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Send us a textRaphaël est coureur enthousiasme d'ultra-trail de toute les distances: de préférence les 100km en montant.Il a couru le Vermont100, l'ultra-trail de Forillon 100 miles, defunt Bear Mountain, la chute du diable, la CCC dans le cadre de l'Utmb et plusieurs autres.Il me raconte que le sport a toujours fait parti de sa vie.Un gars super motivé et motivant à écouté: natif de Trois-rivières … après son parcours scolaire, il est parti au Saguenay Lac St-Jean.Après avoir passé plusieurs weekend à courir en sentier au Mont Edouard, et autour de l'Anse-Saint-Jean, et son légendaire Fjord!Raph a décidé de s'y établir à temps plein, ce qui l'a amené à fondé la merveilleuse course en sentier l'Ultra-Trail du Fjord du Saguenay.En août 2025, il célébrait le 3e anniversaire de l'évènement.Ils offrent des distances allant de 10km au 100 miles. Même des combinés samedi et dimanche.Avec des ravitaillements hallucinants.Tartes aux bleuets, tourtières du lac, poutine et bien plus.Ils rassemblent beaucoup de gens locaux pour s'occuper des stations d'aides: dont entres autres, un club de 4 roues qui gèrent un ravitaillement festif.On parle du potentiel a Raph de courir un 200 miles un bon jour.Une super conversation avec un gars fort passionné!Bonne écoute!(Je suis moi-même inscrit pour l'édition 2026. Au plaisir de s'y croiser!)Voici le lien pour s'inscrire:https://www.ultratrailfjord.com/inscriptions.html
Dans cet épisode, je vous emmène dans les coulisses de 108 Milliards. Je vous raconte comment est née cette méthode de coaching, que j'ai créée en m'appuyant sur les neurosciences et sur mon propre parcours. En alliant écriture, visualisation et psychologie comportementale, j'ai voulu proposer une approche concrète et profondément transformatrice, qui a rapidement trouvé écho auprès d'une clientèle exigeante.Puis est arrivé Raphaël, et ce fut un vrai tournant. Ensemble, nous avons rêvé d'une vision audacieuse : bâtir une “maison ouverte” pour les coachs partageant nos valeurs. Concrètement, cela signifie former d'autres coachs à notre méthode, construire une communauté vivante et offrir un accompagnement business solide pour que chacun puisse réussir à sa manière.Je vous parle aussi sans filtre des défis que nous avons traversés : la gestion de l'ego, le courage de sortir de sa zone de confort, et même ma propre réticence à animer des formations de groupe… que j'ai finalement transformée en une véritable passion.Au cœur de cette aventure, il y a un équilibre subtil entre ambition entrepreneuriale et développement personnel. Pour nous, il est essentiel de créer des fondations solides avant de s'ouvrir à de nouveaux horizons, tout en restant attentif aux opportunités qui se présentent.Et pour la suite ? Mon ambition est claire : faire de 108 Milliards une plateforme où chaque coach peut s'épanouir, apporter sa touche unique et contribuer à une croissance collective. Une nouvelle façon de voir le coaching, plus collaborative, plus humaine, plus visionnaire.Cet épisode est une invitation : et si vous repensiez, vous aussi, vos propres ambitions pour créer des espaces de croissance collective dans votre domaine ?Timeline00:00:00 - 00:05:12 : Introduction et retrouvailles après les vacances00:05:13 - 00:12:45 : Présentation du sujet : construire un business de solopreneur00:12:46 - 00:22:30 : L'histoire de la création de 108 Milliards00:22:31 - 00:32:15 : La décision de s'associer et les défis personnels00:32:16 - 00:42:50 : La méthode 108 Milliards et son évolution00:42:51 - 00:52:35 : La transition vers la formation de coachs00:52:36 - 01:02:20 : La structure de la formation et la communauté de coachs01:02:21 - 01:10:45 : Les différents types de programmes proposés01:10:46 - 01:14:53 : Conclusion et perspectives d'avenir pour 108 MilliardsHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Vulgaire en première heure, sapio en deuxième, déchainée en troisième : Vaut Mieux En Rire est de retour pour cette rentrée 2015 avec toute son essence ! Au menu de cette émission enregistrée en direct rdv sur Twitch (comme chaque vendredi cette année) : un vent de nouveauté éditorial, un voyage dans l'espace de taille, un tir dans groupé dans la chronique sexo, un immense enjeu pour la semaine prochaine, un monumental clash dans le jeu des catégories, des commentaires d'auditeurs et une vibe comme nulle part ailleurs.Autour de la table : Lise, Adrien, Alex, Patrick, Raph et Alexandre, sous la houlette de Lucas.Merci pour votre insolente fidélité. On vous promet une incroyable saison. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Yellow Dress, 4min., UK Directed by Raph Isadora Seymour What is she doing? Trying to make a garden? Trying to make something…and who or what is trying to stop her? Crude stop-motion makes startling and poetic images and tells a story of resilience and the desire for happiness for both the hero and the villain of the piece. Get to know the filmmaker: What motivated you to make this film? I wrote a poem and decided to animate it. My friend and I had gone to Peckham Common to feed the crows. I liked their movements and cunning and was also interested in their sinister connotations and their innocence. From the idea to the finished product, how long did it take for you to make this film? The idea came to me in 2022 and I was finished in early 2024. How would you describe your film in two words!? Puppet Poem. What was the biggest obstacle you faced in completing this film? The biggest obstacle in making the project was balancing my time. Working a job and having other creative projects, working in stops and starts and still maintaining a creative flow however I feel this alongside the stopwork animation and patchwork effects may have benefited the style of the piece. Subscribe to the podcast: https://twitter.com/wildsoundpod https://www.instagram.com/wildsoundpod/ https://www.facebook.com/wildsoundpod
