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This week on Drummers on Drumming, we're back with another installment of The Drum Panel. I'm joined by Brendan Buckley, drummer and producer for artists like Shakira and Tegan and Sara; Zack Albetta, Broadway drummer and co-host of the Working Drummer podcast; and Eric Urrea, an independent drummer from Chicago who plays with Marina City and La Armada. This is part one of our two-part conversation. In this episode: Why changing your mind can be a good thing Getting through creative slumps How making drums your job changes your relationship with playing Vulnerability in music and performance Backing tracks and modern live shows When polish starts removing the human element Strong opinions, disagreements, and plenty of gray area If you enjoy the show, please rate and review it wherever you listen. --- Get Your Copy of the Drummers on Drumming Book Today

What if bonds aren't dead at all—and we've just spent the last decade misunderstanding what job they were hired to do? Bill welcomes back Frank Vasquez, the hotdog-named engineer-lawyer-DIY investor behind Risk Parity Radio, for part one of a lively fixed-income deep dive. Starting with the basics, Frank explains what a bond actually is, why owning one makes you the lender rather than the shareholder, and how bonds can provide income, stability, or diversification depending on the type and duration. They work through the very real risks hiding behind the phrase "safe investment." Along the way, they visit the Witch of Wall Street, Frank's crystal balls, and the illusion that individual bonds never lose value just because nobody checks the price every day.  This is Part 1 of a 2-part Episode. Be sure to catch Part 2 next week (August 9th). This episode covers What bonds are and how they differ fundamentally from stocks The three main roles bonds can play: income, stability, and diversification The differences between Treasuries, corporate bonds, municipal bonds, and TIPS Why higher yields usually come with higher credit or default risk Maturity, par value, duration, yield to maturity, and the yield curve Why individual bonds fluctuate in value even when investors do not see the daily price How interest-rate changes affect short-, intermediate-, and long-duration bonds The major risks of bond investing, including inflation, liquidity, credit, and call risk Why diversification depends on correlation, not simply owning investments with different names What 2022 taught investors about stocks, bonds, inflation, and unusual market environments   === SUPPORT  THE  SHOW ===

I just had my 46th birthday, and as I reflect on my goals for this year, to be ‘happy' isn't one of them. For me, happiness now seems unsustainable, fleeting, and performative. I'm seeking different feelings entirely in this year of my life - contentment, gratitude and joy. If you're preparing for your first sober birthday and you don't feel happy at the moment, don't let that mean anything about your relationship with alcohol and sobriety. It can be easy to put on nostalgic rose colored glasses and think that you were happy when we were drinking. I suspect though, that if you're listening to this podcast, you were not happy when alcohol was in your life. So, remove ‘happy' from the table when you're trying to figure out how you want to feel. What feelings do you really want? For me, those are the sustainable and rooted feelings of contentment, gratitude and joy.How about you? Get more of my thoughts on my birthday and my feelings on happiness over on my Substack, Sober for Good: https://suzannewarye.substack.com/Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! There's one spot left for this October's Sober Mom Life retreat in Arizona! Claim your spot here. Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Drummers on Drumming, we're revisiting a conversation with Richard Spaven, originally recorded in early 2021. Richard has worked with artists including José James, Flying Lotus, Gang Starr, The Cinematic Orchestra, and Jameszoo. His solo work blends acoustic drums with the feel and texture of hip-hop, drum and bass, dubstep, and electronic music. In this episode: Teaching with honesty and helping students find their own voice Treating dynamics as another layer of coordination Creating programmed precision on an acoustic drum kit Keeping complex grooves soulful and easy to feel How the Amen break changed modern music Living inside a music scene instead of simply studying it online Learning from electronic beats without separating machines from musicians Why smaller, higher-pitched kick drums can leave more space for the bass If you enjoy the show, please rate and review it wherever you listen. Richard also has a chapter in Volume One of the Drummers on Drumming book, where he goes deeper into several of the records discussed here. --- Get Your Copy of the Drummers on Drumming Book Today

Have you ever asked yourself if what you believe is REALLY true? Or is it something thatculture has influenced in your day-to-day life? Danny and Rebecca welcome Erica LigenzaGwynn to discuss her book, That’s Just Not True. Erica shares how motherhood exposedhalf-truths like “I can do anything,” and discusses trusting God through problems rather thandoing everything to prevent them. They explore lies such as “I’m stuck,” “I messed it all up”,and “I’ll be happy when...”. We're emphasizing joy, gratitude, and contentment. In the Q&A,we advise a listener worried about generational patterns of children outside marriage. Thisprogram encourages prayer, community, and honest future conversations. Get Your Copy of "That's Just Not True" for a donation of any amount. Have you seen our Parenting Assessment Tool? Get a "GratiKube" for your family! Help your child Launch Into the Teen Years. Leave a Comment or Ask Your Question HERE Enjoying Contemporary Christian music as a family can bring everyone closer. It's a great way to get Focus on the Family content and expose your kids to great worship music! Check out Focus Live, powered by Godcaster. Speak with one of our counselors

