POPULARITY
Categories
At first glance, the title might make you think parenting in the digital age sounds overwhelming. But what if technology could actually support today's parents instead of adding stress? In this episode of Yoga | Birth | Babies, I'm joined by Sarah Trott. Sarah is the creator and host of The Fourth Trimester Podcast and founder of HelloGaia Parenting Copilot, an evidence-based tool that gives families quick, reliable answers from pregnancy through early parenthood. Sarah is a tremendous resource in the postpartum world. As she talks about the work she does now, she also weaves in moments from her own postpartum experience- the very journey that inspired her mission today. Enjoy this thoughtful and informative conversation. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
It's time for another community birth story from one of our PYC students. I'm always amazed by the range of experiences people share, and I truly believe each story offers us valuable insight, empathy, and wisdom. In this episode of Yoga | Birth | Babies, I'm joined by Srilaya Yallapragada- a software engineer from California who moved to NYC halfway through her pregnancy. Srilaya opens up about navigating a major move, choosing a new care provider, communicating her needs, building community in a brand-new city, and, of course, her incredible birth story. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
What exactly are Trump Accounts, and who qualifies under the new expansion backed by Michael and Susan Dell's $6.25 billion donation? Lance Roberts and Danny Ratliff break down how the Dell Deal works, which families benefit, and why this initiative could reshape financial planning for millions of children. If you're a parent, grandparent, or financial planner, this is essential information about how these accounts may impact a child's financial future. 0:00 - INTRO 0:19 - Sloppy Trading Ahead 5:15 - Performance Dichotomy in AI Stocks 11:00 - Trump Accounts - Where's the Value? 12:19 - How it Works - The Devil is in the Details 16:12 - What is the Purpose - Use of the Funds? 17:39 - Where is the Financial Education? 19:17 - What About the Next Generation? 21:06 - The Reverse Mortgage parallel 23:06 - The Simple Solution 25:12 - The Government's Motives 28:35 - Trump Accounts vs 529 Plans 29:38 - Requirement for Financial Education 31:51 - How 401k Plans Have (not) Worked Out 33:22 - The Wealth Gap Problem 34:23 - Encouraging the Trades 37:21 - Lance's Rant - Early School Start Times
When my son was born and we needed a nanny, I remember feeling totally overwhelmed. Where do you even begin when it comes to hiring someone you barely know to caretake your child? It's a feeling so many parents share, and that's exactly what today's episode is about: nannies- the process, the common mistakes made, and how to navigate it all. In this episode of Yoga | Birth | Babies, I have Sarah Davis. Sarah has been in the nanny industry for over 25 years and has owned Nanny Agency Olive You Nanny agency for 20 years. She also created The Nanny Playbook, a step-by-step guide that empowers parents to confidently hire and build lasting relationships with nannies. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com (*hyperlink episode link from Wordpress!) Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Don and Tom open with the investor mistakes Christine Benz highlighted in Morningstar: portfolio sprawl, concentration in the same large-cap tech names, clinging to ancient active funds, ignoring reallocations, and failing at both asset allocation and asset location. The show then shifts into calls—first about fears of an “AI crash,” then a heartbreaking case of an 80-year-old widow stuck in an expensive, incoherent Schwab-built portfolio, which Don dismantles live. Later, Roth conversion strategy, smishing scams, and a closing riff on Bitcoin's extreme volatility versus gold. A packed episode on how bad habits, high fees, and fear derail investors—and how a simple, globally diversified plan avoids most of it. 0:04 Intro and Christine Benz's list of common portfolio mistakes 0:56 Portfolio sprawl and “hodgepodge-itis” 1:32 Overloaded baskets of large-cap tech stocks 2:52 The 31-year-old underperforming fund problem 3:54 Active vs. passive: the shift the industry still hasn't admitted 4:03 Asset allocation errors driven by ignoring the plan 4:51 Why rebalancing matters (and why people never do it) 5:40 Asset location mistakes and why taxes demand a smarter structure 6:15 Why these errors are easy to fix with a simple plan 7:58 Don solo; open phones 8:23 Caller: Fear of an “AI crash” and whether it can tank the market 11:16 Building a portfolio that can withstand any crash 13:01 International ballast and why planning matters more than predictions 14:27 Don solo again; open phones 15:17 Smishing scams and the rise of SMS-based fraud 16:13 How cheap scam-software makes fraud explode 17:08 Caller: 80-year-old widow with an awful Schwab portfolio 18:27 Don investigates the tickers—high fees, obscure funds, bad structure 19:57 Schwab dropped her; Don: “This advisor should be fired” 21:07 Why the portfolio lost money and what those numbers really mean 22:26 Active funds, high turnover, and tax drag 24:01 Don's verdict: unload the mess and move to simple, low-cost indexing 25:01 Why a target-date fund may be the cleanest fix 26:33 Take the risk quiz; why advisors should be boring 27:00 Don vents about industry incompetence and fee-only failures 28:23 Why advisors chase “exciting” instead of sound 30:02 Caller: Roth conversion when 70% of assets are in traditional IRAs 31:25 Why conversion benefits are minor but sometimes worthwhile 32:33 Strategy: convert up to top of the 24% bracket 33:19 Wrap-up and call for last questions 34:56 Gold vs. Bitcoin: which is actually stable? 36:09 Why Bitcoin's volatility makes it a terrible “currency” Learn more about your ad choices. Visit megaphone.fm/adchoices
A past blog post about nuchal cords (when the umbilical cord wraps around baby's neck) sparked a lot of fear and confusion, especially around the idea that this could “strangle” baby. In this episode, we take a deeper look at what's really happening. In this episode of Yoga | Birth | Babies, I speak with Dr. Jessica Vernon. Dr. Jessica is is a mom of two and a board-certified OBGYN for over a decade. She is an Associate Medical Director as well as the Director of Mental Health at Oula, a midwifery-led women's health startup in NYC. Understanding how brilliantly the body functions during pregnancy can bring so much reassurance. We hope this episode helps you feel informed, grounded, and confident! Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Bull Markets, Investor Hubris, and the Hidden Risks of Annuities Are you feeling smarter about your investments after years of strong market returns? In this episode of The Financial Hour of The Tom Dupree Show, Tom Dupree and Mike Johnson explore a critical truth that even legendary investors like Benjamin Graham learned the hard way: bull markets can create dangerous overconfidence. For those thinking about retirement or already in retirement in Kentucky, this discussion reveals why understanding what you own—and maintaining investment humility—matters more than chasing the latest “simple solution.” Unlike mass-market advisory firms that promote one-size-fits-all products, Dupree Financial Group emphasizes personalized investment management and portfolio transparency. This episode examines the psychology of market success, the realities of annuity contracts, and why direct access to portfolio managers who show you exactly what you own provides than opaque insurance products. Key Takeaways: Investment Lessons from Market History Bull Markets Create False Confidence: Even Benjamin Graham, Warren Buffett’s mentor, nearly lost everything after early success made him believe he “had Wall Street by the tail”—a lesson for today’s investors experiencing strong returns Market Success Often Includes Luck: Quick wins can lead to psychological distortions, especially when you’ve “unknowingly broken the rules of the game but won anyway” The Dangers of Autopilot Investing: Index funds and passive strategies mean following a “prescribed path that lots of other people are going,” with little thought given to how portfolios are composed Annuities Are Complex Insurance Products: Despite being marketed as simple solutions, annuities involve counterparty risk, surrender penalties, and fine print that rarely delivers promised returns Portfolio Transparency Is Powerful: Understanding exactly what you own—seeing individual stocks and bonds rather than packaged products—provides genuine comfort during market volatility Fear-Based Investing Creates Poor Outcomes: Investment decisions driven solely by fear (whether fear of loss or fear of missing out) typically underperform thoughtful, process-driven strategies The Benjamin Graham Story: When Success Breeds Dangerous Confidence Mike Johnson shares a compelling historical example that resonates powerfully with today’s investment environment. Benjamin Graham—the father of value investing and Warren Buffett’s teacher—started his investment firm in the Roaring Twenties with $400,000. Within