Podcasts about Sepp

You won't find a more comprehensive resource on the topic of 72(t) plans and substantially equal periodic payments (SEPP). This little-known IRS provision gives you a perfectly legal way to access your retirement money before 59½ without the 10% penalty… and almost nobody in finance wants to touch it! So, Jackie brings back the one expert that lives and breathes 72(t)s, William (Bill) Stecker, CPA and founder of 72tcalc.com. Bill picks up where he left off when he last appeared on the show in 2025. He further explains the nuances of 72(t) plans and how to avoid common mistakes. Hear how 72(t)s can be incredibly powerful tools for early retirees, laid-off workers, and anyone ready to leave the traditional "hours-for-dollars" trade. This episode covers What a 72(t) or SEPP plan actually is Access to retirement accounts before age 59½ without the 10% penalty tax Why so many financial professionals hesitate to work with 72(t) plans  The minimum plan period and why modifying a SEPP can become extremely expensive  How to determine how much early retirement income you actually need The differences between the Rule of 55 and a 72(t) strategy  Why Bill usually prefers moving money from employer "plan land" into "IRA land"  How brokerage accounts, Roth contributions, part-time work, and SEPPs can work together  Why inflation and unexpected expenses need to be built into an early-retirement income plan  How splitting an IRA into separate accounts can create flexibility and isolate potential mistakes This is the first part of a 2-part episode. Be sure to follow the show and catch part 2 next week (9/6/26). . === SUPPORT  THE  SHOW ===

In this episode of the Judges on Fire series by the Tech Trailblazers Awards, host Rose Ross sits down with new panel judge Jukka Seppänen, CIO and CISO at UpCloud.Operating across 15 data centres in 12 countries, Helsinki-headquartered UpCloud provides core European cloud infrastructure with a strong emphasis on digital sovereignty, compliance, and rapid operational support. Jukka breaks down what it takes to balance dual roles in cloud leadership, the practical reality of AI-driven cybersecurity threats, and what Tech Trailblazers entrants must do to capture the attention of the judging panel.In this episode, we cover:Wearing Two Hats: How balancing the responsibilities of CIO and CISO allows Jukka to evaluate technology through complementary lenses—balancing operational delivery and scale against risk management and governance.Practical Cyber Defence: Why security controls must survive the real-world operational demands of service production, and why a theoretical control that cannot be operated reliably is useless in practice.The Reality of AI in Cyber Security: Why organisations must stop treating AI prompts as security boundaries, the necessity of giving AI agents minimum permissions and specific identities, and how AI-driven automation is flooding bug bounty platforms.European Digital Sovereignty: How highly digital nations like Finland view sovereignty not as isolated digital fortresses, but as a dependable network of friendly European collaboration.Advice for Tech Trailblazers Entrants: Why start-ups should focus on real customer outcomes, avoid empty buzzwords (AI-powered, next-generation, built for the cloud), and present concrete evidence over marketing jargon.

Wo andere in die Sommerpause gehen, kommen sie zurück! Sepp und Mo, die beiden Teufelskerle setzen sich wieder ins Trashtalk-Studio, Pläne bis zum abwinken, aber am Ende machen sie doch wieder was sie wollen. Es gibt Random Nacken, lustige Namen, das Entweder-Oder XXL mit Liverpool und Chelsea und Transfernews noch und nöcher. Glückseelichst zurück aus der SommerpauseIhr René Trashtalk

Was macht ein Elektriker im "Sommernachtstraum" von Shakespeare? Er sorgt in dem Musical von Michael Tasche für viel Wirbel. Verkörpert wird er von Sepp Schauer. Er ist mit Regisseur Michael Tasche bei Erich Wartusch zu Gast.

I veckans avsnitt av Barnet Går fortsätter Amanda samtalet med Emelina Seppänen, som blev mamma redan som 22-åring och hade två barn innan hon fyllt 25. Idag är de små barnen tonåringar, och Emelina delar med sig av hur föräldraskapet förändrats genom åren – från blöjbyten och sömnlösa nätter till mens, hudvård, sociala medier och tonårsliv. Vi pratar om hur det var att vara en ung mamma, kommentarerna hon fick från omgivningen och varför hon idag ser tillbaka på den tiden med stolthet. Emelina berättar om vikten av att vara närvarande, hur hon valde att vara hemma länge med sina barn och varför hon aldrig kände att hon gick miste om något genom att bli mamma tidigt i livet. Dessutom delar hon med sig av hur hon och hennes sambo försöker skapa en öppen dialog hemma kring allt från pubertet och mens till relationer och sociala medier, så att barnen alltid ska känna att de kan komma till sina föräldrar med både stora och små frågor. Ett varmt och ärligt samtal om att växa upp tillsammans med sina barn, våga gå sin egen väg och hur föräldraskapet förändras i takt med att barnen blir äldre.Du hittar Emelina HÄRFölj oss gärna på Instagram @vattnetgarBarnet Går, Emelina Seppänen, ung mamma, tonårsbarn, tonårsförälder, föräldraskap, tvåbarnsmamma, pubertet, mens, sociala medier, tonårstjejer, familjeliv, föräldraskap, mamma, barn, uppfostran, öppen kommunikation, föräldraledighet, mammapoddSupport till showen http://supporter.acast.com/vattnetgar. Hosted on Acast. See acast.com/privacy for more information.

I veckans VG-plogg berättar Emelina Seppänen om sin tredje graviditet – en efterlängtad graviditet som tog en oväntad och hjärtskärande vändning. Efter KUB-test, NIPT, upprepade ultraljud och ett fostervattenprov fick hon beskedet att fostret hade ett ovanligt kromosomfel med mycket allvarlig prognos. Emelina delar öppet med sig av den långa väntan mellan undersökningarna, ovissheten, rädslan och hur det kändes att gång på gång vänta på nya besked. Hon berättar också om beslutet att avbryta graviditeten i vecka 19, hur förlossningen gick till och det stöd hon fick av sin partner och vårdpersonalen under en av livets svåraste stunder. Ett viktigt och berörande samtal om fosterdiagnostik, svåra beslut, sorg och varför ingen som går igenom något liknande ska behöva känna sig ensam. Du hittar Emelina HÄRFölj oss gärna på Instagram @vattnetgarKUB-test, NIPT, fostervattenprov, kromosomfel, fosterdiagnostik, graviditet, avbryta graviditet, sen abort, abort i vecka 19, medicinsk abort, förlossning efter abort, sorg, graviditetskomplikationer, ovanligt kromosomfel, ultraljud, graviditet efter 35, Emelina Säppenen, VG-ploggen, Vattnet Går, Support till showen http://supporter.acast.com/vattnetgar. Hosted on Acast. See acast.com/privacy for more information.