Fiction author Jessica Guerrieri is back on the pod to tell us everything about her incredible new novel Both Can Be True! Jessica's work as a sober author is so deeply moving, and in her sophomore novel she tackles the all too familiar sensation of disappearing into motherhood and the addiction that can often take hold from that place. Jessica and I talk about the raw realities of book publishing as sober authors, why Jessica felt called to write fiction that centers on women and addiction, and the transformative power that community with other women can have for addiction recovery. Go buy both of Jessica's books Between the Devil and the Deep Blue Sea and Both Can Be True here! Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Join me over on my Substack, Sober for Good: https://suzannewarye.substack.com/Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ethical Off-Market Real Estate Deals: Helping Sellers Without Taking Advantage Off-market real estate investing has a reputation problem. Too often, investors are taught to search for desperate homeowners, exploit difficult circumstances and negotiate the lowest possible price. In this episode, Wayne and Gabby explain why that approach is not only unethical—it is also unnecessary. This is Part 2 of their series on sourcing great off-market deals, but the focus goes beyond flyers, direct mail, bandit signs and websites. The bigger conversation is about how investors should conduct themselves when dealing with motivated sellers. Wayne explains the important difference between a desperate seller and a motivated seller. A motivated seller may need speed, certainty, flexibility or a creative solution. That does not mean an investor should use the situation to strip as much value away from them as possible. A good off-market deal should solve a real problem. The seller should receive the outcome they need, while the investor creates value through knowledge, creativity, market expertise and the ability to see opportunities others may overlook. Wayne and Gabby also discuss the uncomfortable reality that when an investor purchases a property below market value, the seller is receiving less. That makes integrity, transparency and self-awareness especially important. The goal should be to create wealth without manipulating people or building a business at someone else's expense. The episode also covers scalable lead-generation methods, including flyers, direct mail, bandit signs and websites, while examining the type of sellers those strategies attract and the responsibility investors have when those calls come in.

There has been a lot of commentary about Chrispher Nolan's The Odyssey, but few of these commentators have thought as much about Odysseus as today's guest—Fr. Augustine Wetta.   Get Your Copy of “The Eighth Arrow: Odysseus in the Underworld”: https://ignatius.com/the-eighth-arrow-earp/?searchid=5303434&search_query=the+eighth+arrow   Fr. Wetta believes that The Odyssey is an “brilliant masterpiece.” And in today's episode, he defends this conclusion by discussing the critical scenes as well as overarching themes in the movie like Zeus's Law and the gods themselves. He also unpacks the character of Odysseus and points out the notable flaws of Odysseus's character. Fr. Wetta has also adapted the character of Odysseus in his own book “The Eighth Arrow” which took fourteen years to complete and has even been regarded as better than Tennyson by the head of the Library of Congress. Fr. Wetta hopes that his novel is worthy of his students who are often left to consume subpar fantasy that he believes does little to educate or edify. We hope you enjoy this episode and purchase Fr. Wetta's book to continue enjoying great works of fiction.   Get in Contact with Fr. Wetta via his website: https://www.augustinewetta.com/   SUBSCRIBE to our channel and never miss an episode of the Ignatius Press Podcast. You can also listen to the podcast on Apple, Spotify, and other podcast platforms. Follow us on social media: Twitter/X: https://twitter.com/IgnatiusPress Facebook: https://www.facebook.com/ignatiuspress Instagram: https://www.instagram.com/ignatius_press/   Music from Pixabay, Gregor Quendel. https://www.classicals.de/legal

Ethical Off-Market Real Estate Deals: Helping Sellers Without Taking Advantage Off-market real estate investing has a reputation problem. Too often, investors are taught to search for desperate homeowners, exploit difficult circumstances and negotiate the lowest possible price. In this episode, Wayne and Gabby explain why that approach is not only unethical—it is also unnecessary. This is Part 2 of their series on sourcing great off-market deals, but the focus goes beyond flyers, direct mail, bandit signs and websites. The bigger conversation is about how investors should conduct themselves when dealing with motivated sellers. Wayne explains the important difference between a desperate seller and a motivated seller. A motivated seller may need speed, certainty, flexibility or a creative solution. That does not mean an investor should use the situation to strip as much value away from them as possible. A good off-market deal should solve a real problem. The seller should receive the outcome they need, while the investor creates value through knowledge, creativity, market expertise and the ability to see opportunities others may overlook. Wayne and Gabby also discuss the uncomfortable reality that when an investor purchases a property below market value, the seller is receiving less. That makes integrity, transparency and self-awareness especially important. The goal should be to create wealth without manipulating people or building a business at someone else's expense. The episode also covers scalable lead-generation methods, including flyers, direct mail, bandit signs and websites, while examining the type of sellers those strategies attract and the responsibility investors have when those calls come in.