Vous voulez tout savoir sur les billetteries, sur les programmations, sur les matches de la saison à faire, sur ceux que vous pouvez déjà zappé ?1h33 d'émission pour cet épisode exceptionnel avec Raph et Guillaume, les deux meilleurs organisateurs du groundhopping francophone !L'épisode 13, épisode de malchance et dernier épisode!Dans ce treizième et dernier épisode de l'histoire de La Buvette car Olivier est un immense con, nous recevons deux comptes twitter à succès, deux influenceurs donc, j'ai nommé @Raph et @Guillaume!Voici les thèmes que nous avons abordé lors de ce podcast:PresentationMatches à faire et faciles d'accèsVos fails de billetterieLes matches impossibles à faireSympa/10Anecdotes diversesLa Buvette c'est fait par qui ?La Buvette est une idée originale d'Oliv animée et montée par lui-même et coanimée et réalisée par ValouMetz.Les invités de l'épisode !!!Un mec qui vit entre Toulouse, l'Alsace et Marseille: @GuillaumeUn mec qui vit dans une ville où le stade est souvent inondé: @Raph!UN TOUT GRAND MERCIVous avez été plus de 35876 auditeurs uniques et plus de 214889 à être venu au bout des premiers épisodes et pour cela, un tout grand merci !Et vous êtes plus de 1.100.987 abonnés sur Spotify, c'est assez incroyable.Abonnez-vous et mettez 5 étoiles la mif !C'était une blague, on revient peut-être en Octobre avec un nouvel épisode au format classique !
Dans cet épisode, Matt et Raph parlent du triomphe de l'érotique. Ils montrent comment la révolution sexuelle, inspirée par Freud, Marcuse et relayée par le surréalisme et la pornographie, a transformé l'imaginaire occidental en plaçant le sexe au centre de l'identité humaine.
Nikhil and Raph are joined by Alistair Henfrey, Head of English at Winchester College, to talk about Mark Doty's Heaven's Coast: A Memoir (1996) and Adam Mars-Jones's The Waters of Thirst (1993). Hosted on Acast. See acast.com/privacy for more information.
Not even being away from home, using a different setup and mic, can stop Previews from happening! This month, Brent partakes in the comics cavalcade along with Ian and Raph, and tests whether or not he has the stamina for such an undertaking. Spoilers: he comes close, but taps out after about two and a … Continue reading Comic Timing Episode 259 – August 2025 Previews →
Son enquête sur la santé mentale des hétérosexuels, son stage au MoDem de François Bayrou, ses doublages en ASMR de Marine Le Pen et Raphäel Glucksmann, mais aussi sa bataille culturelle pour faire exister les idées de gauche, une application pour géolocaliser nos cacas, ou encore une chanson turbo-gênante de Patrick Sébastien.Cet été, redécouvrez notre interview avec Maël Coutand, créateur d'ASMR Politics, un compte qui double en chuchotant les discours des femmes et des hommes politiques pour en révéler toute l'absurdité. Couteau-suisse, Maël est aussi l'auteur de “Est-ce que les hétérosexuels vont bien ?”, série vidéo où il enquête sur la santé mentale des hétéros. Alerte divulgachis : non, ils ne vont pas bien.10 minutes pour sauver le monde, le podcast filmé de So good qui ne dure pas 10 minutes et qui, à défaut de sauver le monde, sauvera peut-être votre journée.
I'm re-releasing this episode, because my improvising ensemble Collected Strands have just released our second album, Volume 2, also with beautiful cover art by Maryanne Moodie. This is a special episode of my podcast, celebrating Volume 1 with my improvising ensemble Collected Strands. The other musicians in the group have all been featured previously on this series, and you'll find the links to those episodes below, with cellist Raphael Weinroth-Browne, pianist James McGowan and drummer Mike Essoudry. I'm also delighted that you will get to know the inspiring Australian artist, educator and author Maryanne Moodie who's woven art graces the cover of this album. You'll find the link to her work as well. I am also releasing the interview with Maryanne as a separate stand-alone bonus episode connected to this episode. I feel that all my listeners who love music and creativity will find that Maryanne's personal journey and perspectives will resonate strongly with them, and I hope some listeners in the weaving and art world will also be inspired by the musicians! We are including excerpts from the album during this episode, and you can listen to both albums here: Bandcamp Streaming services Volume 1Streaming services Volume 2To listen to my individual episodes with the members of the group, head over to my website where you'll also find the video and transcript of this episode. Newsletter sign-upPodcast Merchphoto of Collected Strands: Curtis Perrycold open with Raphael Weinroth-Browne (00:47) excerpt from Solace, Volume 1 Collected Strands (01:45) intro about the episode, Maryanne Moodie (03:45) James and Leah talk about recording the album, the process of improvising (07:35) intro to Unsettled Night with excerpt (10:16) group discussion, Mike Essoudry using bass bow, creative process in improvisation (12:20) percussive, random textures intro to Chaotic Kittens with excerpt (15:15) Mike and James on creative process (19:25)James and Leah on putting the album together, choosing titles, intro to Baroquinerie with clip (23:58) Raph's perspectives on improvisation, group discussion (34:52) Leah and James genres, improvised chamber music, intro to Summer's Eve with clip (38:03) Interview with artist Maryanne Moodie: her start in weaving, writing her books, nurturing our creativity creating commissions, how the audience takes in art, the community of weavers (55:09) ways you can support this podcast (56:03) group discussion, audiences (01:00:37) comments on The Long Journey Home and Summer's Eve, A Simple Magic with clip
Raph and Nikhil are joined, for the last episode in our series on short story collections, by Henry Oliver, author among other things of the Substack newsletter The Common Reader, to discuss Jane Gardam's 1994 collection Going Into a Dark Room. Hosted on Acast. See acast.com/privacy for more information.
