Podcasts about today will

Today Will speaks with Sam Enkoa, a Creative problem-solver innovating solutions in Energy, Technology & Finance and the CEO and Founder of Greensparc. This episode covers Distributed Computing, what crypto miners tend to overlook in the Energy Markets, the future of The Edge & resiliency and so much more. Listen to learn more! THIS EPISODE'S SPONSORS: Amerex- https://sazmining.com/amerex/ BlockFi- https://blockfi.com/sazmining TIMESTAMPS: 0:00-0:48 - Introduction 0:49-5:08 - Sam's Background 5:31-9:20 - Defining Energy Markets 9:21-12:53 - What do Cryptominers overlook when getting into Energy Markets? 12:52-17:25 - How can people become more informed on the Energy Sector? 17:26-20:57 -What is Distributed Computing? 20:58-24:41 - How do you see this technology evolving in relation to energy & blockchain? 24:42-30:11 - What upcoming use cases are you most excited for? 30:12-33:59 - What are the common educational gaps for your line of work? 34:00-35:13 - Where to find Sam Enoka & Greensparc 35:14-39:25 - How people overlook the complexities of the Energy Market 39:26-39:54 - Conclusion WHERE TO FIND THE SHOW: → Website: https://sazmining.com/podcast → Apple Podcasts: https://podcasts.apple.com/us/podcast/everything-crypto-mining-the-sazmining-podcast/id1533055103 → Spotify: https://open.spotify.com/show/7rldZMBuf447UHaWyV1UtV?si=SqsAW1aESNiiSbHwWSL8oQ&dl_branch=1 → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w LISTEN TO OLD EPISODES: → Season One: https://www.youtube.com/playlist?list=PLCcctgrDmFCN7aFLZkPRd20fNJbflXxZK → Season Two: https://www.youtube.com/playlist?list=PLCcctgrDmFCN1gX3R1uKL2bqTI-uUzTd7 SUPPORT THE SHOW: → Have an idea for a guest? Email Us: Podcast@Sazmining.com FOLLOW US: → Twitter: https://twitter.com/sazmining → LinkedIn: https://www.linkedin.com/company/sazmining-inc/ → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w → Website: https://sazmining.com --- Support this podcast: https://anchor.fm/sazmining/support

THIS EPISODE WAS RECORDED IN EARLY 2021 Today Will speaks with Ron Macdonald , the CEO of Zinc8 Energy Solutions. With both technical and economic factors in mind, Zinc8 Energy Solutions strives to meet the growing need for the renewable energy revolution. The two explore exciting topics, Ron's storied career past, The importance of green initiatives by corporations, how Zinc is used for a cleaner future, and more! Listen in now to learn more! THIS EPISODE'S SPONSORS: Amerex- https://sazmining.com/amerex/ BlockFi- https://blockfi.com/sazmining TIMESTAMPS: 0:00-0:40 - Introduction 0:41-4:23 - Ron's Journey and current endeavors at Zinc8 4:24-6:33 - Going from a Small Business to Government Work 6:34-15:30 - Ron's time in Government 15:31-21:13 - Ron's time in Forestry 21:14-32:55 - What Zinc8 is doing today 32:56-37:49 - Zinc8 next steps and scaling 37:50-44:20 - What other technology is in this space? 44:21-47:03 - How the world handles large scale obstacles 47:04-52:44 - Ron's Favorite Book 52:44-53:49 - Conclusion WHERE TO FIND THE SHOW: → Website: https://sazmining.com/podcast → Apple Podcasts: https://podcasts.apple.com/us/podcast/everything-crypto-mining-the-sazmining-podcast/id1533055103 → Spotify: https://open.spotify.com/show/7rldZMBuf447UHaWyV1UtV?si=SqsAW1aESNiiSbHwWSL8oQ&dl_branch=1 → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w LISTEN TO OLD EPISODES: → Season One: https://www.youtube.com/playlist?list=PLCcctgrDmFCN7aFLZkPRd20fNJbflXxZK → Season Two: https://www.youtube.com/playlist?list=PLCcctgrDmFCN1gX3R1uKL2bqTI-uUzTd7 SUPPORT THE SHOW: → Have an idea for a guest? Email Us: Podcast@Sazmining.com FOLLOW US: → Twitter: https://twitter.com/sazmining → LinkedIn: https://www.linkedin.com/company/sazmining-inc/ → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w → Website: https://sazmining.com --- Support this podcast: https://anchor.fm/sazmining/support