just three years, he turned that into $2.5 million. As Mike explains: “Because of the great success over that short period of time, he knew that he knew it all, had Wall Street by the tail. He was thinking about owning a large yacht, a villa in Newport, race horses. And he said, ‘I was too young to realize that I’d caught a bad case of hubris.'” The consequences? When Graham thought the worst of the 1930 market crash was over, he went all in—and even used leverage. The result nearly wiped him out personally, and his firm had to be bailed out by a partner. By 1932, his portfolio had lost over 50%, dropping from $2.5 million back to just $375,000. Tom Dupree emphasizes the universal lesson: “The market can humble you real quick. You always have to view past successes in the lens of ‘okay, you may have had a good run, a good success, and some of that could be luck.'” Why This Matters for Kentucky Retirement Planning Today For those thinking about retirement who have benefited from recent market strength, this story serves as a critical reminder. Mike notes: “In the environment we’ve been in for the last several years in the market, some people have made life-changing money. Some people have made good returns and they got to their goal quicker than they thought they would.” The question becomes: How do you respect the gift the market has given you? Through careful analysis with a local financial advisor who can provide personalized portfolio analysis rather than assuming past success will automatically continue. The Problem with “Autopilot” Investing: Index Funds and Groupthink Tom Dupree delivers a powerful critique of passive index investing that challenges conventional wisdom. When Mike mentions autopilot investing, Tom responds: “Autopilot isn’t ever autopilot. It’s a path that someone else has selected that you’re going on and you’re going on it because everybody else is.” He continues with a critical observation: “In the case of an index, it’s an arbitrarily picked index of, say, 500 stocks that meet a certain size criteria, certain management criteria. What you don’t understand frequently is that by going on autopilot, you’re actually being told what to do. You’re not just going with the flow—there’s almost no thought going into it. There’s no real investing.” Mike adds: “That’s the definition of mediocrity. Even if the return is good and everybody’s getting a good return because the market’s doing well, it’s still mediocrity because you’re not spending any time thinking about what you’re doing or how you’re doing it.” The Windfall Effect: Why Unearned Money Often Gets Lost Mike shares another psychological insight relevant to both inheritance and market windfalls: “We’ve seen it when someone inherits a windfall unexpectedly. A lot of times you see bad decisions with that money. Not all the time, but a lot of times. They’ve never had that kind of money before. They didn’t earn it. How can you respect it that way? How can you fear it?” This applies directly to portfolios that have grown significantly without the owner fully understanding why or how. As Mike notes: “You don’t have the respect that also goes along with having made it. That’s why you see somebody that’s gradually built something over a long period of time—you don’t have that dopamine hit.” For Kentucky retirement planning, this suggests the importance of understanding your investment philosophy and how each holding contributes to your goals, rather than simply celebrating portfolio growth without comprehension. Annuities: The “Simple Solution” That Rarely Delivers The second half of the episode tackles annuities—insurance products increasingly marketed to those in or approaching retirement. Mike presents sobering statistics: “In 2025, more Americans than ever are going to be turning 65—about 4.2 million US citizens will be turning 65 this year.” He connects this demographic trend with research from Allianz: “64% of those surveyed were more worried about running out of money than death.” Tom responds: “That’s a really frightening comment on where a lot of people are.” This fear creates demand for products marketed as “easy solutions”—but the reality is far more complex. Types of Annuities and Their Real-World Performance Mike breaks down the main annuity categories: Index Annuities (Currently Most Popular): These promise you can earn up to a certain percentage annually without losing principal if markets decline. However, Mike explains the reality: “What you generally see is the rate of return on an index annuity averages pretty close to what the going CD rate is. That’s just the math of it.” The problem lies in the fine print. Mike offers a detailed example: “Let’s say it’s a one-year point-to-point, and they say over the year you can make up to 6%. If you take that on a monthly basis, that’s half a percent a month. If in January the market goes up 1%, they credit you half a percent. But then come December, the market goes down 7%. It’s still up for the year, but December wiped out your credit. Even though the market is up for the year, you’re credited with zero.” Immediate Annuities: The “purest form” where you give an insurance company principal in exchange for monthly income. Mike notes: “In those scenarios, you’re essentially getting your own money back for 15, 18 years, and then you start coming out ahead—not even taking into account time value of money.” Fixed Annuities: Similar to CDs inside a tax-deferred wrapper. The primary risk? “The insurance company is able to use the money to earn a return, and in exchange for what they’re paying you. The risk that you’re agreeing to take on is inflation risk.” Variable Annuities: Once popular in the 1990s and early 2000s but less common now due to previous issues at major insurers. The Hidden Risks Nobody Tells You About Annuities Beyond the obvious issues like surrender penalties (typically 7 years, but Mike has seen contracts as long as 14 years), several critical risks receive little attention: Counterparty Risk: Who’s Really Backing Your Annuity? Tom explains: “You have the insurance company as the counterparty, and the insurance company is investing its own money in corporate bonds, and some of those are going into these AI data centers.” Mike expands on this: “Most people think when they have an annuity from an insurance company that it’s similar to something AAA because it’s insured. But what’s it insured by? It’s insured by securities that are backing it that could have trouble.” Tom recalls historical examples: “I’ve seen it happen before. AIG, Executive Life before that—lots of it during my career. Hartford got in trouble with writing variable annuities.” The Insurance Company Squeeze: When Spreads Get Tight Mike reveals a current market concern: “There’s huge demand for bonds, and at the same time, the hyperscalers financing data centers are looking for buyers. The marginal buyer, the largest buyer, has been insurance companies of the data center debt.” The consequence? “Spreads are the tightest they’ve been since the nineties. They’re being priced for perfection, priced almost like a Treasury. But we’re talking about bonds that are backed by a data center with a revenue stream that’s not yet to be determined.” Tom summarizes: “When the spreads aren’t attractive, they’ll go out on the risk spectrum and take more risks to try to get a little more spread there. It’s a vicious cycle.” The Commission Structure Nobody Mentions Tom notes: “We didn’t even talk about the commission part of the annuity structure—the fact that it’s a very, very heavily commission-structured product.” This contrasts sharply with Dupree Financial Group’s approach: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients as well, which gives you a different product.” The Power of Portfolio Transparency: Seeing What You Actually Own Throughout the episode, Tom and Mike return to a core principle that distinguishes personalized investment management from packaged products. Tom explains: “Our style of investing is that when you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in. You’re not looking at an investment that’s invested your money in something else that you can’t see.” Mike emphasizes why this matters over time: “You gain an understanding and a comfort level that’s not just taking somebody’s word for it. You’re seeing it with your own eyes over a long period of time. You see the income, you see price movement. You see these different aspects, and really, it makes the thing come to life.” This transparency provides advantages that no annuity contract or index fund can match: You know exactly which companies you own shares in You understand why each holding is in your portfolio You can see income generation in real-time, not theoretical returns You develop genuine comfort during market volatility because you know what you own You avoid the “black box” problem of packaged products Tom adds: “We’ve always invested with people typically where we show them what is under the hood, what they own. It’s not a package product. It’s not an ETF, it’s not a mutual fund, it isn’t an annuity. It’s not some structured note. It’s bonds and stocks for the most part.” Learning from Mistakes: The Value of Experience Tom shares an honest perspective on how Dupree Financial Group has developed its approach: “There’s nothing like mistakes to help you with financial stuff. Mistakes are valuable if you can limit them to a certain amount to where it doesn’t knock you out of the box. But one of the best investing tools is making mistakes.” He continues: “We’ve learned a lot in our firm with companies that we invested in that were just mistakes. We didn’t think they were mistakes at the time, but over time, you know, it was. And what we began to learn is: Don’t go there again. Let’s not do that one again.” This experiential learning creates pattern recognition: “When you see something again, you see similarities and differences and you’re like, ‘Okay, that’s an opportunity.’ You just learn.” This accumulated wisdom—built over 47 years in Tom’s case—represents a significant advantage of working with experienced local financial advisors rather than being assigned an investment counselor at a large national firm who may lack this depth of historical perspective. The Critical Questions to Ask About Your Retirement Portfolio Mike provides a framework for evaluating your current situation: “You have to pause and view it in the context of you, specifically your situation. There’s always going to be people richer than you. There’s always going to be people that have more of something than you have, and you have to be careful of viewing your situation through their context.” He offers specific questions: “Do the numbers work for you at where they are?” “Do a critical analysis of what the investments are” “Is there an investment plan?” “Or is it—has it just been on autopilot and the autopilot’s taking you where you wanted to go?” “You need to reevaluate where things are today” Mike emphasizes the market context: “This market—people who have had assets invested in the stock market for the last several years—you’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” How do you respect it? “By analyzing what it is that you have and thinking critically about how can this be used. Is it being utilized properly in terms of an investment mix, in terms of just an investment approach?” Fear vs. Process: Making Better Investment Decisions A recurring theme throughout the episode is the danger of emotion-driven investing. Mike warns: “You have to be very concerned about allowing your investment decision to be driven only by fear. Yes. And to the point we were making in the first half, having a process—an investment process, an investment plan—that is dynamic enough to change when things need to change.” He identifies two common fear patterns: Fear of Loss: “Think about what fear drives you to do generally. You can look at fear in a situation like an annuity where you leave potential earnings on the table out of fear.” Fear of Missing Out: “And then sometimes there’s fear of missing out in an up market and you can jump in when you shouldn’t.” Tom adds: “Fear is a good thing to have in relation to investing.” Mike clarifies: “Respect. I would call it respect. A respect that things can happen.” This balanced perspective—maintaining respect for market risks while following a thoughtful process—characterizes the approach at Dupree Financial Group. Review their market commentary archive to see how this philosophy has been applied across various market cycles. When Annuities Actually Make Sense (It’s Rare, But It Happens) Despite the episode’s critical examination of annuities, Tom shares an important caveat: “I have seen annuities where they actually make sense for the person. And in those instances, keep it.” He shares a specific example: “I had a client one time that did buy an annuity. It grew in value. He passed away and his wife received a significantly higher payout than what would have happened if we had just invested in investments because the market had gone down, but the value of the annuity had gone up.” Tom reflects on the outcome: “That was a case where I feel like that lady was blessed. I’ve seen it happen too where there have been clients that I feel like—and the only way I can put it is—it’s like God touched them in ways that I can’t explain. Just in ways that it’s just a blessing.” The key takeaway? “You need to have an unbiased analysis of the contract. What are the terms? Does it actually accomplish your goals?” If you currently own an annuity, Mike encourages: “You can give us a call and we can talk with you about the specifics of your contract.” Why “Simple Solutions” Rarely Work for Retirement Mike concludes with a fundamental truth about retirement investing: “Investing’s never just a simple one decision solution. It’s a process. It has to be because things change. Markets change, people’s lives change, and there has to be a process behind what you’re doing.” Tom reinforces the warning: “Whenever they tell you you don’t have to look under the hood with this investment, you better look under the hood.” This principle applies equally to: Index funds marketed as “set it and forget it” solutions Annuities sold as eliminating all market risk Any investment product that promises complexity has been eliminated Mass-market approaches that treat all investors identically For those thinking about retirement or already in retirement in Kentucky, the alternative is working with advisors who provide direct access to portfolio managers, show you exactly what you own, and maintain a process-driven approach that adapts to changing circumstances while remaining grounded in time-tested principles. Ready to See What’s Really Under the Hood of Your Portfolio? If you’re concerned that recent market success may have created blind spots in your retirement planning—or if you’re evaluating whether an annuity truly serves your interests—Dupree Financial Group offers complimentary portfolio reviews for Kentucky residents thinking about retirement or already in retirement. During your consultation, you’ll receive: Honest assessment of your current portfolio’s strengths and vulnerabilities Analysis of whether you’re taking appropriate risks given your life stage Evaluation of any annuity contracts you currently own (unbiased review of actual terms) Direct conversation with experienced portfolio managers who personally manage client assets Clear explanation of what you own and why—no black boxes or packaged products Discussion of how to respect and protect the gains the market has provided Don’t let bull market confidence create blind spots in your retirement plan. Schedule your complimentary portfolio review today. Call Dupree Financial Group at (859) 233-0400 or visit www.dupreefinancial.com to schedule directly from our homepage. Experience the difference that personalized investment management, portfolio transparency, and direct access to portfolio managers makes in your Kentucky retirement planning journey. Frequently Asked Questions About Bull Markets, Annuities, and Retirement Investing What does it mean that “bull markets make you feel smarter than you really are”? This phrase captures how extended periods of market gains can create false confidence in investment abilities. As the Benjamin Graham story illustrates, even legendary investors can mistake favorable market conditions for personal genius. For those in or approaching retirement in Kentucky, this means strong recent returns shouldn’t lead to overconfidence or excessive risk-taking. Working with a local financial advisor who provides objective perspective helps distinguish between skill and fortunate timing. Why did Benjamin Graham nearly lose everything despite being Warren Buffett’s teacher? After turning $400,000 into $2.5 million in just three years during the 1920s, Graham developed what he called “hubris”—thinking he “had Wall Street by the tail.” When he believed the 1930 crash was over, he went all in using leverage. The market continued falling, and his portfolio dropped back to just $375,000. The lesson: even brilliant investors can be humbled by markets when success breeds overconfidence. His partner had to bail out the firm, and Graham didn’t take a salary for years while making clients whole. What’s wrong with index fund investing for retirement? While index funds work for some investors, Tom Dupree notes they represent “a path that someone else has selected that you’re going on because everybody else is.” There’s “no real investing” happening—just following an arbitrary selection of stocks based on size criteria. Mike Johnson adds this is “the definition of mediocrity” because “you’re not spending any time thinking about what you’re doing.” For Kentucky retirement planning, personalized investment management provides understanding of actual holdings rather than passive acceptance of whatever an index contains. How do index annuities actually work, and why do they underperform? Index annuities promise upside participation (often “up to 6% annually”) with downside protection. However, the mechanics rarely deliver. In a typical point-to-point structure, if the market gains 1% monthly for 11 months (crediting you 0.5% monthly due to caps), you’d have 5.5% credited. But if December sees a 7% decline, your entire credit gets wiped out even though the market is up for the year. The result: returns typically