Microsoft slashed 9,000 jobs a few weeks ago, with the Xbox division taking a hit including some studio closures. What about that $70 BILLION Activision Blizzard acquisition just a couple of years ago? It sounds like fertile ground for of Raph's largest victory laps to date, after he suggested Microsoft should have ditched Xbox years ago. But first, an update on xAI after last week's ep. Grok 4 has arrived, and its big feature is... AI anime waifus. Uncensored and backed by a million GPUs... what could this possibly mean for the birth rate? And are OpenAI's sycophantic personal assistants really that different from an AI girlfriend at the end of the day? See omnystudio.com/listener for privacy information.
Would it even be a movie review of a Superman property on Comic Timing if the episode itself wasn’t longer than the movie? I say thee nay! Ian, Brent, Kris, Donovan, Brandon and Raph are joined for this one by host of the Star Joes podcast and creator of the Stealth Hammer comic, Ryan Drost! … Continue reading Comic Timing Episode 255 – Superman Movie Review →
Nikhil and Raph are joined by Supriya Nair, one of the hosts of The Lit Pickers Podcast, to discuss the Pakistani-American writer Daniyal Mueenuddin's 2009 collection, In Other Rooms, Other Wonders. Hosted on Acast. See acast.com/privacy for more information.
Peut-on être hippie et avoir du second degré ? Marie est une apprentie hippie. Elle rêve de s'installer en Ardèche, construire sa cabane en bois, hurler à la lune, distinguer la coriandre du persil plat, vivre d'amour et de jus d'hibiscus. Car oui, les hippies existent toujours, sous des formes diverses et variées, tapis dans l'ombre ou la lumière. Marie regarde avec envie ces néo-hippies, héritiers contemporains des mouvements des années 1960, qui mènent un mode de vie proche de la nature et s'expriment via un panel d'activités qui comprend la permaculture, l'acroyoga ou les bolas de feu. Néanmoins, elle se demande si elle arrivera un jour à devenir une hippie accomplie, car un doute l'habite. Quand elle fréquente ces cercles, elle ne se sent pas toujours à l'aise. Elle trouve qu'il n'y a pas toujours la place pour le second degré, de l'humour à l'auto-dérision, alors que c'est vital pour elle. Et de temps à autre, son troisième oeil la regarde et la juge. A t-elle un défaut de fabrication qui la rend inapte à la spiritualité ? Arrivera-t elle un jour à devenir une hippie et devra-t elle pour cela se délester de l'envie de faire des blagues ? Enfin, une question entêtante lui brûle les lèvres : peut-on être hippie et avoir du second degré ? Pour trouver les réponses, elle décide de partir sur une île mystérieuse en forme de cacahuète, quelque part sous les tropiques, où vivent des peuplades néo-hippies. Une île qui sent le cacao chaud et où résonnent 50 nuances de Om. Elle y rejoint une amie qui s'y est installée et qui vit seule sur un terrain où elle plante une forêt comestible. Elle part ensuite à la rencontre de ses résidentes et résidents, de cérémonie en cercle de paroles, au son des perroquets et des tambours chamaniques…Remerciements :Josie (da best), Alaya, Pierre, Margaux et Raph, qui m'ont ouvert leur porte, partagé leurs histoires, leur sincérité et leurs blagues (en espérant que les miennes soient pas trop nazes). Kevin G, créateur de l'expression © “bourge en rédemption”. Mes soutiens dans cette aventura par ordre d'apparition : Aurore, Adrien, Marine, la consoeurie des grandes gouroutes, Francis Côtelette, le collectif Lundi Soir et Nanette. Enregistrements janvier 2019-mars 2024 Prise de son Marie François Entretiens et montage Marie François Réalisation Anna Buy Illustration Camille Potte Production ARTE Radio
Raph and Heath share their journey from rigid STOTT Pilates rules to a science-backed, minimalist approach to teaching. Discover why doing less—fewer cues, less correction, and simpler programming—gets clients better results, more flow, and deeper engagement. Connect with me Raph on Instagram: @the_raphaelbenderConnect with Heath on Instagram: @contrologycollectiveDownload a free course guide:Pilates CertificationTeaching Mastery ProgramThis podcast uses the following third-party services for analysis: AdBarker - https://adbarker.com/privacy
On clôture cette saison comme elle a commencé : dans le buzz, le marrant et le particulièrement con. Au menu de grand final : l'incroyable pouvoir d'un producteur de télévision révélé dans la chronique médias, le grand retour d'Intervilles (avec un envoyé spécial sur place), un terrible pouvoir détenu par l'un des chroniqueurs, de délicieuses reco cinéma avant de partir en vacances, un bilan objectif de l'année écoulée. Pour les vannes et l'ambiance, vous connaissez déjà la maison.Autour de la table : Alexandre, Anaïs, Patrick, Raph, Gautier et Wissem.Merci pour cette incroyable saison 9, du fond du cœur. On vous prépare quelques surprises pour cet été, histoire de patienter jusqu'à septembre pour la dixième saison événement de ce podcast qui change autant nos vies que les vôtres. Bonnes vacances. On vous aime. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Son enquête sur la santé mentale des hétérosexuels, son stage au MoDem de François Bayrou, ses doublages en ASMR de Marine Le Pen et Raphäel Glucksmann, mais aussi sa bataille culturelle pour faire exister les idées de gauche, une application pour géolocaliser nos cacas, ou encore une chanson turbo-gênante de Patrick Sébastien.Aujourd'hui on accueille Maël Coutand, créateur d'ASMR Politics, un compte qui double en chuchotant les discours des femmes et des hommes politiques pour en révéler toute l'absurdité. Couteau-suisse, Maël est aussi l'auteur de “Est-ce que les hétérosexuels vont bien ?”, série vidéo où il enquête sur la santé mentale des hétéros. Alerte divulgachis : non, ils ne vont pas bien.10 minutes pour sauver le monde, le podcast filmé de So good qui ne dure pas 10 minutes et qui, à défaut de sauver le monde, sauvera peut-être votre journée.