No episódio 249 do podcast Filosofia Pop, Marcos Carvalho Lopes conversa com Hans Ulrich “Sepp” Gumbrecht sobre futebol. Professor emérito de Literatura Comparada, Francês e Italiano da Universidade Stanford, Gumbrecht desenvolveu uma obra que atravessa a teoria literária, a filosofia, a estética e a reflexão sobre os esportes. Uma de suas preocupações centrais é compreender experiências que não podem ser inteiramente reduzidas à interpretação ou à procura de significados: a presença dos corpos, a intensidade dos acontecimentos, a atmosfera dos espaços e o aparecimento inesperado de formas. Essas questões encontram no futebol um campo privilegiado. Uma partida não nos afeta apenas pelo resultado ou pelas histórias que contamos sobre ela. Também somos atingidos pela velocidade de uma jogada, pela abertura repentina de um espaço, pela coordenação dos movimentos, pelo confronto entre os corpos e pela atmosfera produzida dentro de um estádio. Esta não é a primeira participação de Hans Ulrich Gumbrecht no Filosofia Pop. Em 2021, ele esteve presente em dois episódios do podcast. No episódio #116 – Vale do Silício, publicado em 22 de fevereiro daquele ano, conversamos sobre as transformações culturais e tecnológicas associadas ao Vale do Silício, partindo de seu livro O espírito do mundo no Vale do Silício: viver e pensar o futuro. No episódio #117 – Humanidades etc., publicado em 1º de março de 2021, continuamos a conversa tratando das Humanidades, da universidade, do ambiente acadêmico brasileiro e norte-americano, da obra de Luiz Costa Lima e dos projetos intelectuais de Gumbrecht. As duas conversas haviam sido gravadas nos dias 30 e 31 de dezembro de 2020. Agora, cinco anos depois daqueles episódios, voltamos a conversar. Desta vez, tendo o futebol como ponto de partida para pensar a estética, a cultura e as formas contemporâneas de viver experiências coletivas. O Filosofia Pop é um podcast que aborda a filosofia como parte da cultura. A cada 15 dias, sempre às segundas-feiras, a gente vai estar aqui pra continuar essa conversa com vocês. Intercalando com nossos episódios normais de quando em quando vamos apresentar episódios de entrevistas temáticas especiais. O episódio de hoje que é uma parceria com o projeto de extensão Filosofia, Cultura popular e Ética, desenvolvido na Universidade Federal de Jataí. Se gosta do conteúdo do podcast, apoio nossa campanha de financiamento coletivo no Catarse, O endereço é http://catarse.me/filosofia_pop. A contribuição mínima que pedimos ´de 5 reais mensais. Se você preferir, pode contribuir através de nosso pix, que é contato@filosofiapop.com.br. Se não pode contribuir financeiramente, ajude divulgando, comentando, indicando para amigos. Precisamos dessa força! Lembrando que você pode encontrar o podcast filosofia popo no twitter, instagram, Facebook e outras redes sociais. Nosso email é contato@filosofiapop.com.br Twitter: @filosofia_popFacebook: Página do Filosofia PopYouTube: Canal do Filosofia Pope-mail: contato@filosofiapop.com.brSite: https://filosofiapop.com.brPodcast: Feed RSS Com vocês, mais um episódio do podcast Filosofia Pop! O post #249 – Futebol, com Sepp Gumbrecht apareceu primeiro em filosofia pop.

I veckans avsnitt av Vattnet Går gästas Amanda av Emelina Seppänen, som blev mamma för första gången redan som 22-åring. Hon berättar om drömmen om att bilda familj, hur omgivningen ifrågasatte hennes unga ålder och varför hon alltid visste att hon ville ha barn. Emelina delar öppet med sig av två tuffa graviditeter som präglades av extremt illamående, upprepade kräkningar och sjukhusinläggning. Hon berättar hur illamåendet påverkade både kroppen och psyket, hur hon utvecklade en rädsla för att kräkas offentligt och hur hon inför den andra graviditeten hittade sätt att lindra besvären och ta sig igenom vardagen. Dessutom berättar Emelina om sina två förlossningar – den första som blev långdragen och dramatisk, där barnmorskorna till slut började förbereda henne för ett akut kejsarsnitt, och den andra där hon kände sig betydligt lugnare och litade mer på sin kropp. Hon delar också den omvälvande känslan av att för första gången få upp sina döttrar på bröstet och hur moderskapet förändrade hennes liv för alltid. Ett varmt, ärligt och hoppfullt samtal om att bli mamma ung, kämpa sig igenom tuffa graviditeter och upptäcka vilken styrka kroppen faktiskt besitter.Du hittar Emelina HÄR Följ oss gärna på Instagram @vattnetgar ung mamma, graviditet, gravidillamående, hyperemesis, extremt illamående, förlossning, lång förlossning, akut kejsarsnitt, sugklocka, TENS, epidural, foglossning, över tiden, BB, barnmorska, Emelina Säppenen, Amanda Braw, Vattnet Går, gravidpodd, förlossningspoddSupport till showen http://supporter.acast.com/vattnetgar. Hosted on Acast. See acast.com/privacy for more information.

Sepp Grabmaier, Konzertveranstalter und Kulturorganisator, Jazz im Sägewerk, Jazzherbst, Snow Jazz, summer.jazz.in.the.city

Das neue Gebäudemodernisierungsgesetz, das das "Heizungsgesetz" ablösen soll, kommt in den Bundestag. Was sich gegenüber der alten Regelung verändert, besprechen wir mit Sepp Müller, dem stellvertretenden Fraktionsvorsitzenden der CDU/CSU-Bundestagsfraktion. Haus & Grund-Präsident Kai Warnecke macht seinerseits klar, was nun auf Eigentümerinnen und Eigentümer zukommt.

Scott Galloway doesn't do soft-pedal advice. In this Greatest Hits conversation, the NYU professor, entrepreneur, investor, and author of The Algebra of Wealth joins Joe to talk about why building wealth is less about chasing passion, picking the perfect stock, or waiting for retirement -- and more about focus, discipline, diversification, time, and relationships. Before that, Joe and OG dig into a 401(k) lawsuit involving AllianceBernstein and why comparing your portfolio to the wrong benchmark can send your plan sideways. Later, Alex calls in with a big early-retirement question: how do you access retirement money before age 59 and a half without triggering penalties?What You'll Walk Away WithWhy Scott Galloway says money is not the story -- it's the ink in the pen that can help you build deeper relationships with less anxietyThe "follow your passion" problem: why Scott believes young people should look first for talent, certification, and industries where they can become excellentWhy boring careers can create extraordinary lives -- especially when they offer income, stability, and room to build optionsScott's wealth equation: focus, stoicism, diversification, and time -- and why each piece matters more than trying to look brilliant for one lucky momentThe savings muscle: why measuring spending, gamifying saving, and surrounding yourself with the right people can change behavior faster than good intentions aloneWhy diversification is financial Kevlar -- it may not make you look like a hero, but it can keep one bad investment from becoming a fatal woundThe retirement myth Scott wants to burn down: why the goal isn't necessarily to stop working, but to make work a choice instead of a trapThe 401(k) benchmarking lesson: why Joe and OG say your benchmark should be your goal, not whichever index happened to win over the last decadeWhy chasing the S&P 500 because it recently crushed everything else can become dangerous when you forget that market leadership rotatesWhat the AllianceBernstein lawsuit teaches participants: ERISA protects against imprudence, not against every disappointing stretch of market performanceAlex's early-retirement question: the difference between accessing 401(k) money after separation from service at age 55 and using SEPP rules before thenWhy substantially equal periodic payments can work -- but also why OG says you want experienced help before touching those rulesWhy splitting IRA assets into separate buckets may create more flexibility for early-retirement income planningWhy This Matters NowA lot of people want the shortcut: the best stock, the best index, the perfect retirement number, the magic career move. Scott Galloway's message is more durable than that. Build skills. Save consistently. Avoid lifestyle traps. Diversify. Give time room to work. Keep the people around you strong. That's not flashy, but it is the kind of advice that still works when the market, the economy, and your life refuse to cooperate.From the BasementJoe and OG start with a retirement-plan lawsuit that turns into a bigger conversation about how Stackers should judge their own portfolios. Then Scott Galloway pulls up a chair at the card table to talk about wealth, work, saving, relationships, his mom, Sizzler, bourbon, Tom Petty, and why you don't need to be a hero to build real financial security. Doug brings trivia about the first camera phone, plus a few modeling notes of his own. Later, Alex asks how early retirees can tap retirement accounts before 59 and a half, and the basement joke-off marches toward its dramatic, deeply mathematical conclusion.Resources MentionedScott Galloway -- The Algebra of WealthStacking Benjamins Newsletter, The 201 -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins voicemail line -- stackingbenjamins.com/voicemailStacking Benjamins Community, The Basement -- stackingbenjamins.com/basementStacking Benjamins YouTube channel -- youtube.com/stackingbenjaminsInvestmentNews article by Emil Halasz on the AllianceBernstein 401(k) lawsuitJL Collins -- The Simple Path to WealthPaul Merriman and Peter Mallouk -- referenced during the benchmarking and diversification discussionIRS Rule 72(t) / SEPP rules -- referenced for early retirement account withdrawalsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Kausi 3, jakso 22. Jussi Seppälä on Raamattuopiston maahanmuuttajalinjojen opettaja, mutta myös tehnyt kaksi komennusta Libanoniin rauhanturvaajapappina. Mitä työhön kuului? Mikä ero on rauhanturvaamisella ja kriisinhallinnalla? Miten sotatila vaikuttaa ihmiseen, ja miltä tuntui palata Suomeen?Armon anatomiaa on podcast, jossa studioon istutetaan yksi pappi, perheenisä ja aviomies Pohjanmaalta (Lasse Pesu) ja toinen Savo-Karjalasta (Timo Liiri) ja heidät laitetaan keskustelemaan kristinuskon eri sisällöistä. Joka jakson tarkoituksena on ottaa jokin uskoon liittyvä teema ja katsoa, mistä se koostuu, mitä se merkitsee ja mitä kaikkea annettavaa sillä on meille.Tue podcastin tekemistä MobilePay-numerolla 25322. Rahankeräyslupa: https://sro.fi/rahankerayslupa/