match CD rates despite the complex structure. The fine print and monthly/quarterly calculations favor the insurance company. What is counterparty risk with annuities? Counterparty risk refers to the possibility that the insurance company backing your annuity could face financial trouble. Insurance companies invest your principal in corporate bonds and other securities to earn returns higher than what they promise to pay you. Currently, many insurers are heavily invested in AI data center debt with unproven revenue streams. Historical examples like AIG, Executive Life, and Hartford show this isn’t theoretical—insurance companies can and do get into trouble, potentially affecting annuity values. Are there situations where annuities make sense? Yes, though they’re rare. Tom Dupree shares an example where a client’s widow received significantly more from an annuity than she would have from traditional investments because her husband passed away after the annuity grew but when markets had declined. However, these favorable outcomes are exceptions. The key is having an unbiased analysis of your specific contract terms and whether they truly accomplish your goals. If you own an annuity, Dupree Financial Group can review whether keeping it makes sense for your situation. What does it mean to “look under the hood” of your portfolio? Looking under the hood means seeing exactly what individual stocks and bonds you own rather than just seeing a packaged product name and account value. Tom Dupree explains: “When you get your statement, you are looking under the hood because it’s right there. You’re seeing what your money’s invested in, not what packaged product your money is in.” This transparency allows you to understand what companies you own, why you own them, and how they generate income—creating genuine comfort during market volatility. Why is “autopilot” investing dangerous for those approaching retirement? Autopilot investing—whether through target-date funds, robo-advisors, or simple index strategies—means following a prescribed path with little thought given to your specific situation. Tom notes you’re “actually being told what to do” rather than having a strategy tailored to your goals, timeline, and risk tolerance. As retirement nears, one-size-fits-all approaches can leave you overexposed to market declines or invested in ways that don’t generate needed income. Personalized investment management adapts to your changing life circumstances. What should I do if I’ve benefited from recent strong market returns? Mike Johnson advises: “You’ve been given a gift. Generally speaking, a gift in terms of the returns. And you need to respect the gift.” Respecting it means analyzing what you have, ensuring your investment mix still makes sense, and not assuming past success will automatically continue. Ask: “Do the numbers work for you at where they are?” and “Is there an investment plan, or has it just been on autopilot?” A complimentary portfolio review with Kentucky retirement planning specialists can provide this objective assessment. How do I know if fear is driving my investment decisions? Fear-driven investing shows up in two ways: fear of loss (leading to overly conservative choices like annuities that sacrifice potential growth) and fear of missing out (jumping into hot investments at precisely the wrong time). Both create poor outcomes. The alternative is what Tom calls “respect” for markets—acknowledging risks while following a thoughtful process. Mike emphasizes having “an investment plan that is dynamic enough to change when things need to change” rather than reacting emotionally to short-term events. What’s the difference between fee-based advisors and commission-based annuity sales? Annuities typically involve substantial commissions paid to the salesperson, creating incentives that may not align with your interests. Tom Dupree explains: “We are fee-based, and it takes all incentive to not—well, we’re fiduciaries also, so we must by law do what’s best for the client. That aligns our interest with the clients.” Fee-based structures mean advisors earn based on portfolio performance and client retention, not product sales. This fundamental difference affects which solutions get recommended. About The Financial Hour of The Tom Dupree Show The Financial Hour provides practical investment wisdom and retirement planning guidance for Kentucky residents approaching or living in retirement. Hosted by Tom Dupree, founder of Dupree Financial Group, with insights from portfolio manager Mike Johnson, each episode delivers actionable strategies based on decades of experience in personalized investment management and portfolio transparency. Listen to more episodes and read additional market commentary at www.dupreefinancial.com/podcast. The post Bull Markets, Investor Hubris, and the Hidden Risks of Annuities appeared first on Dupree Financial.
As roughly one third of American Babies are born via C-Section, Cesareans rank among the top surgical procedures given in the US. Since it's such a common procedure, it can be easy to forget that it's major abdominal surgery. New parents are sent home with the daunting task of caring for a newborn and healing from surgery often with little support. In this episode of Yoga | Birth | Babies, I speak with Sara Reardon and Jessica Reale, two doctors of Physical Therapy and board-certified Specialists in Women's Health. Sara and Jessica offer tips and advice for healing after a cesarean including how and why to do scar mobilization. They also explain how the pelvic floor is affected postpartum even if you had a cesarean. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
I always love connecting with members of the PYC community- students, alumni, educators, and everyone in between. Today's guest shares a deeply personal and moving birth story filled with struggle, resilience, and heartfelt reflection. Joining me today on Yoga | Birth | Babies is Renata Freitas. Renata is originally from Brazil and moved to the US for her MBA at Wharton, where she met her husband. She is a traveler, a wife, a mother, and is also 200 hr-certified in yoga. Enjoy her deeply honest birth story. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Since becoming a parent, I've often wondered how our own stress from parenting affects our ability to actually parent. Today's episode explores that connection through the lens of nervous system regulation- parenting edition. Joining me today on Yoga|Birth|Babies is Kat Sabath. Kat is a therapist, coach, and yoga teacher who helps parents find fulfillment in family life. She's the founder of The Family Well, where she blends evidence-based mental health strategies with holistic tools like breathwork and mindfulness to help caregivers reconnect with themselves, strengthen their relationships, and find more joy in parenting. In this conversation, we will talk about 9 areas “Domains of Family Wellness,” a powerful framework that helps parents check in with themselves, stay grounded, and show up as the calm, connected caregivers they want to be. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
There are so many factors as to why someone would take the IVF path, and so many factors in the process itself. So today's episode is all about In Vitro Fertilization (IVF)- why people choose it, what the process involves, and how to prepare the body and mind for that process. We'll also debunk common IVF myths, explore what to expect along the way, and shed light on so much more. Joining me today on Yoga|Birth|Babies is Dr. Aimee Eyvazzadeh, a fertility specialist in San Ramon, CA. Dr. Aimee earned her medical degree from UCLA, completed her OB-GYN residency at Harvard, and holds a fellowship in reproductive endocrinology and infertility, as well as a Master's in Public Health from the University of Michigan. A fellow of ACOG, she remains active in fertility research. Dr. Aimee is also the host of the top-rated podcast The Egg Whisperer Show- and a mother of four! I'm thrilled to welcome her to share her expertise on the world of IVF. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Get your FREE “Quick Start to The Talk” 30min video today!!