Notre premier épisode consacré au développement durable dans le Biathlon, un sujet passionnant et très vaste ( on enregistrera sûrement d'autres épisodes ) : On a fait appel à deux ambassadeurs IBU sur le sujet et un consultant spécialisé dans ce domaine ( une sorte de dream team quoi ;) 1/ Raph de la chaine youtube "chroniques de biathlon" https://youtube.com/@chroniques2biathlon?si=dt6Ehd1-B5WKYTrI 2/ Jules Burnotte, biathlète Canadien ( et Olympien ! ) à la retraite ( sportive ), ambassadeur IBU développement durable. https://www.instagram.com/jules_burnotte_sport?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== 3/ Jaques Jefferies, biathlète, habitué du podcast, pour la première fois présent depuis plusieurs mois ( et c'est un vrai bonheur ! ) , ambassadeur IBU développement durable. https://www.instagram.com/jacques_jeff?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== https://www.linkedin.com/in/jacquesjeff?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_app 4/ Tim, consultant en développement durable auprès des entreprises ! ( et un ami ;) https://www.linkedin.com/in/-tim-gliffe?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Merci à tous les intervenants pour ce podcast passionnant et... Enjoy ! Pour nous contacter: twitter/instagram : @ballesdepioche, email : ballesdepioche@gmail.com https://www.ballesdepioche.fr
Every Sunday Night Carolyne Prevost, Jamie Latimer and Scott Switzer break down the weeks CrossFit News and events. This week we dive into a team discussion with Raph Durand, we talk about the last chance qualifier and who from there will be going to the Games, we will talk Tia, Gui and the Hyrox World and finally did Spin figure out the Run, Row, Run event?
Now that the big three titles have finished their first arc, and the second wave of titles have begun being released, the team of Ian, Brent, Raph and Jamal are here to review the Absolute Universe at large! This includes Absolute Batman, Absolute Superman, Absolute Wonder Woman, Absolute Flash, Absolute Green Lantern and Absolute Martian … Continue reading Comic Timing Episode 252 – Absolutely, DC →
Ian, Kris and Raph gather this episode to discuss a multitude of topics. The going trend of this episode is people being in the right place at the right time and becoming legends unexpectedly. Said topics include the passing of one of our favorite creators, Peter David, and some great recommendations of his many works, … Continue reading Comic Timing Episode 251 – Here’s To You, Peter David →
What better way to celebrate our 300th episode than in front of a LIVE audience?Stephen Donnelly. Jessie McCrone, David Feeney,Benita Kolovos and Reed Fleming all bring their A-game - and a few iconic media grabs - to this celebration of Labor's cracking campaign and decisive victory.Between the witty repartee and a bit of tea-spilling from these campaign veterans, the live show panel covers key topics like:
Welcome to the Scottish Watches Podcast episode 680! In this episode of the Scottish Watches podcast, we welcome back Raph from Formex for a deep dive into one of the most... The post Scottish Watches Podcast #680 : Meteorite, Ceramic, Carbon and More – Raphael from Formex Explains All appeared first on Scottish Watches.
We cover issues 21-22 of TMNT: Adventures
We celebrate our 250th episode of Comic Timing with…an episode of the show! Makes sense, don’t it? Filling in for Murd this month while he practices his stagecraft is none other than Chris Eberle, along with Ian and Raph, to cover all the May Previews catalogs. This includes Image Catalog Issue 7, DC Connect issue … Continue reading Comic Timing Episode 250 – May 2025 Previews →
The Blue Team of Ian, Brent, Raph, Donovan, Brandon, Kris and Jamal are back at it to talk about Marvel’s conclusion to Phase Five, and the unexpected tentpole of what’s to come, Thunderbolts*. Spoilers abound as they discuss the nuances of the film as well as the team’s comic book origins, who the heck Bob … Continue reading Comic Timing* Episode 249* – Thunderbolts* Movie Review* →
Heath and Raph unpack why good form isn't always desirable.They break down the difference between skill and strength training, explain when “ugly” movement signals progress, and share how to program smarter by revisiting exercises with different loads. A must-listen for Pilates instructors who want results.Connect with me on Instagram: @the_raphaelbenderConnect with Heathon Instagram: @contrologycollectiveDownload a free course guide:Pilates CertificationTeaching Mastery ProgramBecome a Breathe Education Mentor Affiliate: Program infoThis podcast uses the following third-party services for analysis: AdBarker - https://adbarker.com/privacy
In this deeply moving episode of Addicted to Recovery, titled From Civil War to Self-War: Raph's Recovery Story, Raph shares the powerful and unfiltered story of his life—from a childhood marked by abuse and trauma to the grip of addiction and the eventual road to healing. Growing up in Sierra Leone during a brutal civil war, Raph witnessed and experienced extreme hardship that left lasting emotional scars. Upon returning to the UK, he found himself struggling with the familiar environment that reignited past pain and unresolved trauma. With no healthy outlet for coping, he turned to substance use, which quickly spiraled into addiction and drug dealing.Raph's journey illustrates how deeply family dynamics, childhood experiences, and environmental triggers can shape a person's path. What started as a way to numb the pain soon became a dangerous lifestyle with serious consequences. His story serves as a reminder that addiction doesn't discriminate and can escalate faster than expected. It was only after hitting rock bottom—facing the full weight of his decisions and their consequences—that Raph found the strength to begin again.Recovery, as Raph explains, is not a one-time event but a continuous, evolving process. He credits his transformation to the unwavering support of a recovery community, the commitment to personal growth, and the powerful sense of purpose he discovered through serving others. Today, Raph not only lives free from addiction but also helps others who are walking the same path he once did. His story is a testament to the resilience of the human spirit and the healing power of connection, compassion, and change.Throughout the episode, Raph's raw honesty is captured in unforgettable sound bites such as, “I was getting beats every night,” “I was eating out of dustbins,” and “I promised my nan I'm not gonna smoke no more.” His words resonate deeply, painting a vivid picture of suffering, survival, and ultimately, redemption.