Der Gast dieser Folge von Freiheit Deluxe ist einer, der sich einmischt. Joe Kaeser ist ehemaliger Chef von Siemens und jetzt Aufsichtsratsvorsitzender bei Siemens Energy und Daimler Truck. In diesen Rollen hatte und hat er große Verantwortung für sehr viele Menschen und ihre Arbeitsplätze. Bei Freiheit Deluxe spricht er darüber, wie er mit dieser Verantwortung umgeht und wie es sein Leben geprägt hat, aus als sozialer Aufsteiger in diese Spitzenposition zu kommen. Er wünscht sich, dass Deutschland eine Zukunft hat, in der auch die nächsten Generationen eine Chance auf den Aufstieg haben, so wie er einst. Doch er macht sich Sorgen, ob das geht. Was braucht es jetzt, um den Wohlstand und die sozial-ökologische Marktwirtschaft zu sichern? Als wohlhabender Manager könnte Joe Kaeser zu jenen gehören, die im Moment einfach verschwinden und Deutschland sich selbst überlassen. Stattdessen macht er Vorschläge, gibt Interviews, äußert sich öffentlich zu politischen Themen und geht mit seinen Meinungen auch in Auseinandersetzungen. Das Erstarken der AfD sieht er mit Sorge und würde gerne sehen, dass die kleine Große Koalition durch bessere Arbeit deren Aufstieg bremst. Doch dafür braucht Deutschland einen ganzheitlichen Plan und Zukunftsperspektiven, sagt er. Seine Positionen sind streitbar, er will zum Denken anregen, sich in der Krise aber zurückzuziehen käme für ihn nicht infrage. Er sagt: 1933 hätte die Wirtschaft die Machtergreifung verhindern oder zumindest verlangsamen können. Damals hat niemand den Mund aufgemacht. Das darf nicht wieder passieren. Jagoda Marinić und Joe Kaeser sortieren mit Ruhe die Unruhen dieser Krisen und versuchen, zu verstehen, warum es in Deutschland nicht vorwärts geht und welche Verantwortung die Wirtschaft in diesen Zeiten trägt. Hier hört ihr wie aus dem kleinen Sepp vom Dorf Joe Kaeser geworden ist (07:10) dass er die Verbindung zu seiner Heimat nie verloren hat (15:41) warum er sich in allen Gesellschaftsschichten zurecht findet (22:05) warum Weltoffenheit so wichtig ist (30:09) was junge Menschen heute im Bewerbungsgespräch wollen (49:01) warum wir eine sozial-ökologische Marktwirtschaft brauchen (54:38) warum er findet, dass Brandmauer ein schlechter Begriff ist (01:14:35) warum er es wichtig findet, sich einzumischen (01:21:18) FREIHEIT DELUXE mit Jagoda Marinić ist ein Podcast von hr, Radio Bremen, SWR und WDR. Redaktionsteam: Juliane Orth und Marit Tesar Ihr erreicht uns per Mail: freiheitdeluxe@hr.de Wollt Ihr noch mehr hören? Hier unser Podcast-Tipp: Wo ist Sanelas Schwester? · Neue Folgen - Jetzt Podcast anhören!

On this episode of Good Noise Podcast, I'm joined by Tuomas Seppälä and Nicole Willerton from Amberian Dawn to talk about their new album Temptation's Gates.We dive into the band's exciting new era, discussing the creative direction behind the album and what it means to welcome Nicole as the newest frontwoman of Amberian Dawn. Tuomas and Nicole share insight into the writing and recording process, the evolution of the band's sound, and how Temptation's Gates balances the symphonic elements fans know and love with new ideas and fresh energy.We also discuss the album's singles, the chemistry between the band's lineup, and what this next chapter represents for Amberian Dawn as they continue to push their sound forward.Amberian Dawn Socials:Instagram: https://www.instagram.com/amberiandawn/Facebook: https://www.facebook.com/amberiandawnApple Music: https://music.apple.com/us/artist/amberian-dawn/273027538Spotify: https://open.spotify.com/artist/01DQQFGEOzbFugH5FcVAgI

Duckrabbits Talk Back is a podcast about postartistic antifascism. It gathers thinkers, activists, artists, and postartists to discuss the global rise of fascism, ask questions together, and formulate possible responses. Duckrabbits — those wonderfully ambivalent creatures that can be seen as ducks or rabbits, or both at once — guide us through the tangled web of contemporary theory, postartistic practice, and antifascist imagination. From antifascist comics to networked movements, from intersectional struggles to economies of interdependence, duckrabbits and guests map how cultural work confronts both old and newly mutating forms of authoritarianism. In this first episode of the series, co-hosts Kuba Szreder, Aria Spinelli, and Sepp Eckenhaussen, together with producer Anielek Niemyjski, introduce comrade Duckrabbit. They share their reasons for making an antifascist art podcast today, and announce the all-star line-up of artivist guests in the upcoming episodes. Duckrabbits Talk Back was inspired by the comic treatise Duckrabbits Unveiled: A Sneak Peek at the Postartistic Theory and Practice (2025): https://networkcultures.org/blog/publication/duckrabbits-unveiled-a-sneak-peek-at-the-postartistic-theory-and-practice Cover art by Kacper Greń Jingle by Olka Dąbrowska Amsterdam, Institute of Network Cultures, 2026

Helt tilbage i november 2022 lavede vi en VM Special med sange fra slutrunder, i anledning af det års VM i fodbold som blev afholdt i Qatar. Nu er der så gået 4 år, og nu står VM igen for døren. Verdensmesterskaberne i fodbold 2026 blev sparket i gang i går i Mexico, Canada og USA, men det er desværre uden dansk deltagelse. Sådan var det dog ikke for præcis 40 år siden, hvor Danish Dynamite indtog Mexico ved VM i 1986. Fodboldfeberen kogte blandt danskerne, og idolplakater med Preben Elkjær og Michael Laudrup hang på alle børneværelser. Det skabte også et boom i udgivelser af danske fodboldsange, og i denne uges udsendelse kigger vi på de mange fodboldglade numre der blev udgivet, for at give landsholdet vind i sejlene ved VM. I kan bl.a. møde en vaskeægte partysang baseret på et traditionelt mexicansk mariachinummer, en glad fodboldsang fremført af en mand der nok er mest kendt som cykelkommentator, selveste ”Fodboldsangeren” som også var manager for Brønshøj Boldklub i starten af 1980'erne og så fortæller vi selvfølgelig også hele historien bag den bedst sælgende single i danmarkshistorien, fodboldsangen over dem alle Re-Sepp-Ten. Derudover kommer vi også lige forbi tequila, klaphatte, Lise Lotte Norup, dyre plader fra Grækenland, Røverkoret fra Sebastians Skatteøen, Jarl Friis-Mikkelsen, vilde præmier med Ekstra Bladet, Frank Arnesens sangevner, Flemming Jensens dyre hundeslædetur i Grønland og så fortæller Andy om hvordan han opfandt noget der hedder Lunderskovhoppet. Playliste: Johnny Reimar - Halli halli hallo (Vi vinder i Mexico) Johnny Reimar - Mexico Jørn Mader - Mexico Sebastian - Sørøversangen Brødrene Olsen - Fællessang i Parken Danskholdet - Let's fight VM-Holdet - Re-Sepp-Ten Flemming Antony og Party-landsholdet - Olé, vi er de bedste Flemming Antony - Og det var Danmark Rejseholdet - Vi er på banen Blæst - DK's kvinder

Stuudios oli inspireeriv ja lahendustele keskenduv kohtutäitur Risto Sepp. Arutasime, kuidas inimesed võlgadesse satuvad ja mis viib lõpuks kohtutäiturini? Risto rääkis levinumatest rahalõksudest, võlgniku teekonnast ning sellest, mida teha, kui olukord hakkab käest minema. Lisaks saad teada, kust abi leida ning kuidas ka keerulisest olukorrast välja tulla.Kristo jagab ka oma teekonda, kuidas ta kohtutäituriks üldse sai ning millised soovitusi on andnud oma lastele haridustee jätkamise osas.Saatejuht: Mari-Liis Jääger

Heute sprechen wir über Ernährung, Bewegung, mentale Gesundheit, Schlaf, Motivation und kleine Gewohnheiten, die Großes verändern können. Ohne komplizierte Fachbegriffe. Ohne Druck. Sondern alltagstauglich, ehrlich und inspirierend. Egal ob Sie gerade erst anfangen oder schon mitten auf deinem Gesundheitsweg sind – dieser Podcast begleitet Sie Schritt für Schritt zu mehr Energie, Balance und Lebensfreude.

1024. Are you ready to quit working or to begin a financially independent lifestyle? Laura covers four ways to access your retirement funds without paying a hefty 10% early withdrawal penalty before 59.5. Key takeawaysUsing a tax-advantaged retirement account has many benefits, but one downside is typically paying a 10% penalty for withdrawals before age 59.5.The rule of 55 is an IRS rule that allows employees to take penalty-free retirement plan distributions when they leave during or after the calendar year of their 55th birthday.With a Roth IRA, you can withdraw your original contributions at any age, for any reason, entirely tax- and penalty-free. A SEPP or 72(t) payment plan is an IRS rule that allows you to take equal distributions from a retirement account penalty-free, no matter your age, if you follow strict guidelines. A brokerage account allows you to take distributions penalty-free, no matter your age, but doesn't offer the tax perks of a retirement account.Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308. Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

The news of Texas covered today includes:Our Lone Star story of the day: Can taxpayers and electricity rate payers be the victors, as opposed to the victims, of the data center boom in Texas? Pete Sepp, president of the National Taxpayers Union, says such can be the case, especially if the local deals are properly structured.Read and study the piece: Data Centers: Taxpayers Can Be Victors, Not Victims, in the AI RevolutionAnd note, Mr. Sepp said the NTU can help local activists/taxpayers to have the right information to use with local elected officials to do this right.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Police: Man threatened to kill Erika Kirk at upcoming San Antonio event. Read it, it's a serious threat. Evil is with us.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

THE TIM JONES AND CHRIS ARPS SHOW 0:00 SEG 1: SPEAKER'S STUMP SPEECH, brought to you by https://www.hansenstree.com/ A Republic if you can keep it and I.P. reform 14:39 SEGMENT 2: Pete Sepp, president of the National Taxpayers’ Union || TOPIC: Data Centers: Taxpayers Can Be Victors, Not Victims, in the AI Revolution || Phasing out Missouri’s income tax ntu.orgx.com/NTU 32:44 SEGMENT 3: Regulating prediction markets | Waymo | Michael Bay https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

KW22 ist nicht nur wettertechnisch eine heiße Woche

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Precious Metals, Petrochemical Companies, Rollover 403b to Roth I-R-A, Preferred Stocks, Bitcoin, Investing Apps, Are We In Trouble?, Stock Valuation, Retirement, Alternative Investment: Groundfloor, Union Business Cycle, Buying Credit Cards Companies, 401/457 Plans, Roth I-R-A Contributions, Covered Call Strategy, SEPP-72t.Our Sponsors:* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com* Check out Plaud AI and use my code INVEST for a great deal: https://plaud.ai* Check out Quince: https://quince.com/invest* Check out Scribe and use my code scribe.how/invest for a great deal: https://scribe.comAdvertising Inquiries: https://redcircle.com/brands

What if you could retire from the military at 50, bridge a decade of income, and pay less in taxes than you ever expected? It sounds too good to be true — but it's written right into the tax code. Spencer and Rob walk through exactly how a Roth conversion ladder works, who it's built for, and whether a simple brokerage account might actually beat it. Spencer Reese interviews Rob Moore, Army veteran, CFP candidate, and founder of Everman Wealth and Prosperity. Topics Discussed What a Roth Conversion Ladder is — moving funds from a traditional IRA to a Roth IRA each year before military retirement to create penalty-free supplemental income during the bridge period between military retirement and age 59½ Who it's for — service members retiring before 59½ who need to bridge their income gap, and those in the FIRE community with lower taxable income Contribution vs. Conversion — contributions can be withdrawn penalty/tax-free anytime; conversions require a five-year waiting period per conversion year The Five-Year Rule — each conversion starts its own five-year clock on January 1st of the conversion year; after five years, the converted amount can be withdrawn penalty and tax-free TSP limitations — Roth conversion ladders live entirely in the IRA universe; TSP rules are different and don't qualify (though the new TSP Roth conversion feature, live in 2026, is noted as a separate benefit) Practical example — a service member at age 49, five years from retirement, converts $20,000/year; at retirement (age 54), the first conversion is available penalty/tax-free, with each subsequent year unlocking the next rung Alternatives to the Roth ladder: Rule 72(t) / SEPP — rigid but allows early retirement account access Rule of 55 — penalty-free TSP access if retiring in the year you turn 55 Taxable brokerage account — flexible, no rules, and often more tax-efficient than people assume Brokerage vs. tax-deferred comparison — Rob's case study on a retiring O-5 showed the brokerage account came out ~$13,000 ahead in aggregate taxes over 16 years vs. a Roth conversion ladder strategy Tax bracket inflation adjustment — a reminder that brackets adjust for inflation, so projecting future RMD tax burden in today's dollar terms overstates the hit Backdoor Roth contributions — briefly mentioned as an option for those without existing traditional IRA funds; subject to the same five-year conversion rule and annual limits ($7,500/person, $15,000/couple in 2026) Resources Mentioned Fiscal Foxhole Podcast https://www.instagram.com/fiscalfoxhole— co-hosted by Rob Moore and Oman Quavo; available on all major podcast platforms Everman Wealth and Prosperity https://www.prosperwitheverman.com/— Rob's financial planning firm (Northern Virginia, fee-only) How Tax-Advantaged is Tax-Deferred? https://www.prosperwitheverman.com/podcastarticles/how-tax-advantaged-is-tax-deferred— Rob's article comparing brokerage vs. tax-deferred retirement savings Moneychimp.com  http://www.moneychimp.com — simple compound interest/tax calculator mentioned by Spencer Military Money Manual Podcast Ep. 216 — prior interview with Oman Quavo Military Money Manual Podcast Ep. 162 — backdoor Roth IRA deep dive with Brian Alf O'Neill of Winged Wealth Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Friday Feedback pod today, and it gets off to a rough start with Mark suggesting that we are overworked and he feels like the kid in Conan the Barbarian.....bit of mayo on that tbh.But onto your feedback!Darren has some comments on Justin Rose after our chat last week. Keith has written in about Marks 'creating space' video (see it here). Carl heard Nick and Mark talking last week about the demise of the bump and run, and had a comment.Fun question from David who wants to know what some nicknames of players were...there aren't too many that Nick and Mark can think of, but there were plenty of caddy nicknames, they reminisce about a few.After the turn, Drew from the US reckons that we all need to give Scott O'Neil some time to get LIV's funding sorted, and Drew is confident that he will. Basically he reckons we're writing it off too soon.Nick has found out what TGL stands for....and it's not what we all thought!Jack has a question on LIV, if it fold, what the legal ramifications might be for players regarding outstanding contracts. Would Nick and Mark take the Saudi's to court? mmmm....perhaps not.Last week Mark posed the question - do people in Turkey eat Turkish Delight chocolates? We've had a couple of wolfpackers write in to clarify.And Alex has sent in a video of one of Mark's fave players with a killer chip that is absolutely world class....Mark is suitably impressed!And a reminder that our annual Talk Birdie survey is open until Sunday, $300 to spend on FootJoys, and $300 to spend at the Golf Clearance Outlet could be yours for taking the 6-7 minute survey! Here's the link.And we end the show with a very funny story from one of Marks sources in the US, albeit going a bit pear-shaped at the end....apologies to anyone who Mark offends.We're live from Titleist and FootJoy HQ thanks to our great partners:Hostplus, Talk Birdie To Me's official retirement partnerBMW, luxury and comfort for the 19th hole;Titleist, the #1 ball in golf;FootJoy, the #1 shoe and glove in golf;PING will help you play your best;Golf Clearance Outlet, they beat everyone's prices;Betr, the fastest and easiest betting app in Australia;And Southern Golf Club. Hosted on Acast. See acast.com/privacy for more information.

De helft van de meer dan een miljoen Nederlanders met een zeldzame aandoening heeft nog nooit een diagnose gekregen. Geen naam voor de aandoening, geen genetische oorzaak, geen gerichte behandeling, geen houvast voor de toekomst. Dat is niet alleen een medisch probleem: het is een jarenlange odyssee vol onzekerheid voor patiënten en hun families. Op 23 en 24 april vond in het Radboudumc in Nijmegen de eerste nationale Undiagnosed Hackathon plaats, waarbij specialisten van alle zeven Nederlandse universitaire medische centra in 48 uur proberen door te dringen tot de DNA-raadsels achter die moeilijk diagnosticeerbare zeldzame aandoeningen. In deze aflevering van BNR Beter bespreekt Stijn Goossens de hackathon live op locatie. Te gast zijn Helger IJntema, hoofd laboratorium genoomdiagnostiek bij het Radboudumc, en Gijs Santen, hoogleraar en afdelingshoofd klinische genetica bij het LUMC in Leiden. Aan de hackathon doen zo'n 140 specialisten mee: klinisch genetici, laboratoriumspecialisten, bio-informatici en wetenschappers, verdeeld in interdisciplinaire teams die elk een handvol patiëntdossiers analyseren. Voor 33 patiënten wordt in 48 uur geprobeerd te vinden wat eerder niet lukte. Helger IJntema legt uit hoe het laboratoriumproces eruitziet: DNA wordt geïsoleerd uit bloed, vervolgens uitgelezen en vergeleken met een referentiegenoom, waarbij bio-informatica en AI al veel voorwerk doen door irrelevante varianten te filteren. Gijs Santen legt uit waarom een diagnose zo veel meer is dan een naam. Het beëindigt de diagnostische achtbaan, maakt gerichte behandeling mogelijk, geeft uitsluitsel over herhalingskansen bij een kinderwens en biedt soms toegang tot specifieke therapieën. Centraal in de aflevering staat de rol van nieuwe DNA-technologie, met name long read sequencing, waarbij het DNA niet in kleine fragmentjes maar in grote stukken wordt uitgelezen. De puzzelanalogie die beide gasten gebruiken maakt het verschil concreet: grotere puzzelstukjes betekenen minder gaten en een completer beeld. Radboudumc is wereldwijd koploper in de klinische implementatie van deze techniek en gebruikt long read sequencing inmiddels voor zo'n 5.000 analyses per jaar. Een uitgebreidere aflevering van BNR Beter over deze innovatie techniek is hier terug te luisteren. De aflevering bevat ook persoonlijke verhalen van betrokken families. Robin Mom vertelt over zijn zoontje Sepp, die met 8% zicht leeft en voor wie de hackathon zijn tweede kans op een diagnose is. Lonneke deelt hoe de diagnose van haar zoon Bram, gevonden tijdens een internationale hackathon twee jaar geleden, hun gezin rust en richting gaf na bijna zes jaar zoeken. Over deze podcast BNR Beter is het wekelijkse programma van BNR Nieuwsradio over een toekomstbestendige zorgsector. Elke week bespreekt presentator Nina van den Dungen met zorgprofessionals, ondernemers en beleidsmakers hoe de Nederlandse zorg met technologie, innovatie, regelgeving en wetenschap beter kan worden. BNR Beter is elke maandag om 15:30 op de radio te beluisteren bij BNR Nieuwsradio, en vanaf dat moment ook als podcast via deze feed. Over de makers Nina van den Dungen (1987) is freelance journalist en als radio- en podcastpresentator al ruim 15 jaar verbonden aan BNR. Zo is ze regelmatig te horen als presentator van de nieuwsprogramma's in de ochtend- en avondspits en daarnaast presenteert ze wekelijks de beleggingspodcast Doorgelicht en BNR Beter over de zorgsector. Stijn Goossens (1996) is de redacteur van BNR Beter en plaatsvervangend presentator. Bij BNR houdt Stijn zich bezig met onderwerpen over tech, wetenschap en innovatie. Hij presenteert ook de podcast Op de zaak en test elke vrijdag een nieuw techproduct in de Ochtendspits op BNR. Hiervoor was Stijn werkzaam voor NTR Wetenschap en techplatform Bright.See omnystudio.com/listener for privacy information.

Jeżeli podoba Ci się odcinek możesz nas wesprzeć w serwisie 

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Precious Metals, Petrochemical Companies, Rollover 403b to Roth I-R-A, Preferred Stocks, Bitcoin, Investing Apps, Are We In Trouble?, Stock Valuation, Retirement, Alternative Investment: Groundfloor, Union Business Cycle, Buying Credit Cards Companies, 401/457 Plans, Roth I-R-A Contributions, Covered Call Strategy, SEPP-72t.Our Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Quince: https://quince.com/invest* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

"Ma vaatan filmimaailma laiemalt. Audiovisuaali valdkond muutub kõikjal tööstuskesksemaks," ütleb Eesti Filmi Instituudi juht Edith Sepp ja lisab: "hea uudis on see, et platvormid on muutunud valivamaks ja ületootmisest hakatakse üle saama. Küllap autori ja režissööri aeg tuleb jälle."

«Potzmusig» reist ins gemütliche Merishausen, wo im Restaurant Gemeindehaus Volksmusik gespielt wird. Nicolas Senn präsentiert einen bunten Frühlingsstrauss mit flotter Ländlermusik und munteren Natur- und Jodelklängen. «Potzmusig» reist in den volksmusikalischen Nordosten der Schweiz. Nur sieben Kilometer nördlich von Schaffhausen und in sieben Hügeln eingebettet, liegt das gemütliche Merishausen, wo im Restaurant Gemeindehaus regelmässig Volksmusik-Stubete abgehalten werden. Hier präsentiert Nicolas Senn einen bunten Frühlingsstrauss mit flotter Ländlermusik und frischen Natur- und Jodelklängen. Wie zum Beispiel das Schwöschterzett Michels aus der Region Winterthur, das munteren Jodelgesang zum Besten gibt, oder das Urner Handorgelduett Richi, Sepp, Hanspeter mit Franz, das einen Marsch aus dem Tellendorf mitgebracht hat. In Merishausen darf selbstverständlich eine Schaffhauser Musikerin im volkstümlichen Aufgebot nicht fehlen. Alphornsolistin Lisa Stoll tritt für einmal nicht allein auf, sondern gleich mit zwei unterschiedlichen Formationen. Einmal zusammen mit dem bekannten Ländlerquartett Ohalätz und einmal als Quartett Lisa Stoll, das in einzigartiger Besetzung mit Alphorn, Flöte, Jodel und Klavier eine Neukomposition von Dani Häusler vorstellt. Ausserdem überrascht eine Kleinformation der Brass Band Eglisau mit einem echten Klassiker der weltweit bekannten Mnozil Brass. Aus dem Muotathal stammt das Nachwuchs-Ländlertrio Echo vom Tüetlisberg mit Akkordeonspieler Patrick Bertschinger, der sein zweitliebstes Hobby, die Modelleisenbahn, gleich zum Beruf gemacht hat.

Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether a popular early retirement strategy could actually blow up your financial plan, today on Your Money, Your Wealth® podcast number 577. Red and Kitty from Wisconsin are burned out at 40 and wonder if retiring at 45 using the 72(t) tax election to take substantially equal periodic payments, or SEPP, is a smart bridge strategy. Jiminy Billy Bob in North Carolina is also considering a 72(t). How should he structure his withdrawal order, and does he need to shift into bonds before downshifting his career? Plus, Steve and Sharon in Minnesota have 8 million bucks. Steve is getting laid off at age 56. What should they do with their 401(k), stock options, incentives, and benefits before and after the layoff? Free Financial Resources in This Episode:  https://bit.ly/ymyw-577 (full show notes & episode transcript) Recession Protection Guide - free download Retirement Readiness Guide - free download 6 Ways Americans Accidentally Sabotage Their Retirement - YMYW TV Financial Blueprint (self-guided): https://bit.ly/PureFinancialBlueprint  Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment  REQUEST your Retirement Spitball Analysis: https://bit.ly/AskJoeAndAl  DOWNLOAD more free guides: https://bit.ly/PureGuides  READ financial blogs: https://bit.ly/PureFinBlog  WATCH educational videos: https://bit.ly/PureEdVideos  SUBSCRIBE to the YMYW Newsletter: https://bit.ly/YMYWNewsletter  Connect With Us: Subscribe on YouTube and join the conversation in the comments: https://bit.ly/YMYW-YT  Subscribe or follow YMYW in your favorite podcast app: https://lnk.to/ymyw  Leave your honest reviews and ratings in Apple Podcasts: https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254    Chapters: 00:00 - Intro: This week on the YMYW Podcast 01:06 - Why Retiring at 45 Using 72(t) SEPP Withdrawals is Risky (Red & Kitty, WI) 13:28 - Early Retirement Strategy: Withdrawal Order, Bonds, and 72(t) (Jiminy Billy Bob, NC) 22:49 - Laid Off at 56 With $7.9M: How to Handle Your Exit Strategy (Steve & Sharon, St. Paul, MN) 43:51 - Outro: Next Week on the YMYW Podcast

Magenau, Jörg www.deutschlandfunk.de, Büchermarkt

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Precious Metals, Petrochemical Companies, Rollover 403b to Roth I-R-A, Preferred Stocks, Bitcoin, Investing Apps, Are We In Trouble?, Stock Valuation, Retirement, Alternative Investment: Groundfloor, Union Business Cycle, Buying Credit Cards Companies, 401/457 Plans, Roth I-R-A Contributions, Covered Call Strategy, SEPP-72t.Introducing our Third Annual InvestTalk Market Madness! Join the mayhem before May 18th at 11:59 pm PST for the chance to win $1,500! Fill out your bracket below: https://kppfinancial.com/investtalk-madnessOur Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Quince: https://quince.com/invest* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Sepp Straka joins Smylie Kaufman on The Smylie Show for a wide-ranging conversation on fatherhood, growing up between Austria and Georgia, competing alongside his twin brother Sam, and the path that took him from an under-the-radar junior to one of the best players in the world. Sepp talks about his time at Georgia, why that qualifying culture helped shape him, how he ended up with Srixon after college, and why his equipment setup immediately gave him confidence heading into Q-School.Later, Sepp gets into the real turning points in his PGA TOUR career: the early inconsistency, working with John Tillery, using TrackMan with more purpose, improving his wedge play and short game, and building a more complete process around practice. Then Charlie joins for Short-Sided to close things out with some lighter stories on food, Georgia guys, and dad life at home.⛳️ Don't forget to like, comment, and subscribe for more golf insight! 

Suoraa puhetta johtaa Ruben Stiller. Keskustelemassa Maija Vilkkumaa, Pekka Seppänen ja Anu Koivunen. Pekka Seppänen nostaa Kansainvälisen kierrätyspäivän kunniaksi esiin suomalaisten niukan muovinkierrätyksen. Suomessa vain reilu kolmasosa pakkausmuovijätteestä menee oikeaan osoitteeseen, loput sekajätteeseen. Tämä tulee kalliiksi, maksamme siitä vuosittain EU:lle 90 miljoonaa euroa sakkoja. Seppänen kysyykin, ovatko suomalaiset tyhmiä vai onko tämä nyt sitä suomalaisten erityistä luontosuhdetta? Maija Vilkkumaa nostaa esiin naisten aseman Lähi-idän taistelujen kiihtyessä. Afganistanissa naisten asema taliban-hallinnon alla muuttui hirvittäväksi. Iranissa se on jo valmiiksi huono. Miksi naisten asema ääri-islamislaisen vallan alla jää varjoon? Olisiko äärijärjestöjen selkeämpi tuomitseminen mahdollista? Anu Koivunen pohtii nimettomyyttä journalististen haastattelujen yhteydessä. Osa paheksuu median tapaa lähestyä esimerkiksi onnettomuuden uhrien läheisiä tai silminnäkijöitä. Jos heitä jututetaankin, pitäisi anonyymius säilyttää. Mistä kumpuaa nimettömyyden vaatimus journalismiin ja laajeneeko nimettömyyden kulttuuri pikkuhiljaa myös vallankäyttäjien haastatteluihin?

If you are considering retiring early or you need income before age 59½, the IRS 72(t) rule (also called SEPP, Substantially Equal Periodic Payments) may allow you to take distributions from a traditional IRA without the 10% early withdrawal penalty.In this episode, Ken and Jeremy break down what an IRA is, who 72(t) can help, the three calculation methods, and the most common pitfalls that can trigger penalties if you change or break the plan. You will also hear an example using a $1,000,000 IRA and a planning strategy that may help you match the income you need.00:00 Intro: the 10% early withdrawal penalty problem01:10 What an IRA is (traditional vs Roth)03:05 What is 72(t) SEPP and who it is for05:00 The big rule: duration and no changes allowed07:10 Method 1: RMD method (flexible, recalculates)10:20 Methods 2 and 3: amortization vs annuitization13:40 Example, interest rate limits, and top mistakes to avoidAt Retirement Planners of America, we help people retire when they want to and stay retired.Visit us at rpoa.com to learn more.Like, subscribe, and share for more retirement and investing insights from Ken Moraif and the RPOA team.RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.

Heinemann, Christoph www.deutschlandfunk.de, Interviews

- Data Dump

durée : 00:48:12 - Affaires sensibles - par : Fabrice Drouelle, Franck COGNARD - Aujourd'hui dans Affaires Sensibles… Michel Platini, Sepp Blatter, guerre à la FIFA. - réalisé par : David Leprince Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.

Jim and Chris discuss listener emails on Social Security timing for HSA contributions, investing in a SPIA vs buffered ETFs, and using SEPP 72(t) income to manage ACA credits.(7:00) A listener describes delaying a Social Security filing to avoid Medicare Part A backdating that would have reduced prior-year HSA contributions, while still receiving full retroactive benefits.(28:00) Georgette asks what to do with money originally set aside for a condo purchase, weighing ETFs against buying a single premium immediate annuity (SPIA), given an existing fixed indexed annuity (FIA), and pension income that cover living expenses.(55:45) The guys address whether a SPIA purchased inside a rollover IRA can be used to satisfy SEPP 72(t) rules while keeping income low enough to preserve max ACA credits. The post Social Security, SPIAs, SEPP 72(t): Q&A #2605 appeared first on The Retirement and IRA Show.

5:06 - 5:20: SPEAKER STUMP SPEECHRenee Good interfered with ICE procedure, and that’s what cost her her lifeMarch For Life is happening right now! Mainstream media won’t cover it like they do their other marches, despite its massive size.How will voters, including Republicans, value this subject going forward? 5:23 - 5:40: Pete Sepp from the national taxpayer's union on data centersntu.orgData centers can help taxpayers – they can lead to IMPROVEMENTS to electrical grid systems & infrastructure, rather than merely “burdening” locals with the new electrical demands.MO is becoming one of the great data center states. 5:43 - 5:57:50: An IndyCar race around the Lincoln Memorial for America’s birthday?Which movie has topped the record for Oscar nominations at 16?See omnystudio.com/listener for privacy information.

Caroline von Bayern war die Ehefrau von König Max I. Joseph und somit Bayerns erste Königin. Die Protestantin wurde zum Symbol für Toleranz im 19. Jahrhundert. Der Historiker Christian Sepp stellt seine Biografie über die Monarchin bei Hermine Kaiser vor.

The Steve Gruber Show | Church Raids, China Deals, and the Globalist Meltdown --- 00:00 - Hour 1 Monologue 19:06 – Rep. Harriet Hageman, Congresswoman representing Wyoming. Hageman discusses recent incidents in Minneapolis involving individuals targeting federal law enforcement and what that signals for public safety. She also talks about her potential U.S. Senate run in Wyoming, the broader fight for America, and the dangers she believes arise when Democrats hold power. 27:58 – Dr. Kelly Victory, Chief of Disaster and Emergency Medicine at The Wellness Company. Dr. Victory discusses efforts to “Make America Healthy Again,” including updates to the food pyramid and practical ways to recover from injury or muscle soreness. Visit twc.health/GRUBER and use promo code GRUBER to save 10%. 38:07 - Hour 2 Monologue 46:55 – Peter Basica, founder of 360 Smarter Care. Basica breaks down the rollout of a new $50 billion rural health plan and what it means for access to care in underserved communities. He explains how innovation could reshape rural healthcare delivery. 56:50 – Pete Sepp, President of the National Taxpayers Union. Sepp analyzes a proposed “great healthcare plan” and argues it would be even better without government price controls. He explains how price-setting can impact taxpayers, providers, and patient choice. 1:05:43 – Trisha Curtis, CEO of PetroNerds and economist at the American Energy Institute. Curtis examines the latest geopolitical risks affecting global energy markets and how those pressures are shaping oil prices. She offers insight into supply, demand, and political instability. 1:15:47 - Hour 3 Monologue 1:24:27 – Ron Rademacher, travel writer, author, speaker, storyteller, and record-holder for getting lost on Michigan's back roads. Rademacher shares stories and travel ideas from around Michigan. He highlights unique destinations and hidden gems across the state. 1:34:17 – Rep. Jay DeBoyer, Chair of the Michigan House Oversight Committee, representing the 63rd District in Clay Township. DeBoyer discusses how the House Oversight Committee is delivering results and driving change through its report on Michigan State Police leadership. He explains why accountability and transparency are critical. 1:43:08 – Ivey Gruber, President of the Michigan Talk Network. Gruber talks about a major snowstorm moving through the Midwest and shares practical tips on staying warm. The segment wraps up with a lighter story about an Arkansas man winning a $100,000 lottery prize. --- Visit Steve's website: https://stevegruber.com TikTok: https://www.tiktok.com/@stevegrubershow Truth: https://truthsocial.com/@stevegrubershow Gettr: https://gettr.com/user/stevegruber Facebook: https://www.facebook.com/stevegrubershow Instagram: https://www.instagram.com/stevegrubershow/ Twitter: https://twitter.com/Stevegrubershow Rumble: https://rumble.com/user/TheSteveGruberShow  

Send us a textWe start by explaining the Tax Chats DC Tour, 2025, an exclusive live event!Then, Jeff and Scott chat with Pete Sepp, President of the National Taxpayers Union. They talk about the work the NTU has done in the past, and what it currently does, including advocate for legislation that is beneficial to taxpayers and engaging in litigation the NTU believes will bring about taxpayer-friendly changes. Pete gives advice to those who want to make the world a friendly place for taxpayers and want to engage in tax advocacy. 

Are you tired of the traditional work-and-retire-at-65 plan? This episode is for you. We're diving into the concepts of FIRE (Financial Independence, Retire Early) and FILE (Financial Independence, Live Early), and exploring how you can break free from the traditional script. Dr. Jay and Bri challenge the idea that retirement is an "on/off switch" and introduce the "dimmer switch" approach of FILE, which allows you to design a life you love now, rather than waiting for a distant retirement.Timestamps

Listener Q&A where Andy talks about: The CAPE (Cyclically Adjusted Price to Earnings) Ratio as a measure of whether the US stock market is overvalued or undervalued, and drawbacks with the CAPE Ratio ( 4:32 )The meaning of Benjamin Graham's quote "In the short run, the stock market is a voting machine, but in the long run it's a weighing machine" ( 17:07 )Helping clients overcome their frugality habits to enjoy more of their deferred spending from their nest eggs ( 19:18 )Understanding "duration" and what it means in bond funds ( 26:58 )How Annie Duke's concept of decision making and luck play into retirement planning ( 34:19 )Balancing between good enough and optimization in retirement planning ( 38:45 )Tax withholdings and credits on dividends from international stocks, and whether international stocks should be held only in normal brokerage accounts and not qualified accounts like IRAs and Roth IRAs ( 46:50 )Additional resources in understanding and calculating 72(t) Substantially Equal Period Payments ("SEPP") to avoid the 10% early withdrawal penalty on accessing retirement accounts before 59 1/2 ( 52:20 )A listener public service announcement about itemizable deductions for casualty losses due to federally declared disasters, and how IRS staffing issues and shutdowns exacerbate the inconvenience of the mandatory 20% federal tax withholding on 401(k) contributions ( 55:19 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Link to Tax Planning to and Through Early Retirement My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