Today Will speaks with Frank Holmes, the CEO of Hive Mining, a Blockchain Mining company that focuses on crypto mining and high-performance computing data centers. The two explore exciting topics, including insight on how environmental/governmental factors impact crypto miners, how to approach High Processing Computing and Proof of Stake as a Miner, and more! This conversation is especially unique because of Frank's experience in the Gold industry and launching an ETF, as well as his deep knowledge of Finance. Listen in now to learn more! THIS EPISODE'S SPONSORS: Amerex- https://sazmining.com/amerex/ BlockFi- https://blockfi.com/sazmining TIMESTAMPS: 0:00-0:23 - Introduction 0:23-6:23 - How has the industry evolved and changed over time 6:24-15:02 - What is are the Impact of China's Banning of Bitcoin Miners 15:03-16:19 - What are Some of the Best Places to Mine Bitcoin and Other Crypto? 16:20-26:32 - What to Understand Regarding the ESG (Environmental, Social, Governmental) Concerns Brought Up Surrounding Bitcoin Mining 26:33-33:00 - How and Why International Governments Affect Innovation Through Regulation. The Repeat of the 2018 Cycle 33:01-45:25 - What are the Most Exciting Trends Developing Over the Next 5-10 Years 45:26-51:30 - What Does the Future of Ethereum Look Like for Miners 51:31-54:50 - How Do You Approach High Processing Computing as a Business Model for Mining 54:51-58:42 - Conclusion WHERE TO FIND THE SHOW: → Website: https://sazmining.com/podcast → Apple Podcasts: https://podcasts.apple.com/us/podcast/everything-crypto-mining-the-sazmining-podcast/id1533055103 → Spotify: https://open.spotify.com/show/7rldZMBuf447UHaWyV1UtV?si=SqsAW1aESNiiSbHwWSL8oQ&dl_branch=1 → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w LISTEN TO OLD EPISODES: → Season One: https://www.youtube.com/playlist?list=PLCcctgrDmFCN7aFLZkPRd20fNJbflXxZK → Season Two: https://www.youtube.com/playlist?list=PLCcctgrDmFCN1gX3R1uKL2bqTI-uUzTd7 SUPPORT THE SHOW: → Have an idea for a guest? Email Us: Podcast@Sazmining.com FOLLOW US: → Twitter: https://twitter.com/sazmining → LinkedIn: https://www.linkedin.com/company/sazmining-inc/ → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w → Website: https://sazmining.com --- Support this podcast: https://anchor.fm/sazmining/support

**Will & Angela Williams Pod Cast - "Salty Saints": https://saltysaints296846844.wordpress.com/ **Will Williams You Tube Channel: https://youtube.com/channel/UCl9K1-EJqYZftyIP5nFFggw **Will and Angela Williams Email: saltysaints2@gmail.com **Pakistan Sewing Machine Go Fund Me: https://www.gofundme.com/f/help-release-women-girls-from-slavery?viewupdates=1&rcid=r01-16265175627-3de5cf3f99d14ac1&utm_medium=email&utm_source=customer&utm_campaign=p_email%2B1137-update-supporters-v5b **Thank you for supporting this ministry, I lovingly refer to as "The Little Green Pasture." Click here: PayPal: http://paypal.me/JoanStahl Please prayerfully consider becoming a ministry partner: Patreon:https://www.patreon.com/joaniestahl **Contact Email: jsfieldnotes@gmail.com **Send Donations To: Joanie Stahl - P.O. Box 1386 - 205 Avenida Del Mar - San Clemente, Ca. 92672 **You can also visit and subscribe to me on Rumble: https://rumble.com/account/content?ty... Many who love the Lord from their hearts all share a common heartbeat. That heartbeat is Christ's heart that beats in them. That compelling within is to want to not only live for Christ alone, but to share the good news of the Gospel always. Spurgeon said, "If you have no hunger for others to be saved, you are not saved yourself." Strong but true words. How many times have we dreamed of leaving all behind, and in a sense, dropping our own earthly nets in exchange for the eternal, unbreakable, gospel-dragnet. We have read biographies of the great men and women of old who did so. We are in awe of the power of God's love towards those "that sit in darkness and in the shadow of death" from these beautiful missionaries. How these very common men and women answered the call. Many go away sad, feeling that "call" is for others more qualified and better than themselves. Today Will and Angela Williams join me in discussion regarding this very thing. Listen to how they describe with expression of their heart's greatest joy, and purest love for Jesus Christ in answering the call. Their steadfast hunger and thirst for serving the Lord is rich, fervent and aromatic. Though they answered the call in their community, yet there was only a "famine of the hearing of the word of the Lord." There were no open doors. "They could do no mighty works there." Yet a "great door and effectuals" were opened to them in Pakistan after they prayed, fasted and sought the Lord for what He had for them. They had no idea that would happen. Now they are experiencing a "great fountain" that has opened up there. Multitudes of the spiritually thirsty and starving men, women and children are responding with overwhelming joy. They are receiving the eternal free gift of their Salvation through the gospel Will and Angela now preach there. The people are now drinking of the refreshing, life-giving Living Waters, and partaking of the Bread of life, Jesus Christ. Let this discussion, their words, testimony and passion inspire you to know that "the call" is your call too. Make sure you answer "The Call." "Missionary life in only a chance to die." Amy Carmichael --- Support this podcast: https://anchor.fm/joanie-stahl/support