Podcast Mayhem 002 - Raph Arrais - 49 dias antes da Colheita, A Questão Emocional dentro do Sefirat ha Omer https://projetomayhem.com.br/ O vídeo desta conversa está disponível em: https://youtu.be/s9IpBBbYOt8 Bate Papo Mayhem é um projeto extra desbloqueado nas Metas do Projeto Mayhem. Todas as 3as, 5as e Sabados as 21h os coordenadores do Projeto Mayhem batem papo com algum convidado sobre Temas escolhidos pelos membros, que participam ao vivo da conversa, podendo fazer perguntas e colocações. Os vídeos ficam disponíveis para os membros e são liberados para o público em geral duas vezes por semana, às segundas e quintas feiras e os áudios são editados na forma de podcast e liberados uma vez por semana. Faça parte do projeto Mayhem: https://www.catarse.me/tdc
We take the Flyers podcast on the road to our partners at Burra Bristol and their newly-opened coffee shop on Clifton Village.Flyers captain Raphell Thomas-Edwards joins Burra owner and Bristol Bears Rugby star Jake Heenan to discuss how they have both been preparing for life after sport.On this week's show - proudly sponsored by Matchday Live:Jake Heenan discusses the opening of the new Burra location in Clifton VillageWe discuss the importance of athletes preparing to make the step into the working worldWhat does a typical day look like for Raph and Jake when they're trying to juggle their businesses alongside a professional sporting careerWe discuss Burra Bristol's partnership with the Bristol FlyersLooking back on Sunday's 2OT thriller against Surrey 89ersA round up of the latest news plus much more!The Bristol Flyers Podcast brings supporters a unique perspective from behind the scenes, and is available to listen on all major podcast providers, including Spotify and Apple Podcasts and also available to watch on YouTube!The Flyers Podcast is proudly sponsored by MatchdayLive, a product of UK-based sport media and technology company Matchday Media. Their origin sees the coming together of a Bristol-based specialist in sports video production and broadcast, and experienced media and technology partners. Through their first and flagship product MatchdayLive, the company have set out to democratise the ability for clubs and leagues across the globe to deliver broadcast quality, live and on-demand content, directly to their fans.
This week we devote an episode of the MMQ&A to pensions of all flavours, answering questions on public sector schemes, partial transfers, fund choices and much more! Shownotes: https://meaningfulmoney.tv/QA12 00:52 Question 1 Hi Chaps! I only recently got into podcasts and am frantically trying to listen to as many pension ones as I can. Yours are the most useful I've come across and now I can't stop listening to them all! A small question I hope you can clarify for me please: I am 48 and a few years away from possibly an early retirement (hopefully 58) but trying to plan ahead. I have both a DB pension through work (NHS) and a personal Vanguard SIPP pension I also add to monthly and am of the understanding that you can take 25% tax free (up to the set limit) from your pensions overall and therefore my question is- could I take all the 25% tax free amount from my SIPP and leave the rest of my SIPP and all my DB pension pot to pay me a pension from. In example (arbitrary figures): my DB and SIPP are each worth £100000, totalling £200000. Therefore, under current rules, could I take £50000 tax free from the SIPP (the overall 25%) and the other £100000 in DB and £50000 left in my SIPP to pay me a pension monthly. Or is this not possible at all as they are different schemes, ie DB and DC? Many thanks Jon, from Norfolk 05:30 Question 2 Hi Guys, Firstly, a massive thank you for all the information you provide, it really has completely transformed my personal finances. I still have a long way to go until retirement (I've just turned 30) but thanks to you, I'm confident it won't have to be the state pension age! My question is – I work in Local Government and, whilst the salary is distinctly average (37k) it does come with the benefit of a DB pension scheme. I'm now considering making some additional contributions but there are two options available and I'm struggling to find any useful information online… – Make AVCs into what I understand to be a separate pension scheme more akin to a DC pension – Make APCs whereby I effectively buy more DB pension. It works out at approx an additional £10 guaranteed yearly income for every £80 (£100 if including tax relief) I contribute. In my head, this sounds good as long as I make it 10 years into retirement! Is there an obvious answer to this question? Only obvious downside to the DB option is, if I were to pass away before retirement, the additional pension is effectively lost and not paid to my next of kin! But then again, I don't intend to go anywhere anytime soon! Any thoughts appreciated and thanks again! Jack 12:03 Question 3 I have a question relating to the upcoming change in minimum pension age and how it affects those of us in the 55 bracket before the 6 April 2028 change. I don't know if there is any clarity from government yet but if I am 55 in September 2027 and take a PCLS 25% tax free from an AVC DC running alongside my DB pension scheme, then want to retire fully and start taking the DB in September 2028 when I am 56 is that possible? There seems to be a grey area about what happens after the April 2028 cut off to those of us in this age range. It doesn't even appear clear if someone taking early retirement at 55 would then stop being eligible for monthly payments after April 2028 until they were 57. So they think they have retired fully, then when