What if crushing your money goals has less to do with finding the perfect formula—and more to do with getting lovingly bullied into taking action today? Bill and Jackie sit down with Bernadette Joy, a first-generation Filipino American who paid off $300,000 of debt in three years, reached her first million, and eventually built a multimillion-dollar portfolio. Bernadette also explains why she believes traditional financial literacy is dead, walks through her C-R-U-S-H framework, and reveals why the final "H" evolved from hustle to healing your money wounds. This episode covers How Bernadette paid off $300,000 of debt and reached her first million The $100-a-day strategy that made an intimidating goal feel actionable Why generating more income only works when you keep and invest the difference How she resisted lifestyle creep while building a seven-figure business Why her paid-off home mattered more emotionally than optimizing every return Her argument that financial literacy should become financial fluency and freedom The five-part C-R-U-SH framework for organizing money and designing an independent life The $1-per-use rule for spending intentionally without guilt How unsubscribing, reducing drama, and creating a peace plan support financial freedom . === SUPPORT  THE  SHOW ===

A girl's trip is unlike any other kind of vacation, and the pressure of going on your first sober girl's trip can feel intense. These women might have known you when you were drinking. You might feel worried about being judged or making them feel judged because of your choice to stay sober. Yet, with a little preparation, this girl's trip could actually be the best one yet. Today, we'll cover how to prepare for your first sober girl's trip. We'll talk about how to decide if you're ready for a trip like this, the sober preparations you can make to set yourself up for success, and who to lean on in moments when the girl's trip might feel hard. Get more of my thoughts on your first sober girl's trip over on my Substack, Sober for Good: https://suzannewarye.substack.com/Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! There's one spot left for this October's Sober Mom Life retreat in Arizona! Claim your spot here. Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Some of the best real estate deals never make it onto the MLS. In Part 1 of this series, Wayne and Gabby break down how investors can source great off-market real estate deals by speaking directly with property owners, building relationships and being willing to knock on doors. Wayne explains why many investors hide behind websites, flyers, signs and marketing campaigns instead of doing the actual work of talking to sellers. Those tools may help generate leads, but the real opportunity is usually created through a direct conversation. He also shares how a personal connection led him to a turnkey rental property that he purchased approximately 25% below market value. The sellers needed a fast and reliable sale so they could access their equity and start a business. By understanding their motivation, closing quickly and creating a solution that worked for both sides, Wayne secured an exceptional investment without aggressively grinding down the sellers. This episode also explores why market knowledge matters. A property that looks average to most investors can become an incredible opportunity when you understand the neighbourhood, rental demand and true value better than everyone else.

This week on Drummers on Drumming, we're back with another installment of The Drum Panel. This is part two of a two-part conversation with myself (⁠Ben⁠) ⁠Eric Urrea⁠, and ⁠Kyle Adams⁠. Kyle plays drums for Cartel and does a ton of session work from his studio outside of Seattle. In this episode: Posting from purpose instead of chasing likes Building a small, loyal audience over going viral Where a drummer's sound truly comes from How different gear can change the way you play Removing the small barriers that kill creative momentum Balancing music, family, work, and social media Making your career goals clear to the people around you How genuine connections led Kyle to Cartel and Gretsch Drums If you enjoy the show, please rate and review it wherever you listen. --- Get Your Copy of the Drummers on Drumming Book Today

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Our Rental Property Was Broken Into—Then the Basement Flooded A break-in at one of our vacant Edmonton rental properties quickly turned into a much larger disaster. After entering through a basement window, the intruder appears to have shut off the electrical panel—possibly to disable the security system. Unfortunately, that also shut off the sump pump that had been keeping the basement dry during Edmonton's extremely wet summer. By the time our contractor arrived, his tools had been stolen and the entire basement was covered in water. In today's episode, we share the bizarre series of events, how we responded and why unexpected disasters are part of building a large rental portfolio. We also discuss the systems, reserve funds, experience and support investors need to remain calm when something goes wrong. Real estate investing is not completely passive, and problems are inevitable. The goal is not to eliminate every possible risk. It is to understand the risks, prepare for the most likely outcomes and build the confidence to handle whatever happens next.

