Podcast appearances and mentions of nitin gupta

Welcome to Top of the Morning by Mint, your weekday newscast that brings you five major stories from the world of business. It's Tuesday, January 7, 2025. This is Nelson John, let's get started. The Indian stock market tumbled on Monday, with benchmark indices Sensex and Nifty 50 both plunging over 1.5%, as widespread selling gripped the market. Investor sentiment was rattled by reports of a new virus outbreak in China, fueling fresh concerns. India's real estate sector is poised for an eventful year. While the office market shows promise, driven by demand from global capability centers and tech companies, challenges loom. A shortage of premium office spaces in key markets like Mumbai and Bengaluru could hamper growth unless new, high-quality projects come online. On the residential front, the momentum seen post-pandemic is slowing. Elevated property prices in several cities are deterring buyers, potentially prompting a shift towards affordable housing as the market undergoes a correction. Madhurima Nandy explores the key factors shaping the outlook for the real estate market this year. The Indian government is set to introduce a new policy aimed at driving sustainability in the micro, small, and medium enterprise (MSME) sector. This initiative will provide financial, technological, and regulatory support to help MSMEs adopt greener practices, aligning with India's net-zero carbon emissions target for 2070. Rituraj Baruah and Manas Pimpalkhare report that a dedicated body under the MSME ministry will oversee this transition, ensuring a smooth shift to sustainable operations. Beyond environmental goals, the policy aims to ease the financial burden on small businesses by offering a robust support system to manage the costs of these changes. India's consumer goods companies are bracing for a tough third quarter with expected low single-digit revenue growth and margin contraction. Despite price hikes aimed at combating inflation, weak urban demand and a delayed winter have dampened the sector's performance. Suneera Tandon spoke to Nitin Gupta from Emkay Global, who told her that only a few companies like ITC, Marico, and Bikaji might report double-digit revenue growth. Marico has seen some support from rural markets and has raised prices on products like Parachute coconut oil to cope with rising costs. However, the overall urban demand is expected to remain subdued for a few more quarters, with further price hikes likely as companies grapple with high input costs affecting essentials like soaps and edible oils.After stepping down as managing director of Kotak Mahindra Bank, Uday Kotak isn't hitting the brakes. Instead, he's channeling his energy into USK Capital, his family office, where he's focused on investing in businesses with long-term growth potential and mentoring the next generation of business leaders. While no longer in a full-time banking role, Kotak remains actively involved as a non-executive director on the bank's board. In a recent conversation with Mint's Satish John and Gopika Gopakumar, he shared insights on topics ranging from privatization and regulatory challenges to Starlink's entry into India's telecom space. At 65, Kotak remains steadfast in his vision of witnessing India emerge as a global powerhouse within his lifetime. In 2024, while foreign institutional investors (FIIs) took a cautious stance on Indian equities, domestic institutional investors (DIIs) confidently stepped in. Notably, when FIIs recorded their largest sell-off of the year in October, DIIs countered with their highest-ever monthly purchases for the period. This marked the fourth consecutive year where DIIs outpaced FIIs in market investments, according to a report from IIFL Securities. Although FIIs showed signs of a minor comeback in December, it's still uncertain whether this trend will persist in 2025. Experts at Bajaj Broking suggest that FII caution might continue, driven by global and local economic challenges. Looking ahead, market sentiment remains cautiously optimistic. If the upcoming budget strikes the right chord with investors, it could pave the way for a stronger FII resurgence, writes Dipti Sharma. India's core growth fundamentals remain robust, and with favourable global conditions and strategic domestic policies, foreign interest could see a meaningful revival.

On Episode 311 of The Core Report, financial journalist Govindraj Ethiraj talks to Nitin Gupta, senior research analyst at Emkay Global Financial Services, Jigar Pandit, head of commodities at Sharekhan by BNP Paribas as well as Puja Mehra, economic journalist and author.SHOW NOTES(00:00) Stories Of The Day(02:55) The markets jump 3% as the NDA government gets set to rule for another term. Markets set to stabilise further(06:56) Shifting themes within the markets: why consumer goods stocks are doing well even as capital goods stocks slide(15:31) Gold and silver are edging up again, where do they stand at times like this?(20:47) The major economic imperatives for India and a new Government, looking back, looking forward(28:04) Delhi's Hindon Airport gets more airlines including the first major oneFor more of our coverage check out thecore.inCheck out Puja Mehra's book The Lost Decade (2008-18): How India's Growth Story Devolved into Growth Without a Story --Support the Core Report--Join and Interact anonymously on our whatsapp channelSubscribe to our NewsletterFollow us on:Twitter | Instagram | Facebook | Linkedin | Youtube

In this episode, Benjamin delves into the evolving world of talent acquisition with Nitin, a seasoned HR professional from BrainVire Infotech, an Indian-based company specializing in application development and IT integration. With over 14 years of experience, Nitin shares his journey from a sociable personality to a leader in talent acquisition, emphasizing the importance of empathy, cultural understanding, and effective communication in the global recruitment landscape. From navigating the diverse languages of India to adapting hiring strategies in the age of AI, Nitin offers insightful perspectives on building meaningful connections, ensuring employee well-being during relocation, and the pivotal role of employer branding in attracting the right talent. Discover how personal interactions, technology, and a deep understanding of cultural nuances shape the future of talent acquisition and employee engagement in an increasingly digital world. More about Nitin and BrainVire: https://www.linkedin.com/in/nitin-gupta-40198221/ https://www.linkedin.com/company/brainvire-infotech-inc/ https://www.brainvire.com/ hyrd: https://hyrd.ai/ https://www.instagram.com/gethyrd/ https://www.linkedin.com/company/gethyrd/ https://www.facebook.com/gethyrd/ https://twitter.com/gethyrd CHECK OUT OUR OTHER PODCAST!!! get hyrd Podcast: https://www.youtube.com/@gethyrd https://open.spotify.com/show/2OHMNxXljWpKs1hU5eDqm2 https://podcasts.apple.com/us/podcast/get-hyrd/id1621089768 https://music.amazon.de/podcasts/d9924d00-9a8d-4882-9b27-b2f4d7fa9e2e/get-hyrd