Today Will speaks with Lee Bratcher, President of the Texas Blockchain Council, an industry association that amalgamates the influence of their members to advocate for blockchain-centric public policy initiatives, educates members of government about the benefits of blockchain technology, and provides subject matter expertise on topics related to blockchain and distributed ledger technology. Starting with a discussion of legislation and economic incentives for bitcoin miners in Texas, Will and Lee dive into the environmental impact of bitcoin and how to frame the discussion. Listen to learn more about how bitcoin could actually help the US Dollar, how China's miner outlaw has effected the industry, and how bitcoin miners really affect the energy grid. THIS EPISODE'S SPONSORS: Amerex- https://sazmining.com/amerex/ BlockFi- https://blockfi.com/sazmining TIMESTAMPS: 0:00-0:24 - Intro 0:24-2:50 - Background on Lee & The Texas Blockchain Council 2:50-4:21 - How The Texas Blockchain Council works with Members & Public Policy 4:21-6:56 - How do you discuss Blockchain technology with Public Policy Makers? 6:56-7:45 - China's approach to Bitcoin Mining 7:45-9:43 - How Bitcoin Mining is affecting the energy grid in Texas 9:43-13:57 - How Bitcoin Mining promotes renewables and the global benefits 13:57-19:02- How to frame the environmental narrative in The Bitcoin Mining Industry 19:02-21:08 - The global political and economic implications of bitcoin and USD 21:08-25:40 - El Salvador's Adoption of Bitcoin 25:40-29:13 - How does the mining industry evolve in the wake of China's decision? 29:13-33:48 - What makes Texas stand out for bitcoin miners? 33:48-35:30- Lee's favorite book 35:30-35:58- Conclusion WHERE TO FIND THE SHOW: → Website: https://sazmining.com/podcast → Apple Podcasts: https://podcasts.apple.com/us/podcast/everything-crypto-mining-the-sazmining-podcast/id1533055103 → Spotify: https://open.spotify.com/show/7rldZMBuf447UHaWyV1UtV?si=SqsAW1aESNiiSbHwWSL8oQ&dl_branch=1 → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w LISTEN TO OLD EPISODES: → Season One: https://www.youtube.com/playlist?list=PLCcctgrDmFCN7aFLZkPRd20fNJbflXxZK → Season Two: https://www.youtube.com/playlist?list=PLCcctgrDmFCN1gX3R1uKL2bqTI-uUzTd7 SUPPORT THE SHOW: → Have an idea for a guest? Email Us: Podcast@Sazmining.com FOLLOW US: → Twitter: https://twitter.com/sazmining → LinkedIn: https://www.linkedin.com/company/sazmining-inc/ → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w → Website: https://sazmining.com --- Support this podcast: https://anchor.fm/sazmining/support

Today Will speaks with David Magid, the CEO of YSG Solar, an energy company that builds solar farms to generate electricity. The two dive deep into important factors regarding Solar Farms, including land, storage, and economics, but their conversation evolves into an intersection between Bitcoin Mining and Solar Power. Listen in to learn how stable power can make GPU's last longer, how Bitcoin Mining can be used as an energy storage solution, and a detailed breakdown of the best path on using solar energy as a Bitcoin Miner! THIS EPISODE'S SPONSORS: Amerex- https://sazmining.com/amerex/ BlockFi- https://blockfi.com/sazmining TIMESTAMPS: 0:00-1:24 - Intro 1:25-2:58 - Background on David 2:59-5:21 - YSG's Focus 5:29-7:49 - How Land, Energy, Storage are Calculated Taken Into Account for a Solar Farm 7:50-10:09 - How are the Economics of a Solar Farm Figured Out? 10:10-11:47 - Lifespan of Panels and Time for Return on investment 11:48-15:12 - What is the Lifespan of a Bitcoin Mining GPU? 15:13-17:21 - Can Expand the Lifespan of a Bitcoin Mining GPU with Stable Low Cost Power? 17:22-21:14 - Pricing Electricity, What Goes Into It, and Impacts on Bitcoin Mining 21:15-24:29 - Electric Vehicle Infrastructure and Development 24:30-26:48 - How Will Policy and Regulation Affect Solar Industry 26:50-28:46 - Bitcoin Mining as a New Energy Storage Solution 28:47-32:20 - A Bit of History on Solar Farms and the Evolution of the Industry 32:21-35:54 - Favorite Book 35:55-45:15 - What's the Best Path for a Bitcoin Miner Who Wants to Go Solar 45:16-48:35 - How Aware is the Renewable and Energy Production Industry of Bitcoin Mining 48:36-49:58 - Conclusion WHERE TO FIND THE SHOW: → Website: https://sazmining.com/podcast → Apple Podcasts: https://podcasts.apple.com/us/podcast/everything-crypto-mining-the-sazmining-podcast/id1533055103 → Spotify: https://open.spotify.com/show/7rldZMBuf447UHaWyV1UtV?si=SqsAW1aESNiiSbHwWSL8oQ&dl_branch=1 → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w LISTEN TO OLD EPISODES: → Season One: https://www.youtube.com/playlist?list=PLCcctgrDmFCN7aFLZkPRd20fNJbflXxZK → Season Two: https://www.youtube.com/playlist?list=PLCcctgrDmFCN1gX3R1uKL2bqTI-uUzTd7 SUPPORT THE SHOW: → Have an idea for a guest? Email Us: Podcast@Sazmining.com FOLLOW US: → Twitter: https://twitter.com/sazmining → LinkedIn: https://www.linkedin.com/company/sazmining-inc/ → YouTube: https://www.youtube.com/channel/UCt0_Ymrq6PVZcNZP_Thvb2w → Website: https://sazmining.com/ --- Support this podcast: https://anchor.fm/sazmining/support