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3778: Richard Paterson reminds us that most of what we call “problems” exist only in our thoughts, not in the present moment. By shifting attention from worries about the past or future to the sensations of the here and now, our breath, body, and surroundings, we dissolve unnecessary stress and uncover a calm clarity that allows us to handle life's challenges with ease. Read along with the original article(s) here: https://www.thinklessandgrowrich.com/being-present/ Quotes to ponder: “Your life situation may be full of problems . Most life situations are . But find out if you have any problem in this moment. Not tomorrow or in ten minutes, but now. Do you have a problem right now?” “Let it be whatever it is. Give up trying to manipulate. This is freedom.” “Problems are situations resisted.” Episode references: Mooji Official Website: https://mooji.org The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3778: Richard Paterson reminds us that most of what we call “problems” exist only in our thoughts, not in the present moment. By shifting attention from worries about the past or future to the sensations of the here and now, our breath, body, and surroundings, we dissolve unnecessary stress and uncover a calm clarity that allows us to handle life's challenges with ease. Read along with the original article(s) here: https://www.thinklessandgrowrich.com/being-present/ Quotes to ponder: “Your life situation may be full of problems . Most life situations are . But find out if you have any problem in this moment. Not tomorrow or in ten minutes, but now. Do you have a problem right now?” “Let it be whatever it is. Give up trying to manipulate. This is freedom.” “Problems are situations resisted.” Episode references: Mooji Official Website: https://mooji.org The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3778: Richard Paterson reminds us that most of what we call “problems” exist only in our thoughts, not in the present moment. By shifting attention from worries about the past or future to the sensations of the here and now, our breath, body, and surroundings, we dissolve unnecessary stress and uncover a calm clarity that allows us to handle life's challenges with ease. Read along with the original article(s) here: https://www.thinklessandgrowrich.com/being-present/ Quotes to ponder: “Your life situation may be full of problems . Most life situations are . But find out if you have any problem in this moment. Not tomorrow or in ten minutes, but now. Do you have a problem right now?” “Let it be whatever it is. Give up trying to manipulate. This is freedom.” “Problems are situations resisted.” Episode references: Mooji Official Website: https://mooji.org The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices
Today we take a deep dive into the current postpartum system; cracks and gaps included. What are the biggest misconceptions around pregnancy and childbirth, and how do they affect birth and postpartum in this country? My guest to have this conversation on Yoga| Birth| Babies is Dr. Jessica Vernon. Dr. Jessica is is a mom of two and a board-certified OBGYN for over a decade. She is an Associate Medical Director as well as the Director of Mental Health at Oula, a midwifery-led women's health startup in NYC. Additionally, in conversation we talk about her book, Then Comes Baby, where she shares vulnerable insights into her own experience as a birther, mother, and professional in the healthcare system. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Today Did you know millennials tend to be more likely to have high blood pressure during pregnancy than previous generations? Why is it that millennials are having such a hard time as parents? Today's podcast is for all those that were born between 1981-996; and those of you in Gen-Z, too. To have this conversation with me on Yoga| Birth| Babies is Dr. Christine Sterling. Dr. Sterling is a board certified ObGyn, mother, and founder of Sterling Parents. In this heartfelt conversation, she explains what she calls the millennial problem, some of the underlying reasons for this millennial problem, and how we can solve it. Tune in as Dr. Sterling offers support for feeling that strain and stress of navigating pregnancy and parenthood. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
October 8th, 2025 - We welcome back David John of iCatholicMobile to discuss artificial intelligence. Then we're joined again by Bishop Joseph Strickland to talk Our Lady's vital role in our spiritual survival. TheStationOfTheCross.com/ACT
Today on Yoga | Birth | Babies, I have Jennifer Schaffer-Goddard to share her birth story. Jennifer is a critic and essayist living in Manhattan. Her first book, Make Me Feel Something: In Pursuit of Sensuous Life in the Virtual Age, will be published by Ecco and Hamish Hamilton in 2027. Jennifer began taking classes at PYC at just 7 weeks pregnant and continued all the way up to her due date. As I listened to her story, there were so many references to what she learned in class and how those themes showed up in her birth. Tune in to hear how Jennifer discovered empowerment through a beautiful birth- and one that didn't go according to plan! Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Discounting, Less than ideal clients, Desperation, Poor positioning, Low sales ? These are all very common sales and business problems. They all have something else in common also though… They can all be solved with one simple thing.. Deal or Lead flow Todays episode is all about prospecting in particular a great book called Fanatical Prospecting by Jeb Blount which I give you some of the highlights from. Definitely worth a “commute length” listen
Imagine if we rolled up our sleeves instead of pointed our fingers?Jessica Hernandez is an indigenous climate scientist and author of Growing Papaya Trees. Her work reveals that the roots of our planetary crisis lies in the violence of colonialism and neo-colonialism. In this gentle and humorous conversation, Jessica explains what it means to be a displaced indigenous person, why the Lands need people to be well, and the worldviews impeding us as a global collective to take the necessary action to protect Earth and each other. We discuss the recent creation of a global indigenous identity, how renewable energy is encroaching on indigenous rights, our shared suspicion of the “just transition”, the common failures found amongst all humans, and how Western individualism has promoted a culture of blame when what we need, more than ever, is to take accountability for our world today. Planet: Critical investigates why the world is in crisis. Join subscribers from 186 countries to support independent journalism. Get full access to Planet: Critical at www.planetcritical.com/subscribe
What are some reasons that parents decide to wean, and when? Today on Yoga | Birth | Babies, Francie Webb and I get into all things weaning. Francie Webb is an International Board Certified Lactation Consultant (IBCLC), and founder of Go Milk Yourself. In 2017, Francie published Go Milk Yourself: You Have Power. Express It! Her work has been featured in The Cut, Elle.com, Mashable, The View, and more. Tune in as we discuss the signs it may be time to start weaning, the emotional rollercoaster that can often come with the process, how parents can find support, and why it is a decision to be made with care. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Today is all about parental dysregulation- what is is, how it shows up, and the impact it has on our children. To have this powerful and insightful conversation with me today on Yoga | Birth | Babies, I have Dr. Amber Thornton, a licensed Clinical Psychologist and author of A Parent's Guide to Self-Regulation: A Practical Framework for Breaking the Cycle of Dysregulation and Mastering Emotions for Parents and Children. Listen in as we unpack common myths around dysregulation and discuss how to break the cycle. If you've ever felt overwhelmed, anxious, or reactive as a parent, this conversation offers clarity, compassion, and strategies to help you feel more grounded and connected. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com (*hyperlink episode link from Wordpress!) Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Having a baby is expensive, but how much does it really cost? Even with insurance supporting you, there can be a number of surprising costs. So how can parents to be plan for the bill? In today's episode of Yoga|Birth|Babies I speak to naturopathic doctor Dr. Ashley Burkman whose personal experiences navigating health care costs have led her to speak on the topic of health care costs. Dr. Burkman discusses understanding what is covered by insurance (and how to figure this out), the No Surprises Act, deductibles, lowering the cost of birth, what to do if you don't have insurance, and how to deal with medical bills. New parents shouldn't be surprised by a big bill from birth. This conversation will help you figure out how to estimate costs so that your early days as a parent aren't overshadowed by bills. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Hey Mama, There may be many factors contributing to your stress as a busy mom such as your kids, work, or your schedule.Each season of motherhood presents its own unique challenges. However, you may also be contributing to your stress. Instead of focusing on what you cannot control, I would encourage you to take a look at what you can control. Today I am going to walk you through four (4) habits that you may be doing that are making you feel more stressed than you actually are, and provide you with simple solutions to fix it. For His Glory, Christen I would love to hear from you! >>Leave a Review >>Connect with me: Sign Up for Manage In The Moment Coaching Call: https://bit.ly/ManageStressInTheMoment Email me : naturalwellnessforbusymoms@gmail.com Sign Up to Become an Insider: https://bit.ly/naturalwellnessinsider Join Our FREE Facebook Community:https://www.facebook.com/groups/1789472588229094 >>Find Related Products Here: https://bit.ly/m/Natural-Wellness-for-Busy-Moms >> These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease. >>I make a small commission when using the links above to purchase items.