Imagine cutting drone operation costs from $200,000 to just $20,000-$40,000! Flytbase's CEO, Nitin Gupta, reveals in an interview with Lorenzo Murzilli, CEO and Co-founder of Murzilli Consulting how their software-centric model is making advanced drone operations accessible and cost-effective. From improving site security with automated patrols to deploying rapid-response drones for public safety, Flytbase is driving a transformative wave across multiple industries. Their cutting-edge solutions are setting a new standard for operational efficiency and safety. Join us at Aerial Cities 2024 to explore how these innovations are shaping the future of urban environments. Connect with industry leaders and visionaries, and take part in paving the way for next-generation aerial cities. Register now to be part of this groundbreaking event! https://aerialcities.dronetalks.online/

In this episode of the My DPC Story Podcast, Dr. Nitin Gupta of Rivertowns Pediatrics in Dobbs Ferry, New York, shares valuable insights for aspiring direct primary care (DPC) pediatricians. Dr. Gupta emphasizes the importance of financial preparation before establishing a medical practice and advises on effective marketing strategies tailored to the changing times. He discusses the preference for individual doctors over hospital systems in pediatric care and the drawbacks of incorporating DPC into employer health plans. The episode also delves into Dr. Gupta's early experiences in medicine, including his disillusionment with internal medicine culture and his journey to finding his passion in pediatrics. His reflections highlight cultural influences on career choices, the impact of compassionate care on professional decisions, and the challenges of relocating for career opportunities. With a focus on patient-centered care and the intricacies of establishing a DPC practice in a competitive market, this episode offers valuable insights for medical professionals navigating the evolving healthcare landscape.REGISTER FOR THE PEDIATRIC DPC MASTERMIND WITH CODE MYDPCSTORY HERE!Support the show*SPONSOR THE POD! Book a sponsor meeting to learn more HERE*Have a DPC question?!? LEAVE US A VOICEMAIL HERE!*Visit the DPC SWAG store HERE!*Let's get SOCIAL! Follow My DPC Story! FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

Unlock the secrets of remote team management and product explanation in our stimulating conversation with Nitin Gupta, the COO of Prisma. Nitin unveils how explaining technical products to non-technical people can be a challenge, but he makes it understandable, going as far as breaking down Prisma into simple terms for our mothers. Also, learn about Prisma University, a unique internal initiative to educate non-tech team members about their product's nuances. Beyond product explanation, we venture into the world of remote hackathons and the operational challenges within. Nitin highlights anticipating potential issues within a remote team and the significance of aligning all-hands meetings with the organization's structure. More so, we explore Prisma's unique take on transparency and collaboration as they open-source their processes. Finally, we delve into the less conventional aspects of managing a remote company. Nitin shares insights on why they hired a trained psychologist for HR and how it helps prevent employee burnout. He also unveils an interesting balance between commercializing open-source projects and maintaining a vibrant community through the 123 framework. Additionally, we discuss operational execution, aligning teams to KPIs, and Nitin's unique approach to quarterly planning. This episode is a must-listen for tech enthusiasts and remote team managers looking for practical tips and fascinating insights. (0:00:13) - Explaining Prisma and Building Knowledge SharingNitin Gupta explains Prisma to his mother, Prisma University educates internally, and technical team members share knowledge. (0:11:13) - Remote Hackathon and Organizational Structure ManagementNitin Gupta discusses hackathon operationalization, remote team issues, all hands meetings, organization structure, and open sourcing processes. (0:18:40) - Psychologists and Open Source in Remote CompaniesNitin Gupta emphasizes HR with psychologist hire, uses 123 framework to balance open source project and community vibrancy. (0:35:30) - Operational Execution and Alignment of KPIsNitin Gupta discusses aligning teams to KPIs, concentrating on company-wide objectives, quarterly planning, and negotiating with a mobile handset manufacturer. Episode link: https://betweentwocoos.com/prisma-coo-nitin-guptaNitin Gupta: https://www.linkedin.com/in/gnitingMichael Koenig: https://www.linkedin.com/in/michael-koenig514/ 

In this episode we talk with Flytbase's Nitin Gupta, and we discuss the early days of the company, autonomy for UAVs and several interesting customer use cases

In this insightful interview, we sit down with Nitin Gupta, the visionary founder of Xapads Media, a pioneering AdTech platform revolutionizing digital advertising. Join us as Nitin takes us on a journey through his inspiring entrepreneurial story, from humble beginnings to becoming India's second-largest company in the digital advertising landscape. Discover how Xapads Media has transformed the way brands and advertisers reach their audiences across websites, mobile applications, and OEM devices. Nitin reveals the inner workings of the advertising industry, demystifying the role of demand-side platforms (DSPs), supply-side platforms (SSPs), and real-time bidding. Learn how Xapads Media's cutting-edge AI algorithms and predictive technology are driving highly targeted and efficient ad campaigns, delivering optimal results for advertisers and publishers alike. Be prepared to gain valuable insights into the power of data intelligence, supply path optimization, and how Xapads Media is eliminating middlemen to create a seamless, direct connection between advertisers and publishers. Whether you're a marketing enthusiast, an aspiring entrepreneur, or simply curious about the future of digital advertising, this interview is a must-watch! Hit that "Subscribe" button and turn on notifications to stay updated with more exciting interviews and industry insights. Don't miss this opportunity to explore the forefront of AdTech innovation with Nitin Gupta and Xapads Media. Let's unlock the potential of digital advertising together!