Will and Sarah share a podcast update and chat about energy, reactions, responses, and soul care. Check out the resources below personally recommended by Will and Sarah. These resources, put into practice, will help you better care for your soul. They are helpful in recovery and helpful to prevent future burn out.Resources:Get Your Life Back by John Eldredge - recommended by Sarahhttps://amzn.to/3hLtSODThe Pause App - recommended by both Sarah and Willhttps://www.pauseapp.com/The Daily Prayer from Wild at Heart - recommended by Willhttps://wildatheart.org/sites/default/files/assets/prayers/daily_prayer_script.pdfGrace for Today - Will recommends this article to consider how God's grace is sufficient one day at a time (sometimes one breath at a time!)https://www.austingentry.com/grace-for-today/Essentialism by Greg McKeown - recommended by Willhttps://amzn.to/3qSAfUrAnything by Ruth Haley Barton - recommended by Sarahhttps://amzn.to/3yrTwywListen to this episode on YouTube: https://youtu.be/_muhm-Ula7MShare your thoughts: podcast@sarahgood.comNow That's Something Good Podcast by Sarah Good is licensed under CC BY-NC-SA 4.0Show notes may contain affiliate links. This is at no extra cost to you but does help support telling more stories that bring more good. Now that is something good! Thank you for your kind support.

Today Will and Tony G discuss the early headlines of Russel Wilson seeking a trade out of Seattle and his potential landing spots. Then Will and Tony G give their way too early picks for the NFL season and Super Bowl 56. The show ends with an update on the famed golfer, Tiger Woods. Good discussions all around today from the funny duo of Will and Tony G.

A bar so synonymous with craft beer that they put it in the name! Today Will went and interviewed Kilty from Saint John's Craft Beer. We talked about the origin of the bar, what sets it apart and why people keep coming back. It was awesome to have a chat with someone who really loves beer and that comes across in this interview.  

Beer Battle Pale Ales.Back again for another Beer Battle.Today Will and Bill are pitting two tasty beers against each other.In Will’s corner we have the Modus Operandi Pale Ale and trying to top him Billy is dropping the O'briens Pale Ale.So will the ‘Beer that loves you back’ (O'briens Pale Ale) beat the ‘most requested pale ale on the beach’ (Modus Operandi Pale Ale)Email us at beerbabiespod@gmail.com, and send us in your favorite beer and we will review them on the podcast.We are also on youtube and you can find all our videos here https://youtube.com/channel/UCbvf1Jzm2KmR4jwLEF_vOjgArt for this Podcast By RubyTuesday ArtMusic by William Egan Productions

Today Will talks about the importance of confession and absolution. What a great time to see what our Savior Jesus has done for us and how we can share that with someone who really needs to hear that their sins are gone, they are forgiven. Join us for the conversation.

Today Will and I have to fight the legendary artist Prince in what appears to be the perfect scenario for a final bout!   Let's Fight series is a series where Will and I pick a random opponent from a hat. Each opponent will be one from(Anime/Games/Movies/Comics), as well as picking an environment at random to which the fight will take place in, and then we discuss how we could win.. however we pick up to 3 and powers and abilities each at random.  The discussions are intense, but the entertainment is even better!

Today Will and I have to fight the legendary Halloween monsters! A Vampire, Werewolf, Zombie and Frankenstein's Monster   Let's Fight series is a series where Will and I pick a random opponent from a hat. Each opponent will be one from(Anime/Games/Movies/Comics), as well as picking an environment at random to which the fight will take place in, and then we discuss how we could win.. however we pick up to 3 and powers and abilities each at random.  The discussions are intense, but the entertainment is even better!

Welcome to episode 25! Today's episode is the fourth of our four-part series about harm reduction. Zach spoke with Dr. Peele in the first three episodes of the series. Here are links to those episodes, in case you missed it: Episode 1: https://anchor.fm/lifeprocessprogram/episodes/Episode-22-The-History-of-Harm-Reduction-for-Addiction-efv3el Episode 2: https://anchor.fm/lifeprocessprogram/episodes/Episode-23-HARM-REDUCTION-versus-NON-ABSTINENCE-eg6tei Episode 3: https://anchor.fm/lifeprocessprogram/episodes/Episode-24-Improvement-versus-Perfection-Harm-Reduction-Series-Part-3-eggp30 Today, Zach speaks with Editor in Chief of Filter Magazine, Will Godfrey. Filter is an online publication whose mission is to advocate, through journalism, for rational and compassionate approaches to drug use, drug policy and human rights. So Will has plenty to say about the harm reduction concept. Today Will and I talk about his best definition of harm reduction and why he believes that it is a meaningful and practical concept. And I do take him at his word since he’s created a career centered around the harm reduction concept. The excerpt you are about to hear is taken from a long-form conversation I had with Will in my podcast The Social Exchange. You can listen to the full episode here: https://thesocialexchange.libsyn.com/episode-43-will-godfrey-filter-magazine I hope that you’ve enjoyed all that we’ve had to say about harm reduction this month. We'll see you next week! - - - - - - - - - - Follow Us / Contact Us! Email us - info@lifeprocessprogram.com Text us - +1 (802) - 391 - 4360 LPP MAIN WEB SITE - http://lifeprocessprogram.com Instagram: http://instagram.com/lifeprocessprogram Twitter: http://twitter.com/lifeprocessprgm Facebook: http://facebook.com/lifeprocessprogram --- Send in a voice message: https://anchor.fm/lifeprocessprogram/message

No one likes doing paperwork. Even worse when that paperwork is about your own death... Today Will is joined by Dr Arnagretta Hunter to tell Rod the history - and the future - of the death certificate! The Wholesome Show is Dr Will Grant and Dr Rod Lamberts, joined today by Dr Arnagretta Hunter. The Wholesome Show is proudly brought to you by The Australian National Centre for the Public Awareness of Science.