April comes around their payments stop! Appreciate that sounds a dramatic scenario but I haven't been able to find anything comprehensive on it so hope you can help. I also have a question on DBs with AVCs which might be useful for others. If I have a DB pension valued at £300k and saved £75k in AVCs over the years, can I take the full £75k at 55/57 without it a) affecting the DB monthly amount which can be taken from age 60 in my case, and b) without it being classed as a pension event, so I can continue to contribute over £10k a year into a DC scheme as I plan to continue working until 60. Appreciate they are specific to me but thought there must be others in a similar position. Sorry for more long questions. Thanks for all the great podcasts, look forward to the next. Thanks, Don 19:34 Question 4 Hi Pete! Hi Rog! I've been a long time listener to your dulcet tones and concise advise for a long time and love what you guys do, so please keep doing it! Another pension Question I'm afraid! A while ago I consolidated a few old workplace pensions in to a SIPP, but I still have my current workplace DC pension ticking away. Its not great, being the bare legal minimum (2.5% contribution from my employer) and the fees seem higher than they should be. If I close that pension and transfer to my better performing and cheaper SIPP, I effectively opt-out of the employer contributions scheme. My question is what should I do to be most efficient with my pensions to ensure I am getting the benefit of employer contributions without paying over the odds for an underperforming scheme? I'm 34, and (thanks in no small part to you) feel somewhat on top of my finances. We have an almost balanced budget, regular savings (both short and longer term) in tax efficient wrappers and only a smidge of interest free debt all under control. My SIPP is knocking on for £50k, my DC around £18k. Thanks again Tom 26:49 Question 5 Hi guys Thank you for the advice from your book, podcasts and videos. They encouraged me be brave enough to open a Stocks and Shares ISA, to begin my investing journey. They also encouraged me consider income protection, which I now have. My question is about Additional Voluntary Contributions, compared with a SIPP. I am fortunate to be part a Local Government, Defined Benefit Scheme. I would like to contribute more to my retirement savings, each month a third into a pension and two thirds into a S&S ISA. My pension gives me the option of buying additional pension, however the rates are not very competitive. I make AVC to a third party provider. I have also started a SIPP. This has lower fees and better customer service, then the AVC provider. Something I can't quite understand. What are the benefits of making a AVC, which deducts my contribution pre-tax compared with making a contribution to a SIPP and claiming the tax back? I am a higher rate tax payer. My employer does not offer employer match or salary sacrifice. Thanks for all the help. Rob 29:45 Question 6 Hi question for your podcast if you'd be so kind. My question is about salary sacrifice and its effect on relevant earnings for the annual allowance. I'll use some figures to illustrate and for simplicity assume tax relief and employer's contributions are included in the amounts going into the scheme. I have my employers scheme and a separate SIPP. My income comes from employment and rents from property. I generally put anything I can from the property into the SIPP and sacrifice as much as I can into AVCs in my company pension to benefit from Sal sac. Scenario; my salary before tax is £60000. If I where to sacrifice £500 per month under and electric car scheme and £1500 per month into my pension (combination of pension contributions and AVCs) that would be a total of 24000 sacrificed from 60000 leaving me with a pre tax wage of £36000 and £18000 in my pension pot for the year. My question is what is now left of my annual allowance. Are my relevant earnings now only £36000 and therefore the £18000 already sacrificed come off the £36000 or do I have the £36000 left? Or something else? What would be the amount of money that I could put into my SIPP from my income from property and not break the annual allowance. I hope this makes sense. For ease assume previous years are full in respect to carry forward. Thank you both! Love the podcast! John. 32:30 Question 7 Love the show. Listen whenever I get a chance. I know you've covered investments, savings, pensions etc, but I'm after some advice. To keep it short as requested last week, I've been a public sector worker for 10 years now and have not paid into a pension scheme due to personal financial issues. I got promoted 3 years ago and am now in a much better financial position. I have still got 25 years service until I can retire, but am concerned I've missed out on a a large contribution for the pension scheme. Would I be better opting into the pension or looking at other alternative such as S&S index, ISA, etc? I do intend to promote a few more times before retirement so pension contributions/investments will increase with income. Looking forward to your advice. Regards, Raph
Raph has returned from the land of the free, and we're back in the regular studio for some more Down Round. Nvidia has just been slapped with a new restriction on exporting its slightly less than cutting edge H20 chip, which cost it a $5.5 billion charge. We talk about chips and continue our chat from last week's premium episode about how Trump's trade war is affecting tech. See omnystudio.com/listener for privacy information.
Episódio da série DRAFT 2025. Falamos sobre os defensores com Raphão (@raphaomartins).