Episode 132: Dr. Nitin Gupta of Rivertowns Pediatrics - Dobbs Ferry, New YorkNitin Gupta, M.D., F.A.A.P, is a board-certified general pediatrician who has a passion for delivering the best possible care for your child. After earning a bachelor's degree in Nutritional Sciences: Physiology and Metabolism from the University of California at Berkeley, he graduated from St. George's University School of Medicine and completed his residency in pediatrics at the University of Medicine and Dentistry of New Jersey-New Jersey Medical School. He also trained at Weill Cornell Medical College in Pediatric Gastroenterology and Nutrition.Dr. Gupta's adventurous career spans from working in the inner cities of New York and New Jersey to the far reaches of rural Maine. He has spent years working in the Emergency Department at The Brooklyn Hospital Center and in Urgent Care at PM Pediatrics. He enjoys teaching and even filmed a pilot episode for a medical talk show!Originally from California, Dr. Gupta and his wife moved to Dobbs Ferry with their two young children, where they enjoy taking advantage of the great outdoors. In his free time, Dr. Gupta can be found hiking the trails of Westchester County, walking his dog through town or paddle-boarding on the Hudson River. Dr. Gupta is also an active member of Rivertowns Rotary whose motto is “Service Above Self.”In this episode...Dr. Nitin Gupta, a pediatrician, shares his journey to becoming a doctor and specifically choosing pediatrics as his specialty. He discusses his upbringing in an Indian immigrant family, where his father and other family members were engineers, and his decision to pursue medicine despite his father's preference for him to become an engineer. Dr. Gupta recounts how his father's heart attack at a young age made him realize the importance of healthcare and mortality.***Please be aware there is explicit language in this episode.***---------------------LISTENER'S GUIDE!NEW TO THE POD? Get started by downloading our FREE LISTENER's GUIDE with 10 Episodes that will give you a great introduction to the podcast! The Listener's guide covers the founding of DPC, how to finance your practice and how to achieve the elusive work/life balance!To get the Listener's Guide...1) RATE and REVIEW our podcast on Apple Podcasts.2) Take a screenshot ***BEFORE you hit submit*** of your review and then email it to support@mydpcstory.comand you'll find the Listener's Guide in your inbox!---------------------HELP FUND THE PODCAST!CLRegister for Hint Summit: HEREGet Elation's New Practice Checklist: HERE RosettaFest 2023: A Work of Heart - August 7-9 at Navy Pier, Chicago, IL!WIN a FREE TICKET TODAY and Register (In-Person and Virtual) with code MYDPCSTORY50 to get 50% off RegistrationEnter to win and learn more at https://mydpcstory.com/rosettafest today!Support the showVisit the DPC SWAG store HERE!Let's get SOCIAL! Follow My DPC Story! FACEBOOK * INSTAGRAM * LinkedIn * TWITTER * TIKTOK * YouTube

Dr. Nitin Gupta is a Board-Certified general pediatrician with a passion for delivering the best possible care for his young patients. His story of how he built a practice he loves and his decision to practice medicine the way he wanted and made it financially sustainable is truly an inspiration.   Discover how Dr. Nitin Gupta started his own concierge pediatrics practice. He's sharing how he's created a profitable practice while providing an incredible service to his patients, the skills he needed to learn to make it happen, and where you can start if you're ready to try something new in your career.   Get full show notes and more information here: https://wealthymommd.com/170

Melissa speaks with Dr. Nitin Gupta, the founder & CEO of Rivertowns Pediatrics in New York, about protecting his community throughout the COVID-19 pandemic, as well as his own health challenges. He says, “I mirrored [my practice] after the pediatrician I had. He was always available for his patients. If I got sick, I saw him that day.” Dr. Gupta also disputes the common perception that COVID-19 does not affect kids.

Please do fill out our Brand Recall Survey: ( https://www.surveymonkey.com/r/6HP2RVB )This week on #PaisaVaisa, Anupam Gupta is in conversation with Nitin Gupta, Founder & CEO at Uni where they discuss their new Pay 1/3rd card for payments and much more. Anupam and Nitin begin the conversation with a brief introduction of what Uni does, How Uni is unique from other credit cards or BNPL services, and share their view on India's Credit Culture. Further, they get into the origin behind 1/3rd card, Uni's offering, prices, and much more!Paisa Vaisa is India's leading podcast on personal finance with 1m+ downloads, 130+ hours of content and conversations, 150+ guests, and 300+ episodes. Since 2017, Paisa Vaisa has interviewed experts across the spectrum of personal finance covering diverse topics such as mutual funds, stocks, housing, loans, education, crypto, and much more. Listen in now to make smarter decisions with your money!You can know more about Uni: ( https://www.uni.cards/ )Twitter: ( https://twitter.com/cards_uni )Linkedin: ( https://www.linkedin.com/company/uni-cards/ )Instagram: ( https://www.instagram.com/uni_cards )You can follow Nitin on social media:Twitter: ( https://twitter.com/nitinwhatever )Linkedin: ( https://www.linkedin.com/in/nitinguptaprofile/ )Get in touch with our host Anupam Gupta on social media: Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )Linkedin: ( https://www.linkedin.com/in/anupam9gupta/ )You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at https://www.ivmpodcasts.com/

Anirudh Singh sits down with Nitin Gupta, Co-Founder and CEO of Uni, one of the fastest growing pay-later card providers in India. They discuss Nitin's past work at PayU and Ola Financial Services, the overall credit card landscape in India, and launching the Pay 1/3rd product with Uni. Shortly after this episode was recorded, Uni went on to raise a $70M series A round at a $350M valuation. Nitin Gupta: Uni's Founder and CEO, Nitin Gupta is an alumni of IIT Delhi and IIM Ahmedabad. He started his career as a Founder and CEO of Khojguru and then led the PayU India team as Co-Founder and CEO. He built Pay U into one of the largest payment gateways in India under his able leadership. At Ola, during his stint of 2.5 years, he headed the Ola Financial Services as CEO and launched Ola Money Postpaid which was valued at $250 million last year. It's now one of the largest financial services businesses in the country. Currently, at Uni, he has raised $18.5M, while in stealth mode and launched the BNPL product Pay 1/3rd card. Apart from building cutting-edge financial products he also invests in new and upcoming companies in the capacity of an Angel investor.