Today Will comes back on to get his prediction on where the New York Yankees will end up in the 60 games the season! Subscribe to all my platforms! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

You know those movies you only watched at your friend's house because your parents wouldn’t let you? Today Will and filmmaker Matt O’Mahoney discuss Wild Thing(1987) and how vigilante flicks have translated in modern times. Recalling the Plot… Tarzan in the concrete jungle, also a bad buy is killed by an umbrella. Black Lives Matter. Donate Here ----> https://bit.ly/2AHSbep Hosted by Willem Osland Produced by Kyle Bhawan and Willem Osland Music by Josh Polanco Cover Art by Nick Carlin

Today Will talks about his career at Brandon High school, his relationship with Gardner Minshew, enrolling early at MSU, his relationship with his Dad Wyatt, and so much more.

Today Will and I discuss the mcu’s biggest stars and their roles outside of the marvel cinematic universe --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

We're in a band. Sometimes we talk about it but mostly we bang on about any old waffle. Today Will reveals he likes Andrew Lloyd Webber, we talk about writing together in the lockdown and just want some scraps on our chips..Check out what we do at...

We're in a band. Sometimes we talk about it but mostly we bang on about any old waffle. Today Will reveals he likes Andrew Lloyd Webber, we talk about writing together in the lockdown and just want some scraps on our chips..Check out what we do at...

Today Will and Chris talk about what is going to work for you in this life. We are all different in so many way that what works for us in your life wont necessarily work for you but you can explore.

Join David, Will, Executive Producer Andy and Producer Lucy in the breaky studios for a post-show team debrief and behind-the-scenes look into the FIVEaa Breakfast program. Email us with your comments and questions at brunch@fiveaa.com.au Today: Will is in and Penbo is absent, and we speak to Andy in America! See acast.com/privacy for privacy and opt-out information.

Times are crazy! You all know what we're talking about. Today Will and Arden share some fun ideas to enjoy being indoors!