Today's real sober mom Chelsea grew up in a home where alcohol wasn't seen as a problem. As the child of two drug addicts, Chelsea was raised to view alcohol as a ‘safe choice' in comparison to hard drugs. So, when Chelsea began drinking at age 14 she thought nothing of it. Chelsea went to work in retail right out of high school to be there for her family. After meeting her future husband in New York, she pivoted into becoming a funeral director - a career path rife with alcoholism due to the emotional heaviness of the job. Things took a very challenging turn in 2020. Shortly after the birth of her son who had congenital defects, Covid arrived and Chelsea's work became extremely intense. The circumstances took a toll and she began experiencing worrisome health issues. Tests revealed she had muscular dystrophy. Shortly after, Chelsea received a call. Her father had OD'd. Facing her father's death and the changes in her own life, Chelsea realized she never wanted to put her children through anything like what she'd experienced with her parents. She was looking for a change. All of this led to a casual plan with her husband to take a short break from alcohol in December of 2023. During this brief window, Chelsea had a massive wakeup call. She learned alcohol's impacts on our bodies and lives, and how big alcohol was preying on moms to get them addicted. Chelsea realized - big alcohol had scammed her! She wasn't going to let that stand. Chelsea is now 2 ½ years sober! She wants you to know there is never a ‘perfect' time to begin sobriety. The best time to start is now. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Join me on Substack! https://suzannewarye.substack.com/Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Good spiritual advice is hard to come by, but YOUCAT Love Forever makes a lot of it available for young adults who are dating or searching for a spouse.   Get Your Copy of “YOUCAT: Love Forever”: https://ignatius.com/youcat-love-forever-yclfp/?searchid=5232004&search_query=youcat+love+forever   Emily Dinneny is a digital marketer at Catholic Answers as well as a recent convert to Catholicism. She also got married earlier this year and so she is the perfect guest to talk about YOUCAT's new book “YOUCAT Love Forever.” In this conversation, she explains this book encapsulates the spiritual advice she received from holy priests and spiritual advisors. She marvels at the frankness of this book to answer the raw and real questions that her generation is asking. She is thankful for honest and practical answers to these questions, especially around dating and human sexuality. Finally, she provides some dating advice based on her recent experiences and conversations with her friends.    Follow Emily @catholic.converts On Instagram: https://www.instagram.com/catholic.converts/?hl=en On Tiktok: https://www.tiktok.com/@catholic.converts On Catholic Answers: https://www.catholic.com/profile/emily-dinneny   SUBSCRIBE to our channel and never miss an episode of the Ignatius Press Podcast. You can also listen to the podcast on Apple, Spotify, and other podcast platforms. Follow us on social media: Twitter/X: https://twitter.com/IgnatiusPress Facebook: https://www.facebook.com/ignatiuspress Instagram: https://www.instagram.com/ignatius_press/   Music from Music_For_Videos, Gregor Quendel. https://www.classicals.de/legal

We've arrived at mid-summer, which means you've made it halfway through your first sober summer! You badass, you. Let's reflect on how your sober summer is going so far. In this episode, I'll give you five midsummer check in questions that you can ask yourself to help you root into your wins, your struggles, and what you've gained along the way through this summer of sobriety. Go deeper into my midsummer check in questions over on my Substack, Sober for Good: https://suzannewarye.substack.com/Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Drummers on Drumming, we're back with another installment of The Drum Panel. This is part one of a two-part conversation with myself (Ben) Eric Urrea, and Kyle Adams. Kyle plays drums for Cartel and does a ton of session work from his studio outside of Seattle. In this episode: Why tempo can feel different on stage Trusting, and questioning, your internal clock Big cymbals, smaller cymbals, and changing taste Shedding old influences Mike Portnoy, Elon Rubin, Josh Freese, and Taylor Hawkins Drumming identity and imposter syndrome Fitness and longevity behind the kit Posting from purpose versus pressure If you enjoy the show, please rate and review it wherever you listen. --- Get Your Copy of the Drummers on Drumming Book Today

Sobriety and parenting writer Sydney Allen was still in her 20s when she chose sobriety. She hadn't had a rock bottom. She hadn't experienced all of the terrible things that could happen with alcohol. Yet she could still tell - her gray area drinking was unhealthy, and alcohol was going to take more and more away from her if she continued to drink. So, she cut it out of her life in 2022. Explaining her sobriety to her friends and family, though? That felt like a challenge. People didn't understand. She didn't look like she had a problem… why did she need to quit? Today, Sydney shares how she navigated her emotions and the emotions of others through the different stages of her sobriety, why boundaries and honesty have been instrumental to solidifying her sobriety in a way that uniquely fits her, and the things she loves to do (and doesn't love to do!) in sobriety. Plus - Sydney is our first Gen Z sober mom on the show (we're spanning generations here)! We'll talk about how Gen Z drinking culture differs from the other generations and her experience of still being quite young as she navigates sobriety. Read more from Sydney on her Substack, This Is Not Okay. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Join me on Substack: https://suzannewarye.substack.com/Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Growing a business shouldn't mean sacrificing your sanity.In this episode of Mindset Mastery Moments, Dr. Alisa Whyte sits down withentrepreneur, author, and ReWild Group founder Matthew Pohl to uncover why somany businesses become trapped in cycles of overwhelm, burnout, and stagnantgrowth.After watching his family's successful business collapse and experiencing life on food stamps, Matthew made a promise that he would build differently. Years later, after leaving corporate America, he built and scaled his own company, increasing its value tenfold before exiting for eight figures.Matthew introduces his powerful Organizational ReWilding™ methodology—aresearch-based framework that helps business owners understand why employeecount, not revenue, is the true driver of organizational complexity.Together they discuss:Why entrepreneurs accidentally scale chaos instead of capacityThe seven stages of business growthWhy founder dependency becomes the biggest bottleneckHow to know when your business has outgrown youThe leadership mindset required to build a business that thrives without youIf you've ever felt like your business owns you instead of the other way around, thisconversation will completely change how you think about growth.Featured Book & Business ResourcesEquip your business with the necessary methodology to break through your current growth ceiling:Bestsending Book: Discover the structural secrets to business growth by reading the Organizational ReWilding series. Get Your Copy on Amazon.Connect with Matthew Pohl & The ReWild GroupLinkedIn: Connect with Matthew PohlProfessional Biography: Read Matthew's Full Story at The ReWild GroupFacebook: Follow The ReWild Group PageMusic Attribution & LicensingMusic Track: Licensed through SoundstripeLicense Code: SKVG4A6E1BIABQZ6"You cannot guess your way to a sustainable enterprise. Scaling safely requires trading your founder instincts for hard organizational data and a proven blueprint."Send us Fan MailReady to turn your message into a profitable speaking career? Join Dr. Karim Ellis for a FREE live masterclass and discover the proven strategies to get booked, increase your influence, and build a speaking business that creates lasting impact and income. Reserve your seat today: https://thegpsspeakersacademy.com/freeclassSupport the show