On its website, Slice introduces itself as India's best credit card challenger. And it is apparently emerging as one. Slice turned as a unicorn after raising $220 million last month in a Series B round. It is issuing 2,00,000 cards every month, trailing only HDFC Bank and ICICI Bank, and boasts a waiting list of over a million users.  And just like Slice, another startup, Uni, is also making its mark and has found a disruptive workaround in the form of pay-later cards. In October 2020, Uni raised $18.5 million in a seed round without a product in hand. Uni has disbursed Rs 120 crore in the month of November. The startup claims it is seeing a 40 per cent month-on-month growth. Let us first find out how pay-later cards are different from credit cards. India has just 66 million credit cards in circulation. On the other hand, 934 million debit cards were in circulation in October. It is because it is not an easy task to secure a credit card in India as banks are highly conservative in this segment. They prefer customers with full-time salaried jobs or those with high credit scores. If you are a student, freelance professional, a self-employed person or a blue collar worker you can be rest assured that banks would largely ignore you. But the fintech companies offering pay-later cards are promising to change this all. More than anything, by focusing on millennials who are digitally active but without a credit history, these startups are helping them build credit scores for the first time. For this, Slice is issuing cards with a credit limit as low as Rs 2,000 which is then dynamically increased as users spend more and get consistent in repayment. Uni's CEO and co-founder Nitin Gupta told Business Standard that its existing card is designed for people to tide over short-term liquidity issues. While Uni currently depends on credit scores to choose its customers, the startup will soon launch another product that is targeted towards customer segments that do not have access to credit today.  And unlike the credit cards, pay-later cards don't have revolving interest. Credit cards charge interest on interest. And in case of late payment, interest is charged from the date of transaction. In pay-later, there is no interest fee on new purchases in case of partial payment. A pay-later card offers greater flexibility and simplicity in repayment also, which is what the companies are projecting as their selling proposition. While Slice allows its customers to split their monthly spends equally over three months with no additional charges, Uni goes a step further by doing this at the transaction level. Uni customers can choose the transactions for which they want to pay in full and split the rest over three months. Fintech companies rely on banks and NBFCs for underwriting the loans while they take care of the tech platform that rides on flexibility and transparency This business too comes with its fair share of risks in the form of non-performing assets and the true test of their underwriting process will be known only in the medium term. But in due course, we can expect such innovative lending companies to substantially increase the total addressable market for their cards and other credit products from traditional financial institutions. Watch video

Nitin Gupta is a Silicon Valley PhD who worked as an engineer at Uber, Google, and Relcy. He created Beans.ai with Akash Agarwal (college friend), who worked at Deloitte and Verizon, among other firms. Nitin and Akash quit their jobs to deliver on major delivery apps like Uber and Instacart, made more than 1,000 deliveries to learn the industry from the ground up. Nitin built Beans.ai to solve for all these pain points by leveraging the experiences and data from drivers across all the different apps they serve. Find show notes at TheRideshareGuy.com

On this episode of Shunya One, Shiladitya and Amit are joined by Nitin Gupta, Founder and CEO of Uni Cards. Nitin talks about starting his entrepreneurial journey in 2008, starting with PayUMoney and then coming up with Uni. Nitin also talks about why having an IPO is necessary for business, why India has the best financial service businesses and how he decided on building a financial distribution business. Shiladitya and Amit ask Nitin about what excited him about credit cards in the first place, why the credit card will create a hundred billion dollar incremental market gap in coming years, and more. Nitin further explains what the Uni card is, how it works, the benefits customers can avail with it, how Uni profiles their customers and what Nitin is planning to build on top of the existing product. Tune in for this and so much more.Follow UNI Linkedin & Twitter:https://www.linkedin.com/company/uni-cards/https://twitter.com/cards_uniFollow Nitin Gupta on Linkedin & Twitter:https://www.linkedin.com/in/nitinguptaprofile/https://twitter.com/nitinwhateverTweet to hosts @shiladitya & @doshiamit for your questions or reactions to this episode.http://ivmpodcasts.com/shunyaoneYou can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at https://www.ivmpodcasts.com/

What if your card could automagically convert your purchases to pay later at no extra cost? Well we caught up with the inimitable Nitin Gupta from Uni to discuss this and a lot more in our latest episode. In one of our most free flowing and fun episodes, Nitin candidly spoke to us about: His journey from Lehman to Uni The hypothesis behind Uni Uni's product proposition How Uni makes money The road ahead for Uni and BNPL Do listen to this episode to get a glimpse into one of the exciting new credit startups in India and gain some insights from one of the veterans of Indian Fintech Additional information Uni Website Email Nitin - nitin [at] uni [dot] club

Dr. Nitin Gupta is the founder of Rivertowns Pediatrics, a very different type of private practice. Having practiced from Newark, NJ to Caribou, ME, he's landed on a value-based, concierge model that works. Boiling things down, Dr. Gupta told Daniel, “You're spending more time on that computer than you are face to face with that patient.  This gives you the opportunity to be the doctor that you were meant to be, and so that's why I started this.”

Nitin is a serial entrepreneur and an Angel Investor. He has founded multiple startups like Khojguru Infotech, PayU India and now Uni. In this episode he spoke about the evolution of fintech in India, it's future with banking, personalizing financial services user experience and more in his interview with Roshan Cariappa. Key Highlights: (00:00) Introduction (01:15) Starting at Lehman Brothers in 2008 (04:54) India Fintech over the last ten years (10:01) Nitin's learnings from founding PayU (16:02) Going from Idea to Product to Company with Uni (21:23) Product roadmap for Uni's customers (23:26) Personalizing financial services user experience (25:30) Customer segmentation within Financial Services (29:11) Cross Selling to users (30:28) Building an ecosystem through partnerships (32:05) Future of Banking and Fintech (36:11) Advantages of being an Investor AND a founder (38:05) Optimism for the future (40:34) Nitin's Books and Podcasts recommendations ------------------------------------- Connect with Nitin: Linkedin: https://www.linkedin.com/in/nitinguptaprofile/ Twitter: https://twitter.com/nitinwhatever ------------------------------------- Connect with Us: Linkedin: https://www.linkedin.com/company/startup-operator Twitter: https://twitter.com/OperatorStartup ------------------------------------- If you liked this episode, let us know by hitting the like button and share with your friends and family. Please also remember to subscribe to our channel and switch on the notifications to never miss an episode! --- Send in a voice message: https://anchor.fm/startup-operator/message