Another Tuesday another Live Stream, special S/O and thanks to everyone who sent in questions and tuned in for the Livestream -keep the conversation going @lockedonclips @charlesmockler @willupdyke. Today Will breaks down some possible crunch-time lineups for the Clippers, talks about the breakout potential of Jerome Robinson and the outlook for rookie Terance Mann.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to FF – RBA cash Rates are lower now – talk about flow on effects Today – Will you get mortgage cuts, how your savings will be affected, effects on the job market and wages.   Mortgage cuts Don’t expect the banks to pass on the Reserve Bank’s rate cuts in full don’t assume your mortgage won’t become more expensive outside any official rate movements. That’s the lesson to be learned from a “fascinating” graph that compares how the big four banks have manipulated variable rates against the official interest rate over the last three years. ANZ and Westpac refused demands from both sides of politics to pass on the full 0.25 per cent cut announced by RBA governor Philip Lowe last week. NAB and Commonwealth Bank customers will get the full reduction in their mortgage interest payments but the comparison shouldn’t expect further savings if another expected cut comes later this year. when the Reserve Bank moves down so do the banks but not always by the full amount – the gap is getting wider each announced they would lower interest rates on mortgages by 0.18 and 0.20 per cent respectively when 0.25% reduction Bank subsidiaries and second tier banks - St George, Bank of Melbourne, Bank SA and RAMS will pass on a 0.20 per cent cut to their owner-occupier customers. They are, however, cutting investor interest-only rates above and beyond the RBA by 0.35 per cent. Suncorp Bank has also announced it will cut all variable home loan interest rates by 0.20 per cent, effective June 21. Band of Queensland is only passing on 0.15 per cent, and Virgin Money is passing on 0.22 per cent. ING, Australia’s fifth largest home loan lender, chose to pass the full 0.25 per cent cut on to their variable rate customers, effective June 25, 2019.   Why? The cash rate reducing cycle went all the way back from November 2011 to August 2016 the banks to find themselves under a lot of margin pressure when there have been multiple changes in cash rate “When the next rate cut comes, it’s going to be harder again for the banks to pass on the full amount, in particular for the banks that passed on the full amount this time around.” Also – have multiple sources of funding – it doesn’t all come from Aus – so if money from USA – and their rates go up Doesn’t mean banks can reduce rates   Potential savings 4.32% to 4.07% 25% rate cute – $400k mortgage – 58 savings per month - $21k saved over 30 years $500k mortgage – 78 savings per month - $26k saved over 30 years   How to get – have to shop around – new rates and introductory offers best things about being on a variable rate is that you’re well within your rights to take your business elsewhere competition – compare what others are offering because ultimately the effective rates of existing loans may not go down much Reduce Home Loans is offering 3.19 per cent, Homestar 3.24 per cent, Mortgage House 3.29 per cent and Athena 3.34 per cent. Do another episode on these online lenders – some are not banks and what to watch out for Cheeky banks – even ones making a full cut like CBA and NAB – wait 3 weeks to get Make $108.8 million by delaying the effective date of the cut       Deposit rates – other side of the story - Commonwealth Bank and NAB have penalised savers a week after passing on the RBA’s full interest rate cut to borrowers. Both banks have reduced the base rate on their online savings accounts by 0.20 percentage points, leaving them at 0.30 per cent. This leaves savings rates at rock bottom levels, and will put the banks under intense pressure of funding This is due to lower savings if lower rates around being paid Human incentive to want higher returns Also - potential to squeeze profit margins of the banks will be keeping bank executives awake at night – how to meet shareholder demands the prospect of negative interest rates - as seen in other countries is starting to look more likely Where you have to pay the bank to put money into the account See it in either booming black market economies (so much cash not on books, like Miami in 80s) Or in deflationary economies – ones like Japan Unfortunately for savers and in particular self-funded retirees – increased longevity risk – thanks to lower returns on cash Need people to plan out retirements more in advance now   Economy and employment Share market - The wider financial sector was trading 1.0 per cent lower – thanks to the banks Westpac led the losses with a 1.24 per cent share price decline to $27.78. Does this mean the overall market is going to go down? One of two scenarios Money see monkey do – banks lead the market down – so people sell in fear – but unlikely to last long Signs of a struggling economy – lower consumer spending so lower business profits After all, the Reserve Bank was just forced to cut interest rates to record lows do that because the economy is going poorly, not because it is going well. Economic growth has been pitiful recently — under 2 per cent for the past year. Wages growth is just 2.4 per cent and if inflation wasn’t so low, wages would be falling in real terms. and the latest job ads plunge confirms that narrative - ANZ job ads series, though, is to find out what hints it contains for the vitally important labour force data — the job ads down about 8% May be flow on effect of things stopping in anticipation of the election – wait and see if pick up decline in the job ads series can give us a bit more certainty that the good times in the unemployment market are behind us the unemployment rate up about 0.3% since low in December underemployment rate - risen due to a surge in part-time work. Not good signs - the general atmosphere of gloom around the Australian economy  The retail sector is already in recession, according to the NAB business survey. And the positive post-election vibes around the housing market seem to be wearing off too, with clearance rates slumping back down in the most recent weekend. The labour market is clearly worsening – don’t think it was ever as good as they believed, economists just weren’t paying enough attention to wages and underemployment The RBA used employment as an excuse not to cut rates earlier – but recent developments in the labour market now make them have to change their minds Problem with the monetary policy - You want to make rate cuts in advance of the problems cropping up – but it is always done afterwards, because they take time to have their effect. Leaves the RBA spending their time catch up by cutting interest rates at least one more time – but may be too little too late If drops of 3% haven’t helped, what will 0.25% do?   Summary and what to do: Good – slightly cheaper mortgages – slightly more to spend on consumption (or paying loan down) One is good for the economy, while the other is good for the household Bad – lower savings, lower margins for the financial sector, signs of slowing growth on Shift on the demand for buying higher income payment assets Very low savings – so ‘safe’ blue chip shares are a preference for some Credit contraction in the markets is the major risk to a decline in the short term – Banks taking away loans or RBA increasing rates and contracting the money supply  Thanks for listening to today's podcast. If you want to get in contact you can do so here.  If you want to donate to the CEO Sleepout fundraiser you can do so here.     

Today Will talks to us about the importance of persevering and how God can help us in this.

Today Will and Kevin review War of the Spark and talk about Prerelease weekend. They also discus some of the upcoming deck archetypes expected to come out of this set! Consider Donating: https://goo.gl/bvf73q Check us out! Discord: https://discord.gg/FmErtcY Facebook: https://www.facebook.com/itresolves/ Patreon: https://www.patreon.com/itresloves Twitter: https://twitter.com/ResolvesMTG?lang=en Instagram: https://www.instagram.com/it.resolves.mtg/ A special thank you to Inked Gaming! Use the affiliate link below to help out our channel! https://www.inkedgaming.com?rfsn=2029516.f6ddcf&utm_source=refersion&utm_medium=affiliate&utm_campaign=2029516.f6ddcf A special thank you to our sponsor, Grand Slam Cards and Comics! Facebook: https://www.facebook.com/grandslamrh Burst of Knowledge partner Channel: https://www.youtube.com/channel/UC-lZ6wD2alT_B5ORDO814TQ

Episode 45 - Art Attack Bob & Colm have been away in Denver at the system open and we should be hearing more about that later in the week. Today Will chats to Jason from Enigma Wargaming about the German system open and painting X-wing ships! Cast - Will & Jason Producer - Tim (spudgun_sniper) Recorded 25/04/2019 live via Skype Intro - Obi Wan 'hello there' from Revenge of the Sith Outro - Art Attack International Theme Music (1998) Used without permission - it's just for fun!