Was America's founding really great? Were our founders truly exceptional or was our project simply an outgrowth of the Enlightenment? In today's episode Dr. Robert Reilly weighs in on these questions.   Get Your Copy of “America on Trial” Here: https://ignatius.com/america-on-trial-aotp/?searchid=0&search_query=america+on+trial   Dr. Robert Reilly is the celebrated author of “America on Trial”—a book that looks at the American founding with a critical eye. This book addresses many of the criticisms of the American experiment, specifically those raised by conservatives and Catholics. Ultimately, Dr. Reilly highlights the truly exceptional nature of our founding and its ancient and medieval roots. In today's episode, Dr Reilly revisits some of these criticisms and addresses in detail the common and mistaken belief that the founding of America was simply an Enlightenment project like the French Revolution. With a more accurate understanding of our founding just 250 years ago, Dr. Reilly hopes to encourage greater patriotism and respect for our founders.   SUBSCRIBE to our channel and never miss an episode of the Ignatius Press Podcast. You can also listen to the podcast on Apple, Spotify, and other podcast platforms. Follow us on social media: Twitter/X: https://twitter.com/IgnatiusPress Facebook: https://www.facebook.com/ignatiuspress Instagram: https://www.instagram.com/ignatius_press/   Music from Music_For_Videos, Gregor Quendel. https://www.classicals.de/legal

What if the biggest risk in your portfolio isn't a crash, a recession, or even inflation, but the very human urge to believe that whatever just worked will work forever? Bill and Jackie sit down with Ben Carlson of A Wealth of Common Sense and Animal Spirits for a market-history masterclass that somehow manages to be equal parts calming, nerdy, and deeply practical. This one is for anyone who's ever stared at their portfolio, read one scary headline too many, and wondered whether simplicity still works. Ben's answer is basically yes—but only if you understand the risks, respect your own behavior, and build a portfolio you can actually stick with. This episode covers: Ben Carlson's "Bob" thought experiment and why even terrible market timing can still work out over the long run Why dollar cost averaging often beats waiting for the perfect entry point The psychology of lump-sum investing versus spreading money out over time What inflation looked like before World War II versus in the modern era How to think about inflation through a personal-finance lens, not just an investing lens Why housing, transportation, income growth, and stocks are major inflation defenses What Japan's lost decades teach us about home-country bias and international diversification Why diversification matters even more in retirement because of sequence-of-returns risk How to think about bonds, cash, duration, and risk tolerance in a more nuanced way . === SUPPORT  THE  SHOW ===

You've made it deep into your first sober summer when everything in your daily life is about to shift: it's time for your first sober vacation. The change in scenery, the days of travel, and the upending of your daily routine can feel daunting. You might also be worried if a vacation can even feel fun without alcohol (spoiler alert: the answer is yes!). Today I'll walk you through how to prepare yourself before, during, and after your first sober vacation. We'll talk through how to navigate the airport, integrating community support into your days, types of places and situations to avoid, and what you can intentionally build into your travel itinerary to support you. Get more ideas on how to navigate your first sober vacation in this Sober Mom Life episode from 2023. Get more of my thoughts on your first sober vacation over on my Substack, Sober for Good: https://suzannewarye.substack.com/Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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What if "legacy" looks completely different when there are no kids in the picture and that difference actually unlocks a freer, more intentional version of FI? In this thoughtful crossover between Childfree Life by Design and Catching Up to FI, Dr. Jay and Bill sit down for the kind of conversation most money media skips: what happens after you hit the number and realize the bigger question is no longer "Can I retire?" but "What am I retiring to?" It's philosophical, personal, a little messy in the best way, and exactly the kind of episode that reminds listeners that FI is not the finish line. It's the moment when the real design work begins. This episode covers: The "fog of FI" and the identity shift that can come after reaching financial independence The childfree midlife crisis and why "now what?" hits harder than many expect Legacy beyond lineage and how childfree people often redefine impact Why it is more important to know what you are retiring to than what you are retiring from The tension between purpose, freedom, and drifting after hitting major goals Health span, lifespan, and why time becomes more valuable once money pressure drops How giving, service, and creativity can become the next chapter after FI Why books, podcasts, and numbers alone cannot answer life-design questions The difference between being rich on paper and living a truly wealthy life Why underspending and over-optimizing can become their own retirement risks . === SUPPORT  THE  SHOW ===