To share her birth story today on Yoga | Birth | Babies, I have Emily Silver. Born and raised in Brooklyn, NY, Emily is 34 year old PYC alumni and Kindergarten teacher on the Upper West Side. She went to school at SUNY Brockport with majors in Dance and Interdisciplinary Arts for Children, and earned her Masters at Hunter College for Early Childhood Education. Emily's story is a lesson in recognizing your needs, staying true to yourself, allowing birth to switch course, and how valuable a well-gathered support team is. Enjoy this inspiring birth story. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
So, is migration really to blame for our housing crisis? According to one expert, our growing population is not the main cause of skyrocketing prices and rent. In this episode of The Briefing, Natarsha Belling is joined by Economist Matt Grudnoff, who explains that tax breaks with negative gearing and capital gains are the real issue. Matt says governments need to abolish these tax loopholes to make property more affordable. Headlines: Victoria Police believe members of the public could be helping Dezi Freeman evade authorities, an attack by far-right protesters on a First Nations camp has been condemned, and Magda Szubanski has shared a candid video from hospital. Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @LiSTNRnewsroom Facebook: @LiSTNR NewsroomSee omnystudio.com/listener for privacy information.
Teaching is tough—but it doesn't have to feel impossible! If you are ready to kick off the school year with less stress and more joy- I’ve for 6 ideas for you. These aren't overwhelming, complicated strategies—just small shifts that bring big results in your classroom and for your own happiness as an educator. From boosting student engagement, to setting boundaries that protect your energy, to creating classroom moments that actually feel fun again—you'll walk away with ideas you can try immediately. If you're ready to make this year not just manageable, but meaningful, this episode is your guide. Episode Notes: Make this School Year AWESOME? Check out the Awesome Academy-Earn 90 Hours of PD Credit: monicagenta.com/awesomeacademy Needing Some Awesome PD for Your School? Let's Connect: monicagenta.com/PD Get a free PDF copy of Monica's Book Crushing It For Kids Here: monicagenta.com/freebook Connect with Monica on social media: Instagram: instagram.com/monicagentaed/ TikTok: tiktok.com/@monicagentaed Facebook: facebook.com/MonicaGentaEd Twiiter: twitter.com/monicagentaed
What is so overwhelming about the first 6 weeks of parenting? Well, to be honest, a lot! But it doesn't have to mean struggling 24/7. In this episode, we dive into the preparation for parental leave, the logistics of preparing for baby, and setting up care in the postpartum period. To tackle this subject today on Yoga | Birth | Babies I have Jen Mayer. As a parent of 2, Jen understands the challenges families face in a system not designed to support them. She is the founder of Baby Caravan- a service she launched in 2013 to support parents through pregnancy and early parenthood with holistic doula matching. She also founded Fully Funded, where she works as a financial counselor, helping individuals and couples with a range of financial needs. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Feeling unsure about parenting in the age of screens? Wondering how to manage screen time battles, choose appropriate apps and games for kids, or decide when to introduce screens to your child? If so, this episode is for you. To tackle this subject today on Yoga | Birth | Babies I have Ash Brandin, EdS. Ash is a public school educator of 14 years and the creator behind the educational Instagram account @TheGamerEducator. Since 2021, Ash has helped thousands of families make screen time work for everyone. Tune in as Ash shares realistic strategies for managing screen time, explores the three key tenets of their work, and breaks down what caregivers really need to know about video games and kids. Enjoy this insightful and empowering conversation. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Willard and Dibs react to Ramona Shelburne's solution to the Jonathan Kuminga saga.
Today on Yoga | Birth | Babies we're diving into the relatable and often challenging topic of helicopter parenting. Joining me is Dr. Susan Landers, a neonatologist, breastfeeding expert, and author- who brings over 30 years of experience working in the NICU. Dr. Susan and I share an honest conversation, in which we cover how to recognize the signs of helicopter parenting, ways to set expectations with your child without hovering, and most importantly, how to foster independence- for both you and your child. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
This week on The Data Stack Show, John and Matt bring you another edition of the Cynical Data Guy. John and Matt dive into the evolution of customer data infrastructure, the growing influence of low-code tools like Clay, and the blurred lines around the “engineer” title in modern data roles. They also discuss the trade-offs between SaaS adoption and building custom solutions, the pitfalls of enterprise software buying, and the realities of platform lock-in—using Palantir's unique business model as a case study. Key takeaways include the importance of simplicity and scalability in data engineering, the need for clear requirements when evaluating tools, and a healthy skepticism toward sales pitches and “art of the possible” features. Don't miss this month's Cynical Data Guy. Highlights from this week's conversation include:Reacting to the Rise of the GTM Engineer (1:11)Is "Engineer" the Right Term? (4:49)Low-Code Tools, AI, and Future Workflows (7:14)Simplicity in Data Engineering (14:38)The Pitfalls of "Simple" Solutions (15:18)Choosing SaaS vs. Building In-House (18:26)Business Process Abstraction and SaaS Adoption (21:31)Enterprise Software: Art of the Possible vs. Practicality (24:31)Sales Advice: Focus on Customer Needs (27:11)Forward Deployed Engineers and Delivery Models (29:05)Platform Lock-In: When Is It a Dirty Word? (36:41)Legacy Systems and the Reality of Lock-In (39:53)Final Thoughts and Takeaways (40:55)The Data Stack Show is a weekly podcast powered by RudderStack, customer data infrastructure that enables you to deliver real-time customer event data everywhere it's needed to power smarter decisions and better customer experiences. Each week, we'll talk to data engineers, analysts, and data scientists about their experience around building and maintaining data infrastructure, delivering data and data products, and driving better outcomes across their businesses with data.RudderStack helps businesses make the most out of their customer data while ensuring data privacy and security. To learn more about RudderStack visit rudderstack.com.