These diseases - West Nile Virus, Lyme disease, and Rocky Mountain Spotted Fever - are named for the places where outbreaks happened. But they're also all things you get from being bitten by mosquitoes or ticks. Research: Balasubramanian, Chandana. “Rocky Mountain Spotted Fever (RMSF): The Deadly Tick-borne Disease That Inspired a Hit Movie.” Gideon. 9/1/2022. https://www.gideononline.com/blogs/rocky-mountain-spotted-fever/ Barbour AG, Benach JL2019.Discovery of the Lyme Disease Agent. mBio10:10.1128/mbio.02166-19.https://doi.org/10.1128/mbio.02166-19 Bay Area Lyme Foundation. “History of Lyme Disease.” https://www.bayarealyme.org/about-lyme/history-lyme-disease/ Caccone, Adalgisa. “Ancient History of Lyme Disease in North America Revealed with Bacterial Genomes.” Yale School of Medicine. 8/28/2017. https://medicine.yale.edu/news-article/ancient-history-of-lyme-disease-in-north-america-revealed-with-bacterial-genomes/ Chowning, William M. “Studies in Pyroplasmosis Hominis.("Spotted Fever" or "Tick Fever" of the Rocky Mountains.).” The Journal of Infectious Diseases. 1/2/1904. https://archive.org/details/jstor-30071629/page/n29/mode/1up Elbaum-Garfinkle, Shana. “Close to home: a history of Yale and Lyme disease.” The Yale journal of biology and medicine vol. 84,2 (2011): 103-8. Farris, Debbie. “Lyme disease older than human race.” Oregon State University. 5/29/2014. https://science.oregonstate.edu/IMPACT/2014/05/lyme-disease-older-than-human-race Galef, Julia. “Iceman Was a Medical Mess.” Science. 2/29/2012. https://www.science.org/content/article/iceman-was-medical-mess Gould, Carolyn V. “Combating West Nile Virus Disease — Time to Revisit Vaccination.” New England Journal of Medicine. Vol. 388, No. 18. 4/29/2023. https://www.nejm.org/doi/full/10.1056/NEJMp2301816 Harmon, Jim. “Harmon’s Histories: Montana’s Early Tick Fever Research Drew Protests, Violence.” Missoula Current. 7/20/2020. https://missoulacurrent.com/ticks/ Hayes, Curtis G. “West Nile Virus: Uganda, 1937, to New York City, 1999.” From West Nile Virus: Detection, Surveillance, and Control. New York : New York Academy of Sciences. 2001. https://archive.org/details/westnilevirusdet0951unse/ Jannotta, Sepp. “Robert Cooley.” Montana State University. 10/12/2012. https://www.montana.edu/news/mountainsandminds/article.html?id=11471 Johnston, B L, and J M Conly. “West Nile virus - where did it come from and where might it go?.” The Canadian journal of infectious diseases = Journal canadien des maladies infectieuses vol. 11,4 (2000): 175-8. doi:10.1155/2000/856598 Lloyd, Douglas S. “Circular Letter #12 -32.” 8/3/1976. https://portal.ct.gov/-/media/departments-and-agencies/dph/dph/infectious_diseases/lyme/1976circularletterpdf.pdf Mahajan, Vikram K. “Lyme Disease: An Overview.” Indian dermatology online journal vol. 14,5 594-604. 23 Feb. 2023, doi:10.4103/idoj.idoj_418_22 MedLine Plus. “West Nile virus infection.” https://medlineplus.gov/ency/article/007186.htm National Institute of Allergy and Infectious Disease. “History of Rocky Mountain Labs (RML).” 8/16/2023. https://www.niaid.nih.gov/about/rocky-mountain-history National Institute of Allergy and Infectious Disease. “Rocky Mountain Spotted Fever.” https://www.niaid.nih.gov/diseases-conditions/rocky-mountain-spotted-fever Rensberger, Boyce. “A New Type of Arthritis Found in Lyme.” New York Times. 7/18/1976. https://www.nytimes.com/1976/07/18/archives/a-new-type-of-arthritis-found-in-lyme-new-form-of-arthritis-is.html?login=smartlock&auth=login-smartlock Rucker, William Colby. “Rocky Mountain Spotted Fever.” Washington: Government Printing Office. 1912. https://archive.org/details/101688739.nlm.nih.gov/page/ Sejvar, James J. “West Nile virus: an historical overview.” Ochsner journal vol. 5,3 (2003): 6-10. https://pmc.ncbi.nlm.nih.gov/articles/PMC3111838/ Smithburn, K.C. et al. “A Neurotropic Virus Isolated from the Blood of a Native of Uganda.” The American Journal of Tropical Medicine and Hygiene. Volume s1-20: Issue 4. 1940. Steere, Allen C et al. “The emergence of Lyme disease.” The Journal of clinical investigation vol. 113,8 (2004): 1093-101. doi:10.1172/JCI21681 Steere, Allen C. et al. “Historical Perspectives.” Zbl. Bakt. Hyg. A 263, 3-6 (1986 ). https://pdf.sciencedirectassets.com/281837/1-s2.0-S0176672486X80912/1-s2.0-S0176672486800931/main.pdf World Health Organization. “West Nile Virus.” 10/3/2017. https://www.who.int/news-room/fact-sheets/detail/west-nile-virus Xiao, Y., Beare, P.A., Best, S.M. et al. Genetic sequencing of a 1944 Rocky Mountain spotted fever vaccine. Sci Rep 13, 4687 (2023). https://doi.org/10.1038/s41598-023-31894-0 See omnystudio.com/listener for privacy information.

A beloved Pride tradition around the world is the roar of Dykes on Bikes: a fierce motorcade of motorcycle mamas who kick off the parade with a chrome-plated spectacle of queer power, and noise. They first rolled onto the scene at San Francisco Pride in the mid-'70s and quickly became a staple all over the world. Inspired by those heavy-metal heroines, Chicago's own Bikes and Mics emerged—a no-rules posse of queer performers, riders, and creatives. This year, the group celebrates their 10th anniversary with a high-octane Mad Max–themed ride, complete with leather, dust, and rumors of a Tina Turner impersonator showing up as Aunty Entity.Today, comedian and motorcycle mama Tamale Sepp joins us to dive into the wild, fabulous history of Bikes and Mics and Dykes on Bikes—two-wheeled revolutions led by fierce queer women who love a little heavy metal rumbling between their thighs.BIKES AND MICS: https://www.bikesandmics.comFOLLOW US ON INSTAGRAM:★ instagram.com/tamalerocks★ instagram.com/faustofernos★ instagram.com/marcfelionPlus-• JoJo Siwa cancels upcoming Chicago Pride performance amid controversy over dating a man. • Comedian Margaret Cho says Ellen DeGeneres was “not nice” and acted like a “mean girl.”• Sidetrack, one of the world's largest gay bars, plans to open the first-ever airport gay bar at Chicago's O'Hare Terminal 1.• Openly queer musician Daniel Hamrick hijacks a ‘Straight Pride' event with a trans power ballad.

Sepp Straka outlasts JT and Shane Lowry to win at Philly Cricket. We run through it all: Truist Champ, Myrtle Beach Classic, Mizuho Americas Open, Mayor Adams Open south of Istanbul, and the Aramco Korea Champ on the LET. News, notes, and more as we make our way to Charlotte for the PGA Championship. Presented by High Noon. Support our sponsors: High Noon - Sun's Up! Introducing the Lake Pack. Titleist - ProV1 and ProV1X Golf ball Omni - Play the Possibilities. ServPro - Like it never even happened NLU x Evans Scholars: https://secure.wgaesf.org/site/Donation2?df_id=2540&mfc_pref=T&2540.donation=form1 PGA Champ mystery box: go to subscribe.nolayingup.com/pga-2025 for all the details If you enjoyed this episode, consider joining⁠⁠⁠⁠⁠⁠ The Nest⁠⁠⁠⁠⁠⁠: No Laying Up's community of avid golfers. Nest members help us maintain our light commercial interruptions (3 minutes of ads per 90 minutes of content) and receive access to exclusive content, discounts in the pro shop, and an annual member gift. It's a $90 annual membership, and you can sign up or learn more at ⁠⁠⁠⁠⁠⁠nolayingup.com/join⁠⁠⁠⁠⁠⁠ Subscribe to the No Laying Up Podcast channel here: https://www.youtube.com/@NoLayingUpPodcast Learn more about your ad choices. Visit megaphone.fm/adchoices