Welcome back to Drummers on Drumming, powered by Big Fat Snare Drum. Today, I'm joined by my co-host Eric Urrea (Marina City, La Armada) and returning guest Zack Albetta (Broadway's & Juliet , Working Drummer Podcast) for another installment of The Drum Panel. In this episode: The problem with ranking drummers Playing the gig you are meant to play Learning from teachers who do not gig Technique versus musicianship Why “proper technique” is not always one-size-fits-all Listening to your body behind the kit Click tracks, backing tracks, and modern live shows Whether rock has become too polished The difference between consistency and humanity Why the drummer's voice still matters --- Get Your Copy of the Drummers on Drumming Book Today

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The Sober Mom Life is 4! Whether you've been here from the beginning or this is your first time listening to the podcast (welcome!) I just want to say thank you. Thank you for making my dreams come true, for creating this incredible community of sober moms with me, and for trusting me with your stories. It has been an honor every step of the way. In celebration, today I'm bringing back the very first episode! Please enjoy little baby Suz as she climbs into her closet to talk into a microphone for the very first time back in 2022. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Join me on Substack: https://suzannewarye.substack.com/Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Fr. Fessio was born just months before the bombing of Pearl Harbor and today he reflects on the last third of America's history.   Get Your Copy of “America on Trial” Here: https://ignatius.com/america-on-trial-aotp/?searchid=0&search_query=america+on+trial   As America celebrates its 250th anniversary, Thomas Jacobi sits down with Fr. Fessio to talk about his memories of WWII and the history of the country over the last 80 years. Fr. Fessio expresses his love for his country and the importance of patriotism. But he also points out some of the typical American flaws and excesses. Ultimately, he hopes that America will become more prayerful, virtuous, and Godly in the next 100 years.   SUBSCRIBE to our channel and never miss an episode of the Ignatius Press Podcast. You can also listen to the podcast on Apple, Spotify, and other podcast platforms. Follow us on social media: Twitter/X: https://twitter.com/IgnatiusPress Facebook: https://www.facebook.com/ignatiuspress Instagram: https://www.instagram.com/ignatius_press/   Music from Music_For_Videos, Gregor Quendel. https://www.classicals.de/legal

Bill jumps into a last-minute solo conversation with Rebecca Herbst of Yield and Spread for a surprisingly energizing deep dive into generosity, guilt, and what happens after the finish line of financial independence. Rebecca shares how hitting FI at 32 did not lead to endless victory-lap bliss so much as an identity jolt: if money is a tool, then what is it actually for? This episode covers:  Why Rebecca felt guilt, not just freedom, after reaching FI at 32 How giving can be framed as money, time, or skills—not just writing checks Why generosity is a habit and a muscle, especially for lifelong savers The surprisingly small impact that a 1% giving rate can have on your FI timeline How "effective giving" applies investing-style thinking to charitable impact The difference between reactive emotional giving and proactive intentional giving Tax-smart giving tools like appreciated securities, donor-advised funds, and QCDs Why the FI community may be uniquely positioned to normalize bold generosity How giving can become part of a "life portfolio," not just a side project References & Resources Mentioned . === SUPPORT  THE  SHOW ===

As we enter the 4th of July weekend I want to remind you that no matter how hard it feels right now, your sobriety is bigger than one weekend, or one holiday, or one party. The choice you're making to leave alcohol behind will absolutely feel hard in some moments - let it feel hard! You can face the discomfort, I promise. And also - let yourself also feel the joy of the freedom, clarity, and hangover-free mornings you're giving yourself by choosing sobriety. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women.Get more of my thoughts on your first sober summer over on my Substack, Sober for Good: https://suzannewarye.substack.com/Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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My sober podcasting pal Casey Davidson, host of the Hello Someday Podcast, is back on the pod! Together we'll tackle a common sober first: your first sober work conference. Casey has had tons of experience at work conferences, both while she was drinking and while she's been sober, and she's full of advice. Casey will share about the conference experience that served as a wakeup call for her drinking. We'll talk about how unsafe women can be at these events when alcohol is in the mix. And Casey will share how she prepares for and navigates work conferences sober. Remember: a lot of time at conferences is your time! You don't have to go to every planned event. There are so many ways that you can create your own wonderful and unique sober conference experience. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Join me on Substack: https://suzannewarye.substack.com/Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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As the United States approaches it's 250th celebration of its founding, we reflect on the history of Catholics in America.   Get Your Copy of American Pilgrimage Here: https://ignatius.com/american-pilgrimage-aph/?searchid=5137054&search_query=shannon   From the original conquistadors and missionaries to the persecution of Catholics in the 20th century, the history of Catholicism in America is multifaceted. So today, we are grateful to have Dr. Christopher Shannon to join Andrew Petiprin to discuss this checkered history in America which he records in his book American Pilgrimage. They begin by discussing the central importance of Our Lady of Guadalupe and then work sequentially through the centuries as they highlight the various roles that the certain Catholic individuals as well as the shifting Catholic culture shaped America today. We are blessed to Catholics in America, and we pray for our country on this special anniversary of its founding.   SUBSCRIBE to our channel and never miss an episode of the Ignatius Press Podcast. You can also listen to the podcast on Apple, Spotify, and other podcast platforms. Follow us on social media: Twitter/X: https://twitter.com/IgnatiusPress Facebook: https://www.facebook.com/ignatiuspress Instagram: https://www.instagram.com/ignatius_press/   Music from Pexels, Gregor Quendel. https://www.classicals.de/legal    