The Silo Symposium is home to Nuked Gorilla Debates. Today Will and Will are joined by Riggin from WOTWW Productions to hash out whether or not the Megalodon has survived to modern times.

Today Will discusses how to avoid issues when purchasing from resellers on eBay. Lessons learned derived from a few recent transactions. Takeaways: Plan ahead, can easily take 5 to 12 weeks Always order more than one item If you need a larger quantity, diversify with different sellers

Will Calhoun is best known as the drummer of Living Colour, however his musical building blocks were from jazz legends like Art Blakey & Elvin Jones. Today Will talks about his influences and the advice he had the pleasure of receiving from them first hand. If you like records, just starting a collection or are an uber-nerd with a house-full of vinyl, this is the podcast for you. Nate Goyer is The Vinyl Guide and discusses all things music and record-related. Web  |  Facebook  |  Instagram  |  YouTube

Happy Friday everyone! Today Will and Charles discuss the fallout of the Houston Rockets and Phoenix Suns trade, rank the centers in the Pacific Division and decide which of those they would Love, Marry, or Kill, and wrap it up with some Clippers team talk. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today Will reminds us that when believers are abiding in the Holy Spirit biblical community multiplies. Multiplication is the fruit of abiding.

Hey bots, missed us? Today Will returns from his trip to New Zealand and shares some stories. Al gets triggered by certain british pronunciations, and some other weird shit. Send your questions for the podcast to: darkhallgames@gmail.com DHG Twitter ~ twitter.com/darkhallgames DHG Youtube ~ youtube.com/channel/UCQfDsoKR1wG0jUi-ynXkkrg Al's Twitter ~ twitter.com/IALHIMSELF

All right, welcome back. Imagine a world where patients can access their medical records anytime, anywhere with immutable security. Imagine every instance along a patient's continuum of care recorded and easily searchable. Imagine the opportunity to meta search millions of health records and data points, and even outcomes, without compromising an individual patient's personal identity. Imagine patients using these resources to evaluate and choose their hospitals, and even you. Folks, this isn't science fiction or wishful thinking. It's a technology called block-chain and if you've heard of bitcoin, you've heard of block-chain. Today we have Dr. William Gordon with us to unpack this technology and help us separate the hype from the real (and very exciting) promise. While in Medical School at Cornell, Will also had a side gig as a software developer. Will became involved with several technology start ups, including serving as director of clinical products at one after residency. Today Will is a clinical informatics fellow at Partners Healthcare while also serving as a hospitalist at Mass General, and clinical instructor with Harvard Medical College. His research and recent papers focus on Blockchain and the unique promise it holds for medicine. Obviously, with his background, Will is uniquely qualified to help us explore this exciting new technology. With that said let's get started...

Navigating Student Loan Debt with PT Grad and Podcaster Will Boyd Most college students don’t understand what they’re getting into when they take on student loan debt. It is easier to remain blissfully ignorant of compounding interest while you enjoy the university experience, but that lack of knowledge may cost you the ability to live the life you want later on. Will Boyd recently earned his doctorate in physical therapy from Chatham University in Pittsburgh, but his journey to a degree in healthcare was not a straightforward one. His Bachelor’s was in international studies, and Will’s original intent was to become a human rights lawyer. But while teaching English in Spain and studying for the LSAT in preparation for law school, he realized that his health was suffering from extended periods sitting behind a desk. Will sought guidance from Google about his future, and eventually landed on PT as his chosen field. Will is the host of two podcasts: The Knowbodies, a show that features leaders in health, wellness and self-development, and Breaking Student Debt, a program to document his journey navigating his way out of the student loan debt he accumulated in graduate school. Today Will shares the breakdown of what he owes, how he is working to refinance his student loans, and the connection between debt and your health. Listen in and learn how to be your own unicorn, face your debt head on and live the life you want! Topics Covered Will’s student loan debt • $161,000 with compounding interest • $80,000 in Stafford loans for tuition • $60,000 in Grad PLUS loans for personal expenses • $20,000 interest • No private loans • Some loans begin accruing interest as soon as you accept money • 4.5% adds up quickly over time Will’s mindset around debt during grad school • ‘Ignorantly cognizant’ • Took out more than needed to have buffer • Because money was cause of tension in family, didn’t want it to dictate own life Will’s advice to young people regarding money and debt • Consider taking a year off after high school • Work full time to understand real hard work, time investment • Career path may not require formal education • Get creative in funding education via scholarships, crowdfunding The feasibility of working while going to school • Intense academic course load didn’t allow Will to do so • Did some website building, online marketing on the side • Weigh pros and cons of giving up 10-15 hours of free time Will’s refinancing process • Standard repayment plan would cost $1,981/month for ten years • Connected with FitBUX for advice • Transfer to extended fixed plan, owes $1,100/month • Consolidating eight different loans to one interest rate (dependent on credit score and debt-to-income ratio) • Documenting journey through podcast Will’s take on the federal student Loan Forgiveness program • Great concept, really helped some • Others disillusioned and ended • Change in government leadership could take away • Look into it if on service-oriented career path • After ten years at non-profit, remaining debt forgiven The Breaking Student Loan Debt podcast • Documents Will’s journey navigating system • Focus on understanding system • Explore tactics for paying off debt • Share ideas for growing income Mass Mutual’s findings around the LGBT community and money • 80% concerned about direction of government, compared to 66% of general population • 65% worried about money, compared to 57% of general population • 45% believe money woes adversely affect their health, compared to 34% of general population Will’s perspective on financial worry and your health • We grossly underestimate the cost of financial worry on physical health • Need to start talking about it, especially in time of chaos in government • Healthcare is more psychology than anything else • Develop a mindset to confront money issues • Invest in yourself, your belief system