In this episode, Carla Hackett shares her three very different birth experiences - from a hospital birth with her first son Raph, to an unexpectedly rapid home birth with her second son Noah, and finally a beautiful water birth with her daughter Maeve. ___________ Download our free guide: Labour tips for birth partners What is a birth support partner? A birth support partner offers physical and emotional support throughout labour and birth. Your birth partner should be mentioned in your birth plan, particularly in regards to how they will advocate for you to your midwife or doctor. If you are a birth partner, don’t forget that she will be relying on you throughout all stages of labour and birth to offer words of encouragement, hold her hand, guide her through breathing techniques and remind her, most importantly, that she is safe.See omnystudio.com/listener for privacy information.
A client fell off a reformer—and Instagram exploded. Raph and Natalie unpack what really causes falls, why blame isn't helpful, and how instructors can prevent injuries without turning class into a snoozefest. Expect practical teaching tips, clear cueing advice, and no-punches-pulled commentary.See the IG post that sparked this episode here: https://www.instagram.com/share/__WA9aFjkConnect with me on Instagram: @the_raphaelbenderConnect with Natalie Wilson on IG hereDownload a free course guide:Pilates CertificationThis podcast uses the following third-party services for analysis: AdBarker - https://adbarker.com/privacy
The guys talk about the newest challenges and surprises in Dustin's new house, and the new video documenting the closing of the old AOC shop. They also talk about the Orioles new season and some of the fun new things happening at Camden Yards this year.Check out The Art of Craftsmanship on YouTube, Instagram, and Patreon here...youtube.com/theartofcraftsmanship@theartofcraftsmanship@theartofcameraguypatreon.com/theartofcraftsmanshipRecommendations:Dustin:Wranglerstar's new video and potential series of the reorganization of his shop.https://www.youtube.com/watch?v=K_6SjJpecMg&t=1sDevon:White Lotus, Season threeAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Episódio da série DRAFT 2025. Falamos sobre jogadores das linhas (ofensiva e defensiva) com Raphão (@raphaomartins).
Episódio da série DRAFT 2025. Falamos sobre os Running backs, Wide receivers e Tight Ends com Raphão (@raphaomartins).
The “Prom of Trash with John Waters” kicks off the “WussyFest” this year, and Waters shares the event details. Plus, Roadrunner Raph takes the spotlight for our series, “Speaking of Comedy,” and curator Asen Kirin discusses “The Awe of Ordinary Labors: 20th Century Paintings from Ukraine,” on view at the Georgia Museum of Art at UGA through June 1.See omnystudio.com/listener for privacy information.
Episódio inicial sobre o DRAFT 2025. Falamos sobre os Quarterbacks com Raphão (@raphaomartins).
Episode 491 von TMNT - Der Talk. Das Hauptthema diesmal sind "TMNT Magazin#17" und "TMNT Magazin#18" von Panini. Besucht auch meinen Blog unter http://tmnttalk.blogspot.com oder schreibt mir an tmnttalk1984@gmail.com.
Our first guest for season 2025 played 85 games for the St Kilda Football Club, of which ten of were finals, during a halcyon period for the Saints.RAPH CLARKE reflects on his journey from growing up as a St Kilda supporter to playing for his boyhood club, his experiences growing up in the Northern Territory, and the challenges he faced during his football career. He discusses the impact of family, coaching changes, and the camaraderie within the team, particularly with his brother, Xavier. Raph shares insights into his pride at good performances in finals, the transition from Grant Thomas to Ross Lyon's coaching style, and his life after football, including starting a business and preparing for fatherhood.Please remember to rate and review our show on whatever platform you're most comfortable with (iTunes, Facebook, Spotify etc), and always give us your feedback - good, bad or ugly - and keep sending in your questions or comments on social media! Keep an eye out on our YouTube for the video versions of the show and we hope to keep bringing you awesome guests throughout the course of the year.Thanks as always to the great Lloyd Spiegel for the use of his "OWTS" as our intro track!
Star Wars Galaxies, Ultima Online, and now Stars Reach. Raph Koster has certainly made his mark on MMOs that are designed as systems-led experiences that feel like breathing worlds. This interview goes over Raph's history of game development, and why Stars Reach is the culmination of decades of experience, new exciting technology, and an organic sandbox players can deeply enjoy with each other. If that sounds exciting, consider checking out the Stars Reach Kickstarter: https://www.kickstarter.com/projects/starsreach/stars-reach DL Gaming: A PC Gamecast adds games both new and old to your Steam backlog one slightly inappropriate episode at a time.
This week we surprise attack each other with tales of bizarre weather phenomena . Adam tells the story of the Kentucky meat rain. Raph shares the one off story of the Illinois cloud man. If you love sorta gross meat stories and unexplained weather occurrences then this episode is for you.
There’s a whole lot of serious stuff to discuss this episode, as Ian is joined by Kris and Jamal at start, then Raph and Donovan shortly thereafter. Topics include updates on Diamond’s bankruptcy and some decisions that have been made since, including Massive Publishing and Mad Cave joining up with Lunar Valiant halting their relaunch … Continue reading Comic Timing Episode 240 – Diamond’s Looking…Rough →
In this episode, Raphael Bender chats with Bernadett Gazsi, a Dallas-based Pilates instructor who transitioned her business online to help moms overcome back pain. Bernadett shares: • How her clinical Pilates education ignited her purpose. • Strategies for building a remote business while moving across continents. • Insights into high-touch client care, group sessions, and fostering progress. • Lessons learned, including the importance of clarity, action, and perseverance. • Balancing motherhood, entrepreneurship, and personal growth.Listen for inspiration on taking bold steps, learning through action, and creating a meaningful impact.Resources mentioned in the episode:Connect with Bernadette online here, on Instagram, and FacebookConnect with Raph on Instagram: @the_raphaelbenderDownload a free course guide: Pilates Certification and Visualized AnatomyThis podcast uses the following third-party services for analysis: AdBarker - https://adbarker.com/privacy
We have a GREAT show for you today! Raphael Esparza @VSIDocSports from @DocsSports is back to break down a huge weekend of NFL football! First, Kiev talks about some NFL ATS and Totals trends! Next, Raphael comes and they guys get right into who might be in the Super Bowl for 2025! Then, the guys talk NFL buy low/sell high teams with respect to the market. After that, the boys get right into NFL week 14 with a bunch of analysis and Free Plays! After that, we get into some beer bet long shots that might supply your fridge for a few weeks. Raph gives us 3 of them! Then, Kiev gives out his refuse to lose teaser that is 9-4 for the season. After that, Kiev touches on some UFC 310 with a few thoughts and small plays. Finally, we talk some NFL sharp money and recap our plays! Should you have any questions for the podcast, or games that you want us to cap during our shows, please message us at Info@TheOddsBreakers.com. Have a wonderful week! Link to wagering on our best bets from the show: https://theoddsbreakers.com/mybookie/ Must Be 21+. Gambling Problem? Call or Text 1-800-GAMBLER. Use Promo Code Football24 TO GET $100 OFF EVERY FOOTBALL OR YEARLY PACKAGE or 50% OFF THE FIRST MONTH OF ANY MONTHLY PACKAGE for the rest of the 2024 season! Click here: https://theoddsbreakers.com/premium-plays/ Offer expires December 31st 2024 Follow our FREE PICKS telegram channel: https://t.me/TheOddsBreakersFreePicks Follow Kiev O'Neil's NEW personal FREE PICKS telegram Channel: https://t.me/KievONeil If you want to subscribe to support us and get some very frequent winners please Click Here to become a member of The OddsBreakers and gain access to premium plays BEFORE the line moves! Or, you can visit theoddsbreakers.com and click shop and pick one of our great handicappers including Kiev O'Neil @OBKiev at only $84 per month on a 1 year subscription! You could also support us at Patreon.com for only $10 a month to help us out and thank us for some free plays as well as get some extra benefits like free merch and more! Audio Player Audio Player
In this episode of Pilates Elephants, Raph sits down with Heath Lander to explore a surprising truth: great Pilates teaching is simple—but not easy.They discuss why simplicity is the ultimate challenge for instructors and how it sets the best apart from the rest. You'll learn how to focus on what really matters, avoid over-complicating your teaching, and deliver classes that inspire and transform your clients. Whether you're a new teacher or a seasoned pro, this conversation will challenge your approach and leave you thinking differently about what it takes to be exceptional.Connect with me on Instagram: @the_raphaelbenderDownload a free course guide:Pilates CertificationVisualized AnatomyThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacyAdBarker - https://adbarker.com/privacy
In this episode of the Modern Man Podcast, host Ted Phaeton and men's relationship coach Coach Raph delve into the complexities of modern relationships, focusing on the challenges men face in dating and maintaining healthy partnerships. They discuss the importance of personal responsibility, the impact of past experiences on current relationships, and the necessity of establishing boundaries. Coach Raph shares insights on breaking the 'nice guy syndrome' and emphasizes that kindness must be paired with boundaries to foster healthy relationships. The conversation highlights the significance of emotional intelligence and self-awareness in navigating romantic connections. In this conversation, Coach Raph and Ted Phaeton delve into the intricacies of relationships, emphasizing the importance of understanding love languages, establishing boundaries, and defining personal values. They discuss the significance of time management in relationships, the necessity of having a structured routine, and the role of accountability in maintaining boundaries. The dialogue also explores the power struggle phase in relationships and how embracing pain can lead to personal growth and deeper connections. Takeaways Modern men often lack the resources for healthy relationships. Men need a safe space to discuss their emotional struggles. Personal responsibility is crucial in relationships. Breaking the nice guy syndrome is essential for growth. Establishing boundaries is key to maintaining respect. Kindness must be paired with boundaries for effective communication. Women appreciate men who are disciplined and stick to their routines. Setting boundaries can lead to stronger relationships. It's important to allow partners to feel their emotions. Men should prioritize their mission and purpose in life. Understanding love languages helps in effective communication. Setting boundaries is crucial for maintaining personal time. A structured routine allows for better relationship management. Accountability from partners reinforces personal boundaries. Identifying personal values is essential before establishing boundaries. Positive traits in a partner should align with personal values. The power struggle phase is a natural part of relationships. Embracing pain can lead to personal growth and resilience. Communication during conflicts strengthens relationships. Self-care is vital for maintaining healthy relationships. Chapters 00:00 Introduction to the Modern Man Podcast 02:04 Understanding Men's Relationship Challenges 05:51 The Importance of Personal Responsibility in Relationships 11:53 Breaking the Nice Guy Syndrome 17:53 Establishing Boundaries in Relationships 23:47 The Power of Kindness with Boundaries 30:46 Understanding Love Languages and Time Management 32:13 Establishing Boundaries in Relationships 34:36 The Importance of Structure and Routine 36:41 Setting Personal Boundaries and Accountability 39:38 Defining Values and Establishing Boundaries 42:19 Identifying Positive Traits in a Partner 47:41 Navigating the Power Struggle Phase 53:55 Embracing Pain as a Path to Growth Coach Raph's Links: Instagram: raph_youcalm Threads: @raph_youcalm Youtube: @raph_youcalm Free eBook Here: Mastering Self-Development: Strategies of the New Masculine: https://rebrand.ly/m2ebook ⚔️JOIN THE NOBLE KNIGHTS MASTERMIND⚔️ https://themodernmanpodcast.com/thenobleknights