What if the person inspiring the room didn't come from a polished finance background at all, but from payday loans, being unbanked, a credit score in the 500s, and the kind of rock bottom most FI stories rarely admit out loud? In this on-location episode from Madison, WI, Jackie sits down with Afra Smith, founder of The Melanin Project and creator of the Wealth Empowerment Conference, for a conversation that is as honest as it gets. She's a late-starter and shares how depression, financial chaos, and a painful career setback forced her to finally confront what wasn't working. She shares how one financial coach, one budget, and one decision to stop waiting for someone else to rescue her changed the direction of her life. From there, she built something much bigger than a comeback story. It's now a growing movement centered on financial wellness, lived experience, and giving people the tools to rebuild from where they actually are. Her raw truth is proof that your hardest chapter does not have to be your final one. This episode covers:  Afra's journey from payday loans, ChexSystems, and depression to financial stability The career disappointment that became her wake-up call How one financial coach and a basic budget started her turnaround Why financial struggles in underserved communities are often deeper than "just spend less" The origin of The Melanin Project and the Wealth Empowerment Conference  Why lived experience and emotional honesty matter in financial education  The link between mental health, physical health, and wealth-building How Afra built a meaningful community event while still working a full-time job Why consumption habits and appearances can distort how we judge wealth and value  What it looks like to turn pain into service and purpose . === SUPPORT  THE  SHOW ===

One of the biggest sober firsts of the summer is the 4th of July. In a society that turns to alcohol for celebration, it can feel challenging to swim against the tide and choose sobriety this Independence Day. But I promise - you've got this! This episode is special! It was my very first solo episode of the entire podcast in 2022. I was so impressed with the tips that little baby sober Suz shared that I'm bringing it back for you today. You'll find tips that will help you feel supported and confident on your first sober 4th of July. It's possible that today might be more than just bearable - it might also be so fun! Get more of my thoughts on your first sober 4th of July over on my Substack, Sober for Good: https://suzannewarye.substack.com/Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Welcome back to Drummers on Drumming, a podcast powered by Big Fat Snare Drum. Terry Keating of the Bonzolium YouTube channel joins the show for a deep, hilarious, and wildly passionate dive into the world of John Bonham. This is a re-airing of an older episode that originally centered around five less obvious Bonzo tracks. And yes, we do get there. But with Terry, the joy is in the detours. This conversation moves through Bonham's feel, the mystery of his gear, Led Zeppelin's live chemistry, the obsession around Ludwig drums and Paiste cymbals, the difference between human time and perfect time, and why Bonzo still feels almost impossible to fully explain. Terry is one of my favorite sources for anything Bonham-related. He brings the kind of energy that makes you want to go back and listen to Led Zeppelin with fresh ears. In this episode, we talk about: • Why The Song Remains the Same was Terry's gateway into Bonham• Bonham's swing, feel, and natural sense of time• Why Zeppelin likely never needed a modern click-track mindset• The difference between human time and quantized perfection• Why Bonham felt like the conductor of Led Zeppelin• The strange magic behind Bonham's snare sound• Why drummers are still obsessed with his exact gear• Ludwig, Paiste, 26-inch bass drums, and the mystery of the 15-inch depth• Terry's friend George Fludas and the art of playing Bonham correctly• The “Bonham engine” and why his physical approach still feels unique• Five deeper Bonzo tracks, including:• “I'm Gonna Crawl”• “In the Light”• “Darlene”• “No Quarter” live• “Dazed and Confused” live This one is loose, nerdy, funny, and full of the kind of Bonzo talk only true Zeppelin heads can provide. Check out Terry's work on the Bonzolium YouTube channel. --- Get Your Copy of the Drummers on Drumming Book Today

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Real Sober Mom Erin's childhood revolved around her father's alcohol addiction and she made a promise to herself: that would never be her. Amidst her parents divorce during high school, though, she developed a new opinion: Alcohol felt like it gave her control. And that felt good. From the beginning, Erin knew that she drank differently than others. Once she started she didn't want to stop. And so, she developed a reputation of a party girl, and the party didn't slow down until motherhood. Motherhood gave her a sense of purpose, but as her kids got older and her relationship became more dysfunctional, alcohol crept back into the driver's seat of her life, until she received her second DUI. The probationary period around her DUI resulted in nine months of sobriety, and she truly believed that she could manage alcohol after that. What she didn't know was that the shame and negative effects of alcohol could roar back into her life two-fold. She knew then - she needed a permanent change. Grandmotherhood gave her the final push she needed to change her life. Sobriety for Erin began one day at a time, through faith, community and accountability, and she doesn't regret a single sober day. Every day that she wakes up clear headed is another reminder that she's done the right thing. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Join me on Substack: https://suzannewarye.substack.com/Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What if the smartest legacy move isn't leaving your kids a pile of money someday, but using your wealth right now to help them buy time, build habits, and change their future while you're still here to watch it happen? We sit down with Allen Mueller of 7 Saturdays Financial for a practical, deeply useful conversation about gifting to family with intention. The thread running through all of it is simple: money is not just for accumulating. It's for strengthening the people and values you care about most. This episode covers: Why gifting during your lifetime can be more impactful than leaving a larger inheritance later The difference between a tax threshold and a paperwork threshold for gifts How the annual gift exclusion really works Why many retirees underspend and unintentionally miss chances to help family now Smart ways to fund kids' and grandkids' futures through 529s, custodial Roths, and brokerage accounts How to think about gifting for college, healthcare, and home down payments Why "skin in the game" still matters when helping younger family members How appreciated shares can be gifted downstream or upstream for tax advantages Why wisdom and stewardship matter more than simply transferring money How FI can turn parents and grandparents into real-time wealth builders for the next generation . === SUPPORT  THE  SHOW ===