Today Will and Kevin talk about the new Hour of Devastation Spoilers! They also talk about the shifting Standard, and continue their hunt for their goal cards, sponsored by Grand Slam. Check us out! Facebook: https://www.facebook.com/itresolves/ Patreon: https://www.patreon.com/itresloves Twitter: https://twitter.com/ResolvesMTG?lang=en Twitch: https://www.twitch.tv/itresolvesmtg Instagram: https://www.instagram.com/it.resolves.mtg/ A special thank you to our sponsor, Grand Slam Cards and Comics! Website: https://grandslamsite.wordpress.com Facebook: https://www.facebook.com/grandslamrh Instagram Partners: https://www.instagram.com/puzzled_periwinkle/ https://www.twitch.tv/brew_city_mtg https://www.instagram.com/vessa_mtg https://www.instagram.com/djinkys_mtg_cards https://www.instagram.com/dr.snapcaster https://www.instagram.com/theplaneswalkermtg https://www.instagram.com/phyrexian_felix https://www.instagram.com/foilblacklotus https://www.instagram.com/the.mana.source

Today Will takes a look at the encounter that Jesus had with Mary and Martha in Luke 10. How does Jesus respond when we are more focused on busy(ness) than him?

Will Sergeant has had an incredible life and career, not only founding and being visionary for the brilliant band Echo & The Bunnymen, but also enjoying his time as a solo artist, painter and record collector. Today Will has an in-depth interview on his life, the origin story of Echo & the Bunnymen, tales from his travels and times w the likes of David Bowie, Joy Division, Led Zeppelin and of course his vinyl record hobby.  If you like records, just starting a collection or are an uber-nerd with a house-full of vinyl, this is the podcast for you. Nate Goyer is The Vinyl Guide and discusses all things music and record-related. Web  |  Facebook  |  Instagram  |  YouTube

Today on the podcast, Liz Dolan, Julie Dolan and Lian Dolan connect to discuss Election Anxiety. Does Liz need an intervention? Or will the Anti-Election Meditations she's working on do the trick? What kind of person watches ALL the Sunday news shows on Sunday? It's Liz and she just can't stay away from election coverage even though she knows it's causing symptoms like stress eating and lack of sleep. Julie suggests a newscation-- or better yet try reading a book.    For the Washington Post feature about 10% Happier’s meditations to calm election stress, go here: https://www.washingtonpost.com/news/inspired-life/wp/2016/10/20/did-the-debate-stress-you-out-theres-now-an-app-with-emergency-election-stress-meditations/   To listen to the election mediations, go here:  http://www.10percenthappier.com/elections   Also on the show:   Taylor Swift and the Texas State Fair Most Embarrassing Mothering Moment Lian Defends the Rights of Plastics Bags Julie has tips on how to keep your voice young     Book Recommendations:      Liz goes to see Maria Semple, author of Where'd you go, Bernadette, talk about her new book, Today Will be Different  with fell writer Gigi Levangie. . Liz loved her talk and shares insights here.    For more on Maria Semple and her new book Today Will Be Different, go here: https://www.amazon.com/Maria-Semple/e/B001JSAT4E   For more on Gigi Levangie and her books, go here: https://www.amazon.com/Gigi-Levangie-Grazer/e/B001H6MGI0/ref=sr_tc_2_0?qid=1477423065&sr=1-2-ent Julie previews the Satellite Sisters Facebook Group Book Pick A Man Called Ove.      Thanks to our sponsor Quip. Modern Oral Care Delivered to your Door. Use our special URL and PROMO CODE for a Free $5 refill: http://www.getquip.com/sisters Promo Code: Sisters   Also, thanks for donating to Children's Miracle Network Hospitals. Money goes to your local hospitals to help kids and families in your area. To donate:   http://www,cmnh.co/sisters     

Today Will and Giulia talk to Ryan Balas and Deirdre Herlihy about being married, jealousy and more. @robelfilms @dbalihy

Will Self continues his 600 mile road trip on the trail of Scottish physicist James Clerk Maxwell who 150 years ago pioneered the theory of the electromagnetic waves which made mobile phones, radio, radar and GPS all possible. In a bid to understand Maxwell and his legacy, Will plans to drive from Edinburgh to London in an electric car, stopping off at locations relevant to the much neglected 19th century physicist. Today Will's at Glenlair, Maxwell's country estate, where he attempts to get to grips with what inspired the physicist's scientific imagination. Will's electric car, on the other hand, is proving somewhat less than inspirational... Producer: Laurence Grissell.

Sermon "An Ancient and Future Faith for Today:Will the Real Spirit Please Stand Up?" on September 21, 2008. There is more information on our church at www.villagechurch.org