Today I bring on Nathalia Melo, a former Bikini Olympia Champion and a global recognized fitness coach with over 15 years of experience. Having spoken in over 30 countries and featured in magazines worldwide, Nathalia's expertise extends far beyond her title as a former Olympia champion. Her unique approach to fitness, health, and mindset has made her a sought-after speaker and coach. Today, she works with busy working women over 35, guiding them through the challenges of balancing health, career, and family by implementing strategies that lead to success that lasts. Her successful fitness company has helped over 5000+ ambitious high caliber women create the sexy powerhouse body of their dreams. Today we talk about what it takes to achieve sustainable results and stop the constant yo-yo dieting and self criticism that is preventing us from loving life in all seasons we are in. In this episode we discuss: Mindset Shifts for Sustainable Results Rebuilding Relationship with Food The Toxic Cycle of Dieting Foundational Pieces for Sustainable Health Addressing Fat Loss: Myths and Realities Navigating Perimenopause and Menopause in Fitness and more. For full show notes and episode resources head to: https://ericalippy.com/nathalia-melo/ Watch episode on YouTube Find our guest at: Nathalia Melo: Website, Instagram, YouTube Work with Nathalia Unfiltered Fit Life Podcast Follow me on Social Media: Your Host: @ericalippy Podcast: @passionlovepursuit YouTube PASSION LOVE PURSUIT PODCASTS: https://ericalippy.com/the-podcast/
Today on Yoga | Birth | Babies we have one of my favorites: a community birth story. My guest today is Allie Dunbar. Allie is an Actor, writer, producer and entrepreneur from Toronto, Canada. She lives in New York City with her husband Hamish and their amazing baby boy Monty. Allie's story is full of twists and turns: deciding to go to Canada to give birth, life in the NICU, and the transition into motherhood sooner than expected. I hope you enjoy our conversation. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Today we are revisiting a popular episode of Yoga | Birth | Babies in which we dive into all things induction. My guest today is Marley Hall, a registered midwife, mother of five, and author of Midwife Marley's Guide For Everyone – Pregnancy, Birth & The Fourth Trimester. She's also a co-founder of NowBaby Live, which provides high quality antenatal education to expectant women and couples worldwide. In our conversation, Marley and I discuss the difference between induction and augmentation of labor, what the induction process entails, reasons it may be recommended- or simply suggested- and key questions to ask your provider when facing this decision. Enjoy this informative episode! Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Psychotherapist, Best-selling Author, and Relationship Expert Kelli Miller sits down with Bryce Hamilton, LSCSW to talk about maintaining healthy relationships... The post “Love Hacks: Simple Solutions” Relationship Advice with Kelli Miller appeared first on WebTalkRadio.net.
Joining me today on Yoga | Birth | Babies is the brilliant Gina Conley — perinatal fitness trainer, seasoned birth doula, mother of four, and founder of MamasteFit. She's also the author of Training for Two. She is also the author of Training for Two, a powerful resource that provides evidence-based strategies for movement, pelvic health, and birth preparation. In our rich and candid conversation, Gina opens up about her own journey through four pregnancies, sharing how each one transformed as her knowledge of prenatal fitness deepened. Together, we bust common prenatal exercise myths, dive into the often-misunderstood pelvic floor, and explore the fascinating world of pelvic biomechanics. If you are curious about what kind of strength training is beneficial for your pregnancy, birth, and beyond… this episode is for you. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
This week on the podcast, I'm opening up about something I've been struggling with lately—decision fatigue. If you're a creative entrepreneur, you've likely felt the weight of too many choices, too many paths, and too little clarity. Whether you're stuck in analysis paralysis, asking everyone you know for their opinion, or overthinking every possible outcome—this episode is for you. https://creativesonfirepodcast.com/episode205 Why Decision Fatigue Is Holding You Back Let's be honest. Indecision isn't just frustrating. It's a dream killer. You may not even realize how heavy that unmade decision is until you finally make it—and feel the relief wash over you. I've been there too. In this episode, I break down the three common types of indecision-makers: The Fence-Sitter: waiting for more info, more clarity, more certainty. The Overthinker: paralyzed by possibilities and worst-case scenarios. The Info-Seeker: crowdsourcing input from everyone (even unqualified people!). And if you're like me, you might be a mix of all three. 3 Simple Solutions for Decision Fatigue 1. Decide Ahead of Time Have key pillars in your business that guide your choices. When the shiny objects pop up, you already know your direction. Think of it like meal planning—but for your business. 2. Start Small Can't decide on a big move? Make smaller, low-risk choices first to build confidence. Choose something reversible or less impactful and get used to taking action. 3. Use a Pros and Cons List—or Just PICK Yes, I literally wrote my options on slips of paper, dropped them in a cup, and prayed over the choice. It sounds simple (and maybe a little silly), but it worked. And that decision lifted a weight off my shoulders. Your Next Step If you're facing a decision right now—big or small—know that inaction can be more painful than making the wrong choice. It drains your energy, stalls your progress, and keeps your goals at arm's length. You don't have to wait until it's perfect. Just take the next step. And if you want to go deeper, grab a copy of my book, Creatives on Fire: 71 Secrets to Making Money Online, at creativesonfirepodcast.com/book. You've got this. Make the decision. Move forward. And stay creative. If This Episode Helped You… Please leave a review! Yes—you can leave more than one ❤️ I read and appreciate every single one. Until next time, Stay creative. You've got this. Links Mentioned in the Episode: Order My Book & Get Bonuses FUEL Mastermind is HERE Free Guide: Start Your Blog Today You can GO HERE to subscribe and review (On mobile, scroll down past the episodes to "Ratings & Reviews" section, tap the stars, then scroll down to "Write a Review") 2025 Content Planner for Content Creators SUBSCRIBE AND REVIEW I am honored to share a new Blogging Creative on Fire each week on the podcast to bring you inspiration, behind-the-scenes secrets, and quality tips. I hope it is truly helpful for you. One of the best ways you can bless me in return is to subscribe to the show and leave a review. By subscribing, you allow each episode to be downloaded straight to your phone which helps the download numbers and ensures you never miss an episode. And when you leave a review, you help show others the value of what we provide! You can GO HERE to subscribe and review (On mobile, scroll down past the episodes to "Ratings & Reviews" section, tap the stars, then scroll down to "Write a Review")
Parents today are bombarded with advice from every angle- social media, friends, family, and news sources. It can be nearly impossible to know who to trust and what advice to follow… And furthermore how to discuss it with your pediatrician. In this episode, we discuss how to sift through the endless parenting information, as well as how to build a strong relationship with your pediatrician. Joining me today on Yoga| Birth| Babies, I have Dr. Wendy Hunter. Wendy Hunter, MD is a pediatrician in San Diego, CA. She rounds on newborns at Scripps Hospital. Her podcast “The Pediatrician Next Door” mixes the science of medicine with the realities of parenting. We hope you enjoy this conversation! Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Today on Yoga| Birth| Babies, we have a special community birth story from Paige Host. Paige had been coming to PYC a lot during her pregnancy (and still is postpartum!) and served as a major support and friendly face to other students. Her story is inspiring as it revolves around the ideas of letting go of control and self-trust. Paige has lived in NYC for over a decade, where she met her husband. As a self-described nature nut, Central Park is Paige's saving grace for grounding herself in the midst of city life. She loves to travel, run, listen to music, and be with friends and family. She is a new mother to her son, Landon! Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
"Failure to progress in labor. " Can we all agree this is a horrible name and can impact someone's view of their ability to give birth! For years, birthing people have been expected to follow “Freidman's Curve” a standard set by a trial of only 500 participants conducted nearly 50 years ago. Recently, ACOG has set new standards. Unfortunately many hospitals and practices have been slow to put these new standards into practice. In this episode of Yoga|Birth|Babies, I am thrilled to bring back board-certified, practicing OB/GYN and mom of 2, Dr. Nicole Calloway Rankins to discuss the parameters of “Failure to progress” and it's impact unplanned cesareans. Nicole lays out what is considered “normal labor” and why it's important not jump to declaring arrested labor before active labor starts at 6cm. She also shares factors that may be influencing longer labors and strategies care providers, nurses, and doulas have to help labor progress. Resources: Due Dates & Induction with Dr. Nicole Calloway Rankins The Peanut Ball and the Pelvis with Cheri Grant The Peanut Ball Lady The VBAC Link The VBAC Calculator Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Depending on your algorithm, you’re being fed death, destruction, calamity, chaos, fire, floods, and horror more and more and more.Chatting with Sally Gold the other day. It’s pretty clear we only really have so much room between our ears for stuff like that.So when a friend who lives in Africa reached out to me the other day asking, “How do we stay sane when everything’s such a mess?” I sent her a voice note, which turned into this podcast. Pre-Order 'So What, Now What?' here Get tickets to Story Club here Get more from Osher here and send him an email hereSee omnystudio.com/listener for privacy information.