Few sober firsts can feel more daunting than your first sober wedding, but I promise - you can do this! In today's episode we'll talk through what you can do before, during and after a wedding to prepare yourself for this big sober first. Want to go deeper in preparing for your first sober wedding? Check out my Substack. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Join me on Substack: https://suzannewarye.substack.com/Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Peter Orullian and Brandon Sanderson find out who their spiritual 80's bands are.  Alongside their musically-challenged moderator, they confront a quiz that will force them to truly consider their rock feelings. See who these two authors could have been on this episode of Intentionally Blank! Also, check out the new book Songs of the Dead, available now!Get Your Copy of Songs of the Dead: https://www.simonandschuster.com/books/Songs-of-the-Dead/Brandon-Sanderson/The-Strata-Wars/9781668068144Take the quiz yourself: https://us.idyllic.app/quiz/f204zmndzk-which-80s-band-do-you-belong-inWant to send me something to open?Dragonsteel EntertainmentATTN: AdamP.O Box 698American Fork, UT 84003Get your Wheel of Time updates here with the Bound and Woven newsletter: https://mailchi.mp/brandonsanderson/eye-of-the-world-campaignStay up to date by following my newsletter: https://brandonsanderson.us10.list-manage.com/subscribe?u=7d056bb7596a3e617f82004b2&id=fa68f14db0Interested in signed books and swag? Check here: https://www.dragonsteelbooks.com/You can also follow me on:Tiktok: https://www.tiktok.com/@authorbrandonsandersonFacebook: https://www.facebook.com/BrandSandersonTwitter: https://twitter.com/BrandSandersonInstagram: https://www.instagram.com/brandsanderson/?hl=enTwitch: https://www.twitch.tv/mistbornbrandonFrequently asked questions: https://faq.brandonsanderson.com

Real Sober Mom Bailey chose sobriety not as a ‘punishment', but as a gift to herself. After a lifetime of difficult relationships with her parents, Bailey became a mom herself. Fear and postpartum depression consumed her because she was terrified of repeating the cycles that had played out in her own family and with her own mom. Bailey sought help, and through her work with an excellent therapist she chose to do the hard work of healing so that she could give her kids a very different kind of family: one filled with unconditional love. Sobriety is central to Bailey's healing work, and it has given her the clarity to fully feel her feelings. She simply loves being a mom and offering her kids a relationship with a supportive sober mom means the world to her. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Join me on Substack: https://suzannewarye.substack.com/Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As we enter the summer concert season (at least here in the midwest) I want you to know: nothing beats a sober concert. They are the best. Seriously, you owe it to yourself to experience a concert without alcohol, especially if an artist you love is performing. The truth is you're never fully present when alcohol is involved. The music flies by while you're thinking about your next drink, or thinking through your moderation rules, or finding yourself standing in the bathroom line as your favorite artist plays your favorite song (trust me, that is the worst!) Sobriety will give you the opportunity to fully experience the concert without anything in the way. There's nothing better. Tell me about your first concert (and your first sober concert, if you've had one) in the comments on my sober concert Substack post. Check out my Substack here! Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Join me on Substack: https://suzannewarye.substack.com/Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Courtney joins me for another installment of SobrieTEA and we are two episodes into the Summer House reunion. It's… a lot. So much so that we're dedicating this entire episode to our reunion thoughts. We'll talk about everything having to do with the Amanda and West controversy. Is West a pathy? (what is a ‘pathy'?) What kind of furniture was Meija building at West's house (and how serious was their relationship?!)? Is this the reputation rehab that Kyle needed? Plus, we'll discuss the refreshing amount of tears coming from the men of the show, and we'll discuss the line when reality stops being fun and starts turning dark. Community makes all the difference. Join The Sober Mom Life Cafe for 6+ Peer Support meetings each week and a private Facebook group to connect with sober and sober-curious women. Sign up for our next ‘Fresh 30' and ‘Beyond 30' cohorts. Learn more here! Get Your Copy of my book! The Sober Shift Join me on Substack: https://suzannewarye.substack.com/Follow on Instagram @thesobermomlifeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.