Credit cards are one of the most ubiquitous financial products in the world. We all use them everyday, they are part of our lives.But as the world changes and our spending and consumer behaviour changes along with it,  so have our needs with regard to financial products. We now have different financial behaviors and the exciting field of fintech is ready to serve us according to our own preferences.Credit cards are the first logical step in this revolution.Over the last couple of years, several startups in India are trying to disrupt and change the credit card ecosystem in India, and literally all of them are tremendously exciting.One of the foremost among them is Uni, and Nitin Gupta, the CEO is one of the domain's most knowledgeable.  Which is why I'm delighted to present to you this conversation between Rachit Parekh, Vice President at Accel, and Nitin. It's a far reaching dialogue on the evolution of Indian fintech, what the future holds, global trends, and challenges the field is facing.The conversation is also insightful in that it makes clear the opportunities that exist in a nascent fintech space like India's, in which credit cards may be the first step in a boom of new and innovative products the country has never seen. But, and here's what I think is the more important part of the conversation, Rachit and Nitin also spend time on the regulatory challenges faced by Indian fintech. This is important not just for the fintech and credit card ecosystem, but for anyone who needs to navigate the Indian system.I learnt a lot from the conversation, and I know you will too. And yes, watch this particular space in fintech. There's going to be a lot of action here in the decade ahead0:00 - 8:00: Intro8:08 - 9:37: Why go after credit card business?11:35 - 13:36: Global trends in the financial services business26:39 - 29:11: Challenges in the Indian financial services industry31:29 - 32:10: Making customer data available  34:39 - 36:44: How to manage regulators?Check out other episodes from the Insights Podcast series at https://www.seedtoscale.comShare your feedback and suggestions at https://www.twitter.com/Accel_India

Want to know the team a little better? Join us on today's episode where we have RDV team member/friend plus a mentor to Saim - Nitin Gupta, accountant/entrepreneur, on to have an impactful and fun convo! This is more of an opinion-based episode, we all share our own input based upon our experiences or topics shared during this podcast. What do we value? How do we continue to try and help others while still carrying our own bags on our backs? Are we growing or are we not? We all want to make an impact, a lot of times we are so fearful of taking risks, however, we need to make that jump sometimes. What can you do today that will get you where you need to be in the future? Have we been evolving as a society? Is there improvement from our past generation, for example, is there more support for the LQBTQ community? Who is someone else to tell another person they cannot be who they are? A large portion of society lacks self-awareness, do emotionally unintelligent people have a hole inside their hearts? What are they masking? We touch on social media, everyone feels more confident behind a screen, is it a jealousy thing, insecurity? Why do others waste energy and time hating someone when they can put that time into their own things? At one point in all of our lives, we have experienced very low-self esteem, caused by the act of bullying or the environment.  We talk and learn more about our younger selves vs where we are today. Join us today for good conversations and maybe a laugh. #notalone  As always thank you for tuning into Paranoid in My Paradise. Don't forget to hit that follow button, comment, like and share our other content Rêveurs de Vie® (@reveursdevie) • For more info and where to shop: Rêveurs de Vie (reveursdevie.com) Reveursdevie is now in association with The Canadian Mental Health Association. more info: CMHA Saskatoon Branch – Mental Health for All

The Prime Minister has announced his desire for the UK to become a 'science superpower'. A new office within the cabinet to look at science will work alongside existing science strategy and funding structures. So far it's unclear where the responsibilities between the various science policy bodies lie. James Wilsdon, Professor of Research Policy at the University of Sheffield, helps Gaia Vince pick her way through the spaghetti of overlapping organisations and Dame Ottoline Leyser, UKRI Chief Executive, gives her her take of the impact of the reorganisation. A major new trial has been announced into the effectiveness of the drug Ivermectin for the treatment of Covid-19. There's controversy surrounding the drug, which was designed to kill parasitic worms. It showed some promise against the virus in very limited lab studies. For many reluctant to vaccinate these studies seemed to suggest an alternative way to treat the virus. However, regulatory bodies disagree. It's hoped the new study and a range of other wide scale trials will give a more rounded view on the potential if any for Ivermectin as a Covid 19 treatment. Jack Goodman from the BBC News Misinformation Unit has been looking at the controversy surrounding Ivermectin. Scientists researching it have been subject to abuse and in some countries it has been rolled out as a treatment despite the lack of evidence on its effectiveness. There have been reports of a number of cases of Black Fungus in patients with Covid-19 in India. What exactly is this unusual but life threatening fungal growth? Dr Nitin Gupta, Assistant Professor in Infectious Diseases at Kasturba Medical College in Manipal, South West India, explains why this previously rare infection is now on the rise.. Gaia Vince talks to Elena Zavala of the Max Planck Institute for Evolutionary Anthropology, Leipzig, Germany about how she and her team have managed to extract DNA from samples of earth from the Denisovan cave in Siberia. Some years ago fragments of bone recovered from the cave revealed a new hominin species, called the Denisovans. Now DNA analysis of the layers of earth built up over hundreds of thousands of years are painting a picture of the vast variety of early people who used the cave, which included Neanderthals and early humans as well as Denisovans.

  Direct primary care (DPC) is a style of practicing medicine we have discussed many times on the show. The way DPC works is that instead of using insurance to cover the cost of doctor visits with copays, patients contract directly with the doctor – usually on a monthly basis. This allows them to establish a nice long term relationship where they intimately know their patients. Paying doctors monthly is great for this long term, continuous care. But what happens when care has to be episodic like with a pregnancy? And if you're that doctor covering all the patients in your panel for 24/7/365 how do you ever take time off if one becomes pregnant and needs to be delivered? Can You do OB in a DPC Practice? The short answer is yes and quite a few do it. I am not aware of any pure obstetrics practices that use fully transparent pricing and membership (that would be quite the commitment to need years of pre, peri, and post natal care!). The long answer is that if you're a family practice doctor who chooses to do DPC and include pregnancy in your practice you need one thing above all others: friends. In my interview today with Dr. Nicholas Tomsen of Wichita, KS that is his biggest piece of advice for doctors starting out looking to do maternal care. Find either some other physicians in your practice or the community who are willing to provide the coverage you might need at times to allow you to go on vacation. How Do You Recruit Indebted Doctors to Join Your Group ? Now that DPC is entering its toddler years and leaving infancy, it needs to solve some problems related to growth. How is it best to grow in a time where most new residents enter the work force with $200,000 in debt from medical school and undergraduate? Large hospital systems and employers (including the government) can afford to forgive that debt and start these new physicians in a busy practice with plenty of patients. But for a small independent practice without piles of capital one must be creative in finding solutions. Fortunately, as DPC groups become established and successful they are finding ways to solve this problem by offering employment agreements paying new grads the same as their resident salary while letting them moonlight while building up a patient panel. Dr. Nicholas Tomsen is a family physician and co-owner of Antioch Med in Wichita, KS. Antioch is a DPC practice that offers obstetrical services to its patients.   show notes Episode 110: Today's show Antioch Med: Antioch med is Dr. Tomsen's DPC practice where he is co-owner. Episode 002: Belen Amat on why she went into DPC Episode 004: How to start a DPC with Dr. Chad Savage Episode 031: Dr. Nitin Gupta in a pediatrics DPC Episode 067: Dr. Josh Umbehr in the liklihood of DPC becoming a dominant player in primary care. Episode 105: What is the one question you wish you knew about DPC before starting? Doctor Podcast Network: The home for the Paradocs and a number of other physician based podcasts. Samaritans Health Sharing Ministry: This is the ministry we use. Feel free to mention my name if you sign up - not sure if that helps you or not. Top 20 Physicians Podcasts Made Simply Web Site Creations: This is the great, affordable website service that built my wife's podcast site. I cannot recommend this company more to someone looking for creating a website. Always Andy's Mom: Home of my wife, Marcy's, podcast for parents grieving or those looking to help them. YouTube for Paradocs: Here you can watch the video of my late son singing his solo on the Paradocs YouTube page. Patreon - Become a show supporter today and visit my Patreon page for extra bonus material. Every dollar raised goes towards the production and promotion of the show.    