Did you know that a reported 1 out of 5 people who give birth experience PMADs (Perinatal Mood and Anxiety Disorders)? However, the professionals I have spoken to believe the number is closer to 1 in 3. Today we explore the world of PMADs- how to recognize the line between baby blues and PMADs, when it might be time to seek support, and where to find the help you need. Joining me today on Yoga| Birth| Babies, I have Sydney Pollack-Tobert. Sydney is a licensed clinical social worker (LCSW), certified perinatal mental health therapist (PMH-C), and a child therapist located on the Upper West Side. Sydney is a mom to one human baby and two dogs- and is a a proud alumn of Prenatal Yoga Center! Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
#471 What if solving just one basic problem was the key to a multi-million dollar business? Well, for Betsy Mikesell, it was! In this episode, host Kirsten Tyrrel interviews Betsy on her incredible journey as co-founder of Beddy's and how she transformed an everyday frustration around making her kids' bunk beds into a thriving company. Betsy shares her story of how a simple idea grew into a successful product, overcoming challenges, and scaling her business from a hobby to a household name. Whether you're an aspiring entrepreneur or just love a good success story, this episode is packed with insights on turning problems into opportunities. Tune in to hear how you can do the same! (Original Air Date - 8/28/24) What we discuss with Betsy: + The journey to founding Beddy's + Confidence and persistence in entrepreneurship + Overcoming funding and manufacturing challenges + Early success with influencer marketing + Expanding product line based on customer feedback + Scaling challenges and reinvestment strategies + Stepping back from the business + Impact on family life and children's involvement + Importance of gratitude and positivity in business Thank you, Betsy! Check out Beddy's at Beddys.com. Connect with Betsy on Instagram! Follow Beddy's on Instagram! Watch the video podcast of this episode! To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/millionaire. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices
Even if a medical intervention isn't in your birth plan, you should still be educated on it; because, at the end of the day, no one can predict their birth! Today is all about: epidurals. Joining me today on Yoga| Birth| Babies, I have Erin Capnerhurst. Erin is a wife, mother of three, and a Registered Nurse who has been supporting families through pregnancy and childbirth for 15 years in the hospital, clinic, and birth education settings. Most recently, Erin earned her Prenatal Yoga Teacher certification with the Prenatal Yoga Center! Are there different types of epidurals? How should you push with an epidural? Is there only one position to push in when you get the epidural? Let's dive in. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com (*hyperlink episode link from Wordpress!) Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
If you're dealing with frustrating skin changes after having a baby—you're not alone. This episode is a must-listen. Clinical nutritionist Jennifer Fugo breaks down what's really going on with postpartum rashes, what they signal about your health, and how to start healing from the inside out. Here's a sneak peak: [01:04] Meet Jennifer Fugo: Clinical nutritionist and skin health expert [02:17] Common skin issues during pregnancy—what's normal, what's not [04:48] Why acne during pregnancy varies so much (and what might be driving it) [05:46] Postpartum skin issues that appear after baby arrives—and why they surface [08:54] What cradle cap really means and how to treat it naturally [11:12] First steps you can take today to improve skin health from the inside out [16:36] Jennifer's top 3-5 foods for healing and supporting your skin [17:41] Additional strategies to balance hormones, support detox, and calm skin inflammation [19:05] How to get Jennifer's free Skin Rash Root Cause Guide and connect with her clinic If you've been battling rashes, inflammation, or frustrating postpartum skin symptoms, you're not alone—and you're not stuck. Healing your skin starts from within, and the tips in today's episode are the perfect first step. Tune in now to learn how to support your body through nourishment, not deprivation.
Joining me today to share her birth story on Yoga| Birth| Babies, I have Agathe. Originally from Paris, Agathe moved to New York City nine years ago, where she met her husband and, in November 2024, welcomed their baby girl. In this episode, Agathe opens up about the mindfulness practices she created throughout pregnancy in order to help navigate the anxiety she was experiencing during this time. Her embracing of these practices only extended into her birth and postpartum journeys. Agathe's story is heartfelt, relatable and deeply inspiring, and I hope you enjoy listening to it. Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com (*hyperlink episode link from Wordpress!) Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Today we're diving into a topic I've wanted to explore for quite some time now: External Fetal Monitoring (EFM). I held off, however, because I wanted to ensure we had the right medical professional to guide us through this important conversation- and I'm thrilled to say that we do. To have this conversation today with me on Yoga| Birth| Babies I have Caroline Jones. Caroline is a certified nurse midwife practicing in New York City and a childbirth educator with The Parent Collective. She particularly enjoys supporting parents throughout postpartum, and she created the Postpartum Prep Workshop to proactively address common postpartum experiences and concerns. Caroline lives in Westchester with her husband, toddler, and dog. In this episode, Caroline draws from her extensive experience as a midwife to shed light on all things EFM. We discuss what it is, the pros and cons, the differences between intermittent and continuous monitoring, and more. We also delve into evidence-based research and explore which types of monitoring may be appropriate in different scenarios- including internal fetal monitoring. My hope is that this conversation equips you with the knowledge to make informed choices about fetal monitoring and empowers you to advocate for those choices in birth! Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com (*hyperlink episode link from Wordpress!) Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community: Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices