the challenges people have coming up with the down payment.   [13:40] Matthew recommends apps that can function as your Personal Knowledge Management System.    [16:49] Matthew discusses digital mind mapping and a powerful tool for this.    [18:01] Matthew does his business planning in October and November to get ready for January. Do it when it's right for you. [21:43] Do not trade your family for your career. Your career is alluring; everyone's feeding your ego. It's an ego-driven industry. What your spouse and kids think of you is eternal.   [30:21] Matthew's last word: He has a business planning workbook that you can download on this site.    [31:15] Look for things like virtual assistants. Start budgeting; this market is going to create opportunities.    [31:55] The world is changing rapidly. There is going to be a lot of opportunity in the changes with the right mindset and the right plans.  [33:35] We hope you will consider taking the ABR®, the Accredited Buyer's Representative designation, this year. You can learn more at learning.realtor.   [34:02] We will be continuing with great education to help you work more clearly and more intentionally with buyers. Join us every two weeks for new episodes and review the past episodes if you need help with specific topics. Thanks for joining us! Go out there, improve your system, and sell some property!   Tweetables:   “[Use a] Personal Knowledge Management System. Our brains were designed for creating ideas, not for remembering things.” — Matthew Rathbun   “It is not worth trading your family for this career. I have watched it happen way too many times.” — Matthew Rathbun   “I don't expect my family to support my career. I think that's a misalignment.” — Matthew Rathbun   Guest Links: Matthew Rathbun on Facebook Canva Templates at Etsy.com NARRPR.com REALTOR® Property Resource   MyStorybrand.com Apple Notes Evernote Getting Things Done: The Art of Stress-Free Productivity, by David Allen Apple Freeform MindMup Cofftivity MyOutDesk Matthewrathbun.com/resources/   NAR Resource Links NAR.realtor/technologyABR® SRS C-RETS class   Additional Links: Microcourses found at Learning.REALTOR. Use the coupon code PODCAST to obtain 15% off the price of any microcourse!   CRD@NAR.REALTOR Crdpodcast.REALTOR Learning.REALTOR — for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates CRD.REALTOR — List of all courses offered REBI   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com MonicaNeubauer.com FranklinTNBlog.com   Monica's Facebook Page: Facebook.com/Monica.Neubauer Instagram: Instagram.com/MonicaNeubauerSpeaks   Guest Bio Matthew Rathbun I'm unapologetically me. I love learning and sharing what I've learned with anyone willing to listen. It's what I've done all of my life. I'm a restless and demanding learner myself, so I focus on people in the audience who want advanced information, a little humor, and actionable information when they leave. If a learner attends one of my sessions, I feel honored to have them there and feel that I have a duty to ensure that the time they have given me will be valuable to them. I believe that every moment with learners should count.   I still work with clients and actually practice the skills and information that I deliver in each class. I'm also a licensed broker in Virginia, DC, and Maryland and a licensed instructor in many states in the U.S. I am the Executive Vice President of a large multi-office firm in Virginia and oversee operations, risk management, and agent development among other things. Before becoming a broker, I was a high-performing agent and received a number of awards and accolades throughout the year including the Virginia Association Instructor of the Year, and was recognized by RISMedia Newsmaker Thought Leader in 2020.   My course offerings are pretty extensive and I'm always happy to create unique content if it's within my knowledge base. I'm a certified CRS instructor and have contributed to or written various national certification and designation courses for RRC, REBAC, and REBI (all three NAR education institutes). My emphasis is on leadership development, technology, risk management, and advanced practice of real estate. I have a wide range of experience with risk reduction, including serving on the local, state, and national professional standards workgroups, MLS compliance committees, and various other industry opportunities that have given me broad exposure to what should be the best practices in the industry. I am an alumnus of the VAR Leadership Academy. As an author, I have contributed to many real estate industry magazines and online industry news venues.   A few accolades: REBI National Distinguished Instructor of the Year 2021 CRS National Instructor of the Year 2020 Virginia Association of REALTORS® — Instructor of the Year 2007 RISMedia Newsmaker — 2020 Influencer Virginia REALTORS® Graduate — Leadership Academy — 2007 Fredericksburg Assoc. of REALTORS® — Realtor of the Year 2020 Fredericksburg Assoc. of REALTORS® — President's Award 2010 Fredericksburg Assoc. of REALTORS® — Code of Ethics Award 2011 Fredericksburg Assoc. of REALTORS® — Rookie of the Year 2003 Fredericksburg Assoc. of REALTORS® — Honor “Role” Fredericksburg Assoc. of REALTORS® — Production Awards Coldwell Banker Recruiter Award — Virginia

NAR’s Center for REALTOR® Development
094: Strategies for Successful Business Planning in the New Year: Part 1 with Matthew Rathbun

NAR’s Center for REALTOR® Development

Play Episode Listen Later Jan 3, 2024 36:51


We are so glad you joined us to help you start your new year! This episode's guest is Matthew Rathbun. Matthew will be discussing business suggestions, strategies, and ideas to help you make your plans for success in 2024. This is the first part of a series on Business Planning with Matthew this month. The second part will launch later this month.   [2:55] Matthew is the EVP of a Coldwell Banker company with 10 or 11 offices in the D.C.-Maryland-Virginia area.   [3:40] Matthew started teaching and has been teaching ever since. He is currently the president-elect for the Real Estate Business Institute, a good partner for CRD, providing lots of education to agents.   [4:20] There has been attrition in the industry. A lot of agents are not seeing a lot of production right now. When you plan for next year, you have to base it on reality. [5:33] We are knowledge workers more than salespeople. The buyer hires you as a buyer's agent for what you know. How do you provide clarity on your value as a buyer's agent?   [7:00] A knowledge worker will say, “I know the market, what my capabilities are, and what my consumer base is and I'm going to build a strategic plan.”   [7:37] You can be a knowledge worker to your consumers and demonstrate that value to them. You can use your knowledge and say, “I'm the CEO of me.”   [9:21] What are we changing for 2024? Agents need to be much more precise with their goals to be able to look back and see what they've accomplished and why this is a good career for them.   [11:12] Matthew goes over tips and tools on how to interject your goals. Substantial industry changes are coming but most of our chaos is controllable.   [13:00] You're controlling whatever chaos you can. Putting systems in place is so important. “You do not rise to the level of your goals, you fall to the level of your systems.” — James Clear   [15:48] With industry changes, Matthew says training will be a core part of any successful agent's business.   [18:33]. Change is good. A bad change can be corrected to something better. Have a healthy mindset on addressing change. Lean into change and what it means.   [23:06] It's time to add to your listing kit and improve the buyer consultation kit on your website. Market your value proposition for buyers. Matthew discusses what to do in the next 30 to 90 days.   [25:45] Agents need a better consumer persona. Who do you want to work with? Just saying you want to work with sellers or with buyers is not focused enough to reach the core consumer that you want.   [30:18] Matthew cites Atomic Habits, by James Clear as the most transformative book. He recommends other books.    [32:50] Monica urges you to check the resources mentioned in this episode and Matthew Rathbun's website linked in the notes. What education do you need to add to your life and business? The Center for REALTOR® development highly recommends ABR®, The Accredited Buyer's Representative designation.   Tweetables:   “This is very much an industry where you get to eat what you kill. You hunt it. You kill it. Now you get to enjoy it, so to speak.” — Matthew Rathbun   “Change is good. I've always said change is good. Even if it's bad change, it's generally going to be corrected and lead to something that's better.” — Matthew Rathbun   “Every successful CEO is a reader. That's one of the common traits of all successful CEOs.” — Matthew Rathbun   Guest Links:Matthew Rathbun on Facebook Canva Templates at Etsy.com NARRPR.com REALTOR® Property Resource   Building a StoryBrand: Clarify Your Message So Customers Will Listen, by Donald Miller Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones, by James Clear Building a Second Brain: A Proven Method to Organize Your Digital Life and Unlock Your Creative Potential, by Tiago Forte Getting Things Done: The Art of Stress-Free Productivity, by David Allen   Canva.com Alignment.io Trello.com MyStorybrand.com Freeform – app for iPads and iPhones only MindMup.com Coffitivity.com Matthewrathbun.com/resources/   NAR Resource LinksNAR.realtor/technologyABR® SRS   Additional Links: Microcourses found at Learning.REALTOR. Use the coupon code PODCAST to obtain 15% off the price of any microcourse!   CRD@NAR.REALTOR Crdpodcast.REALTOR Learning.REALTOR — for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates CRD.REALTOR — List of all courses offered REBI   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com MonicaNeubauer.com FranklinTNBlog.com   Monica's Facebook Page: Facebook.com/Monica.Neubauer Instagram: Instagram.com/MonicaNeubauerSpeaks   Guest Bio Matthew Rathbun I'm unapologetically me. I love learning and sharing what I've learned with anyone willing to listen. It's what I've done all of my life. I'm a restless and demanding learner myself, so I focus on people in the audience who want advanced information, a little humor, and actionable information when they leave. If a learner attends one of my sessions, I feel honored to have them there and feel that I have a duty to ensure that the time they have given me will be valuable to them. I believe that every moment with learners should count.   I still work with clients and actually practice the skills and information that I deliver in each class. I'm also a licensed broker in Virginia, DC, and Maryland and a licensed instructor in many states in the U.S. I am the Executive Vice President of a large multi-office firm in Virginia and oversee operations, risk management, and agent development among other things. Before becoming a broker, I was a high-performing agent and received a number of awards and accolades throughout the year including the Virginia Association Instructor of the Year, and was recognized by RISMedia Newsmaker Thought Leader in 2020.   My course offerings are pretty extensive and I'm always happy to create unique content if it's within my knowledge base. I'm a certified CRS instructor and have contributed to or written various national certification and designation courses for RRC, REBAC, and REBI (all three NAR education institutes). My emphasis is on leadership development, technology, risk management, and advanced practice of real estate. I have a wide range of experience with risk reduction, including serving on the local, state, and national professional standards workgroups, MLS compliance committees, and various other industry opportunities that have given me broad exposure to what should be the best practices in the industry. I am an alumnus of the VAR Leadership Academy. As an author, I have contributed to many real estate industry magazines and online industry news venues.   A few accolades: ■      REBI National Distinguished Instructor of the Year 2021 ■      CRS National Instructor of the Year 2020 ■      Virginia Association of REALTORS® — Instructor of the Year 2007 ■      RISMedia Newsmaker — 2020 Influencer ■      Virginia REALTORS® Graduate — Leadership Academy — 2007 ■      Fredericksburg Assoc. of REALTORS® — Realtor of the Year 2020 ■      Fredericksburg Assoc. of REALTORS® — President's Award 2010 ■      Fredericksburg Assoc. of REALTORS® — Code of Ethics Award 2011 ■      Fredericksburg Assoc. of REALTORS® — Rookie of the Year 2003 ■      Fredericksburg Assoc. of REALTORS® — Honor “Role” ■      Fredericksburg Assoc. of REALTORS® — Production Awards ■      Coldwell Banker Recruiter Award — Virginia

Retirement Answer Man
Should I Borrow Against My Investments to Buy a House? 

Retirement Answer Man

Play Episode Listen Later Sep 6, 2023 60:46


Did you know that there is another way to borrow money to purchase a home that is not a mortgage? Larry is thinking about using a securities-based line of credit against his after-tax investment account to borrow to buy a house. Discover my opinion on this optimization question on this episode of Retirement Answer Man. Listen in to also hear my August reads and learn about the importance of protein to keep strong as you age. Press play now. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN BOOKS I READ IN AUGUST [2:58] The Wager [6:02] American Prometheus [7:12] Outlive [9:09] The Courage to Be Disliked [10:06] The Big Short LISTENER QUESTIONS [11:14] Should Larry use an after-tax investment account to borrow to buy a house? [21:33] Jennifer wants to hear more about pretirement [26:25] How to get the Roth clock ticking when you don't qualify for a Roth [28:18] On discussing faith in the RRC [29:20] The costs of alcohol [30:12] Richard's thank you on 500 episodes [31:34] Do the same (golden) rules apply to Roth 401Ks as Roth IRAs BRING IT ON WITH DR. BOBBY DUBOIS [35:30] Building energy using protein powder [41:00] How much protein people really need [44:02] Negatives of too much protein [48:12] Do people get enough protein? [50:06] More on protein supplements [57:55] How to ensure you are getting enough protein TODAY'S SMART SPRINT SEGMENT [59:01] Keep a captain's log Resources Mentioned In This Episode BOOK - American Prometheus by Kai Bird BOOK - Outlive by Peter Attia BOOK - The Wager by David Grann BOOK - The Courage to be Disliked by Ichiro Kishimi BOOK - The Big Short by Michael Lewis Episode 502 - Should I Realign My 401K Now That I'm Retired? (with Kevin Lyles) Episode 500 - 500 Episodes and Still Rocking A few episodes in which we discuss retirement - 183, 214, 244, 324, 430  Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center

Retirement Answer Man
The 8 Pillars of Rocking Retirement: How to Build a Retirement You Can Rock

Retirement Answer Man

Play Episode Listen Later May 3, 2023 67:10


This month we're heading back to basics. All month long we'll be building your foundational understanding of how to create a rocking retirement. If you're new to the show, this is a fantastic starting point. If you are a long-time listener you'll appreciate this review. In this episode, you'll learn how to solve the essential problems of retirement planning: how to live a life without regret and how to balance squeezing as much out of life as possible today while ensuring that you have enough financial stability so that you won't be a burden to others in your later years.  Listen in to learn how to build a retirement that you can be excited about. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN BOOKS I READ LAST MONTH [1:30] My monthly reading list PRACTICAL PLANNING SEGMENT [8:22] My experience in retirement planning [9:38] The retirement challenges you're facing [15:35] Problems with traditional retirement planning [19:18] 3 things you need to have hope [21:10] Why I use an agile project management approach LISTENER QUESTIONS [27:33]Could joining the RRC help Matt help his mother-in-law? [30:05] On sharing the results of the survey [31:40] A book recommendation [33:33] How to transition to the decumulation stage BRING IT ON WITH DR. BOBBY DUBOIS [40:33] How exposure to heat and cold can benefit you [42:02] The history of using heat and cold to relax and heal [44:20] Defining heat and cold exposure [47:08] The evidence that supports exposure [53:09] The downsides [55:13] The benefits TODAY'S SMART SPRINT SEGMENT [1:03:50] What is your planning process? Resources Mentioned In This Episode LiveWithRoger.com - Join me on May 11 or May 13, 2023, to learn the 4 phases of great retirement planning and to hear more about the Rock Retirement Club! BOOK - Unreasonable Hospitality by Will Guidara BOOK - The Creative Act - Rick Rubin BOOK - The Tiger by John Vaillant BOOK - What Are People For? By Wendell Berry BOOK - Atomic Habits by James Clear BOOK - Tiny Habits by BJ Fogg BOOK - Why Zebras Don't Get Ulcers by Robert Sapolsky Episode 481 - I'm in My Fifties and Got Laid Off. What Should I Do? Morning Star's The Long View Podcast - Retirement Planning Is Not Financial Planning Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center