  Direct primary care (DPC) is a movement that is growing quickly in the United States. Patients and physicians are looking to bypass the traditional box store medical practice and deal directly with one another. The DPC relationship is personal, small, and simple without middle men (or hospital systems). Instead of relying on copays and insurance for receiving care, patients sign up for a monthly membership with a doctor and usually get 24/7 access to a doctor. Often, the doctors provide extra value for membership by providing medications at wholesale prices, discounted laboratories and imaging studies, and unlimited visits. All of this is for an affordable price that is much, much less than the cost of an insurance plan. But the shift to this sort of practice can be scary for a doctor. If you're newly out of training and carrying hundreds of thousands of dollars in medical school loans - can you make it? Will you find patients? What do you need to know? In order to answer some of these questions I asked nine DPC practices from around the country what is the one question you wish you knew before you started a DPC practice? (The quotes below are actually paraphrases from our conversations both on and off air.) Marketing Dr. Rebekah Bernard of Gulf Coast DPC in Fort Meyers, FL says that you should watch out on what you spend for marketing. "The advertising sales people are great at selling their products and getting you to buy to grow your practice. But I found that they weren't that helpful and the best way to grow was on my own through social media. There really isn't a need to spend a lot on advertising since the best kind is free."     Trial Memberships Dr. Deepti Mundkur of My Happy Doctor in San Diego, CA was surprised that a number of potential patients looked to receive free trial memberships for her medical services. "I was surprised by people calling to see if they could get a free month trial period for my medical services.  I wasn't really prepared for it and it caught me off guard. I understand how direct primary care may seem similar to a subscription service like Netflix and YouTube. "With the medical liability and importance of good care I had to gently say that I didn't provide free medical service as an office policy. Then I explained what I offered and its value but added they could try to find that sort of service for free elsewhere in San Diego. I doubt any of them did."       Empathy and Trying to Run a Business Dr. Matt Falkiewicz of Nova DPC in Grand Rapids, MI says the most difficult question he and his partner have faced is being empathetic to those hurting financially while still running a business and staying profitable. "We were not ready for the problems that come from people who can't pay for care and services. There were a number of times when they didn't pay the lab fees or monthly membership that we ended up having to pay for those costs. It is still a discussion we have to have to decide whether we cover some costs or delay payment. "We went into medicine to care for people and help them. But we also have to be mindful that it is a business and we can't always do things for free. So we are more careful by charging ahead of time for labs and the month of membership. But we still talk to each other whenever the question of need comes up to decide what to do for patients in specific circumstances." There is No Cookbook for DPC Dr. Nitin Gupta is the owner of Rivertowns Pediatrics in Westchester, NY and practices pediatrics in the metropolitan New York City area. He said the most important question he wished he knew before launching his practice was that there is no cookbook. "I followed the all the 'rules of DPC' before starting out. I posted all my prices. I touted direct primary care as the model. But I really struggled getting off the ground. I kept having conversations with potential patients and spent a lot of time explaining to them what direct primary care was. Eventually they'd say something like, 'Oh, it's like concierge medicine.' "I realized that I was spending too much time confusing people with the term direct primary care. So I started calling myself concierge and it changed everything. Now I was having conversations about what I could do for patients, not a payment model. I also learned that by removing the transparent pricing off my website that I had a lot more people reaching out to me and signing up. This is probably not the right thing in every area but it is in my market. You need to understand your market and adjust even if the model is the same as other DPCs." Learn from Others Dr. Belen Amat is the owner of DPC of West Michigan in Grand Rapids, MI (and happens to be my doctor). She says that flexibility and a willingness to learn from others would be what she wished she knew before starting. "There are so many things that I didn't know and it turns out that most people had the answers. Whether it is to not waste money on marketing or which licenses to get, I wish I knew to find out more from those willing to help early on. Facebook groups are now a great place to find out information on what you should know. "There is no reason to pay for a lot of that information but you have to accept what you don't know and be flexible. I tend to be stubborn and have to learn on my own the hard way but you don't need to do it that way any more. There are so many more practices out there now and doctors who are happy to help you get started. There are plenty of patients so there is no one too worried about competition." What to Buy My next guest, Dr. Katie Edson, is the owner of Edson Family Practice in Christiansburg, VA and says she wishes she knew what to buy for medical supplies before starting her practice. "When you're in training or working for a traditional practice the medical supplies are just there. You don't have to think about them or even know what they're called. You also have no idea what quantities or anything that you might need are. "I realized when I started that I needed medical supplies so I purchased a lot of things for every possible medical procedure that I could imagine doing. Later, I realized that I had too much and a lot of things that I didn't need." I Wish I knew About DPC Earlier Dr. Christine Hoffman of Vanguard Family Medicine in Murfreesboro, TN had a very simple answer to the question of what she wishes she would have known before starting a DPC practice. "I had practiced medicine for 20 years and just wish that I had known about DPC sooner. It has made medicine fun again and I've gone from a doctor ready to quit to one who loves practicing medicine again."         Buy Exactly What You Need Dr. Julie MacNeil is a pediatrician and the owner of Anchorage Home Call Pediatrics in Anchorage, AK. She wishes she knew that you can order exactly what you need. "I thought when I started that you had to buy everything in large quantities for medical supplies. I also thought that it would be difficult getting supplies living in Alaska so that the shipping rates would force me to buy in large amounts. It wasn't until later that I discovered I could buy just very tiny numbers of things like 5 syringes and needles. This has helped prevent a loss of inventory as products and medications expire. "Even in Alaska, there are lots of options that don't cost a fortune if you take the time to look. So now I buy exactly what I need for each procedure and don't usually have to wait very long either." Believe in Yourself and DPC Finally, Dr. Eric Kropp of Active Choice Health Care probably has the answer to the question at the forefront of anyone thinking about starting a DPC practice. "The question I wished I knew before starting a DPC practice was that it would work. I only wished I had confidence to have started earlier because I can now practice medicine and care for my patients the way I want. "I was in a traditional practice for only 5 years when a senior partner suddenly passed away in his sleep. My reaction wasn't of empathy or concern but of anger and frustration as I knew I'd have to care for those patients on top of my current ones. I realized that if that's the reaction I had then I had better do something better for myself and my patients. I heard about direct primary care and thought it sounded right. Now that I am doing it I am no longer missing my kids and family and am back to being a doctor treating others with the empathy they deserve." show notes DPC Mapper - This is a great website and resource for anyone looking to find a DPC practice in your area. It is also a great way for doctors to reach out to others who have made the leap. Episode 105: Today's show Doctor Podcast Network: The home for the Paradocs and a number of other physician based podcasts. Samaritans Health Sharing Ministry: This is the ministry we use. Feel free to mention my name if you sign up - not sure if that helps you or not. Top 20 Physicians Podcasts Made Simply Web Site Creations: This is the great, affordable website service that built my wife's podcast site. I cannot recommend this company more to someone looking for creating a website. Always Andy's Mom: Home of my wife, Marcy's, podcast for parents grieving or those looking to help them. YouTube for Paradocs: Here you can watch the video of my late son singing his solo on the Paradocs YouTube page. Patreon - Become a show supporter today and visit my Patreon page for extra bonus material. Every dollar raised goes towards the production and promotion of the show.    

In Episode 9 we speak with Dr. Nitin Gupta who has a revolutionary view of how to practice medicine.  He is the founder of Rivertowns Pediatrics (https://rivertownspeds.com) located in Westchester County, New York.  He is also expanding to Manhattan!This week we introduce a new segment, Medical Myths!  So what about physician compensation?  Is it the reason why we are paying so much for healthcare?  (short answer...  no!)Also a brief calmer on Coronavirus.  Lets all take a deep breath!https://rivertownspeds.comhttps://cdc.govhttps://www.kevinmd.com/blog/2018/01/time-debunk-myth-doctors-dollars-come-easily.htmlhttps://www.cdc.gov/coronavirus/2019-ncov/index.html

  One of the most common questions I get asked about the health care system is why are medical bills so enormous? It seems strange that the explanation of benefits you receive after getting care or services are so obviously inflated. Yet those charges which the hospitals, health care professionals, and pharmacies post are there to see which they clearly have no expectation of getting paid. Why does this happen? And why do insurance companies - which one would expect to have incentives to keep these charges low - seem to be ok with them?   The answer lies primarily with the following four points which I will describe: Hospital Charges: Hospitals are encouraged to inflate their posted charges even though they have no expectation of collecting them because of a payment system known as Disproportionate Share Hospital Charges. Hospitals routinely contract with insurance companies for much lower payments for services which are sometimes less than 10% of posted charges. The reason is that the uncollected amounts the hospital will then claim as uncompensated care, ie, care for the indigent or charity care. This program funnels billions of dollars into hospitals nationwide (in 2017 it was $17.1 Billion). Insurance Charges: One would expect that insurance companies would balk at these massively inflated charges but they don't because they too benefit from large posted prices even when they contract for lower prices with the hospitals. Oftentimes, a percentage of the insurance's business is a bounty they receive from employers for providing "savings". This means that in an inflated charge where they pay only 10% they count the 90% as a savings to the employer who will then turn around and pay an extra amount to the insurance company. For this reason, so long as the insurance company can get good contract rates it is in its best interest to have larger and larger posted charges. Health Professional Fees: Similar to the insurance companies, health professionals (physicians, laboratories, physical therapists, etc.) have reasons to inflate their charges beyond what they can expect to receive. This is because small insurance carriers occasionally pay a per cent of charges rather than a set fee for certain services like Medicare/Medicaid. Therefore, the higher the charges, the greater the revenue (55% of $100 is bigger than 55% of $50). Pharmaceuticals: Finally, pharmaceuticals are expensive because they rely on pharmacy benefit managers (PBMs) to get on hospital and pharmacy formularies (which are then used for insurance companies). These PBMs are very concentrated and hold a lot of leverage in getting drugs to the physicians and hospitals so the manufacturers of the drugs cut "rebates" to the PBMs in order to make it onto the formularies. Unfortunately, these rebates rarely make it back to the insurance companies or patients to allow for smaller premiums. Instead, the PBMs pocket these percentage rebates and use them to help their bottom lines. It also creates a perverse incentive for the PBMs to have expensive drugs when cheaper alternatives might be available. An example is that a 50% rebate on a $1000 drug yields the PBM $500 profit where an equally effective drug priced at $200 would only give them $100. It's important to note that medical care is not solely expensive because of these four factors and there are a lot of things which make care so expensive. This is simply an example of the four most common reasons our bills are so inflated and the contribution to the high prices in health care is due to so many more distortions in the market. To learn more about why health care is so expensive, continue tuning in to the Paradocs where we discover together the problems and some innovative solutions people are discovering to provide high quality, low cost care. Dr. Eric Larson is the host of the Paradocs and an expert on health care policy. show notes The state of Michigan Report on Disproportionate Share Hospital Verifications: You can see here from this example report the massive amounts of uncompensated care provided by hospitals that they then bill Medicare and Medicaid at year end. Episode 005: How Pharmacy Benefit Managers rip you off with Dr. Mass. Episode 029: Why American Health Care is So Expensive with David Hyman Episode 031: My previous discussion with Dr. Nitin Gupta before he became famous on the CBS evening news and received the Paradocs bump. Episode 042: How to fix US Health Care system Episode 043: How PBMs Jack Up Drug Prices with Dr. Madelaine Feldman Episode 056: Getting ripped off by health insurance where I discuss my recent problems with insurance charges. Made Simply Web Site Creations: This is the great, affordable website service that built my wife's podcast site. I cannot recommend this company more to someone looking for creating a website. Always Andy's Mom: Home of my wife, Marcy's, podcast for parents grieving or those looking to help them. YouTube for Paradocs: Here you can watch the video of my late son singing his solo on the Paradocs YouTube page. Patreon - Become a show supporter today and visit my Patreon page for extra bonus material. Every dollar raised goes towards the production and promotion of the show.    

In today's episode of The Honest Liar, I have Dr Nitin Gupta from Rivertowns Pediatrics. We had a powerful conversation around the concept of burn out and the impact that high stress positions have on one's self and family. We had a powerful conversation with a special insight behind the curtain of what it's truly like to be a doctor in today's society.  Dr. Gupta shared the dehumanization that exists in the world of medicine and what brought him to passionately to pursue his new vision for healthcare.  You do not want to miss this powerful real and authentic conversation.  Topics: - Entrepreneurship - Happiness - Growth - Life Values - Burn out  - Immigrant first gen Interview Link: https://youtu.be/JX3f1hVOEdM Questions? Comments? Feel free to reach out to me at: franco.cabral@iCloud.com  Visit my Website: https://francocabral.com  Follow me on Instagram: https://www.instagram.com/itsfrancocabral/  Follow me on Facebook: https://www.facebook.com/franco.cabral2  

  If you own your own business, which physicians who are independent or run concierge or DPC practices do - you need to focus part of your time on branding and marketing. For direct primary care doctors, their business model is so new that most potential patients are not only unfamiliar with the practice but also the terminology. What words you use to describe yourself is critical to success and an important part of marketing and branding.   My guest today is pediatrician Dr. Nitin Gupta who we met on Episode 31 when he was just starting his practice. He is now a year in and through marketing is seeing real success. But it wasn't until he pulled the prices off of his website and branded himself as concierge that the patients started coming. In New York, the term concierge is a common one people are familiar with to describe doctors who don't take insurance. So by selling his personal care, accessibility, and value he now commands a growing patient list without focusing so much on price.   Whether this strategy would be successful for other DPC groups or not is something to see and probably depends on the area of the country and relative wealth of communities.    Dr. Nitin Gupta is a DPC pediatrician at Rivertowns Pediatrics in New York. show notes Rivertowns Pediatrics: Dr. Gupta's practice in New York. Rivertowns Peds on Facebook Episode 031: My previous discussion with Dr. Nitin Gupta before he became famous on the CBS evening news and received the Paradocs bump. Made Simply Web Site Creations: This is the great, affordable website service that built my wife's podcast site. I cannot recommend this company more to someone looking for creating a website. Always Andy's Mom: Home of my wife, Marcy's, podcast for parents grieving or those looking to help them. YouTube for Paradocs: Here you can watch the video of my late son singing his solo on the Paradocs YouTube page. Patreon - Become a show supporter today and visit my Patreon page for extra bonus material. Every dollar raised goes towards the production and promotion of the show.    

  Direct Primary Care (DPC) is starting to gain some steam and popularity with established physicians, residents, and medical students. Patients are also beginning to learn about this alternative to traditional insurance based care. Instead of copays, deductibles, and limited visits and times with the physicians - DPC works as a monthly fee with unlimited access to the physician.   Dr. Nitin Gupta is a board certified pediatrician who is beginning this journey with his patients by launching a new practice in Westchester County, New York. Instead of focusing on pleasing the insurance company and meeting their metrics and quality measures - he is focusing on his patients and what they need. This turns the traditional way of practicing medicine with a third party paying on its head.   In fact, Dr. Gupta does most of his patient visits in their own homes! Imagine having the pediatrician coming to your home when you child is sick or needs vaccines. They would be tremendously more comfortable in their own environment. Dr. Gupta describes that many of his patients don't even know that he is a doctor.   The biggest impediment to starting a pediatrics practice is creating a market by getting patients to understand an alternative way to be seen. Will parents be willing to experience medicine in a different way? Only time will tell but I suspect they embrace it. Dr. Gupta is a pediatrician who has launched a new type of practice for seeing children. He is starting a direct primary care membership method of seeing his patients and not taking insurance.   show notes Rivertowns Pediatrics - Dr. Gupta's website where he describes his fee schedule, practice, and services he provides for his patients and their families. Facebook: Facebook site for Dr. Gupta's practice Episode 002:  How Direct Primary Care Made Me Love Medicine Again & Less Cranky with Dr. Belen Amat Episode 004: A Step-by-Step Guide in How to Start a Direct Primary Care Practice with Dr. Chad Savage. Episode 028: A Deep Dive Into Who Today's Doctors Are - What makes doctors tick? What do they want? Memorial for Andy Larson: This is the donation link to honor Andy's death with the Grand Rapids Choir of Men and Boys where he blossomed and served as a head chorister. YouTube for Paradocs: Here you can watch the video of my late son singing his solo on the Paradocs YouTube page. Patreon - Become a show supporter today and visit my Patreon page for extra bonus material. Every dollar raised goes towards the production and promotion of the show.

Counterfeit goods are estimated to drain more than $1.6 trillion from the global economy, a figure that is slated to climb $4.2 trillion by 2022. So today I speak with Nitin Gupta, the co-founder & CTO of NeuroTags. A start-up that is helping companies to fight the huge counterfeit market. So we talk about how this works, how things are going so far. Talking to big brands in India and USA . the business model, how they plan to scale. he also talks about his previous life working at Yahoo, eBay, PayPal in the mid-2000 's. And he also gives great advice for first-time founders. in this conversation we also talk about: Stats Getting good traction How they catch the counterfeiters Million people being killed due to fake pharmaceutical drugs Thoughts on what went wrong at Yahoo (B players hiring C players!) Book recommendation - Speed of Trust by Stephen M. R. Covey Thoughts on finding talent. Industries they are specifically targetting. Talking to the big VC's Creating value Trust. and much much more! https://www.neurotags.com/ P.S Follow me on @Skillshare. Try Premium free for 2 months and access all my classes! https://www.skillshare.com/r/user/neilpatel Skillshare is an online learning community with thousands of classes in design, business, tech, and more. Anyone can join the millions of members in our community to learn cutting-edge skills, network with peers and discover new opportunities.